Smith St. Gardens, Inc. - EBMG - New York City Cooperative ...ebmg.com/wp-content/uploads/2010/08/Smith-St-Gardens-Complete... · Excel Bradshaw Management Group , ... the lender

Excel Bradshaw Management Group, LLC. 393 Old Country Rd. Suite 204, Carle Place, NY 11514 . t:516-333-7730 f:516-333-6182

Smith St. Gardens, Inc. SALES REQUIREMENTS FOR BOARD APPROVAL

Please note: Five bound copies (the loose-bound copy can be redacted of personal information – i.e., social security #, etc.) plus the original, loose-bound copy (6 total) of all papers are to be submitted to Excel Bradshaw Management Group, LLC Attn: Serena Ogaldez (LI office). All copies must be collated into individual sets for submission to the Board of Directors. Incomplete packages will not be processed. Please allow thirty (30) days for the Board to review. Contract of Sale, Application and Financial Information:

• Contract of Sale, fully executed – with Lead Paint Disclosure Form signed by seller, purchaser and broker.

• Purchase application and acknowledgement (enclosed forms). Please attach supporting documents including three (3) months most recent checking, savings and brokerage statements.

• Credit Application (enclosed form) • Copies of the last two years Federal 1040 tax returns complete with W-2 forms.

These returns must be signed. • Copies of two (2) months pay stubs. • If self-employed, copies of the last two (2) years Financial Statement and Business

Tax. Returns and a letter from CPA confirming earnings.

• Statement from the applicant(s) explaining in detail the source of funds for the purchase of apartment.

• If purchase is to be financed, bank should provide: A. A copy of your commitment letter B. A copy of the Bank Loan Application C. Three original Recognition Agreements signed by a bank

officer. i. AZTECH FORM ONLY

Reference Letter

• Two (2) Reference Letters from your bank. • Letter from employer stating position, length of employment and annual salary • Reference letter current Landlord or Managing Agent. • Two (2) letters of personal reference for each applicant.

Forms to be either completed and/or signed: (Forms included with this package)

• Disclosure of Information on Lead Based Paint and/or Lead Based Paint Hazard Form to be signed by applicant.

• Please note that once the Board approval is received in order to comply with regulations, applicant(s) must complete and submit Notice for Prevention of Lead Based Paint Hazards – Inquiry regarding child and a Window Guard Rider at closing and before moving in.

• House Rules Acknowledgement Letter


Proof of Homeowner’s Insurance • Must be submitted at or prior to closing in order to close.

A Guarantor must submit the same financial information as the applicant, must complete an application form and is subject to a credit check and the credit check fee. FEES TO BE SUBMITTED WITH APPLICATION: (non-refundable fees paid by applicant/s)

• Application Processing Fee: $450 payable to Excel Bradshaw Management Group, LLC

• Credit Check Fee: $75.00 per person payable to Excel Bradshaw Management Group, LLC

• **Please note that if you are financing, the lender requires a coop questionnaire to be completed. There is a $125 charge for this payable to Excel Bradshaw at the time it is required.

FEES TO BE COLLECTED AT CLOSING: (NON-REFUNDABLE) SELLER’S FEES:

Administrative Fee: $600 payable to Excel Bradshaw Management Group, LLC ($300 additional if closing is out of EBMG offices)

• Transfer Fee: 3 Month’s Maintenance payable to Smith St. Gardens, Inc. (CERTIFIED)

• Maintenance: Must be paid up to date at closing. • Move out Deposit: $200 payable to Smith St. Gardens, Inc.

PURCHASER FEES: MOVE IN DEPOSIT MUST BE CERTIFIED CHECK

• Move In Deposit $200 payable to Smith St. Gardens, Inc.


Smith St. Gardens, Inc.

Sales Application

Sales / Leasing Agent: Serena Ogaldez T: 516-333-7730 x.204 F: 516-333-6182 E: [email protected] Property Manager: Bob Marra, RAM T: 516-333-7730 x.207 F: 516-333-6182 E: [email protected] How Many Application Copies to Submit: Six (6) Copies as Described Above Mail or Deliver Application to: Excel Bradshaw Management Group, LLC 393 Old Country Rd., Suite 204 Carle Place, NY 11514 Attn: Serena Ogaldez Interviews: Please mail, e-mail or fax requests in writing. Please include building address and apartment number and where and to whom this information should be sent. Fees must be received prior to processing request. Offering Plans, By-laws, financial statements are not faxed. Arrangements can be made to either pick up documents or have them mailed. Contact Closing Agent for the following: Fees Charged*: Offering Plans and Amendments $200 By-Laws $30 (PDF is Free) Financial Statements $30/yr (PDF is Free) Blank Proprietary Lease $30 (PDF is Free) Coop Questionnaires $125 Review of Corporation Minutes Free – In Office Only Open Houses Contact Manager for the following: Alteration Procedures and Fees Suggestions for expediting the process of applications: Designate one contact person Send only complete applications and submit required copies. If an item is missing from the required documents, please indicate in writing a reason for the missing item.


