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Larry E Stiltner Agency 481 Hwy 105 Suite 212 (719) 481-8382 Bus Monument, CO 80132 All your protection under one roof. ©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03 Happy Birthday Boy Scouts... Continued on Page 2 S n I p p e S n I p p e t z ® t z NORTH & WEST FIRST NATIONAL BANK MONUMENT 625 Hwy 105 Member 7 Month Certificate of Deposit 2.79% APY* A SPECIAL BRAND OF ACCOUNTS Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding Annual Percentage Yield as of December 10, 2008 719-481-0008 30 Month Certificate of Deposit 3.67% APY* Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding Annual Percentage Yield as of October 8, 2008 by Deborah Stumpf SNIPPETZ HONORS SCOUTING: HAPPY BIRTHDAY BOY SCOUTS OF AMERICA Janet Susan Terry 430 Beacon Lite Rd. #155, Monument (719) 481-6555 FREE WEEKLY ISSUE 379 • FEBRUARY 2, 2009 “Following the Scout Law sounds like a game plan that would give us all a better chance for success in life – and I mean every area of life.” -Zig Ziglar, author and motivational speaker O n Feb. 8, the Boy Scouts of America (BSA) marks its 99th anniversary. The growing organization boasts a membership of over five million with more than 110 million members since its 1910 in- ception. The BSA provides opportunities for young boys to learn responsibility, character development, good citizenship and practice core values such as honesty while partici- pating in activities such as camping, hiking and aquatics.

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Page 1: Snippetz Issue 379

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

Happy Birthday Boy Scouts... Continued on Page 2

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by Deborah Stumpf

SNIPPETZ HONORS SCOUTING: HAPPY BIRTHDAY BOY SCOUTS OF AMERICA

Janet Susan Terry

430 Beacon Lite Rd. #155, Monument(719) 481-6555

FREE WEEKLY

ISSUE 379 • FEBRUARY 2, 2009

“Following the Scout Law sounds like a game plan that would give us all a better chance for success in life – and I mean every area of life.” -Zig Ziglar, author and motivational speaker

On Feb. 8, the Boy Scouts of America (BSA) marks its 99th anniversary. The growing organization boasts a

membership of over fi ve million with more than 110 million members since its 1910 in-ception. The BSA provides opportunities for young boys to learn responsibility, character development, good citizenship and practice core values such as honesty while partici-pating in activities such as camping, hiking and aquatics.

Page 2: Snippetz Issue 379

Happy Birthday Boy Scouts... Continued from Page 1

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Moments In Time... 8How To Wiggle Out of The Mud... 10Getting Ready for Tax Season... 23

STYLE PAGE 7Kims Korner

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ALL RIGHTS RESERVED © 2009PUBLISHED BY FUNDER ENLIGHTENING, INC.

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(719) 487-0484email: [email protected]

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SNIPPETZ HONORS SCOUTING: HAPPY BIRTHDAY BOY SCOUTS OF AMERICA

TIME FLIES…The fi rst known scouting program began in 1907 in England by Lord Baden-Powell, a military hero who wrote a manual on survival in the wild. Once he dis-covered that young boys were reading his manual and practicing the skills he described, he rewrote it in a nonmilitary style and named it “Scouting for Boys.” He tested his book out on a group of boys that he took on a camping trip and scouting was born.

William D. Boyce, an American visitor to England in 1909 found himself somewhat lost on a street in London. A boy stopped and asked if he could help Boyce. After he took Boyce to his destination, he was offered a tip and refused. He told Boyce that he was a Scout and wanted to help. After his meeting, Boyce asked the Scout to take him to the scouting offi ce where he met Baden-Powell and learned all about scouting in England. When Boyce returned to the U.S., he started the Boy Scouts of America with Ernest Thompson Seton, a naturalist who had started an organization called Woodcraft Indians, and Dan-iel Carter Beard, also a naturalist who had started an organization called Sons of Daniel Boone. James E. West, a successful attorney who was an orphan and was disabled, became the fi rst chief executive in 1911, eventually retiring in 1943.

No one ever found out who the young Scout was who did a good turn in helping William Boyce get to his meeting destination. Chances are he had no idea what his good deed turned into.

ORGANIZATIONThe Boy Scout program consists of six groups de-pending on age and interest areas. The Tiger Cubs are for 7-year-olds, Cub Scouts for 8 to 10-year-olds, Webelos Scouts are for 10-year-olds, Boy Scouting for 11 to 17-year-olds, Varsity Scouting from 14 to 17-year-olds and Venturing for those 14 to 20 years old. The Venturing program is open to both young men and women. Cub Scouts are organized into packs containing groups of dens. Boy Scouts are in troops made up of patrols. Varsity Scouting has teams and Venturing are crews. Within Venturing is a group called Sea Scouts that focuses on maritime and boat-ing activities. Their units are called ships. All of the groups are called units and a group of units in a geo-graphic area is called a District. One or more districts are organized in a local group called a Council. The more than 300 councils in the U.S. are managed by paid staff whereas all groups/units are run by volun-teers and are sometimes sponsored by a community organization such as a school, church or other group who provides a meeting place and adult leadership.

BADGE WORK IS NEVER DONEEach level of Scouts has different types of activities and earning programs. Cub Scouts earn badges and Boy Scouts earn merit badges which allow them to advance through ranks. The Venturing program of-fers the highest award honors that include Bronze, Ranger, Gold, Silver and Quest. The highest ranking in scouting is the Eagle Scout and requires fulfi llment of specifi c requirements in outdoor skills, leadership and community service.

GOOD TURNSScouts take their slogan of “Do a Good Turn Daily” seriously. Since their inception, Scouts have provided service within their communities, their country and the world.

• In 1912, Scouts promote a safe Fourth of July as a national civic project.

• Worked in connection with fl oods in San Antonio, Texas and Pueblo, Colo., as well as collecting food and clothing and providing other help after Hurri-canes Andrew and Katrina.

• Scouts collected two million pounds of clothing in 1951 for both domestic and foreign relief efforts.

• In both 1952 and 1956, Scouts distributed millions of posters and Liberty Bell doorknob hangers for nonpartisan get-out-the-vote campaigns.

• In 1952, Scouts worked on a national campaign to collect clothing for the poor, distribute seeds for Asia and obtain blood donor pledges. They conducted a National Conservation Good Turn two years later, distributing 3.6 million posters and arranging dis-plays, planting 6.2 million trees and building 55,000 bird-nesting boxes.

• Scouts delivered 40 million emergency prepared-ness handbooks as well as placing 50,000 posters in post offi ces for the Offi ce of Civil Defense Mobiliza-tion in 1958.

• Since 1972, both boy and Girl Scouts have partici-pated in Keep America Beautiful Day in June, col-lecting millions of tons of litter.

• In 1986, Scouts start a nationwide Donor Aware-

Page 3: Snippetz Issue 379

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ness Good Turn to raise awareness of the need for human organ donations by distributing 14 million brochures.

• After the terrorist attack on 9/11, Scouts collected items such as gloves, socks, bottled water, tooth-brushes and other items needed for rescue workers victims.

• In 2004, Scouts joined with the Salvation Army, Habitat for Humanity and the American Red Cross to raise awareness of homelessness, hunger and health issues.

ALWAYS PREPAREDDuring World War I, Scouts contributed to the war effort in many ways:

• The slogan “Every Scout to Feed a Soldier” prompt-ed Scouts to establish 12,000 vegetable gardens.

• Provided aid to the American Red Cross and orga-nized Scout coastal patrols to watch for the enemy for the U.S. Navy

• Along with Girl Scouts, sold war savings stamps valued at over $53 million; as well as selling Liberty Loan Bonds for over $2 million

World War II brought about more opportunities for service:

• Distributed stamp, defense bonds and air raid post-ers

• Collected aluminum cans, paper and 30 million pounds of rubber

• Planted gardens

• Worked with the American Red Cross and the Of-fi ce of Civil and Defense Mobilization to assist emer-gency medical units and act as messengers

FAMOUS SCOUTSBecoming an Eagle Scout is the highest honor in scouting. Less than 1.5 million boys have achieved that status or less than one percent of the total mem-bership. There are many Eagle Scouts throughout history who grew up to make contributions to society in many forms such as politics, sports and corporate life.

• Gerald Ford, U.S. President (fi rst Eagle to become a President)

• Robert M. Gates, Director of Central Intelligence (CIA) and Secretary of Defense

• Henry Aaron, baseball player

• Lamar Alexander, lawyer, Governor of Tennessee, Secretary of Education, presidential candidate

• Thomas Foley, Speaker of the House and U.S. Rep-resentative from Washington

• Richard A. Gephardt, U.S. Representative from Missouri, Minority Leader

• William Bennett, Secretary of Education

• Lloyd M. Bentsen, Jr., Treasury Secretary and U.S. Representative from Texas

• J. Willard Marriott, Jr., President, Marriott Corp.

• Michael Bloomberg, founder of Bloomberg News and Mayor of New York City

• Bill Bradley, pro basketball star and U.S. Senator from NJ

• James Brady, Press Secretary to President Reagan

• Barber B. Conable, President of World Bank

• John W. Creighton, Jr., President & CEO of Wey-erhaeuser Company

Page 4: Snippetz Issue 379

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Happy Birthday Boy Scouts...Continued from Page 3

• Stephen Breyer, U.S. Supreme Court Justice

• William Devries, M.D., transplanted fi rst artifi cial heart

• Michael Dukakis, Governor of Mas-sachusetts and presidential candidate

• LTC Aquilla James Dyess, WWII Marine & Medal of Honor recipient

• Gary Locke, Governor of the State of Washington, the fi rst Chinese-Ameri-can Governor in the mainland U.S.

• Francis J. Parater, nominated for Sainthood by Diocese of Richmond, VA. He died at the age 22 in 1920 in Rome while at seminary.

• Frederick Reines, Nobel Prize win-ner in Physics

• Gary Rogers, Chairman and CEO of Dreyer’s Ice Cream

• Harrison Salisbury, Pulitzer Prize winning author

• James Sanderson, Vice Admiral, U.S. Navy (Ret), Deputy Chief U.S. Atlan-tic Fleet

• Dr. Benjamin Lewis Salomon, WWII Army surgeon and recipient of the Medal of Honor

• Steven Spielberg, Movie producer

• Togo West, Secretary of the Army and Secretary of Veterans Affairs

• Jay Zeamer, Jr., WWII Army Air Force pilot and recipient of the Medal of Honor recipient

• Elmo R. Zumwalt, Jr., Admiral, Chief of Naval Operations

• Willie Banks, Olympic track star

FAMOUS SCOUTS WHO WERE NOT EAGLE SCOUTS:• John F Kennedy, fi rst U.S. President who was a Scout

• Bill Clinton, U.S. President

• George W. Bush, U.S. President

• Walter Cronkite, newsman

• Harrison Ford, taught Reptile Study, actor “Indiana Jones,” movie director

• Bill Gates, founder of Microsoft Cor-poration

• Dan Jansen, Olympic Gold Medalist in Speed Skating

• Bruce Jenner, Olympic Gold Medal-ist in Decathlon

• Jim Morrison, rock singer

• Howard K. Smith, newsman

• Mark Spitz, Olympic Gold Medalist in Swimming

• James Stewart, U.S.AF Brig. Gen-eral, B-17 pilot in WWII and actor

• Joe Theisman, quarterback for the Washington Redskins

• Peter Uberroth, Commissioner of Baseball

SOARING LIKE EAGLESOver two-thirds of the nation’s astro-nauts have been in scouting. Eleven of the 12 men to walk on the moon were Scouts, including Eagle Scouts Neil Armstrong and Charlie Duke. The other Scout moonwalkers were Alan Shepard, Jr., Eugene Cernan, John W. Young, Buzz Aldrin, Harrison Schmitt, Charles Conrad, Jr., Alan Bean, David Scott and Edgar Mitchell.

