olbZ rkyqdk gkÅflax lkslk;Vhl~ jhOg; · PDF fileExpert in Liasoning with BMC/MHADA/Collector/SRA ... opp. MSED Staff colony, Next to Indian ... administrative boards have been appointed

January 2015 VOL.03 Issue 10

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VASAI TALUKA HOUSING SOCIETIES REVIEW

AFFORDABLE HOUSING & REDEVELOPMENT

E 2015XPO -

Come.... let’s Discuss & Decide on Affordable Housing & Redevelopment issues

2. Camp 3. Expo

IN ASSOCIATION WITHORGANISED BY

ESTD - 2010AHWOIAhava oAa ^[ - AH

WOIAhava oAa ^[ -

BANDRA HINDU ASSOCIATION & AFFORDABLE HOUSING WELFARE ORGANISATION OF INDIA

Have pleasure in Inviting you to a

1. Conference

EXPO

AFFORDABLEHOUSING &

2015

BHAMSWA

Presents

14th & 15th February 201510 am To 06 pm

REDEVELOPMENT

SUPPORTED BY :

MSWA SWAGAT PACPL

Venue : Bandra Hindu Association, Dr. K B Hedgewar Marg,Off Linking Road, Bandra (West), Mumbai 400050

02

Vasai Taluka Housing Societies Review 03 January 2015

BUILDING REPAIRS / REDEVELOPMENTB.M.C AAPROVED CONSULTANTS

(BMC PANEL STRUCTURAL ENGINEER REGD. NO. STR/S/171) & ARCHITECT CA/80/5507

Regd. / Licensed / Empanelled – with MCGM, NMMC, KDMC, MBMC, VVMC

On similar lines, the health of the building has to be checked

Our company will check your for the “SWEET HOME”

STRENGTH OF THE BUILDING, DURABILITY &

STRUCTURAL SAFETY.

OUR SERVICES FOR STRUCTURAL AUDIT & BUILDING REPAIRS:

REPAIRS:

PMC FOR REDEVELOPMENT :

Structural Audit / Survey: As Per Bye Law No.77 & Municipal Nomes. Details Survey/ Audit / Non-Destructive Tests (Ultra Pulse & Rebound Hammer Test) Half Cell Potential Chemical Analis.

Survey, Tendering Process, Selection of Contractor, Legal Documentation, Technical Supervision, Quality & Quantity Control, Bill Certification, Work Guarantee & Stability Certificate.

As Per Govt. New Guideline / Notification- Feasibility Report, Tendering Process, Selection Of Building, Planning, Legal Documentation, Supervision, Quality Control & Project Consultants.

Expert in Liasoning with BMC/MHADA/Collector/SRA/MMRDA

BMC Panel Consists Of Structural Engineer, Architects, & Legal Consultants.

Architect, Civil & Structural Engineers, Valuers Project Management Consultants,

Contact Person.

MR. NILESH SINGH - 7666001099/9920601099

MR. PANKAJ CHAUHAN - 7757856885

MR. CHETAN GAONKAR - 7757856884

OFFICE-NO - 7718881803/0250-6065655/6065755

ADDRESS: H/O -10/101, Swapna Purti, Nr. Vishnu Shivam Mall, Thakar Village, Kandivali (E), Mumbai- 400 101. B/O-Shop-No-4, Nirav Apt. Nr.Renuka Niwas, Anand Nagar, Vasai (W), Thane-401202

ISO 9001:2008 CERTIFIED

For General Housing Society related queries, Please Contact 0250-6457596/ 95 • 0250-2390170/ 71

• E-mail • [email protected]

Views expressed in this Magazine are of the authors & VTHF is not Responsible for its Contents.

Circulate among Friends and other members of the Society

PRINTED ATNutan Printers Pvt.Ltd.,G-4, C-wing, Radha Kunj CHS.Ltd.Anand Nagar, Navghar, Vasai Road (W),Thane – 401 202

For Members : Free

Annual Membership : Rs. 500/-(Society & Individual)

MOST IMPORTANT

VASAI TALUKA HOUSING SOCIETIES REVIEW

“ Readers are recommended to make appropriate enquires and seek appropriate advice before sending money, incurring any expenses, acting on medical recommendation or entering into any commitment in relation to any advertisement published in this publication. VTHF group doesn’t vouch for any claims made by the Advertisers of products and services. The Printer, Publisher, Editor, and Owner of the VTHF Group Publications shall not be held liable for any consequences, in the events such claims are not honoured by the Advertisers” CONTAIN PAGE NO.

EDITORIAL & PUBLICATION OFFICESwagat Bhavan, opp. MSED Staff colony,Next to Indian Oil, station road,Vasai road (E), Dist. Thane - 401202

CHAIRMAN

CA. Ramesh S. Prabhu

EDITOR

Mr. V. Viswanathan

DESIGNED BY

Vishal Bamane

EDITORIAL BOARD

CA. Anitha Viswanathan

Adv. Runal Falcao

Adv. Beena Singh.


lfpo Jh- fOg- foÜoukFku

Dear Members,

Your association has been conducting number of programs to update members about the latest changes in various provisions of law.

The election for societies whose terms have ended on 14.2.2013 till 31.3.2013, where the administrators, authorized of�icers, administrative boards have been appointed is required to be held before the end of this month. The terms of the societies which expires after 31.3.2013 are required to inform the Deputy/ Assistant registrar of your ward with provisional list of voters/ members to appoint a election of�icer. As per the amended Maharashtra Co-operative societies Act,1960, elections to the committee and of�ice bears including casual vacancy for all the societies will be done by the State Co-operative Election Authority.

Jawarlal Nehru, the �irst Prime Minister of India has said” All enthusiasm in the world will not be enough unless we have trained personnel to run our cooperative societies”. Even one of the

t hprinciple of Co-operation is education and training. 97 Constitutional amendment and insertion of section 24A to MCS Act, 1960 has made it compulsory to impart the education to the members and the committee of the society. In order to impart the knowledge, your association has planned to have “ FREE SEMINAR FOR MEMEBRS” on every Saturday from 04 pm to 7pm at your association conference Hall. The details of free seminar is given elsewhere in this issue.

Representation and issues you want your association to represent before the government to bring policy changes may be send to us. Your association has started online course, printed the new model bye-laws.

Wish you all happy learning and a happy new year.

With best regards.

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LALIT & ASSOCIATES Architects , Civil/Structural Engineers , Valuer & Project Consultants

Mr. Lalit Kumar Jha - B.E (Civil), ProprietorRegd /Licensed/empanelled – with MCGM, NMMC, TMC, MBMC & KDMC

Regd No – STR/J/77.& NMMC/TPO/S.E/106

Cell : 9321035048 /9222552270

E-mail –[email protected]. Our services:

STRUCTURAL AUDIT / SURVEY : As per Bye law No.77 & Municipal norms. Details survey /Audit/ Non-

Destructive Test/, Remedies , Estimation etc.

REPAIRS : Survey, Tendering process , selection of contractor, legal documentation, Technical Supervision ,

Quality & Quantity Control, Bill Certification, Work guarantee & Stability Certificate.

RE- DEVELOPMENT : As per govt. new guideline / notification – feasibility Report, Tendering Process, selection of

builder , planning , legal documentation, supervision, Quality Control & Project Consultants.

Office : Navi Mumbai -: B3/3/0.3, Sec - 02, Opp. Abhudaya Bank, Vashi, Navi Mumbai - 400 703, Tel.: 022- 64640122 Thane :- Harsh Vihar Building No. 30 CHS Ltd., Gr. Floor 002, Sec. No. 01, Opp. Shanti Shopping Centre, Shanti Nagar, Mira Road (E), Tel.: 022 - 65652977

M/s. REHAB ARCHITECTS PVT. LTD. Tel. Nos.- 022 - 2437 3601 / 2437 0473

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ORGANISED BY IN ASSOCIATION WITH

ESTD - 2010AHWOIAhava oAa ^[ - AH

WOIAhava oAa ^[ -

BANDRA HINDU ASSOCIATION & AFFORDABLE HOUSING WELFARE

ORGANAISATION OF INDIA

FREE - INVITATION TO ALL

Venue : Bandra Hindu Association, Dr. K B Hedgewar Marg,Off Linking Road, Bandra (West), Mumbai 400050

Agenda Attractions

1. To Solve Housing Societies Problems2. Bye-laws Adoption Camp – In front of

Registrar3. Training on Online Registration, Deemed

Conveyance Application & Mandatory Returns

4. Free Advice on Deemed Conveyance, Redevelopment & Other Societies Problems

Meet Govt Of�icials & Dept Heads

Addressed by Advocates & Experts

All Housing Societies requirement under one Roof

Get the appropriate Solution to Housing Society problems

Register your Participation to WIN “ATTRACTIVE PRIZES”

PROGRAM SCHEDULE: ON 14TH FEBRUARY 2015 - Day 1 - FIRST SESSION Time Particulars Subjects

10.00 am to

11.00 am

Chief Guest –

Hon’ble Shri DEVENDRA G. FADNAVIS, Chief

Minister, Govt. of Maharashtra State,

Inauguration Session &

Speech on Affordable

Housing

11.00 am to

11.30 pm

Guest of Honor

Hon’ble Shri Prakash Mehta

Housing Minister, Govt. of Maharashtra

Issue for Housing Societies

& Affordable Housing New

Policies

11.30 am to

11.50 pm

Hon’ble Shri Ashish Shelar,

MLA & Chairman - BJP - Mumbai City

Role of BMC at the time of

Redevelopment

11.50 am to

12.20 pm Hon’ble Shri Sitaram Kunte, Municipal

Commissioner, MCGM Development Control Rules

& Redevelopment Bene�its

12.20 pm to

12.40 pm Affordable Housing – Govt Of�icials Affordable Housing

EXPO

AFFORDABLEHOUSING &SOCIETY

2015

BHAMSWA

Presents



KIND ATTENTION ALL THE MEMBERS OF CO-OPERATIVE HOUSING SOCIETIES!!!

