Protecting Your Financial Portfolio

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Why Insurance?

Insurance is an easy way to protect Your lifestyle Your family’s sense of well being Your belongings Your finances Your dreams and ambitions for the future

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What Kind of Insurance is Available?

Renters Homeowners Auto Life Identity Theft Business

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Insurance Definitions

Renters Covers the cost to replace or repair the policy holder’s personal

property, such as furniture, clothing, jewelry and electronics if they are damaged or destroyed by specific perils outlined in their policy such as fire, tornado and burglary.

Homeowners Covers the cost to replace or repair the policyholder’s structural

home and personal belongings if they are damaged or destroyed by specific perils outlined in their policy, such as fire, tornado and burglary.

Insurance Definitions

Auto Provides coverage for costs to a policy holder involved in an

automobile accident.

Term Life Pays beneficiaries a specific amount if the policyholder dies while the

policy is in force. Generally, it is cost-effective, offering maximum coverage for the lowest cost.

Identity Theft Is a crime perpetrated by someone who uses another’s personal

information to establish credit, purchase goods and services with existing credit cards, apply for new cards in the victim’s name, drain bank accounts, or commit other crimes.

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Business Insurance

Business Owner Policy combines property and liability coverage in one convenient policy. Umbrella Liability provides additional coverage that goes beyond the limits of a basic business insurance policy. Business Auto provides coverage for cars, trucks and vans used for business purposes. Workers’ Compensation Insurance provides income and medical benefits for most workers injured on the job. Wells Fargo ExpressPay® Workers’ Compensation Insurance, Quickbooks compatible or stand alone workers’ compensation

insurance policies are available. Property insurance provides coverage to help protect business property against physical loss or damage by theft, fire or

other means. Liability insurance provides coverage to help protect a property holder against damage claims, personal injury,

negligence, etc. Business Identity Theft provides coverage when loss of customer information occurs. Employment Practices Liability provides coverage for an employer against claims made by employees, former employees or potential employees. Directors and Officers provides coverage for the directors and officers of companies for legal judgments and related expenses resulting from allegations of wrongful acts committed in their individual capacity as company directors and

officers. Professional Liability covers businesses for potentially catastrophic litigation involving professional negligence. Group Health protects the insured from financial losses due to medical expenses; group, family, individual, student and

short term health insurance plans available.

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Do you have the right coverages?

Different Requirements for Different People Look at your policies and find out what you do or don’t have coverage

wise Consult your current agent

─ Ask Questions!─ Ask your agent to explain coverages ─ Make any necessary adjustments immediately

Get a Second Opinion

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Is Your Agency Beneficial to You?

Loss Contact information 24 Hour customer service number Service department rated #1

Multiple Policies, One Company Best way to qualify for discounts Build relationship

Annual Reviews Ensure you have the right coverage for the right time in your life

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Resources

Wells Fargo Personal Insurance Call Center 866-300-3412

Hours of operation─ M-F, 5 a.m. -7 p.m.─ Sat, 8 a.m. – 2 p.m.

Wells Fargo Business Insurance Call Center 866.860-3030

Hours of Operation─ M-F, 5 a.m.- 7 p.m.─ Sat, 8 a.m.- 2 p.m.

Identity Theft 877-246-0845

Hours of Operation ─ M-F, 6 a.m. to 7 p.m.─ Sat, 6 a.m. – 2 p.m.

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Resources

https://www.wellsfargo.com/insurance/

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