SCAHU South Carolina Association of Health Underwriters

South Carolina Association of Heatlth Underwriters • 2011 Spring Issue

Are you included in this edition of SCAHU?

The Fac

es of Your Industry

president’s letterThe Cason Group

Group Medical ● Group AncillaryIndividual Medical ● Individual Life

Annuities

● Thank You! ● Cheers! ● Gracias! ● Mahalo! ● Vinaka! ● Merci! ●●

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razie! ● Murrasta! ● D

uizendmaal dank! ● Thanks! ● D

anke schoen! ● Qujanaq! ● Pagyamanan! ● Tausend Dank! ● Muito agradecido!

800.951.3033www.thecasongroup.com

Thanks for the last 20 years!

No matter what language, the message is the same:

We look forward to many more of serving you!

Serving agents in the southeast since 1991

president’s letterThis year has really flown by so far, and I want to thank everyone who has served the Association this year. I particularly want to thank all of the individuals who had a hand in putting on what I thought was one of our best Symposium ever. The event was filled with valuable information and great new products from our vendors. It once again proved that the private marketplace will always be better at innovation than the government.

As an association, we have had a good year, but we still face many challenges. We are hard at work with our state DOI and the Governor’s Office regarding state based exchanges and rate review procedures. We continue to talk to all of our elected officials in Washington regarding MLR and the value of the agent.

Each and every one of you plays a vital role in this Association, and it has never been more true than it is today. Throughout the remainder of the year we will be calling on you for your opin-ions on regulations and legislation, we will be calling on you to make phone calls and visits to your elected of-ficials, and we will be calling on you to help us build HUPAC so that we can help get the people elected to office who need to be there.

2010-2011 is just the start to our changing world, and it is going to require all of us to work together in order to survive and thrive. Please be on the lookout for ways you can help us get our message out.

NAHU is the nation’s premier association for the health insurance agent/broker, and without you, this would not be true. I thank you all for your membership and continued support, and I look forward to continuing working for each of you this year as your president, and for years to come.

Thank you,

Mark C. RileyAmerican Benefit Services, LLC

SCAHU Meets With Governor HaleySCAHU President Mark Riley and Board Member Eric Wells visited with Governor Haley’s staff on March 21 to talk about healthcare reform and how SCAHU can be a part of the Governor’s decision process in relation to healthcare reform. After the meeting, SCAHU was asked to provide a list of five SCAHU members who could serve on a Health Exchange Planning Committee. A copy of the letter that SCAHU sent to the Governor’s Office with the five names is included below:

March 23, 2011

Dear Governor Haley:

The South Carolina Association of Health Underwriters (SCAHU), which collectively represents more

than 4,000 state-licensed health insurance producers and service professionals, is pleased to submit

this written request for consideration of inclusion of one of our members on the South Carolina Health

Exchange Planning Committee. Every day, SCAHU members work to obtain insurance for clients who

are struggling to balance their desire to purchase high-quality and comprehensive health coverage with

the reality of rapidly escalating medical care costs. As such, one of SCAHU’s primary goals is to do

everything we can to promote access to affordable health insurance coverage.

SCAHU members help thousands of South Carolina consumers by guiding them through the com-

plexities of health insurance purchasing and enrollment, while ensuring they get the best policy at the

most affordable price. We seek to understand each personal situation to create recommendations that

complement a client’s financial and medical security needs. continued on page 11

Spring 2011 • 3

Spring 2011 • 4

calendarColumbia Monthly Meetings

3rd Thursday of each monthThe Palmetto Club

Columbia11:30 am

Carey Adamson803.750.9222 ext.102

carey.adamson@coloniallife.com

Grand Strand Quarterly Meetings

1st Wednesday of the following months(December, February and May)

Magnolias RestaurantMyrtle Beach

8:30 amJohn Schlatter

843-449-7405jschlatter@firstinsurance.com

Lowcountry Monthly Meetings

3rd Wednesday of each monthEmbassy Suites at the Coliseum, Charleston

NoonTricia Fisher

843.769.2969tfisher@dgilston.com

Piedmont Monthly Meetings

3rd Wednesday of each monthCity Range Greenville11:45 am

Walter Jacobs864-268-4691

wwjacobs@msn.com

Statewide/National Events

June 26-29NAHU Annual Convention

San Antonio TX

Board of Directors

Mark Riley, PresidentMike Dugan, Vice PresidentJonathan Hudgens, Treasurer

Amber Williams, SecretarySteve Brown, Imm. Past President

Ed Byrd, State Leg. ChairSusie Eoute, PAHU President

Mark Frye, Awards ChairMike Harris, CAHU President

Tammy King, Education ChairBob Moore, GSPD PresidentLisa Skelly, Federal Leg. ChairLee Smith, Membership ChairScott Stamps, LAHU President

