Spring 2010 Housing Guide

Housing Guide

SPRING | 2010 THE INDEPENDENT DAILY AT DUKE UNIVERSITY

2 | FRIDAY, MARCH 26, 2010 CHRONICLE HOUSING GUIDE SPRING 2010 THE CHRONICLE

Residential Real EstateDurham, Chapel Hill & Surrounding Areas

Jay and Amy AndorferFind info on Area Neighborhoods plus

New Downtown Condos at Morris Ridgego to www.andorfer.com | 919-244-5700

New Downtown Condos Parkside at Morris Ridge

Sophisticated Downtown Living overlooking the Durham

Farmer’s Market Within minutes to:

Arts Center

Park

Campus

& Nightlife

NOW available for sale!

Floorplans at www.andorfer.com

Call Jay or Amy Andorfer

919-244-5700

730 sf–1360 sf$240k–$450k

THE CHRONICLE CHRONICLE HOUSING GUIDE SPRING 2010 FRIDAY, MARCH 26, 2010 | 3

table of contents44 1919 3232

1111 2727 37371515 29291717 3131

88 2222 3535

Durham Accolades Rentals

Private Schools The Basics The RentalYou Want

Smart Home Hiring a Contractor Owning a Home

Neighborhoods Top 10 To Do’s

Durham Schools Mortgages Green Flooring

Spring 2010 Housing Guide Cover design by Danjie Fang, Duke ‘11

Duke Employees & Students

Receive A $100 bonus!Apply now to reserve your spot for the fall!

Apply TodayCall 919.489.8788 or Fax 919.489.85875512 Sunlight Drive, Durham, NC 27707

Email [email protected] www.evergreensnc.com

Classic beauty at a secluded address at the University Tower in Durham. Come home to the

Parc and enjoy an unparalleled community where every detail has been considered and

designed for your comfort.

Superb Location with Service You Deserve Superb Location with Service You Deserve

NOW LEASING

20 Morcroft Lane, Durham • 919.419.9895 • www.bes.com/files/parc

at University Tower The Parc

• 1, 2 & 3 bedroom apts • wash./dry. connect. • large balconies • 9-foot ceilings • crown molding • gated entry • fitness & business centers • pool w/ Wi-Fi

• lighted tennis court • car care center • garages with remote access • resident lounge area • guest suites available • employment protection

plan available

at University Tower The Parc

R E S I D E N T I A L R E A L E S TAT E 311 W. Rosemary St. • Chapel Hill, NC 27516

919/933-8500 • 800/382-0673 [email protected]

www.tonyhallassociates.com

Chapel Hill’s Real Estate Specialist Since 1986

T ONY H ALL

5102 Durham Chapel Hill Blvd. Durham, NC 27707

Broker, Realtor ® , ABR

Direct: 919.616.2010 [email protected]

DJ Maniace

w w w . p s c p . c o m

Check out my listing @

2701 Old Sugar Rd.

Serving Durham, Trinity Park, & Duke Forest


The Home Depot Smart Home, located off Campus Drive behind the Freeman Center for Jewish Life, was but a concept less than three years ago. The home cur-rently houses 10 graduate and undergraduate students. Conceptualized in 2003 by Mark Younger, Pratt ’03, the project received the support of the Pratt School of Engineering and then-Pratt Dean Kristina Johnson.

After securing funding from dozens of corporate and academic sponsors, the home broke ground in November 2006, and construction finished two years later.

The United States Green Building Council, which ranks a building’s design by the Leadership in Energy and Environmental Design rating, has recognized the Smart Home’s environmental friendliness. The home is certified as a LEED-Platinum building—the highest

rank given by the USGBC.Environmentally friendly appliances come stan-

dardized in the house, complete with steam laundry machines and a central-controlled, auto-dimming fluo-rescent lighting system.

“The lighting system is special because any light switch in the house can be programmed to control any other light in the house,” said former Smart Home di-rector Tom Rose, Pratt ’05. “And we have dimmable compact fluorescent light bulbs, which are relatively new.”

The Smart Home also features a rainwater collec-tion system and a large set of solar panels, which is dis-played prominently on the front of the house. The pan-els are used to heat water and help power the home.

The Home Deport Smart Home houses an active

group of student scientists and engineers, each with their projects to help better the home. Currently, the Smart Home also houses two Canadian exchange stu-dents.

To promote innovation, the Smart Home runs the annual Smart Living Competition, in which groups of student work to develop innovative design projects that can be tested and implemented in the home.

Smart Home President Kelvin Gu, a junior, led the Smart Billiards project last academic year. The project aimed to help casual pool players refine their shots by predicting and visualizing the path of their shots.

Other projects at the Smart Home include an infor-mation telescope and a community garden located at the back of the home.

Smart Home houses scientists and engineers

“Where customer service is still a priority” www.trosamoving.com

• Long Distance & Local Relocation • Boxes & Packing Supplies • Special Duke Student Rates • Pick Up Available • CALL FOR A FREE ESTIMATE

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Call (919) 419-1059

or 489-3941

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Special Interest Moving Rates

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919-929-4281 HOURS: MON - FRI 7AM - 7PM, SAT 8AM - 2PM



The Chronicle launched a new housing site to comple-ment the revamped daily web site in early fall 2009. The intent for the site is to offer a clearinghouse of housing options for the entire Duke community - undergraduates, graduate students, faulty, staff and medical personnel.

The site provides detailed housing listings in a user friendly format. Both rental properties and complexes, as well as homes, condos and townhomes for sale are repre-sented.

Photos, links and distance from the Chapel are all help-ful features that make this site interactive.

You can access the site from the Chronicle’s home page - www.dukechronicle.com - click on Find Housing - or go directly to our site www.chroniclehousing.com.

The Chronicle brings you www.chroniclehousing.com - housing options for all of the Duke Community

Chapel Hill 1728 Fordham Blvd.,

Rams Plaza (919) 967-8811

Durham 4600 Durham-Chapel Hill Blvd.

Next to TJ Maxx (919) 493-1990

STORE HOURS: Mon.-Fri. 10-7

Sat. 10-6 • Sun. 1-5

Great Selection of Futons and Platform Beds

“Come See Us Today...Sleep Better Tonight”

MATTRESS SETS BY WE’LL SAVE YOU MONEY ON

Save $40 on any frame

and mattress combo

of $329 or more

(no other offers apply)

MATTRESS SALE

Twin-Set Full-Set Queen-Set King-Set

CMG Willow Creek $228 $278 $307 $488 CMG Firm or Plush $248 $298 $359 $527

Firm or Plush $288 $377 $397 $648

Posturepedic $367 $488 $498 $755

BeautySleep Luxury Firm $377 $468 $498 $775

Prices good with ad All offers expire 5/15/10

Special black metal futon with 8” mattress $198

Firm or Plush

FULL SETS START AT $218.00

Present this ad with Duke ID at time of purchase for * FREE local delivery or * FREE bed frame with any mattress set purchase of $448 or more.

*Dorm delivery extra.

Homes, Townhomes & Apartments

E-mail: [email protected] • Website: www.applerealty.org

(919) 471-2007

For Rent

2911 Guess Rd. Durham, NC 27705

New & Historic Properties Near Duke

Diana Conradt- Mullen Broker, Realtor 919.597.1320 [email protected]

Renaissance Center at Southpoint 7011 Fayetteville Road, Suite 200 • Durham, NC 27713

Why rent when you can own? There is still time Why rent when you can own? There is still time to get in on the $8,000 tax credit! Call me for details. to get in on the $8,000 tax credit! Call me for details.

4024 S Roxboro St Unit #306, Durham

2608 Erwin Road Durham

3 BR, 2.5 Bath Townhome $179,000

1 BR, 1.5 Bath Condo

$189,900


• Breakfast Bar • 24-hour laundry facility • Barbecue/picnic area • Lighted tennis courts

Comfort, Value, and Convenience

APARTMENT S • Studio, 1 and 2 bedroom apartment homes • Fireplaces, solariums (in select apartments) • Tranquil tree lined views of Duke Forest • Wooded trails and picnic area

from $449 monthly, short-term leases available

FULLY FURNISHED APARTMENTS • Fully equipped with all housewares,

appliances, cable, and local phone • All utilities paid for, including high speed internet

from $69 per nigh t

FEATURES • Fully equipped business center with high-

speed internet • Sparkling swimming pool with expanded

sundeck • 24-hour fitness center with Nautilus

equipment

Only 4 minutes to Duke Univer sit y .

