Snippetz_Issue 497

719-488-1400www.monumentcoins.com

[email protected] the MONTEVERDE Center

325 2nd St. Suite U, Monument Co

Bring this ad to receive an Extra 5% when we buy your Gold

NOW OPEN

MONUMENT COINSBuy • Sell • Trade…Coins, Gold & Silver

WE BUY GOLD!GET 40% OR MORE IN CA$H FOR

YOUR UNWANTED GOLD!

Al Dobrick - 30 Years Exp

by Deborah Stumpf

Everything Corn... Continued on Page 2

FREE WEEKLY

ISSUE 497 • MAY 9, 2011

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132









http://insurance-agency.amfam.com/CO/larry-e-stiltner/

FREE WEEKLYSnIppeSnIppetztzSSnnIppppeeSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSnnnnnnnnnnnnnnnnnnnnnnnnnnnnIIIIIIIIIIIIIIIIpppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeetttttttzzttttttttttttttttttttttttttttttttttttzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzznnInnnnnnnnnnnIIIIIIIIIpppppppppppppppp™

zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzWEEKLY MAGAZINE

SNIPPETZ POPS THE LID OFFEVERYTHING CORN

(719)487-PINZ (7469)

855 Highway 105 Palmer Lake, CO 719-487-PINZ www.pinzbowling.com

The Premier Family Entertainment Center in the Tri-Lakes Area

Now Accepting League Bowlers For Short Summer Season

(14 Weeks)

Call for More Info

A SPECIAL BRAND OFACCOUNTS

FIRST NATIONALBANK MONUMENT

581 Hwy 105Member 719-481-0008

www.fnbmonument.com

COMMERCIALEQUIPMENT

LOANS

4.75% APRup to 60 Months Financing

TIME TO UPDATE?

Corn: “Any of numerous cultivated forms of a wide-ly-grown cereal grass bearing grains or kernels; the grains or kernels of the plant used as food for humans and livestock; a seed or fruit of various other plants like peppercorn; corn snow; corn whiskey; slang for something considered trite, melodramatic, unduly sentimental.”

Corn is a household word. It might be corny to say so, but corn, with all its uses and meanings, is a beloved en-

tity.

ABOUT CORNCorn is a descendent of the teosinte plant, which grows in Mexico – the country of corn’s origins. The earliest ears of corn were just a few inches long. To-day, a typical corn plant is from 5 to 12 feet tall. In Iowa, corn can grow to 8 feet under good growing conditions.

Everything Corn...Continued from Page 1

2

ALL RIGHTS RESERVED © 2011

PUBLISHED BYFUNDER ENLIGHTENING, INC.

George Wilkins - Publisher

PO Box 789 Monument, CO, 80132

(719) 487-0484email: [email protected]

www.snippetzonline.com

FEATUREARTICLES

Strange But True... 4

Tai Yi - “Perception Skewed?”... 5

“Homeowners’ Insurance Buying TipsPart 3 of 3”

Robyn’s Real Estate Rap... 6

Moments In Time... 8

“Strength Training is the Real Deal”Senior News Line... 9

CLASSIFIEDPAGE 9

GREAT BARGAINSFind Your Treasure!

Business / Employment Opportunities

HEALTH“Bowling With an Aneurysm” To Your Good Health... 10

THEDINING GUIDE

“One Potato, Two Potato:Two Potato Casserole”

The Kitchen Diva... 13

PUZZLES, TRIVIA,ENTERTAINMENT 14-15

Trivia Test • Sports Quiz • Flash BackSuper Crossword • Weekly Sudoku

Couch Theater DVD PreviewsHuey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

COMMUNITY CALENDAR 16

BUSINESS, FINANCE & LAW

“Own A Small Business?Consider These Retirement Plans”

Financial Focus ... 18

“Franchising Your Business:Where Do You Begin?”

The Law According to Stevens... 19

“New Tools Unveiled for Consumer Safety”Dollars and Sense... 19

SNIPPETZ®

OF NORTHERN EL PASO COUNTY & LARKSPUR

Everything Corn...Continued on Page 3

THIS WEEKIN SNIPPETZ

W H E N Q U A L I T Y C O U N T S W H E N Q U A L I T Y C O U N T S

WH

EN

Q

UA

LI

TY

C

OU

NT

S

WHEN QUALITY COUNTS WHEN QUALITY COUNTSWH

EN

Q

UA

LI

TY

C

OU

NT

S

Four-Color In-House Printingwith Direct-to-Plate Technology

Black & White and Color Copies

Graphic Design

Bringthis ad in

and receive10 Black & White

Copies or 1 Color CopyFREE

719-488-25441756 Lake Woodmoor Drive

Monument, Colorado Bindery

Advertising

Bulk Mailing

Laminating

Signs and Banners Promotional Products

Vehicle Wraps

WE’VEMOVED!

719-488-254415706

Jackson Creek Pkwy.Monument, CO

80132

TRI-LAKES ONLY FULL SERVICE GUN SHOP

COME SEE US!

Hours: Tue. - Sat. 10-6

481 Highway 105Suite “E”

Monument, CO

SPECIALIZING IN;Personal Protection, Home Defense

And Concealed Carry

TAKING CONSIGNMENTS NOW!BUYING NEW AND USED,

CALL TO ARRANGE

Full Line of Popular Brands

“On premise” instructors teaching;concealed carry, home/self defense, and hunter’s

safety. Local, private range for all students.

FFL Transfers

719-487-0446

SNIPPETZ POPSTHE LID OFF

EVERYTHING CORN

CORN FACTS• Corn is produced on every continent of the world except Antarctica. • Corn was fi rst grown by the Indians in North, Central and South America. • Petrifi ed corn cobs more than 5,000 years old have been found in ancient Indian villages in the Western hemi-sphere. • When Christopher Columbus land-ed in the West Indies, he traded with the Indians for corn to take home to Spain. • The Indians had named corn “MA-HIZ;” early American settlers picked it up as “maize.” • North American Indians provided corn to the settlers during their fi rst winter in America, and later showed them how to grow corn by planting corn kernels with small fi sh used as fertilizer. • The Indians also shared their recipes and methods for cooking corn, which included cornbread, corn pudding, corn soup and fried corn cakes. • Eventually, the early settlers saw the value in corn and used it in trade for meat and furs. • Corn is totally domesticated; it can-not live as a wild plant. • Grits are small broken grains of corn, fi rst produced by Native Americans. • The U.S. is the largest producer of corn in the world. • Corn is grown on more than 400,000 U.S. farms.• In 2000, the U.S. produced almost 10 billion of the world’s 23 billion-bushel crop. • About 80 percent of all corn grown in the U.S. is food for domestic and over-seas livestock, poultry and fi sh produc-tion. • About 12 percent of the U.S. corn crop ends up in directly-consumed foods like corn chips or indirect food sources, such as high fructose corn syrup. • For the past 14 years, Iowa has been the top producer of corn in the U.S. Iowans grow three times as much corn than a country the size of Argen-tina and produce more corn than most countries.

• Corn is not vegetable; it’s a grain.

More than 100 years ago, corn was produced for starch, and the rest of the kernel was thrown away. Presently, ev-ery part of the kernel and the water in which it is processed is used. There are more than 3,500 uses for corn products. Many of the new corn-based products are more environmentally friendly than petroleum-based products. Corn prod-ucts include the following:

Paint, dyes, laundry detergent, packing peanuts, plates, disposable fl atware, milk jugs, golf tees, adhesives, degrad-able plastics, chewing gum, shoe pol-ish, printing inks, soft drinks, pet food, alcoholic beverages and fuel.

BIOFUELCorn is a valuable “feedstock” for ethanol plant production because of the large amount of carbohydrates, es-pecially starch, in corn. Starch can be easily broken down into simple sugars,

which feed yeast (fermentation pro-cess) to produce ethanol. By-products include animal feed. Modern-day etha-nol production can garner about 2.7 gallons of fuel ethanol per bushel of corn.

Although biofuel is an alternative to the country’s dependence on oil, grow-ing crops like corn to produce ethanol takes a toll on the environment, not to mention the pocketbook.

In 2010, more than a third of the corn harvest in the U.S. – 335 million metric tons – was used to produce corn etha-nol. It’s expected that within fi ve years, 50 percent of the corn crop in the U.S. will become biofuels.

Biofuel is on the rise as an export, but demand for food crop exports is still strong; which drives higher prices worldwide. Another price factor is the

3

SNIPPETZ®

OF NORTHERN EL PASO COUNTY & LARKSPUR

Everything Corn... Continued from Page 2

Everything Corn...Continued on Page 4

The place to turn for ShelterInsurance protection for

your auto, home, and life.

Michael D. Ahlers66 Second St. Ste. B P.O. Box 1212

Monument, CO 80132-1212(719) 481-2550 Cell: (719) 209-4534

www.shelterinsurance.com/michaelahlers

We’re Your Shield, We’re Your Shelter!

Residential • Commercial

FREE ESTIMATESFREE ESTIMATESResidential • Commercial

Offi ce: (719) 632-9000 • Rodrigo Terrazas - Owner • Cell: (719) 499-0055

$300OFF

BEFORE AFTER

STUCCOOVER SIDING

STONEWORK

FIREPLACES

ANY COMPLETE STUCCO APPLICATION

Referral list provided at time of estimate. Not valid with military or senior discounts.To validate, coupon must be

presented at time of estimate. New customers only.

web: www.rtstucco.comemail: [email protected] Stucco Over Siding

crop acreage needed to produce bio-fuels. According to a 2007 “Science” magazine article, to replace just 10 percent of the gasoline in the U.S. with ethanol and biodiesel would require that 43 percent of current cropland in the U.S. be used for growing crops just for biofuels.

In 2007, the U.S. National Academy of Sciences studied the effects of water consumption as it relates to producing ethanol. They concluded that growing corn to produce ethanol consumes 200 times more water than the water used to process the corn into ethanol.

