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SRA BENEFITS If you want a new paradigm to improve your benefit management capabilities and outcomes, consider a change to SRA Benefits. Our detailed and accountable approach will change your perception of benefit brokers. Employee benefits have grown from purchasing a simple health insurance policy to managing a complex catalog of regulations and benefit options. It’s no wonder the money and time spent on employee benefits represents a growing threat to your company profits. Regardless of the size of your organization, you are concerned about the cost of healthcare and its regulatory complexities. SRA’s forward looking model is designed to meet these challenges head on. we sell results not products Think of SRA professionals as your elite team dedicated to providing the strategies, tactics, services and tools to create and maintain excellent benefits while containing costs. The best run plans not only provide the lowest cost year after year but also the best value to employees. mine data & optimize results Our talented professionals with years of multi-disciplined expertise will analyze your benefit programs, find the best markets and mine and manage your financial data to optimize your long term results. streamlined underwriting Tired of health bids that don’t mean anything until you go through medical underwriting — rushing employees to fill out multiple applications to meet renewal deadlines? SRA offers the convenience of an encrypted 24/7 enrollment and pre-screening system for medical, dental, vision, disability and life benefits. Our system provides a one step process to pre-screen employee risks, monitor enrollment progress and then automatically populate, electronically sign and submit approved insurance company applications. Combined with our proprietary small group spreadsheet and budget modeling service there is no simpler way to design, select and enroll your benefit program. increase employee retention and decrease bottom line cost Does you current broker deliver results, quick resolution, immediate access and strong management control of your benefit value and cost? More importantly, does your broker continuously improve your understanding and ability to make clear effective benefit decisions? We deliver measurable results, meaningful data and actionable feedback to help you make informed decisions. Essential to Insuring & Protecting Your Employees. select group services (2-99 employees) Competitive pricing Comprehensive carrier and product mix Proprietary on-line employee health application process (no multiple applications) Dedicated service team with integrated tracking and back-up system HIPAA compliant claim resolution Variety of plan designs (traditional, HSA, HRA) Comprehensive consulting and marketplace analysis Financial budgeting & forecasting of costs Flexible service to meet your demanding schedule Timely response to the needs of your employees results are essential to our success 98% Retention of Groups (all sizes) Stable Renewal Pricing Personal Service Cutting Edge Client Management Systems Integrated Client Service Team Someone on your team is always available

SRA Benefits 2-99 Employees

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SRABenefitS

Ifyouwantanewparadigmtoimproveyourbenefitmanagementcapabilitiesandoutcomes,considerachangetoSRABenefits.Ourdetailedandaccountableapproachwillchangeyourperceptionofbenefitbrokers. Employeebenefitshavegrownfrompurchasingasimplehealthinsurancepolicytomanagingacomplexcatalogofregulationsandbenefitoptions. It’snowonderthemoneyandtimespentonemployeebenefitsrepresentsagrowingthreattoyourcompanyprofits.Regardlessofthesizeofyourorganization,youareconcernedaboutthecostofhealthcareanditsregulatorycomplexities.SR A’s forward lookingmodel isdesignedtomeet thesechallengesheadon.

we sell results not products ThinkofSRAprofessionalsasyoureliteteamdedicatedtoprovidingthestrategies,tactics,servicesandtoolstocreateandmaintainexcellentbenefitswhilecontainingcosts.Thebestrunplansnotonlyprovidethelowestcostyearafteryearbutalsothebestvaluetoemployees.

mine data & optimize results Ourtalentedprofessionalswithyearsofmulti-disciplinedexpertisewillanalyzeyourbenefitprograms,findthebestmarketsandmineandmanageyourfinancialdatatooptimizeyourlongtermresults.

streamlined underwriting Tiredofhealthbids thatdon’tmeananythinguntil yougo throughmedicalunderwriting—rushingemployeestofilloutmultipleapplicationstomeetrenewaldeadlines?SRAofferstheconvenienceofanencrypted24/7enrollmentandpre-screeningsystemformedical,dental,vision,disabilityandlifebenefits.Oursystemprovidesaonestepprocesstopre-screenemployeerisks,monitorenrollmentprogressandthenautomaticallypopulate,electronicallysignandsubmitapprovedinsurancecompanyapplications.Combinedwithourproprietarysmallgroupspreadsheetandbudgetmodelingservicethereisnosimplerwaytodesign,selectandenrollyourbenefitprogram.

increase employee retention and decrease bottom line cost Doesyoucurrentbrokerdeliverresults,quickresolution, immediateaccessandstrongmanagementcontrolofyourbenefitvalueandcost?Moreimportantly,doesyourbrokercontinuouslyimproveyourunderstandingandabilitytomakecleareffectivebenefitdecisions?Wedelivermeasurableresults,meaningfuldataandactionablefeedbacktohelpyoumakeinformeddecisions.

