Rating Methodologies

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METHODOLOGY CONTENTS

Industrials & Utilities Industry Methodologies

Financial Ratios

Liquidity

General

Loss Given Default

Financial Institutions

Banks

Insurance

Financial Guarantors

Other Non Bank

Financial_Institutions_General

Public, Project, and Infrastructure Finance

US MUNICIPALS

Education and Not-for-Profits

Health Care \Housing

Transportation, Power, and Other Infrastructure

State & Local Governments

Fully Supported & Structured Transactions

Analytical Approaches

OTHER

Global Infrastructure/Project Finance

International_Public_Finance

Sovereign

Structured_Finance

ASSET BACKEDAsset Backed Securities

Japan

Student Loans

Credit Cards

Auto

Commercial Mortgage Backed Securities & REITS

Residential Mortgage Backed Securities

Region-Specific RMBS

Subprime & Alt-A

Home Equity

Closed End Seconds

ABCP

Covered Bonds

DERIVATIVES

CDO

SIVs

Catastrophe Bonds

Structured - Miscellaneous

Managed Funds

Moody's General


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Rating Scales

Hybrids

General


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SECTOR Methodology Title

NON-FINANCIAL CORPORATES

INDUSTRIES

Industry Methodologies Asian Consumer Electronics

Industry Methodologies Global Aerospace/Defense Industry

Industry Methodologies Global Agricultural Cooperatives Industry

Industry Methodologies Global Alcoholic Beverage Rating Methodology

Industry Methodologies Global Apparel Industry

Industry Methodologies Global Auto Supplier Industry

Industry Methodologies Global Automobile Manufacture Industry

Industry Methodologies Global Building Materials Industry

Industry Methodologies Global Business & Consumer Service Industry

Industry Methodologies Global Cable Television Industry

Industry Methodologies Global Chemical Industry

Industry Methodologies Global Construction Methodology

Industry Methodologies Global Consumer Durables

Industry Methodologies Global Equipment and Automobile Rental Industry

Industry Methodologies Global For-Profit Hospital Industry

Industry Methodologies Global Gaming

Industry Methodologies Global Lodging Industry

Industry Methodologies Global Medical Products & Device Industry

Industry Methodologies Global Mining Industry

Industry Methodologies Global Natural Product Processors Protein and Agriculture

Industry Methodologies Global Packing Manufacturers: Metals, Glass, and Plastic Containers

Industry Methodologies Global Paper & Forest Products Industry

Industry Methodologies Global Pharmaceutical Industry

Industry Methodologies Global Retail Industry

Industry Methodologies Global Soft Beverage Industry

Industry Methodologies Global Technology Hardware

Industry Methodologies Global Telecommunications Industry

Moody's Rating Methodologies, as of 1/23/2009
http://www.moodys.com/moodys/cust/research/MDCdocs/30/2007300000536857.pdf?search=5&searchQuery=Global+For-Profit+Hospital+Industry&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/30/2007300000536857.pdf?search=5&searchQuery=Global+For-Profit+Hospital+Industry&click=1


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Industry Methodologies Global Tobacco Industry

Industry Methodologies Heavy Manufacturing Industry

Industry Methodologies Homebuilding

Industry Methodologies Large Global Diversified Media Industry

Industry Methodologies Global Shipping Industry

Industry Methodologies Moody's Methodology For Rating Sports-Related EnterprisesIndustry Methodologies Native American Gaming

Industry Methodologies Rating Methodology: Global Packaged Goods Industry

Industry Methodologies Rating methodology: U.S. Auto Retailers

Industry Methodologies Solid Waste Management Industry

Industry Methodologies European Regulated Utility Groups: Methodology Update

Industry Methodologies Rating Methodology: Global Regulated Electric Utilities

Industry Methodologies The UK Water Sector: Moody's Approach To Rating Highly-Leveraged Structures For Asset Ownership

Industry Methodologies The UK Water Sector: Financial Parameters and Structural Enhancements for Leveraged Financings

Industry Methodologies UK Independent Gas Distribution Companies: Similar Fundamentals to Regulated Water at Slightly Lower Leve

Industry Methodologies UK Independent Gas Distribution Companies: Moody's Comments on Rating Approach as Regulatory Framewo

Industry Methodologies U.S. Electric Generation & Transmission Cooperatives

Industry Methodologies Global Independent Refining and Marketing Industry

Industry Methodologies Global Integrated Oil & Gas

Industry Methodologies Global Oilfield Services Industry

Industry Methodologies Midstream Energy Companies & Partnerships

Industry Methodologies North American Diversified Natural Gas Transmission And Distribution Companies

Industry Methodologies North American Natural Gas Pipelines

Industry Methodologies North American Regulated Gas Distribution Industry (Local Distribution Companies)

Industry Methodologies Global Broadcast Industry

Industry Methodologies Global Communications Equipment Industry

Industry Methodologies Global Manufacturing Industry

Industry Methodologies Global Restaurant Industry

Industry Methodologies Global Newspaper Industry

Industry Methodologies Postal and Express Delivery Companies

Industry Methodologies Independent Exploration and Production (E&P) Industry

Industry Methodologies Global EMS & IT Distribution Industries

Industry Methodologies Global Passenger Railway Companies

Industry Methodologies Global Steel Industry

Industry Methodologies Global Automotive Supplier Industry

CORPORATE RATIOS

Corporates - Ratios Moody's Approach to Global Standard Adjustments in the Analysis of Financial Statements for Non-Financial Co
http://www.moodys.com/moodys/cust/research/MDCdocs/20/2001400000398424.pdf?search=5&searchQuery=The+UK+Water+Sector:+Financial+Parameters+and+Structural+Enhancements+for+Leveraged+Financings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/20/2002500000431984.pdf?frameOfRef=corporatehttp://www.moodys.com/moodys/cust/research/MDCdocs/01/2007100000487089.pdf?search=5&searchQuery=regulatory+framework+evolves&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/27/2007100000513696.pdf?frameOfRef=corporatehttp://moodysnet-us/moodysnet/homepage.nsfhttp://www.moodys.com/moodys/cust/research/MDCdocs/19/2007000000463654.pdf?search=5&searchQuery=Global+Manufacturing+Industry&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/09/2007100000516703.pdf?doc_id=2007100000516703http://www.moodys.com/moodys/cust/research/MDCdocs/18/2007300000533605.pdf?frameOfRef=corporatehttp://v2.moodys.com/moodys/cust/research/MDCdocs/16/2007300000557987.pdf?doc_id=2007300000557987http://v2.moodys.com/moodys/cust/research/MDCdocs/24/2007300000561972.pdf?doc_id=2007300000561972http://v2.moodys.com/moodys/cust/research/MDCdocs/30/2007300000562290.pdf?doc_id=2007300000562290http://v2.moodys.com/moodys/cust/research/MDCdocs/31/2007300000562333.pdf?doc_id=2007300000562333http://v2.moodys.com/moodys/cust/research/MDCdocs/06/2007300000562898.pdf?doc_id=2007300000562898http://v2.moodys.com/moodys/cust/research/MDCdocs/22/2007300000567277.pdf?doc_id=2007300000567277http://v2.moodys.com/moodys/cust/research/MDCdocs/22/2007300000567277.pdf?doc_id=2007300000567277http://v2.moodys.com/moodys/cust/research/MDCdocs/06/2007300000562898.pdf?doc_id=2007300000562898http://v2.moodys.com/moodys/cust/research/MDCdocs/31/2007300000562333.pdf?doc_id=2007300000562333http://v2.moodys.com/moodys/cust/research/MDCdocs/30/2007300000562290.pdf?doc_id=2007300000562290http://v2.moodys.com/moodys/cust/research/MDCdocs/24/2007300000561972.pdf?doc_id=2007300000561972http://v2.moodys.com/moodys/cust/research/MDCdocs/16/2007300000557987.pdf?doc_id=2007300000557987http://www.moodys.com/moodys/cust/research/MDCdocs/18/2007300000533605.pdf?frameOfRef=corporatehttp://www.moodys.com/moodys/cust/research/MDCdocs/09/2007100000516703.pdf?doc_id=2007100000516703http://www.moodys.com/moodys/cust/research/MDCdocs/19/2007000000463654.pdf?search=5&searchQuery=Global+Manufacturing+Industry&click=1http://moodysnet-us/moodysnet/homepage.nsfhttp://www.moodys.com/moodys/cust/research/MDCdocs/27/2007100000513696.pdf?frameOfRef=corporatehttp://www.moodys.com/moodys/cust/research/MDCdocs/01/2007100000487089.pdf?search=5&searchQuery=regulatory+framework+evolves&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/20/2002500000431984.pdf?frameOfRef=corporatehttp://www.moodys.com/moodys/cust/research/MDCdocs/20/2001400000398424.pdf?search=5&searchQuery=The+UK+Water+Sector:+Financial+Parameters+and+Structural+Enhancements+for+Leveraged+Financings&click=1


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CORPORATE LIQUIDITY

Corporates - Liquidity Moody's Approach to Assessing the Adequacy of "Liquidity Risk Insurance"

Corporates - Liquidity Speculative Grade Liquidity Ratings

CORPORATE GENERALCorporate - General Analytical Observations Related To U.S. Pension Obligations

Corporate - General Multiemployer Pension Plans: Moody's Analytical Approach

Corporate - General Other Postretirement Benefits - Moody's Analytical Approach

Corporate - General Moodys Methodology for Risk Management Assessments: The Global Commodity Processing and Trading Indus

Corporate - General Rating Non-Guaranteed Subsidiaries: Credit Considerations In Assigning Subsidiary Ratings In The Absence Of L

Corporate - General Moody's Analytical Framework for Speculative Grade Ratings

Corporate - General The Analysis Of Off-Balance Sheet Exposures

Corporate - General U.S. and Canadian Corporate Governance Assessment

Corporate - General Updated Summary Guidance for Notching Bonds, Preferred Stocks and Hybrid Securities of Corporate Issuers

