15
INSIDE THIS ISSUE IMPORTANT NEWS Executive Report 2 Appraiser Corner: Dec 31 Due Date 2 Mandatory CE Requirements 3 Members on the Move 3 Legal Updates 3 Dues Renewal 4 Bellringers Needed 4 Welcome New Members 5 RPAC Updates 6 Statistics 7 Dates to Remember 9 Fair Housing Corner 10 REALTOR® Code of Ethics 10 Meditation on the Go 11 Happy Thanksgiving 12 Broker Summit 12 Government Day 12 Agent Code Sorry to Harlan Hein for missing his Agent Code in last month’s newsletter! Call the Association Office if you find yours in this month’s issue and you will win a free dinner at the next General Membership Meeting! www.larawebsite.com RIVER CITY REALTOR ® THE VOICE FOR REAL ESTATE IN THE GREATER LA CROSSE AREA NOVEMBER 2018 VOL 40, NO 2 REALTOR ® H o l i d a y P a r t y T h u r s d a y , D e c e m b e r 1 3 t h , 2 0 1 8 Location: Cedar Creek 2600 Cedar Creek Lane Onalaska, WI 54650 Time: 5:30 p.m.-6:15 p.m. Social Hour 6:15 p.m.-7:15 p.m. Dinner Roast Beast (tenderloin tips), Who Mash (Yukon gold mashed potatoes), Grinchy green beans (sautéed green beans), Schlotts Knots (rolls), Cindy Lou Salad (salad), Diffendoofers (Grinch cupcakes) 7:15 p.m.-7:30 p.m. Grinch Sweater Contest 7:30 p.m.-8:15 p.m. BINGO 8:15 p.m. Drawing & Prizes Cost: $10.00 (Pre-payment Required) “Be Positive. Pass it On.” - ANONYMOUS Mandatory Code of Ethics Training Must Be Completed by December 31, 2018 NAR Code of Ethics Training (to be completed every two years) must be completed by December 31. If not completed by this date, all services must be suspended (per NAR) until such time the course is completed. This includes MLS services. If you are in doubt if you fulfilled this requirement, please call us at the Association Office and we can verify if you have satisfied this requirement of membership. The course can be completed two ways. You can take a WRA CE Course 4 class or you can take the free NAR Course online. Beware this requirement may not be fulfilled taking courses from other providers. To access the free course, go to www.larawebsite.com and click on the upper left but- ton labeled “NAR Code of Ethics Course”. You will need your NRDS number to take the NAR Course. Call the Association Office and we will provide this number to you. Please provide a copy of the certificate upon completion. We will then update your member- ship record. If you have any questions, please call 608-785-7744 and we will be happy to assist you.

NOVEMBER 2018 • VOL. 40, NO. 2

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INSIDE THIS ISSUE

IMPORTANT NEWS

Executive Report . . . . . . . . . . . . . . . . . . .2

Appraiser Corner: Dec . 31 Due Date . . .2

Mandatory CE Requirements . . . . . . . . .3

Members on the Move . . . . . . . . . . . . . .3

Legal Updates . . . . . . . . . . . . . . . . . . . . . .3

Dues Renewal . . . . . . . . . . . . . . . . . . . . .4

Bellringers Needed . . . . . . . . . . . . . . . . .4

Welcome New Members . . . . . . . . . . . .5

RPAC Updates . . . . . . . . . . . . . . . . . . . . . .6

Statistics . . . . . . . . . . . . . . . . . . . . . . . . . .7

Dates to Remember . . . . . . . . . . . . . . . .9

Fair Housing Corner . . . . . . . . . . . . . . . . 10

REALTOR® Code of Ethics . . . . . . . . . . . .10

Meditation on the Go . . . . . . . . . . . . . .11

Happy Thanksgiving . . . . . . . . . . . . . . . .12

Broker Summit . . . . . . . . . . . . . . . . . . . .12

Government Day . . . . . . . . . . . . . . . . . .12

Agent Code

Sorry to Harlan Hein for missing his Agent Code in last month’s newsletter! Call the Association Office if you find yours in this month’s issue and you will win a free dinner at the next General Membership Meeting!

