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Presented by

www.delhiLICagent.comINDIA, 9811896425, 9212201725

NEW DELHI- 110087

577, GH-9, PASCHIM VIHAR

Delhi LIC Agent

Harish Chand

Insurance Proposal for

from age 50 to 75

for Annual Income of Rs. 256000/-

Mrs. Nirali Mehta

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Magic-Plan Retire & Enjoy is a combination of LIC plans specially researched to meet the objective of securing a financially

independent life for yourself and your spouse on retirement.u

Overview of Insurance & Retirement Plan for

Mrs. Nirali Mehta

The objective of this proposal is to provide financial security to your family during your

productive span and a happy independent retired lifestyle for yourself and your spouse

when you decide to retire.

Under this insurance proposal you will need to make

premium payments ofRs.70514/- p.a. from your own

funds till your age of49 years. This proposal provides for

a high riskcover ofRs.2012160/- starting at age 28 and

growing to Rs.4225720/- at age 50.

No premiums are payable from own fund after deferment

period, that is, after age 49.

Premiums are available for exemption under sec.80 CCE of

income tax act upto Rs.100000/- per annum.

In the event of any emergency or financial difficulties,

there is a provision under this Magic Plan to provide loan

against the insurance policy. The loan is available after 2

years of completion of the policy and payment of 3 yearly

premiums.

Disclaimer

Loan calculation is done on the basis of present surrender value rates.

u

Presented by

www.delhiLICagent.com

INDIA, 9811896425, 9212201725

NEW DELHI- 110087


Delhi LIC Agent

Harish Chand

The effective yield in the above proposal works out to 8.86 % (calculated as per IRR method).

In the year 2033 when you will be 50 years of age, you

will start receiving annual tax free annuities every year

till 75 years of your age. There is a provision of risk

cover during this period too (that is in the annuity

receiving period). In case of death during this period a

lump sum amount corresponding to the prevailing riskcover will be paid to your nominee.

u

The benefits shown in this presentation is based on forecast of future bonuses expected from L.I.C.. These bonuses are not

guaranteed and have been estimated solely to understand the possible benefits from proposed Insurance. Actual results may vary.

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Delhi LIC Agent

Harish Chand


NEW DELHI- 110087

INDIA, 9811896425, 9212201725


MagicPlan - Retire And Enjoy - IV

Quotation Ref.No.

Proposers Name Proposers Age

Quotation Date

(nearer birthday)28Mrs. Nirali Mehta

27/07/2011Mrzyd

Sum Proposed 70514Yearly Premium1920000

:

:

:

:

:

:

:

Desired Annuity 256000

Sec.80 CCE Tax RebateSec.80 CCE Invt. Lmt. 33.99 %100000:

:

Benefits During Deferment Period

Year Age

Risk Cover Yearly

Premium

Tax

Saved

Net

Premium

Loan

AvailableAccidentNormal

2011 28 2012160 70514 4654723967 03932160

2012 29 2104320 70514 4654723967 04024320

2013 30 2196480 70514 4654723967 402504116480

2014 31 2288640 70514 4654723967 900004208640

2015 32 2380800 70514 4654723967 1285004300800

2016 33 2472960 70514 4654723967 1717504392960

2017 34 2565120 70514 4654723967 2190004485120

2018 35 2657280 70514 4654723967 2712504577280

2019 36 2749440 70514 4654723967 3295004669440

2020 37 2841600 70514 4654723967 3970004761600

2021 38 2933760 70514 4654723967 4732504853760

2022 39 3025920 70514 4654723967 5577504945920

2023 40 3118080 70514 4654723967 6525005038080

2024 41 3210240 70514 4654723967 7515005130240

2025 42 3339400 70514 4654723967 8625005259400

2026 43 3441160 70514 4654723967 9860005361160

2027 44 3542920 70514 4654723967 11252505462920

2028 45 3644680 70514 4654723967 12815005564680

2029 46 3764240 70514 4654723967 14590005684240

2030 47 3893400 70514 4654723967 16585005813400

2031 48 4040360 70514 4654723967 18830005960360

2032 49 4225720 70514 4654723967 21897506145720

1551308 1024034527274

* The above projection is based on assumptions enumerated on the page titled "Benefits during the Retirement Period".

