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Page 1: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

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Page 2: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

The NAIC is the authoritative source for insurance industry information. Our expert solutions support the efforts of regulators, insurers and researchers by providing detailed and comprehensive insurance information. The NAIC offers a wide range of publications in the following categories:

Accounting & Reporting Information about statutory accounting principles and the procedures necessary for fi ling financial annual statements and conducting risk-based capital calculations.

Special Studies Studies, reports, handbooks and regulatory research conducted by NAIC members on a variety of insurance related topics.

Consumer Information Important answers to common questions about auto, home, health and life insurance — as well as buyer’s guides on annuities, long-term care insurance and Medicare supplement plans.

Statistical Reports Valuable and in-demand insurance industry-wide statistical data for various lines of business, including auto, home, health and life insurance.

Financial Regulation Useful handbooks, compliance guides and reports on financial analysis, company licensing, state audit requirements and receiverships.

Supplementary Products Guidance manuals, handbooks, surveys and research on a wide variety of issues.

Legal Comprehensive collection of NAIC model laws, regulations and guidelines; state laws on insurance topics; and other regulatory guidance on antifraud and consumer privacy.

Capital Markets & Investment Analysis Information regarding portfolio values and procedures for complying with NAIC reporting requirements.

Market Regulation Regulatory and industry guidance on market-related issues, including antifraud, product fi ling requirements, producer licensing and market analysis.

White Papers Relevant studies, guidance and NAIC policy positions on a variety of insurance topics.

NAIC Activities NAIC member directories, in-depth reporting of state regulatory activities and official historical records of NAIC national meetings and other activities.

For more information about NAIC publications, visit us at:

http://www.naic.org//prod_serv_home.htm

© 2018 National Association of Insurance Commissioners. All rights reserved.

ISBN: 978-1-945655-56-2

Printed in the United States of America

No part of this book may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or any storage or retrieval system, without written permission from the NAIC.

NAIC Executive Office 444 North Capitol Street, NW Suite 700 Washington, DC 20001 202.471.3990

NAIC Central Office 1100 Walnut Street Suite 1500 Kansas City, MO 64106 816.842.3600

NAIC Capital Markets & Investment Analysis Office One New York Plaza, Suite 4210 New York, NY 10004 212.398.9000

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2017 Accident and Health Policy Experience Report

TABLE OF CONTENTS

INTRODUCTION..........................................................................................................................1

Report Format ..................................................................................................................................1 Aggregation and Calculation of Data ..............................................................................................3 Definitions........................................................................................................................................3 Qualifications ...................................................................................................................................7 Accident and Health Policy Experience 2013-2017 ........................................................................9 Figure 1: Grand Total of Number of Policies or Certificates 2013-2017 ......................................11 Figure 2: Grand Total of Number of Covered Lives 2013-2017 ...................................................13

AGGREGATED ANNUAL STATEMENT DATA ..................................................................15

Annual Statement Data for All Statement Types ...........................................................................17 Annual Statement Data by Statement Type ...................................................................................21

INDIVIDUAL BUSINESS ..........................................................................................................39

Market Share for the Top 125 Insurers ..........................................................................................41 Top 25 Groups by Company ..........................................................................................................47 Market Share by Statement Type ...................................................................................................63 Market Share by Line of Business .................................................................................................77

GROUP BUSINESS ...................................................................................................................133

Market Share for the Top 125 Insurers ........................................................................................135 Top 25 Groups by Company ........................................................................................................141 Market Share by Statement Type .................................................................................................155 Market Share by Line of Business ...............................................................................................169

OTHER BUSINESS ...................................................................................................................225

Market Share for the Top 125 Insurers ........................................................................................227 Top 25 Groups by Company ........................................................................................................233 Market Share by Statement Type .................................................................................................241 Market Share by Line of Business ...............................................................................................251 Market Share for Total Non-U.S. Policy Forms ..........................................................................258

GRAND TOTAL (INDIVIDUAL, GROUP, AND OTHER) BUSINESS .............................259

Market Share for the Top 125 Insurers ........................................................................................261 Top 25 Groups by Company ........................................................................................................267 Market Share by Statement Type .................................................................................................285

TECHNICAL NOTES ...............................................................................................................299

COMPANY INDEX ...................................................................................................................303

© 2018 National Association of Insurance Commissioners

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2017 Accident and Health Policy Experience Report

