Stonegate’s

Hot Real Estate Listings

Autumn Has Arrived! Farmers’ Markets & Pumpkin Patches To Fall For

Applying For A Mortgage? Six Things NOT To Do

Hearty Cuisine For Cooler Temps Palm Court’s Rack Of Lamb

October 2008

GAYLE HENDERSON, A KNOWN LEADER IN REAL ESTATE AND ONE OF THE ORIGINAL RESIDENTS IN STONEGATE:

Q: I hear friends who recently sold their homes discussing the tedious nature of repair negotiations; some nearly sabotaging the success of the contract itself. Do you have any suggestions on how I might avoid conflict through the inspection phase when my home goes under contract?A: Your question is very timely. An important part of the courtship between REALTOR and prospective Seller is the ability to explain management of expectations from the outset. This requires candid discussions about the reality of a Buyers’ Market and the ease with which a Seller can make their home stand apart from the competition. I suggest that you look at one of my websites: www.certifiedwiserhome.com for details about this program. One important element in my W.I.S.E.R. program is a seller-paid general home inspection by a credible inspector to reveal anything a Buyer might want remedied. Once the report is complete, call a handyman and other qualified vendors to repair those items. Get the A/C inspected and serviced. Have the pool inspected and repaired. Have a landscaper fine tune the watering system. Have a roofer go over any roof repairs that might be required. All of these things should be part of routine annual homeowner maintenance. If your home hasn’t had the maintenance it should have, these issues can’t be ignored when it’s time to sell. So, get them taken care of up front before your home goes on the market. Have the inspection report and repair invoices available for a prospective Buyer to review. That alone might elicit a quick offer. Will the Buyer do their own inspection? Of course, and you want them to. However, when you get the report results, take the list of repair recommendations and work your way through it from top to bottom, before the repair request hits your desk. The overriding theme is very straight forward: Ask yourself, am I leaving this home in the same condition that I, as the Buyer, would want to receive it? If the answer is yes, then you know you have done the right thing. Why argue over $1,500 worth of repairs? As I have asked my Sellers with convincing results: Where do you want to be at the end of the day? Do you want to feel “you are right” and for the $1,500 cost of repairs buy your house back? Or, do you want to get your home sold and get on with your life? And, oh by the way, should you end up with a cancelled contract and your home back on the market, you will now need to disclose those repair issues that were revealed in the inspection to the next prospective Buyer.Henderson consistently ranks among the top ten individual RE/MAX agents in Arizona and is a recipient of the Business Journal Real Estate Leadership Award for 2005. Her charitable works include Habitat for Humanity, Children’s Miracle Network and the Susan G. Komen Foundation.

Produced by Desert Lifestyle Publishing • 480.460.0996

A SAMPLING OF REAL ESTATE ACTIVITY IN

Address Sq. Ft. / Bed / Bath List PriceCURRENTLY FOR SALE: 11819 E. Sorrel Ln. 1616 / 2 Bed / 2 Bath $430,00011843 E. Sorrel Ln. 1616 / 2 Bed / 2 Bath $479,00011848 E. Terra Dr. 2410 / 3 Bed / 2.5 Bath $500,00011904 E. Terra Dr. 2271 / 3 Bed / 2 Bath $510,00011818 E. Mission Ln. 3006 / 3 Bed / 3.5 Bath $513,9009104 N. 115th Pl. 2241 / 3 Bed / 2 Bath $529,9009110 N. 119th St. 2148 / 3 Bed / 2 Bath $595,00012016 E. Bella Vista Dr. 2171 / 4 Bed / 2 Bath $599,00011687 E. Bella Vista Dr. 2375 / 3 Bed / 2 Bath $659,00011638 E. Carol Ave. 2382 / 3 Bed / 2 Bath $699,00012006 E. Mission Lane Cir. 2883 / 4 Bed / 2.5 Bath $699,0009712 N. 116th St. 3336 / 4 Bed / 3 Bath $729,9009751 N. 117th Way 2782 / 4 Bed / 3 Bath $739,9009667 N. 117th Way 3249 / 5 Bed / 3.5 Bath $748,90011789 E. Terra Dr. 2552 / 2 Bed / 2 Bath $749,90011629 E. Del Timbre Dr. 4002 / 5 Bed / 4 Bath $799,00011412 E. Bella Vista Dr. 3401 / 4 Bed / 3 Bath $799,00011637 E. Terra Dr. 4039 / 4 Bed / 3 Bath $799,00012068 E. Bella Vista Cir. 3297 / 4 Bed / 3 Bath $849,9009371 N. 113th Way 2821 / 4 Bed / 2.5 Bath $889,00012148 E. San Simeon Dr. 3149 / 4 Bed / 3 Bath $919,00011645 E. Del Timbre Dr. 3888 / 4 Bed / 3 Bath $950,00011360 E. Carol Ave. 3830 / 5 Bed / 3 Bath $1,099,00011409 E. Bella Vista Dr. 4207 / 5 Bed / 4.5 Bath $1,195,00011752 E. Arabian Park 4163 / 5 Bed / 4 Bath $1,199,00012173 E. Mission Ln. 4253 / 5 Bed / 4.5 Bath $1,200,000

