Prosperity Consciousness

Prosperity Consciousness

Using the Law of Attraction to Create Wealth and Abundance

Thomas Michael Murasso

Clemmons, North Carolina, USA

Copyright 2007 by Thomas Michael Murasso Contact information: Thomas Michael Murasso Enterprises 4140 Clemmons Road, Suite 218 Clemmons, NC 27012 (509) 471-7303 Email: [email protected] Web Site: www.BornToManifest.com All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechani-cal, including photocopying, recording or by any information storage and retrieval system without written permission of the author, except for brief passages in connection with a review. The author and Thomas Michael Murasso Enterprises shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to have been caused, directly or indirectly, by the information contained in this work. The information contained on our website, in our books, Tele-classes, workshops, seminars, audio CDs and video media are intended to be educational and not for diagnosis, pre-scription, or treatment of any health disorder whatsoever. This information should not replace consultation with a competent healthcare professional. The content of our website, books, Tele-classes, workshops, seminars, and audio or video media is in-tended to be used as an adjunct to a rational and responsible healthcare program prescribed by a healthcare practitioner. The author and publisher are in no way liable for any misuse of the material. An application to register this book for cataloging has been submitted to the Library of Congress. ISBN: xxx-x-xxxxxxx-x-x Printed in the United States of America

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Preface

Youre about to embark on a journey to wealth and prosperity. The information you receive here will change your life and change the way you think. Most likely, you have never been exposed to what you will read here. You may feel the techniques given here are a little bit out there for your tastes but do yourself a favor and have an open mind when youre reading. The chapters are not to be read and theorized about. Youll find specific exercises you need to do in order to accomplish what you expect to receive from this in-formation. After all, if you already had the wealth, prosperity and life-style you want, you would have never picked up this book. Now, get comfortable and change your life. Tom Murasso, March 14, 2007

Abundance isnt a thing, its a feeling.

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Acknowledgements

Thank you God, Source, the Creative Spirit, Mom and Dad, Glaucia, Rhonda Bryne, Esther Hicks and Abra-ham, Michael Losier, Oprah, Barry Goss, Jack Canfield, Michael Beckwith, Bob Proctor, James Ray, Randy Gage, Dr. Robert Anthony, Michael Talbot, Debbie Ford, Ghalil, Gary Craig, Bob Scheinfeld, Carol Look, David Icke, Me, and so many others who have guided me on my journey. I love you all.

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Table of Contents

Chapter Page Preface i Acknowledgements iv

1. Money 1 2. Creating Your Desire 13 3. Visualization 19 4. A Leap of Faith 25 5. Expecting Abundance 31 6. The Law of Attraction 37 7. Seed Money 45 8. Penny Millions Strategy 117

The quickest way to double your money is to fold it over and put it back in your pocket.

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MONEY

Money is the root of all evil. To be rich you need to be dishonest. You cant lead a spiritual life and be concerned about money. Money makes the world go round. Theres more to life than money. Money isnt important. Have you heard any of these statements? How do you feel about the words written above? How do you feel when I use the word, money? How do you feel when you hold money in your hand? How do you feel when

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you spend money? To buy something you want; to pay the electric bill? If youre like most people reading this book, you have mixed feelings about money. Most certainly, there is a positive or negative charge you feel when it comes to money. Money is important. In our society, in our global economy, most people would agree nothing can take the place of money. However, let me caution you concerning how you feel about money. Know that money is for our use. Money is our servant. It is not our master. Many people get this backwards. The first principal concerning finan-cial freedom and developing a Prosperity Consciousness is to know that it is important to use money and love people. Do you know someone who loves money and uses people? You should always love people and use money, instead of the other way around. Luck has nothing do with acquiring money. How many times have you heard statements like, Bill is so lucky when it comes to money or He was just in the right place at the right time or something to that ef-fect? Some people may argue that luck does indeed play some part in financial success; it is never the only ingredient to wealth.

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I mentioned earlier that money is to be used. Actually it has to be used to have any value. If its stashed away under your mattress or buried in the backyard, it is es-sentially worthless. Money needs to circulate to serve us. Otherwise it is only as valuable as the paper it is printed on. Im sure youve heard stories about a beggar-type per-son who dies and its discovered that he had a hoard of over $150,000 .00 in cash packed in boxes throughout his house. Why would someone choose to live like a pauper when he had so much money at his disposal? He could have used the money and had a wonderful productive life. He could have invested it or simply left it in a bank to earn interest. But he chose to keep it in boxes and thereby rendered it absolutely useless. Please note when I say money needs to be kept in cir-culation I do not mean it should be squandered and spent foolishly. There is a difference and you will learn more in the following pages. Prosperity Consciousness A clue to developing Prosperity Consciousness lies in the term itself. It is a conscious act; something that is done in the mind. If youve read my book, Born to Manifest, you are already aware of the fact that every-thing that you create, be it money, health, romantic relationships or wealth, first is formed in the mind be-fore it can manifest in the physical. There is much


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power in thought and people who have lived their lives using the power of thought have come to be some of the greatest men and women in history. Without going into much detail about the why this is true, let us briefly use a technique which you can begin using immediately to start attracting the money you de-sire. Start by picturing yourself as wealthy. Do whatever needs to be done to see your self as financially free and abundant. How would you feel? If youre like most people, you would probably feel a little uncom-fortable. Realize however, that wealthy people never feel uncomfortable concerning money. Its not because they already have money either. People dont feel comfortable about money because they have it. They have money because the feel comfortable about money! Wealthy people have developed a Prosperity Con-sciousness concerning money and it stands to reason if you want lots of money you will need to develop Pros-perity Consciousness as well. How do you go about developing Prosperity Con-sciousness? The best way is with the power of thought. Start seeing yourself as if you already possessed the amount of money you desire. In your minds eye, pic-ture yourself as financially free. How would that feel? What would that look like? What would you do with all that money?

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You see the reason this technique works is because the subconscious mind does not know if what you are thinking is true, imaginary, or whatever. When you succeed in convincing your subconscious mind that you are wealthy and that it feels good to be wealthy, your subconscious mind will unfold and make the image you have formed manifest into reality. This may sound like pure mumbo-jumbo to you at this point, but Ill be speaking more about Prosperity Con-sciousness in this book and before youre finished, the imaginary game we just played will make a lot more sense. Fear and Worry If you want more money, it is imperative that you re-lease any and all fear and worry about whether or not you will get it. Fear and worry about money are lim-ited beliefs we hold concerning lack and limitation. Fear and worry is about something that hasnt hap-pened; a future that doesnt exist. Remember the rich pauper I talked about earlier. Why didnt he ever use the $150,000.00 he had? Most likely it was because he held a fear or worry about being poor. The ironic thing was because of this fear; he lived as a poor pauper anyway.


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In later chapters Ill explain how having this fear, worry, and belief will attract the very thing you dont want to happen! You Have the Power Know that you are responsible for creating your life. No one and no thing can change your reality but you. Take back your power. Do not listen to people who tell you that you will not succeed. In fact, dont even tell others you are reading this book and what youre learn-ing. Most people who fail to accumulate the money to live the life they desire are the same people who are easily influenced by other peoples opinions. Maybe you read somewhere or heard on the television that the economy is bad or some other doom and gloom story. If you have been influenced by other peoples opinions in the past concerning money or any other area of life for that matter, in this very moment make the decision to take back your power. The power we are born with; the power that is sometimes stripped away by our fam-ily, friends and society; the power to create our reality. Consciously Aware If youre not aware of something, you can not hold it in your experience. If we had no awareness about travel-ing by airplane, we would never experience it. If we had no awareness about telephones, a conversation us-ing a piece of plastic with buttons on it would not exist. A car, electricity, penicillin, television, movies; the list