CLOSING INFORMATION

Once a final decision is reached regarding your application, the Board of Directors will notify the Closing Department and we will notify you of their decision. If approved, a closing date may be scheduled, however, no sooner than two weeks after approval.

Maintenance and other Fees: Maintenance and all other fees and charges due to the Cooperative Corporation must be paid up to date. All checks from the seller must be either certified checks or money orders. Move in/out fees and deposits must be certified checks. Power of Attorney: Please inform your attorney that if a power of attorney is being used, we request that a copy of the completed and signed power be faxed to the appropriate transfer agent in the closing department prior to the closing date for review and approval. The fax number is 516-333-6182. The original is to be delivered at closing with an affidavit as to the Power of Attorney being in full force. It is important that this information be passed on to the seller’s attorney as well. Lost Stock Certificate and/or Proprietary Lease: If the seller has lost the Stock Certificate and/or the Proprietary Lease, please notify us prior to the closing so that we may obtain lien searches where applicable and prepare an affidavit of lost stock and lease for the seller to sign. No transfer of the stock and lease will be made unless we have either a stock certificate to cancel or a signed affidavit prepared by our office. Estate Transfers: If this is an estate transfer, please fax us in advance of the closing the requested estate paperwork. Please note that all executors must sign the required transfer documents. Foreclosure Sales: If this is a Foreclosure sale, please ask the foreclosing lender to submit the foreclosure paperwork prior to closing. Move-In/Move-Out Refunds: Once you have closed on your apartment and after you have moved in or moved out, please notify the Property Manager who will then process the necessary paperwork for you to receive a refund of your deposit check. Please allow between 35-45 days for this process.

393 Old Country Rd., Suite 204, Carle Place, NY 11514 – T: 516 333-7730 F: 516-333-6182 501 Surf Avenue, Brooklyn, NY 11224 – T: 718-266-1110 F: 718-996-3674

112 West 34th Street, New York, NY 10120 – T: 212-502-7048 www.ebmg.com

AUTHORIZATION FORM FOR CONSUMER REPORTS / CREDIT APPLICATION

In connection with your application for tenancy, understand that consumer reports which may contain public record information may be requested or made on you including consumer credit, criminal records, landlord tenant court records and others. Further, understand that information from various Federal, State, local and other agencies which contain your past activities may be requested. By signing below, you hereby authorize without reservation, any part or agency contacted by Excel Bradshaw Management Group or CoreLogic SafeRent, Inc., to furnish the above-mentioned information. You also agree that a fax or photocopy of this authorization with your signature be accepted with the same authority as the original. Bu signing below, you also authorize without reservation CoreLogic SafeRent, Inc. to provide an applicant’s information to various government, law enforcement and Consumer Reporting Agencies. You have the right to make a request of CoreLogic SafeRent, Inc., upon proper identification and the payment of any legally permissible fees, for the information in its files on you at the time of the request. You hereby authorize and request, without any reservation, any present or former police department, financial institution, consumer reporting agencies or other person or agencies having knowledge about you to furnish CoreLogic SafeRent, Inc. with any and all background information in their possession regarding you, in order that your qualifications may be evaluated.

CoreLogic SafeRent, Inc. 7300 Westmore Road – Suite 3

Rockville, MD 20850 – 5223

Full Name: First _______________ Middle _____________Last _____________________ Current Street Address: _____________________________________________________ City: _________________________________ State _____________ ZIP _______________ Social Security Number _______________________________

The following is for identification purposes only to perform the background check. Date of Birth ______ / ______ / _______ Gender (M / F) Signature _______________________________ Date ______________________

Excel Bradshaw Management Group, LLC – 393 Old Country Rd., Suite 204, Carle Place, NY 11514 – T: 516 333-7730 f: 516-333-6182

Smith St. Gardens, Inc. Acknowledgement

The undersigned applicant(s) certifies that all the information on the sales application is complete and accurate statement of facts. It is understood that the Board of Directors or its designated representative will rely on the information furnished in considering this application. It is acknowledged and understood that pursuant to authority granted in the proprietary Lease, the consent of the Board of Directors or its designated representatives to this transfer is required. The undersigned authorizes the Board of Directors or its agents to contact any of the employers, banks, landlords, educational institutions, references, etc. described herein for information bearing upon this application. It is further understood that the Board of Directors or its designated representative may require additional information and may require a personal interview with the applicant(s) and other individuals who will reside in the apartment. It is also understood that in no event will the Corporation, its Board of Directors, or its agents be responsible for expenses or liabilities resulting from any delay in this review; and further, in no event will the Corporation, its Board of Directors, or its agents be responsible for any liabilities or expenses incurred by an applicant whose application is not approved. The undersigned applicant(s) further acknowledges and agrees to be bound by any and all agreements affecting the use and occupancy of the Cooperative apartment that is the subject of this application, including, without limitation any alteration, or alteration agreement or other use agreement, if any, heretofore entered into prior by the owners(s) or occupant(s) of said Cooperative apartment which would be binding on or adversely affect the applicant(s) and/or the Cooperative apartment after the Closing. Furthermore, to the extent that the seller, or its predecessors, was or is obligated to effect repairs resulting from its actions or renovations, I understand that I am now responsible for the same. The undersigned acknowledges that with the personal information gathered within this package, a credit report and background check will be run by the Management company and agree to such searches for all parties signed. The undersigned acknowledges that the apartment is being acquired “as is” and that the purchaser of a Cooperative apartment takes possession subject to the provisions of the by-laws of the Corporation and the Proprietary Lease, when issued, and assumes all of the seller’s obligations thereunder. Applicant’s Signature ______________________________ Date Signed ________________________ Applicant’s Signature ______________________________ Date Signed ________________________