SOME SCOUT TRIVIA• In 1998, young women were allowed to join the young men in the Venturing program and it soon became the fastest growing scouting program.

• The U.S. postal service issued the fi rst scouting stamp in 1950. The or-ganization, Scouts on Stamps Society International (SOSSI) specializes in collecting scouting stamps.

• Movie director and producer Steven Spielberg once made a movie of his scout troop and eventually helped de-sign the requirements for the Cinema-

tography Merit Badge.

• U.S. President Jimmy Carter was a Scoutmaster while his sons were Scouts.

• Norman Rockwell was the offi cial il-lustrator for the cover of BSA’s “Boys’ Life” magazine and annual calendar.

• Scouting For Food began in 1986 whereby Scouts collect food for local food banks as a nationwide service project.

• The National Scouting Museum in Irving, Texas holds more than 500,000 Scout artifacts and has the largest col-lection of Norman Rockwell scouting paintings in the world.

• Pope John Paul II was present-ed with BSA’s Distinguished Citizen of the World Commendation in 1990.

• In 1991, the BSA assisted the former Soviet Union in implementing their scouting program.

Foundation of ScoutingThe mission statement of the BSA is “to prepare young people to make ethi-cal and moral choices over their life-times by instilling in them the values of the Scout Oath and Law.”

Scout MottoBe Prepared

Scout SloganDo a Good Turn Daily

Scout Oath (or Promise)On my honor I will do my best

To do my duty to God and my country and to obey the Scout Law;

To help other people at all times; To keep myself physically strong,

mentally awake, and morally straight.

SCOUT LAWTrustworthy

A Scout tells the truth. He keeps his promises. Honesty is part of his code of conduct. People can depend on him.

Loyal A Scout is true to his family, Scout

leaders, friends, school, and nation.Helpful

A Scout is concerned about other peo-ple. He does things willingly for others without pay or reward.

Friendly A Scout is a friend to all. He is a brother to other Scouts. He seeks to understand others. He respects those with ideas and customs other than his own.

Courteous A Scout is polite to everyone regard-less of age or position. He knows good manners make it easier for people to get along together.

Kind A Scout understands there is strength in being gentle. He treats others as he wants to be treated. He does not hurt or kill harmless things without reason.

Obedient A Scout follows the rules of his family, school, and troop. He obeys the laws of his community and country. If he thinks these rules and laws are unfair, he tries to have them changed in an orderly manner rather than disobey them.

Cheerful A Scout looks for the bright side of things. He cheerfully does tasks that come his way. He tries to make others happy.

ThriftyA Scout works to pay his way and to help others. He saves for unforeseen needs. He protects and conserves natu-ral resources. He carefully uses time and property.

Brave A Scout can face danger even if he is afraid. He has the courage to stand for what he thinks is right even if others laugh at or threaten him.

Clean A Scout keeps his body and mind fi t and clean. He goes around with those who believe in living by these same ideals. He helps keep his home and community clean.

Reverent A Scout is reverent toward God. He is faithful in his religious duties. He re-spects the beliefs of others.

Page 5: Snippetz Issue 379

5

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STRANGEBUT TRUE

By Samantha Weaver

• It is recorded in historical notes of the 19th century that the Reverend Francis Henry Egerton, Earl of Bridgewater, made a habit during the last years of his life of sitting down to a formal din-ner every evening with a dozen guests. This might not seem odd until you learn that the guests were all canines, seated in armchairs and with napkins tied around their necks.

• It was French military leader Na-poleon Bonaparte who made the fol-lowing sage observation: “In politics, absurdity is not a handicap.”

• After his death in 2005, the ashes of Hunter S. Thompson, pioneer of gon-zo journalism and author of the infa-mous novel “Fear and Loathing in Las Vegas,” were fi red spaceward from a giant cannon to the accompaniment of fi reworks and the Bob Dylan song “Mr. Tambourine Man.”

• It’s been reported that the average lifespan of a tree in the metropolis of New York City is only seven years.

• Evidently, it’s not just humans who associate a deeper voice with maturity (and desirability) in males. It seems that male owls try to appear more ma-cho and attract females by lowering the tone of their hoots.

• Every year an organization known as the Diagram Group awards a prize to the person who submits the strangest title of an actual book that was pub-lished in that year. Here’s a sampling of previous winners: “Proceedings of the Second International Confer-ence on Nude Mice,” “The Theory of Lengthwise Rolling,” “High-Perfor-mance Stiffened Structures,” “Living With Crazy Buttocks,” “Greek Rural Postmen and Their Cancellation Num-bers” and “Butterworths Corporate Manslaughter Service.”

• Records show that in England in 1552, William Shakespeare’s father had to pay a fi ne for littering.

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Page 6: Snippetz Issue 379

SNIPPETZ®: THE LOCAL SCOOP

6

SENIORNEWS LINE

by Matilda Charles

SENIORSAT PLAY

Who knew? We seniors spend more time playing video games than some of our younger coun-terparts ... and most of that time is spent on the computer.The Pew Research Center con-ducted a study to learn which age group has the most people who play video games, and how often they play.As expected, teens had the highest number of players, at 97 percent. And as the age of participants in-creased, the percentage of people who play decreased.The surprising part is just how many seniors do play. A whopping 23 percent of those age 65 and older claim to play video games -- and more frequently than other adult groups. More than one-third of those in that age group play ev-ery day.Granted, it could well be because most seniors are retired and have the time. Those in the 50-64 age group (likely still working) show a larger percentage overall when it comes to playing video games (40 percent), but only 19 percent play

daily.Computers are the game device of choice of all players over 50, but PlayStations, Xboxes and Wii also are in the running. Some of us are even playing on cell phones and BlackBerrys.As I said: Who knew?One thing I wish the study had revealed is the favorite games of seniors. Are we playing on-line Scrabble or doing crossword puzzles? Are we engaging in war-fare or multiplayer virtual-reality games? Or are most of us playing the mind-expanding “games” that boost hand-eye coordination, brain cell growth and memory function?

If you have Internet access on a computer and prefer brain stretch-ers over “World of Warcraft,” check out these sites:• Games for the Brain: www.gamesforthebrain.com/• BrainBashers: www.brainbash-ers.com• MazeWorks: www.mazeworks.com• Sharp Brains: www.sharpbrains.com (click on Brain Teasers)

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Fea-tures Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2009 King Features Synd., Inc.

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Page 7: Snippetz Issue 379

7

SNIPPETZ®: STYLE

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at 719-487-7767

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10 STEPS TO A PERFECT ROOM

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We’re on number fi ve on our ten steps to the perfect room. Number fi ve happens to be something near

and dear to my heart, window coverings. I’ve often wondered about people when they add windows to their room. There are big panes of glass that let the light in, you know, and we try to do unusual windows, different windows. Then you move in and all of a sudden, you realize you have to cover that window because maybe you don’t like living in that fi shbowl I’ve had a lot of people tell me they have a problem window (by the way that’s why I think they are called panes!).

Now, to pick out the perfect window covering, think about how far the window covering industry has come. When I fi rst started in this business in the ’70s, at that time, we had draperies; we had roller shades. Mini-blinds were just coming out and we had woven woods. The options today are endless, which makes it very confusing for the owners as to which style best suits their needs.

So, I have a list that we’re going to go through. These are the questions you need to ask yourself in order to pick out the perfect window covering.

The fi rst question is, “What are my needs for privacy?”

Everyone has different needs. If I asked 50 people, there would be 50 different answers and different degrees of privacy. For many people, privacy equates to safety and security. This was even more evident after 9-11 and the trend has been in window coverings for options that give you more privacy. Our home is the one place we want to feel the most comfortable and safe. So, privacy equates to safety and security.

The same needs for my bedroom aren’t necessarily the same privacy I need for my dining room. So what if the Smith’s know I’m serving pork chops for dinner? I don’t have the requirements for real privacy in that room, but yet I do need it in the bedroom. So you need to ask, “What are my needs for privacy?” And remember that your needs will vary from room to room.

I remember a customer I had many years ago, who had a beautiful family room with three walls of glass. Beyond that glass, beyond her garden and her yard, there was a forest preserve and also a pond that you could see just a little bit of. So I walk in and I know my feelings for that room are to open it up, bring that outdoor beauty inside. I love Mother Nature. I love my gardening. I wanted to enjoy all that she had to offer there.

She told me she wanted mini-blinds and a sheet over that and a line drapery and a big valance, and I’m going, “Oh, no, no, no. That’s not what we need to do here. We’ve

got these beautiful windows and we need to show off the outdoors.” I just kept hearing her saying layers and layers, and so fi nally I asked her - “Do you have a particular need for a lot of privacy,” which was ironic because you could not see another house in either direction when you looked out of those three walls of glass. She said,

“My husband travels for a living and he’s gone at least three nights every week, and you might look out and see trees, but when I look out there, I see people.”

So, we did layers for her because her need for privacy was entirely different than what my need for privacy would have been in that room. So what are your needs for privacy?

Second question, what direction does that window face?

Well, we know - we’ve got three directions that cause particular problems and a fourth one, if you live in certain places in the country.

Let’s start with the east. We’ve got that east window where you get morning light. Now if you have a bedroom that faces east, you know what I’m getting to. Unless you like getting up at the crack of dawn, you might want to put a window covering that will not only create privacy, but block out some of that light.

Let’s take the south exposure. This is a constant heat and light source. Unless you have big overhangs or trees outside, you’ve got light all day that is heating up that room. So you might want to consider something that will control the amount of light in your room, so that it’s not just an open window with light constantly coming in.

The other thing to think about with that constant light from the south and the heat from the west is the morning light from the east. With it you’ve got UV rays. We have another problem here, not just the light source, but what it’s doing to your investment of your furnishings and your fl ooring. It’s drying out that hardwood fl oor. It’s fading your carpet; it’s fading your upholstery. So we have not only just the light to contend with, but also the elements of glare, heat, what it’s doing to your room inside.

Now, on the west window, for example, that’s the oven window. That’s the window that really heats up and we need to again allow you to have options for light and privacy. So consider the light source and what it might mean to that room.

For example, maybe your family room faces west and you get a lot of sun in the late afternoon. Are you going to try to watch television? Well, you might have too much glare on your television. Is your kitchen facing west? You know, you’re going to feel like you’ve turned on the oven and your furnace in that room. You need to protect your room and keep it cooler.

Then that north window, we need to keep some rooms warmer and we can do that by adding the appropriate window covering By knowing what direction the window faces, we can understand some of the problems that we might have to deal with.