WE PROVIDE FOLLOWING SERVICES FOR STRUCTURAL AUDIT, REPAIRS, RETRO-FITTINGS & REDEVELOPMENT.

OUR SCOPE IN REPAIR WORK : N.D.T. Structural Audit, Estimation of Repairs & Retrofitting, Technical & Economical Repairs, Retrofitting, Tendering & Contractor selection, Supervision, Bill check, Quality Control, Defect Liability period, Structural stability certificate.

OUR SCOPE IN REDEVELOPMENT WORK : Legal Service, Government department Liasoning work, Feasibility Report, Tendering & Developer selection, Supervision & Quality Control, Defect Liability period

OUR SCOPE IN SELF REDEVELOPMENT WORK : Legal Service, Government department Liasoning work, Feasibility Report, Financing project, Architectural Planning & Designing, Structural Designing, Tendering & Contractor selection, Legal Service, Liasoning work for Plan approval, IOD, CC, BCC, OC etc., Supervision & Quality Control, Defect Liability period.

TECHNICAL, LEGAL & OTHER SERVICES : Total Station Survey for Plot & Carpet area Measurement, Legal Service provides for Society documentation by our Advocates.

GOVERNMENT DEPARTMENT LIASONING WORK : Liasoning work for procuring documentsfrom various Governments, MCGM department for Co.op. Hsg. Societies

Member of : Municipal License Structural Engineer STR/S/80, Surveyor No. P/566/LS, Practicing Engineers & Architects and Town Planner Association (PEATA)

Mr. Nikhil Pimputkar ( Structural Engineer ) (B. E. Civil from VJTI ) Mr. Sharad Mudaliar ( Civil Engineer),

Mr. Prajakt Patil ( Architect ), Mr. Harshal Patil ( MCGM License Surveyor & Civil Engineer ),

Mr. Khalid Barudgar (Architect ), Mr. Samir Sayyed (B. E. Civil from VJTI), M. Tech Structures (IIT Mumbai)

Call: 9821038065, 9821367035, 7208312356, 9769088340, 9769088250

Email: [email protected], [email protected], [email protected] , Web : www.pmcvastu.com

VILE PARLE OFFICE: Pandurang Sadan, Ground floor, 2A Hanuman Road, Opp. Loop Mobile Gallery, Vile Parle (East), Mumbai - 400 057.

THANE OFFICE: 602, Damodar Niwas, ‘B’ Cabin, Shivaji Nagar, Naupada, Thane (W) - 400 601.

Service Tax No: ST. / MUM / DIV-III / ARC-1734/ 09

Call our 15 Years Experienced Engineers for best Technical advice & prompt Economical service.

Mr. Amit Kamlakar Thakur is not associated with Vastu Associates


12.40 pm to

01.00 pm

Patron Speaker Advantages for AHWOI &

Redevelopment

01.00 pm Q & A

PROGRAM SCHEDULE: ON 14TH FEBRUARY 2015 - Day 1 - SECOND SESSION

02.30 pm to

03.30 pm

Hon’ble Shri Dadaji Bhuse,

State Co –operative Minister

03.30 pm to

03.50 pm

Hon’ble Shri Rajgopal Devora,

Secretary Cooperation

Latest Changes in Co-

operative Societies Act

03.50 pm to

04.10 pm Hon’ble Shri Kirit Somaya Service Tax

04.10 pm to

04.30 pm CA. Vimal Punamia Property Tax, Service Tax,

TDS, VAT on Flats and on

Redevelopment

04.30 pm to

05.00 pm Adv. Amit Mehta Latest Circulars & GR on

Redevelopment

05.00 pm to

05.30 pm Adv. Vinod Sampat Selection of Builders

05.30 pm to Q & A

PROGRAM SCHEDULE: ON 15TH FEBRUARY 2015 - Day 2 - FIRST SESSION

Time Particulars Subjects

10.00 am to

10.30 pm

Hon’ble Shri Chandrakant Dada Patil

Minister for Co-operation, Govt. of Maharashtra

10.30am to

11.00am

Hon’ble Shri. Dinesh Olkar,

Commissioner for Co-operation,

Vikas Rasal - Joint Registrar, Mumbai

Division, Co-operative Department,

Latest Changes in Model

Bye - Laws & Election Rules

11.00 am to

11.30 pm CA. Ramesh Prabhu Conveyance & Deemed

Conveyance

11.30 am to

11.50 pm Patron Speaker

January 2015Vasai Taluka Housing Societies Review 09


11.50 am to

12.20 pm

Shri. Subhash Patil

District Deputy Registrar

Redevelopment Circular

dated 3.1.2009

12.40 pm to

01.00 pm

Patron Speaker

01.00 pm to Q & A

PROGRAM SCHEDULE: ON 15TH FEBRUARY 2015 - Day 2 - SECOND SESSION

02.30 pm to

03.00 pm

Hon’ble Shri Ravindra WaikarMinister of State for Housing

3.00pm to

03.30pm

Hob’ble Shri Satish Gavai, IAS

Vice President MHADA

MHADA

–

Redevelopment

Latest Policy Changes

03.30 pm to

03.50 pm Hon’ble Shri. Nirmal Deshmukh,

IAS, CEO, SRA SRA – Latest Policy Changes

03.50 pm to

04.10 pm Mr. Arvind Nandapurkar

Mr. Suresh Sahu Role of PMC & Structural

Engineer

04.10 pm to

04.30 pm IG Mr. Sanjay Pandey Weight and Measurement

4.30pm to

05.00pm Adv. Shirish Deshpande

Or Adv. Anand Patwardhan Consumer court Issues

05.00 pm to

05.30 pm Mr. Naresh Pai

Mr. Krishnaraj rao Stamp Duty Calculation on

Deemed Conveyance &

Transfer of Flat

05.30 pm to Q & A

Chief Guests, Speakers are invited and they are subject to con�irmation.

GOOD NEWS! GOOD NEWS!

AVAILABILITY OF NEW - MODEL BYE-LAWS

Your association has been given permission to print and sell the model bye-laws and other

forms to the housing societies and others. Your association has printed the suf�icient number

and is made available at very nominal amount.

For latest and updated copies of Model Bye-laws in English as approved by the Commissioner

for Co-operation and Registrar of Societies, Maharashtra State, you may contact the association

of�ice. You will also be given the required guidance for adoption of the same. For more details

contact: 022 42551414. For Members Rs. 60/- Per Copy


(Interiors & Exterior)

Old building/ society maintenance/ repairing works

Structure audit work (Compulsory for building more than 15 yerars old)

Re-plastering

Water Proofing

Terrace roofing

Plumbing

Crack Filling & Painting (applicator for Nerolac Paints)

Flooring

And Also We under tack all types of interior renovation works

(Flats, Offices, Bunglows etc…)

Proprietor: Reginald Santhrnayer Mobile: 9823142247

Email: [email protected]

Address: Shop No 1, Jai Ganesh Krupa CHS, Near K. T. Vision, Anand Nagar, Vsai Road (W), Thane - 402202

REAL ESTATE DIVISION(MERIDIEN BUSINESS CONSULTANTS PVT LTD.)