Corporate - General Global Investment Holding Companies

LOSS GIVEN DEFAULT

Corporate - General Probability of Default Ratings and Loss Given Default Assessments for Non-Financial Speculative-Grade Corpor

Corporate - General Probability-of-Default and Loss-Given-Default Ratings for Non-Financial Speculative-Grade Corporate Obligors

Corporate - General Probability-of-Default Ratings and Loss-Given-Default Assessments for Corporate Obligors in Europe, Middle Ea

FINANCIAL INSTITUTIONS

BANKS

Financial - Banks Bank Financial Strength Ratings: Global Methodology

Financial - Banks Ratings of Japanese Financial Holding Companies

Financial - Banks Taiwanese Financial Holding Companies: Moody's Rating Approach and Outlook

Financial - Banks Global Securities Industry Methodology

Financial - Banks Incorporation of Joint-Default Analysis into Moody's Bank Ratings: A Refined Methodology

Financial - Banks Cooperative and Mutualist Banking Groups: Proposal for Determining Group Support Levels for Members

Financial - Banks Guidelines for Rating Bank Junior Securities

Financial - Banks How Moody's Evaluates US Bank & Bank Holding Company Liquidity

Financial - Banks Bank Liquidity Risk and Short- Term Bank Deposit Ratings

Financial - Banks Alternate Liquidity For Banks' Commercial Paper

INSURANCE

Financial - Insurance Moody's Global Rating Methodology for Life Insurers

Financial - Insurance Moody's Liquidity Model for U.S. Life Insurance Companies

Financial - Insurance Moody's Analysis Of Life Insurance Embedded Values And Their Securitisation

Financial - Insurance Updated: Moody's Global Rating Methodology for Property and Casualty Insurers
http://www.moodys.com/moodys/cust/research/MDCdocs/16/2007000000447723.pdf?search=5&searchQuery=Global+investment&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/09/2007100000516616.pdf?doc_id=2007100000516616http://www.moodys.com/moodys/cust/research/MDCdocs/09/2007100000516616.pdf?doc_id=2007100000516616http://www.moodys.com/moodys/cust/research/MDCdocs/16/2007000000447723.pdf?search=5&searchQuery=Global+investment&click=1


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Financial - Insurance Moody's Rating Methodology for U.S. Title Insurance Companies

Financial - Insurance Moody's Risk Adjusted Capital Model For US Property & Casualty Insurers

Financial - Insurance Updated: Moody's Global Rating Methodology for Reinsurers

Financial - Insurance Moody's Global Rating Methodology for the Mortgage Insurance Industry

Financial - Insurance Moody's Rating Methodology for U.S. Health Insurers

Financial - Insurance Rating Methodology: Credit InsuranceFinancial - Insurance Moody's Global Rating Methodology for Insurance Brokers & Service companies

Financial - Insurance Moody's Rating Methodology for Lloyd's Syndicate Performance Ratings

Financial - Insurance Moody's Approach to Rating Capital Notes of Life Insurance Companies

Financial - Insurance Moody's Approach to Rating Subordinated Debt of French Insurance Companies

Financial - Insurance Moody's Approach to Rating Undated Subordinated Guaranteed Bonds of UK Mutual Life Insurers

Financial - Insurance Assigning Unsecured Credit Ratings to Hedge Funds

Financial - Insurance Reinsurance Sidecars: Moody's Five Principles

FINANCIAL GUARANTORS

Financial - Financial Guarantors Moody's Rating Methodology for the Financial Guaranty Insurance Industry

Financial - Financial Guarantors Portfolio Risk Model for Financial Guarantors

OTHER NON BANK

Financial - Other Analyzing The Credit Risks Of Finance Companies

Financial - Other The Key Ratios Moody's Uses in Its Analysis of Finance Companies

Financial - Other Moody's Approach to Other Comprehensive Income Items When Calculating Effective Leverage for Finance Com

Financial - Other European Consumer Finance

Financial - Other Government-Sponsored Enterprises (GSEs)

Financial - Other Moody's Global Rating Methodology for Asset Management Firms

Financial - Other Revised Methodology for Government Related Non-Bank Financial Institutions

Financial - Other Australian and New Zealand Finance Companies: A Ratings Approach

GENERAL

Financial - General Moody's Short-Term Insurance Financial Strength Ratings

Financial - General Whole Loan Sales by Financial Institution: Determining the Potential for Capital Relief

Financial - General Refinements to Moody's Tool Kit: An Addendum for Banks and Insurers

Financial - General Moody's New Approach to Analyzing Institutional Investment Products

PUBLIC, PROJECT, AND INFRASTRUCTURE FINANCE

GENERAL ANALYTICAL APPROACHES

U.S. Public Finance - General Short-Term Cash Flow Notes

U.S. Public Finance - General Evaluating the Use of Interest Rate Swaps by U.S. Public Finance Issuers

U.S. Public Finance - General Bond Anticipation Notes and Other Short-Term Capital Financings

U.S. Public Finance - General Updated: Temporary Criteria Change for Bond Anticipation Note Ratings Due to Municipal Market Disruption

U.S. Public Finance - General The Role of Bond Covenants in Municipal Finance Credit Analysis
http://www.moodys.com/moodys/cust/research/MDCdocs/24/2007300000543960.pdf?doc_id=2007300000543960http://www.moodys.com/moodys/cust/research/MDCdocs/09/2007100000516615.pdf?doc_id=2007100000516615http://www.moodys.com/moodys/cust/research/MDCdocs/18/2000400000303057.pdf?doc_id=2000400000303057http://www.moodys.com/moodys/cust/research/MDCdocs/18/2002400000429610.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/18/2002400000429851.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/18/2002400000429722.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/13/2006600000428345.pdf?search=5&searchQuery=Assigning+Unsecured+Credit+Ratings+to+Hedge+Funds&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/28/2006600000424576.pdf?search=5&searchQuery=Sidecars&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/23/2005800000425017.pdf?search=5&searchQuery=government+related+non-bank+financial+institutions&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/15/2007000000447661.pdf?search=5&searchQuery=Australian+and+New+Zealand+Finance+Companies:+A+Ratings+Approach&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/20/2001500000388283.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/08/2007300000538562.pdf?doc_id=2007300000538562http://www.moodys.com/moodys/cust/research/MDCdocs/08/2007300000538562.pdf?doc_id=2007300000538562http://www.moodys.com/moodys/cust/research/MDCdocs/20/2001500000388283.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/15/2007000000447661.pdf?search=5&searchQuery=Australian+and+New+Zealand+Finance+Companies:+A+Ratings+Approach&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/23/2005800000425017.pdf?search=5&searchQuery=government+related+non-bank+financial+institutions&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/28/2006600000424576.pdf?search=5&searchQuery=Sidecars&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/13/2006600000428345.pdf?search=5&searchQuery=Assigning+Unsecured+Credit+Ratings+to+Hedge+Funds&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/2002400000429722.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/18/2002400000429851.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/18/2002400000429610.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/18/2000400000303057.pdf?doc_id=2000400000303057http://www.moodys.com/moodys/cust/research/MDCdocs/09/2007100000516615.pdf?doc_id=2007100000516615http://www.moodys.com/moodys/cust/research/MDCdocs/24/2007300000543960.pdf?doc_id=2007300000543960


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U.S. Public Finance - General Moody's Approach to the Moral Obligation Pledge

U.S. Public Finance - General A Guide to Public Finance Rating Outlooks, Rating Reviews, and Rating Changes

U.S. Public Finance - General Variable Rate Debt Instruments Supported By An Issuer's Own Liquidity

U.S. Public Finance - General Updated: Sources of Liquidity for Variable Rate Debt Instruments Supported by an Issuer's Own Liquidity

U.S. Public Finance - General Variable Rate Instruments Supported by Third-Party Liquidity Providers

U.S. Public Finance - General Bank Liquidity Support and Variable Rate Financings can Impact Underlying Long Term Credit RatingsU.S. Public Finance - General Hidden Risks Of Variable Rate Debt

U.S. PUBLIC FINANCE: EDUCATION AND NOT-FOR-PROFITS

U.S. Public Finance - Education and Community Colleges

U.S. Public Finance - Education and Independent Elementary and Secondary Schools

U.S. Public Finance - Education and Private Colleges and Universities

U.S. Public Finance - Education and Public College and Universities

U.S. Public Finance - Education and Not-for-profit Cultural Institutions

U.S. PUBLIC FINANCE: HEALTH CARE

U.S. Public Finance - Health Care Senior-Subordinated Debt Structures For Not-For-Profit Hospitals

U.S. Public Finance - Health Care Human Service Providers

U.S. Public Finance - Health Care Not-for-Profit Hospitals and Health Systems

U.S. PUBLIC FINANCE: HOUSING

U.S. Public Finance - Housing Affordable Multifamily Housing

U.S. Public Finance - Housing Moody's Lowers Minimum Investment Rate Assumptions for Housing Bond Cash Flows

U.S. Public Finance - Housing Approach to State HFA Cash Flow Projections

U.S. Public Finance - Housing Fixed Rate Multifamily Housing Bonds Secured By Fannie Mae's Stand-By Credit Enhancement Instrument

U.S. Public Finance - Housing GNMA Collateralized Multifamily Housing Bonds

U.S. Public Finance - Housing Single Family Monthly Pass-Through Housing Bonds Secured By Mortgage-Backed Securities

U.S. Public Finance - Housing Acquisition Period Extensions In Single-Family Mortgage Revenue Bond Transactions

U.S. Public Finance - Housing Tax Credit Equity Funds

U.S. Public Finance - Housing Multifamily Bonds Backed By USDA Section 538 Guaranteed Loans