Next Week: Window Coverings - Part 2 Courtesy of Sally Morse

Page 8: Snippetz Issue 379

8

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• On Feb. 4, 1789, 69 members of Congress cast their ballots to elect George Washing-ton the fi rst president of the United States. After months of appearing to sidestep, and even outright rejecting, the idea of assum-ing the presidency, Washington reluctantly accepted Congress’ decision.

• On Feb. 7, 1812, the most violent of a se-ries of earthquakes near Missouri causes a so-called fl uvial tsunami in the Mississippi River, actually making the river run back-ward for several hours. One of the tremors in the series caused church bells to ring in Boston, more than a thousand miles away.

• On Feb. 6, 1820, the fi rst organized immi-gration of freed slaves to Africa from the United States departs New York harbor on a journey to Sierra Leone in West Africa. The expedition was partially funded by the U.S. Congress, which had appropri-

ated $100,000 to be used in returning dis-placed Africans to Africa.

• On Feb. 2, 1887, Groundhog Day, fea-turing a rodent meteorologist, is celebrated for the fi rst time in Punxsutawney, Pa. Ac-cording to tradition, if a groundhog comes out of its hole on this day and sees its shadow, there will be six more weeks of winter weather; no shadow means an early spring.

• On Feb. 8, 1924, the fi rst execution by lethal gas in American history is carried

out in Carson City, Nev. The executed man was Tong Lee, a member of a Chinese gang who was convicted of murdering a rival gang member.

• On Feb. 5, 1937, President Franklin Roosevelt announces a controversial plan to expand the Supreme Court to as many as 15 judges. Critics immediately charged that Roosevelt was trying to “pack” the court and thus neutralize Supreme Court justices hostile to his New Deal.

• On Feb. 3, 1959, rising American rock stars Buddy Holly, Ritchie Valens and J.P. “The Big Bopper” Richardson are killed when their chartered Beechcraft Bonanza airplane crashes in Iowa a few minutes after takeoff from Mason City on a fl ight bound for Minnesota.

(c) 2009 King Features Synd., Inc.

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Page 9: Snippetz Issue 379

9

SNIPPETZ® PETS

By Sam Mazzotta

SMILINGBORZOI ISNOT ALONE

DEAR PAW’S CORNER: Af-ter reading your article about the “smiling” Borzoi, I want to tell you about my smiling Border Collie. “Jamie” will walk up to me with bared teeth, looking for a pat or a backrub. A smile and a head shake tells me she wants to go outside. There also is the “hangdog” look with bared teeth when she knows she has been naughty. No growls, just smiles.

Sometimes when I call her to come inside she looks at me, smiles and trots in the other di-rection! I wish I could read her mind. Jamie is such a quick study. Smartest dog we have ever adopted. -- Carol F., Conesus, N.Y.

DEAR CAROL: Thank you for sharing that! Jamie sounds like a

Paws Corner

real character, all right.

A dog’s “smile” often indicates submissiveness, and certain breeds like the Borzoi actually bare their teeth when they smile. This is fairly uncommon in most other dogs -- if you’re not famil-iar with a dog that is baring its teeth, back away.

Still, Border Collies are indeed very smart dogs and quick stud-ies. They also just have that bright, alert, happy attitude that is the mark of a healthy Collie. I have a feeling that Jamie fi gured out that whenever she “smiles,” she gets a positive response from you (a backrub, or a trip outside, or another treat).

Either way, it’s defi nitely a good deal on both sides, as you know when Jamie wants something (and can read signals as to what exactly she wants), and Jamie knows how to ask! Send your tips, questions and com-ments to Paws Corner, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or e-mail them to [email protected].

(c) 2009 King Features Synd., Inc.

PLEASE MEETMS. ANGEL

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Ms. Angel is about 10 weeks old and has a beautiful disposition. She is friendly, loves people and loves to play with her liter mates. The minute she sees you she comes up to you with her tail waggin’ Ms. Angel has a lot of white on her as well as some brown/black spots. Ms. Angel has a sweet angelic face. She is a mix breed and looks like she might be 60lbs or so when she is full grown.

If you are interested in adopting Ms. Angel into your heart and home please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.

It is always a challenge when adopting a new pet. SAINT Animal Rescue asks the adopter

to give the animal a reasonable amount of time to adjust to it’s new family and e nv i r o n m e n t . This is so very important to your new family member as well as your existing family members.

Please visit our website at

saintanimalrescue.org and as always thank you for caring.

“I used to look at my dog and think, ‘If you were a little smarter, you could tell me what you’re thinking,’ and he’d look at me like he was saying, ‘If you were a little smarter, I wouldn’t have to.’” - Fred Jungclaus - Fred Jungclaus

Page 10: Snippetz Issue 379

10

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BALANCEOF CONTROL

Too much control can lead to prob-lems during your diet program. If you think you can control every-

thing, you may end up blaming yourself for failure. This is the “all or nothing” attitude that does not leave room for er-ror. Also, having too little control may result from severely restricting your-self. Maybe you skip meals and then fi nd yourself unable to resist anything. A balance of control is necessary for you to achieve your goals in a healthy way. In order to handle enticing situa-tions with balanced control, you need to allow yourself room to make mis-

takes and not get punished. The key component of balanced control is that you take steps to get yourself back on track.

Try to develop control strategies by re-cording events in which you lost con-trol. Then list 3 action steps you could have taken to regain control. Next, plan ahead by listing other possible future food related situations in which you may lose control. Again, list 3 action steps you can take to maintain control in these situations. You don’t have to be perfect or severely restrict yourself to make up for a slip. You need to recog-nize that there will be obstacles. Learn-ing to overcome these obstacles gives you the balance of control that will help you succeed.

HEALTHBULLETIN

WEIGHTLOSS TIPS

SNIPPETZ® HEALTH AND WELLNESS

HOW TOWIGGLEOUT OF THE MUD

By Dr. Ron Ross

PREPARE FOR THE BOOM:SHARPEN

YOUR SKILLS

One of the great stories of Super Bowl XLIII is Arizona Cardinal’s quarterback Kurt Warner. The 37-

year-old returns to the Super Bowl even though he was considered washed up not so long ago. You may know some of his story. He rose from obscurity to height of success by way of the Arena Football League and NFL Europe, and then got a chance to start when Trent Green was injured with the Rams. He led the Rams to the Super Bowl and was named MVP in 1999, becoming one of the select few to win both the League MVP and Super Bowl MVP in the same year.

What’s interesting about his most recent achievement taking his Arizona Cardinals to the Super Bowl is that Warner wasn’t Arizona’s starter when the season began. When called upon, he led the Cardinals to the NFC West title and their fi rst home

playoff game since 1947. Warner ranked second in the NFL in completions (401), completion percentage (67.1), yards passing (4,583) and passing touchdowns (30).

Referring to his days on the bench, coach Ken Whisenhunt told the press, “That had to be very diffi cult, but there was never any complaints. All he said he wanted was an opportunity. He got that and took advantage of it. To see the way he’s played this year has been great for the game, in my opinion. To have a veteran player who’s probably one of the greatest individuals you’ll ever meet have success, after some ups and downs, is really why you play this game.”

Warner is one of the most liked and respected players in the NFL. He constantly helps his teammates with preparation skills, teaching them that sticking to a tough routine every week will get them ready to handle a playoff game.

Kurt Warner continued to sharpen his skills even while sitting on the bench. That’s why he was ready to play when the coach waved to him and said, “Kurt – your in.”

If you want to be ready when you are needed you best be about sharpening your skills even though you spend your days sitting on the sidelines. You must prepare yourself for the moment destiny calls. Someone once said, “Success always comes when preparation meets opportunity.”

Most athletes dream about leading a team to victory in the big game. Few of them are willing to make the sacrifi ces of lonely preparation necessary to be a champion.

Want to be a champion? Sharpen your skills. Get ready. Stay focused. Destiny will call you into the game only if you’re ready to play.

“Prepare for the Boom” is a series of columns that will appear over the next several months. A compilation of the series will be made available toward the end of the series. To join Dr. Ross’s e-mailing list please go to www.MileHighMotivator.com and sign up. There is no charge. For feedback email: [email protected].

Page 11: Snippetz Issue 379

11

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Heather F. Fink, PA-C

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SNIPPETZ® HEALTH AND WELLNESS

EXERCISE CAN BRING ONASTHMA

DEAR DR. DONOHUE: I have never been diagnosed with asthma, but when I drink cold beverages or eat ice cream and when I work out in cold weather, I start wheezing and get extreme chest pain. Is this asthma? What can I do? -- R.K.

ANSWER: You can’t give a better description of asthma.

Asthma is a relatively sudden con-striction of the lungs’ bronchi, the airways. The constriction is revers-ible, but the amount of time it takes to reverse varies from person to per-son and from situation to situation. Airway narrowing makes it tough for air to get into and out of the lungs. In addition, during an attack the airways are infl amed and they secrete thick mucus. Both add to the diffi culty for air to move through them.

Wheezing is a classic asthma sign. The wheezing noise indicates air is meeting with resistance in its pas-sage through the breathing tubes. Coughing is another asthma sign, as is bringing up thick, sticky sputum. During an attack, asthmatics often have chest tightness and pain. A per-son need not have all these signs and symptoms to have asthma. Wheezing and chest pain are enough.

Exercising in cold, dry air is an asthma trigger for many. The loss of heat and moisture from the breathing

RESOLUTIONRESOLVE

THEDOCTOR

IS IN

by Dr. Christy Meislahn

An insightful lookat Health

Just a month ago, many of us re-solved to make changes in our lives and break bad habits. How’s

it going? Many gyms, health food stores and weight loss centers are prac-tically empty these days compared to the hustle and bustle of just a couple of weeks ago.

WHAT HAPPENED?

Thinking of improved fi tness or weight loss or even chiropractic care as a short term “diet” rather than a long-term life-style decision is the problem.

If you, or someone you know, tends to go overboard in the New Year’s reso-lution department, consider some of the traits of those who use the fi rst of the year to form and more importantly, keep new habits:

• They believe in their ability to change. They know that keeping old habits and forming new ones are choices that they control. • They don’t blame themselves or make excuses. Instead of giving up af-ter a relapse, they dust themselves off and recommit to their goal.• They concentrate on measurable re-sults. They track their progress. They

are not dissuaded by ups and downs.• They know why the resolution is im-portant. They see themselves as already having achieved their goal. They keep their eye on the prize.• They make change a long-term life-style decision. Diets don’t work. Aban-doning unhealthy habits requires think-ing long term.

If you’ve fallen out of the habit of reg-ular, preventive chiropractic care, it’s not too late to start your New Year’s Resolution! Call me to schedule an ap-pointment.

The information in this article is provided solely for educational pur-poses and not as medical advice. Please consult a medical or health professional if you have questions about your health. No liability is accepted should you decide to self-treat or self-prescribe.

To set up an appointmentcall Dr. Christy at

719 • 488 • 8789

tubes brings on an attack. I haven’t heard that drinking cold beverages or eating ice cream can precipitate an at-tack, but I can see how they might.

What can you do? Get to the fam-ily doctor. The doctor can confi rm the asthma suspicion by testing your lungs’ function. Medicines can pre-vent attacks as well as put an end to them.

As for the cold drinks and ice cream, don’t you think it would be a good idea to avoid them?