393 Old Country Rd., Suite 204, Carle Place, NY 11514 – T: 516 333-7730 F: 516-333-6182 501 Surf Avenue, Brooklyn, NY 11224 – T: 718-266-1110 F: 718-996-3674 112 West 34th Street, 18th Floor, New York, NY 10120 – T: 212-502-7048

www.ebmg.com

Smith St. Gardens, Inc. Sprinkler Acknowledgement Form

Pursuant to the New York State Sprinkler Law, a new law that as of December 3, 2014 requires an Acknowledgement Form signed by all lessees, we are asking that all residents please fill out the form below, sign and return to the Superintendent for pick up by Management. Please note that this form applies to both Shareholders and non-Shareholders that are residing in the building. Name: ___________________________________ Building Address: 194 Smith Street, Freeport, NY 11520 Unit #: ___________ £ I DO have a sprinkler system in my apartment £ I DO NOT have a sprinkler system in my apartment If you marked that you do have a sprinkler system above, please fill out the below information: Date of Last Inspection: ___________________ _________________________________________ Signed Date of Signature: ____________________


Disclosure of Information on Lead-Based Paint and/or

Lead-Based Paint Hazards

Lead Warning Statement Housing built before 1978 may contain lead-based paint. Lead from paint, paint chips and dust can pose health hazards if not managed properly. Lead exposure is especially harmful to young children and pregnant women. Before renting pre-1978 housing, lessors must disclose the presence of known lead-based paint and/or lead-based paint hazards in the dwelling. Lessees must also receive a federally approved pamphlet on lead poisoning prevention. Lessor’s Disclsosure Presence of lead-based paint and/or lead-based hazards (Check (i) or (ii) below):

(i) ---- Known lead-based paint and/or lead-based paint hazards are present in the housing (explain) __________________________________________________________________________________________

(ii) ---- Lessor has ne knowledge of lead-based paint and/or lead-based paint hazard in the housing. Records and reports available to the lessor (Check (i) or (ii) below):

(i) ---- Lessor has provided the lessee with all available records and reports pertaining to lead-based paint and/or lead-based paint hazards in the housing (list documents below).

(ii) ---- Lessor has no reports or records pertaining to lead-based paint and/or lead-based paint hazards in the housing.

Agent’s Acknowledgement Agent has informed the lessor of the lessor’s obligations under 42 U.S.C. 4852d and is aware of his/her responsibility to ensure compliance. Lessee’s Acknowledgement Lessee has received copies of all information listed above. Lessee has received the pamphlet Protect Your Family from Lead in Your Home __________________ __________________ __________________ __________________ Lessee Date Lessee Date __________________ __________________ __________________ __________________ Agent Date Agent Date __________________ __________________ __________________ __________________ Lessor Date Lessor Date


Please retain the attached copy of the House Rules and Lead Information Brochure for your records. It is not necessary to return copies of the House Rules and Lead Information Brochure with the application package.

Excel Bradshaw Management Group, LLC. 393 Old Country Rd. Suite 204, Carle Place, NY 11514 . t:516-333-7730 f:516-333-6182 1


HOUSE RULES ACKNOWLEDGEMENT

Re: Apartment ___________ I have received a copy and read the current House Rules for Smith St. Gardens, Inc. and agree to abide by them. Signed:____________________________________ Date: ___________________ Print Name: __________________________ Signed:____________________________________ Date: ___________________ Print Name: _________________________



EMERGENCY CONTACT FORM

Occasionally an emergency or maintenance problem will occur where it is imperative for us to contact a tenant who is not at home. Repair work can be hampered when tenants are away on vacation or at work. Extensive damage can be prevented if we have a method of contacting the occupant. To avoid this problem, we are requesting that you fill in the information below. APARTMENT#: __________________________________________________________ OCCUPANTS NAME: ___________________________________________________ BUSINESS NAME: ____________________________________________________ BUSINESS ADDRESS: ____________________________________________________ CITY / STATE / ZIP: _____________________________________________________ TELEPHONE #: BUS:____________________ HOME: _____________________ CELL #: _________________________________ E-MAIL: _____________________________________________________________ IN CASE OF EMERGENCY CONTACT: ________________________________________________ MAILING ADDRESS: _______________________________________________________ CITY/STATE/ZIP: _______________________________________________________ TELEPHONE #: BUS:____________________ HOME: ______________________ £ PLEASE ADD ANY ADDITIONAL INFORMATION YOU MAY FEEL MAY ASSIST IN NOTIFYING YOU IN THE EVENT OF AN EMERGENCY