Todd Stephenson, HUPAC Chair

SCAHU StaffLeigh Faircloth, CAE

Katie E. Koon, CAE, Executive DirectorLeigh-Ann McCune

Debra Williams

PO Box 11662Columbia SC 29211

803-252-7128www.scahu.org

AdvertisersBlueCross BlueShield of SC.... back cover

Cutler and Associates .............. p.15TCC of SC................................................... p.6

The Cason Group..................... inside front coverPhysicians Eyecare Plan ..........p.9

South Carolina Association of Health Underwriters

Spring 2011 • 5

LEGISLATIVE ADVOCACY LEGISLATIVE ADVOCACY

Why NAHU? Why NAHU?

PROFESSIONAL DEVELOPMENT PROFESSIONAL DEVELOPMENT

CERTIFICATIONS CERTIFICATIONS NETWORKING NETWORKING

HIU MAGAZINE HIU MAGAZINE

INFORMATION RESOURCES INFORMATION RESOURCES

DESIGNATIONS DESIGNATIONS

MEMBERS-ONLY DISCOUNTS MEMBERS-ONLY DISCOUNTS

MEETINGS MEETINGS

The National Association of Health Underwriters (NAHU) represents more than 100,000 licensed health insurance agents, brokers, consultants and benefit professionals through more than 200 chapters across America. NAHU members service the health insurance needs of large and small employers as well as people seeking individual health insurance coverage.

NAHU’s legislative efforts strive to educate officials on both the federal and state levels about the health care system and the vital role of the health insurance agent as a consumer resource and advocate. Through a net-work of key contacts, NAHU cultivates relationships that allow members to clarify issues before bills are written and votes are taken. These relationships are strengthened through actions undertaken by the Health Underwriters Political Action Committee (HUPAC).

Certification programs, professional designation courses, online resources and conferences are just a few ways NAHU helps members develop professionally as well as personally. Local chapters also host regular meetings where continuing education opportunities are provided.

Medicare Advantage & Part D Programs CDHC

Wellness

Registered Health Underwriter (RHU) Registered Employee Benefits Consultant (REBC)

Disability Insurance Associate (DIA) Corporation for Long-Term Care Certification (CLTC)

Employee Healthcare Benefit Associate (EHBA) Certified Employee Benefit Specialist (CEBS)

Capitol Conference in Washington, DC Annual Convention & Exhibition

State and Local Chapter Meetings Discounts on Industry Meetings

Interacting with other insurance professionals may be the most beneficial aspect of NAHU member-ship. Being able to reach out to other professionals, asking questions, meeting sales representatives and learning about products are all invaluable opportunities that membership provides. NAHU also offers online networking resources that connect members across the country.

All NAHU members receive a complimentary subscription to the Health Insurance Underwriter Magazine. HIU is filled with valuable articles and information, including sales tips and best practice ideas.

All NAHU members receive a customized daily update of all the top insurance news stories of the day. Members also have access to Health Care Reform Central, a members-only portal of information and resources on health care reform.

BASIC Guru BenefitsCONNECT myBrainshark InfinityHR HSA Toolkit InsuranceNewsNet LTC Connection Marsh Errors & Omissions National Underwriter Norvax

ProspectZone Smart’s Publishing 1-800-Flowers.com Allied Van Lines Apple/iTunes Brooks Brothers CommPartners Dogtoys.com Drugstore.com FedEx

Hertz JoS. A. Bank LetsTalk.com Macy’s My LTC Office OfficeMax Orbitz PetMeds Sirius Radio UPS

Other Resources: Consumer guides and brochures for clients Health coverage database Wellness videos Educational and legislative webinars Resources for Spanish-speaking clients

For more information or to join, go to www.nahu.org

Spring 2011 • 6

Have you been searching for better benefit options with more flexibility to offer your group clients?

Look no further.

