SPECIAL ADVERTISING SECTION

FS bull 1 mdash wwwfivestarprofessionalcom

bull The 2014 Five Star Real Estate Agents Mortgage Professionals and HomeAuto Insurance Professionals do not pay a fee to be included in the research or the final list

bull Each professional is screened against state governing bodies to verify that licenses are current and no disciplinary actions are pending

bull The inclusion of a real estate agent mortgage professional or insurance professional on the final lists should not be construed as an endorsement by Five Star Professional or Coastal Virginia Magazine

bull The research process incorporates a statistically valid sample in order to identify the professionals in the local market who score highest in overall satisfaction These professionals are not included on the list unless their score is statistically valid

For more information on the Five Star award and the researchselection methodology go to wwwfivestarprofessionalcom

DISCLOSURESResearch

2014 Hampton Roads Five Star Home Professionals

Real Estate Agents

Mortgage Professionals

HomeAuto Insurance Professionals

Five Star Professional partnered with Coastal Virginia Magazine to identify real estate mortgage and insurance professionals in the Hampton Roads area who deliver outstanding service and client satisfaction The Five Star Professional research team contacted thousands of recent homebuyers as well as other consumers Clients may also submit evaluations online Phone mail and online respondents rated their service professional on criteria such as overall satisfaction and whether they would recommend the provider to a friend The research methodology allows no more than 7 percent of professionals in each category to receive the award This yearrsquos winners are listed and profiled in the following pages (see each award winnerrsquos listing for more details)

Professionals who satisfied each of the following objective criteria were named a 2014 Hampton Roads Five Star Real Estate Agent Five Star Mortgage Professional or Five Star HomeAuto Insurance Professional

1 Received a qualifying client satisfaction rating

2 Satisfied the applicable state licensing requirements

3 Actively employed as a licensed professional for a minimum of three years

4 Favorable regulatory and complaint history review

5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

2014 Fiv

e Star H

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Five Star Real Estate Agents2014 Fiv

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eal Estate A

gen

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All award winners are sorted by city and listed alphabetically by last name

All AreasMissy Abrams-LrsquoHoste Keller Williams Elite

Realty

Jhunne Acierto Wainwright Real Estate

Lisa Allen Creed Realty

Leann Amory-Wallace Prudential Towne Realty

Henrietta Ancheta Prudential Towne Realty

Rene Bagne Creed Realty

Maureen Bailey Rose and Womble Realty

Charles Barco Keller Williams Elite Realty

Ivana Basnight Prudential Towne Realty

Linda Batten Prudential Towne Realty

Lori Bauer Long amp Foster

Ryan Benton Rose and Womble Realty

David Block William E Wood and Associates

Cathy Bonniville Coldwell Banker Professional Realtors

Jim Boswell Chesapeake Bay Realty Page 6

Lorraine Bott William E Wood and Associates

Rick Brandt REMAX Peninsula

Julia Brennan REMAX Alpha Realty

Lori Brinck Keller Williams

Janice Bullard-Ward The Real Estate Group

Casey Bushey Prudential Towne Realty

Laura Byrd Coldwell Banker Professional Realtors

Art Caccese Keller Williams

Weddy Carter Action Realty

Cindy Caskey Prudential Towne Realty Page 9

Kathy Chambers Coldwell Banker Traditions

Gregory Chaplain The Real Estate Group

Lisa Cicchetto Rose and Womble Realty

Ronald Clark Keller Williams

Cristie Clarke William E Wood and Associates

Jeanine Cline The Real Estate Group

Teresa Cline Liz Moore and Associates

Claudia Combs Rose and Womble Realty

Ruby Conn Prudential Towne Realty

Stacy Courter Keller Williams

Sheila Dann Abbitt Realty Company

Trudy Dayanim Prudential Towne Realty

Sandy Decker Rose and Womble Realty

Sondra Deibler Prudential Towne Realty

Vickie Dickerson Creed Realty

Amy Doll REMAX Alliance

Tina Dubois CENTURY 21 Nachman Realty

Shannon Edwards REMAX Peninsula

Heather Engstrand 1st Class Real Estate

Eileen B Ermer The Real Estate Group

Mary Flynn Rose and Womble Realty

Brian Foxwell Shaffer Real Estate

Pamela Frohman Prudential Page 5

Christina Fulp Long amp Foster

Clarence Garrison Coldwell Banker Professional Realtors Page 9

Nelene Gibbs Real Estate Investment Advisors

Anna Gimpel REMAX Peninsula

Barbara Glover REMAX

Francine Goddard The Real Estate Group

Kimberly Golden John E Wood Realty

Debra Griggs REMAX Ambassadors

Lynn Grimsley REMAX Peninsula Page 8

Shirley Hammond Liz Moore and Associates

Cathie Harney Long amp Foster

Darnise Hayden Rose and Womble Realty

Kathleen Hazelwood Abbitt Realty Company

Bruce Heath Liz Moore and Associates

Kathleen Heaton Nancy Chandler Associates

Rose Hess William E Wood and Associates

Amy Hines Keller Williams

Dawn Hinton Benham Real Estate Group

Carey Hodsden REMAX Ambassadors

Corinne Holland Coldwell Banker Professional Realtors

Cheryl Holloway Realty Executives

Stacie Lee Huck EXIT Realty

Julie Humphrey-Fish EXIT Realty Specialists

Deborah Hunt Hunt Homes of Virginia

Brenda Hurst Abbitt Realty Company

Donn Irby Rose and Womble Realty

Dori Iwanowski William E Wood and Associates

Jeremy Johnson Long amp Foster

Lori Johnson Long amp Foster

Maria Kania Prudential Towne Realty

Joan Kistler Rose and Womble Realty

Dennis Koch Abbitt Realty Company

Nancy Koch Abbitt Realty Company

Flynn Kornegay Rose and Womble Realty

Catherine Kowalsky Rose and Womble Realty

Judy Lilly Rose and Womble Realty

Anthony Loscalzo Long amp Foster Page 9

Sandy Lotz ERA Real Estate Professionals

Rick Mahoney The Real Estate Group

Vicki Marsh Long amp Foster

Lynda Martin Rose and Womble Realty

Melody Matthews Melody Matthews and Associates Page 8

Collin McDowell Greg Garrett Realty

Roger Medlin Rose and Womble Realty

Nancy Minch Benham Real Estate Group

Tina Thatcher Minter William E Wood and Associates

Maria Mistichelli Kris Weaver Real Estate Team

Debbie Mustin Rose and Womble Realty

Barry Nachman CENTURY 21

Anne L Needles Abbitt Realty Company

Cheri Nice Liz Moore and Associates

Theresa Niner Prudential Towne Realty

Megan Parker REMAX Allegiance

Alex Perecko REMAX

Melanie Petros Coldwell Banker Professional Realtors

Robert Pickles Jr Wainwright Real Estate Page 7

Rita Piester Rita Piester amp Associates

Laura Pollard Long amp Foster

Kayla Pope Wainwright Real Estate

Robert Principe Judy Boone Realty

Helen W Reagan John E Wood Realty

Sean Reagan John E Wood Realty

Allen Reiver William E Wood and Associates

Danielle Remy Keller Williams

Kathy Ridley Coldwell Banker Professional Realtors

Five Star Professional surveyed Hampton Roads area residents who purchased a home priced at more than $150000 within a 6-month period (April 2013 to September 2013) The final list of 2014 Hampton Roads Five Star Real Estate Agents is a select group representing less than 4 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

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SPECIAL ADVERTISING SECTION

FS bull 3 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

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All award winners are sorted by city and listed alphabetically by last name

Marilyn Rivera William E Wood and Associates

Kathy Rolaf Rose and Womble Realty

Edwin Rucker REMAX Allegiance

Cathy Saccone William E Wood and Associates

Vickie Sessler William E Wood and Associates

Gail Sevacko William E Wood and Associates

Jerrie Sexton Coldwell Banker Professional Realtors

Barbara Sgueglia Military Relocation Team Hampton Roads

Elaine Sharp Rose and Womble Realty

Jodi Shuler Long amp Foster

Cindy Sieloff The Real Estate Group

Tom Silcox EXIT Realty Central

Janice Skinner Wainwright Real Estate

Michele Slowey William E Wood and Associates

Bob Smith REMAX Allegiance

Michael Snead Nancy Chandler Associates

Nancy Sorg Rose and Womble Realty Page 9

Annie Speckhart The Real Estate Group

Anna Staylor Rose and Womble Realty

Aaronetta Stewart Prudential Towne Realty

Patty Sweatman Rose and Womble Realty

Ashley Swindell Nancy Chandler Associates

Beth Tanner ERA Real Estate Professionals

Evelyn Thomas CENTURY 21 Nachman Realty

Kristen Walker Rose and Womble Realty

Jonell Walthall William E Wood and Associates Page 9

Debi Warren Liz Moore and Associates

Angie Wellman Coldwell Banker Professional Realtors

Jonathan West Wainwright Real Estate

Cheralyn Whetstone The Real Estate Group

Kaye Wolf Long amp Foster

Teri Woodford Long amp Foster

Sylvia Woods Prudential Towne Realty

Brent Wooten Coldwell Banker Professional Realtors

Corinne Zedd Welcome Home Realtors

Angie Zengilowski REMAX Alliance Page 9

CarrolltonCharnell Havens Prudential Towne Realty

ChesapeakeMarcia Babashanian The Real Estate Group

John Berger REMAX Allegiance

Bryan Cerny Rose and Womble Realty

Ann Chandley Keller Williams

Frank Clemens Rose and Womble Realty

Judy Duke Wainwright Real Estate

Natalie Etheredge Rose and Womble Realty Page 9

Mary Feckler ERA Real Estate Professionals

Frank Filippone Sr Coldwell Banker

Terry Fraley CENTURY 21

Tracie Gaskins William E Wood and Associates

Cindy Godsell Rose and Womble Realty

Lori Gomoke Rose and Womble Realty

Paula Johnson-Irby Rose and Womble Realty

Diane Keeley Prudential Towne Realty

Molly Malloy-Smith Rose and Womble Realty

Angie Nishnick The Real Estate Group

Jeff Ratliff William E Wood and Associates

Julie Scott Rose and Womble Realty

Rhonda Shelton Rose and Womble Realty

Gayle Shira The Real Estate Group

Sandy Stokes ERA Real Estate Professionals

Sherri Thaxton CENTURY 21 Nachman Realty

Pamm Trotter Excel Realty Firm

Cheryl Walker Realty Executives

Nancy Whitaker The Real Estate Group

GloucesterRenaye Dame Gloucester Realty

Jasmine Efird-Lineberry REMAX

Joelle Harvey Patsy Hall Realty

S Jean Pierce REMAX Peninsula

Steve Scott William E Wood and Associates

Norman Sibley Virginia Country Real Estate

HamptonAnn Andrews REMAX Ambassadors

Colonial

Pamela Double Coldwell Banker Professional Realtors Page 6

Christopher Garguilo Keller Williams Elite-Peninsula

Jan McPheter Abbitt Realty Company

Tom Smart REMAX Ambassadors

HayesDebbie Martin Virginia Country Real Estate

Isle of WightJohn Grahams Prudential Towne Realty

Newport NewsDon Duty REMAX Peninsula

Brian Merritt Merritt Realty

Linda Smith EZ-Vest Realty

NorfolkEd Batkins CENTURY 21 Nachman Realty

Page 9

Judy Boone Judy Boone Realty

David Cacace William E Wood and Associates

Janis Campbell William E Wood and Associates

Michelle Connolly EXIT Realty

Stacy Goode Nancy Chandler Associates

Kathryn Hoover Nancy Chandler Associates

Colleen Kovach William E Wood and Associates

Lisa Martin Judy Boone Realty Page 8

Rhonda McLemore CENTURY 21 Nachman Realty

Jan Palazzo William E Wood and Associates

Lamar Raker REMAX Ambassadors

Mark Schumann Coldwell Banker Professional Realtors

Dawn M West William E Wood and Associates

Angelia Williams Prudential Towne Realty

PoquosonBelle Jones William E Wood and Associates

PortsmouthGlenda Battle Prudential Towne Realty

Karl Quinn Prudential Towne Realty

SuffolkJoella Barone Prudential Towne Realty

Ellen Drames Rose and Womble Realty

Nora Edwards Rose and Womble Realty

Kelle Foster Long amp Foster

Lori Jeltema Abbitt Realty Company

Mary Mills REMAX Ambassadors Page 7

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Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

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All award winners are sorted by city and listed alphabetically by last name

Lynn Niemi Prudential Towne Realty

Margaret Richardson Cross Realty

Brian Saunders Greg Garrett Realty

Virgina BeachCindy Adams The Real Estate Group

Marc Andrews William E Wood and Associates

Lyne Aslett REMAX

Patrick Barton REMAX Allegiance

Bette Bartz Prudential Towne Realty

H Birkhead Wainwright Real Estate

Aqila Bond Realty Executives Top Producers

Tyson Bradley Keller Williams

Linda Bray Prudential Towne Realty Page 8

Theresa Briggs William E Wood and Associates

Gail Bucker Beach Pros Realty

Tammy Busche Long amp Foster Page 6

James Callahan CoastalVA Realty

Carlos Cardo REMAX Alliance

Eric Cardon EXIT Realty

Stephanie Clark REMAX Alliance

Wilma Clay Beacon Realty

Walter Clifton ERA Real Estate Professionals

Tammy Coleman REMAX First

Timothy Colvin Wainwright Real Estate

Lawrence Conner Jr The Real Estate Group Page 8

Christi Conroy William E Wood and Associates

Lili Cox William E Wood and Associates

Gary Crawford REMAX

Herbert Culpepper Pungo Realty Company Page 9

Jonathan Decker Prudential Towne Realty

Devon Dempsey Infinity Pro Realty

Kimberly Denton Prudential Towne Realty

Robin DiBuono William E Wood and Associates

Layne Donovan ERA Atkinson Realty

Cathy Duncan The Real Estate Group Page 6

Teresa Elkins Chesapeake Bay Realty

Bryan Ellis Rose and Womble Realty

Jackie Ellis-Dunbar REMAX Alliance

Linda Farlow-Bell William E Wood and Associates

Robbin Favaloro Rose and Womble Realty

Jackie Feagin 1st Class Real Estate

Mike Fenton Wainwright Real Estate

Mona Ghobrial William E Wood and Associates

Misty Lynn Gibson Family Properties

Tina Greer REMAX Allegiance

Jodi Hambrick Prudential Towne Realty

Mary Jo Harrell The Real Estate Group

Robin Holliday Wainwright Real Estate

Brenda Holster Coldwell Banker Professional Realtors

Greg Hotta Rose and Womble Realty Page 7

CJ Howell Prudential Towne Realty

Kathy Howell-Humphreys Long amp Foster

Andy Hubba EXIT Realty

Cynthia Inniss The Real Estate Group

Renee Joseph Coldwell Banker Professional Realtors

Nancy King Long amp Foster

Liz Livernois Rose and Womble Realty

Mark Llobell Atkinson Realty ERA

Jenny Lovell Rose and Womble Realty

Jessica Majzoub Shaffer Real Estate

Carl Master Prudential Towne Realty

Jon McAchran Keller Williams Elite Town Center

Andrew Minton William E Wood and Associates

Faye Ninos Wainwright Real Estate

Karen OrsquoBrien William E Wood and Associates

Josh Parnell Prudential Towne Realty

April Partida REMAX Alliance Page 9

Susan Pender Prudential Towne Realty

Catherine Prutsman Rose and Womble Realty

Fred Ritchie REMAX Allegiance

Pam Rogers Realty Executives Top Producers

Kim Rogers-Maxwell Realty Executives Top Producers

Suzanne Roscher Prudential Towne Realty

Mark Rusnak REMAX Allegiance

Glenn Russell Coastal Group

Joe Ruzzi The Real Estate Group

Jennifer Smith Keller Williams

Sherry Snyder Rose and Womble Realty

Patricia Swoope REMAX Alliance

Rolla Talia Prudential Towne Realty

Randy Tappen World Class Realty

Jackie Thomas Jackie Thomas Real Estate

Kelly Thompson William E Wood and Associates

Cindy Waldman Creed Realty

Cynthia Wasson Chesapeake Bay Realty

Shelly Welsch Rose and Womble Realty Page 9

Robin West Rose and Womble Realty

Blair Whitley-Ray Rose and Womble Realty

Kim Wilkins REMAX

Deena Wynn Long amp Foster

Patricia Zuraw William E Wood and Associates

WilliamsburgCarol Ball Kingsmill Realty

Vicki Costanzo Long amp Foster

Suzanne Dana Coldwell Banker Traditions Page 9

Lou Hanna Long amp Foster

Bob Harman Prudential Towne Realty

Sherry Kletzly Prudential Towne Realty Page 9

Andrea Kostoff Sarina William E Wood and Associates

Victoria Little William E Wood and Associates

Courtney Martinez CENTURY 21 Nachman Realty Page 8

Holly Miller Liz Moore and Associates

Joan Moore REMAX Capital

Deelyn Neilson Liz Moore and Associates

Marley Numbers Long amp Foster

Tammy Smith William E Wood and Associates

Susan Spellman Long amp Foster

Tina Straight Long amp Foster

Charlotte Turner Liz Moore and Associates

Jamie Van Bergen Prudential Towne Realty

YorktownRod Huskey Prudential Towne Realty

Joe McAvoy LeGrand Real Estate Professionals

Michelle Pollock Keller Williams

Janie Woodard Long amp Foster

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Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

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Pamela Frohman

Experience Counts hellip

List and Buy with Confi dence

2014 winner Pamela Frohman

bull Committed to excellence exceeding expectations

bull Dedicated experienced professional

bull Prudential Fine Homes International Marketing Specialist

bull Proven pricingstagingmarketing strategies

bull Diligent and skilled negotiator

Areas of Focus Virginia Beach Chesapeake Suffolk Norfolk Carrollton Smithfield

Many thanks to my loyal clients who have honored me with this award Real estate is my passion and outstanding service to my clients is my focus Homebuying or selling should be a pleasant and worry-free experience I achieve this goal by providing competitive pricing strategies a complimentary staging consultation unparalleled marketingadvertising plan state-of-the-art technology a transaction management system eff ective communication and always put my clientsrsquo interests fi rst and foremost Negotiating is key my clients have a competitive edge at the negotiation table which

produces the best possible outcome Developing lifelong client relationships is very rewarding My clients continue to honor me by referring their family and friends which accounts for more than 95 percent of my business I consistently earn the Hampton Roads Realtors Circle of Excellence award The Presidentrsquos Circle Award (reserved for the top 5 percent of sales professionals with Prudential) exemplifi es my strong work ethic and commitment to delivering excellence List and buy with confi dence Call me today for a complimentary consultation

Prudential Towne Realty5806 Harbour View Boulevard bull Suffolk VA 23435

Phone 757-478-1091pamsellsforyouaolcom

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Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

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Tammy A Busche

3181 Shore Dr Virginia Beach VA 23451Direct 757-270-4294Office 757-481-1919 tammybuschegmailcomwwwtammybuschecom

Integrity bull Performance bull Delivered

bull No 1 Long amp Foster agent in SE Virginiabull 2011 2012 and 2013 Platinum COE award winnerbull Long amp Foster Founderrsquos Clubbull Long amp Fosterrsquos Gold Team Masterrsquos Clubbull Circle of Excellence seven consecutive years

Exceeding client expectations and providing total commitment to excellence continue to guide Tammyrsquos passion and devotion to the real estate profession She is committed to personal service and realizes that building lasting relationships through service is key ldquoI am truly honored and humbled by this award and sincerely thank all of my clients for their high regardsrdquo mdash Tammy

Jim Boswell

3705 Shore Dr Virginia Beach VA 23455 Cell 757-390-1945 Fax 866-791-7438 JimJimBoswellcomwwwJimBoswellcom

Accessible bull Dependable bull Informed

bull Associate broker bull Graduate Realtor Institute GRI bull 21 years of experience in real estate sales bull Trained in buyer representation bull Great website with MLS access (no registering)

Jim provides one-on-one contact with clients and guidance through every step of the sales process Whether you are a seller or buyer his goal is to provide excellent service and be available to youExceptional service has earned Jim Boswell a great reputation Testimonials are available upon request Experience really does matter in real estate sales Call Jim and start packing

Cathy Duncan

1112-F Eden Way N Chesapeake VA 23320 Office 757-410-8500 Cell 757-478-8357 Cathyduncan757gmailcom Cathyduncanrealestatecom

VA Beach and Chesapeake Listing Expert

bull Eight-year consecutive top volume awards (COE) bull Recognized all four years as Five Star award winner bull Very successful short-sale negotiator bull Bachelorrsquos degree and earned 40 for masterrsquos degree bull Nearly 100 referral-based business

Cathy Duncan has proudly served as a full-time Realtor in the Hampton Roads area for 10 years Whether a buyerrsquos or a sellerrsquos market she continues to excel and outperform in both volume and client recognition for customer service She is an expert negotiator and always has her clientsrsquo best interests in mind This prestigious award is the most meaningful to her because she was nominated by her clients

