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Presented by-

Mr. Gupta

www.delhiLICagent.com

[email protected]

PH. 09811896425, 09212201725

IRDA Authorised Insurance Advisor

LIFE INSURANCE CORPORATION OF INDIA

Harish Chand

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Harish Chand


PH. 09811896425, 09212201725

[email protected]


Health Protection Plus Plan Presentation For Mr. Gupta

Installment Premium

Yearly:Mode of Premium

: 17/02/2011:Date of Report50000

Presentation up to Age : 75 Years (nearer birthday)

Rs.

Medical Benefit Details

2039203620332030202720242021201820152014201320122011Details

Mr. Gupta ( Principle Insured ) - Cover upto 16/02/2039

757269666360575451504948Age 47

037503750375037503750375033753000287527502625HCB (Non ICU) 2500

075007500750075007500750067506000575055005250HCB (ICU) 5000

0337500337500337500337500337500337500303750270000258750247500236250Max. HCB p.a. 67500

Surgical Benefit of Rs.500000 in one policy year ( max Rs.1500000 during policy term )

Note :-

Hospital Cash Benefit:

- Limited to 18 days including maximum 9 days in ICU for 1st Policy Year and there after 60 days including maximum 30 days in ICU.

- Maximum 365 days benefit in the entire policy term.

- For child maximum HCB limit is upto 90 days till he/she becomes 5 years of age.

- HCB (Non ICU) and HCB (ICU) are quoted on per day basis.

- HCB will increase @ 5% p.a. subject to maximum of 150% of Basic HCB.

Domiciliary Treatment Benefit (DTB): Additionally, the plan also provides this benefit which is payable from the policy fund after 3 yearly

premiums are paid. (Minimum Rs.2500/- subject to maximum of 50% of policy fund and 2 claims per year.)

Tax Benefit : Premium paid is eligible for benefits under Section 80(D).

** For Private Circulation only

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Harish Chand


PH. 09811896425, 09212201725

[email protected]



Mode of Premium Yearly:

:Installment Premium 17/02/2011:Date of Report50000

Presentation up to Age : 75 Years (nearer birthday)

Rs.

Growth of Health Protection Plus Fund under 10% Scenario

*Total

ChargesAdmn

Total

Prem Paid

Policy

Year

Age

(PI)

Annual

Premium

Fund

Value HCB MSB

Service

TaxAlloc.

End of Other ChargesBenefit ChargesFund Growth

Max. MSBMax. HCB

Family Benefit

48 5000050000 1340 2120 203615000 900 218001 31309 67500 500000

49 10000050000 1389 2305 8223000 300 88072 80127 236250 500000

50 15000050000 1458 2500 9153000 300 98013 132857 247500 500000

51 20000050000 1521 2675 10113000 300 108224 189862 258750 500000

52 25000050000 1584 2800 11073000 300 118515 251564 270000 500000

53 30000050000 1647 3005 12173000 300 130356 318291 281250 500000

54 35000050000 1714 3215 13363000 300 143027 390453 292500 500000

55 40000050000 1808 3435 14653000 300 156878 468493 303750 500000

56 45000050000 1902 3640 16013000 300 171429 552917 315000 500000

57 50000050000 1997 3880 17493000 300 1872710 644242 326250 500000

58 55000050000 2091 4105 19053000 300 2039511 743086 337500 500000

59 60000050000 2186 4340 20723000 300 2218412 850087 337500 500000

60 65000050000 2316 4575 22533000 300 2412713 965897 337500 500000

61 70000050000 2445 4810 24463000 300 2619914 1091290 337500 500000

62 75000050000 2685 5045 26643000 300 2852915 1226957 337500 500000

63 80000050000 2922 5355 29033000 300 3108716 1373708 337500 500000

64 85000050000 3156 5650 31553000 300 3378517 1532511 337500 50000065 90000050000 3480 5960 34343000 300 3677118 1704296 337500 500000

66 95000050000 3723 6290 37243000 300 3987919 1890247 337500 500000

67 9500000 4059 6635 36720 300 3932520 2040741 337500 500000

68 9500000 4403 7000 39480 300 4227521 2203408 337500 500000

69 9500000 4756 7385 42430 300 4543122 2379265 337500 500000

70 9500000 5112 7785 45570 300 4879823 2569437 337500 500000

71 9500000 5470 8220 48940 300 5241224 2775109 337500 500000

72 9500000 5798 8670 52510 300 5623325 2997645 337500 500000

73 9500000 6117 9145 56320 300 6031626 3238475 337500 500000

74 9500000 6423 9605 60350 300 6463127 3499204 337500 500000

75 9500000 6744 9990 64590 300 6916928 3781626 337500 500000

Domiciliary Treatment Benefit (DTB): Additionally, the plan also provides this benefit which is payable from the policy fund after 3 yearly

premiums are paid. (Minimum Rs.2500/- subject to maximum of 50% of policy fund and 2 claims per year.)* Total Charges includes the HCB Charges, MSB Charges, Allocation Charges, Admin Charges, FMC Charges and Service Tax.

** For private circulation only

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Harish Chand


PH. 09811896425, 09212201725

[email protected]



Health Protection Plus is a UNIT LINKED HEALTH INSURANCE PLAN launched by L.I.C. of India. This policy guards you & your

family against the trauma that you may face due to increased financial burden during hospitalization.

Provides insurance cover for Hospital Charges, Major Surgical Charges and Domiciliary Treatment Expenses in India.

Entire family including spouse and dependant children can be covered in a s ingle policy.

The premium is used to cover the insurance benefits and investment in the market.

Features at a glance:

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Hospital Cash Benefit (HCB)

For every hospitalization, this benefit is payable on daily basis (excluding first twodays).

In case of ICU admission, the benefit payable per day is double the HCB covered.

The benefit per day increases by 5% every policy year for 10 years.

Benefits available l

Maximum period for each insured 1st Pol icy Year: 18 days including maximum 9 days in ICU.

Subsequent Year: 60 days including maximum 30 days in ICU.

Maximum 365 days benefit in the entire policy term.

For child maximum HCB limit is upto 90 days till he/she becomes 5 years of age.

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Cover starts after 180 days from date of commencement or 90 days of policy revival.

Immediately if the hospitalization is due to Accidental Bodily Injury.

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Maximum Initial Daily Benefit Principal Insured - Rs.2500, Spouse - Rs.1500, Children - Rs.1500l

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Major Surgical Benefit (MSB)

Benefits Available In the event of insured undergoing one of the eligible surgeries, a suitable percentage

of MSB sum assured will be paid in lump sum irrespective of the actual cost of surgery.

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Maximum limit for each insured Benefit payable only once during the pol icy l ifet ime for one type of surgery.

Total claim during lifetime of policy must not exceed 3 times the MSB sum insured.

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l 180 days from date of commencement or 90 days of policy revival

Child covered from policy anniversary after completion of 18 years

Immediately if the hospitalization is due to Accidental Bodily Injury

Cover starts after

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Sum Assured for each insured 200 times of their initial HCB.l

Domiciliary Treatment Benefit

Benefits available This benefit is payable from the policy fund and is available over and above the HCB &

MSB after the payment of 3 yearly premiums.

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Minimum claim is Rs.2500 and maximum is 50% of the Policy Fund

Maximum 2 claims in a policy year

Child will receive the benefit upto 25 years of age.

Limits l

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The above information is intended to give you only a fair idea about certain benefits of L.I.C. 's Health Insurance Plan. For complete

information and terms & conditions of the policy, please refer to the original policy document/ brochure of this plan.

Disclaimer:

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