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dollars & sense 5BPilot-Tribune Thursday, November 3, 2016
Sprayfoam is the Best Insulation Available.Call Northwest Sprayfoam and let
us help you save money!• Helps maintain constant temperature• Reduces energy expenses up to 50%• Great use for covering rusty steel buildings• Great for insulating grain bin dryers• Eliminates condensation permanently• Insulates and weatherproofs new & old buildings• Helps sound proof• Cheaper than regular insulation• Used in homes and commercial buildings
Contact: Evan 515-473-8406 or Dave 712-660-1756
NORTHWEST BUILDERS
Contact: Evan 515-473-8406or Josh 712-369-9706
FREE CARPENTRY ESTIMATESSpecializing in:• New Construction / Additions• Remodeling• Agricultural Buildings• Concrete • Roofing• Siding • Finish Work
BASED INSCHALLERWill travel anywhere!
NO OBLIGATIONFREE ESTIMATES
SAVE UPTO50% ONYOURUTILITY BILLS!
of Iowa Inc.
Sell yourGOLDDiamonds & Sterling Silver
jewelry for immediate cash back.
608 Lake Avenue, Storm Lake, IA 50588
• Medicare supplement plans from The Blues®
• Affordable care act-compliant plans for individuals, families, and businesses
Wellmark Blue Cross and Blue Shield of Iowa is an Independent Licensee of the Blue Cross andBlue Shield Association. ©2014 Wellmark, Inc. W-5033 10/14 – GBL15
Barb [email protected]
Andrea [email protected]
Stille Pierce & Pertzborn is your local, client-oriented insuranceagency dedicated to providing you with innovative solutions and
the highest level of service possible.
Storm Lake, IA • (712) 732-3747
CALL Stille Pierce & Pertzbornfor all of your health insurance needs.
Authorized Independent Agents For
THIS SPOT COULD BE YOURS! CALL 712-732-3130 AND ASK FOR CHRIS, TIM
OR DOUG FOR MORE INFORMATION.
PROFESSIONAL DIRECTORYLAWYERS
MACK, HANSEN, GADD,ARMSTRONG & BROWN, P.C.
Edgar E. Mack (1913-92)Douglas W. Hansen (Retired)
Stephen R. GaddGary W. Armstrong • Ted Brown316 East 6th • Storm Lake, IA
712-732-3538
HAVENS & HAVENS
Paul D. Havens Phillip E. HavensAttorneys at Law716 Lake Avenue
(2 doors north of the movie theater) Storm Lake, IA Ph. 712-732-7262
STERN, DIEHL, CORNISH & JENSEN
Attorneys at LawFritcher Building
533 Erie St. • Storm Lake, Iowa 50588712-732-1624 OR....
224 Main St., P.O. Box 86Albert City, IA 50510 • 712-643-2255
MURRAY & MURRAY, P.L.C.Attorneys at Law
Edean Murray & John Murray530 Erie Street • Storm Lake, IA
712-732-8181
The Law Offices of Redenbaugh & Mohr, P.C.
Phil C. RedenbaughBrett C. Redenbaugh
Ryan A. Mohr111 W. 6th, Storm Lake, IA
712-732-1873
STILLE, PIERCE &PERTZBORNInsurance Services112 East 5th Street
Storm Lake, Iowa 50588712-732-3747
Steve Stille, Mike Pertzborn, Howard Hatlelid, Tom James, Clark Fort,
Mike Cadwell, Tony Pertzborn, Michael Pertzborn II
THOMPSON & ASSOCIATES
Douglas K. ThompsonCLU, ChFC, LUTCF
General Agent
Kari StuckelLUTCF, CLTCAssociate
517 Erie Street Storm Lake, IA 712-732-5129
Providing solutions to meet your changing financial needs.
INSURANCE
STEVEN ROTHAttorney at Law
608 SENECA STREETSTORM LAKE, IOWA
712-732-4373
LAWYERS AUCTIONEERCONE AUCTIONS
For complete and professional auction service contact
Kevin Cone, AuctioneerNational & Iowa AuctioneerAssoc. Member
761 610th St.Storm Lake, IA
712-284-2726
Registered Representative / Securities products and services offered through: FBL Marketing Services, LLC5400 University Avenue, West Des Moines, IA 50266, 877-860-2904Member SIPCFarm Bureau Property & Casualty Insurance Company+*Western Agricultural Insurance Company+*Farm Bureau Life Insurance Company+*+Affiliates *Company providers of Farm Bureau Financial Services
Jeff StewartAgent
LUTCF, AFIS
1707 Lake Ave., Storm Lake, IA 50588Ph. 712-732-1690 • Fax 712-732-1677 • Cell 712-299-7174
E-mail: [email protected]
TURN YOUR FINANCIAL GOALS INTO FINANCIAL SUCCESS.
05-4000 © 2016 The Northwestern Mutual Life Insurance Company, Milwaukee, WI (Northwestern Mutual).
