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Explore the world of Premier Banking Premier Banking

Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

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Page 1: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

Explore the world of Premier Banking

Premier Banking

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Page 2: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

Enjoy Premier Banking, at no extra cost

EligibilityTo be eligible for Premier Banking, you’ll need an annual gross income of £75,000 or more paid into a Barclays current account, or £100,000 or more saved or invested with us.

Exclusive products just for youTake advantage of our exclusive Premier mortgages, loans, savings accounts and home insurance.

Dedicated, UK-based relationship teamOur Premier Relationship Team is on hand all day, every day. Just call us on 0800 924 7365*.

Contents

Premier Current Account 4

Your Premier Relationship Team 5

A world of rewards 6

Exclusive Premier products 7

Make smart investment decisions 10

Ways to bank 11

Explore the world of Premier Banking | 3 2 | Explore the world of Premier Banking

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Page 3: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

Enjoy Premier Banking, at no extra cost

EligibilityTo be eligible for Premier Banking, you’ll need an annual gross income of £75,000 or more paid into a Barclays current account, or £100,000 or more saved or invested with us.

Dedicated, UK-based relationship teamOur Premier Relationship Team is on hand all day, every day. Just call us on 0800 924 7365*.

Contents

Premier Current Account 4

Your Premier Relationship Team 5

A world of rewards 6

Exclusive Premier products 7

Make smart investment decisions 10

Ways to bank 11

Explore the world of Premier Banking | 3 2 | Explore the world of Premier Banking

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Page 4: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

Premier Current AccountUnlock the benefits of Premier Banking with our Premier Current Account.

Your Premier Relationship TeamWe’re based in the UK and on hand whenever you need us, all day, every day.

Premier Telephone BankingOur Premier Telephone Banking team are available on 0800 924 7365* to help with your everyday banking. You can also securely call with Direct Call in our app.

4 | Explore the world of Premier Banking Explore the world of Premier Banking | 5

No monthly account feeEnjoy the best of Barclays, at no extra cost.

Premier black debit cardOur black contactless Premier debit card can be used to withdraw up to £2,000 a day from cash machines (as long as there are funds in your account). You just need to increase your cash machine withdrawal limit from £1,000 to £2,000 in the Barclays app.You can also personalise your card with your favourite photo, free of charge. Visit barclays.co.uk/personalisedcard to find out more.

Fee-free international payments online or by mobileSend money outside the UK with no charges in Online Banking or our app. We support all major currencies, and transactions are quick, easy and secure.Fees for payments sent from a branch start at £15. The recipient’s bank may still charge a fee, depending on its location.

£500 interest free arranged overdraftAn arranged overdraft limit is a borrowing facility which allows you to borrow money through your current account.With a Premier Current Account, you can apply for an interest free overdraft of up to £500. If you arrange a higher overdraft limit interest is charged when you go over your £500 interest free amount, up to your arranged overdraft limit.

How does my overdraft compare?A good way to compare the cost of our overdraft with other overdrafts or other ways of borrowing is to look at the APR. The APR shows the cost of borrowing over a year.

Representative example:0% interest (variable) payable on arranged overdrafts up to £500. If you use an arranged overdraft above this amount the annual rate of interest is 35.0% (variable) 19.5% APR Representative (variable), based on a £1,200 overdraft balance.All arranged overdrafts, including interest free amounts, are subject to application, financial circumstances and borrowing history, and are repayable on demand.You can contact us at Barclays, Leicester, LE87 2BBFind out more at barclays.co.uk/youroverdraft

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Page 5: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

Premier Current AccountUnlock the benefits of Premier Banking with our Premier Current Account.

Your Premier Relationship TeamWe’re based in the UK and on hand whenever you need us, all day, every day.

Premier Telephone BankingOur Premier Telephone Banking team are available on 0800 924 7365* to help with your everyday banking. You can also securely call with Direct Call in our app.

Premier relationship managementYou also have access to a dedicated Premier Relationship Team, who can help support you with more complex financial decisions.

4 | Explore the world of Premier Banking Explore the world of Premier Banking | 5

£500 interest free arranged overdraftAn arranged overdraft limit is a borrowing facility which allows you to borrow money through your current account.With a Premier Current Account, you can apply for an interest free overdraft of up to £500. If you arrange a higher overdraft limit interest is charged when you go over your £500 interest free amount, up to your arranged overdraft limit.

How does my overdraft compare?A good way to compare the cost of our overdraft with other overdrafts or other ways of borrowing is to look at the APR. The APR shows the cost of borrowing over a year.

