44
PUBLICATION OF NATIONAL CROP INSURANCE SERVICES ® PUBLICATION OF NATIONAL CROP INSURANCE SERVICES ® VOL. 38, NO. 2 MAY 2005

PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

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Page 1: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 457 PM Page c

PUBLICATION OF NATIONAL CROP INSURANCE SERVICESregPUBLICATION OF NATIONAL CROP INSURANCE SERVICESreg

VOL 38 NO 2 MAY 2005

bull May 05 NCIS TODAY 41405 457 PM Page d

Fast amp FairFast amp FairC L A I M S S E RV I C E C L A I M S S E RV I C E

Its the crack of dawnInsuredsrsquo indemnity checks are already IN THE BANK

What a great way to start the day

With RCISreg Electronic Funds TransferSM (REFT)

indemnity payments are deposited directly

into insuredsrsquo accounts

The REFT service is safe and secure

RCISdedicated to providing

the best service in the industry

RURAL COMMUNITY

reg

INSURANCESERVICES

rciscom

SMStanding Strong in Crop InsuranceRural Community Insurance Agency Inc DBA Rural Community Insurance Services California license OB89358 Anoka Minnesota

RCIS is an equal opportunity providercopy2005 Rural Community Insurance Services Inc All rights reserved

bull May 05 NCIS TODAY 41405 458 PM Page 1

TODAY PRESIDENTrsquoS MESSAGE

OUR THANKS TO YOUBy Bob Parkerson NCIS

The year 2005 is off and running Itrsquos hard to imagine that we are already five months into the year We started our year off by recognizing the 25th anniversary of the partnership that first introduced the private sector to the world of multiple peril crop insurance Our industry met together for another successful annual convention in February We had record attendance at this event and had another good group of presenters and panel discussions In the last few months wersquove bid farewell to three very influential leaders in our industry With over 100 years of combined crop insurance experience these men have moved on to enjoy their hard-earned retirement

I would like to take this time to acknowledge John Joyce Lanny Remmers and Richard Rogers for their invaluable contributions to this industry and to personally thank them for their guidance and leadership as they have served our associashytion as members of the Board of Directors Each of these men exhibited leadership during many difficult and challenging times over the years Their unwavering commitment to their careers is a testament to their belief in the importance of crop insurance and its role in helping protect the American farmer

The NCIS Board of Directors voted unanimously to present anaward to Lanny Remmers for his outstanding leadership and service

to the Crop Insurance Industry throughout his years with TheHartford Insurance Group

Presenting the award to Mr Remmers (center) was Ben Latham(left) Chairman of the NCIS Board of Directors and

Bob Parkerson (right) President NCIS

John Joyce was presented with a plaque in honor of his outstanding leadership and service to the Crop Insurance Industry throughout his years with Rain amp Hail LLC

Presenting the award to Mr Joyce (right) was Ron Brichler (left) Chairman of the AACI Board of Directors and Mike

McLeod Executive Director AACI

Each one of these men was not only a leader in our industry but also a leader in their own company They helped teach lead and develop many other people in their own paths in crop insurshyance These are now the leaders of our industry It spoke volumes to me about the impact of these men when I saw so many at our annual convention recognize them through their applause and congratulatory words and heartfelt thanks for their contributions

There are also many other men and women at all levels of this industry who serve with the same dedication and leadership as these men but their contributions go unrecognized Many of you reading this right now are part of this group Thank you for your commitment to crop insurance Without you our industry would not be as successful as it is

Congratulations to Mr Joyce Mr Remmers and Mr Rogers May you have a long and enjoyable retirement

Richard Rogers Farmers Crop

Insurance Alliance

CROP INSURANCE TODAY 1

bull May 05 NCIS TODAY 41405 458 PM Page 2

TODAYCROP INSURANCECROP INSURANCE

TODAY On the CoverOn the CoverVOL 38 NO 2 bull MAY 20VOL 38 NO 2 bull MA 05Y 2005

TABLE OF CONTENTS

TODAYFEATURES3 NCIS RegionalState Crop Insurance

Committees An Integral Part of the Crop Insurance Industry

5 A Resurgent Rural Economy Spurs Farmland Values

10 Oh How Wersquove Grown 14 Crop Insurance Plan Comparison 19 Tobacco Buyout Program 20 An Invitation To Make A Difference 23 Update on Soybean Rust Concerns 34 Insurable Crops Locations and Plans

TODAYRESEARCH26 Agricultural Aircraft Offer a Different

View of Remote Sensing 31 Dr Harlene Hatterman-Valenti

Laurie Langstraat Editor

TODAY IS PROVIDED AS A SERVICE OF NATIONAL CROP INSURANCE SERVICESreg TO EDUCATE READERS ABOUT THE RISK MANAGEMENT TOOLS PRODUCERS USE TO PROTECT THEMSELVES FROM THE RISKS ASSOCIATED WITH PRODUCTION AGRICULTURE

TODAY is published quarterlyndashFebruary May August and November by National Crop Insurance Services 8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

If you move or if your address is incorrect please send old address label clipped from recent issue along with your new or corrected address to Laurie Langstraat Editor at the above address

NCIS Website httpwwwag-riskorg

Representatives from many of the 18 NCIS RegionalState Committees were on hand at NCIS in March for orientation and training You can read more about the important role of these committees in the article beginning on page 3

Back Row (left to right) Robert Dammen Farmers Mutual Hail Insurance Company of Iowa Vice Chairshyman IllinoisWisconsin Committee Darryl Barrett Rural Community Insurance Services Chairman Southwest Committee Jim Maroon Farmers Crop Insurance Alliance Chairman South Dakota Committee and Dennis Biewer Great American Insurance Company Chairman North Dakota Committee

Front Row (left to right) Walt Radmer Great Amerishycan Insura0nce Company Vice Chairman Northwest Committee Kenny Shock Great American Insurance Company Chairman IndianaOhioMichigan Commitshytee Rusty Belford Farmers Crop Insurance Alliance Vice Chairman KansasOklahoma Committee Guri Bhanshygoo Rain amp Hail LLC Chairman CaliforniaNevada Committee and Gary Shaneman Great American Insurance Company Vice Chairman ColoradoWyoming Committee

NCISreg EXECUTIVE COMMITTEE Ben Latham Chairman

Mike Connealy Vice ChairmanSteve Harms Second Vice Chairman

NCISreg MANAGEMENT Robert W Parkerson President

Thomas P Zacharias Executive Vice PresidentP John Owen General Counsel

James M Crist ControllerLaurence M Crane Vice President

Dave Hall Vice President Frank F Schnapp Vice President

Winner of The Golden ARC Award

Creative Layout and Design by Graphic Arts of Topeka Kansas

Printed with EnvironmentallyPrinted on recycled paper friendly vegetable oil based inks

bull May 05 NCIS TODAY 41405 458 PM Page 3

CROP INSURANCE TODAY

NCIS REGIONALSTATE CROPINSURANCE COMMITTEES AN INTEGRAL PART OF THECROP INSURANCE INDUSTRY

The NCIS RegionalState Crop Insurshyance Committees are an integral part of the crop insurance industry They are critical to the communication flow within the indusshytry and are organized for the purpose of identifying issues that need attention and making recommendations to the Board of Directors These committees are authorized by the NCIS Bylaws and function within strict guidelines To ensure that the committees understand their role function properly and are effective in accomplishing their responsibilities newly elected chairshyman participate in an annual orientation and training session

The primary objective of the orientation is to help the incoming chairman of the NCIS RegionalState Crop Insurshyance Committees succeed by preparing them for their official responsibilities as chairman of an NCIS committee Specific instruction is provided on

bull legal issues including anti-trust considerations bull NCIS organizational structure bull making recommendations to the NCIS Board of Directors bull operating in accordance with the NCIS Bylaws bull planning and conducting effective meetings and loss

school activities bull parliamentary procedure and bull understanding the range of products and services offered

by NCIS After the training the participants better understand the

role of the NCIS RegionalState Crop Insurance Committees

what is expected of them as chairman and are prepared to successfully assume their official duties ldquoThe meeting was excellentrdquo said South Dakota Commitshytee Chairman Jim Maroon Great Amershyican Insurance Company at the end of the recent training for new Chairman in 2005 ldquoI can certainly see why it is a must for anyone that has been elected as chairshyman of their state committee I look forward to working closely with Shane [the NCIS liaison to SD] and NCIS during my term as chairmanrdquo

There are 18 committees organized along geographical borders that are the

eyes and ears of NCIS at the local level They meet periodically to discuss developments in agriculture and insurance RMA employees are invited and encouraged to attend committee meetshyings Attendance by individual agents and adjusters is not permitshyted Other guests educators and non-NCIS members may be invited to participate in committee activities as conditions warrant An NCIS staff person is assigned as a liaison to each committee and functions as a resource to the committee The liaishyson is the immediate point of contact between the committee and NCIS The liaison is to be kept informed of all committee activshyities These committees exist primarily to

1 Recommend coverage and language changes to the Crop-Hail and MPCI policy forms applications endorsements and miscellaneous forms

2 Recommend new or revised Crop-Hail or MPCI loss adjustment procedures and forms

CROP INSURANCE TODAY 3

By Dr Laurence M Crane NCIS

bull May 05 NCIS TODAY 41405 458 PM Page 4

TODAYCROP INSURANCE

3 Advise NCIS on public accepshytance of crop insurance programs offered by the affiliated compashynies

4 Promote communication and cooperation within the crop insurance industry with the exception of pricing and producer commissions

5 Promote and participate in risk management education activities

New chairmen fully understand that the committee and its individual members are not authorized to agree to policy on behalf of NCIS nor any member company Where policy or procedure changes are recommended by the committee those recommendashytions are to be treated as recommendashytions until they are reviewed by the appropriate NCIS standing commitshytee(s) and approved by the NCIS Board of Directors

ldquoThe meeting was excellent I can certainly see why it is a must for anyone that has been

elected as the chairman of their state committeerdquo

It is a personal and professional honor to be elected chairman of an NCIS RegionalState Crop Insurance Committee The expectations and responsibilities are great but so are the rewards for being selected by ones peers to serve in this important leadership capacity TODAY

4 MAY 05

Participants at the 2005 RegionalState Chairman Orientation Training

2005 NCIS RegionalState Committee Chairmen CaliforniaNevadamdashGuri Bhangoo Rain amp Hail LLC ColoradoWyomingmdashRobby Hasz Rural Community Insurance Services EastmdashDennis Chapman Rain amp Hail LLC Gulf StatesmdashHiram Womack ARMtech Insurance Services IllinoisWisconsinmdashDavid Meylor Rural Community Insurance Services IndianaOhioMichiganmdashKenny Shock Great American Insurance Company IowamdashJay Jacobi Rain amp Hail LLC KansasOklahomamdashPat Koster Rural Community Insurance Services KentuckyTennesseemdashRob Young Farmers Crop Insurance Alliance MinnesotamdashJim Wilson Farmers Mutual Hail Ins Co of Iowa MissourimdashCurt Blake Rain amp Hail LLC MontanamdashKevin Swanson Farmers Crop Insurance Alliance NebraskamdashT J Anderson Heartland Crop Insurance North DakotamdashDennis Biewer Great American Insurance Company NorthwestmdashSteve Wedel Rain amp Hail LLC South DakotamdashJim Maroon Farmers Crop Insurance Alliance SoutheastmdashJerry Story Great American Insurance Company SouthwestmdashDarryl Barrett Rural Community Insurance Services

bull May 05 NCIS TODAY 41405 458 PM Page 5

CROP INSURANCE TODAY

A RESURGENT RURALECONOMY SPURS

FARMLAND VALUESBy Jason Henderson and Nancy Novack Center for the Study of Rural America

The rural economy broke free from the reins of recession in 2004 with an especially strong performance in the farm sector Net farm income easily surpassed the record high of 2003 And the weakness that plagued the nonfarm rural economy in recent years appears to have been replaced with stronger job growth and higher incomes

Strong performances in the farm and nonfarm sectors have led to soaring land values Rising incomes are often capitalized into asset values and the past year was no exception Rising rural incomes quickly led to strong land value gains Since real estate is rural Americarsquos most important asset strong land values are often viewed as an indicator of a healthy rural economy

Looking ahead to 2005 healthy rural incomes in agriculture and on Main Street will continue to underpin farmland value gains While farm incomes are expected to remain strong the industry must keep a close watch on trade developments and an emerging disease threat to the soybean crop The nonfarm econshyomy is expected to strengthen with the rest of the nation Growth in jobs and wages in high-skilled industries is a welcome sign for rural America in its quest to build new economic engines in high-skilled activities

A RECORD YEAR FOR FARM INCOME

US agriculture had a stellar year in 2004 Cattle producers started the year confronting markets in disorder after the outbreak of Mad Cow disease But overall livestock producers enjoyed robust demand and strong prices The nationrsquos crop producers reaped bountiful harvests aided by widespread favorable growing conditions As a result net farm income soared to a record $737 billion shattering last yearrsquos record of $592 billion (Chart 1)

0

10

20

30

40

50

60

70

80

1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004

Billion dollars

Source USDA

Direct Govrsquot Payments

Emergency Assistance

Chart 1 US Net Farm Income

1993-2004 average

A Healthy Year for Livestock The US livestock sector enjoyed a banner year in 2004 fuelshy

ing the surge in US farm income Total livestock receipts increased an estimated $16 billion or 15 percent above the previshyous year Cattle producers survived the Mad Cow scare of late 2003 and posted another strong year Profit opportunities leapt for hog and poultry producers as well as demand for pork and poulshytry rose with trade bans against US beef Dairy producers enjoyed a profitable year as production was unable to keep up with demand

Big Crops Boost Crop Receipts Large crops and relatively strong prices also contributed to

the income gains posted by the farm sector Strong prices early in the year and large fall harvests boosted crop receipts After a strong spring rally prices dampened with expectations of large fall crops Although bumper crops pushed commodity prices below the government loan rates in the fall government

CROP INSURANCE TODAY 5

bull May 05 NCIS TODAY 41405 458 PM Page 6

TODAYCROP INSURANCE

payments are expected to remain at year-ago levels

Crop production surged in 2004 as favorable growing conditions held for most of the year (Chart 2) US corn producers led the charge by harvesting another bumper crop in 2004 with ideal growing conditions in many corn growshying regions The most recent estimate came in at more than 117 billion bushels 16 percent above the record crop of 2003 Although more acres were planted to corn in 2004 the real driver was corn yields The average corn yield exceeded 160 bushels per acremdashnearly 20 bushels more than 2003

US soybean production in 2004 was also the largest on record A new record average yield was set at just shy of 43 bushels per acre The strong yields and slightly higher acreage led to production that topped three billion bushels nine percent larger than the previous record crop of 2001

Wheat production fell below 2003 but remained above the five-year average The decline was a result of both smaller acreage planted to wheat and lower yields Lingering drought conditions in major winter wheat producing regions led the decline in production The spring wheat crop was larger than in 2003 offsetting some of the winter wheat production declines In the end the total wheat crop was off eight percent from a year ago but just above the five-year average

Crop prices went on a roller-coaster ride in 2004 The year began with short crop supplies particularly for soybeans and strong export demand By early 2004 soybean prices had rallied above $7 per bushel after a short 2003 crop In mid-March soybean prices topped $10 per bushel Corn prices also followed the higher price path of soybeans And wheat

0

20

40

60

80

100

120

140

Wheat Soybeans Corn

Index (Avg 2000 to 2002 = 100)

Source USDA

2004

Chart 2 US Crop Production

2003

00

100

200

300

400

500

600

700

Investment Recreation Residential Development

Farm Lease Other

Percent of respondents

Source Federal Reserve Bank of Kansas City

Chart 3 Reasons for Farmland Purchases by Non-farmers

2002

2003

Note Respondents were asked the most common reasons for farmland purchases by individuals other than farmers Respondents could choose more than one response and therefore percentages will not sum to 100

prices on expectations of a smaller wheat crop moved higher at the same time

In the midst of dwindling production numbers demand for US soybean exports was on the rise China had placed large orders for soybeans and followed through on the purchases in the early months of the year However the rising cost of soybeans began to put financial strain on the Chinese soybean crushing industry In May as a result China cancelled some contracts to purchase US soybeans Soybean prices fell to around $850 per bushel and corn and wheat prices followed Prices remained resilient in early summer but when the large fall crop production estimates started coming in soybean prices tumbled once again eventually falling below the government loan rates Although postshyharvest lows were below a year ago avershy

age prices for the entire calenshydar year were above 2003

Strong Incomes Lead to Healthy Farm Finances

The strong farm income picture underpinned healthy farm finances in 2004 Farm credit conditions and finanshycial ratios improved from the previous year and led to strong capital expenditures for farm equipment

Record farm incomes boosted farm credit condishytions According to agriculshytural credit surveys conducted by the Federal Reserve banks loan repayment rates were strong in 2004

Farm financial ratios illusshytrate the strength in the farm balance sheet Both the farm debt-to-equity and debt-to-asset ratios continued to decline Farm debt rose again in 2004 with the majority of the increase coming from real estate debt However rising farm asset values

kept financial ratios in check Record farm incomes fueled a surge

in capital expenditures in 2004 According to Federal Reserve surveys bankers reported higher capital spendshying relative to a year ago And accordshying to the Association for Equipment Manufacturers farm equipment sales rose sharply in 2004 As of November large tractor sales were up about 40 percent and combine sales were up 49 percent for the year

AN UPTURN ON MAIN STREET

After two years of weak growth the Main Street recovery gained steam in 2004 Both rural jobs and income growth

6 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 7

rebounded in 2004 The growth was broad based as both service- and goods-producing sectors led to rural job and income gains Rural America appears to be planting seeds for a new economy as many of the gains were in high-skilled occupations

An End to the Jobless Recovery

The rural nonfarm economy emerged from a jobless recovery in 2004 by posting job gains Since the end of the recession in November 2001 rural areas faced a jobless recovshyery where renewed economic growth failed to produce new jobs At the start of 2004 rural economies slowly began to add jobs By October rural job levels were almost two percent above a year ago

A Stronger Recovery Boosts Rural Incomes

A strengthening national economy also helped propel higher rural incomes In 2004 rural workers enjoyed strengthening incomes as average weekly nonfarm earnings in the first ten months of the year were up 33 percent from a year ago Rural earnings growth was stronger than the 27 percent average in metro areas during the year

High-Skilled Growth Propels the Rural Recovery

While growth embraced all sectors of the rural economy it was especially strong in the high-skilled industries Indeed industries that employ high-skilled workers led rural job growth In addition high-skilled occupations in rural areas posted stronger income gains than in metro areas

LAND VALUESSOAR IN 2004

Stronger incomes on the farm and on Main Street boosted rural land values Soaring farm incomes were quickly capishytalized into farmland prices while robust nonfarm activity supported both residenshytial and commercial demandmdashand thus the price of land Further higher incomes allow people to enjoy more leisure time thus boosting the recreational demand for land

Record Farm Incomes Underpin Land Values

Boosted by record-high farm incomes in 2004 farmland values soared Farmshyland values derive from the capitalized value of future farm income streams (Burt Moss Phipps) In other words rising farm incomes and the expectation of future income gains lead to higher land values

While farmland values rose sharply nationwide in 2004 the strongest gains appeared to emerge on the East and West coasts According to agricultural credit surveys conducted by various Federal Reserve banks farmland values rose 15 percent in the Richmond District and 33 percent in the San Francisco District Strong double-digit gains were also posted in the Chicago Kansas City and Minnesota districts

Nonfarm Demand Fuels Land Value Gains

Even with record farm incomes farmshyland value gains appear to be driven in large part by the rising tide of nonfarm demand The surge in farmland values along the densely populated East and West coasts is one clear indicator of the nonfarm impact on farmland values Another indicator of the increasing

CROP INSURANCETODAY

importance of nonfarm demand is the mounting gap between farmland values and cash rents

Farmland values should reflect the capitalized value of future cash rent payments Yet farmland values are rising faster than the revenue stream from agrishycultural production (cash rents) Since 1998 cropland cash rents have risen 15 percent compared to a 32 percent rise in cropland values

Several nonfarm demand factors appear to be contributing to strong land value gains The relatively weak perforshymance of the stock market fuels the demand for land as an alternative asset The continued expansion of urban areas boosts the demand for land in commershycial and residential use And rising recreshyational demand is underpinning strong farmland value gains

Urban expansion continues to boost land values as farmland is converted from agricultural to urban use Land in urban use typically generates higher values for farmland that is transitioning out of agrishycultural production In Indiana the value of farmland moving out of agriculshyture was $6000 per acre compared to $3278 per acre for top quality cropland in agriculture (Dobbins and Cook)

Land purchases for investment as an asset or for urban use also appears to be driving nonfarm demand for land Since 2002 agricultural bankers responding to the agricultural credit survey in the Kansas City District revealed that investment purchases have become the biggest nonfarm demand influence on farmland values Over 70 percent of the bankers revealed that farmland purchases were driven by investment decisions (Chart 3)

The survey also revealed that recreshyation is an increasingly important influshyence on farmland demand In 2003 over 55 percent of the bankers reported that recreational demand was a reason for farmland purchases up from 45 percent in 2002 In 2001 wildlife recreationers spent $12 billion on land leasing and

CROP INSURANCE TODAY 7

bull May 05 NCIS TODAY 41405 458 PM Page 8

TODAYCROP INSURANCE

ownership up from $7 billion in 1996 In 2002 28000 farmers reported earnshying $202 million from recreation services While recreational services were an income supplement for most farmers seven percent earned more from recreational services than the average per capita income of $23362 in rural counties

THE RURAL ECONOMY IN 2005

Looking ahead the foundation is set for another solid year in the rural econshyomy although some challenges shade the horizon Farm incomes are expected

Table 1 USDA Price Projections

Livestock Prices Average 2001

2005 2004 to 2003 Dollars per cwt

Choice Steers 8600 8422 7481 Feeder Steers 9700 10446 8603 Hogs (barrows and gilts) 4900 5167 4006 Broilers 7250 7460 5890 Milk 1335 1595 1320

Crop Prices Average 1998

200405 200304 to 2001 Dollars per bushel

Corn 190 242 190 Wheat 335 340 263 Soybeans 495 734 446

to remain robust in 2005 despite several factors the disappearance of the agricultural trade surplus a new disease threat to the soybean crop and the persistence of drought in some areas The Main Street economy is also expected to strengthen in 2005 Overshyall robust farm and nonfarm economies should underpin healthy land value gains in the year ahead

Can a Strong Liveshystock Sector Produce a Healthy Farm Economy

Farm incomes in the year ahead will likely fall from the record highs set in 2004 but remain healthy by historical standards Livestock prices are expected to remain strong and increased governshyment payment should offset declining crop revenues from lower prices The final outcome for farm income will rest heavily on the persistence of drought the prospects for agricultural trade and whether a nascent soybean disease gains a hold over the 2005 crop

Historically high prices could produce broad gains in the livestock sector and underpin a healthy farm economy

Source Livestock Dairy and Poultry Report and World Agricultural Supply and Demand Estimate USDA December 2004

Despite edging down from 2004 highs livestock prices are expected to remain above their historical average in 2005 (Table 1)

In contrast crop revenues in 2005 may not be as robust Crop prices are expected to fall well below the levels posted last year but remain above the lows of 1998 to 2001

Potential farm incomes losses from lower crop prices could be offset at least in part by increased government payments Under the most recent farm bill lower prices will trigger higher payments under the loan deficiency and countercyclical programs Over the past two years government payments have averaged $158 billion High crop prices over the past two years have kept governshyment payments below expected levels in 2002 when the farm bill was passed

Will Weather Disease and Trade Limit Farm Income

Crop prices could strengthen in the marketplace if weather and disease probshy

lems develop Weather problems are an annual source of uncertainty for crop producers Soybean rust has raised concerns for the 2005 crop In 2004 soybean rust significantly cut the South American harvest and led to record high prices last spring Fungicide treatments are expected to raise production costs $25 per acre USDA estimates that losses could range from $164 million to $12 billion depending on the geographic spread of the disease and associated yield losses (Livingston and others) Economic impacts will be highly variable given weather conditions and geographic spread

Another factor affecting the outlook for the farm economy in 2005 will be agricultural exports The future of farm exports is uncertain For the first time since the 1950s the value of US imports are expected to equal the value of US exports US agricultural imports is expected to rise with increased imports of consumer and intermediate products Import prices are rising due to rising prices for processed foods higher transshyportation costs associated with the high

8 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

Errors and Omission Insurance

For Your Agency Full lines coverage including MPCI Crop Insurance

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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ase

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tion

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Dec

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nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

-27

(P)1

B-4

6B-7

2 1B

-72

6B-2

3 1B

-17

Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

ATE

Cotto

n St

aple

CRAN

BERR

IES

(Pro

cess

ing)

FIGS

FLAX

Pr

oduc

tion

Seed

ing

Grap

es

Grap

es

NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

-62

9B-5

(P)1

3B-4

Alas

ka

10B-

5 Ar

izona

1B

-95

B-9

16B-

9 1B

-7

10B-

6 10

B-3

Arka

nsas

1B

-31

5B-3

19B

-51

6B-3

1 10

B-2

Calif

ornia

1B

-12

5B-1

2 1B

-5

10B-

4 10

B-23

(P

)6B-

6 10

B-31

10

B-9

Color

ado

10B-

2 10

B-1

1B-1

5 Co

nnec

ticut

Delaw

are

Florid

a 1B

-24

5B-2

4 Ge

orgia

1B

-100

5B-

100

(P)1

3B-4

Haw

aii

6B-3

10B

-3

Idah

o 1B

-1

10B-

1 Illi

nois

1B-2

9B-

2 In

diana

Iow

a 1B

-39

(P)6

B-39

Ka

nsas

1B

-26

5B-2

6 1B

-3

Kent

ucky

Louis

iana

1B-2

55B

-25

9B-9

16B

-25

Main

e 10

B-2

(P)6

B-2

Mar

yland

9B

-31

0B-1

0 (P

)6B-

10

Mas

sach

uset

ts

1B-6

CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

)6B-

8 11

B-4

Minn

esot

a 1B

-27

1B-8

69B

-38

(P)6

B-86

M

ississ

ippi

1B-6

65B

-66

9B-1

1 10

B-2

Miss

ouri

1B-7

5B-

79B

-3

11B-

1 M

onta

na

1B-3

10

A (P

)6A

Nebr

aska

9B

-91

0B-9

(P

)6B-

8 1B

-13

Neva

da

10B-

17

(P)6

B-4

New

Ham

pshir

e 10

B-1

(P)6

B-1

New

Jers

ey

1B-2

Ne

w M

exico

1B

-11

5B-1

116

B-11

1B

-3

New

Yor

k 10

B-8

(P)6

B-8

10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

B-13

Ut

ah

10B-

11

(P)6

B-15

Ve

rmon

t (P

)6B-

1 Vi

rgini

a 1B

-15

5B-1

5 W

ashin

gton

1B

-2

10B-

6CEO

W

est V

irgini

aW

iscon

sin

1B-1

5 1B

-72

9B-6

2 (P

)6B-

72

Wyo

ming

10

B-23

(P

)6B-

23

1B-2

COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

)7B-

2

(P)9

B-39

(P)7

B-3

(P)7

B-2

(P)9

B-10

Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

Dry

Gree

n PE

CANS

PE

PPER

S PL

UMS

POPC

ORN

POTA

TOES

PR

UNES

Al

abam

a 10

B-9

1B-2

79B

-8

(P)1

5B-2

1B

-1

10B-

4 Al

aska

10

B-3

Arizo

na

(P)1

5B-5

10

B-2

Arka

nsas

10

B-14

1B

-2

Calif

ornia

10

B-7C

EO

10B-

10CE

O 10

B-7C

EO

10B-

9 10

B-7

10B-

5 10

B-14

Co

lorad

o 10

B-3

1B-5

1B

-81

0B-2

Co

nnec

ticut

10

B-2

1B-1

De

lawar

e 10

A 10

B-2

Florid

a 10

B-1

1B-2

1 6B

-13

10B-

15

Geor

gia

1B-2

6 1B

-75

9B-2

6 (P

)15B

-82

Haw

aiiId

aho

10B-

4 10

B-18

10

B-10

10

B-26

CEO

Illino

is 10

B-4

10B-

7 1B

-61

India

na

1B-7

4 10

B-7

Iow

a 10

B-4

1B-4

0 10

B-3

Kans

as

1B-9

Ke

ntuc

ky

10B-

2 1B

-6

Louis

iana

10B-

5 1B

-1

Main

e 10

B-1

1B-5

CEO

Mar

yland

10

B-5

10B-

7 10

B-3

Mas

sach

uset

ts

10B-

1 1B

-2

Mich

igan

10B-

9 10

B-1

1B-5

1B

-36

Minn

esot

a 1B

-1

10B-

34

1B-3

10

B-28

M

ississ

ippi

10B-

12

1B-8

M

issou

ri 10

B-2

1B-1

7 1B

-2

Mon

tana

1B

-18

10B-

8 Ne

bras

ka

1B-6

1 10

B-12

Ne

vada

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bull May 05 NCIS TODAY 41405 502 PM Page 39

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ucky

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iana

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6 (P

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71B

-71

5B-7

18B

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7

1B-2

25B

-22

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95B

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9B-

21B

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51B

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202

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01

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19

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95B

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5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

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STAT

E SU

NFLO

WER

S SW

EETP

OTAT

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SWIN

E Bu

rley

Cigar

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Filler

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arW

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er

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Air

ampFir

e Cu

red

Flue

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d M

aryla

nd

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hM

arke

t To

mato

es

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NUTS

W

HEAT

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INTE

RSQ

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Al

abam

aAl

aska

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naAr

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niaCo

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nnec

ticut

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are

Florid

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orgia

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aiiId

aho

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isIn

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aKa

nsas

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ucky

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iana

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eM

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nd

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sach

uset

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innes

ota

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issipp

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issou

riM

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bras

kaNe

vada

New

Ham

pshir

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w Je

rsey

New

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icoNe

w Y

ork

North

Car

olina

North

Dak

ota

Ohio

Oklah

oma

Oreg

onPe

nnsy

lvania

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e Isl

and

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h Ca

rolin

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uth

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s Ut

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rmon

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rgini

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est V

irgini

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ng

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316

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116

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0

1B-2

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3

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73

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11

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27

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19

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2

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1618

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63

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19

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25

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6B-

161B

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8

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3

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9

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6

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O

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-58

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35B

-53

9B-2

416

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55B

-35

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31B

-40

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09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

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89B

-4

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-42

(P)1

3B-4

16B

-42

1B-1

025

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29B

-34

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25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

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79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

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-82

9B-3

316

B-82

1B-1

25B

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01B

-15

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59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

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79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 2: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 457 PM Page d

Fast amp FairFast amp FairC L A I M S S E RV I C E C L A I M S S E RV I C E

Its the crack of dawnInsuredsrsquo indemnity checks are already IN THE BANK

What a great way to start the day

With RCISreg Electronic Funds TransferSM (REFT)

indemnity payments are deposited directly

into insuredsrsquo accounts

The REFT service is safe and secure

RCISdedicated to providing

the best service in the industry

RURAL COMMUNITY

reg

INSURANCESERVICES

rciscom

SMStanding Strong in Crop InsuranceRural Community Insurance Agency Inc DBA Rural Community Insurance Services California license OB89358 Anoka Minnesota

RCIS is an equal opportunity providercopy2005 Rural Community Insurance Services Inc All rights reserved

bull May 05 NCIS TODAY 41405 458 PM Page 1

TODAY PRESIDENTrsquoS MESSAGE

OUR THANKS TO YOUBy Bob Parkerson NCIS

The year 2005 is off and running Itrsquos hard to imagine that we are already five months into the year We started our year off by recognizing the 25th anniversary of the partnership that first introduced the private sector to the world of multiple peril crop insurance Our industry met together for another successful annual convention in February We had record attendance at this event and had another good group of presenters and panel discussions In the last few months wersquove bid farewell to three very influential leaders in our industry With over 100 years of combined crop insurance experience these men have moved on to enjoy their hard-earned retirement

I would like to take this time to acknowledge John Joyce Lanny Remmers and Richard Rogers for their invaluable contributions to this industry and to personally thank them for their guidance and leadership as they have served our associashytion as members of the Board of Directors Each of these men exhibited leadership during many difficult and challenging times over the years Their unwavering commitment to their careers is a testament to their belief in the importance of crop insurance and its role in helping protect the American farmer

The NCIS Board of Directors voted unanimously to present anaward to Lanny Remmers for his outstanding leadership and service

to the Crop Insurance Industry throughout his years with TheHartford Insurance Group

Presenting the award to Mr Remmers (center) was Ben Latham(left) Chairman of the NCIS Board of Directors and

Bob Parkerson (right) President NCIS

John Joyce was presented with a plaque in honor of his outstanding leadership and service to the Crop Insurance Industry throughout his years with Rain amp Hail LLC

Presenting the award to Mr Joyce (right) was Ron Brichler (left) Chairman of the AACI Board of Directors and Mike

McLeod Executive Director AACI

Each one of these men was not only a leader in our industry but also a leader in their own company They helped teach lead and develop many other people in their own paths in crop insurshyance These are now the leaders of our industry It spoke volumes to me about the impact of these men when I saw so many at our annual convention recognize them through their applause and congratulatory words and heartfelt thanks for their contributions

There are also many other men and women at all levels of this industry who serve with the same dedication and leadership as these men but their contributions go unrecognized Many of you reading this right now are part of this group Thank you for your commitment to crop insurance Without you our industry would not be as successful as it is

Congratulations to Mr Joyce Mr Remmers and Mr Rogers May you have a long and enjoyable retirement

Richard Rogers Farmers Crop

Insurance Alliance

CROP INSURANCE TODAY 1

bull May 05 NCIS TODAY 41405 458 PM Page 2

TODAYCROP INSURANCECROP INSURANCE

TODAY On the CoverOn the CoverVOL 38 NO 2 bull MAY 20VOL 38 NO 2 bull MA 05Y 2005

TABLE OF CONTENTS

TODAYFEATURES3 NCIS RegionalState Crop Insurance

Committees An Integral Part of the Crop Insurance Industry

5 A Resurgent Rural Economy Spurs Farmland Values

10 Oh How Wersquove Grown 14 Crop Insurance Plan Comparison 19 Tobacco Buyout Program 20 An Invitation To Make A Difference 23 Update on Soybean Rust Concerns 34 Insurable Crops Locations and Plans

TODAYRESEARCH26 Agricultural Aircraft Offer a Different

View of Remote Sensing 31 Dr Harlene Hatterman-Valenti

Laurie Langstraat Editor

TODAY IS PROVIDED AS A SERVICE OF NATIONAL CROP INSURANCE SERVICESreg TO EDUCATE READERS ABOUT THE RISK MANAGEMENT TOOLS PRODUCERS USE TO PROTECT THEMSELVES FROM THE RISKS ASSOCIATED WITH PRODUCTION AGRICULTURE

TODAY is published quarterlyndashFebruary May August and November by National Crop Insurance Services 8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

If you move or if your address is incorrect please send old address label clipped from recent issue along with your new or corrected address to Laurie Langstraat Editor at the above address

NCIS Website httpwwwag-riskorg

Representatives from many of the 18 NCIS RegionalState Committees were on hand at NCIS in March for orientation and training You can read more about the important role of these committees in the article beginning on page 3

Back Row (left to right) Robert Dammen Farmers Mutual Hail Insurance Company of Iowa Vice Chairshyman IllinoisWisconsin Committee Darryl Barrett Rural Community Insurance Services Chairman Southwest Committee Jim Maroon Farmers Crop Insurance Alliance Chairman South Dakota Committee and Dennis Biewer Great American Insurance Company Chairman North Dakota Committee

Front Row (left to right) Walt Radmer Great Amerishycan Insura0nce Company Vice Chairman Northwest Committee Kenny Shock Great American Insurance Company Chairman IndianaOhioMichigan Commitshytee Rusty Belford Farmers Crop Insurance Alliance Vice Chairman KansasOklahoma Committee Guri Bhanshygoo Rain amp Hail LLC Chairman CaliforniaNevada Committee and Gary Shaneman Great American Insurance Company Vice Chairman ColoradoWyoming Committee

NCISreg EXECUTIVE COMMITTEE Ben Latham Chairman

Mike Connealy Vice ChairmanSteve Harms Second Vice Chairman

NCISreg MANAGEMENT Robert W Parkerson President

Thomas P Zacharias Executive Vice PresidentP John Owen General Counsel

James M Crist ControllerLaurence M Crane Vice President

Dave Hall Vice President Frank F Schnapp Vice President

Winner of The Golden ARC Award

Creative Layout and Design by Graphic Arts of Topeka Kansas

Printed with EnvironmentallyPrinted on recycled paper friendly vegetable oil based inks

bull May 05 NCIS TODAY 41405 458 PM Page 3

CROP INSURANCE TODAY

NCIS REGIONALSTATE CROPINSURANCE COMMITTEES AN INTEGRAL PART OF THECROP INSURANCE INDUSTRY

The NCIS RegionalState Crop Insurshyance Committees are an integral part of the crop insurance industry They are critical to the communication flow within the indusshytry and are organized for the purpose of identifying issues that need attention and making recommendations to the Board of Directors These committees are authorized by the NCIS Bylaws and function within strict guidelines To ensure that the committees understand their role function properly and are effective in accomplishing their responsibilities newly elected chairshyman participate in an annual orientation and training session

The primary objective of the orientation is to help the incoming chairman of the NCIS RegionalState Crop Insurshyance Committees succeed by preparing them for their official responsibilities as chairman of an NCIS committee Specific instruction is provided on

bull legal issues including anti-trust considerations bull NCIS organizational structure bull making recommendations to the NCIS Board of Directors bull operating in accordance with the NCIS Bylaws bull planning and conducting effective meetings and loss

school activities bull parliamentary procedure and bull understanding the range of products and services offered

by NCIS After the training the participants better understand the

role of the NCIS RegionalState Crop Insurance Committees

what is expected of them as chairman and are prepared to successfully assume their official duties ldquoThe meeting was excellentrdquo said South Dakota Commitshytee Chairman Jim Maroon Great Amershyican Insurance Company at the end of the recent training for new Chairman in 2005 ldquoI can certainly see why it is a must for anyone that has been elected as chairshyman of their state committee I look forward to working closely with Shane [the NCIS liaison to SD] and NCIS during my term as chairmanrdquo

There are 18 committees organized along geographical borders that are the

eyes and ears of NCIS at the local level They meet periodically to discuss developments in agriculture and insurance RMA employees are invited and encouraged to attend committee meetshyings Attendance by individual agents and adjusters is not permitshyted Other guests educators and non-NCIS members may be invited to participate in committee activities as conditions warrant An NCIS staff person is assigned as a liaison to each committee and functions as a resource to the committee The liaishyson is the immediate point of contact between the committee and NCIS The liaison is to be kept informed of all committee activshyities These committees exist primarily to

1 Recommend coverage and language changes to the Crop-Hail and MPCI policy forms applications endorsements and miscellaneous forms

2 Recommend new or revised Crop-Hail or MPCI loss adjustment procedures and forms

CROP INSURANCE TODAY 3

By Dr Laurence M Crane NCIS

bull May 05 NCIS TODAY 41405 458 PM Page 4

TODAYCROP INSURANCE

3 Advise NCIS on public accepshytance of crop insurance programs offered by the affiliated compashynies

4 Promote communication and cooperation within the crop insurance industry with the exception of pricing and producer commissions

5 Promote and participate in risk management education activities

New chairmen fully understand that the committee and its individual members are not authorized to agree to policy on behalf of NCIS nor any member company Where policy or procedure changes are recommended by the committee those recommendashytions are to be treated as recommendashytions until they are reviewed by the appropriate NCIS standing commitshytee(s) and approved by the NCIS Board of Directors

ldquoThe meeting was excellent I can certainly see why it is a must for anyone that has been

elected as the chairman of their state committeerdquo

It is a personal and professional honor to be elected chairman of an NCIS RegionalState Crop Insurance Committee The expectations and responsibilities are great but so are the rewards for being selected by ones peers to serve in this important leadership capacity TODAY

4 MAY 05

Participants at the 2005 RegionalState Chairman Orientation Training

2005 NCIS RegionalState Committee Chairmen CaliforniaNevadamdashGuri Bhangoo Rain amp Hail LLC ColoradoWyomingmdashRobby Hasz Rural Community Insurance Services EastmdashDennis Chapman Rain amp Hail LLC Gulf StatesmdashHiram Womack ARMtech Insurance Services IllinoisWisconsinmdashDavid Meylor Rural Community Insurance Services IndianaOhioMichiganmdashKenny Shock Great American Insurance Company IowamdashJay Jacobi Rain amp Hail LLC KansasOklahomamdashPat Koster Rural Community Insurance Services KentuckyTennesseemdashRob Young Farmers Crop Insurance Alliance MinnesotamdashJim Wilson Farmers Mutual Hail Ins Co of Iowa MissourimdashCurt Blake Rain amp Hail LLC MontanamdashKevin Swanson Farmers Crop Insurance Alliance NebraskamdashT J Anderson Heartland Crop Insurance North DakotamdashDennis Biewer Great American Insurance Company NorthwestmdashSteve Wedel Rain amp Hail LLC South DakotamdashJim Maroon Farmers Crop Insurance Alliance SoutheastmdashJerry Story Great American Insurance Company SouthwestmdashDarryl Barrett Rural Community Insurance Services

bull May 05 NCIS TODAY 41405 458 PM Page 5

CROP INSURANCE TODAY

A RESURGENT RURALECONOMY SPURS

FARMLAND VALUESBy Jason Henderson and Nancy Novack Center for the Study of Rural America

The rural economy broke free from the reins of recession in 2004 with an especially strong performance in the farm sector Net farm income easily surpassed the record high of 2003 And the weakness that plagued the nonfarm rural economy in recent years appears to have been replaced with stronger job growth and higher incomes

Strong performances in the farm and nonfarm sectors have led to soaring land values Rising incomes are often capitalized into asset values and the past year was no exception Rising rural incomes quickly led to strong land value gains Since real estate is rural Americarsquos most important asset strong land values are often viewed as an indicator of a healthy rural economy

Looking ahead to 2005 healthy rural incomes in agriculture and on Main Street will continue to underpin farmland value gains While farm incomes are expected to remain strong the industry must keep a close watch on trade developments and an emerging disease threat to the soybean crop The nonfarm econshyomy is expected to strengthen with the rest of the nation Growth in jobs and wages in high-skilled industries is a welcome sign for rural America in its quest to build new economic engines in high-skilled activities

A RECORD YEAR FOR FARM INCOME

US agriculture had a stellar year in 2004 Cattle producers started the year confronting markets in disorder after the outbreak of Mad Cow disease But overall livestock producers enjoyed robust demand and strong prices The nationrsquos crop producers reaped bountiful harvests aided by widespread favorable growing conditions As a result net farm income soared to a record $737 billion shattering last yearrsquos record of $592 billion (Chart 1)

0

10

20

30

40

50

60

70

80

1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004

Billion dollars

Source USDA

Direct Govrsquot Payments

Emergency Assistance

Chart 1 US Net Farm Income

1993-2004 average

A Healthy Year for Livestock The US livestock sector enjoyed a banner year in 2004 fuelshy

ing the surge in US farm income Total livestock receipts increased an estimated $16 billion or 15 percent above the previshyous year Cattle producers survived the Mad Cow scare of late 2003 and posted another strong year Profit opportunities leapt for hog and poultry producers as well as demand for pork and poulshytry rose with trade bans against US beef Dairy producers enjoyed a profitable year as production was unable to keep up with demand

Big Crops Boost Crop Receipts Large crops and relatively strong prices also contributed to

the income gains posted by the farm sector Strong prices early in the year and large fall harvests boosted crop receipts After a strong spring rally prices dampened with expectations of large fall crops Although bumper crops pushed commodity prices below the government loan rates in the fall government

CROP INSURANCE TODAY 5

bull May 05 NCIS TODAY 41405 458 PM Page 6

TODAYCROP INSURANCE

payments are expected to remain at year-ago levels

Crop production surged in 2004 as favorable growing conditions held for most of the year (Chart 2) US corn producers led the charge by harvesting another bumper crop in 2004 with ideal growing conditions in many corn growshying regions The most recent estimate came in at more than 117 billion bushels 16 percent above the record crop of 2003 Although more acres were planted to corn in 2004 the real driver was corn yields The average corn yield exceeded 160 bushels per acremdashnearly 20 bushels more than 2003

US soybean production in 2004 was also the largest on record A new record average yield was set at just shy of 43 bushels per acre The strong yields and slightly higher acreage led to production that topped three billion bushels nine percent larger than the previous record crop of 2001

Wheat production fell below 2003 but remained above the five-year average The decline was a result of both smaller acreage planted to wheat and lower yields Lingering drought conditions in major winter wheat producing regions led the decline in production The spring wheat crop was larger than in 2003 offsetting some of the winter wheat production declines In the end the total wheat crop was off eight percent from a year ago but just above the five-year average

