4. TERTIARY SECTOR The tertiary sector mostly includes trade and commerce, transport and allied, and other government and semi-government institutions.4.1 TRADE AND COMMERCE4.1.1 INTRODUCTIONBhilwara city is a major urban center and commercial node of the Mewar region of Rajasthan. The major industry istextiles, with more than 400 manufacturing units in the town. The main textile product is synthetic fabric used in trousers. It began with a spinning and knitting company named Mewar Textile Mills, owned by industrialist Shri Sampatmal Lodha, started in 1938. Thereafter Shri Laxmi niwas Jhunjhunwala started his first unit for synthetic textile in 1961 at Bhilwara.The major urban activities regarding trade and commerce of bhilwara city is mainly concentrated in the whole sale Textile Market stretch located in the core of the city, which deals in trading of clothes to various parts of country and across the globe. However the other areas under the notified urban area have various trade and commercial areas but none is of similar momentum and hierarchy. Household related commercial entities are found dominantly in the commercial areas.4.1.2 FORWARD AND BACKWARD LINKAGES: Goods are imported from all over the India and the major places from which majority of the goods are listed below.

PLACESTYPES OF GOODS IMPORTED

Mumbai

Jaipur

Ahmedabad

Surat

New Delhi Machineries, Hardware, Clothes, Automobile.

Agriculture goods, FMCG, Automobile.

Agriculture goods, Machineries, hardware.

Clothes

Medicine, Automobile ,Fruits , FMCG

(Source- Primary Survey)

4.1.3 SHOPS AND DOMINANT GOODS: Core city, which includes areas like Bhopalganj, Bhimganj, Indira Market, Station road, New Cloth Market, Gandhi nagar has major share of the shops and catchment area of the core city is much higher than other parts of Bhilwara. Consumer footfall per day is also higher in the core. The dominant goods which are in the city includes cloths, food, household, automobile etc. Various markets and dominant goods, no. of shops and footfall of these market are listed below.

TABLE 1: LOCALITY WISE NO. OF SHOPS AND DOMINANT GOODS.Sr.NoLocalityNo of ShopsDominat GoodsFoot Fall (per day)

1 Pur Village, Ward 1, 2, 3, 4451General Stores6765

2Harni, Aatun141Tea and Pan shop1692

3Harni, Haler, Housing board Colony, Tilak Nagar111Tea and Pan shop1776

4Sanganer156General Stores2340

5Bhimganj, Maharana Talkies, M.G. Hospital, Bhadada Street, Sanganeri Gate936Jwellery,Clothes70200

6Sunder Nagar, Shiv Nagar, Jain Jyoti Colony, Guljar Nagar, Tilak Nagar, Adardh Nagar338General Stores8450

7Ward No. 33 & 36 Tilak Nagar, Bhawani Nagar, Panchmukhi Raod197General Stores3456

8Kavakheda206General Stores3708

9Shastri Nagar, Kashipur Colony356General Stores,Workshps8900

10Shastri Nagar1082General Stores, Groceries37870

11Indira Market, Near Railway Station2282Clothes and Electronics171150

12BhopalGanj2388Medicine ,Groceries179100

13Sanjay Colony, Vijay Singh Patik Nagar, Kota Road356General Stores10680

14Sanjay Nagar, Kota Road127General Stores1905

15 R. C. Vyas Colony, R. K. Colony465Hardware,Tailoring6975

16Subhash Nagar424General Stores6360

17 Azad Nagar1721Clothes ,workshop86050

18Bapu Nagar, Patel Nagar, Ward No. 6, 8537Clothes26850

19Ajmer Churaha296Grocery10360

20Adarsh Nagar,Gandhi nagar,Pratap nagar,RIICO,1243Clothes,Grocery93225

(Source- Primary Survey)

FIGURE 1: TYPES OF GOOD HANDLED

(Source- Primary Survey)