MOVE-IN AND MOVE-OUT PROCEDURES

In order to facilitate a successful move-in/out, the following procedures are to be followed when moving furniture, furnishings, and/or personal property into or out of the buildings: MOVE-IN FEES The payment of the following fees is due at the time of closing (for unit purchases and sales) or at any time you submit the sublet application (for sublets). These fees apply to a MOVE IN of the buildings, and are payable by both the shareholder/seller who is moving out, and the prospective purchaser/sub lessee who is moving in.

A. MOVE - OUTS - By certified check, bank check, or money order, the amount of TWO HUNDRED DOLLARS ($200), payable to Smith St. Gardens. Inc., as a security deposit for a move-in or move-out, which shall be refunded after final inspection by the Superintendent / Managing Agent and assurance that no damage has occurred during the move.

B. MOVE - INS - By certified check, bank check, or money order, the amount of TWOHUNDRED DOLLARS ($200), payable to Smith St. Gardens, Inc., as a security deposit for a move-in or move-out, which shall be refunded after final inspection by the Superintendent / Managing Agent and assurance that no damage has occurred during the move.

All checks must be made payable to Smith St. Gardens, Inc. Please note that Shareholders who move out prior to a closing or a submission of a sublet application package must also submit to Excel Bradshaw Management Group the move-out fees and deposits required prior to scheduling a move-out date with the Superintendent. No refund checks will be issued unless you inform Excel Bradshaw of your forwarding address. The Superintendent will not schedule a moving date unless approval is received from the Managing Agent. MOVE-IN/OUT SCHEDULING Move in and out of the buildings must occur between 9:00 a.m. and 5:00 p.m., Monday through Saturday, excluding holidays. It is very important that you schedule a moving date with the Superintendent at least one week before the move. This will allow the Superintendent to take the proper precautions, to prevent possible damage to common areas of the building. Please take this into consideration when you make arrangements with moving companies. There will be no exceptions to this policy.


An inspection of the common areas of the premises, including elevators will be made within a reasonable time after you move. If any damage has occurred, the managing agent will notify you in writing. The cost of repairs will be deducted from your deposit amount and the balance, if any, will be refunded to you. If there is any damage that exceeds the amount of your deposit, you will be required to pay the additional amount within ten (10) days of receipt of notification by the Managing Agent. If there is no damage, the deposit will be refunded in full. Please note that the refund process will take 30-45 days, since confirmation of no damage must be received and refund checks drawn. Also, please be reminded that you must inform us of your new address if you are moving out of the building. INSURANCE REQUIREMENTS Please note that all moving companies who are hired to move you in or out of the buildings will be required to provide the Cooperative with the required Certificates of Insurance. This certificate will name Smith St. Gardens, Inc. and Excel Bradshaw Management Group, LLC as additionally insured on their policy. The Certificate of Insurance requirements can be found within this package.

Please sign below indicating that you have read and agree to abide by all of the above procedures. Print Name ___________________________Signature __________________________ Date ____________________

393 Old Country Rd., Suite 204, Carle Place, NY 11514 – T: 516 333-7730 F: 516-333-6182 501 Surf Avenue, Brooklyn, NY 11224 – T: 718-266-1110 F: 718-996-3674 112 West 34th Street, 18th Floor, New York, NY 10120 – T: 212-502-7048

www.ebmg.com

Smith St. Gardens, Inc. Pet Release Form

Please be advised that as of November 1, 2001, the Board of Directors amended the House Rules. Item number 16 of the House Rules has been amended as follows: “Dogs are not permitted. Any dog residing on the property prior to the date of this amendment will be permitted to remain on the property until their demise and at such time may not be replaced. All existing dogs must be leashed at all times, and owners / occupants are responsible for cleaning up after their pets. All dogs must be licensed. A pet owner may use the stairs or elevator, but must enter and exit through the ramp doors only. You may not use the front or back door of the main lobby. If walking your dog, you may not detour to the main lobby for mail, etc. The right of way of non pet owners takes precedence over pet owner use of the elevators. No visiting pets may be permitted in the building.” I have read and understand the pet rules and will abide by them. ___________________________________ Applicant Signature



NAME TAG INFORMATION

Below, please place your name as you would like to see it presented on the nametag beside the mailbox.

__________________________________________________


Smith St. Gardens, Inc. Work Rules

1. Before beginning new work in any apartment, all craftspeople must check-in and

review work plans with the building Superintendent.

