Quick Administrative Process Plus Court Enforcement Process

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    Quick Administrative Process Plus Court Enforcement Process

    DELETE BLUE COMMENTS BEO!E P!"NT"N#$last revised %&'%(')&%&*Ste+ ,- ste+ document .uide

    /ee+ in mind -ou ma- need le.al counsel on some +ortions of t0ese+rocesses as needed1 #et le.al 0el+ 20en needed1 Eit0er 2a- it is

    essential -ou are t0e one directin. t0e +rocess1

    Other processes are likely NOT neededif using this streamline approach.Tools or techniques such as payments with a bonded promissory note, moreelaborate notary acceptor processes, accepted for value (A4!, mortgagefraud complaint to the government, or secured party creditor training aregenerally "OT part of this plan, if using this stand alone process. #f you wishto add those other processes, do so based on your own understanding andstudy elsewhere. $upport is generally not provided on those other processeswhen following this process.

    URGENT REMINDER: If facing foreclosure, FIRST use the Stall orStop Foreclosure tools to u! necessar! e"tra ti#e to $o theseprocesses% &lso note, to get the est results, !ou 'ill use theseletter as a 'a! to asse#le e(i$ence )rst% Ma*e the len$er pro(estan$ing%

    T0ese are t0e most likel- ste+s3

    %1 ile t0e admin letters to esta,lis0 evidence4 and +re+are acase on -our o2n1 Do NOT 0esitate to start t0is +rocess no215ou 2ill 0ave time to stud- 20ile t0is +rocess +la-s out1

    )1 Part ) of -our evidence develo+ment4 it to 0ave t0e +ro+er6live investi.ator7 forensic audit +erformed4 and ,e sure itincludes an a++raisal audit and SEC audits as 2ell1 %ost auditsdo not feature that. Also be sure they are willing to give you a plan ofaction and direction. Again, most audits alone to do not accomplishthis, but as a &' mortgage freedom member, the audit providers gothe e)tra step of helping with the recommendation.

    *. $!ECENT UPDATE* 8ave a local attorne- or +rofessionalne.otiator ne.otiate a 6!ecast and !estructure 9 rate and termc0an.e71 A well designed o+er has resulted in )&: to (&:Princi+al reduction, and subsequent payment adustments, all out ofcourt. This is the desired result for most people # this process. #f theywill not give you what you want there, go to step 4.

    ("- O/T#O"A& $-T#O"! 0 "O &-TT-1 -2A%/&- /1O#3-3, 5T31A'T AO13#"6 TO T7-$- T-1%$. $-"3 A &-TT-1 $566-$T#"68O51 #&"6"-$$ TO %#T#6AT- /1#AT-&8 /1#O1 TO T#6AT#O"/1O--3#"6$.

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    D!AT ;"T8 SUPPO!T"N# DOCUMENTS4 AND 8A

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    ;0en @lin. documents in court or @lin. a com+laint $suit*4 2esu..est -ou contact a local +arale.al or attorne- to revie2 -our+a+er2ork +lan and +rocess4T0is 2ill ensure -ou 0ave t0e 6local+rocedural t0in.s7 covered1 T0is 2ill also save mone-1 Of course4use an attorne- if -ou feel necessar-1

    'or your convenience in preparing these documents, most of the needed

    documents you will need in this process are in the O"- large %$?ord =le.@ust print the /A6- numbers you need, at the time you need print them.

    These documents are also assembled to make using the"ND and!EPLACEfunction in O13 or Open Oce to edit docs. 'or e)ample: '#"3BO"-1 "A%-C , including brackets, and Dreplace allE with @#% $%#T7

    hen done be sure to D$A- A$E to save as a new document. 3O "OToverwrite your original template. 8ou may need the template for more thanone loan case. -ach e)isting mortgage;loan requires a separate set ofdocuments prepared.

    1emember the Dsilence is acquiescenceE concept is de=nitely a part of whatwe do. -A1- this can back =re on youF

    "f -ou do receive a 6t0reat res+onse $usuall- t0e- are incom+lete4or diversionar-4 and t0erefore non res+onsive*4 -ou could re+l- 2it0a letter statin.3

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    I recei(e$ a response re: Dates +++++++++% o'e(er, it 'asconsi$ere$ a non-response accor$ing to the ter#s of the contract,'hich re.uire$ an ans'er to all counts, point ! point, 'ith$ocu#ente$proof% UPDATED SEP )&%&

    Com+lete t0ese .eneral ste+s $-ou can determine some of t0is on-our o2n*1Send all usin. Certi@ed mail and kee+ deliver- recei+ts4 eit0er .reen

    card or +rint out t0e online con@rmation4 for -our record1

    %1 irst letter to lender?in response to their suit or claim (even a regularmortgage bill is a claim, if not in foreclosure!. 6enerally you should wait *Gdays before sending letter H (can go as little as I4 days on letter JI ifneeded!.

    )1 Send SecondLetter to lender(follow up!1 6enerally wait * to IG daysfor *rd letter (or as you specify, it can be less!.

    1ile t0eNotice of Default and Cease and Desist(notifying the bank

    of its failure to respond properly!. This is sent to lenders and agents ata,out t0e same timeyou =le the court case. This also noti=es the lender ofyour intent to take action and modify the deed of trust if needed.

    =1 ile t0e Petition of

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    O/T#O"A&: send t0e Credit A.enc- Letter no2 to ,etter +rotect -ourcredit1 8ou can even send this at about the same timeyou actually =le yourcourt case above.

    O/T#O"A&: Also send a ,rief letter to -our sellin. trustee(if an auctionis pending!, informing them the deed of trust is satis=ed, and the matter willbe brought up in court, as a result of this process. &et them know they toocould become part of any legal actions if they ignore you. This was due to

    the bank not providing adequate proof of claim during this process. 3eclarethe mortgage and note null and void due to this default, pending courtaction.1-%-%-1: #' T7- &-"3-1 #$ -$$-"T#A&&8 D$TO/-3 AT T7- 3OO1E becausethey cannot even prove standing and proper documentation, this may be avery quick court action in your favor. The key is to set up thesecircumstances with the administrative letter and the court =ling.

    ?1 inall- -ou ma- need to @le a Quite Title action in ederal court1 $eek counsel on this. 8ou may be able to prepare most of it with a /aralegal,

    but have an attorney to back you up, ust in case. @ust be sure theyunderstand your thought process in this from beginning to end. 8O5 stay incharge, that is the key. 5sing our e)perienced professionals we list is also akey, as they understand that is going on better than most untrained localattorneys. This alone may save you money in legal fees.

    ATE! T8E ACT ACT"ONS TO CONS"DE!3

    "f t0e- are still movin. for2ard 2it0 foreclosure or action, show theselling trustee your documents immediately, especially your Civil Suit andMotion to Com+el $counter claim*1 #nform them they will also be namedin the action if their process continues. Then =le this complain with the court,with the intent to follow through.

    NOTE3 "f a recorder sto+s -ou from @lin. an-t0in.4 use t0e+rocesses su..ested in t0e recorders section1 Proceed to t0e [email protected] and start t0e suit4 t0en @le all t0ese docs t0en as evidence ifneeded1

    "f t0e- i.nore -ou and foreclose an-2a-4 -ou could also @le aCom+laint for 6;ron.ful oreclosure7if you were previously foreclosedupon or if during =nal stages of foreclosure. Use t0e same +rocessessentiall-4 ($CT&8 %O3#'-#3 'O1 O"T-2T! and legal actions for;ron.ful oreclosuremay still apply. Make t0em +rove t0e- 0adstandin. and t0at no fraud 2as involved1

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    hapter I* bankruptcy is also another option to stop things while you thencomplete this process. Then have the bankruptcy udge require the lenderprove their claim well beyond ust providing a standard IG form.

    A legal team who works with many of our students, can also be consideredfor advice or support. Additional fees apply. 6et those links on the web site.

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    Additional steps such as commercial liens or governmental complaints canbe used if they proceed to take the house. Other processes like that are nowtaught elsewhere, but can be an add?on to this process. The bottom line isto compel a udge to order it Dcase closedE and get you either paid or havethe mortgage removed. %any can get =nality in that arena."!ST LETTE!TO LENDE! $DELETE* > send to current lender and servicer ifneeded1Send directl- usin. certi@ed mail or notar- acce+tor is +referred1

    Ma- also ,e modi@ed as needed for foreclosure or non foreclosuresituations1 T0is is t0e foundational document on 20ic0 all follo2 u+documents are ,ased4 kee+ t0at in mind1

    BA&& A/$ "A%-Cc;o B"atural "ameC

    BA331-$$CB#T8, $TAT-, L#/C

    3AT- MMMMMMMMMMMM, HGIMMTO: B&-"3-1C B&-"3-1 A331-$$C

    B&-"3-1 #T8, $TAT-, L#/C

    1-: %y request for inspection of M5 ;ET "N/ O!"#"NAL Promissor- Note "ame: BA&& A/$ "A%-C /roperty Address: B/1O/-1T8 A331-$$C &oan "umber: B&OA" "5%-1C

    : Attorney or trustee company coming after you in a foreclosure

    SUB3 !EPL5 TO 5OU! DEMAND O! NOT"CE > "!ST NOT"CE

    3ear B&-"3-1C,

    # am in receipt of your "otice that B'O1-&O$#"6 T15$T-- O1 ATTO1"-8C(as trustee! represents B&-"3-1C (hereinafter &-"3-1;A6-"T$!, the allegedholder of the above referenced loan. As acceptor of your o+er to foreclose orissue a payo+ demand (choose which applies!, # have the right to dictateterms (especially those protections # have under the law!.

    This letter will serve as notice as my acceptance of your o+er;claim uponpresentment of the original unaltered note or contract (choose which applies"OT- or ontract 0 usually it was a "OT-! A33#T#O"A&&8 we require copiesof all required 3eed of Trust or %ortgage document assignments andrequired public recordings $T-3 -&O, proving you are the damagedparty, the true creditor, and;or the true party in interest.