SALE PENDING: 11830 E. Carol Ave. 1499 / 2 Bed / 2 Bath $499,9009420 N. 118th St. 2410 / 3 Bed / 2.5 Bath $549,00011836 E. Bella Vista Dr. 2752 / 4 Bed / 2 Bath $599,90011256 E. Palomino Rd. 3499 / 4 Bed / 3.75 Bath $600,0009124 N. 118th Pl. 3309 / 5 Bed / 3.5 Bath $700,00011388 E. Appaloosa Pl. 3702 / 4 Bed / 3.5 Bath $849,0009156 N. 114th St. 3811 / 4 Bed / 3 Bath $899,000

Visit www.TheStonegateReport.com for latest market news, a free “What’s My Home

Worth” report, and free important e-reports for Buyers and Sellers.

If your home is currently listed, this is not a

solicitation for that listing.

ANALYSIS OF YOUR HOME’S APPROXIMATE VALUE E-MAILED TO YOUR INBOX! Simple. Automated. Dependable.www.ScottsdaleHomePrices.com

THE GAYLE HENDERSON GROUPABR, CRS, GRI, e-Pro, CLHMSRE/MAX Excalibur8510 E. Shea Blvd. #100 Scottsdale, AZ 85260602.850.4335gayle@AZMovingPlan.com

All information is deemed reliable but not guaranteed. The properties on this list have been listed/sold by various participants in the MLS.

ISSN-1939-9391

NEW STONEGATE COMMUNITY WEBSITE UNVEILED:

Log onto www.TheStonegateReport.com and tell us what you think!

ZooFariPhoenix Zoo, Oct. 3rd602.273.1341 or phoenixzoo.orgPut on your party dress and dance the night away at the “wildest” event of the year, ZooFari. This wonderful adventure will feature live performances, plenty of entertainment and enough culinary delights to indulge in to your heart’s (or stomach’s) content. As one of the Valley’s most well-known annual black tie events, your presence and participation will benefit the Bornean Orangutans as well as other exotic residents that call the Phoenix Zoo home.

Fire Prevention Day & ParadeGlendale, Oct. 4th623.703.1571 or glendaleaz.comWhat a wonderful morning for a parade! Starting at 52nd and Glendale Avenues, the parade route ends at Murphy Park. Expect to see fire vehicles, marching bands, clowns, scouts and much more! Food vendors, arts, crafts and safety information booths will be on hand at the park. It’s perfect for your little “future firefighters” and anyone else that loves a chance to see our heroes up close.

Susan G. Komen Race for the CureState Capitol District, Oct. 12th602.544.2873 or komenphoenix.orgJoin in the fight against breast cancer with the largest 5K event in Arizona. As a runner/walker, you’ll be part of a vast group of those in support of finding a cure for this disease. You may sign up to run in memoriam of a lost loved one, or in celebration of a brave survivor. Before and after the race, enjoy the multitude of booths and exhibits that will have information, freebies and goodies.