Crop prices went on a roller-coaster ride in 2004 The year began with short crop supplies particularly for soybeans and strong export demand By early 2004 soybean prices had rallied above $7 per bushel after a short 2003 crop In mid-March soybean prices topped $10 per bushel Corn prices also followed the higher price path of soybeans And wheat

0

20

40

60

80

100

120

140

Wheat Soybeans Corn

Index (Avg 2000 to 2002 = 100)

Source USDA

2004

Chart 2 US Crop Production

2003

00

100

200

300

400

500

600

700

Investment Recreation Residential Development

Farm Lease Other

Percent of respondents

Source Federal Reserve Bank of Kansas City

Chart 3 Reasons for Farmland Purchases by Non-farmers

2002

2003

Note Respondents were asked the most common reasons for farmland purchases by individuals other than farmers Respondents could choose more than one response and therefore percentages will not sum to 100

prices on expectations of a smaller wheat crop moved higher at the same time

In the midst of dwindling production numbers demand for US soybean exports was on the rise China had placed large orders for soybeans and followed through on the purchases in the early months of the year However the rising cost of soybeans began to put financial strain on the Chinese soybean crushing industry In May as a result China cancelled some contracts to purchase US soybeans Soybean prices fell to around $850 per bushel and corn and wheat prices followed Prices remained resilient in early summer but when the large fall crop production estimates started coming in soybean prices tumbled once again eventually falling below the government loan rates Although postshyharvest lows were below a year ago avershy

age prices for the entire calenshydar year were above 2003

Strong Incomes Lead to Healthy Farm Finances

The strong farm income picture underpinned healthy farm finances in 2004 Farm credit conditions and finanshycial ratios improved from the previous year and led to strong capital expenditures for farm equipment

Record farm incomes boosted farm credit condishytions According to agriculshytural credit surveys conducted by the Federal Reserve banks loan repayment rates were strong in 2004

Farm financial ratios illusshytrate the strength in the farm balance sheet Both the farm debt-to-equity and debt-to-asset ratios continued to decline Farm debt rose again in 2004 with the majority of the increase coming from real estate debt However rising farm asset values

kept financial ratios in check Record farm incomes fueled a surge

in capital expenditures in 2004 According to Federal Reserve surveys bankers reported higher capital spendshying relative to a year ago And accordshying to the Association for Equipment Manufacturers farm equipment sales rose sharply in 2004 As of November large tractor sales were up about 40 percent and combine sales were up 49 percent for the year

AN UPTURN ON MAIN STREET

After two years of weak growth the Main Street recovery gained steam in 2004 Both rural jobs and income growth

6 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 7

rebounded in 2004 The growth was broad based as both service- and goods-producing sectors led to rural job and income gains Rural America appears to be planting seeds for a new economy as many of the gains were in high-skilled occupations

An End to the Jobless Recovery

The rural nonfarm economy emerged from a jobless recovery in 2004 by posting job gains Since the end of the recession in November 2001 rural areas faced a jobless recovshyery where renewed economic growth failed to produce new jobs At the start of 2004 rural economies slowly began to add jobs By October rural job levels were almost two percent above a year ago

A Stronger Recovery Boosts Rural Incomes

A strengthening national economy also helped propel higher rural incomes In 2004 rural workers enjoyed strengthening incomes as average weekly nonfarm earnings in the first ten months of the year were up 33 percent from a year ago Rural earnings growth was stronger than the 27 percent average in metro areas during the year

High-Skilled Growth Propels the Rural Recovery

While growth embraced all sectors of the rural economy it was especially strong in the high-skilled industries Indeed industries that employ high-skilled workers led rural job growth In addition high-skilled occupations in rural areas posted stronger income gains than in metro areas

LAND VALUESSOAR IN 2004

Stronger incomes on the farm and on Main Street boosted rural land values Soaring farm incomes were quickly capishytalized into farmland prices while robust nonfarm activity supported both residenshytial and commercial demandmdashand thus the price of land Further higher incomes allow people to enjoy more leisure time thus boosting the recreational demand for land

Record Farm Incomes Underpin Land Values

Boosted by record-high farm incomes in 2004 farmland values soared Farmshyland values derive from the capitalized value of future farm income streams (Burt Moss Phipps) In other words rising farm incomes and the expectation of future income gains lead to higher land values

While farmland values rose sharply nationwide in 2004 the strongest gains appeared to emerge on the East and West coasts According to agricultural credit surveys conducted by various Federal Reserve banks farmland values rose 15 percent in the Richmond District and 33 percent in the San Francisco District Strong double-digit gains were also posted in the Chicago Kansas City and Minnesota districts

Nonfarm Demand Fuels Land Value Gains

Even with record farm incomes farmshyland value gains appear to be driven in large part by the rising tide of nonfarm demand The surge in farmland values along the densely populated East and West coasts is one clear indicator of the nonfarm impact on farmland values Another indicator of the increasing

CROP INSURANCETODAY

importance of nonfarm demand is the mounting gap between farmland values and cash rents

Farmland values should reflect the capitalized value of future cash rent payments Yet farmland values are rising faster than the revenue stream from agrishycultural production (cash rents) Since 1998 cropland cash rents have risen 15 percent compared to a 32 percent rise in cropland values

Several nonfarm demand factors appear to be contributing to strong land value gains The relatively weak perforshymance of the stock market fuels the demand for land as an alternative asset The continued expansion of urban areas boosts the demand for land in commershycial and residential use And rising recreshyational demand is underpinning strong farmland value gains

Urban expansion continues to boost land values as farmland is converted from agricultural to urban use Land in urban use typically generates higher values for farmland that is transitioning out of agrishycultural production In Indiana the value of farmland moving out of agriculshyture was $6000 per acre compared to $3278 per acre for top quality cropland in agriculture (Dobbins and Cook)

Land purchases for investment as an asset or for urban use also appears to be driving nonfarm demand for land Since 2002 agricultural bankers responding to the agricultural credit survey in the Kansas City District revealed that investment purchases have become the biggest nonfarm demand influence on farmland values Over 70 percent of the bankers revealed that farmland purchases were driven by investment decisions (Chart 3)

The survey also revealed that recreshyation is an increasingly important influshyence on farmland demand In 2003 over 55 percent of the bankers reported that recreational demand was a reason for farmland purchases up from 45 percent in 2002 In 2001 wildlife recreationers spent $12 billion on land leasing and

CROP INSURANCE TODAY 7

bull May 05 NCIS TODAY 41405 458 PM Page 8

TODAYCROP INSURANCE

ownership up from $7 billion in 1996 In 2002 28000 farmers reported earnshying $202 million from recreation services While recreational services were an income supplement for most farmers seven percent earned more from recreational services than the average per capita income of $23362 in rural counties

THE RURAL ECONOMY IN 2005

Looking ahead the foundation is set for another solid year in the rural econshyomy although some challenges shade the horizon Farm incomes are expected

Table 1 USDA Price Projections

Livestock Prices Average 2001

2005 2004 to 2003 Dollars per cwt

Choice Steers 8600 8422 7481 Feeder Steers 9700 10446 8603 Hogs (barrows and gilts) 4900 5167 4006 Broilers 7250 7460 5890 Milk 1335 1595 1320

Crop Prices Average 1998

200405 200304 to 2001 Dollars per bushel

Corn 190 242 190 Wheat 335 340 263 Soybeans 495 734 446

to remain robust in 2005 despite several factors the disappearance of the agricultural trade surplus a new disease threat to the soybean crop and the persistence of drought in some areas The Main Street economy is also expected to strengthen in 2005 Overshyall robust farm and nonfarm economies should underpin healthy land value gains in the year ahead

Can a Strong Liveshystock Sector Produce a Healthy Farm Economy

Farm incomes in the year ahead will likely fall from the record highs set in 2004 but remain healthy by historical standards Livestock prices are expected to remain strong and increased governshyment payment should offset declining crop revenues from lower prices The final outcome for farm income will rest heavily on the persistence of drought the prospects for agricultural trade and whether a nascent soybean disease gains a hold over the 2005 crop

Historically high prices could produce broad gains in the livestock sector and underpin a healthy farm economy

Source Livestock Dairy and Poultry Report and World Agricultural Supply and Demand Estimate USDA December 2004

Despite edging down from 2004 highs livestock prices are expected to remain above their historical average in 2005 (Table 1)

In contrast crop revenues in 2005 may not be as robust Crop prices are expected to fall well below the levels posted last year but remain above the lows of 1998 to 2001

Potential farm incomes losses from lower crop prices could be offset at least in part by increased government payments Under the most recent farm bill lower prices will trigger higher payments under the loan deficiency and countercyclical programs Over the past two years government payments have averaged $158 billion High crop prices over the past two years have kept governshyment payments below expected levels in 2002 when the farm bill was passed

Will Weather Disease and Trade Limit Farm Income

Crop prices could strengthen in the marketplace if weather and disease probshy

lems develop Weather problems are an annual source of uncertainty for crop producers Soybean rust has raised concerns for the 2005 crop In 2004 soybean rust significantly cut the South American harvest and led to record high prices last spring Fungicide treatments are expected to raise production costs $25 per acre USDA estimates that losses could range from $164 million to $12 billion depending on the geographic spread of the disease and associated yield losses (Livingston and others) Economic impacts will be highly variable given weather conditions and geographic spread

Another factor affecting the outlook for the farm economy in 2005 will be agricultural exports The future of farm exports is uncertain For the first time since the 1950s the value of US imports are expected to equal the value of US exports US agricultural imports is expected to rise with increased imports of consumer and intermediate products Import prices are rising due to rising prices for processed foods higher transshyportation costs associated with the high

8 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

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Acr

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rant

ee

final

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igher

of 1

)m

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um gu

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APH

yield

x lev

el x b

ase p

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rves

t gua

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ee (A

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yield

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st pr

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roje

cted

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or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

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e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

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ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

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ield

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divi

dual

yie

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cont

inuo

us in

divi

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ldra

ted

cont

inuo

us in

divi

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yiel

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Subs

idize

d by

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ent

yes

yes

yes

yes

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ten

Agr

eem

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avail

able

but

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for o

ptio

nal u

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vaila

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avai

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aila

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to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

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rate

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ase

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ield

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bas

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e fa

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ase

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of 4

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of 5

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01)

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are)

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f 2 x

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of 3

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ults

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ed p

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ulat

or

Disc

ount

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Goo

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nce

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not a

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not a

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r cov

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Hig

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Due

If

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nt x

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ss th

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venu

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erre

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ss th

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gger

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CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

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This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

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bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

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RLEY

Dr

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arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

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Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

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Haw

aiiId

aho

(P)2

2B-3

21

A 1B

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10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

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10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

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Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

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-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

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1B-3

45B

-34

1B-1

35B

-13

1B-1

5B-

11B

-49

5B-4

91B

-92

5B-9

28B

-19

B-1

1B-7

55B

-75

8B-2

09B

-20

1B-2

1B-1

05B

-10

8B-2

9B-

2 20

B-2

1B-1

71B

-81

5B-8

11B

-15

B-1

1B-7

5B-

71B

-71

5B-7

18B

-29

B-2

1B-5

7

1B-2

25B

-22

1B-5

95B

-59

8B-2

9B-

21B

-35

5B-3

51B

-202

5B-

202

8B-3

49B

-34

(P)1

3B-2

01

20B-

19

1B-7

95B

-79

1B-2

5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

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OTAT

OES

SWIN

E Bu

rley

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er

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e Cu

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d M

aryla

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arke

t To

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es

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NUTS

W

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W

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RSQ

UASH

Al

abam

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aska

Arizo

naAr

kans

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lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

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nsas

Kent

ucky

Louis

iana

Main

eM

aryla

nd

Mas

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tsM

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innes

ota

Miss

issipp

iM

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bras

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New

Ham

pshir

eNe

w Je

rsey

New

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icoNe

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ork

North

Car

olina

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e Isl

and

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est V

irgini

a W

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ng

1B-1

716

B-17

1B-6

916

B-69

1B-4

016

B-40

1B-1

16B

-11B

-30

1B-5

316

B-53

1B-2

1B-5

116

B-51

1B-2

0

1B-2

2B-8

2B-1

3

2B-1

23A

23A

23A

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23A

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23A

23A

23A

23A

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19B-

23

19B-

119

19B-

5

19B-

18

19B-

13

19B-

73

19B-

19

19B-

7

1B-2

1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

1B-3

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8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

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O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 3: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 458 PM Page 1

TODAY PRESIDENTrsquoS MESSAGE

OUR THANKS TO YOUBy Bob Parkerson NCIS

The year 2005 is off and running Itrsquos hard to imagine that we are already five months into the year We started our year off by recognizing the 25th anniversary of the partnership that first introduced the private sector to the world of multiple peril crop insurance Our industry met together for another successful annual convention in February We had record attendance at this event and had another good group of presenters and panel discussions In the last few months wersquove bid farewell to three very influential leaders in our industry With over 100 years of combined crop insurance experience these men have moved on to enjoy their hard-earned retirement

I would like to take this time to acknowledge John Joyce Lanny Remmers and Richard Rogers for their invaluable contributions to this industry and to personally thank them for their guidance and leadership as they have served our associashytion as members of the Board of Directors Each of these men exhibited leadership during many difficult and challenging times over the years Their unwavering commitment to their careers is a testament to their belief in the importance of crop insurance and its role in helping protect the American farmer

The NCIS Board of Directors voted unanimously to present anaward to Lanny Remmers for his outstanding leadership and service

to the Crop Insurance Industry throughout his years with TheHartford Insurance Group

Presenting the award to Mr Remmers (center) was Ben Latham(left) Chairman of the NCIS Board of Directors and

Bob Parkerson (right) President NCIS

John Joyce was presented with a plaque in honor of his outstanding leadership and service to the Crop Insurance Industry throughout his years with Rain amp Hail LLC

Presenting the award to Mr Joyce (right) was Ron Brichler (left) Chairman of the AACI Board of Directors and Mike

McLeod Executive Director AACI

Each one of these men was not only a leader in our industry but also a leader in their own company They helped teach lead and develop many other people in their own paths in crop insurshyance These are now the leaders of our industry It spoke volumes to me about the impact of these men when I saw so many at our annual convention recognize them through their applause and congratulatory words and heartfelt thanks for their contributions

There are also many other men and women at all levels of this industry who serve with the same dedication and leadership as these men but their contributions go unrecognized Many of you reading this right now are part of this group Thank you for your commitment to crop insurance Without you our industry would not be as successful as it is

Congratulations to Mr Joyce Mr Remmers and Mr Rogers May you have a long and enjoyable retirement

Richard Rogers Farmers Crop

Insurance Alliance

CROP INSURANCE TODAY 1

bull May 05 NCIS TODAY 41405 458 PM Page 2

TODAYCROP INSURANCECROP INSURANCE

TODAY On the CoverOn the CoverVOL 38 NO 2 bull MAY 20VOL 38 NO 2 bull MA 05Y 2005

TABLE OF CONTENTS

TODAYFEATURES3 NCIS RegionalState Crop Insurance

Committees An Integral Part of the Crop Insurance Industry

5 A Resurgent Rural Economy Spurs Farmland Values

10 Oh How Wersquove Grown 14 Crop Insurance Plan Comparison 19 Tobacco Buyout Program 20 An Invitation To Make A Difference 23 Update on Soybean Rust Concerns 34 Insurable Crops Locations and Plans

TODAYRESEARCH26 Agricultural Aircraft Offer a Different

View of Remote Sensing 31 Dr Harlene Hatterman-Valenti

Laurie Langstraat Editor

TODAY IS PROVIDED AS A SERVICE OF NATIONAL CROP INSURANCE SERVICESreg TO EDUCATE READERS ABOUT THE RISK MANAGEMENT TOOLS PRODUCERS USE TO PROTECT THEMSELVES FROM THE RISKS ASSOCIATED WITH PRODUCTION AGRICULTURE

TODAY is published quarterlyndashFebruary May August and November by National Crop Insurance Services 8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

If you move or if your address is incorrect please send old address label clipped from recent issue along with your new or corrected address to Laurie Langstraat Editor at the above address

NCIS Website httpwwwag-riskorg

Representatives from many of the 18 NCIS RegionalState Committees were on hand at NCIS in March for orientation and training You can read more about the important role of these committees in the article beginning on page 3

Back Row (left to right) Robert Dammen Farmers Mutual Hail Insurance Company of Iowa Vice Chairshyman IllinoisWisconsin Committee Darryl Barrett Rural Community Insurance Services Chairman Southwest Committee Jim Maroon Farmers Crop Insurance Alliance Chairman South Dakota Committee and Dennis Biewer Great American Insurance Company Chairman North Dakota Committee

Front Row (left to right) Walt Radmer Great Amerishycan Insura0nce Company Vice Chairman Northwest Committee Kenny Shock Great American Insurance Company Chairman IndianaOhioMichigan Commitshytee Rusty Belford Farmers Crop Insurance Alliance Vice Chairman KansasOklahoma Committee Guri Bhanshygoo Rain amp Hail LLC Chairman CaliforniaNevada Committee and Gary Shaneman Great American Insurance Company Vice Chairman ColoradoWyoming Committee

NCISreg EXECUTIVE COMMITTEE Ben Latham Chairman

Mike Connealy Vice ChairmanSteve Harms Second Vice Chairman

NCISreg MANAGEMENT Robert W Parkerson President

Thomas P Zacharias Executive Vice PresidentP John Owen General Counsel

James M Crist ControllerLaurence M Crane Vice President

Dave Hall Vice President Frank F Schnapp Vice President

Winner of The Golden ARC Award

Creative Layout and Design by Graphic Arts of Topeka Kansas

Printed with EnvironmentallyPrinted on recycled paper friendly vegetable oil based inks

bull May 05 NCIS TODAY 41405 458 PM Page 3

CROP INSURANCE TODAY

NCIS REGIONALSTATE CROPINSURANCE COMMITTEES AN INTEGRAL PART OF THECROP INSURANCE INDUSTRY

The NCIS RegionalState Crop Insurshyance Committees are an integral part of the crop insurance industry They are critical to the communication flow within the indusshytry and are organized for the purpose of identifying issues that need attention and making recommendations to the Board of Directors These committees are authorized by the NCIS Bylaws and function within strict guidelines To ensure that the committees understand their role function properly and are effective in accomplishing their responsibilities newly elected chairshyman participate in an annual orientation and training session

The primary objective of the orientation is to help the incoming chairman of the NCIS RegionalState Crop Insurshyance Committees succeed by preparing them for their official responsibilities as chairman of an NCIS committee Specific instruction is provided on

bull legal issues including anti-trust considerations bull NCIS organizational structure bull making recommendations to the NCIS Board of Directors bull operating in accordance with the NCIS Bylaws bull planning and conducting effective meetings and loss

school activities bull parliamentary procedure and bull understanding the range of products and services offered

by NCIS After the training the participants better understand the

role of the NCIS RegionalState Crop Insurance Committees

what is expected of them as chairman and are prepared to successfully assume their official duties ldquoThe meeting was excellentrdquo said South Dakota Commitshytee Chairman Jim Maroon Great Amershyican Insurance Company at the end of the recent training for new Chairman in 2005 ldquoI can certainly see why it is a must for anyone that has been elected as chairshyman of their state committee I look forward to working closely with Shane [the NCIS liaison to SD] and NCIS during my term as chairmanrdquo

There are 18 committees organized along geographical borders that are the

eyes and ears of NCIS at the local level They meet periodically to discuss developments in agriculture and insurance RMA employees are invited and encouraged to attend committee meetshyings Attendance by individual agents and adjusters is not permitshyted Other guests educators and non-NCIS members may be invited to participate in committee activities as conditions warrant An NCIS staff person is assigned as a liaison to each committee and functions as a resource to the committee The liaishyson is the immediate point of contact between the committee and NCIS The liaison is to be kept informed of all committee activshyities These committees exist primarily to

1 Recommend coverage and language changes to the Crop-Hail and MPCI policy forms applications endorsements and miscellaneous forms

2 Recommend new or revised Crop-Hail or MPCI loss adjustment procedures and forms

CROP INSURANCE TODAY 3

By Dr Laurence M Crane NCIS

bull May 05 NCIS TODAY 41405 458 PM Page 4

TODAYCROP INSURANCE

3 Advise NCIS on public accepshytance of crop insurance programs offered by the affiliated compashynies

4 Promote communication and cooperation within the crop insurance industry with the exception of pricing and producer commissions

5 Promote and participate in risk management education activities

New chairmen fully understand that the committee and its individual members are not authorized to agree to policy on behalf of NCIS nor any member company Where policy or procedure changes are recommended by the committee those recommendashytions are to be treated as recommendashytions until they are reviewed by the appropriate NCIS standing commitshytee(s) and approved by the NCIS Board of Directors

ldquoThe meeting was excellent I can certainly see why it is a must for anyone that has been

elected as the chairman of their state committeerdquo

It is a personal and professional honor to be elected chairman of an NCIS RegionalState Crop Insurance Committee The expectations and responsibilities are great but so are the rewards for being selected by ones peers to serve in this important leadership capacity TODAY

4 MAY 05

Participants at the 2005 RegionalState Chairman Orientation Training

2005 NCIS RegionalState Committee Chairmen CaliforniaNevadamdashGuri Bhangoo Rain amp Hail LLC ColoradoWyomingmdashRobby Hasz Rural Community Insurance Services EastmdashDennis Chapman Rain amp Hail LLC Gulf StatesmdashHiram Womack ARMtech Insurance Services IllinoisWisconsinmdashDavid Meylor Rural Community Insurance Services IndianaOhioMichiganmdashKenny Shock Great American Insurance Company IowamdashJay Jacobi Rain amp Hail LLC KansasOklahomamdashPat Koster Rural Community Insurance Services KentuckyTennesseemdashRob Young Farmers Crop Insurance Alliance MinnesotamdashJim Wilson Farmers Mutual Hail Ins Co of Iowa MissourimdashCurt Blake Rain amp Hail LLC MontanamdashKevin Swanson Farmers Crop Insurance Alliance NebraskamdashT J Anderson Heartland Crop Insurance North DakotamdashDennis Biewer Great American Insurance Company NorthwestmdashSteve Wedel Rain amp Hail LLC South DakotamdashJim Maroon Farmers Crop Insurance Alliance SoutheastmdashJerry Story Great American Insurance Company SouthwestmdashDarryl Barrett Rural Community Insurance Services

bull May 05 NCIS TODAY 41405 458 PM Page 5

CROP INSURANCE TODAY

A RESURGENT RURALECONOMY SPURS

FARMLAND VALUESBy Jason Henderson and Nancy Novack Center for the Study of Rural America

The rural economy broke free from the reins of recession in 2004 with an especially strong performance in the farm sector Net farm income easily surpassed the record high of 2003 And the weakness that plagued the nonfarm rural economy in recent years appears to have been replaced with stronger job growth and higher incomes

Strong performances in the farm and nonfarm sectors have led to soaring land values Rising incomes are often capitalized into asset values and the past year was no exception Rising rural incomes quickly led to strong land value gains Since real estate is rural Americarsquos most important asset strong land values are often viewed as an indicator of a healthy rural economy

Looking ahead to 2005 healthy rural incomes in agriculture and on Main Street will continue to underpin farmland value gains While farm incomes are expected to remain strong the industry must keep a close watch on trade developments and an emerging disease threat to the soybean crop The nonfarm econshyomy is expected to strengthen with the rest of the nation Growth in jobs and wages in high-skilled industries is a welcome sign for rural America in its quest to build new economic engines in high-skilled activities

A RECORD YEAR FOR FARM INCOME

US agriculture had a stellar year in 2004 Cattle producers started the year confronting markets in disorder after the outbreak of Mad Cow disease But overall livestock producers enjoyed robust demand and strong prices The nationrsquos crop producers reaped bountiful harvests aided by widespread favorable growing conditions As a result net farm income soared to a record $737 billion shattering last yearrsquos record of $592 billion (Chart 1)

0

10

20

30

40

50

60

70

80

1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004

Billion dollars

Source USDA

Direct Govrsquot Payments

Emergency Assistance

Chart 1 US Net Farm Income

1993-2004 average

A Healthy Year for Livestock The US livestock sector enjoyed a banner year in 2004 fuelshy

ing the surge in US farm income Total livestock receipts increased an estimated $16 billion or 15 percent above the previshyous year Cattle producers survived the Mad Cow scare of late 2003 and posted another strong year Profit opportunities leapt for hog and poultry producers as well as demand for pork and poulshytry rose with trade bans against US beef Dairy producers enjoyed a profitable year as production was unable to keep up with demand

Big Crops Boost Crop Receipts Large crops and relatively strong prices also contributed to

the income gains posted by the farm sector Strong prices early in the year and large fall harvests boosted crop receipts After a strong spring rally prices dampened with expectations of large fall crops Although bumper crops pushed commodity prices below the government loan rates in the fall government

CROP INSURANCE TODAY 5

bull May 05 NCIS TODAY 41405 458 PM Page 6

TODAYCROP INSURANCE

payments are expected to remain at year-ago levels

Crop production surged in 2004 as favorable growing conditions held for most of the year (Chart 2) US corn producers led the charge by harvesting another bumper crop in 2004 with ideal growing conditions in many corn growshying regions The most recent estimate came in at more than 117 billion bushels 16 percent above the record crop of 2003 Although more acres were planted to corn in 2004 the real driver was corn yields The average corn yield exceeded 160 bushels per acremdashnearly 20 bushels more than 2003

US soybean production in 2004 was also the largest on record A new record average yield was set at just shy of 43 bushels per acre The strong yields and slightly higher acreage led to production that topped three billion bushels nine percent larger than the previous record crop of 2001

Wheat production fell below 2003 but remained above the five-year average The decline was a result of both smaller acreage planted to wheat and lower yields Lingering drought conditions in major winter wheat producing regions led the decline in production The spring wheat crop was larger than in 2003 offsetting some of the winter wheat production declines In the end the total wheat crop was off eight percent from a year ago but just above the five-year average

Crop prices went on a roller-coaster ride in 2004 The year began with short crop supplies particularly for soybeans and strong export demand By early 2004 soybean prices had rallied above $7 per bushel after a short 2003 crop In mid-March soybean prices topped $10 per bushel Corn prices also followed the higher price path of soybeans And wheat

0

20

40

60

80

100

120

140

Wheat Soybeans Corn

Index (Avg 2000 to 2002 = 100)

Source USDA

2004

Chart 2 US Crop Production

2003

00

100

200

300

400

500

600

700

Investment Recreation Residential Development

Farm Lease Other

Percent of respondents

Source Federal Reserve Bank of Kansas City

Chart 3 Reasons for Farmland Purchases by Non-farmers

2002

2003

Note Respondents were asked the most common reasons for farmland purchases by individuals other than farmers Respondents could choose more than one response and therefore percentages will not sum to 100

prices on expectations of a smaller wheat crop moved higher at the same time

In the midst of dwindling production numbers demand for US soybean exports was on the rise China had placed large orders for soybeans and followed through on the purchases in the early months of the year However the rising cost of soybeans began to put financial strain on the Chinese soybean crushing industry In May as a result China cancelled some contracts to purchase US soybeans Soybean prices fell to around $850 per bushel and corn and wheat prices followed Prices remained resilient in early summer but when the large fall crop production estimates started coming in soybean prices tumbled once again eventually falling below the government loan rates Although postshyharvest lows were below a year ago avershy

age prices for the entire calenshydar year were above 2003

Strong Incomes Lead to Healthy Farm Finances

The strong farm income picture underpinned healthy farm finances in 2004 Farm credit conditions and finanshycial ratios improved from the previous year and led to strong capital expenditures for farm equipment

Record farm incomes boosted farm credit condishytions According to agriculshytural credit surveys conducted by the Federal Reserve banks loan repayment rates were strong in 2004

Farm financial ratios illusshytrate the strength in the farm balance sheet Both the farm debt-to-equity and debt-to-asset ratios continued to decline Farm debt rose again in 2004 with the majority of the increase coming from real estate debt However rising farm asset values

kept financial ratios in check Record farm incomes fueled a surge

in capital expenditures in 2004 According to Federal Reserve surveys bankers reported higher capital spendshying relative to a year ago And accordshying to the Association for Equipment Manufacturers farm equipment sales rose sharply in 2004 As of November large tractor sales were up about 40 percent and combine sales were up 49 percent for the year

AN UPTURN ON MAIN STREET

After two years of weak growth the Main Street recovery gained steam in 2004 Both rural jobs and income growth

6 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 7

rebounded in 2004 The growth was broad based as both service- and goods-producing sectors led to rural job and income gains Rural America appears to be planting seeds for a new economy as many of the gains were in high-skilled occupations

An End to the Jobless Recovery

The rural nonfarm economy emerged from a jobless recovery in 2004 by posting job gains Since the end of the recession in November 2001 rural areas faced a jobless recovshyery where renewed economic growth failed to produce new jobs At the start of 2004 rural economies slowly began to add jobs By October rural job levels were almost two percent above a year ago

A Stronger Recovery Boosts Rural Incomes

A strengthening national economy also helped propel higher rural incomes In 2004 rural workers enjoyed strengthening incomes as average weekly nonfarm earnings in the first ten months of the year were up 33 percent from a year ago Rural earnings growth was stronger than the 27 percent average in metro areas during the year

High-Skilled Growth Propels the Rural Recovery

While growth embraced all sectors of the rural economy it was especially strong in the high-skilled industries Indeed industries that employ high-skilled workers led rural job growth In addition high-skilled occupations in rural areas posted stronger income gains than in metro areas

LAND VALUESSOAR IN 2004

Stronger incomes on the farm and on Main Street boosted rural land values Soaring farm incomes were quickly capishytalized into farmland prices while robust nonfarm activity supported both residenshytial and commercial demandmdashand thus the price of land Further higher incomes allow people to enjoy more leisure time thus boosting the recreational demand for land

Record Farm Incomes Underpin Land Values

Boosted by record-high farm incomes in 2004 farmland values soared Farmshyland values derive from the capitalized value of future farm income streams (Burt Moss Phipps) In other words rising farm incomes and the expectation of future income gains lead to higher land values

While farmland values rose sharply nationwide in 2004 the strongest gains appeared to emerge on the East and West coasts According to agricultural credit surveys conducted by various Federal Reserve banks farmland values rose 15 percent in the Richmond District and 33 percent in the San Francisco District Strong double-digit gains were also posted in the Chicago Kansas City and Minnesota districts

Nonfarm Demand Fuels Land Value Gains

Even with record farm incomes farmshyland value gains appear to be driven in large part by the rising tide of nonfarm demand The surge in farmland values along the densely populated East and West coasts is one clear indicator of the nonfarm impact on farmland values Another indicator of the increasing

CROP INSURANCETODAY

importance of nonfarm demand is the mounting gap between farmland values and cash rents

Farmland values should reflect the capitalized value of future cash rent payments Yet farmland values are rising faster than the revenue stream from agrishycultural production (cash rents) Since 1998 cropland cash rents have risen 15 percent compared to a 32 percent rise in cropland values

Several nonfarm demand factors appear to be contributing to strong land value gains The relatively weak perforshymance of the stock market fuels the demand for land as an alternative asset The continued expansion of urban areas boosts the demand for land in commershycial and residential use And rising recreshyational demand is underpinning strong farmland value gains

Urban expansion continues to boost land values as farmland is converted from agricultural to urban use Land in urban use typically generates higher values for farmland that is transitioning out of agrishycultural production In Indiana the value of farmland moving out of agriculshyture was $6000 per acre compared to $3278 per acre for top quality cropland in agriculture (Dobbins and Cook)

Land purchases for investment as an asset or for urban use also appears to be driving nonfarm demand for land Since 2002 agricultural bankers responding to the agricultural credit survey in the Kansas City District revealed that investment purchases have become the biggest nonfarm demand influence on farmland values Over 70 percent of the bankers revealed that farmland purchases were driven by investment decisions (Chart 3)

The survey also revealed that recreshyation is an increasingly important influshyence on farmland demand In 2003 over 55 percent of the bankers reported that recreational demand was a reason for farmland purchases up from 45 percent in 2002 In 2001 wildlife recreationers spent $12 billion on land leasing and

CROP INSURANCE TODAY 7

bull May 05 NCIS TODAY 41405 458 PM Page 8

TODAYCROP INSURANCE

ownership up from $7 billion in 1996 In 2002 28000 farmers reported earnshying $202 million from recreation services While recreational services were an income supplement for most farmers seven percent earned more from recreational services than the average per capita income of $23362 in rural counties

THE RURAL ECONOMY IN 2005

Looking ahead the foundation is set for another solid year in the rural econshyomy although some challenges shade the horizon Farm incomes are expected

Table 1 USDA Price Projections

Livestock Prices Average 2001

2005 2004 to 2003 Dollars per cwt

Choice Steers 8600 8422 7481 Feeder Steers 9700 10446 8603 Hogs (barrows and gilts) 4900 5167 4006 Broilers 7250 7460 5890 Milk 1335 1595 1320

Crop Prices Average 1998

200405 200304 to 2001 Dollars per bushel

Corn 190 242 190 Wheat 335 340 263 Soybeans 495 734 446

to remain robust in 2005 despite several factors the disappearance of the agricultural trade surplus a new disease threat to the soybean crop and the persistence of drought in some areas The Main Street economy is also expected to strengthen in 2005 Overshyall robust farm and nonfarm economies should underpin healthy land value gains in the year ahead

Can a Strong Liveshystock Sector Produce a Healthy Farm Economy

Farm incomes in the year ahead will likely fall from the record highs set in 2004 but remain healthy by historical standards Livestock prices are expected to remain strong and increased governshyment payment should offset declining crop revenues from lower prices The final outcome for farm income will rest heavily on the persistence of drought the prospects for agricultural trade and whether a nascent soybean disease gains a hold over the 2005 crop

Historically high prices could produce broad gains in the livestock sector and underpin a healthy farm economy

Source Livestock Dairy and Poultry Report and World Agricultural Supply and Demand Estimate USDA December 2004

Despite edging down from 2004 highs livestock prices are expected to remain above their historical average in 2005 (Table 1)

In contrast crop revenues in 2005 may not be as robust Crop prices are expected to fall well below the levels posted last year but remain above the lows of 1998 to 2001

Potential farm incomes losses from lower crop prices could be offset at least in part by increased government payments Under the most recent farm bill lower prices will trigger higher payments under the loan deficiency and countercyclical programs Over the past two years government payments have averaged $158 billion High crop prices over the past two years have kept governshyment payments below expected levels in 2002 when the farm bill was passed

Will Weather Disease and Trade Limit Farm Income

Crop prices could strengthen in the marketplace if weather and disease probshy

lems develop Weather problems are an annual source of uncertainty for crop producers Soybean rust has raised concerns for the 2005 crop In 2004 soybean rust significantly cut the South American harvest and led to record high prices last spring Fungicide treatments are expected to raise production costs $25 per acre USDA estimates that losses could range from $164 million to $12 billion depending on the geographic spread of the disease and associated yield losses (Livingston and others) Economic impacts will be highly variable given weather conditions and geographic spread

Another factor affecting the outlook for the farm economy in 2005 will be agricultural exports The future of farm exports is uncertain For the first time since the 1950s the value of US imports are expected to equal the value of US exports US agricultural imports is expected to rise with increased imports of consumer and intermediate products Import prices are rising due to rising prices for processed foods higher transshyportation costs associated with the high

8 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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For Your Agency Full lines coverage including MPCI Crop Insurance

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AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

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This policy is marketed by American Insurance ServicesLLC

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To learn more about the features of this policy or toobtain a quote for your Agency please call

1-800-769-6015

industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

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1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

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10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

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Kans

as

1B-7

5 1B

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Kent

ucky

1B

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Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

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B-7

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B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

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11

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esot

a 10

B-2

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)13B

-74

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ississ

ippi

Miss

ouri

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9 1B

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tana

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)13B

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bras

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da

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New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

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B-20

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B-12

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3 Ne

w M

exico

10

B-4

1B-4

1B

-4

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1 Ne

w Y

ork

(P)2

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10

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No

rth C

aroli

na

21A

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18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

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1B

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1B-5

1B

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Oklah

oma

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4 Or

egon

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)22B

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B-15

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)13B

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Penn

sylva

nia

(P)2

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B-15

Rh

ode

Islan

d (P

)22A

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h Ca

rolin

a 10

B-5

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uth

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ta

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)13B

-28

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66

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nnes

see

10B-

2 1B

-8

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4 Te

xas

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10B-

3 Ut

ah

10B-

2 1B

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1 Ve

rmon

t (P

)22A

21

A 10

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Vi

rgini

a (P

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Was

hingt

on

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t Virg

inia

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W

iscon

sin

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Wyo

ming

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-2

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-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

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rida

(P)1

0B-2

(P

)10B

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-29C

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17B-

28

17B-

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17B-

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orgia

(P

)10B

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(P)1

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Haw

aiiId

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1B-2

616

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is (P

)10B

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23A

23A

India

na

23A

23A

Iow

a 23

A 23

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nsas

23

A 23

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kyLo

uisian

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aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

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16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

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tana

1B

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(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

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w H

amps

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New

Jers

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(P)1

0B-2

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w M

exico

(P

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w Y

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0B-3

No

rth C

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na

(P)1

0B-6

(P

)10B

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North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

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(P)7

B-9

10B-

7 W

est V

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a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

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Wisc

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Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

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1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

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6A

(P)1

0B-3

6A

1B

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(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

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(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

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1B-6

6 6A

1B

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6B-2

54

1B-1

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(P)1

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4 6B

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1B-1

4 (P

)10B

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6A6B

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1B

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(P)1

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(P)1

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6A

1B-2

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)10B

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6B-5

5 1B

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(P)1

B-4

6B-7

2 1B

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6B-2

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Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

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Cotto

n St

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CRAN

BERR

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(Pro

cess

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FIGS

FLAX

Pr

oduc

tion

Seed

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Grap

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Grap

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NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

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9B-5

(P)1

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Alas

ka

10B-

5 Ar

izona

1B

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16B-

9 1B

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B-3

Arka

nsas

1B

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5B-3

19B

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6B-3

1 10

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Calif

ornia

1B

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5B-1

2 1B

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10B-

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B-23

(P

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 4: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 458 PM Page 2

TODAYCROP INSURANCECROP INSURANCE

TODAY On the CoverOn the CoverVOL 38 NO 2 bull MAY 20VOL 38 NO 2 bull MA 05Y 2005

TABLE OF CONTENTS

TODAYFEATURES3 NCIS RegionalState Crop Insurance

Committees An Integral Part of the Crop Insurance Industry

5 A Resurgent Rural Economy Spurs Farmland Values

10 Oh How Wersquove Grown 14 Crop Insurance Plan Comparison 19 Tobacco Buyout Program 20 An Invitation To Make A Difference 23 Update on Soybean Rust Concerns 34 Insurable Crops Locations and Plans

TODAYRESEARCH26 Agricultural Aircraft Offer a Different

View of Remote Sensing 31 Dr Harlene Hatterman-Valenti

Laurie Langstraat Editor

TODAY IS PROVIDED AS A SERVICE OF NATIONAL CROP INSURANCE SERVICESreg TO EDUCATE READERS ABOUT THE RISK MANAGEMENT TOOLS PRODUCERS USE TO PROTECT THEMSELVES FROM THE RISKS ASSOCIATED WITH PRODUCTION AGRICULTURE

TODAY is published quarterlyndashFebruary May August and November by National Crop Insurance Services 8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

If you move or if your address is incorrect please send old address label clipped from recent issue along with your new or corrected address to Laurie Langstraat Editor at the above address

NCIS Website httpwwwag-riskorg

Representatives from many of the 18 NCIS RegionalState Committees were on hand at NCIS in March for orientation and training You can read more about the important role of these committees in the article beginning on page 3

Back Row (left to right) Robert Dammen Farmers Mutual Hail Insurance Company of Iowa Vice Chairshyman IllinoisWisconsin Committee Darryl Barrett Rural Community Insurance Services Chairman Southwest Committee Jim Maroon Farmers Crop Insurance Alliance Chairman South Dakota Committee and Dennis Biewer Great American Insurance Company Chairman North Dakota Committee

Front Row (left to right) Walt Radmer Great Amerishycan Insura0nce Company Vice Chairman Northwest Committee Kenny Shock Great American Insurance Company Chairman IndianaOhioMichigan Commitshytee Rusty Belford Farmers Crop Insurance Alliance Vice Chairman KansasOklahoma Committee Guri Bhanshygoo Rain amp Hail LLC Chairman CaliforniaNevada Committee and Gary Shaneman Great American Insurance Company Vice Chairman ColoradoWyoming Committee

NCISreg EXECUTIVE COMMITTEE Ben Latham Chairman

Mike Connealy Vice ChairmanSteve Harms Second Vice Chairman

NCISreg MANAGEMENT Robert W Parkerson President

Thomas P Zacharias Executive Vice PresidentP John Owen General Counsel

James M Crist ControllerLaurence M Crane Vice President

Dave Hall Vice President Frank F Schnapp Vice President

Winner of The Golden ARC Award

Creative Layout and Design by Graphic Arts of Topeka Kansas

Printed with EnvironmentallyPrinted on recycled paper friendly vegetable oil based inks

bull May 05 NCIS TODAY 41405 458 PM Page 3

CROP INSURANCE TODAY

NCIS REGIONALSTATE CROPINSURANCE COMMITTEES AN INTEGRAL PART OF THECROP INSURANCE INDUSTRY

The NCIS RegionalState Crop Insurshyance Committees are an integral part of the crop insurance industry They are critical to the communication flow within the indusshytry and are organized for the purpose of identifying issues that need attention and making recommendations to the Board of Directors These committees are authorized by the NCIS Bylaws and function within strict guidelines To ensure that the committees understand their role function properly and are effective in accomplishing their responsibilities newly elected chairshyman participate in an annual orientation and training session

The primary objective of the orientation is to help the incoming chairman of the NCIS RegionalState Crop Insurshyance Committees succeed by preparing them for their official responsibilities as chairman of an NCIS committee Specific instruction is provided on

bull legal issues including anti-trust considerations bull NCIS organizational structure bull making recommendations to the NCIS Board of Directors bull operating in accordance with the NCIS Bylaws bull planning and conducting effective meetings and loss

school activities bull parliamentary procedure and bull understanding the range of products and services offered

by NCIS After the training the participants better understand the

role of the NCIS RegionalState Crop Insurance Committees

what is expected of them as chairman and are prepared to successfully assume their official duties ldquoThe meeting was excellentrdquo said South Dakota Commitshytee Chairman Jim Maroon Great Amershyican Insurance Company at the end of the recent training for new Chairman in 2005 ldquoI can certainly see why it is a must for anyone that has been elected as chairshyman of their state committee I look forward to working closely with Shane [the NCIS liaison to SD] and NCIS during my term as chairmanrdquo

There are 18 committees organized along geographical borders that are the

eyes and ears of NCIS at the local level They meet periodically to discuss developments in agriculture and insurance RMA employees are invited and encouraged to attend committee meetshyings Attendance by individual agents and adjusters is not permitshyted Other guests educators and non-NCIS members may be invited to participate in committee activities as conditions warrant An NCIS staff person is assigned as a liaison to each committee and functions as a resource to the committee The liaishyson is the immediate point of contact between the committee and NCIS The liaison is to be kept informed of all committee activshyities These committees exist primarily to

1 Recommend coverage and language changes to the Crop-Hail and MPCI policy forms applications endorsements and miscellaneous forms

2 Recommend new or revised Crop-Hail or MPCI loss adjustment procedures and forms

CROP INSURANCE TODAY 3

By Dr Laurence M Crane NCIS

bull May 05 NCIS TODAY 41405 458 PM Page 4

TODAYCROP INSURANCE

3 Advise NCIS on public accepshytance of crop insurance programs offered by the affiliated compashynies

4 Promote communication and cooperation within the crop insurance industry with the exception of pricing and producer commissions

5 Promote and participate in risk management education activities

New chairmen fully understand that the committee and its individual members are not authorized to agree to policy on behalf of NCIS nor any member company Where policy or procedure changes are recommended by the committee those recommendashytions are to be treated as recommendashytions until they are reviewed by the appropriate NCIS standing commitshytee(s) and approved by the NCIS Board of Directors

ldquoThe meeting was excellent I can certainly see why it is a must for anyone that has been

elected as the chairman of their state committeerdquo

It is a personal and professional honor to be elected chairman of an NCIS RegionalState Crop Insurance Committee The expectations and responsibilities are great but so are the rewards for being selected by ones peers to serve in this important leadership capacity TODAY