    These documents should also include all of these evidentiary documents:I! 'orm $* registration statementH! 'orm 4H4(b!(N! prospectus (for the $-!*! 'orm '1 HG4 balance sheets4! 'orm '1 HG4P balance sheets

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    N! 'orm '1 HGPPs balance sheets

    T0is is t0e @rst reuirement under t0e terms of t0is self eecutin.a.reement1 As -ou kno24 u+on +a-ment4" am entitled to t0eori.inal unaltered note and t0e a,ove mentioned documents4 sot0at it ma- not ,e re9+resented ,- anot0er alle.ed 6de,t collector17

    #n recent cases brought by various banks, the courts have thrown out the

    complaints for failure by said banks to bring forward the "otes to prove uptheir claims and proof standing as the damaged party, and the originalcreditor and true party in interest. onsider the article by ob #vry ofloomburg.com from which this short quote is taken:

    U.S. District Judge David D. Dowd Jr. in Ohio's northern district chastisedDeutsche Bank National Trust Co. and Argent ortgage Securities !nc. inOcto"er #or what he called their $$cavalier a%%roach'' and $$take m& word #orit'' attitude toward %roving ownershi% o# the mortgage note in a #oreclosurecase.

    John allagher( a s%okesman #or )rank#urt*"ased Deutsche Bank A said the"ank had no comment.

    )ederal District Judge Christo%her Bo&ko dismissed +, #oreclosure cases inCleveland inNovem"er $ue to the inailit! of the trustee an$ theser(icer to pro(e o'nership of the #ortgages.

    Similar cases were dismissed during the %ast &ear "& -udges in variousstates including( assachusetts( ansas and New /ork.

    http:;;www.bloomberg.com;apps;newsQpidRHGGIIGPSsidRae@LdqodT%SreferRpatrick.nethttp:;;www.google.com;urlQqRhttp*AH'H'www.bloomberg.comH'appsH'news*'pid*3HGGIIGPHsid*3ae@LdqodT%Hrefer*3patrick.netSsaR3SsntURISusgRA'

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    "t 2ould also mean -ou 2ere en.a.ed in a commercial tres+ass andfraudG t0erefore inHurin. me1

    Therefore: # will conditionally accept your o+er if in return you will agree tohave your client &-"3-1;A6-"T$ immediately produce the original unalterednote A"3 all other documents listed above.

    As a result of damages incurred for this fraud, you also agree to immediately

    pay me triple damages. That would be three times the original alleged noteamount tendered. $o, if you attempt to collect but fail to produce theori.inal unaltered note of IO1#6#"A& %O1T6A6- A%O5"TC or contractand a,ove mentioned Deed of Trust or Mort.a.e related documents,you agree to immediately pay me B* T#%-$ O1#6#"A& %O1T6A6- A%O5"TC.$hould you fail to immediately pay me B* T#%-$ O1#6#"A& %O1T6A6-A%O5"TC you agree to grant me /ower of Attorney to handle this businesson behalf of the bene=ciary including all &-"3-1 and A6-"T$, and its seniorocers as well as granting me a lien against all property held by you and thesenior ocers of all &-"3-1 and A6-"T$. 8ou agree that # may collect byselling o+ your property without your protest and without further notice to

    you.

    To insure t0at t0is a.reement is full- ,indin.3upon receipt of thisagreement, (realiUing that &-"3-1;A6-"T$ may not have the originalunaltered note! -ou 0ave $* T8!EE da-s after receivin. t0is notice to2it0dra2 -our claim,- noticin. IALL CAPS NAMEJ, at the abovemailing location, that the claim of &-"3-1;A6-"T$ is null and void and that&-"3-1;A6-"T$ claim is withdrawn. $hould you fail to withdraw the claim,having had notice and opportunity, you agree to be bound by the terms ofthis self eecutin. a.reementX agree not to proceed with any latepayment claims or negative credit reporting, foreclosure, or court case, as #have made known my intent to tender full payment or else will have alreadytendered payment, and you agree to accept said terms as e)plained above.

    8ou and the senior partners of B&-"3-1C, as well as the -O of A&&&-"3-1;A6-"T$ agree to be appointed =duciaries with the mandator-dut-to settle the claim upon receipt of this agreement, and immediatelyproduce -our +u,lic 0aKard ,onds, so that # may enforce my claim uponyour failure to produce the original note and proof of claim documents asrequired under the law.

    The noti=ed &-"3-1;A6-"T agrees that a non?response or incompleteresponse with speci=c evidence of standing, which shall be deemed a non?response, would grant the original 6rantor;Trustor of this T15$TA61--%-"TX BA&& A/$ "A%-C the right to act as or to appoint an agent ofthe bene=ciary for removal of current power of attorney and subsequentappointment of successor trustee for the speci=c purposes of =ling anAmendment of the 3eed of Trust, and a 'ull 1econveyance of the original3eed of Trust, or =ling a $atisfaction of %ortgage; 1elease of &ien of theoriginal %ortgage instrument, and modi=cation of credit status of BA&& A/$"A%-C on their credit. These actions will thus =naliUe the lenderWs claim assatis=ed in full.

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    AUT8O!"AT"ON TO !ELEASE LOAN "NO!MAT"ON3 # hereby authoriUeyou to release any and all loan information requested to B"OTA18A-/TO1C a third party "OTA18 /5.

    # am the owner of certain real property located at the above address which issecurity for an alleged loan made by B&-"3-1C to me. # am doing a

    veri=cation of claim on this loan as # am entitled by law.

    T0is res+onse is due no later t0an %= da-s after -our veri@ed recei+tof t0is letter1

    Again, failure to respond to this letter will be taken as an administrativedefault as per commonly accepted Administrative /rocedures. 'ailure toproduce these required documents will be taken as an administrative default.

    /lease be advised. An altered or unaltered co+- of t0e Note nor anAdavit of Loss or an- ot0er forms 2ill not ,e acce+ta,le1

    /lease contact me in writing to arrange for an appropriate point of inspectionin BO"-1 #T8C, BO"-1 O5"T8C ounty, BO"-1 $TAT-C.

    $incerely,

    B"atural "ameC (5pper lower case name!AuthoriUed 1epresentative for BA&& A/$ "A%-C

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    SECOND LETTE! TO LENDE! > send to current lender and servicer ifneeded1 Send directl- usin. certi@ed mail or notar- acce+tor as is+referred1

    BA&& A/$ "A%-Cc;o B"atural "ameC

    BA331-$$CB#T8, $TAT-, L#/C

    MMMMMMMMMMMMMM, HGIMM

    B&-"3-1C ATT": ustomer $ervice 3epartment,B&-"3-1 A331-$$CB&-"3-1 #T8, $TAT-, L#/C

    1eference: /roperty Address: B/1O/-1T8 A331-$$C/1-#O5$& &-TT-1 3AT-3: MMMMMMMMMMMMMMMMMM, HGIMM

    SUB3 !EPL5 TO 5OU! DEMAND O! NOT"CE > SECOND NOT"CE

    3ear B&-"3-1C,

    # refer to your care package dated MMMMMMMMMMMMM, HGIMM

    T7#$ #$ 8O51 $-O"3 "OT#- TO 1-$/O"3. # wish to advise you that yournegotiated instrument has been accepted for value upon proof of claimwhich may be substantiated by presenting the following debt and documentdetails 2it0in %& da-s of recei+t of t0is Notice to t0e address listeda,ove1

    I! /roof of the e)istence of the account or contract in the actual Kesh andblood name of BA&& A/$ "A%-C duly signed and witnessed by both parties,not a unilateral a.reementand upon which signed page there isreference to the entire agreement.

    "ote: BA&& A/$ "A%-C is an arti=cial entity, a limited liability legal =ctiontrademark which constitutes valuable intellectual property and all rights,titles, and interests are reserved.

    H! /roof of laim that you are the current holder of the due course of theOriginal Above %entioned 3ebt #nstrument and it has not been sold toanother party. # wish to have the aforementioned instrument presented tome for visual inspection as well as the other documents mentioned in theprevious letter (enclosed!. "ot a copy, nor an adavit, but the actualO!"#"NAL ;ET "N/ S"#NATU!E P!OM"SSO!5 NOTE +lus t0e ot0erlisted documents. 8ou are required by law to maintain good care of mylegal instrument as per 5$ Title IV, /art I, hapter IGI Y HGZI.

    *! opy of the actual account whereby bank assay has occurred showingactual loss incurred of the alleged debt from your client. /lease stipulate viaan adavit that you are a creditor of the note and have a right to claim a

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    debt is owed as a damaged part in the 3eed of Trust or %ortgage, inaccordance to 6enerally Accepted Accounting /rinciples (6AA/!.

    /lease be advised that # have =led suit (or replied with a counter claim isbeing sued! against B&-"3-1C requesting presentment of my O!"#"NAL;ET "N/ S"#NATU!E P!OM"SSO!5 NOTEand other listed 3eed of Trustor %ortgage documents, with the #15#T O51T O' T7- BO"-1 $TAT-C@53##A& #15#T #" A"3 'O1 BO"-1 O5"T8C O5"T8, $TAT- O' BO"-1

    $TAT-C, ##& 3##$#O" on MMMMMMMMMMMHGIMM. ase J BA$- "5%-1C. # havepreviously given you *G days to comply with my request to produce proof ofclaim, by presenting to me for visual inspection with the O1#6#"A& -T #"9$#6"AT51- /1O%#$$O18 "OT-and other listed documents1 8ou will =nd thecopy of the case enclosed. 8ou were unable to comply with my request andas such have defaulted on -our administrative remed-.

    As a matter of courtesy, # will further e)tend my request from this date foranother Zda-sfor you to provide me with the proof of claim (e)piring onMMMMMMMMMMMMMMHGIMM. 8ou are hereby given notice that failure to produceproof of claim after this courtesy means -ou 2ill 0ave e0austed -our

    administrative remed- andno furt0er claim can ,e made a.ainst menor m- +ro+ert-1

    /lease "ote: #ncorrectly addressed mail shall be returned unopened andunread. Any or all correspondence from this point must be by mail only.

    BA&& A/$ "A%-C does not authoriUe the recording of his voice at any timefor any purpose nor does he consent to be contacted by telephone and shallenforce his copyright in all instances such as copyright infringement ortrademark violation. "o authoriUation for the use BA&& A/$ "A%-C isimplied, granted or admitted.

    BA&& A/$ "A%-C agrees to hold harmless B"atural "ameC, the natural Keshand blood human being, for all claims and liabilities under private contractbetween parties.

    $incerely,

    B"atural "ameC (5pper low case name!AuthoriUed 1epresentative for BA&& A/$ "A%-C

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    NOT"CE O DEAULT ON T8E LENDE!

