Snippetz Issue 378

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Those Who Rise Above Disabilities... Continued on Page 2

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ISSUE 378 • JANUARY 26, 2009

Helen Keller

“Although the world is full of suffering, it is also full of the overcoming of it.” -Helen Keller

Disability, or a lack of ability relative to the normal population is not al-ways thought of as a disability by

those that are considered as such. There are many well-known disabled persons throughout history that have not only ris-en above their disabilities, but have gone on to use their disabilities to enhance their lives and the lives of others.

Those Who Rise Above Disabilities... Continued from Page 1

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THIS WEEK IN SNIPPETZCover Story

FEATURE ARTICLESStrange But True... 5 Senior News Line... 6Moments In Time... 8

How To Wiggle Out of The Mud... 10

STYLE PAGE 7Kims Korner

PETS 9Paws Corner

SAINT Adoptions

HEALTH AND WELLNESS PAGES 10-11Diet Center Health Bulletin... 10

Jills Health Tips... 10 The Doctor Is In... 11To Your Good Health... 11

SNIPPETZ BUSINESS DIRECTORY 12The Place To Find Local Businesses on the Go!

THE DINING GUIDE PAGES 13-15Gretchen’s Goodies... 14

Patricia’s Café... 15Vino-Bits... 15

BUSINESS AND FINANCE 16-19Financial Focus ... 16

The Chamber of Commerce Page... 17Dollars and Sense... 18

The Law According To Stevens... 18

PUZZLES, TRIVIA, ENTERTAINMENT 20-21Trivia Test • Sports Quiz • Flash BackSuper Crossword • Weekly Sudoku

Couch Theater DVD PreviewsHuey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

CLASSIFIED PAGE 22GREAT BARGAINS - Find Your Treasure!

Business / Employment Opportunities

REAL ESTATE PAGES 23-24Robyn’s Real Estate Rap... 23

Hot Properties In The Area

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ALL RIGHTS RESERVED © 2009PUBLISHED BY FUNDER ENLIGHTENING, INC.

George Wilkins - PublisherPO Box 789 Monument, CO, 80132

(719) 487-0484email: [email protected]

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Helen Keller

HELEN KELLEROne of the most well-known disabled persons was Helen Keller (1880-1968) who contracted a disease when just over 18 months old that may have been meningitis or scarlet fever. The dis-ease rendered her blind and deaf.

After a visit to Alexander Graham Bell, who re-ferred her to the Perkins Institute for the Blind in Boston, Keller’s parents hired Anne Sullivan to work with Keller. Sullivan was a 20-year-old for-mer student of the Institute and sight impaired. She taught Keller how to communicate through sign language used in the palms of her hands. She eventually became Keller’s governess and companion for the remainder of Sullivan’s life.

Some highlights of Keller’s life:

• The fi rst blind person to ever earn a Bachelor of Arts degree. She graduated from Radcliffe College magna cum laude.

• Activist for disabled persons

• Radical socialist and supporter of the working class

• A suffragist

• Co-founder of the American Civil Liberties Union in 1920

• Mark Twain, Charlie Chaplin and Alexander Graham Bell were her friends

• Met every U.S. President from Grover Cleve-land to Lyndon B. Johnson

• Authored 12 books

• Awarded the Presidential Medal of Freedom in 1964

Helen Keller will not soon be forgotten as her life has been chronicled in written form, on stage and in the movies. She was also placed on the Alabama state quarter in 2003, has a hospital dedicated to her (Helen Keller Hospital in Shef-fi eld, Alabama) and has a street named after her in Spain.

OTHER HEARING IMPAIRED• Thomas Edison, inventor of the phonograph and the light bulb, was hearing impaired due to scarlet fever and untreated childhood middle ear

infections. Edison was a poor student and had diffi culty with mathematics, speech and focus. He only made it through three months of formal education.

• Ludwig Van Beethoven composed and per-formed music even when completely deaf.

• Marlee Matlin, a deaf woman, won the Acade-my Award for Best Actress for her work in “Chil-dren of a Lesser God.”

• Johnnie Ray (1927-1990), singer, pianist and songwriter, was partially deaf starting at the age of 13 due to an injury. He eventually became completely deaf after a surgery when he was about 30 years old. He continued to perform mu-sic with the help of hearing aids.

LOU GEHRIG’S DIEASE, ORAMYOTROPHIC LATERAL

SCLEROSIS (ALS)This neurodegenerative disease that is progres-sive and typically fatal is named after the famous American baseball player who was diagnosed in 1938. Gehrig only lived thee years past his di-agnosis, but others have lived longer and have made great contributions in spite of this paralyz-ing disease.

• Stephen Hawking has lived more than 40 years with the terminal diagnosis given him while pursuing his college education. He went on to become a world renowned physicist working on notable projects such as Einstein’s General The-ory of Relativity. He married, became a father and continued his life’s work while being con-fi ned to a wheelchair. Hawking eventually lost use of his hands and uses a speech synthesizer to dictate his work into his computer where it is transcribed.

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• Charles Mingus (1922-1979) was diagnosed with the disease in his mid 50’s. He had to give up bass and piano, but continued to compose jazz music until his death.

• A teacher, Chris Pendergast raised awareness of the disease by riding in his electric wheel-chair from Yankee Stadium (Lou Gehrig’s team) to Washington, D.C., a 350-mile trek taking 15 days. He called the trip a “Ride for Life,” which continues annually in order to raise money for ALS research.

AMAZING AMPUTEES• Peter Gray (1915-2002) dreamed of being a major league baseball player even after he lost his right arm in an accident at the age of six. In 1945, he played for a short time with the Browns where he was taunted and abused because of his disability. He went back to the minors and con-tinued to play until his retirement in 1949. Gray was an active mentor of children in his commu-nity after his retirement. His custom-made base-ball glove can be seen in the Baseball Hall of Fame.

• Aimee Mullins competed in track and fi eld while in college and set records in the 1996 At-lanta Paralympics in the 100-meter dash and long jump. These accomplishments, along with an acting and modeling career, came after losing both of her legs at the age of one.

• Glenn Malmskog, a below knee amputee, was a stuntman in Hollywood for over 20 years be-fore becoming a fi refi ghter, the fi rst amputee fi refi ghter in the state of California.

• Tom Whittaker founded the Cooperative Wil-derness Handicapped Outdoor Group in Pocatel-lo Idaho in 1981. He was the fi rst disabled per-son to make it to the summit of Mount Everest. He continues to climb without his right foot.

IN OR OUT OF REALITY?Schizophrenia is a mental disorder that causes impairment in a person’s perception of reality. It is characterized by hallucinations, delusions and paranoid thinking. Many schizophrenics have made substantial contributions to society in spite of their disabilities.

• John Nash, the subject of the movie “A Beau-tiful Mind,” is a brilliant mathematician who published 23 scientifi c studies between 1945 and 1996. He was awarded the John von Neumann Theory Prize for inventing non-cooperative equi-libria, now referred to as Nash equilibria.

• Mary Todd Lincoln (1818-1882), wife of U.S. President Abraham Lincoln, suffered from schizophrenia.

• Lionel Aldridge (1941-1998), a defensive end for the Green Bay Packers in the 1960’s and sports analyst suffered from paranoid schizophrenia be-ginning in the 1970’s. He went untreated and be-came homeless. Eventually, friends helped him fi nd treatment options.


Those Who Rise Above Disabilities... Continued from Page 2

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MORE SUCCESS STORIES• Franklin Delano Roosevelt (1882-1945), U.S. President serving four terms while wheelchair bound, worked hard to walk very short dis-tances using a cane in order to keep his paralysis hidden from the pub-lic. His paralysis was thought to be from polio at the time, but a study done in 2003 concludes that it was Guillain-Barre syndrome, an auto-immune disease affecting the pe-ripheral nervous system and caus-ing paralysis.

• Jack Nicklaus contracted polio at a young age, but later became a great golfer, writer and golf course designer.

• Itzhak Perlman, an Israeli-Amer-ican violinist and conductor was stricken with polio at the age of four. Today he uses crutches or a wheelchair and sits while playing the violin.

• Joni Mitchell, Canadian musician and songwriter contracted polio at the age of nine. She became a fa-mous folk rock singer and played several instruments.

• David Sanborn, a jazz saxophon-ist, took up the saxophone at a young age on his doctor’s advice that play-ing would improve his breathing ability and strengthen his chest muscles after a bout with polio.

• Rene Kirby, actor in movies such as “Shallow Hal” and “Stuck on You” suffered from spina bifi da, a birth defect involving the incom-plete closure of the neural tube causing nerve damage from birth.

• Jean Driscol, also infl icted with spina bifi da, became an athlete and professional speaker. She has won the wheelchair division of the Bos-ton Marathon eight times.

• Dinah Shore (1916-1994) was a successful actress and singer with a slightly deformed foot and limp af-ter having polio as a toddler.

• Alan Alda, best known as the char-acter Hawkeye Pierce on the long-running television series M.A.S.H. contracted polio at the age of sev-en and went on to win fi ve Emmy Awards, six Golden Globe awards and become an Academy Award nominee.

WHEN LIFE GIVESYOU LEMONS,

MAKE LEMONADEThere are those who use their dis-ability to educate others and have likely made the world a better place for those with and without disabili-ties:

• Joni Eraekson became a quadriple-gic after a diving accident in 1967 and went on to become an author. She founded the disability ministry “Joni and Friends,” which delivered her message through radio and a magazine column. She was the fi rst to receive an honorary doctorate from Columbia University.

• Laurent Clerc (1785-1869) was a deaf man who, along with Thomas Hopkins Gallaudet, co-founded the American School for the Deaf, the fi rst school of its kind in the U.S.

• Judi Chamberlin became an activ-ist for psychiatric patients after be-ing hospitalized for depression. She published “On Our Own: Patient-

Controlled Alternatives to the Men-tal Health System,” and received the Distinguished Service Award of the President of the United States from the President’s Committee on Em-ployment of People with Disabili-ties.

• Judy Heumann became the As-sistant Secretary of Education re-sponsible for the Offi ce of Special Education and Rehabilitation. This was not an easy task considering at one time the New York City Board of Education refused to let her teach because of her disability. Heumann was confi ned to a wheelchair due to a bout with polio at the age of 18 months. She co-founded the World Institute on Disability and became the World Bank Advisor on Disabil-ity & Development.

• Mia Farrow, an actress appearing

Those Who Rise Above Disabilities...Continued from Page 3

in over 40 fi lms, overcame child-hood polio and has dedicated much of her time as a Unicef Goodwill Ambassador as well as to other or-ganizations in order to fi ght polio and bring awareness to the world.

• Christopher Reeve (1952-2004), actor, producer and director, be-came paralyzed from an equestrian accident in 1995. While being con-fi ned to a wheelchair, Reeve spent the rest of his life raising awareness of and funds for spinal cord injury research. He left behind the Chris-topher Reeve Foundation as well as the Reeve-Irvine Research Center.

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STRANGEBUT TRUE

By Samantha Weaver

• Herpetologists can tell you that of all the victims of rattlesnake bites, only about half of them actually hear the telltale rattle before being bitten.

• It was famed Elizabethan play-wright William Shakespeare who made the following sage observa-tion: “Beauty is all very well at fi rst sight; but whoever looks at it when it has been in the house three days?”

• The “Guinness Book of World Re-cords” used to have a category for how many live goldfi sh a person could eat at once, but it was elimi-nated. Interestingly, the reason for the elimination had nothing to do with cruelty to animals, but rather had to do with the diffi culty of pre-venting cheating. It seems that some would-be competitors were breed-ing smaller and smaller fi sh for con-sumption.

