Upload
nash-annas
View
215
Download
0
Tags:
Embed Size (px)
Citation preview
Service-Research Relationships
The Investigation of Predatory Mortgage Lending and Housing Quality
Outcomes in St. Clair County, Illinois
University of Illinois at Urbana-Champaign, East St. Louis Action Research Project
Lynne Dearborn and Kevin Rodenkirch
Housing Quality Issues for the Victims of Predatory Lending
Findings from the Investigations of Housing Quality
I. Subsurface Conditions
II. Plumbing and Waste
III. Electrical
IV. Enclosure and Roof
V. Living Conditions that Impact the Quality of Life
VI. Work Completed in St. Clair County
VII. Evaluation Process
VIII. Results Used in Service to Community Partner
I. Subsurface Conditions
A. Foundation
1. Settling
2. Buckling
3. Cracking
B. Water Infiltration
1. Moisture and Standing Water
2. Mold and Mildew
Findings from the Investigations of Housing Quality
II. Plumbing and Waste
A. Missing or Broken Fixtures
Findings from the Investigations of Housing Quality
II. Plumbing and Waste
A. Missing or Broken Fixtures
B. Improper Waste Disposal
1. Drainage into other parts of house
2. Waste lines empty into yard
Findings from the Investigations of Housing Quality
III. Electrical
A. Main Electrical Service is Outdated
B. High Amount of Exposed Wiring
Findings from the Investigations of Housing Quality
III. Electrical
A. Main Electrical Service is Outdated
B. High Amount of Exposed Wiring
C. Unsafe Outlets and Fixtures
1. Unsafe connections
2. Broken or exposed fixtures
Findings from the Investigations of Housing Quality
IV. Enclosure and Roof
A. Siding is Often Missing or Rotting
B. Mortar Deteriorating or Missing Within Brickwork
C. Insulation Often Missing or Inadequate
Findings from the Investigations of Housing Quality
IV. Enclosure and Roof
A. Wood Siding is Often Missing or Rotting
B. Insulation Often Missing or Inadequate
C. Mortar Deteriorating or Missing Within Brickwork
D. Roof Problems
1. High amount of water infiltration
2. Missing shingles replaced with tarps
Findings from the Investigations of Housing Quality
IV. Enclosure and Roof
A. Wood Siding is Often Missing or Rotting
B. Insulation Often Missing or Inadequate
C. Mortar Deteriorating or Missing Within Brickwork
D. Roof Problems
1. High amount of water infiltration
2. Missing shingles replaced with tarps
3. Missing flashing around roof penetrations
4. Drip edges, gutters, and downspouts often missing
Findings from the Investigations of Housing Quality
V. Impacts on Quality of Life
A. High Air and Water Infiltration
B. Highly worn materials
Findings from the Investigations of Housing Quality
V. Impacts on Quality of Life
A. High Air and Water Infiltration
B. Highly worn materials
C. Unusable Mechanical Equipment
D. Insect and Pest Infestation
Findings from the Investigations of Housing Quality
VI. Work Completed
A. Low Quality Workmanship
1. Roofing
2. Tuckpointing
3. Plumbing
Findings from the Investigations of Housing Quality
VII. Evaluation Process
A. Thorough and Systematic Assessment of the Property
Our Role in East St. Louis
VII. Evaluation Process
A. Thorough and Systematic Assessment of the Property
B. Generate a List of Construction Tasks
Our Role in East St. Louis
VII. Evaluation Process
A. Thorough and Systematic Assessment of the Property
B. Generate a List of Construction Tasks
C. Generate a Construction Cost Estimate
Our Role in East St. Louis
A. Analysis used as the basis of expert testimony in class action lawsuit to compensate victims by providing improved living conditions
B. Reasonable renovation costs will significantly improve basic housing quality and code compliance: Monetary compensation to complete the work is recommended.
C. Cost of renovation > Value of House after Renovation: Demolish is recommended
D. In the case of poor work completed – rework is required
Our Role in East St. Louis
VIII. Results Used in Service to Community Partner