Raises Per Year 0.03714Tax Bracket 0.2

Year 1 Year 2 Year 3 Year 4 Year 5Salary 50000 51857 53782.97 55780.4684 57852.16Deduction 10000 10371.4 10756.59 11156.0937 11570.43Take Home Salary 40000 41485.6 43026.38 44624.3748 46281.72

Annual Budget

Year 1 Year 2 Year 3 Year 4 Year 5Fixed ExpensesRent 18000 18000 18000 18000 18000Total Fixed Expenses 18000 18000 18000 18000 18000Percentage allocated 45.00 43.39 41.83 40.34 38.89

Variable ExpensesFood at home 3120 3240 3260 3300 3320Food outside 600 800 1000 1100 1200Clothing 450 500 550 600 650Total Variable Expenses 4170 4540 4810 5000 5170Percentage allocated 10.42 10.94 11.18 11.20 11.17

Total Outflows 22170 22540 22810 23000 23170

Cash Surplus 17830 18945.6 20216.38 21624.3748 23111.72

Year 6 Year 7 Year 8 Year 9 Year 10 Year 11 Year 12 Year 1360000.78 62229.21 64540.41 66937.44 69423.49 72001.88 74676.03 77449.512000.16 12445.84 12908.08 13387.49 13884.7 14400.38 14935.21 15489.948000.63 49783.37 51632.32 53549.95 55538.79 57601.51 59740.83 61959.6

Year 14 Year 1580325.97 83309.2816065.19 16661.8664260.78 66647.42