Pamela Double

2310 Tower Pl Ste103Hampton VA 23666 Office 757-838-1111 Cell 757-323-3057 Pdoublecb-procomhamptonhomesbypamcom

Honesty Integrity

bull Associate brokerbull USAA MoversAdvantagereg preferred agent bull VPAR Bronze Award winner bull Member of NAR VAR VPAR

Irsquod love to help you create a plan to sell your property or help you find your new home I will do a comparative market analysis for you so you can make informed decisions whether buying or selling I can help you find a great place in Hampton Roads or anywhere in the world Ask me how Irsquom a Realtor that means I live by a code of ethics to protect serve and respect my clients Give me a call today You wonrsquot regret it

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Five Star Real Estate Agents 2014 Fiv

e Star R

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Team Homedog

Left to right Brittany Lewis Kodi and three-year winner Robert Pickles

bull In top 5 of buyer brokers by sales volume (Broker Metrics) bull In top 2 of agents by total sales volume (Broker Metrics) bull Represents both buyers and sellers bull Expert at buying selling and building bull Involved from start to fi nish and beyond

Wainwright Real Estate 4098 Foxwood Drive bull Virginia Beach VA 23462

Phone 757-250-7123homedogsimonhousescom bull HomedogSimonHousescom

When You Need an Expert

Mary Peak MillsREMAX Ambassadors Colonial2240 Coliseum Dr Ste BHampton VA 23666

Office 757-723-3000Cell 757-652-7771

marymillscoxnetwwwpeaklistingcom

Your No 1 Choice in Hampton Roads

bull Honest ethical professional bull Creative marketing and Internet specialistbull Top listing and selling agentbull Tenacious mdash gets the job donebull My goal is 100 client satisfaction

Thanks again to my clients for their continued trust business and referrals to family and friends My marketing approach utilizes all avenues Internet social media and traditional This approach benefits my sellers with more exposure and faster sales Buyers benefit when better data enables them to be up to date on the latest market conditions Dedicated to fulfilling your real estate needs

Greg Hotta

4100 Holly RdVirginia Beach VA 23451Office 757-428-8845 Cell 757-285-7373ghottaroseandwomblecomwwwgreghottasellscom

Ranked Among Top Agents for 2013

bull No 1 sales agent at the Virginia Beach offi ce bull No 7 sales agent companywide bull National Association of Realtors bull (HRRA) Circle of Excellence bull Multimillion-dollar sales agent since 2007

Greg Hotta holds himself to a standard that results in consistent referrals from clients and colleagues Honesty and integrity are priorities to Greg with every opportunity His marketing techniques and diligence with clients not only mark him as a mentor in the industry but also as an expert and friend Greg Hotta views clients as a lifetime relationship mdash call and see how

Rose and Womble

Top five questions that real estate agents want you to answer1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

From research conducted by Five Star Professional April 2011

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Five Star Real Estate Agents2014 Fiv

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Af ter 20-plus years of represent ing developers specializing in water front condos off Shore Drive in Virginia Beach I recently teamed up with Franciscus Homes to sell their new duplex condos in Norfolkrsquos waterfront community Pointe East Unbeatable value off Shore Drive Starting low $200s ndash $300s

Prudential Towne Realty 1101 Laskin Rd Virginia Beach VA 23451 Phone 757-286-6160 Phone 757-716-1441 lindabraycoxnetwwwfranciscushomescom

Linda Bray

I pride myself on being highly communicative aggressive and in tune with the latest market trends With 11 years of experience as a licensed Realtor I focus on providing my clients with exceptional customer service Certified ABRreg SFRreg MRP CRS and Circle of Excellence

809 E Ocean View Ave Norfolk VA 23503Office 757-587-2800 Cell 757-287-5478 lisamartinjudyboonerealtycom

Lisa Martin

I love my job With 11 years of experience my goal is to provide you with exceptional service and provide the knowledge and negotiation skills to make buying or selling an easy worry-free experience for you It is an honor to receive high regards from my clients Thank you

1101 Richmond Rd Williamsburg VA 23185 Cell 757-871-7342 Office 757-220-8205 courtneymartinezcoxnetwwwcourtneymartinezcom

Courtney Martinez

Licensed full-time agent since 1983 Member of REMAX Hall of Fame and REMAX Lifetime Achievement Recipient of Code of Ethics Salesperson of the Year and Realtor of the Year awards from local and state associations

REMAX PeninsulaNewport News VA 23606Phone 757-806-6015Cell 757-715-5966LynnLynnGrimsleycomwwwLynnGrimsleycom

Lynn Grimsley

Professionalism is my standard I stay on top of every aspect of the real estate transaction to ensure the transfer of property is as stress-free as possible My commitment to first-class service enables me to confidently say that you will know you made the right choice in a Realtor For more information visit my website at HRhomesorg

401 N Great Neck RdVirginia Beach VA 23455Office 757-572-4614Phone 757-961-9090LarryhrhomesinfoHamptonRoadsHomesorg

Larry Conner

As brokerowner of Melody Matthews amp Associates my mission is to help empower people in our beautiful communities in Hampton Roads to live the best life possible by obtaining homeownership I am passionate and take pride in working with our military veterans first-time buyers sellers real estate entrepreneurs and investors With so many options for you I ask ldquoWhy rent when you can buyrdquo My goal is to make your dream of owning a home come true

1101A Coventry Blvd Yorktown VA 23693Office 757-223-0034 Direct 757-813-1828 yrent-bicoxnet melodymatthewscom

Melody D Matthews

ldquoYour heart has to be in the right place mdash you have to genuinely desire to make

a difference in your clientsrsquo livesrdquo

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

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Five Star Real Estate Agents 2014 Fiv

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eal Estate A

gen

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Cindy Caskey Prudential Towne Realty 757-642-1001 soldcindycaskeycom wwwcindycaskeycom Coastal Virginia Home Specialist

Herb Culpepper Jr Pungo Realty Co 757-409-0350 herbculpepperjrcoxnet wwwpungorealtyonlinecom Serving Virginia and Northeast North Carolina

Suzanne Dana Coldwell Banker Traditions 757-814-4200 homessuzannedanacom wwwSuzanneDanacom What Matters to You Matters to Suzanne

Clarence Garrison Coldwell Banker Virginia Beach VA clarencelgverizonnet wwwcb-procom While Yoursquore Sleeping Your Home Keeps Moving

Tony Loscalzo Long amp Foster Realtors 757-903-6100 TonyLoscalzolongandfostercom wwwtonyloscalzocom Clients First

April Partida REMAX Alliance 757-456-2345aprilmynavyhomecom wwwMyNavyHomecom Buy Sell Property Management

Nancy Sorg Rose amp Womble Realty 757-404-7268 nsorgroseandwomblecom wwwnancysorgcom Your Neighbor Your Real Estate Resource

Jonell Walthall William E Wood amp Associates 757-639-3516 soldbuyjonellusanet wwwjonellwalthallcom Realtor Associate Broker

Sherry Kletzly Prudential Towne Realty 757-897-2976 sherrykletzlyprudentialtownerealtycom wwwsherrykletzlycom Real Service bull Real Solutions bull Real Estate

Shelly Welsch Rose and Womble Realty 757-717-3077 swelschroseandwomblecom wwwshellywelschcomExceptional Standards Exceptional Service

Angie ZengilowskiREMAX Alliance757-481-0916AngieServiceFromAtoZcomangieandjohnzcomProviding Service From A To Z

Ed BatkinsCENTURY 21 Nachman757-647-5000edbatkinscentury21nachmancomedbatkinscom

Natalie EtheredgeRose amp Womble Realty757-435-2981netheredgeroseandwomblecomwwwnataliesellshomescomThinking of Moving Call Natalie

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winner

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SPECIAL ADVERTISING SECTION

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Joe Anderson Movement Mortgage

Dex Auer Monarch Mortgage

Karen Barnard Monarch Mortgage

Matt Beckwith Old Virginia Mortgage

Alex Brown Veterans United Home Loans

Nate Brown Monarch Mortgage

John Burford TowneBank Mortgage

Gail Burns Monarch Mortgage

Cindy Cutler Atlantic Bay Mortgage Group

Holly Damalas Fulton Mortgage Company

Eileen de Leon SunTrust Mortgage

Edward Deanes Prospect Mortgage

Joe Delgado Atlantic Bay Mortgage Group

Theo Delyannis Atlantic Bay Mortgage Group

Brandon Dixon Tidewater Mortgage Services

Pattie Edgerton Prospect Mortgage

Jeff Evans Union Mortgage Group

Marie Field Fulton Mortgage Company

Jennifer Franklin Prosperity Home Mortgage

Tricia Gentry SunTrust Mortgage

Aaron Giaranna Veterans United Home Loans of Hampton Roads

Diana Glasier Towne Mortgage

Justin Glenney PNC Mortgage

Janet Goding SunTrust Mortgage

John Hamilton Towne Mortgage

Charlotte Hauck PNC Mortgage

Steve Hougasian Bank of America

Felicia Jackson Fidelity Bank Mortgage

Andrew Jordan Monarch Mortgage

Jennifer Keenan Tidewater Home Funding

Jeremy Krupnick Tidewater Home Funding

Jason Kulas Monarch Bank Mortgage

Aaron Legum Old Virginia Mortgage

Thomas Lira New Penn Financial

Mary Marshall Tidewater Home Funding

Jim McNees CampF Mortgage Corporation

Mike Miller Monarch Mortgage

Pat Miller Monarch Bank Mortgage

Jon Mitchell Movement Mortgage

Ben Newell TowneBank Mortgage

James Oaks McLean Mortgage Corporation

Briana Ozolins Universal American Mortgage Company

Val Parnell TowneBank Mortgage

Ann Patroni Atlantic Bay Mortgage Group

Neil Phelan Bank of America Home Loans

Gerald Pompey Cornerstone Home Mortgage

Michael Poole TowneBank Mortgage

Connie Ramsay Atlantic Bay Mortgage Group

Mary Rebholz CampF Mortgage Corporation

Sherry Reid SimonTowne Mortgage

Mike Ronca HomeBridge Financial Services

Nick Russo Towne Mortgage

Ashlynn Sawyer Atlantic Bay Mortgage Group Page 10

JD Scott Monarch Mortgage

Toni Sessoms Union Mortgage Group

John Teeuwen Old Virginia Mortgage

Marion Uzzle Atlantic Bay Mortgage Group

Paul Venable Monarch Mortgage

James Walrod Veterans United Home Loans of Hampton Roads

Bill West TowneBank Mortgage

Whitney West Towne Mortgage

David Wright Fulton Mortgage Company

All award winners are listed alphabetically by last name

Five Star Mortgage Professionals2014 Fiv

e Star M

ortg

age P

rofessio

nals

Aaron Giarrana Veterans United 757-636-1171 aaronvucom hamptonroadsvucom Deliver Results With Integrity

NMLS 266225

Jason T Kulas Monarch Bank Mortgage 757-644-6872 jkulasmonarchmortgagecom wwwmonarchmortgagecomjkulas Building Lasting Relationships

NMLS 697550

Ben Newell TowneBank Mortgage Reverse Mortgage Offi cer 757-687-5017 bennewelltownebankmortgagecom

NMLS 617209

Ashlynn Brooks Sawyer Atlantic Bay Mor tgage GroupSenior Mortgage Banker 757-621-2922 ashlynnsawyeratlanticbaycom wwwatlanticbaycomashlynnsawyer

NMLS 41502

James Walrod Veterans United 757-340-0013 Ext 7182jameswalrodvucom wwwVUJamesWalrodcom Be Passionate and Deliver Results

NMLS 260324

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Keep up with market conditions so you are always knowledgeable

mdash Five Star award winner

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

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fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

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SPECIAL ADVERTISING SECTION

FS bull 2 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

All AreasMissy Abrams-LrsquoHoste Keller Williams Elite

Realty

Jhunne Acierto Wainwright Real Estate

Lisa Allen Creed Realty

Leann Amory-Wallace Prudential Towne Realty

Henrietta Ancheta Prudential Towne Realty

Rene Bagne Creed Realty

Maureen Bailey Rose and Womble Realty

Charles Barco Keller Williams Elite Realty

Ivana Basnight Prudential Towne Realty

Linda Batten Prudential Towne Realty

Lori Bauer Long amp Foster

Ryan Benton Rose and Womble Realty

David Block William E Wood and Associates

Cathy Bonniville Coldwell Banker Professional Realtors

Jim Boswell Chesapeake Bay Realty Page 6

Lorraine Bott William E Wood and Associates

Rick Brandt REMAX Peninsula

Julia Brennan REMAX Alpha Realty

Lori Brinck Keller Williams

Janice Bullard-Ward The Real Estate Group

Casey Bushey Prudential Towne Realty

Laura Byrd Coldwell Banker Professional Realtors

Art Caccese Keller Williams

Weddy Carter Action Realty

Cindy Caskey Prudential Towne Realty Page 9

Kathy Chambers Coldwell Banker Traditions

Gregory Chaplain The Real Estate Group

Lisa Cicchetto Rose and Womble Realty

Ronald Clark Keller Williams

Cristie Clarke William E Wood and Associates

Jeanine Cline The Real Estate Group

Teresa Cline Liz Moore and Associates

Claudia Combs Rose and Womble Realty

Ruby Conn Prudential Towne Realty

Stacy Courter Keller Williams

Sheila Dann Abbitt Realty Company

Trudy Dayanim Prudential Towne Realty

Sandy Decker Rose and Womble Realty

Sondra Deibler Prudential Towne Realty

Vickie Dickerson Creed Realty

Amy Doll REMAX Alliance

Tina Dubois CENTURY 21 Nachman Realty

Shannon Edwards REMAX Peninsula

Heather Engstrand 1st Class Real Estate

Eileen B Ermer The Real Estate Group

Mary Flynn Rose and Womble Realty

Brian Foxwell Shaffer Real Estate

Pamela Frohman Prudential Page 5

Christina Fulp Long amp Foster

Clarence Garrison Coldwell Banker Professional Realtors Page 9

Nelene Gibbs Real Estate Investment Advisors

Anna Gimpel REMAX Peninsula

Barbara Glover REMAX

Francine Goddard The Real Estate Group

Kimberly Golden John E Wood Realty

Debra Griggs REMAX Ambassadors

Lynn Grimsley REMAX Peninsula Page 8

Shirley Hammond Liz Moore and Associates

Cathie Harney Long amp Foster

Darnise Hayden Rose and Womble Realty

Kathleen Hazelwood Abbitt Realty Company

Bruce Heath Liz Moore and Associates

Kathleen Heaton Nancy Chandler Associates

Rose Hess William E Wood and Associates

Amy Hines Keller Williams

Dawn Hinton Benham Real Estate Group

Carey Hodsden REMAX Ambassadors

Corinne Holland Coldwell Banker Professional Realtors

Cheryl Holloway Realty Executives

Stacie Lee Huck EXIT Realty

Julie Humphrey-Fish EXIT Realty Specialists

Deborah Hunt Hunt Homes of Virginia

Brenda Hurst Abbitt Realty Company

Donn Irby Rose and Womble Realty

Dori Iwanowski William E Wood and Associates

Jeremy Johnson Long amp Foster

Lori Johnson Long amp Foster

Maria Kania Prudential Towne Realty

Joan Kistler Rose and Womble Realty

Dennis Koch Abbitt Realty Company

Nancy Koch Abbitt Realty Company

Flynn Kornegay Rose and Womble Realty

Catherine Kowalsky Rose and Womble Realty

Judy Lilly Rose and Womble Realty

Anthony Loscalzo Long amp Foster Page 9

Sandy Lotz ERA Real Estate Professionals

Rick Mahoney The Real Estate Group

Vicki Marsh Long amp Foster

Lynda Martin Rose and Womble Realty

Melody Matthews Melody Matthews and Associates Page 8

Collin McDowell Greg Garrett Realty

Roger Medlin Rose and Womble Realty

Nancy Minch Benham Real Estate Group

Tina Thatcher Minter William E Wood and Associates

Maria Mistichelli Kris Weaver Real Estate Team

Debbie Mustin Rose and Womble Realty

Barry Nachman CENTURY 21

Anne L Needles Abbitt Realty Company

Cheri Nice Liz Moore and Associates

Theresa Niner Prudential Towne Realty

Megan Parker REMAX Allegiance

Alex Perecko REMAX

Melanie Petros Coldwell Banker Professional Realtors

Robert Pickles Jr Wainwright Real Estate Page 7

Rita Piester Rita Piester amp Associates

Laura Pollard Long amp Foster

Kayla Pope Wainwright Real Estate

Robert Principe Judy Boone Realty

Helen W Reagan John E Wood Realty

Sean Reagan John E Wood Realty

Allen Reiver William E Wood and Associates

Danielle Remy Keller Williams

Kathy Ridley Coldwell Banker Professional Realtors

Five Star Professional surveyed Hampton Roads area residents who purchased a home priced at more than $150000 within a 6-month period (April 2013 to September 2013) The final list of 2014 Hampton Roads Five Star Real Estate Agents is a select group representing less than 4 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

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SPECIAL ADVERTISING SECTION

FS bull 3 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Marilyn Rivera William E Wood and Associates

Kathy Rolaf Rose and Womble Realty

Edwin Rucker REMAX Allegiance

Cathy Saccone William E Wood and Associates

Vickie Sessler William E Wood and Associates

Gail Sevacko William E Wood and Associates

Jerrie Sexton Coldwell Banker Professional Realtors

Barbara Sgueglia Military Relocation Team Hampton Roads

Elaine Sharp Rose and Womble Realty

Jodi Shuler Long amp Foster

Cindy Sieloff The Real Estate Group

Tom Silcox EXIT Realty Central

Janice Skinner Wainwright Real Estate

Michele Slowey William E Wood and Associates

Bob Smith REMAX Allegiance

Michael Snead Nancy Chandler Associates

Nancy Sorg Rose and Womble Realty Page 9

Annie Speckhart The Real Estate Group

Anna Staylor Rose and Womble Realty

Aaronetta Stewart Prudential Towne Realty

Patty Sweatman Rose and Womble Realty

Ashley Swindell Nancy Chandler Associates

Beth Tanner ERA Real Estate Professionals

Evelyn Thomas CENTURY 21 Nachman Realty

Kristen Walker Rose and Womble Realty

Jonell Walthall William E Wood and Associates Page 9

Debi Warren Liz Moore and Associates

Angie Wellman Coldwell Banker Professional Realtors

Jonathan West Wainwright Real Estate

Cheralyn Whetstone The Real Estate Group

Kaye Wolf Long amp Foster

Teri Woodford Long amp Foster

Sylvia Woods Prudential Towne Realty

Brent Wooten Coldwell Banker Professional Realtors

Corinne Zedd Welcome Home Realtors

Angie Zengilowski REMAX Alliance Page 9

CarrolltonCharnell Havens Prudential Towne Realty

ChesapeakeMarcia Babashanian The Real Estate Group

John Berger REMAX Allegiance

Bryan Cerny Rose and Womble Realty

Ann Chandley Keller Williams

Frank Clemens Rose and Womble Realty

Judy Duke Wainwright Real Estate

Natalie Etheredge Rose and Womble Realty Page 9

Mary Feckler ERA Real Estate Professionals

Frank Filippone Sr Coldwell Banker

Terry Fraley CENTURY 21

Tracie Gaskins William E Wood and Associates

Cindy Godsell Rose and Womble Realty

Lori Gomoke Rose and Womble Realty

Paula Johnson-Irby Rose and Womble Realty

Diane Keeley Prudential Towne Realty

Molly Malloy-Smith Rose and Womble Realty

Angie Nishnick The Real Estate Group

Jeff Ratliff William E Wood and Associates

Julie Scott Rose and Womble Realty

Rhonda Shelton Rose and Womble Realty

Gayle Shira The Real Estate Group

Sandy Stokes ERA Real Estate Professionals

Sherri Thaxton CENTURY 21 Nachman Realty

Pamm Trotter Excel Realty Firm

Cheryl Walker Realty Executives

Nancy Whitaker The Real Estate Group

GloucesterRenaye Dame Gloucester Realty

Jasmine Efird-Lineberry REMAX

Joelle Harvey Patsy Hall Realty

S Jean Pierce REMAX Peninsula

Steve Scott William E Wood and Associates

Norman Sibley Virginia Country Real Estate

HamptonAnn Andrews REMAX Ambassadors

Colonial

Pamela Double Coldwell Banker Professional Realtors Page 6

Christopher Garguilo Keller Williams Elite-Peninsula

Jan McPheter Abbitt Realty Company

Tom Smart REMAX Ambassadors

HayesDebbie Martin Virginia Country Real Estate

Isle of WightJohn Grahams Prudential Towne Realty

Newport NewsDon Duty REMAX Peninsula

Brian Merritt Merritt Realty

Linda Smith EZ-Vest Realty

NorfolkEd Batkins CENTURY 21 Nachman Realty

Page 9

Judy Boone Judy Boone Realty

David Cacace William E Wood and Associates

Janis Campbell William E Wood and Associates

Michelle Connolly EXIT Realty

Stacy Goode Nancy Chandler Associates

Kathryn Hoover Nancy Chandler Associates

Colleen Kovach William E Wood and Associates

Lisa Martin Judy Boone Realty Page 8

Rhonda McLemore CENTURY 21 Nachman Realty

Jan Palazzo William E Wood and Associates

Lamar Raker REMAX Ambassadors

Mark Schumann Coldwell Banker Professional Realtors

Dawn M West William E Wood and Associates

Angelia Williams Prudential Towne Realty

PoquosonBelle Jones William E Wood and Associates

PortsmouthGlenda Battle Prudential Towne Realty

Karl Quinn Prudential Towne Realty

SuffolkJoella Barone Prudential Towne Realty

Ellen Drames Rose and Womble Realty

Nora Edwards Rose and Womble Realty

Kelle Foster Long amp Foster

Lori Jeltema Abbitt Realty Company

Mary Mills REMAX Ambassadors Page 7

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SPECIAL ADVERTISING SECTION

FS bull 4 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Lynn Niemi Prudential Towne Realty

