WILLIAM ENOS Fort Mill, SC 29708 (803) 547-6282 enos@comporium.net

SENIOR RISK ENGINEERING CONSULTANT20+ years’ success leading risk control for high-growth insurance organizations

A focused, passionate, hardworking Senior Risk Engineering Consultant with years of experience combining risk management, risk reduction, risk evaluation and procedures

development expertise to identify and assess potential organizational threats, and deliver solutions and guidance to maintain business profitability. Highly skilled writer and author of numerous risk control publications, policies and manuals. Highlights of expertise

include:

Project & Program Management Risk Assessment, Control &

Procedures Account Management Training Program & Manual

Development

Budget Coordination & Resources Management

Policy & Procedures Development Senior Management Risk Consulting &

Analysis Staff Supervision & Development

PROFESSIONAL EXPERIENCE

ZURICH NORTH AMERICA, Charlotte, NCSenior Risk Engineering Consultant, Apr 2008 – Oct 2015Provided senior-level management risk identification and reduction for more than 35 accounts by assessing clients’ needs and loss potential related to commercial insurance coverage, developing service plans and MBO, and delivering technical advice and account information to underwriting and broking partners.

Provided risk consulting services for internal and external clients within NC, SC & VA territories and nationally by developing and implementing single, multi-coverage and risk training programs for clients’ personnel, service plans, and coordinating resources and budget.

Exceeded expectations by serving as 1 of 2 national Risk Engineers in Market Customer Leader position, Lead Consultant for multiple customer “raves” (2014 & 2015), and being recognized as Southeastern Casualty Specialist.

Supported internal staff development by aiding in risk engineering learning initiatives, and publishing technical RiskTopics manual.

WELLS FARGO / WACHOVIA INSURANCE SERVICES, Charlotte, NCVice President, Nov 1995 - Apr 2008 Oversaw and supported regional and national risk-consulting operations as liaison and resource for VA, NC, SC, OH, NY and GA clients, while also providing technical and industry specific marketing solutions for pre-acquisition and client retention initiatives.

Reduced risk costs for firm and clients and identified areas improvement by analyzing organizational operations.

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Maintained staff efficiency by developing hard-copy and electronic policies, procedures, corporate safety and Human Resources manuals and training solutions in compliance with DOT, OSHA, EPA and company standards.

Established and achieved goals by managing internal and external resources domestically and internationally, while meeting cost and revenue expectations.

Contributed to business operations by providing assistance with due diligence, mergers and acquisitions.

- Additional Work Experience -Senior Risk Control Consultant (1987 – 1995), Chubb & Sons, Inc., Atlanta, GA &

Charlotte, NC

EDUCATION & CREDENTIALS

Bachelor of Arts, Political Science, Miami University, Oxford, OHCertified Risk Manager (CRM)

Marshall & Swift Certified AppraiserManager of Environmental Safety & Health (MESH)

OSHA 500 Construction & 501 General Industry Authorized TrainerDDC - Defensive Driver Certification Training

PUBLICATIONS, MANUALS & TEACHING EXPERIENCE

Corporate Risk Control Marketing Brochures Product Liability Client Audits

Reduction in Force/Layoffs & Workers' Compensation ConsiderationsProperty, Workers' Compensation, Fleet & Product Liability Client Audits

Human Resources ManualsClaims Management Guides

Instructor of following related courses:Associate Risk Management & Certified Risk Management Courses

(NFPA) CoursesOSHA Technical Seminars

Property Conservation Techniques and Property Type and Marketing Considerations

Claims Management 101

PROFESSIONAL AFFILIATIONS

National Safety Council and National Fire Protection AssociationAssociation of Safety Engineers

Risk & Insurance Management Society

Board Member, President, Vice President & Secretary, Homeowners Associations