    BA&& A/$ "A%-C BA331-$$CB#T8, $TAT-, L#/C

    MMMMMMMMMMMMHGIMMTO: B&-"3-1CB&-"3-1 A331-$$CB&-"3-1 #T8, $TAT-, L#/C

    : %-1$/.O. o) HGH'lint, %# 4VNGI?HGH

    1e: B/1O/-1T8 A331-$$C &oan "umber: B&OA" "5%-1C

    3eed of Trust: B3--3 O' T15$T "5%-1C

    NOT"CE O DEAULT AND O!DE! TO CEASE AND DES"ST

    3ear B&-"3-1C,

    Thank you for your recent response to my quali=ed written request for proofof claim. 8our copy of the note and other listed documents was not what #had asked for as required by law, and # am hereby notifying you that youhave e)hausted your administrative remedy.

    y your inability and unwillingness to stipulate that you are:

    a. A "ote 7older of 3ue ourse.b. A reditor of the #nstrument as you canWt and have not provided

    6AA/ book entry debit evidence of the transaction (documented bythe items listed in the 'irst letter delivered to you onMMMMMMMMMMMMMHGIMM.

    c. A wet ink signature original note as required by law.d. A damaged party and that the alleged 3eed of Trust or %ortgage is

    in fact valid with all proper assignments and veri=cation ofaccounting that an actual loan of money occurred, and it wasentered into with full disclosure.

    8ou have violated the requirements of T#&A and by your actions provideprima facia evidence that you are attempting to collect money on the basisof fraud.

    # =led a "otice of 3efault, ease and 3esist "otice and =le legal actions asnecessary on this property with the BO"-1 O5"T8C ounty 1ecorderWsOce. opies of these recorded documents enclosed.

    Additionall- 2e 0ave or 2ill order a forensic audit and furt0er notif--ou of +otential violations4 and add t0ose dama.es to an- claims@led1 S0ould t0ese records indicate fraud or su..est le.al actions4-ou 2ill ,e .iven t0e o++ortunit- to ne.otiate 2it0 us on an

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    a++ro+riate !ecast and !estructure4 rate and term c0an.e of t0e.iven alle.ed mort.a.e at t0at time1 Let t0is serve as notice of t0isaction +endin. and demand to ne.otiate1

    8ou no longer have any claims over my property. 8ou are hereby ordered toease and 3esist any and all collection e+orts and negative credit reporting.

    5ou 0ave da-s to contest t0is notice4 2it0 s+eci@c evidence

    reuired4 or forever release -our claim1

    7ave a nice day.

    $incerely,

    B"atural "ameCAuthoriUed 1epresentative for BA&& A/$ "A%-C

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    -nclosures: opies of the ease and 3esist "otice, and previousnotices.DELETE3 Consider @led in t0e court near t0e ,e.innin. of t0e+rocess1 Most a.ree it can ,e done at t0e same time t0e @rst letteris mailed to lender1 T0is +rocess can run simultaneousl-1 An-su,seuent recordin.s can use t0is case information as reason foraction and recordin.1 Note t0is is most eFective in ederal court1T0e uickest 2a- to ederal court is via Bankru+tc- $20en -ou 2in itis released and attorne- fees are +aid ,- t0e loser*1 "n t0at event

    use an attorne- for t0e +roof of claim +0ase1 ALSO if -ou 0ad an SEClevel forensic audit done4 t0at evidence also .reatl- en0ances t0eeFectiveness of +revious docs as -our evidence and +osition1

    #" T7- #15#T O51T O' T7- B$TAT-C @53##A& #15#T#" A"3 'O1 BO5"T8C O5"T8, $TAT- O' B$TAT-C##& 3##$#O"

    3ate: A$- "O:MMMMMMMMMMMMMMMMMMBA&& A/$ "A%-C

    BA331-$$CB#T8, $TAT-, L#/C PET"T"ON O! A

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    H! 'orm 4H4(b!(N! prospectus (for the $-!*! 'orm '1 HG4 balance sheets4! 'orm '1 HG4P balance sheetsN! 'orm '1 HGPPs balance sheets

    H! These documents represent proof that the 3efendant is in fact the "ote7older in 3ue ourse and have standing as a dama.ed +art- of interestin the /romissory "ote as /lainti+ has reason to believe the 3efendant has

    sold the "ote under Dmortgage back securities instrumentE to investorsunder a pooling interest.

    *! 3efendant to stipulate via adavit that they are in fact the reditor in thisloan;security instrument. A reditor needs to s0o2 true dou,le entr-accountin. de,its of t0e lossas a result of the issuance of the loan to/lainti+ according to the 6enerally Accepted Accounting /rinciples (6AA/!.

    #f 3efendant cannot produce proof of claim, they have no standing in anyfuture controversy.

    #f 3efendant is unable to produce proof of claim, /lainti+ prays the court toorder the 3efendant to release all claims against /lainti+ and grant rightfulremedies due /lainti+.

    ADD AN5 LAN#UA#E O! ADDENDUMS ;8"C8 A O!ENS"C AUD"TMA5 ALSO SU##EST BE ADDED TO T8"S CLA"M

    B"atural "ameCBA331-$$C

    B#T8, $TAT-, L#/C

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    C!ED"T A#ENC5 LETTE!BA&& A/$ "A%-Cc;o B"atural "ameC

    BA331-$$CTo: -)perian B#T8, $TAT-, L#/C/.O. o) HGGH MMMMMMMMMMMMMM, HGIMM Allen, T2 ZNGI*

    To: -quifa)/.O. o) Z4GH4IAtlanta, 6A *G*Z4

    To: Trans5nion/.O. o) IGGGrum &ynne, /A IPGHH

    c: 'ederal Trade ommission,onsumer 1esponse enterGG /ennsylvania, 3 HGNVG

    1eference: B&-"3-1C &oan "umber: B&OA" "5%-1C3eed of Trust: B3--3 O' T15$T "5%-1C

    T8"S "S A LE#AL NOT"CE

    NOT"CE3 T8"S DOCUMENT "S NOT "NTENDED TO T8!EATEN4 8A!ASS48"NDE! O! OBST!UCT AN5 LA;UL OPE!AT"ONS1 "T "S O! T8EPU!POSE O OBTA"N"N# LA;UL !EMED5 AS "S P!O

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    $hould you choose not to comply with my instruction within *G days, youagree to contract with me through tacit agreement for harm done to mygood name through your inaccurate reporting for a sum of %4&&&4&&&1 #naddition, # will have no choice but to name you as a co?defendant for thismatter in my civil action. onsider this -our le.al notice.

    /lease respond in writing within *G days to avoid unnecessary action.ailure to res+ond euates to tacit to m- oFer under t0e

    Administrative Procedures Act1 $" recommend -ou +ass t0is noticeto -our senior su+ervisor'mana.er1 T0is is a serious matter1*

    Sincerel-4

    B"atural "ameCAuthoriUed 1epresentative for BA&& A/$ "A%-C

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    OPT"ONAL3 Attac0 to an- document1 T0is is used to 0ave a 2itnessof documents actuall- +laced in an- envelo+e as -our 2itness ofservice

    CE!T""CATE O SE!

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    OPT"ONAL3'O1 '#"6 A33#T#O"A& O51T O%/&A#"T$ AT T7- -"3 O'T7- A3%#" $T-/$, A$ 3O5%-"TAT#O" O' AT#O"$ TA9-". -3#T TO '#T8O51 AT#O"$. O/8 A" - /1O#3-3 TO &-"3-1$ A"3 A6-"T$ A$-&&. -3#T A1-'5&&8 TO %AT7 8O51 /1-#O5$ AT#O"$. -3#T TO '#TT7- '#"A& AT#O"$ 8O5 7A- TA9-".

    After 1ecording 1eturn To:B"atural "ameC

    BA331-$$CB#T8, $TAT-, L#/C

    A"DA

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    information contained therein was false and materially deceptive, and unfairbusiness trade practices were used to conceal the true nature of thetransaction #"&53#"6 but not limited to:

    I. A representation: %ortgage 3efendants represented thatthey were going to fund

    the loan.H. 'alsity of the representation: %ortgage 3efendants did not

    in fact loan money to

    B"atural "ameC.*. %ateriality of the representation: B&-"3-1C and B511-"T

    &-"3-1 $-1#-1C[s misrepresentations were materialbecause the facts are that under the current monetarysystem of the 5$A, the lender loans no money to theborrower as alleged in the loan application or loandocuments.

    4. $peakerWs knowledge of the falsity of the representation:The lender falsely stated the lender was loanin. mone- +rior to closin.,and the title ; escrow person who received the check(s! are able to see thatthe DlenderE does not transfer funds into the escrow account and that the

    source of the funds is from elsewhere but falsely represented that funds didcome from the DlenderE.

    N. The speakerWs intent it should be relied upon: B&-"3-1CWswords were relied upon by B"atural "ameC in good faith.onsequently B"atural "ameC was then defrauded duringthe process of funding and closing the alleged loans.

    . The hearerWs ignorance of the falsity of the representation:B"atural "ameC was not privy to the source of funds andwas not in an equal or similarly situated business postureas %ortgage 3efendants at the time of the ontractformation period, and was taken advantage of by the unfairbusiness practices brought on by B&-"3-1C, and they wererelied upon to the detriment of the B"atural "ameC asB"atural "ameC was fraudulently induced to pay money ofe)change (currency e)changed for a substantial portion ofB"atural "ameCWs commercial energy! for money of account(redit on Account as was created by 3efendant(s!, out ofnothing!.

    Z. The hearerWs right to rely on the representation: B"atural"ameC relied upon B&-"3-1CWs o+er and was given a goodfaith estimate, assurances, written agreement, and wordsthat B"atural "ameC had a right to rely on, and becauseB"atural "ameC did rely upon the acts, deeds andinducement by %ortgage 3efendants who had superiorknowledge, and because it is an industry standardoperation, B"atural "ameC relied upon theserepresentations as were made about the so called DloanE.

    V. The hearerWs consequent and pro)imate inury caused byreliance on the representation: B"atural "ameCWs relianceupon fraud in statements and writings provided to him byparties in superior position precluded B"atural "ameC fromappreciating the essential elements of the undertaking.

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    B"atural "ameCWs reliance gave forth to consequent andpro)imate inuries for:

    ?&oss by conversion under contract?'inancial instability of the home unit due to usury.?#nterfering with =nancial stability.&oss of use and enoyment of funds which were paid in unfair advantage toB&-"3-1C.