Margaret Richardson Cross Realty

Brian Saunders Greg Garrett Realty

Virgina BeachCindy Adams The Real Estate Group

Marc Andrews William E Wood and Associates

Lyne Aslett REMAX

Patrick Barton REMAX Allegiance

Bette Bartz Prudential Towne Realty

H Birkhead Wainwright Real Estate

Aqila Bond Realty Executives Top Producers

Tyson Bradley Keller Williams

Linda Bray Prudential Towne Realty Page 8

Theresa Briggs William E Wood and Associates

Gail Bucker Beach Pros Realty

Tammy Busche Long amp Foster Page 6

James Callahan CoastalVA Realty

Carlos Cardo REMAX Alliance

Eric Cardon EXIT Realty

Stephanie Clark REMAX Alliance

Wilma Clay Beacon Realty

Walter Clifton ERA Real Estate Professionals

Tammy Coleman REMAX First

Timothy Colvin Wainwright Real Estate

Lawrence Conner Jr The Real Estate Group Page 8

Christi Conroy William E Wood and Associates

Lili Cox William E Wood and Associates

Gary Crawford REMAX

Herbert Culpepper Pungo Realty Company Page 9

Jonathan Decker Prudential Towne Realty

Devon Dempsey Infinity Pro Realty

Kimberly Denton Prudential Towne Realty

Robin DiBuono William E Wood and Associates

Layne Donovan ERA Atkinson Realty

Cathy Duncan The Real Estate Group Page 6

Teresa Elkins Chesapeake Bay Realty

Bryan Ellis Rose and Womble Realty

Jackie Ellis-Dunbar REMAX Alliance

Linda Farlow-Bell William E Wood and Associates

Robbin Favaloro Rose and Womble Realty

Jackie Feagin 1st Class Real Estate

Mike Fenton Wainwright Real Estate

Mona Ghobrial William E Wood and Associates

Misty Lynn Gibson Family Properties

Tina Greer REMAX Allegiance

Jodi Hambrick Prudential Towne Realty

Mary Jo Harrell The Real Estate Group

Robin Holliday Wainwright Real Estate

Brenda Holster Coldwell Banker Professional Realtors

Greg Hotta Rose and Womble Realty Page 7

CJ Howell Prudential Towne Realty

Kathy Howell-Humphreys Long amp Foster

Andy Hubba EXIT Realty

Cynthia Inniss The Real Estate Group

Renee Joseph Coldwell Banker Professional Realtors

Nancy King Long amp Foster

Liz Livernois Rose and Womble Realty

Mark Llobell Atkinson Realty ERA

Jenny Lovell Rose and Womble Realty

Jessica Majzoub Shaffer Real Estate

Carl Master Prudential Towne Realty

Jon McAchran Keller Williams Elite Town Center

Andrew Minton William E Wood and Associates

Faye Ninos Wainwright Real Estate

Karen OrsquoBrien William E Wood and Associates

Josh Parnell Prudential Towne Realty

April Partida REMAX Alliance Page 9

Susan Pender Prudential Towne Realty

Catherine Prutsman Rose and Womble Realty

Fred Ritchie REMAX Allegiance

Pam Rogers Realty Executives Top Producers

Kim Rogers-Maxwell Realty Executives Top Producers

Suzanne Roscher Prudential Towne Realty

Mark Rusnak REMAX Allegiance

Glenn Russell Coastal Group

Joe Ruzzi The Real Estate Group

Jennifer Smith Keller Williams

Sherry Snyder Rose and Womble Realty

Patricia Swoope REMAX Alliance

Rolla Talia Prudential Towne Realty

Randy Tappen World Class Realty

Jackie Thomas Jackie Thomas Real Estate

Kelly Thompson William E Wood and Associates

Cindy Waldman Creed Realty

Cynthia Wasson Chesapeake Bay Realty

Shelly Welsch Rose and Womble Realty Page 9

Robin West Rose and Womble Realty

Blair Whitley-Ray Rose and Womble Realty

Kim Wilkins REMAX

Deena Wynn Long amp Foster

Patricia Zuraw William E Wood and Associates

WilliamsburgCarol Ball Kingsmill Realty

Vicki Costanzo Long amp Foster

Suzanne Dana Coldwell Banker Traditions Page 9

Lou Hanna Long amp Foster

Bob Harman Prudential Towne Realty

Sherry Kletzly Prudential Towne Realty Page 9

Andrea Kostoff Sarina William E Wood and Associates

Victoria Little William E Wood and Associates

Courtney Martinez CENTURY 21 Nachman Realty Page 8

Holly Miller Liz Moore and Associates

Joan Moore REMAX Capital

Deelyn Neilson Liz Moore and Associates

Marley Numbers Long amp Foster

Tammy Smith William E Wood and Associates

Susan Spellman Long amp Foster

Tina Straight Long amp Foster

Charlotte Turner Liz Moore and Associates

Jamie Van Bergen Prudential Towne Realty

YorktownRod Huskey Prudential Towne Realty

Joe McAvoy LeGrand Real Estate Professionals

Michelle Pollock Keller Williams

Janie Woodard Long amp Foster

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SPECIAL ADVERTISING SECTION

FS bull 5 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Pamela Frohman

Experience Counts hellip

List and Buy with Confi dence

2014 winner Pamela Frohman

bull Committed to excellence exceeding expectations

bull Dedicated experienced professional

bull Prudential Fine Homes International Marketing Specialist

bull Proven pricingstagingmarketing strategies

bull Diligent and skilled negotiator

Areas of Focus Virginia Beach Chesapeake Suffolk Norfolk Carrollton Smithfield

Many thanks to my loyal clients who have honored me with this award Real estate is my passion and outstanding service to my clients is my focus Homebuying or selling should be a pleasant and worry-free experience I achieve this goal by providing competitive pricing strategies a complimentary staging consultation unparalleled marketingadvertising plan state-of-the-art technology a transaction management system eff ective communication and always put my clientsrsquo interests fi rst and foremost Negotiating is key my clients have a competitive edge at the negotiation table which

produces the best possible outcome Developing lifelong client relationships is very rewarding My clients continue to honor me by referring their family and friends which accounts for more than 95 percent of my business I consistently earn the Hampton Roads Realtors Circle of Excellence award The Presidentrsquos Circle Award (reserved for the top 5 percent of sales professionals with Prudential) exemplifi es my strong work ethic and commitment to delivering excellence List and buy with confi dence Call me today for a complimentary consultation

Prudential Towne Realty5806 Harbour View Boulevard bull Suffolk VA 23435

Phone 757-478-1091pamsellsforyouaolcom

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SPECIAL ADVERTISING SECTION

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Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

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Tammy A Busche

3181 Shore Dr Virginia Beach VA 23451Direct 757-270-4294Office 757-481-1919 tammybuschegmailcomwwwtammybuschecom

Integrity bull Performance bull Delivered

bull No 1 Long amp Foster agent in SE Virginiabull 2011 2012 and 2013 Platinum COE award winnerbull Long amp Foster Founderrsquos Clubbull Long amp Fosterrsquos Gold Team Masterrsquos Clubbull Circle of Excellence seven consecutive years

Exceeding client expectations and providing total commitment to excellence continue to guide Tammyrsquos passion and devotion to the real estate profession She is committed to personal service and realizes that building lasting relationships through service is key ldquoI am truly honored and humbled by this award and sincerely thank all of my clients for their high regardsrdquo mdash Tammy

Jim Boswell

3705 Shore Dr Virginia Beach VA 23455 Cell 757-390-1945 Fax 866-791-7438 JimJimBoswellcomwwwJimBoswellcom

Accessible bull Dependable bull Informed

bull Associate broker bull Graduate Realtor Institute GRI bull 21 years of experience in real estate sales bull Trained in buyer representation bull Great website with MLS access (no registering)

Jim provides one-on-one contact with clients and guidance through every step of the sales process Whether you are a seller or buyer his goal is to provide excellent service and be available to youExceptional service has earned Jim Boswell a great reputation Testimonials are available upon request Experience really does matter in real estate sales Call Jim and start packing

Cathy Duncan

1112-F Eden Way N Chesapeake VA 23320 Office 757-410-8500 Cell 757-478-8357 Cathyduncan757gmailcom Cathyduncanrealestatecom

VA Beach and Chesapeake Listing Expert

bull Eight-year consecutive top volume awards (COE) bull Recognized all four years as Five Star award winner bull Very successful short-sale negotiator bull Bachelorrsquos degree and earned 40 for masterrsquos degree bull Nearly 100 referral-based business

Cathy Duncan has proudly served as a full-time Realtor in the Hampton Roads area for 10 years Whether a buyerrsquos or a sellerrsquos market she continues to excel and outperform in both volume and client recognition for customer service She is an expert negotiator and always has her clientsrsquo best interests in mind This prestigious award is the most meaningful to her because she was nominated by her clients

Pamela Double

2310 Tower Pl Ste103Hampton VA 23666 Office 757-838-1111 Cell 757-323-3057 Pdoublecb-procomhamptonhomesbypamcom

Honesty Integrity

bull Associate brokerbull USAA MoversAdvantagereg preferred agent bull VPAR Bronze Award winner bull Member of NAR VAR VPAR

Irsquod love to help you create a plan to sell your property or help you find your new home I will do a comparative market analysis for you so you can make informed decisions whether buying or selling I can help you find a great place in Hampton Roads or anywhere in the world Ask me how Irsquom a Realtor that means I live by a code of ethics to protect serve and respect my clients Give me a call today You wonrsquot regret it

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SPECIAL ADVERTISING SECTION

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Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

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Team Homedog

Left to right Brittany Lewis Kodi and three-year winner Robert Pickles

bull In top 5 of buyer brokers by sales volume (Broker Metrics) bull In top 2 of agents by total sales volume (Broker Metrics) bull Represents both buyers and sellers bull Expert at buying selling and building bull Involved from start to fi nish and beyond

Wainwright Real Estate 4098 Foxwood Drive bull Virginia Beach VA 23462

Phone 757-250-7123homedogsimonhousescom bull HomedogSimonHousescom

When You Need an Expert

Mary Peak MillsREMAX Ambassadors Colonial2240 Coliseum Dr Ste BHampton VA 23666

Office 757-723-3000Cell 757-652-7771

marymillscoxnetwwwpeaklistingcom

Your No 1 Choice in Hampton Roads

bull Honest ethical professional bull Creative marketing and Internet specialistbull Top listing and selling agentbull Tenacious mdash gets the job donebull My goal is 100 client satisfaction

Thanks again to my clients for their continued trust business and referrals to family and friends My marketing approach utilizes all avenues Internet social media and traditional This approach benefits my sellers with more exposure and faster sales Buyers benefit when better data enables them to be up to date on the latest market conditions Dedicated to fulfilling your real estate needs

Greg Hotta

4100 Holly RdVirginia Beach VA 23451Office 757-428-8845 Cell 757-285-7373ghottaroseandwomblecomwwwgreghottasellscom

Ranked Among Top Agents for 2013

bull No 1 sales agent at the Virginia Beach offi ce bull No 7 sales agent companywide bull National Association of Realtors bull (HRRA) Circle of Excellence bull Multimillion-dollar sales agent since 2007

Greg Hotta holds himself to a standard that results in consistent referrals from clients and colleagues Honesty and integrity are priorities to Greg with every opportunity His marketing techniques and diligence with clients not only mark him as a mentor in the industry but also as an expert and friend Greg Hotta views clients as a lifetime relationship mdash call and see how

Rose and Womble

Top five questions that real estate agents want you to answer1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

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Af ter 20-plus years of represent ing developers specializing in water front condos off Shore Drive in Virginia Beach I recently teamed up with Franciscus Homes to sell their new duplex condos in Norfolkrsquos waterfront community Pointe East Unbeatable value off Shore Drive Starting low $200s ndash $300s

Prudential Towne Realty 1101 Laskin Rd Virginia Beach VA 23451 Phone 757-286-6160 Phone 757-716-1441 lindabraycoxnetwwwfranciscushomescom

Linda Bray

I pride myself on being highly communicative aggressive and in tune with the latest market trends With 11 years of experience as a licensed Realtor I focus on providing my clients with exceptional customer service Certified ABRreg SFRreg MRP CRS and Circle of Excellence

809 E Ocean View Ave Norfolk VA 23503Office 757-587-2800 Cell 757-287-5478 lisamartinjudyboonerealtycom

Lisa Martin

I love my job With 11 years of experience my goal is to provide you with exceptional service and provide the knowledge and negotiation skills to make buying or selling an easy worry-free experience for you It is an honor to receive high regards from my clients Thank you

1101 Richmond Rd Williamsburg VA 23185 Cell 757-871-7342 Office 757-220-8205 courtneymartinezcoxnetwwwcourtneymartinezcom

Courtney Martinez

Licensed full-time agent since 1983 Member of REMAX Hall of Fame and REMAX Lifetime Achievement Recipient of Code of Ethics Salesperson of the Year and Realtor of the Year awards from local and state associations

REMAX PeninsulaNewport News VA 23606Phone 757-806-6015Cell 757-715-5966LynnLynnGrimsleycomwwwLynnGrimsleycom

Lynn Grimsley

Professionalism is my standard I stay on top of every aspect of the real estate transaction to ensure the transfer of property is as stress-free as possible My commitment to first-class service enables me to confidently say that you will know you made the right choice in a Realtor For more information visit my website at HRhomesorg

401 N Great Neck RdVirginia Beach VA 23455Office 757-572-4614Phone 757-961-9090LarryhrhomesinfoHamptonRoadsHomesorg

Larry Conner

As brokerowner of Melody Matthews amp Associates my mission is to help empower people in our beautiful communities in Hampton Roads to live the best life possible by obtaining homeownership I am passionate and take pride in working with our military veterans first-time buyers sellers real estate entrepreneurs and investors With so many options for you I ask ldquoWhy rent when you can buyrdquo My goal is to make your dream of owning a home come true

1101A Coventry Blvd Yorktown VA 23693Office 757-223-0034 Direct 757-813-1828 yrent-bicoxnet melodymatthewscom

Melody D Matthews

ldquoYour heart has to be in the right place mdash you have to genuinely desire to make

a difference in your clientsrsquo livesrdquo

mdash Five Star award winner

copy Five

Star

Professional

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Star

Professional

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

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Cindy Caskey Prudential Towne Realty 757-642-1001 soldcindycaskeycom wwwcindycaskeycom Coastal Virginia Home Specialist

Herb Culpepper Jr Pungo Realty Co 757-409-0350 herbculpepperjrcoxnet wwwpungorealtyonlinecom Serving Virginia and Northeast North Carolina

Suzanne Dana Coldwell Banker Traditions 757-814-4200 homessuzannedanacom wwwSuzanneDanacom What Matters to You Matters to Suzanne

Clarence Garrison Coldwell Banker Virginia Beach VA clarencelgverizonnet wwwcb-procom While Yoursquore Sleeping Your Home Keeps Moving

Tony Loscalzo Long amp Foster Realtors 757-903-6100 TonyLoscalzolongandfostercom wwwtonyloscalzocom Clients First

April Partida REMAX Alliance 757-456-2345aprilmynavyhomecom wwwMyNavyHomecom Buy Sell Property Management

Nancy Sorg Rose amp Womble Realty 757-404-7268 nsorgroseandwomblecom wwwnancysorgcom Your Neighbor Your Real Estate Resource

Jonell Walthall William E Wood amp Associates 757-639-3516 soldbuyjonellusanet wwwjonellwalthallcom Realtor Associate Broker

Sherry Kletzly Prudential Towne Realty 757-897-2976 sherrykletzlyprudentialtownerealtycom wwwsherrykletzlycom Real Service bull Real Solutions bull Real Estate

Shelly Welsch Rose and Womble Realty 757-717-3077 swelschroseandwomblecom wwwshellywelschcomExceptional Standards Exceptional Service

Angie ZengilowskiREMAX Alliance757-481-0916AngieServiceFromAtoZcomangieandjohnzcomProviding Service From A To Z

Ed BatkinsCENTURY 21 Nachman757-647-5000edbatkinscentury21nachmancomedbatkinscom

Natalie EtheredgeRose amp Womble Realty757-435-2981netheredgeroseandwomblecomwwwnataliesellshomescomThinking of Moving Call Natalie

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winner

copy Five

Star

Professional

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Professional

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Professional

copy Five

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Professional

copy Five

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SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Joe Anderson Movement Mortgage

Dex Auer Monarch Mortgage

Karen Barnard Monarch Mortgage

Matt Beckwith Old Virginia Mortgage

Alex Brown Veterans United Home Loans

Nate Brown Monarch Mortgage

John Burford TowneBank Mortgage

Gail Burns Monarch Mortgage

Cindy Cutler Atlantic Bay Mortgage Group

Holly Damalas Fulton Mortgage Company

Eileen de Leon SunTrust Mortgage

Edward Deanes Prospect Mortgage

Joe Delgado Atlantic Bay Mortgage Group

Theo Delyannis Atlantic Bay Mortgage Group

Brandon Dixon Tidewater Mortgage Services

Pattie Edgerton Prospect Mortgage

Jeff Evans Union Mortgage Group

Marie Field Fulton Mortgage Company

Jennifer Franklin Prosperity Home Mortgage

Tricia Gentry SunTrust Mortgage

Aaron Giaranna Veterans United Home Loans of Hampton Roads

Diana Glasier Towne Mortgage

Justin Glenney PNC Mortgage

Janet Goding SunTrust Mortgage

John Hamilton Towne Mortgage

Charlotte Hauck PNC Mortgage

Steve Hougasian Bank of America

Felicia Jackson Fidelity Bank Mortgage

Andrew Jordan Monarch Mortgage

Jennifer Keenan Tidewater Home Funding

Jeremy Krupnick Tidewater Home Funding

Jason Kulas Monarch Bank Mortgage

Aaron Legum Old Virginia Mortgage

Thomas Lira New Penn Financial

Mary Marshall Tidewater Home Funding

Jim McNees CampF Mortgage Corporation

Mike Miller Monarch Mortgage

Pat Miller Monarch Bank Mortgage

Jon Mitchell Movement Mortgage

Ben Newell TowneBank Mortgage

James Oaks McLean Mortgage Corporation

Briana Ozolins Universal American Mortgage Company

Val Parnell TowneBank Mortgage

Ann Patroni Atlantic Bay Mortgage Group

Neil Phelan Bank of America Home Loans

Gerald Pompey Cornerstone Home Mortgage

Michael Poole TowneBank Mortgage

Connie Ramsay Atlantic Bay Mortgage Group

Mary Rebholz CampF Mortgage Corporation

Sherry Reid SimonTowne Mortgage

Mike Ronca HomeBridge Financial Services

Nick Russo Towne Mortgage

Ashlynn Sawyer Atlantic Bay Mortgage Group Page 10

JD Scott Monarch Mortgage

Toni Sessoms Union Mortgage Group

John Teeuwen Old Virginia Mortgage

Marion Uzzle Atlantic Bay Mortgage Group

Paul Venable Monarch Mortgage

James Walrod Veterans United Home Loans of Hampton Roads

Bill West TowneBank Mortgage

Whitney West Towne Mortgage

David Wright Fulton Mortgage Company

All award winners are listed alphabetically by last name

Five Star Mortgage Professionals2014 Fiv

e Star M

ortg

age P

rofessio

nals

Aaron Giarrana Veterans United 757-636-1171 aaronvucom hamptonroadsvucom Deliver Results With Integrity

NMLS 266225

Jason T Kulas Monarch Bank Mortgage 757-644-6872 jkulasmonarchmortgagecom wwwmonarchmortgagecomjkulas Building Lasting Relationships

NMLS 697550

Ben Newell TowneBank Mortgage Reverse Mortgage Offi cer 757-687-5017 bennewelltownebankmortgagecom

NMLS 617209

Ashlynn Brooks Sawyer Atlantic Bay Mor tgage GroupSenior Mortgage Banker 757-621-2922 ashlynnsawyeratlanticbaycom wwwatlanticbaycomashlynnsawyer

NMLS 41502

James Walrod Veterans United 757-340-0013 Ext 7182jameswalrodvucom wwwVUJamesWalrodcom Be Passionate and Deliver Results