4 MAY 05

Participants at the 2005 RegionalState Chairman Orientation Training

2005 NCIS RegionalState Committee Chairmen CaliforniaNevadamdashGuri Bhangoo Rain amp Hail LLC ColoradoWyomingmdashRobby Hasz Rural Community Insurance Services EastmdashDennis Chapman Rain amp Hail LLC Gulf StatesmdashHiram Womack ARMtech Insurance Services IllinoisWisconsinmdashDavid Meylor Rural Community Insurance Services IndianaOhioMichiganmdashKenny Shock Great American Insurance Company IowamdashJay Jacobi Rain amp Hail LLC KansasOklahomamdashPat Koster Rural Community Insurance Services KentuckyTennesseemdashRob Young Farmers Crop Insurance Alliance MinnesotamdashJim Wilson Farmers Mutual Hail Ins Co of Iowa MissourimdashCurt Blake Rain amp Hail LLC MontanamdashKevin Swanson Farmers Crop Insurance Alliance NebraskamdashT J Anderson Heartland Crop Insurance North DakotamdashDennis Biewer Great American Insurance Company NorthwestmdashSteve Wedel Rain amp Hail LLC South DakotamdashJim Maroon Farmers Crop Insurance Alliance SoutheastmdashJerry Story Great American Insurance Company SouthwestmdashDarryl Barrett Rural Community Insurance Services

bull May 05 NCIS TODAY 41405 458 PM Page 5

CROP INSURANCE TODAY

A RESURGENT RURALECONOMY SPURS

FARMLAND VALUESBy Jason Henderson and Nancy Novack Center for the Study of Rural America

The rural economy broke free from the reins of recession in 2004 with an especially strong performance in the farm sector Net farm income easily surpassed the record high of 2003 And the weakness that plagued the nonfarm rural economy in recent years appears to have been replaced with stronger job growth and higher incomes

Strong performances in the farm and nonfarm sectors have led to soaring land values Rising incomes are often capitalized into asset values and the past year was no exception Rising rural incomes quickly led to strong land value gains Since real estate is rural Americarsquos most important asset strong land values are often viewed as an indicator of a healthy rural economy

Looking ahead to 2005 healthy rural incomes in agriculture and on Main Street will continue to underpin farmland value gains While farm incomes are expected to remain strong the industry must keep a close watch on trade developments and an emerging disease threat to the soybean crop The nonfarm econshyomy is expected to strengthen with the rest of the nation Growth in jobs and wages in high-skilled industries is a welcome sign for rural America in its quest to build new economic engines in high-skilled activities

A RECORD YEAR FOR FARM INCOME

US agriculture had a stellar year in 2004 Cattle producers started the year confronting markets in disorder after the outbreak of Mad Cow disease But overall livestock producers enjoyed robust demand and strong prices The nationrsquos crop producers reaped bountiful harvests aided by widespread favorable growing conditions As a result net farm income soared to a record $737 billion shattering last yearrsquos record of $592 billion (Chart 1)

0

10

20

30

40

50

60

70

80

1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004

Billion dollars

Source USDA

Direct Govrsquot Payments

Emergency Assistance

Chart 1 US Net Farm Income

1993-2004 average

A Healthy Year for Livestock The US livestock sector enjoyed a banner year in 2004 fuelshy

ing the surge in US farm income Total livestock receipts increased an estimated $16 billion or 15 percent above the previshyous year Cattle producers survived the Mad Cow scare of late 2003 and posted another strong year Profit opportunities leapt for hog and poultry producers as well as demand for pork and poulshytry rose with trade bans against US beef Dairy producers enjoyed a profitable year as production was unable to keep up with demand

Big Crops Boost Crop Receipts Large crops and relatively strong prices also contributed to

the income gains posted by the farm sector Strong prices early in the year and large fall harvests boosted crop receipts After a strong spring rally prices dampened with expectations of large fall crops Although bumper crops pushed commodity prices below the government loan rates in the fall government

CROP INSURANCE TODAY 5

bull May 05 NCIS TODAY 41405 458 PM Page 6

TODAYCROP INSURANCE

payments are expected to remain at year-ago levels

Crop production surged in 2004 as favorable growing conditions held for most of the year (Chart 2) US corn producers led the charge by harvesting another bumper crop in 2004 with ideal growing conditions in many corn growshying regions The most recent estimate came in at more than 117 billion bushels 16 percent above the record crop of 2003 Although more acres were planted to corn in 2004 the real driver was corn yields The average corn yield exceeded 160 bushels per acremdashnearly 20 bushels more than 2003

US soybean production in 2004 was also the largest on record A new record average yield was set at just shy of 43 bushels per acre The strong yields and slightly higher acreage led to production that topped three billion bushels nine percent larger than the previous record crop of 2001

Wheat production fell below 2003 but remained above the five-year average The decline was a result of both smaller acreage planted to wheat and lower yields Lingering drought conditions in major winter wheat producing regions led the decline in production The spring wheat crop was larger than in 2003 offsetting some of the winter wheat production declines In the end the total wheat crop was off eight percent from a year ago but just above the five-year average

Crop prices went on a roller-coaster ride in 2004 The year began with short crop supplies particularly for soybeans and strong export demand By early 2004 soybean prices had rallied above $7 per bushel after a short 2003 crop In mid-March soybean prices topped $10 per bushel Corn prices also followed the higher price path of soybeans And wheat

0

20

40

60

80

100

120

140

Wheat Soybeans Corn

Index (Avg 2000 to 2002 = 100)

Source USDA

2004

Chart 2 US Crop Production

2003

00

100

200

300

400

500

600

700

Investment Recreation Residential Development

Farm Lease Other

Percent of respondents

Source Federal Reserve Bank of Kansas City

Chart 3 Reasons for Farmland Purchases by Non-farmers

2002

2003

Note Respondents were asked the most common reasons for farmland purchases by individuals other than farmers Respondents could choose more than one response and therefore percentages will not sum to 100

prices on expectations of a smaller wheat crop moved higher at the same time

In the midst of dwindling production numbers demand for US soybean exports was on the rise China had placed large orders for soybeans and followed through on the purchases in the early months of the year However the rising cost of soybeans began to put financial strain on the Chinese soybean crushing industry In May as a result China cancelled some contracts to purchase US soybeans Soybean prices fell to around $850 per bushel and corn and wheat prices followed Prices remained resilient in early summer but when the large fall crop production estimates started coming in soybean prices tumbled once again eventually falling below the government loan rates Although postshyharvest lows were below a year ago avershy

age prices for the entire calenshydar year were above 2003

Strong Incomes Lead to Healthy Farm Finances

The strong farm income picture underpinned healthy farm finances in 2004 Farm credit conditions and finanshycial ratios improved from the previous year and led to strong capital expenditures for farm equipment

Record farm incomes boosted farm credit condishytions According to agriculshytural credit surveys conducted by the Federal Reserve banks loan repayment rates were strong in 2004

Farm financial ratios illusshytrate the strength in the farm balance sheet Both the farm debt-to-equity and debt-to-asset ratios continued to decline Farm debt rose again in 2004 with the majority of the increase coming from real estate debt However rising farm asset values

kept financial ratios in check Record farm incomes fueled a surge

in capital expenditures in 2004 According to Federal Reserve surveys bankers reported higher capital spendshying relative to a year ago And accordshying to the Association for Equipment Manufacturers farm equipment sales rose sharply in 2004 As of November large tractor sales were up about 40 percent and combine sales were up 49 percent for the year

AN UPTURN ON MAIN STREET

After two years of weak growth the Main Street recovery gained steam in 2004 Both rural jobs and income growth

6 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 7

rebounded in 2004 The growth was broad based as both service- and goods-producing sectors led to rural job and income gains Rural America appears to be planting seeds for a new economy as many of the gains were in high-skilled occupations

An End to the Jobless Recovery

The rural nonfarm economy emerged from a jobless recovery in 2004 by posting job gains Since the end of the recession in November 2001 rural areas faced a jobless recovshyery where renewed economic growth failed to produce new jobs At the start of 2004 rural economies slowly began to add jobs By October rural job levels were almost two percent above a year ago

A Stronger Recovery Boosts Rural Incomes

A strengthening national economy also helped propel higher rural incomes In 2004 rural workers enjoyed strengthening incomes as average weekly nonfarm earnings in the first ten months of the year were up 33 percent from a year ago Rural earnings growth was stronger than the 27 percent average in metro areas during the year

High-Skilled Growth Propels the Rural Recovery

While growth embraced all sectors of the rural economy it was especially strong in the high-skilled industries Indeed industries that employ high-skilled workers led rural job growth In addition high-skilled occupations in rural areas posted stronger income gains than in metro areas

LAND VALUESSOAR IN 2004

Stronger incomes on the farm and on Main Street boosted rural land values Soaring farm incomes were quickly capishytalized into farmland prices while robust nonfarm activity supported both residenshytial and commercial demandmdashand thus the price of land Further higher incomes allow people to enjoy more leisure time thus boosting the recreational demand for land

Record Farm Incomes Underpin Land Values

Boosted by record-high farm incomes in 2004 farmland values soared Farmshyland values derive from the capitalized value of future farm income streams (Burt Moss Phipps) In other words rising farm incomes and the expectation of future income gains lead to higher land values

While farmland values rose sharply nationwide in 2004 the strongest gains appeared to emerge on the East and West coasts According to agricultural credit surveys conducted by various Federal Reserve banks farmland values rose 15 percent in the Richmond District and 33 percent in the San Francisco District Strong double-digit gains were also posted in the Chicago Kansas City and Minnesota districts

Nonfarm Demand Fuels Land Value Gains

Even with record farm incomes farmshyland value gains appear to be driven in large part by the rising tide of nonfarm demand The surge in farmland values along the densely populated East and West coasts is one clear indicator of the nonfarm impact on farmland values Another indicator of the increasing

CROP INSURANCETODAY

importance of nonfarm demand is the mounting gap between farmland values and cash rents

Farmland values should reflect the capitalized value of future cash rent payments Yet farmland values are rising faster than the revenue stream from agrishycultural production (cash rents) Since 1998 cropland cash rents have risen 15 percent compared to a 32 percent rise in cropland values

Several nonfarm demand factors appear to be contributing to strong land value gains The relatively weak perforshymance of the stock market fuels the demand for land as an alternative asset The continued expansion of urban areas boosts the demand for land in commershycial and residential use And rising recreshyational demand is underpinning strong farmland value gains

Urban expansion continues to boost land values as farmland is converted from agricultural to urban use Land in urban use typically generates higher values for farmland that is transitioning out of agrishycultural production In Indiana the value of farmland moving out of agriculshyture was $6000 per acre compared to $3278 per acre for top quality cropland in agriculture (Dobbins and Cook)

Land purchases for investment as an asset or for urban use also appears to be driving nonfarm demand for land Since 2002 agricultural bankers responding to the agricultural credit survey in the Kansas City District revealed that investment purchases have become the biggest nonfarm demand influence on farmland values Over 70 percent of the bankers revealed that farmland purchases were driven by investment decisions (Chart 3)

The survey also revealed that recreshyation is an increasingly important influshyence on farmland demand In 2003 over 55 percent of the bankers reported that recreational demand was a reason for farmland purchases up from 45 percent in 2002 In 2001 wildlife recreationers spent $12 billion on land leasing and

CROP INSURANCE TODAY 7

bull May 05 NCIS TODAY 41405 458 PM Page 8

TODAYCROP INSURANCE

ownership up from $7 billion in 1996 In 2002 28000 farmers reported earnshying $202 million from recreation services While recreational services were an income supplement for most farmers seven percent earned more from recreational services than the average per capita income of $23362 in rural counties

THE RURAL ECONOMY IN 2005

Looking ahead the foundation is set for another solid year in the rural econshyomy although some challenges shade the horizon Farm incomes are expected

Table 1 USDA Price Projections

Livestock Prices Average 2001

2005 2004 to 2003 Dollars per cwt

Choice Steers 8600 8422 7481 Feeder Steers 9700 10446 8603 Hogs (barrows and gilts) 4900 5167 4006 Broilers 7250 7460 5890 Milk 1335 1595 1320

Crop Prices Average 1998

200405 200304 to 2001 Dollars per bushel

Corn 190 242 190 Wheat 335 340 263 Soybeans 495 734 446

to remain robust in 2005 despite several factors the disappearance of the agricultural trade surplus a new disease threat to the soybean crop and the persistence of drought in some areas The Main Street economy is also expected to strengthen in 2005 Overshyall robust farm and nonfarm economies should underpin healthy land value gains in the year ahead

Can a Strong Liveshystock Sector Produce a Healthy Farm Economy

Farm incomes in the year ahead will likely fall from the record highs set in 2004 but remain healthy by historical standards Livestock prices are expected to remain strong and increased governshyment payment should offset declining crop revenues from lower prices The final outcome for farm income will rest heavily on the persistence of drought the prospects for agricultural trade and whether a nascent soybean disease gains a hold over the 2005 crop

Historically high prices could produce broad gains in the livestock sector and underpin a healthy farm economy

Source Livestock Dairy and Poultry Report and World Agricultural Supply and Demand Estimate USDA December 2004

Despite edging down from 2004 highs livestock prices are expected to remain above their historical average in 2005 (Table 1)

In contrast crop revenues in 2005 may not be as robust Crop prices are expected to fall well below the levels posted last year but remain above the lows of 1998 to 2001

Potential farm incomes losses from lower crop prices could be offset at least in part by increased government payments Under the most recent farm bill lower prices will trigger higher payments under the loan deficiency and countercyclical programs Over the past two years government payments have averaged $158 billion High crop prices over the past two years have kept governshyment payments below expected levels in 2002 when the farm bill was passed

Will Weather Disease and Trade Limit Farm Income

Crop prices could strengthen in the marketplace if weather and disease probshy

lems develop Weather problems are an annual source of uncertainty for crop producers Soybean rust has raised concerns for the 2005 crop In 2004 soybean rust significantly cut the South American harvest and led to record high prices last spring Fungicide treatments are expected to raise production costs $25 per acre USDA estimates that losses could range from $164 million to $12 billion depending on the geographic spread of the disease and associated yield losses (Livingston and others) Economic impacts will be highly variable given weather conditions and geographic spread

Another factor affecting the outlook for the farm economy in 2005 will be agricultural exports The future of farm exports is uncertain For the first time since the 1950s the value of US imports are expected to equal the value of US exports US agricultural imports is expected to rise with increased imports of consumer and intermediate products Import prices are rising due to rising prices for processed foods higher transshyportation costs associated with the high

8 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

Errors and Omission Insurance

For Your Agency Full lines coverage including MPCI Crop Insurance

This policy is offered and underwritten by American International GroupInc(AIG)

AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

Errors And Omission experience

This policy is marketed by American Insurance ServicesLLC

The personnel at American Insurance Services have over35 years of experience in all lines of insurance

With the financial strength and stability of AIG and the experience andInsurance knowledge of American Insurance Services you have the best

Errors and Omission policy available today

To learn more about the features of this policy or toobtain a quote for your Agency please call

1-800-769-6015

industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

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uth

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ah

10B-

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rmon

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21

A 10

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rgini

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1B-6

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t Virg

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I NSU

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PS

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COTS

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ADJU

STED

GRO

SSRE

VENU

E

L OC

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NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

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nsta

ntly

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urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

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CITR

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bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

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216

B-92

Iow

a 1B

-100

5B-

100

8B-1

009

B-10

0(P

)13B

-61

6B-1

00Ka

nsas

1B

-105

5B-

105

8B-2

89B

-28

16B-

105

Kent

ucky

1B

-81

5B-8

18B

-26

9B-2

616

B-81

Louis

iana

1B-3

0CEO

5B-

301

6B-3

0 1B

-48

5B-4

88B

-18

9B-1

816

B-48

(P

)7B-

2 1B

-24

Main

eM

aryla

nd

1B-2

25B

-22

8B-8

9B-

812

B-22

Mas

sach

uset

tsM

ichiga

n 1B

-63

5B-6

38B

-34

9B-3

416

B-63

1B

-18

Minn

esot

a 1B

-6

1B-8

35B

-83

8B-4

89B

-48

16B-

83

1B-3

3 M

ississ

ippi

1B-1

7CEO

5B-

17

1B-8

15B

-81

8B-2

89B

-28

Miss

ouri

1B-7

5B-

7 1B

-92

5B-9

28B

-74

9B-7

416

B-92

Mon

tana

1B

-23

1B-1

2 Ne

bras

ka

1B-3

1B

-79

5B-7

98B

-35

9B-3

516

B-79

1B

-14

Neva

daNe

w H

amps

hire

New

Jers

ey

1B-1

45B

-14

New

Mex

ico

1B-1

Ne

w Y

ork

1B-2

35B

-23

North

Car

olina

1B

-89

5B-8

98B

-33

9B-3

312

B-89

16B

-89

(P)7

B-13

No

rth D

akot

a 1B

-21

1B-2

1 1B

-35

5B-3

58B

-29

B-2

16B-

35

1B-9

Oh

io 1B

-85

5B-8

58B

-52

9B-5

216

B-85

1B

-10

Oklah

oma

1B-1

5B-

1 1B

-6

1B-6

35B

-63

16B-

63Or

egon

1B

-6

Penn

sylva

nia

1B-4

95B

-49

Rhod

e Isl

and

Sout

h Ca

rolin

a 1B

-3

1A5

A8B

-19

9B-1

9So

uth

Dako

ta

1B-1

3 1B

-10

1B-4

85B

-48

8B-2

19B

-21

16B-

48Te

nnes

see

1B-1

4B-

1 1B

-76

5B-7

68B

-19

9B-1

916

B-76

Texa

s 1B

-23

5B-2

3 1B

-2

1B-8

15B

-81

1B-1

9 1B

-3

Utah

1B

-5

Verm

ont

Virg

inia

1B-8

65B

-86

8B-6

9B-

616

B-86

Was

hingt

on

1B-5

W

est V

irgini

a 1B

-10

5B-1

0 W

iscon

sin

1B-6

25B

-62

8B-4

9B-

4W

yomi

ng

1B-7

RICE

SO

RGHU

M

Hybr

id Sil

age

Grain

Sor

ghum

Se

ed

Sorg

hum

1B-3

75B

-37

1B-2

1B-5

15B

-51

1B-5

5B-

51B

-18

5B-1

88B

-39

B-3

(P)2

5B-2

1B-2

1B-5

5B-

51B

-82

5B-8

2

1B-6

25B

-62

1B-1

75B

-17

1B-3

25B

-32

1B-1

055

B-10

58B

-86

9B-8

6 (P

)25B

-37

1B-2

45B

-24

1B-3

45B

-34

1B-1

35B

-13

1B-1

5B-

11B

-49

5B-4

91B

-92

5B-9

28B

-19

B-1

1B-7

55B

-75

8B-2

09B

-20

1B-2

1B-1

05B

-10

8B-2

9B-

2 20

B-2

1B-1

71B

-81

5B-8

11B

-15

B-1

1B-7

5B-

71B

-71

5B-7

18B

-29

B-2

1B-5

7

1B-2

25B

-22

1B-5

95B

-59

8B-2

9B-

21B

-35

5B-3

51B

-202

5B-

202

8B-3

49B

-34

(P)1

3B-2

01

20B-

19

1B-7

95B

-79

1B-2

5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

EETP

OTAT

OES

SWIN

E Bu

rley

Cigar

Bind

er

Cigar

Filler

Cig

arW

rapp

er

Dark

Air

ampFir

e Cu

red

Flue

Cure

d M

aryla

nd

Fres

hM

arke

t To

mato

es

WAL

NUTS

W

HEAT

W

INTE

RSQ

UASH

Al

abam

aAl

aska

Arizo

naAr

kans

asCa

lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

aKa

nsas

Kent

ucky

Louis

iana

Main

eM

aryla

nd

Mas

sach

uset

tsM

ichiga

nM

innes

ota

Miss

issipp

iM

issou

riM

onta

naNe

bras

kaNe

vada

New

Ham

pshir

eNe

w Je

rsey

New

Mex

icoNe

w Y

ork

North

Car

olina

North

Dak

ota

Ohio

Oklah

oma

Oreg

onPe

nnsy

lvania

Rhod

e Isl

and

Sout

h Ca

rolin

aSo

uth

Dako

taTe

nnes

see

Texa

s Ut

ahVe

rmon

t Vi

rgini

aW

ashin

gton

W

est V

irgini

a W

iscon

sinW

yomi

ng

1B-1

716

B-17

1B-6

916

B-69

1B-4

016

B-40

1B-1

16B

-11B

-30

1B-5

316

B-53

1B-2

1B-5

116

B-51

1B-2

0

1B-2

2B-8

2B-1

3

2B-1

23A

23A

23A

23A

24A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

19B-

23

19B-

119

19B-

5

19B-

18

19B-

13

19B-

73

19B-

19

19B-

7

1B-2

1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

1B-3

1B-2

1B-1

8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 5: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 458 PM Page 3

CROP INSURANCE TODAY

NCIS REGIONALSTATE CROPINSURANCE COMMITTEES AN INTEGRAL PART OF THECROP INSURANCE INDUSTRY

The NCIS RegionalState Crop Insurshyance Committees are an integral part of the crop insurance industry They are critical to the communication flow within the indusshytry and are organized for the purpose of identifying issues that need attention and making recommendations to the Board of Directors These committees are authorized by the NCIS Bylaws and function within strict guidelines To ensure that the committees understand their role function properly and are effective in accomplishing their responsibilities newly elected chairshyman participate in an annual orientation and training session

The primary objective of the orientation is to help the incoming chairman of the NCIS RegionalState Crop Insurshyance Committees succeed by preparing them for their official responsibilities as chairman of an NCIS committee Specific instruction is provided on

bull legal issues including anti-trust considerations bull NCIS organizational structure bull making recommendations to the NCIS Board of Directors bull operating in accordance with the NCIS Bylaws bull planning and conducting effective meetings and loss

school activities bull parliamentary procedure and bull understanding the range of products and services offered

by NCIS After the training the participants better understand the

role of the NCIS RegionalState Crop Insurance Committees

what is expected of them as chairman and are prepared to successfully assume their official duties ldquoThe meeting was excellentrdquo said South Dakota Commitshytee Chairman Jim Maroon Great Amershyican Insurance Company at the end of the recent training for new Chairman in 2005 ldquoI can certainly see why it is a must for anyone that has been elected as chairshyman of their state committee I look forward to working closely with Shane [the NCIS liaison to SD] and NCIS during my term as chairmanrdquo

There are 18 committees organized along geographical borders that are the

eyes and ears of NCIS at the local level They meet periodically to discuss developments in agriculture and insurance RMA employees are invited and encouraged to attend committee meetshyings Attendance by individual agents and adjusters is not permitshyted Other guests educators and non-NCIS members may be invited to participate in committee activities as conditions warrant An NCIS staff person is assigned as a liaison to each committee and functions as a resource to the committee The liaishyson is the immediate point of contact between the committee and NCIS The liaison is to be kept informed of all committee activshyities These committees exist primarily to

1 Recommend coverage and language changes to the Crop-Hail and MPCI policy forms applications endorsements and miscellaneous forms

2 Recommend new or revised Crop-Hail or MPCI loss adjustment procedures and forms

CROP INSURANCE TODAY 3

By Dr Laurence M Crane NCIS

bull May 05 NCIS TODAY 41405 458 PM Page 4

TODAYCROP INSURANCE

3 Advise NCIS on public accepshytance of crop insurance programs offered by the affiliated compashynies

4 Promote communication and cooperation within the crop insurance industry with the exception of pricing and producer commissions

5 Promote and participate in risk management education activities

New chairmen fully understand that the committee and its individual members are not authorized to agree to policy on behalf of NCIS nor any member company Where policy or procedure changes are recommended by the committee those recommendashytions are to be treated as recommendashytions until they are reviewed by the appropriate NCIS standing commitshytee(s) and approved by the NCIS Board of Directors

ldquoThe meeting was excellent I can certainly see why it is a must for anyone that has been

elected as the chairman of their state committeerdquo

It is a personal and professional honor to be elected chairman of an NCIS RegionalState Crop Insurance Committee The expectations and responsibilities are great but so are the rewards for being selected by ones peers to serve in this important leadership capacity TODAY

4 MAY 05

Participants at the 2005 RegionalState Chairman Orientation Training

2005 NCIS RegionalState Committee Chairmen CaliforniaNevadamdashGuri Bhangoo Rain amp Hail LLC ColoradoWyomingmdashRobby Hasz Rural Community Insurance Services EastmdashDennis Chapman Rain amp Hail LLC Gulf StatesmdashHiram Womack ARMtech Insurance Services IllinoisWisconsinmdashDavid Meylor Rural Community Insurance Services IndianaOhioMichiganmdashKenny Shock Great American Insurance Company IowamdashJay Jacobi Rain amp Hail LLC KansasOklahomamdashPat Koster Rural Community Insurance Services KentuckyTennesseemdashRob Young Farmers Crop Insurance Alliance MinnesotamdashJim Wilson Farmers Mutual Hail Ins Co of Iowa MissourimdashCurt Blake Rain amp Hail LLC MontanamdashKevin Swanson Farmers Crop Insurance Alliance NebraskamdashT J Anderson Heartland Crop Insurance North DakotamdashDennis Biewer Great American Insurance Company NorthwestmdashSteve Wedel Rain amp Hail LLC South DakotamdashJim Maroon Farmers Crop Insurance Alliance SoutheastmdashJerry Story Great American Insurance Company SouthwestmdashDarryl Barrett Rural Community Insurance Services

bull May 05 NCIS TODAY 41405 458 PM Page 5

CROP INSURANCE TODAY

A RESURGENT RURALECONOMY SPURS

FARMLAND VALUESBy Jason Henderson and Nancy Novack Center for the Study of Rural America

The rural economy broke free from the reins of recession in 2004 with an especially strong performance in the farm sector Net farm income easily surpassed the record high of 2003 And the weakness that plagued the nonfarm rural economy in recent years appears to have been replaced with stronger job growth and higher incomes

Strong performances in the farm and nonfarm sectors have led to soaring land values Rising incomes are often capitalized into asset values and the past year was no exception Rising rural incomes quickly led to strong land value gains Since real estate is rural Americarsquos most important asset strong land values are often viewed as an indicator of a healthy rural economy

Looking ahead to 2005 healthy rural incomes in agriculture and on Main Street will continue to underpin farmland value gains While farm incomes are expected to remain strong the industry must keep a close watch on trade developments and an emerging disease threat to the soybean crop The nonfarm econshyomy is expected to strengthen with the rest of the nation Growth in jobs and wages in high-skilled industries is a welcome sign for rural America in its quest to build new economic engines in high-skilled activities

A RECORD YEAR FOR FARM INCOME

US agriculture had a stellar year in 2004 Cattle producers started the year confronting markets in disorder after the outbreak of Mad Cow disease But overall livestock producers enjoyed robust demand and strong prices The nationrsquos crop producers reaped bountiful harvests aided by widespread favorable growing conditions As a result net farm income soared to a record $737 billion shattering last yearrsquos record of $592 billion (Chart 1)

0

10

20

30

40

50

60

70

80

1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004

Billion dollars

Source USDA

Direct Govrsquot Payments

Emergency Assistance

Chart 1 US Net Farm Income

1993-2004 average

A Healthy Year for Livestock The US livestock sector enjoyed a banner year in 2004 fuelshy

ing the surge in US farm income Total livestock receipts increased an estimated $16 billion or 15 percent above the previshyous year Cattle producers survived the Mad Cow scare of late 2003 and posted another strong year Profit opportunities leapt for hog and poultry producers as well as demand for pork and poulshytry rose with trade bans against US beef Dairy producers enjoyed a profitable year as production was unable to keep up with demand

Big Crops Boost Crop Receipts Large crops and relatively strong prices also contributed to

the income gains posted by the farm sector Strong prices early in the year and large fall harvests boosted crop receipts After a strong spring rally prices dampened with expectations of large fall crops Although bumper crops pushed commodity prices below the government loan rates in the fall government

CROP INSURANCE TODAY 5

bull May 05 NCIS TODAY 41405 458 PM Page 6

TODAYCROP INSURANCE

payments are expected to remain at year-ago levels

Crop production surged in 2004 as favorable growing conditions held for most of the year (Chart 2) US corn producers led the charge by harvesting another bumper crop in 2004 with ideal growing conditions in many corn growshying regions The most recent estimate came in at more than 117 billion bushels 16 percent above the record crop of 2003 Although more acres were planted to corn in 2004 the real driver was corn yields The average corn yield exceeded 160 bushels per acremdashnearly 20 bushels more than 2003

US soybean production in 2004 was also the largest on record A new record average yield was set at just shy of 43 bushels per acre The strong yields and slightly higher acreage led to production that topped three billion bushels nine percent larger than the previous record crop of 2001

Wheat production fell below 2003 but remained above the five-year average The decline was a result of both smaller acreage planted to wheat and lower yields Lingering drought conditions in major winter wheat producing regions led the decline in production The spring wheat crop was larger than in 2003 offsetting some of the winter wheat production declines In the end the total wheat crop was off eight percent from a year ago but just above the five-year average

Crop prices went on a roller-coaster ride in 2004 The year began with short crop supplies particularly for soybeans and strong export demand By early 2004 soybean prices had rallied above $7 per bushel after a short 2003 crop In mid-March soybean prices topped $10 per bushel Corn prices also followed the higher price path of soybeans And wheat

0

20

40

60

80

100

120

140

Wheat Soybeans Corn

Index (Avg 2000 to 2002 = 100)

Source USDA

2004

Chart 2 US Crop Production

2003

00

100

200

300

400

500

600

700

Investment Recreation Residential Development

Farm Lease Other

Percent of respondents

Source Federal Reserve Bank of Kansas City

Chart 3 Reasons for Farmland Purchases by Non-farmers

2002

2003

Note Respondents were asked the most common reasons for farmland purchases by individuals other than farmers Respondents could choose more than one response and therefore percentages will not sum to 100

prices on expectations of a smaller wheat crop moved higher at the same time

In the midst of dwindling production numbers demand for US soybean exports was on the rise China had placed large orders for soybeans and followed through on the purchases in the early months of the year However the rising cost of soybeans began to put financial strain on the Chinese soybean crushing industry In May as a result China cancelled some contracts to purchase US soybeans Soybean prices fell to around $850 per bushel and corn and wheat prices followed Prices remained resilient in early summer but when the large fall crop production estimates started coming in soybean prices tumbled once again eventually falling below the government loan rates Although postshyharvest lows were below a year ago avershy

age prices for the entire calenshydar year were above 2003

Strong Incomes Lead to Healthy Farm Finances

The strong farm income picture underpinned healthy farm finances in 2004 Farm credit conditions and finanshycial ratios improved from the previous year and led to strong capital expenditures for farm equipment

Record farm incomes boosted farm credit condishytions According to agriculshytural credit surveys conducted by the Federal Reserve banks loan repayment rates were strong in 2004

Farm financial ratios illusshytrate the strength in the farm balance sheet Both the farm debt-to-equity and debt-to-asset ratios continued to decline Farm debt rose again in 2004 with the majority of the increase coming from real estate debt However rising farm asset values

kept financial ratios in check Record farm incomes fueled a surge

in capital expenditures in 2004 According to Federal Reserve surveys bankers reported higher capital spendshying relative to a year ago And accordshying to the Association for Equipment Manufacturers farm equipment sales rose sharply in 2004 As of November large tractor sales were up about 40 percent and combine sales were up 49 percent for the year

AN UPTURN ON MAIN STREET

After two years of weak growth the Main Street recovery gained steam in 2004 Both rural jobs and income growth

6 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 7

rebounded in 2004 The growth was broad based as both service- and goods-producing sectors led to rural job and income gains Rural America appears to be planting seeds for a new economy as many of the gains were in high-skilled occupations

An End to the Jobless Recovery

The rural nonfarm economy emerged from a jobless recovery in 2004 by posting job gains Since the end of the recession in November 2001 rural areas faced a jobless recovshyery where renewed economic growth failed to produce new jobs At the start of 2004 rural economies slowly began to add jobs By October rural job levels were almost two percent above a year ago

A Stronger Recovery Boosts Rural Incomes

A strengthening national economy also helped propel higher rural incomes In 2004 rural workers enjoyed strengthening incomes as average weekly nonfarm earnings in the first ten months of the year were up 33 percent from a year ago Rural earnings growth was stronger than the 27 percent average in metro areas during the year

High-Skilled Growth Propels the Rural Recovery

While growth embraced all sectors of the rural economy it was especially strong in the high-skilled industries Indeed industries that employ high-skilled workers led rural job growth In addition high-skilled occupations in rural areas posted stronger income gains than in metro areas

LAND VALUESSOAR IN 2004

Stronger incomes on the farm and on Main Street boosted rural land values Soaring farm incomes were quickly capishytalized into farmland prices while robust nonfarm activity supported both residenshytial and commercial demandmdashand thus the price of land Further higher incomes allow people to enjoy more leisure time thus boosting the recreational demand for land

Record Farm Incomes Underpin Land Values

Boosted by record-high farm incomes in 2004 farmland values soared Farmshyland values derive from the capitalized value of future farm income streams (Burt Moss Phipps) In other words rising farm incomes and the expectation of future income gains lead to higher land values

While farmland values rose sharply nationwide in 2004 the strongest gains appeared to emerge on the East and West coasts According to agricultural credit surveys conducted by various Federal Reserve banks farmland values rose 15 percent in the Richmond District and 33 percent in the San Francisco District Strong double-digit gains were also posted in the Chicago Kansas City and Minnesota districts

Nonfarm Demand Fuels Land Value Gains

Even with record farm incomes farmshyland value gains appear to be driven in large part by the rising tide of nonfarm demand The surge in farmland values along the densely populated East and West coasts is one clear indicator of the nonfarm impact on farmland values Another indicator of the increasing

CROP INSURANCETODAY

importance of nonfarm demand is the mounting gap between farmland values and cash rents

Farmland values should reflect the capitalized value of future cash rent payments Yet farmland values are rising faster than the revenue stream from agrishycultural production (cash rents) Since 1998 cropland cash rents have risen 15 percent compared to a 32 percent rise in cropland values

Several nonfarm demand factors appear to be contributing to strong land value gains The relatively weak perforshymance of the stock market fuels the demand for land as an alternative asset The continued expansion of urban areas boosts the demand for land in commershycial and residential use And rising recreshyational demand is underpinning strong farmland value gains

Urban expansion continues to boost land values as farmland is converted from agricultural to urban use Land in urban use typically generates higher values for farmland that is transitioning out of agrishycultural production In Indiana the value of farmland moving out of agriculshyture was $6000 per acre compared to $3278 per acre for top quality cropland in agriculture (Dobbins and Cook)

Land purchases for investment as an asset or for urban use also appears to be driving nonfarm demand for land Since 2002 agricultural bankers responding to the agricultural credit survey in the Kansas City District revealed that investment purchases have become the biggest nonfarm demand influence on farmland values Over 70 percent of the bankers revealed that farmland purchases were driven by investment decisions (Chart 3)

The survey also revealed that recreshyation is an increasingly important influshyence on farmland demand In 2003 over 55 percent of the bankers reported that recreational demand was a reason for farmland purchases up from 45 percent in 2002 In 2001 wildlife recreationers spent $12 billion on land leasing and

CROP INSURANCE TODAY 7

bull May 05 NCIS TODAY 41405 458 PM Page 8

TODAYCROP INSURANCE

ownership up from $7 billion in 1996 In 2002 28000 farmers reported earnshying $202 million from recreation services While recreational services were an income supplement for most farmers seven percent earned more from recreational services than the average per capita income of $23362 in rural counties

THE RURAL ECONOMY IN 2005

Looking ahead the foundation is set for another solid year in the rural econshyomy although some challenges shade the horizon Farm incomes are expected

Table 1 USDA Price Projections

Livestock Prices Average 2001

2005 2004 to 2003 Dollars per cwt

Choice Steers 8600 8422 7481 Feeder Steers 9700 10446 8603 Hogs (barrows and gilts) 4900 5167 4006 Broilers 7250 7460 5890 Milk 1335 1595 1320

Crop Prices Average 1998

200405 200304 to 2001 Dollars per bushel

Corn 190 242 190 Wheat 335 340 263 Soybeans 495 734 446

to remain robust in 2005 despite several factors the disappearance of the agricultural trade surplus a new disease threat to the soybean crop and the persistence of drought in some areas The Main Street economy is also expected to strengthen in 2005 Overshyall robust farm and nonfarm economies should underpin healthy land value gains in the year ahead

Can a Strong Liveshystock Sector Produce a Healthy Farm Economy

Farm incomes in the year ahead will likely fall from the record highs set in 2004 but remain healthy by historical standards Livestock prices are expected to remain strong and increased governshyment payment should offset declining crop revenues from lower prices The final outcome for farm income will rest heavily on the persistence of drought the prospects for agricultural trade and whether a nascent soybean disease gains a hold over the 2005 crop

Historically high prices could produce broad gains in the livestock sector and underpin a healthy farm economy

Source Livestock Dairy and Poultry Report and World Agricultural Supply and Demand Estimate USDA December 2004

Despite edging down from 2004 highs livestock prices are expected to remain above their historical average in 2005 (Table 1)

In contrast crop revenues in 2005 may not be as robust Crop prices are expected to fall well below the levels posted last year but remain above the lows of 1998 to 2001

Potential farm incomes losses from lower crop prices could be offset at least in part by increased government payments Under the most recent farm bill lower prices will trigger higher payments under the loan deficiency and countercyclical programs Over the past two years government payments have averaged $158 billion High crop prices over the past two years have kept governshyment payments below expected levels in 2002 when the farm bill was passed

Will Weather Disease and Trade Limit Farm Income

Crop prices could strengthen in the marketplace if weather and disease probshy

lems develop Weather problems are an annual source of uncertainty for crop producers Soybean rust has raised concerns for the 2005 crop In 2004 soybean rust significantly cut the South American harvest and led to record high prices last spring Fungicide treatments are expected to raise production costs $25 per acre USDA estimates that losses could range from $164 million to $12 billion depending on the geographic spread of the disease and associated yield losses (Livingston and others) Economic impacts will be highly variable given weather conditions and geographic spread

Another factor affecting the outlook for the farm economy in 2005 will be agricultural exports The future of farm exports is uncertain For the first time since the 1950s the value of US imports are expected to equal the value of US exports US agricultural imports is expected to rise with increased imports of consumer and intermediate products Import prices are rising due to rising prices for processed foods higher transshyportation costs associated with the high

8 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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For Your Agency Full lines coverage including MPCI Crop Insurance

This policy is offered and underwritten by American International GroupInc(AIG)

AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

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This policy is marketed by American Insurance ServicesLLC

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To learn more about the features of this policy or toobtain a quote for your Agency please call

1-800-769-6015

industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

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ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

RLEY

Dr

y M

arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

-11

Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

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A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

-27

(P)1

B-4

6B-7

2 1B

-72

6B-2

3 1B

-17

Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

ATE

Cotto

n St

aple

CRAN

BERR

IES

(Pro

cess

ing)

FIGS

FLAX

Pr

oduc

tion

Seed

ing

Grap

es

Grap

es

NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

-62

9B-5

(P)1

3B-4

Alas

ka

10B-

5 Ar

izona

1B

-95

B-9

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 6: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 458 PM Page 4

TODAYCROP INSURANCE

3 Advise NCIS on public accepshytance of crop insurance programs offered by the affiliated compashynies

4 Promote communication and cooperation within the crop insurance industry with the exception of pricing and producer commissions

5 Promote and participate in risk management education activities

New chairmen fully understand that the committee and its individual members are not authorized to agree to policy on behalf of NCIS nor any member company Where policy or procedure changes are recommended by the committee those recommendashytions are to be treated as recommendashytions until they are reviewed by the appropriate NCIS standing commitshytee(s) and approved by the NCIS Board of Directors

ldquoThe meeting was excellent I can certainly see why it is a must for anyone that has been

elected as the chairman of their state committeerdquo

It is a personal and professional honor to be elected chairman of an NCIS RegionalState Crop Insurance Committee The expectations and responsibilities are great but so are the rewards for being selected by ones peers to serve in this important leadership capacity TODAY

4 MAY 05

Participants at the 2005 RegionalState Chairman Orientation Training

2005 NCIS RegionalState Committee Chairmen CaliforniaNevadamdashGuri Bhangoo Rain amp Hail LLC ColoradoWyomingmdashRobby Hasz Rural Community Insurance Services EastmdashDennis Chapman Rain amp Hail LLC Gulf StatesmdashHiram Womack ARMtech Insurance Services IllinoisWisconsinmdashDavid Meylor Rural Community Insurance Services IndianaOhioMichiganmdashKenny Shock Great American Insurance Company IowamdashJay Jacobi Rain amp Hail LLC KansasOklahomamdashPat Koster Rural Community Insurance Services KentuckyTennesseemdashRob Young Farmers Crop Insurance Alliance MinnesotamdashJim Wilson Farmers Mutual Hail Ins Co of Iowa MissourimdashCurt Blake Rain amp Hail LLC MontanamdashKevin Swanson Farmers Crop Insurance Alliance NebraskamdashT J Anderson Heartland Crop Insurance North DakotamdashDennis Biewer Great American Insurance Company NorthwestmdashSteve Wedel Rain amp Hail LLC South DakotamdashJim Maroon Farmers Crop Insurance Alliance SoutheastmdashJerry Story Great American Insurance Company SouthwestmdashDarryl Barrett Rural Community Insurance Services

bull May 05 NCIS TODAY 41405 458 PM Page 5

CROP INSURANCE TODAY

A RESURGENT RURALECONOMY SPURS

FARMLAND VALUESBy Jason Henderson and Nancy Novack Center for the Study of Rural America

The rural economy broke free from the reins of recession in 2004 with an especially strong performance in the farm sector Net farm income easily surpassed the record high of 2003 And the weakness that plagued the nonfarm rural economy in recent years appears to have been replaced with stronger job growth and higher incomes

Strong performances in the farm and nonfarm sectors have led to soaring land values Rising incomes are often capitalized into asset values and the past year was no exception Rising rural incomes quickly led to strong land value gains Since real estate is rural Americarsquos most important asset strong land values are often viewed as an indicator of a healthy rural economy

Looking ahead to 2005 healthy rural incomes in agriculture and on Main Street will continue to underpin farmland value gains While farm incomes are expected to remain strong the industry must keep a close watch on trade developments and an emerging disease threat to the soybean crop The nonfarm econshyomy is expected to strengthen with the rest of the nation Growth in jobs and wages in high-skilled industries is a welcome sign for rural America in its quest to build new economic engines in high-skilled activities

A RECORD YEAR FOR FARM INCOME

US agriculture had a stellar year in 2004 Cattle producers started the year confronting markets in disorder after the outbreak of Mad Cow disease But overall livestock producers enjoyed robust demand and strong prices The nationrsquos crop producers reaped bountiful harvests aided by widespread favorable growing conditions As a result net farm income soared to a record $737 billion shattering last yearrsquos record of $592 billion (Chart 1)

0

10

20

30

40

50

60

70

80

1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004

Billion dollars

Source USDA

Direct Govrsquot Payments

Emergency Assistance

Chart 1 US Net Farm Income

1993-2004 average

A Healthy Year for Livestock The US livestock sector enjoyed a banner year in 2004 fuelshy

ing the surge in US farm income Total livestock receipts increased an estimated $16 billion or 15 percent above the previshyous year Cattle producers survived the Mad Cow scare of late 2003 and posted another strong year Profit opportunities leapt for hog and poultry producers as well as demand for pork and poulshytry rose with trade bans against US beef Dairy producers enjoyed a profitable year as production was unable to keep up with demand

Big Crops Boost Crop Receipts Large crops and relatively strong prices also contributed to

the income gains posted by the farm sector Strong prices early in the year and large fall harvests boosted crop receipts After a strong spring rally prices dampened with expectations of large fall crops Although bumper crops pushed commodity prices below the government loan rates in the fall government

CROP INSURANCE TODAY 5

bull May 05 NCIS TODAY 41405 458 PM Page 6

TODAYCROP INSURANCE

payments are expected to remain at year-ago levels

Crop production surged in 2004 as favorable growing conditions held for most of the year (Chart 2) US corn producers led the charge by harvesting another bumper crop in 2004 with ideal growing conditions in many corn growshying regions The most recent estimate came in at more than 117 billion bushels 16 percent above the record crop of 2003 Although more acres were planted to corn in 2004 the real driver was corn yields The average corn yield exceeded 160 bushels per acremdashnearly 20 bushels more than 2003

US soybean production in 2004 was also the largest on record A new record average yield was set at just shy of 43 bushels per acre The strong yields and slightly higher acreage led to production that topped three billion bushels nine percent larger than the previous record crop of 2001

Wheat production fell below 2003 but remained above the five-year average The decline was a result of both smaller acreage planted to wheat and lower yields Lingering drought conditions in major winter wheat producing regions led the decline in production The spring wheat crop was larger than in 2003 offsetting some of the winter wheat production declines In the end the total wheat crop was off eight percent from a year ago but just above the five-year average

Crop prices went on a roller-coaster ride in 2004 The year began with short crop supplies particularly for soybeans and strong export demand By early 2004 soybean prices had rallied above $7 per bushel after a short 2003 crop In mid-March soybean prices topped $10 per bushel Corn prices also followed the higher price path of soybeans And wheat