THE FOREST A PARTMENTS • C ORPORATE S UITES

8 0 0 W h i t e P i n e D r i v e , D u r h a m , N C 2 7 7 0 5 919.383.8504

theforest@riverstoneres .com

Bring this coupon for Additional Specials


Durham is not just home to Duke, its students, fac-ulty and staff. Durham is a small city, and although Duke might be located in a suburban setting, it shares its home with scholars of all ages.

Coming from high school, you might have fond memories of your last four years of school. Durham boasts more than 10,600 students enrolled in Durham Public Schools high schools, the DPS Web site reports. Its six major high schools are Durham School of the Arts, Hillside, Charles E. Jordan, Northern, Riverside and Southern High Schools.

Jordan and Riverside High Schools are Durham’s largest and most racially diverse public high schools, according to DPS racial breakdowns. The Jordan Fal-cons and Riverside Pirates are district rivals in several

sports, including soccer and baseball.The Hillside Hornets and Southern Spartans excel

in football and basketball, but they have made local news in recent years for reasons other than sports. For the 2005-2006 through 2007-2008 academic years,

Hillside and Southern High Schools have been rated low performing or below expected growth by state test-ing standards. For the 2008-2009 academic year, both schools saw expected growth as priority schools, with 50 to 60 percent of students at grade level or less than 50 percent of students at grade level.

In an attempt to address Hillside and Southern High Schools’ poor perfomance, the DPS has added several specialized programs to the schools. Hillside is home to the International Bauccelaureate program in

Durham as well as the Hillside New Tech High School, which targets students seeking careers in electronic or computer engineering.

Southern High School boasts the Southern School of Engineering, which focuses on preparing students for the 21st century work place, its Web site reports.

Northern High School was also ranked low-perform-ing in the 2007-2008 academic year, but it has met expected growth in previous years and the Northern Knights participate in a variety of athletic activities as well as academic and career and technical education courses.

Durham School of the Arts is a public secondary school that students apply for entry to through a lottery system. The DSA Bulldogs accept students in grades six through 12, and offers a variety of performing arts-focused electives including dance, drama, music and traditional arts courses.

Durham is also home to the North Carolina School of Science and Mathematics, a public high school stu-dents can apply to attend as 10th graders. The first public residential high school in the United States, NC-SSM accepts students from all 13 North Carolina con-gressional districts equally and allows them to pursue specialized courses in math and science.

Although NCSSM does not compete in varsity lev-el athletics with the other major Durham public high schools, it does offer students a variety of clubs, ac-tivities and athletics to participate in during their two years at the school. NCSSM is a University of North Carolina constituent institution.

Durham is also home to several private institutions that offer education through the 12th grade. Of the 11 private schools in Durham, nine have religious ties. The largest private school in Durham is also one of its only secular ones. Founded in 1933, Durham Academy enrolls more than 1,100 students for its kindergarten through 12th grade and is recognized for its students’ academic achievements.

Annual tuition for a high school student at Durham Academy is $18,700, and its Web site states that more than 10 percent of its students receive some form of financial aid.

Durham Schools enroll over 10,000

The Century Experience Duke Student and Employee Discounts Available Offering one, two and three bedroom apartment homes

Once in a while you’ll discover a special place away from the stress of everyday life. Welcome to Century Creek at Research Triangle Park. We have all the comforts you’ve come to expect in superior living; plus additional amenities, unparalleled service and the Century Experience. Located in the RTP, just minutes from Duke, I-40, 540, Highway 55/54 and RDU Airport; Century Creek is in the heart of it all.

On-line Rent payment Executive business center Coffee and Tea Bar Minutes from Brier Creek/Southpoint Limited access gate Available garages and storage Pets are welcome

Full-size W/D Included Flex Leasing Video Library Brand New BARK Park Resort-style pool w/ Wi-Fi State-of-the-art fitness studio Car Care Center

CENTURY CREEK

2850 Courtney Creek Blvd. • Durham • 919.544.2300 www.liveatcenturycreek.com


• Homesites ranging from .75 acres to 2.7 acres, starting at $190,000.

• Planned Residential Community, governed by community-wide standards

• Beautiful walking paths, gazebos, a 6 1 ⁄ 2 acre lake with fishing pier and serene woodland park for the exclusive use of Croasdaile Farm residents.

• Located three minutes from I-85 and five minutes from Duke and Duke Medical Center.

www.gardenviewrealty.com Contact Jo Oakley

at Garden View Realty or [email protected]

(919) 383-5575

C ROASDAILE F ARM C ROASDAILE F ARM



Agape Corner Boarding School 1402 Holloway St (919) 682-0546http:/ / www.agapecorner.org

B.E. Academy 916 Lamond Ave (919) 246-4112http:/ / www.alm-edu.org

Bethesda Christian Academy 1914 S Miami Blvd (919) 598-0190http:/ / www.bcacrusaders.org

Camelot Academy 809 Proctor St (919) 688-3040http:/ / www.camelotacademy.org

Carolina Friends School 4809 Friends School Rd (919) 383-6602http:/ / www.cfsnc.org/ index.htm

Carter Community School 1305 W Club Blvd (919) 416-9025http:/ / www.carterschool.org

Cresset Christian Academy 3707 Garrett Rd (919) 489-2655http:/ / www.cressetchristian.org

Duke School 3716 Old Erwin Rd (919) 493-2642http:/ / www.dukeschool.org

Durham Academy 3601 Ridge Rd (919) 493-9595http:/ / www.da.org

Durham Nativity School 1004 N Mangum St (919) 680-3790http:/ / www.durhamnativity.org

Faith Assembly Christian Center 3120 Fayetteville St (919) 687-2763http:/ / www.faccministries.org

Gorman Christian Academy 3311 E Geer St (919) 688-2567http:/ / www.gormanbc.org/ gca.htm

Healthy Start Academy Charter Elementary School 807 W Chapel Hill St (919) 956-5599http:/ / www.healthystartacademy.com

Immaculata Catholic School 721 Burch Ave (919) 682-5847http:/ / www.immaculataschool.org

Jamaat Ibad Ar-Rahman 3034 Fayetteville St (919) 683-5593http:/ / www.ibadarrahman.org

Kestrel Heights School 4700 S Alston Ave (919) 484-1300http:/ / www.kestrelheights.org

Maureen Joy Charter School 1955 W Cornwallis Rd (919) 493-6056http:/ / www.joycharter.org/

Durham Private Schools

• Over 20 years experience. • Installations by a staff of certified installers. • Hardwood flooring, install, sand, finish, custom border, inlays. • Pre-finished hardwood, laminate flooring, sheet vinyl, vinyl

tile, carpet, bamboo and cork. • Fully insured. Satisfaction guaranteed!

106 N Ninth Street, Mebane, NC 27302 Telephone: 919-563-5884 Toll-free: 866-457-8195

Moon’s Flooring, Inc.


6 BEDROOM 5 BATH TOWNHOUSE: * BEST DEAL IN TOWN! * GRAB SOME FRIENDS AND SHARE* * $400 PER BDRM PER MONTH IN THIS SPACIOUS

6 BEDROOM, 5 BATH TOWNHOUSE* * IDEAL LOCATION! * AVAILABLE MAY OR AUGUST ! ! !

THE TOWNHOUSE INCLUDES: * SAFEST, NICE NEIGHBORHOOD IN TOWN * THREE FREE BUS LINES * FIVE MINUTES TO UNC CAMPUS * HARDWOOD FLOORS * WASHER/DRYER * LARGEST BEDROOMS IN TOWN WITH WALL TO WALL CLOSET SPACE * EXTRA STORAGE AREA INSIDE AND OUT * INTERNET AND CABLE READY * FREE AMPLE PARKING * NO SMOKING * NO PETS * CONVENIENT TO SHOPPING, ENTERTAINMENT, THEATERS,

RESTAURANTS, BANKS, ETC... * SANTA VISITS WITH TREATS AT CHRISTMAS!!