• The word “alimony” is derived from the Latin word “alimonia,” which means “nourishment.”

• Those who study such things say that the month in which you are most likely to be shot, strangled or poisoned is December. They don’t seem to venture an opinion regard-ing why, however.

• On average, British women are shorter than women in the United States.

• Who among us isn’t familiar with the line, “Quoth the Raven, never-more”? As virtually anyone who made it through middle-school Eng-lish class can tell you, it’s from Ed-gar Allan Poe’s classic poem “The Raven.” Considering the ubiquitous nature of the work, though, you might be surprised to learn that Poe earned a grand total of $9 from the fi rst publication of the poem.

• The brain of an ostrich is actually smaller than one of its eyes.

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SENIORNEWS LINE

by Matilda Charles

HOW OLD DO YOU FEEL?

A show of hands, please: How many of us feel sig-nifi cantly younger than

our real age?

Many seniors feel, on average, about 13 years younger than we really are. So says a large study that was done over the course of six years with participants aged 70 and older.

The mirror told a different story, though. It’s not surprising that women felt closer to their real age when it comes to appearance. We can blame Madison Avenue for that one, I’m sure. In certain circles there’s a negative stereotype about older women, and unfortunately some of us buy into it. Men don’t seem to have the same self-image problems, according to the study. And given the same age between men and women, women perceived themselves to be on average four years older than the men.

By the end of the study, however, it was the men whose satisfaction

with themselves decreased more than the women’s did.

Perceptions in general changed as the study went on. By the end of the study, many reported a de-crease of a few years in the differ-ence between real and perceived age.

There was a link between feel-ing young and healthy and living a long life, of course. Those who had a positive attitude about aging in general had the greatest discrep-ancy between real and perceived age. Those who started the study with health issues perceived their age to be closer to what it actually was.

I’m not sure I like the attitude of one of the researchers, though. She was quoted as saying that the 13 years is an “illusion.” Of course it is. But so are the images that are put before us by Madison Av-enue. As long as we’re happy and healthy, does it matter what “num-ber” we assign ourselves?

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Fea-tures Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


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10 STEPS TO A PERFECT ROOM

STEP 4:

LIGHTING - PART 2

First, the chandelier needs to be hung about 30 inches above the table with a minimum

of 150 watts. If your ceiling is higher than 8 feet, you can raise that chandelier slightly, but a lot of times, we hang the light fi xture up too high. What happens is, we don’t really look that good and while our food doesn’t look that bad - it doesn’t look that great either. Our food will look better; we’ll look better if the chandelier is hung at the appropriate height.

The chandelier should also be 12 inches narrower than the table. We have a restaurant in the town where I live called “The Little Corporal”. Around the room are all these booths, round booths, wall banquets, and they have a light fi xture that is in red, white and blue shaped like a drum. The drum is a beautiful idea. It’s very decorative, but unfortunately, it didn’t follow this rule, so when anybody sitting in that banquet goes to get out of it, they always hit the chandelier. So remember, the chandelier needs to be 12 inches narrower than the table.

Think about how you get up or you sit down. You lean forward. When you go to get up, you lean forward and you push yourself up, and guess what? There’s that darn chandelier.

Scale is also important, not only for your table size, but also for the room. I’m going to give you just what I call guidelines because these are just guidelines. You might have a chandelier that is 20 inches diameter, but if it’s in wrought iron and black, it’s going to look a lot heavier than the crystal 20 inch with three arms. Keep in mind, these are just guidelines.

For a 10 by 10 dining room or breakfast room, a light 17 to 20 inches in diameter would be appropriate for that size room. For the 12 by 12 room, a 20 to 26 inch in diameter would be a perfect light

fi xture. For the 14 by 12 room, 24 by 30 inches would be a more appropriate diameter.

Now, in a dining room, I do like to complement a chandelier with

some recessed lighting around the perimeter of the room or on the buffet by adding some buffet lamps or having a sideboard with a lamp on it. Don’t just have one form of lighting in the room because it creates shadows in a room. In fact, in any room, not just the kitchen, dining room or breakfast room, always have some light fi xtures at eye level.

The reason for that - think about Halloween. Did you ever dress up and take a fl ashlight and put it right over your head? Well, in my case, my nose would look about 3 feet wide and about 2 feet long. It is not a pretty sight. I would have these shadows under my eyes that looked that I hadn’t slept for days, and unfortunately, that’s the way we look when all of the lighting is coming down from the ceiling. So, add some lamps; add some lighting; add some wall sconces that are more at eye level and you’ll be surprised at how much more attractive you will be in that room.

You can use lamps such as a torchiere, which is considered an accent light, in a corner to eliminate a shadowy corner you’ll fi nd that the room actually looks larger. Think about adding an up-light in a plant or a can light like a fi cus, a rubber tree, or any nice size plant. Whether it’s fake or it’s real, you can add these and you’ll have a beautiful play of lights and shadows across your room that is very visually interesting.

Lighting can change your room. It can change the feel of the room; it can change how you look; it can bring out the sheen in your dressy fabrics; it can bring out the texture in your cozy, casual room; it can do so much.

Coming up next is window coverings in Step 5!

Courtesy of Sally Morse

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QUALITY GOODS & SERVICES

• On Jan. 26, 1838, the fi rst Prohibition law in U.S. history is passed in Tennessee, making it a misdemeanor to sell alcoholic beverages in taverns and stores. Despite an often-vigorous effort, the federal govern-ment failed to prevent the large-scale dis-tribution of alcoholic beverages, and orga-nized crime fl ourished.

• On Feb. 1, 1893, Thomas Edison fi nishes the fi rst movie studio on his property in West Orange, N.J. The studio, a frame cab-in covered with black roofi ng paper, was built on a pivot so it could be turned to face

the sunlight through-out the day. Edison spent $638 building the studio, which he called a “revolving photographic build-ing.”

• On Jan. 27, 1918, the fi rst Tarzan fi lm, “Tarzan of the Apes,” is released. The silent movie, based on Ed-

gar Rice Burroughs’ novel, was the fi rst in a long line of Tarzan productions. Olympic champion swimmer Johnny Weissmuller starred in 11 Tarzan movies from 1932 to 1948.

• On Jan. 28, 1959, the Green Bay Pack-ers of the National Football League sign Vince Lombardi to a fi ve-year contract as the team’s coach and general manager. In his fi rst season, Lombardi guided the Pack-ers to a 7-5 record and a third-place fi nish in the NFL’s Western Conference.

• On Jan. 30, 1972, in Londonderry, Northern Ireland, 13 unarmed civil-rights demonstrators are shot dead by British army paratroopers in an event that becomes known as “Bloody Sunday.” In April 1972, the British government released a report exonerating British troops from any illegal actions during the protest.

• On Jan. 29, 1980, the U.S. Postal Service issues a stamp honoring comedian W.C. Fields. On screen, Fields was a misan-thrope who hated children and animals and

fought bankers, landladies and the police. Friends reported that his stage presence re-fl ected Fields’ true personality.

• On Jan. 31, 1990, the Soviet Union’s fi rst McDonald’s fast-food restaurant opens in Moscow. Throngs of people lined up to pay the equivalent of several days’ wages for Big Macs, shakes and french fries.


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9

SNIPPETZ® PETS

By Sam Mazzotta

BETTA FISH DIDN’T

HAVE TO DIEDEAR PAW’S CORNER: I’m writing regarding the column about the children who didn’t take care of their pet fi sh. It seems to me that the consequence of failing to take care of the Betta fi sh was that the fi sh died. Teaching the kids to be re-sponsible is a wonderful thing; the parent was not being responsible.

I didn’t see the original letter, but apparently the fi sh wasn’t being fed. The mother should’ve put it in her routine to accompany the kids daily to their pet-care chores and verify they were being accom-plished. If the kids didn’t want to do those chores, she could’ve given the fi sh away. And if she was unable to fi t overseeing the pet care into her schedule, she should have never gotten the fi sh in the fi rst place.

I’m not accusing the mother of in-

Paws Corner

tentional animal cruelty, but defi -nitely of being irresponsible. How can she teach responsibility when she wasn’t responsible herself? In the long run, if neglect is the cause of the fi sh’s death, she, not the chil-dren, is responsible.

On the positive side, she is correct to not allow the kids to have another pet. Good for her on that count. -- Beth

BETH: That’s a sensible answer, Beth, and thanks. I got quite a few letters on this issue, many fairly hysterical. While I don’t condone the death of a pet due to neglect, I’m also quite sure the mother felt badly about what happened. If she didn’t, she wouldn’t have asked me for advice on getting another pet.

That leaves one remaining question for my readers: How can her chil-dren prove to her that they are ready for another pet?

Send your tips, questions and com-ments to Paws Corner, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or e-mail them to [email protected].


MADAM MARLYAT YOUR SERVICE...

DOG Runners Pet CareDOES YOUR DOG GET THE

EXERCISE HE/SHE NEEDS?DOG Runners provides Fast Walks and Runs for your dog at Monument

Preserve, Greenland Ranch, Reservoir trail, and other great locations!

Feeding and DailyCare as well

Fees: Sliding scale to fi t your budget

Call Garshaat 720-635-8100

Barbara Oakley719-488-2119

PO Box 863Monument, CO 80132

TRI-LAKES & GLENEAGLEWELCOMING

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GIFT CERTIFICATES AVAILABLE • Special Expires April 30, 2009(719) 488-9474

[email protected] Rogers - Owner/Operator

79 4th Street (4th & Washington) Monument

Madam Marly is a mix breed pup with beautiful eyes. She is

about 10 weeks old. She’s a very sweet little girl but still all puppy! She came to SAINT Animal Rescue from a place with many other dogs but loves people.

We think Madam Marly will be a mid sized dog when full grown and probably have a fuller fl uffy coat.

If you are interested in adopting Madam Marly into your heart and home please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.

It is always a challenge when adopting a new pet. SAINT

Animal Rescue asks the adopter to give the animal a reasonable amount of time to adjust to it’s new family and environment. This is so very important to your new family member as well as your existing family members.

Please visit our website at saintanimalrescue.org and as always thank you for caring.

“A dog wags its tailwith its heart.”

- Martin Buxbaum

10

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BENEFITS OFBANANAS

Keep on eating those nutritious bananas! Bananas are high in vi-tamin B6, which is necessary for

carbohydrate, fat, and protein metabolism. Vitamin B6 is also needed for the forma-tion of antibodies.

Bananas are also a good source of vitamin C, which helps fi ght infections. The potas-sium and low sodium feature of bananas can help protect against high blood pres-sure. Bananas are also sources of easily

digestible fi ber, folate, magnesium, and ribofl avin. One can enjoy the creamy tex-ture and sweet taste of a banana and obtain many nutrients.

Your Diet Center program allows for one 4-inch banana as 1 fruit exchange. It would make a great choice for a snack, dessert, or part of your breakfast. Enjoy bananas in fruit salads, added to yogurt, or frozen on a stick for a cool treat!

You can even enjoy it blended in a Diet Center Instant Shape Up Drink or Vanilla Gold Premium Protein Supplement. Bite into a banana and gain nutritious benefi ts!

HEALTHBULLETIN

NUTRITION TIPS

When you sign up for 8 weeks

SNIPPETZ® HEALTH AND WELLNESS

HOW TOWIGGLEOUT OF THE MUD

By Dr. Ron Ross

PREPARE FOR THE BOOM:PURSUE

YOUR PASSION

A great way to prepare for the boom that we all hope will one day replace these days of woe

is to pursue your passion – your positive passion, I mean. Lust, greed, hatred, anger, etc. are all passions, but they are the nasty kind, the kind that sends you into a tailspin instead of an upsurge.