0

20

40

60

80

100

120

140

Wheat Soybeans Corn

Index (Avg 2000 to 2002 = 100)

Source USDA

2004

Chart 2 US Crop Production

2003

00

100

200

300

400

500

600

700

Investment Recreation Residential Development

Farm Lease Other

Percent of respondents

Source Federal Reserve Bank of Kansas City

Chart 3 Reasons for Farmland Purchases by Non-farmers

2002

2003

Note Respondents were asked the most common reasons for farmland purchases by individuals other than farmers Respondents could choose more than one response and therefore percentages will not sum to 100

prices on expectations of a smaller wheat crop moved higher at the same time

In the midst of dwindling production numbers demand for US soybean exports was on the rise China had placed large orders for soybeans and followed through on the purchases in the early months of the year However the rising cost of soybeans began to put financial strain on the Chinese soybean crushing industry In May as a result China cancelled some contracts to purchase US soybeans Soybean prices fell to around $850 per bushel and corn and wheat prices followed Prices remained resilient in early summer but when the large fall crop production estimates started coming in soybean prices tumbled once again eventually falling below the government loan rates Although postshyharvest lows were below a year ago avershy

age prices for the entire calenshydar year were above 2003

Strong Incomes Lead to Healthy Farm Finances

The strong farm income picture underpinned healthy farm finances in 2004 Farm credit conditions and finanshycial ratios improved from the previous year and led to strong capital expenditures for farm equipment

Record farm incomes boosted farm credit condishytions According to agriculshytural credit surveys conducted by the Federal Reserve banks loan repayment rates were strong in 2004

Farm financial ratios illusshytrate the strength in the farm balance sheet Both the farm debt-to-equity and debt-to-asset ratios continued to decline Farm debt rose again in 2004 with the majority of the increase coming from real estate debt However rising farm asset values

kept financial ratios in check Record farm incomes fueled a surge

in capital expenditures in 2004 According to Federal Reserve surveys bankers reported higher capital spendshying relative to a year ago And accordshying to the Association for Equipment Manufacturers farm equipment sales rose sharply in 2004 As of November large tractor sales were up about 40 percent and combine sales were up 49 percent for the year

AN UPTURN ON MAIN STREET

After two years of weak growth the Main Street recovery gained steam in 2004 Both rural jobs and income growth

6 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 7

rebounded in 2004 The growth was broad based as both service- and goods-producing sectors led to rural job and income gains Rural America appears to be planting seeds for a new economy as many of the gains were in high-skilled occupations

An End to the Jobless Recovery

The rural nonfarm economy emerged from a jobless recovery in 2004 by posting job gains Since the end of the recession in November 2001 rural areas faced a jobless recovshyery where renewed economic growth failed to produce new jobs At the start of 2004 rural economies slowly began to add jobs By October rural job levels were almost two percent above a year ago

A Stronger Recovery Boosts Rural Incomes

A strengthening national economy also helped propel higher rural incomes In 2004 rural workers enjoyed strengthening incomes as average weekly nonfarm earnings in the first ten months of the year were up 33 percent from a year ago Rural earnings growth was stronger than the 27 percent average in metro areas during the year

High-Skilled Growth Propels the Rural Recovery

While growth embraced all sectors of the rural economy it was especially strong in the high-skilled industries Indeed industries that employ high-skilled workers led rural job growth In addition high-skilled occupations in rural areas posted stronger income gains than in metro areas

LAND VALUESSOAR IN 2004

Stronger incomes on the farm and on Main Street boosted rural land values Soaring farm incomes were quickly capishytalized into farmland prices while robust nonfarm activity supported both residenshytial and commercial demandmdashand thus the price of land Further higher incomes allow people to enjoy more leisure time thus boosting the recreational demand for land

Record Farm Incomes Underpin Land Values

Boosted by record-high farm incomes in 2004 farmland values soared Farmshyland values derive from the capitalized value of future farm income streams (Burt Moss Phipps) In other words rising farm incomes and the expectation of future income gains lead to higher land values

While farmland values rose sharply nationwide in 2004 the strongest gains appeared to emerge on the East and West coasts According to agricultural credit surveys conducted by various Federal Reserve banks farmland values rose 15 percent in the Richmond District and 33 percent in the San Francisco District Strong double-digit gains were also posted in the Chicago Kansas City and Minnesota districts

Nonfarm Demand Fuels Land Value Gains

Even with record farm incomes farmshyland value gains appear to be driven in large part by the rising tide of nonfarm demand The surge in farmland values along the densely populated East and West coasts is one clear indicator of the nonfarm impact on farmland values Another indicator of the increasing

CROP INSURANCETODAY

importance of nonfarm demand is the mounting gap between farmland values and cash rents

Farmland values should reflect the capitalized value of future cash rent payments Yet farmland values are rising faster than the revenue stream from agrishycultural production (cash rents) Since 1998 cropland cash rents have risen 15 percent compared to a 32 percent rise in cropland values

Several nonfarm demand factors appear to be contributing to strong land value gains The relatively weak perforshymance of the stock market fuels the demand for land as an alternative asset The continued expansion of urban areas boosts the demand for land in commershycial and residential use And rising recreshyational demand is underpinning strong farmland value gains

Urban expansion continues to boost land values as farmland is converted from agricultural to urban use Land in urban use typically generates higher values for farmland that is transitioning out of agrishycultural production In Indiana the value of farmland moving out of agriculshyture was $6000 per acre compared to $3278 per acre for top quality cropland in agriculture (Dobbins and Cook)

Land purchases for investment as an asset or for urban use also appears to be driving nonfarm demand for land Since 2002 agricultural bankers responding to the agricultural credit survey in the Kansas City District revealed that investment purchases have become the biggest nonfarm demand influence on farmland values Over 70 percent of the bankers revealed that farmland purchases were driven by investment decisions (Chart 3)

The survey also revealed that recreshyation is an increasingly important influshyence on farmland demand In 2003 over 55 percent of the bankers reported that recreational demand was a reason for farmland purchases up from 45 percent in 2002 In 2001 wildlife recreationers spent $12 billion on land leasing and

CROP INSURANCE TODAY 7

bull May 05 NCIS TODAY 41405 458 PM Page 8

TODAYCROP INSURANCE

ownership up from $7 billion in 1996 In 2002 28000 farmers reported earnshying $202 million from recreation services While recreational services were an income supplement for most farmers seven percent earned more from recreational services than the average per capita income of $23362 in rural counties

THE RURAL ECONOMY IN 2005

Looking ahead the foundation is set for another solid year in the rural econshyomy although some challenges shade the horizon Farm incomes are expected

Table 1 USDA Price Projections

Livestock Prices Average 2001

2005 2004 to 2003 Dollars per cwt

Choice Steers 8600 8422 7481 Feeder Steers 9700 10446 8603 Hogs (barrows and gilts) 4900 5167 4006 Broilers 7250 7460 5890 Milk 1335 1595 1320

Crop Prices Average 1998

200405 200304 to 2001 Dollars per bushel

Corn 190 242 190 Wheat 335 340 263 Soybeans 495 734 446

to remain robust in 2005 despite several factors the disappearance of the agricultural trade surplus a new disease threat to the soybean crop and the persistence of drought in some areas The Main Street economy is also expected to strengthen in 2005 Overshyall robust farm and nonfarm economies should underpin healthy land value gains in the year ahead

Can a Strong Liveshystock Sector Produce a Healthy Farm Economy

Farm incomes in the year ahead will likely fall from the record highs set in 2004 but remain healthy by historical standards Livestock prices are expected to remain strong and increased governshyment payment should offset declining crop revenues from lower prices The final outcome for farm income will rest heavily on the persistence of drought the prospects for agricultural trade and whether a nascent soybean disease gains a hold over the 2005 crop

Historically high prices could produce broad gains in the livestock sector and underpin a healthy farm economy

Source Livestock Dairy and Poultry Report and World Agricultural Supply and Demand Estimate USDA December 2004

Despite edging down from 2004 highs livestock prices are expected to remain above their historical average in 2005 (Table 1)

In contrast crop revenues in 2005 may not be as robust Crop prices are expected to fall well below the levels posted last year but remain above the lows of 1998 to 2001

Potential farm incomes losses from lower crop prices could be offset at least in part by increased government payments Under the most recent farm bill lower prices will trigger higher payments under the loan deficiency and countercyclical programs Over the past two years government payments have averaged $158 billion High crop prices over the past two years have kept governshyment payments below expected levels in 2002 when the farm bill was passed

Will Weather Disease and Trade Limit Farm Income

Crop prices could strengthen in the marketplace if weather and disease probshy

lems develop Weather problems are an annual source of uncertainty for crop producers Soybean rust has raised concerns for the 2005 crop In 2004 soybean rust significantly cut the South American harvest and led to record high prices last spring Fungicide treatments are expected to raise production costs $25 per acre USDA estimates that losses could range from $164 million to $12 billion depending on the geographic spread of the disease and associated yield losses (Livingston and others) Economic impacts will be highly variable given weather conditions and geographic spread

Another factor affecting the outlook for the farm economy in 2005 will be agricultural exports The future of farm exports is uncertain For the first time since the 1950s the value of US imports are expected to equal the value of US exports US agricultural imports is expected to rise with increased imports of consumer and intermediate products Import prices are rising due to rising prices for processed foods higher transshyportation costs associated with the high

8 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

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150

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ce $

005

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3 w

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not a

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Perc

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0

85

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rial f

orav

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act

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of 1

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ase p

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ld x

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l x p

roje

cted

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est p

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f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

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e th

en A

PH y

ield

x le

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fall

harv

est p

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Ratin

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uous

indi

vidu

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eld

rate

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ea y

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ield

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inuo

us in

divi

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ted

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inuo

us in

divi

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Subs

idize

d by

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ent

yes

yes

yes

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ten

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nal u

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to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

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rate

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ase

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ase

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01)

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are)

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f 2 x

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of 3

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ed p

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ulat

or

Disc

ount

s for

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nce

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If

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CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

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Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

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bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

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ES

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oces

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ama

Alas

ka

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izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

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1B-1

6 10

B-25

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B-13

CEO

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O (P

)4B-

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8 Co

lorad

o 10

B-3

1B-3

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B-25

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ectic

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(P)2

2A

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are

(P)2

2A

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rida

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(P

)1B-

1 (P

)17B

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gia

10B-

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aiiId

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5 10

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)13B

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43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

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diana

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B-10

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3 Io

wa

1B-1

4 1B

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as

1B-7

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ucky

1B

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iana

Main

e (P

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A 10

B-11

1A

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aryla

nd

(P)2

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1 21

B-23

10

B-7

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8 10

B-10

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assa

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etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

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10B-

25

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11

Minn

esot

a 10

B-2

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)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

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Mon

tana

1B

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1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

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-26

Neva

da

1B-2

1B

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New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

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10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

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1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

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10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

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10B-

42

Wyo

ming

1B

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1B-1

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I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

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-32

1B-1

055

B-10

58B

-86

9B-8

6 (P

)25B

-37

1B-2

45B

-24

1B-3

45B

-34

1B-1

35B

-13

1B-1

5B-

11B

-49

5B-4

91B

-92

5B-9

28B

-19

B-1

1B-7

55B

-75

8B-2

09B

-20

1B-2

1B-1

05B

-10

8B-2

9B-

2 20

B-2

1B-1

71B

-81

5B-8

11B

-15

B-1

1B-7

5B-

71B

-71

5B-7

18B

-29

B-2

1B-5

7

1B-2

25B

-22

1B-5

95B

-59

8B-2

9B-

21B

-35

5B-3

51B

-202

5B-

202

8B-3

49B

-34

(P)1

3B-2

01

20B-

19

1B-7

95B

-79

1B-2

5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

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19B-

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19B-

119

19B-

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19B-

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19B-

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19B-

73

19B-

19

19B-

7

1B-2

1B-3

18B-

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1B-3

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1B-3

18B-

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18B-

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18B-

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18B-

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18B-

63

18B-

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18B-

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1B-5

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1B-2

1B-5

1B-6

1B-4

6B-

161B

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55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

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3B-4

16B

-42

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025

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29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

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01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

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29B

-10

1B-5

35B

-53

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3(P

)13B

-53

16B-

531B

-77

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79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 7: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 458 PM Page 5

CROP INSURANCE TODAY

A RESURGENT RURALECONOMY SPURS

FARMLAND VALUESBy Jason Henderson and Nancy Novack Center for the Study of Rural America

The rural economy broke free from the reins of recession in 2004 with an especially strong performance in the farm sector Net farm income easily surpassed the record high of 2003 And the weakness that plagued the nonfarm rural economy in recent years appears to have been replaced with stronger job growth and higher incomes

Strong performances in the farm and nonfarm sectors have led to soaring land values Rising incomes are often capitalized into asset values and the past year was no exception Rising rural incomes quickly led to strong land value gains Since real estate is rural Americarsquos most important asset strong land values are often viewed as an indicator of a healthy rural economy

Looking ahead to 2005 healthy rural incomes in agriculture and on Main Street will continue to underpin farmland value gains While farm incomes are expected to remain strong the industry must keep a close watch on trade developments and an emerging disease threat to the soybean crop The nonfarm econshyomy is expected to strengthen with the rest of the nation Growth in jobs and wages in high-skilled industries is a welcome sign for rural America in its quest to build new economic engines in high-skilled activities

A RECORD YEAR FOR FARM INCOME

US agriculture had a stellar year in 2004 Cattle producers started the year confronting markets in disorder after the outbreak of Mad Cow disease But overall livestock producers enjoyed robust demand and strong prices The nationrsquos crop producers reaped bountiful harvests aided by widespread favorable growing conditions As a result net farm income soared to a record $737 billion shattering last yearrsquos record of $592 billion (Chart 1)

0

10

20

30

40

50

60

70

80

1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004

Billion dollars

Source USDA

Direct Govrsquot Payments

Emergency Assistance

Chart 1 US Net Farm Income

1993-2004 average

A Healthy Year for Livestock The US livestock sector enjoyed a banner year in 2004 fuelshy

ing the surge in US farm income Total livestock receipts increased an estimated $16 billion or 15 percent above the previshyous year Cattle producers survived the Mad Cow scare of late 2003 and posted another strong year Profit opportunities leapt for hog and poultry producers as well as demand for pork and poulshytry rose with trade bans against US beef Dairy producers enjoyed a profitable year as production was unable to keep up with demand

Big Crops Boost Crop Receipts Large crops and relatively strong prices also contributed to

the income gains posted by the farm sector Strong prices early in the year and large fall harvests boosted crop receipts After a strong spring rally prices dampened with expectations of large fall crops Although bumper crops pushed commodity prices below the government loan rates in the fall government

CROP INSURANCE TODAY 5

bull May 05 NCIS TODAY 41405 458 PM Page 6

TODAYCROP INSURANCE

payments are expected to remain at year-ago levels

Crop production surged in 2004 as favorable growing conditions held for most of the year (Chart 2) US corn producers led the charge by harvesting another bumper crop in 2004 with ideal growing conditions in many corn growshying regions The most recent estimate came in at more than 117 billion bushels 16 percent above the record crop of 2003 Although more acres were planted to corn in 2004 the real driver was corn yields The average corn yield exceeded 160 bushels per acremdashnearly 20 bushels more than 2003

US soybean production in 2004 was also the largest on record A new record average yield was set at just shy of 43 bushels per acre The strong yields and slightly higher acreage led to production that topped three billion bushels nine percent larger than the previous record crop of 2001

Wheat production fell below 2003 but remained above the five-year average The decline was a result of both smaller acreage planted to wheat and lower yields Lingering drought conditions in major winter wheat producing regions led the decline in production The spring wheat crop was larger than in 2003 offsetting some of the winter wheat production declines In the end the total wheat crop was off eight percent from a year ago but just above the five-year average

Crop prices went on a roller-coaster ride in 2004 The year began with short crop supplies particularly for soybeans and strong export demand By early 2004 soybean prices had rallied above $7 per bushel after a short 2003 crop In mid-March soybean prices topped $10 per bushel Corn prices also followed the higher price path of soybeans And wheat

0

20

40

60

80

100

120

140

Wheat Soybeans Corn

Index (Avg 2000 to 2002 = 100)

Source USDA

2004

Chart 2 US Crop Production

2003

00

100

200

300

400

500

600

700

Investment Recreation Residential Development

Farm Lease Other

Percent of respondents

Source Federal Reserve Bank of Kansas City

Chart 3 Reasons for Farmland Purchases by Non-farmers

2002

2003

Note Respondents were asked the most common reasons for farmland purchases by individuals other than farmers Respondents could choose more than one response and therefore percentages will not sum to 100

prices on expectations of a smaller wheat crop moved higher at the same time

In the midst of dwindling production numbers demand for US soybean exports was on the rise China had placed large orders for soybeans and followed through on the purchases in the early months of the year However the rising cost of soybeans began to put financial strain on the Chinese soybean crushing industry In May as a result China cancelled some contracts to purchase US soybeans Soybean prices fell to around $850 per bushel and corn and wheat prices followed Prices remained resilient in early summer but when the large fall crop production estimates started coming in soybean prices tumbled once again eventually falling below the government loan rates Although postshyharvest lows were below a year ago avershy

age prices for the entire calenshydar year were above 2003

Strong Incomes Lead to Healthy Farm Finances

The strong farm income picture underpinned healthy farm finances in 2004 Farm credit conditions and finanshycial ratios improved from the previous year and led to strong capital expenditures for farm equipment

Record farm incomes boosted farm credit condishytions According to agriculshytural credit surveys conducted by the Federal Reserve banks loan repayment rates were strong in 2004

Farm financial ratios illusshytrate the strength in the farm balance sheet Both the farm debt-to-equity and debt-to-asset ratios continued to decline Farm debt rose again in 2004 with the majority of the increase coming from real estate debt However rising farm asset values

kept financial ratios in check Record farm incomes fueled a surge

in capital expenditures in 2004 According to Federal Reserve surveys bankers reported higher capital spendshying relative to a year ago And accordshying to the Association for Equipment Manufacturers farm equipment sales rose sharply in 2004 As of November large tractor sales were up about 40 percent and combine sales were up 49 percent for the year

AN UPTURN ON MAIN STREET

After two years of weak growth the Main Street recovery gained steam in 2004 Both rural jobs and income growth

6 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 7

rebounded in 2004 The growth was broad based as both service- and goods-producing sectors led to rural job and income gains Rural America appears to be planting seeds for a new economy as many of the gains were in high-skilled occupations

An End to the Jobless Recovery

The rural nonfarm economy emerged from a jobless recovery in 2004 by posting job gains Since the end of the recession in November 2001 rural areas faced a jobless recovshyery where renewed economic growth failed to produce new jobs At the start of 2004 rural economies slowly began to add jobs By October rural job levels were almost two percent above a year ago

A Stronger Recovery Boosts Rural Incomes

A strengthening national economy also helped propel higher rural incomes In 2004 rural workers enjoyed strengthening incomes as average weekly nonfarm earnings in the first ten months of the year were up 33 percent from a year ago Rural earnings growth was stronger than the 27 percent average in metro areas during the year

High-Skilled Growth Propels the Rural Recovery

While growth embraced all sectors of the rural economy it was especially strong in the high-skilled industries Indeed industries that employ high-skilled workers led rural job growth In addition high-skilled occupations in rural areas posted stronger income gains than in metro areas

LAND VALUESSOAR IN 2004

Stronger incomes on the farm and on Main Street boosted rural land values Soaring farm incomes were quickly capishytalized into farmland prices while robust nonfarm activity supported both residenshytial and commercial demandmdashand thus the price of land Further higher incomes allow people to enjoy more leisure time thus boosting the recreational demand for land

Record Farm Incomes Underpin Land Values

Boosted by record-high farm incomes in 2004 farmland values soared Farmshyland values derive from the capitalized value of future farm income streams (Burt Moss Phipps) In other words rising farm incomes and the expectation of future income gains lead to higher land values

While farmland values rose sharply nationwide in 2004 the strongest gains appeared to emerge on the East and West coasts According to agricultural credit surveys conducted by various Federal Reserve banks farmland values rose 15 percent in the Richmond District and 33 percent in the San Francisco District Strong double-digit gains were also posted in the Chicago Kansas City and Minnesota districts

Nonfarm Demand Fuels Land Value Gains

Even with record farm incomes farmshyland value gains appear to be driven in large part by the rising tide of nonfarm demand The surge in farmland values along the densely populated East and West coasts is one clear indicator of the nonfarm impact on farmland values Another indicator of the increasing

CROP INSURANCETODAY

importance of nonfarm demand is the mounting gap between farmland values and cash rents

Farmland values should reflect the capitalized value of future cash rent payments Yet farmland values are rising faster than the revenue stream from agrishycultural production (cash rents) Since 1998 cropland cash rents have risen 15 percent compared to a 32 percent rise in cropland values

Several nonfarm demand factors appear to be contributing to strong land value gains The relatively weak perforshymance of the stock market fuels the demand for land as an alternative asset The continued expansion of urban areas boosts the demand for land in commershycial and residential use And rising recreshyational demand is underpinning strong farmland value gains

Urban expansion continues to boost land values as farmland is converted from agricultural to urban use Land in urban use typically generates higher values for farmland that is transitioning out of agrishycultural production In Indiana the value of farmland moving out of agriculshyture was $6000 per acre compared to $3278 per acre for top quality cropland in agriculture (Dobbins and Cook)

Land purchases for investment as an asset or for urban use also appears to be driving nonfarm demand for land Since 2002 agricultural bankers responding to the agricultural credit survey in the Kansas City District revealed that investment purchases have become the biggest nonfarm demand influence on farmland values Over 70 percent of the bankers revealed that farmland purchases were driven by investment decisions (Chart 3)

The survey also revealed that recreshyation is an increasingly important influshyence on farmland demand In 2003 over 55 percent of the bankers reported that recreational demand was a reason for farmland purchases up from 45 percent in 2002 In 2001 wildlife recreationers spent $12 billion on land leasing and

CROP INSURANCE TODAY 7

bull May 05 NCIS TODAY 41405 458 PM Page 8

TODAYCROP INSURANCE

ownership up from $7 billion in 1996 In 2002 28000 farmers reported earnshying $202 million from recreation services While recreational services were an income supplement for most farmers seven percent earned more from recreational services than the average per capita income of $23362 in rural counties

THE RURAL ECONOMY IN 2005

Looking ahead the foundation is set for another solid year in the rural econshyomy although some challenges shade the horizon Farm incomes are expected

Table 1 USDA Price Projections

Livestock Prices Average 2001

2005 2004 to 2003 Dollars per cwt

Choice Steers 8600 8422 7481 Feeder Steers 9700 10446 8603 Hogs (barrows and gilts) 4900 5167 4006 Broilers 7250 7460 5890 Milk 1335 1595 1320

Crop Prices Average 1998

200405 200304 to 2001 Dollars per bushel

Corn 190 242 190 Wheat 335 340 263 Soybeans 495 734 446

to remain robust in 2005 despite several factors the disappearance of the agricultural trade surplus a new disease threat to the soybean crop and the persistence of drought in some areas The Main Street economy is also expected to strengthen in 2005 Overshyall robust farm and nonfarm economies should underpin healthy land value gains in the year ahead

Can a Strong Liveshystock Sector Produce a Healthy Farm Economy

Farm incomes in the year ahead will likely fall from the record highs set in 2004 but remain healthy by historical standards Livestock prices are expected to remain strong and increased governshyment payment should offset declining crop revenues from lower prices The final outcome for farm income will rest heavily on the persistence of drought the prospects for agricultural trade and whether a nascent soybean disease gains a hold over the 2005 crop

Historically high prices could produce broad gains in the livestock sector and underpin a healthy farm economy

Source Livestock Dairy and Poultry Report and World Agricultural Supply and Demand Estimate USDA December 2004

Despite edging down from 2004 highs livestock prices are expected to remain above their historical average in 2005 (Table 1)

In contrast crop revenues in 2005 may not be as robust Crop prices are expected to fall well below the levels posted last year but remain above the lows of 1998 to 2001

Potential farm incomes losses from lower crop prices could be offset at least in part by increased government payments Under the most recent farm bill lower prices will trigger higher payments under the loan deficiency and countercyclical programs Over the past two years government payments have averaged $158 billion High crop prices over the past two years have kept governshyment payments below expected levels in 2002 when the farm bill was passed

Will Weather Disease and Trade Limit Farm Income

Crop prices could strengthen in the marketplace if weather and disease probshy

lems develop Weather problems are an annual source of uncertainty for crop producers Soybean rust has raised concerns for the 2005 crop In 2004 soybean rust significantly cut the South American harvest and led to record high prices last spring Fungicide treatments are expected to raise production costs $25 per acre USDA estimates that losses could range from $164 million to $12 billion depending on the geographic spread of the disease and associated yield losses (Livingston and others) Economic impacts will be highly variable given weather conditions and geographic spread

Another factor affecting the outlook for the farm economy in 2005 will be agricultural exports The future of farm exports is uncertain For the first time since the 1950s the value of US imports are expected to equal the value of US exports US agricultural imports is expected to rise with increased imports of consumer and intermediate products Import prices are rising due to rising prices for processed foods higher transshyportation costs associated with the high

8 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

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Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

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bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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ance

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rdquofo

llow

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e nu

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r of c

ount

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ase

note

this

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rmashy

tion

is c

urre

nt a

s of

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embe

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200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

-27

(P)1

B-4

6B-7

2 1B

-72

6B-2

3 1B

-17

Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

ATE

Cotto

n St

aple

CRAN

BERR

IES

(Pro

cess

ing)

FIGS

FLAX

Pr

oduc

tion

Seed

ing

Grap

es

Grap

es

NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

-62

9B-5

(P)1

3B-4

Alas

ka

10B-

5 Ar

izona

1B

-95

B-9

16B-

9 1B

-7

10B-

6 10

B-3

Arka

nsas

1B

-31

5B-3

19B

-51

6B-3

1 10

B-2

Calif

ornia

1B

-12

5B-1

2 1B

-5

10B-

4 10

B-23

(P

)6B-

6 10

B-31

10

B-9

Color

ado

10B-

2 10

B-1

1B-1

5 Co

nnec

ticut

Delaw

are

Florid

a 1B

-24

5B-2

4 Ge

orgia

1B

-100

5B-

100

(P)1

3B-4

Haw

aii

6B-3

10B

-3

Idah

o 1B

-1

10B-

1 Illi

nois

1B-2

9B-

2 In

diana

Iow

a 1B

-39

(P)6

B-39

Ka

nsas

1B

-26

5B-2

6 1B

-3

Kent

ucky

Louis

iana

1B-2

55B

-25

9B-9

16B

-25

Main

e 10

B-2

(P)6

B-2

Mar

yland

9B

-31

0B-1

0 (P

)6B-

10

Mas

sach

uset

ts

1B-6

CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

)6B-

8 11

B-4

Minn

esot

a 1B

-27

1B-8

69B

-38

(P)6

B-86

M

ississ

ippi

1B-6

65B

-66

9B-1

1 10

B-2

Miss

ouri

1B-7

5B-

79B

-3

11B-

1 M

onta

na

1B-3

10

A (P

)6A

Nebr

aska

9B

-91

0B-9

(P

)6B-

8 1B

-13

Neva

da

10B-

17

(P)6

B-4

New

Ham

pshir

e 10

B-1

(P)6

B-1

New

Jers

ey

1B-2

Ne

w M

exico

1B

-11

5B-1

116

B-11

1B

-3

New

Yor

k 10

B-8

(P)6

B-8

10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

B-13

Ut

ah

10B-

11

(P)6

B-15

Ve

rmon

t (P

)6B-

1 Vi

rgini

a 1B

-15

5B-1

5 W

ashin

gton

1B

-2

10B-

6CEO

W

est V

irgini

aW

iscon

sin

1B-1

5 1B

-72

9B-6

2 (P

)6B-

72

Wyo

ming

10

B-23

(P

)6B-

23

1B-2

COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

)7B-

2

(P)9

B-39

(P)7

B-3

(P)7

B-2

(P)9

B-10

Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

Dry

Gree

n PE

CANS

PE

PPER

S PL

UMS

POPC

ORN

POTA

TOES

PR

UNES

Al

abam

a 10

B-9

1B-2

79B

-8

(P)1

5B-2

1B

-1

10B-

4 Al

aska

10

B-3

Arizo

na

(P)1

5B-5

10

B-2

Arka

nsas

10

B-14

1B

-2

Calif

ornia

10

B-7C

EO

10B-

10CE

O 10

B-7C

EO

10B-

9 10

B-7

10B-

5 10

B-14

Co

lorad

o 10

B-3

1B-5

1B

-81

0B-2

Co

nnec

ticut

10

B-2

1B-1

De

lawar

e 10

A 10

B-2

Florid

a 10

B-1

1B-2

1 6B

-13

10B-

15

Geor

gia

1B-2

6 1B

-75

9B-2

6 (P

)15B

-82

Haw

aiiId

aho

10B-

4 10

B-18

10

B-10

10

B-26

CEO

Illino

is 10

B-4

10B-

7 1B

-61

India

na

1B-7

4 10

B-7

Iow

a 10

B-4

1B-4

0 10

B-3

Kans

as

1B-9

Ke

ntuc

ky

10B-

2 1B

-6

Louis

iana

10B-

5 1B

-1

Main

e 10

B-1

1B-5

CEO

Mar

yland

10

B-5

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 8: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 458 PM Page 6

TODAYCROP INSURANCE

payments are expected to remain at year-ago levels

Crop production surged in 2004 as favorable growing conditions held for most of the year (Chart 2) US corn producers led the charge by harvesting another bumper crop in 2004 with ideal growing conditions in many corn growshying regions The most recent estimate came in at more than 117 billion bushels 16 percent above the record crop of 2003 Although more acres were planted to corn in 2004 the real driver was corn yields The average corn yield exceeded 160 bushels per acremdashnearly 20 bushels more than 2003

US soybean production in 2004 was also the largest on record A new record average yield was set at just shy of 43 bushels per acre The strong yields and slightly higher acreage led to production that topped three billion bushels nine percent larger than the previous record crop of 2001

Wheat production fell below 2003 but remained above the five-year average The decline was a result of both smaller acreage planted to wheat and lower yields Lingering drought conditions in major winter wheat producing regions led the decline in production The spring wheat crop was larger than in 2003 offsetting some of the winter wheat production declines In the end the total wheat crop was off eight percent from a year ago but just above the five-year average

Crop prices went on a roller-coaster ride in 2004 The year began with short crop supplies particularly for soybeans and strong export demand By early 2004 soybean prices had rallied above $7 per bushel after a short 2003 crop In mid-March soybean prices topped $10 per bushel Corn prices also followed the higher price path of soybeans And wheat

0

20

40

60

80

100

120

140

Wheat Soybeans Corn

Index (Avg 2000 to 2002 = 100)

Source USDA

2004

Chart 2 US Crop Production

2003

00

100

200

300

400

500

600

700

Investment Recreation Residential Development

Farm Lease Other

Percent of respondents

Source Federal Reserve Bank of Kansas City

Chart 3 Reasons for Farmland Purchases by Non-farmers

2002

2003

Note Respondents were asked the most common reasons for farmland purchases by individuals other than farmers Respondents could choose more than one response and therefore percentages will not sum to 100

prices on expectations of a smaller wheat crop moved higher at the same time

In the midst of dwindling production numbers demand for US soybean exports was on the rise China had placed large orders for soybeans and followed through on the purchases in the early months of the year However the rising cost of soybeans began to put financial strain on the Chinese soybean crushing industry In May as a result China cancelled some contracts to purchase US soybeans Soybean prices fell to around $850 per bushel and corn and wheat prices followed Prices remained resilient in early summer but when the large fall crop production estimates started coming in soybean prices tumbled once again eventually falling below the government loan rates Although postshyharvest lows were below a year ago avershy

age prices for the entire calenshydar year were above 2003

Strong Incomes Lead to Healthy Farm Finances

The strong farm income picture underpinned healthy farm finances in 2004 Farm credit conditions and finanshycial ratios improved from the previous year and led to strong capital expenditures for farm equipment

Record farm incomes boosted farm credit condishytions According to agriculshytural credit surveys conducted by the Federal Reserve banks loan repayment rates were strong in 2004

Farm financial ratios illusshytrate the strength in the farm balance sheet Both the farm debt-to-equity and debt-to-asset ratios continued to decline Farm debt rose again in 2004 with the majority of the increase coming from real estate debt However rising farm asset values

kept financial ratios in check Record farm incomes fueled a surge

in capital expenditures in 2004 According to Federal Reserve surveys bankers reported higher capital spendshying relative to a year ago And accordshying to the Association for Equipment Manufacturers farm equipment sales rose sharply in 2004 As of November large tractor sales were up about 40 percent and combine sales were up 49 percent for the year

AN UPTURN ON MAIN STREET

After two years of weak growth the Main Street recovery gained steam in 2004 Both rural jobs and income growth

6 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 7

rebounded in 2004 The growth was broad based as both service- and goods-producing sectors led to rural job and income gains Rural America appears to be planting seeds for a new economy as many of the gains were in high-skilled occupations

An End to the Jobless Recovery

The rural nonfarm economy emerged from a jobless recovery in 2004 by posting job gains Since the end of the recession in November 2001 rural areas faced a jobless recovshyery where renewed economic growth failed to produce new jobs At the start of 2004 rural economies slowly began to add jobs By October rural job levels were almost two percent above a year ago

A Stronger Recovery Boosts Rural Incomes

A strengthening national economy also helped propel higher rural incomes In 2004 rural workers enjoyed strengthening incomes as average weekly nonfarm earnings in the first ten months of the year were up 33 percent from a year ago Rural earnings growth was stronger than the 27 percent average in metro areas during the year

High-Skilled Growth Propels the Rural Recovery

While growth embraced all sectors of the rural economy it was especially strong in the high-skilled industries Indeed industries that employ high-skilled workers led rural job growth In addition high-skilled occupations in rural areas posted stronger income gains than in metro areas

LAND VALUESSOAR IN 2004

Stronger incomes on the farm and on Main Street boosted rural land values Soaring farm incomes were quickly capishytalized into farmland prices while robust nonfarm activity supported both residenshytial and commercial demandmdashand thus the price of land Further higher incomes allow people to enjoy more leisure time thus boosting the recreational demand for land

Record Farm Incomes Underpin Land Values

Boosted by record-high farm incomes in 2004 farmland values soared Farmshyland values derive from the capitalized value of future farm income streams (Burt Moss Phipps) In other words rising farm incomes and the expectation of future income gains lead to higher land values

While farmland values rose sharply nationwide in 2004 the strongest gains appeared to emerge on the East and West coasts According to agricultural credit surveys conducted by various Federal Reserve banks farmland values rose 15 percent in the Richmond District and 33 percent in the San Francisco District Strong double-digit gains were also posted in the Chicago Kansas City and Minnesota districts

Nonfarm Demand Fuels Land Value Gains

Even with record farm incomes farmshyland value gains appear to be driven in large part by the rising tide of nonfarm demand The surge in farmland values along the densely populated East and West coasts is one clear indicator of the nonfarm impact on farmland values Another indicator of the increasing

CROP INSURANCETODAY

importance of nonfarm demand is the mounting gap between farmland values and cash rents

Farmland values should reflect the capitalized value of future cash rent payments Yet farmland values are rising faster than the revenue stream from agrishycultural production (cash rents) Since 1998 cropland cash rents have risen 15 percent compared to a 32 percent rise in cropland values

Several nonfarm demand factors appear to be contributing to strong land value gains The relatively weak perforshymance of the stock market fuels the demand for land as an alternative asset The continued expansion of urban areas boosts the demand for land in commershycial and residential use And rising recreshyational demand is underpinning strong farmland value gains

Urban expansion continues to boost land values as farmland is converted from agricultural to urban use Land in urban use typically generates higher values for farmland that is transitioning out of agrishycultural production In Indiana the value of farmland moving out of agriculshyture was $6000 per acre compared to $3278 per acre for top quality cropland in agriculture (Dobbins and Cook)

Land purchases for investment as an asset or for urban use also appears to be driving nonfarm demand for land Since 2002 agricultural bankers responding to the agricultural credit survey in the Kansas City District revealed that investment purchases have become the biggest nonfarm demand influence on farmland values Over 70 percent of the bankers revealed that farmland purchases were driven by investment decisions (Chart 3)

The survey also revealed that recreshyation is an increasingly important influshyence on farmland demand In 2003 over 55 percent of the bankers reported that recreational demand was a reason for farmland purchases up from 45 percent in 2002 In 2001 wildlife recreationers spent $12 billion on land leasing and

CROP INSURANCE TODAY 7

bull May 05 NCIS TODAY 41405 458 PM Page 8

TODAYCROP INSURANCE

ownership up from $7 billion in 1996 In 2002 28000 farmers reported earnshying $202 million from recreation services While recreational services were an income supplement for most farmers seven percent earned more from recreational services than the average per capita income of $23362 in rural counties

THE RURAL ECONOMY IN 2005

Looking ahead the foundation is set for another solid year in the rural econshyomy although some challenges shade the horizon Farm incomes are expected

Table 1 USDA Price Projections

Livestock Prices Average 2001

2005 2004 to 2003 Dollars per cwt

Choice Steers 8600 8422 7481 Feeder Steers 9700 10446 8603 Hogs (barrows and gilts) 4900 5167 4006 Broilers 7250 7460 5890 Milk 1335 1595 1320

Crop Prices Average 1998

200405 200304 to 2001 Dollars per bushel

Corn 190 242 190 Wheat 335 340 263 Soybeans 495 734 446

to remain robust in 2005 despite several factors the disappearance of the agricultural trade surplus a new disease threat to the soybean crop and the persistence of drought in some areas The Main Street economy is also expected to strengthen in 2005 Overshyall robust farm and nonfarm economies should underpin healthy land value gains in the year ahead

Can a Strong Liveshystock Sector Produce a Healthy Farm Economy

Farm incomes in the year ahead will likely fall from the record highs set in 2004 but remain healthy by historical standards Livestock prices are expected to remain strong and increased governshyment payment should offset declining crop revenues from lower prices The final outcome for farm income will rest heavily on the persistence of drought the prospects for agricultural trade and whether a nascent soybean disease gains a hold over the 2005 crop

Historically high prices could produce broad gains in the livestock sector and underpin a healthy farm economy

Source Livestock Dairy and Poultry Report and World Agricultural Supply and Demand Estimate USDA December 2004

Despite edging down from 2004 highs livestock prices are expected to remain above their historical average in 2005 (Table 1)

In contrast crop revenues in 2005 may not be as robust Crop prices are expected to fall well below the levels posted last year but remain above the lows of 1998 to 2001

Potential farm incomes losses from lower crop prices could be offset at least in part by increased government payments Under the most recent farm bill lower prices will trigger higher payments under the loan deficiency and countercyclical programs Over the past two years government payments have averaged $158 billion High crop prices over the past two years have kept governshyment payments below expected levels in 2002 when the farm bill was passed

Will Weather Disease and Trade Limit Farm Income

Crop prices could strengthen in the marketplace if weather and disease probshy

lems develop Weather problems are an annual source of uncertainty for crop producers Soybean rust has raised concerns for the 2005 crop In 2004 soybean rust significantly cut the South American harvest and led to record high prices last spring Fungicide treatments are expected to raise production costs $25 per acre USDA estimates that losses could range from $164 million to $12 billion depending on the geographic spread of the disease and associated yield losses (Livingston and others) Economic impacts will be highly variable given weather conditions and geographic spread

Another factor affecting the outlook for the farm economy in 2005 will be agricultural exports The future of farm exports is uncertain For the first time since the 1950s the value of US imports are expected to equal the value of US exports US agricultural imports is expected to rise with increased imports of consumer and intermediate products Import prices are rising due to rising prices for processed foods higher transshyportation costs associated with the high

8 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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For Your Agency Full lines coverage including MPCI Crop Insurance

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AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

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This policy is marketed by American Insurance ServicesLLC

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To learn more about the features of this policy or toobtain a quote for your Agency please call

1-800-769-6015

industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

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1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

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10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

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Kans

as

1B-7

5 1B

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Kent

ucky

1B

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Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

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B-7

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B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

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11

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esot

a 10

B-2

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)13B

-74

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ississ

ippi

Miss

ouri

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9 1B

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tana

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)13B

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bras

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da

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New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

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B-20

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B-12

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3 Ne

w M

exico

10

B-4

1B-4

1B

-4

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1 Ne

w Y

ork

(P)2

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10

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No

rth C

aroli

na

21A

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18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

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1B

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1B-5

1B

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Oklah

oma

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4 Or

egon

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)22B

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B-15

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)13B

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Penn

sylva

nia

(P)2

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B-15

Rh

ode

Islan

d (P

)22A

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h Ca

rolin

a 10

B-5

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uth

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ta

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)13B

-28

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66

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nnes

see

10B-

2 1B

-8

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4 Te

xas

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10B-

3 Ut

ah

10B-

2 1B

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1 Ve

rmon

t (P

)22A

21

A 10

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Vi

rgini

a (P

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Was

hingt

on

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t Virg

inia

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W

iscon

sin

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Wyo

ming

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-2

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-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

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rida

(P)1

0B-2

(P

)10B

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-29C

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17B-

28

17B-

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17B-

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orgia

(P

)10B

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(P)1

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Haw

aiiId

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1B-2

616

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is (P

)10B

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23A

23A

India

na

23A

23A

Iow

a 23

A 23

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nsas

23

A 23

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kyLo

uisian

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aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

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16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

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tana

1B

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(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

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w H

amps

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New

Jers

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(P)1

0B-2

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w M

exico

(P

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w Y

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0B-3

No

rth C

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na

(P)1

0B-6

(P

)10B

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North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

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(P)7

B-9

10B-

7 W

est V

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a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

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Wisc

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Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

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1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

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6A

(P)1

0B-3

6A

1B

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(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

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(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

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1B-6

6 6A

1B

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6B-2

54

1B-1

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(P)1

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4 6B

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1B-1

4 (P

)10B

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6A6B

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1B

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(P)1

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(P)1

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6A

1B-2

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)10B

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6B-5

5 1B

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(P)1

B-4

6B-7

2 1B

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6B-2

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Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

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Cotto

n St

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CRAN

BERR

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(Pro

cess

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FIGS

FLAX

Pr

oduc

tion

Seed

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Grap

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Grap

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NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

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9B-5

(P)1

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Alas

ka

10B-

5 Ar

izona

1B

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16B-

9 1B

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B-3

Arka

nsas

1B

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5B-3

19B

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6B-3

1 10

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Calif

ornia

1B

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5B-1

2 1B

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10B-

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B-23

(P

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 9: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 458 PM Page 7

rebounded in 2004 The growth was broad based as both service- and goods-producing sectors led to rural job and income gains Rural America appears to be planting seeds for a new economy as many of the gains were in high-skilled occupations

An End to the Jobless Recovery

The rural nonfarm economy emerged from a jobless recovery in 2004 by posting job gains Since the end of the recession in November 2001 rural areas faced a jobless recovshyery where renewed economic growth failed to produce new jobs At the start of 2004 rural economies slowly began to add jobs By October rural job levels were almost two percent above a year ago

A Stronger Recovery Boosts Rural Incomes

A strengthening national economy also helped propel higher rural incomes In 2004 rural workers enjoyed strengthening incomes as average weekly nonfarm earnings in the first ten months of the year were up 33 percent from a year ago Rural earnings growth was stronger than the 27 percent average in metro areas during the year

High-Skilled Growth Propels the Rural Recovery

While growth embraced all sectors of the rural economy it was especially strong in the high-skilled industries Indeed industries that employ high-skilled workers led rural job growth In addition high-skilled occupations in rural areas posted stronger income gains than in metro areas

LAND VALUESSOAR IN 2004

Stronger incomes on the farm and on Main Street boosted rural land values Soaring farm incomes were quickly capishytalized into farmland prices while robust nonfarm activity supported both residenshytial and commercial demandmdashand thus the price of land Further higher incomes allow people to enjoy more leisure time thus boosting the recreational demand for land

Record Farm Incomes Underpin Land Values

Boosted by record-high farm incomes in 2004 farmland values soared Farmshyland values derive from the capitalized value of future farm income streams (Burt Moss Phipps) In other words rising farm incomes and the expectation of future income gains lead to higher land values

While farmland values rose sharply nationwide in 2004 the strongest gains appeared to emerge on the East and West coasts According to agricultural credit surveys conducted by various Federal Reserve banks farmland values rose 15 percent in the Richmond District and 33 percent in the San Francisco District Strong double-digit gains were also posted in the Chicago Kansas City and Minnesota districts

Nonfarm Demand Fuels Land Value Gains

Even with record farm incomes farmshyland value gains appear to be driven in large part by the rising tide of nonfarm demand The surge in farmland values along the densely populated East and West coasts is one clear indicator of the nonfarm impact on farmland values Another indicator of the increasing