2. Noisy work is allowed only from 9:00 a.m. to 5 p.m. There is an hour’s grace at the beginning and end of the workday when equipment can be moved in or out of the apartment. All workers must be out of the building by 5 p.m.

3. No work is permitted on weekends, federal, state and union holidays or important

religious holidays. Check with the Superintendent for specific dates.

4. Any cabinetwork that is to be fixed to the walls or is immovable must provide immediate access to heating, plumbing, gas, electrical and telephone lines. Specific details must be reviewed with the Superintendent.

5. Circuit breakers and circuit breaker panel, gas meter, telephone boxes and

plumbing valves:

i. Must be easily accessible ii. Individual circuit breakers should be labeled as to which rooms they

control iii. On completion of work, diagrams showing the location of the above

items must be given to the Superintendent

6. During heavy construction, the front door should be taped. This requirement helps prevent dust from entering common foyers and elevators.

7. Refuse must be removed in sturdy metal or plastic bins. Removal times must be

approved by the Superintendent. All refuse may be left in back elevator halls, basement, courtyard or sidewalk.

8. There must be a designated foreman in the apartment at all times with whom the

Superintendent can discuss any work problem. In addition, the Superintendent should be given the beeper or mobile number for the contractor should there be an urgent reason to reach the contractor.

9. The Superintendent has the authority to order work suspended, in part or entirely, if he

has reason to believe that any aspect of work being done is unauthorized or unsafe if he believes that there is a failure to cooperate with house work rules. The suspension shall continue until all parties can agree to an acceptable solution.

10. All compensated contracting companies must provide adequate proof of insurance

naming the Cooperative and the Managing Agent as additionally insured (see requirements page).

393 Old Country Rd., Suite 204, Carle Place, NY 11514 – T: 516 333-7730 F: 516-333-6182 501 Surf Avenue, Brooklyn, NY 11224 – T: 718-266-1110 F: 718-996-3674

www.ebmg.com

Certificate of Insurance Requirements for Contractors of Smith St. Gardens, Inc.

(Moving Companies, Renovation, etc.) As per the terms of our contracts, it is required that you submit to us a certificate of insurance noting the following: 1. General Liability 1,000,000 2. Property Damage 50,000 3. Workers Compensation Statutory 4. Auto Coverage If Applicable 5. Umbrella Policy Min. of $3,000,000 In addition, we also require that the following be noted on your policy as additionally insured:

a. Excel Bradshaw Management Group, LLC b. Smith St. Gardens, Inc.

Also, please note the following Certificate Holders:

1. Excel Bradshaw Management Group, LLC 393 Old Country Road Carle Place, NY 11514

2. Smith St. Gardens, Inc.

C/o Excel Bradshaw Management Group, LLC 393 Old Country Road Carle Place, NY 11514

Recycled/RecyclablePrinted with vegetable oil based inks on recycled paper (minimum 50% postconsumer) process chlorine free.

If you think your home has high levels of lead:

� Get your young children tested for lead, even ifthey seem healthy.

� Wash children’s hands, bottles, pacifiers, and toysoften.

� Make sure children eat healthy, low-fat foods.

� Get your home checked for lead hazards.

� Regularly clean floors, window sills, and other surfaces.

� Wipe soil off shoes before entering house.

� Talk to your landlord about fixing surfaces withpeeling or chipping paint.

� Take precautions to avoid exposure to lead dustwhen remodeling or renovating (call 1-800-424-LEAD for guidelines).

� Don’t use a belt-sander, propane torch, hightemperature heat gun, scraper, or sandpaper onpainted surfaces that may contain lead.

� Don’t try to remove lead-based paint yourself.

Simple Steps To Protect Your Family From Lead Hazards

ProtectYourFamilyFromLead InYourHome

United States EnvironmentalProtection Agency

United StatesConsumer ProductSafety Commission

United StatesDepartment of Housingand Urban Development

Many houses and apartments built before 1978 havepaint that contains high levels of lead (called lead-based paint). Lead from paint, chips, and dust can

pose serious health hazards if not taken care of properly.

OWNERS, BUYERS, and RENTERS areencouraged to check for lead (see page 6)before renting, buying or renovating pre-1978 housing.

Federal law requires that individuals receive certain information before renting, buying, or renovating pre-1978 housing:

LANDLORDS have to disclose known infor-mation on lead-based paint and lead-basedpaint hazards before leases take effect.Leases must include a disclosure aboutlead-based paint.

SELLERS have to disclose known informa-tion on lead-based paint and lead-basedpaint hazards before selling a house. Salescontracts must include a disclosure aboutlead-based paint. Buyers have up to 10days to check for lead.

RENOVATORS disturbing more than 2 squarefeet of painted surfaces have to give youthis pamphlet before starting work.

Are You Planning To Buy, Rent, or Renovatea Home Built Before 1978?

IMPORTANT!