www.larawebsite.com

RIVER CITY REALTOR®

T H E V O I C E F O R R E A L E S T A T E ™ I N T H E G R E A T E R L A C R O S S E A R E A

NOVEMBER 2018 • VOL . 40, NO . 2

R E A L T O R ®

Holiday Party

Thursday, December 13th, 2018 Location: Cedar Creek

2600 Cedar Creek Lane

Onalaska, WI 54650

Time: 5:30 p.m.-6:15 p.m. Social Hour

6:15 p.m.-7:15 p.m. Dinner Roast Beast (tenderloin tips),

Who Mash (Yukon gold mashed potatoes),

Grinchy green beans (sautéed green beans),

Schlotts Knots (rolls), Cindy Lou Salad (salad),

Diffendoofers (Grinch cupcakes)

7:15 p.m.-7:30 p.m. Grinch Sweater Contest

7:30 p.m.-8:15 p.m. BINGO

8:15 p.m. Drawing & Prizes

Cost: $10.00

(Pre-payment Required)

“Be Positive.

Pass it On.”

- ANONYMOUS

Mandatory Code of Ethics Training Must Be Completed by December 31, 2018

NAR Code of Ethics Training (to be completed every two years) must be completed by December 31. If not completed by this date, all services must be suspended (per NAR) until such time the course is completed. This includes MLS services.

If you are in doubt if you fulfilled this requirement, please call us at the Association Office and we can verify if you have satisfied this requirement of membership.

The course can be completed two ways. You can take a WRA CE Course 4 class or you can take the free NAR Course online. Beware this requirement may not be fulfilled taking courses from other providers.

To access the free course, go to www.larawebsite.com and click on the upper left but-ton labeled “NAR Code of Ethics Course”. You will need your NRDS number to take the NAR Course. Call the Association Office and we will provide this number to you. Please provide a copy of the certificate upon completion. We will then update your member-ship record.

If you have any questions, please call 608-785-7744 and we will be happy to assist you.

Executive Report2

Vol. 40 No. 1 • October 2018 River City REALTOR®

Kristal [email protected]

Ryan [email protected]

Char [email protected]

LARA Website www.larawebsite.com

‘Tis the SeasonBy Char Glocke, Association Executive

RIVER CITY REALTOR®

The RIVER CITY REALTOR® is published by the

La Crosse Area REALTORS® Association

608-785-7744 • 866-425-7744

www.larawebsite.com

EDITOR

Char Glocke, RCE, AHWD

785-7837 • [email protected]

EXECUTIVE COMMITTEE

PresidentSteve Lillestrand

608-792-0107 • [email protected]

President ElectJosh Neumann

608-385-5548 • [email protected]

Secretary/TreasurerKent Gabrielsen

608-784-9930 [email protected]

Past PresidentJudy Gull

608-7817629 [email protected]

LOCAL DIRECTORS

Lance Dembraski

608-790-2618

[email protected]

Brandon Haugen

608-385-4831

[email protected]

Kathy Johnson

608-783-7766

[email protected]

Damon Olson

608-784-4660

[email protected]

Scott Ryan

608-792-4122

[email protected]

Scott Ulik

(608) 790-1216

[email protected]

Advertising rates for the River City Realtor® are $6.00 per column inch payable in advance. All new advertising or changes in ads should be delivered to the Association Office, camera ready, by the 15th of the month prior to pub-lications. Make checks payable to the La Crosse Area REALTORS® Association.

Frequently Requested Phone Numbers:

WRA Legal Hotline • 608-799-4468

DSPS • 608-266-5511

Zip Forms Support • 1-800-383-9805

Metro MLS Helpdesk • 1-800-490-3731

Appraiser Corner: Due Date is December 31Remember that Appraisers who are members of the NAR are required to complete ethics training by December 31, 2018 or all Association/MLS services will cease.

The COE course can be taken for free at www.larawebsite.com and click on upper left the button that says “NAR Code of Ethics Course.”

The Spring Appraisal Conference – March 11-19, 2019

at the Kalahari Resort and Convention Center, Wisconsin Dells

The Chaos of the Holidays has begun! It is so

important for all of us to take a deep breath and

make sure that we take time to enjoy.

Our Grinch Holiday Party will be on

December 13 at Cedar Creek. Join us in

“Whoville” for a “whoish” good time. Check

out the enclosed flyer for the details.