U.S. Public Finance - Housing Multifamily Bonds Supported By A Freddie Mac Standby Credit Enhancement Instrument

U.S. Public Finance - Housing Single Family Draw Down Bonds

U.S. Public Finance - Housing Rating The Fannie Mae Single Family Forward Commitment Program

U.S. Public Finance - Housing Moody's Currently Rates Standard FHA Multi-Family and Health Care Transactions Aa2

U.S. Public Finance - Housing Assigning Issuer Ratings to Housing Finance Agencies

U.S. Public Finance - Housing Bonds Secured By Section 8 Subsidies

U.S. Public Finance - Housing Bonds Secured by Section 236 Subsidy

U.S. Public Finance - Housing Single Family, Whole-Loan Housing Programs

U.S. Public Finance - Housing Updated: Incorporating Private Mortgage Insurance in Housing Finance Agency Single Family Housing Program

U.S. Public Finance - Housing Multifamily Housing Bonds Secured by Fannie Mae's Direct-Pay Credit Enhancement Instrument
http://www.moodys.com/moodys/cust/research/MDCdocs/10/2001400000395628.pdf?search=5&searchQuery=The+Moral+Obligation+Pledge&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/2001400000395149.pdf?search=5&searchQuery=A+Guide+to+Public+Finance+Rating+Outlooks,+Rating+Reviews,+and+Rating+Changes&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/17/2006100000430255.pdf?search=5&searchQuery=Variable+Rate+Debt+Instruments+Supported+By+An+Issuerhttp://www.moodys.com/moodys/cust/research/MDCdocs/26/2007300000536269.pdf?search=5&searchQuery=Variable+Rate+Debt+Instruments+Supported+By+An+Issuerhttp://www.moodys.com/moodys/cust/research/MDCdocs/03/2006100000427048.pdf?search=5&searchQuery=Variable+Rate+Instruments+Supported+by+Third-Party+Liquidity+Providers&click=1http://v2.moodys.com/moodys/cust/research/MDCdocs/29/2007000000472089.pdf?search=5&searchQuery=Bank+Liquidity+Support+and+Variable+Rate+Financings+can+Impact+Underlying+Long+Term+Credit+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/02/2002500000428297.pdf?search=5&searchQuery=Hidden+Risks+Of+Variable+Rate+Debt&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/16/2007100000518430.pdf?search=5&searchQuery=moodyhttp://v2.moodys.com/moodys/cust/research/MDCdocs/23/2007300000561601.pdf?doc_id=2007300000561601http://v2.moodys.com/moodys/cust/research/MDCdocs/23/2007300000561601.pdf?doc_id=2007300000561601http://www.moodys.com/moodys/cust/research/MDCdocs/16/2007100000518430.pdf?search=5&searchQuery=moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/02/2002500000428297.pdf?search=5&searchQuery=Hidden+Risks+Of+Variable+Rate+Debt&click=1http://v2.moodys.com/moodys/cust/research/MDCdocs/29/2007000000472089.pdf?search=5&searchQuery=Bank+Liquidity+Support+and+Variable+Rate+Financings+can+Impact+Underlying+Long+Term+Credit+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/03/2006100000427048.pdf?search=5&searchQuery=Variable+Rate+Instruments+Supported+by+Third-Party+Liquidity+Providers&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/26/2007300000536269.pdf?search=5&searchQuery=Variable+Rate+Debt+Instruments+Supported+By+An+Issuerhttp://www.moodys.com/moodys/cust/research/MDCdocs/17/2006100000430255.pdf?search=5&searchQuery=Variable+Rate+Debt+Instruments+Supported+By+An+Issuerhttp://www.moodys.com/moodys/cust/research/MDCdocs/18/2001400000395149.pdf?search=5&searchQuery=A+Guide+to+Public+Finance+Rating+Outlooks,+Rating+Reviews,+and+Rating+Changes&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/10/2001400000395628.pdf?search=5&searchQuery=The+Moral+Obligation+Pledge&click=1


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U.S. Public Finance - Housing Multifamily Housing Bonds Secured By Freddie Mac Direct-Pay Credit Enhancement Agreement

U.S. Public Finance - Housing Moody's Use of Single Family Loan Loss Model Within Rating Analysis

U.S. Public Finance - Housing Strength in Structure: Moody's Approach to Rating Single-Family Housing Bonds Secured by Mortgage-Backed S

U.S. Public Finance - Housing Moody's Anticipates Higher Bond Volume Associated With HUD's Risk-Sharing Program as a Result of Recent Co

U.S. Public Finance - Housing Significant Debt Issuance Expected with the Privatization of Military Housing

U.S. Public Finance - Housing Methodology Update: Downgrade of a Surety Bond Provider Could Result in Review of Underlying Military HouU.S. Public Finance - Housing Rating Privatized Student Housing Project Financings

U.S. Public Finance - Housing Public Housing Authority Capital Fund Grant Anticipation Bonds

U.S. Public Finance - Housing Moody's Approach to Analyzing Pools of Multifamily Properties

U.S. Public Finance - Housing Updated: Ratings that Rely on Guaranteed Investment Contracts

U.S. PUBLIC FINANCE: TRANSPORTATION, POWER, AND OTHER INFRASTRUCTURE

U.S. Public Finance - Transportatio U.S. Municipal Joint Power Agencies

U.S. Public Finance - Transportatio State and Local Government-Owned Toll Facilities in the United States

U.S. Public Finance - Transportatio U.S. Ports

U.S. Public Finance - Transportatio Start-up Toll Roads

U.S. Public Finance - Transportatio Mass Transit Sector

U.S. Public Finance - Transportatio U.S. Public Power Electric UtilitiesU.S. PUBLIC FINANCE: STATE AND LOCAL GOVERNMENTS

U.S. Public Finance: State and Loca Moody's Analytic Approach To Rating California Tax Allocation Bonds

U.S. Public Finance: State and Loca Local Government Debt Issued For Kentucky Administrative Office Of The Courts Projects

U.S. Public Finance: State and Loca Moody's Revises Rating Approach for California Local Government Pension and Judgement Obligation Bonds

U.S. Public Finance: State and Loca Moody's State Rating Methodology

U.S. Public Finance: State and Loca Analytical Framework For Water And Sewer System Ratings

U.S. Public Finance: State and Loca Local Government Jointly Supported Debt Issuance - Moody's Rating Methodology

U.S. Public Finance: State and Loca Moody's Perspective On PILOT Payments

U.S. Public Finance: State and Loca Statutory Debt Service Levy Requirement Adds Credit Strength To Minnesota Cities And Counties General Ob

U.S. Public Finance: State and Loca How Moody's Examines Local Government Economic Conditions As A Factor In Its Municipal Credit Analysis

U.S. Public Finance: State and Loca The Six Critical Components of Municipal Strong Management

U.S. Public Finance: State and Loca Moody's Approach To Analyzing Municipal Long-Term Debt

U.S. Public Finance: State and Loca Federal Highway Aid Grant Anticipation Funding

U.S. Public Finance: State and Loca The Fundamentals of Credit Analysis for Lease-Backed Municipal Obligations

U.S. Public Finance: State and Loca State Aid Intercept Programs and Financings

U.S. Public Finance: State and Loca Piercing the G.O. Ceiling

U.S. Public Finance: State and Loca Federal Gov't Support Qualifies Rural Utility System Financing Programs for Moody's Highest Short-Term Rating

U.S. Public Finance: State and Loca Lottery Bonds

U.S. Public Finance: State and Loca Local Government General Obligation and Related Ratings

U.S. Public Finance: State and Loca Mooody's Outlines Approach to Analyzing Land Secured Debt Financings
http://www.moodys.com/moodys/cust/research/MDCdocs/23/2007100000494008.pdf?search=5&searchQuery=Methodology+Update:+Downgrade+of+a+Surety+Bond+Provider+Could+Result+in+Review+of+Underlying+Military+Housing+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/17/2007300000558769.pdf?frameOfRef=municipalhttp://v2.moodys.com/moodys/cust/research/MDCdocs/31/2007300000562389.pdf?doc_id=2007300000562389http://www.moodys.com/moodys/cust/research/MDCdocs/07/2007100000488371.pdf?search=5&searchQuery=U.S.+Public+Power+Electric+Utilities&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/07/2007100000488371.pdf?search=5&searchQuery=U.S.+Public+Power+Electric+Utilities&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/29/2007100000478771.pdf?search=5&searchQuery=state+aid+intercept&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/29/2007100000478771.pdf?search=5&searchQuery=state+aid+intercept&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/08/2006800000446006.pdf?search=5&searchQuery=Piercing+the+&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/08/2006800000446006.pdf?search=5&searchQuery=Piercing+the+&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/08/2003000000440667.pdf?search=5&searchQuery=rural+utility+system&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/08/2003000000440667.pdf?search=5&searchQuery=rural+utility+system&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2007100000517946.pdf?search=5&searchQuery=determinants+of+credit&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2007100000517946.pdf?search=5&searchQuery=determinants+of+credit&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/10/2001700000409299.pdf?search=5&searchQuery=Approach+to+Analyzing+Land+Secured+Debt+Financings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/10/2001700000409299.pdf?search=5&searchQuery=Approach+to+Analyzing+Land+Secured+Debt+Financings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2007100000517946.pdf?search=5&searchQuery=determinants+of+credit&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/08/2003000000440667.pdf?search=5&searchQuery=rural+utility+system&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/08/2006800000446006.pdf?search=5&searchQuery=Piercing+the+&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/29/2007100000478771.pdf?search=5&searchQuery=state+aid+intercept&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/07/2007100000488371.pdf?search=5&searchQuery=U.S.+Public+Power+Electric+Utilities&click=1http://v2.moodys.com/moodys/cust/research/MDCdocs/31/2007300000562389.pdf?doc_id=2007300000562389http://www.moodys.com/moodys/cust/research/MDCdocs/17/2007300000558769.pdf?frameOfRef=municipalhttp://www.moodys.com/moodys/cust/research/MDCdocs/23/2007100000494008.pdf?search=5&searchQuery=Methodology+Update:+Downgrade+of+a+Surety+Bond+Provider+Could+Result+in+Review+of+Underlying+Military+Housing+Ratings&click=1