Lead From Paint, Dust, andSoil Can Be Dangerous If Not

Managed Properly

FACT: Lead exposure can harm young children and babies even before theyare born.

FACT: Even children who seem healthy canhave high levels of lead in their bodies.

FACT: People can get lead in their bodies bybreathing or swallowing lead dust, or byeating soil or paint chips containinglead.

FACT: People have many options for reducinglead hazards. In most cases, lead-basedpaint that is in good condition is not ahazard.

FACT: Removing lead-based paint improperlycan increase the danger to your family.

If you think your home might have lead hazards, read this pamphlet to learn some

simple steps to protect your family.

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People can get lead in their body if they:

� Breathe in lead dust (especially duringrenovations that disturb painted surfaces).

� Put their hands or other objects covered with lead dust in their mouths.

� Eat paint chips or soil that containslead.

Lead is even more dangerous to childrenunder the age of 6:

� At this age children’s brains and nervoussystems are more sensitive to the dam-aging effects of lead.

� Children’s growing bodies absorb morelead.

� Babies and young children often puttheir hands and other objects in theirmouths. These objects can have leaddust on them.

Lead is also dangerous to women ofchildbearing age:

� Women with a high lead level in theirsystem prior to pregnancy would exposea fetus to lead through the placentaduring fetal development.

Lead Gets in the Body in Many Ways

Childhoodlead poisoningremains amajor environmen-tal healthproblem inthe U.S.

Even childrenwho appearhealthy canhave danger-ous levels oflead in theirbodies.

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Lead’s Effects

It is important to know that even exposureto low levels of lead can severely harm children.

In children, lead can cause:

� Nervous system and kidney damage.

� Learning disabilities, attention deficitdisorder, and decreased intelligence.

� Speech, language, and behavior problems.

� Poor muscle coordination.

� Decreased muscle and bone growth.

� Hearing damage.

While low-lead exposure is most common, exposure to high levels of lead can have devastating effects onchildren, including seizures, uncon-sciousness, and, in some cases, death.

Although children are especially susceptible to lead exposure, lead can be dangerous for adults too.

In adults, lead can cause:

� Increased chance of illness duringpregnancy.

� Harm to a fetus, including brain damage or death.

� Fertility problems (in men and women).

� High blood pressure.

� Digestive problems.

� Nerve disorders.

� Memory and concentration problems.

� Muscle and joint pain.

Brain or Nerve Damage

Slowed Growth

Hearing Problems

ReproductiveProblems(Adults)

DigestiveProblems

Lead affectsthe body inmany ways.

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Many homes built before 1978 have lead-based paint. The federal governmentbanned lead-based paint from housing in1978. Some states stopped its use evenearlier. Lead can be found:

� In homes in the city, country, or suburbs.

� In apartments, single-family homes, andboth private and public housing.

� Inside and outside of the house.

� In soil around a home. (Soil can pick uplead from exterior paint or other sourcessuch as past use of leaded gas in cars.)

To reduce your child's exposure to lead,get your child checked, have your hometested (especially if your home has paintin poor condition and was built before1978), and fix any hazards you may have.Children's blood lead levels tend to increaserapidly from 6 to 12 months of age, andtend to peak at 18 to 24 months of age.

Consult your doctor for advice on testingyour children. A simple blood test candetect high levels of lead. Blood tests areusually recommended for:

� Children at ages 1 and 2.

� Children or other family members whohave been exposed to high levels of lead.

� Children who should be tested underyour state or local health screening plan.

Your doctor can explain what the test resultsmean and if more testing will be needed.

Get yourchildren andhome testedif you thinkyour homehas high lev-els of lead.

Checking Your Family for Lead

Where Lead-Based Paint Is Found

In general,the older yourhome, themore likely ithas lead-based paint.

Lead-based paint is usually not a hazard ifit is in good condition, and it is not on animpact or friction surface, like a window. Itis defined by the federal government aspaint with lead levels greater than or equalto 1.0 milligram per square centimeter, ormore than 0.5% by weight.

Deteriorating lead-based paint (peeling,chipping, chalking, cracking or damaged)is a hazard and needs immediate attention.It may also be a hazard when found on sur-faces that children can chew or that get alot of wear-and-tear, such as:

� Windows and window sills.

� Doors and door frames.

� Stairs, railings, banisters, and porches.

Lead dust can form when lead-based paint is scraped, sanded, orheated. Dust also forms when painted surfaces bump or rub togeth-er. Lead chips and dust can get on surfaces and objects that peopletouch. Settled lead dust can re-enter the air when people vacuum,sweep, or walk through it. The following two federal standards havebeen set for lead hazards in dust:

� 40 micrograms per square foot (µg/ft2) and higher for floors,including carpeted floors.

� 250 µg/ft2 and higher for interior window sills.

Lead in soil can be a hazard when children play in bare soil orwhen people bring soil into the house on their shoes. The followingtwo federal standards have been set for lead hazards in residentialsoil:

� 400 parts per million (ppm) and higher in play areas of bare soil.