NMLS 260324

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Keep up with market conditions so you are always knowledgeable

mdash Five Star award winner

copy Five

Star

Professional

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Professional

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Professional

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 3 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Marilyn Rivera William E Wood and Associates

Kathy Rolaf Rose and Womble Realty

Edwin Rucker REMAX Allegiance

Cathy Saccone William E Wood and Associates

Vickie Sessler William E Wood and Associates

Gail Sevacko William E Wood and Associates

Jerrie Sexton Coldwell Banker Professional Realtors

Barbara Sgueglia Military Relocation Team Hampton Roads

Elaine Sharp Rose and Womble Realty

Jodi Shuler Long amp Foster

Cindy Sieloff The Real Estate Group

Tom Silcox EXIT Realty Central

Janice Skinner Wainwright Real Estate

Michele Slowey William E Wood and Associates

Bob Smith REMAX Allegiance

Michael Snead Nancy Chandler Associates

Nancy Sorg Rose and Womble Realty Page 9

Annie Speckhart The Real Estate Group

Anna Staylor Rose and Womble Realty

Aaronetta Stewart Prudential Towne Realty

Patty Sweatman Rose and Womble Realty

Ashley Swindell Nancy Chandler Associates

Beth Tanner ERA Real Estate Professionals

Evelyn Thomas CENTURY 21 Nachman Realty

Kristen Walker Rose and Womble Realty

Jonell Walthall William E Wood and Associates Page 9

Debi Warren Liz Moore and Associates

Angie Wellman Coldwell Banker Professional Realtors

Jonathan West Wainwright Real Estate

Cheralyn Whetstone The Real Estate Group

Kaye Wolf Long amp Foster

Teri Woodford Long amp Foster

Sylvia Woods Prudential Towne Realty

Brent Wooten Coldwell Banker Professional Realtors

Corinne Zedd Welcome Home Realtors

Angie Zengilowski REMAX Alliance Page 9

CarrolltonCharnell Havens Prudential Towne Realty

ChesapeakeMarcia Babashanian The Real Estate Group

John Berger REMAX Allegiance

Bryan Cerny Rose and Womble Realty

Ann Chandley Keller Williams

Frank Clemens Rose and Womble Realty

Judy Duke Wainwright Real Estate

Natalie Etheredge Rose and Womble Realty Page 9

Mary Feckler ERA Real Estate Professionals

Frank Filippone Sr Coldwell Banker

Terry Fraley CENTURY 21

Tracie Gaskins William E Wood and Associates

Cindy Godsell Rose and Womble Realty

Lori Gomoke Rose and Womble Realty

Paula Johnson-Irby Rose and Womble Realty

Diane Keeley Prudential Towne Realty

Molly Malloy-Smith Rose and Womble Realty

Angie Nishnick The Real Estate Group

Jeff Ratliff William E Wood and Associates

Julie Scott Rose and Womble Realty

Rhonda Shelton Rose and Womble Realty

Gayle Shira The Real Estate Group

Sandy Stokes ERA Real Estate Professionals

Sherri Thaxton CENTURY 21 Nachman Realty

Pamm Trotter Excel Realty Firm

Cheryl Walker Realty Executives

Nancy Whitaker The Real Estate Group

GloucesterRenaye Dame Gloucester Realty

Jasmine Efird-Lineberry REMAX

Joelle Harvey Patsy Hall Realty

S Jean Pierce REMAX Peninsula

Steve Scott William E Wood and Associates

Norman Sibley Virginia Country Real Estate

HamptonAnn Andrews REMAX Ambassadors

Colonial

Pamela Double Coldwell Banker Professional Realtors Page 6

Christopher Garguilo Keller Williams Elite-Peninsula

Jan McPheter Abbitt Realty Company

Tom Smart REMAX Ambassadors

HayesDebbie Martin Virginia Country Real Estate

Isle of WightJohn Grahams Prudential Towne Realty

Newport NewsDon Duty REMAX Peninsula

Brian Merritt Merritt Realty

Linda Smith EZ-Vest Realty

NorfolkEd Batkins CENTURY 21 Nachman Realty

Page 9

Judy Boone Judy Boone Realty

David Cacace William E Wood and Associates

Janis Campbell William E Wood and Associates

Michelle Connolly EXIT Realty

Stacy Goode Nancy Chandler Associates

Kathryn Hoover Nancy Chandler Associates

Colleen Kovach William E Wood and Associates

Lisa Martin Judy Boone Realty Page 8

Rhonda McLemore CENTURY 21 Nachman Realty

Jan Palazzo William E Wood and Associates

Lamar Raker REMAX Ambassadors

Mark Schumann Coldwell Banker Professional Realtors

Dawn M West William E Wood and Associates

Angelia Williams Prudential Towne Realty

PoquosonBelle Jones William E Wood and Associates

PortsmouthGlenda Battle Prudential Towne Realty

Karl Quinn Prudential Towne Realty

SuffolkJoella Barone Prudential Towne Realty

Ellen Drames Rose and Womble Realty

Nora Edwards Rose and Womble Realty

Kelle Foster Long amp Foster

Lori Jeltema Abbitt Realty Company

Mary Mills REMAX Ambassadors Page 7

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SPECIAL ADVERTISING SECTION

FS bull 4 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Lynn Niemi Prudential Towne Realty

Margaret Richardson Cross Realty

Brian Saunders Greg Garrett Realty

Virgina BeachCindy Adams The Real Estate Group

Marc Andrews William E Wood and Associates

Lyne Aslett REMAX

Patrick Barton REMAX Allegiance

Bette Bartz Prudential Towne Realty

H Birkhead Wainwright Real Estate

Aqila Bond Realty Executives Top Producers

Tyson Bradley Keller Williams

Linda Bray Prudential Towne Realty Page 8

Theresa Briggs William E Wood and Associates

Gail Bucker Beach Pros Realty

Tammy Busche Long amp Foster Page 6

James Callahan CoastalVA Realty

Carlos Cardo REMAX Alliance

Eric Cardon EXIT Realty

Stephanie Clark REMAX Alliance

Wilma Clay Beacon Realty

Walter Clifton ERA Real Estate Professionals

Tammy Coleman REMAX First

Timothy Colvin Wainwright Real Estate

Lawrence Conner Jr The Real Estate Group Page 8

Christi Conroy William E Wood and Associates

Lili Cox William E Wood and Associates

Gary Crawford REMAX

Herbert Culpepper Pungo Realty Company Page 9

Jonathan Decker Prudential Towne Realty

Devon Dempsey Infinity Pro Realty

Kimberly Denton Prudential Towne Realty

Robin DiBuono William E Wood and Associates

Layne Donovan ERA Atkinson Realty

Cathy Duncan The Real Estate Group Page 6

Teresa Elkins Chesapeake Bay Realty

Bryan Ellis Rose and Womble Realty

Jackie Ellis-Dunbar REMAX Alliance

Linda Farlow-Bell William E Wood and Associates

Robbin Favaloro Rose and Womble Realty

Jackie Feagin 1st Class Real Estate

Mike Fenton Wainwright Real Estate

Mona Ghobrial William E Wood and Associates

Misty Lynn Gibson Family Properties

Tina Greer REMAX Allegiance

Jodi Hambrick Prudential Towne Realty

Mary Jo Harrell The Real Estate Group

Robin Holliday Wainwright Real Estate

Brenda Holster Coldwell Banker Professional Realtors

Greg Hotta Rose and Womble Realty Page 7

CJ Howell Prudential Towne Realty

Kathy Howell-Humphreys Long amp Foster

Andy Hubba EXIT Realty

Cynthia Inniss The Real Estate Group

Renee Joseph Coldwell Banker Professional Realtors

Nancy King Long amp Foster

Liz Livernois Rose and Womble Realty

Mark Llobell Atkinson Realty ERA

Jenny Lovell Rose and Womble Realty

Jessica Majzoub Shaffer Real Estate

Carl Master Prudential Towne Realty

Jon McAchran Keller Williams Elite Town Center

Andrew Minton William E Wood and Associates

Faye Ninos Wainwright Real Estate

Karen OrsquoBrien William E Wood and Associates

Josh Parnell Prudential Towne Realty

April Partida REMAX Alliance Page 9

Susan Pender Prudential Towne Realty

Catherine Prutsman Rose and Womble Realty

Fred Ritchie REMAX Allegiance

Pam Rogers Realty Executives Top Producers

Kim Rogers-Maxwell Realty Executives Top Producers

Suzanne Roscher Prudential Towne Realty

Mark Rusnak REMAX Allegiance

Glenn Russell Coastal Group

Joe Ruzzi The Real Estate Group

Jennifer Smith Keller Williams

Sherry Snyder Rose and Womble Realty

Patricia Swoope REMAX Alliance

Rolla Talia Prudential Towne Realty

Randy Tappen World Class Realty

Jackie Thomas Jackie Thomas Real Estate

Kelly Thompson William E Wood and Associates

Cindy Waldman Creed Realty

Cynthia Wasson Chesapeake Bay Realty

Shelly Welsch Rose and Womble Realty Page 9

Robin West Rose and Womble Realty

Blair Whitley-Ray Rose and Womble Realty

Kim Wilkins REMAX

Deena Wynn Long amp Foster

Patricia Zuraw William E Wood and Associates

WilliamsburgCarol Ball Kingsmill Realty

Vicki Costanzo Long amp Foster

Suzanne Dana Coldwell Banker Traditions Page 9

Lou Hanna Long amp Foster

Bob Harman Prudential Towne Realty

Sherry Kletzly Prudential Towne Realty Page 9

Andrea Kostoff Sarina William E Wood and Associates

Victoria Little William E Wood and Associates

Courtney Martinez CENTURY 21 Nachman Realty Page 8

Holly Miller Liz Moore and Associates

Joan Moore REMAX Capital

Deelyn Neilson Liz Moore and Associates

Marley Numbers Long amp Foster

Tammy Smith William E Wood and Associates

Susan Spellman Long amp Foster

Tina Straight Long amp Foster

Charlotte Turner Liz Moore and Associates

Jamie Van Bergen Prudential Towne Realty

YorktownRod Huskey Prudential Towne Realty

Joe McAvoy LeGrand Real Estate Professionals

Michelle Pollock Keller Williams

Janie Woodard Long amp Foster

copy Five

Star

Professional

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Professional

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Professional

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SPECIAL ADVERTISING SECTION

FS bull 5 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Pamela Frohman

Experience Counts hellip

List and Buy with Confi dence

2014 winner Pamela Frohman

bull Committed to excellence exceeding expectations

bull Dedicated experienced professional

bull Prudential Fine Homes International Marketing Specialist

bull Proven pricingstagingmarketing strategies

bull Diligent and skilled negotiator

Areas of Focus Virginia Beach Chesapeake Suffolk Norfolk Carrollton Smithfield

Many thanks to my loyal clients who have honored me with this award Real estate is my passion and outstanding service to my clients is my focus Homebuying or selling should be a pleasant and worry-free experience I achieve this goal by providing competitive pricing strategies a complimentary staging consultation unparalleled marketingadvertising plan state-of-the-art technology a transaction management system eff ective communication and always put my clientsrsquo interests fi rst and foremost Negotiating is key my clients have a competitive edge at the negotiation table which

produces the best possible outcome Developing lifelong client relationships is very rewarding My clients continue to honor me by referring their family and friends which accounts for more than 95 percent of my business I consistently earn the Hampton Roads Realtors Circle of Excellence award The Presidentrsquos Circle Award (reserved for the top 5 percent of sales professionals with Prudential) exemplifi es my strong work ethic and commitment to delivering excellence List and buy with confi dence Call me today for a complimentary consultation

Prudential Towne Realty5806 Harbour View Boulevard bull Suffolk VA 23435

Phone 757-478-1091pamsellsforyouaolcom

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Star

Professional

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SPECIAL ADVERTISING SECTION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Tammy A Busche

3181 Shore Dr Virginia Beach VA 23451Direct 757-270-4294Office 757-481-1919 tammybuschegmailcomwwwtammybuschecom

Integrity bull Performance bull Delivered

bull No 1 Long amp Foster agent in SE Virginiabull 2011 2012 and 2013 Platinum COE award winnerbull Long amp Foster Founderrsquos Clubbull Long amp Fosterrsquos Gold Team Masterrsquos Clubbull Circle of Excellence seven consecutive years

Exceeding client expectations and providing total commitment to excellence continue to guide Tammyrsquos passion and devotion to the real estate profession She is committed to personal service and realizes that building lasting relationships through service is key ldquoI am truly honored and humbled by this award and sincerely thank all of my clients for their high regardsrdquo mdash Tammy

Jim Boswell

3705 Shore Dr Virginia Beach VA 23455 Cell 757-390-1945 Fax 866-791-7438 JimJimBoswellcomwwwJimBoswellcom

Accessible bull Dependable bull Informed

bull Associate broker bull Graduate Realtor Institute GRI bull 21 years of experience in real estate sales bull Trained in buyer representation bull Great website with MLS access (no registering)

Jim provides one-on-one contact with clients and guidance through every step of the sales process Whether you are a seller or buyer his goal is to provide excellent service and be available to youExceptional service has earned Jim Boswell a great reputation Testimonials are available upon request Experience really does matter in real estate sales Call Jim and start packing

Cathy Duncan

1112-F Eden Way N Chesapeake VA 23320 Office 757-410-8500 Cell 757-478-8357 Cathyduncan757gmailcom Cathyduncanrealestatecom

VA Beach and Chesapeake Listing Expert

bull Eight-year consecutive top volume awards (COE) bull Recognized all four years as Five Star award winner bull Very successful short-sale negotiator bull Bachelorrsquos degree and earned 40 for masterrsquos degree bull Nearly 100 referral-based business

Cathy Duncan has proudly served as a full-time Realtor in the Hampton Roads area for 10 years Whether a buyerrsquos or a sellerrsquos market she continues to excel and outperform in both volume and client recognition for customer service She is an expert negotiator and always has her clientsrsquo best interests in mind This prestigious award is the most meaningful to her because she was nominated by her clients

Pamela Double

2310 Tower Pl Ste103Hampton VA 23666 Office 757-838-1111 Cell 757-323-3057 Pdoublecb-procomhamptonhomesbypamcom

Honesty Integrity

bull Associate brokerbull USAA MoversAdvantagereg preferred agent bull VPAR Bronze Award winner bull Member of NAR VAR VPAR

Irsquod love to help you create a plan to sell your property or help you find your new home I will do a comparative market analysis for you so you can make informed decisions whether buying or selling I can help you find a great place in Hampton Roads or anywhere in the world Ask me how Irsquom a Realtor that means I live by a code of ethics to protect serve and respect my clients Give me a call today You wonrsquot regret it

copy Five

Star

Professional

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SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

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Team Homedog

Left to right Brittany Lewis Kodi and three-year winner Robert Pickles

bull In top 5 of buyer brokers by sales volume (Broker Metrics) bull In top 2 of agents by total sales volume (Broker Metrics) bull Represents both buyers and sellers bull Expert at buying selling and building bull Involved from start to fi nish and beyond

Wainwright Real Estate 4098 Foxwood Drive bull Virginia Beach VA 23462

Phone 757-250-7123homedogsimonhousescom bull HomedogSimonHousescom

When You Need an Expert

Mary Peak MillsREMAX Ambassadors Colonial2240 Coliseum Dr Ste BHampton VA 23666

Office 757-723-3000Cell 757-652-7771

marymillscoxnetwwwpeaklistingcom

Your No 1 Choice in Hampton Roads

bull Honest ethical professional bull Creative marketing and Internet specialistbull Top listing and selling agentbull Tenacious mdash gets the job donebull My goal is 100 client satisfaction

Thanks again to my clients for their continued trust business and referrals to family and friends My marketing approach utilizes all avenues Internet social media and traditional This approach benefits my sellers with more exposure and faster sales Buyers benefit when better data enables them to be up to date on the latest market conditions Dedicated to fulfilling your real estate needs

Greg Hotta

4100 Holly RdVirginia Beach VA 23451Office 757-428-8845 Cell 757-285-7373ghottaroseandwomblecomwwwgreghottasellscom

Ranked Among Top Agents for 2013

bull No 1 sales agent at the Virginia Beach offi ce bull No 7 sales agent companywide bull National Association of Realtors bull (HRRA) Circle of Excellence bull Multimillion-dollar sales agent since 2007

Greg Hotta holds himself to a standard that results in consistent referrals from clients and colleagues Honesty and integrity are priorities to Greg with every opportunity His marketing techniques and diligence with clients not only mark him as a mentor in the industry but also as an expert and friend Greg Hotta views clients as a lifetime relationship mdash call and see how

Rose and Womble

Top five questions that real estate agents want you to answer1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

From research conducted by Five Star Professional April 2011

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

copy Five

Star

Professional

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Star

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copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Af ter 20-plus years of represent ing developers specializing in water front condos off Shore Drive in Virginia Beach I recently teamed up with Franciscus Homes to sell their new duplex condos in Norfolkrsquos waterfront community Pointe East Unbeatable value off Shore Drive Starting low $200s ndash $300s

Prudential Towne Realty 1101 Laskin Rd Virginia Beach VA 23451 Phone 757-286-6160 Phone 757-716-1441 lindabraycoxnetwwwfranciscushomescom

Linda Bray

I pride myself on being highly communicative aggressive and in tune with the latest market trends With 11 years of experience as a licensed Realtor I focus on providing my clients with exceptional customer service Certified ABRreg SFRreg MRP CRS and Circle of Excellence

809 E Ocean View Ave Norfolk VA 23503Office 757-587-2800 Cell 757-287-5478 lisamartinjudyboonerealtycom

Lisa Martin

I love my job With 11 years of experience my goal is to provide you with exceptional service and provide the knowledge and negotiation skills to make buying or selling an easy worry-free experience for you It is an honor to receive high regards from my clients Thank you

1101 Richmond Rd Williamsburg VA 23185 Cell 757-871-7342 Office 757-220-8205 courtneymartinezcoxnetwwwcourtneymartinezcom

Courtney Martinez

Licensed full-time agent since 1983 Member of REMAX Hall of Fame and REMAX Lifetime Achievement Recipient of Code of Ethics Salesperson of the Year and Realtor of the Year awards from local and state associations

REMAX PeninsulaNewport News VA 23606Phone 757-806-6015Cell 757-715-5966LynnLynnGrimsleycomwwwLynnGrimsleycom

Lynn Grimsley

Professionalism is my standard I stay on top of every aspect of the real estate transaction to ensure the transfer of property is as stress-free as possible My commitment to first-class service enables me to confidently say that you will know you made the right choice in a Realtor For more information visit my website at HRhomesorg

401 N Great Neck RdVirginia Beach VA 23455Office 757-572-4614Phone 757-961-9090LarryhrhomesinfoHamptonRoadsHomesorg

Larry Conner

As brokerowner of Melody Matthews amp Associates my mission is to help empower people in our beautiful communities in Hampton Roads to live the best life possible by obtaining homeownership I am passionate and take pride in working with our military veterans first-time buyers sellers real estate entrepreneurs and investors With so many options for you I ask ldquoWhy rent when you can buyrdquo My goal is to make your dream of owning a home come true

1101A Coventry Blvd Yorktown VA 23693Office 757-223-0034 Direct 757-813-1828 yrent-bicoxnet melodymatthewscom

Melody D Matthews

ldquoYour heart has to be in the right place mdash you have to genuinely desire to make

a difference in your clientsrsquo livesrdquo

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Professional

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Star

Professional

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Star

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Star

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Cindy Caskey Prudential Towne Realty 757-642-1001 soldcindycaskeycom wwwcindycaskeycom Coastal Virginia Home Specialist

Herb Culpepper Jr Pungo Realty Co 757-409-0350 herbculpepperjrcoxnet wwwpungorealtyonlinecom Serving Virginia and Northeast North Carolina

Suzanne Dana Coldwell Banker Traditions 757-814-4200 homessuzannedanacom wwwSuzanneDanacom What Matters to You Matters to Suzanne

Clarence Garrison Coldwell Banker Virginia Beach VA clarencelgverizonnet wwwcb-procom While Yoursquore Sleeping Your Home Keeps Moving

Tony Loscalzo Long amp Foster Realtors 757-903-6100 TonyLoscalzolongandfostercom wwwtonyloscalzocom Clients First

April Partida REMAX Alliance 757-456-2345aprilmynavyhomecom wwwMyNavyHomecom Buy Sell Property Management

Nancy Sorg Rose amp Womble Realty 757-404-7268 nsorgroseandwomblecom wwwnancysorgcom Your Neighbor Your Real Estate Resource

Jonell Walthall William E Wood amp Associates 757-639-3516 soldbuyjonellusanet wwwjonellwalthallcom Realtor Associate Broker

Sherry Kletzly Prudential Towne Realty 757-897-2976 sherrykletzlyprudentialtownerealtycom wwwsherrykletzlycom Real Service bull Real Solutions bull Real Estate

Shelly Welsch Rose and Womble Realty 757-717-3077 swelschroseandwomblecom wwwshellywelschcomExceptional Standards Exceptional Service

