Produced by Desert Lifestyle Publishing 480.460.0996
When a custom home builder uses his real name and only builds homes in one country for over 40 years - he has nothing to hide. Over 250 custom homeowners in the Town of Paradise Valley and City of Scottsdale have trusted their multi-million dollar dream home to project to Cuomo Brothers Development Corporation. Would you like to know why?
Thedifferencebetweenagoodbuilderandamasterbuilderis this: for one, excellence is a skill; and for the other, excellence is an attitude. When you choose Cuomo Brothers as your builder, you will appreciate how this attitude of excellence is undeniably evident in every perfectly appointed door and window, ceiling molding, flooring stone, design amenity and finish, both inside andoutsideyourcustomhome.Thishigherlevelofperfectioncan only be achieved by a master builder who insists on superior craftsmanship, utilizing nothing less than superior materials andknowsthedifference.
WhenyouchooseCuomoBrothers,yougetatruly custom home. Many builders today are rebuilding the same home over and over again with a few modifications and calling it custom. Therearetworeasonsweveneverbuiltthesamehometwice:all familiesareunique,andsoiseachlot,saidVictoria.Andspeak-ing of lots Cuomo Brothers has a reputation for extraordinary view creation. If you think you know the possibilities a particular pieceoflandcanofferthinkagain.Wejustmightsurprise you with a view you missed. Sadly, when build-to-suit buyers findouttheysettledforless,itsusuallytoolate.
BuildingyourmasterpiecewithCuomoBrotherswillbeapleasurable experience filled with good memories and kept promises.
We are the Cuomo Family Matt, Victoria and nephew Chad we have deep roots in the Valley of the Sun and look forward to many more of our generations serving your generations. We are a family, like your family, who believe in doing the job right. Because tomorrow will come, and when it does, the Cuomo Family, and the families we build for, will still be here. We build the home you never want to sell, the one that becomes a FAMILY TREASURE.
Your next step is clear. Call Cuomo Brothers Development Corporation for a complimentary consultation or evaluation of any home site or Cuomo custom home viewing. Please contact Victoria Cuomo at 480.980.3737 to schedule an appointment.
Matt, Victoria and Chad Cuomo
An Attitude of ExcellenceCuomo Brothers Development Corporation
Performing Arts PreviewSeason Highlights
Duck Three WaysWrights at the Biltmores Signature Dish
Selling Your Home? Getting an Accurate Appraisal
Disclosure: This is not intended to solicit business on any properties that are presently listed with another broker. Cuomo Brothers Development - We are Luxury Home Builders in Paradise Valley. Creating Family Treasures.
Victoria CuomoGRI, Associate Broker, ABR, CNE
Premier Marketing GroupVictoriaCuomo@cox.net
Garden Party 2009 | Hemingway: Cuba to ParisPhoenix Art Museum, Oct. 9th602.257.1222 or phxart.orgThis outdoor fiesta is in honor of the great author Ernest Hemingway and the influence Cuba and Spain had on his writings. George Wolfe, renowned expert on Mexican and Latin American art, has mounted his newest production which brings to life the dramatic adventures of Hemingway. Afterwards guests can enjoy Latin-inspired cuisine and music. Proceeds will benefit the Latin American Art Alliance.
Phoenix Walk for PKDMarket Street at DC Ranch, Oct. 11th 800.753.2873 or pkdcure.org/phoenixwalkWalk to honor those affected with Polycystic Kidney Disease and raise funds to find a cure. PKD is one of the most common life-threatening genetic diseases and affects 600,000 Americans. Participants can choose between a 1-mile or 5K walk followed by a tented Corporate Expo on The Plaza and live entertainment. Fun for all ages is in store!
U2 360o Tour University of Phoenix Stadium, Oct. 20th623.433.7100 or universityofphoenixstadium.comPromoting their newly released album, No Line on the Horizon, U2 is putting on a show like no other. Just as the tour name implies, the band will be performing on an innovative 360o stage. With such hits as I Still Havent Found What Im Looking For, Vertigo and Bloody Sunday, its no wonder U2 is tied for the most Grammys won with 22. The Black Eyed Peas take to the stage first, guaranteeing a great start to the show!
