Snippetz Issue 427

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SNIPPETZ ASKS THE QUESTION:WHAT IS JEOPARDY! ?

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“I’m curious about everything. Even subjects that don’t interest me.“

- Alex Trebek

Since 1984, T.V. game show Jeopardy! has brought intellectual sti mulati on to house-holds throughout the world. 2009 marked

the 25th anniversary of America’s favorite triv-ia game show, and to celebrate the milestone, Jeopardy added a teen tournament, a kids’ week reunion, and Celebrity Jeopardy, bringing stars in throughout the season to compete for their favorite chariti es.

Jeopardy is no ordinary trivia game – the topics are tough and potential players have to fi rst prove they are scholars in a variety of subjects.

WHAT IS JEOPARDY?Game shows of the 1950s were wrought with scan-dals; producers were accused of providing answers to the contestants beforehand. The public was out-raged at the apparent rigging of the shows. Jeopardy was introduced to provide a different format from the original shows. Contestants would have to provide answers in the form of a question.

Three contestants vie for the winnings, and the champ returns until the next person boots him or her off. Contestants provide answers to a number of cat-egories in a question format, i.e. “What is Jeopardy.” Categories range from political to entertainment – and everything in between.

Jeopardy began its television run in 1964 on daytime television, aired on NBC. Art Flemming was the original host; but, by 1975, Jeopardy’s ratings had dropped signifi cantly – enough to cancel the show. Although the network brought it back in 1978, it last-ed just one season before being canceled again.

Jeopardy! ... Continued from Page 1

Jeopardy! ... Continued on Page 3

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THIS WEEK IN SNIPPETZ

Cover Story

ALL RIGHTS RESERVED © 2010PUBLISHED BY FUNDER ENLIGHTENING, INC.

George Wilkins - Publisher

PO Box 789 Monument, CO, 80132

(719) 487-0484email: [email protected]

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FEATURE ARTICLESStrange But True... 4

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CBS picked up Jeopardy in 1984 and put it in a prime time spot with a new host, Alex Trebek. It went into syndication that same year and has never wavered since. Today, Jeop-ardy airs fi ve nights a week and has enjoyed high ratings, second only to its sister show, Wheel of Fortune.

WHO IS ALEX TREBEK? Alex Trebek got his start in show biz in his home country of Canada, working as a broadcast journalist with the Ca-nadian Broadcasting Co. Trebek covered lots of subjects, from news to sports, for the national T.V. and radio net-work.

In 1966, Trebek began his broadcast game show career as the host of Reach for the Top, a Canadian quiz show for high school students. He went on to host a number of game shows in Canada and the U.S.:

• Jackpot!• Strategy• The Wizard of Odds• The $128,000 Question• Double Dare

Trebek obviously settled in to his game-show career. He’s become an icon as a T.V. host and has appeared in numer-ous television and movie favorites – as himself:

• Cheers• White Men Can’t Jump • Beverly Hills 90210 • Seinfeld • The Simpsons • The X-Files • Family Guy • Finding Forrester • The Bucket List

He’s also been either the subject of game show sketches or a part of them on Saturday Night Live.

Trebek became an American citizen in 1998. He lives in Studio City, Calif., with his wife, Jean, and two chil-dren. Nothing has kept him from his hosting duties with Jeopardy. In 2004, he was in a minor car accident; and, in 2007, he had a minor heart attack and was hospitalized for a week. Neither incident interrupted his hosting gig. He has also bred and trained horses.

The Emmy Awards has nominated Trebek 12 times for out-standing game show host. He’s won fi ve times. Trebek has his star on the Hollywood Walk of Fame and earned a Bob Hope Entertainment award for his tours with the USO.

WHO HOLDS THE LONGEST WINNING STREAK?

In June 2004, Ken Jennings made his fi rst appearance on Jeopardy. Just a year earlier, producers of the show de-

cided that undefeated winners of the game could return indefi nitely. At the time Jennings learned that he had suc-cessfully auditioned for Jeopardy, he was a software engi-neer in Salt Lake City. To prepare for the big game, Jen-nings spent a month making fl ash cards and studying such Jeopardy subjects as U.S. presidents, world capitals and “potent potables” – just studying since he’s an admitted “teetotaler.” His preparation served him well.

Jennings became a household name during his Jeopardy run, coming back 74 times as the champion. On his 75th appearance, Jennings lost in the fi nal round! However, he had already earned more than $3 million.

Hardly a loser, the show brought him instant fame. Jen-nings had endorsements with Fed Ex and H&R Block and co-invented a couple of trivia games. He went on the talk show circuit and wrote a book, “Brainiac,” which cov-ered the “curious, competitive, compulsive world of trivia buffs.” He took readers behind the scenes of Jeopardy and through a variety of quiz bowls and trivia marathons.

Jennings currently lives in Seattle with his wife and young son and daughter. He’s planning another book on trivia.

WHAT ARE MEMORABLEJEOPARDY MOMENTS?

• On March 16, 2007, three contestants tied for the game championship, with $16,000 each. This was a fi rst for Jeopardy, and all three returned for the next show.

• When Ken Jennings ended his 74-show run, he did so with a question that many people were able to answer. The question: “Most of this fi rm’s 70,000 seasonal white-collar employees work only four months a year.” Jennings an-swered, “What is Fed Ex?” Contestant Nancy Zerg gave the correct answer, “What is H&R Block?” Her wager was enough to send Jennings packing.

• In 2005, Jeopardy producers introduced the ultimate tournament of champions, which included about 150 past champions. The event lasted 15 weeks, and Ken Jennings was automatically in based on his record winning streak. Jennings went up against Jerome Vered and Brad Rutter, winner of fi ve regular Jeopardy games, a tournament of champions and the special million dollar masters’ tourna-ment. Rutter won the ultimate tournament of champions, and ended up raking in more than $3 million as a result of all of his wins.

• In 1997 on April Fool’s Day, Pat Sajak of Wheel of For-tune and Alex Trebek swapped places on each other’s show. Audiences and hosts had a great time with the switch.

• Before the fi nal game of the ultimate tournament of champions, Trebek and all three contestants – Jennings, Rutter and Vered – agreed to come on stage (behind the podium) wearing suits minus the trousers. When the cam-eras panned behind the podiums to ensure that all had com-plied, everyone had worn pants but Trebek. The joke was on him. He quickly exited the show. It was never shown on

SNIPPETZ ASKS THE QUESTION:WHAT IS JEOPARDY! ?

3

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air but included in a special edition of Inside Jeopardy. It’s shown on YouTube.

WHAT ARESOME MORE FACTS?

• Jeopardy versions air in more than 25 countries

• From 1984 to 1990, contestants’ winnings were capped at $75,000. Any money earned over that amount was do-nated to the winner’s favorite charity.

• The Jeopardy theme song is “Think,” composed by Merv Griffi n as a lullaby for his young son.

• Jeff Probst (Survivor) hosted an identical twin of Jeop-ardy – Rock & Roll Jeopardy. The spinoff show obviously tested one’s knowledge of music. Rock & Roll Jeopardy was an exact replica of Jeopardy – pretty much – except that contestants were not allowed to return if they won. And the “pot” was a bit less than the money won in Jeop-ardy. A celebrity edition was included as well, with the likes of the Dixie Chicks, Joe Walsh and Graham Nash as contestants.

WHAT IS THE GRANDSLAM OF TRIVIA?

Games about trivia have become an American pastime. The proof is in the pudding with all the game shows on television, from Jeopardy to the Millionaire to Are You Smarter than a 5th Grader.

In the summer of 2007, the GSN network presented a spe-cial series – eight episodes – where winners of shows like Jeopardy, Millionaire, Card Sharks, the Weakest Link and Tic Tack Dough competed for prize money of $100,000 and the title “trivia guru.” There were 16 winners par-ticipating in one-hour episodes. Two sets of contestants competed in fast and furious trivia rounds comprised of general trivia, math and logic, words and vocabulary and a fi nal round of a mix of all three.

Each contestant had one full minute to answer the question – the contestant whose clock ran to zero before he or she answered correctly was the loser.