CROP INSURANCETODAY

importance of nonfarm demand is the mounting gap between farmland values and cash rents

Farmland values should reflect the capitalized value of future cash rent payments Yet farmland values are rising faster than the revenue stream from agrishycultural production (cash rents) Since 1998 cropland cash rents have risen 15 percent compared to a 32 percent rise in cropland values

Several nonfarm demand factors appear to be contributing to strong land value gains The relatively weak perforshymance of the stock market fuels the demand for land as an alternative asset The continued expansion of urban areas boosts the demand for land in commershycial and residential use And rising recreshyational demand is underpinning strong farmland value gains

Urban expansion continues to boost land values as farmland is converted from agricultural to urban use Land in urban use typically generates higher values for farmland that is transitioning out of agrishycultural production In Indiana the value of farmland moving out of agriculshyture was $6000 per acre compared to $3278 per acre for top quality cropland in agriculture (Dobbins and Cook)

Land purchases for investment as an asset or for urban use also appears to be driving nonfarm demand for land Since 2002 agricultural bankers responding to the agricultural credit survey in the Kansas City District revealed that investment purchases have become the biggest nonfarm demand influence on farmland values Over 70 percent of the bankers revealed that farmland purchases were driven by investment decisions (Chart 3)

The survey also revealed that recreshyation is an increasingly important influshyence on farmland demand In 2003 over 55 percent of the bankers reported that recreational demand was a reason for farmland purchases up from 45 percent in 2002 In 2001 wildlife recreationers spent $12 billion on land leasing and

CROP INSURANCE TODAY 7

bull May 05 NCIS TODAY 41405 458 PM Page 8

TODAYCROP INSURANCE

ownership up from $7 billion in 1996 In 2002 28000 farmers reported earnshying $202 million from recreation services While recreational services were an income supplement for most farmers seven percent earned more from recreational services than the average per capita income of $23362 in rural counties

THE RURAL ECONOMY IN 2005

Looking ahead the foundation is set for another solid year in the rural econshyomy although some challenges shade the horizon Farm incomes are expected

Table 1 USDA Price Projections

Livestock Prices Average 2001

2005 2004 to 2003 Dollars per cwt

Choice Steers 8600 8422 7481 Feeder Steers 9700 10446 8603 Hogs (barrows and gilts) 4900 5167 4006 Broilers 7250 7460 5890 Milk 1335 1595 1320

Crop Prices Average 1998

200405 200304 to 2001 Dollars per bushel

Corn 190 242 190 Wheat 335 340 263 Soybeans 495 734 446

to remain robust in 2005 despite several factors the disappearance of the agricultural trade surplus a new disease threat to the soybean crop and the persistence of drought in some areas The Main Street economy is also expected to strengthen in 2005 Overshyall robust farm and nonfarm economies should underpin healthy land value gains in the year ahead

Can a Strong Liveshystock Sector Produce a Healthy Farm Economy

Farm incomes in the year ahead will likely fall from the record highs set in 2004 but remain healthy by historical standards Livestock prices are expected to remain strong and increased governshyment payment should offset declining crop revenues from lower prices The final outcome for farm income will rest heavily on the persistence of drought the prospects for agricultural trade and whether a nascent soybean disease gains a hold over the 2005 crop

Historically high prices could produce broad gains in the livestock sector and underpin a healthy farm economy

Source Livestock Dairy and Poultry Report and World Agricultural Supply and Demand Estimate USDA December 2004

Despite edging down from 2004 highs livestock prices are expected to remain above their historical average in 2005 (Table 1)

In contrast crop revenues in 2005 may not be as robust Crop prices are expected to fall well below the levels posted last year but remain above the lows of 1998 to 2001

Potential farm incomes losses from lower crop prices could be offset at least in part by increased government payments Under the most recent farm bill lower prices will trigger higher payments under the loan deficiency and countercyclical programs Over the past two years government payments have averaged $158 billion High crop prices over the past two years have kept governshyment payments below expected levels in 2002 when the farm bill was passed

Will Weather Disease and Trade Limit Farm Income

Crop prices could strengthen in the marketplace if weather and disease probshy

lems develop Weather problems are an annual source of uncertainty for crop producers Soybean rust has raised concerns for the 2005 crop In 2004 soybean rust significantly cut the South American harvest and led to record high prices last spring Fungicide treatments are expected to raise production costs $25 per acre USDA estimates that losses could range from $164 million to $12 billion depending on the geographic spread of the disease and associated yield losses (Livingston and others) Economic impacts will be highly variable given weather conditions and geographic spread

Another factor affecting the outlook for the farm economy in 2005 will be agricultural exports The future of farm exports is uncertain For the first time since the 1950s the value of US imports are expected to equal the value of US exports US agricultural imports is expected to rise with increased imports of consumer and intermediate products Import prices are rising due to rising prices for processed foods higher transshyportation costs associated with the high

8 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

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ent

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est p

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e fin

al g

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CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

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This policy is marketed by American Insurance ServicesLLC

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To learn more about the features of this policy or toobtain a quote for your Agency please call

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

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bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

RLEY

Dr

y M

arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

-11

Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

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5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 10: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 458 PM Page 8

TODAYCROP INSURANCE

ownership up from $7 billion in 1996 In 2002 28000 farmers reported earnshying $202 million from recreation services While recreational services were an income supplement for most farmers seven percent earned more from recreational services than the average per capita income of $23362 in rural counties

THE RURAL ECONOMY IN 2005

Looking ahead the foundation is set for another solid year in the rural econshyomy although some challenges shade the horizon Farm incomes are expected

Table 1 USDA Price Projections

Livestock Prices Average 2001

2005 2004 to 2003 Dollars per cwt

Choice Steers 8600 8422 7481 Feeder Steers 9700 10446 8603 Hogs (barrows and gilts) 4900 5167 4006 Broilers 7250 7460 5890 Milk 1335 1595 1320

Crop Prices Average 1998

200405 200304 to 2001 Dollars per bushel

Corn 190 242 190 Wheat 335 340 263 Soybeans 495 734 446

to remain robust in 2005 despite several factors the disappearance of the agricultural trade surplus a new disease threat to the soybean crop and the persistence of drought in some areas The Main Street economy is also expected to strengthen in 2005 Overshyall robust farm and nonfarm economies should underpin healthy land value gains in the year ahead

Can a Strong Liveshystock Sector Produce a Healthy Farm Economy

Farm incomes in the year ahead will likely fall from the record highs set in 2004 but remain healthy by historical standards Livestock prices are expected to remain strong and increased governshyment payment should offset declining crop revenues from lower prices The final outcome for farm income will rest heavily on the persistence of drought the prospects for agricultural trade and whether a nascent soybean disease gains a hold over the 2005 crop

Historically high prices could produce broad gains in the livestock sector and underpin a healthy farm economy

Source Livestock Dairy and Poultry Report and World Agricultural Supply and Demand Estimate USDA December 2004

Despite edging down from 2004 highs livestock prices are expected to remain above their historical average in 2005 (Table 1)

In contrast crop revenues in 2005 may not be as robust Crop prices are expected to fall well below the levels posted last year but remain above the lows of 1998 to 2001

Potential farm incomes losses from lower crop prices could be offset at least in part by increased government payments Under the most recent farm bill lower prices will trigger higher payments under the loan deficiency and countercyclical programs Over the past two years government payments have averaged $158 billion High crop prices over the past two years have kept governshyment payments below expected levels in 2002 when the farm bill was passed

Will Weather Disease and Trade Limit Farm Income

Crop prices could strengthen in the marketplace if weather and disease probshy

lems develop Weather problems are an annual source of uncertainty for crop producers Soybean rust has raised concerns for the 2005 crop In 2004 soybean rust significantly cut the South American harvest and led to record high prices last spring Fungicide treatments are expected to raise production costs $25 per acre USDA estimates that losses could range from $164 million to $12 billion depending on the geographic spread of the disease and associated yield losses (Livingston and others) Economic impacts will be highly variable given weather conditions and geographic spread

Another factor affecting the outlook for the farm economy in 2005 will be agricultural exports The future of farm exports is uncertain For the first time since the 1950s the value of US imports are expected to equal the value of US exports US agricultural imports is expected to rise with increased imports of consumer and intermediate products Import prices are rising due to rising prices for processed foods higher transshyportation costs associated with the high

8 MAY 05

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

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ent

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edur

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Due

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est p

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e fin

al g

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CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

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This policy is marketed by American Insurance ServicesLLC

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To learn more about the features of this policy or toobtain a quote for your Agency please call

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

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bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

RLEY

Dr

y M

arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

-11

Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

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-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 11: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 458 PM Page 9

energy costs and a decline in the value of the dollar Despite the higher import prices rising US consumer income is boosting overall import demand

In contrast to rising imports the value of US ag exports is expected to fall 10 percent in 2005 Bulk commodity exports should account for all of this loss Bumper harvests in the United States and South America are driving prices so low that even with a larger quantity of US bulk commodity exports their total value is expected to fall 21 percent

Will Rural Job Growth Continue

Healthy farm incomes are expected to coincide with strong Main Street activity in the year ahead Continued strength in the national economy as projected by private sector forecasters should help propel rural growth Rural areas appear to be forging a beachhead into a new high-

skilled economy However the ability of the government sector to post job gains may be limited due to rising federal deficits and tight state budgets

Private sector forecasters expect another relatively strong year for the national economy in 2005 Economic growth could be broad based as both manufacturing and nonmanufacturing sectors are expected to strengthen

Will Farmland Values Continue to Rise

Solid farm incomes and stronger nonfarm growth in the year ahead should continue to underpin land value gains Market-based farm revenue is expected to be healthy in 2005 but policymakers face increased pressure to change governshyment subsidy programs A stronger econshyomy and renewed strength in business

CROP INSURANCETODAY

confidence are expected to boost busishyness investment and spur increased demand for land in urban use A stronger national economy that boosts commershycial and business development will also spur demand for land

The rural economy strengthened in 2004 Record high farm incomes have solidified a farm recovery Stronger nonfarm activity solidified job gains on Main Street Rising prosperity at the farm gate and on Main Street is leading to soaring farmland values The stage is set for another year of healthy farm incomes robust Main Street activity and rising land values in many rural regions

Editorrsquos Note This article contains only excerpts from the complete article that can be found at wwwkansascityfedorg Jason Henderson is a senior economist and Nancy Novack is an associate econshyomist at the Center for the Study of Rural America TODAY

EXPERIENCE

At Farmers Crop Insurance Alliance our commitment to you the American Farmer is our top prioritylet us prove it to you

COMMITMENT

In an industry of uncertainty and continual change Farmers Crop Insurance Alliance will be

a source for your crop insurance needs today tomorrow and in the future

CROP INSURANCE TODAY 9

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

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ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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For Your Agency Full lines coverage including MPCI Crop Insurance

This policy is offered and underwritten by American International GroupInc(AIG)

AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

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This policy is marketed by American Insurance ServicesLLC

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To learn more about the features of this policy or toobtain a quote for your Agency please call

1-800-769-6015

industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

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Dr

y M

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t Pr

oces

sing

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ama

Alas

ka

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1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

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10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

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Kans

as

1B-7

5 1B

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Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

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8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

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11

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esot

a 10

B-2

1B-7

4(P

)13B

-74

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74

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ississ

ippi

Miss

ouri

10B-

9 1B

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tana

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)13B

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bras

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da

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New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

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B-52

10

B-22

1B

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B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

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10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

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4 21

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10

B-43

CEO

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B-15

Rh

ode

Islan

d (P

)22A

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A 10

B-4

Sout

h Ca

rolin

a 10

B-5

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uth

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ta

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)13B

-28

16B-

66

1B-2

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nnes

see

10B-

2 1B

-8

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4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

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1 Ve

rmon

t (P

)22A

21

A 10

B-7

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Vi

rgini

a (P

)22B

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1 (P

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2 10

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Was

hingt

on

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)13B

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Wes

t Virg

inia

21B-

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W

iscon

sin

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4 1B

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Wyo

ming

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-2

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8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

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(P)1

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Haw

aiiId

aho

1B-2

616

B-26

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B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

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ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

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(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

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New

Jers

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(P)1

0B-2

Ne

w M

exico

(P

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w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

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(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

-27

(P)1

B-4

6B-7

2 1B

-72

6B-2

3 1B

-17

Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

ATE

Cotto

n St

aple

CRAN

BERR

IES

(Pro

cess

ing)

FIGS

FLAX

Pr

oduc

tion

Seed

ing

Grap

es

Grap

es

NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

-62

9B-5

(P)1

3B-4

Alas

ka

10B-

5 Ar

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bull May 05 NCIS TODAY 41405 502 PM Page 38

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bull May 05 NCIS TODAY 41405 502 PM Page 39

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bull May 05 NCIS TODAY 41405 503 PM Page 40

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 12: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 459 PM Page 10

During the last 25 years the crop insurance program has helped keep thousands of farmers in business and protected the economic viability of rural communities Farmers have shared their risks and invested in their own individually tailored risk management programs Taxpayers have helped make crop insurance affordable and there have been fewer large ad hoc disaster programs as a result of crop insurance

There has been phenomenal growth in the crop insurance program since the private industryrsquos entrance in the sales and service of policies in 1980 Premiums in 1980 were just over $200 million In 2004 that number was right at $42 billion (chart 1) Chart 2 shows you a breakdown of state premiums in the last

10 MAY 05

OH HOW WErsquoVE GROWN

TODAY CROP INSURANCE ch

art

1ch

art

2

Multiple Peril Crop Insurance All Industry Premium Totals

4400000000 4200000000 4000000000 3800000000 3600000000 3400000000 3200000000 3000000000 2800000000 2600000000 2400000000 2200000000 2000000000 1800000000 1600000000 1400000000 1200000000 1000000000

800000000 600000000 400000000 200000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Pre

miu

m (

$)

1980 ndash 2004 MPCI TOTAL PREMIUM BY STATE

PREMIUM [0 - 22000000]

[22000000 - 92000000] [92000000 - 350000000]

[350000000 - 600000000] [600000000 - 1500000000]

[1500000000 - 3800000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

OR

CA

ID

NV

AZ

MT ND

MN

WI

IL

MI

OH

PA

MD

NY

ME

NJ

CT RI

MA

NH VT

DE

VA WV

IN

KY

NC TN

GA

SC

FL

ALMS

IA

MO

AR

LA

SD

NE

KS

OK

TX

UT

WY

CO

NM

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

Errors and Omission Insurance

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

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0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

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4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

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1 Ve

rmon

t (P

)22A

21

A 10

B-7

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Vi

rgini

a (P

)22B

-40

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1 (P

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Was

hingt

on

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O 10

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)13B

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Wes

t Virg

inia

21B-

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W

iscon

sin

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14

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4 1B

-3

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Wyo

ming

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-2

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8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

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Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

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12

Color

ado

23A

23A

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ectic

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lawar

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(P)1

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)10B

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17B-

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orgia

(P

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aiiId

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616

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is (P

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23A

23A

India

na

23A

23A

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a 23

A 23

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23

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aryla

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assa

chus

etts

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igan

(P)1

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(P

)10B

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23A

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(P)7

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a 1B

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23A

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Miss

issipp

i (P

)10B

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Miss

ouri

23A

23A

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tana

1B

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(P)7

B-1

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aska

23

A 23

A Ne

vada

23

A 23

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w H

amps

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(P)1

0B-2

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(P

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w Y

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rth C

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(P)1

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(P

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ota

1B-5

3CEO

16B

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23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

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esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

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Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

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(P)1

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(P)7

B-9

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7 W

est V

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a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

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Penn

sylva

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ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

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Verm

ont

Virg

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Was

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Wes

t Virg

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Wisc

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Wyo

ming

17B-

3

10B-

3

10B-

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(P)1

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17B-

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10B-

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10B-

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2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

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5B-4

916

B-49

1B-1

95B

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1B-2

65B

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16B-

261A

5A

1A5

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B-2

1B-2

75B

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1B-1

405

B-14

0

1B-1

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1B-1

025

B-10

28B

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9B-9

4(P

)13B

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16B

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1B-9

25B

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8B-8

49B

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(P)1

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216

B-92

1B-1

005

B-10

08B

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9B-

100

(P)1

3B-6

16B

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1B-1

055

B-10

58B

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9B-1

716

B-10

51B

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5B-

107

8B-2

49B

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16B-

107

1B-3

85B

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16B-

381A

5A

1B-2

35B

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8B-5

9B-

512

B-23

1B-1

25B

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1B-8

05B

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8B-3

69B

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16B-

801B

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5B-8

68B

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9B-6

016

B-86

1B-8

05B

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1B-1

005

B-10

08B

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9B-4

116

B-10

01B

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5B-2

41B

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5B-9

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416

B-91

1A5

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5B-1

61B

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5B-2

01B

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5B-5

212

B-52

1A5

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9B-2

312

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-53

5B-5

316

B-53

1B-8

85B

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8B-6

19B

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16B-

881B

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5B-5

916

B-59

1B-1

85B

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-66

5B-6

68B

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9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

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16B-

661B

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5B-8

916

B-89

1B-1

415

B-14

18B

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9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

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1B-7

25B

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8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

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8

1B-1

1

1B-1

21B

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1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

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1B-1

5 (P

)10B

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6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

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4 6A

(P

)1B-

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6A

1B-4

1 (P

)10B

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6B-1

02

1B-4

3 (P

)1B-

2 6B

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1B-2

9 6B

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1B

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6B

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1B

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6A 6A

1B-2

1 6A

1A

6A

1B

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6A 6B-8

3 1B

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(P)1

0B-1

9 6B

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1B-8

6 6A

1B

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6B-1

15

1B-2

7 (P

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1 (P

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1B

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6B-9

3 1B

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6B-1

7 1B

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(P)1

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6A 6A

1B

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6A

(P)1

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6A

1B

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(P)1

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(P)1

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6B

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1B-6

3 6B

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1B-5

1 (P

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(P)1

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6A

1B

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6A 6A

1B-3

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1B-6

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54

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Extra

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Pr

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North

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North

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d 1B

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bull May 05 NCIS TODAY 41405 502 PM Page 38

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bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

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bull May 05 NCIS TODAY 41405 503 PM Page 40

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B-5

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 13: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 459 PM Page 11

CROP INSURANCE TODAY 11

25 years Charts 3 and 4 show you how significantly the amount of liability has also increased

The number of insurable programs has grown from 20 in 1980 to well over 100 today (chart 5) In the last several years revenue insurance policies sold has increased Many producers are find-ing the added value in these types of policies (chart 6)

Acres insured has increased signifi-cantly since 1980 (charts 7 and 8) In the years 1930-1979 only 10 percent of the insurable acres were protected by crop insurance Today that number exceeds 75 percent

For the first time ever indemnities paid to participating farmers surpassed disaster aid payments to all farmers And the farmerrsquos share of premiums has saved tax payers billions Farmers paid $14 billion in premiums in 2003

Recent Significant Events

A variety of new policy choices coverage levels and add-ons were pioneered and succeeded in the market-place Improvements in marketing strategies and profitability were devel-oped using crop insurance in conjunc-tion with forward pricing Crop insurance indemnities have enabled

CROP INSURANCETODAY

char

t 3

char

t 4

char

t 5

Multiple Peril Crop Insurance All Industry Liability Totals

50000000000

45000000000

40000000000

35000000000

30000000000

25000000000

20000000000

15000000000

10000000000

5000000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

Liab

ility

($)

1980 ndash 2004 MPCI TOTAL LIABILITY BY STATE

LIABILITY [0 - 500000000]

[500000000 - 1700000000] [1700000000 - 5000000000] [5000000000 - 9000000000]

[9000000000 - 20000000000] [20000000000 - 60000000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

2004 Crop Insurance Total Liability

CROP-HAIL 15

RA 16

GRP 3

IP 0

CRC 12

MPCI 54

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

Errors and Omission Insurance

For Your Agency Full lines coverage including MPCI Crop Insurance

This policy is offered and underwritten by American International GroupInc(AIG)

AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

Errors And Omission experience

This policy is marketed by American Insurance ServicesLLC

The personnel at American Insurance Services have over35 years of experience in all lines of insurance

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To learn more about the features of this policy or toobtain a quote for your Agency please call

1-800-769-6015

industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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Dec

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On

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t of I

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18

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Prod

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19 =

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cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

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6B-2

54

1B-1

14

(P)1

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4 6B

-29

1B-1

4 (P

)10B

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6A6B

-102

1B

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(P)1

B-2

(P)1

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6A

1B-2

3 (P

)10B

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6B-5

5 1B

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(P)1

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6B-7

2 1B

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Extra

Long

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CUM

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Fo

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MAC

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cess

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Pr

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(P

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ucky

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(P)6

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North

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(P

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1B-2

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2 10

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6 Te

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FORA

GE

GRAP

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bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

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RAIS

INS

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16

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13

Wes

t Virg

inia

10B-

6 W

iscon

sin

10B-

40

10B-

17

Wyo

ming

10

B-2

PEAC

HES

PEAS

bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

vate

d SU

GAR

STAT

E W

ild R

ice

Rice

RY

E SA

FFLO

WER

SO

YBEA

NS

STRA

WBE

RRIES

BE

ETS

SUGA

RCAN

E Al

abam

a 1B

-58

5B-5

88B

-59

B-5

Alas

kaAr

izona

Arka

nsas

1B

-43C

EO5

B-43

16B

-43

1B-5

65B

-56

8B-2

29B

-22

(P)1

3B-4

216

B-56

Calif

ornia

1B

-4

1B-1

35B

-13

1B-1

0 (P

)7B-

4 1B

-19

Color

ado

1B-7

5B-

716

B-7

1B-1

0 Co

nnec

ticut

Delaw

are

1A5

A8A

9A

Florid

a 1B

-35

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orgia

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waii

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o 1B

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1B-1

025

B-10

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-102

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-102

India

na

1B-9

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-92

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1B

-105

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ucky

1B

-81

5B-8

18B

-26

9B-2

616

B-81

Louis

iana

1B-3

0CEO

5B-

301

6B-3

0 1B

-48

5B-4

88B

-18

9B-1

816

B-48

(P

)7B-

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-24

Main

eM

aryla

nd

1B-2

25B

-22

8B-8

9B-

812

B-22

Mas

sach

uset

tsM

ichiga

n 1B

-63

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38B

-34

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416

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esot

a 1B

-6

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-83

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ippi

1B-1

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17

1B-8

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-81

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-28

Miss

ouri

1B-7

5B-

7 1B

-92

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-74

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Mon

tana

1B

-23

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bras

ka

1B-3

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-14

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ico

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ork

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North

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1B

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312

B-89

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No

rth D

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a 1B

-21

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16B-

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1B-9

Oh

io 1B

-85

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-52

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oma

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1B-6

35B

-63

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63Or

egon

1B

-6

Penn

sylva

nia

1B-4

95B

-49

Rhod

e Isl

and

Sout

h Ca

rolin

a 1B

-3

1A5

A8B

-19

9B-1

9So

uth

Dako

ta

1B-1

3 1B

-10

1B-4

85B

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19B

-21

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see

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-76

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Utah

1B

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Verm

ont

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inia

1B-8

65B

-86

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9B-

616

B-86

Was

hingt

on

1B-5

W

est V

irgini

a 1B

-10

5B-1

0 W

iscon

sin

1B-6

25B

-62

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9B-

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yomi

ng

1B-7

RICE

SO

RGHU

M

Hybr

id Sil

age

Grain

Sor

ghum

Se

ed

Sorg

hum

1B-3

75B

-37

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15B

-51

1B-5

5B-

51B

-18

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88B

-39

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(P)2

5B-2

1B-2

1B-5

5B-

51B

-82

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2

1B-6

25B

-62

1B-1

75B

-17

1B-3

25B

-32

1B-1

055

B-10

58B

-86

9B-8

6 (P

)25B

-37

1B-2

45B

-24

1B-3

45B

-34

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35B

-13

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5B-

11B

-49

5B-4

91B

-92

5B-9

28B

-19

B-1

1B-7

55B

-75

8B-2

09B

-20

1B-2

1B-1

05B

-10

8B-2

9B-

2 20

B-2

1B-1

71B

-81

5B-8

11B

-15

B-1

1B-7

5B-

71B

-71

5B-7

18B

-29

B-2

1B-5

7

1B-2

25B

-22

1B-5

95B

-59

8B-2

9B-

21B

-35

5B-3

51B

-202

5B-

202

8B-3

49B

-34

(P)1

3B-2

01

20B-

19

1B-7

95B

-79

1B-2

5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

EETP

OTAT

OES

SWIN

E Bu

rley

Cigar

Bind

er

Cigar

Filler

Cig

arW

rapp

er

Dark

Air

ampFir

e Cu

red

Flue

Cure

d M

aryla

nd

Fres

hM

arke

t To

mato

es

WAL

NUTS

W

HEAT

W

INTE

RSQ

UASH

Al

abam

aAl

aska

Arizo

naAr

kans

asCa

lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

aKa

nsas

Kent

ucky

Louis

iana

Main

eM

aryla

nd

Mas

sach

uset

tsM

ichiga

nM

innes

ota

Miss

issipp

iM

issou

riM

onta

naNe

bras

kaNe

vada

New

Ham

pshir

eNe

w Je

rsey

New

Mex

icoNe

w Y

ork

North

Car

olina

North

Dak

ota

Ohio

Oklah

oma

Oreg

onPe

nnsy

lvania

Rhod

e Isl

and

Sout

h Ca

rolin

aSo

uth

Dako

taTe

nnes

see

Texa

s Ut

ahVe

rmon

t Vi

rgini

aW

ashin

gton

W

est V

irgini

a W

iscon

sinW

yomi

ng

1B-1

716

B-17

1B-6

916

B-69

1B-4

016

B-40

1B-1

16B

-11B

-30

1B-5

316

B-53

1B-2

1B-5

116

B-51

1B-2

0

1B-2

2B-8

2B-1

3

2B-1

23A

23A

23A

23A

24A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

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19B-

23

19B-

119

19B-

5

19B-

18

19B-

13

19B-

73

19B-

19

19B-

7

1B-2

1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

1B-3

1B-2

1B-1

8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 14: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 459 PM Page 12

12 MAY 05

farmers to pay bills and pay local taxes sustaining economic vitality in rural communities Congress has maintained a constant vision with crop insurance at the center of agricultural policy The Crop Insurance Industry has trans-formed crop insurance from a discre-tionary expense to a necessary expense like seed and fertilizer for a farming operation

Expectations and Outlook for the Industry

Single delivery by private insurance companies will continue There will be increased importance put on education and outreach to limited-resource and socially disadvantaged farmers Companies will be called upon by the government to do more with less compensation This translates into greater competition and continued consolidation Whatever happens in the next year or five years or even longer the people who work and serve in the crop insurance industry will always strive to improve the program and ensure that crop insurance remains as important to farmers in future gener-ations as it is today

TODAYCROP INSURANCE

TODAY

char

t 6

char

t 7

char

t 8

Number of Policies Revenue -vs- APH

APHRevenue

1400000

1200000

1000000

800000

600000

400000

200000

0

2001

2002

2003

2004

Multiple Peril Crop Insurance All Industry Net Acres Totals

250000000

200000000

150000000

100000000

50000000

0

1980

1981

1982

1983

1984

1985

1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

Crop Year

NE

T A

CR

ES

1980 ndash 2004 MPCI TOTAL ACRES BY STATE

ACRES [0 - 1500000]

[1500000 - 10000000] [10000000 - 20000000] [20000000 - 46000000]

[46000000 - 170000000] [170000000 - 330000000]

State Labels -ST Name

NCIS 2000 - 2004

WA

MT ND

MN

WI

MI

NY

PA

WV VA

NC

MD DE

NJ

OH

ME

MA

RICT

VT NH

KY

TN

GA

SC

AL

FL

INIL

IA

MO

AR

MS

LA

SD

NE

KS

OK

TX

WY

CO

NM

ID

NV

AZ

UT

OR

CA

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

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area

yie

ldin

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dual

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nue

indi

vidu

al y

ield

indi

vidu

al re

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e

Adm

inist

rativ

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0$3

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00 C

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0 ad

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nal

$100

CAT

$30

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tiona

l$1

00 C

AT$3

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nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

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ptio

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nter

prise

one

unit

per c

ount

yon

e un

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l en

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le-fa

rm

Pric

e Re

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for

Gua

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gher

of b

ase

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est p

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60

-100

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f max

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ted

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e or

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rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

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fm

axim

um d

olla

ram

ount

of

prot

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n

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d pr

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tage

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cted

by in

sure

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PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

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bilit

y

70

75

80

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9

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7

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50

55

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50

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65

70

75

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see

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avai

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APH

re

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dno

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Rep

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of 1

)m

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APH

yield

x lev

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ase p

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or 2

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rves

t gua

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x ne

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l xpr

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cted

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f FH

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r tha

n pr

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en A

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est p

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Ratin

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uous

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vidu

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rate

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Subs

idize

d by

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yes

yes

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ten

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nal u

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to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

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ase

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CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

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This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

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bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

RLEY

Dr

y M

arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

-11

Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

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TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

EETP

OTAT

OES

SWIN

E Bu

rley

Cigar

Bind

er

Cigar

Filler

Cig

arW

rapp

er

Dark

Air

ampFir

e Cu

red

Flue

Cure

d M

aryla

nd

Fres

hM

arke

t To

mato

es

WAL

NUTS

W

HEAT

W

INTE

RSQ

UASH

Al

abam

aAl

aska

Arizo

naAr

kans

asCa

lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

aKa

nsas

Kent

ucky

Louis

iana

Main

eM

aryla

nd

Mas

sach

uset

tsM

ichiga

nM

innes

ota

Miss

issipp

iM

issou

riM

onta

naNe

bras

kaNe

vada

New

Ham

pshir

eNe

w Je

rsey

New

Mex

icoNe

w Y

ork

North

Car

olina

North

Dak

ota

Ohio

Oklah

oma

Oreg

onPe

nnsy

lvania

Rhod

e Isl

and

Sout

h Ca

rolin

aSo

uth

Dako

taTe

nnes

see

Texa

s Ut

ahVe

rmon

t Vi

rgini

aW

ashin

gton

W

est V

irgini

a W

iscon

sinW

yomi

ng

1B-1

716

B-17

1B-6

916

B-69

1B-4

016

B-40

1B-1

16B

-11B

-30

1B-5

316

B-53

1B-2

1B-5

116

B-51

1B-2

0

1B-2

2B-8

2B-1

3

2B-1

23A

23A

23A

23A

24A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

19B-

23

19B-

119

19B-

5

19B-

18

19B-

13

19B-

73

19B-

19

19B-

7

1B-2

1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

1B-3

1B-2

1B-1

8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 15: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 13

RISK MANAGEMENTTODAY

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

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6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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esot

a 10

B-2

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)13B

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ississ

ippi

Miss

ouri

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tana

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)13B

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bras

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da

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Ham

pshir

e (P

)22A

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A 10

A Ne

w Je

rsey

(P

)22A

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B-20

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3 Ne

w M

exico

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B-4

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1 Ne

w Y

ork

(P)2

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No

rth C

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na

21A

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18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

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Oklah

oma

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egon

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)22B

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)13B

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sylva

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ode

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d (P

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h Ca

rolin

a 10

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uth

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ta

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)13B

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nnes

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ah

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rmon

t (P

)22A

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rgini

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hingt

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t Virg

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iscon

sin

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ming

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I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

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Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

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Lemo

ns

Alab

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(P)1

0B-1

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ka

(P)1

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Ar

izona

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)7B-

1 10

B-3

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3 Ar

kans

asCa

lifor

nia

(P)7

B-2

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10

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12

Color

ado

23A

23A

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ectic

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etts

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igan

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issipp

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ouri

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(P)1

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(P)1

0B-2

23

A 23

A Ok

lahom

a 23

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egon

(P

)10B

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(P)1

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(P)7

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5 Pe

nnsy

lvania

(P

)10B

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Rhod

e Isl

and

Sout

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)10B

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(P)1

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uth

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23A

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(P)1

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A 23

A 6B

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O 10

B-3C

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Ut

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23A

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(P)7

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(P)1

0B-1

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(P

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est V

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23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

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nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

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aine

Mar

yland

M

assa

chus

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Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

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w M

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New

Yor

k No

rth C

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Penn

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ode

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Caro

lina

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Tenn

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Verm

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Was

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Wes

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Wisc

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17B-

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(P)3

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(P)3

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1B-1

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025

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B-10

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9B-

100

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055

B-10

58B

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9B-1

716

B-10

51B

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5B-

107

8B-2

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16B-

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1B-3

85B

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16B-

381A

5A

1B-2

35B

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8B-5

9B-

512

B-23

1B-1

25B

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1B-8

05B

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8B-3

69B

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16B-

801B

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5B-8

68B

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9B-6

016

B-86

1B-8

05B

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1B-1

005

B-10

08B

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9B-4

116

B-10

01B

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5B-2

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5B-9

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9B-7

416

B-91

1A5

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5B-1

61B

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5B-2

01B

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5B-5

212

B-52

1A5

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9B-2

312

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-53

5B-5

316

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1B-8

85B

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8B-6

19B

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16B-

881B

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5B-5

916

B-59

1B-1

85B

-31B

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5B-6

68B

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9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

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8B-2

69B

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16B-

661B

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5B-8

916

B-89

1B-1

415

B-14

18B

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9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

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8B-3

9B-

316

B-97

1B-2

65B

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1B-5

55B

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1B-7

25B

-72

8B-5

39B

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1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

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B-76

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20B-

1

20B-

820

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20B-

5

20B-

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20B-

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20B-

9

20B-

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1A 1B-9

1B-1

1

1B-2

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8

1B-1

1

1B-1

21B

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1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

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(P)1

0B-2

6B

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1B-1

5 (P

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6A 6A 6A

1B-1

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1B

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(P)1

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(P

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6A

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1B

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6B

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6A 6A

1B-2

1 6A

1A

6A

1B

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6A 6B-8

3 1B

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(P)1

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9 6B

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1B-8

6 6A

1B

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6B-1

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1 (P

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1B

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6B-1

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(P)1

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6A 6A

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6A

(P)1

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1B-6

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1B

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6A 6A

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Extra

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MAC

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Pr

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bull May 05 NCIS TODAY 41405 502 PM Page 38

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bull May 05 NCIS TODAY 41405 502 PM Page 39

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bull May 05 NCIS TODAY 41405 503 PM Page 40

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 16: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 14

CROP INSURANCE PLAN

CROP INSURANCE AND RISK MANAGEMENTPRIMER

By Lisa Cain NCIS

The Crop Insurance Plan Comparison first developed by NCIS in 2001 was updated in March 2005 The comparison includes the main and most popular government subsidized multiple peril products But the comparison summary of coverage and chart is only an introduction a starting point It is NOT all encompassing so the comparison should NOT be the ONLY source referenced before making any decishysions that impact farming operations

Crop Revenue Coverage (CRC) The most widely available revenue protection policy is CRC This policy guarantees an amount of revenue [based on the

individual producerrsquos actual production history (APH) x commodity price] called the final guarantee The coverage and exclusions of CRC are similar to those for the standard MPCI policy This final guarantee is based on the greater of the springshytime generated price (base price) or the harvest-time generated price (harvest price) While the guarantee may increase the premium will not Premium will be calculated using the base price Since the protection of producer revenue is the primary objective of CRC it contains provisions addressing both yield and price risks CRC covers revenue losses due to a low price low yield or any combination of the two A loss is due when the calculated revenue (production to count x harvest price) is less than the final guarantee for the crop acreage

Group Risk Income Protection (GRIP) GRIP is the newest revenue product to come along GRIP is based on the experience of the county rather than individshy

ual farms so APH is not required for this program A GRIP policy includes coverage against potential loss of revenue resultshying from a significant reduction in the county yield or commodity price of a specific crop When the county yield estimates are released the county revenues (or payment revenues) will be calculated prior to April 16 of the following crop year GRIP will pay a loss when the county revenue is less than the trigger revenue Since this plan is based on county revenue and not individual revenue the insured may have a loss in revenue on their farm and not receive payment under GRIP Beginning with the 2004 crop year the GRIP Harvest Revenue Option (HRO) Endorsement is available This optional endorsement offers ldquoupsiderdquo price protection by valuing lost bushels at the harvest price in addition to the coverage offered under GRIP

The products and product topics summarized in this outline are not all-encompassing and do not substitute for the policy provisions See the policy provisions andor contact your company for a complete description of available coveragersquos and their terms and conditions

14 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

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able

PP P

rovi

sions

appl

icab

leno

t app

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leno

t app

licab

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able

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icab

leap

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able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

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ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

Errors and Omission Insurance

For Your Agency Full lines coverage including MPCI Crop Insurance

This policy is offered and underwritten by American International GroupInc(AIG)

AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

Errors And Omission experience

This policy is marketed by American Insurance ServicesLLC

The personnel at American Insurance Services have over35 years of experience in all lines of insurance

With the financial strength and stability of AIG and the experience andInsurance knowledge of American Insurance Services you have the best

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To learn more about the features of this policy or toobtain a quote for your Agency please call

1-800-769-6015

industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

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sylva

nia

(P)2

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B-66

10

B-43

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B-15

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ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

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1B-6

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uth

Dako

ta

1B-6

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16B-

66

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see

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1B-4

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ah

10B-

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10B-

1 Ve

rmon

t (P

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21

A 10

B-7

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rgini

a (P

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27

1B-6

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Was

hingt

on

(P)2

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A 1B

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O 10

B-7

1B-3

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t Virg

inia

21B-

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iscon

sin

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ming

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I NSU

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BLE

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PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

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-28

16B-

105

Kent

ucky

1B

-81

5B-8

18B

-26

9B-2

616

B-81

Louis

iana

1B-3

0CEO

5B-

301

6B-3

0 1B

-48

5B-4

88B

-18

9B-1

816

B-48

(P

)7B-

2 1B

-24

Main

eM

aryla

nd

1B-2

25B

-22

8B-8

9B-

812

B-22

Mas

sach

uset

tsM

ichiga

n 1B

-63

5B-6

38B

-34

9B-3

416

B-63

1B

-18

Minn

esot

a 1B

-6

1B-8

35B

-83

8B-4

89B

-48

16B-

83

1B-3

3 M

ississ

ippi

1B-1

7CEO

5B-

17

1B-8

15B

-81

8B-2

89B

-28

Miss

ouri

1B-7

5B-

7 1B

-92

5B-9

28B

-74

9B-7

416

B-92

Mon

tana

1B

-23

1B-1

2 Ne

bras

ka

1B-3

1B

-79

5B-7

98B

-35

9B-3

516

B-79

1B

-14

Neva

daNe

w H

amps

hire

New

Jers

ey

1B-1

45B

-14

New

Mex

ico

1B-1

Ne

w Y

ork

1B-2

35B

-23

North

Car

olina

1B

-89

5B-8

98B

-33

9B-3

312

B-89

16B

-89

(P)7

B-13

No

rth D

akot

a 1B

-21

1B-2

1 1B

-35

5B-3

58B

-29

B-2

16B-

35

1B-9

Oh

io 1B

-85

5B-8

58B

-52

9B-5

216

B-85

1B

-10

Oklah

oma

1B-1

5B-

1 1B

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1B-6

35B

-63

16B-

63Or

egon

1B

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Penn

sylva

nia

1B-4

95B

-49

Rhod

e Isl

and

Sout

h Ca

rolin

a 1B

-3

1A5

A8B

-19

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9So

uth

Dako

ta

1B-1

3 1B

-10

1B-4

85B

-48

8B-2

19B

-21

16B-

48Te

nnes

see

1B-1

4B-

1 1B

-76

5B-7

68B

-19

9B-1

916

B-76

Texa

s 1B

-23

5B-2

3 1B

-2

1B-8

15B

-81

1B-1

9 1B

-3

Utah

1B

-5

Verm

ont

Virg

inia

1B-8

65B

-86

8B-6

9B-

616

B-86

Was

hingt

on

1B-5

W

est V

irgini

a 1B

-10

5B-1

0 W

iscon

sin

1B-6

25B

-62

8B-4

9B-

4W

yomi

ng

1B-7

RICE

SO

RGHU

M

Hybr

id Sil

age

Grain

Sor

ghum

Se

ed

Sorg

hum

1B-3

75B

-37

1B-2

1B-5

15B

-51

1B-5

5B-

51B

-18

5B-1

88B

-39

B-3

(P)2

5B-2

1B-2

1B-5

5B-

51B

-82

5B-8

2

1B-6

25B

-62

1B-1

75B

-17

1B-3

25B

-32

1B-1

055

B-10

58B

-86

9B-8

6 (P

)25B

-37

1B-2

45B

-24

1B-3

45B

-34

1B-1

35B

-13

1B-1

5B-

11B

-49

5B-4

91B

-92

5B-9

28B

-19

B-1

1B-7

55B

-75

8B-2

09B

-20

1B-2

1B-1

05B

-10

8B-2

9B-

2 20

B-2

1B-1

71B

-81

5B-8

11B

-15

B-1

1B-7

5B-

71B

-71

5B-7

18B

-29

B-2

1B-5

7

1B-2

25B

-22

1B-5

95B

-59

8B-2

9B-

21B

-35

5B-3

51B

-202

5B-

202

8B-3

49B

-34

(P)1

3B-2

01

20B-

19

1B-7

95B

-79

1B-2

5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

EETP

OTAT

OES

SWIN

E Bu

rley

Cigar

Bind

er

Cigar

Filler

Cig

arW

rapp

er

Dark

Air

ampFir

e Cu

red

Flue

Cure

d M

aryla

nd

Fres

hM

arke

t To

mato

es

WAL

NUTS

W

HEAT

W

INTE

RSQ

UASH

Al

abam

aAl

aska

Arizo

naAr

kans

asCa

lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

aKa

nsas

Kent

ucky

Louis

iana

Main

eM

aryla

nd

Mas

sach

uset

tsM

ichiga

nM

innes

ota

Miss

issipp

iM

issou

riM

onta

naNe

bras

kaNe

vada

New

Ham

pshir

eNe

w Je

rsey

New

Mex

icoNe

w Y

ork

North

Car

olina

North

Dak

ota

Ohio

Oklah

oma

Oreg

onPe

nnsy

lvania

Rhod

e Isl

and

Sout

h Ca

rolin

aSo

uth

Dako

taTe

nnes

see

Texa

s Ut

ahVe

rmon

t Vi

rgini

aW

ashin

gton

W

est V

irgini

a W

iscon

sinW

yomi

ng

1B-1

716

B-17

1B-6

916

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1B-1

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-11B

-30

1B-5

316

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1B-5

116

B-51

1B-2

0

1B-2

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3

2B-1

23A

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19B-

23

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119

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19B-

18

19B-

13

19B-

73

19B-

19

19B-

7

1B-2

1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

1B-3

1B-2

1B-1

8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 17: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 15

COMPARISON

PRIMERCROP INSURANCE AND RISK MANAGEMENT

Group Risk Plan (GRP) Like GRIP GRP coverage is based on the experience of the county rather than individual farms so APH is not required

for this program GRP indemnifies the insured in the event the county average per-acre yield or payment yield falls below the insuredrsquos trigger yield The Federal Crop Insurance Corporation (FCIC) will issue the payment yield in the calendar year following the crop year insured Since this plan is based on county yields and not individual yields the insured may have a low yield on their farm and not receive payment under GRP

Income Protection (IP) IP is a revenue product that based on the individual producerrsquos APH protects against a loss of income when prices andor

yields fall While IP looks a lot like CRC it does not have the increasing price function of CRC The guarantee and the premium will be calculated using the spring-time generated price (projected price) An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection

Multiple Peril Crop Insurance (MPCI) MPCI is the oldest and most popular product to make this list As the name implies MPCI provides protection against a

loss in yield due to nearly all natural disasters For most crops that includes drought excess moisture cold and frost wind flood and unavoidable damage from insects and disease MPCI guarantees a yield based on the individual producerrsquos APH If the production to count is less than the yield guarantee the insured will be paid a loss

Revenue Assurance (RA) The coverage and exclusions of RA are similar to those for the standard MPCI policy However MPCI provides covershy

age for loss of production whereas RA provides coverage to protect against loss of revenue caused by low prices or low yields or a combination of both RA has the Fall Harvest Price Option (FHPO) available This Option uses the greater of the fall harvest price (harvest-time generated price) or the projected harvest price (spring-time generated price) to determine the per-acre revenue guarantee So with the Option RA works like CRC without the Option it works like IP RA protects a producerrsquos crop revenue when the crop revenue falls below the guaranteed revenue

copy2005 National Crop Insurance Services Current as of March 31 2005

CROP INSURANCE TODAY 15

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

plic

able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

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ent

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edur

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CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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For Your Agency Full lines coverage including MPCI Crop Insurance

This policy is offered and underwritten by American International GroupInc(AIG)

AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

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This policy is marketed by American Insurance ServicesLLC

The personnel at American Insurance Services have over35 years of experience in all lines of insurance

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To learn more about the features of this policy or toobtain a quote for your Agency please call

