PRECIOUS METALS IRA GUIDE - goldcoira.comgoldcoira.com/landing/2015/exit/inc/guide/Gold-IRA-Guide-Web.pdf · Gold has survived every economic circumstance that civilization has ever

PRECIOUS METALSIRA GUIDE

A Secure Retirement Strategy

TM

In the wake of the subprime mortgage crisis in 2008 and the resulting global recession, Americans face an uncertain financial future. As a hard-working citizen, you have spent responsibly and saved your money. But traditional investments, based on an unstable stock market and fiat currencies that lose value due to inflation, endanger your nest egg. You’re one of the minority of investors who realize that precious metals provide a hedge against market instability, inflation, money printing, and government interference in your private finances.

Goldco Precious Metals Is the Right ChoiceGoldco Precious Metals specializes in converting assets in your Individual Retirement Account (IRA) or 401(k) account into gold, silver, and other qualified precious metals.

Goldco Precious Metals takes the time to understand each individual client’s goals and objectives. We provide the information and resources you need to build a precious metals portfolio that will help you reach your financial goals.

Whether you’re acquiring physical gold and silver for direct investment, or setting up your precious metals IRA, Goldco Precious Metals promises each client the personal attention and respect they deserve when making such an important financial decision.

Goldco Precious Metals will assign not one but two Precious Metals IRA Experts to your account, so you will always be able to reach someone who is intimately familiar with you and your account, without having to look you up in a computer. They will put their extensive training and expertise to work on your behalf, offering an unbiased analysis of your current portfolio, and explaining your options for adding precious metals to your retirement account.

Congratulations!You're Considering a Precious Metals IRA

Visit us online at www.GoldcoPreciousMetals.com

Introduction to a Precious Metals IRA ............................. 1

Why You Need a Precious Metals IRA ............................. 2

Advantages of Gold & Silver in an IRA ............................ 3

Starting Your Precious Metals IRA ................................... 4

The Benefits of Owning Gold & Silver ............................ 5

What Causes The Price of Gold & Silver To Rise? ............ 6

Introduction to Gold ....................................................... 7

IRA Approved Gold Coins & Bars ................................... 8

Gold Statistics & Usage .................................................. 9

Introduction to Silver .................................................... 11

IRA Approved Silver Coins & Bars ................................ 12

Silver Statistics & Usage ................................................ 13

What Are Proof Coins? ................................................. 15

Why Are Proof Coins More Valuable? ........................... 16

What Are Custodians & Depositories? .......................... 17

Did You Know? ............................................................. 19

Diversification Of Your Portfolio Is Key ......................... 20

Frequently Asked Questions (FAQ)................................ 21

About Goldco Precious Metals ..................................... 22

Contact Goldco Precious Metals ................................... 23

Precious Metals IRA Specials ........................................ 24

Table of Contents

Professional investors and financial planners strongly urge diversifying your portfolio to preserve and protect your hard earned-money. Placing tangible assets, such as precious metals, into your retirement account is an intelligent and stable way to diversify your portfolio.

While traditional Individual Retirement Accounts (IRAs) include stocks, bonds, mutual funds, and other risky paper investment vehicles, precious metals IRAs may include certain types of gold, silver, platinum, and palladium.

Any assets currently held in a traditional SEP or ROTH IRA, 401(k), 403(b), or other qualified plan are eligible to maintain their current tax status when transferred, in whole or part, into direct ownership of physical gold and silver. The metals then become part of a qualified, self-directed precious metals IRA.

Precious metals help protect against adverse economic, environmental, monetary, and political conditions. This is exactly why gold is referred to as the “ultimate asset,” and why so many investors have decided to protect their retirement accounts by investing in a precious metals IRA.

INTRODUCTION TO THE PRECIOUS METALS IRA

1

2Visit us online at www.GoldcoPreciousMetals.com

WHY YOU NEED A PRECIOUS METALS IRA

You can protect yourself with a gold IRA and it will afford you all of the tax benefits of your traditional IRA and more...

Gold and silver are considered safe haven assets that gain in value over centuries.

Storing your wealth in gold and silver will offset the devaluation of the dollar.

Receiving distributions from your IRA in physical gold and silver means you retain value and enjoy tangible gains.

Gold is the single most effective vehicle to transfer your wealth to your loved ones.

Gold is a fundamentally reliable way to store and retain wealth.

By creating a gold IRA, you retain all the existing tax benefits of a traditional IRA, which affords you additional tax benefits.