Please make sure that you complete your

mandatory Code of Ethics Course. Our goal

is that everyone in our Association is in compliance and no one will

have services suspended.

Another date to remember is December 3. All payments for 2019 Annual Membership

dues are due on this date. Any payments made after the 3rd, must include a late fee of

$275. Send your check in today.

One more date to remember! December 14. This is the date all your mandatory CE

MUST be completed and your Real Estate license renewed. Mark your calendars today!

Please also join us on December 14 for Ringing Bells for the Salvation Army. Everyone had so much fun last year and our kettles were overflowing. Please check out the flyer in this edition of the Newsletter and sign up today.

Have a Happy Holiday! Make it a good month!

3Announcements

Vol. 40 No. 1 • October 2018 River City REALTOR®

Need Information?

Check out the Association Web Site at www.larawebsite.com for an update on Association activities, membership informa-tion, professional standards forms, Open House online form and so much more.

The Little Blue BookRULES TO LIVE BY FOR REALTORS®

• Treat others the way you want to be treated. - ELIZABETH C., BROOKFIELD, WISCONSIN

• Under promise and over deliver! - TODD P., PORTLAND, OREGON

• Be fair and honest; being truthful is far more important than anything..

- MARY JO P., PHILADELPHIA, PENNSYLVANIA

Members On the Move

Inactive

• Knelly Dettinger from Keller Williams Premier Realty to Inactive

• Gary Sanden from Sanden Realty to Inactive

• Robbie Nelson from Castle Realty, LLC to Inactive

• Chris Oates from Castle Realty, LLC to Inactive

• Sue Pinski from First Weber, INC to Inactive

Legal Updates Available

at WRA.orgAt www.wra.org you can search legal updates for the topic of your choice. This publication is emailed

to all members on a monthly basis. Important information is covered in these updates. It’s a great resource and benefit of membership for you.

Mandatory CE RequirementsAll Licensees Must Renew Their Licenses by December 14, 2018. To maintain real estate licenses in the state of Wisconsin, real estate licensees must complete 18 hours of continuing education (CE) ever two years. The current 2017-18 biennium curriculum is listed below.

2017-18 CE Courses - Mandatory

Course 1: Wisconsin Listing ContractsCourse 2: Wisconsin Offers to PurchaseCourse 3: Wisconsin New Developments Course 4: Ethics and Best Practices** Includes the NAR Code of Ethics requirements.

Elective courses (two required)

Elective A: New ConstructionElective B: Wisconsin Investment Property and Property ManagementElective C: Financing Elective D: Other Wisconsin-Approved Forms

CE exemption rule changes:

Newly licensed individuals are not exempt from CE during the biennium they first receive their license. See Wis. Admin. Code § REEB 25: Education.

However, one individual is exempt: a salesperson who receives a license after October 1 of the even year of the biennium is not required to complete CE for that biennium. Brokers do not receive any exemption.

Remember: All WI Licensees Must Renew Their License by December, 14, 2018!

Clock Is Ticking To Complete Your WI CE Classes

Time is running out for you to complete your WI CE Classes. If you have missed a course or have not yet started your CE, you can receive all 18 hours of WI CE Credits by Video at the Association Office. See insert attached to this Newsletter and sign up today. Don’t get caught without your CE completed. See attached flyer.

Visit “Whoville”

on Dec. 13

at Cedar Creek.

See attached flyer

for more information.

Members News4

Vol. 40 No. 1 • October 2018 River City REALTOR®

Dues Renewal Deadline is Right Around the Corner

The dues renewal invoices and second notices have been delivered or mailed. If you have not received your statement, please contact us at the Association Office at 608-785-7744.

All payments for 2019 membership dues are due and payable on October 1, 2018. A late fee of $275 is required in addition to the annual dues for payments received after December 3, 2018 or postmarked by this date. (December 1st falls on a Saturday, therefore, you have until the 3rd to pay your dues)

You can pay your dues online. This is not only the easiest, but it saves the La Crosse Area REALTORS® Association credit card fees. Other ways to pay are by check, or phone the Association Office with your credit card information.

To pay your dues online, go to www.larawebsite.com and click on the button “Pay Annual Dues Online” in the upper left hand corner.