    Add in an- items an audit ma- su..est as 2ell

    B&-"3-1C and B511-"T &-"3-1 $-1#-1C and their ocers, andother anking, 'inancial, /olitical, and;or 1eal -state #nstitutions, (unknownat this time! have all knowingly, or unknowingly, conspired against theworking class population of the good /-O/&- O' T7- ounty of B/1O/-1T8O5"T8C and $tate of B/1O/-1T8 $TAT-C to submerge the common people ina mountain of perpetual and un?payable debt. The 'ederal 1eserve ankingorporation of which %ortgage 3efendants are each a franchise agent, hasdemonstrated an historical and documentable track record of purposefullye)panding and contracting the money supply at timed intervals so as to

    purposefully dispossess economically vulnerable Americans from theirproperty. This B"atural "ameC and all of the good people of B/1O/-1T8O5"T8C ounty, the $tate of B/1O/-1T8 $TAT-C, and the 5nited $tates arethe pointed targets of a conspiracy by %ortgage 3efendants and otherbanking corporations, to reduce the people of America to a class of obedientand broken slaves in a society with substantially less constitutional rightsand in a mirror image likeness to that of "aUi 6ermany or the previous $oviet5nion.

    B&-"3-1C and B511-"T &-"3-1 $-1#-1C and its ocers are activecauses of and participants in the present increase in the foreclosure rate inthis state. This B"atural "ameC does not know whether the individual ocersare knowledgeable or not of their criminality, but they have causeddetriment and damage to this B"atural "ameC, and every homeowner in thisstate by the manner in which they entered into this, and the maority of theirother lending contracts.

    B"atural "ameC claims that B&-"3-1C and B511-"T &-"3-1$-1#-1C operate in a pattern, practice and course of conduct whichconstitutes a criminal enterprise in violation of 'ederal and $tate1acketeering $tatutes. $aid 3efendants regularly engage in cooperativee+orts to deprive the public of property and cash under an elaborate schemeor arti=ce where the unaware public unknowingly enters into contracts underfraudulent terms wherein they are systematically loaned credit when theywere led to believe that they were being loaned real money, and are therebyplaced into peonage and usury due to a lack of consideration by themortgage company.

    B"atural "ameC claims that B&-"3-1C and B511-"T &-"3-1$-1#-1C operate in a pattern, practice and course of conduct whichconstitutes a criminal enterprise in violation of 'ederal and $tate1acketeering $tatutes. $aid 3efendants regularly engage in cooperative

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    e+orts to deprive the public of property and cash under an elaborate schemeor arti=ce where: in order for the public to close on a loan, they are deceived,by a person who is in a superior position, into gifting their property awayunder the conveyance and security instruments including a %O1T6A6-, thenature of which was not fully disclosed, which in turn precluded this B"atural"ameC from appreciating the essential elements of the undertaking.

    B"atural "ameC claims that B&-"3-1C and B511-"T &-"3-1

    $-1#-1C operate in a pattern, practice and course of conduct whichconstitutes a criminal enterprise in violation of 'ederal and $tate1acketeering $tatutes. $aid 3efendants regularly engage in cooperativee+orts to deprive the public of property and cash under an elaborate schemeor arti=ce wherein said 3efendants systematically engage in a foreclosureprocess and deprive the public of property, upon a fraudulent processfounded upon fraudulent documents.

    B"atural "ameC claims that B&-"3-1C and B511-"T &-"3-1$-1#-1C operate in a pattern, practice and course of conduct whichconstitutes a criminal enterprise in violation of 'ederal and $tate

    1acketeering $tatutes. $aid 3efendants regularly engage in cooperativee+orts to deprive the public of property and cash under an elaborate schemeor arti=ce where this systematic usury and deprivation are the cause ofconsequent and pro)imate inuries under the ivil 1#O $tatutes.

    3efendants knew or should have known that they fraudulently made a falseoath or account, a violation of $tate and 'ederal &aw.

    3efendants knew or should have known that they fraudulently presented orused a false claim, a violation of 'ederal and $tate law.

    3efendants knew or should have known that they fraudulently caused a'alse $ecurity #nstrument or ounterfeit $ecurity to be created.

    3efendants are engaging in a pattern and practice of conduct thatconstitutes a criminal enterprise in violation of $tate and 'ederal 1#Ostatutes.

    )MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM MMMMMMMMMMMM, HGMMM B"atural "ameC

    NOTA!5 SEAL > " MA"L"N# D"!ECT

    $tate of MMMMMMMMMMMMMMMMMMMMMMMMMMMM ounty ofMMMMMMMMMMMMMMMMMMMMMMMMMMMSu,scri,ed and s2orn to(or armed! before me on this MMM day ofMMMMMMMMMMMMMM, HGMMMMM, by MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM, proved to me onthe basis of satisfactory evidence to be the person(s! who appeared beforeme.$ignatureMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM (seal!

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    ommission e)pires MMMMMMMMMMMMMMMMMMM

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    STALL O!ECLOSU!E LETTE! > ma- 0el+ stall t0in.s if usin. t0is+rocess $used ,- a recent student 20o 2as successful in .ettin. t0eforeclosure tem+oraril- sto++ed*1 ADD"T"ONAL TOOLS A!E OUND"N T8E STALL O! STOP O!ECLOSU!E DOCS "N T8E MEMBE!S BAC/O"CE1Edit t0is

    MMMMMMMMMMMMMMM,HGIMMM

    'rom: BA&& A/$ "A%-CBA331-$$CB#T8, $TAT-, L#/CTo: B&-"3-1CB&-"3-1 A331-$$CB&-"3-1 #T8, $TAT-, L#/C

    A"3 B'O1-&O$#"6 T15$T-- O1 ATTO1"-8C

    1-: /roperty located at B/1O/-1T8 A331-$$C &oan J B&OA" "5%-1CA/": B/A1-& "5%-1CNOT"CE TO A#ENT "S NOT"CE TO P!"NC"PAL4NOT"CE TO P!"NC"PAL "S NOT"CE TO A#ENT8ou do not have authority to proceed with the sale of this property.

    # have previously provided copies of revocation of power of attorney, amaritime lien, and substitute of trustee. As per contract, B&-"3-1C;-"-'##A18 has agreed that the balance on account is Uero, which webelieve indicates they have admitted to fraud, and has granted me power ofattorney.

    BT#T&- O%/A"8C are not valid trustees for this property at this point.'urther, this account has been settled.There is litigation pending regarding this property, with court dates of MMMdayof MMMMMMMMMM, HGMMM. B&-"3-1C is only a servicer, and does not own the "oteor the 3eed of Trust. The foreclosure cannot be brought in the name ofB&-"3-1C as they are not the real party in interest and therefore do not havestanding to foreclose on this property.8ou do not have authority to proceed with the sale of this property./roceeding with the foreclosure sale of this property constitutes fraud, and,per B/1O/-1T8 $TAT-C penal code, knowingly selling property that you haveno authority to sell is felony grand theft.#n order to protect the interests and welfare of all parties, you are herebynoticed of my demand for cancellation of the scheduled MMMM day ofMMMMMMMMMMM, HGMMM sale that you are wrongfully and fraudulently conducting ofthe subect property. Additionally, any foreclosure sale and claim to conduct

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    such a sale, proving your right, proper legal standing, and claim, was neverproduced as requested. onducting a sale without this proof of claim andstanding, and without proper documentation, constitutes fraud on your part.e prepared to defend these fraud charges in court if this sale is not stoppedcompletely and permanently.$incerely,

    B"atural "ameCAuthoriUed 1epresentative for BA&& A/$ "A%-C

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    OPT"ONAL3 COUNTE! CLA"M AND DECLA!AT"ON O T8E T!UST1 A"- '#&-3 TO -$TA$7 A O5"T-1 &A#% #' T7- &-"3-1, O1 A"8 OT7-1/A1T8 #6"O1-$ 8O51 /1O-$$ O1 T1#-$ TO $5- 8O5. #' 5$-3 #" O51T,A'T-1 #T #$ $-A$O"-3, O"- "--3$ TO O%/-&& T7- @536- TO -"'O1- #T,"OT A165- #T. %O1- A3A"-3 T1A#"#"6 O" T7#$ A" - OTA#"-3T71O567 T7- &-6A& $O51-$ 'O5"3 O" T7- - $#T-. A -"$-3&-6A& A3#$O1 7O A61-- #T7 8O51 /&A" #$ A3#$A-& AT T7#$ /O#"TO1 AT A"8 /O#"T 8O5 '--& T7AT "--3.

    B"atural "ameCc;o BA331-$$CB#T8, $TAT-, L#/C

    D"ST!"CT COU!TCLA!/ COUNT54 NE

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    e)pressing of the trust creates no default to him being construed asDtrusteeE.

    NOT"CE O ANS;E! AND COUNTE!CLA"M ANDL"AB"L"T5 O !D PA!T5 DEENDANT

    O%-$ "O B"atural "ameC, a Third /arty #nterest #ntervenor and

    ene=ciary of

    B"atural "ameC, who is neutral in the public, who is unschooled in law, and

    making a special appearance before this court under the supplemental rulesof Admiralty,

    1ule -(V!, a restricted appearance, without granting urisdiction, and noticesthe court of

    enunciation of principles as stated in 0aines v.erner, 4G4 5.$. NIP, wherein

    the court

    has directed that those who are unschooled in law making pleadings and;orcomplaints

    shall have the court look to the substance of the pleadings rather in than theform, and

    hereby makes the following pleadings;notices in the above referenced matterwithout

    waiver of any other defenses.I.

    "OT#-: The alleged BATTO1"-8 'O1 &-"3-1C BsicC, BATT8 $TAT-C ar "o.BATTO1"-8

    A1 "5%-1C, having failed to put in a notice of appearance nor to put anypower of attorney into

    the appropriate court, and the Attorney for /lainti+ having failed of protocolhas failed to state a claim

    upon which relief can be granted. #n international law and according to thelaw of the land, agents of a

    foreign principal are required to =le any pretended claim in the appropriatedistrict court prior to

    e)ercising rights to that claim.