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

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6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

RLEY

Dr

y M

arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

-11

Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

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55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 18: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 16

PRIMER CROP INSURANCEAND RISK MANAGEMENT

Cro

p In

sura

nce

Pla

n C

ompa

riso

nC

RC

GR

IPG

RP

IPM

PCI

RA

Plan

Cod

e44

7312

4290

25

Cov

erag

ein

divi

dual

reve

nue

area

reve

nue

area

yie

ldin

divi

dual

reve

nue

indi

vidu

al y

ield

indi

vidu

al re

venu

e

Adm

inist

rativ

eFe

e$3

0$3

0$1

00 C

AT$3

0 ad

ditio

nal

$100

CAT

$30

addi

tiona

l$1

00 C

AT$3

0 ad

ditio

nal

$30

Ava

ilabl

e U

nit

Stru

ctur

eba

sico

ptio

nale

nter

prise

one

unit

per c

ount

yon

e un

it pe

rco

unty

ente

rpris

eba

sico

ptio

nal

ente

rpris

ewh

ole-

farm

basic

op

tiona

l en

terp

rise

who

le-fa

rm

Pric

e Re

fere

nce

for

Gua

rant

eehi

gher

of b

ase

pric

e or

harv

est p

rice

60

-100

o

f max

imum

dolla

r am

ount

of p

rote

ctio

nba

sed

on e

xpec

ted

pric

e or

high

er o

f exp

ecte

d an

dha

rves

t pric

e if

HRO

ele

cted

45

(CAT

) or

60

-100

o

fm

axim

um d

olla

ram

ount

of

prot

ectio

n

proj

ecte

d pr

ice

pric

e pe

rcen

tage

ele

cted

by in

sure

d

proj

ecte

d pr

ice

or h

ighe

rof

pro

ject

ed a

nd h

arve

stpr

ice

if FH

PO e

lect

ed

Max

imum

Pric

eM

ovem

ent

upwa

rdd

ownw

ard

cor

namp

gra

in so

rghu

m $

150

co

tton

$07

0 ri

ce $

005

so

ybea

ns $

3 w

heat

$2

not a

pplic

able

not a

pplic

able

none

not a

pplic

able

none

Cov

erag

e Le

vel

Perc

ent

Ava

ilabl

e

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

70

75

80

85

9

070

7

5 8

0

85

90

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

50

55

60

65

70

7

5 8

0

85

s

ee a

ctua

rial f

orav

aila

bilit

y

65

70

75

80

85

see

act

uaria

l for

avai

labi

lity

APH

re

quire

dno

t req

uire

dno

t req

uire

dre

quire

dre

quire

dre

quire

d

Acr

eage

Rep

ort

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

requ

ired

Gua

rant

ee

final

guar

ante

e = h

igher

of 1

)m

inim

um gu

aran

tee (

APH

yield

x lev

el x b

ase p

rice)

or 2

)ha

rves

t gua

rant

ee (A

PH x

yield

x lev

el x h

arve

st pr

ice)

dolla

r am

ount

of

prot

ectio

n el

ecte

dby

insu

red

x ne

tac

res

dolla

r am

ount

of

prot

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n el

ecte

dby

insu

red

x ne

tac

res

APH

yie

ld x

leve

l xpr

ojec

ted

pric

eA

PH y

ield

x le

vel

APH

yie

ld x

leve

l x p

roje

cted

harv

est p

rice

or i

f FH

PO a

nd it

is gr

eate

r tha

n pr

ojec

ted

harv

est

pric

e th

en A

PH y

ield

x le

vel x

fall

harv

est p

rice

Ratin

gco

ntin

uous

indi

vidu

alyi

eld

rate

dar

ea y

ield

rate

dar

ea y

ield

rate

din

divi

dual

yie

ld-sp

an ra

ted

cont

inuo

us in

divi

dual

yie

ldra

ted

cont

inuo

us in

divi

dual

yiel

d ra

ted

Subs

idize

d by

Gov

ernm

ent

yes

yes

yes

yes

yes

yes

Writ

ten

Agr

eem

ent

avail

able

but

restr

icted

for o

ptio

nal u

nits

avai

labl

e av

aila

ble

not a

vaila

ble

avai

labl

e av

aila

ble

to a

lter r

ate

16 MAY 05

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

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l x b

ase

rate

xC

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igh

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e fa

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(4)

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lts o

f 1 +

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sult

of 4

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cres

x sh

are

x ap

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ult

of 5

x a

pplic

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duce

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rcen

tage

(7)

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lt of

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lt of

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(pol

icy

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ectio

nx

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x 0

01)

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01)

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ved

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d pr

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cres

xsh

are)

x a

pplic

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or(s

)(2

) res

ult o

f 1 x

leve

l(3

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ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

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icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

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ults

of 1

ndash 2

calc

ulat

ed u

sing

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mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

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not a

pplic

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pplic

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not a

pplic

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icab

leno

t app

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le

Hig

h-Ri

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and

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ible

for c

over

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for c

over

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over

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ligib

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r cov

erag

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r cov

erag

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r cov

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h-Ri

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and

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usio

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ble

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vaila

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l and

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Excl

usio

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t ava

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antin

gRe

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able

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equi

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equi

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ired

Loss

Adj

ustm

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edur

e Re

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noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

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nt is

less

than

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yiel

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aran

tee

the

crop

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nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

Errors and Omission Insurance

For Your Agency Full lines coverage including MPCI Crop Insurance

This policy is offered and underwritten by American International GroupInc(AIG)

AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

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This policy is marketed by American Insurance ServicesLLC

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

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ah

10B-

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rmon

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21

A 10

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rgini

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I NSU

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PS

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COTS

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ADJU

STED

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SSRE

VENU

E

L OC

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NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

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hang

es a

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nsta

ntly

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urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

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bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

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bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

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-100

5B-

100

8B-1

009

B-10

0(P

)13B

-61

6B-1

00Ka

nsas

1B

-105

5B-

105

8B-2

89B

-28

16B-

105

Kent

ucky

1B

-81

5B-8

18B

-26

9B-2

616

B-81

Louis

iana

1B-3

0CEO

5B-

301

6B-3

0 1B

-48

5B-4

88B

-18

9B-1

816

B-48

(P

)7B-

2 1B

-24

Main

eM

aryla

nd

1B-2

25B

-22

8B-8

9B-

812

B-22

Mas

sach

uset

tsM

ichiga

n 1B

-63

5B-6

38B

-34

9B-3

416

B-63

1B

-18

Minn

esot

a 1B

-6

1B-8

35B

-83

8B-4

89B

-48

16B-

83

1B-3

3 M

ississ

ippi

1B-1

7CEO

5B-

17

1B-8

15B

-81

8B-2

89B

-28

Miss

ouri

1B-7

5B-

7 1B

-92

5B-9

28B

-74

9B-7

416

B-92

Mon

tana

1B

-23

1B-1

2 Ne

bras

ka

1B-3

1B

-79

5B-7

98B

-35

9B-3

516

B-79

1B

-14

Neva

daNe

w H

amps

hire

New

Jers

ey

1B-1

45B

-14

New

Mex

ico

1B-1

Ne

w Y

ork

1B-2

35B

-23

North

Car

olina

1B

-89

5B-8

98B

-33

9B-3

312

B-89

16B

-89

(P)7

B-13

No

rth D

akot

a 1B

-21

1B-2

1 1B

-35

5B-3

58B

-29

B-2

16B-

35

1B-9

Oh

io 1B

-85

5B-8

58B

-52

9B-5

216

B-85

1B

-10

Oklah

oma

1B-1

5B-

1 1B

-6

1B-6

35B

-63

16B-

63Or

egon

1B

-6

Penn

sylva

nia

1B-4

95B

-49

Rhod

e Isl

and

Sout

h Ca

rolin

a 1B

-3

1A5

A8B

-19

9B-1

9So

uth

Dako

ta

1B-1

3 1B

-10

1B-4

85B

-48

8B-2

19B

-21

16B-

48Te

nnes

see

1B-1

4B-

1 1B

-76

5B-7

68B

-19

9B-1

916

B-76

Texa

s 1B

-23

5B-2

3 1B

-2

1B-8

15B

-81

1B-1

9 1B

-3

Utah

1B

-5

Verm

ont

Virg

inia

1B-8

65B

-86

8B-6

9B-

616

B-86

Was

hingt

on

1B-5

W

est V

irgini

a 1B

-10

5B-1

0 W

iscon

sin

1B-6

25B

-62

8B-4

9B-

4W

yomi

ng

1B-7

RICE

SO

RGHU

M

Hybr

id Sil

age

Grain

Sor

ghum

Se

ed

Sorg

hum

1B-3

75B

-37

1B-2

1B-5

15B

-51

1B-5

5B-

51B

-18

5B-1

88B

-39

B-3

(P)2

5B-2

1B-2

1B-5

5B-

51B

-82

5B-8

2

1B-6

25B

-62

1B-1

75B

-17

1B-3

25B

-32

1B-1

055

B-10

58B

-86

9B-8

6 (P

)25B

-37

1B-2

45B

-24

1B-3

45B

-34

1B-1

35B

-13

1B-1

5B-

11B

-49

5B-4

91B

-92

5B-9

28B

-19

B-1

1B-7

55B

-75

8B-2

09B

-20

1B-2

1B-1

05B

-10

8B-2

9B-

2 20

B-2

1B-1

71B

-81

5B-8

11B

-15

B-1

1B-7

5B-

71B

-71

5B-7

18B

-29

B-2

1B-5

7

1B-2

25B

-22

1B-5

95B

-59

8B-2

9B-

21B

-35

5B-3

51B

-202

5B-

202

8B-3

49B

-34

(P)1

3B-2

01

20B-

19

1B-7

95B

-79

1B-2

5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

EETP

OTAT

OES

SWIN

E Bu

rley

Cigar

Bind

er

Cigar

Filler

Cig

arW

rapp

er

Dark

Air

ampFir

e Cu

red

Flue

Cure

d M

aryla

nd

Fres

hM

arke

t To

mato

es

WAL

NUTS

W

HEAT

W

INTE

RSQ

UASH

Al

abam

aAl

aska

Arizo

naAr

kans

asCa

lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

aKa

nsas

Kent

ucky

Louis

iana

Main

eM

aryla

nd

Mas

sach

uset

tsM

ichiga

nM

innes

ota

Miss

issipp

iM

issou

riM

onta

naNe

bras

kaNe

vada

New

Ham

pshir

eNe

w Je

rsey

New

Mex

icoNe

w Y

ork

North

Car

olina

North

Dak

ota

Ohio

Oklah

oma

Oreg

onPe

nnsy

lvania

Rhod

e Isl

and

Sout

h Ca

rolin

aSo

uth

Dako

taTe

nnes

see

Texa

s Ut

ahVe

rmon

t Vi

rgini

aW

ashin

gton

W

est V

irgini

a W

iscon

sinW

yomi

ng

1B-1

716

B-17

1B-6

916

B-69

1B-4

016

B-40

1B-1

16B

-11B

-30

1B-5

316

B-53

1B-2

1B-5

116

B-51

1B-2

0

1B-2

2B-8

2B-1

3

2B-1

23A

23A

23A

23A

24A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

19B-

23

19B-

119

19B-

5

19B-

18

19B-

13

19B-

73

19B-

19

19B-

7

1B-2

1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

1B-3

1B-2

1B-1

8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 19: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 17

PRIMERCROP INSURANCEAND RISK MANAGEMENT

CR

CG

RIP

GR

PIP

MPC

IR

A

Prem

ium

(1) a

ppro

ved

yiel

d x

leve

lx

base

rate

x b

ase

pric

e (2

)ap

prov

ed y

ield

x le

vel x

CRC

bas

e ra

te x

CRC

low

pric

e fa

ctor

(3) a

ppro

ved

yiel

d x

leve

l x b

ase

rate

xC

RC h

igh

pric

e fa

ctor

(4)

resu

lts o

f 1 +

2 +

3 (5

)re

sult

of 4

x a

cres

x sh

are

x ap

plic

able

fact

or

surc

harg

e (6

) res

ult

of 5

x a

pplic

able

pro

duce

rsu

bsid

y pe

rcen

tage

(7)

resu

lt of

5 ndash

resu

lt of

6

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(pol

icy

prot

ectio

nx

rate

x 0

01)

ndash

subs

idy

(1) a

ppro

ved

yiel

d x

proj

ecte

d pr

ice

x (a

cres

xsh

are)

x a

pplic

able

fact

or(s

)(2

) res

ult o

f 1 x

leve

l(3

) res

ult o

f 2 x

rate

(4) r

esul

t of 3

x su

bsid

y(5

) res

ults

of 3

ndash 4

(1) r

ate

x lia

bilit

y x

appl

icab

le fa

ctor

(s)

(2) r

esul

t of 1

x su

bsid

y(3

) res

ults

of 1

ndash 2

calc

ulat

ed u

sing

auto

mat

ed p

rem

ium

calc

ulat

or

Disc

ount

s for

Goo

dEx

perie

nce

not a

pplic

able

not a

pplic

able

not a

pplic

able

not a

pplic

able

appl

icab

leno

t app

licab

le

Hig

h-Ri

sk L

and

elig

ible

for c

over

age

elig

ible

for c

over

age

elig

ible

for c

over

age

not e

ligib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

eel

igib

le fo

r cov

erag

e

Hig

h-Ri

sk L

and

Excl

usio

nav

aila

ble

not a

vaila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

Hai

l and

Fire

Excl

usio

nno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eno

t ava

ilabl

eav

aila

ble

not a

vaila

ble

Repl

antin

gRe

quire

men

tsap

plic

able

not a

pplic

able

not a

pplic

able

appl

icab

leap

plic

able

appl

icab

le

Repl

antin

gPa

ymen

tsav

aila

ble

not a

vaila

ble

not a

vaila

ble

avai

labl

eav

aila

ble

avai

labl

e

Late

Pla

ntin

gPr

ovisi

ons

appl

icab

leno

t app

licab

leno

t app

licab

leap

plic

able

appl

icab

leap

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able

PP P

rovi

sions

appl

icab

leno

t app

licab

leno

t app

licab

leap

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able

appl

icab

leap

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able

Not

ice

of L

oss

requ

ired

not r

equi

red

not r

equi

red

requ

ired

requ

ired

requ

ired

Loss

Adj

ustm

ent

Proc

edur

e Re

quire

dye

sno

noye

sye

sye

s

Loss

Due

If

the

calc

ulat

ed re

venu

e(p

rodu

ctio

n to

cou

nt x

harv

est p

rice)

is le

ss th

anth

e fin

al g

uara

ntee

the

coun

tyre

venu

e is

less

than

the

trigg

erre

venu

e

the

coun

ty y

ield

isle

ss th

an th

etri

gger

yie

ld(e

xpec

ted

coun

tyyi

eld

x le

vel)

the

reve

nue

to c

ount

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

amou

nt o

f pro

tect

ion

the

prod

uctio

n to

cou

nt is

less

than

the

yiel

dgu

aran

tee

the

crop

reve

nue

(pro

duct

ion

to c

ount

xha

rves

t pric

e) is

less

than

the

guar

ante

ed re

venu

e

CROP INSURANCE TODAY 17

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

Errors and Omission Insurance

For Your Agency Full lines coverage including MPCI Crop Insurance

This policy is offered and underwritten by American International GroupInc(AIG)

AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

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Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

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rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

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EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

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(P)1

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Haw

aiiId

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1B-2

616

B-26

10

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Illino

is (P

)10B

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23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

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ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

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23A

23A

(P)7

B-2

Minn

esot

a 1B

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16B-

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23A

23A

Miss

issipp

i (P

)10B

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Miss

ouri

23A

23A

Mon

tana

1B

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(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

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(P)1

0B-2

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(P

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w Y

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rth C

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(P

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ota

1B-5

3CEO

16B

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23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

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1B

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(P)7

B-9

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7 W

est V

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a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

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egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

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Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

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1B-1

405

B-14

0

1B-1

75B

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1B-1

025

B-10

28B

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9B-9

4(P

)13B

-102

16B

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1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

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9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

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16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

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1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

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9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

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5B-2

01B

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5B-5

212

B-52

1A5

A8B

-23

9B-2

312

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A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

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5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

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6A6B

-102

1B

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(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

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6B-5

5 1B

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(P)1

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6B-7

2 1B

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6B-2

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Extra

Long

CU

CUM

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rage

Fo

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Ta

ble

MAC

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cess

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Pr

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izona

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6 10

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Arka

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1B

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5B-3

19B

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1 10

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Calif

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1B

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5B-1

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(P

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Color

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nnec

ticut

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orgia

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igan

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a 1B

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69B

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ississ

ippi

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pshir

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w M

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1B

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116

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k 10

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North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

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egon

1B

-2

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2 10

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Pe

nnsy

lvania

9B

-29

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7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

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h Ca

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a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

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ta

1B-2

4 10

B-66

(P

)6B-

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1B-2

6 Te

nnes

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55B

-25

9B-1

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735

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39B

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t (P

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est V

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ming

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COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

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Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

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n PE

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PE

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aska

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ornia

10

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1B-5

1B

-81

0B-2

Co

nnec

ticut

10

B-2

1B-1

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lawar

e 10

A 10

B-2

Florid

a 10

B-1

1B-2

1 6B

-13

10B-

15

Geor

gia

1B-2

6 1B

-75

9B-2

6 (P

)15B

-82

Haw

aiiId

aho

10B-

4 10

B-18

10

B-10

10

B-26

CEO

Illino

is 10

B-4

10B-

7 1B

-61

India

na

1B-7

4 10

B-7

Iow

a 10

B-4

1B-4

0 10

B-3

Kans

as

1B-9

Ke

ntuc

ky

10B-

2 1B

-6

Louis

iana

10B-

5 1B

-1

Main

e 10

B-1

1B-5

CEO

Mar

yland

10

B-5

10B-

7 10

B-3

Mas

sach

uset

ts

10B-

1 1B

-2

Mich

igan

10B-

9 10

B-1

1B-5

1B

-36

Minn

esot

a 1B

-1

10B-

34

1B-3

10

B-28

M

ississ

ippi

10B-

12

1B-8

M

issou

ri 10

B-2

1B-1

7 1B

-2

Mon

tana

1B

-18

10B-

8 Ne

bras

ka

1B-6

1 10

B-12

Ne

vada

10

B-1

New

Ham

pshir

eNe

w Je

rsey

10

B-8

10B-

6 Ne

w M

exico

1B

-3

(P)1

5B-1

10

B-5

New

Yor

k 10

B-5

10B-

17

1B-1

5 No

rth C

aroli

na

10B-

20

1B-2

39B

-6

1B-1

0 No

rth D

akot

a 1B

-53

1B-6

10B

-21

Ohio

1B-3

4 1B

-6

Oklah

oma

10B-

8 1B

-38

10B-

3 Or

egon

10

B-5

10B-

6 10

B-3

10B-

3 10

B-14

Pe

nnsy

lvania

10

B-23

10

B-10

10

B-10

CEO

Rhod

e Isl

and

10B-

1 1B

-2

Sout

h Ca

rolin

a 1B

-18

1B-1

7 So

uth

Dako

ta

1B-1

1 1B

-5

1B-8

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nnes

see

10B-

10

Texa

s 10

B-44

1B

-85

(P)1

5B-3

1B

-3

10B-

20

Utah

10

B-1

Verm

ont

10B-

1 Vi

rgini

a 10

B-19

1B

-10

9B-3

1B

-2

Was

hingt

on

10B-

7 10

B-11

10

B-9

10B-

16

10B-

13

Wes

t Virg

inia

10B-

6 W

iscon

sin

10B-

40

10B-

17

Wyo

ming

10

B-2

PEAC

HES

PEAS

bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

vate

d SU

GAR

STAT

E W

ild R

ice

Rice

RY

E SA

FFLO

WER

SO

YBEA

NS

STRA

WBE

RRIES

BE

ETS

SUGA

RCAN

E Al

abam

a 1B

-58

5B-5

88B

-59

B-5

Alas

kaAr

izona

Arka

nsas

1B

-43C

EO5

B-43

16B

-43

1B-5

65B

-56

8B-2

29B

-22

(P)1

3B-4

216

B-56

Calif

ornia

1B

-4

1B-1

35B

-13

1B-1

0 (P

)7B-

4 1B

-19

Color

ado

1B-7

5B-

716

B-7

1B-1

0 Co

nnec

ticut

Delaw

are

1A5

A8A

9A

Florid

a 1B

-35

B-3

1B-2

05B

-20

(P)7

B-2

1B-4

Ge

orgia

1B

-124

5B-

124

8B-7

9B-

7Ha

waii

Idah

o 1B

-3

1B-1

6 Illi

nois

1B-1

025

B-10

28B

-98

9B-9

8(P

)13B

-102

16B

-102

India

na

1B-9

25B

-92

8B-8

19B

-81

(P)1

3B-9

216

B-92

Iow

a 1B

-100

5B-

100

8B-1

009

B-10

0(P

)13B

-61

6B-1

00Ka

nsas

1B

-105

5B-

105

8B-2

89B

-28

16B-

105

Kent

ucky

1B

-81

5B-8

18B

-26

9B-2

616

B-81

Louis

iana

1B-3

0CEO

5B-

301

6B-3

0 1B

-48

5B-4

88B

-18

9B-1

816

B-48

(P

)7B-

2 1B

-24

Main

eM

aryla

nd

1B-2

25B

-22

8B-8

9B-

812

B-22

Mas

sach

uset

tsM

ichiga

n 1B

-63

5B-6

38B

-34

9B-3

416

B-63

1B

-18

Minn

esot

a 1B

-6

1B-8

35B

-83

8B-4

89B

-48

16B-

83

1B-3

3 M

ississ

ippi

1B-1

7CEO

5B-

17

1B-8

15B

-81

8B-2

89B

-28

Miss

ouri

1B-7

5B-

7 1B

-92

5B-9

28B

-74

9B-7

416

B-92

Mon

tana

1B

-23

1B-1

2 Ne

bras

ka

1B-3

1B

-79

5B-7

98B

-35

9B-3

516

B-79

1B

-14

Neva

daNe

w H

amps

hire

New

Jers

ey

1B-1

45B

-14

New

Mex

ico

1B-1

Ne

w Y

ork

1B-2

35B

-23

North

Car

olina

1B

-89

5B-8

98B

-33

9B-3

312

B-89

16B

-89

(P)7

B-13

No

rth D

akot

a 1B

-21

1B-2

1 1B

-35

5B-3

58B

-29

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16B-

35

1B-9

Oh

io 1B

-85

5B-8

58B

-52

9B-5

216

B-85

1B

-10

Oklah

oma

1B-1

5B-

1 1B

-6

1B-6

35B

-63

16B-

63Or

egon

1B

-6

Penn

sylva

nia

1B-4

95B

-49

Rhod

e Isl

and

Sout

h Ca

rolin

a 1B

-3

1A5

A8B

-19

9B-1

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uth

Dako

ta

1B-1

3 1B

-10

1B-4

85B

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8B-2

19B

-21

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48Te

nnes

see

1B-1

4B-

1 1B

-76

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68B

-19

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916

B-76

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s 1B

-23

5B-2

3 1B

-2

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15B

-81

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Utah

1B

-5

Verm

ont

Virg

inia

1B-8

65B

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616

B-86

Was

hingt

on

1B-5

W

est V

irgini

a 1B

-10

5B-1

0 W

iscon

sin

1B-6

25B

-62

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9B-

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yomi

ng

1B-7

RICE

SO

RGHU

M

Hybr

id Sil

age

Grain

Sor

ghum

Se

ed

Sorg

hum

1B-3

75B

-37

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15B

-51

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51B

-18

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88B

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(P)2

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1B-2

1B-5

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51B

-82

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2

1B-6

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-62

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75B

-17

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-32

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055

B-10

58B

-86

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6 (P

)25B

-37

1B-2

45B

-24

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45B

-34

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35B

-13

1B-1

5B-

11B

-49

5B-4

91B

-92

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28B

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1B-7

55B

-75

8B-2

09B

-20

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05B

-10

8B-2

9B-

2 20

B-2

1B-1

71B

-81

5B-8

11B

-15

B-1

1B-7

5B-

71B

-71

5B-7

18B

-29

B-2

1B-5

7

1B-2

25B

-22

1B-5

95B

-59

8B-2

9B-

21B

-35

5B-3

51B

-202

5B-

202

8B-3

49B

-34

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3B-2

01

20B-

19

1B-7

95B

-79

1B-2

5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

EETP

OTAT

OES

SWIN

E Bu

rley

Cigar

Bind

er

Cigar

Filler

Cig

arW

rapp

er

Dark

Air

ampFir

e Cu

red

Flue

Cure

d M

aryla

nd

Fres

hM

arke

t To

mato

es

WAL

NUTS

W

HEAT

W

INTE

RSQ

UASH

Al

abam

aAl

aska

Arizo

naAr

kans

asCa

lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

aKa

nsas

Kent

ucky

Louis

iana

Main

eM

aryla

nd

Mas

sach

uset

tsM

ichiga

nM

innes

ota

Miss

issipp

iM

issou

riM

onta

naNe

bras

kaNe

vada

New

Ham

pshir

eNe

w Je

rsey

New

Mex

icoNe

w Y

ork

North

Car

olina

North

Dak

ota

Ohio

Oklah

oma

Oreg

onPe

nnsy

lvania

Rhod

e Isl

and

Sout

h Ca

rolin

aSo

uth

Dako

taTe

nnes

see

Texa

s Ut

ahVe

rmon

t Vi

rgini

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ashin

gton

W

est V

irgini

a W

iscon

sinW

yomi

ng

1B-1

716

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916

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016

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16B

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-30

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316

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116

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0

1B-2

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3

2B-1

23A

23A

23A

23A

24A

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23A

23A

23A

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23A

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23A

23A

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23A

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19B-

23

19B-

119

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5

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18

19B-

13

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73

19B-

19

19B-

7

1B-2

1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

1B-3

1B-2

1B-1

8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 20: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 18

TODAYCROP INSURANCE

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

Errors and Omission Insurance

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

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(P)1

B-4

6B-7

2 1B

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6B-2

3 1B

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Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

ATE

Cotto

n St

aple

CRAN

BERR

IES

(Pro

cess

ing)

FIGS

FLAX

Pr

oduc

tion

Seed

ing

Grap

es

Grap

es

NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

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9B-5

(P)1

3B-4

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ka

10B-

5 Ar

izona

1B

-95

B-9

16B-

9 1B

-7

10B-

6 10

B-3

Arka

nsas

1B

-31

5B-3

19B

-51

6B-3

1 10

B-2

Calif

ornia

1B

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5B-1

2 1B

-5

10B-

4 10

B-23

(P

)6B-

6 10

B-31

10

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Color

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10B-

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B-1

1B-1

5 Co

nnec

ticut

Delaw

are

Florid

a 1B

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5B-2

4 Ge

orgia

1B

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5B-

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(P)1

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Haw

aii

6B-3

10B

-3

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o 1B

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1 Illi

nois

1B-2

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2 In

diana

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a 1B

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(P)6

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nsas

1B

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6 1B

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Kent

ucky

Louis

iana

1B-2

55B

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Main

e 10

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(P)6

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Mar

yland

9B

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0B-1

0 (P

)6B-

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Mas

sach

uset

ts

1B-6

CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

)6B-

8 11

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Minn

esot

a 1B

-27

1B-8

69B

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(P)6

B-86

M

ississ

ippi

1B-6

65B

-66

9B-1

1 10

B-2

Miss

ouri

1B-7

5B-

79B

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1 M

onta

na

1B-3

10

A (P

)6A

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aska

9B

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0B-9

(P

)6B-

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Neva

da

10B-

17

(P)6

B-4

New

Ham

pshir

e 10

B-1

(P)6

B-1

New

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ey

1B-2

Ne

w M

exico

1B

-11

5B-1

116

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1B

-3

New

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k 10

B-8

(P)6

B-8

10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

B-13

Ut

ah

10B-

11

(P)6

B-15

Ve

rmon

t (P

)6B-

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rgini

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ashin

gton

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est V

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iscon

sin

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Wyo

ming

10

B-23

(P

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23

1B-2

COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

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2

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B-3

(P)7

B-2

(P)9

B-10

Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

Dry

Gree

n PE

CANS

PE

PPER

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POPC

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abam

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aska

10

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na

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nsas

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Calif

ornia

10

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10B-

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lorad

o 10

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nnec

ticut

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lawar

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Florid

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4 10

B-18

10

B-10

10

B-26

CEO

Illino

is 10

B-4

10B-

7 1B

-61

India

na

1B-7

4 10

B-7

Iow

a 10

B-4

1B-4

0 10

B-3

Kans

as

1B-9

Ke

ntuc

ky

10B-

2 1B

-6

Louis

iana

10B-

5 1B

-1

Main

e 10

B-1

1B-5

CEO

Mar

yland

10

B-5

10B-

7 10

B-3

Mas

sach

uset

ts

10B-

1 1B

-2

Mich

igan

10B-

9 10

B-1

1B-5

1B

-36

Minn

esot

a 1B

-1

10B-

34

1B-3

10

B-28

M

ississ

ippi

10B-

12

1B-8

M

issou

ri 10

B-2

1B-1

7 1B

-2

Mon

tana

1B

-18

10B-

8 Ne

bras

ka

1B-6

1 10

B-12

Ne

vada

10

B-1

New

Ham

pshir

eNe

w Je

rsey

10

B-8

10B-

6 Ne

w M

exico

1B

-3

(P)1

5B-1

10

B-5

New

Yor

k 10

B-5

10B-

17

1B-1

5 No

rth C

aroli

na

10B-

20

1B-2

39B

-6

1B-1

0 No

rth D

akot

a 1B

-53

1B-6

10B

-21

Ohio

1B-3

4 1B

-6

Oklah

oma

10B-

8 1B

-38

10B-

3 Or

egon

10

B-5

10B-

6 10

B-3

10B-

3 10

B-14

Pe

nnsy

lvania

10

B-23

10

B-10

10

B-10

CEO

Rhod

e Isl

and

10B-

1 1B

-2

Sout

h Ca

rolin

a 1B

-18

1B-1

7 So

uth

Dako

ta

1B-1

1 1B

-5

1B-8

Te

nnes

see

10B-

10

Texa

s 10

B-44

1B

-85

(P)1

5B-3

1B

-3

10B-

20

Utah

10

B-1

Verm

ont

10B-

1 Vi

rgini

a 10

B-19

1B

-10

9B-3

1B

-2

Was

hingt

on

10B-

7 10

B-11

10

B-9

10B-

16

10B-

13

Wes

t Virg

inia

10B-

6 W

iscon

sin

10B-

40

10B-

17

Wyo

ming

10

B-2

PEAC

HES

PEAS

bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

vate

d SU

GAR

STAT

E W

ild R

ice

Rice

RY

E SA

FFLO

WER

SO

YBEA

NS

STRA

WBE

RRIES

BE

ETS

SUGA

RCAN

E Al

abam

a 1B

-58

5B-5

88B

-59

B-5

Alas

kaAr

izona

Arka

nsas

1B

-43C

EO5

B-43

16B

-43

1B-5

65B

-56

8B-2

29B

-22

(P)1

3B-4

216

B-56

Calif

ornia

1B

-4

1B-1

35B

-13

1B-1

0 (P

)7B-

4 1B

-19

Color

ado

1B-7

5B-

716

B-7

1B-1

0 Co

nnec

ticut

Delaw

are

1A5

A8A

9A

Florid

a 1B

-35

B-3

1B-2

05B

-20

(P)7

B-2

1B-4

Ge

orgia

1B

-124

5B-

124

8B-7

9B-

7Ha

waii

Idah

o 1B

-3

1B-1

6 Illi

nois

1B-1

025

B-10

28B

-98

9B-9

8(P

)13B

-102

16B

-102

India

na

1B-9

25B

-92

8B-8

19B

-81

(P)1

3B-9

216

B-92

Iow

a 1B

-100

5B-

100

8B-1

009

B-10

0(P

)13B

-61

6B-1

00Ka

nsas

1B

-105

5B-

105

8B-2

89B

-28

16B-

105

Kent

ucky

1B

-81

5B-8

18B

-26

9B-2

616

B-81

Louis

iana

1B-3

0CEO

5B-

301

6B-3

0 1B

-48

5B-4

88B

-18

9B-1

816

B-48

(P

)7B-

2 1B

-24

Main

eM

aryla

nd

1B-2

25B

-22

8B-8

9B-

812

B-22

Mas

sach

uset

tsM

ichiga

n 1B

-63

5B-6

38B

-34

9B-3

416

B-63

1B

-18

Minn

esot

a 1B

-6

1B-8

35B

-83

8B-4

89B

-48

16B-

83

1B-3

3 M

ississ

ippi

1B-1

7CEO

5B-

17

1B-8

15B

-81

8B-2

89B

-28

Miss

ouri

1B-7

5B-

7 1B

-92

5B-9

28B

-74

9B-7

416

B-92

Mon

tana

1B

-23

1B-1

2 Ne

bras

ka

1B-3

1B

-79

5B-7

98B

-35

9B-3

516

B-79

1B

-14

Neva

daNe

w H

amps

hire

New

Jers

ey

1B-1

45B

-14

New

Mex

ico

1B-1

Ne

w Y

ork

1B-2

35B

-23

North

Car

olina

1B

-89

5B-8

98B

-33

9B-3

312

B-89

16B

-89

(P)7

B-13

No

rth D

akot

a 1B

-21

1B-2

1 1B

-35

5B-3

58B

-29

B-2

16B-

35

1B-9

Oh

io 1B

-85

5B-8

58B

-52

9B-5

216

B-85

1B

-10

Oklah

oma

1B-1

5B-

1 1B

-6

1B-6

35B

-63

16B-

63Or

egon

1B

-6

Penn

sylva

nia

1B-4

95B

-49

Rhod

e Isl

and

Sout

h Ca

rolin

a 1B

-3

1A5

A8B

-19

9B-1

9So

uth

Dako

ta

1B-1

3 1B

-10

1B-4

85B

-48

8B-2

19B

-21

16B-

48Te

nnes

see

1B-1

4B-

1 1B

-76

5B-7

68B

-19

9B-1

916

B-76

Texa

s 1B

-23

5B-2

3 1B

-2

1B-8

15B

-81

1B-1

9 1B

-3

Utah

1B

-5

Verm

ont

Virg

inia

1B-8

65B

-86

8B-6

9B-

616

B-86

Was

hingt

on

1B-5

W

est V

irgini

a 1B

-10

5B-1

0 W

iscon

sin

1B-6

25B

-62

8B-4

9B-

4W

yomi

ng

1B-7

RICE

SO

RGHU

M

Hybr

id Sil

age

Grain

Sor

ghum

Se

ed

Sorg

hum

1B-3

75B

-37

1B-2

1B-5

15B

-51

1B-5

5B-

51B

-18

5B-1

88B

-39

B-3

(P)2

5B-2

1B-2

1B-5

5B-

51B

-82

5B-8

2

1B-6

25B

-62

1B-1

75B

-17

1B-3

25B

-32

1B-1

055

B-10

58B

-86

9B-8

6 (P

)25B

-37

1B-2

45B

-24

1B-3

45B

-34

1B-1

35B

-13

1B-1

5B-

11B

-49

5B-4

91B

-92

5B-9

28B

-19

B-1

1B-7

55B

-75

8B-2

09B

-20

1B-2

1B-1

05B

-10

8B-2

9B-

2 20

B-2

1B-1

71B

-81

5B-8

11B

-15

B-1

1B-7

5B-

71B

-71

5B-7

18B

-29

B-2

1B-5

7

1B-2

25B

-22

1B-5

95B

-59

8B-2

9B-

21B

-35

5B-3

51B

-202

5B-

202

8B-3

49B

-34

(P)1

3B-2

01

20B-

19

1B-7

95B

-79

1B-2

5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

EETP

OTAT

OES

SWIN

E Bu

rley

Cigar

Bind

er

Cigar

Filler

Cig

arW

rapp

er

Dark

Air

ampFir

e Cu

red

Flue

Cure

d M

aryla

nd

Fres

hM

arke

t To

mato

es

WAL

NUTS

W

HEAT

W

INTE

RSQ

UASH

Al

abam

aAl

aska

Arizo

naAr

kans

asCa

lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

aKa

nsas

Kent

ucky

Louis

iana

Main

eM

aryla

nd

Mas

sach

uset

tsM

ichiga

nM

innes

ota

Miss

issipp

iM

issou

riM

onta

naNe

bras

kaNe

vada

New

Ham

pshir

eNe

w Je

rsey

New

Mex

icoNe

w Y

ork

North

Car

olina

North

Dak

ota

Ohio

Oklah

oma

Oreg

onPe

nnsy

lvania

Rhod

e Isl

and

Sout

h Ca

rolin

aSo

uth

Dako

taTe

nnes

see

Texa

s Ut

ahVe

rmon

t Vi

rgini

aW

ashin

gton

W

est V

irgini

a W

iscon

sinW

yomi

ng

1B-1

716

B-17

1B-6

916

B-69

1B-4

016

B-40

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16B

-11B

-30

1B-5

316

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1B-2

1B-5

116

B-51

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0

1B-2

2B-8

2B-1

3

2B-1

23A

23A

23A

23A

24A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

23A

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19B-

23

19B-

119

19B-

5

19B-

18

19B-

13

19B-

73

19B-

19

19B-

7

1B-2

1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

1B-3

1B-2

1B-1

8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 21: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 19

CROP INSURANCE TODAY 19

Sign-up for the Tobacco Transition Payment Program (TTPP) commonly referred to as Tobacco Buyout began on March 14 2005 and will run through June 17 2005

ldquoThe Tobacco Transition Payment Program will end the decades old tobacco marketing quotas and provide transition payments over a 10-year periodrdquo said Agriculture Secre-tary Mike Johanns ldquoAll tobacco quota holders and producers are urged to visit their local USDA Service Center and sign up for these benefitsrdquo If quota hold-ers or producers have interests in farms in more than one county contracts for each of these farms must be entered into in the appropriate USDA Service Center

Congressional passage late last year of the Fair and Equitable Tobacco Reform Act of 2004 later changed to the Tobacco Transition Payment Program by USDA ended the federal tobacco marketing quota and price support loan programs with the 2004 marketing year for all quota tobaccos The 2004 market-ing year for flue-cured tobacco ends June 30 2005 and September 30 2005 for all other tobaccos

Quota holders who will be eligible for a payment are those who owned a farm on October 22 2004 (the date the Act was signed into law by President Bush) to which a tobacco quota was assigned in 2004 The payment rate for these quota holders is $7 per pound based on their Base Quota Level (BQL) at the 2002 marketing year level

Producers of quota tobacco including owners operators landlords tenants or sharecroppers who shared in the risk of producing tobacco during any of the 2002 2003 or 2004 marketing years will receive up to $3 per pound payment based on their share of the risk incurred for 2002 2003 or 2004 crops The annual payment will be calculated by multiplying the eligible producerrsquos BQL for each farm for crop years 2002 2003 or 2004 by $010 per pound per year For flue-cured and burley producers the BQL will be equal to the 2002 effective quota produced on the farm For tobacco other than flue-cured and burley the producerrsquos BQL will be equal to the 2002 basic allotment multiplied by the farmrsquos three-year average yield for the years 2001 2002 and 2003

The contract payments to tobacco quota owners and producers will be made in annual installments over a 10-year period beginning in 2005 and ending September 30 2014 The funds required to pay for the TTPP and other related

costs will be obtained through assessments on manufacturers and importers of all tobacco products totaling no more than $1014 billion over the 10-year period

The kinds of tobaccos provided for in the buyout bill and the states in which they are produced include

bullFlue-cured (types 11-14)mdash produced in Alabama Florida Georgia North Carolina South Carolina and Virginia

bull Burley (type 31)mdash produced in Alabama Arkansas Georgia Indiana Kansas Kentucky Missouri North Carolina Ohio Oklahoma Tennessee Virginia and West Virginia

bull Fire-cured (types 21-23)mdash produced in Kentucky Tennessee and Virginia

bull Dark air-cured (types 35-36)mdash produced in Indiana Kentucky and Tennessee

bull Virginia sun-cured (type 37)mdash produced only in Virginia

bull Cigar fillerbinder (types 42-44 and 54-56)mdashtypes 42-44 are established in Minnesota and Ohio and types 54-56 are produced only in Wisconsin

Editorrsquos Note The information from this article was taken from the Farm Service Agency website at wwwfsausdagov Please refer to this website for complete details regarding the tobacco buyout program TODAY

CROP INSURANCE TODAY

TOBACCO BUYOUT PROGRAM

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

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Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

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bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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ance

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rdquofo

llow

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e nu

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r of c

ount

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ase

note

this

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rmashy

tion

is c

urre

nt a

s of

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embe

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200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

-27

(P)1

B-4

6B-7

2 1B

-72

6B-2

3 1B

-17

Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

ATE

Cotto

n St

aple

CRAN

BERR

IES

(Pro

cess

ing)

FIGS

FLAX

Pr

oduc

tion

Seed

ing

Grap

es

Grap

es

NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

-62

9B-5

(P)1

3B-4

Alas

ka

10B-

5 Ar

izona

1B

-95

B-9

16B-

9 1B

-7

10B-

6 10

B-3

Arka

nsas

1B

-31

5B-3

19B

-51

6B-3

1 10

B-2

Calif

ornia

1B

-12

5B-1

2 1B

-5

10B-

4 10

B-23

(P

)6B-

6 10

B-31

10

B-9

Color

ado

10B-

2 10

B-1

1B-1

5 Co

nnec

ticut

Delaw

are

Florid

a 1B

-24

5B-2

4 Ge

orgia

1B

-100

5B-

100

(P)1

3B-4

Haw

aii

6B-3

10B

-3

Idah

o 1B

-1

10B-

1 Illi

nois

1B-2

9B-

2 In

diana

Iow

a 1B

-39

(P)6

B-39

Ka

nsas

1B

-26

5B-2

6 1B

-3

Kent

ucky

Louis

iana

1B-2

55B

-25

9B-9

16B

-25

Main

e 10

B-2

(P)6

B-2

Mar

yland

9B

-31

0B-1

0 (P

)6B-

10

Mas

sach

uset

ts

1B-6

CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

)6B-

8 11

B-4

Minn

esot

a 1B

-27

1B-8

69B

-38

(P)6

B-86

M

ississ

ippi

1B-6

65B

-66

9B-1

1 10

B-2

Miss

ouri

1B-7

5B-

79B

-3

11B-

1 M

onta

na

1B-3

10

A (P

)6A

Nebr

aska

9B

-91

0B-9

(P

)6B-

8 1B

-13

Neva

da

10B-

17

(P)6

B-4

New

Ham

pshir

e 10

B-1

(P)6

B-1

New

Jers

ey

1B-2

Ne

w M

exico

1B

-11

5B-1

116

B-11

1B

-3

New

Yor

k 10

B-8

(P)6

B-8

10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

B-13

Ut

ah

10B-

11

(P)6

B-15

Ve

rmon

t (P

)6B-

1 Vi

rgini

a 1B

-15

5B-1

5 W

ashin

gton

1B

-2

10B-

6CEO

W

est V

irgini

aW

iscon

sin

1B-1

5 1B

-72

9B-6

2 (P

)6B-

72

Wyo

ming

10

B-23

(P

)6B-

23

1B-2

COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

)7B-

2

(P)9

B-39

(P)7

B-3

(P)7

B-2

(P)9

B-10

Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

Dry

Gree

n PE

CANS

PE

PPER

S PL

UMS

POPC

ORN

POTA

TOES

PR

UNES

Al

abam

a 10

B-9

1B-2

79B

-8

(P)1

5B-2

1B

-1

10B-

4 Al

aska

10

B-3

Arizo

na

(P)1

5B-5

10

B-2

Arka

nsas

10

B-14

1B

-2

Calif

ornia

10

B-7C

EO

10B-

10CE

O 10

B-7C

EO

10B-

9 10

B-7

10B-

5 10

B-14

Co

lorad

o 10

B-3

1B-5

1B

-81

0B-2

Co

nnec

ticut

10

B-2

1B-1

De

lawar

e 10

A 10

B-2

Florid

a 10

B-1

1B-2

1 6B

-13

10B-

15

Geor

gia

1B-2

6 1B

-75

9B-2

6 (P

)15B

-82

Haw

aiiId

aho

10B-

4 10

B-18

10

B-10

10

B-26

CEO

Illino

is 10

B-4

10B-

7 1B

-61

India

na

1B-7

4 10

B-7

Iow

a 10

B-4

1B-4

0 10

B-3

Kans

as

1B-9

Ke

ntuc

ky

10B-

2 1B

-6

Louis

iana

10B-

5 1B

-1

Main

e 10

B-1

1B-5

CEO

Mar

yland

10

B-5

10B-

7 10

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Mas

sach

uset

ts

10B-

1 1B

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Mich

igan

10B-

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esot

a 1B

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ississ

ippi

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issou

ri 10

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tana

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bras

ka

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vada

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pshir

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rsey

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w M

exico

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k 10

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rth D

akot

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1B-3

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oma

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egon

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e Isl

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ont

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rgini

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hingt

on

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t Virg

inia

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iscon

sin

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ming

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B-2

PEAC

HES

PEAS

bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

vate

d SU

GAR

STAT

E W

ild R

ice

Rice

RY

E SA

FFLO

WER

SO

YBEA

NS

STRA

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ETS

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RCAN

E Al

abam

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88B

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kaAr

izona

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nsas

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-43

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65B

-56

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29B

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216

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ornia

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-4

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35B

-13

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0 (P

)7B-

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ado

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nnec

ticut

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are

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Florid

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orgia

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o 1B

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ucky

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ouri

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ork

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io 1B

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05B

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8B-2

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2 20

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71B

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71B

-71

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18B

-29

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7

1B-2

25B

-22

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95B

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9B-

21B

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-202

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202

8B-3

49B

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01

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2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