INTRODUCTION

The Accident and Health Policy Experience Report was originally created in 2010 using 2009 data, with the intention of meeting the growing demand for information on health insurance. The Accident and Health Policy Experience Report includes aggregated data from the Accident and Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market is expansive, with a variety of different types of health insurers. Employer-provided health insurance that is self-insured may be regulated by the federal government. Not all health insurers are required to file with the state insurance departments. For example, while many health insurance writers in California file with the California Department of Insurance (DOI), some companies are required to file with the California Department of Managed Health Care (DMHC). It is the peculiarities of the health insurance market that warrant caution be taken when analyzing the numbers within this report. Because the NAIC receives most filings from companies required to file with the state insurance departments, the data is not a complete depiction of the health market as a whole. Some life insurance companies and fraternal insurance companies provide accident and health coverage, as well as expected life coverages. Property/casualty (P/C) companies also may provide accident and health coverage in addition to other lines of business. Some companies write primarily accident and health insurance, even if they are licensed as life, fraternal or property/casualty (P/C) entities. Therefore, the Accident and Health Policy Experience Exhibit appears in all major NAIC financial annual statement blanks (P/C, health, life and fraternal). The exhibit as it currently exists was added to the NAIC financial annual statement blanks that were used for reporting 2006 year-end data. The exhibit includes a breakout for individual and group business.

Report Format

This report contains the following sections:

Aggregated Annual Statement Financial Data This section reflects data reported in the Accident and Health Policy Experience Exhibit. The data is aggregated for all financial annual statement types and is then broken out by each financial annual statement type (P/C, health, life and fraternal). The data is not available at the state level at this time. Individual Business This section contains breakouts of Individual Business market share data. The market share is based on premiums earned as reported in the Accident and Health Policy Experience Exhibit. Insurance groups are made up of insurance companies that are related by common ownership. The market share reports show data by group for those insurers that are a member of a group. This allows the report to contain a more complete view of the market share information. The market share data is broken out by statement type and by line of business.

© 2018 National Association of Insurance Commissioners 1

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The Individual Business breakouts are: • Market Share for the Top 125 Insurers – This includes total market share, across

all business types, for the top 125 groups. • Top 25 Groups by Company – Individual company data is shown for each of the

top 25 groups. • Market Share Data by Statement Type – The data is broken out by business type.

It includes breakouts of separate market share data in each statement type, including P/C, health, life and fraternal.

• Market Share Data by Line of Business – This consists of data broken out by line of business. It includes a total market share of the top 125 groups. Breakouts are provided for the aggregate of all lines of business, as well as by line of business (e.g., comprehensive major medical).

Group Business This section contains breakouts of Group Business market share data. The Group Business breakouts are:

• Market Share for the Top 125 Insurers. • Top 25 Groups by Company. • Market Share Data by Statement Type. • Market Share Data by Line of Business.

Other Business This section contains breakouts of Other Business market share data. The Other Business breakouts are:

• Market Share for the Top 125 Insurers. • Top 25 Groups by Company. • Market Share Data by Statement Type. • Market Share Data by Line of Business.

Grand Total (Individual, Group and Other) Business The final section contains breakouts of Grand Total (Individual, Group and Other) Business market share data. The data in this section is not broken out by the separate Lines of Business included within the Grand Total. The Grand Total breakouts are:

• Market Share for the Top 125 Insurers. • Top 25 Groups by Company. • Market Share Data by Statement Type.

© 2018 National Association of Insurance Commissioners 2

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Company Index An index listing the insurer groups and the individual companies included in the insurance groups reported in this publication has been added at the end of the report. Insurers continuously merge, change names, and buy and sell companies. However, the index gives a “snapshot” view of group structures as filed with the NAIC by the date this report was generated.

Comments on this report are encouraged so that the report will continue to evolve to meet the needs of its users. This data is maintained in NAIC databases and is available for additional application development. This data also is available for purchase by the public.

Aggregation and Calculation of Data This report uses the term “aggregated” to describe data developed by summing the financial annual statements of individual companies. In order to represent more completely the data as reported on the financial annual statements, all data is aggregated directly from the numbers reported to the NAIC.