Essential to Insuring & Protecting Your Employees.

select group services (2-99 employees) Competitivepricing Comprehensivecarrierand productmix Proprietaryon-line employeehealthapplication process(no multiple applications) Dedicatedserviceteamwith integratedtrackingand back-upsystem HIPAAcompliantclaim resolution Varietyofplandesigns (traditional, HSA, HRA) Comprehensiveconsulting andmarketplaceanalysis Financialbudgeting& forecastingofcosts Flexibleservicetomeet yourdemandingschedule Timelyresponsetothe needsofyouremployees

results are essential to our success98% Retention of Groups (all sizes)Stable Renewal PricingPersonal Service

Cutting Edge Client Management SystemsIntegrated Client Service TeamSomeone on your team is always available

S R A

All the essentials

tel: 913 .236.3090 p fax: 913 .671 .2630 p 800.304.9852 p 5201 johnson drive p suite 250 p mission, kansas 66205www.srains.com p www.sraBenefits.com

technology to make life easier Whetheryouneedasimpleweb-basedenrollmentsystemor a customized process that integrates HRIS, payrol l,benefitenrollmentandcommunicationfunctions,wehavetheexpertise tohelpyou streamlineyourhumanresourcefunctionsandcreateinternalefficiencies.benefits communication audio/video via web:Anoverviewofanemployee’sbenefitoptionswithplanspecificinformationandcostscanberecordedandbrandedaroundtheemployerthendeliveredviatheweb.Thisinformationcanthenbeavailabletoremoteofficelocationsandspousesathome.

benefits communication portal:ByutilizingtheInternettopostbenefitsinformation,applicableforms,phonenumbers,linkstoinsurancecompanywebsites,youcanreducethenumberofcallstoHRwhilegivingemployees24-houraccesstoinformation.

benefits enrollment via the web:Employeeswillbeabletoviewtheirbenefitsinformationandmaketheirbenefitselectionsviatheweb.Thedatacanbetransmittedtoinsurerselectronicallyorbeplacedontheinsurer’senrollmentforms.

hr administration:Deliverall theHRandbenefitsresourcesemployeesneedinoneeasilyaccessible,constantlyup-to-dateplace.YourcentralclearinghouseofcriticalHR&benefitsdata,allowingadministratorstoquicklymanageinformationtoensureemployeesatisfactionandregulatorycompliance.

hr library:SRAclientshavefreeaccesstoBureauofNationalAffairs(BNA)-oneofthelargestmostrespectedweb-baseddatabasesofHR,forms,compliancetools,HR-relatedarticles,employeehandbooks,communicationsmaterials,newsletters,benefitstatements,legislativeupdates,healthawarenessarticles,wellnessprogramsandmedicalintegrationstrategies.

web-based surveys:WebSurveysofferthemostefficientandcosteffectivewaytogatherdatainrealtimeandboostemployeesatisfaction.Comparehowyourclient’sbenefitsandtechnologyneedsmatchuptotheirpeersandcompetitors.Identifynewopportunities,measureconsumerattitudes,oraddressemployeeconcerns.SRAarmsyouwiththeinformationyouneedtomakeinformeddecisions.

pRoductS eSSentiAl to RecRuit, RewARd & RetAin:

BenefitSHealthDentalLife/AD&DLong Term & Short Term DisabilityVoluntary BenefitsVision PlansConsumer Driven Healthcare (HSA/HRA)Executive BenefitsBusiness Travel AccidentSection 125 Flex Plans Individual Health & Dental InsuranceMedicare Supplemental PlansWellness & Disease ManagementHR & Benefit Technology Solutions International Travel Health Insurance

life inSuRAnce & weAlth tRAnSfeRKey Person Life InsuranceFunding Buy-Sell ArrangementsAnnuities Incentive Plans for Key PeopleSplit Dollar PlansBusiness ContinuationLife Insurance for Estate Planning/Wealth TransferESOP Leveraged Buy-outs

RetiRement401(k) Plans403(b) PlansNon-qualified Deferred Compensation PlansExecutive Retirement ArrangementsSEPSimple Plans Investment AdvisoryPlan Management ReviewEmployee CommunicationPlan Administration529 Plans