The Rat Pack- Live at the SandsGammage Auditorium, Oct. 14th-19th480.965.3434 or asugammage.com Celebrate the incredible talent and lives of three world-famous entertainers: Frank, Sammy and Dean. These three superstars not only dominated the world of music, they made their mark on the big screen as well. This non-stop singing and dancing performance showcases the impact that this famous trio had on 20th century culture, with recordings that are still high on the music charts throughout the world.

Eats 3Southbridge, Oct. 23rd-25th480.945.3551 or eats3.comDo you have a “taste” for food, wine and spirits? If so, this uniquely Arizona event was created for you! During this three-day culinary extravaganza, food lovers will get the chance to delight their taste buds at the Grand Tasting which features over 30 chefs and more than 100 wineries. During the finale, BBQ and Bubbles, you’ll sip on the finest champagne and help determine which chef’s BBQ best depicts the essence of Scottsdale.

Tina TurnerJobing.com Arena, Oct. 24th623.772.3200 or jobingarena.comDon’t miss the icon Tina Turner’s return to the stage in her first tour since 2000. As the most successful female rock artist of all time, there will be plenty of hits to keep audiences rocking. As an eight-time Grammy Award winner, Tina Turner’s performances have sold more concert tickets than any other solo performer in history. If you’re a fan, you know there is just not enough that can be said about the “Queen of Rock and Roll.”

OCTOBER 2008

As lending guidelines have become much more stringent, it’s important to keep your loan application process as clean and smooth as possible. Imagine sitting at the title company, ready to sign your loan documents and take your new house keys only to find out that your loan will not fund due to one of these common mistakes:

1. Don’t Pack Or Ship Important Paperwork. Documents that should be accessible during the loan process, such as your W-2 forms and tax returns, are best kept with you. If you’re preparing to move and are packing or shipping items, take care that these are not included. If you needed to obtain duplicate copies, it could delay or stall the loan closing.

2. Don’t Move Assets Around. As part of the loan application process, lenders need to track and review all deposits to all of your bank accounts. If you are moving money around or opening up new accounts, it greatly adds to the amount of information you will be

asked to provide. Keep it simple to minimize the headaches. You can consolidate your accounts after your loan has closed if you need to.

3. Don’t Buy Or Lease A New Car. One of the most important indicators to a lender is your debt-to-income ratio. If you qualified for a home loan based upon your current situation, a new car loan or lease payment could adversely affect your ratio and prevent you from obtaining your new home loan when it comes down to the closing table.

4. Don’t Start Making Large Purchases For Your New Home. Although tempting, avoid buying furniture, new appliances or any other purchases that will either drain money from your bank accounts, or if financed, show up as a new monthly debt. As soon as your loan funds and you have the keys to your new home, go ahead and make those purchases you had planned upon.

5. Don’t Change Jobs. Employment stability is of vital importance to a mortgage lender. You will want to be on your current job for at least 30 days before applying for a mortgage. Most lenders verify your employment again on the day of funding. A change such as your employment may disrupt your loan closing, cause stressful delays or even ruin your chances of obtaining the loan.

6. Limit Credit Report Pulls. Every time a company pulls your credit, the resulting inquiry will lower your credit score for a few months.

If you were shopping for a mortgage with five companies and they all pulled your credit, you could see a substantial drop in your credit score. And that resulting drop in your credit score could cause you to miss qualifying for the best available interest rate. Mortgage companies don’t need to pull your credit score in order to quote you a rate and loan fees. The advice is to pull credit on yourself at a source such as www.freecreditreport.com. Then, when shopping for rates, just share your score with each lender. Don’t let anyone else pull your credit until you have committed to one lender for your new mortgage.

HERB MUSTARD CRUSTED COLORADO LAMB RACK WITH SCALLOPED POTATOES

Featuring Palm Court at the Scottsdale Resort

thescottsdaleresort.com • 480.596.77007700 E. McCormick Pkwy. • Scottsdale

Mustard Mixture1 Tbsp. Coleman dry mustard1 cup Dijon mustard1/2 cup dry white wineCombine all ingredients in a bowl and slowly blend into a paste.

French Herb Crumbs1/3 pound bread crumbs1 Tbsp. thyme1 Tbsp. rosemary, chopped fine2 Tbsp. melted butterMix all ingredients together in a bowl and set to the side.