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can go on forever. My point is before all these wonder-ful inventions existed someone had to form the image of them in their minds. Before we could benefit from these inventions someone had to take the fabric of the universal field, the All-That-Is, the mind of God; what-ever you want to call it and form the ideas and images in their minds to manifest them for our use. You see, everything already exists. Every invention, idea, or thing, all that can be, all knowledge already ex-ists in the universal consciousness. We are swimming in a sea of thought energy where all knowledge that ever was or ever will be is present. We are surrounded by abundance. Everywhere we look we see abundance. There is no lack and limitation in nature. Nature is per-fectly abundant. We simply need to think. We need to be aware of our thoughts. We need to be deliberate in our thinking and deliberately thinking of prosperity. And, what is deliberate thinking? Please note Im not talking about simply running old memory tapes from your past in your head. Im stressing the importance of deliberately creating an image in your mind about how you want it to be and holding that image in your mind. The mind is all-powerful. When you start to think re-lax, every muscle in your body starts to relax. When you worry, every fiber of your being tenses with fear of the unknown. When you think prosperity and begin to hold thoughts of yourself as wealthy swimming in a sea of abundance, your mind and body will instantly vi-


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brate the ideal you hold and you will begin to attract everything you need to become wealthy. I know this may sound crazy if this is the first time youve been exposed to these ideas. But believe me, developing awareness of prosperity in your mind al-ways proceeds creating wealth in your reality. Look at children born to wealthy parents. They have never known lack or poverty. The only way they know how to think about money is abundance. Most people have not been born to wealthy parents and were not conditioned to think that way. We must, therefore, develop an understanding of how we have been taught to think and how to change the way we have been conditioned to think about money. Its a simple process; however its not easy to do. It takes discipline and desire. It takes deliberate thinking. Regardless, it can be done and the rewards are stagger-ing. The fact that you are reading this book shows you have the desire to change. This book will show you how to develop discipline and deliberate thought. You Hold the Key You may not realize it but your thoughts are things. Thoughts can actually be measured by scientific in-struments. Thoughts cause a vibration. A negative thought like worry or fear, creates a low vibration or frequency. A positive thought like joy, happiness and

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wealth creates a high vibrating frequency. The fre-quencies you create with your thoughts match like vibrations and are attracted to your vibrations. It only stands to reason that you would want to hold positive thoughts so you can attract positive things into your life. This is the very reason we start to develop a Pros-perity Consciousness and create a positive image of ourselves in possession of great wealth. Doing so cre-ates the vibrational frequency to attract the riches you want. Remember, you must hold something mentally before you can hold it physically. No one can do this for you. Only you have the power to create what you want. This may seem like a game you are playing with yourself but your subconscious mind cant tell the difference between actually doing something and visualizing yourself doing something. You are learning self-development and you are about to discover the true sense of your being. You, my friend, are multi-dimensional. Oh no, youre thinking; not that woo-woo stuff again. Let me explain. For one thing, I think we can all agree we are physical beings. And, if you start to think about it, we now can agree that we are mental beings as well. Then there are the feelings we have which shows we are emotional beings. Its a little difficult to pinpoint the next dimension we operate from as it takes a bit of faith to believe it. Its called spirit. We are spiritual beings. Some say a spark of God having a physical experi-


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ence. This is your divine nature where your power to create comes from; your life force, your soul-energy. So by using your God-given creative ability, you delib-erately form the idea of prosperity by seeing yourself as prosperous. Then the idea of financial freedom is built in the mental which turns on our emotions (feels good!) and ultimately manifests in the physical. As you read through the chapters in this book, you will have a clearer picture of how this process works. Lets take a look at the process again. Keep in mind this process works in all areas of life, including the fi-nancial example below. Spirit = the thought of prosperity Mental = the idea of financial freedom Emotions = feels good Physical = the manifested result: money and abundance Most people who are not consciously creating turn the process inside out. For example, most people will look at their empty bank account (manifested result) and let that dictate their thoughts. Physical = the manifested result: empty bank account Emotions = feels bad, worrisome Spirit = the thought of lack and loss Mental = the idea of poverty

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Since the thought of lack and loss is now the vibra-tional frequency they are holding in their subconscious, they are actually attracting the very thing they do not want; an empty bank account. Some of you will argue that an empty bank account is an empty bank account and it isnt realistic to look at an empty bank account and visualize yourself as pros-perous. This is the very reason poor people stay broke. You must understand that your current state of affairs is the manifested result of previous thinking. If you truly want to change you results, you must change your thoughts, and you must change them now! People who have accomplished great things, created wonderful inventions, or manifested wealth first chose their thoughts in order to build the picture in their minds of what is now manifested in their life. They chose those thoughts from the universal source which is available to all of us. This is how the greatest artists, inventors, and athletes consciously create. Tiger Woods and Michael Jordan picture in the minds eye the ball going into the hole or hoop. In other words, they see the picture of the result they want and then simply play-out the picture in real life. So keep thinking, I am wealthy, I am prosperous, money is my servant. See yourself in your minds eye doing what you will do when you have your ideal.


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Visualize and feel how it feels when you have posses-sion of the wealth you want.

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CREATING YOUR DESIRE

In order to attract the wealth you desire, it is important to be specific in your intent. You must determine ex-actly what you want and more importantly, how much you want. You are working with a scientific principal that checks and matches the intention or vibrational frequency youre holding. It doesnt think. It merely accepts the image youre sending and unfolds in the physical. If your desire is a bunch of money, your in-tention is too vague to manifest. You must decide how much money you want. What will help you determine how much money is enough? You cannot simply say, I want enough money to pay my bills and live comfortably. Your desire must be an actual number that will cover the cost of your bills and allow you to live comfortably. To accomplish this goal it will require some pencil-pushing on your part. I


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would suggest making a list of your bills and all the ac-tivities and things you will use the wealth for. Ill give you a few categories to get you started, but bear in mind your list will be a work in progress as you look at your current situation and imagine even more ways to use your money. You should use the next 12 months as a time frame. In the next year, I expect to use this amount of money on: Housing Food Clothes Transportation Utilities Self-Improvement Entertainment Vacations Insurance Savings Keep working on your list until it is complete. Re-member not to use the amounts you are now spending. Rather, imagine how your new rich fulfilling life will be and how much money you will need to realize that. For example, you may be spending $75 a month on personal care; haircuts, etc. Why not add the cost of a massage or two to the figure? Thats the figure youre looking for; the cost to have your dream life!


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Maybe youre renting now or driving an old car. You may want to add the purchase of a new home and new car to your list. Its your life youre visualizing; make it as rich and rewarding as you want. Your mind may start playing with you at this point, and if you hear the voice of doubt rearing its ugly tune, simply ignore it and remember other wealthy people were once in your shoes and used this process to change their lives. You are learning how to be deliberate in your thought process. Rather than picking a number out of thin air, take the time to really think about what it will cost to live the life you want. After you are done, add every-thing up and write the total in big bold figures. You have just determined the exact amount of money you desire to attract. Financial Freedom Account How often do you pay yourself? You may be thinking, After I pay everyone else, I never have enough money to pay myself! It is imperative to pay a portion of the money you earn to yourself. Before you pay the mort-gage, your car payment, the electric bill or anyone else, pay yourself 10% of your income. Put it straight into your savings account and keep it there. Before you know it, you will have created a large sum of money for your estate or any wise investments coming your way.


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Debt Repayment Plan In todays world, debt seems to be a part of life. The majority of people have debt in excess of $5,000 or more. With finance charges and minimum payments, the bills never go away eating up your entire paycheck and leaving nothing for you. However, there is a solu-tion. First of all if you have a mortgage payment, consider this debt an investment. For your other debts you should set aside 20% of your income for repayment. Determine the amount you owe each creditor and di-vide the 20% you set aside for payment. For example, lets say 20% of your monthly income equals $400. Depending on how much you owe, creditor #1 may re-ceive $90, creditor #2 may receive $50, and creditors #3, 4 and 5 equal shares of whats left. You will also need to contact each creditor with your intention of re-payment. Use the following letter as a template you can customize for your specific needs. Dear ABC Credit, This letter is to inform you of my intention to pay the full amount I owe you, $_______ plus interest. To achieve this objective, I have set up a plan whereby I will put myself into a stable financial situation without stress or worry. Twenty percent of my income has been set aside to cover my debts and still enable me to have available resources to live on.