Jennings and Millionaire alumni Ogi Ogas made it to the fi nals. They were well matched but Jennings took the $100,000 prize.

WHO GETS ON JEOPARDY?Thousands of people apply each year to be on the show. To be eligible, regular contestants must be 18 years or older, kids week applicants must be between age 10 and 12; teen applicants must be age 13 through 17 and in high school; and college applicants must be full-time undergraduate students, with no prior degree. Once someone has been on

Jeopardy, they cannot apply again.

The fi rst step is an online test taken at the Jeopardy Web site during specifi c testing periods. Adult tests are taken once a year.

Future players can also audition in Culver City, Calif., and in other designated parts of the country, once they’ve passed the online test. The audition begins with a timed, written test made up of 50 Jeopardy-like category ques-tions.

Those who pass the test move to a round of mock Jeopardy games. The applicants are judged not only on their knowl-edge but also on their speaking ability, decision-making skills and enthusiasm for the show.

Each contestant has a personal interview with the produc-tion staff. There is no charge for the auditions, and travel or related expenses are not covered. Another avenue for being on the show is the Brain Bus, a tour bus that travels across the country searching for America’s smartest. The fi rst 1,000 attendees at each Brain Bus event are given a 10-question pre-test. Mock Jeopardy games are then played, and winners even get prizes (no cash). Based on their success with the Brain Bus, the participants could be invited to Cali-fornia to audition for the show.

HOW TRIVIA SAVVY ARE

YOU?Be sure to answer in Jeop-ardy style form: What is? Where is?

• The only state to turn down the Olympics

• The “Centennial State”

• A town in the U.S. that celebrates “Mike the Headless Chicken Day”

• The longest continuous street in America

• This view inspired Katherine Lee Bates to write “Amer-ica the Beautiful”

• A state with more microbreweries per capita than any other state

• The “Pinto Bean” capital of the world

ANSWERS:

www.50states.com

click on ‘Facts,’ select Colorado

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• It was Soviet-born American profes-sor and science-fi ction author Isaac Asimov who made the following sage observation: “The saddest aspect of life right now is that science gathers knowledge faster than society gathers wisdom.” • If you ever travel to the British ter-ritory of Bermuda, you might want to stop off in Ely to see the world’s smallest drawbridge. Somerset Bridge is less than 20 feet from one embank-ment to the other, and when the draws are raised, there’s barely enough room for a single small sailboat to pass. • Early in its history, the Catholic Church decreed that imbibing coffee was sinful. It was Pope Clement VIII who, in 1592, declared it to be a Chris-tian drink. • Early 20th-century ballet dancer and choreographer Vaslav Nijinsky is con-sidered to be one of the most gifted

dancers in history. Despite his talent and his fame, though, he was fi red from the renowned Mariinsky Theater because one of his performances of-fended the Russian Dowager Empress Maria Feodorovna. It seems Nijinsky appeared onstage wearing tights, but without the so-called modesty trunks commonly worn by male dancers at the time.

• When George Eastman sold the pat-ent to his Kodak camera, he received only $5,700.

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• Ancient Egyptians believed that jack-als would lead human souls to the af-terlife.

***Thought for the Day: “My own busi-ness always bores me to death; I prefer other people’s.” -- Oscar Wilde

(c) 2009 King Features Synd., Inc.

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In a red-hot real estate market, home improvements seem like a smart invest-ment. Indeed, Americans spend bil-

lions of dollars in remodeling each year. But what about in a housing market like today’s, is conventional wisdom right? It depends, say experts—on the project you pick, what you spend and where you live.

WHAT TO CONSIDER FIRST

Ask yourself, “Will this remodeling proj-ect enhance my life?” If it will, it’s worth considering for that reason alone. But three key factors determine whether it’s likely to pay off fi nancially too:

1. Your neighborhood. Make your house as attractive as its neighbors but not sig-nifi cantly more attractive, advises Kim Rossbach, a real estate agent in Tri-Lakes. You’re unlikely to recoup the cost of out-shining the Joneses. Compare your home to others in the same area and price range before deciding how much to spend. For example, if most of them have three full baths and you don’t, consider adding one.

2. The cost. Sinking $50,000 into a house won’t automatically add $50,000 to its value. In fact, a modest makeover may pay off better than a big-budget project. Adding a second bathroom clearly makes a house much more attractive, but the cost can range from $10,000 to $50,000 or more.

3. The local real estate market. In a sizzling market, home improvements can add dra-matically to the resale value of a home; in a sluggish market, they don’t always pay for themselves.

In 2007, a $15,235 kitchen remodeling project in the booming Jacksonville, Fla., market increased the value of a house by

$22,367. In Detroit—a depressed market—the same project cost $15,229 but added just $4000 to resale value. Nationwide, homeowners on average recouped only 80-90 cents on each dollar spent last year. The bottom line: To be successful, a home im-provement must repay you emotionally as well as fi nancially.

PROJECTS THAT PAY OFF

So, all things being equal, which projects are likeliest to add value to your home? The standard guide used by experts is Re-modeling magazine’s annual “Cost vs. Val-ue” report. Now in its 19th year, this report compares the cost and value added of iden-tical remodeling jobs in 60 different cities, based on information from contractors and real estate agents.

Make Over Your Kitchen—Sensibly. You can’t go wrong renovating an outdated kitchen—especially if you resist the temp-tation to splurge on pricey items like hand-painted tiles and built-in cappuccino mak-ers. Focus on the basics: re-facing existing cabinets; installing a new wall oven, cook top and sink; putting in new wallpaper and fl ooring. Last year, the nationwide aver-age cost of these changes was $15,000, according to Remodeling. Average resale value added approximately: $13,895. But in strong markets, the project more than re-couped its cost. In Chicago, for example, this new kitchen cost $17,313 in 2007 but added $23,464 to the resale value.

Give Your Old Bathroom a New Shine. Remodeling an old bathroom is always a good idea—and it costs much less than updating a kitchen. Last year, this popular project typically included installing a new bathtub, toilet and vanity counter with a double sink, plus a recessed medicine cabi-

net, ceramic-tile fl oor and vinyl wallpaper. Average cost: $9,861. Average value add-ed: $8,887.

Most Desired Extra: A Second Bathroom. No improvement is more essential to a family’s comfort than a second bathroom. A typical mid priced addition last year featured a tub/ shower with ceramic tile surround, a low-profi le toilet, a cultured-marble vanity top, a mirrored medicine cabinet, linen storage, and general and spot lighting, vinyl wallpaper and a ceramic-tile fl oor. Nationwide, the average cost for these amenities was $21,087, and the aver-age value added to the house was $18,226. In some markets, the project more than paid for itself. In Albany, N.Y., for example, this bathroom cost $21,497 but boosted resale value by $28,750. In New Orleans, it cost only $18,724 and added $27,000 to resale value.

AVOID SURPRISES

Don’t forget to check local zoning laws before remodeling, warns Judith Mathis, a Scottsdale, Ariz., homeowner. In Minne-apolis six years ago, Mathis was in mid-bathroom renovation when she learned she needed fi ve permits: “an inspection permit for the demolition, separate permits for plumbing, electrical and mechanical, plus an overall work permit!” As a result, the job took longer than expected. “My house only had one-and-a-half bathrooms,” Ma-this recalls, “so for six weeks, I was wash-ing my hair in the kitchen sink and visit-ing friends on weekends to take showers.” Another surprise: Because the house was old, all of its plumbing had to be upgraded to meet current building-code specifi ca-tions—adding $4000 to the total. “Still,” Mathis notes, “when I sold the house 18

months later, I got all the renovation costs back in the sale price.”

DON’T NEGLECT THE EXTERIOR

Buyers decide whether to get out of their car and look at a house based on its exte-rior appearance. One of the most fi nancial-ly rewarding outdoor projects was putting on new vinyl siding and trim. The average national cost of replacing 1250 square feet of siding was $6946. Average value add-ed: $6445. A close runner-up was adding an outdoor deck. A typical project was a 16x20-foot deck with a built-in bench and planter and a complete railing system. It cost $6917 on average and added $6000 to the home’s value.