Frenched Rack of Lamb(2) 8-bone racks of lamb1 pinch granulated garlic, salt and pepper2 Tbsp. canola oil4 ounces mint jellySeason lamb with salt, pepper and garlic then pan sear in canola oil over medium-high heat until lightly brown. Remove and place on baking sheet, bones down. Heavily coat racks with mustard mixture then herbed crumbs and place in a 350 degree oven approximately 10 minutes for medium rare.

Scalloped Potatoes4 medium potatoes, peeled and thinly sliced (1/16” to 1/8”) 2 cloves garlic, minced3 minced shallots1/3 gallon heavy cream2 Tbsp. unsalted buttersalt and pepper to tasteLightly butter pan before beginning the layering of potatoes. Apply layers of garlic, shallots, heavy cream, salt and pepper between potato layers. Bake covered at 350 degrees for 45 minutes then uncovered for 15 minutes until golden brown.Yield: 4 servings

PHOENIXTown & Country Market2021 E. Camelback Rd.Wed. 10 am - 2 pm602.955.6850

Downtown Phoenix Public Market721 N. Central Ave.Sat. 8 am - 12 noon602.493.5231

The Farm at South Mountain6102 S. 32nd St.Sat. 9 am - 1 pm480.236.7097

CAREFREECarefree Farmers’ MarketEasy St. & Ho Hum WayFri. 9 am - 1 pm623.848.1234

ANTHEMOutlets of Anthem Market4250 W. Anthem Way1st Sat. of the month10 am – 3 pm480.585.8639

SCOTTSDALE5th Avenue Farmers’ Market5th Ave. & Craftsman CourtSat. 10 am - 2 pm623.848.1234

Market at DC RanchPima & Thompson Peak Pkwy.Sat. 10 am - 2 pm480.612.7861

Desert Canyon Center Farmers’ Market10405 E. McDowell Mtn. Rd.Tue. 10 am - 4 pm480.585.8639

EAST VALLEYAhwatukee Farmers’ MarketAhwatukee Swim & Tennis CenterSun. 9 am - 1 pm623.848.1234

Chandler Farmers’ MarketDr. A.J. Chandler ParkThu. 3 pm - 6 pm480.782.3045

The Village Market at San Tan2218 E. Williams Field Rd.1st & 3rd Wed. of the month 9:30 am – 2 pm480.585.8639

WEST VALLEY Estrella Lakeside MarketEstrella Pkwy. south of Elliot3rd Sat. of the month, 10 am - 2 pm480.585.8639

Westgate Tuscan Market5850 W. Glendale Ave.2nd Sat. of the month, 8 am - 1 pm480.585.8639

Trilogy at Vistancia Farmers’ Market27980 N. Trilogy Blvd. #1024th Fri. of the month, 10 am - 2 pm480.585.8639

Don’t Jeopardize Your Loan Application!steer clear of these common mistakes

when obtaining financing

PUMPKIN PATCHESWhat’s October without a visit to a local pumpkin patch? In addition to picking your own pumpkin, some farms deliver the full experience: hay rides, petting zoo, corn maze, even pie eating contests.

Tolmachoff Farms5726 N. 75th Ave. GlendaleOpen every day in Oct. & Nov.623.386.1301

Schnepf Farms24810 S. Rittenhouse Rd. Queen CreekThu. – Sun. in Oct.10 am – 9 pm480.967.3100

Brooke’s Pumpkin Patch1663 E. Baseline Rd. GilbertSept. 27 – Nov. 7 9 am – 9 pm480.892.5874

Fall has arrived. A seasonal tradition for many is browsing the many farmers’ markets around town. Most markets begin their season in October and now is the perfect time to jaunt over and spend a sunny morning stocking up on loads of goodies. Most of the produce you’ll find is locally grown, vine-ripened, organic and pesticide-free. In addition to farm-grown produce, most of the markets also have a large variety of locally made salsas, dips, jams & jellies, tapenades, herbs and baked goods. Often you might run across a chef demonstration or wine tasting as well. So go ahead — make a return to your favorite market or check out a new one! As times and dates can change, it’s advised to call ahead to confirm before you go.