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Each month you will receive a check in the amount of $_______ until my account is paid in full. I am aware that this is not the figure I previously agreed to pay, but with this plan I am allowed to pay my debt and not in-cur any more. I know you will appreciate I have devised a system which will allow me to pay my debt in full. If you have any questions, please contact me. I am very excited about this and if you would like to suggest the use of this plan with other people who are in your debt, please feel free to do so. Thanking you in advance, Jack Smith By using this letter youre not asking your creditor for permission. You are stating your intention to pay and the plan you have implemented to do so. Of course your letter needs to be nicely typed and printed on clean paper and you will enclose your first payment when you send it. Be prepared for a phone call from a creditor who tries to intimidate you by threatening you with court, etc. Just say thank you and stay with your plan. Any court in the land would agree your inten-tions are well placed and you have a specific plan for debt reduction. Besides, most creditors will not go to the expense of a court case anyway. Lets recap what you have created thus far.


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You have a financial freedom account (10% of your in-come). You have implemented a debt re-payment plan (20% of your income). You now have 70% of your income to pay for living expenses. Your mind is free of the word debt and you can now give your energy, attention and focus to manifesting your ideal (wealth)! It is important to focus on how you want it to be and not on how it currently is. Know that your present situation is a result of the thoughts and vibrational fre-quencies you held in the past. Now you have implemented a plan to take care of the present situation so your mind is free to create the wealth you desire. Next I will explain in detail the importance of visualiz-ing yourself as having already acquired the financial figure youve calculated at the beginning of this chap-ter.

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VISUALIZATION

Visualization is a creative process that we always use. We may not be aware of how powerful we are and the fact that everything that has come into our lives is a di-rect result of visualization. Everything good and bad! Images are mental pictures that are created from thoughts. Human beings have a God-given ability to think which simply means; we can form a thought and create an image in our minds of what we are thinking. Stop reading for a moment and play with your thoughts. If we think of a ball, an image of a ball flashes on the movie screen of our mind. If we think of a silver coin, the thought were thinking forms into an image of a silver coin.


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Anything that is created is first preceded by the image we have made in our minds. Henry Ford had an image of an automobile in his mind before he built one. Bill Gates had an image of a computer operating system be-fore Microsoft Windows became a reality. We think first, form an image, and then we manifest the thing. Think of a fork. You know, we didnt always have forks. Many, many years ago someone became tired of using their hands to move food to their mouths. This person started to think and formed an image in his mind of a tool for eating. He probably saw himself eat-ing with this thing that had a handle and prongs to grab the food. The image he formed appealed to him because he imagined it would be more civilized to use and certainly less of a mess. Since this image appealed to this person, he thought of it often and brought about a desire to build a replica of the image in the physical world. Once he had built this thing he used it and found it was good. He called the thing a fork. The word fork is a symbol that forms an image of a fork in your mind when you hear the word used. Someone noticed a fork did not work well for soup, so the spoon was born. Someone got tired of sleeping on the ground and the next thing you know we have a bed. We have literally created our world.

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Henry Ford imaged a car. The Wright Brothers imaged a plane. Everything ever accomplished was at first an image held in the mind. We create our lives in the same way. Im going to get a little cosmic for a moment. But, if you really think about what Im saying, youll see it makes sense. Quantum physics has determined that everything that exists in our reality is the creation of thought and observation. And, the substance used for creation is called the Creative Field. Now, Ive heard the Creative Field called the Universal Mind, the All-That-Is, and the Super-Consciousness. Whatever ter-minology we use to call it, know that this is the creative substance that is all around us. This is the substance we use to form images in our minds. Most people are not consciously aware of the power here. We can de-liberately tap into this Creative Field and form anything we desire. Deliberately form an image of yourself al-ready in possession of the amount of money you want and living the life-style you desire. On the other hand, you also have the ability to form an image of yourself in debt and wondering how youre going to pay the mortgage. Its a simple choice of which image you should hold in your mind. Anybody can do this. Everybody does this. Everyone has used this visualization process from the greatest people throughout history to the beggars on the streets. Whatever you can imagine in your mind, you can build in the physical.


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We are truly responsible for our own realities. Just build an image of prosperity in your mind and watch what is attracted to you. You may see some set-backs along the road, but you must continue to hold the image of prosperity. Persistence is the key. Do not let anyone or anything discourage you not even that inner voice of doubt. I realize that it is not always an easy thing to do because it takes great mental strength. It means tak-ing control of your mind to create and hold the image of what you desire. Build an image of what you desire and then act as if you have already received it. In other words, act like the person you want to become. Take a moment now to get completely relaxed. Let your mind form an image of yourself living an abun-dant life. See yourself in possession of what you desire. Become aware of the Creative Field which sur-rounds you where all creation takes place. Tap into this substance and create your new life in your mind. Write a brief description of your image on a card and carry in with you every day. Read it several times a day until the image fills your consciousness. Start your description with these words: Thank you. I am so happy and grateful now that I Visualization is a process that has been taught by all the great teachers throughout history. The reason visu-alization is so powerful is because as you create an image in your mind of yourself in possession of your

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desires, you are creating powerful feelings which send out a signal to the Creative Field to build the image in the physical. Dr. Denis Waitley used the visualization process in the Olympic program. When you visualize, you material-ize. He told the Olympic athletes to run their event in their minds and hooked them up to sophisticated bio-feedback machines. An amazing thing happened. The same muscles fired in the same sequence when they were running the race in their minds as when they were running on the track. This is because the mind cant distinguish between imagining it and really doing it. Anything that has ever been invented or created started as a picture in someones mind. They held the image clearly, and by focusing on the picture of the end result in their minds, the Creative Field brought the creation into the physical. In this field you have everything now.


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People are where they are because thats exactly where they really want to be whether theyll admit that or not.

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A LEAP OF FAITH

Sometimes life deals what appears to be an insur-mountable problem and we feel overwhelmed. Were not sure what decision to make or which way to turn. Our doubts take control and we wish we didnt feel like we were all alone. Other times we may be wishing we had this or that, try-ing to hold on to the image of prosperity in our minds, yet hoping a genie with a magic wand would come along and give us what we want. Friends, there is a Genie. You CAN have the things you want, and if you use the processes in this book, you will have them. You are going to learn a new aware-ness of how things really are. Of course if you shared this information with others, 9 out of 10 people will think youve lost your marbles. For now, keep it to


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yourself and after youre living your life of prosperity, maybe theyll believe you. Everything you see around you, including yourself, is the expression of the Creative Source. This spirit is forever flowing through you and everything around you. This powerful energy fills the space and noth-ingness everywhere. Everything comes from this one force and it operates by universal law. The image of prosperity you hold in your mind can only come to you (physical manifestation) by way of the law and your belief and faith in it. Faith is the ability to see the invisible force at work in the universe. Faith is the ability to believe in the in-credible. And, believing is the ability to receive what the non-believers think is impossible. If a person achieves great things, you can rest assured that she has faith in her God-given ability to achieve what she imagines. She has faith in the spirit that resides in-side of her and indeed, in all of us. Few people have got a grasp on how faith in oneself (the spirit inside) has to do with achievement. Faith is all-powerful. Whatever you accomplish in life will be in direct proportion to the faith you have. You must believe and have complete faith that whatever must un-fold in the universe will unfold and bring you the people, events and things to bring about your desires. You see, its not that people lack the ability to create

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what they want; its the fact that they do not have faith in themselves, in God, and in the process. People were never taught that God, Spirit, Universal Force, the I Am, resides inside. We were told God is out there. However, we simply need to tap into this all-powerful spirit within us to make a connection with the Source and create our dreams. Beware if you do not make this connection, you will never be what you long to be or have what you want to have. Your wish will go unanswered. If you are full of fear of failure or forming what-if negative images in your mind, you will not accomplish your desires. You will achieve what you desire, and be what you want to be, only by abiding by this law. We are working with Spirit and realizing Spirit is eve-rywhere at every moment, we can tap into this source energy anytime and anywhere we wish. Once you come to realize that this spirit-energy flows through you, you will never be anything less than positive, vi-brant, forceful and self-reliant in your dealings with the world. You will realize you are a child of God, and as such, are a co-creator in manifesting your life. Nothing and no one can drag you down and crush your enthusi-asm. Understanding and allowing this truth will cause the universe to unfold and help you reach your goals. Spirits power is boundless and forever moving through. We can refer to this movement as thought