TOUCH-UPS ADD APPEAL

An inexpensive way to enhance your house is to install a simple hanging storage wall system in the garage. A survey found that buyers value garage storage capacity more than a big kitchen, formal dining room or big backyard! Spend on “curb appeal,” Realtors advise. “Wash windows, trim bushes, recoat your driveway, repaint the front door—and make sure the doorbell works,” says Kim Rossbach of Tri-Lakes. “Pay someone to clean your house once a week while it’s on the market,” adds Kim. “A house that’s neat and clean tells buyers a lot about how you take care of the prop-erty.”

6

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R Rock Yard

Check our web site www.TriLakesSeniors.org for updates.

hosted by Gerry

hosted by Hope

hosted by Richard

Looking for a host!

hosted by Irene and Mary

Tuesdays Noon - 4 PM Pinochle

Thursdays 1 - 4 PM Bridge

1st and 3rd Thursdays 2 - 4 PM Cribbage

Fridays 1 - 4 PM Poker

3rd Friday 1- 3 PM Crafts

3rd Wednesday 1 - 3 PM Bingo hosted by Leroy - Prizes galore

Thursdays 1 - 4 PM Pinochle hosted by Gerry

Schedule of Events

Stadium

HighSchool

StudentParking

Lot

Higby Road

Ja

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ree

kP

ark

wa

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NorthParking

Lot

S e n i o r C i t i z e n s C e n t e r

Sen io rC i t i z e nsCe nt e r

Park ing

HEALTH ADVOCACY PARTNERSHIP

TRI-LAKES

Scheduled ActivitiesCheck out our web site www.TriLakesSeniors.org for latest scheduling

Pinochle hosted by GerryBingo hosted by Curt - Prizes Galore!Bridge hosted by HopePoker hosted by ChuckCrafts hosted by Irene, Mary and JanYMCA Balance Class hosted by LisaLine Dancing hosted by KayJazzercise Lite hosted by JulieName That Tune Contest hosted by Mary

SNIPPETZ®: THE LOCAL SCOOP

7

Planning is your best protection against the unexpected

Auto • Home • Life • CommercialAll Your Recreational Vehicles

www.farmersagent.com/dprejean • [email protected]

David Prejean1840 Deer Creek Rd

Suite 103C Monument719•434•7031

Hwy 105 at Knollwood • 1445 Cipriani LoopAsk for Arlene or Sandee Your Cut and Color Specialists

(719) 487-8660

Our Salon features Perfecta, the professional color line which is natural and ammonia free - long lasting color with brilliant shine!

Monumental Styles & Co. Co-owners Arlene Nelson & Sandee Strand

EVENT PLANNING

237-0796 • 440-9489

JADE

• Birthdays• Graduations• Weddings• Anniversaries• Retirement

• Fourth of July• Thanksgiving• Christmas• Hanukkah• Easter

Whole PartyPlanning or Just

a Little HelpResources

Reasonable RatesReferences

TAI YI - JOYWhat is joy? How does one get

to that place? Many people assume joy is a certain level of

happiness regarding particular events in their lives. For example, one may feel joy at the birth of a child or grandchild. One may feel joy at watching a graduation ceremony or a wedding. These situations are valid, but does enjoying particular events equate to true joy?

True joy is where ones have determined their pathway in this life, are understanding their pathway, and are living their pathway with enjoyment. It is where ones know who they are, why they are alive, and they choose to live-not endure or survive, but to live. When people think of surviving, their minds can gravitate towards current economic survival or the Great Depression. While these two examples are legitimate examples of survival, they can be extreme. Another example of survival can be ‘making it through the day, month or year. ‘Making it through’ is not enjoyment; it is surviving. For ones to enjoy life, they need to be taught how to enjoy life the same way one enjoys delicious food. One can create a beautiful meal that is balanced and enjoy every bite and every taste it has to offer. Or one can throw food together to sustain an energy level out of necessity and move on. It is all about choice.

What have the choices been? What is the belief system that keeps patterns in place? A belief is a thought pattern and is not to necessarily to be associated with religion, though religion can play a role. What has been the overall pattern? If ones want to learn how to make new choices, ones must learn what their beliefs are that are in contradiction to their heart. A belief can be a perception you hold within your mind regarding how you need to live your life according to standards and rules that were created for you. A belief can be a perception about your self and your worth as a person and often times this belief was adopted from the parent or parents.

A Tai Yi exercise/treatment that can assist with this is Lost Heart. Lost Heart addresses belief systems/patterns that create diffi culty. If people understood how energy works, they would not empower anxiety and/or depression. Beliefs keep the diffi culty in place and can create a chemical imbalance in the brain. This exercise is for people who have lost sight of own heart, feelings, empowerment, and/or knowingness. It creates sensitivity so they are more aware of the beliefs that are in contradiction to their heart. Choice is key ingredient in releasing a belief. The person can ask for a choice to be presented after the exercise.

Tami Urbanek

For more information on Tai Yi,Tai Yi History, and Tai Yi treatments, visitwww.empowermentthroughhealing.com

EMPOWERMENT THROUGH HEALING, LLC

[email protected] • www.empowermentthroughhealing.com • Monument, CO

Tai Yi Energy Practitioner - Tami Urbanek

Under mental, emotional, or physical stress? Low immune system? Anxiety? Depression? Lack of focus?

Tai Yi means Supreme Movement and is an ancient form of Chinese energy work that is similar to acupuncture and can assist in many ailments.

719-641-2017Making New Choices to Create a New Reality

FREE 30 MINUTE CONSULTATION WITH SESSION

PEAK GRILL SERVES THOSE WHO SERVED!

On Dec. 7th Pearl Harbor Day, the Peak Grill on Centennial Blvd.in Colorado Springs, gave out

75 free meals to WWII and Korean War veterans. Veterans came from all over to meet and have a free breakfast or a free lunch. The many Veterans that braved the cold and freezing weather on Monday Dec. 7th, came out and had a great meal talked, laughed and renewed old friendships and made quite a few new ones. These great

guys deserve our undying gratitude for a sacrifi ce we will never fully understand or comprehend. Our thanks go out to the owners of the Peak Grill, Randy and Nancy Bolen, 75 free meals in this economy is a really big deal. The Peak will be offering another one in June, on D Day and one in August, on VJ Day. The Peak would like to invite all WWII /Korean War Veterans for a get together every/2nd Tuesday of each month/ at 11am ,and is offering all Veterans a discount of $7 when purchasing 2 meals.

This is a great way to keep in contact with one another. For more info.please call the Peak Grill at 719- 260-9605

• Accounts Receivable / Payable• Preparati on of Sales & Use Tax Reports• Payroll Service Including: • Distribute Payroll Checks • Prepare and File Payroll • W-2s and 1099s• Quickbooks® Training• IRS Clean-up

HOME: 719-488-2308 • CELL: 719-331-3003 • EMAIL: [email protected]

COMPLETE BOOKKEEPING & PAYROLL SERVICES

Owned and OperatedSince 2003

8

PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ® POSSIBLE!

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County Line Rd.

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y. 83

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pson

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rest

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QUALITY GOODS & SERVICES

• On Jan. 5, 1643, in the fi rst record of a legal divorce in the American colonies, Anne Clarke of the Massachusetts Bay Colony is granted a di-vorce from her absent and adulterous husband, Denis Clarke, by the Quarter Court of Boston.

• On Jan. 10, 1901, a drilling derrick at Spindle-top Hill near Beaumont, Texas, produces an enor-mous gusher of crude oil, signaling the advent of the American oil industry. The geyser fl owed

at an initial rate of 100,000 barrels a day. Within a year, there were more than 285 active wells at Spindletop. Today, only a few oil wells still oper-ate in the area.

• On Jan. 6, 1936, Porky Pig makes his world debut in a Warner Brothers cartoon, “Gold Diggers of ‘49.” When Mel Blanc joined Warner Brothers the following year, he became the famous voice behind Porky, as well as the

Warner Brothers characters Bugs Bunny, Daffy Duck, Sylvester and Tweety.