Representative example:0% interest (variable) payable on arranged overdrafts up to £500. If you use an arranged overdraft above this amount the annual rate of interest is 35.0% (variable) 19.5% APR Representative (variable), based on a £1,200 overdraft balance.All arranged overdrafts, including interest free amounts, are subject to application, financial circumstances and borrowing history, and are repayable on demand.You can contact us at Barclays, Leicester, LE87 2BBFind out more at barclays.co.uk/youroverdraft

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Page 6: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

A world of rewardsIt’s our way of saying thank you for banking with us.

Barclays Blue RewardsJoin for just £4 a month and get monthly cash rewards when you bank, have mortgage or home insurance with us. You’ll also be able to open our members-only savings account, Blue Rewards Saver and earn higher interest in the months where you don’t dip into your savings. You’ll also benefit from enhanced cashback with retailers when you shop through us. Other rewards are available: Please visit barclays.co.uk/bluerewards

To be eligible, you’ll need to pay in at least £800 to your account and pay the £4 fee each month.

Exclusive Premier productsTake advantage of exclusive products, rates and services to help you plan and manage your future.

Premier cash ISAsMake the most of your tax-free allowance with our exclusive Premier cash ISAs. You can earn a fixed rate on your money, and have the flexibility to access some of your savings too.

6 | Explore the world of Premier Banking Explore the world of Premier Banking | 7 6 | Explore the world of Premier Banking

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Page 7: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

Exclusive Premier productsTake advantage of exclusive products, rates and services to help you plan and manage your future.

Premier cash ISAsMake the most of your tax-free allowance with our exclusive Premier cash ISAs. You can earn a fixed rate on your money, and have the flexibility to access some of your savings too.

Premier bondsYou can earn a fixed rate and have the flexibility to access some of your money with our exclusive Premier bonds. The minimum balance is £1, with a maximum balance of £1 million, and you can manage your account online, in branch or over the phone.

6 | Explore the world of Premier Banking Explore the world of Premier Banking | 7 6 | Explore the world of Premier Banking

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Page 8: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

8 | Explore the world of Premier Banking Explore the world of Premier Banking | 9

Premier mortgagesWhether you’re moving, improving, or interested in a new deal, we can help you apply. As a Premier customer you can access exclusive rates, borrow up to 5.5 times your income (subject to application, financial circumstances and borrowing history) and our mortgage advisers are available when you are, in the evening and at weekends.

barclays.co.uk/premiermortgages YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Premier BarclayloanWith Premier Barclayloan we could provide you with a personalised price quote for loans between £1,000 to £50,000 without affecting your credit rating. Your quote will give you a personal rate, not a representative APR, and it’ll be exactly the rate you’ll get if you take out the loan.

All loans are subject to application, financial circumstances and borrowing history.

barclays.co.uk/premierloan

Barclays Premium Home Insurance, provided by HISCOXBe confident your home and belongings are protected with our most comprehensive level of home insurance. Insure everything that matters to you on one policy with jewellery, watches, art and collections covered as standard. We can also offer you Barclays Home Insurance.

You’ll be able to find out which cover is right for you by answering three quick questions.

barclays.co.uk/premiumhomeinsurance

Travel PackEnjoy both holiday and breakdown cover with our Travel Pack for just £12.50 a month• Worldwide family travel insurance• Comprehensive European RAC breakdown cover

Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 312078). Registered in England, Registered No. 973765. Registered office: 1 Churchill Place, London E14 5HP. Barclays Bank UK PLC act as an introducer to Hiscox Underwriting Limited who arrange Barclays Premier Home Insurance for Premier customers only, on behalf of Hiscox Insurance Company Limited. Hiscox Underwriting Linited are regulated and authorised by the Financial Conduct Authority (Financial Services Register No. 308922). Registered in England, Registered No. 02372789. Registered Office: 1 Great St Helen’s, London EC3A 6HX.The insurer of Barclays Home Insurance is Gresham Insurance Company Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG Registered in England, Registered No. 110410

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Page 9: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

8 | Explore the world of Premier Banking Explore the world of Premier Banking | 9

Barclays Premium Home Insurance, provided by HISCOXBe confident your home and belongings are protected with our most comprehensive level of home insurance. Insure everything that matters to you on one policy with jewellery, watches, art and collections covered as standard. We can also offer you Barclays Home Insurance.

