1. Grow Your Savings BIG Through Trust Deed Investing PACIFIC Private Money Loans & Trust Deed Investments Real Estate Equity LoansInvestments Business CreditFinancial Services

2. Become a Sophisticated Investor

Most people today are not on track to retire successfully.Through their savings and retirement plans, they arenot earning sufficiently high yieldson a consistent basis that will allow them to afford the retirement lifestyle they desire.

Traditional investments have been deliveringinconsistent and inadequateyields, frustrating the average investor seeking reliable growth. Financial planners are oftenunaware or unwillingto recommend non-traditional investments to their clients, despite the fact thathigh, consistent yieldscan be achievedsafely and securely .

Real estate-secured Deeds of Trusthave been helping investors achieve consistently high rates of return, typically between9-12%annually.

3. What is Trust Deed Investing?

Trust Deed investingis whereyouprovide the funds for a loan to an individual or business which is secured byreal estate .The evidence of the security is something called aDeed of Trust(or Trust Deed). It is a document, signed by the borrower, which gets publically recorded in the county where the secured property resides.Once this document is recorded:

The property owner cannot sell the property without your written permission (typically you will be paid off in full).

If the borrower does not conform the terms of the loan, you have the right to sell that property at auction in order to satisfy your investment.

Done properly, it is a secure investment offering high yield returns with quantifiable risk.Pacific Private Money Loans specializes in originating trust deed-secured notes for the individual investor, utilizing funds from their savings, trusts, private pension plans and self-directed IRAs.

4. How Does it Work? Borrower Presents Loan Request and Collateral We Confirm Viability Investor Introduced To project & Makes Commitment Escrow Opened. Investor Places Funds 5. How Does it Work? Escrow creates arecordedlien against real property collateral A third-party payment collection company collects and distributes monthly interest payments to Investor(s) Private Loan is exited (paid off) within a specified amount of time through sale or refinance of collateral property Investors principal investment is returned and available for re-investment Funds Distributed toBorrower Borrower MakesMonthly Payments PrincipalInvestment is Paid Back InvestorReceives a HighSecured Yield 6. What are the Investors Fees? There are no fees, costs, deductions or offsets of any kind to the investor! All costs are borne by the borrower.You receive the full interest yield that was promised to you, and your investment begins earning high interest from the day you wire your funds to escrow.Well even reimburse your wiring fees. Out-of-pocket costs may occur to the investor in the event of foreclosure. These costs are reimbursable upon liquidation of the property, but cannot be guaranteed. 7. Investor Protection

Our private lenders receive the following on every investment:

Loan documents including the promissory note and recorded deed of trust

Title insurance

Fire insurance

Personal guaranty

Every loan is funded through a national title & escrow company.Investor funds are wired directly to escrow onlyafterall loan documents have been executed and lenders escrow instructions have been followed.All of our loans are currently serviced by FCI Lender Services, the nations largest servicing agent of private money loans.Pacific Private Money Loans never handles client funds at any time.

8. How do I get started? New loan applications come across our desk daily, and we endeavor to seek the highest quality deals for our investors. Contact us so we can ask you a few questions about your investment preferences, perhaps offer some training if necessary, and begin presenting you with quality investment opportunities.It's that simple. Becoming a Trust Deed Investor 9. The Sponsor of the Company has 27 years experience in real estate and finance, and his resumes includes expertise in mortgage lending, banking, accounting, marketing and information management. This experience makes him uniquely qualified to effectively analyze and approve funding applications. The goal is to quickly identify loan applications that make sense, and which will provide the Companys investor-clients with high-yield investment options that possess key safety factors.The Sponsor has developed an extensive credit protocol manual that helps ensure that approved loans will provide investors with excellent returns without assuming unusual credit risk. About Pacific Private Money Loans 10. Like all investments, there are risks to Trust Deed investing.However, done properly, Trust Deed investing can be thesimplest investment to understand . After all, how much do you really know about that stock or mutual fund you own?Trust Deed investing has been called thebest kept investment secretby some financial writers. Today more than ever, people need totake chargeof their retirement plans in order to grow their savings more effectively and provide for a more comfortable retirement.Real estate-secured Trust Deed investments can be one of the best ways to achieve that goal. Summary 11. PACIFIC Private Money Loans 38 Richardson Rd.NovatoCA94949 800.605.8050toll-free 415.883.2150directEmail / Website: [email_address] www.PrivateMoneyAdvisors.com Mark Hanf Broker, CA Dept. Real Estate Lic #1775979