Pay your dues today and don’t take a chance and end up paying the late fee! Thanks to everyone who has already renewed your membership!

$

REALTORS® Ring Bells for Salvation Army Please join us on Friday, December 14 ringing bells for the Salvation Army.

We are ringing 2 shifts (2-4 p.m. and 4-6 p.m.) at 9 locations. Call Kristal to sign up. The flyer with the times and places is enclosed in this edition of the newsletter. Santa Hats will be available to wear as we ring our bells.

Please join us for a very fun time!

L47677

5Member News

Vol. 40 No. 1 • October 2018 River City REALTOR®

Welcome Kyle Hall of Hall Realty. Kyle is married with 2 children. He is Head Coach for Viroqua Boys Varsity Hockey and in his free time enjoys trout fishing, playing adult hockey, hiking, camping, and working on his home.

Welcome Seng Vang of Gerrard-Hoeschler, REALTORS®. Seng is a long time La Crosse local. In his free time he is President of Vang Council of La Crosse.

Welcome Walker Larson of Keller Williams Premier Realty. Walker enjoys fly fishing, writing, listening to folk-pop music, and he has his Master’s in English from WSU.

Welcome Alex Loesel of Weiss Realty. Alex is married and has 2 dogs. In his free time he enjoys hunting, fishing, and Crossfit.

Welcome TJ Zimmerman of Coldwell Banker River Valley REALTORS®. TJ enjoys playing guitar, softball, hiking, fishing, camping, and reading.

no photo

available

Welcome Kathryn Kesler from PMC Management Group. Kathryn has 4 children and her husband teaches at UW Stout. She belongs to St. Mary’s PCCW, La Crosse Diocesan PRCW, helps at St Leos Religious Ed and enjoys having Sunday lunch with Phyllis.

Welcome Jeremy Hoff of Coldwell Banker River Valley, REALTORS®. Jeremy is married and has an 18 month old son. In his free time he enjoys biking, fishing, hunting, kayaking, traveling, and any family adventure.

Welcome Marsha Hall of Hall Realty. Marsha is married and has one son. She is also a social worker at Vernon Memorial. She likes doing crafts, being outside, and spending time with family.

Welcome Jordan Luther of First Weber, Inc.

Welcome Sue Williamson of Bluffside Real Estate. Sue is married with 4 children and 4 grandchildren. She has been the Pastor’s wife in Sparta for 13 years. She loves baking, photography, and travel.

no photo

availableno photo

available

no photo

available

no photo

available

6

Vol. 40 No. 1 • October 2018 River City REALTOR®

RPAC Updates

Total:

$23,360

The REALTOR® Political Action Committee (RPAC) is the best way a REALTORS® can protect his or her business. RPAC is the only grassroots and issues mobilizing force that exists to protect and promote the tradition of home ownership and real estate investment. By investing in RPAC, you’ll not only have the power to make a change in the way you do business, but you’ll also become part of a statewide network sharing in the success on issues and concerns important to you!

RPAC Investors

$100-$249

Kent Gabrielsen Char GlockeScott Ryan Sarah HemkerScott RyanMary PretaskyJim GullCathryn HowlandChad NiegelsenNiki PaisleyGarrick OlerudDawn LevandoskiAmy LovejoyMarci StoreyJessica HimmerCatherine FoxDamon OlsonScott UlikBrandon HaugenAnastasia GentryCasey Tomten

Marty HolubVictoria OrtgiesenJames GrossKathy JohnsonRyan OlsonBrandon Haugen

RPAC Investors

$250-$499

Gretchen ClementsNancy GerrardSpencer NickelattiLisa KindJeff Pralle

RPAC Investors

$500-$999 Josh NeumannJillian Hugo

STERLING R

RPAC Investors

$1,000 - $2499

Cindy Gerke EdwardsJackie Gerke EdwardsBruce KilmerMike PietrekJudy GullMike RichgelsSteve Lillestrand Brian StephanAlan IversonDan StaceyBrian BensonFred Prassas