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forming in our consciousness. As thought moves into you, you choose the vision or image you wish to form with it. We do this all the time. We can form pictures in our minds of friends, family, houses, and cars that are already in our lives and of people, places and things that are not in our lives. Try it now when I ask you to form an image of a basketball. Most people will con-jure up a picture of a basketball on the movie screen of their minds with little or no difficulty. You may have even formed a picture of a basketball including Mi-chael Jordan getting ready to sink it into the hoop. So even though this thought-substance or Spirit is al-ways flowing through you, it is your job to form it into an image. Your assistance (or intent) is required to co-create and manifest the things you desire. God or Spirit will not manifest the basketball or whatever. Your in-put is needed for creation in your reality. This is why we have free will or the right to choose. People tell me, God will take care of me, and indeed he will, but only if you ask, and you ask by forming the thought-substance into the picture of your desire. You must always build the image and know in your heart the image will appear in the physical. You must look at God as the great provider or source-energy and as soon as you ask and believe, God (the universe) will unfold to match the vibrational frequency youre hold-ing. As your vibrational frequency changes, you will begin to feel differently which will cause your actions to change and you will begin to attract to you other

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like-minded people. Wonderful things will begin to happen and your job is to keep your vibrational fre-quency positive and accept the good things that come your way. As long as you keep the image of the good you desire in your mind, you will always receive your desire. Just keep the faith and know that Spirit has been impressed upon by your image (imagination) and has the ability to bring about the results you desire. From time to time, you may not see immediate results and may even seem like your back-peddling. However, keep your focus no matter how bad it gets and know that holding the image of your perfect desire will move you in the direction to manifest it. The image that you form must be heart-felt in the sense that youre not merely playing an image-making game. You must feel the passion that is fueling your desire. There is no room for doubt, fear, pessimism or negative thinking. These negative emotions will only drain you, lower your vibrations and delay your goal. You must employ enthusiasm, ambition, hope, faith and every-thing else which keep your energy positive, purposeful and creative. When youre feeling down, immediately change your mood to positive by knowing God, the Source, the Spiritual power of the creator is in you. If you try to force the process you will only negate the results as trying to do it your way by forcing things to happen is not necessarily Spirits way. Learn to listen to the God within that speaks in feelings. Because


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when you feel good, you are connected with Source. When you feel bad, youre off course. Understand that if you do stumble, the minute you realize you have, re-form your image and Spirit will pick up right where it left off. Follow what you hear inside you and not what others may be telling you to do. That inner voice often tells you to do things that run counter to the way most peo-ple live their lives. Do not be concerned with what others think. You are creating your life, not theirs. Remember to build the image of yourself already in possession of what you desire and the universe will manifest the image you have created in the physical.

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EXPECTING ABUNDANCE

You understand you cannot have wealth in the physical world until you have first visualized wealth in your mind. You must create an image of your desire. By doing this process you are developing a Prosperity Consciousness. But what does this really mean? It means that before we can overcome limitation and the poverty consciousness that is buried deep within. Prosperity is simply the inner awareness of the unlim-ited abundance that is the universe, God, or Source. It is impossible to feel poor when you have come to un-derstand your connection with the All-That-Is, which is an endless supply of everything. This bounty of plenty always flow toward the open mind of the one who expects to receive it. You must not only desire what you want, you must expect to re-ceive it.


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If youre like most people, you were brought up to be-lieve that if you have enough desire you will reach your goal. But you must understand if your desire is not coupled with expectation that you will receive what you want, you will become frustrated and disillusioned by your lack of results. If you think back at the goals you have accomplished, you will realize that not only did you desire to reach your goal but also expected to attain it. Desire without expectation is really just wishful think-ing. Since most people wish with a positive desire but expect negative results, they seldom attain what they want. Your ideal or intent, the wealth you desire, can only be realized if the proper expectant attitude has been combined with the desire so it is not diluted with negative thoughts and emotions. To understand how this works, lets review what we learned. As you remember we started off talking about money and it role as our servant to be used and circu-lated. We must use money and love people. Next, we learned how to determine how much money was necessary to provide for the life-style we desired. We need to be specific in the amount of money we would need to live the way we want. Once we have es-tablished the figure we need, we then learned the importance of forming an image in our minds of our-selves already in possession of the wealth on the movie

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screen of our consciousness. We examined the impor-tance of immersing ourselves in a vibrational frequency of imaging already having what we want and what if would feel like. In the previous chapter we became aware that we are co-creators with God or Spirit. We learned we have the ability to tap into the universal thought substance and choose any image we chose to build in our minds. Fo-cusing on this image will set the universe in motion to begin the manifestation process. We discovered that when we finally grasp this process and our role in it, expectation becomes second-nature regardless of what may be going on in the outside world or what others are saying to us. We learned we must have an undying faith and an expectation that our desire will become a reality. You cannot just believe you will receive what you want; you must know you will receive what you want. Once we have developed this mindset, nothing will cause you to waver. Desire is the engine and expectation is the force which attracts what you want. So see yourself moving to-wards the wealth you visualize and see the wealth you visualize being attracted to you. Know that you will come to possess the wealth that is moving towards you. How much time will it take? No one knows, so dont become impatient and frustrated if you dont get what you want overnight. Know this though, your desire has been created and it is on its way to you.


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It is not necessary to speak with anyone about this. It is not necessary for anyone to believe you will receive your desire but you. The only thing necessary is for you to image it and believe you will receive it. Only you can control your truth and control your power. Know without a doubt you will receive what you have imagined. Many people live their lives on the basis of seeing is believing. The only images they can focus on are the ones they can understand with the five senses. The in-dividuals with real vision have always known the principal of what you think is what you see. The im-ages in the mind come before the images we see. The world we see around us with all its modern conven-iences has been created by men and women of vision; image-makers. As you become accustomed to the process of the power of Spirit, it will become easier and easier to believe you will attract your desire. All things are possible with God. The creative substance sole purpose is expansion and growth. However, this expansion and growth can only express its potential in accordance with the limita-tions the co-creator (you) put on it with your belief system. Therefore, any doubt or blockages caused by limited beliefs you hold in your mind dictate the limits Source can express through you. If you hold an image of poverty in your mine, what you have created will be seen in your material world. However, since you are

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now holding an image of prosperity, wealth and abun-dance will be expressed. Keep visualizing yourself as a perfect vessel for Spirit to create the desires you want and you will find it easier and easier to expect the good you want to manifest. You will understand that doubt and resistance obstructs the flow of the creation and only when you imagine and expect the results will you see your desire in the physical. You must guard your mind constantly against doubt for it is a negative vibration which will diffuse the positive vibration you are holding. When you expect something wonderful to happen, you must never let the voice of doubt enter your thoughts. Think of a farmer who plants a seed. He waters it every day with the expecta-tion that the seed will grow into a plant. He doesnt dig up the seed every day to see if the seed is germinating. He expects the result without doubt. When you enter-tain doubts and create that image in your mind, you are actually creating an image of what you dont want and that is what you will attract. Whenever you catch yourself having doubts, relax and form the image of yourself already in possession of the wealth you desire. When you do this you are develop-ing a habit of deliberately controlling your thoughts. Program your mind to expect the results you want.


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Many people live their lives by default. That is, they form images in their minds from their current situa-tions. If the mailbox is full of bills, the image they form in their minds can be anything from waiting for the paycheck to questioning themselves about how they will be able to pay the debts and have any left over to provide for their family. This is not a pretty image to hold. Lets recap the steps for achieving abundance in all ar-eas of your life: Identify desire and form an image, give your desire at-tention, energy and focus and without a doubt, expect to receive it.