STUNNING 5 BDRM 5.5 BATH HOME: CONVENIENT TO UNC/ DUKE. LOCATED IN THE CHAPEL/ CARRBORO SCHOOL DISTRICT BEST AROUND !!!!! WALK TO WEAVER STREET MARKET and FARMER’S MARKET * INCLUDES COMPUTER ROOM, DEN STUDY, EUCALYPTUS SAUNA * 5TH BDRM IS LARGE ENOUGH FOR A POOL TABLE OR CAN

BE USED AS A RECREATION ROOM * HARDWOOD FLOORS, BEDROOMS HAVE CARPET. * MASTER BEDROOM WITH HIS/ HER SEPARATE CLOSETS * CEILING FANS THROUGHOUT * SPACIOUS KITCHEN WITH ALL MODERN APPLIANCES * LAUNDRY ROOM WITH WASHER/ DRYER * CENTRAL HEAT AND AIR CONDITIONING. * ALL ENERGY EFFICIENT * LOTS OF STORAGE SPACE * FREE BUSLINE

$2,980 PER MONTH. CALL TODAY, THIS ONE WON’T LAST. AVAILABLE MID JULY.

PHOTOS WILL BE AVAILABLE SOON. CONTACT ME FOR MORE INFORMATION AND TO SCHEDULE A TOUR.

Call (919) 933-0983 or email [email protected]

Jenny MacKay Broker, Realtor 919.619.8149

[email protected]

5102 Durham Chapel Hill Blvd. Durham

104 Westside Dr. CHAPEL HILL NC Southern Village

3 Bedroom, 2 1 ⁄ 2 Bath,

2279 sq Feet

$424,900

1017 Kent St. DURHAM NC

2 Bedroom, 2 Bath, Basement, 1200 sq Feet

$120,000

Montessori Children’s House of Durham 2400 University Dr (919) 489-9045http:/ / www.mchdurham.org

Montessori Community School 4512 Pope Rd (919) 493-8541http:/ / www.mcsdurham.org

Mount Zion Christian Academy 3519 Fayetteville St (919) 688-4245http:/ / www.mtzionchristianacademy.org

New Life Christian Academy 7415 Fayetteville Rd (919) 544-5652http:/ / www.nlcacademy.org

Quality Education Institute 800 Elmira Ave (919) 680-6544http:/ / www.qeidurham.org

Research Triangle Charter Academy 2418 Ellis Rd (919) 957-7108http:/ / www.greatschools.net/ modperl/ browse_school/ nc/ 2733/

Sandra E. Lerner Jewish Community Day School 1935 W Cornwallis Rd (919) 286-5517http:/ / www.lernerschool.org

The Hill Center 3200 Pickett Rd (919) 489-7464http:/ / www.hillcenter.org

Triangle Day School 4911 Neal Rd (919) 383-8800http:/ / www.triangledayschool.org

Trinity School of Durham and Chapel Hill 4011 Pickett Rd (919) 402-8262http:/ / www.trinityschoolnc.org

Tutorial 1/2 Christian School3026 Wake Forest Hwy (919) 596-8212

Y. T. Christian Academy & Technology Center 1534 Cher Dr (919) 484-1713

Information Provided by The Durham Convention & Visitors Bureau. For more information go to http://www.durham-nc.

Private Schools, con’t


TNOMLEB EHT

Lease Today Before klaW supmaC

.dR e

neerr

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105/51 SU .tS ell

asaL

741 SU

T HE B ELMONT

From 15/501 Business North, exit onto 108-A Morreene Road, left onto Campus Walk, left onto Lasalle St. We are immediately on the right.

LiveBelmont.com

888-362-8961

1 Bedroom / 1 Bath 788 - 828 SF

2 Bedroom / 2 Bath 1086 - 1130 SF

Call for pricing information.

Hours:Monday - Friday 8:30 - 5:30Saturday 10:00 - 5:00Sunday 1:00 - 5:00

Walk to Campus

On Duke University Bus Line

Fitness Center

Indoor Racquetball Court

Resort-Style Pool with Sundeck

Study Lounge with Wi-Fi

Residential Social Events

Private Lake with Jogging Trail

Dishwasher/Microwave

Washer/Dryer Included

Walk-In Closets

Extra Storage

Garages Available

Pets Welcome

1000 McQueen DriveDurham, NC 27705

Come Home To

LIVE. STUDY. DREAM.

TNOMLEB EHT

Now Pre-Leasing for Fall 2010

Save up to $380Apply to Pre-lease 3 or more units as a group for fall 2010 and we

will waive application and processing fees.



919.414.4000 [email protected]

To Solve Your Housing Puzzle GRI, CRS e-Pro, CLHMS

SPECIAL

FINANCING!

S ee these and more at www.DinaGriggs.com

20 minutes to Duke

1021 Woodhall Dr. 3BR $295,000

5307 Danube Ln. 5BR $195,000

715 Rippling Stream 3BR $119,900

3612 Moriah Rd. 3BR $150,000

28 Arrowwood Ct. 4BR $279,900

1236 Champions Pointe Dr.

3BR $285,000

101 Wright Hill Dr. 4BR $329,000

• Apartments • Houses • Duplexes •

Available for Rent Near Duke University and Medical Center

3333 Durham-Chapel Hill Blvd., P.O. Box 52328, Durham, NC 27717-2328 Commercial: (919) 489-2000 • Residential: (919) 489-1777

www.realestateassoc.com

Foodiest#1America’s

Small-Town~ Bon Appétit

Recent Durham Accoladesy )

#1BasketballTown

Greatest

~ CNN

to visit #3Rideout aRecession

Best Place to

~ BusinessWeekn

10TopPlacesto Live

~ U.S. News & World Report

Convention & Visitors BureauAN ACCREDITED DESTINATION MARKETING ORGANIZATION

#15BestPlace to Live

in the USA~ Bert Sperling’s City’s

Ranked & Rated

Durham is one of 34,000 places in the US (1,237 over 25,000 population), one of 254 cities 100,000+, one of 3,140 counties and the principal city in one of 362MSA’s. There are communities that rank higher in a category or two, but Durham is one of a handful that con-sistently rank high across so many different as-pects ina given year. Below are some of the ac-colades Durham received during the past year either as a community or as the core community for a four county MSA (Metropolitan Statisti-cal Area as defined by the US Census).

courtesy of

America’sSmartest

Cities#6 ~ Forbes.com

#10City Where Recycling~ Men’s Health

Rules

Best Place to Retire#1~ Black Enterprise #2Best

GreenCities– Lifestyle and Quality of Life

(#16 overall)~ Country Home

10Top TechTowns~ Wired


C ROASDAILE C ROASDAILE C ROASDAILE A PARTMENTS A PARTMENTS A PARTMENTS

1829 Front St. Durham, NC 27705 (919) 383-3437

Located just 5 minutes from Duke’s Central Campus, Medical Center and VA Hospital, Croasdaile Apartments offer a quiet retreat from busy lifestyles. Meticulously maintained apartments and surrounding grounds provide an outstanding value close to everything you need. This is the perfect location for Duke graduate students and Duke employees!

GREAT MOVE IN SPECIALS! * Rent discount for Duke

Graduate Students and Employees

• 1, 2 and 3 bedroom apartments, some floorplans with dens

• Standard cable (70 channels), water, sewer included in rent

• Laundry centers in each building • All electric appliances included; frost-

free refrigerator/freezer, stove with self- cleaning oven, dishwasher and food disposal

• Efficient heating and cooling for climate controlled year round comfort

• 2 swimming pools and picnic area • Clubroom features computer with

high speed internet access and Fitness center

• Extra large patio or balcony • Mini-blinds included on all windows • Golf course views • On city bus line • One pet under 40 lbs. full-grown welcomed

C ROASDAILE C ROSSINGS C ROASDAILE C ROSSINGS C ROASDAILE C ROSSINGS Croasdaile Crossings Apartments are in the perfect location for Duke graduate students and associates! Just a 5 minute drive to campus and the Medical Center, Croasdaile Crossings apartment community is located at the intersection of Carver and Front Streets surrounded by Durham’s most prestigious residential setting.

Croasdaile Crossings offers one bedroom garden apartments and two bedroom, 2 1 ⁄ 2 bath townhome apartments with the following amenities:

• GREAT FLOOR PLAN FOR ROOMMATES!!! • Full size washer and dryer and microwave, dishwasher, and

garbage disposal included in the rent • Standard Cable TV (over 70 channels) included in rent • Frost-free refrigerator/freezer with ice maker • Self-cleaning oven • French doors with mini blinds • Spacious closets throughout • Townhomes have storage rooms • Fitness Center • Wireless Internet available in community room and pool deck

area • 24 Hour emergency maintenance • One pet under 40 lbs. full grown welcomed

2106 Front St. Durham, NC 27705 (919) 383-3437

www.brantleyproperties.com/croasdailecrossings

Leasing office for both properties: 2726 Croasdaile Dr., Suite 102 (BB&T Building)

EQUAL HOUSINGOPPORTUNITY

Professionally managed by www.brantleyproperties.com/croasdaile [email protected]

Front St.