Angie ZengilowskiREMAX Alliance757-481-0916AngieServiceFromAtoZcomangieandjohnzcomProviding Service From A To Z

Ed BatkinsCENTURY 21 Nachman757-647-5000edbatkinscentury21nachmancomedbatkinscom

Natalie EtheredgeRose amp Womble Realty757-435-2981netheredgeroseandwomblecomwwwnataliesellshomescomThinking of Moving Call Natalie

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Professional

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Star

Professional

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Star

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Star

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Joe Anderson Movement Mortgage

Dex Auer Monarch Mortgage

Karen Barnard Monarch Mortgage

Matt Beckwith Old Virginia Mortgage

Alex Brown Veterans United Home Loans

Nate Brown Monarch Mortgage

John Burford TowneBank Mortgage

Gail Burns Monarch Mortgage

Cindy Cutler Atlantic Bay Mortgage Group

Holly Damalas Fulton Mortgage Company

Eileen de Leon SunTrust Mortgage

Edward Deanes Prospect Mortgage

Joe Delgado Atlantic Bay Mortgage Group

Theo Delyannis Atlantic Bay Mortgage Group

Brandon Dixon Tidewater Mortgage Services

Pattie Edgerton Prospect Mortgage

Jeff Evans Union Mortgage Group

Marie Field Fulton Mortgage Company

Jennifer Franklin Prosperity Home Mortgage

Tricia Gentry SunTrust Mortgage

Aaron Giaranna Veterans United Home Loans of Hampton Roads

Diana Glasier Towne Mortgage

Justin Glenney PNC Mortgage

Janet Goding SunTrust Mortgage

John Hamilton Towne Mortgage

Charlotte Hauck PNC Mortgage

Steve Hougasian Bank of America

Felicia Jackson Fidelity Bank Mortgage

Andrew Jordan Monarch Mortgage

Jennifer Keenan Tidewater Home Funding

Jeremy Krupnick Tidewater Home Funding

Jason Kulas Monarch Bank Mortgage

Aaron Legum Old Virginia Mortgage

Thomas Lira New Penn Financial

Mary Marshall Tidewater Home Funding

Jim McNees CampF Mortgage Corporation

Mike Miller Monarch Mortgage

Pat Miller Monarch Bank Mortgage

Jon Mitchell Movement Mortgage

Ben Newell TowneBank Mortgage

James Oaks McLean Mortgage Corporation

Briana Ozolins Universal American Mortgage Company

Val Parnell TowneBank Mortgage

Ann Patroni Atlantic Bay Mortgage Group

Neil Phelan Bank of America Home Loans

Gerald Pompey Cornerstone Home Mortgage

Michael Poole TowneBank Mortgage

Connie Ramsay Atlantic Bay Mortgage Group

Mary Rebholz CampF Mortgage Corporation

Sherry Reid SimonTowne Mortgage

Mike Ronca HomeBridge Financial Services

Nick Russo Towne Mortgage

Ashlynn Sawyer Atlantic Bay Mortgage Group Page 10

JD Scott Monarch Mortgage

Toni Sessoms Union Mortgage Group

John Teeuwen Old Virginia Mortgage

Marion Uzzle Atlantic Bay Mortgage Group

Paul Venable Monarch Mortgage

James Walrod Veterans United Home Loans of Hampton Roads

Bill West TowneBank Mortgage

Whitney West Towne Mortgage

David Wright Fulton Mortgage Company

All award winners are listed alphabetically by last name

Five Star Mortgage Professionals2014 Fiv

e Star M

ortg

age P

rofessio

nals

Aaron Giarrana Veterans United 757-636-1171 aaronvucom hamptonroadsvucom Deliver Results With Integrity

NMLS 266225

Jason T Kulas Monarch Bank Mortgage 757-644-6872 jkulasmonarchmortgagecom wwwmonarchmortgagecomjkulas Building Lasting Relationships

NMLS 697550

Ben Newell TowneBank Mortgage Reverse Mortgage Offi cer 757-687-5017 bennewelltownebankmortgagecom

NMLS 617209

Ashlynn Brooks Sawyer Atlantic Bay Mor tgage GroupSenior Mortgage Banker 757-621-2922 ashlynnsawyeratlanticbaycom wwwatlanticbaycomashlynnsawyer

NMLS 41502

James Walrod Veterans United 757-340-0013 Ext 7182jameswalrodvucom wwwVUJamesWalrodcom Be Passionate and Deliver Results

NMLS 260324

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Keep up with market conditions so you are always knowledgeable

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

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Star

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 4 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

All award winners are sorted by city and listed alphabetically by last name

Lynn Niemi Prudential Towne Realty

Margaret Richardson Cross Realty

Brian Saunders Greg Garrett Realty

Virgina BeachCindy Adams The Real Estate Group

Marc Andrews William E Wood and Associates

Lyne Aslett REMAX

Patrick Barton REMAX Allegiance

Bette Bartz Prudential Towne Realty

H Birkhead Wainwright Real Estate

Aqila Bond Realty Executives Top Producers

Tyson Bradley Keller Williams

Linda Bray Prudential Towne Realty Page 8

Theresa Briggs William E Wood and Associates

Gail Bucker Beach Pros Realty

Tammy Busche Long amp Foster Page 6

James Callahan CoastalVA Realty

Carlos Cardo REMAX Alliance

Eric Cardon EXIT Realty

Stephanie Clark REMAX Alliance

Wilma Clay Beacon Realty

Walter Clifton ERA Real Estate Professionals

Tammy Coleman REMAX First

Timothy Colvin Wainwright Real Estate

Lawrence Conner Jr The Real Estate Group Page 8

Christi Conroy William E Wood and Associates

Lili Cox William E Wood and Associates

Gary Crawford REMAX

Herbert Culpepper Pungo Realty Company Page 9

Jonathan Decker Prudential Towne Realty

Devon Dempsey Infinity Pro Realty

Kimberly Denton Prudential Towne Realty

Robin DiBuono William E Wood and Associates

Layne Donovan ERA Atkinson Realty

Cathy Duncan The Real Estate Group Page 6

Teresa Elkins Chesapeake Bay Realty

Bryan Ellis Rose and Womble Realty

Jackie Ellis-Dunbar REMAX Alliance

Linda Farlow-Bell William E Wood and Associates

Robbin Favaloro Rose and Womble Realty

Jackie Feagin 1st Class Real Estate

Mike Fenton Wainwright Real Estate

Mona Ghobrial William E Wood and Associates

Misty Lynn Gibson Family Properties

Tina Greer REMAX Allegiance

Jodi Hambrick Prudential Towne Realty

Mary Jo Harrell The Real Estate Group

Robin Holliday Wainwright Real Estate

Brenda Holster Coldwell Banker Professional Realtors

Greg Hotta Rose and Womble Realty Page 7

CJ Howell Prudential Towne Realty

Kathy Howell-Humphreys Long amp Foster

Andy Hubba EXIT Realty

Cynthia Inniss The Real Estate Group

Renee Joseph Coldwell Banker Professional Realtors

Nancy King Long amp Foster

Liz Livernois Rose and Womble Realty

Mark Llobell Atkinson Realty ERA

Jenny Lovell Rose and Womble Realty

Jessica Majzoub Shaffer Real Estate

Carl Master Prudential Towne Realty

Jon McAchran Keller Williams Elite Town Center

Andrew Minton William E Wood and Associates

Faye Ninos Wainwright Real Estate

Karen OrsquoBrien William E Wood and Associates

Josh Parnell Prudential Towne Realty

April Partida REMAX Alliance Page 9

Susan Pender Prudential Towne Realty

Catherine Prutsman Rose and Womble Realty

Fred Ritchie REMAX Allegiance

Pam Rogers Realty Executives Top Producers

Kim Rogers-Maxwell Realty Executives Top Producers

Suzanne Roscher Prudential Towne Realty

Mark Rusnak REMAX Allegiance

Glenn Russell Coastal Group

Joe Ruzzi The Real Estate Group

Jennifer Smith Keller Williams

Sherry Snyder Rose and Womble Realty

Patricia Swoope REMAX Alliance

Rolla Talia Prudential Towne Realty

Randy Tappen World Class Realty

Jackie Thomas Jackie Thomas Real Estate

Kelly Thompson William E Wood and Associates

Cindy Waldman Creed Realty

Cynthia Wasson Chesapeake Bay Realty

Shelly Welsch Rose and Womble Realty Page 9

Robin West Rose and Womble Realty

Blair Whitley-Ray Rose and Womble Realty

Kim Wilkins REMAX

Deena Wynn Long amp Foster

Patricia Zuraw William E Wood and Associates

WilliamsburgCarol Ball Kingsmill Realty

Vicki Costanzo Long amp Foster

Suzanne Dana Coldwell Banker Traditions Page 9

Lou Hanna Long amp Foster

Bob Harman Prudential Towne Realty

Sherry Kletzly Prudential Towne Realty Page 9

Andrea Kostoff Sarina William E Wood and Associates

Victoria Little William E Wood and Associates

Courtney Martinez CENTURY 21 Nachman Realty Page 8

Holly Miller Liz Moore and Associates

Joan Moore REMAX Capital

Deelyn Neilson Liz Moore and Associates

Marley Numbers Long amp Foster

Tammy Smith William E Wood and Associates

Susan Spellman Long amp Foster

Tina Straight Long amp Foster

Charlotte Turner Liz Moore and Associates

Jamie Van Bergen Prudential Towne Realty

YorktownRod Huskey Prudential Towne Realty

Joe McAvoy LeGrand Real Estate Professionals

Michelle Pollock Keller Williams

Janie Woodard Long amp Foster

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Professional

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Star

Professional

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Star

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 5 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Pamela Frohman

Experience Counts hellip

List and Buy with Confi dence

2014 winner Pamela Frohman

bull Committed to excellence exceeding expectations

bull Dedicated experienced professional

bull Prudential Fine Homes International Marketing Specialist

bull Proven pricingstagingmarketing strategies

bull Diligent and skilled negotiator

Areas of Focus Virginia Beach Chesapeake Suffolk Norfolk Carrollton Smithfield

Many thanks to my loyal clients who have honored me with this award Real estate is my passion and outstanding service to my clients is my focus Homebuying or selling should be a pleasant and worry-free experience I achieve this goal by providing competitive pricing strategies a complimentary staging consultation unparalleled marketingadvertising plan state-of-the-art technology a transaction management system eff ective communication and always put my clientsrsquo interests fi rst and foremost Negotiating is key my clients have a competitive edge at the negotiation table which

produces the best possible outcome Developing lifelong client relationships is very rewarding My clients continue to honor me by referring their family and friends which accounts for more than 95 percent of my business I consistently earn the Hampton Roads Realtors Circle of Excellence award The Presidentrsquos Circle Award (reserved for the top 5 percent of sales professionals with Prudential) exemplifi es my strong work ethic and commitment to delivering excellence List and buy with confi dence Call me today for a complimentary consultation

Prudential Towne Realty5806 Harbour View Boulevard bull Suffolk VA 23435

Phone 757-478-1091pamsellsforyouaolcom

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Tammy A Busche

3181 Shore Dr Virginia Beach VA 23451Direct 757-270-4294Office 757-481-1919 tammybuschegmailcomwwwtammybuschecom

Integrity bull Performance bull Delivered

bull No 1 Long amp Foster agent in SE Virginiabull 2011 2012 and 2013 Platinum COE award winnerbull Long amp Foster Founderrsquos Clubbull Long amp Fosterrsquos Gold Team Masterrsquos Clubbull Circle of Excellence seven consecutive years

Exceeding client expectations and providing total commitment to excellence continue to guide Tammyrsquos passion and devotion to the real estate profession She is committed to personal service and realizes that building lasting relationships through service is key ldquoI am truly honored and humbled by this award and sincerely thank all of my clients for their high regardsrdquo mdash Tammy

Jim Boswell

3705 Shore Dr Virginia Beach VA 23455 Cell 757-390-1945 Fax 866-791-7438 JimJimBoswellcomwwwJimBoswellcom

Accessible bull Dependable bull Informed

bull Associate broker bull Graduate Realtor Institute GRI bull 21 years of experience in real estate sales bull Trained in buyer representation bull Great website with MLS access (no registering)

Jim provides one-on-one contact with clients and guidance through every step of the sales process Whether you are a seller or buyer his goal is to provide excellent service and be available to youExceptional service has earned Jim Boswell a great reputation Testimonials are available upon request Experience really does matter in real estate sales Call Jim and start packing

Cathy Duncan

1112-F Eden Way N Chesapeake VA 23320 Office 757-410-8500 Cell 757-478-8357 Cathyduncan757gmailcom Cathyduncanrealestatecom

VA Beach and Chesapeake Listing Expert

bull Eight-year consecutive top volume awards (COE) bull Recognized all four years as Five Star award winner bull Very successful short-sale negotiator bull Bachelorrsquos degree and earned 40 for masterrsquos degree bull Nearly 100 referral-based business

Cathy Duncan has proudly served as a full-time Realtor in the Hampton Roads area for 10 years Whether a buyerrsquos or a sellerrsquos market she continues to excel and outperform in both volume and client recognition for customer service She is an expert negotiator and always has her clientsrsquo best interests in mind This prestigious award is the most meaningful to her because she was nominated by her clients

Pamela Double

2310 Tower Pl Ste103Hampton VA 23666 Office 757-838-1111 Cell 757-323-3057 Pdoublecb-procomhamptonhomesbypamcom

Honesty Integrity

bull Associate brokerbull USAA MoversAdvantagereg preferred agent bull VPAR Bronze Award winner bull Member of NAR VAR VPAR

Irsquod love to help you create a plan to sell your property or help you find your new home I will do a comparative market analysis for you so you can make informed decisions whether buying or selling I can help you find a great place in Hampton Roads or anywhere in the world Ask me how Irsquom a Realtor that means I live by a code of ethics to protect serve and respect my clients Give me a call today You wonrsquot regret it

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Team Homedog

Left to right Brittany Lewis Kodi and three-year winner Robert Pickles

bull In top 5 of buyer brokers by sales volume (Broker Metrics) bull In top 2 of agents by total sales volume (Broker Metrics) bull Represents both buyers and sellers bull Expert at buying selling and building bull Involved from start to fi nish and beyond

Wainwright Real Estate 4098 Foxwood Drive bull Virginia Beach VA 23462

Phone 757-250-7123homedogsimonhousescom bull HomedogSimonHousescom

When You Need an Expert

Mary Peak MillsREMAX Ambassadors Colonial2240 Coliseum Dr Ste BHampton VA 23666

Office 757-723-3000Cell 757-652-7771

marymillscoxnetwwwpeaklistingcom

Your No 1 Choice in Hampton Roads

bull Honest ethical professional bull Creative marketing and Internet specialistbull Top listing and selling agentbull Tenacious mdash gets the job donebull My goal is 100 client satisfaction

Thanks again to my clients for their continued trust business and referrals to family and friends My marketing approach utilizes all avenues Internet social media and traditional This approach benefits my sellers with more exposure and faster sales Buyers benefit when better data enables them to be up to date on the latest market conditions Dedicated to fulfilling your real estate needs

Greg Hotta

4100 Holly RdVirginia Beach VA 23451Office 757-428-8845 Cell 757-285-7373ghottaroseandwomblecomwwwgreghottasellscom

Ranked Among Top Agents for 2013

bull No 1 sales agent at the Virginia Beach offi ce bull No 7 sales agent companywide bull National Association of Realtors bull (HRRA) Circle of Excellence bull Multimillion-dollar sales agent since 2007

Greg Hotta holds himself to a standard that results in consistent referrals from clients and colleagues Honesty and integrity are priorities to Greg with every opportunity His marketing techniques and diligence with clients not only mark him as a mentor in the industry but also as an expert and friend Greg Hotta views clients as a lifetime relationship mdash call and see how

Rose and Womble

Top five questions that real estate agents want you to answer1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

From research conducted by Five Star Professional April 2011

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Af ter 20-plus years of represent ing developers specializing in water front condos off Shore Drive in Virginia Beach I recently teamed up with Franciscus Homes to sell their new duplex condos in Norfolkrsquos waterfront community Pointe East Unbeatable value off Shore Drive Starting low $200s ndash $300s

Prudential Towne Realty 1101 Laskin Rd Virginia Beach VA 23451 Phone 757-286-6160 Phone 757-716-1441 lindabraycoxnetwwwfranciscushomescom

Linda Bray

I pride myself on being highly communicative aggressive and in tune with the latest market trends With 11 years of experience as a licensed Realtor I focus on providing my clients with exceptional customer service Certified ABRreg SFRreg MRP CRS and Circle of Excellence

809 E Ocean View Ave Norfolk VA 23503Office 757-587-2800 Cell 757-287-5478 lisamartinjudyboonerealtycom

Lisa Martin

I love my job With 11 years of experience my goal is to provide you with exceptional service and provide the knowledge and negotiation skills to make buying or selling an easy worry-free experience for you It is an honor to receive high regards from my clients Thank you

1101 Richmond Rd Williamsburg VA 23185 Cell 757-871-7342 Office 757-220-8205 courtneymartinezcoxnetwwwcourtneymartinezcom

Courtney Martinez

Licensed full-time agent since 1983 Member of REMAX Hall of Fame and REMAX Lifetime Achievement Recipient of Code of Ethics Salesperson of the Year and Realtor of the Year awards from local and state associations

REMAX PeninsulaNewport News VA 23606Phone 757-806-6015Cell 757-715-5966LynnLynnGrimsleycomwwwLynnGrimsleycom

Lynn Grimsley

Professionalism is my standard I stay on top of every aspect of the real estate transaction to ensure the transfer of property is as stress-free as possible My commitment to first-class service enables me to confidently say that you will know you made the right choice in a Realtor For more information visit my website at HRhomesorg

401 N Great Neck RdVirginia Beach VA 23455Office 757-572-4614Phone 757-961-9090LarryhrhomesinfoHamptonRoadsHomesorg

Larry Conner

As brokerowner of Melody Matthews amp Associates my mission is to help empower people in our beautiful communities in Hampton Roads to live the best life possible by obtaining homeownership I am passionate and take pride in working with our military veterans first-time buyers sellers real estate entrepreneurs and investors With so many options for you I ask ldquoWhy rent when you can buyrdquo My goal is to make your dream of owning a home come true

1101A Coventry Blvd Yorktown VA 23693Office 757-223-0034 Direct 757-813-1828 yrent-bicoxnet melodymatthewscom

Melody D Matthews

ldquoYour heart has to be in the right place mdash you have to genuinely desire to make

a difference in your clientsrsquo livesrdquo

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Cindy Caskey Prudential Towne Realty 757-642-1001 soldcindycaskeycom wwwcindycaskeycom Coastal Virginia Home Specialist

Herb Culpepper Jr Pungo Realty Co 757-409-0350 herbculpepperjrcoxnet wwwpungorealtyonlinecom Serving Virginia and Northeast North Carolina

Suzanne Dana Coldwell Banker Traditions 757-814-4200 homessuzannedanacom wwwSuzanneDanacom What Matters to You Matters to Suzanne

Clarence Garrison Coldwell Banker Virginia Beach VA clarencelgverizonnet wwwcb-procom While Yoursquore Sleeping Your Home Keeps Moving

Tony Loscalzo Long amp Foster Realtors 757-903-6100 TonyLoscalzolongandfostercom wwwtonyloscalzocom Clients First

April Partida REMAX Alliance 757-456-2345aprilmynavyhomecom wwwMyNavyHomecom Buy Sell Property Management

Nancy Sorg Rose amp Womble Realty 757-404-7268 nsorgroseandwomblecom wwwnancysorgcom Your Neighbor Your Real Estate Resource

Jonell Walthall William E Wood amp Associates 757-639-3516 soldbuyjonellusanet wwwjonellwalthallcom Realtor Associate Broker

Sherry Kletzly Prudential Towne Realty 757-897-2976 sherrykletzlyprudentialtownerealtycom wwwsherrykletzlycom Real Service bull Real Solutions bull Real Estate

Shelly Welsch Rose and Womble Realty 757-717-3077 swelschroseandwomblecom wwwshellywelschcomExceptional Standards Exceptional Service

Angie ZengilowskiREMAX Alliance757-481-0916AngieServiceFromAtoZcomangieandjohnzcomProviding Service From A To Z

Ed BatkinsCENTURY 21 Nachman757-647-5000edbatkinscentury21nachmancomedbatkinscom

Natalie EtheredgeRose amp Womble Realty757-435-2981netheredgeroseandwomblecomwwwnataliesellshomescomThinking of Moving Call Natalie

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Joe Anderson Movement Mortgage