Readers who would like more in-formation on asthma can order the booklet on that topic by writing to Dr. Donohue -- No. 602W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the re-cipient’s printed name and address. Please allow four weeks for delivery.

***DEAR DR. DONOHUE: Will pomegranate juice or pomegranate juice mixed with blueberry juice low-er cholesterol? I am a heart patient. -- R.F.

ANSWER: Pomegranates and their juice have risen to the level of nu-tritional stardom. They contain sub-stances that stop the oxidation of LDL cholesterol, the kind of choles-

terol that clings to artery walls and leads to their obstruction. Oxidation is like rusting. Oxidized LDL cho-lesterol breaks apart and leads to clogged arteries. Pomegranates stop this process.

Blueberries are another nutritional star. They prevent oxidation too.

I don’t know that mixing them dou-bles their effect, but I suppose it might.

***DEAR DR. DONOHUE: I am 63 and have a condition that people call “turkey neck.” The skin under my neck hangs down. How can I get rid of it without surgery? It’s not a dou-ble chin. I do exercises for it, but they aren’t working. -- A.L.

ANSWER: How can I break this to you gently? I don’t know of any way to get rid of that redundant, drooping skin without resorting to surgery.

***Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2009 North America Synd., Inc.All Rights Reserved

Page 12: Snippetz Issue 379

12

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Serving The Tri-Lakes AreaWest End Center

719-481-0220

MORTGAGE

1ST METROPOLITAN MORTGAGEJerry Case & Daniel Shepard

Owners of your local Sears Store. We are fully licensed on all of the following products, VA, FHA, conventional loans, Reverse Mortgages and we can help

with any and all mortgage needs.Call us today for a FREE credit report.

719-314-1320www.nostresshomeloans.com

ROOFING

CAMPBELL ROOFING INC.Serving Colorado Since 1984

Licensed and InsuredMember of BBB and Chamber430 Beacon Lite Rd., Ste 110

719-573-9395

HEATWAVESTANNING SALON

481 Hwy. 105 Ste. 210Monument, CO 80132

719-488-8884(behind Taco Bell)

TANNING

PORSCHEBOXTER SERVICECustom cylinder headand engine overhaulsAll Makes - Carry In

Rup Engines 719-205-3010

KARAOKE

SPOTLIGHTERS ENTERTAINMENT Hollywood-style KaraokeWe keep everything fun and

make everyone sound like a pro with our professional sound sys-tem and mixing experience. We are available for private parties, weddings, etc. or come check us

out at PINZ everyThursday from 9pm - 1am

719-231-2946Email: [email protected]

Do you have an impossible real estate situation the the Realtors®

cannot or will not help you with?You REALLY need to sell your

house. Call Stargate Marketingat 460-5570

LEATHER GOODS

Are you tired of paying top dollar for the im-ported garbage leather belts, wallets, purs-es, etc.? Our local leather store has quality handcrafted leather products made by local Colorado Springs craftsmen with decades of experience at VERY REASONABLE prices. Crafty Cow Leatherworks is in the heart of Old Colorado City at 2506 W. Colorado Ave.

Your home and mortgage are probably your single biggest fi nancial asset and liability. It

makes sense to deal with an expert that has been there, done that, and got the t-shirt! Your Personal Mortgage Planner can help you get the right mortgage for YOU at very

competitive rates. Call 574-9500

183 Washington St.,Monument

& Much More

719-622-6633Become A Rewards Member!

February isthe Month of Amoré

Be Sure to RememberYour Sweetie or Honey Bear!

Holiday Fantasies has Fun, Whimsical & Unique Gift Ideas for Special Occasions or a Personal Treat

New Items Arriving Weekly

Check Out Our Year Round Miniature Village Displays

Large Inventory of Retired Dept 56 Villages & Accessories

HappyValentines

Day!

Receive $5.00 OffAny Purchase of$25.00 or More

For the Month ofFebruary With CouponGood for the month of February 2009 Only

Must be Presented at Time of PurchaseNO EXCEPTIONS

Page 13: Snippetz Issue 379

13

SNIPPETZ® DINING GUIDE

FRESH FISHFish overnighted weekly from Lake of the Woods

or Rainy Lake, Minnesota or Ontario

Larkspur Pizzaria & Cafe

Best Pizza, Calzones, Italian Food,Panini Sandwiches and Much More!

FISH SPECIAL DINE IN SPECIAL

FOR TWO PEOPLE

2 Walleye Dinnerswith Wild Rice

or Baked Potato& Vegetable

$29.95

FOR FOUR PEOPLE

18” Extra Large Pizza with 64 oz.

Pitcher of Beer or4 Sodas (FREE REFILL)

(Coors Light or Bud)or combination of the above

$15.95

10 minutes from Monument Exit 172 going North - Follow sign

303-681-2090Delivering 7 Days a Week

Open Weekdays 11 am - 9 pm • Sat - Sun 11 am - 10 pm

Coupon must be presented Coupon must be presented

ORDER YOURSUPER BOWL

PARTYPLATTERS

HERE!

WILD WINGS ‘N THINGS - HAPPY HOUR SPECIALS

CALL AHEAD FOR PICKUP / DINE-IN / OR PLATTERS1415 Cipriani Loop • Monument

CHECK OUTOUR OTHERSPECIALS

488-WILD (9453)

AVAILABLE FOR PRIVATEPARTIES AND CATERING

75 Hwy 105Palmer Lake

719-481-2222

Open Nightly at 4:30

Winter In Palmer Lake

Daily Specials

Sunday

“Let Them Eat Cake”

Free dessert with the purchase

of an entree

Monday

“Pick a Parmigiana”

Veal, Chicken or Eggplant

$9.95

Tuesday“Coupon Crazy”We will honor any restaurant’s valid couponWednesday“Man Vs. Food”All you can eat Lasagna$11.95

Thursday“Amore Dinner”4 Course meal for two $34.95valid only at Palmer lake locationpromotion expires 3/31/09

SOUR CREAM WALNUT BREAD

February is designated as “Bake for Family Fun Month.” Warm up the kitch-

en and your memories with a little family baking.

1 cup Land O’Lakes no-fat sour cream1 cup Splenda Granular1 egg or equivalent in egg substi-tute1 teaspoon vanilla extract1 1/2 cups all-purpose fl our1/2 teaspoon baking soda1/2 teaspoon table salt1/4 cup chopped walnuts

Preheat oven to 350 F. Spray a 9-by-5-inch loaf pan with butter-fl avored cooking spray. In a large bowl, combine sour cream and Splenda.

Stir in egg and va-nilla extract. Add fl our, baking soda and salt. Mix well to combine. Fold in walnuts. Spread bat-ter into prepared loaf pan. (Batter will be stiff.)

Bake for 40 to 45 minutes or until toothpick inserted in center comes out clean. Place loaf pan

on wire rack and let set 5 minutes. Remove bread from pan and contin-ue cooling on rack. Cut into 8 thick slices. Serves 8.

• Each serving equals: 147 calories, 3g fat, 4g protein, 26g carbs, 273mg sodium, 42mg calcium, 1g fi ber; Diabetic Exchanges: 2 Starch; Carb Choices: 2.

Visit Healthy Exchanges at www.healthyexchanges.com, or call toll-free at 1-800-766-8961 to sign-up for our FREE monthly newsletter. All you pay is the shipping and handling. This is the only national food newsletter for diabetics, heart/cholesterol concerns and healthy weight loss.

(c) 2009 King Features Synd., Inc.

Page 14: Snippetz Issue 379

14

SNIPPETZ® DINING GUIDE

Coffee Cup Café

reputation251 Front St, Monument, 488-0663

www.coffeecupmonument.com

Open 7 Days a Week 6:30 am - 3:00 pm

13860 Gleneagle Dr, Gleneagle, 481-6446www.asecondcup.net

Open 7 Days a Week 6:00 am - 9:00 pm

A Second Cup

location

BODHICITTA BAKERY780 Hwy. 105 • Suite B

Palmer Lake

719-487-1555

PLEASE COME IN AND CHECK OUT

ALL OF OURWONDERFUL

SWEETS.

WE ALSO HAVE FRESH BREAD FOR DINNER... BAKEDBY NOON DAILY.

www.bodhicittabakery.com

PIZZA NIGHTFriday 5:00pm - 7:00pm

“Pizza Made To Order”

Yields 35 biscuits

Perfect for a tea party!

6 cups fl our 1/2 teaspoon baking powder 6 eggs 3 cups sugar 1/2 pound butter, at room tempera-ture 1/2 cup vegetable shortening, at room temperature

GRETCHEN’S OODIESGOODIES

byGretchen Gire Anthonyof Bodhicitta Bakery

SPICED TEABISCUITS

1 1/2 tablespoons vanilla extract 1 1/2 teaspoons ground nutmeg 1/2 cup water

Preheat oven to 300 degrees F.

In a large mixing bowl, combine fl our, baking pow-der, eggs, sugar, butter, shortening, vanilla extract, nutmeg and water. On a fl oured sur-face, roll out the dough to 1/2-inch thickness. Cut with a 3-inch circle bis-cuit cutter.

Place on a greased baking sheet. Bake

in oven for 15 to 25 minutes, or until slightly golden on the edges. Serve.

Make Every DaySweeter than the Last!

Gretchen Gire AnthonyBodhicitta Bakery - 487-1555

Monument Plaza411 Hwy. 105

Monument, CO481-3287 (EATS)

FULL MENU

SERVED

ALL DAY!

EATATROSIES.COM

Page 15: Snippetz Issue 379

15

SNIPPETZ® DINING GUIDE

Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

“TRY OUR SPECIALSTUESDAY THROUGH

THURSDAY!”

Highway 105 & Primrose St.

Dine In or

TakeOut

Steaks ❁ Shrimp ❁ Chicken ❁ Burgers ❁ Burritos

Our Famous Reubens

KIDS EAT FREE THURSDAYS(Limit: One kids meal per adult entree)

BREAKFAST SUNDAY 8:30-10:30amBiscuit & Gravy $1.95 ALL DAY Sunday

Sun - Mon - Tue 11:00 - 3:30Wed - Thur - Fri - Sat 11:00 - 8:00

481-TOOT 8 6 6 8

488-3019or www.thewineseller.net

“Real Wine for Real People”Simply the best, most thoughtful selection

of wine under $20 anywhere.Check out our eclectic microbeer

and spirits selection too!

Public wine tastings held monthly.Sign up for our e-newsletter to find out when.

Located on Hwy 105between Palmer Lake & Monument.

Hours: Tuesday - Saturday 11am to 6pm.

AERATING YOUNG WINES

Aerating young, full-bodied red wines will enhance your tasting experience but you need to do more than just pop a cork or twist a cap. With only a

tiny fraction of the surface area exposed to the air, just opening a bottle and expecting it to “breathe” won’t cut it. If you really want to aerate your wine, do one or both of the following: Pour the wine into a decanter (a fancy word for a container-usually glass that is big enough to hold the contents of an entire bottle of wine) or pour the wine into large glasses at least 20-30 minutes before you plan to drink it.