� 1,200 ppm (average) and higher in bare soil in the remainder ofthe yard.

The only way to find out if paint, dust and soil lead hazards exist isto test for them. The next page describes the most common meth-ods used.

Lead frompaint chips,which youcan see, andlead dust,which youcan’t alwayssee, can bothbe serious hazards.

Identifying Lead Hazards

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You can get your home tested for lead inseveral different ways:

� A paint inspection tells you whether yourhome has lead-based paint and where itis located. It won’t tell you whether or notyour home currently has lead hazards.

� A risk assessment tells you if your homecurrently has any lead hazards from leadin paint, dust, or soil. It also tells you whatactions to take to address any hazards.

� A combination risk assessment andinspection tells you if your home has any lead hazards and if your home hasany lead-based paint, and where thelead-based paint is located.

Hire a trained and certified testing profes-sional who will use a range of reliablemethods when testing your home.

� Visual inspection of paint condition and location.

� A portable x-ray fluorescence (XRF)machine.

� Lab tests of paint, dust, and soilsamples.

There are state and federal programs inplace to ensure that testing is done safely,reliably, and effectively. Contact your stateor local agency (see bottom of page 11) formore information, or call 1-800-424-LEAD(5323) for a list of contacts in your area.

Home test kits for lead are available, butmay not always be accurate. Consumersshould not rely on these kits before doingrenovations or to assure safety.

Checking Your Home for Lead

Just knowingthat a homehas lead-based paintmay not tellyou if there is a hazard.

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If you suspect that your house has leadhazards, you can take some immediatesteps to reduce your family’s risk:

� If you rent, notify your landlord ofpeeling or chipping paint.

� Clean up paint chips immediately.

� Clean floors, window frames, windowsills, and other surfaces weekly. Use amop or sponge with warm water and ageneral all-purpose cleaner or a cleanermade specifically for lead. REMEMBER:NEVER MIX AMMONIA AND BLEACHPRODUCTS TOGETHER SINCE THEYCAN FORM A DANGEROUS GAS.

� Thoroughly rinse sponges and mopheads after cleaning dirty or dustyareas.

� Wash children’s hands often, especial-ly before they eat and before nap timeand bed time.

� Keep play areas clean. Wash bottles,pacifiers, toys, and stuffed animals regularly.

� Keep children from chewing windowsills or other painted surfaces.

� Clean or remove shoes beforeentering your home to avoidtracking in lead from soil.

� Make sure children eat nutritious, low-fat meals high in iron and calcium, such asspinach and dairy products.Children with good diets absorbless lead.

What You Can Do Now To Protect Your Family

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In addition to day-to-day cleaning and goodnutrition:

� You can temporarily reduce lead hazardsby taking actions such as repairing dam-aged painted surfaces and planting grassto cover soil with high lead levels. Theseactions (called “interim controls”) are notpermanent solutions and will need ongo-ing attention.

� To permanently remove lead hazards,you should hire a certified lead “abate-ment” contractor. Abatement (or perma-nent hazard elimination) methodsinclude removing, sealing, or enclosinglead-based paint with special materials.Just painting over the hazard with regularpaint is not permanent removal.

Always hire a person with special trainingfor correcting lead problems—someonewho knows how to do this work safely andhas the proper equipment to clean up thoroughly. Certified contractors will employqualified workers and follow strict safetyrules as set by their state or by the federalgovernment.

Once the work is completed, dust cleanupactivities must be repeated until testingindicates that lead dust levels are below thefollowing:

� 40 micrograms per square foot (µg/ft2)for floors, including carpeted floors;

� 250 µg/ft2 for interior windows sills; and

� 400 µg/ft2 for window troughs.

Call your state or local agency (see bottomof page 11) for help in locating certifiedprofessionals in your area and to see iffinancial assistance is available.

Reducing Lead Hazards In The Home

Removinglead improperlycan increasethe hazard toyour familyby spreadingeven morelead dustaround thehouse.

Always use a professional whois trained toremove lead hazards safely.

Take precautions before your contractor oryou begin remodeling or renovating any-thing that disturbs painted surfaces (suchas scraping off paint or tearing out walls):

� Have the area tested for lead-basedpaint.

� Do not use a belt-sander, propanetorch, high temperature heat gun, dryscraper, or dry sandpaper to removelead-based paint. These actions createlarge amounts of lead dust and fumes.Lead dust can remain in your homelong after the work is done.

� Temporarily move your family (espe-cially children and pregnant women)out of the apartment or house until the work is done and the area is prop-erly cleaned. If you can’t move yourfamily, at least completely seal off thework area.

� Follow other safety measures toreduce lead hazards. You can find outabout other safety measures by calling 1-800-424-LEAD. Ask for the brochure“Reducing Lead Hazards WhenRemodeling Your Home.” This brochureexplains what to do before, during, and after renovations.