CRYSTAL R

RPAC Investors

$2,500-$4,999

Chuck Olson

2017-2018 Investors

Vol. 40 No. 1 • October 2018 River City REALTOR®

Property Type Volume Median Sold Price

Residential 25,951,789 183,000

Condo 1,502,600 165,000

All 24,454,389 182,000

7La Crosse County Sold & Active Listings – October 2018

SOLD/ACTIVE RESIDENTIAL LISTINGS CURRENT ACTIVE LISTINGS

0-2 3 4+ TWO CONDO TOTAL SINGLE CONDO

PRICE-CLASS/TYPE BDRMS BDRMS BDRMS FAMILY CO-OP UNITS FAMILY CO-OP

29,999.99 and under 0 0 0 0 0 0 0 0

30,000 - 39,999.99 0 0 0 0 0 0 0 0

40,000 - 49,999.99 1 0 0 0 0 1 1 0

50,000 - 59,999.99 1 0 0 1 0 2 0 0

60,000 - 69,999.99 0 1 0 0 0 1 2 0

70,000 - 79,999.99 0 0 0 0 1 1 0 0

80,000 - 89,999.99 1 0 0 0 0 1 3 0

90,000 - 99,999.99 1 1 0 0 1 3 2 0

100,000 - 119,999.99 0 2 1 1 0 4 8 1

120,000 - 139,999.99 4 10 3 2 0 19 18 0

140,000 - 159,999.99 1 9 4 0 0 14 11 0

160,000 - 179,999.99 3 8 3 0 2 16 16 0

180,000 - 199,999.99 0 12 5 0 0 17 22 1

200,000 - 249,999.99 0 8 6 1 0 15 36 3

250,000 - 299,999.99 1 5 9 0 0 15 29 3

300,000 - 399,999.99 0 7 6 0 1 14 54 2

400,000 - 499,999.99 0 2 1 0 0 3 17 2

500,000 and over 0 0 2 0 1 3 29 3

TOTALS 13 65 40 5 6 129 248 15

AVERAGE 132,438 199,314 265,655 129,700 250,433 212,825 324,084 340,547

MEDIAN 124,000 180,000 239,900 110,000 165,000 182,000 269,400 270,000

Information is supplied by seller and other third parties and has not been verified.

Copyright © 2007 by Multiple Listing Service, Inc. See FBS copyright notice.

Unit Sales by Time on Market

DAYS RES CONDO

1 - 30 91 5

31 - 60 16 0

61 - 90 6 0

91 - 120 6 0

121 or over 4 1

TOTAL SALES 123 6

TYPE RES CONDO

Adj Rate Mtg 2 1

Assumable 0 0

Cash 16 2

Conventional 85 3

FHA 11 0

Land Contract 0 0

Other 3 0

TYPE RES CONDO

Owner Fin 1 0

Private 0 0

USDA 1 0

VA 3 0

WHEDA 1 0

TOTAL SALES 123 6

Unit Sales by Financing Type

Have You Looked for Your Agent Code in this Issue?

If you find your number, call the Association Office at 785-7744 to claim your free dinner at the next Association activity / meeting!

8

Vol. 40 No. 1 • October 2018 River City REALTOR®

North/South Dividing Line

is I-90

Tour Information

Load Your Own Tours and Open Houses

Agents now can load their own tours

and open houses in Flex. If you have

any questions, please call Ryan at

608-785-7838.

MLS Tour BoundariesThe current dividing line between the North and the South Tour is I-90.

Exceptions:

• Holiday Heights and Mayfair Addition are North Tour

• Burns, Bangor, Hamilton, and Monroe County are

North Tour

• Washington and Barre are South Tour

• French Island is South Tour

• Dakota and Dresbach are North Tour

• La Crescent and Hokah are South Tour

President is Spokesperson for the Organization

It is important in creating the best public impression of the Association that any statements regarding the activities of the Association or its public positions come from an official source in the Association. This allows for coordination and clarity in the Association’s message.

Our policy is to have the Association President, or someone specifically designated by the President in particular situations, as the only spokesperson for the Association. Our Presidents have spokesperson training and an understanding of the entire Association and how its parts fit together.

If you are contacted by anyone, including the media, for any report on the Association or its activities, refer them to the Association office and arrangements will be made to respond.

Social Media for REALTORS®

Do’s & Don’ts

DO Promote yourself and your business, but DON’T overdo it.