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THE LAW OF ATTRACTION

Everything is vibrating. You, me, a tree, a rock; at its deepest level, everything is vibrating or said another way, everything is a vibration. Nothing is idle. Every-thing is in a constant state of motion. From the electron to the universe, everything is varying degrees of vibration. To vibrate is to move back and forth at a rate of speed. The rate of vibration for a certain thing is called a fre-quency. The higher the frequency is, the more powerful the force of the vibration. Thought is one of the highest frequencies and therefore, one of the most powerful. Look at the back of your hand while keeping it per-fectly still. While there looks like there is no movement, know that the particles that make up the hand are in a constant state of motion. Although the


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movement cannot be seen by the naked eye, under a high-powered microscope this movement can be seen. Now, quickly move your hand back and forth. We know the particles in your hand are moving and now you have deliberately increased its vibration. Positive and Negative Usually people will fall into one of two categories; positive (optimistic) and negative (pessimistic). People who are positive in their thoughts tend to look upon life with a happy joyful attitude (the glass is half full). They try to always see the good, even when things are bad. Positive people attract positive people, events and things. On the other hand, negative people look at life as dark, gloomy and depressing. Even when things are good they find the bad (the glass is half empty). They are sending out negative vibrations and they anticipate and expect to receive the worse. They, of course, attract the very negativity they dont want. Negative people are depressing to be around. They radiate doom and gloom and seem to enjoy living in the funk they have created. We do have free will and as such, have the choice to adopt a positive or negative personality. A negative person may, through awareness and effort, change him-self into a positive person.


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The brain is like a super computer sending vibratory signals to the body. It controls the body through vibra-tional energy. The brain also sends vibratory signals out to the universe. The vast majority of people are not aware of the connection between the vibrations they send and the results in their life. Thats good news because you have the ability to change your thoughts which change the vibrations you send and consequently your results will change. You can improve your life just by changing your thoughts. Scientists have determined that everything is vibrating at a certain frequency. Like frequencies attract like frequencies. A wine glass may vibrate in resonance with a certain note on a piano, yet will not vibrate when another key is pressed. The wine glass and the piano key are two entirely different objects with different seizes, shapes and weight, yet they resonate with each other because they reside in the same vibratory field. This field is sometimes called the sphere of relative motion. All things have their particular rate of vibrational fre-quency which corresponds to the number of times the object vibrates back and forth. You are starting to see the importance of getting your thought frequencies in line with the positive vibrational energy that awaits you. Everything is Energy


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Everyone and everything is energy. Knowing this, you come to realize that everything in this entire universe is connected. You too are connected to everything in this universe. The fact that you dont see the connection does not alter the fact that the only difference between one thing and another thing is its rate of vibration. As you create an image in your mind of what you want, you thoughts create a vibration. As you focus your at-tention on the image you have created, you actually give more density to your thought. This in turn sets up a vibrational frequency in your whole being. We have already discussed how two things could be entirely different as far as size, shape and weight could still be in resonance with each other. This is because both objects occupy the same vibratory field. When you hold the image of your desire in your mind you are in resonance with every particle necessary for the manifestation on your image in the physical. All things are creations of energy. Vibrational You You are constantly giving off a vibration, either nega-tive or positive. When you first meet someone and like them, you are vibrating at a similar frequency. Con-trolling your thoughts gives you a powerful tool to attract positive people into your life. Imagine you are like a broadcast tower sending out a frequency with


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every thought. When someone sending out a similar frequency comes in contact with you a harmony is formed and often each person knows what the other is thinking. Every physical thing gives off a vibration. Everything you see, hear, taste, smell or touch is sending off a vi-bration. If you get near enough to enter the vibratory field surrounding the thing, you will be affected by it. Did you ever notice how sitting by a body of water brings a calm feeling over you? The same is true of the vibratory nature of people. Everyone is sending off positive or negative vibrations looking for similar vibrations. Lets say you wake up one morning in a bad mood. Basically youre having a bad day. Other people who are in bad moods will be attracted to you. The same is true if someone is vibrating anger. If you are the type of person who is easily angered and you come into contact with the other person who is giving off anger vibrations, you will become angry because the frequency you have come in contact with resonates with the vibrational frequencies you hold. The only thing which stops a thought which you or someone else is sending is that which resonates with it. If you come in contact with a negative field, and you are easily influenced, you will become negative your-


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self. Conversely, if you come into contact with a posi-tive field, you will experience the positive. Each and every day negative and positive thoughts are filling the space we occupy. Both types of vibrations are bombarding your brain. If you are not deliberately controlling your thoughts, you can feel like a victim of the world around you. Once you understand how to control your thoughts and stay in a positive vibration, you will begin to attract the people, events and things that you choose. Everything is Still Energy In only stands to reason that if everything is energy (Source), and energy is neither created or destroyed, everything that you are intending is already here and choosing your thoughts (your image) and staying in harmony vibration with your ideal will attract it to you. Everything you are looking for is looking for you. Everything you want is already yours. So youre really not getting something, your task is to become more aware that you already possess it. When you bring your life into harmony with what you want and loose any thoughts of doubt, the cause of any negativity in your life will be removed and you will no longer attract what you dont want. Everything around you, everything you can see and everything you cant see, is an expression of the crea-


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tive Spirit. This is an orderly universe, governed by law. The images you form in your mind set up a vibra-tion by which the Law of Attraction manifests the form in your reality. If your image is focused you will re-ceive the desired results. However, if your image is continually fluctuating between expectation and doubt, you set up a chaotic process which will deliver chaotic results. Unfortunately, people who are unaware of the power of their thoughts are thinking prosperity one minute and lack the next. They are continually switch-ing their vibrations from positive to negative. The sad truth is most people spend their entire lives oscillating back and forth between the two extremes and the result is a little bit of this and a little bit of that. It is a fact that everything you want is already here. Your job is to get into harmony with it. You will never get into harmony with prosperity if you insist on think-ing of lack and limitation. You are responsible for your thoughts and responsible for the results you receive. You always get your wish, whether its what you want or what you dont!


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With perfect safety, without any risk whatever, our seed money so planted will return to us tenfold.

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SEED MONEY

Based on the book, Seed Money in Action by Jon Speller (used with permission)

Within the last fifty years many thousands of people have read John Hoshor's wonderful, SEED MONEY: THE LAW OF TENFOLD RETURN AND HOW IT WORKS. They have grasped the scientific principle behind the Seed Money Formula and have successfully applied it in their daily lives to end their money trou-bles. Others have not, for various reasons. This book is to help people get to prosperity, who didn't get it the first time.

John Hoshor wrote [in a booklet published by the Church of Religious Science]: Let us imagine that we have $50 in U.S. currency. We could put the money in a savings bank and it would return us approximately $2


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a year. We could buy a mortgage certificate and get a return of $3 or even $4 a year. Or we might use the money to buy a share or, depending on the price, sev-eral shares of stock in some corporation, perhaps get dividends and, provided we bought at the right time and sold at the right time; make a profit on the transac-tion.

Of course, we could also use the $50 for food, rent, clothing, books, and tools or for other needs or just for pleasure... That is why money is the medium of ex-change. It can be used for many things.

One of the things for which money can be used--which at this writing is not generally known--is as SEED MONEY. This means that we can so use money that we reap a harvest of multiplied money.

Here are a few of the blocks that some people have had using the Seed Money Principle.

A retired man called me long-distance from California. He said that he has read SEED MONEY, followed the formula faithfully, but could not get a return. It seemed that his greatest joy in retirement was driving his car on vacation. One day the old car just gave out--it couldn't go another mile and it had to be towed to a wrecking yard. For two months the man tried to use Seed Money to demonstrate enough money to buy a new car. He gave his Seed Money to his Church, believing he would get a tenfold return. But nothing happened.

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He seemed to understand the principle clearly and to have complete faith in its workings. He puzzled me for a while. Then he said, I better hang up. The call costs too much filthy money.

I asked, Why do you say that money is filthy?

His reply gave me the answer to his failure to receive his tenfold return: Isn't money the root of all evil? he asked.

I told him: The Bible doesn't say that money is the root of all evil. It says the love of money is the root of all evil and even that needs explanation. In Biblical days money as we know it today was very seldom used. Most exchanges were on the barter system. A carpenter would exchange a table for some bushels of grapes. A farmer would exchange grain for clothing, and so on. Money, in gold and silver, was only used for large transactions.