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    The district courts have \e)clusive original cogniUance\ of all inland seiUuresand this includes vessels in

    rem (1ule (*!! such as trust organiUations and legal names \...the 5nited$tates, ... within their

    respective districts, as well as upon the high seasX (a! saving to suitors, in allcases, the right of a

    common law remedy, where the common law is competent to give itX andshall also have

    e)clusive original cogniUance of all seiUures on land,...\ The 'irst @udiciaryActX

    $eptember H4, IZVPX hapter HG, page ZZ. The onstitution of the 5nited$tates of

    America, 1evised and Annotated ? Analysis and #nterpretation ? IPVHX Article

    ###, YH, l.

    I 3iversity of itiUenship, 5.$. 6overnment /rinting Oce document PP?I,p. Z4I.

    This fact of protocol ? =ling a claim in district court according to internationallaw ? is

    beyond dispute and e)tends into antiquity: \%eanwhile those who seiUedwreck ashore

    without a grant from the rown did so at their peril.\ $elect /leas in the ourtof

    Admiralty, olume ##, A.3. IN4Z?IGHX #ntroduction ? /rohibitions, "ote as tothe early

    &aw of reck, $elden $ociety, p. )l, IVPZ.

    I.

    )1 ANS;E! AND NE#AT"

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    I. Aant denies that 3#$T1#T O51T, BO5"T8C O5"T8 "-A3Ae)ists. There is

    not any evidence that 3#$T1#T O51T, BO5"T8C O5"T8 "-A3A e)ists,and

    Aant believes that not any such evidence e)ists.

    H. Aant denies that ase "o. BA$- "5%-1C e)ists. There is not anyevidence that ase

    "o. BA$- "5%-1C e)ists, and Aant believes that not any such evidencee)ists.

    *. Aant denies that A%-"3-3 O%/&A#"T 'O1

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    V. As to /lainti+Ws allegation DH.E, denied answers Aant. There is notany evidence that

    B"atural "ameC is a party to this matter or that B"atural "ameC is the sameas

    BA&& A/$ "A%-C, and Aant believes that any such evidence e)ists.

    P. As to /lainti+Ws BATTO1"-8 'O1 &-"3-1CW$ &aw 'irm, denied answersAant. There is

    not any evidence that BATTO1"-8 'O1 &-"3-1CW$ &aw 'irm &&/ has anyinterest in this

    instant matter, and Aant believes that not any such evidence e)ists.

    IG. As to /lainti+Ws DHV.E, denied answers Aant. There is not anyevidence that to the

    allegations contained in DHV.E e)ists, and Aant believes that not any suchevidence

    e)ists.

    II. As to /lainti+Ws DHP.E, denied answers Aant. There is not anyevidence that to the

    allegations contained in DHP.E e)ists, and Aant believes that not any suchevidence

    e)ists.

    IH. As to /lainti+Ws D*G.E, denied answers Aant. There is not anyevidence that the

    allegations in D*G.E e)ists, and Aant believes that not any such evidencee)ists.

    I*. As to /lainti+Ws D*I.E, denied answers Aant. There is not anyevidence that the

    allegations in D*I.E e)ists, and Aant believes that not any such evidencee)ists.

    I4. As to /lainti+Ws D*H.E, denied answers Aant. There is not anyevidence that the

    allegations in D*H.E e)ists, and Aant believes that not any such evidencee)ists.

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    As to PlaintiFs P!A5E! O! !EL"E

    IN. As to /lainti+Ws DI.E, denied answers Aant. There is not any evidencethat /lainti+, a

    =ctitious plainti+, has any standing to pray for relief in a ta) payer supportedcourt, and

    Aant believes that any such evidence e)ists.

    I. As to /lainti+Ws DH.E, denied answers Aant. There is not any evidencethat /lainti+, a

    =ctitious plainti+, has any standing to pray for relief in a ta) payer supportedcourt, and

    Aant believes that any such evidence e)ists.

    IZ. As to /lainti+Ws D*.E, denied answers Aant. There is not any evidencethat /lainti+, a

    =ctitious plainti+, has any standing to pray for relief in a ta) payer supportedcourt, and

    Aant believes that any such evidence e)ists.

    IV. As to /lainti+Ws D4.E, denied answers Aant. There is not any evidencethat /lainti+, a

    =ctitious plainti+, has any standing to pray for relief in a ta) payer supportedcourt, and

    Aant believes that any such evidence e)ists.

    IP. As to /lainti+Ws DN.E, denied answers Aant. There is not any evidencethat /lainti+, a

    =ctitious plainti+, has any standing to pray for relief in a ta) payer supportedcourt, and

    Aant believes that any such evidence e)ists.

    HG. As to /lainti+Ws D.E, denied answers Aant. There is not any evidencethat /lainti+, a

    =ctitious plainti+, has any standing to pray for relief in a ta) payer supportedcourt, and

    Aant believes that any such evidence e)ists.

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    HI. As to /lainti+Ws DZ.E, denied answers Aant. There is not any evidencethat /lainti+, a

    =ctitious plainti+, has any standing to pray for relief in a ta) payer supportedcourt, and

    Aant believes that any such evidence e)ists.

    HI. As to /lainti+Ws DV.E, denied answers Aant. There is not any evidencethat /lainti+, a

    =ctitious plainti+, has any standing to pray for relief in a ta) payer supportedcourt, and

    Aant believes that any such evidence e)ists.

    HH. As to /lainti+Ws DP.E, denied answers Aant. There is not any evidencethat /lainti+, a

    =ctitious plainti+, has any standing to pray for relief in a ta) payer supportedcourt, and

    Aant believes that any such evidence e)ists.

    H*. As to /lainti+Ws DIG.E, denied answers Aant. There is not anyevidence that /lainti+, a

    =ctitious plainti+, has any standing to pray for relief in a ta) payer supportedcourt, and

    Aant believes that any such evidence e)ists.

    NOT"CE

    H4. $tatements by attorneys, who are e)patriate and especially those whohave failed to

    register as agents of a foreign entity under the 'oreign Agents 1egistrationAct of IP*V, as

    amended @anuary P, IPP as 7.1., #" T7- 7O5$- O' 1-/1-$-"TAT#-$, haveno

    standing nor remedies in the ta) payer supported courts. To allow attorneysaccess to any

    remedy in the ta) payer supported courts is ta) fraud and misappropriationof ta) payer

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    funds.

    HN. /lainti+ in this instant matter has subrogated all rights and defenses toany relief to the $TAT-

    O' B/1O/-1T8 $TAT-C and have not any legal e)pectation of any relief, as/lainti+ has not

    prosecuted this matter as a 1eal /arty in #nterest.

    H. Attorneys for /lainti+ have frauded the court by introducing a =ctitiousplainti+.

    NOT"CE UNDE! %( USC = #isprision of felon!

    Aant believes it to be his duty to report any suspected crime to theappropriate authorities. 'or

    that cause, Aant notices the court of his belief that a crime or crimesmaybe have been committed by

    the attorneys in this matter for failure of applicable protocols of seiUure. Thealleged Attorney for /lainti+

    having failed of protocol has failed to state a claim upon which relief can begranted. #n international law

    and according to the law of the land, agents of a foreign principal arerequired to =le any pretended claim

    in the appropriate district court prior to e)ercising rights to that claim. Thedistrict courts have \e)clusive

    original cogniUance\ of all inland seiUures and this includes vessels in rem(1ule (*!! such as

    trust organiUations and legal names \...the 5nited $tates, ... within theirrespective districts, as well as

    upon the high seasX (a! saving to suitors, in all cases, the right of a commonlaw remedy, where the

    common law is competent to give itX and shall also have e)clusive originalcogniUance of all seiUures on

    land,...\ The 'irst @udiciary ActX $eptember H4, IZVPX hapter HG, page ZZ.The onstitution of the

    5nited $tates of America, 1evised and Annotated ? Analysis and#nterpretation ? IPVHX Article ###, YH, l.

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    I 3iversity of itiUenship, 5.$. 6overnment /rinting Oce document PP?I,p. Z4I. This fact of

    protocol ? =ling a claim in district court according to international law ? isbeyond dispute and e)tends

    into antiquity: \%eanwhile those who seiUed wreck ashore without a grant

    from the rown did so at their

    peril.\ $elect /leas in the ourt of Admiralty, olume ##, A.3. IN4Z?IGHX#ntroduction ? /rohibitions,

    "ote as to the early &aw of reck, $elden $ociety, p. )l, IVPZ.

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    CE!T""CAT"ON

    #, B"atural "ameC, on my own unlimited commercial liability do state that #have read the above adavit and to know the contents to be true, correct,and complete, and not misleading, the truth, the whole truth, and nothingbut the truth, and do ,elieve t0at t0e a,ove descri,ed acts 0ave ,eencommitted contrar- to t0e la2s of BATT8 $TAT-C state and t0e unitedStates of America1

    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM MMMMMMMMB"atural "ameC 3ate

    NOTA!5

    #, MMMMMMMMMMMMMMMMMMMMMMMMMMMMM , a notary public residing in MMMMMMMMMMMcounty, MMMMMMMMMMM, state that on the MMMMM day of MMMMMMMMMMMMMMMM month,HGIMMM, that a man appearing in his true character as B"atural "ameC and

    upon display of picture identi=cation, did a) his autograph to the aboveadavit.

    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM MMMMMMMM"OTA18 date

    $eal

    NOT"CE

    /lainti+ is granted twenty (HG! business days to rebut the above adavitpoint for point, omitting none in

    adavit form, swearing and autograph to rise to the level of swearing byB"atural "ameC on said

    adavit. 'ailure to rebut in total constitutes agreement in full, and theadavit of B"atural "ameC stands

    as the truth in commerce. 'ailure to respond creates estoppel which B"atural"ameC will claim as his

    remedy in this matter.

    COUNTE!CLA"M

    NOT"CE O EP!ESS T!UST

    ithout waiving any rights, remedies, and defenses: whereas #, B"atural"ameC, 6rantor;$ettlor of the

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    e)press revocable trust, B"atural "ameC, now comes as bene=ciary in theabove named action and

    states the following principles of law: I. #n construing trusts, unlawfulpurpose should not be imputed to

    the $ettlor, H. The purpose for which the trust may be created, the intentand purpose of the $ettlor in

    truth is the law of the trust, *. B"atural "ameCWs e)pressing of the trustcreates no default to him being

    construed as DtrusteeE.

    MMMMMMMMMMMMMMMMstate !

    ! armedMMMMMMMMMMMMMMMM county !