DO Let readers know you are a real estate professional, but DON’T do it by broadcasting listings/sales. People want to know you as a person, not just by your profession.

DO Remember that you want to be where your current and prospective clients are. Make it easy for people to find you.

DON’T Focus on the number of people you connect with; focus on the connections that will provide you with value. Follow people who have many followers and similar interests.

Member News

9

Vol. 40 No. 1 • October 2018 River City REALTOR®

Dates to Remember S M T W T F S

1 2 3

4 5 6 7 8 9 10

11 12 13 14 15 16 17

18 19 20 21 22 23 24

25 26 27 28 29 30

S M T W T F S

1

2 3 4 5 6 7 8

9 10 11 12 13 14 15

16 17 18 19 20 21 22

23 24 25 26 27 28 29

30 31

November December

2 WI CE Video Course 3 WI CE Video Course 4

7 WI CE Video Course A WI CE Video Course C

7 Open House Deadline 3 p.m. – South Tour

14 Open House Deadline 3 p.m. – North Tour

15 WI CE Video Course 1 WI CE Video Course 2

19 WI CE Video Course 3 WI CE Video Course 4

21 Open House Sabbatical – South Tour

22 Association Office Closed for Thanksgiving

23 Association Office Closed for Thanksgiving

28 Open House Deadline 3 p.m. – North Tour

29 WI CE Video Course A WI CE Video Course C

3 Dues Deadline, 5 p.m.

4 WI CE Video Course 1 WI CE Video Course 2

5 Open House Deadline 3 p.m. – South Tour

6 WI CE Video Course 3 WI CE Video Course 4

7 WI CE Video Course A WI CE Video Course C

12 Open House Deadline 3 p.m. – North Tour

13 2018 Holiday Party

14 2018 REALTOR Bell-ringing

19 Open House Sabbatical – South Tour

24 Christmas Eve Association Office Closes at NOON25 Christmas Day Association Office Closed

26 Open House Deadline 3 p.m. – North Tour

Birthdays - November

1 Jay Hoeschler

3 Keith Brown

3 Timothy

Zimmerman

4 Erik Hanson

5 Sheri Klein

6 Dan Brodigan

6 Laurie Peter

7 Lori Duerkop

10 Patrick Walz

11 Jason Schultz

11 Bill Kessler

12 Mike Hoppens

13 Barb Partin

14 Linda Sherry

15 Mike Alesch

15 Susan Timm

16 Paul Gleason

17 Tom Tomter

18 Cindy Gerke-

Edwards

20 Jeremy Hoff

22 Darlene Torgerson

23 Molly Hanratty

24 Lucas Eagon

24 Tika Herritz

25 William Hart

25 Mike Richgels

27 Cheryl Lasse

Meyers

29 Mike Pietrek

29 Sandra Knutson

29 Steve Boris

30 Dani Malay

Birthdays - December

2 Owen Berg

2 Jennifer Ganter

2 Elizabeth Schwab

2 Sheryl Reedy

5 Shane Peterson

7 Annetra

Muehlenkamp

8 Travis Welch

9 Leo Fronk

10 Sue Williamson

10 Jason Teynor

11 Dawn Faherty

12 Jennifer

Oefstedahl

17 Eric Kirking

17 Dax Connely

19 Mauricio Peterson

21 Alan Iverson

21 Lance Dembraski

22 Michelle Nelson

23 Frances Lewis

23 Ashley Erickson

23 Kent Gabrielsen

24 Morgan Simonson

24 Brenda Fisher

26 Steven Devine

27 Steven Thao

27 Angie Wilson

28 Corey Dressel

29 Janet Butteris

29 Amber Iverson

31 Benjamin Collins

31 Dick Clements

FINANCING GENERATIONS OF HOMEOWNERS

*The Wisconsin’s #1 Mortgage Lender designation is based on information gathered from the Home Mortgage Disclosure Act data compiled annually by the Federal Financial Institutions Examination Council. The results of the data were obtained through RATA Comply, November 2015. • Loan products are offered by Associated Bank, N.A., and are subject to credit approval and involve interest and other costs. Please ask about details on fees and terms and conditions of these products. Property insurance and flood insurance, if applicable, will be required on collateral. Member FDIC. Equal Housing Lender. (2/16) 8361

Associated Bank is committed to

providing a better lending experience

for our customers. We’ve been helping

our neighbors buy homes — and stay in

them — for over 150 years. Our responsible

approach to lending reflects not only our

core values but those of the customers we

serve. We’re strong and ready to lend.

