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Delhi LIC Agent
Harish Chand
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com
Jeevan Anand Plan P resentation
14/09/2010
Jeevan Anand is an innovative insurance product from Life Insurance Corporation of India,
which combines the benefits of an Endowment Policy and a Whole Life Policy.
Under this plan you pay premiums for a limited period. During the premium paying period
you are covered to the extent of the sum assured and the bonuses that vest on this
policy. After the premium term is over the sum assured together with accumulated
bonuses and final additional bonus (if any) become payable to you free of any income tax.
The highlight of this plan is that even after the maturity of the policy the coverage on yourlife continues for your lifetime to the extent of the sum assured without the payment of
any further premiums.
18 years completed
General Terms of this Plan
Minimum Age At Entry
Maximum Age At Entry
Maximum PremiumCeasing Age
Minimum Sum Assured
Maximum Sum Assured
Double Accident
Benefit
Loans
65 years (Age Nearer Birthday)
75 years (Age Nearer Birthday)
Rs. 1,00,000
No Limit
Exclusively available upto Rs.5,00,000 during the Premium
paying term and thereafter upto age 70. No additional
premium is required to be paid
Available after payment of 3 full years premiums
Premium Paying Term 5 years to 57 years
Illustration specially customized for Mr. Rohit Mahaur Aged 25 Years.
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Delhi LIC Agent
Harish Chand
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com
Sum Proposed
41Assumed Bonus Rate
Premium Payable For Premium Payable
Basic Premium Rider Premiums Total Premium
:
:
:
: :
:
: Rs.0
A Proposal Jeevan Anand for you
Rs.500000 16 Years Monthly
Rs.3144 Rs. 3144
Interim Bonus Rate :
: 33.99%Sec.80 CCE Tax Reba teRs.100000:Sec.80 CCE Inv . Limit
: Step Rate 041* #
Insurance Facts
Age Accident
Annual
Premium
Tax
Saved
Nett
Premium
Returns
From L.I.C.
New Loan
Available
Total Loan
Available
Risk Cover
NormalYear
2010 25 520500 1020500 37728 12824 24904 0 0 0
2011 26 541000 1041000 37728 12824 24904 0 0 0
2012 27 561500 1061500 37728 12824 24904 0 33250 33250
2013 28 582000 1082000 37728 12824 24904 0 28500 61750
2014 29 602500 1102500 37728 12824 24904 0 25000 86750
2015 30 623000 1123000 37728 12824 24904 0 28750 115500
2016 31 643500 1143500 37728 12824 24904 0 32750 148250
2017 32 664000 1164000 37728 12824 24904 0 34500 182750
2018 33 684500 1184500 37728 12824 24904 0 38750 221500
2019 34 705000 1205000 37728 12824 24904 0 44000 265500
2020 35 725500 1225500 37728 12824 24904 0 50250 315750
2021 36 746000 1246000 37728 12824 24904 0 57250 373000
2022 37 766500 1266500 37728 12824 24904 0 69000 442000
2023 38 787000 1287000 37728 12824 24904 0 78250 520250
2024 39 827500 1327500 37728 12824 24904 0 88500 608750
2025 40 858000 1358000 37728 12824 24904 0 100750 709500
2026 41 500000 1000000 0 0 0 858000 64250 64250
2027 42 500000 1000000 0 0 0 0 4000 68250
2028 43 500000 1000000 0 0 0 0 4250 72500
2029 44 500000 1000000 0 0 0 0 4250 76750
2030 45 500000 1000000 0 0 0 0 4500 81250
2031 46 500000 1000000 0 0 0 0 4750 86000
2032 47 500000 1000000 0 0 0 0 4750 90750
2033 48 500000 1000000 0 0 0 0 5000 95750
2034 49 500000 1000000 0 0 0 0 5250 101000
2035 50 500000 1000000 0 0 0 0 5500 106500
2036 51 500000 1000000 0 0 0 0 5500 112000
2037 52 500000 1000000 0 0 0 0 5750 117750
2038 53 500000 1000000 0 0 0 0 4750 122500
2039 54 500000 1000000 0 0 0 0 7000 129500
2040 55 500000 1000000 0 0 0 0 6250 135750
2041 56 500000 1000000 0 0 0 0 6250 142000
2042 57 500000 1000000 0 0 0 0 6250 148250
2043 58 500000 1000000 0 0 0 0 6500 154750
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Delhi LIC Agent
Harish Chand
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com
Benefits Summary*
Minimum Risk Cover (Normal)
Minimum Risk Cover (Accidental)
Maximum Risk Cover (Normal)
Annual Tax Savings (Sec. 80 CCE)
Total Premium to be paid
Maximum Risk Cover (Accidental)
Maturity Amount in 2026
Free Risk Cover from 2026
onwards for Lifetime
Rs. 520500
Rs. 1020500
Rs. 858000
Rs. 12824
Rs. 603648
Rs. 858000
Rs. 500000
Rs. 1358000
Free additional accidental cover
from 2026 to 2055 ,when you
reach age of 70 yrs
Rs. 500000
1.
2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.
'*' : - Assuming that LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2010
The above statement is based on certain assumptions which are
liable to change according to Government/ Corporation's policies.