Today money is a universal medium of exchange for all goods and services. When we fix it firmly in our minds that the service that money provides is different from the love of gain, profit and advantage, then we can positively view money as a tool, not as a goad or some-thing to hoard.

The Bible says you cannot serve God and mammon. [Luke 16:13] Mammon represents hoarded money--that which is not placed into circulation. Money in circula-


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tion is God in action. Money, which is hoarded, is use-less, for money is merely the medium of exchange.

I said to the man, who called me, You have had a ha-tred of money because you thought it was evil. Since like attracts like, you have attracted the hatred of money back to you, returned you no good even for the good you have done.

Don't think of money as a dead object of greed. Think of it as a living means of acquiring your needs--good for yourself and for others. Right now, money should represent for you the car that will give you mobility and options--both of which are good.

He thanked me and two weeks later I heard from him again. It's marvelous, he said with great joy in his voice. I received my tenfold return. Yesterday my married daughter drove up from Los Angeles in her Volkswagen. She gave me the keys, telling me that her husband had just bought her a new station wagon so that they and their children could go on camping trips in the mountains. She knew that my old car had given out, so instead of selling the Volkswagen, she gave it to me.

Wonderful, I said.

You know, he said, once I realized that it wasn't money for money's sake that I wanted but the good I could buy with it, I overcame that mental block. The Volkswagen is worth even more than ten times my

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Seed Money, and on top of that it doesn't use as much as my old car--I can travel much farther for the same money.

This is just one illustration how a person's changing their concept of money enables the use of the Seed Money Principle.

Every creative act begins with a thought. Have you been thinking of money as evil? Or, have you been thinking of money as the good that it represents and manifests in your life?

John Hoshor wrote: Just how do we plant seed money? What happens when we do plant it? We give it to our Church or to a hospital, school or college or to any of the Social Service organizations, which subsist on donations. Or, if we to wish, we could give it to any needy person, friend or stranger.

Then we follow a specific mental formula derived from the Great Teacher and proven absolutely true and dependable by such financial giants as the first John D. Rockefeller, Andrew Carnegie, Julius Rosenwald, An-drew Mellon and others of great wealth.

With perfect safety, without any risk whatever, our seed money so planted will return to us tenfold. We will receive back $500.

The second block often found in people who have not yet succeeded in practicing the Principle of Seed


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Money is this: many people dont understand how the giving of Seed Money produces its tenfold return with-out any risk whatever. But it is a fact. The Law of Tenfold Return always works. There is absolutely no risk whatever in the Principle of Seed Money. If you do not follow the formula precisely, there is risk, but then you are not actually practicing the Principle.

I received a rather irate letter from an airplane steward-ess flying on charter flights out of Chicago. She wrote: Mr. Hoshors Seed Money doesn't work. I know be-cause I tried it. When I fly to Las Vegas I play the slot machines. Sometimes I win. With Seed Money I dont get back a dime.

Writing back to her I gently informed her that the Seed Money Principle itself always works but that she ap-parently is not really practicing it.

As illustration I wrote that the Principle of the Para-chute is itself infallible. A properly made, properly packed, properly checked, and properly used parachute never fails to open.

If the parachute is not made properly, is not packed properly, is not checked properly or is not used prop-erly it will not open. That is not the fault of the Principle of the Parachute or of the parachute itself. It is the fault of the person, or persons, who made, packed, checked or used the parachute.

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The Principle of Seed Money works in the same way as the Principle of the Parachute, or as any other Principle, for that matter. If the Principle isn't properly applied you aren't working the Principle.

The Seed Money Principle is not a gamble such a slot machine or a lottery. When you think that you may get your tenfold return from planting some Seed Money -- you wont. When you believe that you will get a ten-fold return on your Seed Money, you will.

Jesus said, What things so ever ye desire, when ye pray, believe that ye receive them, and ye shall have them. [Mark 11:24] He did not say that you won't have them. He did not say that you might have them. He said that you shall have them.

The magic word Jesus used there is believe. There is no room for chance in believing. There is no room for chance in the Law of Tenfold Return.

I advised the stewardess to only practice Seed Money when she felt that she could remove all doubts about receiving her return. If she couldn't try to remove her doubts about receiving her return and if she couldn't try to remove her doubts, I advised her to forget it.

Two months later I received another letter from the stewardess. She said that her reason for wanting her tenfold return was because she wished to have enough money to visit her fianc at the US Air Force at Wies-baden, Germany. As a non-scheduled domestic airline


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stewardess she didn't get reduced fares, which most air-line employees have. She said that with one week's meditation on the Principle of Seed Money--after she had received my letter--she had become convinced that the Law of Tenfold Return worked in Principle and that she could apply that to attain her desired trip. She gave ten dollars, following the formula properly in every step, to her Church that Sunday. On the following Wednesday she received an offer to take the place of a MATS (Military Air Transportation Service) steward-ess on a European flight--to Wiesbaden Germany.

Her tenfold return? She called her parents to tell them of her new assignment. Her father told her that he had just received the return of his income tax overpay-ments. He sent her a gift of one hundred dollars for extra spending money.

This is just one example of many deserving people who give, and give, and give Seed Money, without really believing they will ever get their return. They don't, un-til they really believe that they will.

Do you think that you only may get your tenfold re-turn? Or do you believe that you will get your tenfold return?

Some people have the same problem the stewardess had, but in a different way. They give their Seed Money to their church, believing they will receive their return. Then a member of their family, a friend, a co-worker or some other person scoffs at their belief.

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Doubt creeps in. Their return is deflected, and the Law appears not to work.

John Hoshor writes: Can't you just see the bankers and the economists holding up their hands in horror at Seed Money? They will tell you its impossible!

You are welcome to believe them and lay this booklet aside or give it to someone else. Or you can read it and learn how SEED MONEY multiplies, why it multiplies and by following the principles and methods set forth, prove its truth and worth for yourself.

Incidentally, it has often been said, many times in-aptly, that The truth shall make you free. The only truth that will make you free is the truth that you prove for yourself. If you cannot prove something in your own experience--if you cannot apply it and demonstrate it in your daily life--whatever truth it is, or is not, will not make you free.

A housewife visited me with the complaint that her husband didn't believe that the Seed Money Principle really works. He laughs and calls it a fool's gimmick, she said, He keeps me from receiving my tenfold re-turn.

I told her, No one can prevent you from receiving your tenfold return except you yourself. Your hus-band's remarks cannot prevent your tenfold return unless you yourself give them the permission and power to do so.


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As Ernest Holmes wrote in his great book, THE SCIENCE OF MIND, Nothing can happen to us unless is happens through us. That which we refuse to accept to us cannot be, and that which to us is cannot help becoming a reality in our lives.

I asked her to remove the blocks caused by her accep-tance of her husband's remarks by denying they had any effect on her exercise of the infallible Principle of Seed Money. I asked her to affirm that she and she alone, puts the Power and Abundance of the Universe into motion for her tenfold return.

I asked her, recognizing her great faith in the promises of the Scriptures, to recite--as an addition to the Seed Money process--when giving her Seed Money: Surely, blessing I will bless thee, and multiplying I will multi-ply thee. [Hebrews 6:14] So God promised. So is it with Tenfold Return.

Six weeks later the housewife paid me another visit. She was now practicing the Law of Tenfold Return successfully. There was an interesting sequel. Her hus-band, seeing his wifes success with Seed Money--despite his scoffing--secretly started applying the Seed Money Principle himself. He finally, rather sheepishly told his wife, It works. And it does work.

The Law of Tenfold Return does not only work here and now, but forevermore in the future. The Law of Tenfold Return has always worked throughout the ages. John Hoshor writes:

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Long ago the prophet Malachi knew about SEED MONEY. A prophet becomes a prophet because he is inspired to rise to higher levels than most people and thus can more clearly see things and know things for what they really are.

Malachi said: Bring ye all the tithes into the store-house, that there may be meat in mine house, and prove me now herewith, saith the LORD of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it.