    #, B"atural "ameC, 6rantor;$ettlor, Aant, over the age of twenty?one years,competent with

    =rsthand knowledge do state the following:

    I. That # am the Trustor on 3--3 O' T15$T recorded at B/1O/-1T8O5"T8C ounty 1ecorder as B"atural "ameC, and that

    H. That # am the DmakerE of the note tendered at time of closing ofescrow on said

    transaction the note being an asset to maker being essentially a loan to thebank, and

    *. That upon discovery of fraud in the 3--3 O' T15$T and resultingmortgage contract #

    did correct the fraud and completed administrative due process in thatmatter, and

    4. That parties void of any legal claim in said matter have acted ultravires, and

    N. That said parties have created a ve)atious law suit against my securedinterests in an

    apparent attempt to convert the original fraud for =nancial gain, and

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    . That # am inured by said parties, and

    Z. That the following veri=ed True ill is created as my remedy for theunlawful acts of

    /lainti+ and /lainti+Ws Attorney(s! to wit:

    True Bill

    'or the inury of property ] HG,GGG.GGTimes * punative damages ] ZVG,GGG.GG

    $ub?total ]I,G4G,GGG.GG

    'or the inury of ve)atious suit ] IGG,GGG.GG

    'or the slander on title ] IGG,GGG.GGTotal ]I,H4G,GGG.GG

    "nvoice

    3emand is now made upon /lainti+ and /lainti+Ws Attorney(s! for One?milliontwo?hundred

    forty thousand and Uero cents (]I,H4G,GGG.GG! ointly and severally to bepaid over to B"atural "ameC

    in functional currency of the 5nited $tates.

    Suret-

    $urety for the True ill is the following:

    I. BATT8 $TAT-C ar "o. BATTO1"-8 A1 "5%-1CH. BATT8 $TAT-C ar "o. BATTO1"-8 A1 "5%-1C

    *. Operational and public haUard bonds of BATTO1"-8 'O1 &-"3-1C,

    4. Operational and public haUard bonds of B&-"3-1C

    N. Any and all bonds, assets, of the real parties involved which may bediscovered.

    #, B"atural "ameC, on my own unlimited commercial liability do state that #have read the above adavit

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    and to know the contents to be true, correct, and complete, and notmisleading, the truth, the whole truth,

    and nothing but the truth.

    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM MMMMMMMMB"atural "ameC date

    "OTA18

    #, MMMMMMMMMMMMMMMMMMMMMMMMMMMMM , a notary public residing in MMMMMMMMMMMMcounty, MMMMMMMMMMMMMMM, state that on the MMMMM day of MMMMMMMMMMMMMMMMMmonth, HGIG, that a man appearing in his true character as B"atural "ameCand upon display of picture identi=cation, did a) his autograph to theabove adavit.

    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM MMMMMMMM

    "OTA18 date

    $eal

    Notice to !e,ut

    /lainti+ and /lainti+Ws Attorney(s! are requested to rebut this adavit if anyrebuttal there be within

    twenty (HG! days of receipt of this writing. 'ailure to rebut and swearing tothe level sworn by

    MMMMMMMMMMMMMMMMMMMMMMMMMMMM will be fatal, the matter being stare decisis andres -udicatathus

    creating estoppels against said parties. Any subsequent attempts to rescuesaid estoppels will result in

    trespass on claim of MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM by any and all partiesso attempting.

    Notice of 8older in Due Course

    'or the record, B"atural "ameC Accepts for alue ase "o.: BA$- "5%-1Cand 1eturns the $ame

    for alue (see -)hibit 1TA! giving B"atural "ameC 7older in 3ue oursestatus, and does not waive

    any defenses on ase "o.: BA$- "5%-1C, a negotiable instrument.

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    Notice of A++ointment'Nomination of iduciar-'Trustee

    B"atural "ameC, 6rantor;$ettlor for BA&& A/$ "A%-C, a trust;vessel under 5$registry, as in

    ase "o.: BA$- "5%-1C, nominates @udge MMMMMMMMMMMMMMMMMMMMMMMMMMM (yetunknown! to the

    position of 'iduciary Trustee for B"atural "ameC to settle and close allmatters pertaining to

    ase "o.: BA$- "5%-1C in a timely manner, to e)ecute and collect True illfor the estate of

    BA&& A/$ "A%-C to be turned over to the ene=ciary B"atural "ameC. Ase)ecutor of BA&& A/$

    "A%-C in ase "o.: BA$- "5%-1C, @udge MMMMMMMMMMMMMMMMMMMMMMMMMMM is

    granted =ve

    percent (N! of probate of B"atural "ameC thus collected for the estate. The=duciary trustee is

    granted the use of the e)emption of B"atural "ameC, namely BA&& A/$"A%-C B"atural /erson>s

    $$" (no dashes!C, to settle any and all public matters.

    Petition for Quiet Title

    B"atural "ameC can =nd no reason why the court ought not grant a quiet titleto the property in

    question as there are not any valid claims in this matter above that ofB"atural "ameC.

    Bond of INatural NameJ

    This is the solemn promise of B"atural "ameC to indemnify any and all actorsin this matter and

    e+ect payment for any and all valid claims of inury caused by the actions ofB"atural "ameC in

    this ta) payer supported court. B"atural "ameC believes that remediesa+orded to him will cause

    no harm to the public.

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    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM MMMMMMMMB"atural "ameC, *rd/arty #nterest #ntervenordateand ene=ciary to B"atural "ameC

    Proof of Mailin. and Contents Mailed

    #, B"atural "ameC, over the age of twenty?one years, competent with=rsthand knowledge do state that on the MMMMMMM day of MMMMMMMMMMMM month,HGIG, that # did cause a copy to be mailed of the above "OT#- O' A"$-1A"3 O5"T-1&A#% by posting said document certi=ed mail return receiptrequested pre?paid to the following party: BATTO1"-8 'O1 &-"3-1CA331-$$ MMMMMMMMMMMMMMMMMMMMMMMM #T8 MMMMMMMMMMMMMMMMMMM $TAT- MMMM L#/MMMMMMMM

    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM MMMMMMMM

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    B"atural "ameC, 5 I?*GV all rights reserveddateOPT"ONAL > USE " 5OU ;ANT TO C!EATE A T!UST TO 8OLDT"TLE ;8EN P!OCESS "S COMPLETE

    A#!EEMENT AND DECLA!AT"ON O T!UST

    T7#$ A61--%-"T A"3 3-&A1AT#O" O' T15$T #s made and enteredinto this da- of 4 )&, by and between BALL CAPS NAMEJ, as

    6rantor and ene=ciary, (hereinafter referred to as the \ene=ciaries\,whether one or more, which designation shall include all successors ininterest of any ene=ciary!, and INE; T!USTEEJ as Trustee, whosemailing address is: INE; T!USTEE ADD!ESSJG INE; T!USTEE C"T54STATE "PJ, (hereinafter referred to as the \Trustee\, which designation shallinclude all successor trustees!.

    "T "S MUTUALL5 A#!EED AS OLLO;S:

    I. Trust Pro+ert-1 The ene=ciaries are about to convey or cause to beconveyed to the Trustee by deed, absolute in form, the property described in

    the attached -)hibit \A\, which said property shall be held by the Trustee, intrust, for the following uses and purposes, under the terms of this Agreementand shall be hereinafter referred to as the \Trust /roperty\. The trust shall benamed (use this format name! 6INE; T!UST NAMEJ > INE; T!USTEEJas Trustee71H. Consideration1 "o consideration was paid by Trustee for suchconveyance. The conveyance will be accepted and will be held by Trusteesubect to all e)isting encumbrances, easements, restrictions or other cloudsor claims against the title thereto, whether the same are of record orotherwise. The property will be held on the trusts, terms and conditions andfor the purposes hereinafter set forth, until the whole of the trust estate isconveyed, free of this trust, as hereinafter provided.*. Bene@ciaries1The persons named in the attached -)hibit \\ are theene=ciaries of this Trust, and as such, shall be entitled to all of the earnings,avails and proceeds of the Trust /roperty according to their interests setopposite their respective names.4. "nterests1The interests of the ene=ciaries shall consist solely of thefollowing rights respecting the Trust /roperty:

    a. The right to direct the Trustee to convey or otherwise deal withthe title to the Trust /roperty as hereinafter set out.

    b. The right to manage and control the Trust /roperty.c. The right to receive the proceeds and avails from the rental, sale,

    mortgage, or other disposition of the Trust /roperty.The foregoing rights shall be deemed to be personal property and may

    be assigned and otherwise transferred as such. "o ene=ciary shall haveany legal or equitable right, title or interest, as realty, in or to any real estateheld in trust under this Agreement, or the right to require partition of thatreal estate, but shall have only the rights, as personally, set out above, andthe death of a ene=ciary shall not terminate this Trust or in any mannera+ect the powers of the Trustee.N. Po2ers of Trustee1

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    a. ith the consent of the ene=ciary, the Trustee shall haveauthority to issue notes or bonds and to secure the payment of the same bymortgaging the whole or any part of the Trust /ropertyX to borrow money,giving notes therefor signed by him in his capacity as TrusteeX to invest suchpart of the capital and the pro=ts therefrom and the proceeds of the sale ofbonds and notes in such real estate, equities in real estate, and mortgages inreal estate in the 5nited $tates of America, as he may deem advisable.

    b. ith the consent of the ene=ciary, the Trustee shall have the

    authority to hold the legal title to all of the Trust /roperty, and shall have thee)clusive management and control of the property as if he were the absoluteowner thereof, and the Trustee is hereby given full power to do all things andperform all acts which in his udgment are necessary and proper for theprotection of the Trust /roperty and for the interest of the ene=ciaries in theproperty of the Trust, subect to the restrictions, terms, and conditions hereinset forth.

    ithout preudice to the general powers conferred on the Trusteehereunder, it is hereby declared that the Trustee shall have thefollowing powers, with the consent of the ene=ciaries:

    To purchase any real property for the Trust at such times and on such termsas may seem

    advisableX to assume mortgages upon the property.(H! To sell at public auction or private sale, to barter, to

    e)change, or to dispose of otherwise, any part, or the whole of the Trust/roperty which may, from time to time form part of the Trust estate, subectto such restrictions and for such consideration for cash and for credit, andgenerally upon such terms and conditions as may seem udicious, to securepayment upon any loan or loans of the Trust, by mortgage with or withoutpower of sale, and to include such provisions, terms, and conditions as mayseem desirable.