We give right advice, at right time within legal ambit for all your real estate needs. Our services are for individual, NRI, Corporates, property dealers, agents and co-op societies

Corporate Office: Suite 6, Meridien Apartment, Veera Desai Road, Andheri (w) Mumbai-400058Phone 022-26765506/26763179/9320261049 Email Id - [email protected]

Formation of all types of co-operative Society Conveyance & deemed conveyance Redevelopment of property Land Acquisition Valuation of Property Registration & stamp duty Drafting and Vetting of various Documents Project financing Expert opinion Investment consultancy Accounting & taxation Sale/Purchase/Lease of Property Consultancy on legal matters, court cases, property disputes etc


AFFORDABLE HOUSING AND SOCIETY EXPO- 2015MUMBAI is changing fast due to Redevelopment of old chawls, tenanted buildings and Housing societies, private buildings into towers and shopping Malls. There is enough scope to develop the affordable housing in Mumbai Metropolitan Region. Lot of changes in the co-operative law has been done which has resulted into election by the election authorities in every society, adoption of new model bye-laws, �iling of mandatory returns online etc.

The Government has planned to bring various policy changes including quick approval systems, incentives for redevelopment, incentives for affordable housing, guidelines on redevelopments, announcement of housing polices, private public partnerships with MMRDA or MHADA, SRA etc. Still there are many gaps and there are misleading information amongst the �lat owners, tenants who are planning for redevelopment and also policy changes regarding the affordable housing.

There are many controversial court judgments leading further confusion and the societies planning for redevelopment get stuck at some point due to lack of information, knowledge, contact with right kind of builders, developers etc. Many societies do not have conveyance for which a very good amendment in MOFA has been done. M a h a r a s h t r a H o u s i n g ( R e g u l a t i o n a n d Development )Act 2012 has been enacted but the implementation thereof is not yet started. Under the leadership Hon'ble Chief Minister Shri. Devendra Fadnavis, your association is expecting to have a good governance and a transparent system of working in the Government department.

Therefore, Bandra Hindu Association jointly with Maharashtra Societies Welfare Association (an NGO) has planned two day Exhibition cum Conference, Guidance Camp to the public at large to understanding the incentives, policies of affordable housing, Latest changes in Housing

societies regulations, p o l i c i e s i n t h e p i p e l i n e a b o u t Redevelopment and the Conveyance. Your association has p l a n n e d a m e g a

t hExhibition on 14 t hand 15 February,

2015 jointly with Bandra Hindu Association at their premises at Dr Hegdewar Marg, Opp: Amarsons showroom, Linking Road, Bandra(W) under the leadership of Hon'ble Shri. Ashish Shelar, MLA and president of BJP, Mumbai.

Your association has invited Hon'ble Chief Minister Shri. Devendra Fadnavis, Hon'ble Housing Minister Shri. Prakash Mehta, Hon'ble Co-operative Minister Shri. Chandrakant dada Patil, Hon'ble Shri. Ravindra Waikar, Minister of state for housing, Hon'ble Shri. Dadaji Dagdu Bhuse, Minister of Shri state for Co-operation including the Secretaries of the respective departments to discuss on various issues related to Affordable Housing and Co-operative Housing Societies.

The tentative program is being attached herewith. Main object of this exhibition is to share the information related to Affordable housing policies, Housing society matters, Redevelopment , Conveyance from the experts and bridge the gap/issues with different stakeholders in the redevelopment and to bring them together on a common platform for overall growth of MUMBAI.

1) C o n f e r e n c e / S e m i n a r o n i s s u e s o f Redevelopment & Deemed Conveyance by inviting experts and policy makers and t impart the knowledge, information to the societies, its members, builders and of�ice bearers and the precautions to be taken.

( between 10am to 6pm)

EXPO

AFFORDABLEHOUSING &SOCIETY

2015

BHAMSWA

Presents


To Know more detail attend free two days Affordable Housing & Sociaty Expo 2015for Free Registration - 022 - 42551414


2) Free One to one Guidance Camp on Online society registration, �iling of Mandatory returns, Election in Housing Societies, Adoption of Bye-laws, Redevelopment and Deemed Conveyance to the of�ice bearers of the society with the Project Management consultants empanelled with our Association such as Architect, Structural Engineer, Advo c a te s , C h a r te re d Ac c o u n t a n t s , surveyors, civil engineers etc.( Between 2pm to 6pm)

3) Exhibit the quality builders/developers with their pro�ile who are interested to take up the redevelopment of societies and thus create an interaction of of�ice bearers of the society with the developers who are

interested in redevelopment on common

platform ( from 10am to 7pm). Further the

developer who are developing the affordable

housing projects in Mumbai Metropolitan

region.

4) F r e e L i t e r a t u r e a n d B o o k s o n

R e d e v e l o p m e n t / C o n v e y a n c e a t

concessional rate: The organizer will bring

out free literature on Redevelopment and

Deemed Conveyance and will be given to all

the participants. Many books from different

authors, judgment series on redevelopment,

conveyance and society matter will be

displayed and made available at concessional

rates.

DISCUSSION TO BE HELD IN THE CONFERENCE AT AFFORDABLE HOUSING AND SOCIETY EXPO-2015

ARE NEW GOVERNMENT MAKING ANY POLICIES FOR AFFORDABLE HOUSING IN MUMBAI AND EXTENDED SUBURBAN?The prices of real estate has sky rocketed and a

middle class and salaried class person �inds it

dif�icult to own or take a house on rental basis. Even

one bedroom �lats in Borivali or Mulund area i.e

north Mumbai is priced more than Rs.1 crores. If an

average family income in Mumbai is around

Rs.6,00,000/- per annum, the value of the �lat

affordable to such family will be around 5 times of

annual income which means for Rs.30,00,000/-. In

Mumbai even a hut in slum is costing more than

Rs.30,00,000/-. A question arises, how the houses

can be made more affordable.

The issues which are affecting the affordability of

the house can be listed down as under and the same

need to be debated in the Conference and suitable

representation before the government has to be

done:

(1) Increase of ready recknor value : Constant

increase in the stamp duty ready recknor

value year after year fuelling the various cost.

Due to increase in the ready recknor price, the

premium payable on the fungible FSI, open

space de�iciencies, premium FSI rates,

property tax, development charges, stamp

du t y, reg ist ra t ion fees , service t a x ,

Maharashtra Value added tax etc accordingly

goes up.

(2) Delay in the approval : The developer

builder raise the amount from the investor

assuring them good return to buy the plot of

land. Any delay in approval will add the

interest cost of the investment which

ultimately the developer has to recover from

the customer.

(3) Constant changes made in development

policies : It is observed that there is always

changes proposed in the development

control Rules. By the time, the policy gets

settled, another policy is announced which

makes the working for the developer very

dif�icult.



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!! KINDLY ATTENTION ALL OFFICE BEARERS !!

DON’T GET YOUR BUILDING REPAIR / REDEVELOPMENTTILL YOU CALL US FREE ADVICE *

WE EXPERTISE IN REPAIR & REDEVELOPMENT CONSULTANCY

SERVICES OFFERED IN MOST REASONABLE TERMS

STRUCTURAL AUDIT / REPAIRS :

REDEVELOPMENT

Details Structural Survey / Audit of the building

Find out the Leakeges Source from External / Internal

Suggesting cost estimation preferring economical & Effective remedial ways

Conducting Advance Technologies of NON - DESTRUCTIVE TESTS

(Ultra Pulse & Rebound Hammer Test)

Half cell potential chemical analis.

Tender Document formulation, selecting best & competitive bidder on behalf of society.

Day to day site supervision, guidance to contractor while execution on repair work.

Stability certificate on completion

Feasibility survey of the society building

Preparation of Tender document for Developer/ Builder

Supervision / quality control during execution work

Expert in Liasoning with BMC/ MHADA /Collector / SRA / MMRDA

Legal consultancy towards Redevelopment work

Redevelopment Panel consists of Structural Engineer, Architects, Legal Consultants.

Office: 401, Shree Krishna tower, Link Road, Andheri (W), Mumbai 400053, Tel: 2673 2435, 2673 2436, E mail: [email protected] / [email protected]

Web Site: www.supremeengicons.com

(AN ISO 9001 - 2008 CERTIFIED COMPANY)


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SSSHousing Finance Company Limited

SWAGAT HOUSING LOAN -

CIN : U65922MH1996PLC101035

SSSHousing Finance Company Limited

A-1/207, Laram Center, Above Federal Bank, Opp. Platform No. 6, Andheri (W), Mumbai - 400 058.