BACK TO FOOD POPCORN

Americans consume more popcorn than any other country – about 17 bil-lion quarts of popcorn per year: 54 quarts per person. • In the 1800s, popcorn rose to popu-

larity when it was introduced at ball parks and theatres. Popcorn fl avors at the time included rose, honey, molas-ses and sugar. • Charles Cretors invented the popcorn machine in 1895.• Street vendors sold popcorn during the Great Depression because it was one of the few snacks available and in-expensive.• Native Americans fi rst discovered “popcorn” when they threw corn ker-nels into the fi re, causing them to pop. They not only ate the popcorn, but also strung it to make garlands for women. American colonists ground up the popcorn and poured milk over it for a breakfast food. • When a kernel heats up, the mois-ture inside the kernel expands. After a while, the hard shell is unable to withstand the pressure, so it explodes, forming a white, fl uffy substance that rapidly cools and then solidifi es. • According to folklore, the Native Americans believed that tiny spirits

4

SNIPPETZ® WEEKLY MAGAZINE

By Samantha Weaver

• It was Austrian philosopher Ludwig Wittgenstein who made the following sage observation: “If people never did silly things, nothing intelligent would ever get done.”

• Much like farmers of today, ancient Egyptians who worked the land wor-ried about a variety of animals that could destroy their crops: locusts, sparrows, mice and worms. Unlike the typical Midwesterner of today, though, they also had to worry about hippopotamuses. • The fi erce Apache warrior we know today as Geronimo was not origi-nally so named. His given name was Goyahkla, which means “one who yawns.” • We’ve all seen pictures of African women carrying heavy loads -- up to 75 pounds in some cases -- balanced securely on their heads. But you

might not realize that these women can carry more, relative to body size, more effi ciently than pack mules.

• As the end of the school year ap-proaches, this might be a good time to remember that it was Americans who came up with the idea of sum-mer camp.

• The name of the country of Iraq is derived from the Arabic word mean-ing “origin.”

• If you’ve ever watched the closing credits of a fi lm (and are not your-self involved in the movie industry), you might be wondering about some of the titles you’ve seen, so here’s a quick rundown: The gaffer is the chief electrician on the project; the key grip puts together and takes down sets, as well as lighting and laying the track on which the cameras move; and the best boy assists the gaffer and the key grip.

***Thought for the Day: “Anti-intel-lectualism has been a constant thread winding its way through our political and cultural life, nurtured by the false notion that democracy means that ‘my ignorance is just as good as your knowledge.’” -- Isaac Asimov

(c) 2011 King Features Synd., Inc.

Everything Corn...Continued from Page 3

• Accounts Receivable / Payable• Preparati on of Sales & Use Tax Reports• Payroll Service Including: • Distribute Payroll Checks • Prepare and File Payroll • W-2s and 1099s• Quickbooks® Training• IRS Clean-up

HOME: 719-488-2308 • CELL: 719-331-3003 • EMAIL: [email protected]

COMPLETE BOOKKEEPING & PAYROLL SERVICES

Owned and OperatedSince 2003

626 Hwy 105

Palmer Lake, CO 719.487.0901

(Next to the Colorado Lighthouse at Illumination Point)

Mile High Holistics Pay it Forward Mondays… Bring in 5+ Canned Goodsfor a Free Pre-Roll or Edible!

(1 per licensed patient per week)

Mon-Fri 10-7, Sat 10-6, Sun 10-5

HAVE HEALTH INSURANCE?

BlackForestInsurance

NOW WOULD BE THE RIGHT TIME!

Joan Vairin719-495-3984

[email protected]

PALMER

DIVIDEPlumbing, Heating

and Electrical• Faucet Repair• Frozen Pipes• Toilet Replacement• Sprinklers• Plumbing Leaks• Boiler Repair & Service• Garbage Disposals

• Dishwasher Replace• Dishwasher Install• Electric Switches• Electric Receptacles• Light Fixtures

And many more services!

FREE ESTIMATES NO TRIP CHARGE

Ron Li ButtiELECTRICIAN719-472-4447

Steve Li ButtiPLUMBER

719-472-4721

lived inside the kernels; and, when their homes were heated, they became angry, bursting out of their kernels. • The world’s largest popcorn ball was created in Sac City, Iowa in 2009. It weighed more than 5,000 pounds, stood more than 8 feet tall and measured 28.8 feet around. • The Marion Popcorn Festival in Ohio is the largest popcorn festival in the world, attracting more than 200,000 people each year. • Popcorn is a healthy snack, with only 31 calories per air-popped cup or 55 calories per oil-popped. It’s high in fi ber and sodium and sugar free. Be-ware, however, of popcorn seasonings and toppings, from butter to caramel to chocolate chips, peanuts and fudge sauce.

CORN: IT’S ALL IN A NAMECandy corn, the Nebraska Cornhusk-ers, corn cobs, corn on the cob, it’s corny, corn snow: The word “corn” is well-used and not always about food.

CORN SNAKESFood does play a part in the naming of the corn snake. It was named after its belly, which resembles the checker-board pattern of Indian corn.

• The corn snake is also known as the red corn snake or the red rat snake. • Corn snakes are not endangered, but in Florida they are listed as a Species of Special Concern because of a loss of habitat, especially in the lower Florida Keys. Corn snakes are harmless but often mistaken for copperheads and killed. • Corn snakes are bred more than any other snake species as pets. • Corn snakes are slender and 24 to 72 inches long. They are orange or brown-ish-yellow, with large, black-lined red spots down the middle of their backs. • Corn snakes climb trees and spend most of their time underground search-

ing for prey in rodent burrows. They can be found in wooded groves, rocky hillsides, meadowlands, barns and abandoned buildings. • Corn snakes are most abundant in Florida and the southeast. • Corn snakes eat every few days, feeding on mice, rats, birds and bats. They are constrictors, so they fi rst bite the prey to obtain a fi rm grip; then they wrap around the body of their victim and squeeze until they suffocate them. Sometimes, the corn snake forgoes the suffocation part and eats their prey alive.

MOVIES, ETC. Corn has been part of movie titles since the 1950s. “Corns-a-Poppin” – 1951“Corn Chips” – 1951“Corn Plastered” – 1951 “Corn on the Cop” – 1965“Indian Corn” – 1972“Corn on the Macabre” – 1997“Children of the Corn” – 1984 – se-quels 1984, 1993 and 1994

CORN SNOWColoradoans might be familiar with corn snow, the term for wet snow that has gone through repeated melt-freeze cycles. The result is large-grained, rounded crystals. Under corn snow con-ditions, a crust is formed on the surface of the snow, and it can supports one’s weight when it’s frozen. However, dur-ing the heat of the day, the snow turns to deep slush. Corn snow skiing is best during the mid-to-late-morning hours.

IT’S CORNYA long-lasting favorite saying, “it’s corny” has been passed on through gen-erations. In the movie, “South Pacifi c,” there is a song titled “What a Wonder-ful Guy.” Among the lyrics, “I’m as corny as Kansas in August.” Kansas is well-known for its corn production, and August is harvest time for corn. Thus, the long version of “it’s corny.”

5

SNIPPETZ®: THE LOCAL SCOOP

Custom Color & Hair Design

By EmilyMonumental Styles & Co.

719.487.8660Receive 10% off any service

(mention this ad)

1445 Cipriani LoopMonument

(Highway 105 & Knollwood)

EMPOWERMENT THROUGH HEALING, LLC

[email protected] • www.empowermentthroughhealing.com • Monument, CO

Medium/Clairvoyant/Tai Yi Energy - Tami Urbanek

Under mental, emotional, or physical stress? Low immune system? Anxiety? Depression? Lack of focus?

Tai Yi means Supreme Movement and is an ancient form of Chinese energy work that is similar to acupuncture and can assist in many ailments.

719-641-2017Making New Choices to Create a New Reality

FREE 30 MINUTE CONSULTATION WITH SESSION

In the healing profession, many practitioners will encounter in-dividuals who carry a misper-

ception of healing. The perception, many times, is aligned with the in-dividual’s pain rather than his or her healing.

With the energy work of Life En-ergy Flow Tai Yi, many times indi-viduals assume that one treatment will heal all issues. As a practitio-ner, it should be expressed that one treatment will not heal all issues any better than one massage will maintain all relaxed muscles. One acupuncture treatment will not re-solve all issues. Even if one chooses western medicine and medical pre-scriptions, one medication will not resolve all diffi culties, if any.

When an individual carries a percep-tion that one Tai Yi treatment will resolve all diffi culties, the person anticipates a ‘bang over the head’ type of feeling following the treat-ment. When that does not occur, the person then resists the energy from the treatment that was offered. The treatment, many times, will not complete if that is the case. It is nec-essary to change the perception of healing. One can make progress in his or her healing, expect to see ma-jor different results, and when that does not occur, the person stops the progress or even goes backward in progress.

TAI YI -

PERCEPTIONSKEWED?

A simple example can be in weight loss. A person can make the neces-sary changes to lose weight and have an expectation to lose X number of pounds in 7 days. If the person has not taken into consideration his or her metabolism, water weight, mus-cle weight, and genetics, he or she may not see the immediate results expected. The person may then give up and perhaps even gain back.

A more complex example is one who is working on healing depres-sion and changing diet. A person can be proactively working on heal-ing the cause of depression and then change the diet to make it less toxic or perhaps organic. The toxins in the body will begin leaving; however, it will create an effect where, initially, the person can begin feeling more depressed and that may lead the person to desiring to return to old eating patterns. The person’s per-ception may be that upon removing toxic food, the person would see an immediate emotional change. The perception is skewed.

A Tai Yi treatment that can assist with this is Perception of Healing. Perception of Healing is for those who have a perception of what their healing will be like when an issue has been healed. Many times, this perception is incorrect since it was formed during a time of pain. The result, many times, is that the per-son thinks the issue has not been healed and ends up re-injuring him or herself. The treatment removes false perceptions and the restric-tions individuals have placed on themselves-it works with all parts of the bodies and the unconscious and conscious minds.

Tami Urbanek

Dedicated Full Service Florist Delivering to all Tri-Lakes Areas, North El Paso

& South Douglas CountiesYour One Stop Direct Provider For...

FTD teleflora BloomNet

& Cottage Treasures

719-488-1116

“Mother’s Day” May 8th$5.00 Off Any In-Store Min. Purchase of $25.00 Thru May 31st ..... Excludes all wire service .....