For centuries, gold has been used to store and transfer wealth. In the last decade, it has become the single most effective medium for protecting your investment portfolio from predictable and inevitable market corrections.

Professional investors and financial planners know that gold responds in a direct relationship to the market and US Dollar corrections. In other words, when the market plunges, or the dollar loses value, the price of gold rises. All we have to do is look at the growth of gold over the last 80 years to see why investing in precious metals, primarily gold and silver, is an excellent financial strategy: Throughout all the highs and lows, gold has consistently increased in value over the last 80 years.

Why Choose a Gold IRA?Investing in a gold IRA ensures your retirement funds are held in trust for the long-term. Many investors will have their funds tied up in an IRA or 401(k) for 10 – 25 years before taking distributions, creating a potential risk during cyclical market declines. Even when markets do return profits, purchasing power is often lost to inflation. In other words, consumers are rarely able to buy the same amount of goods and services today using yesterday’s dollar.

Call Goldco Precious Metals at (855) GOLD-IRA (855-465-3472)

Gold is the purest and oldest form of money. Its value is not subject to the whim of governments, politicians, or central bankers. Gold has survived every economic circumstance that civilization has

ever known. For 5000 years, gold has preserved wealth in times of economic hardship and crisis. Gold is an important aspect of a rational retirement plan.

The Traditional Security of Gold Meets the Modern Features of an IRAFor generations, gold has been a trusted form of currency, and a secure way to store and protect wealth. Today, investors can add a wide range of gold, silver, and other precious metals products directly into their Precious Metals IRA. It’s ideal for both first-time investors seeking the security of physical gold and silver, and experienced individuals with existing IRAs, 401(k)s, and 403(b) plans.

The Diversification Benefits of Silver with the Reliability of an IRASince 2000, silver has become overwhelmingly popular amongst retirement investors. Like gold, silver has been used as currency consistently throughout history, and has always been a secure way to store and protect wealth. Today, investors can add a wide range of silver and other precious metals products directly into their Precious Metals IRA. It’s ideal for both first-time investors seeking the security of physical gold and silver, and experienced individuals with existing IRAs, 401(k)s, 403(b)s, annuities, and most popular qualified plans.

ADVANTAGES OF GOLD & SILVER IN AN IRA

A Tangible Asset that You Can Hold in Your HandIRA accounts traditionally include stocks, bonds, and other paper currency-backed assets like US Treasury Bills and Mortgage-Backed Securities (MBS). But now, investors and retirement savers can have the security of an IRA account backed by physical gold and other precious metals. Gold IRAs can be funded by certain coins and bars approved by the IRS.

3


How Do I Open a New Goldco Precious Metals IRA Account?When you’re ready to open a precious metals IRA, Goldco Precious Metals will be there to make sure you have the information and resources you need to design an investment plan that works best for your personal situation. We make the process easy, and we’ll lead you step-by-step.

A Goldco Precious Metals IRA is the first step in securing your financial future with physical gold and silver — and to make sure you get the best value for your money, we’ll pay the account fees for up to three years on qualifying orders — a $675 dollar value.

STARTING YOUR PRECIOUS METALS IRA

Rolling Over an Existing Retirement Account Rolling over your existing IRA is a straightforward process. You can choose to transfer all or just a part of your existing IRA in a tax-free transaction.

Many retirement savers have accounts other than IRAs that may qualify for a tax-free conversion to a Goldco Precious Metals IRA account, includ-ing 401(k), 403(b), pension, and TIAA CREF plans. Call us to speak with a Goldco Precious Metals IRA Expert, for more details about how to put this oppor-tunity to work for you.

OPENOnce you have decided to protect your retirement savings with precious metals, contact your Goldco Precious Metals IRA Expert to open an account with a custodian. Your Goldco Precious Metals IRA Expert will assist you in completing your application. Once your application is submitted, Goldco Precious Metals will create your new precious metals retirement account.

STEP1

CHOOSEFinally, Goldco Precious Metals will exchange the existing paper assets for physical precious metals. You will work directly with your Goldco Precious Metals IRA Expert to determine the precious metals products that best fit your investment portfolio.

STEP 3

FUNDGoldco Precious Metals will work directly with your custodian to roll over your 401(k) or IRA assets into your new Goldco Precious Metals IRA account.

STEP 2

4


Profit:Investors buy gold and silver as strategic assets to capitalize on their significant growth potential. In today’s financial climate, with its massive money printing, a depreciating dollar, and an increased demand for physical gold and silver, precious metals could soar to all-time highs — and profits for investors could be substantial.

