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SMART REPAIRERS INSURANCE
The Gallagher Automotive Team delivers cover which encompasses a spectrum of automotive businesses including SMART Repairers. We are automotive specialists, and for over 50 years we have focused on arranging individual insur-ance cover which reflects the needs of your business.
Competitive cover, designed with you in mind.
Our nationwide team of automotive brokers, working alongside a
wide range of specialist underwriters, placed over £33 million of
premiums annually in 2017. The Gallagher Automotive team only
place automotive cover, so they are well versed in identifying the
risks that your repairers face both on the job and on the road.
Gallagher has worked alongside Insurers for many years to cater
for independent SMART Repair business owners.
We are a family-run firm with a strong service ethic, able to use
local knowledge while tapping into global resources. We are one of
the largest brokers in the world, our size and insurance footprint
means we can deliver policies that are exclusive to us. We
understand automotive risk, and underwriters trust us and want to
work with us. We create inclusive policies, factoring in areas of risk
that other companies may not. Whether you need protection for
your tools or breakdown cover for your work or personal vehicle,
our specialist automotive brokers can deliver.
What makes Gallagher automotive different?
Our unique approach
We understand that each repairer has different needs. We’ve
developed a package which offers cover designed specifically for
the unique risks that SMART Repairers face, including those other
insurers do not offer - such as customer vehicle cover with no
upper indemnity limit per vehicle.
Our connections
We work closely with several leading trade bodies including
whocanfixmycar.com and the Approved Workshop Repairers
Scheme to stay on top of the latest developments within
the industry.
The Retail Motor Industry Federation Limited (RMI), the Institute of
Motor Industry (IMI) and the Society of Motor Manufacturers and
Traders (SMMT) all work in association with Arthur J. Gallagher
Insurance Brokers Limited to stay on top of the latest
developments within the industry.
ajginternational.com©2018 Arthur J. Gallagher & Co.
Our ethics
We are committed to quality, and to maintaining the highest levels
of client service and moral and ethical behaviour. Our commitment
to these ideals has led to numerous awards and recognitions
including being voted one of the World’s Most Ethical Companies
by Ethisphere for seven consecutive years – to date, we are the
only insurance broker to have achieved this.
No obligation assessments
We are confident that we can arrange the right cover for your
SMART Repair business. We offer a no obligation assessment,
assessing your risk exposures against your current programme to
make sure the sums insured are adequate and that you do not
require additional cover.
What we offer
We offer cover designed especially for SMART Repair businesses,
including (but not limited to):
• Work vehicle indemnity – including modifications made to make your vehicle suitable for SMART Repairs.
• Personal vehicle indemnity – protecting the vehicle you use for social and domestic travel with the option to add your partner.
• Tool cover – including portable hand tools, small plant and any machinery used for the business as well as non-fixed tools, compressors, pop up tents and wheel refurb machines. This also includes replacement tool hire cover until the claim is settled.
• Public liability insurance – protecting you if a customer injures themselves on your property.
• Employers liability – covered up to £10,000,000 (only applicable where they have employees).
• Courtesy van cover – For non-fault accidents with a known third party, this will then be recovered as part of the uninsured loss claim against the third party.
• Premises / lock up cover – all insurances also apply to work carried out on a site such as a garage or lock up. and so much more.
The Scottish Motor Trade Association Limited and The Parts Alliance Ltd are introducer appointed representatives of Arthur J. Gallagher Insurance Brokers Limited who are authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. www.ajginternational.com FP321-2018 Expires: 28.03.19 G
ST-2
2537
3858
FOR MORE INFORMATION CONTACT THE AUTOMOTIVE TEAM:
Gallagher 3rd Floor Spectrum Building 55 Blythswood Street Glasgow G2 7AT
T: +44 (0)800 612 2284 E: [email protected]
ajginternational.com