The passions I’m suggesting you pursue are the powerful, positive passions that spring forth from within the essence of who you are and why you have been born. You have been born with a purpose, you know. You have been given a life to live; you are here for an important reason. Find it. Pursue it. Become the person only you were meant to be.

Here are three actions you can take that will help you become that very special person:

First of all, get focused. Find out what it is that you want to accomplish in this life and focus down on it. This means you must not be distracted by the myriad of other “opportunities” that are sure to come your way.

About a week ago a friend told me about an exciting new business opportunity that he wanted me to get in on. I had no

doubt that what he was suggesting had great potential, but it did not fi t into the matrix of my own personal passions and interests. Did I give up a golden million-dollar opportunity? Perhaps. But what I didn’t do was to allow yet another distraction to the focus of the positive passions I am now pursuing.

Second, get informed. Once you’ve discovered what is really important to you, what you really want to do with the rest of your life, get informed about it. Just because you care deeply about an issue in our culture, or have a solution to a signifi cant problem, or know about a product that can change people’s lives, doesn’t mean you’re ready to leave everything behind and launch yourself. You must become an expert in what it is that excites you. That means you must read, learn, question, research, do everything and anything you can do to build your knowledge base.

Then you must get busy. Your passion plus your knowledge is worth little until it is empowered by action. So whatever problem you’ve been born to solve, begin to solve it. The great idea you’ve fi nally apprehended, commence sharing it. Whatever product you’ve come to utilize and believe in yourself, start to sell it.

Don’t wait for some great inspiration or for your sister-in-law to get on board or for the market to change or for the weather to improve. Get after it. Pursue it. Or as the Nike people say, just do it!

You’ll fi nd great satisfaction in the pursuit of your passions and you’ll change your world in the process.

“Prepare for the Boom” is a series of columns that will appear over the next several months. A compilation of the series will be made available toward the end of the series. To join Dr. Ross’s e-mailing list please go to www.MileHighMotivator.com and sign up. There is no charge. For feedback email: [email protected].

11

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Heather F. Fink, PA-C

Specialized Adult and Pediatric

Allergy and Asthma Care

Now in Monument

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualizedtreatment for:

Nasal AllergiesChronic Sinusitis

Food AllergyHives

EczemaAsthma

Including Allergy Injections

719-592-1365www.csallergy.com

550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

SNIPPETZ® HEALTH AND WELLNESS

BRAIN BLEED CAUSES STROKE

AT YOUNG AGEDEAR DR. DONOHUE: When my brother was 47, he died of a stroke caused by bleeding in his brain. He was fi ne one minute, and the next he was in a coma. An autopsy showed he had had an aneurysm that ruptured. I have four other brothers and three sisters. Should we all be checked for

an aneurysm? I am now 66. -- W.C.

ANSWER: An aneurysm is a weak spot on an artery wall. It looks like a blister. Aneurysms can develop on any artery, but they are mostly found on the aorta and on brain arteries. Should the aneurysm break, bleeding can be catastrophic.

Ruptured brain aneurysms account for 10 percent of strokes, and fre-quently they occur in younger peo-ple, ones not thought to be at risk of a stroke. The story is much like your brother’s. A person, apparently in good health, complains of having the worst headache ever. Then he might lapse into unconsciousness briefl y. He might have a seizure. The mortal-ity of a ruptured brain aneurysm is high, more than 50 percent.

First-degree relatives of a person who had a brain aneurysm have an increased risk of also having one, but the risk is relatively small, about 1 percent to 4.7 percent. A fi rst-degree relative is a parent, brother, sister or child. The best way to detect a brain aneurysm is a special kind of scan

DOANTIBACTERIAL SOAPS WORK?

THEDOCTOR

IS IN

by Dr. Christy Meislahn

An insightful lookat Health

By the looks of most bath-rooms in this country these days, just about everyone is

using antibacterial soaps. In fact, it takes some effort to fi nd soap that isn’t antibacterial.

Advertising teaches us to fear germs. You sell more antibacterial soap that way. It’s even marketed as a preventive measure against colds and fl u. Only problem is colds and fl u are viral and antibacterial prod-ucts have NO effect. The truth is, antibacterial soaps contain harmful carcinogens and are no more effec-tive in killing germs than regular soap—AND are probably respon-sible for breeding stronger, more resistant strains of bacteria.

The U.S. Center for Disease Control agrees! It recommends that the most effective way to reduce the spread of infectious disease is washing our hands. But antibacterial soaps are not necessary. Neither is scald-ing hot water since our hands can’t

withstand the temperatures neces-sary to kill germs with heat.

Experts recommend that you use a combination of soap and comfort-ably warm water. Rub all surfaces of the hands for at least 20 seconds; especially under the fi ngernails (us-ing a brush is best). The soap and scrubbing action, along with the slippery surface created by the soap, do the trick!

The information in this article is provided solely for educational pur-poses and not as medical advice. Please consult a medical or health professional if you have questions about your health. No liability is accepted should you decide to self-treat or self-prescribe.

To set up an appointmentcall Dr. Christy at

719 • 488 • 8789

called magnetic resonance angiogra-phy. It’s a magnetic resonance imag-ing -- MRI -- scan with dye injected into the arteries to outline any aneu-rysm. Most authorities don’t recom-mend screening fi rst-degree relatives, because their risk is small and the procedure carries an equally small danger.

The booklet on stroke explains this common and sometimes crippling condition. Readers can obtain a copy by writing: Dr. Donohue -- No. 902W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money or-der (no cash) for $4.75 U.S./$6 Can-ada with the recipient’s printed name and address. Please allow four weeks for delivery.

***

DEAR DR. DONOHUE: I recently read that nausea and gas are symp-toms of pancreatic cancer. I have both. Could I have pancreatic cancer? I am 79. -- E.B.

ANSWER: Pancreatic cancer’s av-erage age of onset is 65. The risk of coming down with it increases with age. About 34,000 new cases of it occur yearly in the United States. It is the fourth leading cause of cancer deaths.

What makes pancreatic cancer such a peril is its lack of signs and symp-toms in its early stages. Symptoms, when they do arise, include loss of appetite, a drop in weight, stomach discomfort or pain, nausea and a sen-sation of fullness after taking only a few bites of food. As the cancer grows, it blocks the drainage of bile, and the skin and whites of the eyes turn yellow.

Your symptoms are common to many things, and pancreatic cancer is not high on the list. However, I have learned one thing about medicine: When a person brings up a diagno-sis, I can’t dismiss it, no matter how remote the chances of having it are. See your doctor. You and I will sleep better if you do.

***

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2009 North America Synd., Inc.All Rights Reserved

12

SNIPPETZ BUSINESS DIRECTORYTHE PLACE TO FIND LOCALBUSINESSES ON THE GO!

IF YOU WOULD LIKE YOUR BUSINESS LISTED IN THE SNIPPETZ BUSINESS DIRECTORY PLEASE CALL: BJ 641-8200 OR GEORGE 487-0484

A PLUS PLATINUMCARPET AND TILE CARE

Steam truck mount extraction.$15 OFF SPECIAL!

719-440-9148or 719-339-2708

FLOORS

FINANCIALCOLORADO NATIONAL

BANK581 Hwy. 105719-488-4309

Your Key to Commercial andPersonal Banking INSURANCE

AMERICAN FAMILY INSURANCELarry E Stiltner Agency481 Hwy 105 Suite 212

719-481-8382 Bus.Monument, CO [email protected]

AUTOMOTIVE

MAXX POWER LLCSpecializing in

Diesel Performance(719) 488-0943

www.maxxpowertrucks.com

REAL ESTATETINA PETERSON ABR-GRI-ePRO

Remax Advantage Realty719-460-7614

Are You Looking toBuy or Sell?

www.ColoradoHomesMarket.com

RICHARD PETERSON 719-481-1868R. Peterson Construction, LLC

Licensed & InsuredCustom Homes ✷ Detached

Garages ✷ Basement [email protected]

CONSTRUCTION HOME DECOR

MARGO’S ON THE ALLEY“For You and Your Home”

215 Chapala Plaza719-487-1406

www.margosonthealley.com

VILLA DECORPolish Pottery

Home & Garden Accents868 Hwy 105, Palmer Lake, CO 80133

Mon - Sat, 10AM - 6PMPhone: 719-481-1981

SPECIALIZED CARPENTRYLocal, Personal & Affordable. Remodel

your house or fi nish your basement. More than 25 years of experience in

fi ne carpentry, remodeling & construc-tion. Licensed, bonded & insured.In-house design and engineering.

For a FREE consultation/estimate call: 719-359-6855

REMODELING

TLC COMPUTER REPAIRSales and Service

PC Recycling Center481 Hwy 105 / Monument Plaza

Behind Domino’s719-302-2937

COMPUTER

TWO TIMERS FINE CONSIGN“Smart, Savvy and Green”Women‘s and Children’s

Monument Plaza719-484-0300

www.twotimers.net

CONSIGNMENT

PET GROOMING

DIRTY DOG GROOMING481 Hwy 105 #206

Monument, COWe aim to rid this townof all them “Dirty Dogs.”

719-481-2968

COUNTRY CRITTERS UPTOWNGentle ProfessionalAll Breed Grooming

Serving The Tri-Lakes AreaWest End Center

719-481-0220

MORTGAGE

1ST METROPOLITAN MORTGAGEJerry Case & Daniel Shepard

Owners of your local Sears Store. We are fully licensed on all of the following products, VA, FHA, conventional loans, Reverse Mortgages and we can help

with any and all mortgage needs.Call us today for a FREE credit report.

719-314-1320www.nostresshomeloans.com

ROOFING

CAMPBELL ROOFING INC.Serving Colorado Since 1984

Licensed and InsuredMember of BBB and Chamber430 Beacon Lite Rd., Ste 110

719-573-9395

HEATWAVESTANNING SALON

481 Hwy. 105 Ste. 210Monument, CO 80132

719-488-8884(behind Taco Bell)

TANNING

PORSCHEBOXTER SERVICECustom cylinder headand engine overhaulsAll Makes - Carry In

Rup Engines 719-205-3010

KARAOKE

SPOTLIGHTERS ENTERTAINMENT Hollywood-style KaraokeWe keep everything fun and

make everyone sound like a pro with our professional sound sys-tem and mixing experience. We are available for private parties, weddings, etc. or come check us

out at PINZ everyThursday from 9pm - 1am

719-231-2946Email: [email protected]

Do you have an impossible real estate situation the the Realtors®

cannot or will not help you with?You REALLY need to sell your

house. Call Stargate Marketingat 460-5570

LEATHER GOODS

Are you tired of paying top dollar for the im-ported garbage leather belts, wallets, purs-es, etc.? Our local leather store has quality handcrafted leather products made by local Colorado Springs craftsmen with decades of experience at VERY REASONABLE prices. Crafty Cow Leatherworks is in the heart of Old Colorado City at 2506 W. Colorado Ave.

Your home and mortgage are probably your single biggest fi nancial asset and liability. It

makes sense to deal with an expert that has been there, done that, and got the t-shirt! Your Personal Mortgage Planner can help you get the right mortgage for YOU at very

competitive rates. Call 574-9500

PIKES PEAKLIBRARY DISTRICTFree Computer Classes in February

For a complete list of computer classes available at your Library visit ppld.org.