Protection:Historically, gold and silver have survived recessions, housing bubbles, market crashes, and financial crises. Precious metals’ ability to store value in times of financial volatility and economic uncertainty is unparalleled. Physical gold and silver are true “safe haven” assets, commonly used by financial professionals as part of a diversification strategy to decrease risk in financial portfolios.

Privacy:Privacy has always been one of a patriotic American’s main concerns. As government interference in private affairs spirals out of control, and Internet giants like Google, Facebook, and others collect every detail of our personal and financial lives, the privacy and anonymity of physical gold and silver have never been more relevant. Precious metals are one of the last remaining investments that a citizen can accumulate and sell privately.

Diversification:Financial professionals agree that the most effective way to protect your retirement portfolio, preserve long-term wealth, and reduce risk, is to invest in assets that have low correlations with the mainstream financial markets. This protects you from substantial losses resulting from economic uncertainty, inflation, and a depreciating US dollar.

THE BENEFITS OF OWNING GOLD & SILVER

5


Retirement Savings

Financial planning “requires one to think seriously about their finances, and many Americans would prefer not to and then don’t,” says Stephen Brobeck, executive director of CFA. “But having a personal financial plan helps both rich and poor achieve their financial goals.”

51% of Americans are not saving for retirement

Traditional 401(k)s

“We’re going from bad to worse,” Diane Oakley, executive director of the National Institute on Retirement Security, told The Washington Post. “Already, fewer private-sector workers have access to stable pension plans. And the savings in individual retirement savings accounts like 401(k) plans — which already are severely underfunded — continue to leak out at a high rate.”

Your nest egg should deliver 70-90% of your pretax, pre-retirement salary

Diversification

Financial professionals recommend

diversifying your portfolio by

placing a minimum of 5-10% in

precious metals, and in some cases

as much as 50-100%. The IRS does

not restrict the amount of precious

metal an individual can place in an

IRA.

5%-10% invested in precious metals

Investors often talk about diversification of their portfolios, and for good reason. If one asset in your portfolio becomes weak, you must have another, unrelated asset that remains strong.

Any financial advisor or analyst will tell you that a diversified portfolio consists of equity assets such as stocks and mutual funds; fixed income assets such as savings accounts, bonds, and CDs; various forms of insurance; and of course, gold & silver.

History has shown that gold and other precious metals are “safe haven” investments. They typically increase considerably in value over time, and tend to be safer investments in periods when intangible assets, such as stocks, diminish in value.

Have you looked on helplessly as the value of your stock-based retirement account gradually decreases? Diversify your portfolio, and guard your retirement savings from further losses.

DIVERSIFICATION OF YOUR PORTFOLIO IS KEY

6

Since gold has traditionally had a very low correlation to stocks and paper-backed assets, it is a great diversifier.


INTRODUCTIONTO GOLD

79Au

gold196.97

47Ag

silver107.87

Over the last few decades, gold has become an increasingly valuable and stable measure of wealth. Why is gold such a popular investment? Because it acts as a hedge against political, social, and economic disasters, including inflation, wars, investment market crashes, and the national debt crisis. With the value of paper money plummeting every year, the paper money in your bank account today surely won’t provide the same purchasing power tomorrow.

It’s important to protect your hard-earned money by diversifying your portfolio. Gold provides a level of stability not found in any other asset class. Unlike paper assets, which are backed only with promises, gold and other precious metals will always have an intrinsic value recognized by every nation and culture. For the last 12 years, gold has consistently increased in value, and has been proven to be a valuable tangible asset. Gold never needs renovation, doesn’t get old, and its value cannot be destroyed by a catastrophe, whether environmental or political.

The chemical symbol Au is from the Latin word for “gold” aurum, which, when directly translated, means “glowing dawn“.

Take a look at the historical performance of gold against the US dollar, and you’ll see why investors are flocking to precious metals. From 2000 to 2014, gold has risen more than 480% in value. On the other hand, the dollar has lost 96% of its value since 1913, and 27% of its value since 2000. So where would you rather store your wealth?

Goldco Precious Metals can help you, diversify out of heavily-manipulated paper assets into the only tangible investment with true value — physical gold and other precious metals.

7


GOLD CANADIAN MAPLE LEAFGOLD AMERICAN EAGLE .995+ PURE GOLD BARS

GOLD AMERICAN PROOF EAGLE SET(s)

IRA APPROVED GOLD COINS & BARS

GOLD AMERICAN EAGLE PROOFS

The Internal Revenue Service allows certain approved gold coins & bars, which meet applicable fineness standards, to be included in Individual Retirement Accounts (IRA). Goldco Precious Metals offers a wide range of gold products that meet these specific requirements.