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U.S. Public Finance: State and Loca Charter Schools

U.S. PUBLIC FINANCE: FULLY SUPPORTED & STRUCTURED TRANSACTIONS

U.S. Public Finance - Fully Supporte Confirming Letter of Credit Transactions

U.S. Public Finance - Fully Supporte Municipal Bonds Fully Supported By Corporate Guarantees

U.S. Public Finance - Fully Supporte Tender Option Bond Programs

U.S. Public Finance - Fully Supporte Insured Floating Rate Bonds

U.S. Public Finance - Fully Supporte Letter of Credit Supported Transactions

U.S. Public Finance - Fully Supporte Special Rating Considerations When Layering a Letter of Credit on Top of an Existing Bond Insurance Policy

U.S. Public Finance - Fully Supporte Using Pools of Municipal Bonds to Secure Synthetic Floating Rate

U.S. Public Finance - Fully Supporte Refunded Bonds

U.S. Public Finance - Fully Supporte Moody's Approach to Applying the Joint Support Methodology to Rating Letter of Credit-Supported Bonds

U.S. Public Finance - Fully Supporte Moody's Approach to Rating Custodial Receipts

U.S. Public Finance - Fully Supporte Moodys Rating Methodology on Letter of Credit Supported Municipal Commercial Paper Transactions

GLOBAL INFRASTRUCTURE/PROJECT FINANCE

Global Infrastructure/Project Finan Key Credit Risks of Project Finance

Global Infrastructure/Project Finan Operational Toll Roads

Global Infrastructure/Project Finan Operational Airports outside of the United States

Global Infrastructure/Project Finan Construction Risk in Privately-Financed Public Infrastructure (PFI/PPP/P3) Projects

Global Infrastructure/Project Finan Operating Risk in Privately-Financed Public Infrastructure (PFI/PPP/P3) Projects

Global Infrastructure/Project Finan Update: Privately- Financed Public Infrastructure (PFI/PPP/PE) Projects with Partial Market Revenue Risk

Global Infrastructure/Project Finan Power Generation Projects

INTERNATIONAL PUBLIC FINANCE

International Public Finance - Gene Application of JDA to Japanese Prefectures and major cities puts their prospective ratings in the Aa category

International Public Finance - Gene Local and Regional Governments Outside the US

International Public Finance - Gene Public Universities Outside the US

International Public Finance - Gene The Application of Joint-Default Analysis to Regional and Local Governments

International Public Finance - Gene The Application of Joint-Default Analysis to the Canadian University Sector

SOVEREIGNSovereign A Guide to Moody's Sovereign Ratings

Sovereign Offshore Banking Centers and Country Risk

Sovereign Piercing the Country Ceiling: An Update

Sovereign Revised Country Ceiling Policy

Sovereign Revised Foreign-Currency Ceilings to Better Reflect Reduced Risk of a Payments Moratorium in Wake of Gover

Sovereign Sources and Uses of Statistical Data in Moody's Sovereign Credit Analysis

Sovereign Sovereign Rating Methodology Handbook

Sovereign Sovereign Rating Methodology: The Implications of Highly Dollarized Banking Systems for Sovereign Credit Risk
http://www.moodys.com/moodys/cust/research/MDCdocs/30/2006200000425693.pdf?search=5&searchQuery=charter+schools&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/30/2006200000425693.pdf?search=5&searchQuery=charter+schools&click=1http://www.moodys.com/moodys/cust/research/mdcdocs/07/2007100000523834.pdf?doc_id=2007100000523834&frameofref=municipalhttp://www.moodys.com/moodys/cust/research/mdcdocs/07/2007100000523834.pdf?doc_id=2007100000523834&frameofref=municipalhttp://www.moodys.com/moodys/cust/research/MDCdocs/10/2002100000424615.pdf?search=7&searchQuery=sean+cullen&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/10/2002100000424615.pdf?search=7&searchQuery=sean+cullen&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/20/2002000000434672.pdf?search=5&searchQuery=joint+support+methodology&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/20/2002000000434672.pdf?search=5&searchQuery=joint+support+methodology&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/20/2002100000424614.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/20/2002100000424614.pdf?search=5&searchQuery=Moodyhttp://v2.moodys.com/moodys/cust/research/MDCdocs/19/2006100000424593.pdf?search=5&searchQuery=Letter+of+Credit+Supported+Municipal+Commercial+Paper+Transactions&click=1http://v2.moodys.com/moodys/cust/research/MDCdocs/19/2006100000424593.pdf?search=5&searchQuery=Letter+of+Credit+Supported+Municipal+Commercial+Paper+Transactions&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/02/2007100000496456.pdf?search=5&searchQuery=airports&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/05/2007300000546949.pdf?search=5&searchQuery=revenue+risk&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/15/2007300000557662.pdf?doc_id=2007300000557662http://www.moodys.com/moodys/cust/research/MDCdocs/28/2005500000426941.pdf?search=5&searchQuery=Canadian+University+Sector+&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/28/2005500000426941.pdf?search=5&searchQuery=Canadian+University+Sector+&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/15/2007300000557662.pdf?doc_id=2007300000557662http://www.moodys.com/moodys/cust/research/MDCdocs/05/2007300000546949.pdf?search=5&searchQuery=revenue+risk&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/02/2007100000496456.pdf?search=5&searchQuery=airports&click=1http://v2.moodys.com/moodys/cust/research/MDCdocs/19/2006100000424593.pdf?search=5&searchQuery=Letter+of+Credit+Supported+Municipal+Commercial+Paper+Transactions&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/20/2002100000424614.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/20/2002000000434672.pdf?search=5&searchQuery=joint+support+methodology&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/10/2002100000424615.pdf?search=7&searchQuery=sean+cullen&click=1http://www.moodys.com/moodys/cust/research/mdcdocs/07/2007100000523834.pdf?doc_id=2007100000523834&frameofref=municipalhttp://www.moodys.com/moodys/cust/research/MDCdocs/30/2006200000425693.pdf?search=5&searchQuery=charter+schools&click=1


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Sovereign Sovereign Risk: Bank Deposits vs. Bonds

Sovereign The Local Currency Deposit Ceiling

Sovereign Bank Ratings and Government Bond Ratings

Sovereign Sovereign Bond Ratings

Sovereign Moody's Approach to Structured Finance Transactions: Piercing the Foreign-Currency Country Ceiling

STRUCTURED FINANCEASSET BACKED SECURITIES

Structured - ABS Asset-Backed Servicer Quality ("SQ") Ratings in EMEA: Moody's Methodology

Structured - ABS Introducing Moody's Trustee Quality Ratings for Latin America

Structured - ABS Moody's Approach to Addressing Risks Specific to Institution-To-Retail Trust Certificates

Structured - ABS Moody's Approach to Franchise Loan ABS: An Adaptive Methodology for an Evolving Asset Class

Structured - ABS Moody's Approach To Pooled Aircraft-Backed Securitization

Structured - ABS Moody's Approach to Rating Music Royalty and Intellectual Property-Backed Transactions: There's No Business

Structured - ABS Moody's Approach to Rating Mutual Fund Fee Securitizations

Structured - ABS Moody's Approach to Rating Obligation Backed by International Telephone Settlement Payments

Structured - ABS Moody's Approach to Rating Obligations Backed by International Airline Ticket Receivables: The Sky's the Limit

Structured - ABS Moody's Approach to Rating Operating Company Securitizations

Structured - ABS Moody's Approach to Rating SBA Loan-Backed Securitizations

Structured - ABS Moody's Approach to Rating Securities Backed by Equipment Leases and Loans

Structured - ABS Moody's Approach to Rating Structured Settlement Transactions

Structured - ABS Moody's Approach to Rating Tobacco Settlement Revenues Securitizations

Structured - ABS Moody's Approach to Rating Wireless Towers-Backed Securitizations: A Path to Clear Reception in the ABS Mar

Structured - ABS Moody's Rating Approach to Agricultural and Construction Equipment Securitizations: The Securitization Marke

Structured - ABS Unsecured Non-Performing Loan Pool Modelling: An Update on Moodys Approach

Structured - ABS The Fourier Transform Method - Overview

Structured - ABS The Fourier Transform Method: A New Method to Compute Portfolio Default & Loss Distributions

Structured - ABS Moody's Approach to Monitoring Italian Non-Performing Loan Transactions

Structured - ABS Consumer Finance ABS: Moody's Approach With a Focus on the Italian Market

Structured - ABS Moody's Approach to Rating Trade Receivables Backed Transactions

Structured - ABS Debut of Inventory Securitisation in Europe: Moody's Rating Approach

Structured - ABS The Lognormal Method Applied to ABS Analysis

Structured - ABS Multi-Pool Financial Lease-Backed Transactions in Italy

Structured - ABS Securitisation of Non-performing Tax Receivables in Europe: Bridging the Gap Between Structuring and Model

Structured - ABS Moody's Approach to Rating Mexican States' Securitizations Backed by Future Flows of Own-Source Revenues

Structured - ABS Evaluating Unrated and Non-Investment-Grade Originators in EMEA ABS Transactions