Definitions The health insurance industry is broad, and not all terminology carries the same definition. To avoid ambiguity and to help ensure this report is not misunderstood, definitions have been provided. For more definitions commonly used in the insurance industry please see the Glossary of Insurance Terms accessible from the NAIC Research and Actuarial Department webpage. Accident Only or AD&D: Policies that provide coverage, singly or in combination, for death, dismemberment, disability, or hospital and medical care caused by or necessitated as a result of accident or specified kinds of accidents. Types of coverage include student accident, sports accident, travel accident, blanket accident, specific accident or accidental death and dismemberment (AD&D). Administrative Services Only (ASO) and Administrative Services Contract (ASC): An uninsured accident and health plan is where an administrator performs administrative services for a third party that is at risk, but has not issued an insurance policy. The health plan bears all of the insurance risk, and there is no possibility of loss or liability to the administrator caused by claims incurred related to the plan. Under an ASO plan, claims are paid from a bank account owned and funded directly by the uninsured plan sponsor; or, claims are paid from a bank account owned by the administrator, but only after receiving funds from the plan sponsor that are adequate to fully cover the claim payments. Under an ASC plan, the administrator pays claims from its own bank accounts, and only subsequently receives reimbursement from the plan sponsor.

© 2018 National Association of Insurance Commissioners 3

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Comprehensive/Major Medical: Policies that provide fully insured indemnity, health maintenance organization (HMO), preferred provider organization (PPO), or Fee for Service coverage for hospital, medical, and surgical expenses. This category excludes short-term medical insurance, the Federal Employees Health Benefit (FEHB) Program and non-comprehensive coverage such as basic hospital only, medical only, hospital confinement indemnity, surgical, outpatient indemnity, specified disease, intensive care, and organ and tissue transplant coverage as well as any other coverage described in the other categories of this exhibit.

Group business is further segmented under this category as follows (please note there is a separate category for Administrative Services Only/Administrative Services Contract business):

Single Employer: Group policies issued to one employer for the benefit of its employees. This would include affiliated companies that have common ownership.

Small Employer: Group policies issued to single employers that are subject to the definition of Small Employer business, when so defined, in the group’s state of situs.

Other Employer: Group policies issued to single employers that are not defined as Small Employer business.

Multiple Employer Associations and Trusts: Group policies that are issued to an association or to a trust. This category also includes policies issued to one or more trustees of a fund established or adopted by two or more employers, or by one or more labor unions or similar employee organizations. The organizations include those that are exempt and also those that are non-exempt from statewide community rating. This category does not exclude policies providing coverage to employees of small employers, as defined in the employer’s state of situs.

Other Associations and Discretionary:

Trusts: Group policies issued to associations and trusts that are not included in the Small Employer, Other Employer or Multiple Employer Associations and Trusts group categories. This category does not exclude insurance providing coverage to employees of small employers, as defined in the employer’s state of situs. This category does include blanket and franchise accident and sickness insurance, and insurance for any group that includes members other than employees, such as an association that has both employees of participating employers and also individuals as members.

Other Comprehensive/Major Medical: Group policies providing comprehensive or major medical benefits that are not included in any of the categories listed above.

© 2018 National Association of Insurance Commissioners 4

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Contract Reserves: Reserves set up when, due to the gross premium structure, the future benefits exceed the future net premium. Contract reserves are in addition to claim and premium reserves. Credit: Individual or group policies that provide benefits to a debtor for full or partial repayment of debt associated with a specific loan or other credit transaction upon disability or involuntary unemployment of debtor, except in connection with first mortgage loans. In some states, involuntary unemployment credit insurance is not included in health insurance. This category should not include that type of credit insurance in those states. Dental: Policies providing only dental treatment benefits such as routine dental examinations, preventive dental work, and dental procedures needed to treat tooth decay and diseases of the teeth and jaw. If dental benefits are part of a comprehensive medical plan, then include data under comprehensive/major medical category. Disability Income – Long-Term: Policies that provide a weekly or monthly income benefit for more than five years for individual coverage and more than one year for group coverage for full or partial disability arising from accident and/or sickness. Include policies that provide Overhead Expense Benefits. Does not include credit disability. Disability Income – Short-Term: Policies that provide a weekly or monthly income benefit for up to five years for individual coverage and up to one year for group coverage for full or partial disability arising from accident and/or sickness. Include policies that provide Overhead Expense Benefits. Does not include credit disability. Federal Employees Health Benefits Program (FEHBP): Coverage provided to Federal employees, retirees and their survivors and administered by the Office of Personnel Management. Group Business: Health insurance where the policy issued to employers, associations, trusts, or other groups covering employees or members and/or their dependents, to whom a certificate of coverage may be provided. Individual Business: Health insurance where the policy is issued to an individual covering the individual and/or their dependents in the individual market. This includes conversions from group policies. Limited Benefit: Policies that provide coverage for vision, prescription drug, and/or any other single service plan or program. Also include short-term care policies that provide coverage for less than one year for medical and other services provided in a setting other than an acute care unit of the hospital. Long-Term Care: Policies that provide coverage for not less than one year for diagnostic, preventive, therapeutic, rehabilitative, maintenance, or personal care services provided in a setting other than an acute care unit of a hospital, including policies that provide benefits for cognitive impairment or loss of functional capacity. This includes policies providing only

