RTO RULES & REGULATIONS AND THEIR IMPACT ON MOTOR OD CLAIMS OF COMMERCIAL

VEHICLESPresented by

Ajay K. JainM/s Sukhnidhey Insurance Consultants Pvt. Ltd.

RTO REGULATIONS

AS PER THE GUIDELINES OF RTO AND AS PER RULING OF THE MOTOR VEHICLES ACT ALL COMMERCIAL/ TRANSPORT VEHICLES (LTV, LPV and HTV) SHOULD OBEY THE RULES/GUIDELINES FORMULATED BY THE GOVERNMENT OF INDIA.

DOCUMENTS REQUIRED AS PER RTO REGULATIONS

DRIVING LICENSE AUTHORISED FOR THAT VEHICLE

REGISTRATION CERTIFICATEROUTE PERMIT & AUTHORISATIONFITNESS CERTIFICATEROAD TAX DOCUMENT/SLIP INSURANCE POLICY (T.P or COMP.)

DOCUMENTS REQUIRED FOR MOTOR OD CLAIM OF COMMERCIAL VEHICLES

VALID DRIVING LICENSE VALID REGISTRATION CERTIFICATE VALID ROUTE PERMIT & AUTHORISATION VALID FITNESS CERTIFICATE VALID INSURANCE POLICY VALID TAX PAID SLIP COPY OF G.R./ WEIGHING SLIP/LOAD DETAILS POLICE REPORT

OTHER DOCUMENTS WHICH SHOULD BE COLLECTED

COURT RELEASE ORDER POWER OF ATTORNEY MECHANICAL INSPECTION REPORT ISSUED BY

POLICE IN CASE OF THEFT RECOVERED VEHICLES

STATEMENT OF DRIVER ON THE SPOT CLAIM FORM DULY FILLED AFFADAVIT OF INSURED THAT HOW HE

BROUGHT HIS VEHICLE TO WORKSHOP POLICE REPORT/FIRE BRIGADE REPORT IN CASE

OF BURNT VEHICLE

DRIVING LICENSE

AUTHORISED FOR WHICH VEHICLEVALIDITY ON THE DATE OF ACCIDENTAGE OF DRIVERQUALIFICATION OF DRIVERRENEWAL DETAILSENDORSEMENT IF ANYBADGE NUMBER

REGISTRATION CERTIFICATE

TEMPORARYPERMANENTEXPIRED

PERMIT & AUTHORISATION LOCAL GOODS CARRIER PERMITS NATIONAL PERMITS/AUTHORISATION AUTO RICKSHAW & TAXI PERMITS MAXICAB PERMITS (12) CONTRACT CARRIAGE BUSES PERMITS

(CHARTERED BUSES ) STAGE CARRIAGE PERMITS(CITY BUSES) TEMPORARY PERMITS PHATAPHAT PHAT SEWA PERMIT(9) ALL INDIA TOURIST PERMITS CAB RENT-A-CAB PERMITS (FLEET OF 50 CABS) INSTITUTION/SCHOOL BUSES (R.TAX EX.) INTERSTATE STAGE CARRIAGE PERMIT ALL INDIA TOURIST PERMIT (AITP) (37) ALL INDIA TOUR TOURIST OPERATOR (ATTO)

NECESSITY OF PERMITS

No owner of a motor vehicle shall use or permit the use of the vehicle as a transport vehicle in any public place whether or not such vehicle is actually carrying any passengers or goods save in accordance with the conditions of a permit granted or countersigned by a Regional or State Transport Authority or any prescribed authority authorising him the use of the vehicle in that place in the manner in which the vehicle is being used.

FITNESS CERTIFICATE

REQUIREMENT IMPACT OF FITNESS ON CLAIM IMPORTANCE OF PREINSURANCE

INSPECTIONS

ROAD TAX

ONE TIME PAIDSTATE TAX

INSURANCE POLICY

MOTOR PACKAGEMISCELLANEOUS VEHICLENIL DEPRECIATION

RTO TRAFFIC RULES FOR VEHICLE PLYING ON ROADS AND ITS IMPACT ON OD CLAIMS

Every driver should possess adequate knowledge and understanding of the following provisions of Motor Vehicles  Act:

Section 122)Leaving vehicle in dangerous position Section 123)Riding on running board Section 125)Obstruction to the driver Section 126)Stationary vehicle Section 134) Duty of Driver in case of Accident Section 185)Driving by drunken person or by a person under the influence of

drugs Section 186)Driving when mentally or physically unfit to drive Overtaking is prohibited at blind turns, corners, hill top, when indicated not to

overtake by traffic signal or road markings. No vehicle other than mechanically disabled vehicle shall be towed by any vehicle.

THANK YOU

HAVE A NICE DAY

FOR ANY QUERIES PLEASE CONTACT:

AJAY K. JAIN

98280-11115, 98291-11115

er_akj@yahoo.co.uk

www.sukhnidhey.com

THANK YOU

HAVE A NICE DAY

FOR ANY QUERIES PLEASE CONTACT:

AJAY K. JAIN

98280-11115, 98291-11115

er_akj@yahoo.co.uk

www.sukhnidhey.com