Structured - ABS Historical Default Data Analysis for ABS Transactions in EMEA

Structured - ABS Information on EMEA SME Securitisations Moodys view on granular SME loan receivable transactions and inform
http://www.moodys.com/moodys/cust/research/MDCdocs/09/2007200000530576.pdf?doc_id=2007200000530576&frameOfRef=corporatehttp://moodysnet-us/moodysnet/homepage.nsfhttp://www.moodys.com/moodys/cust/research/MDCdocs/18/2007300000533497.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/24/2003000000438256.pdf?search=5&searchQuery=Evaluating+Unrated+and+Non-Investment-Grade+Originators+in+EMEA+ABS+Transactions&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/29/2004600000424864.pdf?search=5&searchQuery=Historical+Default+Data+Analysis+for+ABS+Transactions+in+EMEA&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/12/2006500000429036.pdf?search=5&searchQuery=information+on+Emea&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/12/2006500000429036.pdf?search=5&searchQuery=information+on+Emea&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/29/2004600000424864.pdf?search=5&searchQuery=Historical+Default+Data+Analysis+for+ABS+Transactions+in+EMEA&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/24/2003000000438256.pdf?search=5&searchQuery=Evaluating+Unrated+and+Non-Investment-Grade+Originators+in+EMEA+ABS+Transactions&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/2007300000533497.pdf?frameOfRef=structuredhttp://moodysnet-us/moodysnet/homepage.nsfhttp://www.moodys.com/moodys/cust/research/MDCdocs/09/2007200000530576.pdf?doc_id=2007200000530576&frameOfRef=corporate


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Structured - ABS Cash Commingling Risk in EMEA ABS and RMBS Transactions: Moodys Approach

Structured - ABS Trade Receivables Update:Concentrating on Dilution Focus on Capital Goods and Consumer Products Receiva

Structured - ABS Rating Mezzanine Securities in Structured Finance Transactions: The Impact of an Expected Value Approach

Japanese ABS

Structured - ABS Credit Enhancement Analysis in Japanese Auto Loan-Backed Securitization

Structured - ABS Importance of Auditing Procedures for Monetary Receivables Securitizations in JapanStructured - ABS Moodys Approach to Japanese Corporate Credit Pools in ABS/CLO Deals

Structured - ABS Moody's Approach to Rating Securitization of Auto Lease Receivables with Maintenance Clauses in Japan

Structured - ABS Moody's Approach to Rating Securitizations of Lease Receivables in Japan

Structured - ABS Consumer Finance Loan ABS in Japan (Series 2: An Overview of the Attributes and Points of Analysis)

Structured - ABS Moody's Approach to Rating Securitizations Backed by Medical Service Fee Receivables in Japan

Structured - ABS Moody's View on Servicer Replacement Clause in Japanese ABS Transactions Part I

Structured - ABS Moody's View on Servicer Replacement Clause in Japanese ABS Transactions Part II

Structured - ABS Credit Enhancement for Commingling Risk in Japanese ABS: Moody's Updates Methodology

Structured - ABS

Moody's Approach to Monitoring ABS Ratings in Japan, Volume 1: Static Diversified Pool ABS Backed by Auto Lo

Loans, Part I

Structured - ABSMoody's Approach to Monitoring ABS Ratings in Japan, Volume 2: Static Diversified Pool ABS Backed by Auto LoLoans, Part II

Structured - ABS

Moody's Approach to Monitoring ABS Ratings in Japan, Volume 3: Revolving Diversified Pool ABS Backed by Aut

Loans

Structured - ABS Approach to Monitoring ABS Ratings in Japan Volume 4: Revolving Diversified Pool ABS Backed by Card Receiva

Structured - ABS Analyzing Default Rates and Principal Payment Rates of Japan's Credit Card Receivables

Structured - ABS The Role of Trustees in Japanese ABS Transactions Part I

Structured - ABS The Role of Trustees in Japanese ABS Transactions Part II; Controlling Measures of Mandatory Termination Ris

Structured - ABS The Role of Trustees in Japanese ABS Transactions Part III; Rating Implications under Japan's new Trust Law

Structured - ABS Backup Servicing in Consumer Finance Loan ABS in Japan

Structured - ABS Japanese Consumer Finance Loan ABS: Expansion of Overpaid Interest Risk

Structured - ABS Updated: Transactions Backed by Real Estate Collateralized SME Loans in Japan: Focal Points in Rating Analys

Credit Card ABS

Structured - ABS Credit Card Master Trusts: The Risks of Account Additions

Structured - ABS Credit Card Master Trusts: Assessing The Risks of Cash Flow Allocations

Structured - ABS Moody's Approach to Rating Obligations Backed by International Credit and Debit Card Receivables

Structured - ABS Credit Card Servicer Quality Rating Methodology

Structured - ABS Understanding Metrics for Performance Monitoring, Volume 1: Credit Card-Backed Securities

Structured - ABS Analyzing Default Rates and Principal Payment Rates of Japan's Credit Card Receivables

Structured - ABS Approach to Monitoring ABS Ratings in Japan Volume 4: Revolving Diversified Pool ABS Backed by Card Receiva

Structured - ABS Moody's Approach To Rating Credit Card Receivables-Backed Securities
http://www.moodys.com/moodys/cust/research/MDCdocs/07/2006100000427295.pdf?search=5&searchQuery=Cash+Commingling+Risk+&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/10/2002400000429709.pdf?search=5&searchQuery=Trade+Receivables+Update&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/6030.pdf?search=5&searchQuery=Rating+Mezzanine+Securities+in+Structured+Finance+Transactions:+The+Impact+of+an+Expected+Value+Approach&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/2001200000365787.pdf?search=5&searchQuery=Credit+Enhancement+Analysis+in+Japanese+Auto+Loan-Backed+Securitization&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/16/2002000000429658.pdf?search=5&searchQuery=Importance+of+Auditing+Procedures+for+Monetary+Receivables+Securitizations+in+Japan&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/2001700000414162.pdf?search=5&searchQuery=Japanese+Corporate+Credit+Pools+in+ABS/CLO+Deals&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/12/2002500000426410.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/27/2004600000424644.pdf?search=5&searchQuery=Consumer+Finance+Loan+ABS+in+Japan+(Series+2:+An+Overview+of+the+Attributes+and+Points+of+Analysis)&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/30/2003500000424812.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/19/2003600000425482.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/27/2003600000426958.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/03/2003700000424670.pdf?search=5&searchQuery=Credit+Enhancement+for+Commingling+Risk+in+Japanese+ABS:+Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/21/2004600000423952.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/21/2004600000423952.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/06/2005400000424013.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/06/2005400000424013.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/14/2005800000423957.pdf?search=5&searchQuery=Monitoring+ABS+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2005800000423957.pdf?search=5&searchQuery=Monitoring+ABS+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2006200000429017.pdf?search=5&searchQuery=Approach+to+Monitoring+ABS+Ratings+in+Japan+Volume+4:+Revolving+Diversified+Pool+ABS+Backed+by+Card+Receivables&click=1http://v2.moodys.com/moodys/cust/research/MDCdocs/11/2004500000424602.pdf?search=5&searchQuery=Analyzing+Default+Rates+and+Principal+Payment+Rates+of+Japanhttp://www.moodys.com/moodys/cust/research/MDCdocs/25/2005600000431598.pdf?search=5&searchQuery=The+Role+of+Trustees+in+Japanese+ABS+Transactions+Part+I&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/15/2006100000423840.pdf?search=5&searchQuery=The+Role+of+Trustees+in+Japanese+ABS+Transactions+Part+I&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/2007000000463135.pdf?search=5&searchQuery=The+Role+of+Trustees+in+Japanese+ABS+Transactions+Part+I&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2006200000428977.pdf?search=5&searchQuery=Backup+Servicing+in+Consumer+Finance+Loan+ABS+in+Japan&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/21/2007000000457007.pdf?search=5&searchQuery=Japanese+Consumer+Finance+Loan+ABS:+Expansion+of+Overpaid+Interest+Risk&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/22/2007100000519978.pdf?doc_id=2007100000519978http://www.moodys.com/moodys/cust/research/MDCdocs/18/6146.pdf?search=5&searchQuery=Credit+Card+Master+Trusts:+Assessing+The+Risks+of+Cash+Flow+Allocations&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/6146.pdf?search=5&searchQuery=Credit+Card+Master+Trusts:+Assessing+The+Risks+of+Cash+Flow+Allocations&click=1http://www.moodys.com/moodys/cust/search/syn_srch_research_result.aspx?search=5&searchQuery=Analyzing%20Default%20Rates%20and%20Principal%20Payment%20Rates%20of%20Japan%27s%20Credit%20Card%20Receivables&searchIdent=qcksearchhttp://www.moodys.com/moodys/cust/research/MDCdocs/14/2006200000429017.pdf?search=5&searchQuery=Approach+to+Monitoring+ABS+Ratings+in+Japan+Volume+4:+Revolving+Diversified+Pool+ABS+Backed+by+Card+Receivables&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2006200000429017.pdf?search=5&searchQuery=Approach+to+Monitoring+ABS+Ratings+in+Japan+Volume+4:+Revolving+Diversified+Pool+ABS+Backed+by+Card+Receivables&click=1http://www.moodys.com/moodys/cust/search/syn_srch_research_result.aspx?search=5&searchQuery=Analyzing%20Default%20Rates%20and%20Principal%20Payment%20Rates%20of%20Japan%27s%20Credit%20Card%20Receivables&searchIdent=qcksearchhttp://www.moodys.com/moodys/cust/research/MDCdocs/18/6146.pdf?search=5&searchQuery=Credit+Card+Master+Trusts:+Assessing+The+Risks+of+Cash+Flow+Allocations&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/6146.pdf?search=5&searchQuery=Credit+Card+Master+Trusts:+Assessing+The+Risks+of+Cash+Flow+Allocations&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/22/2007100000519978.pdf?doc_id=2007100000519978http://www.moodys.com/moodys/cust/research/MDCdocs/21/2007000000457007.pdf?search=5&searchQuery=Japanese+Consumer+Finance+Loan+ABS:+Expansion+of+Overpaid+Interest+Risk&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2006200000428977.pdf?search=5&searchQuery=Backup+Servicing+in+Consumer+Finance+Loan+ABS+in+Japan&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/2007000000463135.pdf?search=5&searchQuery=The+Role+of+Trustees+in+Japanese+ABS+Transactions+Part+I&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/15/2006100000423840.pdf?search=5&searchQuery=The+Role+of+Trustees+in+Japanese+ABS+Transactions+Part+I&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/25/2005600000431598.pdf?search=5&searchQuery=The+Role+of+Trustees+in+Japanese+ABS+Transactions+Part+I&click=1http://v2.moodys.com/moodys/cust/research/MDCdocs/11/2004500000424602.pdf?search=5&searchQuery=Analyzing+Default+Rates+and+Principal+Payment+Rates+of+Japanhttp://www.moodys.com/moodys/cust/research/MDCdocs/14/2006200000429017.pdf?search=5&searchQuery=Approach+to+Monitoring+ABS+Ratings+in+Japan+Volume+4:+Revolving+Diversified+Pool+ABS+Backed+by+Card+Receivables&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2005800000423957.pdf?search=5&searchQuery=Monitoring+ABS+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2005800000423957.pdf?search=5&searchQuery=Monitoring+ABS+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/06/2005400000424013.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/06/2005400000424013.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/21/2004600000423952.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/21/2004600000423952.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/03/2003700000424670.pdf?search=5&searchQuery=Credit+Enhancement+for+Commingling+Risk+in+Japanese+ABS:+Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/27/2003600000426958.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/19/2003600000425482.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/30/2003500000424812.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/27/2004600000424644.pdf?search=5&searchQuery=Consumer+Finance+Loan+ABS+in+Japan+(Series+2:+An+Overview+of+the+Attributes+and+Points+of+Analysis)&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/12/2002500000426410.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/11/2001700000414162.pdf?search=5&searchQuery=Japanese+Corporate+Credit+Pools+in+ABS/CLO+Deals&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/16/2002000000429658.pdf?search=5&searchQuery=Importance+of+Auditing+Procedures+for+Monetary+Receivables+Securitizations+in+Japan&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/2001200000365787.pdf?search=5&searchQuery=Credit+Enhancement+Analysis+in+Japanese+Auto+Loan-Backed+Securitization&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/6030.pdf?search=5&searchQuery=Rating+Mezzanine+Securities+in+Structured+Finance+Transactions:+The+Impact+of+an+Expected+Value+Approach&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/10/2002400000429709.pdf?search=5&searchQuery=Trade+Receivables+Update&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/07/2006100000427295.pdf?search=5&searchQuery=Cash+Commingling+Risk+&click=1