AERATING YOUNG WINES

Aerating young, full-bodied red wines will enhance

Vino-BitsWine Appreciation

& Tasting Tips

brought to youby

Dirk atThe Wine Seller

Rock House Ice Cream 488-6917

24 Hwy. 105 in Palmer Lake

Serving Anne & Mann’s Gourmet Ice Cream

CLOSED FOR THE SEASONJanuary 5 through March 9, 2009

Thank You for Your Business

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY ISCATFISH DAY!

PATRICIA’S CAFÉCHEESE FONDUE

Cheese Sauce2 c Milk1 c Dry White Wine½ lb Gouda Cheese½ lb Râclette Cheese½ tsp Garlic Powder½ tsp Onion Powderto taste Saltas needed Roux

Roux1 c Flour1 c Clarifi ed Butter (also called Ghee)

1. Shred cheese.

2. Place the milk and wine in a saucepan and heat while stirring.

3. When hot whisk in enough roux to thicken, about 3 heaping tbs.

4. Whisk in the remaining ingredients and continue cooking until all of the cheese is melted while whisk-ing.

Fondue is a Swiss dish and was very popular in the 60’s and 70’s and has resurfaced in the last several years. So if you run across your mom’s

old fondue pot, drag it out and use it. You could also pick one up at Good Will or another second hand store for pretty cheep. Of course they will probably be a nice bright orange or avocado green. You can also fi nd one at a kitchen store for a pretty reasonable price. If you don’t have one and you don’t want to go hunting for one you can always use a heavy bowl made of pottery raised with a candle under it or a small crock-pot.

The traditional way to eat fondue is with boiled pota-toes and bread. I like to add some steamed veggies. Feel free to use chunks of cooked chicken too. You can use other cheeses but the Gouda and Râclette are more traditional. Another combination could be cheddar cheese and Monterey jack cheese and add some green chilies while omitting the wine. You would need to cut back on the roux if you left out the wine.

Be creative, have fun and enjoy!!!

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of

Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

Page 16: Snippetz Issue 379

16

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

HELP CLIMB OVER INTEREST RATE WORRIES

WITHBOND LADDER

Provided by Adam Graysonof EdwardJones Investments

As an investor, you need to look back no farther than last year to understand why

it’s not a good idea to own only stocks. In fact, many people buy bonds to lessen the impact of vola-tility on their investment portfolios. Yet, just as stock prices move up and down, bond prices also fl uctuate, primarily in response to rising and falling interest rates. These interest-rate movements can wreak havoc on your bond portfolio unless you can help yourself climb over them with a “bond ladder.”

Before we examine what goes into a bond ladder, let’s review some bond basics relating to price and interest rates. Suppose, for example, that you a buy a $1,000 bond that pays fi ve percent interest and is scheduled to mature in fi ve years. Each year that you hold your bond, you will receive $50 in interest; at the end of fi ve years, you’ll get your $1,000 back, provided the issuer doesn’t default. However, if you decide to sell your bond before the fi ve-year period is up, you could get more or less than $1,000 for it. If market interest rates — the rates paid on newly issued bonds — were to drop to four per-cent, then your higher-paying bond is considered more valuable to inves-tors, so you might be able to sell it for, say, $1,050. Conversely, should market interest rates rise to six per-cent, nobody will pay you full value for your lower-paying bond, so you would have to sell it at a discount, perhaps for $950.

Because market interest rates con-stantly rise and fall, the value of your bonds will do likewise. This could be a big problem if you wish to sell bonds before they mature and use the money to buy new bonds. Keep in mind that if bonds are sold

prior to maturity, you can lose prin-cipal value.

To help reduce the impact of rate swings, you might want to build a bond ladder. To do so, you buy sev-eral bonds, with varying maturities — short-term, intermediate-term and long-term. Once you’ve con-structed your ladder, you’ll have some advantage in all interest-rate environments. When market rates are low, you’ll still have your longer-term bonds earning higher interest rates. (Typically, longer-term bonds pay the highest rates.) Plus, only a small portion of your bond portfolio (the maturing short-term bonds) will need to be reinvested at the low rate. And when market interest rates are high, you can reinvest the maturing short-term bonds at the higher rates.

You can further diversify your ladder by choosing different types of bonds or even certifi cates of deposit (CDs), for the different “rungs.” This diver-sifi cation can’t guarantee a profi t or protect against a loss, but it may help you reduce the negative effects of a downturn that primarily hits one type of bond.

Here’s one more point to keep in mind: Try to avoid building your ladder with bonds that provide little or no call protection. When market interest rates fall, bond issuers will often “call” bonds — that is, they will redeem the bonds before they mature — so they can issue new ones at the lower rates. You can help reduce the call risk in your bond lad-der by purchasing bonds with call protection, which cannot be called before a certain date.

Ladders, by defi nition, can help you surmount obstacles. And the same is true with bond ladders. If you want to invest in bonds, and help reduce the impact of interest-rate move-ments, consider building your ladder soon.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE TO DRIVE.

Joslin Nagle 1850 Woodmoor Dr., Ste. [email protected]

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval whererequired).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

Your Choice Auto® Insurance. Deductible Rewards, AccidentForgiveness and more. Sound Good? Call me today.

719.481.4740

The place to turn for ShelterInsurance protection foryour auto, home, and life.

Michael D. Ahlers66 Second St. Ste. B P.O. Box 1212

Monument, CO 80132-1212

(719) 481-2550 Cell: (719) 209-4534

www.shelterinsurance.com Seek Shelter Today!

YOUR TIMINGWON’T BE OFFWHEN YOU INVEST REGULARLY.

www.edwardjones.com Member SIPC

If one of your worries is whether you're investing at theright time, it shouldn't be. By investing a set amount ofmoney regularly, you establish a simple routine that canhelp make your financial goals a reality.

In addition, investing regularly can:� Make it possible to use market fluctuations

to your advantage � Add potential growth and diversification

to your portfolio� Keep your long-term financial goals in focus

Investing a set amount of money on a regular basis does not ensure a profit and does not protectagainst loss in declining markets. Such a plan involves continual investment in securitiesregardless of fluctuating price levels of such securities. You should consider your financialability to continue the purchases through periods of low price levels.

To learn how investing on a regular basis can helpyou reach your financial goals, call or visit your localfinancial advisor today.

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

Fed Ex • UPS • DHL • USPSFor all your packing & shipping and printing needs.

Phone: (719) 488-9898 • Fax: (719) 488-0988481 Hwy. 105, Suite B • Monument, CO 80132 • Monument Plaza

Printing Passport Photos Copies Faxes Notary

NEW HOURSDROP OFF YOUR PACKAGES

FAST SERVICE!!MON. - FRI: 7:30AM - 6:00PMSATURDAY: 9:00AM - 4:00PM

Page 17: Snippetz Issue 379

17

FREEOPEN TO THE PUBLIC

LIVE IN COLORADO SPRINGS!ONE NIGHT ONLY!!

Wednesday... February 11, 2009 - 7PM

HARRY S. DENT JR.... New York Times Best Selling Author ...

“THE GREAT DEPRESSION AHEAD”HOW TO PROSPER IN THE CRASH THAT

FOLLOWS THE GREATEST BOOM IN HISTORY

At this FREE Event, Harry will give you Advice on: • How to protect your assets and retirement • How to prevent future $ losses

THIS IS A ONE TIMEMUST SEE EVENT!

DoubleTree World Arena Hotel • 1775 E. Cheyenne Mtn. Blvd.Colorado Springs, CO 80906 • Doors Open at 6PM

Sponsored by: Buzz Frum of Provence Wealth

For Priority Seating, Please Register at:HTTP://provencewealthseminars.webs.com

or Call Sue at 719-475-7082 Ext. 5

Securities and Financial Planning Offered Through LPL Financial Member FINRA/SIPC

Back in 1992, Harvard-trained economist Harry S. Dent predicted the

coming depression would start after 2008. “Depressions are cyclical and unpreventable”, Dent says. “They’ve always happened and always will and governments can’t stop them”.

Unlike Nostradamus, Dent has lived to see many of his economic forecasts come true. Never one to shy away from going out on the proverbial “fi nancial limb” Harry Dent was the one who called the Japanese stock market and real estate crash in 1988…two years before they happened! He was also the one who forecast the great boom of the 1990s for the U.S. market as well as the end of the tech bubble well before they happened.

With the recent release of his latest book, “The GREAT DEPRESSION AHEAD - How to Prosper in the Crash Following the Greatest Boom in History”, the New York Times

best selling author will be speaking at the Double Tree World Arena Hotel on Wednesday, February 11th at 7:00 PM. This is an event you can’t afford to miss.

Harry will share survival tips as well as ways to actually thrive in the coming years in a power packed presentation that will offer his insight on investment sensitive topics including;

• The “Obama Bubble” that we will likely experience an over the next few months and its’ effects on the fi nancial markets. When should you liquidate to cash and how long should you sit on the sidelines?

• The DOW bottoms at 3800! Find out when and why.

• Escalating unemployment (ultimately to 16%).

• A massive new round of home foreclosures, which also engulfs commercial and developmental real

HARRY DENT: TO SPEAKIN COLORADO SPRINGS

By: Terry Holmes

estate.

• When and why moving to bonds makes sense. One of the best opportunities in decades to buy bonds won’t be far off, but understanding the timing will be critical

Your portfolio may already be beaten down…but all is not lost. Learn how to prepare now for the second and third chapters of our present

recession that will allow you to take advantage of the host of other opportunities that the coming depression will offer.

Dent consults around the world to corporations, governments and pension funds and people pay thousands to hear fi rsthand his advice on the economy, the markets and the mitigating circumstances that drive both. This is a fabulous opportunity to see and hear one of the worlds’ most sought after fi nancial Gurus.

You will have the opportunity to ask Harry questions.

Barnes and Noble will be on hand selling his new book and Harry will be present after the event for a book signing session.

Harry Dent

SNIPPETZ® BUSINESS AND FINANCE

Page 18: Snippetz Issue 379

18

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

Law Offi ces ofChristopher C.

Meyer,P.C.

13540 Northgate Estates Dr., #200Colorado Springs,

CO 80921

(719)488-9395

DIVORCE / FAMILYLAW

Experienced - AffordableConvenient

Please visit our comprehensive website for divorce information:

www.cmeyerlaw.com

© Lisa Welch Stevens, Esq., November 2006

When a third party unlawfully removes your personal property from your possession, you what to do – call the

police. But what do you do in the situation where you have initially permitted a third party to possess your personal property, but he refuses to return it to you? You may call the police but very often you will simply be told that the dispute is a civil matter, and that you will have to handle it yourself. What do you then?

The law provides for a fairly simple, accelerated procedure by which you may seek return of your personal property through the civil courts: replevin. Replevin is one of those old legal terms; actually “law French”. Replevin provides not only a way to get a fi nal determination as to the party to whom personal property rightfully belongs, and its return, but also a provisional remedy by which a claimant may get the property immediately (within ten days) returned to him. Replevin in the context of seeking the return of personal property is analogous to actions in Forcible Entry and Unlawful Detainer (commonly referred to as “eviction”) in the context of seeking the return of real property.

In order to initiate action to get your personal property back, you simply fi ll out and

THE LAWACCORDINGTO STEVENS

by Lisa Welch Stevens,Attorney at Law P.C.