Here are some of the approved gold bars & coins currently permitted in Precious Metals IRAs.

8


GOLD STATISTICSAND USAGE

Gold Demand 2014

Jewelry: 43%

Technology: 10%

Bars & Coins: 29%

Exchange-traded Funds & Similar: 6%

Central Bank Net Purchases: 12%

43%

10%

29%

6%

12%

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

$1600

$1800

$1400

$1200

$1000

$800

$600

$400

$200

The Price of Gold 2000-2014Gold has increased in value over 480% since 2000

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

$35

$40

$30

$25

$20

$15

$10

$5

$0

The Price of Silver 2000-2014Silver has increased in value over 400% since 2000

9


While numerous minerals are mined from the Earth, none is more useful than gold, due to its diverse and special properties. Gold has been relevant to every society for thousands of years; and demand continues to increase due not only to increased interest from investors and collectors, but also because of its many industrial, medical, and even culinary uses.

Through all of history, gold has been recognized as a stable form of money. Early economic texts recognized gold’s unique role as a monetary asset, and its inherent stability has been a mark of freedom for hundreds of years. Its value is dependent on its own intrinsic characteristics — beauty, malleability, density, ductility, chemical non-reactivity, and resistance to acid. When it comes down to it, gold is as good as… well, gold.

Specific properties of gold make it perfect for manufacturing jewelry, including its high luster and tarnish resistance. Gold is incredibly malleable, and can be pounded extremely flat and thin, pulled into wires, and cast into detailed shapes. Most importantly, gold is a traditional component of jewelry, and has been in every culture throughout history.

InvestmentBecause of its high value, limited supply, and low correlation to mainstream financial markets, gold has long been used as a store of value against inflation and dollar depreciation. Over the past decade, total investment demand for gold has soared, accounting for over 30% of overall gold demand.

MedicalFor the past century, gold has been investigated to help treat medical conditions like arthritis, prostate cancer, and lagophthalmos. Gold is also used in many surgical instruments, medical electronic equipment, and other life-saving devices.

ElectronicsThe most widespread industrial use for gold is in the manufacture of electronics. Gold is the material of choice in many sophisticated electronic devices, especially smartphones (there is $2.00 worth of gold in your Apple iPhone), computers, GPS systems, and other high-performance and safety-critical appliances.

DentalDespite its higher cost, gold is used in dentistry due to its bio-compatibility, resistance to corrosion, and non-allergenic properties. Gold is used in fillings, crowns, bridges, and orthodontic appliances.

JewelryGold has been used in jewelry since the dawn of history. Today, most of the gold that is recycled or newly mined is used in the manufacture of jewelry. In this century, gold has accounted for over 40% of overall gold demand.

10


79Au

gold196.97

47Ag

silver107.87

Silver has been valued by civilizations from antiquity to today, but is often overlooked by modern investors. Some early cultures valued silver even more highly than gold. It has been used for thousands of years in ornaments and utensils, for trade, and as the basis for monetary systems. The word “silver” appears in Anglo-Saxon in various spellings, such as seolfor and siolfor. The chemical symbol Ag is from the Latin word for “silver,” argentum, from the Indo-European root *arg-, meaning “white” or “shining.” Mentioned in the Book of Genesis, slag heaps found in Asia Minor and on the islands of the Aegean Sea indicate that

silver was being separated from lead as early as the 4th millennium BC.

Many people are unaware of silver’s importance in today’s markets. Some understand its use as a small denomination currency, or that silver has important industrial and medical applications; but very few are knowledgeable about its value as a store of wealth. Although silver has enjoyed a place in monetary systems and in jewelry use for millennia, as technology has advanced, so too has silver’s diversity. Today, silver is not only an important investment vehicle, but finds its way into automobiles, electronics, photovoltaics, and medical devices.

Physical silver is an important part of portfolio diversification. Because silver is so wildly popular with governments, industry, and health care, it is now used at a faster rate than mining companies can produce it. According to the Rhenish-Westphalian Institute for Economic Research (RWI), global reserves of silver will be exhausted within 30 years, making silver an especially valuable metal. Although the price of silver varies, it always has an intrinsic value that endures even in tough economic times. Silver is in high demand, and it can protect your money — and protect you and your family from an uncertain future.

Finding a reliable place to purchase physical silver can be challenging, and that’s why Goldco Precious Metals is here to help. Silver will add to your net worth, and help protect you against losing money, even when other aspects of your portfolio are not performing well. Purchase physical silver and coins from Goldco Precious Metals, and guarantee yourself a solid and diversified portfolio.