Your Home Town Florist... Located In the Same Convenient & Original Monument Plaza Location... 481 HWY 105 #I Monument CO 80132

Behind “Rosie’s DINER” & Taco Bell

w w w. e n c h a n t e d f l o r i s t c o . c o m

The Enchanted Florist

BENEDICTINE SPIRITUALITY

CENTER IN THE PINES

Caregivers’ Retreat Saturday, May 14 9:00 am to 4:00pm

$40 Includes lunch with the sisters

[email protected] 719-633-0655 x132

www.benethillmonastery.org

BENET HILL MONASTERY 3190 BENET LN COLORADO SPRINGS, CO 80921

Quiet Reflection Sharing Your Story Meditative Walks

Spiritual Direction Self-care Intercessory

Prayer

SCOTTISH HIGHLAND BEEFNO ANTIBIOTICS OR HORMONES,

USDA INSPECTED,LEAN & FLAVORFUL

Your resource for superior local beef

Whole, half and quarter sides available

Kyrsten Jenkins 719-243-3624

Tri-Lakes Center for the ArtsPresents

Contact the Tri-Lakes Center for the Arts or visit our website at www.trilakesarts.org for more detailed information719.481.0475 • 304 Hwy 105 • Palmer Lake, CO

“Refl ecti ons of Modern Art” & Gary Weston’s “Night Gallery” Free Opening Recepti on - Friday, May 13 - 6 - 9 p.m.

Wayne Hammerstadt on Classical Guitar

California Folk Legends Jerry & Debbie Burgan with Tholow ChanMembers of WE FIVE: Million-Selling Hit “You Were on My Mind”

Saturday, May 14 - 7:00 p.m. Doors Open 6:00 p.m.$20 Members / $25 Non-Members

This Spectacular Show Will Sell Out - Get Tickets Today

6


Robyn [email protected]

www.MillhouseRealty.com

719-216-4421

Adorable and AffordableEasy Xeriscape and Stucco

786 Century Lane $229,9003 Bedrm, 3 Bath, 2 Car 1650 Sq Ft

Beautiful Home in GleneagleShort Sale isalready APPROVED!

14126 Petrel Dr. $249,9005 Bedrm, 4 Bath, 3 Car 3108 Sq Ft

Beautiful 5 Acre Ranch 25 x 25 Heated Workshop

20070 Thunder Rd E. $314,0003 Bedrm, 3 Bath, 2 Car 1813 Sq Ft

Short Sale APPROVED!

Luxury Home with BreathtakingViews for only $450,000

750 Bowstring Rd, So. Woodmoor5 Bedrm, 5 Bath, 3 Car 5599 Sq Ft

FOR MLS Info and Virtual Tours: www.MyListingsOnline.com

For Sale in Tri-Lakes:www.TriLakesMLS.info

Foreclosures, Short Sales, Etc.:www.TriLakesShortSale.com

JUST LISTED!

LEASE: Log Home overlooking Pondand Mtns! Woodmoor $2500 mo Find All Past Articles: www.SpringsRealtyTalk.com

or my Eco-Friendly Articles: www.GreenColorado.infoTo See ALL Homes and Businesses for Sale in the Tri-Lakes Area:

www.TriLakesMLS.infoFor more info, call Robyn Graham Millhouse Real Estate LLC

719-216-4421 or email [email protected]

Article by Robyn GrahamBroker / Owner

Homeowners’ InsuranceBuying Tips -- Part 3 of 3

When you’re Buying a Home,Consider the Cost ofHomeowners Insurance

You may pay less for insuranceif you buy a house close to a firehydrant or in a community thathas a professional rather than avolunteer fire department. It mayalso be cheaper if your home’selectrical, heating and plumbingsystems are less than 10 yearsold. If you live in the East, con-sider a brick home because it'smore wind resistant. If you live inan earthquake-prone area, lookfor a wooden frame housebecause it is more likely to with-stand this type of disaster.Choosing wisely could cut yourpremiums by 5 to 15 percent.

Check the CLUE(Comprehensive LossUnderwriting Exchange)

This is a report of the homeyou are thinking of buying. Thesereports contain the insuranceclaim history of the property andcan help you judge some of theproblems the house may have.

Check for Specialty InsuranceCoverages

Remember that flood insuranceand earthquake damage are notcovered by a standard homeown-ers policy. If you buy a house ina flood-prone area, you'll have topay for a flood insurance policythat costs an average of $400 ayear. The Federal EmergencyManagement Agency providesuseful information on flood insur-ance on its Web site atFloodSmart.gov.

If you have questions aboutinsurance for any of your posses-sions, be sure to ask your agentor company representative whenyou're shopping around for a pol-icy.

For example, if you run a busi-ness out of your home, be sureto discuss coverage for that busi-ness. Most homeowners policiescover business equipment in thehome, but only up to $2,500 andthey offer no business liabilityinsurance. Although you want tolower your homeowners insur-ance cost, you also want to makecertain you have all the coverageyou need.

Review Your Policy Once a YearReview the limits in your policy

and the value of your posses-sions at least once a year. Youwant your policy to cover anymajor purchases or additions toyour home. Review your existingpolicy and make note of anychanges that might haveoccurred that could lower yourpremiums.

For example, perhaps thehomeowner has disassembledthe trampoline, paid off the mort-gage, installed a burglar alarm orinstalled a sophisticated sprinklersystem inside his or her home. Ifthis is the case, simply notifyingthe insurance company of thechange(s) and providing proofs inthe form of pictures and/orreceipts could significantly lowerinsurance premiums.

Look for changes in the neigh-borhood that could reduce ratesas well. For example, the instal-lation of a fire hydrant within 100feet of the home, or the erectionof a fire substation within closeproximity to the property maylower the homeowner's annualpremiums.

Put “Review InsurancePolicies” on your calendar onMay 1st every year. You’llaready be in research-modefrom finishing up your taxes acouple weeks earlier!

7

HayCo L.L.C.For All Your Hay & Straw Needs!Sm. Squares • Lg. Squares • Rounds

Alfalfa • Grass • Mixed • Straw Specializing in Excellent Quality Horse Hay

We Deliver719-339-3525


TRI-LAKESREFORMED CHURCH

(RPCNA)

Woodmoor Community Center1691 Woodmoor DriveMonument, CO 80132

Sunday Worship 9:45 A.M.www.trilakesreformed.org

MAY 11, 2011 SEMINAR AT THE YMCA IN MONUMENT, CO LIMITED SEATING - RSVP 719-228-9440

Physician led community presentation reviewing the latest in minimally invasive approaches for the treatment of Stenosis

featuring the MILD® and procedures.

mild® is the �rst minimally invasive surgical treatment to provide immediate and lasting relief from Lumbar Spinal Stenosis.* Through an incision the diameter of a pencil, the physician uses an image-guided device to relieve pressure on the nerves.

mild®

“This was a life changer for me, putting me back on my feet for long hikes as well as simple tasks such as shopping and ironing. The recovery was an amazing two days and I was able to return to work.“ ~ Linda C. (53)

“A year after the procedure I am feeling no stenosis pain, sleeping through the night without medication, and am much more active than before my surgery. I am very satis�ed with the procedure and would do it again if needed.” ~ Joyce S. (75)

NOW YOU CAN RECEIVE SNIPPETZ® ON THE INTERNET EVERY WEEK....

GO TO:

www.fepublications.com

FREE!

JUSTIN PALMER481 Hwy 105 • Ste B - 188

Monument CO 80132Visit us at: trilakesti le.com

jp@trilakesti le.com

719 • 243 • 4817

Serving Tri-Lakes and surrounding areas with highlyprofessional and custom ti le installati on. We look forward to

working with you to add extra value to your home or businesswith beauti ful aff ordable custom ti le work.

PROFESSIONAL SERVICESCOMMERCIAL • RESIDENTIAL

Repairs

CompleteShower

Remodels

Custom Kitchen

Backsplashes

Custom Shower Pans

Remodels

Ceramic

Porcelain

Natural Stone

Countertops

Floors

Walls

Coupon applicable for installs over $1,500.00Materials not included - labor only / Expires 01/31/11

$100 OFF$250 OFFANY COMPLETE

SHOWER REMODELCoupon applicable for installs over $500.00

Materials not included - labor only / Expires 01/31/11

KITCHEN BACKSPLASHINSTALL

Call 888-270-9580 for a free consultation!

8

PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ® POSSIBLE!

SAFE • CLEAN • SECURE Double J

Judi & Jeff Havens - Owners6470 Walker Road • Colorado Springs

By Appointment: 495-1774

Owners on Site- 24 Hour -

Supervision

BOOK YOUR HOLIDAY

VACATIONS EARLY

• Reasonable Rates• Large/Indoor Heated Runs• Elevated Dog Beds• Overnight/Long Term

• Catering to Special Diets & Other Needs• Multi Pet Discounts for Pet Roommates

County Line Rd.

✪Walker Rd.Hwy. 105

Hodgen Rd.Hw

y. 83

Thom

pson

Rd.

Blac

k Fo

rest

Rd.

DoubleJ

ConvenientLocation

DOGBoarding Kennel

QUALITY GOODS & SERVICES

A CUT ABOVEDRYWALL

When You Want It Done Right...The First Time!

Drywall Patches,

Repair andTexturing

• No Job Too Small• Free Estimates

• Reasonable Rates• 25 Years of Experience

Call Mark Today!Home: 719-481-0509Cell: 719-237-9277

PO Box 863Monument, CO 80132

Barbara Oakley719-488-2119

TRI-LAKES &GLENEAGLEWELCOMING

MOMENTS IN TIMETHE HISTORY CHANNEL

Once you’ve triedour service, you’ll know

why we’re calledCUSTOMER’S CHOICECall today for a FREE quote

487-9713 or 351-7476

• On May 9, 1671, Thomas Blood, an Irish adventurer better known as “Captain Blood,” is captured attempting to steal the Crown Jewels from Charles II of England in the Tower of London. Charles was so impressed with Blood’s audacity that, far from punishing him, he made him a mem-ber of his court with an annual pension.

• On May 14, 1914, Washington Senators pitcher Walter “Big Train” Johnson throws his 54th consecutive scoreless inning, against the St. Louis Browns in Sportsman Park III. Johnson broke a 53-inning record set in 1910 by Jack Coombs of the Phila-delphia Athletics.