THAT’S MINE, NOT YOURS:HOW TO GET YOUR

PROPERTY BACK, CIVILLY

fi le with the county court (if the value of the property is $15,000 or less), or district court (if the value of the property is more than $15,000), a Verifi ed Complaint in Replevin, a Summons with Return of Service, and a proposed Order to Show Cause, together with a fi ling fee ($46 in county court; $136 in district court). You will need to have the defendant personally served with those documents together with a blank Answer, and then fi le a Return of Service with the court, proving he was served.

At the time you fi le the Complaint the court will schedule a “Show Cause” hearing date within ten days of fi ling, at which time the defendant must “show cause” why he should not immediately turn

over possession of the property to you.

At that hearing you will need to have with you a prepared Judgment and Order for Possession, a Prejudgment Order for Possession After Hearing, and a Bond in Replevin. At that hearing, the judge may, or may not, order that the defendant immediately turn over possession of the personal property to you, either defi nitively (you win), or temporarily pending the fi nal hearing. You may either take possession of the property yourself, or the Sheriff may hold it in its custody pending a fi nal order. The judge might also fi nd in favor of the defendant, and dismiss your claim.

Replevin provides a relatively quick (in legal time) way to regain possession of personal property, where you have clear proof that the property does belong to you and was wrongfully retained by a third party. As always, consult with your legal counsel regarding your specifi c situation.

For additional information contact,Lisa Welch Stevens, Attorney at Law P.C.

Representing Colorado Businessesand Business Owners

719.488.9395

SNIPPETZ® BUSINESS AND FINANCE

BLOCK THOSE ANNOYING AUTOMATED SALES CALLS

We now have a way to opt out of yet anoth-er of life’s annoyances: the pre-recorded telemarketing call. Those calls have been

the source of more than one answering machine run-ning out of recording time when the pre-recorded message went on too long or didn’t disconnect at the end. Equally irritating has been picking up the phone only to fi nd a pre-recorded sales pitch and no identi-fying number on the Caller ID.New Federal Trade Commission regulations now make it possible to opt out of receiving those pre-recorded telemarketing calls. Not only will there be a way to make that change if the phone is answered in person, but any message that’s left must also include opt-out information. If you answer in person, you must be given a way to immediately opt out while the message is still play-ing. This will likely be accomplished by pressing a certain number on the phone or saying a certain word. At that point, your number will be added to the

Do Not Call list and the call disconnected.If you’re not home and your answering machine takes the call, the message will include a number to call (toll free). That number will take you to an auto-mated 24-hour machine, and your opting out will be immediate.Not all types of calls fall under this new regulation, however. Surveys and political calls will still be al-lowed, as will health-care messages.Imagine: no more pre-recorded solicitation and sales messages. The catch is that the calls will still be permitted un-til September 2009 if there’s an ongoing relationship between you and the caller. After that, the caller must have specifi c written permission from you.This is where those privacy-notice fl iers you get with correspondence from credit-card companies and oth-ers will come in handy. Read the fi ne print. They ask

for your instructions on whether or not to give your information to third parties and affi liates they deal with. Fill out those forms denying permission and send them in as soon as you get them. It’s certain that telemarketers will consider “ongoing business rela-tionship” to be a fuzzy line if you, by not responding to privacy notices, seem to give permission for them to call.

David Uffi ngton regrets that he cannot personally an-swer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2009 King Features Synd., Inc.

Page 19: Snippetz Issue 379

19

Looking for that special belt buckle?Over 500 in stock at

Crafty Cow Leatherworks!2506 W. Colorado Ave. • In the heart of Old Colorado City

Your home and your mortgage are probably your single largest asset and debt. Long and short term planning saves you money and makes you money. You absolutely need to work with a Mortgage Planner who thinks about the short-term AND long-term considerations.

Interest rates are at an all time low and there is no cost �or obligation associated with �this review.

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CUSTOMER’S CHOICE

At a time when every kilowatt counts, one school district has stepped up to the plate and hit a home run on

energy effi ciency. District 39 has installed the largest ground source heat pump in the state to heat and cool its new 216,000 square foot Palmer Ridge High School in Monu-ment. Besides saving money with their new system every month, the district also received over $190,000 in rebates from Tri-State Generation & Transmission Associa-tion and Mountain View Electric Associa-tion. The two cooperatives have programs in place that assist in the cost of installing certain energy effi cient systems. James Carter, district energy manager said, “The heat pump system we installed in the District’s administration building was so successful, we thought it would be a per-fect fi t for the new school. We realized an energy savings of around 61 percent and am hoping for a signifi cant savings for this school.” Brian Burt of H&L Architects and Pete Jefferson of ME Group also felt this was a perfect fi t for the school. Both com-panies were very pleased to be a part of the project. A geothermal heat pump system taps into the heat stored in the earth. In contrast to the large temperature swings on the earth’s surface, the underground temperature a few feet below the surface remains relatively constant. In our area it is approximately 55 degrees Fahrenheit, which is an extremely effi cient operating temperature for heat pumps. Geothermal heat pump systems cir-culate water between an underground water loop, called an earth heat exchanger, and water-to-air heat pumps located through-out the building. During winter months, the heat pump removes heat from the earth and delivers it inside and during the summer months delivers cool air. Contractors installed 200 wells to feed the circulating water loop, each 400 feet deep and about 20 feet apart. The number of wells is determined by the thermal connectivity of the soil. Fortunately, this area has excellent connectivity so the number of wells was reduced from what was originally planned. The constant temperature of the earth heats or cools the circulating water loop as needed to balance the building’s year-round heat-ing and cooling requirements. Each room is individually controlled via computer which can also be accessed remotely. Thermostats

and lights are operated on a sensor system so that the rooms are lit, heated or cooled only if there are people present. Circulating air is cleaned by energy recovery ventilators to prevent a “sick building” and to utilize the energy in the air rather than reheating or re-cooling it. This saves a great deal of money on wasted energy. Pete Jefferson from ME Group, the com-pany that designed and installed the system stated “A great aspect of this system is the reliability and ease of repair. It is totally digital and all 160 pumps are located in the hallways outside of the rooms. If one pump has a problem, it can be repaired without impacting the rest of the building. The equipment also lasts longer because it is not exposed to the elements as are the conventional systems you see mounted on the tops of buildings.” The entire system is also housed in a much smaller space than is needed by a conventional boiler system. It would have cost about $225,000 more in construction costs to build the extra space needed for a conventional system. District administrators know Palmer Ridge will need to expand in the future to accom-modate more students so the school and its geothermal heat pump system are designed to grow also. Space has been conserved for more wells and pipes capped so they can easily be added on to. The Faculty plans on using the system as a teaching tool for science students in environmental ecology. Since cooling units are not installed on the roof of the school, some of the area is be-ing utilized as green gardens with plans to expand the gardens. MVEA’s master electrician, Ray Singmas-ter, worked with the district throughout the project. Ray is one of MVEA’s energy effi ciency experts and assists members in choosing the right systems for their needs. “We hope more businesses and residences will consider installing geothermal heat pumps,” says Ray. “It is very cost effective and a great energy saver. Working with Dis-trict 39, the engineers and architects on this large of a project has been a great learning experience.”

MVEA encourages all its members to prac-tice energy conservation. We congratulate District 39, the architects and engineers on this great example of energy effi ciency and conservation.

SCHOOL SCORES BIG ON ENERGY EFFICIENCY

Page 20: Snippetz Issue 379

2020

(c) 2009 King Features Synd., Inc.

Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. PSYCHOLOGY: What is lach-anophobia a fear of?2. MUSIC: What other musical instrument does the marimba most closely resemble?3. FAMOUS QUOTATIONS: Which entertainer once said: “Tragedy is when I cut my fi nger. Comedy is when you fall into an open sewer and die.”?4. MEASUREMENTS: What does a caliper measure?5. ENTERTAINERS: What fa-mous entertainer was born El-dred Peck?6. LANGUAGE: What is some-thing that is described as a “cakewalk”?7. GEOGRAPHY: Which of Can-ada’s provinces has the slogan, “La Belle Province”?8. ANIMAL KINGDOM: What is a young swan called?9. MOVIES: Which movie fea-tured a girl gang called the Pink Ladies?10. U.S. OLYMPICS: In which sport is the pommel horse used?

1. Who holds the Washington Na-tionals franchise record for most career pitching victories?2. Sluggers Dave Kingman and Gorman Thomas had more strike-outs than hits during their re-spective careers. Who had a bigger differential?3. When was the last time the Stanford football team won at Notre Dame Stadium?4. Name the fi rst Atlanta Hawk to have at least 200 blocked shots and 100 steals in the same sea-son.5. Who was the fi rst American-born player to win a Conn Smythe trophy as the NHL playoff MVP?6. How many times has an Ameri-can male athlete won a medal in the Olympic 50-kilometer walk?7. How many of golf’s grand slam events has Seve Ballesteros won in his career?

(c) 2009 King Features Synd., Inc.

SNIPPETZ® PUZZLES AND TRIVIA

1. Name the 1980s pop star who got her start on “Star Search,” but didn’t win. And what song did she sing on the show?2. Name the Billboard Hot 100 No. 1 hit for Feb. 8, 1969. Hint: Many listeners misheard the lyr-ics and thought it was “Christ-mas is over.”3. Which 1996 song was respon-sible for a dance craze that last-ed nearly two years?4. When Robert Palmer originally produced his hit song “Addicted to Love,” it was to be performed as a duet. Name the intended other half of the duo.5. Name the three singers im-mortalized in Don McLean’s “American Pie” as it describes “the day the music died.”

New DVD Releases forWeek of Feb. 2, 2009

PICK OF THE WEEK“Zack and Miri Make a Porno” -- Kev-in Smith channels Judd Apatow in this raunchy romantic comedy starring Seth Rogen and Elizabeth Banks as Zack and Miri, two platonic roommates who have fallen on hard times. They decide to make a big whopping pile o’ cash by fi lming themselves in a porno and marketing it

to their old high-school pals.

The fi lm also stars former porn princess Traci Lords and the black guy from “The Offi ce.” Oh sure, I coulda looked up the guy’s name and written it down here, but you’d just go, “Who?” and I’d have to say, “You know, the black guy from ‘The Offi ce.’” And you’d say, “Oh, him.” So, shut up; I’m not being racist.

The fi rst half of the movie is full-on, foulmouthed, classic Kevin Smith. Then about halfway through the movie, the plot takes a weird left turn into The Romantic Comedy Zone. It’s not a bad choice, re-ally. I mean you kind of see it coming, but it does make the movie on the whole seem uneven.

Still, it’s well worth your time if you

liked “The 40-Year-Old Virgin” or “Su-perbad.”

WORTH NOTING“Nick & Norah’s Infi nite Playlist” -- This was a cute little movie that kind of reminded me of “Juno” -- one of those Indie movies that sometimes tries too hard to be Indie and Quirky and Hip, but thanks to the solid performances by the cast, you forgive the fi lm for its painful attempt at trying to be counterculture.

The fi lm stars Michael Cera playing .... Michael Cera. Sure, his character’s name is Nick, but it’s just the same guy Mi-chael Cera plays in all his movies. Nick is in a band and makes mix CDs for his ex, Tris, who keeps throwing them away. Tris’ friend Norah (the adorable Kat Den-nings) has fallen in love with Nick even though she has never met him. She loves

him for his musical taste.