Tel.: 26248565 / 42551414 / 9820601894E-mail : [email protected]

CIN : U65922MH1996PLC101035

TO BUY OR RENOVATE HOUSE

SELF REDEVELOPMENT LOAN TO HOUSING SOCIETIES

MORTGAGE LOAN

LOAN TO ECONOMICALLY WEAKER SECTION THROUGH

HOUSING SOCIETIES

SLUM SELF REDEVELOPMENT LOAN TO SLUM DWELLERS

REPAIR LOAN TO HOUSING SOCIETIES


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¼ys[kd ;k fo"k;kps rTK odhy vkgsr½[email protected]

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lferhP;k lnL;kaph fuoM >kY;kuarj laLFksP;k inkf/kdkÚ;kaph fuoM.kwd fu;e 2014 e/khy fu;e 77 e/;s rjrwn dj.;kr vkyh vkgs- R;k rjrwnhuqlkj ̂ M* oxkZrhy laLFksP;k lferhP;k lnL;kaP;k fuoM.kqdhpk fudky tkghj >kY;kuarj 15 fnolkaP;k vkr] R;k iz;kstukFkZ ?ks.;kr ;s.kkÚ;k lHkse/;s jkT; lgdkjh fuoM.kwd izkf/kdj.kkus izkf/kd`r dssysY;k vf/kdkÚ;kP;k ¼v/;klh vf/kdkjh½ v/;{krs[kkyh gksbZy- ;k vf/kdkÚ;kauk #- 250 ikfjJfed |kos ykxsy-

v'kh vkgs oxZokjh

fuoM.kqdhlkBh izkf/kdj.kkus ^v*] ^c*] ^d*] ^M* v'kk pkj izdkjkar oxZokjh dsyh vkgs] ;kpk mYys[koj vkykp vkgs- ̂ v* o ^c* foHkkxkyk lgdkjh cWadk] irlaLFkk] jkT;Lrjh; laLFkk bR;knhapk lekos'k vlwu ̂d* foHkkxke/;s 200 fdaok 200 is{kk tkLr lHkkln vlysY;k laLFkkapk lekos'k vkgs- 1 rs 199 lHkkln la[;k vlysY;k laLFkk ^M* foHkkxkr vkgsr- Bk.ks ftYg;kr v'kk ,dw.k 1500 laLFkk vlwu R;kiSdh 1100 lgdkjh x`gfuekZ.k laLFkk vkgsr-

Fkdckdhnkj lHkklnkauk ernkukpk vf/kdkj ukgh-

Fkdckdhnkj lHkklnkauk ernkukpk vf/kdkj vl.kkj ukgh- R;keqGs rks inkf/kdkjh gks.ks nqjkikLrp- ek= R;kyk Fkdckdh HkjY;kl fuoM.kqdhP;k ,d efguk vxksnj uksVhl ikBoyh xsyh vlyh ikfgts- rjhlq/nk R;kus Fkdckdh Hkjyh ukgh rj R;kl ernku izfdz;sr Hkkx ?ksrk ;s.kkj ukgh-

lkStU;%& yksdlRrk] fnukad% 03@01@2015& uandqekj jsxs

Adv. Runal Falcao Empaneled Adv., VTHF


Ukkeek= lg;ksxh lHkklnkauk ernkukpk vf/kdkj ukgh

lg;ksxh lHkkln nksu izdkjps vlrkr- 1½ ewG lHkklnkleosr Hkkx /kkj.k dj.kkjs] R;kauk la;qDr lHkkln vlsgh EgVys tkrs- ewG lHkklnkP;k iwoZijokuxhus ¼vf/kdkjkus½ vlk la;qDr lHkkln ewG lHkklnkP;k vuqifLFkrhr ernku d# 'kdrks- fuoM.kqdhl mHkk jkgw 'kdrks vkf.k fuoMwu vkY;kl rks inkf/kdkjh gksÅ 'kdrks- gk vf/kdkjh dsoG 100 #i;s izos'k Qh Hk#u >kysY;k lg;ksxh lHkklnkl vlr ukgh- dkj.k izR;{kkr rks ukeek= lHkkln vlrks-

lferhph la[;k ve;kZfnr

lferhoj dehr deh 11 lnL; vl.ks dk;|kus ca/kudkjd vkgs- 100 i;Zar lHkkln la[;k vlysY;k laLFksP;k ckcrhr 6 loZlk/kkj.k lHkkln 2 efgyk 1 vuqlwfpr tkrh] vuqlwfpr tekrh] 1 HkVD;k] foeqDr tkrh] 1 vU; ekxkloxhZ; vksckhlh vls lHkkln vlrhy- ;k fof'k"V izoxkZrhy 3 mesnokj vlrhy rj loZlk/kkj.k izoxkZrhy 3 mesnokj vlrhy rj loZlk/kkj.k izoxkZrhy mesnokj R;kaps tkxh Hkjrk ;s.kkj ukghr-

101 rs 200 lHkklnkai;Zar 8 loZlk/kkj.k] 201 rs 300 lHkklnkai;Zar 10 loZlk/kkj.k] 301 rs 500 lHkklnkai;Zar 12 loZlk/kkj.k vkf.k 500 is{kk vf/kd lHkkln la[;k vlyh rj 15 loZlk/kkj.k ;k O;frdjDr 2 efgyk] 1 vuqlwfpr tkrh@tekrh] 1 HkVD;k@foeqDr tkrh o 1 vkschlh lHkkln vlrhy-

199 i;Zar lHkkln vlysY;k lgdkjh x`gfuekZ.k laLFkk ̂ M* oxkZr lekfo"V vlY;keqGs R;kaP;k fuoM.kqdk jkT; fuoM.kwd izkf/kdj.kkus useysY;k izkf/kd`r vf/kdkÚ;kP;k v/;{krs[kkyh okf"kZd loZlk/kkj.k lHkk@fo'ks"k loZlk/kkj.k lHksr gks.kkj vkgs-

R;klkBh fuoM.kwd fu/kh o izkf/kdj.k vf/kdkjh ;kaps eku/ku Eg.kwu fuoM.kqdhiwohZ fuoM.kwd fu/khph jDde rkyqdk lgdkjh fuoM.kwd vf/kdkjh] jkT; lgdkjh fuoM.kwd izkf/kdj.k] egkjk"Vª jkT; ;kaps ukos js[kkafdr /kukns'kk}kjs tek djko;kph vkgs-

bZ&2 ueqU;kr ekfgrh ns.ks

lgdkjh laLFkkauh uequk bZ&2 e/;s vkiY;k laLFksph ekfgrh fuoM.kwd vf/kdkÚ;kl |ko;kph vkgs- ;k ueqU;klkscr laLFksus eatwj mifo/khph izrns[khy |ko;kph vkgs- laLFksP;k ^mik;* uequk uksanogho#u izkFkfed ernkj ;knh uequk 3&3 e/;s laLFksP;k uksVhl cksMkZoj izfl/n djkoh o R;koj nksu fnolkar gjdrh ekxokO;kr- laLFksus vafre ernkj ;knh 7 fnolkar gjdrh ekxokO;kr- laLFksus vafre ernkj ;knh izfl/n dsY;kuarj laLFksP;k fuoM.kwdhckcr vf/keaMGkph fo'ks"k cSBdhph lwpuk r;kj djkoh- ;k lwpuse/;s ¼uksVhlhe/;s½ cSBdhph fnukad] osG] LFkG] fo"k; ueqn djko;kpk vkgs- uksVhl T;kg fno'kh dk<yh xsyh] R;kp fno'kh laLFksP;k uksVhl cksMkZoj@fuca/kd dk;kZy;kP;k uksVhl cksMkZoj izfl/n djkoh- ;k fo'ks"k lHksr QDr fuoM.kwd gk ,dp fo"k; Bsokok- lHksr mifLFkr lHkklnkaiSdh vafre eunkj ;knhr uko vlysy;k lHkklnkaukp fuoM.kwd izfdz;sr Hkkx ?ksrk ;sbZy- ;k fuoM.kqdhuarj 15 fnolkaP;k vkr inkf/kdkÚ;kaph fuoM gksbZy- gk izkf/kd`r vf/kdkjh fuoM.kqdhP;k ifgY;k lHksyk mifLFkr jkghy- R;kP;kar v/;{krs[kkyh inkf/kdkÚ;kaph fuoM gksbZy o v'kk jhrhus uohu lferh vfLRkRRokr ;sbZy-

fuoM.kqdhP;k ekxZn'kZuklkBh lgdkjh laLFkkauh vkikiY;k ftYg;kP;k ftYgk mifuca/kdkaP;k dk;kZy;k'kh laidZ lk/kkok-

An Associate Member means a Member who holds the right, title and interest in the property individually or jointly with other, but whose name does not stand �irst in share certi�icate.

An individual, a Firm, a Company or a Body corporate, registered under any law for the time being in force, who/which is eligible to be an Associate Member and who/which has made an application in the prescribed form for such membership along with the entrance fee of Rs. 100/- may be admitted as associate member by the committee. For being elected as Member of the committee or co-opted on it as Associate Member should have to submit no-objection certi�icate and undertaking from the original Member under bye-law no. 117 (d).

Associate MemberThe person shall cease to be the

Associate Member of the society

when the member whose name

stand �irst, ceases to be the

Member of the society or on

death of the Associate Member

or on the acceptance of the

registration of the Associate

Member by the committee.