If you have already completed renova-tions or remodeling that could havereleased lead-based paint or dust, getyour young children tested and followthe steps outlined on page 7 of thisbrochure.

Remodeling or Renovating a Home WithLead-Based Paint

If not conductedproperly, certain typesof renova-tions canrelease leadfrom paintand dust intothe air.

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10

� Drinking water. Your home might haveplumbing with lead or lead solder. Callyour local health department or watersupplier to find out about testing yourwater. You cannot see, smell, or tastelead, and boiling your water will not getrid of lead. If you think your plumbingmight have lead in it:

• Use only cold water for drinking andcooking.

• Run water for 15 to 30 secondsbefore drinking it, especially if youhave not used your water for a fewhours.

� The job. If you work with lead, youcould bring it home on your hands orclothes. Shower and change clothesbefore coming home. Launder your workclothes separately from the rest of your family’s clothes.

� Old painted toys and furniture.

� Food and liquids stored in lead crystalor lead-glazed pottery or porcelain.

� Lead smelters or other industries thatrelease lead into the air.

� Hobbies that use lead, such as makingpottery or stained glass, or refinishingfurniture.

� Folk remedies that contain lead, such as“greta” and “azarcon” used to treat anupset stomach.

Other Sources of Lead

While paint, dust,and soil are themost commonsources of lead,other leadsources also exist.

11

The National Lead Information CenterCall 1-800-424-LEAD (424-5323) to learnhow to protect children from lead poisoningand for other information on lead hazards.To access lead information via the web, visitwww.epa.gov/lead andwww.hud.gov/offices/lead/.

EPA’s Safe Drinking Water HotlineCall 1-800-426-4791 for information aboutlead in drinking water.

Consumer Product Safety Commission (CPSC) Hotline

To request information on lead inconsumer products, or to report anunsafe consumer product or a prod-uct-related injury call 1-800-638-2772, or visit CPSC's Web site at:www.cpsc.gov.

Health and Environmental AgenciesSome cities, states, and tribes havetheir own rules for lead-based paintactivities. Check with your local agency tosee which laws apply to you. Most agenciescan also provide information on finding alead abatement firm in your area, and onpossible sources of financial aid for reducinglead hazards. Receive up-to-date addressand phone information for your local con-tacts on the Internet at www.epa.gov/leador contact the National Lead InformationCenter at 1-800-424-LEAD.

For More Information

For the hearing impaired, call the Federal Information Relay Service at 1-800-877-8339 to access any of

the phone numbers in this brochure.

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EPA Regional Offices

Region 1 (Connecticut, Massachusetts,Maine, New Hampshire, Rhode Island,Vermont)

Regional Lead ContactU.S. EPA Region 1Suite 1100 (CPT)One Congress StreetBoston, MA 02114-2023 1 (888) 372-7341

Region 2 (New Jersey, New York,Puerto Rico, Virgin Islands)

Regional Lead ContactU.S. EPA Region 22890 Woodbridge AvenueBuilding 209, Mail Stop 225Edison, NJ 08837-3679(732) 321-6671

Region 3 (Delaware, Maryland,Pennsylvania, Virginia, Washington DC,West Virginia)

Regional Lead ContactU.S. EPA Region 3 (3WC33)1650 Arch StreetPhiladelphia, PA 19103(215) 814-5000

Region 4 (Alabama, Florida, Georgia,Kentucky, Mississippi, North Carolina,South Carolina, Tennessee)

Regional Lead ContactU.S. EPA Region 461 Forsyth Street, SWAtlanta, GA 30303(404) 562-8998

Region 5 (Illinois, Indiana, Michigan,Minnesota, Ohio, Wisconsin)

Regional Lead ContactU.S. EPA Region 5 (DT-8J)77 West Jackson BoulevardChicago, IL 60604-3666(312) 886-6003

EPA Regional Offices

Region 6 (Arkansas, Louisiana, NewMexico, Oklahoma, Texas)

Regional Lead ContactU.S. EPA Region 61445 Ross Avenue, 12th FloorDallas, TX 75202-2733(214) 665-7577

Region 7 (Iowa, Kansas, Missouri,Nebraska)

Regional Lead ContactU.S. EPA Region 7(ARTD-RALI)901 N. 5th StreetKansas City, KS 66101(913) 551-7020

Region 8 (Colorado, Montana, NorthDakota, South Dakota, Utah, Wyoming)

Regional Lead ContactU.S. EPA Region 8999 18th Street, Suite 500Denver, CO 80202-2466(303) 312-6021

Region 9 (Arizona, California, Hawaii,Nevada)

Regional Lead Contact U.S. Region 975 Hawthorne StreetSan Francisco, CA 94105(415) 947-4164

Region 10 (Alaska, Idaho, Oregon,Washington)

Regional Lead ContactU.S. EPA Region 10Toxics Section WCM-1281200 Sixth AvenueSeattle, WA 98101-1128(206) 553-1985

Your Regional EPA Office can provide further information regard-ing regulations and lead protection programs.

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