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OTAT

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SWIN

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rley

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Filler

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arW

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er

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ampFir

e Cu

red

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d M

aryla

nd

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hM

arke

t To

mato

es

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NUTS

W

HEAT

W

INTE

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UASH

Al

abam

aAl

aska

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naAr

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asCa

lifor

niaCo

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nnec

ticut

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are

Florid

aGe

orgia

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aiiId

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ucky

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eM

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innes

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rsey

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icoNe

w Y

ork

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olina

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ota

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oma

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onPe

nnsy

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e Isl

and

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h Ca

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est V

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1618

B-48

18B-

63

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19

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1B-5

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1B-2

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1B-6

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6B-

161B

-5

1B-4

1B-4

1B-3

1B-2

1B-1

8

1B-2

1B-1

3

1B-7

1B-2

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9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

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79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 22: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 20

TODAY CROP INSURANCE

AN INVITATION TO MAKEA DIFFERENCE

By Dr Laurence M Crane NCIS

A couple of years ago I was invited to be a member of the National FFA Foundation Sponsorsrsquo Board and represhysent the crop insurance industry I considered it an opportunity for me to help support agricultural education and to give back to those who helped me gain my education It was also an opportunity for me to become re-introshyduced to the FFA and all that it stands for teaches and accomplishes Todayrsquos FFA is truly an amazing organization The more I learn the more I am impressed Most impressive are the young men and women who are having their lives positively changed as a result of participating in opportunities made available to them through the FFA Many of you reading this are probably former ldquoFFAersrdquo yourselves and know first-hand the impact belonging to this organization has made in your life

My primary role on the Sponsorsrsquo Board is to help raise sufficient funds to ensure that those young people who are interested in participating in FFA programs have an opportushynity to do so The purpose of this article is to update you about the FFA and inform you of the opportunity to become involved by contributing financially if you have the interest and ability to do so Every contribution no matter the size is significant every dollar helps FFA makes a difference and so can you Please consider making a contribution by filling out the form on page 22 and mailing it to NATIONAL FFA FOUNDATION 6060 FFA DR PO BOX 68960 INDIshyANAPOLIS IN 46209-6881

WHAT IS THE NATIONAL FFA ORGANIZATION

FFA is a positive example of what works in education The National FFA Organization is a dynamic youth organization that changes lives and prepares students for premier leadership

20 MAY 05

personal growth and career success Today almost half-a-million student members are engaged in a wide range of agricultural education activities leading to more than 300 professional career opportunities Student success remains the primary mission of FFA

FFA is not extracurricular The program completes a three-part model of education Classroom instruction is applied to hands-on opportunities called supervised agricultural experiences (SAEs) SAEs include activities such as starting a business or working for an established company Classroom learnshy

ing and SAEs are further reinforced through curriculum-enhancing programs within the community

FFA results in tangible rewards Last year FFA awarded $19 million in scholarships and one out of every eight students who applied received one Many former FFA members credit their involvement in FFA directly to their current career success

HOW DOES FFA MAKE AN IMPACT

FFA uses agricultural education to create real-world success Agriculture teachers become advisors to local FFA chapters which students join More than 7000 FFA chapters are currently in exisshytence their programs are managed on a local state and national level Each chapterrsquos Program of Activities is designed with the needs of the students in mind Activities vary greatly from school to school but are based on a well-integrated curriculum Chapter activities and FFA programs concentrate on three areas of the FFA mission premier leadership personal growth and career success

MEMBERSHIP Today (2004-2005) there are 476732 FFA members aged

12-21 in 7223 chapters in all 50 states Puerto Rico and the Virgin Islands

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

Errors and Omission Insurance

For Your Agency Full lines coverage including MPCI Crop Insurance

This policy is offered and underwritten by American International GroupInc(AIG)

AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

Errors And Omission experience

This policy is marketed by American Insurance ServicesLLC

The personnel at American Insurance Services have over35 years of experience in all lines of insurance

With the financial strength and stability of AIG and the experience andInsurance knowledge of American Insurance Services you have the best

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To learn more about the features of this policy or toobtain a quote for your Agency please call

1-800-769-6015

industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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Ple

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note

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Dec

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On

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t of I

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Prod

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19 =

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cco (Q

uota)

20

= Y

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ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

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nue -

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22 =

AGR

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sted G

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nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

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in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

-27

(P)1

B-4

6B-7

2 1B

-72

6B-2

3 1B

-17

Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

ATE

Cotto

n St

aple

CRAN

BERR

IES

(Pro

cess

ing)

FIGS

FLAX

Pr

oduc

tion

Seed

ing

Grap

es

Grap

es

NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

-62

9B-5

(P)1

3B-4

Alas

ka

10B-

5 Ar

izona

1B

-95

B-9

16B-

9 1B

-7

10B-

6 10

B-3

Arka

nsas

1B

-31

5B-3

19B

-51

6B-3

1 10

B-2

Calif

ornia

1B

-12

5B-1

2 1B

-5

10B-

4 10

B-23

(P

)6B-

6 10

B-31

10

B-9

Color

ado

10B-

2 10

B-1

1B-1

5 Co

nnec

ticut

Delaw

are

Florid

a 1B

-24

5B-2

4 Ge

orgia

1B

-100

5B-

100

(P)1

3B-4

Haw

aii

6B-3

10B

-3

Idah

o 1B

-1

10B-

1 Illi

nois

1B-2

9B-

2 In

diana

Iow

a 1B

-39

(P)6

B-39

Ka

nsas

1B

-26

5B-2

6 1B

-3

Kent

ucky

Louis

iana

1B-2

55B

-25

9B-9

16B

-25

Main

e 10

B-2

(P)6

B-2

Mar

yland

9B

-31

0B-1

0 (P

)6B-

10

Mas

sach

uset

ts

1B-6

CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

)6B-

8 11

B-4

Minn

esot

a 1B

-27

1B-8

69B

-38

(P)6

B-86

M

ississ

ippi

1B-6

65B

-66

9B-1

1 10

B-2

Miss

ouri

1B-7

5B-

79B

-3

11B-

1 M

onta

na

1B-3

10

A (P

)6A

Nebr

aska

9B

-91

0B-9

(P

)6B-

8 1B

-13

Neva

da

10B-

17

(P)6

B-4

New

Ham

pshir

e 10

B-1

(P)6

B-1

New

Jers

ey

1B-2

Ne

w M

exico

1B

-11

5B-1

116

B-11

1B

-3

New

Yor

k 10

B-8

(P)6

B-8

10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

B-13

Ut

ah

10B-

11

(P)6

B-15

Ve

rmon

t (P

)6B-

1 Vi

rgini

a 1B

-15

5B-1

5 W

ashin

gton

1B

-2

10B-

6CEO

W

est V

irgini

aW

iscon

sin

1B-1

5 1B

-72

9B-6

2 (P

)6B-

72

Wyo

ming

10

B-23

(P

)6B-

23

1B-2

COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

)7B-

2

(P)9

B-39

(P)7

B-3

(P)7

B-2

(P)9

B-10

Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

Dry

Gree

n PE

CANS

PE

PPER

S PL

UMS

POPC

ORN

POTA

TOES

PR

UNES

Al

abam

a 10

B-9

1B-2

79B

-8

(P)1

5B-2

1B

-1

10B-

4 Al

aska

10

B-3

Arizo

na

(P)1

5B-5

10

B-2

Arka

nsas

10

B-14

1B

-2

Calif

ornia

10

B-7C

EO

10B-

10CE

O 10

B-7C

EO

10B-

9 10

B-7

10B-

5 10

B-14

Co

lorad

o 10

B-3

1B-5

1B

-81

0B-2

Co

nnec

ticut

10

B-2

1B-1

De

lawar

e 10

A 10

B-2

Florid

a 10

B-1

1B-2

1 6B

-13

10B-

15

Geor

gia

1B-2

6 1B

-75

9B-2

6 (P

)15B

-82

Haw

aiiId

aho

10B-

4 10

B-18

10

B-10

10

B-26

CEO

Illino

is 10

B-4

10B-

7 1B

-61

India

na

1B-7

4 10

B-7

Iow

a 10

B-4

1B-4

0 10

B-3

Kans

as

1B-9

Ke

ntuc

ky

10B-

2 1B

-6

Louis

iana

10B-

5 1B

-1

Main

e 10

B-1

1B-5

CEO

Mar

yland

10

B-5

10B-

7 10

B-3

Mas

sach

uset

ts

10B-

1 1B

-2

Mich

igan

10B-

9 10

B-1

1B-5

1B

-36

Minn

esot

a 1B

-1

10B-

34

1B-3

10

B-28

M

ississ

ippi

10B-

12

1B-8

M

issou

ri 10

B-2

1B-1

7 1B

-2

Mon

tana

1B

-18

10B-

8 Ne

bras

ka

1B-6

1 10

B-12

Ne

vada

10

B-1

New

Ham

pshir

eNe

w Je

rsey

10

B-8

10B-

6 Ne

w M

exico

1B

-3

(P)1

5B-1

10

B-5

New

Yor

k 10

B-5

10B-

17

1B-1

5 No

rth C

aroli

na

10B-

20

1B-2

39B

-6

1B-1

0 No

rth D

akot

a 1B

-53

1B-6

10B

-21

Ohio

1B-3

4 1B

-6

Oklah

oma

10B-

8 1B

-38

10B-

3 Or

egon

10

B-5

10B-

6 10

B-3

10B-

3 10

B-14

Pe

nnsy

lvania

10

B-23

10

B-10

10

B-10

CEO

Rhod

e Isl

and

10B-

1 1B

-2

Sout

h Ca

rolin

a 1B

-18

1B-1

7 So

uth

Dako

ta

1B-1

1 1B

-5

1B-8

Te

nnes

see

10B-

10

Texa

s 10

B-44

1B

-85

(P)1

5B-3

1B

-3

10B-

20

Utah

10

B-1

Verm

ont

10B-

1 Vi

rgini

a 10

B-19

1B

-10

9B-3

1B

-2

Was

hingt

on

10B-

7 10

B-11

10

B-9

10B-

16

10B-

13

Wes

t Virg

inia

10B-

6 W

iscon

sin

10B-

40

10B-

17

Wyo

ming

10

B-2

PEAC

HES

PEAS

bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

vate

d SU

GAR

STAT

E W

ild R

ice

Rice

RY

E SA

FFLO

WER

SO

YBEA

NS

STRA

WBE

RRIES

BE

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bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

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E SU

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)13B

-29

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11B

-56

5B-5

61B

-16

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69B

-3

(P)6

B-2

(P)6

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(P)6

B-5

(P)6

B-4

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B-4

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B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 23: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 21

CROP INSURANCETODAY

National FFA Officer Team2004-2005

Back Row (left to right) Brian Hogue Western Region Vice President WillcoxFFA Chapter Arizona Rachel McCall Southern Region Vice President Wilcox

County FFA Georgia Justine Sterling Central Region Vice President SouthBarber FFA Chapter Kansas and Jay Kelley Eastern Region Vice President

Princeville FFA Chapter Illinois

Front Row (left to right) Jackie Mundt President Pittsville FFA ChapterWisconsin and Emily Horton Secretary Shoshoni FFA Chapter Wyoming

bull Thirty-eight percent of FFA members are female Women hold more than fifty percent of state leadership positions

bull Seventy-seven percent are Caucasian 17 percent are Hispanic and four percent are African-American

bull Eighty-nine percent of FFA members are in grades 9-12 six percent are in grades 7-8 and five percent are high school graduates

bull Twenty-seven percent of FFA members live in rural or farm areas The remainder live in rural non-farm (39 percent) urban and suburban areas (34 percent)

bull FFA chapters are in 11 of the 20 largest cities including New York Chicago and Philadelphia

bull The top five membership states are California Texas Georgia Oklashyhoma and Ohio

bull The 75th National FFA Convenshytion was host to 51338 members advisors and supporters

EDUCATION More than 11000 teachers deliver an

innovative cutting-edge and integrated curriculum to students

bull Ninety-two percent offer agrishyscience 71 percent offer advanced agriscience and biotechnology 59

percent offer agricultural mechanshyics 49 percent offer horticulture 43 percent offer animal science and 24 percent offer environshyment-related studies In 2001 59 percent of qualified agricultural education graduates pursued teaching as a career Over 35 agrishyculture programs closed due to lack of a qualified teacher and 365 agriculture teachers teach in more than one school Twenty-three percent of teachers have five or fewer years of teaching experience

bull The shortage of qualified agriculshyture teachers is the greatest chalshylenge facing FFA and agricultural education

CAREER EXPLORATION

Members participate in a hands-on work experience allowing them to apply knowledge learned in class

bull Collectively FFA members earn $4 billion annually through their hands-on work experience

bull Members participate and learn advanced career skills in 45 national proficiency areas based on their hands-on work experishyence ranging from food science and technology to agricultural communications to wildlife management to production agriculture

bull According to a student magazine readership study 87 percent of FFA students are interested in learning about career exploration 81 percent about college preparashytion and 81 percent about techshynology

bull Through 23 national career develshyopment events such as public speaking environment and natural resources and meats evalshyuation and technology FFA members extend and test their

CROP INSURANCE TODAY 21

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

Address_______________________________________________________________

City________________________________ State _______ Zip________________

Phone ____________________________ Email_____________________________

Please tell us how you want your name listed in the annual report

______________________________________________________________________

Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

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bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

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ES

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oces

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ama

Alas

ka

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izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

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1B-1

6 10

B-25

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B-13

CEO

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O (P

)4B-

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8 Co

lorad

o 10

B-3

1B-3

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B-25

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ectic

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(P)2

2A

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are

(P)2

2A

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rida

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(P

)1B-

1 (P

)17B

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gia

10B-

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aiiId

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5 10

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)13B

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43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

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diana

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B-10

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3 Io

wa

1B-1

4 1B

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as

1B-7

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ucky

1B

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iana

Main

e (P

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A 10

B-11

1A

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aryla

nd

(P)2

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1 21

B-23

10

B-7

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8 10

B-10

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assa

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etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

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10B-

25

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11

Minn

esot

a 10

B-2

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)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

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Mon

tana

1B

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1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

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-26

Neva

da

1B-2

1B

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New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

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10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

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1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

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10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

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10B-

42

Wyo

ming

1B

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1B-1

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I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

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bull May 05 NCIS TODAY 41405 503 PM Page 40

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 24: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 22

22 MAY 05

TODAYCROP INSURANCE

TODAY

IWe want to support FFA at the following level $5000 and above $2500 - $4999 $1000 - $2499 $500 - $999 $250 - $499 Other $ _____________

If you are employed by or retired from a company that matches gifts or if you are married and your spouse is affiliated with such a company please enclose the companyrsquos matching gift form with this gift

Your gift is tax deductible to the extent allowed by law

Thank you for your support

NAT IONAL F FA FOUNDAT ION Crane 05

Payment Method

Check in the amount of $ ____________________ (Make check payable to National FFA Foundation)

Charge $ ____________________ to VISA MasterCard Discover

Card ___________________________________ Exp Date__________________

Signature _____________________________________________________________

Name ________________________________________________________________

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Phone ____________________________ Email_____________________________

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Please check here for more information on planned giving Please check here if this is a new address wwwffaorg

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For Your Agency Full lines coverage including MPCI Crop Insurance

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AIG is the largest insurance company in the world with an AM Best rating of AAA(Superior) with over 20 years of

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industry knowledge in a variety of career fields

I believe in the future of agriculture with a faith born not of words but of deeds

This phrase begins the first of five paragraphs that is the FFA Creed It has been memorized spoken and appreciated for more than 75 years by millions of FFA members They take the words of the creed to heart and do their best to put them into action The FFA Creed symbolizes the hard work FFA members perform the compassion they have for all living things and the pride they feel when they put on their FFA jacket

The FFA missionmdashto make a positive difference in the lives of students by developing their potential for premier leadership personal growth and career success through agricultural educationmdash is held to the highest standard by those who know and support the National FFA Foundation

I invite you to get involved and to help make a difference

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

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bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

RLEY

Dr

y M

arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

-11

Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

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5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 25: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 500 PM Page 23

CROP INSURANCE TODAY

UPDATE ON SOYBEANRUST CONCERNS

Soybean rust is a plant disease that has reduced yields and raised production costs for soybeans and other legumes in every major production region of the worldmdashexcept the United States But that is quickly changing On February 23 2005 soybean rust was confirmed on overwintering kudzu in Pasco County Florida On March 22 the University of Florida Agricultural Extension confirmed that a second case of soybean rust was detected in Hernando County Florida Hernando County is just north of Pasco County This discovery was found on old and new kudzu leaves and was confirmed by the Florida Division of Plant Indusshytry at the University of Florida Department of Plant Pathology Germination tests on the sample confirmed spore viability

A study from the Economic Research Service shows that the economic effects of the pathogenrsquos entry into the US could vary considerably depending on the location spread and severity of the disease and on the responses of soybean and other crop producers livestock producers and consumers Economic losses to US producers and consumers could range from $640 million to $13 billion in the first year of infestation In the three to five years following establishment losses could average between $240 million and

producers may have limited management options during the first year of a rust outbreak these options should increase over time as

producers gain new information or as new pest management techshy

nologies become available The effects of the

disease could vary considerably by region For example the Eastern US may be more susceptible than other regions to rust

infestation because of temperature relative

humidity and rainfall during the growing season

CROP INSURANCE TODAY 23

$24 billion per year depending on the geographical extent and severity of annual outbreaks The wide range in estimates reflects the uncertainty associated with the effects of the disease in the United States But even the high-end estimates are less than one percent of the total economic activity associated with US soybean production and consumptionmdasha finding that confirms the resiliency and adaptability of US agriculture

Soybean producers will likely bear 60-70 percent of the costs of adjusting to periodic soybean rust outbreaks in the US with consumers and livestock producers bearing the balance The outbreaks will likely cause agricultural producers especially soybean growers to change production practices (for example to use fungicides and for some to alter their crop mix) While

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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er w

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ance

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Ardquo

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e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

-27

(P)1

B-4

6B-7

2 1B

-72

6B-2

3 1B

-17

Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

ATE

Cotto

n St

aple

CRAN

BERR

IES

(Pro

cess

ing)

FIGS

FLAX

Pr

oduc

tion

Seed

ing

Grap

es

Grap

es

NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

-62

9B-5

(P)1

3B-4

Alas

ka

10B-

5 Ar

izona

1B

-95

B-9

16B-

9 1B

-7

10B-

6 10

B-3

Arka

nsas

1B

-31

5B-3

19B

-51

6B-3

1 10

B-2

Calif

ornia

1B

-12

5B-1

2 1B

-5

10B-

4 10

B-23

(P

)6B-

6 10

B-31

10

B-9

Color

ado

10B-

2 10

B-1

1B-1

5 Co

nnec

ticut

Delaw

are

Florid

a 1B

-24

5B-2

4 Ge

orgia

1B

-100

5B-

100

(P)1

3B-4

Haw

aii

6B-3

10B

-3

Idah

o 1B

-1

10B-

1 Illi

nois

1B-2

9B-

2 In

diana

Iow

a 1B

-39

(P)6

B-39

Ka

nsas

1B

-26

5B-2

6 1B

-3

Kent

ucky

Louis

iana

1B-2

55B

-25

9B-9

16B

-25

Main

e 10

B-2

(P)6

B-2

Mar

yland

9B

-31

0B-1

0 (P

)6B-

10

Mas

sach

uset

ts

1B-6

CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

)6B-

8 11

B-4

Minn

esot

a 1B

-27

1B-8

69B

-38

(P)6

B-86

M

ississ

ippi

1B-6

65B

-66

9B-1

1 10

B-2

Miss

ouri

1B-7

5B-

79B

-3

11B-

1 M

onta

na

1B-3

10

A (P

)6A

Nebr

aska

9B

-91

0B-9

(P

)6B-

8 1B

-13

Neva

da

10B-

17

(P)6

B-4

New

Ham

pshir

e 10

B-1

(P)6

B-1

New

Jers

ey

1B-2

Ne

w M

exico

1B

-11

5B-1

116

B-11

1B

-3

New

Yor

k 10

B-8

(P)6

B-8

10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

B-13

Ut

ah

10B-

11

(P)6

B-15

Ve

rmon

t (P

)6B-

1 Vi

rgini

a 1B

-15

5B-1

5 W

ashin

gton

1B

-2

10B-

6CEO

W

est V

irgini

aW

iscon

sin

1B-1

5 1B

-72

9B-6

2 (P

)6B-

72

Wyo

ming

10

B-23

(P

)6B-

23

1B-2

COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

)7B-

2

(P)9

B-39

(P)7

B-3

(P)7

B-2

(P)9

B-10

Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

Dry

Gree

n PE

CANS

PE

PPER

S PL

UMS

POPC

ORN

POTA

TOES

PR

UNES

Al

abam

a 10

B-9

1B-2

79B

-8

(P)1

5B-2

1B

-1

10B-

4 Al

aska

10

B-3

Arizo

na

(P)1

5B-5

10

B-2

Arka

nsas

10

B-14

1B

-2

Calif

ornia

10

B-7C

EO

10B-

10CE

O 10

B-7C

EO

10B-

9 10

B-7

10B-

5 10

B-14

Co

lorad

o 10

B-3

1B-5

1B

-81

0B-2

Co

nnec

ticut

10

B-2

1B-1

De

lawar

e 10

A 10

B-2

Florid

a 10

B-1

1B-2

1 6B

-13

10B-

15

Geor

gia

1B-2

6 1B

-75

9B-2

6 (P

)15B

-82

Haw

aiiId

aho

10B-

4 10

B-18

10

B-10

10

B-26

CEO

Illino

is 10

B-4

10B-

7 1B

-61

India

na

1B-7

4 10

B-7

Iow

a 10

B-4

1B-4

0 10

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e 10

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nnes

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s 10

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rgini

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hingt

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t Virg

inia

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iscon

sin

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ming

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PEAC

HES

PEAS

bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

vate

d SU

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STAT

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ild R

ice

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bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

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e Cu

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aryla

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arke

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orgia

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ucky

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105

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-82

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316

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01B

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29B

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)13B

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79B

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771B

-77

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79B

-40

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771B

-30

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0(P

)13B

-30

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75B

-57

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55B

-45

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65B

-66

9B-4

1(P

)13B

-66

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661B

-67

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79B

-81

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71B

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206

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91B

-23

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39B

-31B

-21B

-76

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61B

-29

5B-2

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)13B

-29

1B-2

11B

-56

5B-5

61B

-16

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69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 26: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 501 PM Page 24

TODAYCROP INSURANCE

Fortunately most US soybean produc- an insured peril under the Federal Crop and spread of Asian soybean rust tion occurs in the middle part of the Insurance Program damage due to the disease and continue to stay informed country where climate is less supportive insufficient or improper application of and updated concerning appropriate of infestation available disease control measures is not treatments that may apply to their situ-

In all cases it is important for insured ation Appropriate treatment may varyCrop Insurance producers to document what actions from timing of application (pre- or post-Concerns they took to combat the disease discovery of the disease) frequency and

Insured producers who are concerned Failure to purchase and apply choice of chemical or other determining

about the impact of Asian soybean rust adequate control measures due to factors If crops become infected

must be knowledgeable of any pending economic reasons is not an insurable discovery of the disease and any recomshy

outbreaks and the control methods cause of loss Under the terms of the Common mendations received regarding the

recommended by local agricultural Crop Insurance Policy a practice is application of appropriate control

experts such as extension agents used in measures must be documentedtheir area to combat the disease considered a good farming practice if agrishy

ldquoInsured producers are expected to cultural experts agree that the production For more information regarding crop

use good farming practices and follow the method used will allow the crop to make insurance protection against Asian

recommendations of agriculture experts normal progress toward maturity and soybean rust please see the crop polishy

to control this fungusrdquo said Risk produce at least the yield used to deter- cies area on the RMA website at Management Agency (RMA) Adminis- mine the production guarantee Follow- wwwrmausdagov trator Ross J Davidson Jr ing good farming practices also applies to

Producers should also talk with their Group Risk Plan and Group Risk Income Editorrsquos Note Information for this crop insurance agent about complying Protection policyholders article was provided by the Risk with the terms of their crop insurance Insured producers should follow Management Agency and the Extension policy advises Davidson While disease is developments as to the identification Research Service TODAY

JOHN JOYCE RETIRES John Joyce grew up on a farm near Denton Kansas received his undergraduate degree

from St Benedictrsquos College Atchison KS in 1962 and began graduate work at Kansas State Teachers College at Emporia He married his college sweetheart Helen and together they raised three children two sons Doug and Dustin and one daughter Denise John taught and coached football basketball and track for five years While attending college John began his career in crop insurance as a per diem adjuster

John worked briefly for Firemanrsquos Fund American and then spent from 1970-1986 with National Farmers Union in Cedar Rapids Iowa as Senior Vice PresidentManager During this time John was heavily involved in the passage and implementation of the Crop Insurshyance Act of 1980 In 1987 he joined Rain and Hail at its corporate headquarters in Des

Moines accepting the position of Senior Vice President responsible for claims compliance and quality control for the Company John then became President of Rain and Hail and its affiliated entities in 1991 Chairman of the Board in 1992 and has held this position until his recent retirement April 1 2005

During his professional career John made valuable contributions not only to Rain and Hail but to the entire crop insurshyance industry and most importantly the American farmer His farming background helped shape his devotion and drive to continually find ways to improve the crop insurance program for all involved He served many terms as Board Member and Officer of several Industry Trade Associations and also served as Chairman of the American Association of Crop Insurance (AACI) and National Crop Insurance Services (NCIS formerly known as CHIAA) He also served on the Board of the International Association of Hail Insurers and was appointed to the Advisory Board of Bankers Trust Company Des Moines

John and Helen now reside in St Joseph Missouri where they enjoy being closer to their children and grandchildren as well as brothers and sisters They especially enjoy spending more time with their three granddaughters Danielle Jennifer and Jordan and grandson Dalton We wish John Helen and their family much happiness in the years ahead

24 MAY 05

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

RLEY

Dr

y M

arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

-11

Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

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)13B

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)13B

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-3

(P)6

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(P)6

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(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 27: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 501 PM Page 25

AVA AILABLE NOWVAILABLE NOWCall 1-800-951-6247 and ask for Donna to order yourCall 1-800-951-6247 and ask for Donna to order yourcopies today or order online at wwwcopies today ag-riskorg or order online at wwwag-riskorg

PRIMERPRIMER (English) $150 each + Shipping Updated for the 2005 Crop Year

This Crop Insurance and Risk Management PRIMER is intended as an elementary introduction to crop insurance and agricultural risk management This 65 page publication was created from existing educational materials and edited with the risk management needs of those who have not previously participated in the crop insurance program in mind Small limited resource and socially disadvantaged farmers should find this material on basic risk management principles and crop insurance particularly useful

For your spanishFor your spanish speaking customersspeaking customers

Each four page fact sheet focuses on a different aspect of risk Risk Overview Production Risk Marketing Risk Financial Risk Human Resources and Legal Risk and a Crop Insurance Overview

2004 Guide to Crop Insurance in Spanish (6pg)

40cent each + Shipping

6 Spanish fact sheets $150 per set + Shipping

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

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-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

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(P)1

B-4

6B-7

2 1B

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6B-2

3 1B

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Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

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Cotto

n St

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CRAN

BERR

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(Pro

cess

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FIGS

FLAX

Pr

oduc

tion

Seed

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es

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NUTS

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MILL

ET

Alab

ama

1B-6

25B

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9B-5

(P)1

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ka

10B-

5 Ar

izona

1B

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16B-

9 1B

-7

10B-

6 10

B-3

Arka

nsas

1B

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5B-3

19B

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6B-3

1 10

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Calif

ornia

1B

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5B-1

2 1B

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10B-

4 10

B-23

(P

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6 10

B-31

10

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Color

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10B-

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1B-1

5 Co

nnec

ticut

Delaw

are

Florid

a 1B

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5B-2

4 Ge

orgia

1B

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aii

6B-3

10B

-3

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o 1B

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1 Illi

nois

1B-2

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diana

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a 1B

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(P)6

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nsas

1B

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Kent

ucky

Louis

iana

1B-2

55B

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Main

e 10

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(P)6

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Mar

yland

9B

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0B-1

0 (P

)6B-

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sach

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CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

)6B-

8 11

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esot

a 1B

-27

1B-8

69B

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(P)6

B-86

M

ississ

ippi

1B-6

65B

-66

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1 10

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Miss

ouri

1B-7

5B-

79B

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na

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A (P

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aska

9B

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0B-9

(P

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da

10B-

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(P)6

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Ham

pshir

e 10

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(P)6

B-1

New

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1B-2

Ne

w M

exico

1B

-11

5B-1

116

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1B

-3

New

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k 10

B-8

(P)6

B-8

10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

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(P)6

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t (P

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est V

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iscon

sin

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ming

10

B-23

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COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

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2

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Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

Dry

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n PE

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PE

PPER

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abam

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aska

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ornia

10

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lorad

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nnec

ticut

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Florid

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bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

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ild R

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)25B

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2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

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STAT

E SU

NFLO

WER

S SW

EETP

OTAT

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SWIN

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rley

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er

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arW

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er

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ampFir

e Cu

red

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Cure

d M

aryla

nd

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hM

arke

t To

mato

es

WAL

NUTS

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HEAT

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INTE

RSQ

UASH

Al

abam

aAl

aska

Arizo

naAr

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asCa

lifor

niaCo

lorad

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ticut

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are

Florid

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orgia

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aiiId

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ucky

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innes

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rsey

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icoNe

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ork

North

Car

olina

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ota

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e Isl

and

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rgini

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est V

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27

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19

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2

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63

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19

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6

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O

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09B

-18

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40

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A9B

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-22

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025

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-92

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-92

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45B

-54

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-105

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105

9B-9

9(P

)13B

-12

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105

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65B

-76

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16B

-76

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15B

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-84

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)13B

-84

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841B

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416

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316

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01B

-15

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59B

-31B

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29B

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)13B

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531B

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771B

-77

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771B

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0(P

)13B

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75B

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55B

-45

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65B

-66

9B-4

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)13B

-66

16B-

661B

-67

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79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

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39B

-31B

-21B

-76

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61B

-29

5B-2

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)13B

-29

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11B

-56

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61B

-16

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69B

-3

(P)6

B-2

(P)6

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(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 28: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 501 PM Page 26

26 MAY 05

Sometimes the solution to a problem is in onersquos own backyard For agricultural engineer Steven J Thomson readily available agricultural airplanes provided a solution to the need for high-resolution images as part of remote sensing tech-niques for the Mississippi Delta

Thomson located in the Agricultural Research Service (ARS) Application and Production Technology Research Unit in Stoneville Miss is applying remote sensing technology using agricul-tural aircraft to projects as diverse as managing crop water stress controlling invasive imported fire ants and produc-ing catfish

ldquoRemote sensing has opened a new window on our understanding of the Earth its climate and natural resources and the effects of our activities over the past 30 yearsrdquo says Mark A Weltz ARS national program leader for watershed and remote sensing research ldquoBut wersquore still learning how to extract the vast amount of information thatrsquos available and apply it to agricultural systems in cost-effective waysrdquo

Thomson first developed the method to collect field images as part of a practice known as precision agriculture The idea

TODAY RESEARCH

AGRICULTURAL AIRCRAFT

Agricultural engineer Steven Thomson (lower left) and engineering technician Roger Bright (lower right) check instal-lation of a camera system mounted on an agricultural aircraft as ARS pilot David Poythress checks the video monitors in the cockpit Photo by Stephen Ausmus ARSUSDA

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

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bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

RLEY

Dr

y M

arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

-11

Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

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19

19B-

7

1B-2

1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

1B-3

1B-2

1B-1

8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 29: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 501 PM Page 27

is to determine which areas of a field require more attention by growers of cotton soybeans corn and other crops This helps growers save on input costs such as fertilizer and pesticide and reduces the amount of pollutants that could potentially run off into the envi-ronment Thomson would like to use this system as a substitute for or to supple-ment images obtained by general avia-tion aircraft

ldquoAn advantage of agricultural aircraft is that theyrsquore much easier to schedule for frequent remote sensing because theyrsquore used in the field for spray operations anyway The imaging system essentially gets a free ride The setup includes an ergonomic control to allow for easy oper-ation by the pilot with minimal distrac-tionrdquo A slide-mounted box approved by the Federal Aviation Administration houses the camera he said

The new system is being studied for several applications such as detecting weeds in cotton and soybean fields using digital video and spotting nutrient or water stress in crops using thermal imaging

The researchers configured and mounted standard digital video multi-

OFFER A DIFFERENT VIEW OF REMOTE SENSING

CROP INSURANCE TODAY 27

Pilot David Poythress activates the cameras located in the belly of an agricultural aircraft with a remote

control strapped to his leg ARS engi-neers also installed a video monitor in

the cockpit to orient the pilot over the field Photo by Stephen Ausmus

ARSUSDA

RESEARCHTODAY

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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rth C

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Islan

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A 10

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ta

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66

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see

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ah

10B-

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rmon

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21

A 10

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rgini

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27

1B-6

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t Virg

inia

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sin

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I NSU

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BLE

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PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

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-79

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5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

EETP

OTAT

OES

SWIN

E Bu

rley

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er

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ampFir

e Cu

red

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d M

aryla

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HEAT

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INTE

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UASH

Al

abam

aAl

aska

Arizo

naAr

kans

asCa

lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

aKa

nsas

Kent

ucky

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iana

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eM

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nd

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sach

uset

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innes

ota

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pshir

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rsey

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icoNe

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ork

North

Car

olina

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onPe

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lvania

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and

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rgini

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est V

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-35

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-18

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40

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-21B

-22

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-42

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-92

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-92

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-105

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105

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-76

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16B

-76

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15B

-41

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-23

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39B

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-84

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)13B

-84

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316

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-26

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-82

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29B

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35B

-53

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)13B

-53

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-77

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79B

-30

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771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

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75B

-57

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55B

-45

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65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 30: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 28

TODAYRESEARCH

An infrared image can distinguish weeds from cotton Technician Roger Bright (seated) and agricultural engineer Steven Thomson compare the infrared image to a standard photo (right monitor) Photo by Stephen Ausmus ARSUSDA

spectral and thermal-imaging cameras on the aircraft The cameras give scienshytists the ability to ldquoseerdquo reflected and thermally emitted electromagnetic waves not otherwise visible to the human eye according to Thomson

The plane can also be equipped with digital still cameras which can have higher resolution than video cameras A computer program uses a Global Posishytioning System (GPS) to determine when the plane passes over a desired area of the field and activates the camerarsquos shutter The slight lag time that occurs with digital camera shutters is accounted for in the program

Agricultural aircraft can be flown much lower than larger planes ldquoFlying low avoids interference experienced with satellite images which requires atmosshypheric correctionsrdquo Thomson says But

low flights limit the ability to capture images of large areas all at once That problem is overcome by ldquomosaicingrdquo which involves making multiple flights over the site and assembling many images taken over different portions The challenge is to define the altitude that will result in the best images in terms of size resolution and area covered

Putting A New Method to Good Use

Thomson and colleagues in the ARS Southern Weed Science Research Unit also in Stoneville were able to distinshyguish between different weed species and cotton and soybean plants in field studshyies This demonstrates the feasibility of using planes or ground sprayers to apply as little pesticide as needed Using digital data the researchers could spot weeds

among early cotton at an altitude of 65 meters (about 215 feet)

Thermal images of cotton fields may help identify practices that favor higher soil temperatures Warmer soil correlates with earlier emergence which can beneshyfit crop vigor in early-season cotton

Water stress is a familiar problem to growers in the Mississippi Delta It is more difficult to detect crop water status by remote sensing in humid climates than in semiarid climates because of limited canopy cooling by evaporation At the same time they are being used to spray pesticides agricultural planes can be used to obtain canopy heat signatures to assist in irrigation scheduling

Another major problem for farmers and ranchers in parts of the mid-south are imported fire antsmdashred black and a hybrid of the two Their painful stings

28 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

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NATIONAL FFA FOUNDATION

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QTY PRICE SHIPPING TOTAL

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METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

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RLEY

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t Pr

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sing

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ama

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ka

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izona

10

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kans

as

10B-

1 Ca

lifor

nia

(P)2

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6 10

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are

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rida

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)17B

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gia

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nois

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diana

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wa

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as

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ucky

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B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

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esot

a 10

B-2

1B-7

4(P

)13B

-74

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B-15

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ississ

ippi

Miss

ouri

10B-

9 1B

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tana

1B

-1

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5(P

)13B

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1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

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da

1B-2

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-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

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3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

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Penn

sylva

nia

(P)2

2B-1

4 21

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B-15

Rh

ode

Islan

d (P

)22A

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Sout

h Ca

rolin

a 10

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uth

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ta

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)13B

-28

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66

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nnes

see

10B-

2 1B

-8

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4 Te

xas

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10B-

3 Ut

ah

10B-

2 1B

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rmon

t (P

)22A

21

A 10

B-7

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rgini

a (P

)22B

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Was

hingt

on

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2B-1

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O 10

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t Virg

inia

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W

iscon

sin

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Wyo

ming

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-2

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-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

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12

Color

ado

23A

23A

Conn

ectic

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lawar

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rida

(P)1

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)10B

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17B-

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orgia

(P

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aiiId

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616

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is (P

)10B

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23A

23A

India

na

23A

23A

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A 23

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23

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(P)1

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aryla

ndM

assa

chus

etts

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igan

(P)1

0B-5

(P

)10B

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23A

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(P)7

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a 1B

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23A

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issipp

i (P

)10B

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ouri

23A

23A

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tana

1B

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(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

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w H

amps

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New

Jers

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(P)1

0B-2

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(P

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w Y

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rth C

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na

(P)1

0B-6

(P

)10B

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North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

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Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

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(P)1

0B-1

W

ashin

gton

(P

)10B

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(P)1

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(P)7

B-9

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7 W

est V

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a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

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egon

Penn

sylva

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ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

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Was

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on

Wes

t Virg

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Wisc

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Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

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10B-

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10B-

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B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

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10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

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16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

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1B-1

405

B-14

0

1B-1

75B

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1B-1

025

B-10

28B

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9B-9

4(P

)13B

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16B

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1B-9

25B

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8B-8

49B

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(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

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9B-

100

(P)1

3B-6

16B

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1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

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16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

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5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

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5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

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6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

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(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

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6B-9

3 1B

-82

6B-1

7 1B

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(P)1

0B-3

6A 6A

1B

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6A

(P)1

0B-3

6A

1B

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(P)1

0B-1

2 6A

1B

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(P)1

B-19

6B

-53

1B-5

3 6B

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1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

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(P)1

0B-6

6A

1B

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6A 6A

1B-3

7 6B

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1B-6

6 6A

1B

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6B-2

54

1B-1

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(P)1

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4 6B

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1B-1

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6A6B

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1B

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(P)1

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(P)1

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6A

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6B-5

5 1B

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(P)1

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Extra

Long

CU

CUM

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Fo

rage

Fo

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Ta

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MAC

ADAM

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CRAN

BERR

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(Pro

cess

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FIGS

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Pr

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MILL

ET

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ka

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izona

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1B

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Calif

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Color

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nois

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a 1B

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nsas

1B

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ucky

Louis

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Main

e 10

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Mich

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bull May 05 NCIS TODAY 41405 502 PM Page 38

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bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

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bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

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Page 31: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 29

RESEARCHTODAY

can ultimately lead to death for some people and newborn livestock Thomson is helping Stoneville researchers learn more about the antsrsquo behavior so they can develop more effective biological control methods They know that fire ant mounds heat up in morning hours more quickly than the surrounding soil does So the researchers are using thershymal cameras to measure infrared emisshysion (heat) and locate the mounds which appear as bright spots in images taken from above

Aquaculture could also benefit from remote-sensing methods Thomson and Paul Zimba of the Catfish Genetics Research Unit in Stoneville are studying a way to detect harmful algal species in catfish production ponds before the problem gets out of hand The researchers can now identify specific types of algae by color visible on digital video shot during the low-altitude flights Unwanted algae are distinguishable by their chlorophyll and carotenoid compounds With enough data the scientists can predict when certain types of algae are present

Another project is to find out why double-crested cormorants tend to pluck catfish fingerlings out of some ponds but not others Thomson and Andy Radom-ski of the Harry K Dupree National Aquaculture Research Center in Stuttgart Ark think pond color and condition may have some effect

Editorrsquos Note This article was published in the March 2005 issue of Agricultural Research magazine TODAY

Once images have been retrieved from an agricultural aircraft ARS scientists combine them to create a mosaic for study This mosaic was used in a study of several catfish ponds near Lake Village Ark Photo by Roger Bright ARSUSDA

CROP INSURANCE TODAY 29

bull May 05 NCIS TODAY 41405 502 PM Page 30

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bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

RLEY

Dr

y M

arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

-11

Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

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23A

23A

23A

23A

23A

23A

19B-

23

19B-

119

19B-

5

19B-

18

19B-

13

19B-

73

19B-

19

19B-

7

1B-2

1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

1B-3

1B-2

1B-1

8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 32: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 30

AVA AILABLE NOWVAILABLE NOWOnly 14cent each plus shipping and handlingOnly 14cent each plus shipping and handling Call 1-800-951-6247 ask for Donna toCall 1-800-951-6247 ask for Donna to order your copies todayorder your copies today