I-85

Duke University

Carver St.

Croasdaile Apartments

Hilla

ndal

e Rd

.

Croasdaile Crossings

Duke Hospital

Leasing Office


The following list includes neighborhoods and areas around Duke’s campus. More information is available from the Duke University Community Affairs office.

Neighborhoods north of Duke’s campusTrinity HeightsOld West DurhamWatts Hospital HillandaleWalltown

Neighborhoods south of Duke’s campusBurch AvenueTuscaloosa-LakewoodMorehead HillDuke Forest/Duke Homesites

Neighborhoods east of Duke’s campusTrinity ParkOld North DurhamDuke Park

Neighborhoods west of Duke’s campusAmerican Village AreaIncludes the American Village neighborhood and other subdivisions - Forest Oaks (townhouse community), Walden Pond (townhouse community), and apartment complexes

Neighborhoods around Duke

BOB SCHMITZ PROPERTIES 1222 Broad Street, Apt. A, Durham NC 27705

www.bobschmitzproperties.com

919.416.0393

NOW LEASING: 1 to 7 BEDROOMS ENTERTAIN YOUR FRIENDS!

SPACIOUS FLOORPLANS YARDS, DECKS AND FENCES

ALL APPLIANCES INC. W/D

DON’T LIVE IN A BOX… LIVE IN AN APARTMENT HOME WITH CHARACTER

WALK TO DUKE’S EAST/WEST

PETS ARE WELCOME

HARDWOOD FLOORS, YARDS, SECURITY SYSTEM, PORCHES

FULL-TIME MAINTENANCE

Convenience Meets LuxuryThe Pointe at Chapel Hill's upscale apartment community has outstanding proximity to UNC, Duke University, two major research hospitals

and the Research Triangle Park.

NOW LEASING

The Pointeat Chapel Hill


Woodstone at Croasdaile Farm Apartments are located in the midst of beautiful Croasdaile Farm, just a 5 minute drive from Duke’s Campus, Duke Medical Center, VA Hospital, I-85, and all your shopping needs.

Web site: www.gardenviewrealty.com/woodstone • email: [email protected]

AT C ROASDAILE F ARM

From I-40W to the NC 147 (Durham Freeway) take the Fulton St./Hillandale Rd. exit. Take right on

Hillandale Rd. Go approx. 1 1/2mi. crossing I-85. Take left onto Carver St. Proceed 1 mi. Turn right onto Croasdaile Farm Pkwy.

Woodstone 1/4 mile on left.

Office hours: Monday-Friday, 9 AM to 5 PM Saturday by appointment

100 Millspring Drive Durham, NC 27705 (919)382-7585 fax:(919)384-1933

AT C ROASDAILE F ARM

• Unusually spacious floor plans featuring nine-foot ceilings throughout, walk-in closets in each bedroom, large patio/balcony, and living rooms with bay windows

• Gourmet kitchen includes all-electric appliances: frost-free refrigerator with icemaker, dishwasher, stove with self-cleaning oven, built-in microwave and pantry

• All apartments are furnished with a full-size washer and dryer in a separate laundry room adjacent to the kitchen

• Each apartment has an exterior locked storage closet

• Rent includes: alarm system & monthly monitoring, water, sewer, trash and recycling

• Sprinkler system throughout apartment

• Clubhouse with complete kitchen, large screen TV, VCR/DVD player and state of the art sound system & complimentary coffee/tea bar

• Wireless Internet available throughout clubhouse and pool deck area

• Business Center features two computers with high-speed internet access, printers, fax and copier for resident’s use

• Fitness center with keyless entry for 24-hour access

• Olympic size swimming pool and 2 tennis courts equipped with lighting for night play

• Complete access to 3 miles of walking trails, lakes, and gazebo

• Garage and storage units available with remote control access

• One pet under 35 lbs welcomed

Experience the Very Best!!Come see why Woodstone continues

to be the highest rated apartment community according to The Duke

Community Housing Survey


Martin Court

32 Executive 1 Bedroom Apartments

Amenities: • Security System • Washer & Dryer • Range & Refrigerator • Dishwasher & Disposal • Paddle Fans • Energy Efficient

Rent: $570 • Walk to Duke 943 Morreene Road

Call H.M. Roll Properties at (336) 504-0445 or (919) 383-2451

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When you bring contractors, carpenters, plumbers and assorted workmen into your home, you are open-ing up your whole life to them. Not only do you need to confirm that they are competent professionals, you must assess their integrity, as well. You want to know that you can trust them to do the job right, as well as respect your home and its contents.

You can avoid most serious problems with a little planning and foresight. You want both capable and honest workers in your home, and can increase your chances of a successful and stress-free renovation by using this list of questions to ask contractors before hiring them.

Insurance and bonding Make sure your contractor is fully insured before you

let him start your job. The company and/or the employ-ees should be bonded, and you should ask for the par-ticulars of the insurance coverage early in your negotia-tions.

Warranties You will want to know what kind of home building

warranties are provided, on both the work itself and on the materials used in the project. You should keep good records of any warranted work or materials so that you are prepared for any problems down the line.

References Checking contractors’ references is crucial. Not only

do you want to hear testimonials about their work, you will want to discover if they are they part of any home-builder or tradesman associations. Checking references means speaking with other homeowners for whom the contractors have worked, as well as consulting the state licensing board and the Better Business Bureau about any complaints.

Portfolio Take a good look at the contractors’ portfolios and

make sure that you are satisfied with the level of their previous work.

Job supervisor Make sure that you know who the onsite supervisor

will be for your renovation. What is the person’s ex-perience? Will they speak and make decisions for the contractor in his absence?

Project timeframeA timetable is crucial for any big job, of any kind, so

you need to ask specific questions about when the job will start, how long each phase will take and so forth. This information will be part of your project plan, so you need to get it early and get it “set in stone.”

Budget You will want to calculate the cost for your home

improvement as accurately as possible, naturally. Make sure your contractor has a plan, too, and breaks out the costs of materials and labor. Find out right away what type of payment plan is expected, as well as what sort of deposit is required. Needless to say, keep all receipts.

Subcontractors If the contractor uses subcontractors, as most will for

electrical and plumbing work (at the least), make sure to get the same kind of information about them as you did on the contractor.

Ask the right questions before hiring a contractor

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Appliances and other hardware It is your house and your money, so you do not

need to cede the authority for buying materials and appliances entirely to the contractor. It is perfectly un-derstandable that you would want to get the best prices for the components of the project. The way to avoid problems is to spell everything out in advance. If the contractor is too insistent on using particular suppliers or distributors, it may be because they have some kind of “arrangement” with them.

PermitsYou need to decide who will be responsible for get-

ting the proper building permits and dealing with in-spectors. The contractor’s expertise here is essential, although you may wish to be in the loop here.

Like any other sizable endeavor, a home renovation can be complicated and tricky. The best overall rule for managing this kind of project is clear, continuous communication. Nothing should be decided or done in the dark, and everything should be undertaken in accordance with the plan, the budget and the time-table.

It is mostly a matter of common sense and self-dis-cipline. Make the plan and stick to it as closely as pos-sible, while still allowing for some mid-stream changes if necessary. Stay positive, keep your wits about you and press on, deliberately and with a sense of purpose. Consider your home renovation another adventure in life, and make your mind up to enjoy it!

Mark Bordo Article Source: http://www.upublish.info

Hiring a contractor, con’t

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Is now a good time to refinance? To buy a first home?

Given the situation of the market, it can be an excel-lent time to refinance. However, it is going to depend on the individual, their credit scores, the amount of equity, credit history and loan-to-value.

In regards to purchasing a first home, now is an awesome time. Seller’s are anxious to sell and with the condition of the market, they will settle on a price lower

than they would have a year or two ago. Don’t be afraid to negotiate. Buying a house is a game and the stronger player wins every time. I would also urge any potential home buyer from becoming emotionally attached. Part of the job of the realtor is try to get you to fall in love with a house. What if that does not work out? Then it may take more time to find the next one. If you can save the attachment until you have the keys in your hand, you may be much happier.