INTRODUCTION TO SILVER

11


IRA APPROVED SILVER COINS & BARS

The Internal Revenue Service allows certain approved silver coins & bars, which meet applicable fineness standards, to be included in Individual Retirement Accounts (IRA). Goldco Precious Metals offers a wide range of silver products that meet these specific requirements.

Here are some of the approved silver bars & coins currently permitted in Precious Metals IRAs.

SILVER CANADIAN MAPLE LEAFSILVER AMERICAN EAGLE .999+ PURE SILVER BARS

SILVER AMERICAN EAGLE PROOFS

12


Industrial: 55%

Photography: 8%

Jewelry: 18%

Silverware: 5%

Coins & Medals: 14%

55%

8%

18%

5%14%

Silver Demand 2014

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

$1600

$1800

$1400

$1200

$1000

$800

$600

$400

$200

The Price of Gold 2000-2014Gold has increased in value over 480% since 2000

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

$35

$40

$30

$25

$20

$15

$10

$5

$0

The Price of Silver 2000-2014Silver has increased in value over 400% since 2000

SILVER STATISTICSAND USAGE

13


Given the significant role that silver plays in a wide variety of industries, it is essential to understand its diversified roles in both investment and in industrial and consumer products. Although overlooked at times, silver is one of the most important and useful metals when it comes to industry and financial investment.

In the past decade, auto-related demand for silver has exploded, as new vehicles are designed with more electronic and computer components. Features like GPS navigation and computer-controlled air conditioning, which used to be offered only in high-end vehicles, are now offered in lower-cost cars as well. As the use of advanced electronics in cars becomes widespread, the demand for silver increases.

It is worth noting that political support for solar energy expansion remains high. With widespread grid parity, solar energy is expected to become an increasingly attractive power source.

AutomotiveThroughout the automotive industry both foreign and domestic, silver is the metal of choice for a wide variety of electronic applications, as a result of its high conductivity and resistance to corrosion. A fully-equipped car contains roughly 30g of silver, which plays a vital role in the car’s basic functions — starting the engine; controlling the windows, mirrors, and locks; air conditioning; and vehicle navigation.

InvestmentAs a precious metal, silver is rare and valuable, making it a convenient and portable store of wealth. Due to its low correlations to mainstream financial markets, silver has become a strategic investment for those looking for protection from dollar depreciation, as well as those who wish to grow their wealth. Since 2000, the total investment in silver has skyrocketed as its value has increased.

ElectronicsThe number one use of silver in industry is in electronics manufacturing. Its thermal and electrical conductivity ensure that it cannot easily be replaced with a less expensive alternative. Silver is used in smartphones, desktop computers, laptops, tablets, and flatscreen TVs. MedicalFor thousands of years, silver has been known for its antibiotic and non-toxic properties; and although the ancients did not know why it worked, they knew that placing a silver coin in a cup of water prevented disease. Because of these properties, silver plays an essential role in modern medicine. Silver is commonly used in surgical equipment, wound dressings, ointments that protect wounds from infection, and medical appliances such as urinary catheters and endotracheal breathing tubes. Photovoltaics (Solar Panels)One of silver’s emerging demands is in solar energy production. There is

silver paste in 90% of all solar panels produced today. Over 100 million

ounces of silver paste will be used to produce solar panels by 2015.

14


The precious metals products recommended by Goldco Precious Metals for inclusion in Goldco Precious Metals IRAs are Proof Gold & Silver American Eagles. These coins offer growth potential due to their intrinsic value and scarcity, making them the perfect choice for long-term retirement funds. Based on their track record of consistent, stable performance that exceeds that of common bullion, Proof American Eagles provide an added advantage for the retirement account holder.

At present, Proof Gold & Silver American Eagles are the only proof coins permitted by the US government for inclusion in Precious Metals IRAs. Due to their scarcity, Proof Gold & Silver American Eagles are valued above their raw precious metals value. A limited number of Proof American Eagles are minted each year, and particular years have sold out shortly after being issued.

WHAT AREPROOF COINS?

Gold American Eagle Proofs are minted in 1 oz., 1/2 oz., 1/4 oz., and 1/10 oz. weights. Investors may buy Gold American Eagle Proofs in any variety of weights separately, or in sets of two to four pieces.

Silver American Eagle Proofs are minted in a single 1 oz. weight.