For more information, please contact Jeff Switzer at (843) 722-2115 ext. 251 www.tccofsc.com

Access to the largest provider Access to the largest provider network and biggest discounts network and biggest discounts in South Carolinain South Carolina

Claims administration for Claims administration for selfself--funded groupsfunded groups

Claims administration for Claims administration for fullyfully--insured groupsinsured groups

Limited benefit productsLimited benefit products

Creative Benefit Solutions for Business

A full-service third party administrator located in Charleston, S.C. specializing in the administration of group health plans.

Unique disease management Unique disease management programsprograms

Medical, Dental, Rx and Medical, Dental, Rx and Vision claims administrationVision claims administration

2424--hour nurse linehour nurse line HRA, FSA, and COBRA HRA, FSA, and COBRA

administrationadministration

Spring 2011 • 7

NAHU’s Capitol Conference: Health Care Reform Hits HomeKey administrators and policy-makers addressed more than 700 health insurance professionals at the National Association of Health Underwriters’ (NAHU) 21st Annual Capitol Conference. The conference, was held at the Hyatt Regency Capitol Hill in Wash-ington, DC, February 15-16. The conference tackled many of the issues of the implementation of the Patient Protection and Afford-able Care Act (PPACA), including exchanges, medical loss ratio and the economic impact of the new law.

LAHU Past President Rob Frazer said. “If you ever want to know how valuable NAHU is to our careers and industry, you should attend the NAHU Capital Confer-ence. I am now more committed to the work NAHU has done and is doing to protect us than ever before. Just wait until they finish

getting the MLR Repeal Coalition of Congressional leaders in place for the bill we helped write and you will realize that NAHU dues are well worth the investment.”

Key speakers included Director of Office of Insurance Exchanges Joel Ario, Michigan Representative Mike Rogers, Maryland Representative Andy Harris, House Majority Whip Kevin McCarthy, Illinois Representative Peter Roskam, NAIC President and Iowa Insurance Commissioner Susan Voss, Arkansas Representative Mike Ross, New Jersey Representative Rob An-drews, Deputy Director for Insurance Programs Richard Popper, Wyoming Senator Mike Enzi, Georgia Representative Tom Price and Alaska Senator Mark Begich.

At NAHU’s Capitol Conference, health insurance agents and brokers com-municate their legislative agenda to congressional leaders. One of NAHU’s top advocacy goals is to minimize the potential health insurance cost

increases from the new law and to make sure that elected officials understand the critical role that health insurance agents, brokers and consultants play in our health care system.

“No one sees the true effects of health reform like the health insurance professionals who work directly with American employers and individual consumers looking for affordable health care,” said NAHU President Steven Selinsky. “This conference is an opportunity for an open dialogue between health insurance professionals and those tasked with implementing the new law.”

SCAHU Members visited with Congressman Tim Scott. Pictured above on top row from l to r: Shan-non Trowbridge, Gabe Ricks, Congressman Scott, Mike Dugan, Ed Byrd and David Gwin. On the bottom row from l to r: Rob Frazer, Bruce Williams, Dee Nash and Scott Stamps.

SCAHU Members Who Attended CAP Conference Include:

Tim BabbEd ByrdMike DuganJan EaslerSusie EouteRob FrazerJames GibsonMichael GibsonDavid GwinMike HarrisJonathan HudgensRookie MooreDee NashGabe RicksMark RileyGeorge RoutonScott StampsShannon TrowbridgeBruce Williams

SCAHU provided $8750 in scholarships to help members

attend the conference.

LAHU Past President Rob Frazer prepares to meet with his congressman.

SCAHU members on their way to visit with their congressmen.

LAHU President Scott Stamps (l) and LAHU Board Member Shannon Trowbridge prepare to visit with their Congressman.

SCAHU President Mark Riley, PAHU member Jan Easler and CAHU board member Dee Nash talk after a session.

Spring 2011 • 8

Registration for NAHU’s 81st Annual Convention in San Antonio, TX, June 26-29, opened the week of April 4. NAHU’s convention offers a wide variety of opportunities: leadership forums, an outstanding professional development day with eligible work-shops filed for CEs in all 50 states, as well as a chance to participate in the Young Agents Health Under-writers golf tournament benefiting the Make a Wish Foundation.

SCAHU will provide $7720 in scholarships for mem-bers to attend this conference.