In present day words Malachi's inspired statement means that you should give your Seed Money to your Church so that, as you freely give, so you shall freely receive. And it will be proved NOW, declares the Law of Tenfold Return, that the horn of Infinite Plenty shall be opened and pour you such an Overflowing Abun-dance of Good that you shall not have room enough to consume it.

A man I know is in the printing business. He was one of the printers of John Hoshors SEED MONEY. His business had taken a turn for the worse. His printing presses were idle more often than they were busy. His overhead--rent, payroll, utilities, etc.--was pushing him deeper and deeper into debt.

He asked me, Does Seed Money really work? I told him, Of course--when you follow the process faith-


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fully, the Law of Tenfold Return always works. It's simple CAUSE and EFFECT.

But can I receive as much as I need? he asked.

Nothing can limit what you receive except for the lim-its you place on yourself, I replied, do you know the Twenty-Third Psalm?

Yes, he said.

I counseled, Then remember Davids words: Thou preparest a table before me in the presence of mine enemies; though anointest my head with oil; my cup runneth over. [Psalm 23:5] It doesnt say could run-neth; it says runneth. Isn't that definite? It doesn't say half full. It doesn't say full. It says runneth over. Isnt more than enough, enough?

Yes, the printer said. I could see that he understood. Several months later I called him to order another five thousand copies of SEED MONEY.

He said, My business is running at more than capacity. Even with overtime I can't keep up with the demand. Thanks to Seed Money. But Ill print the books for you and Seed Money the overtime charges.

This printer is now so prosperous that he spends three months of every year in Florida--thanks to his under-standing and practicing of the principle of Seed Money.

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Do you demonstrate ten times one dollar, but fail at ten times ten dollars or ten times one hundred dollars? Or, do you know that the Law of Tenfold Return works equally well on a thousand dollars as it does on a single dollar?

The only limitation on your return is caused by your-self. As Dr. Raymond Charles Barker of First Church of Religious Science in New York City says: All cau-sation is from your subconscious mind, and your subconscious mind can be changed. You are the only one who can change it.

You alone can affect your reaping of your tenfold har-vest--regardless of the amount of cash, valuables or skill-effort involved, [by changing your behavior].

As John Hoshor says, Were Malachi around today to witness for us he would tell you that our $50 planted as SEED MONEY and properly cultivated would cer-tainly return us $500 and that other seed money sums would return proportional harvests. Jesus, too, was fo-cused on seeding change, giving, giving, giving; and He knew what the outcome would be.

As money is solely a medium of exchange, your ten-fold return is not necessarily in the form of currency. John Hoshor cited how a friend of his proved Malachis promise--Malachi 3:10--with [an example of, of all things] typewriters:


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My friend Sigmund was studying to be a writer. He felt that he could progress faster if he had a typewriter. Sigmund asked me to help him demonstrate a type-writer. I agreed and we started to work that night.

Although Sigmund had often been writing at his desk when his landlady came to straighten up the apartment, the very next morning she suggested that he go to the basement and get the typewriter some folks who had once lived there had left. She told Sigmund that he might have the typewriter.

Sigmund phoned that day and gave me an account of what had happened. He said, however, that the machine was not new and that he had taken it to have it cleaned and put in working order.

The following day Sigmund picked up the typewriter and asked me to come and see it. I went to his place. I'm quite certain that it was not the first typewriter ever manufactured, but it could have been the second. The two of us sat quietly and looked at it.

Does it work? I asked him.

Sigmund laughed and said, It does, in a manner of speaking.

During the next few weeks the machine needed fixing several times and Sigmund told me that he had finally decided to leave it in the repair shop.

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Soon after, I was called to Phoenix, Arizona where I spent several months. When I returned to California I went again to see Sigmund.

He asked, Why don't we try the typewriter demonstra-tion again?

What kind of machine do you want?

Sigmund thought and answered, It doesn't have to be new but it should be a late model of a standard make and also be in good working condition.

I said, All right, that's our pattern, a late model stan-dard make in perfect working order.

We both went to work on it that night.

It was three days before I spoke with Sigmund again. He phoned and said that he had tried to reach me the day before. I explained that I had been away on a busi-ness appointment and asked what happened.

Sigmund said, A friend of mine whos been drafted into the Army brought me a typewriter that is only three months old. I once lent him my car to drive his mother to Seattle and he said he didn't know when he'd need the typewriter again, if ever, and he wanted me to have it.

I asked, What kind of condition is it in?


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Perfect, was Sigmund's answer.

I said, Fine.

Sigmund said, Thats not all. You remember my tell-ing you about my friends who live across the street?

The ones for whom you mowed the lawn when the man had his ankle broken? I asked.

The same. When I came back from the store this af-ternoon, Mary--she's the wife--called me over. They are going back East and have more than they can haul in their car. They bought a typewriter a couple of years ago when they tried out the mail order business at home, but the business didn't prosper so they gave me the machine. Mary said that they had been watching me writing in longhand at my window and they wanted me to have it. I couldn't refuse it so I brought it home with me.

I said, Great. Is it in good condition too?

Sigmund said that it was in perfect condition. Then I pointed out to him that we had demonstrated two type-writers. I heard him laughing over the phone.

I asked, What are you laughing about?

He answered, I have three. This morning when I went for the mail there was an almost new machine in front

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of my apartment door with a typewritten note--This is a gift--I thought that perhaps you had sent it.

I told him, and I told him truthfully, Sigmund, not only did I not send it; I know nothing at all about it.

Sigmund said, Wed better turn it off. I dont want to go into the typewriter business.

Since those years Sigmund has used the formula time and again and is today a prosperous writer and lecturer on the subject.

The demonstration of Sigmund's typewriters is an illus-tration of but one of many articles of value received in accordance with the Law of Tenfold Return. When my wife was approaching the time of the birth of our first child, we moved from Manhattan to an apartment in Kew Gardens. Our child was still to be delivered in the hospital in Manhattan where we had already made ar-rangements.

It was a wintry January in New York, and we didn't have a car. We applied the Law of Tenfold Return to demonstrate transportation for the day when our baby would arrive.

Although on the day when my wife had to go to the hospital the weather was so bad that that most people could not find a taxi--we had not one, not two, but three vehicles to take us to the hospital.


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Leo and Olga, a couple we know, were there with their car. Another friend, Pete, dropped by with his car. And a taxi I had called also arrived.

I gave the taxi to some people who couldn't locate a cab. The taxi-driver was surprised when I put a dollar in his hand anyway. He didn't know that it was Seed Money.

Olga and Leo drove us to the hospital in Manhattan. Pete asked if he could drive my wife and the baby back to Queens on the day when they would be released from the hospital. Little did he know that the ten dollars in taxi fares, which he would save us, represented ten-fold return of the dollar I had given to the driver of the taxicab.

The day came when my wife and new baby daughter were released from the hospital. It was also the day af-ter a big snow-storm. Pete's car was snowed under--we had no shovel to dig out the wheels.

I started an Affirmation. I had hardly finished when seemingly from nowhere a very small boy carrying a very large shovel appeared. He had been shoveling sidewalks and had noticed our plight. In no time the car was free from the snow and ice and we were on our way to Manhattan.

The Law of Tenfold Return can fulfill every desire. It is not limited by price. It is not limited by lack. As John Hoshor wrote: The resources of the Infinite are Infi-

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nite, and every human being [--human being defined as a physical will be directed by an Infinite Spirit--] has direct access to these resources.

Jesus knew about SEED MONEY and how to multiply it. He referred to it more than a few times and with the loaves and fishes demonstrated it with great success be-fore a huge throng of people. [Each person receiving a piece of fish or loaf broke off a small piece and passed the remainder on.]

In the parable of the talents Jesus told about three men. One had been given one talent, another had been given two talents and the third had been given five talents.

A Roman talent was a denomination of money ap-proximately equivalent to $500 [in U.S. 1960's currency].

The man who had the two talents doubled his, as did the man who had the five talents. They were each commended and promised: Thou has been faithful over a few things, I will make thee ruler over many things [Matt 25:21 & 23]. In effect, this was saying that the principle they had applied could be used over and over again ad infinitum, that it was Unlimited in its operation.

The man who had one talent did not multiply it but in-stead buried it in the ground. He was reprimanded and told that his one talent would be taken from him.