17/45

Student Loan ABS

Structured - ABS Retailers Learn Their ABCs: Addressing The Risk of Dilution With a Subordinate Tranche

Structured - ABS Bankruptcy Risk Analysis in Student Loan-Backed Securities Structures: Moody's Approach

Structured - ABS Moody's Revised Cash Flow Assumptions for FFELP Student Loan-Backed Transactions

Structured - ABS Methodology Update on Basis Risk in FFELP Student Loan-Backed Securitizations

Auto ABSStructured - ABS Auto Lease Securitization: Moody's Rating Approach

Structured - ABS Credit Enhancement Analysis in Japanese Auto Loan-Backed Securitization

Structured - ABS Moodys Approach to Rating European Auto ABS: More Rubber Set to Hit European Roads

Structured - ABS Moody's Approach to Rating Securitization of Auto Lease Receivables with Maintenance Clauses in Japan

Structured - ABS


Loans, Part I

Structured - ABS


Loans, Part II

Structured - ABS

Moody's Approach to Monitoring ABS Ratings in Japan, Volume 3: Revolving Diversified Pool ABS Backed by Aut

Loans

Structured - ABS U.S. Auto-Backed Securities: Moody's Approach to Using Stratified Data to Improve the Precision of Loss Analy

Structured - ABS Moody's Approach to Rating U.S. Auto Loan-Backed Securities

Structured - ABS Adjusting for the Seasoning of Pools in Projecting Auto Loan Losses

COMMERCIAL MORTGAGE BACKED SECURITIES & REITS

Structured - CMBS & REITS CMBS: Moody's Approach to A-B Notes and Other Forms of Subordinate Debt

Structured - CMBS & REITS CMBS: Moody's Approach to Assessing Loan Credit Quality at a Cyclical Trough

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Assisted Living Facilities

Structured - CMBS & REITS CMBS: Moody's Approach To Rating CMBS Sale and Lease-Back Transactions in Japan

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Credit Tenant Lease (CTL) Backed Transactions

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Floating Rate Transactions

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Large Loan/Single Borrower Transactions

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Liquidating CMBS Transactions in Japan

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Industrial Properties

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Manufactured Home Communities

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Multi-Family Properties

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Office Properties

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Parking Facilities

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Self- Storage Facilities

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Recourse Loans in Canadian and U.S. Conduits

Structured - CMBS & REITS CMBS: Moody's Approach to Rating Static CDOs Backed by Commercial Real Estate Securities

Structured - CMBS & REITS CMBS: Moody's Approach to Rating U.S. Conduit Transactions
http://www.moodys.com/moodys/cust/research/MDCdocs/18/4992.pdf?search=5&searchQuery=Retailers+Learn+Their+ABCs:+Addressing+The+Risk+of+Dilution+With+a+Subordinate+Tranche&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/19/2007300000551509.pdf?search=5&searchQuery=+Basis+Risk+in+FFELP+Student+&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/2001200000365787.pdf?search=5&searchQuery=Credit+Enhancement+Analysis+in+Japanese+Auto+Loan-Backed+Securitization&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/12/2002500000426410.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/21/2004600000423952.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/21/2004600000423952.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/06/2005400000424013.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/06/2005400000424013.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/14/2005800000423957.pdf?search=5&searchQuery=Monitoring+ABS+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2005800000423957.pdf?search=5&searchQuery=Monitoring+ABS+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/05/2007300000555443.pdf?search=5&searchQuery=seasoning+of+pools&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/05/2007300000555443.pdf?search=5&searchQuery=seasoning+of+pools&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2005800000423957.pdf?search=5&searchQuery=Monitoring+ABS+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/14/2005800000423957.pdf?search=5&searchQuery=Monitoring+ABS+Ratings&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/06/2005400000424013.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/06/2005400000424013.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/21/2004600000423952.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/21/2004600000423952.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/12/2002500000426410.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/11/2001200000365787.pdf?search=5&searchQuery=Credit+Enhancement+Analysis+in+Japanese+Auto+Loan-Backed+Securitization&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/19/2007300000551509.pdf?search=5&searchQuery=+Basis+Risk+in+FFELP+Student+&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/4992.pdf?search=5&searchQuery=Retailers+Learn+Their+ABCs:+Addressing+The+Risk+of+Dilution+With+a+Subordinate+Tranche&click=1


18/45

Structured - CMBS & REITS CMBS: Moody's Approach To Replacement Cost

Structured - CMBS & REITS CMBS: Moody's Approach to Revolving Facilities in CDOs Backed by Commercial Real Estate Securities

Structured - CMBS & REITS CMBS: Moody's Approach to Secured Creditor Environmental Insurance

Structured - CMBS & REITS CMBS: Moody's Approach to Small Commercial Real Estate Loans

Structured - CMBS & REITS CMBS: Moody's Approach To Surveillance

Structured - CMBS & REITS CMBS: Moody's Approach to Terrorism Insurance After the Federal BackstopStructured - CMBS & REITS CMBS: Occupancy Cost Ratio Is Key to Analysis of Mall Credit Risk

Structured - CMBS & REITS Methodology for Assigning Real Estate Cash Flow Volatility Ratings

Structured - CMBS & REITS Moody's Approach to Pari-Passu Notes in CMBS: Some "A"-Notes Are More Equal Than Others

Structured - CMBS & REITS Positive and Negative Pooling: Moody's Approach to Tranching Large Loan CMBS

Structured - CMBS & REITS U.S. CMBS: Moody's Approach To Analyzing Transitional Hotel Properties

Structured - CMBS & REITS U.S. CMBS: Moody's Approach to Borrower-Affiliates Owning Their Related B-Notes

Structured - CMBS & REITS US CMBS and CRE CDO: Moody's Approach to Rating Commercial Real Estate Mezzanine Loans

Structured - CMBS & REITS US CMBS: Moodys Approach to Rating Loans Secured by Nursing Facilities

Structured - CMBS & REITS US CMBS: Moody's Approach to Office Loans - Sustainable Rents and Tenant Ratings Are Key To Credit Quality

Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Commercial Land Loans

Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Commercial Real Estate Construction Loans

Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Condo Conversion Loans

Structured - CMBS & REITS US CMBS: Moody's Approach to Real Estate Tax Abatements

Structured - CMBS & REITS US CMBS: Moody's Approach To Surveillance Of Large Loan Transactions

Structured - CMBS & REITS Moody's Approach to Rating Canadian CMBS

Structured - CMBS & REITS Moody's Approach to Rating European CMBS

Structured - CMBS & REITS Updated on Moody's Real Estate Analysis for CMBS Transactions in EMEA

Structured - CMBS & REITS Update on Moody's Real Estate Analysis for CMBS in EMEA

Structured - CMBS & REITS Moody's Real Estate Analysis for CMBS in EMEA: Portfolio Analysis (MoRE Portfolio)

Structured - CMBS & REITS Non-Sequential Payment Structures in European CMBS Transactions

Structured - CMBS & REITS Moody's Approach to Rating Finance Transactions of Real Estate Development Projects in Japan

Structured - CMBS & REITS Moody's Approach to Monitoring CMBS Ratings in Japan, Supplemental Series 1: Key Issues in the CMBS Monitor