Is harder to get a mortgage loan due to the credit crisis?

There have been a number of changes in mort-gage lending. These changes have affected the way that we determine mortgage rates. I would not say that it is harder to get a mortgage but you may not be as happy with how much you are able to afford.

Is it best to be pre-approved for a mortgage before you start looking?

I believe that it is imperative that you get pre-qual-ified prior to beginning the house hunting process. There is a difference between being pre-approved and pre-qualified. Being pre-approved means that a loan application is prepared, credit reports are pulled and the loan is sent thru an automated underwriting process. This is done typically on a property that does not yet exist. I prefer the pre-qualification process.

First, this will give you a really good idea as to the price range that you should be looking. Secondly, you will get an idea as to your monthly payment. This will be beneficial in preparing your budget.

Next, you need to be careful during this process because if you provide to someone your date of birth and social security number, rest assured that they are going to pull your credit report(s). This is called an in-quiry. This inquiry is going to drop your credit score anywhere from 2-14 points. This one inquiry will take 2 years to fall off of your credit report.

What I recommend and how I pre-qualify every-one is that I have them go to www.annualcreditreport.com. By selecting the state in which you live, clicking on request report and providing some basic info about yourself, you will be able to access your credit report for free and your credit score for $7.95. The credit report that I prefer is Equifax. Please be aware that this site is not from a 3rd party vendor like www.freecreditreport.com . This is a site that the bureaus provide the con-sumer their free report from all 3 bureaus once every 12 months. Too, by getting the Equifax report and score from annualcreditreport.com, you are getting the exact same report and score as if I pulled your credit.

It is very important to note that if you do allow someone to pull your credit report for a mortgage, you can have numerous inquiries within 30 calendar days and you will only receive the one ‘hit’ on your score. This is a law. After that, it starts all over again. Anytime regardless if it is for a mortgage or anything else and someone is asking for your date of birth and social se-curity number, you should ask yourself, is whatever I am going to do worth having my credit pulled and my score drop.

How much should you put down on a home?

Typically, the minimum down payment will depend on the type of loan that you are looking to do. If it is an FHA, the minimum down is 3.5% and if it is a FNMA loan, the minimum is 5%.

Everyone is pretty much aware that the days of 100% financing are no longer available. They are at Duke Credit Union. We have been offering 100% fi-nancing, Home Express, since 2002, provided they are qualified borrowers.

On this product, we are the actual investor and lender. The way that we do it is to provide a 1st and

Mortgages: Now is a good time to refinanceQ & A with Scott Baker, Mortgage Lending Officer at Duke University Federal Credit Union

*Green Home Builders of the Triangle, hbadoc.com • Prices, specifi cations and details are subject to change without notice. • This is not intended to be an offerto sell or a solicitation of offers to buy real estate in Briar Chapel to residents of Connecticut, Hawaii, Idaho, Illinois, New York, New Jersey, and Oregon, or in anyother jurisdiction where prohibited by law. • Homes within the Briar Chapel community are constructed and sold by builders not affiliated with Newland Communitiesor Newland Communities’ affiliated companies. • © 2010 Newland Communities. All rights reserved.

Newland Communities is a privately owned company that creates residential and urban mixed-use communities in 14 states from coast-to-coast.We believe it is our responsibility to create enduring,

healthier communities for people to live life in ways that matter most to them. www.newlandcommunities.com

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* Actual discount amount may vary. Offer valid 12/1/09–9/30/10. A copy of a current pay receipt from approved facilities or in the case of military personnel, Military ID DD214 (retiree), or current VA loan approval is required at the time of contract to receive reward. Eligible buyers to receive a 2% Beazer discount off the base price of home. Offer available only on Beazer homes within the Triangle Area. Offer may not be combined with any other coupons or discount programs. Other restrictions may apply. Pricing, features, and availability subject to change without notice. See New Home Counselor for complete details. ©2010 Beazer Homes. 3/10 80706

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Beazer Homes is offering our Hometown Heroes Rewards program to military personnel, teachers, firefighters, police officers, EMS and other medical personnel. Take advantage of our program on new homes—in many great neighborhoods throughout the Triangle area. Beazer has over 10 single-family and townhome communities throughout the Triangle area from the $110s to the $360s. For more information, visit Beazer.com/heroes or call 888-623-2937.

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2nd mortgage. The first is for 80% of the loan-to-value and the 2nd is for 20% of the loan-to-value. The first mortgage is a 5/1 adjustable rate mortgage (ARM). This is amortized over 30 years with principle and interest. It is not an Interest-Only type of ARM, nor is it a Sub-Prime mortgage. The 2nd mortgage is a 15 year fixed rate mortgage. We offer this for purchases, refinances and 2nd homes. We even pay the closing costs on the 2nd mortgage portion for you.

What is PMI? What are discount points?

PMI stands for Private Mortgage Insurance. This is an insurance policy for the lender protecting them against the mortgage going to foreclosure. The amount that you pay generally depends on the amount of your down payment, loan amount and your credit score. To avoid this and you only want one mortgage, you will need to put down 20%. If you are unable, you will want to keep track of your principle and your home’s appre-ciation. My advice would be wait until you are certain that you have 22% equity before inquiring into the re-moval.

Discount points are where you typically see that the borrower is ‘buying down’ the rate. That is to say that they wanted a lower rate, they had extra cash on hand and they wanted a rate that was below the going rate. They could pay extra at the time of closing in order to get the lower rate. Each point is equal to 1% of the loan amount. One thing that I would suggest is to weigh the difference and see where you break even from a cost perspective before handing over the extra money.

Can you briefly describe the different types of loans (fixed, adjustable, etc.) and how to you determine what is best for you?

There are several different types of mortgages avail-able. The most common is the fixed rate. This means that the rate is fixed for as long as you own the home unless you refinance. The terms for this type can be anywhere from 30 down to 10 years.

Another type is the ARM, which is an acronym for Adjustable Rate Mortgage. ARM’s are a fixed rate for a specified period of time. This is generally either 3, 5, 7 or 10 years.

What happens is that the rate is fixed for the amount of years and then the rate can adjust yearly, on a conven-tional loan after the initial period. With a FNMA type of ARM the rate can only adjust as much as 2% either up or down and there is a lifetime cap of 6%.

This means that the rate can never go higher than 6% from the rate that you started with. These types of loans are amortized over 30 years. Many are afraid of this type of loan because of all of the ‘bad press’ it has re-ceived. It is my opinion that the ARM’s that we all heard about were either an Interest Only ARM or a sub-prime ARM. The FNMA ARM’s are not bad.

Depending on the current market conditions you

are sometimes able to get ARM’s with a lower rate than for a 30 year fixed. The question to ask yourself before getting this type of loan is, how long do I intend on living in the home. Typical homeower’s today are in their house an average of 3 – 7 years. If that is the case, then it may be worth investigating further.

Interest Only mortgages are still available. I try to keep people away from this product. This type of mort-gage provides the borrower an opportunity to own a home and to pay the interest only for a specified period of time. This type of loan means that you are not re-quired to pay anything towards the principle during the initial period of 3-10 years. However, if you only pay the interest and you put nothing towards the principle, you are going to have a tough time trying to refinance when that initial period ends because the only equity that you are going to have is from appreciation and that will not be enough unless you put close to 20% down. Apprecia-tion in this area can be anywhere up to about 4%.

Q&A FROM PAGE 22


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The following shows utility providers in the Durham area. Durham residents can also call the city’s One Call service for more information, 560-1200.

Electricity: Duke Energy• Apply for electricity by calling 1-800-777-9898 or by visiting the Duke Energy web site.• Orders for electricity are processed Monday-Sat-urday, 8:00am-9:00pm.• Allow 3-5 business days for your order to be pro-cessed.

Natural Gas: PSNC Energy• Apply for gas service by calling 1-877-776-2427.• A deposit may be required to set up a new ac-count. The deposit amount is based on the previous usage at your new address.• It can take 2 days to 1 week (peak move-in season) to start gas service.