ZooFariPhoenix Zoo, Oct. 3rd602.273.1341 or phoenixzoo.orgPut on your party dress and dance the night away at the “wildest” event of the year, ZooFari. This wonderful adventure will feature live performances, plenty of entertainment and enough culinary delights to indulge in to your heart’s (or stomach’s) content. As one of the Valley’s most well-known annual black tie events, your presence and participation will benefit the Bornean Orangutans as well as other exotic residents that call the Phoenix Zoo home.

Fire Prevention Day & ParadeGlendale, Oct. 4th623.703.1571 or glendaleaz.comWhat a wonderful morning for a parade! Starting at 52nd and Glendale Avenues, the parade route ends at Murphy Park. Expect to see fire vehicles, marching bands, clowns, scouts and much more! Food vendors, arts, crafts and safety information booths will be on hand at the park. It’s perfect for your little “future firefighters” and anyone else that loves a chance to see our heroes up close.

Susan G. Komen Race for the CureState Capitol District, Oct. 12th602.544.2873 or komenphoenix.orgJoin in the fight against breast cancer with the largest 5K event in Arizona. As a runner/walker, you’ll be part of a vast group of those in support of finding a cure for this disease. You may sign up to run in memoriam of a lost loved one, or in celebration of a brave survivor. Before and after the race, enjoy the multitude of booths and exhibits that will have information, freebies and goodies.

The Rat Pack- Live at the SandsGammage Auditorium, Oct. 14th-19th480.965.3434 or asugammage.com Celebrate the incredible talent and lives of three world-famous entertainers: Frank, Sammy and Dean. These three superstars not only dominated the world of music, they made their mark on the big screen as well. This non-stop singing and dancing performance showcases the impact that this famous trio had on 20th century culture, with recordings that are still high on the music charts throughout the world.

Eats 3Southbridge, Oct. 23rd-25th480.945.3551 or eats3.comDo you have a “taste” for food, wine and spirits? If so, this uniquely Arizona event was created for you! During this three-day culinary extravaganza, food lovers will get the chance to delight their taste buds at the Grand Tasting which features over 30 chefs and more than 100 wineries. During the finale, BBQ and Bubbles, you’ll sip on the finest champagne and help determine which chef’s BBQ best depicts the essence of Scottsdale.

Tina TurnerJobing.com Arena, Oct. 24th623.772.3200 or jobingarena.comDon’t miss the icon Tina Turner’s return to the stage in her first tour since 2000. As the most successful female rock artist of all time, there will be plenty of hits to keep audiences rocking. As an eight-time Grammy Award winner, Tina Turner’s performances have sold more concert tickets than any other solo performer in history. If you’re a fan, you know there is just not enough that can be said about the “Queen of Rock and Roll.”

OCTOBER 2008

As lending guidelines have become much more stringent, it’s important to keep your loan application process as clean and smooth as possible. Imagine sitting at the title company, ready to sign your loan documents and take your new house keys only to find out that your loan will not fund due to one of these common mistakes:

1. Don’t Pack Or Ship Important Paperwork. Documents that should be accessible during the loan process, such as your W-2 forms and tax returns, are best kept with you. If you’re preparing to move and are packing or shipping items, take care that these are not included. If you needed to obtain duplicate copies, it could delay or stall the loan closing.

2. Don’t Move Assets Around. As part of the loan application process, lenders need to track and review all deposits to all of your bank accounts. If you are moving money around or opening up new accounts, it greatly adds to the amount of information you will be

asked to provide. Keep it simple to minimize the headaches. You can consolidate your accounts after your loan has closed if you need to.

3. Don’t Buy Or Lease A New Car. One of the most important indicators to a lender is your debt-to-income ratio. If you qualified for a home loan based upon your current situation, a new car loan or lease payment could adversely affect your ratio and prevent you from obtaining your new home loan when it comes down to the closing table.

4. Don’t Start Making Large Purchases For Your New Home. Although tempting, avoid buying furniture, new appliances or any other purchases that will either drain money from your bank accounts, or if financed, show up as a new monthly debt. As soon as your loan funds and you have the keys to your new home, go ahead and make those purchases you had planned upon.