Dex Auer Monarch Mortgage

Karen Barnard Monarch Mortgage

Matt Beckwith Old Virginia Mortgage

Alex Brown Veterans United Home Loans

Nate Brown Monarch Mortgage

John Burford TowneBank Mortgage

Gail Burns Monarch Mortgage

Cindy Cutler Atlantic Bay Mortgage Group

Holly Damalas Fulton Mortgage Company

Eileen de Leon SunTrust Mortgage

Edward Deanes Prospect Mortgage

Joe Delgado Atlantic Bay Mortgage Group

Theo Delyannis Atlantic Bay Mortgage Group

Brandon Dixon Tidewater Mortgage Services

Pattie Edgerton Prospect Mortgage

Jeff Evans Union Mortgage Group

Marie Field Fulton Mortgage Company

Jennifer Franklin Prosperity Home Mortgage

Tricia Gentry SunTrust Mortgage

Aaron Giaranna Veterans United Home Loans of Hampton Roads

Diana Glasier Towne Mortgage

Justin Glenney PNC Mortgage

Janet Goding SunTrust Mortgage

John Hamilton Towne Mortgage

Charlotte Hauck PNC Mortgage

Steve Hougasian Bank of America

Felicia Jackson Fidelity Bank Mortgage

Andrew Jordan Monarch Mortgage

Jennifer Keenan Tidewater Home Funding

Jeremy Krupnick Tidewater Home Funding

Jason Kulas Monarch Bank Mortgage

Aaron Legum Old Virginia Mortgage

Thomas Lira New Penn Financial

Mary Marshall Tidewater Home Funding

Jim McNees CampF Mortgage Corporation

Mike Miller Monarch Mortgage

Pat Miller Monarch Bank Mortgage

Jon Mitchell Movement Mortgage

Ben Newell TowneBank Mortgage

James Oaks McLean Mortgage Corporation

Briana Ozolins Universal American Mortgage Company

Val Parnell TowneBank Mortgage

Ann Patroni Atlantic Bay Mortgage Group

Neil Phelan Bank of America Home Loans

Gerald Pompey Cornerstone Home Mortgage

Michael Poole TowneBank Mortgage

Connie Ramsay Atlantic Bay Mortgage Group

Mary Rebholz CampF Mortgage Corporation

Sherry Reid SimonTowne Mortgage

Mike Ronca HomeBridge Financial Services

Nick Russo Towne Mortgage

Ashlynn Sawyer Atlantic Bay Mortgage Group Page 10

JD Scott Monarch Mortgage

Toni Sessoms Union Mortgage Group

John Teeuwen Old Virginia Mortgage

Marion Uzzle Atlantic Bay Mortgage Group

Paul Venable Monarch Mortgage

James Walrod Veterans United Home Loans of Hampton Roads

Bill West TowneBank Mortgage

Whitney West Towne Mortgage

David Wright Fulton Mortgage Company

All award winners are listed alphabetically by last name

Five Star Mortgage Professionals2014 Fiv

e Star M

ortg

age P

rofessio

nals

Aaron Giarrana Veterans United 757-636-1171 aaronvucom hamptonroadsvucom Deliver Results With Integrity

NMLS 266225

Jason T Kulas Monarch Bank Mortgage 757-644-6872 jkulasmonarchmortgagecom wwwmonarchmortgagecomjkulas Building Lasting Relationships

NMLS 697550

Ben Newell TowneBank Mortgage Reverse Mortgage Offi cer 757-687-5017 bennewelltownebankmortgagecom

NMLS 617209

Ashlynn Brooks Sawyer Atlantic Bay Mor tgage GroupSenior Mortgage Banker 757-621-2922 ashlynnsawyeratlanticbaycom wwwatlanticbaycomashlynnsawyer

NMLS 41502

James Walrod Veterans United 757-340-0013 Ext 7182jameswalrodvucom wwwVUJamesWalrodcom Be Passionate and Deliver Results

NMLS 260324

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Keep up with market conditions so you are always knowledgeable

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

copy Five

Star

Professional

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Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 5 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Pamela Frohman

Experience Counts hellip

List and Buy with Confi dence

2014 winner Pamela Frohman

bull Committed to excellence exceeding expectations

bull Dedicated experienced professional

bull Prudential Fine Homes International Marketing Specialist

bull Proven pricingstagingmarketing strategies

bull Diligent and skilled negotiator

Areas of Focus Virginia Beach Chesapeake Suffolk Norfolk Carrollton Smithfield

Many thanks to my loyal clients who have honored me with this award Real estate is my passion and outstanding service to my clients is my focus Homebuying or selling should be a pleasant and worry-free experience I achieve this goal by providing competitive pricing strategies a complimentary staging consultation unparalleled marketingadvertising plan state-of-the-art technology a transaction management system eff ective communication and always put my clientsrsquo interests fi rst and foremost Negotiating is key my clients have a competitive edge at the negotiation table which

produces the best possible outcome Developing lifelong client relationships is very rewarding My clients continue to honor me by referring their family and friends which accounts for more than 95 percent of my business I consistently earn the Hampton Roads Realtors Circle of Excellence award The Presidentrsquos Circle Award (reserved for the top 5 percent of sales professionals with Prudential) exemplifi es my strong work ethic and commitment to delivering excellence List and buy with confi dence Call me today for a complimentary consultation

Prudential Towne Realty5806 Harbour View Boulevard bull Suffolk VA 23435

Phone 757-478-1091pamsellsforyouaolcom

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Professional

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Professional

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Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Tammy A Busche

3181 Shore Dr Virginia Beach VA 23451Direct 757-270-4294Office 757-481-1919 tammybuschegmailcomwwwtammybuschecom

Integrity bull Performance bull Delivered

bull No 1 Long amp Foster agent in SE Virginiabull 2011 2012 and 2013 Platinum COE award winnerbull Long amp Foster Founderrsquos Clubbull Long amp Fosterrsquos Gold Team Masterrsquos Clubbull Circle of Excellence seven consecutive years

Exceeding client expectations and providing total commitment to excellence continue to guide Tammyrsquos passion and devotion to the real estate profession She is committed to personal service and realizes that building lasting relationships through service is key ldquoI am truly honored and humbled by this award and sincerely thank all of my clients for their high regardsrdquo mdash Tammy

Jim Boswell

3705 Shore Dr Virginia Beach VA 23455 Cell 757-390-1945 Fax 866-791-7438 JimJimBoswellcomwwwJimBoswellcom

Accessible bull Dependable bull Informed

bull Associate broker bull Graduate Realtor Institute GRI bull 21 years of experience in real estate sales bull Trained in buyer representation bull Great website with MLS access (no registering)

Jim provides one-on-one contact with clients and guidance through every step of the sales process Whether you are a seller or buyer his goal is to provide excellent service and be available to youExceptional service has earned Jim Boswell a great reputation Testimonials are available upon request Experience really does matter in real estate sales Call Jim and start packing

Cathy Duncan

1112-F Eden Way N Chesapeake VA 23320 Office 757-410-8500 Cell 757-478-8357 Cathyduncan757gmailcom Cathyduncanrealestatecom

VA Beach and Chesapeake Listing Expert

bull Eight-year consecutive top volume awards (COE) bull Recognized all four years as Five Star award winner bull Very successful short-sale negotiator bull Bachelorrsquos degree and earned 40 for masterrsquos degree bull Nearly 100 referral-based business

Cathy Duncan has proudly served as a full-time Realtor in the Hampton Roads area for 10 years Whether a buyerrsquos or a sellerrsquos market she continues to excel and outperform in both volume and client recognition for customer service She is an expert negotiator and always has her clientsrsquo best interests in mind This prestigious award is the most meaningful to her because she was nominated by her clients

Pamela Double

2310 Tower Pl Ste103Hampton VA 23666 Office 757-838-1111 Cell 757-323-3057 Pdoublecb-procomhamptonhomesbypamcom

Honesty Integrity

bull Associate brokerbull USAA MoversAdvantagereg preferred agent bull VPAR Bronze Award winner bull Member of NAR VAR VPAR

Irsquod love to help you create a plan to sell your property or help you find your new home I will do a comparative market analysis for you so you can make informed decisions whether buying or selling I can help you find a great place in Hampton Roads or anywhere in the world Ask me how Irsquom a Realtor that means I live by a code of ethics to protect serve and respect my clients Give me a call today You wonrsquot regret it

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Team Homedog

Left to right Brittany Lewis Kodi and three-year winner Robert Pickles

bull In top 5 of buyer brokers by sales volume (Broker Metrics) bull In top 2 of agents by total sales volume (Broker Metrics) bull Represents both buyers and sellers bull Expert at buying selling and building bull Involved from start to fi nish and beyond

Wainwright Real Estate 4098 Foxwood Drive bull Virginia Beach VA 23462

Phone 757-250-7123homedogsimonhousescom bull HomedogSimonHousescom

When You Need an Expert

Mary Peak MillsREMAX Ambassadors Colonial2240 Coliseum Dr Ste BHampton VA 23666

Office 757-723-3000Cell 757-652-7771

marymillscoxnetwwwpeaklistingcom

Your No 1 Choice in Hampton Roads

bull Honest ethical professional bull Creative marketing and Internet specialistbull Top listing and selling agentbull Tenacious mdash gets the job donebull My goal is 100 client satisfaction

Thanks again to my clients for their continued trust business and referrals to family and friends My marketing approach utilizes all avenues Internet social media and traditional This approach benefits my sellers with more exposure and faster sales Buyers benefit when better data enables them to be up to date on the latest market conditions Dedicated to fulfilling your real estate needs

Greg Hotta

4100 Holly RdVirginia Beach VA 23451Office 757-428-8845 Cell 757-285-7373ghottaroseandwomblecomwwwgreghottasellscom

Ranked Among Top Agents for 2013

bull No 1 sales agent at the Virginia Beach offi ce bull No 7 sales agent companywide bull National Association of Realtors bull (HRRA) Circle of Excellence bull Multimillion-dollar sales agent since 2007

Greg Hotta holds himself to a standard that results in consistent referrals from clients and colleagues Honesty and integrity are priorities to Greg with every opportunity His marketing techniques and diligence with clients not only mark him as a mentor in the industry but also as an expert and friend Greg Hotta views clients as a lifetime relationship mdash call and see how

Rose and Womble

Top five questions that real estate agents want you to answer1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

From research conducted by Five Star Professional April 2011

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Professional

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Star

Professional

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Professional

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Star

Professional

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Star

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Professional

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Star

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Professional

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Af ter 20-plus years of represent ing developers specializing in water front condos off Shore Drive in Virginia Beach I recently teamed up with Franciscus Homes to sell their new duplex condos in Norfolkrsquos waterfront community Pointe East Unbeatable value off Shore Drive Starting low $200s ndash $300s

Prudential Towne Realty 1101 Laskin Rd Virginia Beach VA 23451 Phone 757-286-6160 Phone 757-716-1441 lindabraycoxnetwwwfranciscushomescom

Linda Bray

I pride myself on being highly communicative aggressive and in tune with the latest market trends With 11 years of experience as a licensed Realtor I focus on providing my clients with exceptional customer service Certified ABRreg SFRreg MRP CRS and Circle of Excellence

809 E Ocean View Ave Norfolk VA 23503Office 757-587-2800 Cell 757-287-5478 lisamartinjudyboonerealtycom

Lisa Martin

I love my job With 11 years of experience my goal is to provide you with exceptional service and provide the knowledge and negotiation skills to make buying or selling an easy worry-free experience for you It is an honor to receive high regards from my clients Thank you

1101 Richmond Rd Williamsburg VA 23185 Cell 757-871-7342 Office 757-220-8205 courtneymartinezcoxnetwwwcourtneymartinezcom

Courtney Martinez

Licensed full-time agent since 1983 Member of REMAX Hall of Fame and REMAX Lifetime Achievement Recipient of Code of Ethics Salesperson of the Year and Realtor of the Year awards from local and state associations

REMAX PeninsulaNewport News VA 23606Phone 757-806-6015Cell 757-715-5966LynnLynnGrimsleycomwwwLynnGrimsleycom

Lynn Grimsley

Professionalism is my standard I stay on top of every aspect of the real estate transaction to ensure the transfer of property is as stress-free as possible My commitment to first-class service enables me to confidently say that you will know you made the right choice in a Realtor For more information visit my website at HRhomesorg

401 N Great Neck RdVirginia Beach VA 23455Office 757-572-4614Phone 757-961-9090LarryhrhomesinfoHamptonRoadsHomesorg

Larry Conner

As brokerowner of Melody Matthews amp Associates my mission is to help empower people in our beautiful communities in Hampton Roads to live the best life possible by obtaining homeownership I am passionate and take pride in working with our military veterans first-time buyers sellers real estate entrepreneurs and investors With so many options for you I ask ldquoWhy rent when you can buyrdquo My goal is to make your dream of owning a home come true

1101A Coventry Blvd Yorktown VA 23693Office 757-223-0034 Direct 757-813-1828 yrent-bicoxnet melodymatthewscom

Melody D Matthews

ldquoYour heart has to be in the right place mdash you have to genuinely desire to make

a difference in your clientsrsquo livesrdquo

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Cindy Caskey Prudential Towne Realty 757-642-1001 soldcindycaskeycom wwwcindycaskeycom Coastal Virginia Home Specialist

Herb Culpepper Jr Pungo Realty Co 757-409-0350 herbculpepperjrcoxnet wwwpungorealtyonlinecom Serving Virginia and Northeast North Carolina

Suzanne Dana Coldwell Banker Traditions 757-814-4200 homessuzannedanacom wwwSuzanneDanacom What Matters to You Matters to Suzanne

Clarence Garrison Coldwell Banker Virginia Beach VA clarencelgverizonnet wwwcb-procom While Yoursquore Sleeping Your Home Keeps Moving

Tony Loscalzo Long amp Foster Realtors 757-903-6100 TonyLoscalzolongandfostercom wwwtonyloscalzocom Clients First

April Partida REMAX Alliance 757-456-2345aprilmynavyhomecom wwwMyNavyHomecom Buy Sell Property Management

Nancy Sorg Rose amp Womble Realty 757-404-7268 nsorgroseandwomblecom wwwnancysorgcom Your Neighbor Your Real Estate Resource

Jonell Walthall William E Wood amp Associates 757-639-3516 soldbuyjonellusanet wwwjonellwalthallcom Realtor Associate Broker

Sherry Kletzly Prudential Towne Realty 757-897-2976 sherrykletzlyprudentialtownerealtycom wwwsherrykletzlycom Real Service bull Real Solutions bull Real Estate

Shelly Welsch Rose and Womble Realty 757-717-3077 swelschroseandwomblecom wwwshellywelschcomExceptional Standards Exceptional Service

Angie ZengilowskiREMAX Alliance757-481-0916AngieServiceFromAtoZcomangieandjohnzcomProviding Service From A To Z

Ed BatkinsCENTURY 21 Nachman757-647-5000edbatkinscentury21nachmancomedbatkinscom

Natalie EtheredgeRose amp Womble Realty757-435-2981netheredgeroseandwomblecomwwwnataliesellshomescomThinking of Moving Call Natalie

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Joe Anderson Movement Mortgage

Dex Auer Monarch Mortgage

Karen Barnard Monarch Mortgage

Matt Beckwith Old Virginia Mortgage

Alex Brown Veterans United Home Loans

Nate Brown Monarch Mortgage

John Burford TowneBank Mortgage

Gail Burns Monarch Mortgage

Cindy Cutler Atlantic Bay Mortgage Group

Holly Damalas Fulton Mortgage Company

Eileen de Leon SunTrust Mortgage

Edward Deanes Prospect Mortgage

Joe Delgado Atlantic Bay Mortgage Group

Theo Delyannis Atlantic Bay Mortgage Group

Brandon Dixon Tidewater Mortgage Services

Pattie Edgerton Prospect Mortgage

Jeff Evans Union Mortgage Group

Marie Field Fulton Mortgage Company

Jennifer Franklin Prosperity Home Mortgage

Tricia Gentry SunTrust Mortgage

Aaron Giaranna Veterans United Home Loans of Hampton Roads

Diana Glasier Towne Mortgage

Justin Glenney PNC Mortgage

Janet Goding SunTrust Mortgage

John Hamilton Towne Mortgage

Charlotte Hauck PNC Mortgage

Steve Hougasian Bank of America

Felicia Jackson Fidelity Bank Mortgage

Andrew Jordan Monarch Mortgage

Jennifer Keenan Tidewater Home Funding

Jeremy Krupnick Tidewater Home Funding

Jason Kulas Monarch Bank Mortgage

Aaron Legum Old Virginia Mortgage

Thomas Lira New Penn Financial

Mary Marshall Tidewater Home Funding

Jim McNees CampF Mortgage Corporation

Mike Miller Monarch Mortgage

Pat Miller Monarch Bank Mortgage

Jon Mitchell Movement Mortgage

Ben Newell TowneBank Mortgage

James Oaks McLean Mortgage Corporation

Briana Ozolins Universal American Mortgage Company

Val Parnell TowneBank Mortgage

Ann Patroni Atlantic Bay Mortgage Group

Neil Phelan Bank of America Home Loans

Gerald Pompey Cornerstone Home Mortgage

Michael Poole TowneBank Mortgage

Connie Ramsay Atlantic Bay Mortgage Group

Mary Rebholz CampF Mortgage Corporation

Sherry Reid SimonTowne Mortgage

Mike Ronca HomeBridge Financial Services

Nick Russo Towne Mortgage

Ashlynn Sawyer Atlantic Bay Mortgage Group Page 10

JD Scott Monarch Mortgage

Toni Sessoms Union Mortgage Group

John Teeuwen Old Virginia Mortgage

Marion Uzzle Atlantic Bay Mortgage Group

Paul Venable Monarch Mortgage

James Walrod Veterans United Home Loans of Hampton Roads

Bill West TowneBank Mortgage

Whitney West Towne Mortgage

David Wright Fulton Mortgage Company

All award winners are listed alphabetically by last name

Five Star Mortgage Professionals2014 Fiv

e Star M

ortg

age P

rofessio

nals

Aaron Giarrana Veterans United 757-636-1171 aaronvucom hamptonroadsvucom Deliver Results With Integrity

NMLS 266225

Jason T Kulas Monarch Bank Mortgage 757-644-6872 jkulasmonarchmortgagecom wwwmonarchmortgagecomjkulas Building Lasting Relationships

NMLS 697550

Ben Newell TowneBank Mortgage Reverse Mortgage Offi cer 757-687-5017 bennewelltownebankmortgagecom

NMLS 617209

Ashlynn Brooks Sawyer Atlantic Bay Mor tgage GroupSenior Mortgage Banker 757-621-2922 ashlynnsawyeratlanticbaycom wwwatlanticbaycomashlynnsawyer

NMLS 41502

James Walrod Veterans United 757-340-0013 Ext 7182jameswalrodvucom wwwVUJamesWalrodcom Be Passionate and Deliver Results

NMLS 260324

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Keep up with market conditions so you are always knowledgeable

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Tammy A Busche

3181 Shore Dr Virginia Beach VA 23451Direct 757-270-4294Office 757-481-1919 tammybuschegmailcomwwwtammybuschecom

Integrity bull Performance bull Delivered

bull No 1 Long amp Foster agent in SE Virginiabull 2011 2012 and 2013 Platinum COE award winnerbull Long amp Foster Founderrsquos Clubbull Long amp Fosterrsquos Gold Team Masterrsquos Clubbull Circle of Excellence seven consecutive years

Exceeding client expectations and providing total commitment to excellence continue to guide Tammyrsquos passion and devotion to the real estate profession She is committed to personal service and realizes that building lasting relationships through service is key ldquoI am truly honored and humbled by this award and sincerely thank all of my clients for their high regardsrdquo mdash Tammy

Jim Boswell

3705 Shore Dr Virginia Beach VA 23455 Cell 757-390-1945 Fax 866-791-7438 JimJimBoswellcomwwwJimBoswellcom

Accessible bull Dependable bull Informed

bull Associate broker bull Graduate Realtor Institute GRI bull 21 years of experience in real estate sales bull Trained in buyer representation bull Great website with MLS access (no registering)

Jim provides one-on-one contact with clients and guidance through every step of the sales process Whether you are a seller or buyer his goal is to provide excellent service and be available to youExceptional service has earned Jim Boswell a great reputation Testimonials are available upon request Experience really does matter in real estate sales Call Jim and start packing

Cathy Duncan

1112-F Eden Way N Chesapeake VA 23320 Office 757-410-8500 Cell 757-478-8357 Cathyduncan757gmailcom Cathyduncanrealestatecom

VA Beach and Chesapeake Listing Expert

bull Eight-year consecutive top volume awards (COE) bull Recognized all four years as Five Star award winner bull Very successful short-sale negotiator bull Bachelorrsquos degree and earned 40 for masterrsquos degree bull Nearly 100 referral-based business

Cathy Duncan has proudly served as a full-time Realtor in the Hampton Roads area for 10 years Whether a buyerrsquos or a sellerrsquos market she continues to excel and outperform in both volume and client recognition for customer service She is an expert negotiator and always has her clientsrsquo best interests in mind This prestigious award is the most meaningful to her because she was nominated by her clients

Pamela Double

2310 Tower Pl Ste103Hampton VA 23666 Office 757-838-1111 Cell 757-323-3057 Pdoublecb-procomhamptonhomesbypamcom

Honesty Integrity

bull Associate brokerbull USAA MoversAdvantagereg preferred agent bull VPAR Bronze Award winner bull Member of NAR VAR VPAR