• On May 11, 1934, a massive dust storm sends 350 million tons of topsoil fl ying from across the parched Great Plains as far east as New York, Boston and Atlanta. Even ships some 300 miles offshore saw dust collect on their decks.

• On May 12, 1949, an early crisis of the Cold War comes to an end when the Soviet

Union lifts its 11-month blockade against West Berlin. The blockade had been broken by a massive U.S.-British airlift of 278,288 relief missions to the city, resulting in the delivery of 2,326,406 tons of supplies.

• On May 15, 1963, Gordon Cooper is launched into space aboard Faith 7 on the longest American space mission to date. Cooper completed 22 orbits of the Earth and spent 34 hours in space.

• On May 13, 1981, Pope John Paul II is shot and wounded at St. Peter’s Square in Rome. Turkish terrorist Mehmet Ali Agca, an escaped fugitive already convicted of a previous murder, fi red several shots at the religious leader. Agca was immediately captured. After a two-day trial, he was sen-tenced to life in prison.

• On May 10, 1990, the government of the People’s Republic of China announces that it is releasing 211 people arrested during the massive protests held in Tiananmen Square in Beijing in June 1989. Most ob-servers viewed the prisoner release as an attempt by the communist government of China to dispel much of the terrible public-ity it received for its brutal suppression of the 1989 protests.


THE PLACE FOR GREATBIRTHDAY GIFTS

FREE Gift Wrapping

Unique HandcraftedDollhouses & Accessories

for the Discriminating “Mini-Home Owner”

Both stores conveniently located at274 Washington Street, Historic Monument

Mon - Sat 11AM - 5PM - 481•1361

MONUMENT’SONLY TOY STORE!

SANTA FE TRAIL JEWELRY

~~~~~~~~~

May 19th, Art Hopfrom 5pm to 8pm

Featuring theJewelry Designs of Marylee

And Watercolor Artist,Kathleen Murray

`````````125 2nd St.

in Historic Downtown Monument719-481-0250

Hours ~ Mon 1-5 ~ Tues.-Sat.10-5

9


QualityImport Service

Specializing inSUBARU Repairs

719.488.6729707 County Line Rd.

Palmer Lake, CO

AUTO SALES AUTO REPAIR AUTO REPAIR

GOOD ON MOST VEHICLES EXCLUDING DIESEL

LUBE, OILAND

FILTER CHANGESPECIAL

$7.00 OFF

ANYOIL CHANGE

MONUMENT • SAFEWAY CENTER • 488-2299WITH THIS COUPON

SUBARUS!

We specialize in used,reconditioned and current model

HORSE BOARDING

FAMILY STYLE HORSE BOARDINGSpace for one or two horses on 12 acre family horse property west of Monument. Barn, tack room, corral, arena, pasture

and grass hay. Trailer parking OK. $200 summer, $300 winter.

Call Rick on 481-6660

SERVICES

HELP WANTED

EXPERIENCEDNAIL TECH AND HAIR

STYLIST WANTEDFull or part time. Call Maria

at Expectations Salon & Day Spa,in Historic Downtown Monument.

(719) 488-9203

YOUR COMMUNITY ACCOUNTANTS

The Walsh Company Inc.430 Beacon Lite Rd. #155

Monuments - (719) [email protected]

Individual and Business Tax Returns. Payroll, Bookkeeping & Financial Statement Accounting Services

ACCOUNTANTS

ROOMS for RENT

FURNISHED ROOMFOR RENT

All utilities and washer & dryer furnished.Month to month lease. Rent $400.

No pets or smoking (or smoking pets!)719-481-1361 or 719-488-0083

STRENGTH TRAINING IS

THE REAL DEAL

A recent study at the University of Michigan has convinced me to get started at the gym again.

It concluded that while muscle loss is to be expected with age, we don’t have to accept it. Researchers even pinpoint-ed exactly what we need to do to regain lost muscle tone and strength: resis-tance exercises, also known as strength training.

With strong muscles we can continue to climb stairs and mountains, dig in the garden and row a kayak into advanced years. With muscle loss we might ex-perience shaky balance, falls and bone fractures -- which can lead to loss of independence.

The study from UM’s Physical Activ-

ity and Exercise Intervention Research Laboratory talks about how few seniors take part in strength training, and faults previous studies for not making it crys-tal clear just how great the benefi t is. Maybe this is what has sent me back to the gym: the researchers’ absolute cer-tainty that resistance training can bring gains in strength and development of lean muscle mass. They were even able to specify how much muscle we lose: nearly a half pound per year after the age of 50.

So, I made an appointment with a per-sonal trainer at the gym. He was very young -- but very smart: His fi rst ques-tion was whether my doctor had ap-proved my exercise plan. (Answer: yes.) Then he let me set my own ini-tial weight levels on the machines and incorporated those into an overall plan of repetitions and sets for the next six weeks, at which time we’ll review.

Even though many of us stop and re-start exercise programs, the main thing is that we keep trying again, right?

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


SNIPPETZ®

CLASSIFIED

6 LINES Only $5 A Week (minimum 5 weeks)

Call: 719-487-0484

Snippetz® Classifi ed ads will run a minimum of fi ve consecutive weeks unless otherwise arranged. Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted

by E-mail or U.S. Mail

E-mail: [email protected]

or

Funder Enlightening, Inc.

PO Box 789

Monument, CO 80132

Visa / Mastercard / Check

FOR SALE

2005 TOYOTA TACOMASilver. Topper. Loaded!

Navigation System. 80,000 miles.New rubber and brakes.

$19,500

(719) 598-0481 or (719) 330-5717

283 Washington St.Monument, CO 80132

(719) 488-9203

SILKY, SOFT, AND SMOOTH SKINFOR SPRING: HERBAL SCRUBS FOR

YOUR BODY TO REMOVE YOURDRY/SCALY WINTER SKIN

Microdermabrasion for your face to speed up collagen & elasti n formati on

$10.00 OFF regular price

REJUVENATE!

Expectations...It’s All About You!

And re-introducing the GOLD REWARDS CARD:

For every $50 spent onskin-hair-nails and bath & body

creams & loti ons, receive I E stamp. Collect 5 and receive a

FREE FACIAL

PARK N BARKMOBILE GROOMING

We Come To You!Experienced, professional and

caring groomers. Less stress and hassle for you and your pet.

Cage free, one on one grooming.No contact with unfamiliar pets.

970-397-3702

PET GROOMING

TIME OR MONEY TIGHT?Spring Yard & Garden Maintainence

and Cleanup. Experienced,mature professional.Reasonable Rates!

We’re local: 303-507-5725

EXPERIENCED COOKSAND SERVERS NEEDED

for busy locally owned restaurants in the North Colorado Springs and Monument

area. Please email resume to :[email protected]

GARAGE SALE

SATURDAY - MAY 14TH - 8am - 2pmOver 250 DVD’s and CD’sPlus miscellaneous items!

850 Winding Hills Rd., Monument

10

SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Lisa Brownworth, N.P.

Specialized Adult and Pediatric

Allergy and Asthma Care

Now in Monument

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualizedtreatment for:

Nasal AllergiesChronic Sinusitis

Food AllergyHives

EczemaAsthma

Including Allergy Injections

719-592-1365www.csallergy.com

550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

BOWLING WITH AN

ANEURYSMDEAR DR. DONOHUE: I am a 73-year-old woman. I have an abdominal aortic aneurysm. I have sonograms regularly. I am in a bowling league. I bowl each week. My bowling ball weighs 10 pounds. Should I bowl? My last ultrasound shows that the an-eurysm is 3.8 cm. -- F.S.

ANSWER: Your doctor is the only one who can answer your question with authority. He or she knows all the cir-cumstances of your health. However, I can tell you that most people with an aneurysm of your size are encouraged to be active. Lifting heavy weights is discouraged. A 10-pound bowling ball isn’t considered a heavy weight.

The size of an aneurysm determines its risk of breaking apart and bleeding profusely. Aneurysms smaller than 4 cm are not in danger of suddenly rup-turing. When an aneurysm reaches 5 to 5.5 cm, then surgical repair is rec-ommended. You are quite a distance away from the danger zone.

For readers: Aneurysms are bulges of an artery wall, and are weak spots.

***

DEAR DR. DONOHUE: I hope you will discuss lactose intolerance. I am 60 and just developed it. -- J.B.

ANSWER: Lactose is milk sugar. In our digestive tracts is an enzyme -- lactase -- that digests milk sugar. People with too little of the lactase en-zyme have trouble when they drink or eat dairy products. Milk sugar doesn’t break down. The undigested sugar leads to gas production, stomach cramps and diarrhea.

Medical tests can confi rm the dearth of the lactase enzyme.

Standard treatment of lactose intoler-ance (also called lactase defi ciency) is avoidance of dairy products. Most cheeses have little lactose, so they can be eaten. Yogurt made from live cul-tures is usually tolerated.

Furthermore, many dairy products can be pretreated with lactase, and people with the intolerance are not bothered by such products. The lactase enzyme comes in pill and liquid forms. It can be added to milk or taken by mouth before eating or drinking dairy prod-ucts.

***DEAR DR. DONOHUE: How do I get a doctor to correct or change his written report? Twice in my 77 years I have pointed out incorrect statements in their records. Each time I was told they could not change anything once it appears in their written report.

There must be a way to correct an er-ror, especially before sending the re-port to other doctors. Do you have any suggestions? -- G.J.

ANSWER: I do have a suggestion. The doctors are afraid of changing in-formation because such changes can be damaging to them if the records are required in any legal proceedings.

However, they can make a current note

FREE PASS ONE MONTH FREE1 WEEK OF TANNING Personal Training

SessionAUBREY/LITTLE ELM AUBREY/LITTLE ELM

Cannot be combined with any other offers/discounts. SRA Not valid with

any other offer. Expires 4/30/11

WITH NEW MEMBERSHIP. Cannot be combined with any other offers/discounts. SRA Not valid with any

other offer. Expires 4/30/11

WITH NEW MEMBERSHIP. Cannot be combined with any other offers/discounts. SRA Not valid with any

other offer. Expires 4/30/11

www.anytime tness.com

LOOK GREAT. FEEL GREAT. GET IN SHAPE.PLANS STARTING AT

$29.99 PER MONTH.MORE SPECIALS!CALL OR STOP BY

FOR DETAILS.