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Delhi LIC Agent

Harish Chand


NEW DELHI- 110087

INDIA, 9811896425, 9212201725



Quotation Ref.No.

Proposers Name Proposers Age

Quotation Date

(nearer birthday)28Mrs. Nirali Mehta

27/07/2011Mrzyd


:

:

:

:

:

:

256000:Desired Annuity

33.99 %:100000: Sec.80 CCE Tax RebateSec.80 CCE Invt. Lmt.

Benefits during the Retirement Period

Age

Risk Cover Annual

Premium

Maturity

Amount

Paid for

Premium

Loan

Available

Net Amt

AvailableAccidentNormal

Net

PremiumYear

Tax

Saved

Cash Flow from LIC

Yearly

Installment*

2033 277772050 25074 1054000273966379843957720 29904012910 25074 1622640

2034 295236051 25074 1192250280638379844132360 30571212910 25074 0

2035 312700052 25074 1346750280638379844307000 30571212910 25074 0

2036 330164053 25074 1520000280638379844481640 30571212910 25074 0

2037 349988054 25074 1775000280638379844679880 30571212910 25074 0

2038 134762055 7536 389000298176114161777620 3057123880 7536 2224500

2039 141986056 7536 424250280537114161849860 2880733880 7536 0

2040 152220057 7536 463500280537114161952200 2880733880 7536 0

2041 162884058 7536 507500280537114162058840 2880733880 7536 0

2042 175698059 7536 557250280537114162186980 2880733880 7536 0

2043 188512060 7536 613750280537114162315120 2880733880 7536 0

2044 201326061 7536 683750280537114162443260 2880733880 7536 0

2045 214140062 7536 762250280537114162571400 2880733880 7536 0

2046 226954063 7536 851000280537114162699540 2880733880 7536 0

2047 239768064 7536 994250280537114162827680 2880733880 7536 0

2048 065 0 028807300 2880730 0 2397680

2049 066 0 031050000 3105000 0 0

2050 067 0 031050000 3105000 0 0

2051 068 0 031050000 3105000 0 0

2052 069 0 031050000 3105000 0 0

2053 070 0 031050000 3105000 0 0

2054 071 0 031050000 3105000 0 0

2055 072 0 031050000 3105000 0 0

2056 073 0 031050000 3105000 0 0

2057 074 0 031050000 3105000 0 0

2058 075 0 031050000 3105000 0 0

304080 6244820 200730 7612600

u Magic-Plan Retire & Enjoy is a combination of LIC plans specially researched to meet the objective of securing a financiallyindependent life for yourself and your spouse on retirement.

u

u Loan calculation is done on the basis of present surrender value rates.

The benefits shown in this presentation is based on forecast of future bonuses expected from L.I.C.. These bonuses are not guaranteed

and have been estimated solely to understand the possible benefits from proposed Insurance. Actual results may vary.

The effective yield in the above proposal works out to 8.86 % (calculated as per IRR method).

u * Yearly Installment : Under settlement scheme of LIC, you can take the maturity amount in installments in lieu oflumpsum amount.

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Delhi LIC Agent

Harish Chand


NEW DELHI- 110087

INDIA, 9811896425, 9212201725



Quotation Ref.No.

Proposers Name Proposers DOB

Quotation Date

Mrs. Nirali Mehta

27/07/2011Mrzyd


:

:

:

:

:

:

Age : 28 (ANB)13/09/1983

256000:Desired Annuity

33.99 %:100000: Sec.80 CCE Tax RebateSec.80 CCE Invt. Lmt.

Agent's Copy

Yly.Hly.

P R E M I U M

Qly.Mly.SSSFAB

* Bonus

Rate

DAB

SumSumPlan/Tm/PPT

Sr.

No.

#Assu

Step

Rate

Interim

Bonus

Rate

6154312615875565298014000014000014/22/221 0.004848

263761339668022383226715060000060000014/22/222 0.004848

265681349568542402228567075000075000014/27/273 0.004848

11416579929461033982280043000043000014/37/374 0.004848

7051435816181886373606219200001920000

'#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.2.

'*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2011.1.

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