Structured - CMBS & REITS Updated: Moody's Approach to Rating CMBS Transactions in Japan

Structured - CMBS & REITS Updated: Moody's Approach to Rating CMBS Transactions in Japan, Supplemental Series 1: Overview of Proper

Structured - CMBS & REITS Updated: Moody's Approach to Rating CMBS Transactions in Japan, Supplemental Series 2: Approach to Rating

Structured - CMBS & REITS Updated: Moody's Approach to Rating CMBS Transactions in Japan, Supplemental Series 3: Rating Consideratio

Structured - CMBS & REITS Updated: Moody's Approach to Rating CMBS Transactions in Japan, Supplemental Series 4: Approach to Rating

Structured - CMBS & REITS Japan CMBS Supplemental Series 5: Analyzing CMBS that include Non-Recourse Loans to REITS

Structured - CMBS & REITS Japan CMBS Supplemental Series 7: Analyzing CMBS Backed by Office Buildings

Structured - CMBS & REITS Updated: Jpaan CMBS Supplemental Series 6: Analyzing Residential Properties

Structured - CMBS & REITS US CMBS and CRE CDO: Moody's Approach to Rating Commercial Real Estate Mezzanine Loans
http://www.moodys.com/moodys/cust/research/MDCdocs/30/2003500000424511.pdf?search=5&searchQuery=CMBS+Transactions+in+EMEA&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/24/2005600000426147.pdf?search=5&searchQuery=+Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/13/2007000000454560.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/16/2007000000462801.pdf?search=5&searchQuery=Updated:+Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/23/2007000000471003.pdf?search=5&searchQuery=Updated:+Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/16/2007100000518578.pdf?doc_id=2007100000518578http://www.moodys.com/moodys/cust/research/MDCdocs/18/2007300000533299.pdf?doc_id=2007300000533299http://www.moodys.com/moodys/cust/research/MDCdocs/01/2007100000522252.pdf?doc_id=2007100000522252http://www.moodys.com/moodys/cust/research/MDCdocs/01/2007100000522252.pdf?doc_id=2007100000522252http://www.moodys.com/moodys/cust/research/MDCdocs/18/2007300000533299.pdf?doc_id=2007300000533299http://www.moodys.com/moodys/cust/research/MDCdocs/16/2007100000518578.pdf?doc_id=2007100000518578http://www.moodys.com/moodys/cust/research/MDCdocs/23/2007000000471003.pdf?search=5&searchQuery=Updated:+Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/16/2007000000462801.pdf?search=5&searchQuery=Updated:+Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/13/2007000000454560.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/24/2005600000426147.pdf?search=5&searchQuery=+Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/30/2003500000424511.pdf?search=5&searchQuery=CMBS+Transactions+in+EMEA&click=1


19/45

Structured - CMBS & REITS US CMBS: Moodys Approach to Rating Loans Secured by Nursing Facilities

Structured - CMBS & REITS US CMBS: Moody's Approach to Office Loans - Sustainable Rents and Tenant Ratings Are Key To Credit Quality

Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Commercial Land Loans

Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Commercial Real Estate Construction Loans

Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Condo Conversion Loans

Structured - CMBS & REITS US CMBS: Moody's Approach to Real Estate Tax AbatementsStructured - CMBS & REITS US CMBS: Moody's Approach To Surveillance Of Large Loan Transactions

Structured - CMBS & REITS Rating Methodology for REITs and Other Commercial Property Firms

Structured - CMBS & REITS Key Ratios for Rating REITs and Other Commercial Property Firms

Structured - CMBS & REITS Whole Business Securitisations: A Unique Opportunity for UK Assets?

Structured - CMBS & REITS Moodys European Country Tiering for CMBS Recovery Rate Assumptions: Focus on Key Jurisdictions

Structured - CMBS & REITS CMBS: The Evolution of A-B Loans Enhanced Rights of B Notes Lower Credit Quality of A Notes

Structured - CMBS & REITS Moody's Approach to Monitoring CMBS Ratings in Japan

RESIDENTIAL MORTGAGE BACKED SECURITIES

Structured - RMBS Moody's Approach to Analyzing Non-performing and Reperforming FHA and VA Residential Mortgage Loans

Structured - RMBS Moody's Approach to Lender-Paid Mortgage Insurance

Structured - RMBS Moody's Approach to Rating Initial Period, Interest-Only Mortgages in Prime RMBS

Structured - RMBS Moody's Approach to Rating Single Seller Mortgage Warehouse Structures

Structured - RMBS Moody's Mortgage Metrics: A Model Analysis of Residential Mortgage Pools

Structured - RMBS Overview of Moody's RMBS Monitoring Process

Structured - RMBS Rating US Option ARM RMBS Moody's Updated Rating Approach

Structured - RMBS Sizing RMBS Large Loan Concentration Risk

Structured - RMBS The Importance of Representations and Warranties in RMBS Transactions

Structured - RMBS Understanding Metrics for Performance Monitoring, Volume 3: Residential Mortgage-Backed Securities

Structured - RMBS Moody's Approach to Coding Jumbo and Alt-A Residential Mortgage Documentation Programs

Structured - RMBS Moody's Approach to Rating Residential Mortgage Servicers

Structured - RMBS CMBS: When Are Cap Rates Too High, Too Low, or Just Right?

Structured - RMBS Alt-A RMBS Loss Projection Update: January 2009

REGION-SPECIFIC RMBS

Structured - Regional RMBS Moody's Approach to Rating Apartment Loan-Backed Securities in Japan

Structured - Regional RMBS Moody's Approach to Rating Belgian RMBS

Structured - Regional RMBS Moody's Approach to Rating Dutch RMBS

Structured - Regional RMBS Moody's Approach to Rating German RMBS

Structured - Regional RMBS Interest Rate Risks in UK RMBS Moody's Approach

Structured - Regional RMBS Moody's Approach to Automated Valuation Models in Rating UK RMBS

Structured - Regional RMBS Moody's Approach to Rating UK RMBS

Structured - Regional RMBS Moody's Updated Methodology for Rating UK RMBS
http://v2.moodys.com/moodys/cust/research/MDCdocs/03/2006600000432514.pdf?search=5&searchQuery=key+ratios&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/2000400000297451.pdf?search=5&searchQuery=Whole+Business+Securitisations:+A+Unique+Opportunity+for+UK+Assets?&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/28/2003100000425367.pdf?search=5&searchQuery=European+Country+Tiering+for+CMBS+Recovery+Rate+Assumptions:+Focus+on+Key+Jurisdictions+&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/2000400000339203.pdf?search=5&searchQuery=Enhanced+Rights+of+B&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/03/2004200000425541.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/15/2005700000426423.pdf?search=5&searchQuery=Coding+Jumbo&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/15/2000400000337302.pdf?search=5&searchQuery=servicers&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/2001900000419907.pdf?search=5&searchQuery=CMBS:+When+Are+Cap+Rates+Too+High,+Too+Low,+or+Just+Right?&click=1http://v2.moodys.com/moodys/cust/research/MDCdocs/22/2007300000567148.pdf?doc_id=2007300000567148http://www.moodys.com/moodys/cust/research/MDCdocs/21/2007100000526884.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/05/2007000000451800.pdf?search=5&searchQuery=Methodology+for+Rating+UK+RMBS&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/05/2007000000451800.pdf?search=5&searchQuery=Methodology+for+Rating+UK+RMBS&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/21/2007100000526884.pdf?frameOfRef=structuredhttp://v2.moodys.com/moodys/cust/research/MDCdocs/22/2007300000567148.pdf?doc_id=2007300000567148http://www.moodys.com/moodys/cust/research/MDCdocs/11/2001900000419907.pdf?search=5&searchQuery=CMBS:+When+Are+Cap+Rates+Too+High,+Too+Low,+or+Just+Right?&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/15/2000400000337302.pdf?search=5&searchQuery=servicers&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/15/2005700000426423.pdf?search=5&searchQuery=Coding+Jumbo&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/03/2004200000425541.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/11/2000400000339203.pdf?search=5&searchQuery=Enhanced+Rights+of+B&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/28/2003100000425367.pdf?search=5&searchQuery=European+Country+Tiering+for+CMBS+Recovery+Rate+Assumptions:+Focus+on+Key+Jurisdictions+&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/2000400000297451.pdf?search=5&searchQuery=Whole+Business+Securitisations:+A+Unique+Opportunity+for+UK+Assets?&click=1http://v2.moodys.com/moodys/cust/research/MDCdocs/03/2006600000432514.pdf?search=5&searchQuery=key+ratios&click=1


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Structured - Regional RMBS Summary of and Introduction to: Moody's Approach to Rating Italian Residential Mortgage-Backed Securities

Structured - Regional RMBS Moody's Approach to Rating Italian RMBS

Structured - Regional RMBS Moody's Approach to Rating Portuguese RMBS

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan: Supplemental Series 1 "Recovery

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan: Supplemental Series 2 "AnalyzinStructured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 3: Servicing

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 4: RMBS Int

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 5: Estimatin

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 6: Cash Flo

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 7: Loan-by-

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 8: Estimatin

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 9: Loss Cur

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 10: Factors

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 11: Waterfa

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 12: Waterfa

Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 13: Loan-by

Structured - Regional RMBS Moody's Approach to Rating RMBS in Emerging Securitisation Markets EMEA

Structured - Regional RMBS Moody's Approach to Rating South African RMBS

Structured - Regional RMBS Moody's Approach to Rating Swiss RMBS

Structured - Regional RMBS Monitoring Residential Mortgage-Backed Securities in Japan: Factors Affecting Credit Enhancement

Structured - Regional RMBS Moodys Approach to Rating French RMBS

Structured - Regional RMBS Moodys Approach to Rating Real Estate-Backed Transactions in Taiwan

Structured - Regional RMBS Moodys Approach to Rating Spanish RMBS: The Milan Model