GiftCertificates

Available!

820 Village Center Drive(Safeway Center Rockrimmon)

1737 Lake Woodmoor Dr.(next to 3 Margaritas)260-2387 487-1979

More Specials!Call or Stop by

for Details.

WHY JOIN ONE, WHEN YOU CAN BE A MEMBER OF OVER 1500 CLUBS WORLDWIDE?

WILL MATCH ANY LOCAL

COMPETITOR PRICING

f T er T W

Go to www.AnytimeFitness.com

AUBREY/LITTLE ELM

Personal Training 1 FREE

in the chart, explaining how previous information in the record was not cor-rect. That’s not going to get them into any trouble. It seems to me that not doing so would get them into trouble.

If the doctors balk at this, ask them to talk to a lawyer. Tell them you are pre-paring a document that states what the correction should be and that you will send it to any doctor to whom your current doctor sends your records.

That should motivate your doctor to act.

***

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column when-ever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2011 North America Synd., Inc.All Rights Reserved

COME MEET THE NEW OWNERS!

HOURS:M-F 9:30AM-7:00PMSat 10:00AM-4:00PMAppointments aft er

hours Available!

Shop: 481-9868 • Cell: 640-0737

5 Tanning Beds1 Stand Up

1 Powerwave Massager

Monument Plaza • 481 Hwy 105 #210 • Monument, CO 80132

BRING IN THIS ADAND GET

10% OFFNew Customers Only

TIKITANS

11


Call today for a FREE quote

487-9713 or 351-7476

ONCE YOU’VETRIED OUR SERVICE,YOU’LL KNOW WHY

WE’RE CALLEDCUSTOMER’S CHOICE!

Move-Outs Construction Cleanup

Home Sale Prep

WE ALSOPROVIDESERVICES

FOR:

Licensed, Bonded and Insured

Robyn Graham, RMT 719-216-4421 Email: [email protected]

Website: www.HealingTouch-MassageTherapy.com

Buy a of and

Healing Touch Therapeutic Massage212 N. Washington St., Suite A, Chapala Building in Monument

GIFT CERTIFICATES: PKG of 5 PKG of 10

1/2 hr : $160 $300 (save $40.00) (save $100.00)

1 hr : $275 $520 (save $50.00) (save $130.00)

A mother's love is

instinctual, unconditional,

and forever.

CELEBRITY STATUS

By Nick Yanez

Ever wonder what it’s like to be Mick Jagger? Or how about Paris Hilton? There’s others like Jay-Z, Jack Nich-

olson, Will Ferrell, and Lindsey Lohan that all have the same thing in common. When they enter the room, people turn and look. Suddenly, the place has a certain appeal. Despite bad reputations, massive drug abuse, or scandals that would make a poli-tician blush, the crowd is drawn to these people. Because when they arrive, you know the party has offi cially begun.

Beginning Saturday, May 14th, Pinz Bowl-ing Center (along with their proud partner - happiness) brings to you the Saturday Night Party League! It’s the perfect bowl-ing league for those with the inner college kid in them. The league kicks off at the

reasonable time of 6:30pm. The 4-person mixed teams will then compete against the opposition for a large bundle of minutes. Then, following the warm sensation of vic-tory, or the somber sting of defeat, it’s time to end the night right at Rodz Bar & Grill. Saturday nights, upon completion of the league match-ups, Rodz offers great drink specials and Live Music! Not to mention the brilliant conversation provided by our tenders and patrons on a nightly basis.

Come to bowl; Stay to Party; and after a while, you’ll begin to develop a reputa-tion. When you walk in the room, people will take note. They’ll think to themselves wonderful thoughts about you, and begin to recognize you as the face of a good time. You’ll be like Jagger, and Lohan (without the “issues”). When you arrive people will know the party has started… right after a quick bowl, that is.

For more information on the Saturday Night Party League, or other league op-tions that will have your long distant rela-tives drooling with jealousy, call Pinz at (719) 487-7469

Palmer Lake Historical Society Presents

WOMEN OF DOUGLAS COUNTY

Join the Palmer Lake Historical Soci-ety for an informative and entertaining evening as Shaun Boyd of the Douglas

County Library presents stories and in-formation about some fascinating women from the history of Douglas County. Wom-en back in the day were not just housewives keeping the home fi res burning. Some played a major role in the settlement and growth of this area.

Also, Suzanne Bartel, a former member of the Board of Directors of the Palmer Lake Historical Society and a former Docent at the Lucretia Vaile Museum will make a special presentation to the Historical So-ciety. Suzanne, an accomplished quilter, will present a quilt she made containing squares depicting events related to the his-tory of Palmer Lake.

The program, which is free to the public, will be held at 7:00PM on Thursday, May 19, 2011, at the Palmer Lake Town Hall. Free refreshments will be served. Visit our website at: www.palmerdividehistory.org.

Don’t forget to purchase your copy of the Historical Society’s pictorial history of the area, “Communities of the Palmer Divide.” The book is available at the Tri-Lakes Chamber of Commerce, the Rock House, the Lucretia Vaile Museum, Historical So-ciety events, and select local retailers. It will also be available for sale at the pro-gram.

12

SNIPPETZ® DINING GUIDE

www.eatatrosies.com

SERVINGBreakfast • Lunch • Dinner

411 Hwy. 105 • Monument, CO 80132(719) 481-3287

2ND LOCATIONOPENING THIS SUMMER!

SHOPS AT VOYAGER11550 Ridgeline Dr.

Colorado Springs, CO 80921(1/4 mile north of New Life Church)

(Corner of Voyager and Ridgeline Dr.)

HAPPY HOURDaily

2 - 5:30 pm

HAPPY HAPPY HOURHOURDaily

2 - 5:30 pm

BUY ONE LUNCH OR DINNER ENTREE

GET ONE HALF PRICE!Valid anytime Monday through Thursday

Please present coupon at time of order. One coupon per table only! Exp. 6/2/11 Snippetz

30 MINUTE CALL AHEAD SEATING!

481-1234230 Front Street • Monument, CO

www/lacasafiesta.net

~ PATIO OPEN SOON ~COME CELEBRATE CINCO DE MAYO

75 Hwy 105 Palmer Lake719-481-2222

www.lazingarapalmerlake.com

OPEN 4:30PM - 9:00PM • CLOSED TUESDAY

Casual Dining - Family Atmosphere

www.lazingarapalmerlake.com

AVAILABLE FOR PRIVATE PARTIES, WEDDING, REHEARSAL DINNERS AND OFFSITE CATERING

Family Ownedand Operated

PLANNING A GRADUATION PARTY?DON’T DELAY... MAKE YOUR RESERVATIONS NOW!!

Dinner for 2 for $22

Offer good 4:30pm to 6:00pm forDine-In Only on Monday, Wednesday &

Thursday. Can not be used in combination with any other coupon or discounts

WE WILL BE OPEN TUESDAY - MAY 24TH TO BETTER SERVE FRIENDS AND FAMILY

OF THE 2011 AIR FORCE ACADEMY GRADUATES!CALL NOW TO MAKE YOUR

RESERVATIONS FOR GRADUATION WEEK

251 Front Street, Monument 6 am - 3 pm 7 days a week!

www.coffeecupmonument.com(719) 488-0663

Another PintAmerican Ale House

@

Catch all your

MLB Games Here!

Live Music Every Tuesday and Saturday

Come in and try our new line of signature burgers!

$2.99 Breakfast at Both Locations!

$2.99 Burger at Both Locations!

13860 Gleneagle Drive 6:30 am - till at least 9 pm, 7 days a week!

www.asecondcup.net(719) 481-6446 33 Micro Brews

On Draft!

$0.98 PBR PintsOn Wednesdays!

13

SNIPPETZ® DINING GUIDE

Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

GLUTEN FREE - Pizza, Pasta, SaucesTry Our Specials

Tuesday through Thursday!

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs

Bratwurst • Soups • Chili

24 Hwy. 105 in Palmer Lake

OPEN TUESDAY THROUGH SUNDAY11:00AM - 8:30PM

Rock House Ice Cream 488-6917

Serving Anne & Mann’s Gourmet Ice Cream

Formerly B&E Filling Station Restaurant

25 Highway 105, Palmer LakeDinner Tuesday – Saturday 5-9 pm / Sunday 4-8 pm

Breakfast Saturday and Sunday 8am-1pm

For reservations, visit our website atwww.folieadeuxdining.com or call 719-481-4780

Casual

Elegant

Dining

1/2pricebottlesof wine

Thursdays and

Fridays.

Not valid with any other offer or discount and must mention ad

to server.

CALL

481-4780FOR

RESERVATIONS

ONE POTATO,TWO POTATO

I love potatoes. Frankly, I haven’t met too many folks who aren’t spud lovers. I’ve be-come especially fond of combining the but-

tery fl avor of Yukon gold potatoes with the sweet fl avor and fi rm texture of sweet potatoes.

This beautiful Two Potato Casserole alternates layers of white potatoes with vibrant, hardy greens, and beautiful orange sweet potatoes. This is a well-rounded side dish that contrasts deliciously with roasted chicken, pork or beef.

TWO POTATOCASSEROLE

1 garlic clove, halved

1 tablespoon olive oil, divided3 Yukon gold or red-skinned potatoes, about 1 1/4 pounds total weight, peeled and cut into slic-es 1/8-inch thick1 sweet potato, about 1/2 pound, peeled and cut into slices 1/8-inch thick1 (10 ounce) package triple-washed, fresh baby spinach, coarsely chopped1 tablespoon butter, melted1 1/2 teaspoons salt, divided1 1/2 teaspoons freshly ground black pepper, di-

vided1 1/4 cups fat-free evaporated milk1/8 teaspoon ground nutmeg1/2 teaspoon lemon juice or zest1 slice dry whole-wheat bread, torn into pieces

1. Preheat oven to 425 F. Rub cut sides of garlic on the bottom and sides of a shallow 1 1/2-quart bak-ing dish. Lightly coat the bottom and sides of the dish with 1 teaspoon of the olive oil.