• On Jan. 7, 1959, six days after the fall of the Fulgencio Batista dictatorship, the United States recognizes the new Cuban government of Fidel Castro. The U.S. government believed it could work with Castro and protect American interests in Cuba, but less than two years later, the U.S. severed diplomatic ties and unleashed the Bay of

Pigs invasion.

• On Jan. 8, 1966, rock-and-roll TV variety show “Shindig” on ABC airs its last episode. The show had debuted in September 1964, featuring acts including the Everly Brothers, the Rolling Stones and the Beach Boys.

• On Jan. 9, 1972, in Hong Kong harbor, a fi re breaks out aboard the lavish Queen Elizabeth, and by the next morning the famous vessel lies in a wreck on the bottom of the sea fl oor. Before her days as a passenger liner, the Queen Eliza-beth steamed across the ocean as a transport ve-hicle during World War II.

• On Jan. 4, 1996, General Motors announc-es that it will release an electric car, the EV-1. While sales were quite modest by the standards of internal-combustion cars, the EV-1 was the best-selling electric consumer car of its time.


A CUT ABOVEDRYWALL

When You Want It Done Right...The First Time!

Drywall Patches,

Repair andTexturing

• No Job Too Small• Free Estimates

• Reasonable Rates• 25 Years of Experience

Call Mark Today!

Home: 719-481-0509Cell: 719-237-9277

THE PLACE FOR GREATBIRTHDAY GIFTS

FREE Gift Wrapping

Unique HandcraftedDollhouses & Accessories

for the Discriminating “Mini-Home Owner”

Both stores conveniently located at274 Washington Street, Historic Monument

481•1361

NOW OPEN MONDAYS!

PO Box 863Monument, CO 80132

Barbara Oakley719-488-2119

TRI-LAKES &GLENEAGLEWELCOMING

Guardian Angels are thought to be spiritual be-ings that are “assigned” to protect and assist

people here on Earth. We all have one or more with us at all times.

HAPPY HOLIDAYS! Shop early for best selection.

719-481-0250125 Second St.

Historic Downtown Monument

9

SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Heather F. Fink, PA-C

Specialized Adult and Pediatric

Allergy and Asthma Care

Now in Monument

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualizedtreatment for:

Nasal AllergiesChronic Sinusitis

Food AllergyHives

EczemaAsthma

Including Allergy Injections

719-592-1365www.csallergy.com

550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

TELL EVERYONE YOU KNOW...

… ABOUT THE NEW REPS

VIP PASS5-Days FREEOff er expires 1/31/2010

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Call Robert For Details719-481-9021 or 719-651-8300

1728 Lake Woodmoor Drive(behind People’s Bank in the Woodmor Center)

Buy a of and

30, 60 or 90 minute Massage Gift Certificates!

719-216-4421www.HealingTouch-MassageTherapy.com

Robyn Graham, LMT

212 N. Washington St., Suite A, Chapala Building in Monument

PKG of 5 PKG of 10

1/2 hr : (reg $40 ea) $170 $320 (only $34 ea) (only $32 ea)

1 hr : (reg $65 ea) $270 $520 (only $54 ea) (only $52 ea)

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10

SNIPPETZBUSINESS DIRECTORY

THE PLACE TOFIND LOCAL

BUSINESSES ON THE GO!

INSURANCE

AMERICAN FAMILY INSURANCELarry E Stiltner Agency481 Hwy 105 Suite 212

719-481-8382 Bus.Monument, CO [email protected]

AUTOMOTIVE

CYLINDER HEAD SERVICEValve Jobs

Seats • GuidesSurfacing

Foreign • Domestic • Gas • DieselRup Engines 719-205-3010

FENCING

LAW FENCE CO. 20 YRS experience building

and repairing all types of fence FREE ESTIMATES

719-520-5538 [email protected]

LANDSCAPING

COLORADO CUSTOM ROCK LANDSCAPING INC.Licensed and insured

Serving the Front Range area for over 30 yrs.Commercial & residential landscaping services

ccrlandscaping.comCall for a FREE Estimate! 719.598.6871

PAINTING

CertaPro PaintersResidential And Light-Commercial

Interiors, Exteriors And Decks(719) 475-1616www.certapro.com

Painting • Passion • Professionalism

ROOFING

PRIME ROOFING, INC.Your local Monument Roofer

24 Years of Experience working for youLicensed and InsuredMember of the BBB Call: 719-599-4020

ACCOUNTANT

THE WALSH COMPANY430 Beacon Lite Road #155 Monument 481-6555 - [email protected]

Individual and Business Tax Returns. Payroll, bookkeeping and fi nancial

statement accounting services.

Buxton & Luther, P.C. is anexperienced and respected personal

injury law fi rm dedicated to protecti ngthe rights of persons injured

due to the negligence of others.

Tim Buxton

In practi ce for over 20 years Extensive courtroom experience Served 11 years in the United States Air Force as a Judge Advocate General

Sommer Luther

In practi ce for over 6 years.Board Member – Colorado Trial Lawyers Associati on

Let the experienced Denver & Colorado Springs personal injury att orneys of Buxton & Luther examine your case and explain your opti ons. You do not have to face your injury or your fi nancial worries alone. Allow the

team of att orneys at Buxton & Luther to be on your side.

AUTO ACCIDENTS

Car Crash InjuriesHit and Run

Commercial VehiclesMotorcycle WrecksInsurance Disputes

PREMISES LIABILITY

Slip and FallConstructi on Defect

Negligent Care

PERSONAL INJURY

Bike AccidentDog Bites

Pedestrian AccidentsWrongful Death

MEDICAL MALPRACTICE

MisdiagnosisBirth Trauma

Inappropriate TreatmentNegligent Procedure

Denver Injury Law Offi ce

7375 East Orchard,Suite 300

Greenwood Village,Colorado 80111

Phone: (800) 435-0586Fax: (888) 543-0928

Email:[email protected]

Colorado SpringsInjury Law Offi ce

1230 Tenderfoot Hill Road,Suite 305

Colorado Springs,Colorado 80906

Phone: (719) 471-2104 Fax: (888) 543-0928

Email:[email protected]

Contact The Injury Law Offi ce of Buxton & Luther, P.C.for a free case evaluati on

SHELLY’SHAIR BOUTIQUESHELLY’SHAIR BOUTIQUE

Your Enviro-Friendly Salon

Come visit myfamily friendly salon!!Please take advantageof these great offers.

719-930-5192by appointment only

Shelly WheelerMaster Stylist

25% OFF - NEW CLIENTSOn Precision Cut and Style

Offer expires 01-31-10Must present coupon at time of service

$10 Men’s Precision CutW/Scalp Treatment

Offer expires 01-31-10 / Must present coupon at time of service

Color and Precision Cut $65Offer expires 01-31-10 / Must present coupon at time of service

11

SNIPPETZ® DINING GUIDE

15932 Jackson Creek Pkwy. Monument, CO In the Monument Marketplace south of Blockbuster

and east of The Home Depot

- Let us cater your next event -

Call about ourwholesale pricing,

catering and free deliveries.

HOURS OF OPERATIONS

Monday - Friday7:30 am - 8pm

Saturday - Sunday8am - 8pm

719-481-1345Coupon must be presented

Ice Cream Makerfor a Day

Looking for a special way to celebrate your

child‛s birthday?

WE HAVE IT!!

Your child and guests will make their own ice cream. One deliciouslearning experience!

PIKES PEAK ICE CREAM & GELATO481 Highway 105, Unit # 208

Monument, CO 80132Tel: (719) 313-9484

htt p://www.PikesPeakIceCream.comCLOSED ON MONDAYS

We cater holiday parti es,off er fundraising opportuniti es for

schools, sports teams and civic groups and now have holiday ice cream cakes

and gelato pies.

Our gelato and ice cream is handmade every day in our store with the

freshest, locally sourced ingredientsand our gelato ingredients are

imported from Italy.