The quest to attend a secret concert has Nick and Norah fi nally crossing paths one night, having a series of adventures and eventually falling in love. It’s a sweet fi lm with a great soundtrack, and the performances by all the actors are pretty darned good. A great date movie and defi nitely recommended.

TV SERIES“Columbo” Mystery Movie Collection 1990“Bewitched” The Complete Seventh Season

“Mystery Science Theater 3000” Volume XIV “The Partridge Family”

The Complete 4th Season“Night Court” The Complete Second Season

“Jon and Kate Plus 8” Season 3“Becker” The Second Season

(c) 2009 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (21).

(c) 2009 King Features Synd., Inc.

Page 21: Snippetz Issue 379

21

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

ARIES (March 21 to April 19) Seeing the silly side of some really ridiculous situa-tions helps give the Lamb a new perspec-tive on how to handle them. Some impor-tant contacts can be made this weekend.

TAURUS (April 20 to May 20) Try to com-plete your outstanding tasks by midweek. This leaves you free to take advantage of new possibilities -- both professional and personal -- opening up by week’s end.

GEMINI (May 21 to June 20) With both your creative side and your energy lev-els rising this week, you should be able to tackle that too-long-neglected project again. A family member might have im-portant news.

CANCER (June 21 to July 22) An expla-nation you requested seems to be more confusing than enlightening. You should insist on clarifi cations now, rather than deal with problems that might arise later.

LEO (July 23 to August 22) Your energy levels might be ebbing a bit. But that’s no excuse for taking catnaps when you could be working on those unfi nished tasks. There’ll be time to curl up and relax by week’s end.

VIRGO (August 23 to September 22) It’s a good time to get those ideas out of your head and into a readable format if you hope to have them turned into something doable. A good friend is ready with worthwhile ad-vice.

LIBRA (September 23 to October 22) Careful -- you might be stepping into dan-gerous territory if you decide to “exagger-ate” the facts too much. Remember: The truth speaks for itself and needs no embel-lishment.

SCORPIO (October 23 to November 21) Although your workplace successes have earned you many admirers, there are some colleagues who are not among them. Be careful how you proceed with your new project.

SAGITTARIUS (November 22 to Decem-ber 21) You might have to go into great detail to explain why you’re currently re-luctant to make changes to an already pre-pared plan. Be sure you have all the facts to back yourself up.

CAPRICORN (December 22 to January 19) Travel plans might still be uncertain. But instead of getting upset about the de-lay, open yourself up to other possibilities, and begin checking out some alternative destinations.

AQUARIUS (January 20 to February 18) Changing conditions might require you to alter some of your plans. While you might be agreeable to this, be prepared with explanations for those who do not want changes made.

PISCES (February 19 to March 20) Al-though you might have to deal with some detractors who aren’t too kind in their cri-tiques, you gain points when you’re willing to stand up and defend your work.

BORN THIS WEEK: You have a gift for creating a warm and loving environment between yourself and others.

(c) 2009 King Features Synd., Inc.

FEBRUARY 2, 2009

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. Booker T. and the MGs, one of the original Stax Records bands, released “Green Onions” in 1962. The song stayed on the Billboard Hot 100 list for 15 weeks.2. Michael Jackson’s 1982 “Thriller” album contained seven hit songs, with the title song no doubt helped along by the video of the same name.1. Tiffany (born Tiffany Renee Darwish) came in second on Ed McMahon’s “Star Search” in 1985 with “I Am Love.”2. “Crimson and Clover,” by Tommy James and the Shon-dells, also reached No. 1 on the U.K. charts.3. “Macarena” stayed on the charts for a whopping 62 weeks, 14 of which were in the No. 1 slot, with dance clubs sprouting up across the U.S.4. Palmer wanted to cut the song with Chaka Khan, but her recording company refused. The song hit No. 1 on Bill-board’s Hot 100 list in 1986.5. McLean’s 1971 hit talks about the 1959 plane crash that killed Ritchie Valens, The Big Bopper (J.P. Richardson) and Buddy Holly, three chart toppers of their day.

1. Vegetables2. Xylophone3. Mel Brooks

4. Diameter or thickness5. Gregory Peck6. An easy task

7. Quebec8. Cygnet

9. “Grease”10. Gymnastics

1. Steve Rogers won 158 games when the team was known as the Montreal Expos.2. Thomas had a difference of 288; Kingman’s was 241.3. It was 1992.4. Josh Smith, in 2006-07.5. Brian Leetch of the New York Rangers in 1994.6. Twice -- Larry Young won bronze medals in the 1968 and 1972 Olympics.7. He won three British Opens (1979, ‘84, ‘88) and two Masters (‘80, ‘83).

Page 22: Snippetz Issue 379

22

SNIPPETZ® BUSINESS AND CLASSIFIED

FOR SALE

SNIPPETZ®

CLASSIFIED6 LINES • Only $5 A Week

(minimum 5 weeks)

Call: 719-487-0484Snippetz

® Classifi ed ads will run a minimum of fi ve consecutive weeks unless otherwise ar-ranged. Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to ap-pear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail

E-mail: [email protected]

or

Funder Enlightening, Inc.PO Box 789

Monument, CO 80132

Visa / Mastercard / Check

On 12 acres, 1 mile south west of Monument City Limits. Barn with power, water and locking tack room. Easy access to National Forest trails. Feeding twice daily in winter, once daily in summer. Winter $300/mo, Summer $200/mo. Call Rick: 481-6660

AFFORDABLEHORSE BOARDING

FOR RENT: 2 SPACIOUS RENTALS!!MONUMENT

Two year old townhome available fur-nished or unfurnished. 4 bedrooms/4 baths/1 car garage. 1860 sf. Fireplace, views, A/C. Furnished: $1500/mo Un-furnished: $1250.00 Minimum 9 month lease. Pets considered.

MONUMENTTwo year old townhome available furnished or unfurnished. 2 master suites,/3baths/2 car garage. 1560 sf. Fireplace. Furnished: $1400/mo Un-furnished: $1200/mo Minimum 9 month lease. Pets considered.

CALL MICHAEL 719-338-7028

2 BEDROOM APARTMENTFOR RENT

No smoking. No pets. Shared utilities. Quiet and secluded.

Must See! $800/mo719-481-3458

SNOW THROWERTroy-bilt, 5 HP, Two-Stage

21”, Electric Start,Tire Chains, Extra Belts,

Very Dependable. $350 obo. 719-487-8555

BEAUTIFUL SELF-CONTAINED 1-BEDROOM APT

For rent in rural Monument, walk-in-closet, 800 sq ft - $650/mo. more info at www.nyagregorfl e-ron.net/4rent.html#apt or call Paul or Nya at 719 487 3113

RED ROCK RANCHHILLTOP HOME

3 Br, 3 Ba, Large, 2 Car Garage, Fireplace, New Hot Tub, Dog Kennel. Postcard views of Front Range. Trees, 1 Acre, Passive So-lar, All Appliances. D-38 Schools, beautiful neighborhood bordered by National Forest. $1,650 mo. Call Rick 460-0234

MONUMENT 2BR APT.Newly remodeled, garden level, excellent area ALL utilities PAID exc. Elec. NO pets or smoking. $680 mo. Rick or Joanne. (719) 488-8558

EXECUTIVE HOME FOR RENT OR LEASE W/OPTION TO BUY

IN PALMER LAKE4 bedroom/3 bath. Fenced yard and 3 car garage. (970) 901-5062

MOUNTAIN VIEW HOME FOR RENT Monument - 3 bed/3 full baths, 1.5 acres w/privacy & MTN VIEWS! Fenced back yard - dogs OK, central A/C, 2 car garage, fi nished walk-out basement. Only $1,650/mo. Call Keith (303) 888-6655, go to http://denver.craigslist.org/apa/926476325.html

WILL TRADE WORKI Will trade work for a 4x4 pickup truck. Framing, tile, drywall, paint, maint. 719 487 7559

WANTED

PROPERTY MAINTENANCESpecializing in the upkeep of va-cant and occupied homes. Don’t let your rental or investment prop-erties become rundown. We can take care of all cleaning, trash removal, lawns and much more.Contact Lori at (719) 331-2945

REAL ESTATE REAL ESTATE

PALMER LAKEOFFICE / STORE

FOR RENT400 sq. ft..

$425 per mo. + Utilities719-481-2671

EXECUTIVE HOME FORRENT IN KING’S DEER6,400 sq. ft. 7 bedrooms,

7 baths. 6 car garage.Contact Gene: 719-491-9634

TUTORCERTIFIED SPECIAL ED TEACHER10 yrs. exp. Students grade 1-6: reading, writing, language arts. Math through grade 5. My home or yours. Flexible hours - nights and weekends. Only $25 per hour. Call: 599-8867 or cell: 650-0001

MEETINGS & EVENTSDo you need a place for your group to meet or to hold an event? We have lots of space for groups from 2-150 people. Food, bever-age and entertainment services also available. VERY reasonable rates – in some cases there is no charge for meeting space. Call Debbie at PINZ 487-7469 for more info.

WANTED: PIANO PLAYERExperienced piano player wanted for regular sing-a-longs in our lounge. Must have expansive repertoire of current and standard popular songs. To audition, please call Debbie at PINZ 487-7469.

LOOKING FOR GREAT CHILD CARE?Try Imagination DestinationLearning Center. Ages 3+ (Preschool / Pre-K) Mon-Fri 7AM-6PM. Lunch and snacks provided. Experienced teacher. Low Ratio! Daily themes and activities.Call: Kathy Webb 719-487-8104

THINKING OF FINISHING ORREMODELING YOUR BASEMENT?

CALL LAST MINUTE CONSTRUCTIONWE’LL HANDLE IT ALL!

Creating Beautiful Basements in and Around Colorado Springs

Call 205-6010for an appointment

or email us:[email protected]

COMPLETE BASEMENT FINISHING

Code compliantDetail orientedCustom qualityTurnkey service

FREE ESTIMATES

WE REALLY DO HANDLE IT ALL!• Complete materials & labor quote• Ordering & purchasing materials• Framing, electrical & plumbing• Painting & staining• We schedule all inspections• Design assistance• Permit assistance• Drywall & texture• Carpet & tile• Home theaters

ADIRONDACK ENTERPRISES, LLC.

LICENSED • BONDED • INSUREDAARON (719) 641-7996LOREN (719) 494-6119

20 YEARS EXPERIENCE!• Green Built• Custom Homes• Basement Finish• Framing

• Tile• Wood Floors• Log Work• Job Site Cleanup

• Remodels• Doors• Decks• Trim

HANDYMAN SERVICES AVAILABLE • FREE ESTIMATESemail: [email protected]

QualityImport Service

Specializing inSUBARU Repairs

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AUTO SALES AUTO REPAIR

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SERVICES

EXPERT REMODELINGFor kitchens, baths, additions, basements, decks and more. I am local, licensed and insured. 30+ years in the business. Dennis or Marilyn: 481-8828 / c: 510-2538

FOR SALEUsed washer and and new gas dryer - $200. Stock Isusu rims with one mounted tire and running board w/extras. $175719-481-2513

FOR SALE

IN HOME GYMMarcy Equipment.Good Condition.