Jacob Martin 608-793-3836 • Onalaska • NMLS: 523832

Kyle Christopherson 608-793-3824 • Holmen • NMLS: 108866

Jacob Burch 608-793-3896 • La Crosse • NMLS: 488699

10

Vol. 40 No. 1 • October 2018 River City REALTOR®

Member FDICSubject to approval.

HELPING YOUR CUSTOMERS

FROM START TO FINISHWith competitive rates, local servicing, and more than 60 years of

mortgage experience, we’re the right bank for their next home.

Discover the Merchants Bank Difference

Dawn GarmsOnalaska Office

(608) 779-8222

Tina MuellerOnalaska Office

(608) 779-8294

Mike StanglLa Crescent Office

(507) 895-9706

B.J. HamiltonLa Crescent Office

(507) 895-9708

Fair Housing Corner

How Well Do You Know The REALTOR®

Code of Ethics?

Article 17 – When representing a buyer, seller, landlord, tenant, or other client as an agent, REALTORS® pledge themselves to protect and promote the interests of their client. This obligation to the client is primary, but it does not relieve REALTORS® of their obligation to treat all parties honestly. When serving a buyer, seller, landlord, tenant or other party in a non-agency capacity, REALTORS® remain obligated to treat all parties honestly.

(Amended 1/01)

Key Points

• Using race or any other characteristic covered by fair housing laws in decisions related to the provision of housing opportunities is prohibited.

• Collection of information regarding the race of applicants or prospects has often been suspect and may indicate that race is being used as a factor.

• Collection of such information, however, for affirmative purposes, like self monitoring of fair housing compliance, is not illegal, nor suspect.

• The NATIONAL ASSOCIATION OF REALTORS® recommends that you indicate your perception of a prospect’s race on the equal service report form. If a sales associate has a tendency to treat people differently because of race, the sales associate will treat a prospect according to the sale’s associates persecution of the prospect’s race.

• If a prospect questions why you are keeping information on race, simply inform the prospect that your firm regularly monitors its sales associate’s actions to assure that all prospects are treated fairly and equally. The collection of this information helps the broker make sure that there are no differences of treatment based on race. You should keep the information on race separate from any applications or offers on the property so there is little chance that third parties who have not met the prospects will have knowledge of the prospect’s

race.

When you encounter discrimination

• Abide by NAR’s advice on reporting acts of discrimination

BUILDING A NATION OF NEIGHBORS

“Why is this question on race included on the equal service forms?

Isn’t it illegal to ask information regarding race?”

!

!

Vol. 40 No. 1 • October 2018 River City REALTOR®

11Member News

statebankfinancial.bank800.880.7151

Your Customer +

Our Mortgage Options___________________

= Done Deal**All mortgage loans subject to credit approval

Do you get our Facebook posts?We now have 472 Fans on our Facebook page. Are you one of them? Go to Facebook and in your search bar enter La Crosse Area REALTORS® Association and “Like Us.” You will receive notices of Association activities, news, updates, education programs and photos! Please join in the fun. We would love to have you as our follower. What a great way to stay in touch with your Association!

We Are Now On Instagram!The La Crosse Area REALTORS® Assocition is now posting on Instagram! Search “lacrosserealtors” and follow us. We will be posting photos and videos to keep you updated on what is happening in our Association. Join in the fun!

Meditation on the Go

• While you’re on a walk…sync your breathing to the steps you take, walking slow-ing (without ear buds) and consciously while focusing on the movement to quiet the mind.

• While you’re eating lunch…focus on chewing each bite slowly, noticing the fla-vors, textures, and smells for maximum enjoyment.

• While stuck in traffic….repeat a relaxing phrase or word, such as “calm” to your-self, this will prevent distracting and anxious thoughts from entering your mind.

• While at the office….make the “you’ve got mail” chime a reminder to return to calm. Pause, close your eyes, and take a deep breath every time you hear it.