TUESDAY WEDNESDAY THURSDAY

FRIDAY SATURDAY SUNDAY

SENIOR TUESDAY

Seniors get an ice cream or gelato for

50% OFF

CARRY OUT WEDNESDAYBuy One - Get One

FREEon pints or quarts

of ice cream or gelato

FREEWAFFLE CONE

With anice cream or

gelato purchase

EARLY BIRD SPECIAL

All ice cream or gelato cones sold before 2PM

are 25% OFF

FREE COFFEESATURDAY

Free coff ee withany bakery purchase

(limit one per person)

CAFFE LATTESAND

CAPPUCCINOS

$1

CHICKEN PIE WARMS UP

WINTER

Chicken pie is one of the fi rst dishes I successfully made as a newlywed almost 35 years

ago. It has become one of my favorite comfort-food recipes. Savory pies date back to the Medieval era. Originally, the sole purpose of the double crust was to protect the ingredients from the me-tallic fl avor of the pot. The crust wasn’t designed to be eaten and was discarded after the fi lling was cooked.This single-crust chicken pie recipe is a savory combination of modern conve-nience products and classic homemade touches. Use a leftover baked chicken or a store-bought rotisserie chicken, leftover cooked vegetables or frozen mixed vegetables, and a frozen pie crust to cut the prep time in half.The creamy sauce combined with the chicken and vegetable fi lling, and topped with a layer of sharp ched-dar cheese turns this classic pie into a hearty, one-dish meal. The fi lling can be made in advance and either refriger-ated or frozen. Just make sure that you heat the fi lling before sprinkling on the cheese and topping it with the pie crust. This savory chicken pie recipe is great way to warm up during a cold winter day.

CHEDDAR CHEESE CHICKEN PIE

1 (2 to 2 1/2 pounds) cooked chicken, meat cut into chunks, skin and bones removed and discarded1 stick butter, divided

1 medium onion, diced3 stalks celery, diced 2 cloves garlic, diced 1 (16-ounce) bag frozen soup or stew vegetables2 teaspoons poultry seasoning, divided1 1/2 teaspoons salt, divided1 teaspoon pepper, divided1/4 teaspoon cayenne pepper1/4 teaspoon sugar4 tablespoons all-purpose fl our 1 cup cream, evaporated milk or but-termilk1 cup chicken broth1/4 teaspoon nutmeg1 cup grated sharp cheddar cheese1 (9-inch) frozen pie crust

1. Preheat oven to 350 F. Lightly grease a 2-quart casserole dish. 2. Melt 4 tablespoons of the butter in a large skillet over medium heat. Stir in onion, celery and garlic. Cook until tender, about 5 minutes. 3. Stir in chicken and frozen vegeta-bles, 1 teaspoon of the poultry season-ing and salt, 1/2 teaspoon of the pepper, the cayenne pepper and sugar. Cook, stirring occasionally for 2 to 3 minutes. Remove the chicken mixture from the skillet and place it in the prepared cas-serole dish. Set aside.4. To make the sauce, melt 4 table-spoons of the butter in the skillet over medium heat. Whisk fl our and remain-ing teaspoon of poultry seasoning into the butter; turn heat to low and cook,

stirring occasionally, until light brown and thick, about 3 minutes. Turn heat to high and slowly whisk in the cream, evaporated milk or buttermilk. Whisk in the chicken broth. Continue whisk-ing until mixture thickens, about 3 to 5 minutes. Stir in the remaining salt and pepper, and the nutmeg.4. Pour the cream sauce over the chick-en mixture, stirring to coat the mixture evenly. Sprinkle the chicken mixture with the cheese. Top the fi lling with the prepared pie crust, pressing the crust down around the edges of the dish to seal the crust over the fi lling. Cut three, 1-inch slits in the center of the crust to allow steam to escape. Bake for 30

to 35 minutes until crust is brown and golden. Serves 6 to 8.

***

Angela Shelf Medearis is the execu-tive producer and host of “The Kitchen Diva!” cooking show on Hulu.com. Visit her Web site at www.divapro.com. Her new inspirational book is “Ten Ingredients for a Joyous Life and a Peaceful Home -- A Spiritual Mem-oir,” co-written with Pastor Salem Rob-inson, Jr. (www.dunnsmemorial.com).


12


Coffee Cup Café251 Front Street, Monument 80132 (719) 488-0663 www.coffeecupmonument.com

Now open starting at 6 am - 3 pm 7 days a week!

A Second Cup13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net

Open starting at 6 am - 9 pm 7 days a week!

Your Local Ale House!20 Micro Brews on Tap!

Now offering NFL Sunday Ticket @ A Second Cup with

Happy Hour Specials All DaySundays and Mondays!

Early Bird Special

$2.99 Breakfast!2 Eggs, Bacon or Sausage, Country Fries & Toast

@ Both Locations!Mon thru Fri Before 9am

All you can eat crab legs everyThursday after 5 pm @ Second Cup

$15.99 Crab Legs

Wednesday Night Poker!First Game @ 7:00pm

Second Game @ 10:00pm

NOWCATERING!

COME ON INAND WATCH

THE NUGGETS!

1/31/10

www.eatatrosies.com

SERVINGBreakfast • Lunch • Dinner

THE NUGGETS!PRIME RIBON FRIDAY NIGHTS

5PM - 9PM$ 10.99

411 Hwy. 105 • Monument, CO 80132(719) 481-3287

75 Hwy 105 Palmer Lake

719-481-2222

Open at 4:30 Wed-Mon • CLOSED TUESDAY

BREAK FREE

FROM YOUR

“CHAINS”

Try a Two-Fer

at an Independent

Locally owned restaurant

$19.95 for two

Pick 1 of six fi rst courses

Pick 2 of

eight main courses

NO NEED TO“WINE”ABOUT THE RECESSIONAll bottles of wine25% OFFfor the entiremonth ofJanuary

75 Hwy 105 Palmer Lake

AVAILABLE FOR PRIVATEPARTIES AND CATERING

JANUARY SPECIALS

13


Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

GLUTEN FREEPizza, Pasta, Sauces

Now Available

Highway 105 & Primrose St.

Dine In or

TakeOut

Steaks ❁ Shrimp ❁ Chicken ❁ Burgers ❁ Burritos

Our Famous Reubens

BINGO! Saturdays at 6:15

BREAKFAST SUNDAY 8:30-10:30amBiscuit & Gravy $1.95 ALL DAY Sunday

Sunday through Thursday 11:00 - 3:30Friday and Saturday 11:00 - 8:00

481-TOOT 8 6 6 8

488-3019or www.thewineseller.net

“Real Wine for Real People”Simply the best, most thoughtful selection

of wine under $20 anywhere.Check out our eclectic microbeer

and spirits selection too!

Public wine tastings held monthly.Sign up for our e-newsletter to find out when.

Located on Hwy 105between Palmer Lake & Monument.

Hours: Tuesday - Saturday 11am to 6pm.

Vino-BitsWine Appreciation

& Tasting Tips

brought to youby

Dirk atThe Wine Seller

PATRICIA’S CAFÉ

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of

Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs

Bratwurst • Soups • Chili

24 Hwy. 105 in Palmer Lake

HOURSCall 488-6917 for current hours

Closed on Mondays!

Rock House Ice Cream 488-6917

Serving Anne & Mann’s Gourmet Ice Cream

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY IS CATFISH DAY!COME SEE GUITARIST MIGUEL NADAL PERFORM LIVE EVERY WEDNESDAY 6 TO 8PM

MISO SOUP

5 c Water1 piece Kombu2 c Bonito Flakes¼ c Miso Paste

1. Cut kombu into 1” pieces and place in a pot with water.2. Bring to a boil, reduce heat and simmer until kombu is soft.3. Add bonito fl akes pushing them into the water with a spoon.4. After 3 minutes strain through a strainer with cheesecloth.5. Return liquid to low heat and add the miso. 6. Simmer until miso dissolves.7. Strain through a strainer removing larger chunks.