Important schedule information before planning your trip:

Young Agents Health Underwriters Golf Tournament *2:00 p.m. - Friday, June 24 *The tournament is open to all attendees. *Benefits the Make a Wish Foundation.The Soaring Eagle Symposium *10:00 a.m. – 4:00 p.m. - Saturday, June 25 *Exclusive for Soaring Eagle LPRT qualifiers.Leadership Forums for incoming chapter officers *8:00 a.m. -10:00 a.m. - Sunday, June 26 *All incoming chapter officers and leaders should plan to attend.

Headquarters hotel is the Grand Hyatt San Antonio.

$229 room ratebook your room online through nahu.org

NAHU’s 81st Annual Convention:“A New Frontier”

June 26-29Grand Hyatt San Antonio

Tentative Agenda:Please note that this is subject to change!

Friday, June 249:00 a.m. – 2:00 p.m. NAHU Board of Trustees Meeting2:00 p.m. Young Agents Golf Tournament

Saturday, June 2510:00 a.m. – 4:00 p.m. LPRT Soaring Eagles Symposium (open to Soaring Eagle qualifiers only)

Sunday, June 268:00 a.m. – 10:00 a.m. Chapter Officer Leadership Forums10:00 a.m. – 2:30 p.m. Registration Open1:30 p.m. – 2:15 p.m. First Timer’s Meeting2:30 p.m. – 5:00 p.m. Opening General Session5:00 p.m. – 6:30 p.m. President’s Reception in Exhibit Hall (open to all attendees)

Monday, June 27 Professional Development Day7:30 a.m. – 8:30 a.m. Continental Breakfast in Exhibit Hall8:30 a.m. – 9:45 a.m. General Session10:00 a.m. – 11:00 a.m. Concurrent Professional Development Workshops – Series 111:15 a.m. – 12:15 p.m.Concurrent Professional Development Workshops – Series 212:15 p.m. – 2:15 p.m. Lunch in Exhibit Hall2:30 p.m. – 3:30 p.m. Concurrent Professional Development Workshops – Series 33:45 p.m. – 4:45 p.m. Concurrent Professional Development Workshops – Series 45:30 p.m. Leading Producers Roundtable (LPRT) Event (by invitation)

Tuesday, June 288:00 a.m. – 10:00 a.m. Regional Meetings10:00 a.m. – 11:30 a.m. Awards Ceremony (open to all attendees)11:30 a.m. – 1:30 p.m. Lunch in Exhibit Hall1:30 p.m. – 3:30 p.m. Town Hall Meeting (open to NAHU members only)7:00 p.m. – Midnight Gordon Memorial Award Dinner/ Dance (black tie optional)

Wednesday, June 298:30 a.m. – 11:00 a.m. House of Delegates (Voting will take place in the House of Delegates session)11:00 a.m. – 1:00 p.m. NAHU Board of Trustees Meeting

Registration Open for NAHU’s Annual Conference

Spring 2011 • 9

Fall 2010 • 10

LAHU Charity Golf TournamentThe LowCountry Association of Health Underwriters held its charity golf tournament on March 21 in Mt. Pleasant. It raised $3,000 for the American Cancer Society’s Hope Lodge in Downtown Charleston. MeadWestVaco was the partner and Gold Sponsor of the event. The AFLAC NASCAR race car also made a visit to the event. See scenes from the tournament below.

Spring 2011 • 10

And our job does not end with the sale. Our licensed producers help their

clients with claims issues, service questions and compliance matters

throughout the life of each policy they sell.

The clients of SCAHU members range from Fortune 500 companies to

mom-and-pop businesses and individuals seeking health insurance. Our

members have a unique understanding of consumer health care needs,

the perspective of business owners and the economic realities of health

insurance markets. We not only sell traditional health insurance products,

but also coverage such as dental, long-term care, disability, Medicare

Advantage and Medicare Supplements and a variety of consumer-driven

products. Members agree to abide by our National Association’s (NAHU)

Code of Ethics, which requires them to always make health care coverage recommendations with the

customer’s best interest in mind.

SCAHU offers its members a multitude of educational opportunities, including advanced designation

programs, continuing-education classes and online learning. SCAHU provides its members with pro-

fessional conferences and networking functions, publications and business-development tools. We

also conduct advocacy efforts at the state and federal levels of government to advance the interests

of health insurance professionals and to promote affordable and responsible private health insurance

market solutions.