Crave ArizonaSouthbridge Scottsdale Waterfront, Oct. 22nd 24th 888.946.3277 or cravearizona.comMake your way out to any of the amazing experiences during Crave Arizonas three-day culinary extravaganza. The event highlights local chefs, artisans, and one-of-a-kind dining experiences found only in Arizona. The schedule includes exquisite dinners, cooking demonstrations, competitions, educational seminars, epicurean adventures and celebrity chef sightings!
Our Colorful WorldArizona Science Center, Oct. 24th602.716.2000 or azscience.orgYou and your child can explore the world of science hands-on at the Saturday Science classes. Our Colorful World explores just that, the world of color. Learn what makes a rainbow, why an apple is red or green and explore the properties of light color. What a great way to make learning fun. Who knows maybe you will learn something new as well!
Trick or Treat: Halloween with the SymphonyPhoenix Symphony, Oct. 31st602.459.1999 or phoenixsymphony.orgBring out your little boys and ghouls dressed in costume for a day of mischief at the Phoenix Symphony. In the spirit of Halloween the orchestra will delight with an exciting performance to include March of the Little Goblins and The Sorcerers Apprentice, best known from the Disney hit Fantasia. This fantastic event is in the afternoon, so you will have plenty of time for trick or treating.
One of the most critical steps in selling your property involves the appraisal. When you have a buyer under contract and the home is set to be appraised, a lower-than-expected value can sabotage the entire transaction. The Home Valuation Code of Conduct effective May 1, 2009 dramatically changed the appraisal industry, in some cases prohibiting your Realtor or mortgage broker from selecting an appraiser. The appraiser is randomly selected from a list of approved companies. Unfortunately, this can sometimes cause problems and errors in home values. Often, the appraiser assigned to a property has little or no knowledge of the particular neighborhood, price point or specific attributes of the home. What about recent foreclosures or distressed sales in your neighborhood? Can those affect your value in an appraisal? Yes, they can, whether it seems fair or not. So, is there anything a homeowner can do to get the best and most accurate value assessed on their home? According to Jay Josephs, president of Josephs Appraisal Group, listing agents and home sellers CAN play an active role. APPRAISERS HELD ACCOUNTABLE Dont expect the appraiser to increase the value of your home of its not merited.
Appraisers have a difficult task in todays market. By most lending standards, they are expected to count foreclosures as comparables, are held highly accountable for the value they assess and there is the tendency to undervalue a home to err on the side of caution. Home appraisers are held to a regulated licensing process. The Federal National Mortgage Association along with HUD enforces guidelines to achieve consistent appraisals.
WHAT CAN A HOME SELLER DO? You can often influence your appraiser by ensuring that the condition of your house, especially floors, ceilings and walls, is tip-top. Deferred maintenance issues such as damage to drywall, dirty floors and holes in the ceiling will certainly lower the value. Make all repairs before the appraiser sees the home and gather up paperwork on any warranties and home improvement projects. It is a good idea to cure deficienciesbring upgrades and condition up to what is standard for a specific area. For example a twenty-year-old home in Paradise Valley with Formica counters: if granite counters are standard, an investment to improve counters may bring at near or above full cost in the resale market, says Josephs. He advises providing the appraiser with a list of
repairs, improvements and upgrades not evident at inspection such as green construction, dual pane windows and added insulation. Similar to buyers, appraisers arent immune to first impressions. Having your home show-ready with beds made and carpets vacuumed can go a long way. It reflects the care given and the overall condition of the home.
WHO IS APPRAISING YOUR HOME? With the new HVCC (Home Valuation Code of Conduct) rules in effect, you may be assigned an appraiser that really isnt best suited to assess a value for your home. When the appraiser calls to set up the appointment, ask them what they know about your neighborhood. If they really arent familiar with it, its amenities, how it differs from surrounding communities, and the homes themselves; its within your right to request a different appraiser. Your Realtor can advise and help with this.
YOUR REALTORS EXPERTISE Be present at the appraisal and, if possible, have your Realtor there as they are most knowledgeable
about the neighborhood. The appraiser may not know that the property down the street that just sold for 30% below market value was severely damaged or had appliances and flooring missing...but your Realtor will. Letting the appraiser know what upgrades/improvements your h