2. Arrange half the spinach and white potato slices in a single layer in the bottom of the baking dish. Sprin-kle with 1/2 teaspoon salt and 1/2 teaspoon pepper. Top with half the sweet potato slices and remaining spinach. Drizzle melted butter over potato mixture and sprinkle with 1/2 teaspoon salt and 1/2 teaspoon pepper. Layer remaining white po-tato slices over the seasoned potato mixture. Top with the remaining the sweet potato slices, 1/2 teaspoon salt and 1/2 teaspoon pepper.

3. In small saucepan over medium-low heat, combine milk and nutmeg. Bring to a boil. Remove from heat and pour evenly over potato mix-ture. Cover casserole with foil and

bake 40 minutes. Remove casserole from oven, keeping it covered with foil.

4. Prepare breadcrumb topping. In food processor, process the bread until small crumbs form. Add re-maining 2 teaspoons olive oil and lemon juice or zest, and pulse to blend. Sprinkle bread-crumb mix-ture evenly over the potatoes. Bake until the potatoes are tender and the topping and the edges are brown, about 10 to 15 minutes. Let stand for 5 minutes before serving. Serves 6.

***

Angela Shelf Medearis is known as The Kitchen Diva! She’s the ex-ecutive producer and host of “The Kitchen Diva!” cooking show on Hulu.com. Medearis is an award-winning children’s author, culinary historian and the author of seven cookbooks, including “The New African-American Kitchen” and her new cookbook, “The Kitchen Diva Cooks!” Visit her website at www.divapro.com.


14


Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. MUSIC: How many strings does a ukulele have?2. HISTORY: Who founded the Otto-man dynasty?3. GEOGRAPHY: What is the tradi-tional dividing line between Manhat-tan’s east and west sides?4. U.S. STATES: What state’s motto is, “If you seek a pleasant peninsula, look about you”?5. MONEY: What is the common cur-rency of South Africa?6. LITERATURE: What was the fi rst land Gulliver encountered in the sa-tirical novel “Gulliver’s Travels”? 7. MATH: What is the Arabic equiva-lent of the Roman numeral D?8. PRESIDENTS: Who was Dwight Eisenhower’s vice president? 9. COMMON KNOWLEDGE: Who is the patron saint of physicians?10. LANGUAGE: From what language are all the modern Romance languag-es directly derived?

1. Who are the only three major-leaguers to have both a 40-homer season and a 50-steal season?2. Name the fi rst Cy Young Award winner to have more wins the sea-son after he captured the award.3. Who holds the Big East record for most rushing yards by a fresh-man?4. When Milwaukee’s Brandon Jen-nings tallied 55 points in a game in 2009, it was the most by a fi rst-year NBA player since when?5. Who holds the Washington Capitals record for most assists by a player in his fi rst two NHL seasons?6. Name the only drivers to win both the Daytona 500 and the Rolex 24 at Daytona.7. Who was the last male tennis player to hold all four major titles concurrently?


SNIPPETZ® PUZZLES AND TRIVIA

1. Who is referred to in the title “Suite: Judy Blue Eyes”?

2. Name the artist who had hits with “If You Love Some-body Set Them Free” and “For-tress Around Your Heart.”

3. Who are Genya Ravan, Goldie Zelkowitz and Patsy Cole?

4. Who is Signe Anderson?

5. Who sang “Knocked Out,” and why is the song notable?

6. Who wrote and released “Money, Money, Money”?

7. Who sang “My Heart Can’t Tell You No,” and when?

New DVD Releases forWeek of May 10, 2011

PICKS OF THE WEEK“Justin Bieber: Never Say Never” (G) -- Never? Seriously? Cuz I wanna say Never -- as in “I never want to watch this movie again.” Not that this is a horrible movie (it isn’t). It’s just not meant for men of my age. “Never Say Never” is targeted at Bieber’s base: 9 to 16-year-old girls. He is the 21st-century’s Donny Osmond, a nice, non-threat-ening boy crooner. The fi lm is little bit docu-mentary, a little bit concert movie, telling the Bieber’s story from his start as a YouTube

sensation up to his sellout concert at Madi-son Square Garden. The DVD is loaded with special features, including “R.I.P. Hair Flip,” a featurette about Bieber hacking off his sig-nature hairdo, which will have his legion of fans crying, “BabyBabyBaby NOOOO!!”

“No Strings Attached” (R) -- Ashton Kutcher and Natalie Portman star as Adam and Emma in this predictable romantic com-edy about “friends with benefi ts.” Adam and Emma have known each other since high school. Now as adults, he works on a “Glee”-like TV show and she’s a doctor. After a night of wild partying, they decide to try out the whole “friends with benefi ts” scenario; but after a while, Adam wants something more meaningful. She doesn’t. But of course, this is a rom-com, so we all know how this sticky situation will resolve itself.

“Something Wild: The Criterion Collec-tion” (R) -- Speaking of rom-coms, here’s a

good one. Jonathan Demme’s 1986 offbeat road picture/romantic comedy stars Jeff Dan-iels and Melanie Griffi th as wound-too-tight businessman and the manic pixie dreamgirl who go on a weekend of adventure that takes a turn for the worse when her a dangerous ex-husband (Ray Liotta) shows up.

“Patton: 40th Anniversary Edition” (PG) -- Written by Francis Ford Coppola, win-ner of seven Academy Awards and starring George C. Scott and Karl Malden, “Patton,” is one of the great biopics of all time. From the infamous opening monologue with Scott backed by a massive American fl ag, through Patton’s campaign against Rommel in North Africa, to the slapping controversy that near-ly ended his career, to his unrelenting cam-paign across Europe and fi nally to Patton’s unheroic death, “Patton” is not only an epic masterpiece about war, but a skillful and inti-mate look at a man who was larger than life.

TV SHOWS“Home Improvement”

20th Anniversary Complete Collection(Collectable toolbox packaging)

“Webster” Season Two

“Nova: Smartest Machine on Earth”

“Doctor Who: Terror of the Autons”

“Scooby Doo Mystery Incorporated”Season 1

“Bravestarr” The Complete Series

“The Archies”

“Sabrina the Teenage Witch”

“Civil War Journal: Confl ict Begins”

“Chobits” The Complete Series

“Lassie” (2 Pack)


In order to keep everyone honest (you know who you are,) you can fi nd the an-swers and solutions to the trivia and puzzles to the next page (15).


15

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. Blue-eyed singer Judy Collins, girlfriend of Stephen Stills of Crosby, Stills and Nash. The song appeared on the group’s self-titled debut album in 1969.2. Sting, in 1985. Both songs went to No. 1 on the rock charts.3. They’re various names of the same person, Poland-born Genyusha Zelkowitz. She was lead singer of the all-female rock band Goldie & the Gingerbreads from 1962 to 1967.4. The original lead singer of Jefferson Airplane. Her best known song on its debut album was “Chauffeur Blues.” She left the group in 1966.5. Paula Abdul, in 1988. It was her fi rst release, peak-ing at No. 41 on the pop charts.6. Swedish group ABBA, in 1976.7. Rod Stewart, in 1988.

1. Four2. Osman I

3. Fifth Avenue4. Michigan

5. Rand6. Lilliput

7. 5008. Richard Nixon

9. St. Luke10. Latin

1. Brady Anderson, Barry Bonds and Ryne Sand-berg.2. Milwaukee’s Warren Spahn won 21 games and the Cy Young in 1957, then won 22 games in 1958.3. Pitt’s Dion Lewis, with 1,799 yards in the 2009 sea-son.4. Earl Monroe tallied 56 points in a game in 1968.5. Nicklas Backstrom, with 121 assists (2007-09).6. Mario Andretti and A.J. Foyt.7. Rod Laver, in 1969.

Check us out on Facebook - PINZ Bowling Center Or on the Web - www.pinzbowling.com

RODZ is located inside PINZ The Premier Family Entertainment Center in the Tri-Lakes Area

855 Hwy 105, Palmer Lake 80133 (719)487-PINZ (7469)

LIVE MUSIC EVERY SATURDAY NIGHT

MAY 9, 2011

ARIES (March 21 to April 19) You’re the fi rst sign in the Zodiac and like to take the lead wherever you go. But this time, you’d be wise to follow someone who has much to teach you.

TAURUS (April 20 to May 20) Your ad-versary hasn’t given up trying to undermine you. Continue to stay cool -- someone in authority knows what’s happening.

GEMINI (May 21 to June 20) Spring brings a positive aspect for relationships. Paired Twins grow closer, while the single set fi nds new romance -- perhaps with a Leo or Libra.

CANCER (June 21 to July 22) Wavering aspects this week mean weighing your words carefully to avoid misunderstand-ings.

LEO (July 23 to August 22) You could soon be on a new career path in pursuit of those long-standing goals, but don’t cut any cur-rent ties until you’re sure you’re ready to make the change.

VIRGO (August 23 to September 22) A former colleague wants to re-establish an old professional connection. It would be wise to make the contact, at least until you know what he or she is planning.

LIBRA (September 23 to October 22) A relationship that survived some rocky mo-ments could be facing a new challenge. Deal with the problem openly, honestly and without delay. Good luck.

SCORPIO (October 23 to November 21) A recent and much-appreciated change in the workplace inspires you to make some changes in your personal life as well. Start with a plan to travel more.

SAGITTARIUS (November 22 to Decem-ber 21) A friend needs your kind and car-ing advice, but you need to know what he or she is hiding from you before you agree to get involved.

CAPRICORN (December 22 to January 19) Your circle of friends continues to wid-en. Expect to hear from someone in your past who hopes to re-establish your once-close relationship.

AQUARIUS (January 20 to February 18) Your aspects favor the arts. Indulge in what-ever artistic expression you enjoy most. A workplace situation will, I’m pleased to say, continue to improve.

PISCES (February 19 to March 20) Warn-ing! Your tendency to let things slide until the last minute could have a negative effect on a relationship that you hope can develop into something meaningful.

BORN THIS WEEK: You are both emo-tional and sensible. You enjoy being with people. Good career choices include teach-ing, performing and the clergy.


16

SNIPPETZ®: COMMUNITY CALENDAR

FRONT RANGE TRADING POSTVaries monthly-Visit website for more details

frontrangetradingpost.com1st & 3rd Sunday of each month 2:00-4:00 pm

The Front Range Trading Post is a twice monthly swap event. The main idea is that we are stepping outside of the cash economy and mutually “gifting” things to each other in a way that turns whatever we have in abundance into a diversity of goodness and good will. The swap is free and open to all. If you want to participate you will need to bring something to trade.