Structured - Regional RMBS Moody's Updated Methodology for Rating Spanish RMBS

Structured - Regional RMBS Updated: Rating Spanish Government Sponsored Housing (VPO) RMBS

Structured - Regional RMBS Moody's Methodology for Rating RMBS in Europe, Middle East, and Africa

Structured - Regional RMBS Cash Flow Analysis in EMEA RMBS: Testing Structural Features with the MARCO Model (Moody's Analyser of Res

Structured - Regional RMBS Moody's Approach to Rating Investment-Purpose Condominium Loan-Backed Securitizations in Japan

Structured - Regional RMBS Mortgage Insurance in EMEA RMBS Transactions: Potential Advantages and Analytical Considerations

Structured - Regional RMBS Moody's Methodology for Rating Russian RMBS

Structured - Regional RMBS Moody's RMBS Master Trust Cash Flow Analysis

Structured - Regional RMBS AU-MILAN-The Scoring Formula Revisited-Moody's Individual Loan Analysis for Australian RMBS

Structured - Regional RMBS Residential Mortgage Servicer Quality ("SQ") Ratings in Australia: Moody's Methodology

Structured - Regional RMBS The Impact of Mortgage Insurance On The Subordination Level of Australian MBS

Structured - Regional RMBS A Framework For Stressing House Prices In RMBS Transactions in EMEA

Structured - Regional RMBS Moody's Approach to Rating US Residential Mortgage-Backed Securities
http://www.moodys.com/moodys/cust/research/MDCdocs/12/2003000000436272.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/13/2003000000441136.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/17/2003000000442590.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/15/2005200000428024.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/15/2005500000424422.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/01/2005600000432692.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/15/2005700000426449.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/13/2003000000441136.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/09/2006800000446104.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/09/2006800000446105.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/07/2007000000452336.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/03/2007000000444284.pdf?search=5&searchQuery=Monitoring+Residential+Mortgage-Backed+Securities+in+Japan:+Factors+Affecting+Credit+Enhancement&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/22/2007100000519681.pdf?search=5&searchQuery=Moodyhttp://v2.moodys.com/moodys/cust/research/MDCdocs/20/2007300000566308.pdf?doc_id=2007300000566308http://www.moodys.com/moodys/cust/research/MDCdocs/14/2007300000539860.pdf?doc_id=2007300000539860http://www.moodys.com/moodys/cust/research/MDCdocs/29/2007100000521162.pdf?doc_id=2007100000521162http://www.moodys.com/moodys/cust/research/MDCdocs/24/2007100000494470.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/20/2002000000430095.pdf?search=5&searchQuery=Individual+Loan+Analysis+for+Australian+RMBS&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/15/2002900000440686.pdf?search=5&searchQuery=Residential+Mortgage+Servicer+Quality+(SQ)+Ratings+in+Australia:+Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/11/2001900000513397.pdf?search=5&searchQuery=The+Impact+of+Mortgage+Insurance+On+The+Subordination+Level+of+Australian+MBS&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/24/2007100000520235.pdf?search=5&searchQuery=A+Framework+For+Stressing+House+Prices+In+RMBS+Transactions+in+EMEA&click=1http://v2.moodys.com/moodys/cust/research/MDCdocs/30/2007300000562308.pdf?doc_id=2007300000562308http://v2.moodys.com/moodys/cust/research/MDCdocs/30/2007300000562308.pdf?doc_id=2007300000562308http://www.moodys.com/moodys/cust/research/MDCdocs/24/2007100000520235.pdf?search=5&searchQuery=A+Framework+For+Stressing+House+Prices+In+RMBS+Transactions+in+EMEA&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/2001900000513397.pdf?search=5&searchQuery=The+Impact+of+Mortgage+Insurance+On+The+Subordination+Level+of+Australian+MBS&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/15/2002900000440686.pdf?search=5&searchQuery=Residential+Mortgage+Servicer+Quality+(SQ)+Ratings+in+Australia:+Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/20/2002000000430095.pdf?search=5&searchQuery=Individual+Loan+Analysis+for+Australian+RMBS&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/24/2007100000494470.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/29/2007100000521162.pdf?doc_id=2007100000521162http://www.moodys.com/moodys/cust/research/MDCdocs/14/2007300000539860.pdf?doc_id=2007300000539860http://v2.moodys.com/moodys/cust/research/MDCdocs/20/2007300000566308.pdf?doc_id=2007300000566308http://www.moodys.com/moodys/cust/research/MDCdocs/22/2007100000519681.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/03/2007000000444284.pdf?search=5&searchQuery=Monitoring+Residential+Mortgage-Backed+Securities+in+Japan:+Factors+Affecting+Credit+Enhancement&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/07/2007000000452336.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/09/2006800000446105.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/09/2006800000446104.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/13/2003000000441136.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/15/2005700000426449.pdf?search=5&searchQuery=Moodyhttp://www.moodys.com/moodys/cust/research/MDCdocs/01/2005600000432692.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/15/2005500000424422.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/15/2005200000428024.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/17/2003000000442590.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/13/2003000000441136.pdf?frameOfRef=structuredhttp://www.moodys.com/moodys/cust/research/MDCdocs/12/2003000000436272.pdf?search=5&searchQuery=Moody


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SUBPRIME & ALT-A

Structured - RMBS U.S. RMBS: 40-year Mortgages in Subprime RMBS

Structured - RMBS Update to Subprime Residential Mortgage Securitization Assumptions

Structured - RMBS US Alt-A RMBS-Moody's Updates Its Methodology: August 2007

Structured - RMBS US Subprime - Overview of Recent Refinements to Moody's Methodology: July 2007

Structured - RMBS US Alt-A RMBS-Moody's Updates Its Methodology: August 2007Structured - RMBS US Subprime - Overview of Recent Refinements to Moody's Methodology: July 2007

Structured - RMBS Moody's Cashflow Assumptions for RMBS Alt-A Transactions

Structured - RMBS Moody's Approach to Coding Subprime Residential Mortgage Documentation Programs: Updated Methodology

Structured - RMBS An Update to Moody's Analysis of Payment Shock Risk in Sub-Prime Hybrid ARM Products

Structured - RMBS Update to Moody's Approach to Analyzing Delinquent Loans Included in Performing Subprime US RMBS

HOME EQUITY

Structured - Home Equity Loan Modifications and Forbearance Plans Impact on Home Equity Securitizations

Structured - Home Equity Moody's Rating Methodology: Home Equity Lines of Credit (HELOC) Securitizations

Structured - Home Equity An Update - A Moody's Guideline for Sizing the Risk of Super Senior Support Classes in Home Equity and Altern

Structured - ABS Moody's Enhances Step-down Test In Subprime Home Equity Transactions Earlier Performance Tests Provide Ad

CLOSED END SECONDS

Structured - RMBS Moody's Updates Loss Coverage Methodology and Cashflow Assumptions for Closed End Second Lien Mortgage

Structured - RMBS Closed End Seconds Residential Mortgage Securitization Cashflow Assumptions

ABCP

Structured - ABCP Moody's Approach to Analyzing Mortgage Warehouse Financing in EMEA ABCP Conduits

Structured - ABCP The Fundamentals of Asset-Backed Commercial Paper

Structured - ABCP Moody's Approach to Evaluating Credit Arbitrage ABCP Programs

Structured - ABCP Achieving Post Review Status For Partially Supported ABCP Programs

Structured - ABCP Asset-Backed CP: Overview of Structures and Focus on Japan

Structured - ABCP Comparing and Contrasting Credit Arbitrage ABCP Programs and Structured Investment Vehicles

Structured - ABCP Floating Rate ABCP: Issues and Answers

Structured - ABCP Floating-Rate ABCP: Covering the Risks

Structured - ABCP Importance of Liquidity Support in Asset-Backed Commercial Paper (The)

Structured - ABCP Moody's Approach to Analyzing Mortgage Warehouse Financing in ABCP Conduits

Structured - ABCP Moody's Approach to Evaluating Credit Arbitrage ABCP Programs

Structured - ABCP Moody's Approach To Jointly Supported Obligations

Structured - ABCP Moody's Approach to Jointly Supported Prime-1 Liquidity Facilities

Structured - ABCP On Being a Prudent Investor: Understanding the Nuts and Bolts of Australian ABCP Structures

Structured - ABCP Pros, Cons and Considerations in Introducing an ABCP Conduit

Structured - ABCP Rating Commercial Paper Programs Backed by Maturity-Matched Loans

Structured - ABCP Samurai Asset-Backed Commercial Paper: Moody's Rating Analysis
http://www.moodys.com/moodys/cust/research/MDCdocs/17/2004300000425773.pdf?search=5&searchQuery=EMEA+ABCP+Conduits&click=1http://moodys.com/moodys/cust/research/MDCdocs/11/2001800000415901.pdf?search=5&searchQuery=Fundamentals+of+Asset-Backed+Commercial+Paper&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/20/2001500000391195.pdf?search=5&searchQuery=Evaluating+Credit+Arbitrage+ABCP+Programs&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/11379.pdf?search=5&searchQuery=Achieving+Post+Review+Status+For+Partially+Supported+ABCP+Programs&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/739.pdf?search=5&searchQuery=Asset-Backed+CP:+Overview+of+Structures+and+Focus+on+Japan&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/2001200000371520.pdf?search=5&searchQuery=Comparing+and+Contrasting+Credit+Arbitrage+ABCP+Programs+and+Structured+Investment+Vehicles&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/11/15156.pdf?search=5&searchQuery=Floating+Rate+ABCP:+Issues+and+Answers&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/20/2001900000420673.pdf?search=5&searchQuery=Floating-Rate+ABCP:+Covering+the+Risks&click=1http://www.moodys.com/moodys/cust/research/MDCdocs/18/7331.pdf?search=5&a

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Rating Methodologies