    (*! To rent or lease the whole or any part of the Trust /ropertyfor long or short terms, but not for terms e)ceeding the term of the Trustthen remaining.

    (4! To repair, alter, tear down, add to, or erect any building orbuildings upon land belonging to the TrustX to =ll, grade, drain, improve, andotherwise develop any land belonging to the TrustX to carry on, operate, ormanage any building, apartment house, or hotel belonging to the Trust.

    (N! To make, e)ecute, acknowledge, and deliver all deeds,releases, mortgages, leases, contracts, agreements, instruments, and otherobligations of whatsoever nature relating to the Trust /roperty, andgenerally to have full power to do all things and perform all acts necessary tomake the instruments proper and legal.

    (! To collect notes, obligations, dividends, and all otherpayments that may be due and payable to the TrustX to deposit the proceedsthereof, as well as any other moneys from whatsoever source they may bederived, in any suitable bank or depository, and to draw the same from timeto time for the purposes herein provided.

    (Z! To pay all lawful ta)es and assessments and the necessarye)penses of the TrustX to employ such ocers, brokers, engineers, architects,carpenters, contractors, agents, counsel, and such other persons as mayseem e)pedient, to designate their duties and =) their compensationX to =) a

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    reasonable compensation for their own services to the Trust, as organiUersthereof.

    (V! To represent the Trust and the ene=ciaries in all suits andlegal proceedings relating to the Trust /roperty in any court of law of equity,or before any other bodies or tribunalsX to begin suits and to prosecute themto =nal udgment or decreeX to compromise claims or suits, and to submit thesame to arbitration when, in his udgment, such course is necessary orproper.

    (P! To arrange and pay for and keep in force in the name andfor the bene=t of the Trustee, such insurance as the Trustee may deemadvisable, in such companies, in such amounts, and against such risks asdetermined necessary by the Trustee.

    . Duties of Trustee1 #t shall be the duty of the Trustee in addition tothe other duties herein imposed upon him:

    a. To keep a careful and complete record of all the bene=cialinterests in the Trust /roperty with the name and residence of the person orpersons owning such bene=cial interest, and such other items as he maydeem of importance or as may be required by the ene=ciaries.

    b. To keep careful and accurate books showing the receipts anddisbursements of the Trust and also of the Trust /roperty, and such otheritems as he may deem of importance or as the ene=ciaries hereunder mayrequire.

    c. To keep books of the Trust open to the inspection of theene=ciaries at such reasonable times at the main oce of the Trust as theymay appoint.

    I. To furnish the ene=ciaries at special meetings at whichthe same shall be requested a careful, accurate, writtenreport of his transactions as Trustee hereunder, of the=nancial standing of the Trust, and of such otherinformation concerning the a+airs of the Trust as they shallrequest.

    e. To sell the Trust /roperty and distribute the proceeds therefrom:I. #f any property shall remain in trust under this Agreement for a

    term which e)ceeds that allowed under applicable state law, theTrustee forthwith shall sell same at public sale after a reasonablepublic advertisement and reasonable notice to the ene=ciariesand, after deducting his reasonable fees and e)penses, he shalldivide the proceeds of the sale among the ene=ciaries as theirinterests may then appear, without any direction or

    consent whatsoever, or(H! To transfer, set over, convey and deliver to all the then

    ene=ciaries of this Trust their respective undivided interests in any non?divisible assets, or

    (*! To transfer, set over and deliver all of the assets of theTrust to its ene=ciaries, in their respective proportionate shares, at any timewhen the assets of the Trust consist solely of cash.Z. Com+ensation of Trustee1 The ene=ciaries ointly and severallyagree that the Trustee shall receive the sum of ] I.GG per month for hisservices as Trustee hereunder.

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    V. Lia,ilit- of Trustee1 The Trustee and his successor as Trustee shallnot be required to give a bond, and each Trustee shall be liable only for hisown acts and then only as a result of his own gross negligence or bad faith.P. !emoval of Trustee1 The ene=ciaries shall have the power toremove a Trustee from his oce or appoint a successor to succeed him.IG. !esi.nation and Successor1

    a. Any Trustee may resign his oce with thirty (*G! days writtennotice to ene=ciaries and ene=ciaries shall proceed to elect a new Trustee

    to take the place of the Trustee who had resigned, but the resignation shallnot take e+ect until a certi=cate thereof, signed, sealed, and acknowledgedby the Trustee, and a certi=cate of the election of the new Trustee, signedand sworn to by the ene=ciaries and containing an acceptance of the oce,signed and acknowledged by the new Trustee, shall have been procured in aform which is acceptable for recording in the registries of deeds of all thecounties in which properties held under this instrument are situated. #f theene=ciaries shall fail to elect a new Trustee within thirty (*G! days after theresignation, then the Trustee may petition any appropriate court in this stateto accept his resignation and appoint a new Trustee.

    b. Any vacancy in the oce of Trustee, whether arising from death

    or from any other cause not herein provided for, shall be =lled within thirty(*G! days from the date of the vacancy and the ene=ciaries shall proceed toelect a new Trustee to =ll the vacancy, and immediately thereafter shallcause to be prepared a certi=cate of the election containing an acceptanceof the oce, signed, sealed, and acknowledged by the new Trustee, whichshall be in a form acceptable for recording in the registries of deeds of all thecounties in which properties held under this instrument are situated.

    c. henever a new Trustee shall have been elected or appointed tothe oce of Trustee and shall have assumed the duties of oce, he shallsucceed to the title of all the properties of the Trust and shall have all thepowers and be subect to all the restrictions granted to or imposed upon theTrustee by this agreement, and every Trustee shall have the same powers,rights, and interests regarding the Trust /roperty, and shall be subect to thesame restrictions and duties as the original Trustee, e)cept as the same shallhave been modi=ed by amendment, as herein provided for.

    d. "otwithstanding any such resignation, the Trustee shall continueto have a lien on the Trust /roperty for all costs, e)penses and attorney>sfees incurred and for said Trustee>s reasonable compensation.

    %1 O,Hects and Pur+oses of Trust1 The obects and purposes of thisTrust shall be to hold title to the Trust /roperty and to protect andconserve it until its sale or other disposition or liquidation.The Trustee shall not undertake any activity not strictly necessary to theattainment of the foregoing obects and purposes, nor shalltheTrustee transact business within the meaning of applicable state law,or any other law, nor shall this Agreement be deemed to be, or create orevidence the e)istence of a corporation, de facto or de ure, or a%assachusetts Trust, or any other type of business trust, or an associationin the nature of a corporation, or a co?partnership or oint venture by orbetween the Trustee and the ene=ciaries, or by or between theene=ciaries.

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    IH. Ecul+ation1 The Trustee shall have no power to bind theene=ciaries personally and, in every written contract he may enter into,reference shall be made to this declarationX and any person or corporationcontracting with the Trustee, as well as any bene=ciary, shall look to thefunds and the Trust /roperty for payment under such contract, or for thepayment of any debt, mortgage, udgment, or decree, or for any money thatmay otherwise become due or payable, whether by reason or failure of theTrustee to perform the contract, or for any other reason, and neither the

    Trustee nor the ene=ciaries shall be liable personally therefor.I*. Dealin.s 2it0 Trustee1 "o party dealing with the Trustee in relationto the Trust /roperty in any manner whatsoever, and, without limiting theforegoing, no party to whom the property or any part of it or any interest in itshall be conveyed, contracted to be sold, leased or mortgaged by theTrustee, shall be obliged to see to the application of any purchase money,rent or money borrowed or otherwise advanced on the propertyX to see thatthe terms of this Trust Agreement have been complied withX to inquire intothe authority, necessity or e)pediency of any act of the TrusteeX or beprivileged to inquire into any of the terms of this Trust Agreement. -verydeed, mortgage, lease or other instrument e)ecuted by the Trustee in

    relation to the Trust /roperty shall be conclusive evidence in favor of everyperson claiming any right, title or interest under the Trust that at the time ofits delivery the Trust created under this Agreement was in full force ande+ectX and that instrument was e)ecuted in accordance with the terms andconditions of this Agreement and all its amendments, if any, and is bindingupon all ene=ciaries under itX that the Trustee was duly authoriUed andempowered to e)ecute and deliver every such instrumentX if a conveyancehas been made to a successor or successors in trust, that the successor orsuccessors have been appointed properly and are vested fully with all thetitle, estate, rights, powers, duties and obligations of its, his or theirpredecessor in Trust.I4. !ecordin. of A.reement1 This Agreement shall not be placed onrecord in the county in which the Trust /roperty is situated, or elsewhere, butif it is so recorded, that recording shall not be considered as notice of therights of any person under this Agreement derogatory to the title or powersof the Trustee.IN. Name of Trustee1The name of the Trustee shall not be used by theene=ciaries in connection with any advertising or other publicitywhatsoever without the written consent of the Trustee.I. "ncome Ta !eturns1The Trustee shall be obligated to =le anyincome ta) returns with respect to the Trust, as required by law, and theene=ciaries individually shall report and pay their share of income ta)es onthe earnings and avails of the Trust /roperty or growing out of their interestunder this Trust.IZ. Assi.nment1The interest of a ene=ciary, or any part of that interest,may be transferred only by a written assignment, e)ecuted in duplicate anddelivered to the Trustee. The Trustee shall note its acceptance on theoriginal and duplicate original of the assignment, retaining the original anddelivering the duplicate original to the assignee as and for his or herevidence of ownership of a bene=cial interest under this Agreement. "oassignment of any interest under this Agreement, other than by operation oflaw, that is not so e)ecuted, delivered and accepted shall be valid without

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    the written approval of all of the other ene=ciaries who possess the powerof direction. "o person who is vested with the power of direction, but who isnot a ene=ciary under this Agreement, shall assign that power without thewritten consent of all the ene=ciaries.

    %1 "ndividual Lia,ilit- of Trustee1 The Trustee shall notbe required, indealing with the Trust/roperty or in otherwise acting under this Agreement, to enter into anyindividual contract or other individual obligation whatsoeverX nor to

    make 0imself individuall- lia,leto pay or incur the payment of anydamages, attorney>s fees, =nes, and penalties, forfeitures, costs, chargesor other sums of money whatsoever. The Trustee shall have no individualliability or obligation whatsoever arising from his ownership, as Trustee, ofthe legal title to the Trust /roperty, or with respect to any act done orcontract entered into or indebtedness incurred by him in dealing with theTrust /roperty or in otherwise acting under this Agreement, e)cept only asfar as the Trust /roperty and any trust funds in the actual possession ofthe Trustee shall be applicable to the payment and discharge of thatliability or obligation.