LOCAL HOST FAMILIES NEEDEDFOR EXCHANGE STUDENTS

Colorado - Now through Aug. 31, 2011ASSE International Student Exchange Program is seeking host families for the 2011-2012 school year, for international high school boys and girls. These students are 15 to 18 years of age, and are com-ing to this area for the upcoming high school year or semester. These personable and academically selected exchange students are conversant in Eng-lish, bright, curious and anxious to learn about this country through living as part of a family, attending high school and sharing their own culture and lan-guage with their newly adopted host family.Persons interested in obtaining more information about becoming a host family should call (800)733-2773 or Area Coordinator Joy Saultman at (406)868-8553.

INTERQUEST ROTARY CLUB MEETINGLiberty Heights at Northgate, 12105 Ambassador

Dr, COS 80962Thursday Afternoon’s 4:46PM till 6:01PM

Guest welcome! Come join us for our weekly meet-ing with fellowship, food, and great speakers. We meet on the 2nd fl oor of main building weekly. We’re a small part of Rotary international, 1.3 million men and women worldwide serving our local area, our state and our world by giving Service Above Self.”www.rotary.org. Contact Scott Allen 719.338.7939 or [email protected] for more details.

1ST ANNUAL HAWGS AND HORSES BENEFIT MOTORCYCLE RUN AND CATTLE SORT!

Bikers register and start at Frankies on Powers and Cattle Sorters will register and sort at Latigo in

Elbert - May 14th Bikers register at 9 a.m. andCattle Sorters register at 10:30 a.m.

Come join us for this fi rst ever joining of Biker culture and Western heritage! Bikers will do their own bike run and horse people will get a chance to put their horse in front of a cow! This event is for everyone who owns a motorcycle, or a horse OR come on out even if you don’t have either and spend the day watching sorting, team roping and other events that are fun for the whole family! We’ll have face painting for the kids, and you can enter drawings for prizes!We’ll also have some of the areas hottest bikes so come to check out all the chrome! All proceeds go to benefi t Pikes Peak Therapeutic Riding Center and The Spencer Miller Tribute Fund at Latigo! For info: www.PPTRC.org or www.ATLATIGO.com. Hope to see you all there!

TRI LAKES WOMENS CLUB LUNCH May 20thRSVP: Charlie Ann Hayes, [email protected], 481-9693 or Maureen Kral, [email protected], 282-0164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC members and their guests. The club sponsors the Wine and Roses event in November , and the Pine Forest Antique and Gar-den Show and Sale April 30th-May1st. Proceeds from these events benefi t local nonprofi t groups. Visit www.tlwc.net or contact Judy Crusius, [email protected], 481-1994; or Barb Dienes, [email protected], 487-7392.

HUGE 100+ FAMILY CHARITY GARAGE SALEKnights of Columbus Council 11730

Our Lady of the Pines Catholic Church 11020 Teachout Road, Black Forest, CO 80908

5/20/2011 and 5/21/2011 7:30 am/12 NoonYOU SNOOZE YOU LOSE! HUGE 100+ Family--Knights of Columbus Council 11730 Charity Garage

SNIPPETZ COMMUNITY CALENDARwww.snippetzonline.com

Sale. No Junk! Power tools, bicycles, electronics, furniture and more! Fri May 20 and Sat May 21 from 7:30 am to Noon at Our Lady of the Pines Church, corner of Black Forest and Teachout Roads. 11020 Teachout Road, Black Forest, CO 80908.

28TH ANNUAL WOODCARVING & WOODWORKING SHOW, SALE & COMPETITION

Colorado Springs Shrine Club, 6 South 33rd St, Colorado Springs, CO 80904May 21: 10:00AM - 5:00PM,May 22: 10:00AM - 4:00PM

28th Annual Woodcarving & Woodworking Show, Sale & Competition hosted by the Pikes Peak Whit-tlers. Adults: $3.00, Children under 12: Free with Adult. For more information contact show chairman, Steve Gurnett at [email protected] or (719) 481-8776

CONCERTS IN THE PARKWednesdays in June and July, 7:00–9:00pm; bring your chairs and enjoy music, food and fun for the whole family! The Concerts in the Park Series is held in Limbach Park. Take Monument exit 161 and head west on Highway 105 which becomes Sec-ond Street. Continue straight on Second Street past Front Street and Limbach Park will be on your left before you reach the railroad tracks.

BOWL FOR THE CURE - Pinz Bowling CenterJune 5th, 2011 - 9 am; Noon and 3 PM squads

Pikes Peak USBC, Bowling Association, along with the Susan G. Komen Southeastern Colorado Affi liate are Co-Hosting this event at Pinz Bowling Center on the above date. It is open to everyone: Families, Frends, neighbors as well as Local bowl-ers (no age limit), to raise funds for The Bowl for the Cure Foundation. There are entry forms at Pinz as well as at www.springsbowling.com. Help us Strike out Breast Cancer! Drawing for sponosor donations, one ticket for every participant.

PALMER LAKE ART GROUP’S 2011SPRING ART SHOW AND SALE

Tri- Lakes Center for the Arts304 Highway 105 in Palmer Lake, CO

June 7 - 25, 2011Daily 12 - 4pm, Sat 10 - 4pm, closed Sunday &

Monday. Opening reception 5pm - 8pmPalmer Lake Art Group’s 2011 Spring Art Show and Sale: Opening Reception: Friday: June 10, 5 – 8pm, with hors d’oeuvres, live music & cash bar and silent auction scholarship fundraiser. This annual judged event will feature original art only by members of the Palmer Lake Art Group: paintings, sculptures, photography, fi ber art, and more. Join us for an in-spiring evening with beautiful art, live music, and an opportunity to participate in the Silent Auction. Palmer Lake Art Group is a non-profi t organization established over 40 years ago. Proceeds from this event will be used to fund scholarships for TriLake area students. See www.palmerlakeartgroup.com website for more information.

TRI-LAKES CRUISERS BENEFIT CAR SHOWSunday, June 12, 2011

Over 200 cars line the streets for a spectacular event held the second Sunday of June.

Over thirty-nine trophies are given away at this show that runs from 10:00am to 3:00pm

in historic downtown Monument.

MONUMENT FOURTH OF JULY PARADE& STREET FAIR - PALMER LAKE FIREWORKS DISPLAYThis year the annual parade will be held Monday, July 4. The fi reworks over Palmer Lake will take

place the evening of Monday, July 4.

PICNIC IN THE PINES Fundraiser for BENET HILL MONASTERY

3190 Benet Lane Colorado Springs, Co 80921-1509Sat, JULY 16, 2010 10:30 AM-2:30 PM

Barbecue (all you can eat) and Roasted Pig, Games for all ages, Nature walks, Music. $25.00 per per-son or $100.00 per family. Please let us know if you are interested and we will send you Posters, Flyers for Bulletins, or e-blast. FOR MORE INFORMA-TION AND REGISTRATION PLEASE VISIT THE WEBSITE www.benethillmonastery.org

TO SUBMIT YOUR EVENT - GO TO:http://snippetzonline.com/submit-an-event.html

Not many sporting events pit boys and girls against one another. There are even fewer that allow

those with disabilities to compete on an even playing fi eld with the able bodied. Most parents look for opportunities to have their kids experience new challenges. Meeting the challenge is not measured at the fi nish line; it’s having the courage to start. The All American Soap Box Derby encompasses and embraces all these as-pects of sportsmanship.

Derby racing levels the playing fi eld for all participants. The race cars are constructed following a strict set of rules which are very precise. In this way, all the competi-tors drive cars that are almost exactly alike. In the course of the race, a double elimi-nation contest, the drivers run once down the hill on their wheels. Then they switch lanes and wheels to run the second phase. Combining the times of the two phases gives the heat time. The driver with the lowest combined time wins that heat. In this manner, if one driver has a “hot” set of wheels, it doesn’t matter as his challenger gets to race on those wheels , too.

Often people ask, “If the cars are so much alike, where is the competition?”. What makes a car better or faster?”. The answer is threefold. First, the car must be put to-gether very well and it must be perfectly aligned. Second, the weights added to the car must be well balanced. Weight distri-bution should be fairly even from front to back. Third is the skill of the driver. The driver must make him/herself small in the cockpit to minimize wind resistance and must drive a straight line. This is more dif-fi cult than it might seem as any amount of over-steering causes the car to lose speed.

There are three divisions of cars in derby racing .... Masters is for kids 10 to 17,

SOAP BOX DERBYBUILDS CONFIDENCE

Super Stock is for 10 to 17 year olds and Stock is for youngsters 8 to 14. Masters cars are a little bigger and sleeker than the other divisions and may weigh 255 lbs. car and driver together. The Super Stock car may weigh 230 lbs., car and driver and the Stock version can weigh 200 lbs. The track is about 750 ft. long and the cars reach speeds of 29 mph at the fi nish. Times be-tween competing cars can be extremely close, usually in hundredths of a second but often separated by only a few thousandths of a second. The winning masters car last year beat the 3rd place car by .001 seconds and she won the fi nal by only .004 seconds. The 2nd and 3rd place cars will race again this year.

In building a car, even if it is from a kit, the youngster’s knowledge and skill are sig-nifi cantly tested. The cars are to be built by the driver with only a little help from an adult. The child has to read the plans, a 50 page document, and follow the directions. In the course of putting the car together, he/she will use several sizes of wrenches, a mallet, pliers, a wire cutter, hack saw, Allen wrench and a power drill. When fi nished, the kid can rightfully display pride in their accomplishment. Done together with a parent or mentor, an unforgettable moment is created which they will share forever.

Then, to actually race in what the youngster has built, a new set of emotions is created. The “thrill of the hill” takes over. The pride the drivers feel, the excitement of the race and the sportsmanship they share makes this an experience of a lifetime. The der-by is without question a huge confi dence builder and an extremely valuable exercise in helping youngsters from all walks of life experience success.