Irsquod love to help you create a plan to sell your property or help you find your new home I will do a comparative market analysis for you so you can make informed decisions whether buying or selling I can help you find a great place in Hampton Roads or anywhere in the world Ask me how Irsquom a Realtor that means I live by a code of ethics to protect serve and respect my clients Give me a call today You wonrsquot regret it

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Team Homedog

Left to right Brittany Lewis Kodi and three-year winner Robert Pickles

bull In top 5 of buyer brokers by sales volume (Broker Metrics) bull In top 2 of agents by total sales volume (Broker Metrics) bull Represents both buyers and sellers bull Expert at buying selling and building bull Involved from start to fi nish and beyond

Wainwright Real Estate 4098 Foxwood Drive bull Virginia Beach VA 23462

Phone 757-250-7123homedogsimonhousescom bull HomedogSimonHousescom

When You Need an Expert

Mary Peak MillsREMAX Ambassadors Colonial2240 Coliseum Dr Ste BHampton VA 23666

Office 757-723-3000Cell 757-652-7771

marymillscoxnetwwwpeaklistingcom

Your No 1 Choice in Hampton Roads

bull Honest ethical professional bull Creative marketing and Internet specialistbull Top listing and selling agentbull Tenacious mdash gets the job donebull My goal is 100 client satisfaction

Thanks again to my clients for their continued trust business and referrals to family and friends My marketing approach utilizes all avenues Internet social media and traditional This approach benefits my sellers with more exposure and faster sales Buyers benefit when better data enables them to be up to date on the latest market conditions Dedicated to fulfilling your real estate needs

Greg Hotta

4100 Holly RdVirginia Beach VA 23451Office 757-428-8845 Cell 757-285-7373ghottaroseandwomblecomwwwgreghottasellscom

Ranked Among Top Agents for 2013

bull No 1 sales agent at the Virginia Beach offi ce bull No 7 sales agent companywide bull National Association of Realtors bull (HRRA) Circle of Excellence bull Multimillion-dollar sales agent since 2007

Greg Hotta holds himself to a standard that results in consistent referrals from clients and colleagues Honesty and integrity are priorities to Greg with every opportunity His marketing techniques and diligence with clients not only mark him as a mentor in the industry but also as an expert and friend Greg Hotta views clients as a lifetime relationship mdash call and see how

Rose and Womble

Top five questions that real estate agents want you to answer1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

From research conducted by Five Star Professional April 2011

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Af ter 20-plus years of represent ing developers specializing in water front condos off Shore Drive in Virginia Beach I recently teamed up with Franciscus Homes to sell their new duplex condos in Norfolkrsquos waterfront community Pointe East Unbeatable value off Shore Drive Starting low $200s ndash $300s

Prudential Towne Realty 1101 Laskin Rd Virginia Beach VA 23451 Phone 757-286-6160 Phone 757-716-1441 lindabraycoxnetwwwfranciscushomescom

Linda Bray

I pride myself on being highly communicative aggressive and in tune with the latest market trends With 11 years of experience as a licensed Realtor I focus on providing my clients with exceptional customer service Certified ABRreg SFRreg MRP CRS and Circle of Excellence

809 E Ocean View Ave Norfolk VA 23503Office 757-587-2800 Cell 757-287-5478 lisamartinjudyboonerealtycom

Lisa Martin

I love my job With 11 years of experience my goal is to provide you with exceptional service and provide the knowledge and negotiation skills to make buying or selling an easy worry-free experience for you It is an honor to receive high regards from my clients Thank you

1101 Richmond Rd Williamsburg VA 23185 Cell 757-871-7342 Office 757-220-8205 courtneymartinezcoxnetwwwcourtneymartinezcom

Courtney Martinez

Licensed full-time agent since 1983 Member of REMAX Hall of Fame and REMAX Lifetime Achievement Recipient of Code of Ethics Salesperson of the Year and Realtor of the Year awards from local and state associations

REMAX PeninsulaNewport News VA 23606Phone 757-806-6015Cell 757-715-5966LynnLynnGrimsleycomwwwLynnGrimsleycom

Lynn Grimsley

Professionalism is my standard I stay on top of every aspect of the real estate transaction to ensure the transfer of property is as stress-free as possible My commitment to first-class service enables me to confidently say that you will know you made the right choice in a Realtor For more information visit my website at HRhomesorg

401 N Great Neck RdVirginia Beach VA 23455Office 757-572-4614Phone 757-961-9090LarryhrhomesinfoHamptonRoadsHomesorg

Larry Conner

As brokerowner of Melody Matthews amp Associates my mission is to help empower people in our beautiful communities in Hampton Roads to live the best life possible by obtaining homeownership I am passionate and take pride in working with our military veterans first-time buyers sellers real estate entrepreneurs and investors With so many options for you I ask ldquoWhy rent when you can buyrdquo My goal is to make your dream of owning a home come true

1101A Coventry Blvd Yorktown VA 23693Office 757-223-0034 Direct 757-813-1828 yrent-bicoxnet melodymatthewscom

Melody D Matthews

ldquoYour heart has to be in the right place mdash you have to genuinely desire to make

a difference in your clientsrsquo livesrdquo

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Cindy Caskey Prudential Towne Realty 757-642-1001 soldcindycaskeycom wwwcindycaskeycom Coastal Virginia Home Specialist

Herb Culpepper Jr Pungo Realty Co 757-409-0350 herbculpepperjrcoxnet wwwpungorealtyonlinecom Serving Virginia and Northeast North Carolina

Suzanne Dana Coldwell Banker Traditions 757-814-4200 homessuzannedanacom wwwSuzanneDanacom What Matters to You Matters to Suzanne

Clarence Garrison Coldwell Banker Virginia Beach VA clarencelgverizonnet wwwcb-procom While Yoursquore Sleeping Your Home Keeps Moving

Tony Loscalzo Long amp Foster Realtors 757-903-6100 TonyLoscalzolongandfostercom wwwtonyloscalzocom Clients First

April Partida REMAX Alliance 757-456-2345aprilmynavyhomecom wwwMyNavyHomecom Buy Sell Property Management

Nancy Sorg Rose amp Womble Realty 757-404-7268 nsorgroseandwomblecom wwwnancysorgcom Your Neighbor Your Real Estate Resource

Jonell Walthall William E Wood amp Associates 757-639-3516 soldbuyjonellusanet wwwjonellwalthallcom Realtor Associate Broker

Sherry Kletzly Prudential Towne Realty 757-897-2976 sherrykletzlyprudentialtownerealtycom wwwsherrykletzlycom Real Service bull Real Solutions bull Real Estate

Shelly Welsch Rose and Womble Realty 757-717-3077 swelschroseandwomblecom wwwshellywelschcomExceptional Standards Exceptional Service

Angie ZengilowskiREMAX Alliance757-481-0916AngieServiceFromAtoZcomangieandjohnzcomProviding Service From A To Z

Ed BatkinsCENTURY 21 Nachman757-647-5000edbatkinscentury21nachmancomedbatkinscom

Natalie EtheredgeRose amp Womble Realty757-435-2981netheredgeroseandwomblecomwwwnataliesellshomescomThinking of Moving Call Natalie

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Joe Anderson Movement Mortgage

Dex Auer Monarch Mortgage

Karen Barnard Monarch Mortgage

Matt Beckwith Old Virginia Mortgage

Alex Brown Veterans United Home Loans

Nate Brown Monarch Mortgage

John Burford TowneBank Mortgage

Gail Burns Monarch Mortgage

Cindy Cutler Atlantic Bay Mortgage Group

Holly Damalas Fulton Mortgage Company

Eileen de Leon SunTrust Mortgage

Edward Deanes Prospect Mortgage

Joe Delgado Atlantic Bay Mortgage Group

Theo Delyannis Atlantic Bay Mortgage Group

Brandon Dixon Tidewater Mortgage Services

Pattie Edgerton Prospect Mortgage

Jeff Evans Union Mortgage Group

Marie Field Fulton Mortgage Company

Jennifer Franklin Prosperity Home Mortgage

Tricia Gentry SunTrust Mortgage

Aaron Giaranna Veterans United Home Loans of Hampton Roads

Diana Glasier Towne Mortgage

Justin Glenney PNC Mortgage

Janet Goding SunTrust Mortgage

John Hamilton Towne Mortgage

Charlotte Hauck PNC Mortgage

Steve Hougasian Bank of America

Felicia Jackson Fidelity Bank Mortgage

Andrew Jordan Monarch Mortgage

Jennifer Keenan Tidewater Home Funding

Jeremy Krupnick Tidewater Home Funding

Jason Kulas Monarch Bank Mortgage

Aaron Legum Old Virginia Mortgage

Thomas Lira New Penn Financial

Mary Marshall Tidewater Home Funding

Jim McNees CampF Mortgage Corporation

Mike Miller Monarch Mortgage

Pat Miller Monarch Bank Mortgage

Jon Mitchell Movement Mortgage

Ben Newell TowneBank Mortgage

James Oaks McLean Mortgage Corporation

Briana Ozolins Universal American Mortgage Company

Val Parnell TowneBank Mortgage

Ann Patroni Atlantic Bay Mortgage Group

Neil Phelan Bank of America Home Loans

Gerald Pompey Cornerstone Home Mortgage

Michael Poole TowneBank Mortgage

Connie Ramsay Atlantic Bay Mortgage Group

Mary Rebholz CampF Mortgage Corporation

Sherry Reid SimonTowne Mortgage

Mike Ronca HomeBridge Financial Services

Nick Russo Towne Mortgage

Ashlynn Sawyer Atlantic Bay Mortgage Group Page 10

JD Scott Monarch Mortgage

Toni Sessoms Union Mortgage Group

John Teeuwen Old Virginia Mortgage

Marion Uzzle Atlantic Bay Mortgage Group

Paul Venable Monarch Mortgage

James Walrod Veterans United Home Loans of Hampton Roads

Bill West TowneBank Mortgage

Whitney West Towne Mortgage

David Wright Fulton Mortgage Company

All award winners are listed alphabetically by last name

Five Star Mortgage Professionals2014 Fiv

e Star M

ortg

age P

rofessio

nals

Aaron Giarrana Veterans United 757-636-1171 aaronvucom hamptonroadsvucom Deliver Results With Integrity

NMLS 266225

Jason T Kulas Monarch Bank Mortgage 757-644-6872 jkulasmonarchmortgagecom wwwmonarchmortgagecomjkulas Building Lasting Relationships

NMLS 697550

Ben Newell TowneBank Mortgage Reverse Mortgage Offi cer 757-687-5017 bennewelltownebankmortgagecom

NMLS 617209

Ashlynn Brooks Sawyer Atlantic Bay Mor tgage GroupSenior Mortgage Banker 757-621-2922 ashlynnsawyeratlanticbaycom wwwatlanticbaycomashlynnsawyer

NMLS 41502

James Walrod Veterans United 757-340-0013 Ext 7182jameswalrodvucom wwwVUJamesWalrodcom Be Passionate and Deliver Results

NMLS 260324

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Keep up with market conditions so you are always knowledgeable

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 7 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Team Homedog

Left to right Brittany Lewis Kodi and three-year winner Robert Pickles

bull In top 5 of buyer brokers by sales volume (Broker Metrics) bull In top 2 of agents by total sales volume (Broker Metrics) bull Represents both buyers and sellers bull Expert at buying selling and building bull Involved from start to fi nish and beyond

Wainwright Real Estate 4098 Foxwood Drive bull Virginia Beach VA 23462

Phone 757-250-7123homedogsimonhousescom bull HomedogSimonHousescom

When You Need an Expert

Mary Peak MillsREMAX Ambassadors Colonial2240 Coliseum Dr Ste BHampton VA 23666

Office 757-723-3000Cell 757-652-7771

marymillscoxnetwwwpeaklistingcom

Your No 1 Choice in Hampton Roads

bull Honest ethical professional bull Creative marketing and Internet specialistbull Top listing and selling agentbull Tenacious mdash gets the job donebull My goal is 100 client satisfaction

Thanks again to my clients for their continued trust business and referrals to family and friends My marketing approach utilizes all avenues Internet social media and traditional This approach benefits my sellers with more exposure and faster sales Buyers benefit when better data enables them to be up to date on the latest market conditions Dedicated to fulfilling your real estate needs

Greg Hotta

4100 Holly RdVirginia Beach VA 23451Office 757-428-8845 Cell 757-285-7373ghottaroseandwomblecomwwwgreghottasellscom

Ranked Among Top Agents for 2013

bull No 1 sales agent at the Virginia Beach offi ce bull No 7 sales agent companywide bull National Association of Realtors bull (HRRA) Circle of Excellence bull Multimillion-dollar sales agent since 2007

Greg Hotta holds himself to a standard that results in consistent referrals from clients and colleagues Honesty and integrity are priorities to Greg with every opportunity His marketing techniques and diligence with clients not only mark him as a mentor in the industry but also as an expert and friend Greg Hotta views clients as a lifetime relationship mdash call and see how

Rose and Womble

Top five questions that real estate agents want you to answer1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

From research conducted by Five Star Professional April 2011

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Af ter 20-plus years of represent ing developers specializing in water front condos off Shore Drive in Virginia Beach I recently teamed up with Franciscus Homes to sell their new duplex condos in Norfolkrsquos waterfront community Pointe East Unbeatable value off Shore Drive Starting low $200s ndash $300s

Prudential Towne Realty 1101 Laskin Rd Virginia Beach VA 23451 Phone 757-286-6160 Phone 757-716-1441 lindabraycoxnetwwwfranciscushomescom

Linda Bray

I pride myself on being highly communicative aggressive and in tune with the latest market trends With 11 years of experience as a licensed Realtor I focus on providing my clients with exceptional customer service Certified ABRreg SFRreg MRP CRS and Circle of Excellence

809 E Ocean View Ave Norfolk VA 23503Office 757-587-2800 Cell 757-287-5478 lisamartinjudyboonerealtycom

Lisa Martin

I love my job With 11 years of experience my goal is to provide you with exceptional service and provide the knowledge and negotiation skills to make buying or selling an easy worry-free experience for you It is an honor to receive high regards from my clients Thank you

1101 Richmond Rd Williamsburg VA 23185 Cell 757-871-7342 Office 757-220-8205 courtneymartinezcoxnetwwwcourtneymartinezcom

Courtney Martinez

Licensed full-time agent since 1983 Member of REMAX Hall of Fame and REMAX Lifetime Achievement Recipient of Code of Ethics Salesperson of the Year and Realtor of the Year awards from local and state associations

REMAX PeninsulaNewport News VA 23606Phone 757-806-6015Cell 757-715-5966LynnLynnGrimsleycomwwwLynnGrimsleycom

Lynn Grimsley

Professionalism is my standard I stay on top of every aspect of the real estate transaction to ensure the transfer of property is as stress-free as possible My commitment to first-class service enables me to confidently say that you will know you made the right choice in a Realtor For more information visit my website at HRhomesorg

401 N Great Neck RdVirginia Beach VA 23455Office 757-572-4614Phone 757-961-9090LarryhrhomesinfoHamptonRoadsHomesorg

Larry Conner

As brokerowner of Melody Matthews amp Associates my mission is to help empower people in our beautiful communities in Hampton Roads to live the best life possible by obtaining homeownership I am passionate and take pride in working with our military veterans first-time buyers sellers real estate entrepreneurs and investors With so many options for you I ask ldquoWhy rent when you can buyrdquo My goal is to make your dream of owning a home come true

1101A Coventry Blvd Yorktown VA 23693Office 757-223-0034 Direct 757-813-1828 yrent-bicoxnet melodymatthewscom

Melody D Matthews

ldquoYour heart has to be in the right place mdash you have to genuinely desire to make

a difference in your clientsrsquo livesrdquo

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Cindy Caskey Prudential Towne Realty 757-642-1001 soldcindycaskeycom wwwcindycaskeycom Coastal Virginia Home Specialist

Herb Culpepper Jr Pungo Realty Co 757-409-0350 herbculpepperjrcoxnet wwwpungorealtyonlinecom Serving Virginia and Northeast North Carolina

Suzanne Dana Coldwell Banker Traditions 757-814-4200 homessuzannedanacom wwwSuzanneDanacom What Matters to You Matters to Suzanne

Clarence Garrison Coldwell Banker Virginia Beach VA clarencelgverizonnet wwwcb-procom While Yoursquore Sleeping Your Home Keeps Moving

Tony Loscalzo Long amp Foster Realtors 757-903-6100 TonyLoscalzolongandfostercom wwwtonyloscalzocom Clients First

April Partida REMAX Alliance 757-456-2345aprilmynavyhomecom wwwMyNavyHomecom Buy Sell Property Management

Nancy Sorg Rose amp Womble Realty 757-404-7268 nsorgroseandwomblecom wwwnancysorgcom Your Neighbor Your Real Estate Resource

Jonell Walthall William E Wood amp Associates 757-639-3516 soldbuyjonellusanet wwwjonellwalthallcom Realtor Associate Broker

Sherry Kletzly Prudential Towne Realty 757-897-2976 sherrykletzlyprudentialtownerealtycom wwwsherrykletzlycom Real Service bull Real Solutions bull Real Estate

Shelly Welsch Rose and Womble Realty 757-717-3077 swelschroseandwomblecom wwwshellywelschcomExceptional Standards Exceptional Service

Angie ZengilowskiREMAX Alliance757-481-0916AngieServiceFromAtoZcomangieandjohnzcomProviding Service From A To Z

Ed BatkinsCENTURY 21 Nachman757-647-5000edbatkinscentury21nachmancomedbatkinscom

Natalie EtheredgeRose amp Womble Realty757-435-2981netheredgeroseandwomblecomwwwnataliesellshomescomThinking of Moving Call Natalie

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Joe Anderson Movement Mortgage

Dex Auer Monarch Mortgage

Karen Barnard Monarch Mortgage

Matt Beckwith Old Virginia Mortgage

Alex Brown Veterans United Home Loans

Nate Brown Monarch Mortgage

John Burford TowneBank Mortgage

Gail Burns Monarch Mortgage

Cindy Cutler Atlantic Bay Mortgage Group

Holly Damalas Fulton Mortgage Company

Eileen de Leon SunTrust Mortgage

Edward Deanes Prospect Mortgage

Joe Delgado Atlantic Bay Mortgage Group

Theo Delyannis Atlantic Bay Mortgage Group

Brandon Dixon Tidewater Mortgage Services

Pattie Edgerton Prospect Mortgage

Jeff Evans Union Mortgage Group

Marie Field Fulton Mortgage Company

Jennifer Franklin Prosperity Home Mortgage

Tricia Gentry SunTrust Mortgage

Aaron Giaranna Veterans United Home Loans of Hampton Roads

Diana Glasier Towne Mortgage

Justin Glenney PNC Mortgage

Janet Goding SunTrust Mortgage

John Hamilton Towne Mortgage

Charlotte Hauck PNC Mortgage

Steve Hougasian Bank of America

Felicia Jackson Fidelity Bank Mortgage

Andrew Jordan Monarch Mortgage

Jennifer Keenan Tidewater Home Funding

Jeremy Krupnick Tidewater Home Funding

Jason Kulas Monarch Bank Mortgage

Aaron Legum Old Virginia Mortgage

Thomas Lira New Penn Financial

Mary Marshall Tidewater Home Funding

Jim McNees CampF Mortgage Corporation

Mike Miller Monarch Mortgage

Pat Miller Monarch Bank Mortgage

Jon Mitchell Movement Mortgage

Ben Newell TowneBank Mortgage

James Oaks McLean Mortgage Corporation

Briana Ozolins Universal American Mortgage Company

Val Parnell TowneBank Mortgage

Ann Patroni Atlantic Bay Mortgage Group

Neil Phelan Bank of America Home Loans

Gerald Pompey Cornerstone Home Mortgage

Michael Poole TowneBank Mortgage

Connie Ramsay Atlantic Bay Mortgage Group

Mary Rebholz CampF Mortgage Corporation

Sherry Reid SimonTowne Mortgage

Mike Ronca HomeBridge Financial Services

Nick Russo Towne Mortgage

Ashlynn Sawyer Atlantic Bay Mortgage Group Page 10

JD Scott Monarch Mortgage

Toni Sessoms Union Mortgage Group

John Teeuwen Old Virginia Mortgage

Marion Uzzle Atlantic Bay Mortgage Group

Paul Venable Monarch Mortgage

James Walrod Veterans United Home Loans of Hampton Roads

Bill West TowneBank Mortgage

Whitney West Towne Mortgage

David Wright Fulton Mortgage Company

All award winners are listed alphabetically by last name

Five Star Mortgage Professionals2014 Fiv

e Star M

ortg

age P

rofessio

nals

Aaron Giarrana Veterans United 757-636-1171 aaronvucom hamptonroadsvucom Deliver Results With Integrity

NMLS 266225

Jason T Kulas Monarch Bank Mortgage 757-644-6872 jkulasmonarchmortgagecom wwwmonarchmortgagecomjkulas Building Lasting Relationships

NMLS 697550

Ben Newell TowneBank Mortgage Reverse Mortgage Offi cer 757-687-5017 bennewelltownebankmortgagecom

