PAI CA$H Alliance

Turnkey ATM cash just got affordable. Payment Alliance International (PAI) now offers an ATM vault cash and partner program called PAI CA$H Alliance. This comprehensive cash solution provides your business with access to cash, armored carrier management and forecasting services – at highly competitive rates! PAI has partnered with Cash Connect by WSFS Bank, a premier supplier of vault cash, to provide a great benefit to our Market Partners.

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Benefits of PAI CA$H Alliance

• Free up your cash• Free up your time• Grow your business• Earn higher rates of return• Lower your costs (vehicle, gas, salary,

insurance, back-office, downtime)• Safety for your employees and customers• Cash is fully insured• On-line monitoring• Nationwide coverage• Streamlined set-up

Extremely Affordable

When your business utilizes PAI CA$H Alliance, you can successfully and economically run your ATM program at very affordable rates -- possibly even saving money when compared to your current operating costs. The program includes:• Vault Cash• Armored Carrier Cost (includes all fuel

surcharges)• Total Cash Management (carrier, forecasting,

reconciliation)• Insurance

Take the headaches away from managing every part of the ATM cash loading process and let PAI handle everything for you by participating in the PAI CA$H Alliance program!

You’ll be able to grow your business with all the extra time and money you save!

See other side for Frequently Asked

Questions

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WHAT IS THE PAI CA$H ALLIANCE PROGRAM?PAI has partnered with Cash Connect to bring Market Partners a high value vault cash program designed to supply fast and secure access to needed cash while maintaining high service levels at costs that are comparable to self-loading.

WHO IS CASH CONNECT?Cash Connect, a division of WSFS Bank (NASDAQ: WSFS), is the premier provider of ATM Vault Cash in the ATM Industry. They supply cash to over 13,000 ATMs and have been operating since 1998. They have been awarded the ATM Industry’s Award for Excellence.

HOW DOES THE PROCESS WORK?Cash is ordered by Cash Connect and wired to a correspondent bank near the ATM. An armored carrier picks up the cash and loads into your ATM on a scheduled load date. Cash settles directly to a Cash Connect account. Funds are swapped on new loads and Cash Connect reconciles each cash order.

WHAT ARE THE BENEFITS TO USING A VAULT CASH SERVICE?The benefits of using vault cash are many, but the primary benefit is the ability to grow your business. Using vault cash provides you extensive access to capital. It also frees up your cash and the time spent loading your ATMs. This allows you to refocus that time and capital on expansion.

WHAT ARE THE COSTS OF THE SERVICE?The costs include interest on the cash, insurance, cash preparation fees, and carrier load costs. A proposal outlining specific pricing can be provided by your PAI relationship manager.

ARE THERE ANY SPECIAL EQUIPMENT REQUIREMENTS?One-time combo locks such as Kaba Mas and Sargent and Greenleaf locks are required. These locks prevent fraud by restricting vault access, even among service vendor employees.

HOW MUCH VOLUME DOES AN ATM NEED FOR THIS PROGRAM TO MAKE SENSE?Typically an ATM doing more than 200 transactions per month is considered a good candidate for vault cash. This depends on variables such as the surcharge amount that is the split with the merchant. It’s recommended that you calculate the costs to ensure the economics work.

HOW FAR GEOGRAPHICALLY DOES COVERAGE EXTEND?Geographical coverage extends to all 50 states. Having a vault cash option provides you with the necessary infrastructure to expand your deployment footprint by having fast, secure, and reliable cash vaulting anywhere in the US.

WILL I NEED A NEW TERMINAL ID?A new terminal ID is recommended. Since funds will be settling to Cash Connect’s account, a new terminal ID helps ensure that funds are not settled to the wrong party due to the timing of settlement account changes on an existing terminal ID.

HOW DOES THE SETUP PROCESS WORK?PAI has prepared agreements to establish the vault cash relationship. You will fill out a boarding reference sheet, and an Excel template to set your terminals up in Cash Connect’s Total Cash Management system. Once these are submitted, it generally takes 7-10 days for funding to begin.

WILL I STILL BE ABLE TO SERVICE MY ATM?You will be able to provide service to any components in the upper part of the ATM. You can also have RMS access to the ATM to update the ATMs configuration, reset the terminal, etc. Vault access will require a 3rd party service provider.

WHO PROVIDES SERVICE INSIDE THE VAULT AND HOW ARE THEY DISPATCHED?Service inside the vault is provided by a 3rd party such as Pendum or Bancsource. The armored carrier only provides cash loading. These service providers gain access to the lock at setup. Service can be dispatched through PAI’s connection with the Cash Connect web portal, to which you will have access. Meets can be coordinated though if hardware maintenance is needed.

WHAT ARE RESPONSE TIMES IF I NEED TO DISPATCH SERVICE?Typical response times are 4 hours, 7 days per week. Direct data feeds between PAI, Cash Connect and the service vendors help ensure fast response.

IS THERE A COST TO DISPATCH THE 3RD PARTY SERVICE PROVIDER?There is a per instance cost for a standard call, and an hourly rate if a tech meet is needed. This pricing is included in your proposal.

WHAT HAPPENS IF THE CARRIER MAKES AN ERROR OR DOESN’T LOAD WHEN THEY ARE SUPPOSED TO?When an error occurs, the 3rd party service provider is dispatched. If it is determined that the fault was the result of a load error, a credit is provided for the load error. A credit is also provided if a load does not occur within 24 hours of when it is scheduled.

HOW DOES THE CASH FORECASTING AND BALANCE MONITORING WORK?A sophisticated software program uses transaction history to calculate the optimal load amount for your ATM. Daily cash balance is also monitored by Cash Connect to spot potential cash outages before they occur.

WHAT IF AN ATM’S VOLUME IS ERRATIC OR VARIES BASED ON FACTORS SUCH AS SEASONALITY?You will have the ability to notify PAI/Cash Connect of any unusual events that could impact volume. You will also have the ability to notify them of seasonality trends. Their forecasting program calculates for a variety of common types of transaction variability.

WHAT FUNCTIONS WOULD REMAIN MY RESPONSIBILITY UNDER THIS PROGRAM?Your only responsibility would be to monitor the ATMs for service issues and dispatch service if needed. Cash ordering, cash monitoring, loading, and reconcilement would all be handled through the PAI CA$H Alliance program.

Frequently Asked Questions:

PAI CA$H Alliance