Proof American Eagles come enclosed in a protective plastic case, along with a certificate of authenticity from the US Mint. This certificate outlines the US government’s guarantee of the coin’s weight, content, and purity.

15


Unique FinishCoin blanks are struck

multiple times to ensure

detailed coin images.

Never Been Touchedby Human HandsEach proof coin is carefully

inspected, and sealed in

an airtight container.

Limited Mintageand RarityA limited number of proof coins are

struck each year, and certain years

have sold out soon after being issued.

Intrinsic ValueA truly anti-inflation investment, proof

coins produce returns that compare

favorably to inflation rates.

Certified by the US MintEvery proof coin comes in a beautiful velvet presentation case, with an official

Certificate of Authenticity from the US Mint. This certificate outlines the US

government’s guarantee of the coin’s weight, content, and purity.

Mint Mark American Eagle Proof Coins

have a limited mintage,

signified by a mint mark that

is not found on standard

American Eagle coins.

WHY ARE PROOF COINSMORE VALUABLE?

16


s a Precious Metals IRA account holder, you own the actual physical metals themselves.

However, because taking physical possession of the metals in a precious metals IRA is considered a “distribution” by the IRS, the metals are held by a secure precious metals depository. The metals in the depository are kept in individual accounts, with specific assets assigned to you. It is similar to having gold in a safe deposit box at your bank. The depository makes ownership easier for you, since you will not have to maintain separate theft or fire protection for your metals.

You can visit your assets at any time to physically see and touch them, but you cannot take them home with you until you make a qualified IRA withdrawal.

Do You Have One or More 401(k)s From Previous Employers?

Today, the average American works 2.3 years at a job before moving on. Often when changing employers, you have to decide what to do with your 401(k) or other retirement plans.

You can easily convert your 401(k), 403(b), TSP, and other forms of qualified retirement plans from a previous employer into a precious metals IRA. Your Goldco Precious Metals IRA Expert will assist you in completing all of the paperwork, and walk you through the process of securing your retirement funds with physical gold and silver. It is likely that your current employer’s plan will not allow assets to be moved to a Precious Metals IRA. However, upon separation, you will have the ability to control the assets that you have accumulated without penalty, while maintaining the tax deferred status of those funds.

WHAT ARE CUSTODIANS & DEPOSITORIES?

A

17


Depository:Goldco Precious Metals strongly recommends the Delaware Depository Service Company (DDSC) for the storage of your metals. Their facilities are extremely secure, and are insured by Lloyd’s of London, so you can be sure that your metals are safe and accounted for at all times.

The DDSC was established in 1999 to provide a full range of specialized precious metals custody, accounting, and shipping services. Their customers include investment banks, brokerage firms, refiners, manufacturers, commodities trading houses, major retailers, and coin dealers. DDSC is approved by the Commodity Futures Trading Commission as a licensed depository of the CME Group (COMEX and NYMEX Divisions) for the storage of gold, silver, platinum, and palladium.

Custodian:An IRA custodian is a financial institution entrusted with the responsibility of safeguarding the assets of a client’s IRA. The IRA custodian executes transactions on behalf of the client, keeps all records of actions undertaken in the custodial capacity, and files any reports, such as statements and tax notices, required either by the custodial agreement or by law.

An IRA custodian does not provide legal or investment advice. It simply facilitates the investment process at the client’s direction, and provides the necessary IRS reporting for the account.

Goldco Precious Metals works with a variety of tried-and-tested custodians, who provide the highest level of customer service, attention to detail, and dedication to the long-term needs of our clients.

Self Directed IRA Services, Inc. was founded in

2008 as a wholly-owned subsidiary of Horizon

Bank.

Trusted Precious Metals Custodians

New Direction IRA is a trusted provider of investor

education as well as custodial and administrative

services for retirement accounts and HSAs.

The regional offices of Advanta IRA have over 25 years of experience and success in our industry.

Vantage specializes in recordkeeping services for

individuals and small business owners who wish to include

non-traditional assets within their tax-deferred and

tax-free portfolios.

For over 30 years, The Entrust Group

has provided account administration services for

self-directed retirement and tax-advantaged plans.

GoldStar Trust Company is one of the nation’s leading Self-Directed IRA custodians with over twenty years of

experience.

Equity Institutional is a Division of Equity Trust

Company, headquartered in Elyria, Ohio.

18


Gold is a well-known safe haven in uncertain times.

Many investors see gold and silver as insurance against the weakening dollar.

Americans are losing faith in the dollar – nearly 70% of Americans believe there is another financial collapse on the way.