• When arguing with a friend….silently repeat IN on the inhale and OUT on the exhale to help keep you calm and centered and curb knee-jerk reactions.

12 Member News

December 6, 2018 | Milwaukee Area

If you’re a manager, owner or broker,

the WRA’s Broker Summit is just for you!

With several great sessions,

you’ll gain insight into the economy

and your practice,

relevant for both today and tomorrow.

Exhibitors will be available to provide insight

with products and services

to benefit your business.

REALTOR® & Government DaySpring 2019 | Madison

It’s time to lobby! The WRA’s annual lobbying event,

REALTOR® & Government Day, is your chance to shape the laws that affect you and your

real estate business in Wisconsin. You’ll learn about pending laws and how they

impact real estate. Next, you’ll move to the Capitol for lawmaker visits where you’ll have

the unique opportunity to meet in person with your state lawmakers to lobby for or

against these laws. Watch for future updates!

FOOD DRIVE

Wear your ugliest whoville sweater

to the party and be eligible for a

prize if yours is voted most whoish!

Location: Cedar Creek

2600 Cedar Creek Lane

Onalaska, WI 54650

Time: 5:30 p.m.-6:15 p.m. Social Hour

6:15 p.m.-7:15 p.m. Dinner Roast Beast (tenderloin tips), Who Mash (Yukon gold mashed potatoes), Grinchy green beans (sautéed green beans), Schlotts Knots (rolls), Cindy Lou Salad (salad), Diffendoofers (Grinch cupcakes)

7:15 p.m.-7:30 p.m. Grinch Sweater Contest

7:30 p.m.-8:15 p.m. BINGO

8:15 p.m. Drawing & Prizes

Cost: $10.00

(Pre-payment Required)

Sponsored by

Cindy Gerke &

Associates

Holiday Party

Thursday, December 13th, 2018

Please bring a

non-perishable food

item to be donated to

WAFER

This is an informal social celebration. Please join us!

RSVP By December 6th . If you make a reservation and cannot attend, you must

cancel by December 6th to avoid being billed.

Name:

Company:

Phone:

Email:

Amt. Enclosed $ Check # (Please make checks payable to LARA)

To Register: Fill in and email to [email protected] or fax the form below to 608-785-7742. Payment must accompany registration in order to reserve your seat.

When: The videos will be offered at the scheduled times below

Where: La Crosse Area REALTORS® Association Office 111 6th Street South, La Crosse, WI 54601

Time: 9:00 a.m. - Noon (plus exam) for morning courses. 1:00 p.m. - 4:00p.m. (plus exam) for afternoon courses.

Cost: $27.00/Member (per course) $32.00/Non-Member (per course)

Please be on time: If you are late, you will not be given credit. No Exceptions.

Class Policy: Maximum 12 students per session.

Cancellation Policy: If you cannot attend, you must cancel 1 week prior to the class in order to be eligible for a refund.

Questions? Please call the Association Office at 608-785-7744 or email [email protected]

Course 1 Date Start Time Course 2 Date Start Time Course 3 Date Start Time

09/06/2018 9:00 09/11/2018 9:00 9/24/2018 9:00

10/25/2018 9:00 10/25/2018 1:00 11/02/2018 9:00

11/15/2018 9:00 11/15/2018 1:00 11/19/2018 9:00

12/04/2018 9:00 12/04/2018 1:00 12/06/2018 9:00

Course 4 Date Start Time Course A Date Start Time Course C Date Start Time

10/04/2018 9:00 10/09/2018 9:00 10/18/2018 9:00

11/02/2018 1:00 11/07/2018 9:00 11/7/2018 1:00

11/19/2018 1:00 11/29/2018 9:00 11/29/2018 1:00

12/06/2018 1:00 *12/07/2018 9:00 *12/07/2018 1:00

To Pay by Credit Card, Complete & Sign Below:

Circle One: MasterCard Visa Discover American Express

Card Number:

Expiration Date: CVV:

Billing Address: Zip Code: (Signature - Required for Charges)

Mandatory Courses (All licensees must take courses 1-4 and 2 electives)

VIDEOS NOT APPROVED FOR MN CREDIT [ ] Special Services. Check here if you require special

services to attend. Please attach a description of needs.

* Indicates date change

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