Call 389-8968 to register for the following classes:

Beginning ExcelLearn how to set up, manipulate, and format a basic spreadsheet. Prerequisites: Computers 101 and Intermediate Microsoft Word classes.Thurs., February 12 at 7 p.m. – Old Colorado City BranchSat., February 21 at 8:30 a.m. – Penrose Library

Beginning Publisher Adult Computer ClassLearn to create a document integrating graphics and text boxes with various fonts, sizes, and colors. Make business cards, greeting cards, banners, and more. Prerequisites: Computers 101 or experience using a mouse and key-board.Thurs., February 19 at 7 p.m. – Old Colorado City Branch

Computers 101Learn parts of the computer, how to use a mouse, scroll bar, keyboard, and how to search and place a book on hold using the library catalog. Thurs., February 5 at 7 p.m. – Ruth Holley BranchWed., February 11 at 8:30 a.m. – Ruth Holley BranchWed., February 25 at 6 p.m. – East Library

Computer 102 Practice LabPractice your Computer 101 skills or 55+ Computer skills. Prerequisites: Computers 101 or 55+ Computer Basics classes.Thurs., February 12 at 2 p.m. – East LibraryFri., February 20 at 3 p.m. – East LibraryThurs., February 26 at 6 p.m. – East Library

Computer Resources for GenealogyAncestry Library Edition Basics

Learn how to get the most out of the more than 4,000 An-cestry Databases now available on the genealogy research workstations in Special Collections, and all library branch-es. Registration is required; call 531-6333, x2253.Wed., February 11 at 10:30 a.m. – Penrose Library

Computer Resources for GenealogyHeritageQuest Beyond the Census

Learn to use HeritageQuest to search more than 25,000 family and local histories, more than 1.6 million geneal-ogy and local history periodical citations. Registration is required; call 531-6333, x2253.Wed., February 25 at 10:30 a.m. – Penrose Library

Digital Camera BasicsLearn the basic skills you need to start using your digital camera. General functions, symbols, and parts of a digital camera will be covered. Fri., February 20 at 8:30 a.m. – East LibraryWed., February 25 at 8:30 a.m. – Penrose Library

Email IAn introduction to email. Students will set up and use a free email account.Thurs., February 19 at 7 p.m. – Ruth Holley Branch

Email IIPractice basic email functions such as opening, compos-ing, and replying to email messages.Sat., February 7 at 8:30 a.m. – Ruth Holley BranchThurs., February 26 at 7 p.m. – Ruth Holley Branch

Intermediate Microsoft WordBecome familiar with advanced features of Microsoft Word such as: setting margins, inserting tables, columns, borders, and footnotes. Prerequisites: Introduction to Mi-crosoft Word and Internet Basics, or have familiarity with the Internet.Thurs., February 5 at 7 p.m. – Penrose Library

Internet BasicsGain experience using the Internet and learn to search ef-

fectively for information. Prerequisite: Computers 101.Thurs., February 12 at 7 p.m. – Ruth Holley BranchWed., February 18 at 8:30 a.m. – Penrose LibraryFri., February 27 at 8:30 a.m. – East Library

Introduction to Microsoft WordLearn to write, edit, and save documents. Prerequisites: completion of Computers 101 and/or experience using a mouse and keyboard.Mon., February 9 at 7 p.m. – Penrose LibraryTues., February 10 at 8:30 a.m. – East LibraryWed., February 18 at 8:30 a.m. – Ruth Holley BranchThurs., February 26 at 8:30 a.m. – East Library

Introduction to Word 2007This class is directed toward a business offi ce environ-ment. Prerequisite: must know how to touch type.Wed., February 25 at 7 p.m. – Fountain Branch

Investment Tools @ your library®Learn to research company information and follow com-pany or mutual fund performance. Sources include Value Line and Morningstar, subscription databases on the Li-brary’s website, and other Internet sites.Thurs., February 12 at 8:30 a.m. – Penrose LibrarySat., February 28 at 8:30 a.m. – Penrose Library

Microsoft Word Practice LabAfter taking Introduction to Microsoft Word, this class al-lows you to practice your new word processing skills with hands-on exercises. Prerequisite: Introduction to Micro-soft Word.Wed., February 25 at 8:30 a.m. – Ruth Holley Branch

Minding Your BusinessLearn about business resources available at the Library by attending a free tour.Tues., February 3 at 8:30 a.m. – Penrose LibrarySat., February 21 at 8:30 a.m. – Penrose Library

Word Processing LabReview and practice creating simple documents and sav-ing fi les. Prerequisite: Introduction to Microsoft Word.Fri., February 27 at 3 p.m. – East Library

13

AVAILABLE FOR PRIVATEPARTIES AND CATERING

75 Hwy 105Palmer Lake

719-481-2222

AVAILABLE FOR PRIVATE

THURSDAYis for AmoreBring BackDate Night

Four course dinner for 2$34.9510% off any bottle of winewith Amore Dinner

Open Nightly at 4:30

TUESDAYS

We Are

“Coupon Crazy”

Bring in a valid coupon from any

Colorado restaurant and we will

Honor it. Eat where you want!

Tuesday only, at the Palmer Lake location

Can not be combined with any other

Discount or coupon, one coupon Per

table. Maximum value $20 Promotion

ends 1/31/2009

SNIPPETZ® DINING GUIDE

FRESH FISHFish overnighted weekly from Lake of the Woods

or Rainy Lake, Minnesota or Ontario

Larkspur Pizzaria & Cafe

Best Pizza, Calzones, Italian Food,Panini Sandwiches and Much More!

FISH SPECIAL DINE IN SPECIAL

FOR TWO PEOPLE

2 Walleye Dinnerswith Wild Rice

or Baked Potato& Vegetable

$29.95

FOR FOUR PEOPLE

18” Extra Large Pizza with 64 oz.

Pitcher of Beer or4 Sodas (FREE REFILL)

(Coors Light or Bud)or combination of the above

$15.95

10 minutes from Monument Exit 172 going North - Follow sign

303-681-2090Delivering 7 Days a Week

Open Weekdays 11 am - 9 pm • Sat - Sun 11 am - 10 pm

Coupon must be presented Coupon must be presented

ORDER YOURSUPER BOWL

PARTYPLATTERS

HERE!

WILD WINGS ‘N THINGS - HAPPY HOUR SPECIALS

CALL AHEAD FOR PICKUP / DINE-IN / OR PLATTERS1415 Cipriani Loop • Monument

CHECK OUTOUR OTHERSPECIALS

488-WILD (9453)

The following classes are intended to be of interest to seniors; however, seniors are welcome to take any of the computer classes.

55+ Beginning MouseLearn to hold, move, and click a computer mouse to use a computer. Wed., February 4 at 8:30 a.m. – Ruth Holley BranchTues., February 10 at 2 p.m. – East LibraryTues., February 17 at 8:30 a.m. – East Library

55+ BeginningComputer Class Series

Students will meet once a week for fi ve consecutive weeks, covering different top-ics each week. Registration for the entire series is required. Classes are held at Pen-rose Library.55+ Windows Basics; Tues., February 3 at 8:30 a.m. 55+ Word Processing Basics; Tues, Febru-ary 10 at 8:30 a.m.

55+ Computer BasicsLearn the parts of a computer and basic computer tasks. Prerequisite: experience using a mouse.Wed., February 4 at 8:30 a.m. – Monument BranchWed., February 11 at 2 p.m. – East LibraryThurs., February 19 at 8:30 a.m. – East Li-brary

55+ Email MondaysJoin other seniors on Monday mornings to use your free Yahoo! email account and send weekly greetings to family and friends. Ongoing instruction includes email tips and etiquette. Prerequisites: some experience using a computer mouse and keyboard.Mon., February 2, 9, 26, and 23 from 9:15 -10 a.m. – Old Colorado City Branch

55+ Internet TuesdaysJoin other seniors on Tuesday mornings before the library opens to explore the Li-brary’s Senior Connection website. With

ongoing instruction on Internet search tips, computer use, and etiquette.Tues., February 3, 10, and 17 from 9:15 -10 a.m. – Old Colorado City Branch

55+ Internet BasicsGain experience using the Internet. Prereq-uisites: 55+ Computer Basics and Comput-er 102 Practice Lab, or experience using a mouse and keyboard.Wed., February 11 at 8:30 a.m. – Monu-ment Branch

55+ Word Processing BasicsLearn basic word processing skills, such as how to scroll, resize, minimize and change fonts. Prerequisites: Experience using a computer mouse and keyboard. Wed., February 18 at 8:30 a.m. – Monu-ment Branch

PPLD locations:

Briargate Branch9475 Briar Village Point

Cheyenne Mountain Branch1785 S. 8th St.

East Library5550 N. Union Blvd.

Fountain Branch230 S. Main St., Fountain

Monument Branch1706 Lake Woodmoor Drive, Monument

Old Colorado City Branch2418 W. Pikes Peak Ave.

Palmer Lake Branch66 Lower Glenway, Palmer Lake

Penrose Library20 N. Cascade Ave.

Rockrimmon Branch832 Village Center Drive

Ruth Holley Branch685 N. Murray Blvd.

Sand Creek Branch1821 S. Academy Blvd.

Ute Pass Branch8010 Severy Road, Cascade

Computer ClassesContinued from page 12

14


Coffee Cup Café

reputation251 Front St, Monument, 488-0663

www.coffeecupmonument.com

Open 7 Days a Week 6:30 am - 3:00 pm

13860 Gleneagle Dr, Gleneagle, 481-6446www.asecondcup.net

Open 7 Days a Week 6:00 am - 9:00 pm

A Second Cup

location

BODHICITTA BAKERY780 Hwy. 105 • Suite B

Palmer Lake

719-487-1555

PLEASE COME IN AND CHECK OUT

ALL OF OURWONDERFUL

SWEETS.

WE ALSO HAVE FRESH BREAD FOR DINNER... BAKEDBY NOON DAILY.

www.bodhicittabakery.com

PIZZA NIGHTFriday 5:00pm - 7:00pm

“Pizza Made To Order”

Monument Plaza411 Hwy. 105

Monument, CO

481-3287 (EATS)

~ SERVING ~FULL MENU

ALL DAY LONG!!BREAKFAST

LUNCHDINNER

OPEN DAILY AT 6AM

Bored with the same recipes in your fi le? Try some easy substitutions to give your

old standby a new twist. I love to add fruit to my recipes. Over the holidays I add homemade cranberry sauce to the center of a coffee cake or blueberries to banana-nut bread. One of my favorite recipe additions is to add peeled and diced, tart ap-ples to oatmeal-raisin cookies.

You can experiment with even the most tried and true recipes to come up with something that is even more

GRETCHEN’S OODIESGOODIES

byGretchen Gire Anthonyof Bodhicitta Bakery

SPICE UP YOUROLD RECIPES

fabulous. One of my favorite recipes to play with is my Rum cake recipe. I have add-ed strawberry juice and rum for a strawberry daiquiri cake that was great! For a totally different taste I have added or-ange juice and orange liquor.

In order to maintain the in-tegrity of your original recipe here are some easy rules of substitution to follow: meat for meat, fruit for fruit, and nuts for nuts. Stick with the same proportions as the origi-nal recipe called for and don’t try to substitute things with great differences in consis-tency (i.e. – water and cream).

It is also good to remember not to substitute liquid ingredients with dry ingredients and vice –versa.

Good luck and have fun spicing things up!

Make Every DaySweeter than the Last!

Gretchen Gire AnthonyBodhicitta Bakery - 487-1555

15


Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

“TRY OUR SPECIALSTUESDAY THROUGH

THURSDAY!”

Highway 105 & Primrose St.

Dine In or

TakeOut

Steaks ❁ Shrimp ❁ Chicken ❁ Burgers ❁ Burritos

Our Famous Reubens

KIDS EAT FREE THURSDAYS(Limit: One kids meal per adult entree)

BREAKFAST SUNDAY 8:30-10:30amBiscuit & Gravy $1.95 ALL DAY Sunday

Sun - Mon - Tue 11:00 - 3:30Wed - Thur - Fri - Sat 11:00 - 8:00

481-TOOT 8 6 6 8

488-3019or www.thewineseller.net

“Real Wine for Real People”Simply the best, most thoughtful selection

of wine under $20 anywhere.Check out our eclectic microbeer

and spirits selection too!

