86 February 2017 | TopsInLex.com

Faces + Places

Andy D. Waters President & CEO

Community Trust and Investment Company | 859.389.5300

With nearly 30 years of experience, Andy has been helping people manage their wealth since 1987. Originally from Jack­sonville, NC, Andy is motivated by helping people, building relationships with clients and being a trusted advisor.

Andy has been with Community Trust and Investment Company for 13 years. He seeks to give people peace of mind by protecting what they have worked so hard to accumulate or have inherited.

“It’s about relationships, and building rapport and connec­tions with people because they trust and rely on you—not just because they have hired you,” he says.

Andy and his wife, Jenny, have five children and are active members of Tates Creek Presbyterian Church, where Andy is an elder and a member of the finance committee. Andy enjoys spending time with family, watching sports (especially college basketball—having been born in NC, he’s a Tar Heels fan) and playing recreational sports.

R. Tracy Osborne Senior Vice President

Community Trust and Investment Company | 859.389.5300

Tracy Osborne has been managing people’s wealth since 2001. Now with Community Trust and Investment Com­pany for 13 years, Tracy helps individuals accomplish their financial goals.

“We are in the relationship business,” Tracy says. “We meet with new and existing clients to help identify their needs and provide solutions, which is achieved through our rap­port, solid investment philosophy and team service model.”

Tracy has always had a passion for numbers and taking care of people, and as he explained, the investment industry pro­vides the opportunity to do both.

“What is routine to us in the industry can be a huge sense of worry to our clients,” Tracy says. “Whether we recognize it, every day our work relieves worries and concerns, and pro­vides peace of mind to our clients.”

In Tracy’s free time, he likes to golf, watch college football and basketball and travel with his wife, Jennifer.