NMLS 617209

Ashlynn Brooks Sawyer Atlantic Bay Mor tgage GroupSenior Mortgage Banker 757-621-2922 ashlynnsawyeratlanticbaycom wwwatlanticbaycomashlynnsawyer

NMLS 41502

James Walrod Veterans United 757-340-0013 Ext 7182jameswalrodvucom wwwVUJamesWalrodcom Be Passionate and Deliver Results

NMLS 260324

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Keep up with market conditions so you are always knowledgeable

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

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SPECIAL ADVERTISING SECTION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents2014 Fiv

e Star R

eal Estate A

gen

ts

Af ter 20-plus years of represent ing developers specializing in water front condos off Shore Drive in Virginia Beach I recently teamed up with Franciscus Homes to sell their new duplex condos in Norfolkrsquos waterfront community Pointe East Unbeatable value off Shore Drive Starting low $200s ndash $300s

Prudential Towne Realty 1101 Laskin Rd Virginia Beach VA 23451 Phone 757-286-6160 Phone 757-716-1441 lindabraycoxnetwwwfranciscushomescom

Linda Bray

I pride myself on being highly communicative aggressive and in tune with the latest market trends With 11 years of experience as a licensed Realtor I focus on providing my clients with exceptional customer service Certified ABRreg SFRreg MRP CRS and Circle of Excellence

809 E Ocean View Ave Norfolk VA 23503Office 757-587-2800 Cell 757-287-5478 lisamartinjudyboonerealtycom

Lisa Martin

I love my job With 11 years of experience my goal is to provide you with exceptional service and provide the knowledge and negotiation skills to make buying or selling an easy worry-free experience for you It is an honor to receive high regards from my clients Thank you

1101 Richmond Rd Williamsburg VA 23185 Cell 757-871-7342 Office 757-220-8205 courtneymartinezcoxnetwwwcourtneymartinezcom

Courtney Martinez

Licensed full-time agent since 1983 Member of REMAX Hall of Fame and REMAX Lifetime Achievement Recipient of Code of Ethics Salesperson of the Year and Realtor of the Year awards from local and state associations

REMAX PeninsulaNewport News VA 23606Phone 757-806-6015Cell 757-715-5966LynnLynnGrimsleycomwwwLynnGrimsleycom

Lynn Grimsley

Professionalism is my standard I stay on top of every aspect of the real estate transaction to ensure the transfer of property is as stress-free as possible My commitment to first-class service enables me to confidently say that you will know you made the right choice in a Realtor For more information visit my website at HRhomesorg

401 N Great Neck RdVirginia Beach VA 23455Office 757-572-4614Phone 757-961-9090LarryhrhomesinfoHamptonRoadsHomesorg

Larry Conner

As brokerowner of Melody Matthews amp Associates my mission is to help empower people in our beautiful communities in Hampton Roads to live the best life possible by obtaining homeownership I am passionate and take pride in working with our military veterans first-time buyers sellers real estate entrepreneurs and investors With so many options for you I ask ldquoWhy rent when you can buyrdquo My goal is to make your dream of owning a home come true

1101A Coventry Blvd Yorktown VA 23693Office 757-223-0034 Direct 757-813-1828 yrent-bicoxnet melodymatthewscom

Melody D Matthews

ldquoYour heart has to be in the right place mdash you have to genuinely desire to make

a difference in your clientsrsquo livesrdquo

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

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Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Cindy Caskey Prudential Towne Realty 757-642-1001 soldcindycaskeycom wwwcindycaskeycom Coastal Virginia Home Specialist

Herb Culpepper Jr Pungo Realty Co 757-409-0350 herbculpepperjrcoxnet wwwpungorealtyonlinecom Serving Virginia and Northeast North Carolina

Suzanne Dana Coldwell Banker Traditions 757-814-4200 homessuzannedanacom wwwSuzanneDanacom What Matters to You Matters to Suzanne

Clarence Garrison Coldwell Banker Virginia Beach VA clarencelgverizonnet wwwcb-procom While Yoursquore Sleeping Your Home Keeps Moving

Tony Loscalzo Long amp Foster Realtors 757-903-6100 TonyLoscalzolongandfostercom wwwtonyloscalzocom Clients First

April Partida REMAX Alliance 757-456-2345aprilmynavyhomecom wwwMyNavyHomecom Buy Sell Property Management

Nancy Sorg Rose amp Womble Realty 757-404-7268 nsorgroseandwomblecom wwwnancysorgcom Your Neighbor Your Real Estate Resource

Jonell Walthall William E Wood amp Associates 757-639-3516 soldbuyjonellusanet wwwjonellwalthallcom Realtor Associate Broker

Sherry Kletzly Prudential Towne Realty 757-897-2976 sherrykletzlyprudentialtownerealtycom wwwsherrykletzlycom Real Service bull Real Solutions bull Real Estate

Shelly Welsch Rose and Womble Realty 757-717-3077 swelschroseandwomblecom wwwshellywelschcomExceptional Standards Exceptional Service

Angie ZengilowskiREMAX Alliance757-481-0916AngieServiceFromAtoZcomangieandjohnzcomProviding Service From A To Z

Ed BatkinsCENTURY 21 Nachman757-647-5000edbatkinscentury21nachmancomedbatkinscom

Natalie EtheredgeRose amp Womble Realty757-435-2981netheredgeroseandwomblecomwwwnataliesellshomescomThinking of Moving Call Natalie

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winner

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

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Star

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SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Joe Anderson Movement Mortgage

Dex Auer Monarch Mortgage

Karen Barnard Monarch Mortgage

Matt Beckwith Old Virginia Mortgage

Alex Brown Veterans United Home Loans

Nate Brown Monarch Mortgage

John Burford TowneBank Mortgage

Gail Burns Monarch Mortgage

Cindy Cutler Atlantic Bay Mortgage Group

Holly Damalas Fulton Mortgage Company

Eileen de Leon SunTrust Mortgage

Edward Deanes Prospect Mortgage

Joe Delgado Atlantic Bay Mortgage Group

Theo Delyannis Atlantic Bay Mortgage Group

Brandon Dixon Tidewater Mortgage Services

Pattie Edgerton Prospect Mortgage

Jeff Evans Union Mortgage Group

Marie Field Fulton Mortgage Company

Jennifer Franklin Prosperity Home Mortgage

Tricia Gentry SunTrust Mortgage

Aaron Giaranna Veterans United Home Loans of Hampton Roads

Diana Glasier Towne Mortgage

Justin Glenney PNC Mortgage

Janet Goding SunTrust Mortgage

John Hamilton Towne Mortgage

Charlotte Hauck PNC Mortgage

Steve Hougasian Bank of America

Felicia Jackson Fidelity Bank Mortgage

Andrew Jordan Monarch Mortgage

Jennifer Keenan Tidewater Home Funding

Jeremy Krupnick Tidewater Home Funding

Jason Kulas Monarch Bank Mortgage

Aaron Legum Old Virginia Mortgage

Thomas Lira New Penn Financial

Mary Marshall Tidewater Home Funding

Jim McNees CampF Mortgage Corporation

Mike Miller Monarch Mortgage

Pat Miller Monarch Bank Mortgage

Jon Mitchell Movement Mortgage

Ben Newell TowneBank Mortgage

James Oaks McLean Mortgage Corporation

Briana Ozolins Universal American Mortgage Company

Val Parnell TowneBank Mortgage

Ann Patroni Atlantic Bay Mortgage Group

Neil Phelan Bank of America Home Loans

Gerald Pompey Cornerstone Home Mortgage

Michael Poole TowneBank Mortgage

Connie Ramsay Atlantic Bay Mortgage Group

Mary Rebholz CampF Mortgage Corporation

Sherry Reid SimonTowne Mortgage

Mike Ronca HomeBridge Financial Services

Nick Russo Towne Mortgage

Ashlynn Sawyer Atlantic Bay Mortgage Group Page 10

JD Scott Monarch Mortgage

Toni Sessoms Union Mortgage Group

John Teeuwen Old Virginia Mortgage

Marion Uzzle Atlantic Bay Mortgage Group

Paul Venable Monarch Mortgage

James Walrod Veterans United Home Loans of Hampton Roads

Bill West TowneBank Mortgage

Whitney West Towne Mortgage

David Wright Fulton Mortgage Company

All award winners are listed alphabetically by last name

Five Star Mortgage Professionals2014 Fiv

e Star M

ortg

age P

rofessio

nals

Aaron Giarrana Veterans United 757-636-1171 aaronvucom hamptonroadsvucom Deliver Results With Integrity

NMLS 266225

Jason T Kulas Monarch Bank Mortgage 757-644-6872 jkulasmonarchmortgagecom wwwmonarchmortgagecomjkulas Building Lasting Relationships

NMLS 697550

Ben Newell TowneBank Mortgage Reverse Mortgage Offi cer 757-687-5017 bennewelltownebankmortgagecom

NMLS 617209

Ashlynn Brooks Sawyer Atlantic Bay Mor tgage GroupSenior Mortgage Banker 757-621-2922 ashlynnsawyeratlanticbaycom wwwatlanticbaycomashlynnsawyer

NMLS 41502

James Walrod Veterans United 757-340-0013 Ext 7182jameswalrodvucom wwwVUJamesWalrodcom Be Passionate and Deliver Results

NMLS 260324

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Keep up with market conditions so you are always knowledgeable

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

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Star

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Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

Professional

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Star

Professional

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Star

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Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 9 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents 2014 Fiv

e Star R

eal Estate A

gen

ts

Cindy Caskey Prudential Towne Realty 757-642-1001 soldcindycaskeycom wwwcindycaskeycom Coastal Virginia Home Specialist

Herb Culpepper Jr Pungo Realty Co 757-409-0350 herbculpepperjrcoxnet wwwpungorealtyonlinecom Serving Virginia and Northeast North Carolina

Suzanne Dana Coldwell Banker Traditions 757-814-4200 homessuzannedanacom wwwSuzanneDanacom What Matters to You Matters to Suzanne

Clarence Garrison Coldwell Banker Virginia Beach VA clarencelgverizonnet wwwcb-procom While Yoursquore Sleeping Your Home Keeps Moving

Tony Loscalzo Long amp Foster Realtors 757-903-6100 TonyLoscalzolongandfostercom wwwtonyloscalzocom Clients First

April Partida REMAX Alliance 757-456-2345aprilmynavyhomecom wwwMyNavyHomecom Buy Sell Property Management

Nancy Sorg Rose amp Womble Realty 757-404-7268 nsorgroseandwomblecom wwwnancysorgcom Your Neighbor Your Real Estate Resource

Jonell Walthall William E Wood amp Associates 757-639-3516 soldbuyjonellusanet wwwjonellwalthallcom Realtor Associate Broker

Sherry Kletzly Prudential Towne Realty 757-897-2976 sherrykletzlyprudentialtownerealtycom wwwsherrykletzlycom Real Service bull Real Solutions bull Real Estate

Shelly Welsch Rose and Womble Realty 757-717-3077 swelschroseandwomblecom wwwshellywelschcomExceptional Standards Exceptional Service

Angie ZengilowskiREMAX Alliance757-481-0916AngieServiceFromAtoZcomangieandjohnzcomProviding Service From A To Z

Ed BatkinsCENTURY 21 Nachman757-647-5000edbatkinscentury21nachmancomedbatkinscom

Natalie EtheredgeRose amp Womble Realty757-435-2981netheredgeroseandwomblecomwwwnataliesellshomescomThinking of Moving Call Natalie

Explain things thoroughly but simply so the client understands

and feels comfortablemdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Joe Anderson Movement Mortgage

Dex Auer Monarch Mortgage

Karen Barnard Monarch Mortgage

Matt Beckwith Old Virginia Mortgage

Alex Brown Veterans United Home Loans

Nate Brown Monarch Mortgage

John Burford TowneBank Mortgage

Gail Burns Monarch Mortgage

Cindy Cutler Atlantic Bay Mortgage Group

Holly Damalas Fulton Mortgage Company

Eileen de Leon SunTrust Mortgage

Edward Deanes Prospect Mortgage

Joe Delgado Atlantic Bay Mortgage Group

Theo Delyannis Atlantic Bay Mortgage Group

Brandon Dixon Tidewater Mortgage Services

Pattie Edgerton Prospect Mortgage

Jeff Evans Union Mortgage Group

Marie Field Fulton Mortgage Company

Jennifer Franklin Prosperity Home Mortgage

Tricia Gentry SunTrust Mortgage

Aaron Giaranna Veterans United Home Loans of Hampton Roads

Diana Glasier Towne Mortgage

Justin Glenney PNC Mortgage

Janet Goding SunTrust Mortgage

John Hamilton Towne Mortgage

Charlotte Hauck PNC Mortgage

Steve Hougasian Bank of America

Felicia Jackson Fidelity Bank Mortgage

Andrew Jordan Monarch Mortgage

Jennifer Keenan Tidewater Home Funding

Jeremy Krupnick Tidewater Home Funding

Jason Kulas Monarch Bank Mortgage

Aaron Legum Old Virginia Mortgage

Thomas Lira New Penn Financial

Mary Marshall Tidewater Home Funding

Jim McNees CampF Mortgage Corporation

Mike Miller Monarch Mortgage

Pat Miller Monarch Bank Mortgage

Jon Mitchell Movement Mortgage

Ben Newell TowneBank Mortgage

James Oaks McLean Mortgage Corporation

Briana Ozolins Universal American Mortgage Company

Val Parnell TowneBank Mortgage

Ann Patroni Atlantic Bay Mortgage Group

Neil Phelan Bank of America Home Loans

Gerald Pompey Cornerstone Home Mortgage

Michael Poole TowneBank Mortgage

Connie Ramsay Atlantic Bay Mortgage Group

Mary Rebholz CampF Mortgage Corporation

Sherry Reid SimonTowne Mortgage

Mike Ronca HomeBridge Financial Services

Nick Russo Towne Mortgage

Ashlynn Sawyer Atlantic Bay Mortgage Group Page 10

JD Scott Monarch Mortgage

Toni Sessoms Union Mortgage Group

John Teeuwen Old Virginia Mortgage

Marion Uzzle Atlantic Bay Mortgage Group

Paul Venable Monarch Mortgage

James Walrod Veterans United Home Loans of Hampton Roads

Bill West TowneBank Mortgage

Whitney West Towne Mortgage

David Wright Fulton Mortgage Company

All award winners are listed alphabetically by last name

Five Star Mortgage Professionals2014 Fiv

e Star M

ortg

age P

rofessio

nals

Aaron Giarrana Veterans United 757-636-1171 aaronvucom hamptonroadsvucom Deliver Results With Integrity

NMLS 266225

Jason T Kulas Monarch Bank Mortgage 757-644-6872 jkulasmonarchmortgagecom wwwmonarchmortgagecomjkulas Building Lasting Relationships

NMLS 697550

Ben Newell TowneBank Mortgage Reverse Mortgage Offi cer 757-687-5017 bennewelltownebankmortgagecom

NMLS 617209

Ashlynn Brooks Sawyer Atlantic Bay Mor tgage GroupSenior Mortgage Banker 757-621-2922 ashlynnsawyeratlanticbaycom wwwatlanticbaycomashlynnsawyer

NMLS 41502

James Walrod Veterans United 757-340-0013 Ext 7182jameswalrodvucom wwwVUJamesWalrodcom Be Passionate and Deliver Results

NMLS 260324

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Keep up with market conditions so you are always knowledgeable

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 10 mdash wwwfivestarprofessionalcom

Joe Anderson Movement Mortgage

Dex Auer Monarch Mortgage

Karen Barnard Monarch Mortgage

Matt Beckwith Old Virginia Mortgage

Alex Brown Veterans United Home Loans

Nate Brown Monarch Mortgage

John Burford TowneBank Mortgage

Gail Burns Monarch Mortgage

Cindy Cutler Atlantic Bay Mortgage Group

Holly Damalas Fulton Mortgage Company

Eileen de Leon SunTrust Mortgage

Edward Deanes Prospect Mortgage

Joe Delgado Atlantic Bay Mortgage Group

Theo Delyannis Atlantic Bay Mortgage Group

Brandon Dixon Tidewater Mortgage Services

Pattie Edgerton Prospect Mortgage

Jeff Evans Union Mortgage Group

Marie Field Fulton Mortgage Company

Jennifer Franklin Prosperity Home Mortgage

Tricia Gentry SunTrust Mortgage

Aaron Giaranna Veterans United Home Loans of Hampton Roads

Diana Glasier Towne Mortgage

Justin Glenney PNC Mortgage

Janet Goding SunTrust Mortgage

John Hamilton Towne Mortgage

Charlotte Hauck PNC Mortgage

Steve Hougasian Bank of America

Felicia Jackson Fidelity Bank Mortgage

Andrew Jordan Monarch Mortgage

Jennifer Keenan Tidewater Home Funding

Jeremy Krupnick Tidewater Home Funding

Jason Kulas Monarch Bank Mortgage

Aaron Legum Old Virginia Mortgage

Thomas Lira New Penn Financial

Mary Marshall Tidewater Home Funding

Jim McNees CampF Mortgage Corporation

Mike Miller Monarch Mortgage

Pat Miller Monarch Bank Mortgage

Jon Mitchell Movement Mortgage

Ben Newell TowneBank Mortgage

James Oaks McLean Mortgage Corporation

Briana Ozolins Universal American Mortgage Company

Val Parnell TowneBank Mortgage

Ann Patroni Atlantic Bay Mortgage Group

Neil Phelan Bank of America Home Loans

Gerald Pompey Cornerstone Home Mortgage

Michael Poole TowneBank Mortgage

Connie Ramsay Atlantic Bay Mortgage Group

Mary Rebholz CampF Mortgage Corporation

Sherry Reid SimonTowne Mortgage

Mike Ronca HomeBridge Financial Services

Nick Russo Towne Mortgage

Ashlynn Sawyer Atlantic Bay Mortgage Group Page 10

JD Scott Monarch Mortgage

Toni Sessoms Union Mortgage Group

John Teeuwen Old Virginia Mortgage

Marion Uzzle Atlantic Bay Mortgage Group

Paul Venable Monarch Mortgage

James Walrod Veterans United Home Loans of Hampton Roads

Bill West TowneBank Mortgage

Whitney West Towne Mortgage

David Wright Fulton Mortgage Company

All award winners are listed alphabetically by last name

Five Star Mortgage Professionals2014 Fiv

e Star M

ortg

age P

rofessio

nals

Aaron Giarrana Veterans United 757-636-1171 aaronvucom hamptonroadsvucom Deliver Results With Integrity

NMLS 266225

Jason T Kulas Monarch Bank Mortgage 757-644-6872 jkulasmonarchmortgagecom wwwmonarchmortgagecomjkulas Building Lasting Relationships

NMLS 697550

Ben Newell TowneBank Mortgage Reverse Mortgage Offi cer 757-687-5017 bennewelltownebankmortgagecom

NMLS 617209

Ashlynn Brooks Sawyer Atlantic Bay Mor tgage GroupSenior Mortgage Banker 757-621-2922 ashlynnsawyeratlanticbaycom wwwatlanticbaycomashlynnsawyer

NMLS 41502

James Walrod Veterans United 757-340-0013 Ext 7182jameswalrodvucom wwwVUJamesWalrodcom Be Passionate and Deliver Results

NMLS 260324

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Keep up with market conditions so you are always knowledgeable

mdash Five Star award winner

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

SPECIAL ADVERTISING SECTION

FS bull 11 mdash wwwfivestarprofessionalcom

2014 Fiv

e Star H

om

eAu

to In

suran

ce Pro

fession

als

Five Star HomeAuto Insurance Professionals

Michael Barnette Virginia Farm Bureau

Michael Bettencourt State Farm

Valerie Beverley Farmers Insurance

Crystal Borgeson Towne Insurance Agency

Paula Boyd State Farm

Erica Chigos-White State Farm

Shawn Choate Prosper Insurance Group

Troy Crosby Farmers Insurance

Adam Fleischman Adam Fleischman Insurance Agency

Debbie Harbin Towne Insurance Agency

Susan Harris Harris Insurance Agency

Tristan Holm Farm Bureau Insurance

Robin Lobus Williamsburg Insurance Associates

Cynthia Moore Salzberg Insurance Agency

Charles Mushett Chesapeake Insurance Services

H Hunter Odom Suffolk Insurance Corporation

Donna Roane Roane Insurance amp Financial Services

Nancy Rogers Nationwide Insurance

Rohan Shetty Prosper Insurance Group

Matt Slye Middle Peninsula Insurance and Financial Services

Marsha Weatherwax AllstateWeatherwax Insurance Agency

Marcia Wood Towne Insurance Agency

All award winners are listed alphabetically by last name

Adam Fleischman Farmers Insurance Group 757-962-0214 afl eischmanfarmersagentcom wwwfarmersagentcomafl eischman Gets You Back Where You Belong

Five Star Professional surveyed more than 8000 Hampton Roads homeowners The final list of 2014 Hampton Roads Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey

Remember your goals and donrsquot let emotions make the decisions

mdash Five Star award winnercopy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

copy Five

Star

Professional

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Star

Professional

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Star

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Star

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Star

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Star

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