Garnish with small cubes of silken tofu and some chopped green onions for a basic miso soup. You can add seaweed, vegeta-

bles or chunks of meat/seafood to make the soup hardier. I found the miso paste at Whole Foods and the bonito fl akes and kombu at the Vitamin Cottage.

Miso soup is an accompaniment to most Japanese meals and found in almost any sushi restaurant. Miso is a fermented product made from rice, bar-ley, or soybeans. It comes in white, golden and red. The white is milder with a sweeter fl avor and the red’s fl avor is more intense with a sour fl avor. White miso is fermented for the least amount of time.

Be creative, have fun and enjoy!!!

PERFORMANCE FACTORS OF GRAPE VARIETIES

The reasons some grape varieties perform brilliantly in certain places (and make excellent wine as a result) are so complex that grape growers haven’t

fi gured them all out yet. The amount of heat and cold, the amount of wind and rain (or lack of it), and the slant of the sun’s rays on the hillside of vines are among the factors af-fecting the vine’s performance. But remember that no two vineyards in the world have precisely the same combina-tion of these factors--precisely the same terroir. The issue simply defi es simple generalizations.

14


Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. ANCIENT WORLD: What Greek mathematician came up with the principle of a lever?

2. MOVIES: In what city does a large part of “Interview with the Vampire” take place?

3. LITERATURE: What is meant by an epistolary novel?

4. U.S. STATES: What is Alaska’s motto?

5. TELEVISION: In what show was the alien race known as The Borg introduced?

6. ANIMAL KINGDOM: How many whiskers does the average cat have?

7. GENERAL KNOWLEDGE: Where is the United States Naval Acad-emy located?

8 HISTORY: In what year did the United States enter World War I?

9. LANGUAGE: What is a dysto-pia?

10. GEOGRAPHY: Where is the low-est location in North America?

1. Only one player hit 50 or more home runs in a season during the decade of the ‘70s. Name him.2. Which combination of broth-ers hit more combined major-league home runs: Jose and Ozzie Canseco or Carlos and Lee May?3. Before winning the Hawaii Bowl in 2008, Notre Dame’s football team held an NCAA record for the longest bowl losing streak. How many games was it?4. True or false: Robert Horry, the leader in NBA postseason games played, reached the playoffs in all 16 of his NBA seasons.5. How many times did Jeremy Roenick tally 50 or more goals for a season during his 20-year NHL career?6. In which Olympic year did the U.S. men’s basketball team win its fi rst gold medal?7. When Bobby Jones won golf’s grand slam in 1930, what four events did he win?


SNIPPETZ® PUZZLES AND TRIVIA

1. What do Natalie Cole and Lisa Marie Presley have in common?

2. Name the girl group that had a hit with “One Fine Day.” What year?

3. “Aquarius/Let the Sun-shine In” is a medley of two songs from which musical?

4. Name the artist who fi rst sang “The First Time Ever I Saw Your Face.”

5. What was The Bangles’ fi rst hit single?

6. Name the artist who sang “Straight Up.”

7. Who sang “Stupid Cupid,” and when?

New DVD Releases forWeek of January 4, 2010

PICKS OF THE WEEK

Well, it’s 2010, and in a few weeks thousands of athletes from around the world will con-

verge in Canada for the Winter Olympics. To get you in the mood, here are a few of my favorite Winter Olympics fi lms:

“Downhill Racer” -- Released in 1969,

director Michael Ritchie’s fi rst movie con-tains some of the best skiing sequences ever captured on fi lm. Robert Redford stars (in one of his fi rst leading roles) as David Chappellet, an ambitious (and often un-likeable) skier who will do anything to win the gold. Gene Hackman co-stars as the long-suffering coach who must not only try to raise money to support the underdog American team, but also keep his prima donna skier on a short leash.

“Cool Runnings” -- Seriously, how could I NOT include this classic 1993 comedy about the real-life 1988 Jamaican bobsled team? John Candy stars as a down-on-his-luck coach who fi nds a chance at redemp-tion by training a group of guys who had never even seen snow to compete in the Winter Olympics. “Cool Runnings” is fun-ny, heartwarming and most of all, one of Candy’s last and best fi lms.

“Miracle” (2004) -- Kurt Russell stars as Herb Brooks, the coach of the “Miracle on Ice” U.S. men’s hockey team that won the gold at the 1980 Olympics in Lake Placid. Following a brutal 10-3 loss against the Soviet team in an exhibition match, the U.S. team is considered overwhelming un-derdogs at the upcoming Winter Olympics. But through great coaching and sheer force of will, Brooks brings the team together to create the biggest upset in sporting history.

“The Cutting Edge” (1992) -- Yeah, I know: Chick fl icks about prima donna ice skaters are a dime a dozen, but this one starring Moira Kelly and D.B. Sweeney is actually rather good. Kelly plays Kate Mo-sely, a wealthy and spoiled Olympic skater who has a second shot at Olympic gold, but goes through partners like a stoner goes through nachos. Sweeney is Doug Dorsey, an injured Olympic hockey player who has

lost his chance at going pro and is looking for a new shot at being a champion. After being paired together by her coach, this unlikely duo must learn to work with each other if their dreams of fi nding glory (and dare I say, LOVE?) are to come true.

TV SERIES“Chuck” The Complete Second Season “Big Love” The Complete Third Season“SuperFriends” Season One, Vol. One

“Mighty Mouse: The New Adventures” The Complete Series

“The Philanthropist” The Complete Series “Kendra” The Complete First Season “American Experience: The 1930s”

“Burn Notice” Season 1 & 2 Set“Ghost Hunters:

The Best of Ghost Hunters”


In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15).


15

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions JANUARY 4, 2010

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. They both did father-daughter duets after the death of their fathers, singing along with re-engineered ver-sions of their famous fathers’ songs.2. The Chiffons, in 1963. Rolling Stone magazine put it on its list of The 500 Greatest Songs of All Time.3. The musical “Hair,” which debuted in October 1967. The 5th Dimension released the song in 1969.4. No, it wasn’t Roberta Flack in 1969. The song was written in 1957 for folksinger Peggy Seeger.5. “Manic Monday” in 1986. The song was written by Prince.6. Paula Abdul in 1988. The song soared to the top of the charts, taking the album, “Forever Your Girl,” with it.7. Connie Francis had a hit with the song in 1958.

1. Archimedes2. New Orleans

3. Written as a series of documents, like letters4. North to the future

5. “Star Trek: The Next Generation”6. About 24

7. Annapolis, Md.8. 1917

9. Opposite of utopia, it’s an imaginary place where dehumanized people live in fear

10. Death Valley, Calif.

1. George Foster had 52 for Cincinnati in 1977.2. The Cansecos had 462; the Mays had 444.3. Nine straight bowl games.4. True.5. Twice, for Chicago in 1991-92 and 1992-93.6. It was 1936.7. The U.S. and British Opens and the U.S. and British Amateurs.

ARIES (March 21 to April 19) Events could inspire adventurous Lambs looking to make a major career or personal move. But as always, get all the facts before rush-ing into any sort of deal or commitment.

TAURUS (April 20 to May 20) What seems to be a great opportunity could cause even usually practical Taureans to ignore their inner caution cues. Best to move carefully to avoid falling into unseen traps.

GEMINI (May 21 to June 20) Need a holi-day now that the seasonal festivities are be-hind you? Good idea. Plan to go to some-place wonderful. You’ll return refreshed and more than ready for a new challenge.

CANCER (June 21 to July 22) Progress continues to be made on that pesky work-place problem. Meanwhile, don’t assume a personal situation will work itself out. Best to get more involved earlier than later.

LEO (July 23 to August 22) Catnaps are defi nitely recommended for Leos and Leo-nas who had been going at a hectic pace over the holidays. Adding relaxation time to your schedule helps restore your over-drawn energy reserves.

VIRGO (August 23 to September 22) Sure, some of the new friends you made over the holidays might move out of your life at some point. But at least one might show signifi cant “staying power” with some encouragement.

LIBRA (September 23 to October 22) Encourage family members to join you in supporting a relative who could be facing a diffi cult emotional challenge in the New Year. Showing your love and concern helps keep his or her hopes up.