However the Associate Member shall not cease to

be Associate Member when the �irst member

ceases to be the Member of the society if Associate

Member holds title and interest in the property

jointly with the Member.


lkslk;Vh lnL; vkf.k dkxni= feG.;kps gDd

lnL;kauk lkslk;Vhph dkxni= o nLrkost feG.;kps lhfer vf/kdkj vlys rjgh lHkkln R;kauk goh vlysyh ekfgrh o dkxni=s d'kh feGow 'kdrkr ;kfo"k;h----------

^okLrqjax* e/;s ek/ko eVdj ;kapk ̂ lnL;kauk lkslk;Vhps dkxni= o nLrkost feG.;kps lhfer vf/kdkj* ;k eFkG;k[kkyhy ys[kkrhy ekfgrh gh vR;ar ekfgrhiw.kZ gksrh- R;kaP;k Eg.k.;kizek.ks lnL;kauk lkslk;Vhps dkxni= o nLrkost feG.;kps vf/kdkj vR;ar lhfer vkgsr- gs tjh [kjs vlys rjhns[khy [kkyhyizek.ks ;qfDrokn d#u lHkkln vko';d dkxni=s feGfo.;kpk iz;Ru d: 'kdrkr-

xsY;k o"khZ loksZPp U;k;ky;kus 'kklukdMwu Hkjiwj enr ?ksr ulysY;k lgdkjh x`gfuekZ.k laLFkkauk vf/kdkjkpk dk;nk ykxw ulY;kpk fudky fnyk vkgs- rlsp egkjk"Vª lgdkjh laLFkk vf/kfu;e dz- 32 ¼1½ izek.ks laLFksus Bjkohd dkxni=kaph] rlsp ekfgrh ekx.kkÚ;k lHkklnkus laLFks'kh dsysY;k vkfFkZd O;ogkjk'kh fuxMhr dkxni=kaph rikl.kh foukewY; o lkr fnolkaP;k vkr ns.;kps ca/kudkjd dsys vkgs- rlsp egkjk"Vª lgdkjh laLFkk vf/kfu;e dz- 32 ¼2½ izek.ks vf/kfu;e dz- 32 ¼1½ e/;s uewn dsysY;k dkxni=kaP;k o nLrk,sotkaP;k izrh lHkklnkus laLFksyk Bjkohd jDde vnk dsY;koj 30 fnolkaP;k vkr ns.;kps ca/kudkjd dsys vkgs-

vkrk tjk egkjk"Vª lgdkjh laLFkk vf/kfu;e dz- 32 ¼1½ e/;s uewn dsysY;k dkxni=kadMs o nLrk,sotkadMs ,d utj Vkdw- R;k loZ dkxni=kaph o nLrk,sotkaph ;knh eVdj ;kauh R;kaP;k ys[kkr fnysyh vkgsp- R;k ;knhrhy ,dns[khy dkxni- o nLrkost vlk ukgh dh] T;kreu lHkklnkyk T;kr LokjL; vlrs R;k lferhP;k vkfFkZd xSjO;gkjkpk iqjkok feGw 'kdsy o nqnSZokus cgqla[; lkslk;V;kae/khy lferhps inkf/kdkjh gs vkfFkZd xSjO;ogkjkps vkjksi pqdow 'kdr ukghr- i.k lferhoj vkfFkZd xSjO;ogkjkps vk{ksi djko;kps o rs U;k;ky;kr fl/n djko;kps rj R;klkBh iqjkos dls feG.kkj\ rs iqjkos feGw u;sr Eg.kwu lferhps inkf/kdkjh

egkjk"Vª lgdkjh laLFkk vf/kfu;e dz- 32 ¼1½ o ¼2½ dM okV nk[kowu lkslk;VhP;k vkfFkZd O;ogkjk'kh fuxMhr& fo'ks"kr% T;krwu r;kapk vkfFkZd xSjO;ogkj m?kM gksbZy v'kk

dkxni=kaP;k izrh ns.;kl udkj nsrkr o ;k xks"Vhph 'kklukykns[khy iw.kZ tk.kho vlY;keqGsp eVdj ;kauh R;kaP;k ys[kkr mYys[k dsysY;k 'kklukP;k lgdkj o oL=ks|ksx foHkkxkus 10 ekpZ] 1995 jksth

jkT;ikylkgsckaP;k vkns'kkuqlkj dk<ysY;k] lx`;ks 1095@iz- dz- 36@ 14&lh ;k vkns'kkrp gk vkns'k dk<.;kekxhy dkj.ks nsrkuk [kkyhyizek.ks fVIi.kh dsyh

vkgs-

cÚ;kp lgdkjh laLFkkafo#/n 'kklukdMs o fuca/kdkdMs okjaokj v'kk rdzkjh ;sr vkgsr dh] lHkklnkus lferhdMs Lor%P;k laLFks'kh vlysY;k vkfFkZd O;ogkjklaca/khP;k nLrk,sotkph fdaok brj dks.kR;kgh dkxni=kaP;k rikl.khph fadaok R;kaP;k udykaph ekx.kh dsY;kl lfpo] egkjk"Vª lgdkjh laLFkk vf/kfu;e 1960 e/khy dye 32 o fu;e 30 e/khy rjrqnhadMs cksV nk[kowu] rh dkxni=s rikl.khlkBh miyC/k d#u ns.;kl fdaok R;kaP;k udyk ns.;kl udkj nsrkr- R;keqGs lHkklnkuka R;kaP;k laLFks'kh fuxMhr vkfFkZd O;ogkjklaca/khps nLrkost@brj dks.krhgh dkxni=s riklk;ph ijokuxh ns.ks lgdkjh rRRokl /k:up vkgs- vkf.k dk;nk@fu;ekizek.ks r'kk rikl.khyk dqByhgh ck/kk ukgh- vkf.k gs lkoZtfud fgrkP;k n`"Vhu ;ksX;ns[khy vkgs Eg.kwu 'kklu yksdfgrkP;k n`"Vhus lgdkjh dk;nk dye 79&v e/khy vf/kdkjkpk okij d#u [kkyhyizek.ks funsZ'k nsr vkgs-

e- l- la- fu;e 1961 e/khy fu;e 30 izek.ks ns; vlysy;k dkxni=kaO;rhfjDr lHkklnkus R;kP;k laLFks'kh fuxMhr vkfFkZd O;ogkjklaca/khP;k laLFksP;k nLrkostkP;k rikl.khph ys[kh ekx.kh dsY;kl foukfoyac o dks.kR;kgh ifjfLFkrhr 7 fnolkaP;k vkr rs nLrkost rikl.khlkBh foukewY; miyC/k d#u ns.ks o ekx.kh dsyh vlY;kl R;k dkxni=kaP;k udyk dks.kR;kgh ifjfLFkrhr 30 fnolkaP;k vkr ;ksX; rs 'kqYd vkdk:u lHkklnkyk ns.ks ca/kudkjd vkgs-

ojhy vkns'kkrhy ^fu;e 30 izek.ks ns; vlysY;k dkxni=kaO;frfjDr gs 'kCn Qkj egRRokps] Lo;aLi"V o cjsp dkgh lkax.kkjs vkgsr- ijarq rjhns[khy cÚ;kp osGk lferhps lfpo ojhy vkns'kkrhy ^R;kps laLFks'kh fuxMhr vkfFkZd O;ogkjklaca/khps laLFksps nLrkost* ;k okD;kpk vk/kkj ?ksÅu lHkklnkus ekfxrysY;k dkxni=kaP;k izrh ;k R;kP;k laLFks'kh

& MkW- ,e- Mh- ikVhy fn- 03@01@2015lkStU;%& yksdlRrk okLrqjax


fuxMhr vlysY;k vkfFkZd O;ogkjklaca/kh ukghr] Eg.kwu R;k ns.;kl udkj nsrkr- ¼fo'ks"kr% R;k izrhrwu lferhus dsysyk vkfFkZd xSjO;ogkj m?kM gks.;kph 'kD;rk vlY;kl uDdhp-½ vkrk ;k vkns'kkph o vf/kfu;e dz- 32 ¼1½ o ¼2½ pk vFkZ ,dp vlsy rj 'kklukus vlk osxGk vkns'k rh ns[khy ek- jkT;iky lkgsckaP;k vkns'kkuqlkj dk<.;kps dkj.kp dk;\