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Use part of your money as SEED MONEY and you will become prosperous--enough.

In the parable of the talents Jesus illustrated why many people fail even today in their attempts to practice the Principle of Seed Money.

The man with the one talent--who failed to increase it--explained: I was afraid, and went and hid thy talent in the earth.

Many people who sometimes attempt to work the Law of Tenfold Return fail through fear--created and per-petuated only by themselves. The Law of Tenfold Return is only the orderly working of God in our minds, our bodies, and our affairs. In United States dol-lar bills is written, IN GOD WE TRUST--very good advice.

Those who do not receive their tenfold return because of fear that it will be lost, lose their money as surely as the man who buried his talent in the ground ultimately lost his [to God's Judgment that he manifest NO TRUST]. In trusting God one cannot fear--and the Principle of Seed Money demands absolute trust in God--Omniscience, Omnipotence, and Omnipresence.

A doctor wrote to me that he could see the scientific basis of the Principle of Seed Money in harmony with the fundamental One Law of the Universe--but he couldnt overcome the gnawing fear that his Seed Money would be lost.

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I wrote him what Job had said: For the thing which I greatly feared is come upon me, and that which I was afraid of is come unto me [Job 3:25].

I told him that the Law of Tenfold Return knows no evil. If one fears that he will lose what he has, he will surely lose what he has, for his thoughts of fear express what he wants.

The doctor realized the boomerang caused by his fear--one that had cost him not only his tenfold return, but had caused him a tenfold loss. He saw the truth in Je-sus' words: For unto every one that hath shall be given, and he shall have abundance: but from him that hath not shall be taken away even that which he hath [Matt 25:29].

Today the doctor has banished the word fear from his vocabulary. Through the Principle of Seed Money he has built up a flourishing and satisfying practice. He gives a copy of SEED MONEY to every new patient.

John Hoshor put it: Fail to use money as SEED MONEY and you will remain or become needy. Why? Because the needs of Life are forever eating up your Substance, your earnings, your capital. These must be constantly replenished and extended--renewed--just as you have to forever renew your Breath of Life.

A very small percentage of our population today uses the Law of Seed Money in one form or another. These are the rich, and especially, the very rich. Yet, perhaps


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one in ten thousand of these few use the Seed Money Principle consciously, knowing what they are doing. The others have conditioned themselves to follow cer-tain business practices, some of which are not contrary to the Law of Seed Money and which, part of the time at least, are harmonious with that Law. Their financial success is in direct proportion to how closely they fol-low that Law.

It should go without saying that success will be greater where one practices the Seed Money principle con-sciously and constantly than where one uses it only spasmodically and accidentally.

A typical business operation in harmony with The Law of SEED MONEY might be as follows: A man gets an idea for a new product which will confer benefit upon those who buy it. He takes the idea to a friend. They study it and agree that people will buy it and be pleased with having and using it. They also agree it will require X dollars to develop and market the product. They cal-culate that they can sell the item in volume and estimate that they can profit to the extent of ten times the X dollars they must invest in it. So they go into business, follow their agreed-upon course and make the profit.

Details will differ in every case but the foregoing op-erational procedure is that utilized in almost every successful business venture.

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A man telephoned from the South. He said that he was down to his last two hundred dollars. The only other thing he owned was some worthless land on the out-skirts of his town. He had no prospects of any income.

I told him that the earth is full of the goodness of the Lord [Psalm 33:5]. This doesn't mean that the earth is empty of good, nor only half full of good. It means that the earth is full of good.

When you have a full dozen eggs you don't have six, you don't eleven--you have twelve, the full dozen. Our good is exactly the same. With God there is no short-changing.

But your supply is only equal to your demand, and it is up to you to make your own demand on the Infinite. There is no lack of supply, only a lack of demand. You have to claim what you want, not what you don't want.

When you plant your Seed Money and claim weeds--you can't expect to receive a harvest of abundance of anything but weeds.

A little tree in Canada serves as a fine example.

The Jack Pine was once a weed. It was not only too small to use for lumber, but a substance within its cel-lular structure prevented its use for pulp in the manufacture of paper. Jack Pine was considered a true weed, with little present value and none foreseeable.


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Millions of acres of Jack Pine were considered waste-land--an area larger than the State of Connecticut.

But men of a paper company in Michigan believed that a weed is merely a plant for which man has not yet found a use. They did what others considered im-possible. They found an economical way to remove the substance contained in Jack Pines cellular structure, which had prevented its use for paper pulp.

As a result, this firm is now making a beautiful, high-quality paper out of Jack Pine--employing many thou-sands of working people in this work.

Those who claimed nothing from Jack Pine--received nothing. Those who planted their seeds, believing in their own success--reaped the harvest.

I told the Southerner that he must not try to select a specific channel for the transmission of his return to him, that correct use of the Seed Money formula leaves the means of providing the tenfold return to its ultimate source, God.

As Eric Butterworth of the Unity Center in New York affirms in his book, Unity, A Quest for Truth: God is my All-Sufficient Resource. He is my Instant, Con-stant and Abundant Supply.

Dr. Butterworth explains: God is my supply, every-where evenly present, and as immediately available as the air I breathe. The moment a need arises in my life,

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God's infinite substance is immediately at hand to fill it. I am a child of God, and it is right and good that I manifest abundance. As Gods child, I have been given the wisdom and intelligence to bring into expression all that is needed for my well-being and comfort. God in-spires me with good judgment in handling the supply that is already mine, and opens the way to greater good, greater blessings, greater opportunities.

I asked the Southerner to reflect on this when he won-dered about the source of his tenfold return. He promised to do so.

Nearly a month later I heard from him again. The Sun-day after I had talked with him he had given a check for his entire two hundred dollars to a home for or-phans, absolutely sure of his tenfold return because he was following the command to care for the orphaned and poor.

The next day he was visited by a newcomer to town. The newcomer told him that the town needed a driving range for its many avid golfers. He told the Southerner that his worthless land on the outskirts of town was ideal for that purpose. He offered to lease the property, put up the capital to build the driving range, and pay him a percentage of the gross receipts.

The Southerner received a down payment of two thou-sand dollars--ten times his gift--and subsequently will make a comfortable living from his share of the pro-


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ceeds from the driving range so long as he continues to provide SEED MONEY in his community.

His prosperity is only a very small sample of what can be received through the practice of the Principle of Seed Money. The Law of Tenfold Return can make you, as it says in the line from the song, Pennies from Heavenas rich as Rockefeller. John Hoshor wrote: The greatest fortune the world ever saw until recently in private hands was amassed by a man who thoroughly knew, understood and constantly used the Law of Seed Money.

The first John D. Rockefeller, through his long life, put his full trust in that Law. Whether in his early days when he gave frugally but regularly to his Church or in his middle and later years when his foundations were giving many millions to better the world, Rockefeller always envisioned the many times multiplication of his gifts returning to him.

And they did. How they did.

Rockefeller knew the truth of the early Biblical prom-ise, all the land thou seest shall be yours. He laid his claim on the Infinite and accepted possession. It came to him. The Law always works; it's just people who fail to apply it, that fail.

Rockefeller kept his secret a secret. He taught only his family, and the Principle of Seed Money is still work-ing full time for those Rockefellers who still apply it.

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The world regarded the elder Rockefeller's practice of giving a new dime to everyone he met as a rich man's idiosyncrasy, but to Rockefeller it was a deeply reli-gious and significant act, each gift another opportunity to multiply his return. Selfish? Greedy? Do not believe it. Here was a man in love with the Law, thoroughly and all-absorbingly in love with the Law. He embraced the Law and it gave, flooding Abundance over him al-most beyond human power to count. [Notice, Bill Gates operates similarly--giving huge amounts away as seed money constantly--to restore his supply, at last count, 42 BILLION.]

Van Loon in his Life of Rembrandt paints a scene where the bailiffs are moving out the artist's stove and other furniture. In one corner of the hut his wife is ly-ing on a pallet of straw dying of consumption [tuberculosis]. And what is Rembrandt doing? Standing i

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Prosperity Consciousness