    IP. !eim,ursement and "ndemni@cation of Trustee1 #f the Trustee

    shall pay or incur any liability to pay any money on account of this Trust, orincur any liability to pay any money on account of being made a party to anylitigation as a result of holding title to Trust /roperty or otherwise inconnection with this Trust, whether because of breach of contract, inury toperson or property, =nes or penalties under any law, or otherwise, theene=ciaries, ointly and severally agree that on demand they will pay to theTrustee, with interest at the rate of G per annum, all such payments madeor liabilities incurred by the Trustee, together with his e)penses, includingreasonable attorney>s fees, and that they will indemnify and hold the Trusteeharmless of and from any and all payments made or liabilities incurred byhim for any reason whatsoever as a result of this AgreementX and allamounts so paid by the Trustee, as well as his compensation under thisAgreement, shall constitute a lien on the Trust /roperty. The Trustee shall notbe required to convey or otherwise deal with the Trust property as long asany money is due to the Trustee under this AgreementX nor shall the Trusteebe required to advance or pay out any money on account of this Trust or toprosecute or defend any legal proceedings involving this Trust or anyproperty or interest under this Agreement unless he shall be furnished withsucient funds or be indemni=ed to his satisfaction.HG. Entire A.reement1 This Agreement contains the entireunderstanding between the parties and may be amended, revoked, orterminated only by written agreement signed by the Trustee and all of theene=ciaries.HI. #overnin. La21This agreement, and all transactions contemplatedhereby, shall be governed by, construed and enforced in accordance with thelaws of the $tate of ;as0in.ton. The parties herein waive trial by ury andagree to submit to the personal urisdiction and venue of a court of subectmatter urisdiction located in Clarkounty, $tate of ;as0in.ton. #n theevent that litigation results from or arises out of this Agreement or theperformance thereof, the parties agree to reimburse the prevailing party>sreasonable attorney>s fees, court costs, and all other e)penses, whether ornot ta)able by the court as costs, in addition to any other relief to which the

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    prevailing party may be entitled. #n such event, no action shall beentertained by said court or any court of competent urisdiction if =led morethan one year subsequent to the date the cause(s! of action actually accruedregardless of whether damages were otherwise as of said time calculable.HH. Bindin. EFect. The terms and conditions of this Agreement shallinure to the bene=t of and be binding upon any successor trustee under it, aswell as upon the e)ecutors, administrators, heirs, assigns and all othersuccessors in interest of the ene=ciaries.

    H*. TrusteeRs Lia,ilit- to Bene@ciaries1The Trustee shall be liable tothe ene=ciaries for the value of their respective bene=cial interests only tothe e)tent of the property held in Trust by him hereunder and theene=ciaries shall enforce such liability only against the Trust /roperty andnot against the Trustee personally.H4. Annual Statements1 There shall be no annual meeting of theene=ciaries, but the Trustee shall prepare an annual report of their receiptsand disbursements for the =scal year preceding, which =scal year shallcoincide with the calendar year, and a copy of the report shall be sent bymail to the ene=ciaries not later than 'ebruary HV of each year.HN. Termination1This trust may be terminated at any time by the

    ene=ciaries and with thirty (*G! days written notice of termination deliveredto the Trustee, the Trustee shall e)ecute any and all documents necessary tovest fee simple marketable title to any and all Trust /roperty in ene=ciaries.

    A61--%-"T A"3 3-&A1AT#O" O' T15$T

    #" #T"-$$ 7-1-O', the parties hereto have e)ecuted thisagreement as of the day and year =rst above written.

    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM )MMMMMMMMMMMMMMMMMMMMMMMMMMMM/rint 61A"TO1

    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM )MMMMMMMMMMMMMMMMMMMMMMMMMMMM/rint 61A"TO1

    )MMMMMMMMMMMMMMMMMMMMMMMMMMMM/rint Accepted as Trustee

    Si.ned4 sealed and delivered in t0e +resence of3

    $TAT- O' MMMMMMMMMMMMMM O5"T8 O' efore me personally appeared #!ANTO!Sto me well known and known tome to be the person described in and who e)ecuted the foregoinginstrument, and acknowledged to and before me that he e)ecuted saidinstrument for the purposes therein e)pressed.

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    #T"-$$ my hand and ocial seal in the $tate and ounty aforesaid, thisda- of 4 )&.

    2MMMMMMMMMMMMMMMMMMMMMMMMMMM"otary /ublic $tate of MMMMMMMMMMMM%y ommission -)pires: MMMMMMMMMM, HGMMM

    $TAT- O' MMMMMMMMMMMMMMM O5"T8 O'efore me personally appeared asTrusteeto me well known and known to me to be the person described inand who e)ecuted the foregoing instrument, and acknowledged to andbefore me that he e)ecuted said instrument for the purposes thereine)pressed.

    #T"-$$ my hand and ocial seal in the $tate and ounty aforesaid, this da- of 4 )&1

    2MMMMMMMMMMMMMMMMMMMMMMMMMMM

    "otary /ublic $tate of MMMMMMMMMMMMM%y ommission -)pires: MMMMMMMMMM, HGMMM

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    E8"B"T A

    Trust Pro+ert- Conve-ed3

    /78$#A& A331-$$: IP!OPE!T5 ADD!ESSJ

    &-6A& 3-$1#/T#O": 6lue over a copy of a legal description, then copythis page.&/S0 TT IN SE1 0F NE1 SE2 34-5-5E D&F: 6EG &T N7 20R0F /0T 48 9I//&GE 0N TE RIDGE -3 90/ G ; SE2 E /T 7 /I 0F SE1 0F NE1 SD SE2 34 & DIST 0F 4?%@;FT T0 S/A /I 0F TT 2TN S&NIT&RA S7R ESMNT ER ;5353?=55? TS 8> DG

    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM

    E8"B"T B

    (3-&-T-: reak down the shared interest as desired!

    Name and Address "nterest

    Ori.inal seller$S* %&&:

    1O2 34534 !S 0USBAND AND 6!)78

    "n t0e event of simultaneous le.al inca+acit- or deat0 of a,ovementioned ,ene@ciaries4 t0e contin.ent ,ene@ciaries are3

    (#' A//A&-, 5$5A&&8 "OT #' A$$#6"#"6 #%%-3#AT-&8!

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    Quite Title Draft

    $eek counsel from a local paralegal or attorney about =ling procedures. #fthe lender does nothing to prove otherwise, based on the initial letters, thiscan be used to clear their lien from title. ould be sent once you have doneyour admin processes and they failed to provide what was demanded,instead or a suit or in addition to one.

    -)ample:One theory is that the real party in interest on the lender side is the owner ofthe asset backed security issued by the $/. The security is usually aDsecuritiUedE bond deriving its value from the underlying mortgages of whichyours is one. Thus a quiet title action against D@ohn 3oeE and served bypublication might eliminate the mortgage and note.

    7ere is a form which you can use at your own risk. #t is probably wise to staterescission, fraud and o+set as reason for the quiet title. #t is from a law =rmin alifornia:

    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM

    ("ame, Address Of /arty or attorney!MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM$tate ar "o: MMMMMM(MMMM! MMMMM 0 MMMMMMMMAttorney for MMMMMMM (Or D#n /ro /erE!

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    /lainti+ complains and for causes of action alleges as follows:'#1$T A5$- O' AT#O"

    ('or MMMMMMMM Against MMMM!

    ^_. 3efendantMM, MMM isMM, and at all times herein mentioned wasMM, aresidentMM of the ity of MMM, ounty of MM, $tate of alifornia.

    ^_. 3efendantMM, MMM, isMM, and at all times herein mentioned, wasMM aorporation organiUed and e)isting under the laws of the $tate of aliforniawith principle oces located at MMM, in the ity of MMM, ounty of MMM.

    ^_. /lainti+MM isMM ignorant of the true names and capacities of defendantssued herein as 3O-$ # through 2, inclusive, and therefore suesMM thesedefendants by such =ctitious names. /lainti+MM will amend this complaint toallege their true names and capacities when ascertained.

    ^_. /lainti+MM isMM informed and believesMM and thereon allegesMM that, at alltimes herein mentioned, each of the defendants sued herein was the agent

    and employee of each of the remaining defendants and was at all timesacting within the purpose and scope of such agency and employment.^_. /lainti+MMM isMMM not and at all times herein mentioned the owner and;orentitled to possession of the property located at MMMM.

    ^_. /lainti+MMM isMMM informed and believeMMM and thereupon allegeMMM thatMMMMMM, and each of them, claimMMM an interest in the property adverse toplainti+ herein. 7owever, the claim of said 3efendantMMM isMMM without anyright whatsoever, and said 3efendantMMM haveMMM not legal or equitable right,claim, or interest in said property.

    ^_. /lainti+MMM therefore seekMMM a declaration that the title to the subectproperty is vested in plainti+MMM alone and that the defendantMMM herein, andeach of them, be declared to have no estate, right, title or interest in thesubect property and that said defendantMMM, and each of them, be foreverenoined from asserting any estate, right, title or interest in the subectproperty adverse to plainti+ herein.7-1-'O1-, plainti+MM prayMM udgment against defendantMM and each ofthem, as follows:^_. 'or an order compelling said 3efendantMMM, and each of them, totransfer legal title and possession of the subect property to /lainti+MM hereinX

    ^_. 'or a declaration and determination that /lainti+MM isMMM the rightfulholder of title to the property and that 3efendantMMM herein, and each ofthem, be declared to have no estate, right, title or interest in said propertyX

    ^_. 'or a udgment forever enoining said defendants, and each of them,from claiming any estate, right, title or interest in the subect propertyX

    ^_. 'or costs of suit herein incurredX

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    ^_. 'or such other and further relief as the court may deem proper3AT-3: MMMMMMMMMMMMMMM MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM ($ignature!

    -1#'#AT#O"

    #, MMM, am a MMMin the above?entitled action. # have read the foregoing MMMandknow the contents thereof. The same is true of my own knowledge, e)cept asto those matters which are therein alleged on information and belief, and asto those matters, # believe it to be true.

    # declare under penalty of perury that the foregoing is true and correct andthat this declaration was e)ecuted at &ong each, alifornia.