;sFks ,d mnkgj.k fnY;kl rs okoxs gks.kkj ukgh- cksfjoyh ;sFkhy ,dk laLFksrhy lfpokus lnfudsP;k [kjsnh&fodzhP;k osGh VªkUlQj Qh Eg.kwu fu;ekizek.ks #- 25]000@& ?ks.;kpk Bjko okf"kZd loZlk/kkj.k lHksr ikfjr d#u ?ksryk- ijarq bfro`Rrkr R;k Bjkokr jks[khus gs 'kCn ?kqloys- ¼v'kk izdkjkauk vkGk ?kky.;klkBhp ek- lgdkj vk;qDr] i.ks ;kauh fn- 15&03&2010 jksth ifji=d dk<wu izR;sd loZlk/kkj.k lHksP;k dkedktkps /ouh&fp=eqnz.k ¼vkWMhvks&fOgMhvks jsdkWMhZax½ dj.;kph lwpuk dsyh vkgs- lHkklnkus laLFksyk jks[khus fnysY;k jdesph ikorh lfpokdMs ekfxrY;kl R;kyk rh yxsp u nsrk dkghrjh ¼mnk- ikorhoj v/;{kkph@[kftunkjkph lgh >kysyh ukgh-½ dkj.k lkaxwu lfpo lHkklnkyk ikorh uarj nsr vls- ijarq lfpo lHkklnkP;k ikorhoj #- 25]000@& fygwu laLFksP;k izrhoj ek= #- 20]000@& vls fyghr vls- ,dk lHkklnkyk ;kckcr 'kadk vkY;koj R;kus laLFksdMs] R;kus laLFksyk fnysY;k jdesph laLFksP;k nIrjh vlysY;k ikorhph lR; izr ekfxryh] rsOgk lfpokauh & ^rqEgkyk rqeph izr ns.;kr vkyh vkgs rh ikgkoh] * vls lkaxwu rh ns.;kl udkj fnyk- lHkklnkus ek- mifuca/kdkdMs R;kckcr rdzkj dsyh- mifuca/kdkuh R;k ikorhph lR; izr lfpokauh lHkklnkyk 15 fnolkaP;k vkr |koh] vls vkns'k fnys- iajrq lfpokauh rs vkns'k ekuys ukghr- lHkklnkus iqUgk R;kckcr mifuca/kdkdMs rdzkj dsyh- rsOgkg R;k lHkklnkyk mifuca/kdkdMwu ^rqEgh vkr lgdkj U;k;ky;kr nkok nk[ky djkok rj R;klkBh lHkklnkyk Lor%P;k f[k'kkrhy #- 25 rs 30 gtkj [kpZ djk;yk gosr- rsns[khy laLFkk uarj ojP;k dksVkZr xsyh ukgh rj] lfpokauk ojP;k dksVkZr tk.;klkBh] fdacgquk dqBY;kgh dksVkZr tk.;klkBh Lor%P;k f[k'kkrhy ,d iSlkns[khy [kpZ u djrk laLFkspk iSlk okijrk ;srks] R;keqGs lfpokauk vki.k dsl gj.kkj ;kph 100 VDds [kk=h vlyh] rjhns[khy dsl dj.kkÚ;k lHkklnkyk f[k'kkrhy islk [kpZ djk;yk yko.;klkBh Eg.kwu lfpo ojP;k dksVkZr vihy djrkrp djrkr] vkrk vkiys 'kadkfujlu d:u ?ks.;klkBh Lor%P;k f[k'kkrhy #- 50&60 gtkj [kpZ dj.;kpk ew[kZi.kk dks.k dj.kkj\

rsOgk lferh lnL;kauh dsysY;k vkfFkZd xSjO;ogkjkps iqjkos feGok;ps rjh dls\ vlk eksBk xaHkhj iz'u lkekU; lHkklnkyk iMyk] rj rks vR;ar oktoh vkgs- lferh lnL;kauh dsysY;k vkfFkZd xSjO;ogkjkps iqjkos 'kklukus fn- 10&3&1995 jksth jkT;ikykaP;k vkns'kkuqlkj dk<ysY;k ojhy vkns'kkP;k vu"kaxkus [kkyhyizek.ks ;qfDrokn d:u feGow 'kdrk-

lgdkjh x`gfuekZ.k laLFkk gh dks.kk ,dkph ekyeRrk ukgh] rj loZ HkkxHkkaMoynkj lHkklnkaph lgdkjh laLFkk vkgs- Eg.ktsp laLFksr ;s.kkjh o laLFksrwu tk.kkjh izR;sd iS gh lHkknkaph vlrs] ;kpkp nqljk vFkZ vlk dh] laLFksps mRiUu o laLFkk djr vlysyk [kpZ gk izR;sd HkkxHkkaMoynkj lHkklnkpk vxnh ljGljG laLFks'kh vlysyk vkfFkZd laca/k Bjrks- R;keqGs laLFksyk ;s.ks vlysys mRiUu [kjks[kjp laLFksr tek gksrs vkgs dh ukgh fdaok laLFkk [kpZ djr vlysyh jDde ;ksX; ekxkZus [kpZ dj.;kr ;sr vkgs dh ukgh] gs tk.kwu ?ks.;kpk izR;sd HkkxHkkaMoynkj lHkklnkyk vxnh vf/kfu;e dz- 32 ¼1½ o ¼2½ izek.ks ok 'kklukP;k fn- 10&3&1995 P;k jkT;ikykaP;k vkns'kkuwlkj dk<ysY;k vkns'kkrhy R;kP;k ¼ekfgrh ekx.kkÚ;kP;k½ ̂ laLFkscjkscjP;k vkfFkZd O;ogkjk'kh fuxMhr* ;k okD;kizek.ksns[khy gDd iksgksprks-

laLFkk nsr ulysY;k dkxni=kaP;k izrh feGfo.;kpk nqljk ekxZ Eg.ktsp ek- mifuca/kdkadMs r;k dkxni=kaph ekx.kh dj.ks- dkj.k loksZPp U;k;ky;kP;k fudkykizek.ks lgdkjh x`gfuekZ.k laLFkkauk ekfgrh vf/kdkjkpk dk;nk ykxw ulyk] rjh ek-mifuca/kdkauk ek= ekfgrh vf/kdkjkpk dk;nk ykxw vkgs o egkjk"Vª lg- laLFkk vf/kfu;e dz- 79 ¼1½ izek.ks ek- mifuca/kdkauk laLFksdMwu dqBykgh dkxni= ekx.;kps o laLFksus rh dkxni=s ek- mifuca/kdkauk ns.;kps ca/kudkjd dsys vkgs- rsOgk lHkklnkus ek- mifuca/kdkadMs ekfgrhP;k vf/kdkjk[kkyh R;kyk gO;k vlysY;k dkxni=kaph ekx.kh dsY;kl] ek- mifuca/kd e- l- la- vf/kfu;e 1960 e/khy vf/kfu;e dz- 79 ¼1½ vUo;s laLFksdMwu rh dkxni=s ?ksÅu lHkklnkl nsÅ 'kdrkr-

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(1) Deemed conveyance does not give proper legal rights : The government need to change the word deemed conveyance and bring some other name. This will remove all the confusion among the societies. The words l ike effect ive conveyance , s tatutory conveyance, legal conveyance or simply conveyance may be used.

(2) Disputes already �iled by the societies against the builder: The societies before the amendment to MOFA have �iled the case to get the conveyance. If the amendment is done to MOFA, to grant the conveyance, we fail to understand why the authorities hesitate to implement the provision of the law., If the DDR/ Competent Authority grants the conveyance, the legal case, become infectious and does not survive. We fail to understand why such cases need to be withdrawn.

(3) Disputes on the property : Many competent Authorities receive the reply from the developer that the property is in dispute between the developer and the land owner and so the same can not be conveyed. Even the DDR accept the contention that if the property is in dispute the same cannot be granted conveyance.

(4) Not having Approved Plan, Occupation certi�icate, NA order etc. It is the duty of the builder to provide the same but the society after many years are asked to produce the same. Every second society registered recently and almost all the societies which are about 20 years old do not have such documents. The DDR / Competent Authority simply rejected the application on this ground itself. Sometime a feeling is given to the general public that the Competent authority has been appointed to create an unnecessary rights on the property which has been forgotten by the developer or land owner. This is completely against the welfare of the societies.

(5) Remark of ULC on the property card : Many societies in Mumbai are developed by taking the permission under Urban Land Ceiling Act, 1976. It is the duty of the developer to provide such number of � lats to the government as per the ULC order and obtain the Occupation Certi�icate. The Builders have sold such �lats in the open market and now the society is formed about 20 or 30 years back.


ISSUES TO BE RESOLVED OF DEEMED CONVEYANCE

MEMORANDUM TO CM

To, Hon'ble Shri Devendra Fadanavis,Chief Minister, Maharashtra State,Mantralaya, Mumbai- 400032.

Subject: - REPRESENTATION TO RESOLVE ISSUES IN DEEMED CONVEYANCE.

Respected Sir,

We Congratulate you and Wish You Happy & Prosperous New Year 2015. I am happy to know that you are

going to form a Committee on Deemed Conveyance. It was my pleasure that, I was participated in the

Committee form in the Chairmanship of then Principal Secretary of Urban Development Department.

Though The Government has amended The Maharashtra Ownership of Flats Act 1963 and made a

provision of Deemed Conveyance still many societies have been deprived from the Deemed Conveyance.