Public wine tastings held monthly.Sign up for our e-newsletter to find out when.

Located on Hwy 105between Palmer Lake & Monument.

Hours: Tuesday - Saturday 11am to 6pm.

MY CORK IS STUCK

Every once in a while, you’ll come across a really tight cork that doesn’t want to budge. Try running the top of

the bottle under warm water for a minute or two, or wrapping a towel around it to create friction. Either one of these actions usually loosens the cork enough for you to remove it.

MY CORK IS STUCK

Vino-BitsWine Appreciation

& Tasting Tips

brought to youby

Dirk atThe Wine Seller

Rock House Ice Cream 488-6917

24 Hwy. 105 in Palmer Lake

Serving Anne & Mann’s Gourmet Ice Cream

CLOSED FOR THE SEASONJanuary 5 through March 9, 2009

Thank You for Your Business

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY ISCATFISH DAY!

PATRICIA’S CAFÉ

These Unique and Delicious Recipes are presented to you by Pat McClelland -

owner of Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

CHOCOLATE HAZELNUT RAVIOLIS

Pasta1 c Flour2 ea Eggs1 tsp Salt1 tsp Water

1. Place fl our on a smooth surface creating a well in the center.2. Place eggs, salt and water in well.3. With a fork, whip eggs while incorporating the fl our into the mixture.4. When the mixture becomes too clumpy use hands until dough becomes smooth.5. Roll dough with a pasta roller into sheets set on #5.

Filling1¼ c Ricotta Cheese½ c Nutella1 ea Eggs1 Tbs Confectioners’ Sugar

6. Mix all ingredients until well blended.7. Place dollops of fi lling on pasta sheets in rows

of 3 across.8. Moisten another sheet of pasta with a small amount of water and cover sheet with fi lling.9. Press sheets together around fi lling creating small squares. 10. Cut into squares and boil.

Sauce2 c Heavy Whipping Cream2 Tbs Cocoa2 Tbs Sugar4 ea Egg Yolks

11. Place cream, cocoa and sugar in a sauce pan and bring to a boil stirring so sauce won’t stick.

12. Temper egg yolks by spooning a small amount of hot mixture. 13. Turn temperature down on mixture and add eggs slowly while stirring. Do not let mixture boil. 14. Let sauce cook until it coats the back of a spoon.15. Spoon over raviolis and enjoy!

I use semolina, which is milled durum endosperm. This gives a better texture that won’t get as soggy. The pasta roller I found

has an attachment that makes raviolis. I don’t have one but it looks like it will make things easier.

This recipe will make a few raviolis so if you don’t want to use all of them they can be frozen. Let them dry a little before putting them in the freezer so they don’t stick. Try using almond paste and some cocoa or mini chocolate chips in place of the Nutella. Or you could try using orange zests in place of the Nutella.

Be creative, have fun and enjoy!

16

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

“REQUIRED”DISTRIBUTIONS

DON’T MEANREQUIRED

LOSSESProvided by Adam Grayson

of EdwardJones Investments

Here’s the situation: If you turn 70-1/2 this year, you must start taking required

minimum distributions (RMDs) from your Traditional IRA, 401(k) and just about any other type of tax-advantaged retirement plan you may have, with the exception of a Roth IRA. The amount of your RMD will be based on your age, life expectancy and the market value of your retire-ment account at the end of 2008.

Here’s the problem: At the end of 2008, the market value of your re-tirement account was probably way down from previous years. However, you still have to take the distribu-tions. Does this mean you have to sell some stocks when their price is down?

Obviously, this is a move you’d rath-er avoid. Generally speaking, it’s not a good idea to sell shares of stock when their price is signifi cantly down. If you do, you’ll be “locking in” sizable losses and you won’t be giving these stocks the chance to re-cover — which could well happen.

Lawmakers, recognizing the prob-lem of people being forced to take distributions when their account value is sharply down, are consider-ing ways to temporarily suspend the RMD rules. But even if that doesn’t happen, you have alternatives to this type of forced sale.

If you’re taking an RMD for the fi rst time, you can delay it until April 1 of next year. But if you do, you’ll have to take two minimum distribu-tions during 2010 — and that could put you in a higher tax bracket for the year.

A better solution might be to take an “in- kind” distribution. To do this, you simply have your IRA custodian or 401(k) administrator take out the actual stock shares and transfer them to a regular brokerage account. Once the shares are in the account, you can hold on to them as long as you want. You can wait for the price to recover or sell the shares when you need the cash. Either way, though, you get to make the call. (Not all 401(k) plans permit in-kind distributions, so check with your plan administrator.)

As with most moves in the invest-ment world, there’s a “however” involved with the decision to take in-kind distributions. And in this case, the “however” has to do with taxes. Specifi cally, when you move stock shares or other investment as-sets from a retirement plan to a bro-kerage account, you are incurring what’s euphemistically known as a “taxable event.”

Retirement plan distributions are taxed at your ordinary income tax rate — and that’s true if you take the distributions directly by selling shares or if you take in-kind distri-butions. Consequently, if you take in-kind distributions and you don’t sell any shares, you’ll need to have available another source of cash to pay the taxes that will be due. In this regard, you might get a dubi-ous break, of sorts, if your taxable investment account has more losses than gains this year. If that happens, you can use as much as $3,000 of capital losses to reduce the amount of your ordinary taxable income.

But in any case, it should be of some comfort to know that you don’t have to “sell low” just to satisfy your RMD requirements. So, when you reach 70-1/2, keep the in-kind op-tion in mind — it could prove to be kind to your bottom line.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE TO DRIVE.

Joslin Nagle 1850 Woodmoor Dr., Ste. [email protected]

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval whererequired).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

Your Choice Auto® Insurance. Deductible Rewards, AccidentForgiveness and more. Sound Good? Call me today.

719.481.4740

The place to turn for ShelterInsurance protection foryour auto, home, and life.

Michael D. Ahlers66 Second St. Ste. B P.O. Box 1212

Monument, CO 80132-1212

(719) 481-2550 Cell: (719) 209-4534

www.shelterinsurance.com Seek Shelter Today!

YOUR TIMINGWON’T BE OFFWHEN YOU INVEST REGULARLY.

www.edwardjones.com Member SIPC

If one of your worries is whether you're investing at theright time, it shouldn't be. By investing a set amount ofmoney regularly, you establish a simple routine that canhelp make your financial goals a reality.

In addition, investing regularly can:� Make it possible to use market fluctuations

to your advantage � Add potential growth and diversification

to your portfolio� Keep your long-term financial goals in focus

Investing a set amount of money on a regular basis does not ensure a profit and does not protectagainst loss in declining markets. Such a plan involves continual investment in securitiesregardless of fluctuating price levels of such securities. You should consider your financialability to continue the purchases through periods of low price levels.

To learn how investing on a regular basis can helpyou reach your financial goals, call or visit your localfinancial advisor today.

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

Fed Ex • UPS • DHL • USPSFor all your packing & shipping and printing needs.

Phone: (719) 488-9898 • Fax: (719) 488-0988481 Hwy. 105, Suite B • Monument, CO 80132 • Monument Plaza

Printing Passport Photos Copies Faxes Notary

NEW HOURSDROP OFF YOUR PACKAGES

FAST SERVICE!!MON. - FRI: 7:30AM - 6:00PMSATURDAY: 9:00AM - 4:00PM

17

Networking & Business Promotion• Serve on a Chamber Committee -- FREE

• Attend Monthly Business After Hours -- FREE

• Host a Ribbon Cutting or Open House -- FREE

• Volunteer at an event -- FREE

• Attend our Quarterly Member Luncheons

• Attend the Annual State of the Chamber

Breakfast (February)• Attend Annual Dinner & Silent Auction (April)

• Have a booth at the Annual Street Fair (July)

• Play in our Annual Golf Tournament (August)

• Attend or have a booth at the Business Expo

(September)

Fax

Networking & Business Promotion

36 Powerful Ways a Tri-Lakes Chamber Membership can help 36 Powerful Ways a Tri-Lakes Chamber Membership can help 36 Powerful Ways a Tri-Lakes Chamber Membership can help 36 Powerful Ways a Tri-Lakes Chamber Membership can help build your business. build your business.

Even More!

Visitor Information Center

Even More!

Web and EmailWeb and Email• The Chamber website, including key words --

• The Chamber website, including key words --

• The Chamber website, including key words -- FREE!• Website categories -- you can have as many as

• Website categories -- you can have as many as

two additional basic listings for FREE!• Offer a Member 2 Member discount -- FREE!• Submit a news item or event that will be of interest to other members and we will add it to our weekly eNewsletter and post it to the event section of our website at www.trilakeschamber.com

section of our website at www.trilakeschamber.com

-- FREE!• Everyone in your company/organization can be on our distribution list -- FREE!• Register your events at the offfcial event calendar

• Register your events at the offfcial event calendar

on our website -- FREE!• Maximize your Chamber web member directory

listing with a link to your website -- FREE!• Purchase a website banner ad or enhanced listing.

• Purchase a website banner ad or enhanced listing.

36 Powerful Ways a Tri-Lakes Chamber Membership can help 36 Powerful Ways a Tri-Lakes Chamber Membership can help build your business.


In PrintYour listing in the Official R

esource Guide

- Listing is FREE!

Use the Tri-lakes Chamber logo in your

advertising & on your website - FREE!

Send us a press release that has wide

appeal and we will assist in spreading the

word - FREE!Add an additional listing in

the Guide if

you fit into more than one business

category - FREE!Advertise in the Official Re

source Guide

& Member Directory

Participate in an advertising co-op to

stretch your ad dollars.

Check out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.comCheck out the Chamber website business directory at www.trilakeschamber.com



Community Exposure &

Sponsorships

• Be a Chamber Investor!

• Sponsor or conduct a Business Educatio

n

Workshop.• Host a Monthly Business Afte

r Hours as an

individual business or within a “Busin

ess

Neighborhood”.

• Sponsor and/or advertise at the follow

ing

Annual events:

Quarterly Member Luncheons

State of the Chamber Breakfast

Annual Dinner & Silent Auction

Annual Kids Fishing Derby

Annual Kids Fishing Derby

Annual Fourth of July Street Fair

Annual Fourth of July Street Fair

Annual Golf Tournament

Annual Golf Tournament

Front Range Business Expo

Front Range Business Expo

Annual Health FairAnnual Health Fair

• Play in our Annual Golf Tournament (August)

Already a member? Already a member? Already a member? Already a member? Already a member? Already a member? Make sure Make sure

you are Maximizing you are Maximizing you are Maximizing you are Maximizing Membership!Membership!Membership!

Unlock the possibilities with Unlock the possibilities with Unlock the possibilities with a Chamber Membership!a Chamber Membership!a Chamber Membership!a Chamber Membership!a Chamber Membership!a Chamber Membership!

Unlock the possibilities with


18

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

Law Offi ces ofChristopher C.

Meyer,P.C.