Americans are now born into $1.1 million dollars of debt, based on each person’s lifetime share of the US national debt. And that number is continuing to rise.

Precious metals have a 5,000-year track record of success, predating any form of fiat currency.

Every 100 years a currency fails, making gold and silver the real stores of true value.

There is a limited supply of gold (there are approximately 170 million tons of mined gold in the world, with only 52,000 additional tons still waiting in the ground, unless more is discovered). The global supply of silver is even more limited; and the demand for both is higher than ever.

Gold and silver provide a stability not found in any other asset class.

Investors are diversifying into precious metals as the ultimate hedge against inflation.

Since 2000, the value of both gold and silver has increased.

Unlike paper assets, precious metals will always have an intrinsic value that is globally recognized.

DID YOU KNOW?

19


Inflation and a Weak US DollarWhen the government prints more money, the value of the dollar decreases. The Federal Reserve can print money at any time. The demand for gold increases in an economic climate in which the returns on stocks, bonds, and real estate do not keep up with inflation.

Defaults on Loans Gold prices are expected to rise as governments around the world fail to meet their debt obligations.

Budget Deficits The deeper the economy goes into deficit, the more paper assets struggle — while gold and silver act as true stores of wealth, maintaining their value over time.

Stock & Bond Market Turmoil When market investors get nervous, gold prices spike, and will continue to rise as the value of stocks and bonds remains unpredictable.

Bank Failures Many financial institutions that survived the Great Recession, or that were bailed out, remain on the brink of failure. As a result, a number of large institutions and wealthy individuals are moving significant portions of their wealth into precious metals.

More and more investors are diversifying into physical gold

and silver; not only to see gains in their portfolios, but also

to help keep their portfolios safe during these increasingly

uncertain times.

WHAT CAUSES THE PRICE OF GOLD & SILVER TO RISE?

20


we’ll help you deposit your gold, silver, and other precious metals in an IRS-approved, secure custodial vault, provided by an independent company. The IRS requires that the physical metals funding a Precious Metals IRA be tracked and accounted for a by an authorized third party, ensuring the safety of the account owner’s assets. At the age of 59½, the account owner is authorized to take physical possession of the qualified distributions.

What other types of retirement accounts qualify for rollover to a Precious Metals IRA? If you have a 401(k), a 403(b) retirement plan for public employees or employees of tax-exempt organizations, a 457 Deferred Compensation Plan, a pension plan, a Thrift Savings Plan, TIAA CREF, or a non-traditional IRA, you may qualify. Contact one of our Goldco Precious Metals IRA Experts to learn more.

Who is eligible for a Precious Metals IRA? If you are under age 70½, and have earned income, you’re eligible to fund your IRA with precious metals. If you are over age 70½, we have a number of unique options to satisfy your Required Minimum Distributions (RMD) using precious metals.

Are there any penalties for rolling over my old IRA or 401(k) to a Precious Metals IRA? No. An IRA rollover is a common, tax-free process with no fees or penalties when performed correctly. You can decide to roll over your current IRA to a new IRA at any time, as many times as you like, as long as the funds are deposited into your new IRA account within 60 days.

In what form can I receive distributions?You may receive distributions from your Precious Metals IRA in the form of physical gold, silver, platinum, or palladium, depending on what metals are in your account. If you prefer to receive cash, Goldco Precious Metals will help you convert your precious metals into cash.

When will I be eligible for distributions from my Precious Metals IRA? At the age of 59½, the beneficiary of a Goldco Precious Metals IRA may begin receiving penalty-free distributions from their account.

How do I keep my gold and other precious metals safe while they are in my IRA?When you open a Goldco Precious Metals IRA,

FREQUENTLY ASKED QUESTIONS

21


We Take the Time and Give You the AdvantageAt Goldco Precious Metals, we know that when it comes to precious metals, the number one factor that contributes to our clients’ financial success is time. We take the time to understand each individual’s goals and objectives, and give them the information and resources they need to build a precious metals portfolio that will help them reach their goals. Whether it’s physical gold and silver for direct investment, or setting up a Gold IRA or Silver lRA, Goldco Precious Metals promises each of our clients the personal attention and respect they deserve when making such an important financial decision.

We are Gold IRA and Silver IRA ExpertsGoldco Precious Metals specializes in converting your Individual Retirement Account (IRA) or 401(k) into gold, silver, and other qualified precious metals. Our dedicated IRA department is staffed with knowledgeable and professional Precious Metals IRA Experts, who are trained to answer your questions about adding gold or silver to your IRA. They empower our clients with information and resources from our extensive library of research data on precious metals. When you call Goldco Precious Metals, you’ll speak with a Precious Metals IRA Expert, who is trained to offer a complete, unbiased portfolio analysis that includes an in-depth breakdown of your current retirement plan, and your options for adding precious metals to diversify your portfolio.