Larry Hecht CLU®, ChFC®, CLTCFinancial Advisor(712) 732-4967larryhecht.nm.com
Kristopher Hauswirth of United Bank of Iowa successfully com-pleted the 2016 Iowa Bankers Association’s Commercial Lending School held October 3-7 in Ankeny. The school is an in-tense one-week pro-gram sponsored by the Iowa Bankers Asso-ciation. The purpose of the IBA Commer-cial Lending School is to prepare com-mercial lenders who want to broaden their knowledge to serve ef-fectively and profitably as commercial loan of-ficers. The coursework was led by experienced lenders from across the midwest who lectured, facilitated discussion, and offered case studies adapted from real world situations. A primary focus of the week was becoming a trusted advisor for small business owners by providing value and accountability. Hauswirth is ready to use his lending knowledge and previ-ous accounting experience to help local families and busi-ness owners in Pocahontas and Buena Vista counties. Prior to lending, Kristopher practiced as a CPA in Des Moines preparing business and personal tax returns. He is a gradu-ate of the University of Northern Iowa with a degree in Ac-counting. Kristopher and his wife Jena both hail from the Havelock area and are alums of Pocahontas Area Community School. They currently reside on an acreage near Havelock.
The top ranked rough stock cow-boys in Pro Rodeo selected Barnes PRCA Rodeo livestock for both the 2016 RAM Great Lakes Circuit Finals (GLCF) in Louisville, KY on Nov. 10-12 and the Wrangler National Finals Rodeo (WNFR) in Las Vegas Dec. 1-10. Twenty-three head including bucking horses, bulls and saddle hors-es will be featured during GLCF later this month. “Your percent of placing on a Barnes’ horse is very good,” said Tim O’Connell, three-time WNFR qualifi-er and the 2016 RAM National Circuit Finals Rodeo - Bareback Champion. “Their horse power is at the top end of the circuit finals.” O’Connell from Dubuque, Iowa is currently ranked number one in the 2016 PRCA World Standings. The Rafter B Bar brand is well-re-garded and has consistently been rep-resented at every RAM Great Lakes Circuit Finals Rodeo since 1979. Barnes PRCA Rodeo was at the forefront when the rodeo industry developed the regional circuit system for contestants. “It is truly an honor for the contestants to vote our live-stock into the circuit finals. Last year our horses helped Tim cash a paycheck in every round,” stated Marty Barnes, owner of Barnes PRCA Rodeo. “This year our string of bulls headed to Louisville were all born and bred on the ranch,” he continued.
Notably, Saddle Bronc mare Red Horse Crossin’ will make a dual appearance at the GLCF and the WNFR. Last year in Las Vegas, she disqualified both her riders and was judged the best horse of the performances in Round 3 and Round 8. Barnes said, “Cowboys look forward to draw-ing her for the opportunity to win big and she gives a solid performance.” Barnes PRCA Rodeo continues to be in an elite class of Pro Rodeo Stock Contractors. They are one of only two firms across North America selected to provide livestock for ev-ery National Finals Rodeo, since its inception in 1959.
The accounting firm of Seim Johnson, LLP released an audit report on Buena Vista Regional Medical Center, Storm Lake on October 24, 2016: The Hospital’s unrestricted operating revenue totaled $45,795,737 for the year ended June 30, 2016, a 0.2% increase from the prior year. Total revenue included $43,337,346 in net patient service revenue and $3,147,548 in other operating revenue. Net nonoperating revenues were $394,914; which was comprised of $115,888 in in-vestment income; $422,398 in county tax revenues and $143.372 in interest expense. Operating expenses for the year totaled $43,756,109, a 1.5% decrease from the prior year, and included $22,376,874 for salaries and employee benefits; $14,390,534 for sup-plies and other expenses; $3,672,376 for purchased ser-vices and professional fees; and $3,316,325 for deprecia-tion and amortization. A copy of the audit report is available for review in the Hospital Administrator’s Office, in the Office of the Audi-tor of State and on the Auditor of State’s web site at http://auditor.iowa.gov/reports/reports.htm.
Meta Financial Group, Inc.’s (NASDAQ: CASH) bank subsid-iary, MetaBank®, has entered into an agreement with certain H&R Block entities to originate up to $1.45 billion and retain up to $750 million of interest-free Refund Ad-vance loans for H&R Block® tax preparation customers during the 2017 tax season. H&R Block has approximately 10,000 company-owned and franchise retail locations in the U.S. This program builds on MetaBank’s growing presence in
the tax payments industry. “We are delighted to team with H&R Block, a respected brand and trusted household name in the tax preparation business,” said Brad Hanson, President of MetaBank and Meta Payment Systems. “Im-portantly, we are working with Specialty Consumer Services, LP, proven leaders in underwriting and risk management of tax re-lated financial products, and BofI Federal Bank who has agreed to purchase consumer-friendly Re-
fund Advance loans originated by MetaBank to H&R Block’s loyal customer base.” “H&R Block looks forward to working with MetaBank to offer this consumer friendly product,” said Greg Macfarlane, Senior Vice President, U.S. Retail Products and Operations, H&R Block. “We want to ensure delivery of exceptional value to our customers, and inter-est-free Refund Advances are a great addition to our already com-petitive suite of products.”
Kristopher Hauswirth Asst. Ag Loan Officer, United Bank of Iowa in Storm Lake.
Kristopher Hauswirth earns certificate from Commercial Lending School
Audit report for BVRMC
MetaBank® and H&R Block® announce program to offer interest-free tax refund advances
Peterson ranch headed for National Finals RodeoTop cowboys select Barnes PRCA Rodeo livestock for events