13540 Northgate Estates Dr., #200Colorado Springs,

CO 80921

(719)488-9395

DIVORCE / FAMILYLAW

Experienced - AffordableConvenient

Please visit our comprehensive website for divorce information:

www.cmeyerlaw.com

© Lisa Welch Stevens, Esq., January 22, 2009

The risks of starting a new business on your own can be intimidating to the budding en-trepreneur. Starting a new business with a

partner can be not only less intimidating, but may increase the likelihood of success. Why? Reading business books, particularly The E-Myth Revisited , makes it clear. To succeed with a business venture, an entrepreneur must possess and succeed in applying three separate types of skill sets: (1) doing the actual work of the business (for example, performing legal services); (2) marketing the business (i.e., “rainmak-ing” or getting actual clients or customers in the door); and (3) running the business as a business (for example, bookkeeping, paperwork, taxes, managing employees, managing calendars and appointments, dealing with inquiries, managing task fl ows, etc.). Very few individuals even possess all three skill sets; even fewer are able to apply them successfully and consistently; and even fewer will have the time, if the business is initially successful, to perform all three types themselves.

So, what to do? One alternative, which does work well once the business has the cash fl ow to support it, is to hire employees or contractors to perform the skill sets you can’t or aren’t successful at applying. But how do you get there from here? How do you cover all of the necessary skill sets, successfully, so that the business does become successful enough to support employees or contractors?

One solution is to go into business with a partner or partners who is/are strong in the skill set(s) in which you are weak. For example, when I started my law practice, my husband handled all of the information technology for my fi rm, as well as all of the book-keeping and other offi ce overhead type tasks. I later hired a paralegal, and then added a bookkeeper (both contractors); now I have a full-time practice man-

THE LAWACCORDINGTO STEVENS

by Lisa Welch Stevens,Attorney at Law P.C.

LET’S GET INTOBUSINESS TOGETHER

ager/paralegal who handles all of the tasks en-compassed in the third skill set – running the business as a business.

Where your business partner is your spouse, there may not be too much to worry about, from an organizational perspective, for one very good reason: if one of you dies, your will or the intestacy statutes will determine what hap-pens with the business; if you divorce, the court will determine what happens with the business. However, if you go into business with anyone other than a spouse (and by this I include chil-dren, parents, siblings, and the like), you need to organize the business very carefully.

The most important considerations include the following:

• Documenting who owns how much of the busi-ness;• Documenting who has contributed what, and how much, to the business;• Agreeing on who will perform what tasks, and what the expectations are for the amount of time to be de-voted by each partner to the business;• Agreeing on who is “the boss” – one chief is best;• Putting in place mechanisms to handle disputes; • Setting forth clear exit/succession strategies for partners; etc.

These are only a few examples of organizational con-siderations when starting or going into business with a partner. Regardless of the type of entity you choose for your business, even if it is a simple partnership, it is vital to have agreements in writing, signed by each of the parties, in place making the organizational de-tails of the business clear.

Many people do pride themselves on “doing business on a handshake.” And many people “don’t want to get lawyers involved – we trust each other.” Howev-er, well prepared organizational documents for your business can prevent disputes farther down the road. And it is much less expensive to organize your busi-ness partnership properly from the beginning, than to try and work out a dispute down the road.

Next week I will discuss legal mechanisms to orga-nize your business partnership so that the consider-ations discussed above are taken into account. As always, consult your legal advisor regarding the par-ticulars of your individual situation.

For additional information contact,Lisa Welch Stevens, Attorney at Law P.C.

Representing Colorado Businessesand Business Owners

719.488.9395


CREDIT-CARD CHANGESTO FAVOR CONSUMERS

Credit-card changes dictated by federal regu-lators were supposed to take effect by the end of the year. They didn’t. The feds have

now given credit-card companies (that weren’t too pleased with the changes anyway) a year and a half to get ready.

Here are some of the changes that will take effect in the summer of 2010:

• If your interest rate goes up, the card company will no longer be allowed to impose that higher rate on pre-exiting balances -- unless a payment is more than 30 days late.• When you open an account, your interest rate will be disclosed to you, and the card company will be required to honor that unless your payments are late. • No more universal default. If your credit score plunges due to not paying a different debt, the card companies can no longer raise your rate because of your payment record to others.

• If you have both purchases and cash withdrawals on your credit card at different interest rates, the banks will no longer be able to apply your payment only to the balance with the lowest rate while the other balance continues to accrue higher interest. Any pay-ment amount over the minimum will be applied to the higher interest balance.• There will be no more arbitrary middle-of-the-day cutoffs to accept payments. If a payment is received by 5 p.m. on a given day, it’s considered as being received that day.• If there are to be changes to your account, you must receive 45 days notice.• You must be given an adequate amount of time (21 days) to receive and pay your bill. • There will be no more two-cycle billing, where card companies have gone back to ding you with interest on the same amount a second time.

Suggestion: Use 2009 to get organized so that you’re never late on a payment again. Make more than the monthly minimum payments and get the balances paid off as soon as possible. Don’t give the card com-panies any reason to use their remaining loopholes to raise your rates. There’s a good chance that more people are going to be denied credit, as the card com-panies won’t be able to make as much money with questionable practices.

David Uffi ngton regrets that he cannot personally an-swer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


19

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The law fi rms of: Cucullu & As-sociates, Attorneys at Law; (2) the Law Offi ces of Christopher

C. Meyer, P.C.; and Lisa Welch Ste-vens, Attorney at Law, P.C., are happy to announce the relocation of their of-fi ces from Woodmoor to the Northgate Law Offi ces, located at 13540 North-gate Estates Drive, Ste. 200, Colorado Springs, CO 80921.

The Northgate Law Offi ces are locat-ed just off Northgate Boulevard, one block east of the Northgate Boulevard/Voyager Boulevard intersection. The offi ces are easily accessible from the Gleneagle exit of I-25. Each fi rms’ phone numbers, fax numbers, e-mail addresses and other contact informa-tion shall remain the same.

This relocation will provide the three fi rms with nearly twice as much space

LOCAL LAW FIRMS HAVE RELOCATED TOSPACIOUS OFFICE IN NORTHGATE AREA

as their current location, enabling each fi rm to better and more easily serve its respective clients. We are very grateful for the support of our clients, past and present,, without whose business this expansion would not have been possi-ble, and we look forward to continuing to serve you from our new location.

The owners of the fi rms, are all long-time Tri Lakes residents, and will con-tinue to provide the Tri Lakes area and northern El Paso County with the fi nest in legal services in a convenient loca-tion.

Among the three fi rms, a full range of legal services are provided, including but not limited to personal injury litiga-tion, criminal, domestic relations, real estate, estate and probate, and business law (both transactional and litigation).

You can apply for retirement benefi ts from the comfort of your home or offi ce at www.

socialsecurity.gov. There’s no need to drive to your local Social Security of-fi ce or wait for an appointment with a Social Security representative. You can complete the new online retirement ap-plication in as little as 15 minutes.

Want to know more? Want to know how you can use this to help your clients, members or employees? Or maybe you’re ready to retire yourself? Either way, you can retire online. It’s so easy!

SOCIAL SECURITY HAS A NEW ONLINE RETIREMENT APPLICATION. IT’S SO EASY!

You’re invited to participate in Social Security’s fi rst national webinar – Re-tire Online. It’s So Easy! Join Social Security for a demonstration of the new online application and a discussion of key features of the new application.

The webinar will be hosted via www.socialsecurity.gov on January 29, 2009 at 2 pm EST. To RSVP for the webi-nar, please visit http://www.socialsecu-rity.gov/survey/retireonlinersvp.htm.

I hope that you will be able to join us for our fi rst national webinar and I look forward to the opportunity to discuss this new initiative with you.

719-775-2861 • 719-435-2283 • www.mvea.coop

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CFLs last 10 mes longer than standard bulbs!=

Do the Math, Save the Money - The average home has 20 sockets. If 10 bulbs in your home are 14 wa CFLs and 10 bulbs are 23 wa CFLs, your total house savings over the life of all 20 bulbs will equal $1230 based on 3 hours of usage a day!

Shed New Light On Energy Savings!Use Compact Florescent

Light Bulbs to help you save on your energy bill!

The Low-Income Energy As-sistance Program (LEAP) is designed to help low-income

households with winter home heating costs. It is not intended to pay the en-tire cost of home heating, but can help with a portion. Following are phone numbers for your conty LEAP offi ces. Applications are accepted from No-vember 1 through April 30.

For more information, visit the LEAP website at www.cdhs.state.co.us/leap or call 866-432-8435.

El Paso – (719) 442-0007

Elbert – Primary (719)541-2369

Kiowa (303)621-3149 opt 0

Douglas – (303) 668-4825 ext. 5341

Lincoln – (719) 743-2404

Washington – (970) 345-2238

Pueblo – (719) 583-6160

Crowley – (719) 267-3546

Arapahoe – (303) 636-1130

Additional emergency assistance agencies:

Health & Human Service Information & Referral – call 2-1-1, (719) 955-0742 or (866)488-9742. Pikes Peak United Way – www.ppunitedway.org

NEED HELP PAYING YOUR UTILITY BILL?Pikes Peak Community

Action Agency Calhan Offi ce for eastern El Paso

County – (719)347-2976Toll Free (866)347-2976

Walt Fortman Center for Fountain area (719)382-8515

Northern Churches Cares(719)277-7470

Tri-Lakes Cares(719)481-4864

Salvation Army(719)382-1182

Silver Key (persons over 60)(719)632-1521

Army Emergency Relief(for military personnel)

(719)526-4783

Douglas/Elbert County Task Force – Douglas/Elbert counties

(303)688-1114

Colorado EastCommunity Action Agency

Lincoln/ Elbert counties(719)348-5303

2020


Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. LANGUAGE: What does the French phrase “entre nous” mean?2. TELEVISION: What kind of “dinosaur” was the Flintsones’ family pet Dino?3. AD SLOGANS: What product used the advertising slogan, “How do you spell relief?”4. MYTHOLOGY: Who was the Greek goddess of the hearth and home?5. GEOGRAPHY: In which city would you fi nd the famous Trevi Fountain?6. MUSIC: Which recording art-ist had a 1970s hit with the song “Crocodile Rock”?7. LITERATURE: What was Doro-thy Parker’s pseudonym?8. RELIGION: Who is the patron saint of artists?9. CHEMISTRY: What is the Pe-riodic Table symbol for silver?10. COMICS: What is the name of the military base where Bee-tle Bailey and his friends re-side?

1. Since 1970, name the pitcher who has won the most games in his fi rst two full major-league seasons.2. In 1993, Mike Piazza of the Los Angeles Dodgers set a record for most home runs by a rookie catcher, with 35. Whose mark did he break?3. When Hines Ward set the Pitts-burgh Steelers record in 2007 for most career touchdown recep-tions, whose record did he break?4. John Calipari has coached two non-BCS schools to a NCAA men’s basketball Final Four. Name them.5. How many seasons did NHL great Glenn Anderson tally 30 or more goals?6. When was the last time before 2008 that both teams in soccer’s MLS Cup were making their debut in the championship?7. Name the fi rst bowler in PBA Tour history to win three consecu-tive majors.


SNIPPETZ® PUZZLES AND TRIVIA

1. Name the band best known for its instrumental “Green Onions.”

2. Which artist had seven out of nine songs on an album on the Top 10 hits list?

3. What’s the story behind Ricky Nelson’s “Garden Par-ty”?

4. Which rock song got its title from a brand of deodor-ant?

5. Name the 1950s-era rocker who married his cousin.

New DVD Releases forWeek of Jan. 26, 2009

PICK OF THE WEEK“RocknRolla” -- Director Guy Ritchie returns to form with this high-octane British gangster romp. Starring Gerard (SPARTAAA!!!) Butler as a two-bit mook named One-Two who gets involved in a caper involving a Russian painting, a shady accountant (Thandie Newton), competing factions of the underground,

a rock star and a dizzying array of inter-locking story lines and plot twists. Fans of “Snatch” and “Lock, Stock and Two Smoking Barrels” will defi nitely want in on this caper.