While working on this I realized that Deemed Conveyance does not give proper legal rights. Similarly there

are some other problems as under :

Date : 01/01/2015


Since the builder did not hand over the re q u i re d � l a t s a s p e r U LC o rd e r to government, a remark is mentioned in the property card not to transfer the property without the collectors permission i.e. without the permission of state government. The DDR/ Competent Authority being a class 1 of�icer appointed by the Government do not pass any order in such cases to grant the deemed conveyance.

(6) BMC Land : The BMC has given on lease for 999 years or 99 years earlier to builder. Now the builder is not available and if the society approaches, the BMC, the society is required to produce the original land owner. In such cases, application for deemed conveyance is �iled. The DDR on the basis of new policy declared by the BMC grants only lease for next 30 years and also all applicable transfer premium of 10% of ready recknor rate and revised lease rent at the rate of 2% of ready recknor rate to be paid evey year which works out to be crores of Rupees.

(7) Collector Land: No Deemed conveyance is granted on such land.

(8) MHADA: Mhada societies are excluded from the provisions of MOFA and so deemed conveyance not possible.

(9) SRA Societies : The collector land, BMC land, central Government land again deemed conveyance provision is not made applicable.

(10) Forest Land : The land having forest land remark, though the same is approved by Supreme Court, the DDR is not taking any measures to grant the conveyance.

(11) Layout having more than two or more societies. : Under the pretext of having more clarity and imbalance use of FSI.

(12) The practice of corruption prevailing in different department and the high cost of making an application.

(13) Not sure to get the conveyance even after spending lot of amount and hiring the professionals.

(14) Fresh litigation by the builders(15) Builders / Land owners have executed the

transfer deed in favour of the new developer who wants to use the TDR and redevelop the

building. This is complete abuse of law but DDR reject the application stating that the new developer does not have any brevity of contract with the �lat purchasers

(16) Chain of transaction between the land owner and the builder not having properly stamped and registered.

(17) The proposed executed agreement with the land owner and then appointed a contractor to construct and allotted the �lats. There is No MOFA agreement and hence deemed conveyance is not granted.

(18) The agreement for sale executed before 10.12.1985 was not attracting stamp duty and now the members require to pay the stamp duty at the present market value, if the proper proof of occupying the �lats at that time is not produced.

(19) Tenants purchased the land on agreement for sale but did not register the conveyance but now under deemed conveyance same is not granted stating it does not come under MOFA.

(20) The developer retaining one wing for himself and given on tenancy basis and the conveyance applications are rejected.

(21) For some reasons, deemed conveyance application is rejected, the DDR do not entertain the fresh application after complying with the requirements and demand the fresh direction from the High Court or approach the High Court to admit the application.

(22) The writ petition, civil petition �iled by the Builder/ Land owner on grant of deemed conveyance and extract amount from the s o c i e t i e s w h i c h a r e p l a n n i n g f o r redevelopment. Each litigation to cost the societies but an opportunity to the developer to make a huge pro�it.

(23) Visit to number of department like BMC for building related documents, Collector for Land related NA order or ULC orders , Revenue department like Forest remarks or non compliance by the developer, Charity commissioner, if the land is owned by the trust, City survey of�ice to get the latest property cards, CTS map, Development Plan remark to be obtained from BMC, payment of stamp duty at collector of stamp of�ice, sub-registrar of�ice etc.



Mulund

(24) The agreement having a clause of granting the land on lease and now the societies have to accept the lease even after all of them covered under MOFA.

(25) Some of the societies receive the conveyance for only land below the building without knowing the facts but now they cannot take the conveyance of proportionate land as per the FSI consumed.

(26) Even if the deemed conveyance is granted the collector of stamps do not process or accept the application for adjudication without getting the occupation certi�icate. Even after the competent authority grants the c o n v e y a n c e , M O FA d o e s n o t w a n t conveyance, there is provision to collect duty on agreement for sale even when building is not constructed but here building is occupied, taxes are paid, deemed conveyance orders are issued but stamp duty of Rs.100/- not collected or adjudicate the deemed conveyance deed and leading to make mockery of the state government law. There cannot be any shame more than this or insult to the law of one Department ( Housing Department) by another department( Stamp duty department).

(27) CIDCO land in new Mumbai : Though government has cleared the CIDCO land for deemed conveyance, CIDCO demands the transfer fees of all the �lats and also property as per their policy and deemed conveyance has been taken for a task by the CIDCO.

All the above issues and many more as may be brought to our knowledge has really put the entire efforts of the government on back foot. In fact, the deemed conveyance has not been successful on this account. Our association has planned to represent before the new government to ease all the above ambiguity and make the conveyance process much easier. In order have all the issues faced by the societies CA. Ramesh Prabhu who was a part of Deemed Conveyance Rule making committee of Government, invites all the societies to discuss their issue and the suggestion to make it a grand success.

To give solace to the �lat owners from this Deemed Conveyance trap detail discussion is necessary. As you are aware that we are going to organize

thAffordable Housing and Society Expo-2015 on 14 th& 15 February, 2015 in your inauguration the

issue of Deemed Conveyance is also listed for discussion.

I therefore request you to resolve this issue at an earliest. Thanking you.

With Regards,

SD/-CA Ramesh Prabhu, Chairman, MSWAEmail ID : [email protected]. No.: 9820106766

Location Address Tel. No.

Fort

Vasai

Dombivali

Sai Sadan, 1st floor, office No. 103, 76/78,Modi Street, Fort, Mumbai 400001

Swagat Bhavan Bldg., Near Indian oil, Opp. M. S. E. B. Colony, Vasai (E), Thane - 400 208.

1-B, Ram Govind Apartment, Opp. Vijya Bank, Near Brahman Sabha Hall, Dombivali (E) - 421 201.

3, Nakshatra, Shobha Aprtment, Sarojini Naidu Road,

Tambe Nagar, Mulund (W), Mumbai - 400 080

022 - 2265 65 8298 21 23 47 70

0250 - 645 75 850250 - 645 75 86

0251 - 605 00 40072 76 34 89 99

Mulund

“MSWA Branch office “MAHARASHTRA SOCIETIES WELFARE ASSOCIATION (R)

022 2568 5983

98 69 03 45 67



STRUCTURAL SAFETY

Vinod HarisinganiMob 9920585441

Regarded as one of the most d a n g e ro u s o c c u p a t i o n s , construction work can be considered anything but fully safe . Heights , large and mobile equipment, edges, deep holes, and wobbling stairs are a reality in many

construction sites, no matter how modern or careful the contractors claim them to be. Obviously, the employers do need to take care of the safety and security of the workers, but the workers need to keep in mind a lot of precautions themselves when working in such hazardous conditions.

Here we look at �ive safety measures every construction worker must take.

Double-Check Your Work AreasScaffolds are an integral part of most construction sites and are associated with a high number of injuries. So when you are going to be working on them, you must ensure your safety �irst. Check with your supervisor or �ind out yourself whether t h e s c a ffo ld h a s b e e n inspected by a professional or a competent person. Never work on an incomplete scaffold which does not have a strong platform or base.

Be Vigilant with Electricity and EquipmentConstruction sites require a lot of electrical installations. Lifting equipment mostly i nvo lve s e l e c t r i c i t y a n d weights. When working with such equipment, you need to be extra cautious to see there is no wear and tear in the machine and also to follow the

safety precautions listed for the equipment. If you do not know them, seek help and instructions from a site supervisor or co-worker who has worked with the equipment before.

Maintain Fencing and Prevent

Fires

Notice the number of fatal

injuries and falls that happen in

areas where there is no fencing.

Dangerous areas that you see

without fencing or with broken

and damaged fencing should be

avoided until they are

completely repaired or a

proper fencing is in place. If

this is not happening in

t ime, inform your site

supervisor immediately.

All workers should know the escape or exit route if

a �ire occurs. Knowing where the �ire extinguishers

are and how to use them may prove to be very

advantageous in many situations and is therefore

highly recommended. Employers should train

workers to use this emergency equipment.

Protective Apparel and

PPE

Employers are supposed

to provide their workers

with proper protective

gear and clothing. If you

as a worker do not have

them, demand them from

your employer and wear

them correctly. Well-�itted helmets and protective

eyewear are a must. Ear plugs or muffs for working

in noisy areas and protective gloves when dealing

with toxic chemicals should be worn. Anti-slip

footwear and protective apparel are necessary for

those working in toxic or dusty environments.

Make sure you wear them. Fall harnesses are very

important for every construction worker. Ensure

your harness is sturdy and secured to a strong

anchorage point when you are working at heights.

Keep First Aid Close

While it may not be possible for workers to carry

�irst aid supplies with them all the time, both the

site supervisor and contractor should ensure that

• Sign up for our free Monthly

• Latest Circulars

• New Law & Bye - Laws

• Govt. Act & Regulation

www.vasaihousingfederation.com


�irst aid is always accessible to the workers. If as a

worker you �ind that �irst aid you will need is not

around, inform your supervisor immediately. Basic �irst

aid for minor burns, cuts, and falls should be available

on site so that the required medical assistance can be

provided to the workers immediately.