5. Don’t Change Jobs. Employment stability is of vital importance to a mortgage lender. You will want to be on your current job for at least 30 days before applying for a mortgage. Most lenders verify your employment again on the day of funding. A change such as your employment may disrupt your loan closing, cause stressful delays or even ruin your chances of obtaining the loan.

6. Limit Credit Report Pulls. Every time a company pulls your credit, the resulting inquiry will lower your credit score for a few months.

If you were shopping for a mortgage with five companies and they all pulled your credit, you could see a substantial drop in your credit score. And that resulting drop in your credit score could cause you to miss qualifying for the best available interest rate. Mortgage companies don’t need to pull your credit score in order to quote you a rate and loan fees. The advice is to pull credit on yourself at a source such as www.freecreditreport.com. Then, when shopping for rates, just share your score with each lender. Don’t let anyone else pull your credit until you have committed to one lender for your new mortgage.

HERB MUSTARD CRUSTED COLORADO LAMB RACK WITH SCALLOPED POTATOES

Featuring Palm Court at the Scottsdale Resort

thescottsdaleresort.com • 480.596.77007700 E. McCormick Pkwy. • Scottsdale

Mustard Mixture1 Tbsp. Coleman dry mustard1 cup Dijon mustard1/2 cup dry white wineCombine all ingredients in a bowl and slowly blend into a paste.

French Herb Crumbs1/3 pound bread crumbs1 Tbsp. thyme1 Tbsp. rosemary, chopped fine2 Tbsp. melted butterMix all ingredients together in a bowl and set to the side.

Frenched Rack of Lamb(2) 8-bone racks of lamb1 pinch granulated garlic, salt and pepper2 Tbsp. canola oil4 ounces mint jellySeason lamb with salt, pepper and garlic then pan sear in canola oil over medium-high heat until lightly brown. Remove and place on baking sheet, bones down. Heavily coat racks with mustard mixture then herbed crumbs and place in a 350 degree oven approximately 10 minutes for medium rare.

Scalloped Potatoes4 medium potatoes, peeled and thinly sliced (1/16” to 1/8”) 2 cloves garlic, minced3 minced shallots1/3 gallon heavy cream2 Tbsp. unsalted buttersalt and pepper to tasteLightly butter pan before beginning the layering of potatoes. Apply layers of garlic, shallots, heavy cream, salt and pepper between potato layers. Bake covered at 350 degrees for 45 minutes then uncovered for 15 minutes until golden brown.Yield: 4 servings

PHOENIXTown & Country Market2021 E. Camelback Rd.Wed. 10 am - 2 pm602.955.6850

Downtown Phoenix Public Market721 N. Central Ave.Sat. 8 am - 12 noon602.493.5231

The Farm at South Mountain6102 S. 32nd St.Sat. 9 am - 1 pm480.236.7097

CAREFREECarefree Farmers’ MarketEasy St. & Ho Hum WayFri. 9 am - 1 pm623.848.1234

ANTHEMOutlets of Anthem Market4250 W. Anthem Way1st Sat. of the month10 am – 3 pm480.585.8639

SCOTTSDALE5th Avenue Farmers’ Market5th Ave. & Craftsman CourtSat. 10 am - 2 pm623.848.1234

Market at DC RanchPima & Thompson Peak Pkwy.Sat. 10 am - 2 pm480.612.7861

Desert Canyon Center Farmers’ Market10405 E. McDowell Mtn. Rd.Tue. 10 am - 4 pm480.585.8639

EAST VALLEYAhwatukee Farmers’ MarketAhwatukee Swim & Tennis CenterSun. 9 am - 1 pm623.848.1234

Chandler Farmers’ MarketDr. A.J. Chandler ParkThu. 3 pm - 6 pm480.782.3045

The Village Market at San Tan2218 E. Williams Field Rd.1st & 3rd Wed. of the month 9:30 am – 2 pm480.585.8639

WEST VALLEY Estrella Lakeside MarketEstrella Pkwy. south of Elliot3rd Sat. of the month, 10 am - 2 pm480.585.8639

Westgate Tuscan Market5850 W. Glendale Ave.2nd Sat. of the month, 8 am - 1 pm480.585.8639

Trilogy at Vistancia Farmers’ Market27980 N. Trilogy Blvd. #1024th Fri. of the month, 10 am - 2 pm480.585.8639

Don’t Jeopardize Your Loan Application!steer clear of these common mistakes

when obtaining financing

PUMPKIN PATCHESWhat’s October without a visit to a local pumpkin patch? In addition to picking your own pumpkin, some farms deliver the full experience: hay rides, petting zoo, corn maze, even pie eating contests.