Water: City of Durham - Water Management101 City Hall Plaza(919) 560-4411Office Hours: 8:00am to 5:00pm, Monday – FridayTo activate water service, you must go to City Hall Plaza and provide the following:• A $50 deposit or credit reference letter from an-other utility• A copy of your lease agreement• Social security card or a photo ID

Heating Oil: Couch Oil Company(919) 286-5408Office Hours:Monday-Friday, 8:00am - 5:00pm, Saturday, 9:00am - Noon

Don C. Christian Co., Inc.(919) 596-8169Office Hours: Monday-Friday, 8:00am - 4:00pm

Telephone: Verizon• Apply for phone service by calling 800-483-4000.• You may also apply for service by visiting the GTE Phone Mart at Northgate Mall, Telephone: 286-7336Hours: Monday-Saturday, 10:00am-9:00pm.• A deposit may be charged to set up a new account.• A connection charge is required to start your new tele-phone service. Installation charges generally ap-pear on your first telephone bill.• Phone connection normally takes 2 business days.

Taking care of the basicsWho to call when you’re going to move

Cable TV:Time Warner Cable708 E. Club Blvd.Durham, NC 27704(919) 220-4481To order cable television service, call 1-888-489-2666.Cable hookup requires payment for installation and one month’s service.

Garbage, Trash & LandfillCity of Durham Solid Waste Management1833 Camden AveDurham, NC 27701(919) 560-4185

RecyclingCity of Durham Solid WasteManagement1833 Camden AveDurham, NC 27701(919) 560-4185

Tidewater Fibre Corporation1017 S Hoover RdDurham, NC 27703(919) 957-8803

Durham’s recycling program has grown. Small recycling bins have been replaced with larger wheeled recycling carts. Visit http://www.durhamnc.gov/departments/solid/wr_default.cfm for more information.



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The Chronicle at Duke UniversityThe Chronicle - Duke’s award winning daily student newspaper - pro-

vides local Classifieds, a bi-annual Housing Guide, frequent housing ad-

vertisements and articles and a web site dedicated to available housing

options - www.chroniclehousing.com. The print version of the most recent

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Duke Community Housing DatabaseGo to communityhousing.duke.edu, click on the Find Housing link to

retrieve rentals from the database. You can find apartments, condomini-

ums, duplexes, houses, townhouses, and rooms.

DukeListThis university website has links to opportunities at Duke including

rental information from the Trading Post. Rental sections include Rental

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The News & ObserverThis Raleigh-based newspaper has a Classifieds section where you can

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Hill, Raleigh, and other area counties.

Where to look for rentals


Drees Townhomes at Brightleaf at the Park, from the $140s

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From the $210s 477-5844From I-85, exit north on Guess Rd. Go 4.5 miles, past Umstead Rd., to community entrance on right.

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3. Brightleaf at the Park Single family homes from the $260s 596-9513

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*All prices, amenities and specials are subject to change without notice. Potential resident must provide proof of employment for eligibility.

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Take Me Out to the Ball GameYou can’t fully embrace life in the Bull City without a visit to the Durham Bulls, the Triple-A affiliate of the Tampa Bay Rays. Made famous by the 1988 movie Bull Durham, the team draws in record crowds all season long, often fill-ing its 10,000-seat downtown stadium designed by the ar-chitects of Camden Yards. It’s a baseball lover’s dream from the traditional seventh-inning stretch to roaming vendors selling cotton candy, peanuts and cold drinks. Arrive early to check out the restaurants next door in the refurbished AmericanTobacco Campus.

Eat Local. Eat WellThis advice is easily followed if you visit the Dur-ham Farmer’s Market, open Saturdays year round and Wednesday afternoons in the summer. Located at the new Pavilion at Durham Central Park, the market fea-tures more than 50 vendors, all located within 70 miles of the market. As you weave through the bustling crowds, you’ll find produce, meat, eggs, flowers, plants, baked goods, pottery, jewelry and artwork. If you’re hungry after shopping the stalls, stop by the neighboring Piedmont restaurant, which serves only local, seasonal food often fresh from the market.

An Afternoon DelightFor both students and locals, there’s no better place to have an afternoon picnic or study session than the Sarah B. Duke Botanical Gardens. You can sunbathe on a blan-ket or throw a football on the spacious South Lawn or grab a seat with a book along the terrace. Watch the gar-den’s resident ducks and geese from one of the bridges over the pond in the Culberson Asiatic Arboretum. Hid-den throughout the garden are benches and secluded nooks and crannies that make you feel like the grounds are all your own.

Chow DownWhen in North Carolina, do as the North Carolinians: eat barbeque and lots of it. And one of the best places in the state just happens to be the legendary Bullock’s Barbeque off Hillsborough Road. They serve authentic Eastern-style pulled pork barbeque with tangy vinegar style sauce, hot and crispy hush puppies, Brunswick stew, and Southern sweet tea.

Get Away From It AllThe beautiful Eno River winds it way through Durham of-fering a quiet, scenic respite from busy streets. There are several access points to the Eno River State Park where you can hike, fish, canoe, and daydream. Two local favorites are the hiking trails at the Fews Ford Access and Durham’s city park, West Point on the Eno.

A Taste of Summer Year RoundDurham is home to its own gourmet popsicle stand that offers water- or cream-based Mexican paletas. Locopops is known for its unusual flavors such as Mojito, Pistachio, Cucumbers and Chile. They also serve basic fruit flavors, and everything is made in house with fresh ingredients. Because of its popularity, the owners expanded from their original shop on Hillsborough Road to five additional lo-cations across the Triangle.

Working OutKnown by locals as the Golf Course Loop, the Al Buehler Cross Country Trail is one of the best places in town to get a good workout. The hilly three-mile gravel trail cir-cles around the perimeter of the Washington Duke Inn and Golf Course. The heavily-shaded trail is maintained by the Office of the Duke Forest, which oversees 7,000 acres of privately owned land in Alamance, Durham and Orange counties that is used for recreation and research purposes.

Downtown DelicaciesFor beignets as good if not better than the famed ones from Café Du Monde in New Orleans, stop by Rue Cler, a Parisian-style restaurant in downtown Durham. The

beignets at Rue Cler are made to order so these bite size donuts sprinkled with powder sugar come out hot and ready to melt in your mouth every time. Who knew that something that only costs $7 per dozen could be fea-tured in Food and Wine Magazine?

Shop and StrollThere’s no better place to spend a lazy afternoon pe-rusing shops than Ninth Street. It’s a great walk-able shopping district that can meet anybody’s needs from fine arts at Zola Craft Gallery to beautiful bouquets at Ninth Street Flowers to stylish clothes and more at Za Za Zsu Boutique. And of course you’ll want to venture over to gorgeous Brightleaf Square in downtown Dur-

ham, which offers spectacular dining and a wide array of shopping options.

Fresh Air and FoodKnown for its hearty sandwiches and fresh baked goods, Foster’s Market is often packed to the brim during the weekday lunch hour and weekend mornings. The gour-met food market café has been a staple in Durham since it was opened in 1990. The food is to die for, but eating it on the market’s large front porch makes the experi-ence even better.

Story Courtesy of Courtney Doi

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Buying a home is the largest purchase most people will ever make. Homeownership has great benefits.Homeownership also comes with certain responsibilities.

Are you ready for homeownership? Look at your current situation and determine if:

• You have a steady, reliable source of income and a steady employment history for at least two years. • You have a credit history.

• Your total debt is manageable and you can afford to take on the costs associated with homeownership.

• You have money saved for a down payment and closing costs or you have access to other sources of funds, such as an employment bonus, tax refund, or a gift from a relative.

Think about your future plans that might affect your ability to manage the costs of homeowner-ship.

• Consider whether you need to make lifestyle changes that might include not taking expensive vacations or purchasing luxury cars, and dining out less.

Owning a home: Benefits, Risks and Myths • Consider the costs of a growing family when looking at your homeownership budget.

• Consider whether your future plans might in-clude a wedding or college education for yourself or your children.

And remember, the mortgage is not the only expense you need to consider. Homeownership comes with other potential budget items such as repairs, maintenance, taxes, landscaping, etc.

Once you fully understand your current situation, your future plans, and the big picture in terms of homeownership, it’s important to look at the pros and cons of homeownership to make the best decision for you and your family.

Why Own?

There are many great reasons to consider owning a home:

• You’ll have a place that is yours! You’ll own it, have a place to raise your children and become a part of your community. You can pass your home down to your children, and their children, creating security for generations to come.

• You may pay less to own a home than you would to rent – and it’s yours at the end!

Homeownership can reduce the federal in-come taxes you pay. You can deduct the interest on your home mortgage and property taxes you pay on your home on the tax returns you file each year. These tax savings partially reduce, or offset some-what, the actual cost of owning your home.