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

Fres

h ST

ATE

AGR

AGR-

Lite

SEED

AL

MON

DS

APPL

ES

Fres

h Pr

oces

sing

Avoc

ado

Trees

BA

RLEY

Dr

y M

arke

t Pr

oces

sing

Alab

ama

Alas

ka

21A

1B-4

Ar

izona

10

B-2

1B-5

Ar

kans

as

10B-

1 Ca

lifor

nia

(P)2

2B-8

1B

-1

1B-1

6 10

B-25

10

B-13

CEO

10B-

13CE

O (P

)4B-

6 1B

-33

1B-1

8 Co

lorad

o 10

B-3

1B-3

516

B-25

1B

-24

Conn

ectic

ut

(P)2

2A

21A

10A

Delaw

are

(P)2

2A

21A

1A

10B-

2 Flo

rida

(P)2

2B-6

(P

)1B-

1 (P

)17B

-1

(P)6

B-1

Geor

gia

10B-

7 1B

-4

Haw

aiiId

aho

(P)2

2B-3

21

A 1B

-1

10B-

5 10

B-4

1B-4

3(P

)13B

-43

16B-

43

10B-

15

10B-

2 Illi

nois

10B-

6 1B

-10

10B-

4 In

diana

10

B-10

1B

-7

10B-

3 Io

wa

1B-1

4 1B

-4

Kans

as

1B-7

5 1B

-11

Kent

ucky

1B

-15

Louis

iana

Main

e (P

)22A

21

A 10

B-11

1A

M

aryla

nd

(P)2

2B-2

1 21

B-23

10

B-7

1B-1

8 10

B-10

M

assa

chus

etts

(P

)22A

21

A 10

B-12

M

ichiga

n (P

)22B

-9

10B-

25

1B-7

6 1B

-33

10B-

11

Minn

esot

a 10

B-2

1B-7

4(P

)13B

-74

16B-

74

1B-4

1 10

B-15

M

ississ

ippi

Miss

ouri

10B-

9 1B

-17

Mon

tana

1B

-1

1B-5

5(P

)13B

-55

16B-

55

1B-1

8 Ne

bras

ka

1B-2

6 1B

-26

Neva

da

1B-2

1B

-12

New

Ham

pshir

e (P

)22A

21

A 10

A Ne

w Je

rsey

(P

)22A

21

B-20

10

B-12

1B

-7

10B-

3 Ne

w M

exico

10

B-4

1B-4

1B

-4

10B-

1 Ne

w Y

ork

(P)2

2B-1

6 21

B-52

10

B-22

1B

-15

1B-1

3 10

B-18

No

rth C

aroli

na

21A

10B-

18

1B-5

7 (P

)6B-

2 No

rth D

akot

a 1B

-53

(P)1

3B-5

316

B-53

1B

-41

Ohio

10B-

15

1B-5

1B

-4

Oklah

oma

1B-2

4 Or

egon

(P

)22B

-11

21A

1B-1

10

B-15

10

B-5

1B-3

0(P

)13B

-30

10B-

2 10

B-9

Penn

sylva

nia

(P)2

2B-1

4 21

B-66

10

B-43

CEO

1B-5

4 10

B-15

Rh

ode

Islan

d (P

)22A

21

A 10

B-4

Sout

h Ca

rolin

a 10

B-5

1B-6

So

uth

Dako

ta

1B-6

6(P

)13B

-28

16B-

66

1B-2

1 Te

nnes

see

10B-

2 1B

-8

10B-

4 Te

xas

1B-4

3 1B

-18

10B-

3 Ut

ah

10B-

2 1B

-25

10B-

1 Ve

rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

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Oklah

oma

1B-1

5B-

1 1B

-6

1B-6

35B

-63

16B-

63Or

egon

1B

-6

Penn

sylva

nia

1B-4

95B

-49

Rhod

e Isl

and

Sout

h Ca

rolin

a 1B

-3

1A5

A8B

-19

9B-1

9So

uth

Dako

ta

1B-1

3 1B

-10

1B-4

85B

-48

8B-2

19B

-21

16B-

48Te

nnes

see

1B-1

4B-

1 1B

-76

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68B

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916

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s 1B

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1B

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ont

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inia

1B-8

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9B-

616

B-86

Was

hingt

on

1B-5

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est V

irgini

a 1B

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0 W

iscon

sin

1B-6

25B

-62

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4W

yomi

ng

1B-7

RICE

SO

RGHU

M

Hybr

id Sil

age

Grain

Sor

ghum

Se

ed

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hum

1B-3

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-51

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51B

-18

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88B

-39

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(P)2

5B-2

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1B-5

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51B

-82

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2

1B-6

25B

-62

1B-1

75B

-17

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25B

-32

1B-1

055

B-10

58B

-86

9B-8

6 (P

)25B

-37

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45B

-24

1B-3

45B

-34

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35B

-13

1B-1

5B-

11B

-49

5B-4

91B

-92

5B-9

28B

-19

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1B-7

55B

-75

8B-2

09B

-20

1B-2

1B-1

05B

-10

8B-2

9B-

2 20

B-2

1B-1

71B

-81

5B-8

11B

-15

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1B-7

5B-

71B

-71

5B-7

18B

-29

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1B-5

7

1B-2

25B

-22

1B-5

95B

-59

8B-2

9B-

21B

-35

5B-3

51B

-202

5B-

202

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-34

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3B-2

01

20B-

19

1B-7

95B

-79

1B-2

5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

EETP

OTAT

OES

SWIN

E Bu

rley

Cigar

Bind

er

Cigar

Filler

Cig

arW

rapp

er

Dark

Air

ampFir

e Cu

red

Flue

Cure

d M

aryla

nd

Fres

hM

arke

t To

mato

es

WAL

NUTS

W

HEAT

W

INTE

RSQ

UASH

Al

abam

aAl

aska

Arizo

naAr

kans

asCa

lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

aKa

nsas

Kent

ucky

Louis

iana

Main

eM

aryla

nd

Mas

sach

uset

tsM

ichiga

nM

innes

ota

Miss

issipp

iM

issou

riM

onta

naNe

bras

kaNe

vada

New

Ham

pshir

eNe

w Je

rsey

New

Mex

icoNe

w Y

ork

North

Car

olina

North

Dak

ota

Ohio

Oklah

oma

Oreg

onPe

nnsy

lvania

Rhod

e Isl

and

Sout

h Ca

rolin

aSo

uth

Dako

taTe

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see

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s Ut

ahVe

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rgini

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est V

irgini

a W

iscon

sinW

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ng

1B-1

716

B-17

1B-6

916

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016

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-11B

-30

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316

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116

B-51

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0

1B-2

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3

2B-1

23A

23A

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19B-

23

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119

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19B-

18

19B-

13

19B-

73

19B-

19

19B-

7

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1B-3

18B-

11

1B-3

1B-2

1B-3

18B-

27

18B-

11

18B-

19

18B-

2

18B-

1618

B-48

18B-

63

18B-

19

18B-

25

1B-5

1B-1

1B-2

1B-5

1B-6

1B-4

6B-

161B

-5

1B-4

1B-4

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1B-1

8

1B-2

1B-1

3

1B-7

1B-2

1B-5

1B-6

1B-1

9

1B-1

6

1B-1

10B-

26CE

O

1B-5

85B

-58

1B-2

1B-1

15B

-11

1B-5

35B

-53

9B-2

416

B-53

1B-3

55B

-35

9B-1

31B

-40

5B-4

09B

-18

16B-

40

1A5

A9B

-21B

-22

1B-1

285

B-12

89B

-4

1B-4

25B

-42

(P)1

3B-4

16B

-42

1B-1

025

B-10

29B

-34

1B-9

25B

-92

9B-5

16B

-92

1B-5

45B

-54

16B-

541B

-105

5B-

105

9B-9

9(P

)13B

-12

16B-

105

1B-7

65B

-76

9B-9

16B

-76

1B-4

15B

-41

1A1B

-23

5B-2

39B

-4

1B-7

35B

-73

9B-1

616

B-73

1B-8

45B

-84

9B-2

3(P

)13B

-84

16B-

841B

-77

5B-7

79B

-41B

-96

5B-9

69B

-37

16B-

961B

-54

5B-5

49B

-33

(P)1

3B-5

416

B-54

1B-8

25B

-82

9B-3

316

B-82

1B-1

25B

-12

1B-1

01B

-15

5B-1

59B

-31B

-26

5B-2

61B

-82

5B-8

29B

-10

1B-5

35B

-53

9B-5

3(P

)13B

-53

16B-

531B

-77

5B-7

79B

-30

16B-

771B

-77

5B-7

79B

-40

16B-

771B

-30

5B-3

0(P

)13B

-30

1B-5

75B

-57

1B-4

55B

-45

1B-6

65B

-66

9B-4

1(P

)13B

-66

16B-

661B

-67

5B-6

79B

-81

6B-6

71B

-206

5B-

206

9B-5

91B

-23

5B-2

39B

-31B

-21B

-76

5B-7

61B

-29

5B-2

9(P

)13B

-29

1B-2

11B

-56

5B-5

61B

-16

5B-1

69B

-3

(P)6

B-2

(P)6

B-1

(P)6

B-5

(P)6

B-4

(P)6

B-4

(P)6

B-2

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 33: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 31

RESEARCH TODAY

Dr Harlene Hatterman-Valenti is an assistant professor in the Department of Plant Sciences at North Dakota State University in Fargo ND She is the high-value crop specialist that conducts applied research on vegetable and small fruit crops with an emphasis on potatoes onions juneberries and grapes Many of her research trials are in response to grower issues especially when farmers are concerned about weed control or herbishycide injury

Harlene grew up on a farm in northeast Nebraska where she became quite familiar with production practices for a farm that had a little bit of everythingmdashlivestock corn soybeans and forages Since she had no brothers Harlene experienced all aspects of farming and chores on a daily basis Harlene earned a BS degree in Biolshyogy at Kearney State College located in central Nebraska She received her MS degree in Horticulture from the University of Nebraska ndash Lincoln and her PhD at Iowa State University with a co-major of Agronomy and Horticulture under the supervision of Dr Micheal Owen and Dr Nick Christians At ISU Harlene was also an extension specialist responsible for weed management issues in fruits vegetashybles and right-of-ways Helping growers with production concerns was one of the most satisfying aspects of Harlenersquos seven years at ISU and ultimately the reason she gravitated back to the university system

In 2003 Dr Hatterman-Valenti began a project with Dr Mark Zarnstorff from National Crop Insurance Services to study the bulking rates of lsquoShepodyrsquo and lsquoRusset Norkotahrsquo two commercial cultivars that have oblong tubers that mature much earlier than lsquoRusset Burbankrsquo Russet

DR HARLENE HATTERMAN-VALENTIAssistant Professor Department of Plant Sciences North Dakota State University

Norkotah was developed by the North Dakota Agricultural Experiment Station and released in 1987 It has a russet skin and is a good baker and boiler but does not have adequate characteristics for processshying into french fries Shepody was released by Agriculture Canada Fredericton New Brunswick in 1982 It has a white skin and is excellent for processing into french fries right out of the field or shortly after harvest but does not have characteristics for extended storage and processing like the Russet Burbank cultivar

The bulking study was repeated in 2004 In addition a hail simulation study was initiated with Shepody Shepody was chosen because it is more commonly grown compared to Russet Norkotah in North Dakota This trial compared tuber yield and quality from nine defoliation treatments to a control treatment Hail injury was simulated with a weed whip where 33 percent 66 percent and 100 percent of the foliage was removed on one of three dates June 29 July 14 or August 10 which coincided with tuber initiation early bulking and late bulking stages Treatments were harvested September 23 and then graded Subsamshyples were collected for sugar-end scoring since this cultivar is almost exclusively used for processing into french fries in North Dakota

Data from the first year study indicated that all simulated hail treatments reduced marketable tubers compared to the untreated control treatment All tuber grade categories were decreased but two treatments (Stage 2 66 percent and Stage 2 100 percent defoliation) also produced more cull tubers (less than four ounces) than the untreated Approximately 50 percent of the total yield for the Stage 2 and 100 percent defoliation treatment was

unmarketable Stage 1 100 percent defolishyation and Stage 2 66 percent defoliation had the next greatest yield reduction for marketable tubers Results also showed that even though Stage 1 and 2 100 percent defoliation had the lowest marketable yields the cause was quite different Stage 1 100 percent defoliation had marketable yield reduction due to an overall reduction in the number of tubers produced and limited carbohydrate production while the marketable yield reduction in Stage 2 100 percent was due to too many tubersplant for the limited carbohydrate production

Sixty percent of the tubers produced in the untreated plot would receive a premium price by processors since tubers were greater than or equal to six ounces A downward trend occurred with increasing defoliation for Stage 1 (tuber initiation) and Stage 2 (early bulking) There was little difference in the percentage of greater than or equal to six ounce tubers with the Stage 3 (late bulking) timing regardless of the degree of defoliation

Stage 2 defoliation regardless of the degree of defoliation darkened french fries almost 1 point on the USDA color chart The percentage of sugar-end fries from Stage 2 tubers were also greater than other treatments and increased as defoliation increased Thus Shepody processing qualshyity can be negatively affected by a defoliashytion stress especially during the early bulking growth stage

Dr Hatterman-Valenti will be repeatshying the hail simulation trial in 2005 In addition to Shepody Harlene will examine the effect of hail on Russet Norkotah under North Dakota growing conditions Shersquos looking forward to seeing how these two cultivars respond to defoliation under weather conditions that should be quite different than those during 2004 TODAY

CROP INSURANCE TODAY 31

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

ALFA

LFA

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AGR-

Lite

SEED

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izona

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as

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ippi

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ode

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d (P

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rolin

a 10

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uth

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ta

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Was

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t Virg

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iscon

sin

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I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

-27

(P)1

B-4

6B-7

2 1B

-72

6B-2

3 1B

-17

Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

ATE

Cotto

n St

aple

CRAN

BERR

IES

(Pro

cess

ing)

FIGS

FLAX

Pr

oduc

tion

Seed

ing

Grap

es

Grap

es

NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

-62

9B-5

(P)1

3B-4

Alas

ka

10B-

5 Ar

izona

1B

-95

B-9

16B-

9 1B

-7

10B-

6 10

B-3

Arka

nsas

1B

-31

5B-3

19B

-51

6B-3

1 10

B-2

Calif

ornia

1B

-12

5B-1

2 1B

-5

10B-

4 10

B-23

(P

)6B-

6 10

B-31

10

B-9

Color

ado

10B-

2 10

B-1

1B-1

5 Co

nnec

ticut

Delaw

are

Florid

a 1B

-24

5B-2

4 Ge

orgia

1B

-100

5B-

100

(P)1

3B-4

Haw

aii

6B-3

10B

-3

Idah

o 1B

-1

10B-

1 Illi

nois

1B-2

9B-

2 In

diana

Iow

a 1B

-39

(P)6

B-39

Ka

nsas

1B

-26

5B-2

6 1B

-3

Kent

ucky

Louis

iana

1B-2

55B

-25

9B-9

16B

-25

Main

e 10

B-2

(P)6

B-2

Mar

yland

9B

-31

0B-1

0 (P

)6B-

10

Mas

sach

uset

ts

1B-6

CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

)6B-

8 11

B-4

Minn

esot

a 1B

-27

1B-8

69B

-38

(P)6

B-86

M

ississ

ippi

1B-6

65B

-66

9B-1

1 10

B-2

Miss

ouri

1B-7

5B-

79B

-3

11B-

1 M

onta

na

1B-3

10

A (P

)6A

Nebr

aska

9B

-91

0B-9

(P

)6B-

8 1B

-13

Neva

da

10B-

17

(P)6

B-4

New

Ham

pshir

e 10

B-1

(P)6

B-1

New

Jers

ey

1B-2

Ne

w M

exico

1B

-11

5B-1

116

B-11

1B

-3

New

Yor

k 10

B-8

(P)6

B-8

10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

B-13

Ut

ah

10B-

11

(P)6

B-15

Ve

rmon

t (P

)6B-

1 Vi

rgini

a 1B

-15

5B-1

5 W

ashin

gton

1B

-2

10B-

6CEO

W

est V

irgini

aW

iscon

sin

1B-1

5 1B

-72

9B-6

2 (P

)6B-

72

Wyo

ming

10

B-23

(P

)6B-

23

1B-2

COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

)7B-

2

(P)9

B-39

(P)7

B-3

(P)7

B-2

(P)9

B-10

Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

Dry

Gree

n PE

CANS

PE

PPER

S PL

UMS

POPC

ORN

POTA

TOES

PR

UNES

Al

abam

a 10

B-9

1B-2

79B

-8

(P)1

5B-2

1B

-1

10B-

4 Al

aska

10

B-3

Arizo

na

(P)1

5B-5

10

B-2

Arka

nsas

10

B-14

1B

-2

Calif

ornia

10

B-7C

EO

10B-

10CE

O 10

B-7C

EO

10B-

9 10

B-7

10B-

5 10

B-14

Co

lorad

o 10

B-3

1B-5

1B

-81

0B-2

Co

nnec

ticut

10

B-2

1B-1

De

lawar

e 10

A 10

B-2

Florid

a 10

B-1

1B-2

1 6B

-13

10B-

15

Geor

gia

1B-2

6 1B

-75

9B-2

6 (P

)15B

-82

Haw

aiiId

aho

10B-

4 10

B-18

10

B-10

10

B-26

CEO

Illino

is 10

B-4

10B-

7 1B

-61

India

na

1B-7

4 10

B-7

Iow

a 10

B-4

1B-4

0 10

B-3

Kans

as

1B-9

Ke

ntuc

ky

10B-

2 1B

-6

Louis

iana

10B-

5 1B

-1

Main

e 10

B-1

1B-5

CEO

Mar

yland

10

B-5

10B-

7 10

B-3

Mas

sach

uset

ts

10B-

1 1B

-2

Mich

igan

10B-

9 10

B-1

1B-5

1B

-36

Minn

esot

a 1B

-1

10B-

34

1B-3

10

B-28

M

ississ

ippi

10B-

12

1B-8

M

issou

ri 10

B-2

1B-1

7 1B

-2

Mon

tana

1B

-18

10B-

8 Ne

bras

ka

1B-6

1 10

B-12

Ne

vada

10

B-1

New

Ham

pshir

eNe

w Je

rsey

10

B-8

10B-

6 Ne

w M

exico

1B

-3

(P)1

5B-1

10

B-5

New

Yor

k 10

B-5

10B-

17

1B-1

5 No

rth C

aroli

na

10B-

20

1B-2

39B

-6

1B-1

0 No

rth D

akot

a 1B

-53

1B-6

10B

-21

Ohio

1B-3

4 1B

-6

Oklah

oma

10B-

8 1B

-38

10B-

3 Or

egon

10

B-5

10B-

6 10

B-3

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3 10

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nnsy

lvania

10

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e Isl

and

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h Ca

rolin

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uth

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ta

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nnes

see

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s 10

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ont

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rgini

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on

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t Virg

inia

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6 W

iscon

sin

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40

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17

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ming

10

B-2

PEAC

HES

PEAS

bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

vate

d SU

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STAT

E W

ild R

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Rice

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abam

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kaAr

izona

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nsas

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-43

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65B

-56

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29B

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216

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Calif

ornia

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4 1B

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ado

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nnec

ticut

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are

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Florid

a 1B

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orgia

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waii

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o 1B

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nois

1B-1

025

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)13B

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-102

India

na

1B-9

25B

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ucky

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iana

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ippi

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ouri

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uth

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est V

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ed

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-82

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-62

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-32

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055

B-10

58B

-86

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6 (P

)25B

-37

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-24

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45B

-34

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-13

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11B

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2 20

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-81

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-15

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1B-7

5B-

71B

-71

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-29

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7

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25B

-22

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-59

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9B-

21B

-35

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51B

-202

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202

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49B

-34

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3B-2

01

20B-

19

1B-7

95B

-79

1B-2

5B-

2

bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

CCO

TOM

ATOE

S

STAT

E SU

NFLO

WER

S SW

EETP

OTAT

OES

SWIN

E Bu

rley

Cigar

Bind

er

Cigar

Filler

Cig

arW

rapp

er

Dark

Air

ampFir

e Cu

red

Flue

Cure

d M

aryla

nd

Fres

hM

arke

t To

mato

es

WAL

NUTS

W

HEAT

W

INTE

RSQ

UASH

Al

abam

aAl

aska

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naAr

kans

asCa

lifor

niaCo

lorad

oCo

nnec

ticut

Delaw

are

Florid

aGe

orgia

Haw

aiiId

aho

Illino

isIn

diana

Iow

aKa

nsas

Kent

ucky

Louis

iana

Main

eM

aryla

nd

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sach

uset

tsM

ichiga

nM

innes

ota

Miss

issipp

iM

issou

riM

onta

naNe

bras

kaNe

vada

New

Ham

pshir

eNe

w Je

rsey

New

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icoNe

w Y

ork

North

Car

olina

North

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Ohio

Oklah

oma

Oreg

onPe

nnsy

lvania

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e Isl

and

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h Ca

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uth

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s Ut

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est V

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O

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-11

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-18

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-22

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285

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-42

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)13B

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)13B

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 34: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 32

TODAYCROP INSURANCE

RICHARD ROGERS RETIRESAFTER 34 YEARS IN CROP INSURANCE

After 34 years of service Richard Rogers First Vice President of Farmers Crop Insurance Alliance Inc retired April 1 2005 Richard was employed in 1971 when the crop hail department of Blakely General Agency was acquired and Blakely Crop Hail Inc was formed He was hired on to handle the financial accounting and business operations for the company During his tenure he was appointed first vice president and later President of Blakely Crop Hail Inc In 2004 Blakely Crop Hail Inc merged with their sister company North Central Crop Insurance out of Eau Claire WI to form Farmers Crop Insurance Alliance Inc

Richard is a graduate of Oskaloosa High School Highland Junior College and Washburn University He currently resides in Meriden KS with his wife Becky He has two children Melissa and Jason and two grandshychildren Throughout Richardrsquos career he has served on numerous NCIS committees and was also a member of the Meriden School Board for a period of time

We wish Roger the very best during his retirement

32 MAY 05

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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I NSU

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BLE

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PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

-3

(P)1

0B-2

1B

-3

Haw

aiiId

aho

1B-2

616

B-26

10

B-4

Illino

is (P

)10B

-3

23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

A Ke

ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

-18

(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

Ne

w M

exico

(P

)7B-

2 Ne

w Y

ork

(P)1

0B-3

No

rth C

aroli

na

(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

0B-2

1B

-11

(P)7

B-9

10B-

7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

aOr

egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

-102

1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

-24

16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

-13

(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

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(P)1

B-4

6B-7

2 1B

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6B-2

3 1B

-17

Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

IAST

ATE

Cotto

n St

aple

CRAN

BERR

IES

(Pro

cess

ing)

FIGS

FLAX

Pr

oduc

tion

Seed

ing

Grap

es

Grap

es

NUTS

TRE

ES

MILL

ET

Alab

ama

1B-6

25B

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9B-5

(P)1

3B-4

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ka

10B-

5 Ar

izona

1B

-95

B-9

16B-

9 1B

-7

10B-

6 10

B-3

Arka

nsas

1B

-31

5B-3

19B

-51

6B-3

1 10

B-2

Calif

ornia

1B

-12

5B-1

2 1B

-5

10B-

4 10

B-23

(P

)6B-

6 10

B-31

10

B-9

Color

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10B-

2 10

B-1

1B-1

5 Co

nnec

ticut

Delaw

are

Florid

a 1B

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5B-2

4 Ge

orgia

1B

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5B-

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(P)1

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Haw

aii

6B-3

10B

-3

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o 1B

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1 Illi

nois

1B-2

9B-

2 In

diana

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a 1B

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(P)6

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nsas

1B

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Kent

ucky

Louis

iana

1B-2

55B

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9B-9

16B

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Main

e 10

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(P)6

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Mar

yland

9B

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0B-1

0 (P

)6B-

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Mas

sach

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1B-6

CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

)6B-

8 11

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esot

a 1B

-27

1B-8

69B

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(P)6

B-86

M

ississ

ippi

1B-6

65B

-66

9B-1

1 10

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Miss

ouri

1B-7

5B-

79B

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11B-

1 M

onta

na

1B-3

10

A (P

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aska

9B

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0B-9

(P

)6B-

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da

10B-

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(P)6

B-4

New

Ham

pshir

e 10

B-1

(P)6

B-1

New

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1B-2

Ne

w M

exico

1B

-11

5B-1

116

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1B

-3

New

Yor

k 10

B-8

(P)6

B-8

10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

B-13

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10B-

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(P)6

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rmon

t (P

)6B-

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ashin

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est V

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iscon

sin

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ming

10

B-23

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23

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COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

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2

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(P)7

B-2

(P)9

B-10

Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

Dry

Gree

n PE

CANS

PE

PPER

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POPC

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abam

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aska

10

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na

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nsas

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1B

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Calif

ornia

10

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lorad

o 10

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1B-5

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nnec

ticut

10

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lawar

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Florid

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gia

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9B-2

6 (P

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aiiId

aho

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as

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yland

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igan

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ri 10

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sin

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bull May 05 NCIS TODAY 41405 502 PM Page 39

Culti

vate

d SU

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STAT

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ild R

ice

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izona

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ornia

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bull May 05 NCIS TODAY 41405 503 PM Page 40

TOBA

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HEAT

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INTE

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abam

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orgia

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aiiId

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ucky

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ork

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 35: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 33

CROP INSURANCE TODAY 33

ldquoliving the legacyrdquo commemorated in a collectorrsquos print

ldquoLiving the Legacyrdquo

New Holland and New Holland Credit have commissioned a heartwarming limited edition print in support of The National FFA Organization as they celebrate the 75th year of their commitment to developing leaders and making a

positive difference in the lives of young people

This limited edition print captures the excitement of an important day in the life of rural America ndash the day a new tractor is delivered to the family farm These beautiful artist-quality prints measure 18 x 24 and are ready for framing Great idea for gifts mdash at home or the office

Each limited edition print can be purchased for a donation of $100 plus $10 shipping and handling ($100 is a tax-deductible donation to the FFA Foundation) Itrsquos a great way to show your pride in the living legacy of farming and to support an organization that is at the forefront of developing tomorrowrsquos leaders through agricultural education

Visit wwwffaorg for more information

NEW HOLLAND FFA PRINT

Name

Street Address

City State

Zip Phone ( )

Make checks payable to

FFA FOUNDATION

Send order form along with payment to

NATIONAL FFA FOUNDATION

ATTN NEW HOLLAND PRINT

6060 FFA DRIVE

INDIANAPOLIS IN 46268

Phone 317-802-6050 Fax 317-802-6051

QTY PRICE SHIPPING TOTAL

$10000 $1000

Add $10 shippinghandling fee for each item ordered Allow 4-6 weeks for delivery

METHOD OF PAYMENT (Payment must accompany order)

Check Money Order (Sorry no CODrsquos)

AMERICAN EXPRESS VISA MASTERCARD

DISCOVER

Cardholder Name (Please print)

Signature

Card Number

Card Expiration monthyear _____ _____ _____ ______

Our thanks to the following individuals and companies for their generous donation of time and services Acorn Press Maclay amp Shoemaker Graphics HB Fritz amp Associates Image Brokers Larry Groff Lancaster Tractor and Equipment the Ahl family Amalie Bartlebaugh Michael Brammer Pennsylvania FFA Association Executive Manager Eric Chamberlin and Melissa Sankey Pennsylvania FFA Association Officers

NEW HOLLAND IS A BRAND OF CNH A GLOBAL LEADER IN AGRICULTURAL AND CONSTRUCTION EQUIPMENT AND FINANCIAL SERVICES copy 2004 CNH America LLC

bull May 05 NCIS TODAY 41405 502 PM Page 34

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rmon

t (P

)22A

21

A 10

B-7

1B-1

Vi

rgini

a (P

)22B

-40

10B-

27

1B-6

1 (P

)6B-

2 10

B-2

Was

hingt

on

(P)2

2B-1

1 21

A 1B

-2

10B-

13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

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(P)1

0B-2

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Haw

aiiId

aho

1B-2

616

B-26

10

B-4

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is (P

)10B

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23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

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ntuc

kyLo

uisian

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aine

(P)1

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aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

-29

16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

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(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

ey

(P)1

0B-2

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w M

exico

(P

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w Y

ork

(P)1

0B-3

No

rth C

aroli

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(P)1

0B-6

(P

)10B

-1

North

Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

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1B

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(P)7

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7 W

est V

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a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

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egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

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1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

-102

16B

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1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

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16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

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5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

-3

6A6B

-102

1B

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(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

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(P)1

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6B-7

2 1B

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6B-2

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Extra

Long

CU

CUM

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Fo

rage

Fo

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Ta

ble

MAC

ADAM

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n St

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(Pro

cess

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Pr

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ET

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ka

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izona

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6 10

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1B

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Calif

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(P

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Color

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ticut

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Florid

a 1B

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5B-2

4 Ge

orgia

1B

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aii

6B-3

10B

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a 1B

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nsas

1B

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ucky

Louis

iana

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Main

e 10

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(P)6

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Mar

yland

9B

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0B-1

0 (P

)6B-

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Mas

sach

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1B-6

CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

)6B-

8 11

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Minn

esot

a 1B

-27

1B-8

69B

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(P)6

B-86

M

ississ

ippi

1B-6

65B

-66

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1 10

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Miss

ouri

1B-7

5B-

79B

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na

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A (P

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aska

9B

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(P

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8 1B

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Neva

da

10B-

17

(P)6

B-4

New

Ham

pshir

e 10

B-1

(P)6

B-1

New

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ey

1B-2

Ne

w M

exico

1B

-11

5B-1

116

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1B

-3

New

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k 10

B-8

(P)6

B-8

10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

B-13

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ah

10B-

11

(P)6

B-15

Ve

rmon

t (P

)6B-

1 Vi

rgini

a 1B

-15

5B-1

5 W

ashin

gton

1B

-2

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6CEO

W

est V

irgini

aW

iscon

sin

1B-1

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-72

9B-6

2 (P

)6B-

72

Wyo

ming

10

B-23

(P

)6B-

23

1B-2

COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

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2

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(P)7

B-3

(P)7

B-2

(P)9

B-10

Fres

h Pr

oces

sing

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 36: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 34

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13CE

O 10

B-7

1B-3

8(P

)13B

-38

10B-

8 10

B-7

Wes

t Virg

inia

21B-

55

10B-

14

1B-1

W

iscon

sin

10B-

14

1B-6

4 1B

-3

10B-

42

Wyo

ming

1B

-2

1B-1

8 1B

-7

I NSU

RA

BLE

CRO

PS

APRI

COTS

AV

OCAD

O BE

ANS

ADJU

STED

GRO

SSRE

VENU

E

L OC

ATIO

NS

AN

DPL

AN

ST

he fo

llow

ing

page

s co

ntai

n a

list o

f all

fede

rally

sub

sidi

zed

insu

rabl

e cr

ops

wha

t sta

tes

they

are

insu

rabl

e in

und

er w

hat

plan

of i

nsur

ance

and

the

num

ber o

f cou

ntie

s w

here

ava

ilabl

e(in

dica

ted

by ldquo

Ardquo

for a

ll co

untie

s w

ithin

the

stat

e o

r ldquoB

rdquofo

llow

ed b

y th

e nu

mbe

r of c

ount

ies)

Ple

ase

note

this

info

rmashy

tion

is c

urre

nt a

s of

Dec

embe

r 31

200

4 C

hang

es a

reco

nsta

ntly

occ

urrin

g in

the

crop

insu

ranc

e pr

ogra

m a

nd y

oush

ould

con

tact

you

r cro

p in

sura

nce

agen

t for

the

mos

t up-

toshy

date

info

rmat

ion

On

the

back

cov

er is

a li

st o

f all

com

pani

es(w

ith th

eir i

nfor

mat

ionmdash

toll

free

num

ber a

nd w

ebsi

te a

ddre

ss)

that

writ

e fe

dera

lly s

ubsi

dize

d cr

op in

sura

nce

polic

ies

1 =

APHndash

Actua

l Pro

ducti

on H

istor

y2

= AP

HAR-

APHndash

Alter

nativ

ely R

ated

3 =

AQDO

LndashAq

uacu

lture

Doll

ar

4 =

ARCndash

Avoc

ado R

even

ue Co

vera

ge

5 =

CRCndash

Crop

Rev

enue

Cove

rage

6

= DO

ndashDoll

ar A

moun

t of I

nsur

ance

7

= FD

ndashFixe

d Doll

ar

8 =

GRIP

ndashGro

up R

isk In

come

Prote

ction

9

= GR

PndashGr

oup R

isk Pl

an

10 =

GndashG

YC

11 =

GSndash

GYC S

pan

12 =

IIP

ndashInd

exed

Inco

me Pr

otecti

on

13 =

IPndash

Incom

e Pro

tectio

n14

= P

NTndashP

eanu

ts15

= P

RVndashP

ecan

Rev

enue

16

= R

AndashRe

venu

e Assu

ranc

e17

= T

DOndashT

ree B

ased

Doll

ar A

moun

t of I

nsur

ance

18

= T

GPndashT

obac

co (G

uara

nteed

Prod

uctio

n)

19 =

TQndash

Toba

cco (Q

uota)

20

= Y

DOndashY

ield B

ased

Doll

ar A

moun

t of I

nsur

ance

21

= A

GR-L

ndashAdju

sted G

ross

Reve

nue -

Lite

22 =

AGR

ndashAdju

sted G

ross

Reve

nue

23 =

LRP

ndashLive

stock

Risk

Prote

ction

24

= L

GMndashL

ivesto

ck G

ross

Marg

in25

= I

APHndash

Index

ed A

PH

A =

All co

untie

s with

in a s

tate (

wher

e the

re is

an in

sura

nce p

rogr

am)

B =

Numb

er of

coun

ties w

here

the p

rogr

am is

avail

able

(P

) = P

ilot P

rogr

am

CEO

= Co

vera

ge En

hanc

emen

t Opti

on

A

GR

is a

pla

n of

insu

ranc

e an

d no

t a

crop

U

nder

AG

R m

any

crop

s (in

clud

ing

lives

tock

) ar

e in

sura

ble

that

are

not

insu

rabl

e un

der

any

othe

r pl

an o

f in

sura

nce

bull May 05 NCIS TODAY 41405 502 PM Page 35

Rio

Red

BLUE

shyCA

RAM

BOLA

CH

ILE

All O

ther

FR

ESH

All O

ther

St

ar R

uby

ampST

ATE

BERR

IES

CABB

AGE

CANO

LA

TREE

S Fe

d Fe

eder

CH

ERRI

ES

PEPP

ERS

Citru

s I-V

II Cit

rus T

rees

Tre

es I-

V NE

CTAR

INES

Gr

apef

ruit

Grap

efru

it Ru

by R

ed

Trees

Tre

es

Lemo

ns

Alab

ama

(P)1

0B-1

1B

-1

Alas

ka

(P)1

0B-1

Ar

izona

(P

)7B-

1 10

B-3

10B-

3 Ar

kans

asCa

lifor

nia

(P)7

B-2

10B-

7CEO

10

B-5

10B-

12

Color

ado

23A

23A

Conn

ectic

utDe

lawar

eFlo

rida

(P)1

0B-2

(P

)10B

-3

17B-

1 6B

-29C

EO

17B-

28

17B-

28

17B-

4 Ge

orgia

(P

)10B

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(P)1

0B-2

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Haw

aiiId

aho

1B-2

616

B-26

10

B-4

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is (P

)10B

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23A

23A

India

na

23A

23A

Iow

a 23

A 23

A Ka

nsas

23

A 23

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ntuc

kyLo

uisian

aM

aine

(P)1

0B-7

M

aryla

ndM

assa

chus

etts

Mich

igan

(P)1

0B-5

(P

)10B

-2

23A

23A

(P)7

B-2

Minn

esot

a 1B

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16B-

29

23A

23A

Miss

issipp

i (P

)10B

-8

Miss

ouri

23A

23A

Mon

tana

1B

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(P)7

B-1

Nebr

aska

23

A 23

A Ne

vada

23

A 23

A Ne

w H

amps

hire

New

Jers

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(P)1

0B-2

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w M

exico

(P

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w Y

ork

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rth C

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(P)1

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(P

)10B

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Dak

ota

1B-5

3CEO

16B

-53

23A

23A

Ohio

(P)1

0B-2

23

A 23

A Ok

lahom

a 23

A 23

A Or

egon

(P

)10B

-6

(P)1

0B-3

1B

-7

(P)7

B-6

10B-

5 Pe

nnsy

lvania

(P

)10B

-1

Rhod

e Isl

and

Sout

h Ca

rolin

a (P

)10B

-1

(P)1

0B-1

So

uth

Dako

ta

23A

23A

Tenn

esse

eTe

xas

(P)1

0B-1

23

A 23

A 6B

-3CE

O 10

B-3C

EO

10B-

3CEO

Ut

ah

23A

23A

(P)7

B-1

Verm

ont

Virg

inia

(P)1

0B-1

W

ashin

gton

(P

)10B

-6

(P)1

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1B

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(P)7

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7 W

est V

irgini

a 23

A 23

A W

iscon

sin

(P)1

0B-1

23

A 23

A W

yomi

ng

23A

23A

CITR

US

CATT

LE

CITR

US T

REE

GRAP

EFRU

IT LE

MON

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

US (c

ontin

ued f

rom

prev

ious p

age )

LIME

TREE

S M

ANDA

RINS

M

ANGO

TREE

S

ORAN

GES

TANG

ELOS

CLAM

S

CORN

STAT

E Ea

rly M

idsea

son

amp La

te

Nave

l Sw

eet amp

Valen

cia

Trees

M

inneo

la Or

lando

Co

rn

Fres

hM

arke

t Hy

brid

Seed

Sw

eet

Alab

ama

Alas

kaAr

izona

Arka

nsas

Calif

ornia

Color

ado

Conn

ectic

utDe

lawar

eFlo

rida

Geor

giaHa

waii

Idah

oIlli

nois

India

naIo

wa

Kans

asKe

ntuc

kyLo

uisian

aM

aine

Mar

yland

M

assa

chus

etts

Mich

igan

Minn

esot

aM

ississ

ippi

Miss

ouri

Mon

tana

Nebr

aska

Neva

daNe

w H

amps

hire

New

Jers

eyNe

w M

exico

New

Yor

k No

rth C

aroli

naNo

rth D

akot

aOh

ioOk

lahom

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egon

Penn

sylva

niaRh

ode

Islan

dSo

uth

Caro

lina

Sout

h Da

kota

Tenn

esse

e Te

xas

Utah

Verm

ont

Virg

inia

Was

hingt

on

Wes

t Virg

inia

Wisc

onsin

Wyo

ming

17B-

3

10B-

3

10B-

5

(P)1

7B-1

10B-

3CEO

10B-

3

10B-

410

B-9

10B-

3

10B-

10

17B-

28

10B-

3

10B-

5

10B-

3

10B-

2

(P)3

B-4

(P)3

B-5

(P)3

B-2

(P)3

B-2

1B-6

35B

-63

1B-4

5B-

41B

-49

5B-4

916

B-49

1B-1

95B

-19

1B-2

65B

-26

16B-

261A

5A

1A5

A8B

-29

B-2

1B-2

75B

-27

1B-1

405

B-14

0

1B-1

75B

-17

1B-1

025

B-10

28B

-94

9B-9

4(P

)13B

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16B

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1B-9

25B

-92

8B-8

49B

-84

(P)1

3B-9

216

B-92

1B-1

005

B-10

08B

-100

9B-

100

(P)1

3B-6

16B

-100

1B-1

055

B-10

58B

-17

9B-1

716

B-10

51B

-107

5B-

107

8B-2

49B

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16B-

107

1B-3

85B

-38

16B-

381A

5A

1B-2

35B

-23

8B-5

9B-

512

B-23

1B-1

25B

-12

1B-8

05B

-80

8B-3

69B

-36

16B-

801B

-86

5B-8

68B

-60

9B-6

016

B-86

1B-8

05B

-80

1B-1

005

B-10

08B

-41

9B-4

116

B-10

01B

-24

5B-2

41B

-91

5B-9

18B

-74

9B-7

416

B-91

1A5

A1B

-16

5B-1

61B

-20

5B-2

01B

-52

5B-5

212

B-52

1A5

A8B

-23

9B-2

312

A16

A1B

-53

5B-5

316

B-53

1B-8

85B

-88

8B-6

19B

-61

16B-

881B

-59

5B-5

916

B-59

1B-1

85B

-31B

-66

5B-6

68B

-13

9B-1

312

B-66

1A5

A1A

5A

1B-6

65B

-66

8B-2

69B

-26

16B-

661B

-89

5B-8

916

B-89

1B-1

415

B-14

18B

-39

9B-3

91B

-18

5B-1

81A

5A

1B-9

75B

-97

8B-3

9B-

316

B-97

1B-2

65B

-19

1B-5

55B

-55

1B-7

25B

-72

8B-5

39B

-53

1B-1

15B

-11

6B-1

6B-6 6A 6B-1

16B

-3 6A 6B-9

6B-1

1

6A 6B-1

6

6B-5

4

6B-6

66A 6A 6B

-2

20B-

9120

B-76

20B-

67

20B-

1

20B-

820

B-22

20B-

5

20B-

35

20B-

4

20B-

49

20B-

9

20B-

4

20B-

14

1A 1B-9

1B-1

1

1B-2

0

1B-5

1B-3

8

1B-1

1

1B-1

21B

-12

1B-1

3

1B-3

9

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

T M

USTA

RD

NURS

ERY

OATS

ON

IONS

6A

1B

-20

6B-5

1B

-1

6A 6A

1B-2

3 6A

1B

-19

(P)1

0B-2

6B

-64

1B-1

5 (P

)10B

-12

6A 6A 6A

1B-1

2 6A

1B

-81

(P)1

0B-2

4 6A

(P

)1B-

13

6A

1B-4

1 (P

)10B

-4

6B-1

02

1B-4

3 (P

)1B-

2 6B

-92

1B-2

9 6B

-100

1B

-100

6B

-105

1B

-92

6A 6A

1B-2

1 6A

1A

6A

1B

-6

6A 6B-8

3 1B

-80

(P)1

0B-1

9 6B

-89

1B-8

6 6A

1B

-21

6B-1

15

1B-2

7 (P

)1B-

1 (P

)1B-

6 6A

1B

-52

6B-9

3 1B

-82

6B-1

7 1B

-2

(P)1

0B-3

6A 6A

1B

-4

6A

(P)1

0B-3

6A

1B

-46

(P)1

0B-1

2 6A

1B

-82

(P)1

B-19

6B

-53

1B-5

3 6B

-88

1B-6

3 6B

-77

1B-5

1 (P

)1B-

1 6A

1B

-25

(P)1

0B-6

6A

1B

-66

6A 6A

1B-3

7 6B

-66

1B-6

6 6A

1B

-6

6B-2

54

1B-1

14

(P)1

0B-1

4 6B

-29

1B-1

4 (P

)10B

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6A6B

-102

1B

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(P)1

B-2

(P)1

B-7

6A

1B-2

3 (P

)10B

-6

6B-5

5 1B

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(P)1

B-4

6B-7

2 1B

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6B-2

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Extra

Long

CU

CUM

BERS

Fo

rage

Fo

rage

Ta

ble

MAC

ADAM

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Cotto

n St

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CRAN

BERR

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(Pro

cess

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FIGS

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Pr

oduc

tion

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NUTS

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MILL

ET

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1B-6

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(P)1

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ka

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izona

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16B-

9 1B

-7

10B-

6 10

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Arka

nsas

1B

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5B-3

19B

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6B-3

1 10

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Calif

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1B

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5B-1

2 1B

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10B-

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(P

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B-31

10

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Color

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1B-1

5 Co

nnec

ticut

Delaw

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Florid

a 1B

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5B-2

4 Ge

orgia

1B

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6B-3

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1B-2

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a 1B

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nsas

1B

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ucky

Louis

iana

1B-2

55B

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Main

e 10

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(P)6

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Mar

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9B

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0B-1

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Mas

sach

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CEO

Mich

igan

(P)7

B-2

1B-2

2 (P

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8 11

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esot

a 1B

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1B-8

69B

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B-86

M

ississ

ippi

1B-6

65B

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1 10

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Miss

ouri

1B-7

5B-

79B

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na

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aska

9B

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(P

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da

10B-

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B-4

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Ham

pshir

e 10

B-1

(P)6

B-1

New

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ey

1B-2

Ne

w M

exico

1B

-11

5B-1

116

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1B

-3

New

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k 10

B-8

(P)6

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10B-

11

North

Car

olina

1B

-58

5B-5

8 (P

)7B-

5 10

B-1

North

Dak

ota

1B-5

3 10

B-53

(P

)6B-

53

1B-2

Oh

io 10

B-3

Oklah

oma

1B-3

85B

-38

16B-

38Or

egon

1B

-2

10B-

2 10

B-15

Pe

nnsy

lvania

9B

-29

10B-

7 (P

)6B-

13

10B-

1CEO

Rh

ode

Islan

d 1B

-3

Sout

h Ca

rolin

a 1B

-42

5B-4

2 (P

)7B-

1 So

uth

Dako

ta

1B-2

4 10

B-66

(P

)6B-

66

1B-2

6 Te

nnes

see

1B-2

55B

-25

9B-1

1Te

xas

1B-1

735

B-17

39B

-61

1B-1

6 (P

)7B-

3 10

B-13

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11

(P)6

B-15

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rmon

t (P

)6B-

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rgini

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ashin

gton

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W

est V

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aW

iscon

sin

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-72

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2 (P

)6B-

72

Wyo

ming

10

B-23

(P

)6B-

23

1B-2

COTT

ON

FORA

GE

GRAP

ES

bull May 05 NCIS TODAY 41405 502 PM Page 38

RASP

BERR

Y amp

RAIS

INS

RANG

ELAN

D BL

ACKB

ERRY

6B-7

(P

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2

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B-3

(P)7

B-2

(P)9

B-10

Fres

h Pr

oces

sing

Proc

essin

g ST

ATE

Free

ston

e Pe

ache

s Cli

ng

Free

ston

e PE

ANUT

S PE

ARS

Dry

Gree

n PE

CANS

PE

PPER

S PL

UMS

POPC

ORN

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PR

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Al

abam

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bull May 05 NCIS TODAY 41405 503 PM Page 40

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 37: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 35

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bull May 05 NCIS TODAY 41405 502 PM Page 36

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bull May 05 NCIS TODAY 41405 503 PM Page 40

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 38: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 36

CITR

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bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

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bull May 05 NCIS TODAY 41405 502 PM Page 38

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bull May 05 NCIS TODAY 41405 503 PM Page 40

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 39: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 37

MIN

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bull May 05 NCIS TODAY 41405 502 PM Page 38

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 40: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 38

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bull May 05 NCIS TODAY 41405 503 PM Page 40

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 41: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 502 PM Page 39

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bull May 05 NCIS TODAY 41405 503 PM Page 40

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 42: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 503 PM Page 40

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bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 43: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 503 PM Page 41

CROP INSURANCE TODAY 41

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210

Page 44: PUBLICATION OF NATION OF NATIONAL CROP INSURANCE … · publication of nation of national crop insurance services ... aaci. each one of these ... insurance services® to educate readers

bull May 05 NCIS TODAY 41405 457 PM Page b

PRSRT STD US POSTAGE

PAID Permit No 656

LIBERTY MO 64068

8900 Indian Creek Parkway Suite 600 Overland Park Kansas 66210