You’ll be able to find out which cover is right for you by answering three quick questions.

barclays.co.uk/premiumhomeinsurance

Travel PackEnjoy both holiday and breakdown cover with our Travel Pack for just £12.50 a month• Worldwide family travel insurance• Comprehensive European RAC breakdown cover

Travel Plus PackEnjoy holiday cover with extras with our Travel Plus Pack for just £18 a month• Worldwide family travel insurance• Comprehensive RAC breakdown cover• Airport lounge access• Airport parking and hotel discounts

Tech PackOur Tech Pack takes care of up to four mobile phones and an unlimited number of gadgets worth up to £1,500 (including VAT) per device. That means tablets, laptops, sat navs, smartwatches, cameras and more are all protected, wherever you go, for just £14.50 a month.

barclays.co.uk/packs

Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 312078). Registered in England, Registered No. 973765. Registered office: 1 Churchill Place, London E14 5HP. Barclays Bank UK PLC act as an introducer to Hiscox Underwriting Limited who arrange Barclays Premier Home Insurance for Premier customers only, on behalf of Hiscox Insurance Company Limited. Hiscox Underwriting Linited are regulated and authorised by the Financial Conduct Authority (Financial Services Register No. 308922). Registered in England, Registered No. 02372789. Registered Office: 1 Great St Helen’s, London EC3A 6HX.The insurer of Barclays Home Insurance is Gresham Insurance Company Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG Registered in England, Registered No. 110410

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Page 10: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

Ways to bankManage your money how and when you want.

10 | Explore the world of Premier Banking Explore the world of Premier Banking | 11

Make smart investment decisionsSmart Investor, our direct investing service, makes investing easy and puts you in control.

Investing that’s designed around you• Smart Investor is a simple service that makes investing easy• Access tools and resources to help you make smarter

investment decisions through our Research Centre • Manage your investments alongside your other Barclays

bank accounts in one place, with a single log-in• Clear pricing, with no hidden charges

Choose from• Investment ISA – take advantage of tax-efficient investing

and protect your returns from income tax, tax on dividends and Capital Gains Tax

• Investment Account – a flexible, straightforward account with no limit on the amount you can invest

RememberThe value of investments can fall as well as rise. You may not get back what you invest. Smart Investor doesn’t offer personal financial advice, so if you’re not sure about investing, seek independent advice. Tax rules can change and their effects vary depending on your individual circumstances.

Online BankingRegister for our secure Online Banking service to manage your money whenever it suits you. Make same-day payments, see your transactions and carry out your everyday banking wherever you are, whenever you want.barclays.co.uk/onlinebanking

The Barclays app Stay on top of your finances with our app. Open banking means you can also link your accounts from other providers so that you can see them all in one place.barclays.co.uk/app

PingitPingit links your mobile number with your bank account, so you can you send and receive money with friends, family and businesses by phone.

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Page 11: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

Ways to bankManage your money how and when you want.

10 | Explore the world of Premier Banking Explore the world of Premier Banking | 11

Make smart investment decisionsSmart Investor, our direct investing service, makes investing easy and puts you in control.

Online BankingRegister for our secure Online Banking service to manage your money whenever it suits you. Make same-day payments, see your transactions and carry out your everyday banking wherever you are, whenever you want.barclays.co.uk/onlinebanking

The Barclays app Stay on top of your finances with our app. Open banking means you can also link your accounts from other providers so that you can see them all in one place.barclays.co.uk/app

PingitPingit links your mobile number with your bank account, so you can you send and receive money with friends, family and businesses by phone.

Travel Wallet®

A new way to arrange your travel money• Use your Barclays app to buy

selected foreign currencies in advance or while you are abroad

• No need to carry large amounts of currency – it’s stored securely in your Travel Wallet®

• Spend it using your existing debit card online, in shops or withdraw cash from ATMs while abroad

• Convert any surplus currency to sterling using your Barclays app. Subject to eligibility and terms and conditions.

To find out more, go to ‘Cards’ in your Barclays app.

Apple PaySet up Apple Pay on your Apple Device and be able to pay in store and in app up to any amount wherever you see the Apple or Contactless symbol.

Contactless MobileYou can link your Barclays debit card to your android phone, then use it to pay wherever you see the contactless symbol subject to terms and conditions.

In branchWe have a wide network of branches across the UK, with staff who are always happy to help.

barclays.co.uk/branch-finder

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Page 12: Premier Banking Current Account welcome pack...Enjoy Premier Banking, at no extra cost Eligibility To be eligible for Premier Banking, you’ll need an annual gross income of £75,000

With Premier Banking, you can enjoy the best of Barclays all in one place.barclays.co.uk/premier-banking

Our UK-based, dedicated team is also available all day, every day: 0800 924 7365*

You can get this in Braille, large print or audio by calling 0800 400 100* (via Text Relay or Next Generation Text Relay if appropriate)* To maintain quality service, we may monitor and record phone calls. Calls to 0800 numbers are free when calling from a UK landline or personal mobile but charges may apply when calling from abroad. Calls to 03 numbers use free plan minutes if available. Otherwise, they cost the same as 01/02 prefix calls.

Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 312078). Registered in England, Registered No. 973765. Registered office: 1 Churchill Place, London E14 5HP. Item ref: 9913782_UK 09/20.

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