ALSO“The Secret Policeman’s Balls” -- For those who grew up in the ‘80s, “The Se-cret Policeman’s Balls” are legendary. These annual comedy and music shows raised millions for Amnesty Interna-tional and showcased the cream of Brit-ish comedy and some awesome musical performances.In this three-disc collection are fi ve of the most famous balls, featuring perfor-mances by Monty Python, Billy Con-nolly, Rowan Atkinson (Mr. Bean/Black-adder), Hugh Laurie (“House, M.D.”), Peter Cook, Dudley Moore and others.

Some of the musical acts featured are a Who’s Who of ‘80s music: Peter Gabriel, Bob Geldof, Mark Knopfl er, Sting and Phil Collins, to name just a few.

“42nd Street Forever” Vol. 4 -- The “42nd Street Forever” series is one of my guilty pleasures. They’re compilations of movie trailers from schlocky, grindhouse fi lms of the 1960s, ‘70s and ‘80s. From gore to bad sci-fi to blacksploitation and sex romps, every kind of low-budget, horrible fi lm you can imagine is shown -- well, their trailers at least. And frankly, the trailers are, more often than not, bet-ter than the fi lms themselves.

FAMILY“Mary Poppins: 45th Anniversary Spe-cial Edition” -- If you already own a ver-sion of Mary Poppins, there really isn’t

anything “special” about this two-disc Disney release. It’s mostly being used as a promotional tool for the Broadway musical. But if you don’t have a copy of this Julie Andrews classic, then by all means snatch it up -- if only for Dick Van Dyke’s legendary horrible Cockney ac-cent. Besides, Disney has a nasty habit of releasing home videos of its fi lms for a limited time and then pulling them off the shelves for years, so you never know when you’ll see it again.

TV SERIES“Cheers” The Final Season

“The Invaders” Second Season“The Love Boat” Season 2, Vol. 1

“Blossom” Seasons 1 and 2“Meerkat Manor” Season 4


In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (21).


21

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

ARIES (March 21 to April 19) Taking some time out of your usually busy social life could be just what you need to help you focus on putting those fi nishing touches on your plans for a possible career change.

TAURUS (April 20 to May 20) A misun-derstanding about a colleague’s sugges-tions could create a delay in moving on with your proposal. But by week’s end, all the confusing points should fi nally be cleared up.

GEMINI (May 21 to June 20) You might feel overwhelmed by all the tasks you sud-denly have to take care of. But just say the magic word -- help! -- and you’ll soon fi nd others rushing to offer much-needed assis-tance.

CANCER (June 21 to July 22) Finishing a current project ahead of schedule leaves you free to deal with other upcoming situ-ations, including a possible workplace change, as well as a demanding personal matter.

LEO (July 23 to August 22) Turn that fi ne-tuned feline sensitivity radar up to high to help uncover any facts that could infl uence a decision you might be preparing to make. Devote the weekend to family activities.

VIRGO (August 23 to September 22) A state of confusion is soon cleared up with explanations from the responsible parties. Don’t waste time chastising anyone. In-stead, move forward with your plans.

LIBRA (September 23 to October 22) You might feel obligated to help work out a dis-pute between family members. But this is one of those times when you should step aside and let them work out their problems on their own.

SCORPIO (October 23 to November 21) Your ability to resolve an on-the-job problem without leaving too many ruffl ed feathers earns you kudos from co-workers. You also impress major decision-makers at your workplace.

SAGITTARIUS (November 22 to Decem-ber 21) Newly made and long-held friend-ships merge well, with possibly one excep-tion. Take time to listen to the dissenter’s explanations. You could learn something important.

CAPRICORN (December 22 to January 19) Be prepared to be fl exible about your current travel plans. Although you don’t have to take them, at least consider sug-gestions from the experts in the travel busi-ness.

AQUARIUS (January 20 to February 18) A problem with a recent fi nancial transac-tion could lead to more problems later on unless you resolve it immediately. Get all the proof you need to support your posi-tion.

PISCES (February 19 to March 20) Day-dreaming makes it diffi cult to stay focused on what you need to do. But reality sets in by midweek, and you manage to get every-thing done in time for a relaxing weekend.

BORN THIS WEEK: Your ability to reach out to those in need of spiritual comfort makes you a much-revered, much-loved person in your community.


JANUARY 26, 2009

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. Booker T. and the MGs, one of the original Stax Records bands, released “Green Onions” in 1962. The song stayed on the Billboard Hot 100 list for 15 weeks.2. Michael Jackson’s 1982 “Thriller” album contained seven hit songs, with the title song no doubt helped along by the video of the same name.3. Nelson wrote “Garden Party” in 1972 after being booed off the stage at Madison Square Garden. In the song he says, “If memories are all I sang, I’d rather drive a truck.”4. Nirvana’s alternative rock “Smells Like Teen Spirit” (1992) hit No. 1 during its 30 weeks on the charts. Writer Kurt Co-bain claimed not to know that Teen Spirit was a deodorant.5. Jerry Lee Lewis, known for his boogie-woogie style piano rock, married his cousin in 1957. She was 13 years old. The couple stayed married for 13 years and had two children.

1. Privately, between us2. Snorkasaurus3. R-O-L-A-I-D-S

4. Hestia5. Rome

6. Elton John7. Constant Reader

8. St. Luke9. Ag

10. Camp Swampy

1. Dwight Gooden won 41 games in his fi rst two full seasons with the New York Mets (1984-85).2. Matt Nokes of Detroit hit 32 homers in 1987.3. John Stallworth, with 63 TD receptions.4. UMass in 1996 and Memphis in 2008.5. Nine seasons.6. It was the fi rst year of the MLS (1996), when D.C. United and the Los Angeles Galaxy faced off in the fi nal. 7. Norm Duke in 2008 (Denny’s World Champion-ship, U.S. Open, PBA World Championship).

22

SNIPPETZ® BUSINESS AND CLASSIFIED

FOR SALE

SNIPPETZ®

CLASSIFIED6 LINES • Only $5 A Week

(minimum 5 weeks)

Call: 719-487-0484Snippetz

® Classifi ed ads will run a minimum of fi ve consecutive weeks unless otherwise ar-ranged. Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to ap-pear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail

E-mail: [email protected]

or

Funder Enlightening, Inc.PO Box 789

Monument, CO 80132

Visa / Mastercard / Check

REAL ESTATE

On 12 acres, 1 mile south west of Monument City Limits. Barn with power, water and locking tack room. Easy access to National Forest trails. Feeding twice daily in winter, once daily in summer. Winter $300/mo, Summer $200/mo. Call Rick: 481-6660

AFFORDABLEHORSE BOARDING

FOR RENT: 2 SPACIOUS RENTALS!!MONUMENT

Two year old townhome available fur-nished or unfurnished. 4 bedrooms/4 baths/1 car garage. 1860 sf. Fireplace, views, A/C. Furnished: $1500/mo Un-furnished: $1250.00 Minimum 9 month lease. Pets considered.

MONUMENTTwo year old townhome available furnished or unfurnished. 2 master suites,/3baths/2 car garage. 1560 sf. Fireplace. Furnished: $1400/mo Un-furnished: $1200/mo Minimum 9 month lease. Pets considered.

CALL MICHAEL 719-338-7028

2 BEDROOM APARTMENTFOR RENT

No smoking. No pets. Shared utilities. Quiet and secluded.

Must See! $800/mo719-481-3458

SNOW THROWERTroy-bilt, 5 HP, Two-Stage

21”, Electric Start,Tire Chains, Extra Belts,

Very Dependable. $350 obo. 719-487-8555

BEAUTIFUL SELF-CONTAINED 1-BEDROOM APT

For rent in rural Monument, walk-in-closet, 800 sq ft - $650/mo. more info at www.nyagregorfl e-ron.net/4rent.html#apt or call Paul or Nya at 719 487 3113

RED ROCK RANCHHILLTOP HOME

3 Br, 3 Ba, Large, 2 Car Garage, Fireplace, New Hot Tub, Dog Kennel. Postcard views of Front Range. Trees, 1 Acre, Passive So-lar, All Appliances. D-38 Schools, beautiful neighborhood bordered by National Forest. $1,650 mo. Call Rick 460-0234

MONUMENT 2BR APT.Newly remodeled, garden level, excellent area ALL utilities PAID exc. Elec. NO pets or smoking. $680 mo. Rick or Joanne. (719) 488-8558

EXECUTIVE HOME FOR RENT OR LEASE W/OPTION TO BUY

IN PALMER LAKE4 bedroom/3 bath. Fenced yard and 3 car garage. (970) 901-5062

MOUNTAIN VIEW HOME FOR RENT Monument - 3 bed/3 full baths, 1.5 acres w/privacy & MTN VIEWS! Fenced back yard - dogs OK, central A/C, 2 car garage, fi nished walk-out basement. Only $1,650/mo. Call Keith (303) 888-6655, go to http://denver.craigslist.org/apa/926476325.html

WILL TRADE WORKI Will trade work for a 4x4 pickup truck. Framing, tile, drywall, paint, maint. 719 487 7559

WANTED

PROPERTY MAINTENANCESpecializing in the upkeep of va-cant and occupied homes. Don’t let your rental or investment prop-erties become rundown. We can take care of all cleaning, trash removal, lawns and much more.Contact Lori at (719) 331-2945

REAL ESTATE REAL ESTATE

PALMER LAKEOFFICE / STORE

FOR RENT400 sq. ft..

$425 per mo. + Utilities719-481-2671

EXECUTIVE HOME FORRENT IN KING’S DEER6,400 sq. ft. 7 bedrooms,

7 baths. 6 car garage.Contact Gene: 719-491-9634

TUTORCERTIFIED SPECIAL ED TEACHER10 yrs. exp. Students grade 1-6: reading, writing, language arts. Math through grade 5. My home or yours. Flexible hours - nights and weekends. Only $25 per hour. Call: 599-8867 or cell: 650-0001

NEW PALMER LAKE HOUSE FOR RENT

2,600 sq. ft., 3 bd./ 3 ba., 2 car gar. In-fl oor radiant heat. 2 great rooms. Many more amenities. $1,250/mo. + deposit & utilities.719-481-2513

MEETINGS & EVENTSDo you need a place for your group to meet or to hold an event? We have lots of space for groups from 2-150 people. Food, bever-age and entertainment services also available. VERY reasonable rates – in some cases there is no charge for meeting space. Call Debbie at PINZ 487-7469 for more info.

WANTED: PIANO PLAYERExperienced piano player wanted for regular sing-a-longs in our lounge. Must have expansive repertoire of current and standard popular songs. To audition, please call Debbie at PINZ 487-7469.

LOOKING FOR GREAT CHILD CARE?Try Imagination DestinationLearning Center. Ages 3+ (Preschool / Pre-K) Mon-Fri 7AM-6PM. Lunch and snacks provided. Experienced teacher. Low Ratio! Daily themes and activities.Call: Kathy Webb 719-487-8104

ADIRONDACK ENTERPRISES, LLC.

LICENSED • BONDED • INSUREDAARON (719) 641-7996LOREN (719) 494-6119

20 YEARS EXPERIENCE!• Green Built• Custom Homes• Basement Finish• Framing

• Tile• Wood Floors• Log Work• Job Site Cleanup

• Remodels• Doors• Decks• Trim

HANDYMAN SERVICES AVAILABLE • FREE ESTIMATESemail: [email protected]

QualityImport Service

Specializing inSUBARU Repairs

719.488.6729707 County Line Rd.

Palmer Lake, CO

AUTO SALES AUTO REPAIR

SUBARUS!