Our Mission Statement is tol improve our members’ ability to meet the health, financial and retirement

security needs of all South Carolinians through education, advocacy and professional development.

Our Vision Statement is that every South Carolinian and American will have access to private sector

solutions for health, financial and retirement security and the services of insurance professionals.

I have attached biographies on six highly qualified individuals, who were selected by our board of direc-

tors. I have included my name on the list at the request of my Board. Each of these individuals brings

years of experience working in the health insurance industry, as well as years of service to our Asso-

ciation and the advocacy that we promote to our clients. The following is our list of suggested candi-

dates to fill the position of a licensed insurance producer authorized with accident and health insurance

authority are:

Mark Riley, Current President of SCAHU

Steve Brown, Immediate Past President of SCAHU

Ed Byrd, Current State Legislative Chair of SCAHU and two time Past

President of SCAHUTammie King, Past President of SCAHU

Eric Wells, Current Health Insurance Exchange Liaison with NAHU and

Past President of SCAHUJonathan Hudgens, Current Treasurer of SCAHU

Please accept this letter as my personal recommendation, as well as the

SCAHU Board of Directors’ recommendation for a person to be nominated

to fill the position on the committee allotted to a licensed accident and

health insurance producer.

Respectfully,

Mark C. RileyPresident, SC Association of Health Underwriters

Congratulations! Tammie King, RHU was nominated to represent LAH insurance agents on the Health Ex-change Planning Committee. The committee was estab-lished by Governor Haley to serve as an advisory body to study and advise on the state based insurance exchange.

Spring 2011 • 11

SCAHU’s Response to Governor Haley’s Request... continued from page 3

Spring 2011 • 12

Symposium Feedback Results

1) What is the primary reason you at-tend the Symposium?

Continuing Education - 30Exhibitors - 5Networking - 18

2) Would you rather have a one day or a two day Symposium?

One day - 41Two day - 11

3) How did you learn about the Symposium?

Email - 22Local Meeting - 20Associate - 5Mail - 4

4) Do you plan to attend the 2012 Symposium?

Yes - 50Maybe - 2

5) Where would you like the Symposium to be held?

Columbia - 40Charleston - 4Myrtle Beach - 7Greenville - 1

6) Do you like having an Ethics course at the Symposium?

Yes - 49No - 3

7) What did you like about this year’s Symposium?

Janet Trautweinlegislative issue topicspricespeakersshorter format

8) What would you like to see changed?

More CE’sSomeone from DOI to speakaward lunch instead of breakfast

SCAHU SymposiumThe Symposium was held on March 8 in Columbia. Members attended the education program with 33 vendors. This was the first year the event was held in one-day. Included was an optional Ethics Course. Below are pictures from the event. Results from a survey about the event are included as well as a list of the exhibi-tors and sponsors from the event.

Spring 2011 • 13

AFLAC Gary Johnson864-641-0035gary_johnson@us.aflac.com

Always Care Benefits Stephen Perkins, CLU, RHU888-729-5433 ext.238stephenp@alwayscarebenefits.com

Am United Life Ins. /OneAmericaMichael Chase 704-661-3266michael.chase@oneamerica.com Ameritas Group Dental and Eye Care Marcella Styles800-451-1603mstyles@ameritac.com