• Your monthly payments won’t ever go up if you choose a fixed-rate mortgage!

If you choose a mortgage with a fixed-interest rate (one that stays the same for the life of the loan, say 30 years), you’ll pay the same mortgage payment each month for the entire 30 years of the loan (if your taxes go up, your escrow will go up – increasing your monthly payment).

• You’ll build a good nest egg! Owning a home and building equity is the single greatest source of financial security and independence for the major-ity of people who’ve taken this step.

What Are the Risks?

Overall, homeownership is a good investment for most people, but there are risks. If you understand the benefits and risks of homeownership, you can make the best decision about when to buy a home.

So what are the risks of homeownership? • Monthly housing expenses can increase. Your monthly mortgage payment may be larger than your rent. These higher monthly payments may be offset by a tax benefit at the end of the year. Talk to a tax professional to understand your particular situation.

• You become your own landlord. If an appli-ance breaks, you will have to pay for its repair or replacement. You are also responsible for the maintenance and upkeep of your home and your property.


Where you live Where you live matters. matters.

We can help you find your next rental home

How you can reach us: Tel: (919) 684-6711 Email: [email protected] Location: 200 Crowell Hall, East Campus Hours: Monday-Friday. 8 am-5pm Staff available by appointment

Rental housing database � Roommate database � Community information Housing survey reports � Staff assistance � Listing service � Renter’s guide

Find us on Facebook or visit our web site Find us on Facebook or visit our web site communityhousing.duke.edu communityhousing.duke.edu

• You may need to sell your house due to life circumstances. Depending on the local real estate market, you might not be able to sell your home quickly. You may also face additional expenses, such as hiring a real estate professional.

Myths About Homeownership

How lenders assess mortgage applications has changed a lot in the last 20 years. What closed the door to homeownership then may not be a factor today.

The following are some common homeownership myths:

Myth: You need great credit to become a hom-eowner.Fact: You may still be able to buy a home and you have less-than-perfect credit. And remember, you can improve your credit over time. But if you are buying a home and you have less-than-perfect credit, talk to a housing counselor who can help you avoid a mortgage you can’t afford.

Myth: You need to put 20% down to buy a home.Fact: There are many types of mortgage products and programs that allow low and no down pay-ments. But remember that your interest rate may be higher for a low or no down payment loan. Also, be sure to factor in other costs such as closing costs, property taxes, moving expenses, and repairs.

Myth: If you don’t have a bank account or credit cards, you can’t qualify for a mortgage.Fact: Having a bank account is always a good idea and helps you establish credit. However, lenders can approve you for a mortgage even if you don’t have a bank account or credit cards. You’ll likely need to keep records showing a history of pay-ments you’ve made for items such as rent, utilities, and car payments.

Myth: Lenders share your personal financial information with other companies.Fact: By law, banks and other financial institu-tions are restricted in their uses and disclosures

of information about you. In some situations, you may choose to restrict the disclosure of your infor-mation if you don’t want it to be shared. If you are unsure how your information will be used, don’t be afraid to ask – it’s your right to know.

Myth: If you’re late on your monthly mortgage payments, you’ll lose your house.Fact: If you have a financial hardship, like the death of your spouse or a medical emergency, and fall behind, it’s possible to keep your home and get back on track if you contact your lender early. Even if it is not possible to keep your home, you can sell

your home and possibly buy a less expensive one rather than face foreclosure.

Myth: You can’t get a mortgage if you’ve changed jobs several times in the last few years.Fact: Not true. You can change jobs several times and still get a loan to buy a home. Lenders under-stand that people change jobs. The important thing is to show that you’ve had a stable income.

Story courtesy of Freddie Mac®www.freddiemac.com


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getting arounddurham


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Hybrid car? Check. Organic t-shirt made from sustain-able cotton? Check. Whole Foods tote bag? Check. Environmentally safe house paint? Not so much.

When going green, it’s not just your transporta-tion and clothing that can help lower your carbon footprint. These days, most everything has more environmentally friendly options, and your house is no exception. From bamboo flooring to all natural, milk-based paints, there are many attractive options to consider when decorating your new place.

One of the biggest ways to lower your carbon footprint when decorating is to change what you’re walking on. Flooring is a huge component of any house, and there are many things to look for when deciding what kind to get. When looking at hard-wood flooring, sustainability of the materials used and the chemicals used in the finishes are important to think about before choosing a flooring option.

Bamboo wood floors are a popular option since bamboo is a very fast-growing, highly renewable resource, as are floors using wood harvested from forests that are certified to be well-managed and bi-ologically diverse. Green wood flooring options are widely available and can be found at Web sites such as www.ecotimber.com.

Other flooring options include cork tiles and poured concrete floors, which are economical, du-rable, and can have color and textures added.

Most of us don’t notice it when we’re walking on it, but cork flooring has been naturally enriching in-teriors for over 100 years in notable buildings such as schools, hospitals, churches, museums, librar-ies and hotels. It’s warm honey-toned appearance, comfort underfoot and ability to soften acoustics often goes unnoticed by those of us who would not otherwise recognize it.

So what is cork? Cork is actually the outer bark of a tree, Quercus suber, which grows in the Mediter-ranean Cork can be used as a flooring surface, an underlayment for flooring, on walls and ceilings, and

Step up to ‘green friendly’ flooringis one of the main ingredients in natural linoleum. Cork has been formed into baseboards and mold-ings as well. In residential applications cork is suc-cessfully used in living rooms, kitchens, bathrooms and hallways. Most manufacturers offer cork tile in shades of light, medium, and dark, but there will always be shade variation from tile to tile.

If you’re into something a little softer to walk on, natural rugs are another way to go, but wall-to-wall carpeting is not a very eco-friendly option. These days most carpets are made from nylon, which is made from petroleum and a plethora of other dan-gerous (and smelly) chemicals. Some options in-

clude rugs made from natural fibers such as sisal, seagrass or coconut fibers, and carpet tiles made of old recycled carpets, wool and even plastic soda bottles.

If you’re forgoing your old carpeting in favor of some sustainable hardwood or concrete floors, make sure you recycle your old carpet so that it can be made into recycled carpet tiles and other prod-ucts, such as roofing shingles and railroad ties. The Foam Recycle Center in either Raleigh or Durham (www.recyclefoam.com) will deliver a container and haul away all recyclable carpet padding for you.

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Guide to local apartment communities

This information is provided as a service. Please verify all information with the rental property.

NAME ADDRESS WEBSITE SQ FOOT BEDROOMS PRICES POOL FITNESSCENTER

PETS EXTRAS

Addington Farms 240 Ivy Meadow Ln addingtonfarms.com 828-1568 1-3 $765-$1745 X X X car care, tennis

Alexan Garrett Farms 4130 Garrett Rd alexangarrettfarms.com 765-1231 1-3 $895-$1350 X X X movie theater

Alexan Place at South Square 100 Alexan Drive alexanplaceapts.com 828-1347 1-3 $860-$1380 X X X dog park, theater room

Anderson Apartments 1600 Anderson Street trinityprop.com 776-1119 1-3 $575-$900 X newly renovated

Atrium 3800 Merriwether Dr gscapartments.com 750-1058 1-2 $606-$656 X X X flexible leases, tennis court

Audubon Lake 501 Audubon Lake Dr ticonproperties.com 650-1640 1-3 $590-$970 X X X security, clubhouse

Belmont Apartments 1000 McQueen Drive livebelmont.com 788-1130 1-2 $951-$1264 X X X clubhouse, racquetball

Berkeley at Southpoint 1400 Laurel Springs Rd berkeleysouthpoint.com 843-1410 1-3 $700-$1150 X X X putt green, clubhouse

Campus Walk 2748 Campus Walk trinityprop.com 690-1085 2-3 $675-$950 X free washer/dryer

Century Creek 2850 Courtney Creek Blvd centurycreek.com 889-1491 1-3 $665-$1255 X X X car care, gated, alarm system

Chapel Tower 1315 Morreene Rd gscapartments.com 550-1325 1-3 $400-$798 X X X flexible leases

Colonial Grand at Patterson Place 100 Northcreek Dr colonialprop.com 692-1362 1-3 $670-$1235 X X X walking trails, bike rent

Colonial Grand at Research Park 400 Stone Lion Dr colonialprop.com 484-1594 1-3 $525-$1305 X X X car care, movie theater

Colonial Townhouse Apartments 2920 Chapel Hill Rd gscapartments.com 1075 2 $579+ X X X flexible leases

Colonial Village at Deerfield 910 Constitution Dr colonialprop.com 789-1206 1-2 $647-$1260 X X X car care, trails

Colonial Village at Woodlake 1000 Lydia’s Way colonialprop.com 677-1216 1-3 $590-$1130 X X X free movie rental

Croasdaile Apartments 1829 Front St brantleyproperties.com 730-1100 1-3 $670-$890 X X X playground

Croasdaile Crossings 2106 Front St brantleyproperties.com 750-1250 1-2 $750-$925 X X X flexible leases

Duke Manor 311 South LaSalle St gscapartments.com 550-940 1-2 $345-$499 X X X flexible leases, tennis

Duke Villa 1505 Duke University gscapartments.com 450-900 1-2 $352-$484 X X flexible leases

Erwin Square Apartments 905 West Main St 715-1420 1-3 $695-$1625 on 9th St.