We Help You Devise a Real Plan to Reach Your GoalsIncluding gold, silver, and other precious metals in your IRA is the first real, tangible step you can take to protect your assets, whether you are saving for retirement, or to meet other financial goals. If you have an existing IRA or 401(k), Goldco Precious Metals will help you convert the paper-backed stocks and bonds in your account into physical, tangible gold and silver. We’re here to answer your questions, take time to understand your needs, and make sure you have the information and resources you need to decide what precious metals are best for your individual portfolio. Give us a call, and one of our Gold IRA experts will contact you to set up a portfolio consultation appointment at a time that’s convenient for you.

We Give You Twice the Service of Other CompaniesEach Goldco Precious Metals client is assigned not one, but two Precious Metals IRA Experts. This means that when you call, you’ll always speak with someone personally familiar with your account — someone who is personally invested in your financial success. You’ll never be connected to some foreign call center; you’ll always speak with someone with whom you have a professional relationship. Our business, and its reputation, is built on trust — and the relationships our clients build with their personal Precious Metals IRA Experts are an extension of that enduring trust.

ABOUT GOLDCO PRECIOUS METALS

22


TM

Disclosure:There is no assurance that commodities (ie precious metals) will achieve their objectives. Return and principal value will fluctuate, and your portfolio, when redeemed, may be worth more or

less than the original cost. No statement, presentation, article, or any other communication available in this material is to be construed as a recommendation to purchase or sell a security or service, or

to provide investment, legal, accounting, or tax advice. Clients should carefully read sales literature prospectuses, and other offering documents when available, before making purchases.

They should carefully consider all risks and considerations contained in the documents. Clients should understand that all purchases have some degree of risk. If seeking advice, clients are

responsible for providing accurate information about their financial status, goals, and risk tolerance, to ensure that appropriate recommendations are provided. Clients should promptly notify their

Goldco Precious Metals IRA Expert whenever there are significant changes to their portfolio objectives, risk tolerance, income, net worth, or liquidity needs. Clients should make certain that

they understand the correlation between risk and return. Clients should consult an attorney or tax advisor for specific tax or legal advice. Commodities involve risk and are not suitable for all investors.

A COMBINED CENTURY OF WORLD CLASS SERVICE

MEETS A NEW STANDARD OF EXCELLENCE.

Overnight Address19528 Ventura Boulevard, Suite 370,

Tarzana, CA 91356

Websitewww.GoldcoPreciousMetals.com

Corporate Address6320 Canoga Avenue, 15th Floor,

Woodland Hills, CA 91367

TM

[email protected]

Email

855-GOLD-IRA

Toll Free Fax

866-589-0768

23


Call Your Account Executive Today To Reserve Your Special Precious Metals IRA Offer

*** One promotion per client; not valid with any other offer. Speak to your Goldco Precious Metals IRA Expert for details.

$25,000 1 YEAR NO ACCOUNT & NO SETUP FEES

2 YEARS NO ACCOUNT & NO SETUP FEES

+ A Free 1 oz Proof Silver American Eagle3 YEARS NO ACCOUNT & NO SETUP FEES

+ A Free 1/10 oz Proof Gold American Eagle3 YEARS NO ACCOUNT & NO SETUP FEES

$50,000

$75,000

$100,000

PRECIOUS METALS IRASpecials

For more information, or to get started with your Precious Metals IRA, contact a Goldco Precious Metals IRA Expert:

Phone: 855-GOLD-IRA (855-465-3472) -or- Visit Us Online: www.GoldcoPreciousMetals.com

www.GoldcoPreciousMetals.com

Copyright © 2014 Goldco Precious Metals

A+

BBB RATING TrustLinkRead Our 5 Star Reviews

businessconsumeralliance

AAA

A+TrustLink

Read Our 5 Star Reviews


AAA

A+TrustLink



AAA

A+



AAA

A+TrustLink



AAA

A+TrustLink



AAA

A+



AAA

A+TrustLink



AAA

A+TrustLink



AAA

Documents

PRECIOUS METALS IRA GUIDE - goldcoira.comgoldcoira.com/landing/2015/exit/inc/guide/Gold-IRA-Guide-Web.pdf · Gold has survived every economic circumstance that civilization has ever