$150Call: 719-481-3378

Dyan Underhill, MHA, MAEdDoctoral Candidate, Higher EducationIndependent Education Consultant

Tutoring-SAT Prep-CollegeApplications-Career/College PrepCall for your appointments today!

719.313.1999(First session 50% discount)

Page 23: Snippetz Issue 379

23

FOR SALE OR LEASE IN HIGH PINESFormer Model Detached, Ranch Patio Home

4 beds, 3 baths, FP in great room. Slab granite, Gas Range, Walnut Cabinets, 5 pc. master bath. Fin. Lower Level. Wet bar. 2 car garage.Extras! Call to view. Mike 719-761-5720 or Barbi 719-205-1881

$349,900 OBO or $1850 per month

SNIPPETZ® REAL ESTATE

Need a high quality leather belt at a reasonable price?

Crafty Cow Leatherworks’ craftsmen have decades of experience.2506 W. Colorado Ave. • In the heart of Old Colorado City

REALLY NEEDTO SELLA HOME?

Have Realtors told you NO WAY?

Call the experts at(719) 460-5570

Article by Robyn GrahamRE/MAX Properties, Inc.Your Colorado SpringsEco-Friendly Realtor!

EASY HOME REPAIRS!DO-IT-YOURSELF

HOME MAINTENANCESimple maintenance repairs will:

…save you money in the long run,…bring a higher price for your home

when you are ready to sell,…show your pride of ownership.

ADJUSTOUT-OF-WHACK CABINET DOORS

If your cabinet doors are misaligned and you have European-style hinges, you’re

in luck. Euro hinges are designed for easy adjustment. Don’t let their complex look scare you. All you have to do is turn a few screws, and any mistakes you make are easy to correct. The Euro hinge adjusts in three directions. Others adjust in two directions. Either way, it’s a trial-and-error process: You make adjustments, close the door to check the fi t, then adjust again until it’s right.

If the door isn’t fl ush with the doors next to it, adjust the depth screw. This screw moves the door in or out. Some depth screws move the door as you turn them. But with most, you have to loosen the screw, nudge the door in or out and then tighten

the screw. If your hinges don’t have depth screws, start with the side screws.

If the door is crooked -- not standing parallel to adjacent doors or square with the cabinet -- adjust the side screw. This

moves the door from side to side. In some cases, you have to loosen the depth screw slightly to adjust the side screw.

If the door is fl ush and parallel with other doors but too high or low, use the mounting screws to raise or lower the mounting plates. Loosen the screws at both hinges, slide the door up or down and tighten the screws. So the mounting plates adjust by turning a single screw.

Tighten the door screws and the mounting screws before you make any adjustments. Then adjust the depth screw and side screw. Check the fi t of the door after each adjustment. With double doors like these, perfect the fi t of one door fi rst, then align the other door.When cabinet doors, catches or drawer slides aren’t working right, step one is to make sure the screws are tight. If a screw turns but doesn’t tighten, the screw hole is stripped. Here’s a quick remedy:

Remove the screw and hardware. Dip toothpicks in glue, jam as many as you can into the hole and break them off. Either fl at or round toothpicks will work. If you don’t have toothpicks handy, shave splinters off a wood scrap with a utility knife. Immediately wipe away glue drips with a damp cloth. You don’t have to wait for the glue to dry to drill new screw holes; just go ahead and reinstall the hardware by driving screws right into the toothpicks.

For Additional Information, email questions to

Homes@Robyn Graham.com -- please put “Real Estate Rap” in the subject line.

Or call 719-216-4421or 888-481-8641 Toll Free

By Rose Fortune

Social Security Public Affairs Specialist in Colorado Springs

The holidays have passed us by, the new year has begun, and tax season is right

around the corner. The earlier you prepare for the looming April 15 tax deadline, the easier it will be to fi le your taxes. Here are some helpful hints as you begin getting ready for tax season.Make sure your information matches ours. Soon you will be receiving your W-2s from your employer(s) and tax information from the IRS. Carefully check your name, Social Security number and all of the data on your W-2s and on your Social Security Statement or card to make sure they match up. If you can’t fi nd your card or Statement but know your Social Security number, make sure the number and information is correct on your W-2s. A mismatch could delay your tax refund and cause problems with your Social Security benefi ts in the future. Such errors are easy to fi x now.A name change is the main change. If you’ve legally changed your

name due to marriage, divorce, court order or for any other reason, make sure you change your name with Social Security by applying for a new Social Security card. Make sure you change your name with your employer as well. If you change with one source but not the other, it could cause your earnings to be improperly recorded. A minor detail could cause a major mix-up. You can learn more about Social Security numbers and cards at www.socialsecurity.gov/ssnumber. Don’t forget the kids. If you are the parent of a newborn, you want to make sure that the newest family member has a Social Security number too. Most people apply for their baby’s Social Security card while they’re still in the hospital at the same time they apply for the birth certifi cate. But if you didn’t, you’ll need to apply for your child’s Social Security number in order to claim the child as a dependent on your tax return. You’ll also need it if you ever apply for government benefi ts on behalf of the child or your family.Go online if you can’t fi nd your 1099. Social Security Benefi t Statements (Form SSA-1099) for

tax year 2008 are automatically mailed to benefi ciaries and should be received by January 31, 2009. If you receive Social Security and haven’t received your 1099 in the mail by the end of January, but need it to fi le a tax return, just go online.

Beginning in February, you can request a replacement 1099 online at https://secure.ssa.gov/apps6z/i1099/main.html.

For more informationabout Social Security, visitwww.socialsecurity.gov.

GETTING READY FOR TAX SEASON

Page 24: Snippetz Issue 379

SNIPPETZ® REAL ESTATE

North Office5360 North Academy Blvd.

Suite 150Colorado Springs, CO 80918

CENTURY 21 HOLT REALTYWITH NORTH & SOUTHWEST LOCATIONS

&

Buying or Selling? Call �e Best 719-238-9973

Buying or Selling? Call �e Best 719-238-9973

Specializing in residential, commercial, land and investment properties, we providerepresentation at no cost to you when purchasing a home, new or pre-owned. We alsohave access to a large international relocation network for those moving out of state.Put our top negotiating skills to work for you, call us at 719-238-9973.

HELPING YOU WITH YOUR PURCHASE

We provide one of the best marketing packages for your home, using strong online exposure in the most popular real estate websites combines with traditional print advertisement. Call us for your free market analysis and take the first steps in sellingyour home, call us at 719-238-9973. Don’t forget to ask about our virtual tour packages.

WORKING HARD TO SELL YOUR HOME

Covering Monument, Palmer Lake and Colorado Springs, we offer services including:rental listings, full service property management, and will help you find a rental. Call usat 719-238-9973.

PROPERTY MANAGEMENT SERVICES

With two locations to choose from, one in North Academy and the other on 8th Street.We have you covered. We offer no desk fees, 100% commission plans, one-on-one training, Global Referral Network, online training resources and more! Join our team or Real Estate professionals, Call Alberto at 719-238-9974.

JOIN THE CENTURY 21 HOLT REALTY TEAM

Call 719-238-9973 to view any of theseGreat Properties!

ElaineAlberto del ToroAlberto719-238-9974adeltoro@[email protected]

Each Office Is Independently Owned And Operated.

Elegant Home in Wagon TrailsN/E This 3BR, 2.5BA, 3CAR home includes stuc-co exterior, central air, master suite and more. Access to community pool and tennis! MLS #527855 $264,900

Constitution HillsClean and well maintained 2,562 sf home. 3 bed-rooms on the main level including master bedroom w/ private bath. Great open living & dining areas w/ vaulted ceiling and gas fp. Fantastic tiered and landscaped back yard w/ patios. Finished base-ment w/ large rec rm. and additional bedroom & full bath for guests. Great location close to all! MLS #470296 $207,000

Fantastic Find in Palmer Lake!4 bedroom / 2 bathroom / 1,505 sq ft Great rancher situated on a nice level lot with mountain views. Bright and open with vaulted ceilings, vinyl windows and a deck off the master bedroom. Fully fenced back yard and a covered front porch make this home one worth seeing MLS #423842 $199,900 (Rent for $1,000/mo.)

Lots of Custom Tile Work5BR, 3BA home in Village Seven area features a kitchen with granite tile counters, travertine back-splash, hickory cabinetry, wood fl ooring and more. Lots of custom tile work throughout. The yard is a gardeners delight with covered deck covered, grape vines and shed. Great location walking dist to trails, parks and community pool! MLS #504552 $229,000

Large Lot With Lots of PossibilitiesCharming 4BR, 2BA Bi-level home with a large fenced-in yard. Home includes renovated bath-room with marble-like tub suround, new sink and faucets. large family room. Kitchen walks out to wood deck. All appliances stay including washer, dryer and stainless refrigerator. MLS #467930 $189,500

Black ForestCustom built quality 2X6 construction. Lots of natural light in this home! Located in quiet treed neighborhood within cul de sac. Area features rid-ing trails & ponds. and 2.5 acres of serenity in the trees ready for your horses! MLS #570532 $370,000

Great Turn of the Century HomeWith tons of ambiance. Desirable downtown area walking distance to trails & park. Completely ren-ovated kitchen w/ all new stainless appliances. Hardwood fl oors on main fl oor and upper level. MLS #507572 $179,000

5 Acres Homesite in Hawk RidgeWith unobstructed Pikes Peak and front range VIEWS! Perfect lot for walk out lower level. Soil and Perc tests available. MLS #435721 $199,000

24

SHORT SALE!!! INCREDIBLE!3B, 3B, 2C South Co. Springs$168,000 www.3582Venice.info

RobynGrahamCDPE, ABR, GRI, QSC, CLHMS

719-216-4421

Condo in Southeast - Great Rental !2 Bed, 2 Bath, 2 Pk Spc Co. Spr.

$77,000 www.2322Lexington.com

‘98 Parade of Homes Winner !5B, 5B, 3C, 3 Acres N. Blk Forest

$829,900 www.20175Wissler.com

Search Entire MLS: www.CoSpringsMLS.com

514 So. Weber St. (at Cimmaron)Zoned C6, Duplex, 4 Bdrm, 2 Bath

Needs Cosmetic Work $247,000

522 So. Weber St. (at Cimmaron)Lot Zoned C6 (current lease) $237,120

518 So. Weber St. (at Cimmaron)Zoned C6, Possible Retail orOffices w/ 3 Bdrm Upstairs

Needs Rehab Work $256,880

I am a Distressed Property Expert! If you are facing Foreclosure, call me to talk about your Options!

CALL FORA FREE LIST

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Springs Ranch 2-Story $229,000Immaculate 4/3/2, 2,483 sq ft, New paint,

fl ooring, basement fi nish

Rockrimmon 2-Story $217,900

3/3/2, 2,104 sq ft, Finished LL Rec Room, nice yard

Briargate 2-Story $311,500 5/4/2, 3,072 sq ft,

Great fl oorplan, location!

Palmer Lake Townhome $157,5003/3/1, 1,683 sq ft, Nice Paint, Views!!

Woodmoor Bi-Level Gem$357,900

4/3/2 , 3,124 sq. ft.,Redone & Immaculate