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Oak Tree Funding - Your #1 Licensed Mortgage Banker · jumbo upto ltv with qualifying credit fico as low as 500 upto $1.5m cash out to $3m from 620 fico a a jumbo loans to ltv lates

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Page 1: Oak Tree Funding - Your #1 Licensed Mortgage Banker · jumbo upto ltv with qualifying credit fico as low as 500 upto $1.5m cash out to $3m from 620 fico a a jumbo loans to ltv lates

FICO Xpress Optimization Suite · FICO ®Precision Marketing Manager FICO® Retail Action Manager FICO Origination Manager FICO® TRIAD® Customer Manager FICO® Debt Manager™ FICO

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Looking Back and Thinking Ahead - CUNA Councils€¢ High Spread at Origination (SATO) • Servicer (avoid Quicken, focus on big banks) • GNMA (higher LTV, lower FICO limits refi

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Presentation Template Final 2009 (blank)€¦ · # Current Orig Orig Curr Category Loans Balance % WAC Term WAM FICO LTV LTV ... FIXED 849 121,432,838 143,030 5.375 0.250 5.125 245

Presentation Template Final 2009 (blank)€¦ · # Current Orig Orig Curr Category Loans Balance % WAC Term WAM FICO LTV LTV ... FIXED 849 121,432,838 143,030 5.375 0.250 5.125 245

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- Loan Application - Jumbo Loans to 95% LTV with No MI ......jumbo loans to 95% LTV with no mortgage insurance under the following guidelines: • The property must be located in the

- Loan Application - Jumbo Loans to 95% LTV with No MI ......jumbo loans to 95% LTV with no mortgage insurance under the following guidelines: • The property must be located in the

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CalStar Mortgage Inc. · • 95% LTV Conventional Conforming loan - 3% gift funds from family - 720 FICO • 95% LTV with 660 FICO with no MI option • Jumbo - 80% LTV to $2MM -

CalStar Mortgage Inc. · • 95% LTV Conventional Conforming loan - 3% gift funds from family - 720 FICO • 95% LTV with 660 FICO with no MI option • Jumbo - 80% LTV to $2MM -

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HowQuantitativeEasingWorks: …controllingforFICO,LTV r it = α t +β 1(FICO i −720)+β 2(LTV i −.75)+ε it • αˆ t forjumboandconformingare“rate-sheetadjusted”interestrates

HowQuantitativeEasingWorks: …controllingforFICO,LTV r it = α t +β 1(FICO i −720)+β 2(LTV i −.75)+ε it • αˆ t forjumboandconformingare“rate-sheetadjusted”interestrates

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Global Markets Analysis Report...Agency Market Share by DTI and FICO for Loans with LTV ≥ 95 Share of Loans with LTV ≥ 95 Ginnie Mae GSE All May 2018- July 2018 72.9% 21.5% 38.7%

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