AUTO REPAIR

GOOD ON MOST VEHICLES EXCLUDING DIESEL

LUBE, OILAND

FILTER CHANGESPECIAL

$7.00 OFF

ANYOIL CHANGE

MONUMENT • SAFEWAY CENTER • 488-2299WITH THIS COUPON

SERVICES

EXPERT REMODELINGFor kitchens, baths, additions, basements, decks and more. I am local, licensed and insured. 30+ years in the business. Dennis or Marilyn: 481-8828 / c: 510-2538

SERVICES

FIRST ANNUAL TRI-LAKES CARES ELECTRONICS RECYCLING EVENT!

When: Saturday, February 14th, 2009 10am to 2pm

Where: District 38 “Big Red” parking lot - 146 Jefferson Street in downtown Monu-ment, Colorado

What: Tri-Lakes Cares has teamed up with Guaranteed Recycling Xperts (GRX) to provide our community with an opportu-nity to dispose of electronic waste (comput-ers, TV’s, and almost anything with a cord or a circuit board) responsibly. Recycling fees range from $5 for desktop/countertop items – up to $25 for large TV’s, and net proceeds from this event bill be donated to Tri-Lakes Cares.

GRX is southern Colorado’s ONLY certi-fi ed e-steward e-waste recycler. No items will be land fi lled, incinerated, or shipped abroad to be dumped. Visit GRX online at www.grxrecycles.com or contact Bill Morris at (719) 325-6673

CONGRATULATIONSJOHNNY CHRISTISON

ON YOUR RETIREMENT!

And thank you, and all of your friends for choosing

Sundance Mountain Lodgeas your Retirement Party location.

We appreciate your support and wish you the best!

23

Article by Robyn GrahamRE/MAX Properties, Inc.

Your El Paso County Certifi edDistressed Property Expert!

DON’T LOSEYOUR HOME INFORECLOSURE!

ExplainingYour Options!

Because of today’s economy, every day more people are slipping closer to the threat

of foreclosure. If this is you, or someone you know……Do Not Freeze Up! There are options, and I am going to explain some of them here.

First of all, the bank does not want to own your home through a foreclosure! They are not in the business of re-selling homes, therefore they will work with you…..but there is a timeline involved and you must be educated on what to do and who to talk to.

“Paying up or Moving out” is not your only option. Potential solutions may be:

• Negotiating a modifi cation of the loan.

• Refi nancing the loan.

• Listing the home through an agent for a possible “short sale.”

If you have fi rst talked to the current lender and are not able to negotiate a modifi cation of your loan, and you have also spoken with that lender or another lender to see if your situation qualifi es to refi nance the loan, and you are still hitting a brick wall, we need to talk about doing a Short Sale.

A Short Sale occurs when the current value of a home is less than the amount owed on the property. You must combine the amount owed on the loan (including late fees, etc.), the closing costs and the real estate commissions in order to come up

with your total pay off. There are “hardship” qualifi cations (such as job loss, relocation, divorce) that you must meet before you are eligible for a short sale. Once the property is listed and a “short” offer is accepted by the bank, a “short sale” closing occurs.

If a Short Sale is handled properly, this process should take 60 to 90 days. Your bank will hold off on the foreclosure if we get an acceptable offer on the house! It is imperative that a qualifi ed real estate agent who is a Certifi ed Distressed Property Expert be hired to list the home and represent the buyer in order for the extensive paperwork and negotiations with the lender to be done properly!

Here are the facts about Short Sales vs Foreclosures:

• Credit History: Foreclosures remain on your record for 10 years or more. A Short Sale is not reported on your credit history.

• Credit Scores are lowered: Short Sale - as little as 50 pts. Foreclosure - 250 to over 300 pts.

• Waiting period before you may be eligible for a Fannie Mae backed Mortgage for your Primary Residence: Short Sale - 2 years Foreclosure - 5 years.

• Interest Rates on future loans are affected if you Foreclose, but not if you have a Short Sale.

• Employment Consequences for Foreclosures (that are not affected by Short Sales): In jobs that require Security Clearances, your position will be terminated! Also, current and future employment can be challenged, reassigned or terminated!

• ALL Foreclosures incur a Defi ciency Judgment, and yet you may be able to negotiate with the lender to release or lower the Defi ciency Judgment in the case of a Short Sale.

For more information about the Short Sale Process, go to www.CertDPE.com.

Be sure to always consult your accountant and/or your real estate attorney for details regarding how your options will affect your particular situation.

For Additional Information, email questions to

Homes@Robyn Graham.com -- please put “Real Estate Rap” in the subject line.

Or call 719-216-4421or 888-481-8641 Toll Free

FOR SALE OR LEASE IN HIGH PINESFormer Model Detached, Ranch Patio Home

4 beds, 3 baths, FP in great room. Slab granite, Gas Range, Walnut Cabinets, 5 pc. master bath. Fin. Lower Level. Wet bar. 2 car garage.

Extras! Call to view. Barbi 205-1881$349,900 or $1850 per month

SNIPPETZ® REAL ESTATE

Need a high quality leather belt at a reasonable price?

Crafty Cow Leatherworks’ craftsmen have decades of experience.2506 W. Colorado Ave. • In the heart of Old Colorado City

REALLY NEEDTO SELLA HOME?

Have Realtors told you NO WAY?

Call the experts at(719) 460-5570

THINKING OF FINISHING ORREMODELING YOUR BASEMENT?

CALL LAST MINUTE CONSTRUCTIONWE’LL HANDLE IT ALL!

Creating Beautiful Basements in and Around Colorado Springs

Call 205-6010for an appointment

or email us:[email protected]

COMPLETE BASEMENT FINISHING

Code compliantDetail orientedCustom qualityTurnkey service

FREE ESTIMATES

WE REALLY DO HANDLE IT ALL!• Complete materials & labor quote• Ordering & purchasing materials• Framing, electrical & plumbing• Painting & staining• We schedule all inspections• Design assistance• Permit assistance• Drywall & texture• Carpet & tile• Home theaters

SNIPPETZ® REAL ESTATE

North Office5360 North Academy Blvd.

Suite 150Colorado Springs, CO 80918

CENTURY 21 HOLT REALTYWITH NORTH & SOUTHWEST LOCATIONS

&

Buying or Selling? Call �e Best 719-238-9973

Buying or Selling? Call �e Best 719-238-9973

Specializing in residential, commercial, land and investment properties, we providerepresentation at no cost to you when purchasing a home, new or pre-owned. We alsohave access to a large international relocation network for those moving out of state.Put our top negotiating skills to work for you, call us at 719-238-9973.

HELPING YOU WITH YOUR PURCHASE

We provide one of the best marketing packages for your home, using strong online exposure in the most popular real estate websites combines with traditional print advertisement. Call us for your free market analysis and take the first steps in sellingyour home, call us at 719-238-9973. Don’t forget to ask about our virtual tour packages.

WORKING HARD TO SELL YOUR HOME

Covering Monument, Palmer Lake and Colorado Springs, we offer services including:rental listings, full service property management, and will help you find a rental. Call usat 719-238-9973.

PROPERTY MANAGEMENT SERVICES

With two locations to choose from, one in North Academy and the other on 8th Street.We have you covered. We offer no desk fees, 100% commission plans, one-on-one training, Global Referral Network, online training resources and more! Join our team or Real Estate professionals, Call Alberto at 719-238-9974.

JOIN THE CENTURY 21 HOLT REALTY TEAM

Call 719-238-9973 to view any of theseGreat Properties!

ElaineAlberto del ToroAlberto719-238-9974adeltoro@[email protected]

Each Office Is Independently Owned And Operated.

Elegant Home in Wagon TrailsN/E This 3BR, 2.5BA, 3CAR home includes stuc-co exterior, central air, master suite and more. Access to community pool and tennis! MLS #527855 $264,900

Constitution HillsClean and well maintained 2,562 sf home. 3 bed-rooms on the main level including master bedroom w/ private bath. Great open living & dining areas w/ vaulted ceiling and gas fp. Fantastic tiered and landscaped back yard w/ patios. Finished base-ment w/ large rec rm. and additional bedroom & full bath for guests. Great location close to all! MLS #470296 $207,000

Fantastic Find in Palmer Lake!4 bedroom / 2 bathroom / 1,505 sq ft Great rancher situated on a nice level lot with mountain views. Bright and open with vaulted ceilings, vinyl windows and a deck off the master bedroom. Fully fenced back yard and a covered front porch make this home one worth seeing MLS #423842 $199,900 (Rent for $1,000/mo.)

Lots of Custom Tile Work5BR, 3BA home in Village Seven area features a kitchen with granite tile counters, travertine back-splash, hickory cabinetry, wood fl ooring and more. Lots of custom tile work throughout. The yard is a gardeners delight with covered deck covered, grape vines and shed. Great location walking dist to trails, parks and community pool! MLS #504552 $229,000

Large Lot With Lots of PossibilitiesCharming 4BR, 2BA Bi-level home with a large fenced-in yard. Home includes renovated bath-room with marble-like tub suround, new sink and faucets. large family room. Kitchen walks out to wood deck. All appliances stay including washer, dryer and stainless refrigerator. MLS #467930 $189,500

Black ForestCustom built quality 2X6 construction. Lots of natural light in this home! Located in quiet treed neighborhood within cul de sac. Area features rid-ing trails & ponds. and 2.5 acres of serenity in the trees ready for your horses! MLS #570532 $370,000

Great Turn of the Century HomeWith tons of ambiance. Desirable downtown area walking distance to trails & park. Completely ren-ovated kitchen w/ all new stainless appliances. Hardwood fl oors on main fl oor and upper level. MLS #507572 $179,000

5 Acres Homesite in Hawk RidgeWith unobstructed Pikes Peak and front range VIEWS! Perfect lot for walk out lower level. Soil and Perc tests available. MLS #435721 $199,000

24

Briargate 2-Story $311,500 5/4/2, 3,072 sq ft,

Great fl oorplan, location!

ELK CREEK RANCH 2-Story$359,900

4/3/2, 3,198 sq ft, 5 Acres,Immaculate!

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North Gleneagle Ranch $329,000 Bright, sunny 4/3/2 built 1999

w/ 3,328 sq ft, A/C, tile. Finished LL with work/craft room.

Woodmoor 2-Story $460,000

7/4/3 with 4,041 sq ft. Yes, 7 bedrooms! Great yard & deck.

Elbert Rancher$479,900

Gorgeous 4/3/3, 3,676 sq ft, built ‘02, 5.0 acres, large new barn

CALL FORA FREE LIST

OF FORECLOSED

HOMES

RobynGrahamCDPE, ABR, GRI, QSC, CLHMS

719-216-4421

Condo in Southeast - Great Rental !2 Bed, 2 Bath, 2 Pk Spc Co. Spr.

$85,000 www.2322Lexington.com

‘98 Parade of Homes Winner !5B, 5B, 3C, 3 Acres N. Blk Forest

$864,900 www.20175Wissler.com

Search Entire MLS: www.CoSpringsMLS.com

Investment Opportunities!3 Consecutive Commercial

Properties Downtown!www.SouthWeberStreet.info

514 So. Weber St. (at Cimmaron)Zoned C6, Duplex, 4 Bdrm, 2 Bath

Needs Cosmetic Work $247,000

522 So. Weber St. (at Cimmaron)Lot Zoned C6 (current lease) $237,120

518 So. Weber St. (at Cimmaron)Zoned C6, Possible Retail orOffices w/ 3 Bdrm Upstairs

Needs Rehab Work $256,880

I am a DistressedProperty Expert!

- If you are a Buyer looking for

a Real Estate Deal, CALL ME!

- If you are a Homeowner and

are facing Foreclosure, call

me to talk about your Options!

Documents

Snippetz Issue 378