Contact: Glenn Scott, [email protected] / 719-488-8808

LOCAL FILM FESTIVALBENEFIT FOR

TRI-LAKES CARESSunday May 15th, 1 Pm-6 Pm

Hosted by the Monument Community Presbyterian Church

Located at 238 3rd St. Monument

Featuring fi lms on the Pikes Peak Re-gion produced by local historian /fi lmmaker

Jim Sawatzki.

Tickets $4 adult $2 children 12 or young-er. All proceeds benefi t Tri-Lakes Cares. Admission is good for one or all show-ings.

The Play List: 1:00 Faith & Fortitude The history of a

pioneer church MCPC

1:30 Life & Times of Gen. Wm. Jackson Palmer founder Colo Spgs & DR&G rail-roads

2:30 Because of You Tri-Lakes Cares promo short

3:00 A Landmark For All the History of Castle Rock, Colorado

3:30 Summer Sojourn the History of Palmer Lake’s Chautauqua

4:00 Treasure of Cripple Creek an Emmy-Award nominated program.

5:00 Preview’s of Historic Artist’s of the Pikes Peak Region, a work in progress.

Includes discussion with fi lmmaker on his fi rst Feature Film formatted for PBS.

17


IF YOU STILL HAVEN’T BEEN TOwww.fepublications.com

NOW WOULD BE A GOOD TIME

Check out The Archives, Snippetz Gallery,The Image page and the Treasure Chest page.

Tons of articles and recipes just to mention a few of the features that are available to our readers.

WE’RE SURE YOU’LL ENJOY YOUR VISIT!

18

SNIPPETZ® BUSINESS, FINANCE & LAW

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

OWN ASMALL BUSINESS? CONSIDER THESE

RETIREMENT PLANSProvided by Adam Grayson

of EdwardJones Investments

For a variety of reasons, many people, particularly those in the baby boom generation,

are considering retiring later than they might have originally planned. If you’re in this group, you’ll want to take full advantage of those ex-tra working years by contributing as much as you can to a retirement plan that can help you build resources, defer taxes and, ultimately, maxi-mize income. And if you own a small business, you’ve got some attractive plans from which to choose. Let’s look at two of these retirement plans — the “owner-only” 401(k) and the defi ned benefi t plan.

If you have no employees other than your spouse or a partner, you can es-tablish an “owner-only” 401(k), also known as an individual 401(k). This plan offers many of the same advan-tages of a traditional 401(k): a range of investment options, tax-deductible contributions and the opportunity for tax-deferred earnings growth. You may even be able to choose a Roth option for your 401(k), which allows you to make after-tax contributions that have the opportunity to grow tax free.

Your owner-only 401(k) contribu-tions consist of two parts: salary de-ferral and profi t sharing. In 2011, you can defer up to $16,500 of income, or $22,000 if you’re 50 or older. The amount of your profi t-sharing con-tribution is based on your earnings. The sum of your employer contribu-tion and your salary deferral contri-butions can’t exceed $49,000 in 2011 (or $54,500 if you’re 50 or older). Keep in mind that if your spouse is employed by your business, you each can contribute the maximum amount allowed.

You’ve got considerable fl exibility in funding your owner-only 401(k). Both the salary deferral and the profi t-sharing contributions are dis-cretionary, so you can change them at any time based on your business’s profi tability.

Now, let’s move on to the defi ned ben-efi t plan, which might be appropriate for you if you are highly compensat-ed and have no other employees. By establishing a defi ned benefi t plan, you’ll be providing yourself with a monthly payment (or “benefi t”) for life, beginning at the retirement age specifi ed by your plan. In 2011, the yearly benefi t limit is $195,000.

The amount you can contribute to your defi ned benefi t plan each year is based on several variables, including your current age, your compensation level and your retirement age. But you’ll certainly be able to contrib-ute large amounts: A defi ned benefi t plan is the only retirement account that allows contributions in excess of the limits placed on 401(k)s and oth-er defi ned contribution plans. Gener-ally speaking, the closer you get to retirement, the larger your maximum yearly contributions will be. (This is because you’ll have fewer years left in which to fund your defi ned ben-efi t.) And since your defi ned benefi t contributions are tax-deductible, you are, in effect, getting a big boost from the government to fund a generous retirement plan.

Here’s one more benefi t to owner-only 401(k) and defi ned benefi t plans: You can contribute to both of them at the same time. But before you choose either or both of them, consult with your tax and fi nancial advisors. After all, you work hard to help provide for a comfortable retire-ment tomorrow — so you’ll want a retirement plan working hard for you today.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

At Edward Jones, the level of service you receive dependson your personal needs and preferences, not on the sizeof your investment portfolio.

If you’d like to experience exceptional personal service,consider Edward Jones. We offer solutions for all yourfinancial needs. Get to know us.

Call today to schedule a free portfolio review.

IS YOUR BROKER GIVING YOUTHE COLD SHOULDER?

www.edwardjones.com Member SIPC

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

SNIPPETZ® BUSINESS, FINANCE & LAW

19

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

NEW TOOLS UNVEILED FOR CONSUMER SAFETY

If you’re concerned that you might not be getting all the available information about food and product safety recalls, you’re likely

right. Until now, this information has been scat-tered around different websites on the Internet. Now we have one place to go: www.fda.gov/safety/recalls.

The same law responsible for this website also has given the Food and Drug Administration the

authority to issue food recalls, instead of waiting for companies and manufacturers to do that.

The new FDA website opens with handy tabs across the page, linking to All Recalls, Food, Drugs, Animal Health, Biologics and Medical Devices. By clicking on a tab you’ll see the new-est recall at the top, with older recalls down the page. Click the text icon in the Photo column and you’ll see the original press release listing dates of manufacture, lot numbers and model numbers of recalled goods. Click the photo graphic, and you’ll fi nd an image of the packaging or wrap-per.

Use the search box to fi nd items you don’t see on the lists, or sign up to receive recalls and safety alerts. For recalls more than 60 days old, you’ll have to check the archives.

And if having a comprehensive recall site isn’t enough, we now have an online database where we can post complaints about safety issues on consumer products. This site -- a long time com-ing and the subject of some heated debates in Congress and the manufacturing world -- allows consumers a voice as well as being a repository

for what others have to say about product safety. SaferProducts.gov will grow as it’s used, as peo-ple fi le complaints and information on its wide variety of products.

Besides allowing consumers to fi le a report, busi-nesses can sign up and respond.

To read what others are saying, your best bet is to do an advanced search, uncheck the Recall info and only select Reports, which are from other consumers. Then do a keyword search for your item or even for situations, such as toys that have caused injury. In some cases, manufacturers al-ready are responding to consumer complaints and giving them company contact information.

At this point, the website isn’t laid out for com-puter monitors that are not widescreen, but they’ll likely fi x that as time goes on.

David Uffi ngton regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-

6475, or send e-mail to [email protected].


Law Offi ces ofChristopher C.

Meyer,P.C.

13540 Northgate Estates Dr., #200

Colorado Springs, CO 80921

(719)488-9395

DIVORCE / FAMILYLAW

Experienced - Affordable - Convenient

Please visit our comprehensivewebsite for divorce information:

www.cmeyerlaw.com

VALUE

Call for appointment • FREE initial consultation

THE LAWACCORDINGTO STEVENS

by Lisa Welch Stevens,Attorney at Law P.C.

FRANCHISINGYOUR BUSINESS:WHERE DO YOU

BEGIN?© May 2005, Lisa Welch Stevens, Esq.

Your dreams have come true – your busi-ness has succeeded. You would like to expand into other geographic areas with-

out risking your own capital to do so. Franchis-ing your business format might be the right path to take. But what do you need to do from a legal point of view to make it happen? Franchising is regulated by the federal government and many states, and it is important to comply with those federal and state regulations.

First, you need at least one registered trade-mark or service mark, identifying your business’ goods or services, which you will be licensing franchisees to use in following your business format. This trademark or service mark may be registered with either a state’s Secretary of State’s Offi ce or with the United States Patent & Trademark Offi ce. State registration is consider-ably less expensive and more quickly obtained than federal registration, but provides protection only within that state. If you intend to franchise out of state, it is best to apply also for federal registration.

Second, you must have a proposed franchise agreement, setting forth in considerable detail the rights and obligations of both the Franchisor and the Franchisee.

Third, you must have an offering circular or pro-spectus prepared in accordance with federal and/or state guidelines, which must contain certain mandatory disclosures. This must be registered with the Federal Trade Commission, and with certain states in which you intend to offer fran-chises. Not all states require state registration in addition to the federal registration. Colorado is not a state that requires state registration.

Before you offer a franchise to or enter into ne-gotiations with any prospective franchisee, you must provide that prospective franchisee with a copy of the offering circular or prospectus at the earlier of ten (10) business days before either ex-ecution of a binding contract, or payment of con-sideration, or the fi rst personal meeting between the franchisor and the prospective franchisee.

It is important to note that you cannot avoid fed-eral and state regulation by calling your arrange-ment something other than a franchise; if it looks like a franchise and acts like a franchise, it will be treated as a franchise.

This is only an extremely brief introduction to what is a complex topic; as always, consult your legal advisor regarding your specifi c situation.

This article is intended for general informational purposes only, and does not constitute the prof-fer of legal advice. As always, consult your le-gal advisor regarding the facts of your particular situation.

For additional information contact,Lisa Welch Stevens, Attorney at Law P.C.

Representing Colorado Businessesand Business Owners

719.488.9395

202020


INTERNATIONAL

STONEWORKS, LLC

Hwy 105

INTERNATIONAL STONEWORKS, LLC.

S Spruce M

ountain

Roa

d

C ounty Line Road

GRANITE COUNTERTOPS

$32.00 Per Sq. Ft. Installed • Call for your FREE Quote Today!

CNC & WATERJET TECHNOLOGYFABRICATION & INSTALLATION (719) 488-3180

200 COUNTY LINE ROAD • PALMER LAKE, CO 80133(located just 2 miles west of 1-25’s exit 163 in Palmer Lake)

iswrocks.com • Since 1997 • residential • commercial

• KITCHENS• BATHROOMS• WETBARS• WALLS• FIREPLACES• FURNITURE• OUTDOOR LANDSCAPE FEATURES

SLAB COUNTERTOPS

CUSTOM

• GRANITE• MARBLE• TRAVERTINE• QUARTZ

Documents

Snippetz_Issue 497