4.1.4 Catchment AreaAs the market of Bhilwara is based on wholesale trading. Bhilwara districts and other nearby citys population depends upon Bhilwara, so 49% of shops have a catchment area of more than 5 Km, only 14% shops has local catchment area of 0-1 Km which are situated at far from core. Figure: Catchment Area

(Source- Primary Survey)

MAP SHOWING WARD WISE CATCHMENT AREA

(Source- Primary Survey)

TABLE 4.2 PRIORITIES OF DEVELOPMENT OF MARKET INFRASTRUCTUTES.NoLocalitySolid WasteDrainageStreet LightWater SupplyParkingLoading Bay

1. Pur Village

2. Harni, Haler, Housing board Colony, Tilak Nagar

3. Sanganer

4. Bhimganj, M.G. Hospital, Bhadada St, Sanganeri Gate

5. Sunder Nagar, Shiv Nagar, Guljar Nagar, Adardh Nagar

6. Tilak Nagar, Bhawani Nagar, Panchmukhi Raod

7. Kavakheda

8. Shastri Nagar, Kashipur Colony

9. Shastri Nagar

10. Indira Market, Near Railway Station

11. Bhopal Ganj

12. Sanjay Colony, Vijay Singh Patik Nagar, Kota Road

13. Sanjay Nagar, Kota Road

14. R. C. Vyas Colony, R. K. Colony

15. Subhash Nagar

16. Azad Nagar

17. Bapu Nagar, Patel Nagar, Ward No. 6, 8

18. Ajmer Churaha

19. Adarsh Nagar,Gandhi nagar,Pratap nagar,RIICO

PRIORITIES

123456

(Source: Primary Survey)

Infrastructure Remarks

Electricity supply Good

Drains Closed and Open both

Solid Waste ManagementMunicipal corporations dustbin and vehicles

Water Supply Deep tube wells and Municipal

Godowns Insufficient space for storage

4.1.4.1 Issues Sufficient parking space not available, Problem of on-street parking, leading to traffic congestion. No separate freight corridor for wholesale area. Unavailability of Loading Unloading Area. Encroachment of informal shops in footpath area Inadequate sanitation facility. Improper drainage. Presence of open drains; not cleaned frequently. Water supply facility not available. People are dependent on water cans. Hawkers located at places, adding to congestion problem. Needs to be located at some designated place.4.1.5 WARD WISE SHOP COUNT: TABLE: WARD WISE NO OF SHOPS AND NO OF EMPLOYEES S. NoWard NoNo of ShopsNo of Employee

11,2,3,44511128

25168420

36215538

47351878

58107268

69360900

710103258

81186215

9127921980

1013328820

11144411323

121582205

131676190

1417279698

1518142355

1619178445

1720114285

182117714428

19227001750

202311942985

21247881970

2225233583

2326116290

242789223

2528187468

2629300750

27304431108

28314331083

2932325813

3033273683

313446115

323568170

333646115

3437297743

353882205

3639160400

3740247618

3841177443

3942109273

4043127318

414447118

4245276690

4346148370

4447182455

4548214535

4649249623

4750286715

Total1388634936

(Source- Primary Survey)

Figure: Ward wise No of Shops

(Source- Primary Survey)4.1.6 TURNOVER OF COMMERCIAL ENTITIESThe annual turnover of the shops varies from 84 thousand to more than 1 Crore.FIGURE: TURNOVER OF COMMERCIAL ENTITIES

(Source- Primary Survey)4.2.1 MARKET COMPLEXESThere are variety of market complex in the city, wholesale trade, retail trade, fruit and vegetable markets. Most of the markets are regulated by Nagar Parishad and some of them are regulated by market authorities. All the major daily markets and whole sale markets are situated in the central part and few small informal daily markets are situated in the peripheral areas of city. These markets wholesale market serves to Bhilwara city as well as nearby villages and urban areas. Major markets of the Bhilwara are listed below:

TABLE - MARKET COMPLEXES

Sr. No.Name of the marketAge of market (years)Main commodity of marketType of TradeCatchment AreaNo. of ShopsRegulatory bodyNo. of establish-ments

FormalInformal

1Sanghaneri Gate40MixedRetail5 and above130Nagar Parishad8050

2Shastri Nagar34MixedRetail1 to 376Nagar Parishad1020

3Krishi Upaj Mandi50Agriculture ProductsWhole-sale5 and above177State Govt.1770

4Heera Panna Market13Textile, ElectricalWhole-sale5 and above100Market Committee1000

5Sadar Bazar-MixedRetail5 and above62Market Committee6215

6Subah ki Sabji Mandi40VegetableBoth5 and above150Nagar Parishad40110

7Sham ki Sabji Mandi22VegetableBoth5 and above450Nagar Parishad150300

8Ajmer Chowraha10Vegetables,household itemsBoth5 and above160Nagar Parishad11545

9Ganesh plaza15MixedRetail3 to 5150Nagar Parishad10050

10Nakora Chowraha20MixedRetail3 to 5250Nagar Parishad22030

11New Mirchi Mandi15MirchiBoth5 and aboveNagar Parishad

12S.K.plaza10MixedBoth5 and above300Market Committee150150

13Purani Dhan Mandi55MixedRetail5 and above682Market Committee520162

14Harni Mahadev10MixedRetail5 and above70Market Committee4228

15Textile Market25ClothWhole-sale5 and above700Nagar Parishad7000

16New Cloth Textile Market17ClothBoth5 and above161Market Committee1610

17Moti Nagar MarketMixedRetail5 and above40Nagar Parishad328

18R.C.Vyas ColonyMixedRetail3 to 575Nagar Parishad6015

(Source: Primary Survey)

FIGURE -MARKET LOCATIONS

(Source: Primary Survey)

OBSERVATIONS In Textile markets majority of shops are of wholesale trading, assisting the trading shops there are many packaging and transport agencies. Lack of loading unloading bays creates congestion inside the markets. Insufficient parking spaces for users in all market complexes except private plazas. Public toilets are inadequate. Encroachment of informal shops in markets leads to congestion during peak hours. In daily markets there were no facilities for storage. Since most of the markets are located in core areas, it attracts the freight movement in the city which may leads to accidents. Solid waste management is not efficient in daily markets leading to unhygienic condition and attracts cattle, but in cloth markets and wholesale trade markets the collection system is good and the occupants are satisfies with the service. Though daily markets are present in all the parts of the city, but people prefer to shop in markets which are situated in core part.

4.3.1 TRANSPORT:Total no. of Roadways Companies178

Average vehicles in each company20

Total vehicles 3560

Location of truck terminalsTransport Nagar, Ward No. 14

Daily no. of truck arrival and departure in city.Arrival800

Departure800

vehicles involved in transportation From Bhilwara Equivalent

From other cities of Rajasthan

From other states

Range of services (Cities)ImportNational

ExportNational

EmploymentManagerial1068

Drivers and Helpers7120

Total8188

Main 82%Marginal 18%

(Source: Primary Survey)As per URDPFI Guidelines the main facilities which needs to be provided in Transport Nagar are: TransportAgencies, Circulation, Parking, OpenSpace, Toilets, PetrolPump, ServiceCentre, PoliceStation, Restaurant, Godowns, PostOffice, WeighBridge, Dhabas, AdministrativeOffice, FireStation, ElectricSubstation, BodyBuildingShops,Dispensary, Cinema,Bank,BusStation,coldStorage, SparePartsShops.ISSUES: There is lack of basic infrastructure at Transport Nagar like drainage, water supply, public toilets, retiring rooms, parking, Banks, Hotels, Restaurants and fire station.EXISTING PROPOSAL: Extension of transport Nagar in Meera Circle.ServicePreference ranks