SCORPIO (October 23 to November 21) While a long-deferred decision suddenly might take on some urgency after news on a related matter, you still need to weigh all factors carefully before deciding one way or the other.

SAGITTARIUS (November 22 to Decem-ber 21) This is a good time to reassess the earlier plan you made for the New Year. Some elements you felt you could depend on to make it work might no longer carry that assurance.

CAPRICORN (December 22 to January 19) Forming a renewed connection with a former associate is only the fi rst step to-ward working out your new plans. Be pre-pared for problems, and deal with them as soon as they arise.

AQUARIUS (January 20 to February 18) A romantic situation that was going smoothly not too long ago might take a new turn. Be honest about your feelings before you de-cide whether to follow it or take another path.

PISCES (February 19 to March 20) The wise Pisces (that’s you, of course) will make sure everyone knows you plan to keep your options open and listen to all sides of the situation before making any decisions.

BORN THIS WEEK: Your honest ap-proach to life and living is always an inspi-ration for others fortunate enough to know you.


16

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

TIME TO MAKE NEW YEAR’S FINANCIAL

RESOLUTIONS

Provided by Adam Graysonof EdwardJones Investments

Like many people, you may make some New Year’s resolutions. Perhaps you’ve promised yourself

that you’ll visit the gym more often or learn a new language or reconnect with a long-lost friend. All of these are worthy goals, of course, and if you achieve them, you may add new dimensions to your life. But if you want to accomplish other major milestones you may have envisioned — a new home, college for your kids, a comfortable retirement and so on — you may need to set some New Year’s fi nancial resolutions.

What type of fi nancial resolutions should you make? Here are a few ideas to consider:

Contribute as much as you can afford to your 401(k). Take full advantage of your 401(k) or other employer-sponsored retirement plan. Your contributions are typically tax deductible and your earnings grow on a tax-deferred basis. Every time you get a boost in salary, try to increase the amount going into your 401(k), but at the very least, contribute enough to earn the employer’s match, if one is offered. In 2010, the contribution limit for 401(k) plans is $16,500, or $22,000 if you’re age 50 or over, although both these limits may increase if they are indexed for infl ation.

“Max out” on your IRA. Even if you have a 401(k), you’re probably still eligible to contribute to an IRA. A traditional IRA grows tax deferred, while a Roth IRA’s earnings are tax free, provided you’ve had your account at least fi ve years and don’t start taking withdrawals until you’re 59-1/2. (Your ability to contribute to a Roth IRA is based on your income.) You can

fund your IRA with virtually any type of investment. In 2010, you can put in up to $5,000 to your IRA, or $6,000 if you’re age 50 or older, although, as was the case with your 401(k), these limits may go higher if they’re indexed for infl ation.

Rebalance your investments as needed. Over time, your goals and risk tolerance can change. That’s why it’s a good idea to review and rebalance your portfolio at least once a year, possibly with the help of a professional fi nancial advisor who is familiar with your situation.

Avoid “emotional” investing. Don’t make decisions based on emotional reactions to what’s happening with your investments. For example, just because the price of an investment may have dropped signifi cantly, it doesn’t mean you should rush to sell it. Despite the price drop, it may still have good prospects and it might be an important part of your investment strategy. Consider all factors before making “buy” or “sell” decisions.

Keep suffi cient cash in your portfolio — During the long bear market of 2008 and early 2009, many investors discovered that they lacked enough cash and “cash equivalent” vehicles in their portfolios. Of course, you need enough cash on hand to meet unexpected expenses without dipping into long-term investments. But beyond that, the presence of cash and short-term, more liquid investments can help reduce the volatility in a portfolio that may sometimes be battered by both the stock and bond markets.

These fi nancial resolutions, like all types of New Year’s resolutions, may not be easy to keep. But if you can stick with them, you may have many happy new years in the future.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

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The Take Stock in the Market seminar will explain basic stockterminology, as well as time-proven strategies created to helpyou reach your financial goals. Better yet, the program takesonly an hour, which makes sense in itself.

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Investing in stocks can be easier than you think. The key isunderstanding long-term strategies for success. That’s what you can learn at Edward Jones’ upcoming seminar.

The Take Stock in the Market seminar will explain basic stock terminology, as well as time-proven strategies created to help you reach your fi nancial goals. Better yet, the pro-gram takes only an hour, which makes sense in itself.

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17

SNIPPETZ® BUSINESS AND FINANCE

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

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❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

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Law Offi ces ofChristopher C.

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YOUR MONEYIN 2010

Along with making resolutions, the new year is a good time to plan how you’ll handle your money in 2010.

Start by reviewing your savings goal from a year ago. Did you reach that goal? Tough as it can be to save, increasing your efforts to put money away can be a lifesaver should you become un-employed or in case of an emergency.

Review your rates on CDs that are coming due and research where you’ll put your money next. Interest rates on CDs are extremely poor nowa-days, but every dollar counts. Try not to lock in

for more than six months.

Look at your credit-card balances. Which ones are you close to paying off, perhaps within six months? Can you double up on your payments (assuming you’re not continuing to make charg-es on the cards) and get them paid off faster? Remember not to cancel the card when you’ve brought the balance down to zero. Your credit score will suffer for it, as it takes away from your percentage of available credit. Just let the card sit there unused, or perhaps make one charge now and then and pay it off when the bill comes.

Review your credit score and take steps to get it to 740 or higher, or to keep it there if it’s al-ready over that number. Those with higher credit scores can benefi t by getting better interest rates on loans. Remember that you can get a free copy of your credit reports each year. Check for er-rors.

If you have children who earn an allowance or

money from odd jobs, start them off with a pass-book savings account. You’ll likely have to be a co-signer on the account, which ensures that they can’t empty the account without your presence and approval. Be sure that the account won’t be subject to fees.

Giving to charity takes planning to make sure your money goes where you intend. Research your intended charities at the two top charity Web sites: GuideStar (www.guidestar.org) and Charity Navigator (www.charitynavigator.org). If you volunteer at a non-profi t organization, keep track of your expenses and mileage. Those could be deductible on your taxes.

David Uffi ngton regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


© Lisa Welch Stevens, Esq., May, 2007

If you are an owner of rental property, you probably are well aware of the advisability of having a written lease agreement control-

ling the relations and legal obligations between you and your tenants. However, you may not be aware that, under Colorado law, even if it is not expressly stated in your lease agreement, you as a landlord owe to your tenants a covenant of qui-et enjoyment of the leased premises. If you, or an agent of yours, breaches that covenant, denying the tenants the benefi cial use of the leased prem-ises, the tenants may be considered to have been forced to have immediately abandoned the prem-ises thereby (even if they have not, in fact, actu-ally physically abandoned the premises), and all further rent due under the lease may be abated, denying you the right to collect any remaining such rent due for the lease term.

Usually, when one contemplates a condition, act or omission that might work a breach of the cov-enant of quiet enjoyment, one contemplates such events as a fl ooding of the leased premises, a lack of heat or sewage service, and the like. However, breaches may also be found on the part of the landlord where actions of agents of the landlord, while not affecting the physical conditions of the premises, affect more intangible conditions.

THE LAWACCORDINGTO STEVENS

by Lisa Welch Stevens,Attorney at Law P.C.

LANDLORDS’ COVENANT OF QUIET ENJOYMENT OWED

TO TENANTS

I recently handled such a matter for my adult son, a college student in Durango, CO, and his roommates, which illustrates how this can arise. The three young people rented a house in Durango, owned by a couple in New York who had purchased it for their son to reside in while also a student. He moved out of state, and rented the house to my clients. He also installed a friend of his in a cottage on the property, rent-free, to act as a caretaker. The caretaker collected rent payments from my clients, and arranged for various repairs. He was clearly and most defi nitely acting as the agent of the owners with respect to the leased premises.