Avesis Vision Merl Inabnit 770-979-3600merli@avesis.com

Benefit Resources Sharon Hawkins864-295-9225 ext.13 sharon@benefitresources.biz

BlueCross BlueShield of SCMike Harris803-264-1814mike.e.harris@bcbssc.com

Chuck Campbell803-264-2224chuck.campbell@bcbssc.com

BlueChoice HealthPlan of SCLisa Barrett800-327-3183lisa.barret@bluechoicesc.com

Brokers National Jeff Ewell800-327-2159jdewell@tds.net

Community Eye Care Elda Morrow888-254-4290emorrow@communityeyecare.net

Companion Life Pam Drant803-264-1315pam.drant@companiongroup.com

Delta Dental Nancy Spencer 803-772-0872nancy.spencer@deltadentalsc.com

Essenture Workplace BenefitsGeorge Williams 877-283-7600gwilliams@essenture.com

Excelsior/TransAmerica Meredith Moss803-622-8179mmoss@excelsiorbenefits.com

Steve Marquis TransAmerica

First Federal Scott Stamps843-529-5975rstamps@firstfederal.com

HCC Life Bruce Shaver800-447-0460bshaver@hcclife.com

HCC Medical Insurance Services Ron DeVince 800-605-2282rdevince@hccmis.com

HM Insurance GpRick Smith704-841-1006rick.smith@hminsurancegroup.com

Humana Robert Gailunas704-608-1313rgailunas@humana.com

Infinisource Phil Wotta866-350-3040pwotta@infinisource.com

Norvax Tim Parker866-466-7829 tparker@norvax.com

OptumHealth Brian Dudzik 763-797-2998brian.dudzik@optumhealthfinancial.com Planned Administrators Inc.Ty Bedenbaugh803-462-3295tbedenbaugh@paisc.com

Physicians Eyecare PlanWill Fogle 843-579-0508 will.fogle@physicianseyecareplan.com

Quotit 714-567-4598mmavros@wordandbrown.comLisa Rehburg Rusty Wilson

Renaissance Dental Andy Berli 678-577-0183aberli@renaissancefamily.com

Sun Life Financial Mitch Kiser704-556-1957 ext.242Mitch.Kiser@sunlife.com

Securian Dental Plans Chris Baldwin866-222-6507cbaldwin@securiandental.com

Symetra Financial Alex Funk 678-728-1556alex.funk@symetra.com

TCC of SC Tom DiLiegro843-579-3125tdiliegro@tccofsc.com

The Cason Group Sally Lipe803-252-3033sally@thecasongroup.com

United Healthcare Martha Browne704-442-4167 marthabrowne@uhc.com

WellPath Neal Coyle 803-740-7934ndcoyle@cvty.com

Thank you Symposium Exhibitors and Sponsors Sponsors:

Spring 2011 • 14

SCAHU Advertising Rates for 2010-2011

SCAHU newsletter advertising is now more affordable. Prices have been reduced in an effort to help our members advertise.New discounted rates are listed below. Close to 400 profes-sionals receive this publication; don’t miss this opportunity to promote your company to these professionals.

Space will be limited in each issue, so advertisements will be sold on a first-come, first-serve basis. If you would like to advertise in more than one issue, we encourage you to plan ahead now and reserve your space.

E-mail your advertisement to katie@associationsplus.com.

Please refer to the deadlines and dimensions below so that you can plan accordingly.

* * * * * * * * * * * * * * * * * * * * * * * * Full page advertisements should be 7.3125”w x 9.75”h, no bleeds. Half page advertisements should be 7.3125”w X 4.75”h. PDF format is preferred.

Deadline for Ads Mail Date October 1, 2010 November

December 1, 2010 January

March 15, 2011 April

June 15, 2011 July

Advertising Sign up ___________________________________________ Contact Name

___________________________________________ Company

___________________________________________ Phone ___________________________________________ E-mail

__________________________________________ Ad Size # of Issues

Form of Payment check VISA MC AmEx

credit card number ____________________________

expiration date ______________ security code ______

If you have any questions, call SCAHU headquarters at 803-252-7128.

Ad Size Per Issue AnnualBack Cover $ 275 $ 1000Inside Cover $ 265 $ 975Full Page $ 250 $ 925Half Page $ 200 $ 700

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Our success depends upon your success!

800-951-3033www.thecasongroup.com

THE CASON GROUP

The Cason Group provides:

Our success depends upon your success!

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Look no further.

For more information, please contact Jeff Switzer at (843) 722-2115 ext. 251 www.tccofsc.com

Access to the largest provider Access to the largest provider network and biggest discounts network and biggest discounts in South Carolinain South Carolina

Claims administration for Claims administration for selfself--funded groupsfunded groups

Claims administration for Claims administration for fullyfully--insured groupsinsured groups

Limited benefit productsLimited benefit products

Creative Benefit Solutions for Business

A full-service third party administrator located in Charleston, S.C. specializing in the administration of group health plans.

Unique disease management Unique disease management programsprograms

Medical, Dental, Rx and Medical, Dental, Rx and Vision claims administrationVision claims administration

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Spring 2011 • 15

SC Association of Health UnderwritersPO Box 11662Columbia SC 29211803.252.7128www.scahu.org

South Carolina Association of Health Underwriters

PRSRT STDUS Postage

PAIDColumbia, SCPermit No.487