Tolmachoff Farms5726 N. 75th Ave. GlendaleOpen every day in Oct. & Nov.623.386.1301

Schnepf Farms24810 S. Rittenhouse Rd. Queen CreekThu. – Sun. in Oct.10 am – 9 pm480.967.3100

Brooke’s Pumpkin Patch1663 E. Baseline Rd. GilbertSept. 27 – Nov. 7 9 am – 9 pm480.892.5874

Fall has arrived. A seasonal tradition for many is browsing the many farmers’ markets around town. Most markets begin their season in October and now is the perfect time to jaunt over and spend a sunny morning stocking up on loads of goodies. Most of the produce you’ll find is locally grown, vine-ripened, organic and pesticide-free. In addition to farm-grown produce, most of the markets also have a large variety of locally made salsas, dips, jams & jellies, tapenades, herbs and baked goods. Often you might run across a chef demonstration or wine tasting as well. So go ahead — make a return to your favorite market or check out a new one! As times and dates can change, it’s advised to call ahead to confirm before you go.

Stonegate’s

Hot Real Estate Listings

Autumn Has Arrived! Farmers’ Markets & Pumpkin Patches To Fall For

Applying For A Mortgage? Six Things NOT To Do

Hearty Cuisine For Cooler Temps Palm Court’s Rack Of Lamb

October 2008

GAYLE HENDERSON, A KNOWN LEADER IN REAL ESTATE AND ONE OF THE ORIGINAL RESIDENTS IN STONEGATE:

Q: I hear friends who recently sold their homes discussing the tedious nature of repair negotiations; some nearly sabotaging the success of the contract itself. Do you have any suggestions on how I might avoid conflict through the inspection phase when my home goes under contract?A: Your question is very timely. An important part of the courtship between REALTOR and prospective Seller is the ability to explain management of expectations from the outset. This requires candid discussions about the reality of a Buyers’ Market and the ease with which a Seller can make their home stand apart from the competition. I suggest that you look at one of my websites: www.certifiedwiserhome.com for details about this program. One important element in my W.I.S.E.R. program is a seller-paid general home inspection by a credible inspector to reveal anything a Buyer might want remedied. Once the report is complete, call a handyman and other qualified vendors to repair those items. Get the A/C inspected and serviced. Have the pool inspected and repaired. Have a landscaper fine tune the watering system. Have a roofer go over any roof repairs that might be required. All of these things should be part of routine annual homeowner maintenance. If your home hasn’t had the maintenance it should have, these issues can’t be ignored when it’s time to sell. So, get them taken care of up front before your home goes on the market. Have the inspection report and repair invoices available for a prospective Buyer to review. That alone might elicit a quick offer. Will the Buyer do their own inspection? Of course, and you want them to. However, when you get the report results, take the list of repair recommendations and work your way through it from top to bottom, before the repair request hits your desk. The overriding theme is very straight forward: Ask yourself, am I leaving this home in the same condition that I, as the Buyer, would want to receive it? If the answer is yes, then you know you have done the right thing. Why argue over $1,500 worth of repairs? As I have asked my Sellers with convincing results: Where do you want to be at the end of the day? Do you want to feel “you are right” and for the $1,500 cost of repairs buy your house back? Or, do you want to get your home sold and get on with your life? And, oh by the way, should you end up with a cancelled contract and your home back on the market, you will now need to disclose those repair issues that were revealed in the inspection to the next prospective Buyer.Henderson consistently ranks among the top ten individual RE/MAX agents in Arizona and is a recipient of the Business Journal Real Estate Leadership Award for 2005. Her charitable works include Habitat for Humanity, Children’s Miracle Network and the Susan G. Komen Foundation.