Recently, he physically assaulted one of my clients, on the leased premises, and the police responded. Afterwards, he continued a pattern of harassing and intimidating my clients. As a

result, fearing for their continued physical safety, as well as emotional well-being, the young ten-ants within a matter of days physically vacated the property, placing their possessions in storage until they could fi nd another rental, and notifi ed the owners that they considered the lease broken, and would not be making the rent payments re-maining due under the lease. The landlords, of course, protested, arguing that my clients were still legally liable for all remaining rent pay-ments until the end of the lease term.

Ultimately, my clients were released from the lease, due to the fact that the landlords, through the actions of their agent, the caretaker, were held responsible for his actions. The agent’s physical assault of one of my clients was found to be a breach by the landlords of their covenant of quiet enjoyment, and as a result they lose out on the remaining rent that would otherwise be due. As always, please contact your legal counsel re-garding your specifi c situation.

For additional information contact,Lisa Welch Stevens, Attorney at Law P.C.

Representing Colorado Businessesand Business Owners

719.488.9395

18

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SENIORNEWS LINE

by Matilda Charles

LONELINESS CAN SPREAD LIKE A COLD

Sometimes the results of one study end up being useful in another. That’s what happened with the Framingham Heart Study, begun in 1948.

Researchers decided to use the in-formation to study loneliness and social networks. What they learned is surprising: Loneliness is conta-gious, just like a cold or fl u.

Here are some things they learned:

People can be lonely even within their social network, and can pass that negative emotion along to oth-ers.

Most people feel lonely 48 days per year.

The number of days of feeling lonely can increase for each lonely friend, but can be reduced by 5 per-cent for every non-lonely friend.

If someone has a lonely friend who also has a lonely friend, the risk goes up, even if that other person is unknown.

The ability to “catch” loneliness from someone else:

• Is worse for men than women.• Is worse among clusters of friends as opposed to family members.• Is worse for neighbors who live within one mile.

Researchers even created a graphi-cal representation with small dots in yellow, green and blue, indicat-ing the varying degrees of loneli-ness, linked by red and black lines, for family and friends and a spouse. They called it the Lonely Network, and each dot represented a person.

Feelings of loneliness are worse for the people at the end of the strands. Lonely people don’t trust social connections, can be hostile, are of-ten shy and have low self-esteem. Their behavior begins a downward spiral when they perceive that they have less satisfying social experi-

ences. They end up cutting their ties to others, but only after they’ve spread the feeling of loneliness to others -- like a cold.As hard as this is to believe, re-searchers have already found simi-lar connections between smoking, obesity and happiness.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


Article by Robyn GrahamKeller Williams

Real Estate, LLC

Low-CostRemodeling Projects

replace the hardware (includinghinges). For $1,500 to $4,000, youcan replace the cabinet doors anddrawer fronts, and for $4,000 to$12,000, you can have all the cabi-nets refaced. Re-facing allows youto change the color of the cabinetsby replacing the door and having anew skin put on the boxes. This isstill a cheaper way to a whole newlook than replacing all the cabinets.

5. Add a Breakfast BarWhen a wall separates a kitchenfrom a family room, update the lookand open up the floorplan by cuttingout an opening to create a breakfastbar. Then simply add a one to threefoot wide countertop (granite, mar-ble, formica, etc) and put chairs infront of it.

6. Replace Light FixturesA quick updated look can easily beattained by replacing overhead lightfixtures in the foyer, bathrooms andkitchens. If the kitchen has tracklighting, replace it with recessedcanned lights on a dimmer switch toadd ambience. Also, install pendantlights over a kitchen island or penin-sula.

7. Unfinished Basementturns Hip and Chic!If you have cement block or pouredconcrete walls in the basement, fillin cracks with hydraulic cement andthen paint with waterproofing paint.You can then add a top coat of anycolor to brighten up your basement.You can also paint the basement

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floor with a good quality floor paint,or stain it for a very hip look. Nowyou've created a very artsy spaceout of a completely unfinished base-ment!

8. Add a Room!Look for large spaces that can beenclosed to create a new bedroomfor just the price of creating a wall.A $400 wall could net up to $40,000in the sales price because of theextra bedroom. (In a two or threebedroom home, it is more of anadvantage to have another bedroom.If your home already has four ormore bedrooms, it would be better toleave open space open.) FYI: For abedroom to be considered a bed-room, it no longer is required to havea closet, but it must have a door anda window.

9. Tech-up the GarageAdd a remote touchpad entry systemto the garage door opener. The costwill be about $425 but will add valueto your home and ease and conven-ience to your lifestyle.

3. Freshen up a Bathroom Update your bathrooms with a newmedicine cabinet for $100 to $150,light fixtures for about $100, a faucetfor $50 to $75, and a vanity for $200to $300. You can also bleach or re-grout existing tile to make it lookbrand new. Installing glass showerdoors adds elegance. Also, replacingthe bathroom door with a French doorfor $250 can make all the difference.

4. Spruce up Cabinet FrontsUpdate tired-looking kitchen cabinetsby reconditioning for under $1,000rather than replacing. If the wood isstarting to look shabby from use orcontaminants in the air, sand out thenicks and scratches, re-stain, and

1. Add or Replace TileReplacing Tile is an inexpensiveproject, and will make your Kitchenand Bath look clean and fresh! Youcan find many big box stores thatoffer 12" x 12" tiles for only $1 or $2each. Save even more by purchas-ing the grout, spacers and adhesivemix and do it yourself!

2. Install Granite Tile vsSlab GraniteEverybody is hot for granite kitchencountertops, but that can be a$5,000 upgrade. Instead, install 12-inch granite tiles for about $300 inmaterials and get very high impactfor little money.

19

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PRICE DRASTICALLY REDUCED!

Large Corner Lot; Incredible Views !Walk to Woodmoor Country Club; Gas LogFrplc; Radiant Floor Heat; Pella Windows;

Hardwood Floors; Granite Countertops;Jetted Tub; Wet Bar; Hot Tub; Auto Sprnklrs

Search Entire MLS: www.CoSpringsMLS.comOFFICE SPACE AVAILABLEIn my offi ce. Palmer Lake near

Hwy. 105. Great location.Call Dr. Meislahn

at (719)488-8789.

BUSINESSOPPORTUNITIES

ARE NEW YEAR’SRESOLUTIONS DAUNTING?

Come join us for aWellness Worksop featuring Juice Plus nutritional supportproduct January 14 (7 to 8:30 p.m.) and January 17 (1:00 to 2:30 p.m.) at the Wood-moor Barn. Enjoy a free yoga demonstration. Learn howyoga can help improve and maintain good health. For moreinformation contact Sue Hippe at 719.332-7114.

STYLIST WANTEDBOOTH RENT

Are you ready to go out on your own and make more money? Mountain Air Salon in Monumentis looking for stylists. Best rent in town. Group health insurance available. 2 weeks FREE rent!

Call Mountain Air Salonat 481-3265 or

332-0810 and ask for Karey.Come in and see us.

Under new ownership.

DECOR BY DIANEInterior paintingNo job too small

Over 30 yrs. experience.719-488-0817

LOOKING TO GROW YOUR BUSINESS

IN 2010?

A new BNI chapter isstarting in Monument!

For information call:(719) 357-3800

202020

SNIPPETZ®


INTERNATIONAL

STONEWORKS, LLC

Hwy 105

INTERNATIONAL STONEWORKS, LLC.

S Spruce M

ountain

Roa

d

C ounty Line Road

GRANITE COUNTERTOPS

$32.00 Per Sq. Ft. Installed • Call for your FREE Quote Today!

FABRICATION & INSTALLATION (719) 488-3180200 COUNTY LINE ROAD • PALMER LAKE, CO 80133

(just 3 miles west of 1-25 Monument Exit just east of the railroad crossing)

www.iswrocks.com • Since 1997 • Residential • Commercial

• KITCHENS• BATHROOMS• WETBARS• WALLS• FIREPLACES• FURNITURE• OUTDOOR LANDSCAPE FEATURES

SLAB COUNTERTOPS

CUSTOM

• GRANITE• MARBLE• TRAVERTINE• QUARTZ

Documents

Snippetz Issue 427