Erwin Terrace 2816 Erwin Rd teamincnc.com 1050-1750 2 $1313-$2188 X electric fireplace

Evergreens at Mt Moriah 5512 Sunlight Dr evergreensnc.com 750-1230 1-3 $770-$1100 X X X dog park, tennis

Forest Apartments 800 White Pine Dr theforestapartments.com 400-824 1-2 $525-$725 X X X tennis courts

Holly Hill 2716-D Campus Walk teamincnc.com 780-1315 1-3 $560-$775 X flexible leases

Indigo 100 Adelaide Circle ticonproperties.com 650-1162 1-2 $560-$855 X X X gated community

Lenox East and West 100 Mayfield Circle ticonproperties.com 650-1640 1-3 $570-$960 X security system

Lofts at Lakeview 2616 Erwin Rd loftsatlakeview.com 685-1672 1-2 $1019-$2399 X X X lounge, theater

Martin Court 943 Morreene Rd 1 $570 security system

New Haven 3001 New Haven Dr ticonproperties.com 535-1640 1-3 $545-$995 X X X clubhouse, security system

North Pointe Commons 2335 Broad St northpointecommons-apts 818-1529 1-3 $690-$1140 X X X clubhouse, tennis courts

Parc at University Tower 20 Morcroft Lane parcatuniversitytower.com 725-1234 1-3 $784-$1204 X X X flexible lease, tennis

Pine Ridge 1 Swiftstone Court ticonproperties.com 535-1640 1-3 $530-$970 X X X clubhouse

Pinnacle Ridge 3611 University Dr pinnacleridgeapthomes 634-1004 1-2 $595-$1150 X X X tennis & racquetball

Poplar Manor 2716-D Campus Walk teamincnc.com 705-846 1-2 $665-$740 X flexible leases

Poplar West Louise Circle trinityprop.com 360-838 1-3 $470-$750 X walk to West

Sagebrook Apartments 103 Melville Loop sagebrookchapelhill.com 601-1060 1-2 $700-$950 X X X newly renovated

South Terrace Apartments 801 E Woodcroft Pkwy southterraceapts.com 805-1505 1-3 $650-$1195 X X X car care, walking trails

Southpoint Village 100 Village Circle Way southpointvillage.net 650-1790 1-3 $799-$1690 X X X garage, car wash

Station 9 2211 Hillsborough Rd stationnine.com 732-1611 1-2 $935-$1868 X X X security alarms

Strawberry Hill 1321 Newcastle Rd 650-1102 1-3 $500-$845 X X flexible leases, tennis

Sutton Station 5836 Fayatteville Rd suttonstation.com 824-1729 1-2 security alarms, gas fireplaces

The Pointe at Chapel Hill 100 Saluda Court pointeatchapelhill.com 713-1662 1-3 $669-$1258 X X X clubhouse, tennis

University Apartments 1500 Duke University universityapartmentsdurham 529-952 1-2 $685-$732 X X gated parking

Wolf Creek Apartments 403 Wolf Creek Circle wolfcreekapts.info 919-1434 2-4 $575-$1956 X X X basketball, tennis

Woodstone Apartments 100 Millspring Dr gardenviewrealty.com 840-1320 1-3 $850+ X X X flexible leases, clubhouse


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Once you’ve decided where you want to live, securing the rental may involve some, or all the following...

Tenant Screening - Rental ApplicationInformation you provide to the landlord helps them determine if you qualify to rent their property according to their standards. While some landlords may only request references, property managers and apartment complex management typically requires you to fill out a comprehensive rental application.

LeaseThe relationship between you and your landlord is defined with a contract, typically a lease. Leases vary from landlord to landlord, but clauses in the lease will generally fall into one of the following categories:

Restatement of guaranteed legal rights 1. A variation of a negotiable state or local law 2. A policy or rule not covered by state/local law 3.

In North Carolina, a lease can be in writing or a verbal agreement. It is advisable to avoid a verbal agreements, however, if your landlord insists on a verbal agreement, prepare a letter of understanding, documenting basic terms of the agreement and other things you discussed prior to moving in.

Review and understand all parts of the lease before you sign it. If you’ve negotiated for things that are not written in the lease, include an addendum documenting what you agreed to and be sure that you and the landlord sign it.

Security Deposit & FeesIn addition to collecting the first month’s rent, your landlord may collect additional money prior to move-in.

Application FeeTypically between $10-$50, this fee pays for the expense of processing your application. This is a nonrefundable fee. Unless stated otherwise, If you are denied housing, you do not get this money back; if you are approved, it is not be applied to your rent.

Security DepositA security deposit provides assurance to the landlord that they will be reimbursed for possible specific losses caused by the tenant. With a rental period greater than month-to month, a landlord can charge up to the equivalent of 2 month’s rent. At the end of your lease term your landlord must refund your deposit within 30 days after your termination of tenancy. If the landlord refunds part of or none of your security deposit, they must provide you an itemized list of deductions.

Administrative FeeExpect this fee if you plan on moving into an apartment complex. The fee is typically $200-$300, is nonrefundable and may replace the security deposit (although some complexes will charge both).

Pet Deposit/Pet FeeIf you have a pet, your landlord will likely charge a deposit, fee or both. Just remember, a pet deposit is refundable (unless your pet does a lot of damage to the rental), a pet fee is nonrefundable.

Pet RentSome landlords charge additional rent for your pet/s.

Story courtesy of Duke Community Housing

Once you’ve chosen the rental you want...Finding the right landlord or apartment complex manage-ment can go a long way to making your home life more pleasant.


ONE BEDROOM/ONE BATH MASTER

722 or 736 SQ FT

3611 University Drive Durham, NC 27707

1-866-595-6604 • Fax (919) 490-4920 [email protected]

www.pinnacleridgeapthomes.com

Duke University & Medical Center �

ONE BEDROOM/ONE BATH SINGLE

634 SQ FT

ONE BEDROOM/ONE BATH

769 SQ FT

ONE BEDROOM/ONE BATH WITH FIRE PLACE

750 SQ FT

ONE BEDROOM/ONE BATH WITH SUNROOM

800 SQ FT ONE BEDROOM/ONE BATH WITH DEN

839 SQ FT

TWO BEDROOM/TWO BATH MASTER

1002 SQ FT TWO BEDROOM/TWO BATH ROOMMATE

1004 SQ FT

& Target


• Limited access community• Lush, scenic landscaping• Wi-fi enabled clubhouse & pool area• Resort Style swimming pool & sundeck• Fitness center• Indoor racquetball & volleyball court• Lighted tennis court• 9 Unique & Spacious one & two bedroom apts

with large windows• Each home has a patio, balcony or sunroom• Woodburning fireplaces*• Vaulted Ceilings with ceiling fans*• Full size washer/dryer*• Undercounter microwaves*• Rent by Credit Card• Pets welcome• Preferred employer program for Duke employees

*in select homes

(only 3 miles from Duke)From Duke, turn left on Academy Dr. (Hwy. 751), right onto University Dr., 3611 is located on your left!

Copyright 2006, Waterton Res. All rights reserved.

[email protected] (919) 490-4920

3611 University Drivewww.pinnacleridgeapthomes.com

Now Accepting Reservations for theSummer/Fall Priority

Waiting List

UNIVERSITY DRIVE’SBEST KEPT SECRET...

DISCOVERPINNACLE

RIDGE

1-866-595-6604Let us know you saw us in The Chronicle!


Documents

Spring 2010 Housing Guide