Parking1

Loading bays2

Drainage3

Water supply4

Solid Waste5

Street Light6

(Source: Primary Survey)BANK: Availability of adequate working capital and support of Banking Sector to Trade and Industry is a must for development of the economy. Bhilwara District has a very good network of branches of various banks. There are also specialized branches of Banks to cater to the needs of industry. Support by the Banking sectors to the trade & industry is satisfactory and Banks are quite help full in granting working capitals finance and act with pace.In Bhilwara District the Banks had deposits of 4798.25 Crore against advances of Rs. 7471.23 Crore, resulting in credit/deposit ratio of 160.36% which is the highest in the State.The list of Banks and their branches in Bhilwara city.

Sr. No.BankBranch

1. Allahabad BankIndra Market

2. Axis Bank LimitedHeera Panna Market,Pur Road

3. Baroda Rajasthan Kshetriya Gramin BankR.O.R.C.Vyas Colony

4. Nagori Garden

5. Gandhi Nagar

6. Azad Chowk

7. Bank of IndiaNagori Garden

8. Shastri Nagar

9. Bank of BarodaNagori Garden

10. Sanganer

11. R.C.Vyas

12. SME Loan Factory, Pur Road

13. SME Branch, Pur Road

14. L.D.M.

15. Bank of MaharastraNear Private Bus Stand, RC Vyas

16. Bhilwara Urban Coop. BankNagori Garden

17. Bada Mandir

18. New Cloth Market

19. Eve. Branch, New Cloth Market

20. ICICI Bank LtdSabun Marg

21. Cluster Branch Office-S.K.Plaza

22. Subhash Nagar

23. Mahila Ashram

24. Central Bank of IndiaNagori Garden

25. Canara BankGandhi Nagar

26. Central Coop. Bank Ltd.Head Office, Suchana Kendra

27. Main Branch

28. Eve. Branch, Heera Panna Mkt

Sr. No.BankBranch

29. City Union BankShrinath Tower, Gangapur Choraha

30. Corporation BankLov Garden Road

31. Dena BankJethliya Chambers, Pur Road

32. HDFC BankS.K.Plaza, Pur Road

33. Indian BankShastri Nagar

34. Indian Overseas BankOld RTO Road

35. Indusind BankOpp.Circuit House

36. IDBI BankRajendra Marg

37. Kotak Mahindra BankLeyland Chouraha, Pur Road

38. Lakshmi Vilas Bank LtdOpp.Nagar Parishad

39. Mahila Ur. Coop. BankNagori Garden

40. NABARDR.K. Colony

41. Oriental Bank of CommerceNr.Head Post Office

42. Punjab National BankMain Branch, Bhopalganj

43. Ramdwara Road

44. Nagori Garden

45. Gandhi Nagar

46. Syndicate BankOpp.Circuit House

47. State Bank of IndiaCommercial Branch, Pur Road

48. Main Branch Sabzi Mandi

49. Eve. Br. Rajender Marg

50. Pansal Choraha, Pur Road

51. State Bank of PatialaOpp.Circuit House

52. State Bank of Bikaner & JaipurMain Branch, Bhopalganj

53. Main Branch (MICR)

54. Ind. Estate

55. RIICO Biliya

56. Eve. Branch Indira Market

57. Karshi Upaj Mandi

58. Rajendra Marg

59. Tamilnadu Mercantile BankGandhi Nagar

60. Union Bank of IndiaRajendra Marg

61. Old RTO Road

62. UCO BANKNagori Garden

63. United Bank of IndiaOld RTO Road

64. Vijaya BankSabun Marg

65. R.C.Vyas

66. Yes BankGandhi Nagar

Source: MCCI 43rd Annual Report 2012-13.

Total No. of Employees1288

Total Savings Account655228

Total Current Account51506

Credit/Deposit ratio160.36%

Source: Primary Survey