This is bene�icial to the employer, as well, because

this ensures that after resting for some time, the

worker can return to his work as soon as possible.

Some injuries when treated immediately helps in

limiting the damage immensely and prevents

infections from spreading.

Mr. Vinod T. Harisingani (M.Tech - Civil) having 25 years experience is an expert in Redevelopment

& Construction Projects and Major Structural Repairs and intricate Waterproo�ing techniques as

problems and remedies differ in many and all complicated situations.

He may be contacted on his personal Mobile No.: 9920432777 – Please SMS also with your query

and problems so he can answer and get back to your questions with solutions.

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APPLICATION FORM FOR SUBSCRIPTION FORVASAI TALUKA HOUSING SOCIETIES REVIEW MAGAZINE.

VASAI TALUKA CO-OPERATIVE HOUSING FEDERATION LTD.,

VASAI - 401202th

Regd. No. TNA/VSI/GNL/(O)/1453/2011 dated 25 August 2011.

=========================================================================

Date- / / 2014To,The Hon.Secretary,Vasai Taluka Co-op. Housing Federation Ltd.Swagat Bhavan, Near Indian Oil, Opp. MSEB Colony,Station Road, Vasai Road (E) 401 202.

Sir,

I/We hereby apply for the subscription for the VASAI TALUKA HOUSING SOCIETIES REVIEW MAGAZINE which is published by your Federation.

I/We furnish my/our particulars as below :-

1. Name of the subscriber : ----------------------------------------------------------

2. Address in full details of the subscriber : ---------------------------------------------------------- ---------------------------------------------------------- Pin code -----------------------------------------------3. Land mark to reach up to society/house : ---------------------------------------------------------- ---------------------------------------------------------- 4. E-mail ID : ---------------------------------------------------------- 5. Contact no.: - Mob. No ----------------------- Resident---------------------------- Office-----------------

I/We do apply for the above said magazine for one year at Rs. 199/-for 12 monthly issue. The cheque of Rs. 199/- vide cheque no.-------------dated-----------drawn on ---------------------towards magazine subscription starting from-------,2014 to------,2014 is enclosed herewith in the name of Vasai Taluka Co-op.housing Federation Ltd. Kindly deliver the magazine at the above address. Yours faithfully, Name of the subscriber

====================================================================ACKNOWLEDGEMENT

Received the subscription for VTHF Magazine for one year, starting from ------------, 2014 to ------------, 2014. Reference no. ----------------------

Secretary /Authoritory Vasai Taluka Co-op.Housing Federation Ltd.

FORM OF APPLICATION FOR MEMBERSHIP/And Allotment of the

VASAI TALUKA CO-OPERATIVE HOUSING FEDERATION LTD., VASAI - 401202

th Regd. No. TNA/VSI/GNL/(O)/1453/2011 dated 25 August 2011.

Date: ________________________The Hon. Secretary,Vasai Taluka Co-op Housing Federation Ltd.Vasai. Dist : Thane 401 202.

Sir,

We hereby apply for the membership of the THE VASAI TALUKA COOP. HOUSING FEDERATION LTD.,

and for allotment of Ten shares of Rs. 100/- each. We furnish below following particulars in respects

of our society.

1. Name of the society (in Block Letters) : _______________________________________________________________

_______________________________________________________________

2. Registered Address : _______________________________________________________________

_______________________________________________________________

_______________________________________________________________

3. Registration No. and Date if Registration : _______________________________________________________________

4. Location of Land of building of the Society : _______________________________________________________________

5. Total No. of member in a society : _______________________________________________________________

The Bye-Laws of the Federation have been read by us and agreed to be binding on our society.

A copy of the resolution of the managing Committee of the society in this connection and a cheque of

Rs.1600/- being the value of ten shares of Rs.100/- and Entrance Fee Rs.100/- and annual subscription of

Rs 500/- is enclosed herewith.

Yours faithfully

Chairman / Secretary / Treasurer

Co-op. Housing Society Ltd.


Copy of the Resolution of the Meeting of the Managing Committee of the _____________________________________

Co-op. Housing Society Ltd. ___________________________________ held on______________ .____________________________

_______________________________________________ Resolved that the _________________________________Co-op Housing

Society Ltd ________________________________________________________________________

Do apply to THE VASAI TALUKA CO-OP. HOUSING FEDERATION LTD., VASAI and for allotment of TEN

shares of the Federation of the Value of Rs. 100/- each, in the name of the society.

Further resolved that the Chairman / Secretary of the society be and is hereby authorized to sign the

application for membership of the Federation on behalf of the society and to pay the amount of Rs. 1600/-

towards ten shares of Rs. 100/- each. Entrance Fee of Rs. 100/- and Annul Subscription Expenses of Rs.

500/-..

Proposed By : Shri _____________________________________________________________________________________________

Seconded By : Shri _____________________________________________________________________________________________

Carried Unanimously.

TRUE COPY

Chairman / Secretary Society

Co-op. Housing Society Ltd.

DATA SHEET

Name of the Society : ________________________________________________________________________________

Address of the Society : ________________________________________________________________________________ ________________________________________________________________________________

Land Mark to reach Society : ________________________________________________________________________________

Registration No. : ________________________________________________________________________________

No. of Flat : ____________________ No. of Shops : _____________________________________

Name of the Committee Members :

NameDesignation

Chairman

Secretary

Treasurer

Other

Mobile E-mail-ID


BOOK NO.

COSTPRICE

DIS.PRICETITLE OF THE BOOKS

Deemed Conveyance - English

Deemed Conveyance - Marathi

Recovery of Dues

Practical guide on Stamp Duty

Registration of Documents

Registration of Housing Society

Statutory Obligation of Society

Transfer of Flat

Parking Rules & Regulations

Nomination & Will

Burning Issues

Leave & License

Redevelopment - Preparation

Redevelopment - Tender Process

Redevelopment - Documentation

Associate Member - Rights, Duties

Circular of Housing Societies

Rights and Duties of Members

Managers Manual

Minutes Writing

Secretarial Manual

Sinking Funds

Deemed Conveyance - FAQ

Redevelopment - FAQ

Permanent Alternate Acco. Agreement

Bye - Laws English

Bye - Laws Marathi

Housing Manual - Marathi / English

HSG. Societies FAQ - Marathi / English

BS - 02

BS - 02

BS - 03

BS - 04

BS - 05

BS - 06

BS - 07

BS - 08

BS - 09

BS - 10

BS - 11

BS - 12

BS - 13

BS - 14

BS - 15

BS - 18

BS - 19

BS - 21

BS - 22

BS - 24

BS - 26

BS - 29

FAQ - 02

FAQ - 13

BS - 15A

` 625

` 725

` 200

` 150

` 120

` 120

` 80

` 150

` 150

` 125

` 70

` 100

` 200

` 150

` 200

` 80

` 150

` 120

` 100

` 150

` 100

` 70

` 200

` 120

` 100

` 45

` 35

` 100

` 200

` 500

` 600

` 150

` 120

` 100

` 100

` 60

` 120

` 100

` 100

` 50

` 80

` 150

` 120

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` 120

` 100

` 80

` 120

` 80

` 50

` 150

` 100

` 80

` 40

` 30

` 100

` 200

AVAILABILITY OF BOOKS -0250- 6457596


35

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: - 95250- 6012 213 / 9321 099506

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Posting At : Mumbai Patrika Channel, GPO, Mumbai.

Date of Publication : 15th & 16th of Every Month

Posting Date : 17th & 18th of Every Month

RNI NO. MAHBIL/ 2012/ 48012

VASAI TALUKA CO-OPERATIVE HOUSING FEDERATION LTD.

Swagat Bhavan, Near Indian Oil, Opp. MSEB Colony, Station Road, Vasai (E) 401202 Tel.: 0250-6457585-95 • 0250-2390171/ 2393773/ 74

Editor, Printed, Published & Owned By.: Mr. V. Viswanathan

Printed/ Published at : G-4, C-Wing Radha Kunj CHS Ltd, Anand Nagar, Navghar, Vasai Road (W), Dist. Thane 401202 NUTAN PRINTERS PVT. LTD.

If Undelivered return to

H. O. : A - 2/301, LARAM CENTRE, S.V.ROAD, OPP. RAILWAY STATION, ANDHERI (W), MUMBAI- 58,

Tel.: 022 -42551448/1414 B.O.: Swagat Bhavan, Near Indian Oil, Opp. M. S. E. B. Colony, Vasai (E), Thane - 400 208.

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d) Above 3yrs Interest payable @ 9% p.a.

MSWA METROPOLITAN CO-OPERATIVE CREDIT SOCIETY LTD.

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CON -A OT PI L CO RP EDOR ITT E SOM C

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