Produced by Desert Lifestyle Publishing • 480.460.0996

A SAMPLING OF REAL ESTATE ACTIVITY IN

Address Sq. Ft. / Bed / Bath List PriceCURRENTLY FOR SALE: 11819 E. Sorrel Ln. 1616 / 2 Bed / 2 Bath $430,00011843 E. Sorrel Ln. 1616 / 2 Bed / 2 Bath $479,00011848 E. Terra Dr. 2410 / 3 Bed / 2.5 Bath $500,00011904 E. Terra Dr. 2271 / 3 Bed / 2 Bath $510,00011818 E. Mission Ln. 3006 / 3 Bed / 3.5 Bath $513,9009104 N. 115th Pl. 2241 / 3 Bed / 2 Bath $529,9009110 N. 119th St. 2148 / 3 Bed / 2 Bath $595,00012016 E. Bella Vista Dr. 2171 / 4 Bed / 2 Bath $599,00011687 E. Bella Vista Dr. 2375 / 3 Bed / 2 Bath $659,00011638 E. Carol Ave. 2382 / 3 Bed / 2 Bath $699,00012006 E. Mission Lane Cir. 2883 / 4 Bed / 2.5 Bath $699,0009712 N. 116th St. 3336 / 4 Bed / 3 Bath $729,9009751 N. 117th Way 2782 / 4 Bed / 3 Bath $739,9009667 N. 117th Way 3249 / 5 Bed / 3.5 Bath $748,90011789 E. Terra Dr. 2552 / 2 Bed / 2 Bath $749,90011629 E. Del Timbre Dr. 4002 / 5 Bed / 4 Bath $799,00011412 E. Bella Vista Dr. 3401 / 4 Bed / 3 Bath $799,00011637 E. Terra Dr. 4039 / 4 Bed / 3 Bath $799,00012068 E. Bella Vista Cir. 3297 / 4 Bed / 3 Bath $849,9009371 N. 113th Way 2821 / 4 Bed / 2.5 Bath $889,00012148 E. San Simeon Dr. 3149 / 4 Bed / 3 Bath $919,00011645 E. Del Timbre Dr. 3888 / 4 Bed / 3 Bath $950,00011360 E. Carol Ave. 3830 / 5 Bed / 3 Bath $1,099,00011409 E. Bella Vista Dr. 4207 / 5 Bed / 4.5 Bath $1,195,00011752 E. Arabian Park 4163 / 5 Bed / 4 Bath $1,199,00012173 E. Mission Ln. 4253 / 5 Bed / 4.5 Bath $1,200,000

SALE PENDING: 11830 E. Carol Ave. 1499 / 2 Bed / 2 Bath $499,9009420 N. 118th St. 2410 / 3 Bed / 2.5 Bath $549,00011836 E. Bella Vista Dr. 2752 / 4 Bed / 2 Bath $599,90011256 E. Palomino Rd. 3499 / 4 Bed / 3.75 Bath $600,0009124 N. 118th Pl. 3309 / 5 Bed / 3.5 Bath $700,00011388 E. Appaloosa Pl. 3702 / 4 Bed / 3.5 Bath $849,0009156 N. 114th St. 3811 / 4 Bed / 3 Bath $899,000

Visit www.TheStonegateReport.com for latest market news, a free “What’s My Home

Worth” report, and free important e-reports for Buyers and Sellers.

If your home is currently listed, this is not a

solicitation for that listing.

ANALYSIS OF YOUR HOME’S APPROXIMATE VALUE E-MAILED TO YOUR INBOX! Simple. Automated. Dependable.www.ScottsdaleHomePrices.com

THE GAYLE HENDERSON GROUPABR, CRS, GRI, e-Pro, CLHMSRE/MAX Excalibur8510 E. Shea Blvd. #100 Scottsdale, AZ 85260602.850.4335gayle@AZMovingPlan.com

All information is deemed reliable but not guaranteed. The properties on this list have been listed/sold by various participants in the MLS.

ISSN-1939-9391

NEW STONEGATE COMMUNITY WEBSITE UNVEILED:

Log onto www.TheStonegateReport.com and tell us what you think!