© 2018 National Association of Insurance Commissioners 5

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nursing home care, home health care, community based care, or any combination. Do not include coverage provided under comprehensive/major medical policies, Medicare Advantage, or for accelerated death benefit-type products. Medicaid: Policies issued in association with the Federal/State entitlement program created by Title XIX of the Social Security Act of 1965 that pays for medical assistance for certain individuals and families with low incomes and resources. Medicare: Policies issued as Medicare Advantage Plans providing Medicare benefits to Medicare eligible beneficiaries created by Title XVIII of the Social Security Act of 1965. This includes Medicare Managed Care Plans (i.e., HMO and PPO) and Medicare Private Fee-for-Service Plans. This also includes all Medicare Part D Prescription Drug Coverage through a Medicare Advantage product and whether sold directly to an individual or through a group. Medicare Part D – Stand-Alone: Stand-alone Part D coverage written through individual contracts; stand-alone Part D coverage written through group contracts and certificates; and Part D coverage written on employer groups where the reporting entity is responsible for reporting claims to the Centers for Medicare & Medicaid Services (CMS). Medicare Supplement: Policies that qualify as Medicare Supplement policy forms as defined in the NAIC Medicare Supplement Insurance Minimum Standards Model Act. This includes standardized plans, pre-standardized plans and Medicare select. Other Business: Any business that is not included in the Individual Business or Group Business listed above, including credit insurance, stop loss/excess loss, administrative services only and administrative services contract. Other Group Business: Group policies providing health insurance benefits that are not included in any other group business category of this exhibit should be reported as other group business. Other Individual Business: Individual policies providing health insurance benefits that are not included in any other individual business category of this exhibit should be reported as other individual business. Other Medical (Non-Comprehensive): Policies such as hospital only, hospital confinement, surgical, outpatient indemnity, intensive care, mental health/substance abuse, and organ and tissue transplant (including scheduled type policies), etc. Expense reimbursement and indemnity plans should be included. This category does not include TRICARE/CHAMPUS Supplement, Medicare Supplement, or Federal Employee Health Benefit Program coverage. Short-Term Medical: Policies that provide major medical coverage for a short period of time, typically 30 to 180 days. These policies may be renewable for multiple periods. Specified/Named Disease: Policies that provide benefits only for the diagnosis and/or treatment of a specifically named disease or diseases. Benefits can be paid as expense incurred, per diem or as a principal sum.

© 2018 National Association of Insurance Commissioners 6

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State Children’s Health Insurance Program: Policies issued in association with the Federal/State partnership created by Title XXI of the Social Security Act. Stop Loss/Excess Loss: Individual or group policies providing coverage to a health plan, a self-insured employer plan, or a medical provider providing coverage to insure against the risk that any one claim or an entire plan’s losses will exceed a specified dollar amount. Student: Policies that cover students for both accident and health benefits while they are enrolled and attending school or college. These can be either individual policies or group policies sponsored by the school or college. TRICARE: Policies issued in association with the Department of Defense’s health care program for active-duty military, active-duty service families, retirees and their families, and other beneficiaries.

Qualifications The accuracy of the reports included in this publication depends on the accuracy of the information contained in each Accident and Health Policy Experience Exhibit filed by insurers. Even though the data elements used to prepare the reports are extracted from exhibits filed with the NAIC, the NAIC cannot verify or guarantee the accuracy of every data element. While the NAIC exercises a great deal of care in capturing data from the financial annual statements and producing various reports, as with any statistical project of a significant magnitude, errors can occur. Consequently, the NAIC makes no representations or warranties with respect to the accuracy of the data and statistics in this report. Please send any questions regarding this report to [email protected]. Links to this report and other NAIC reports can be found on the NAIC website at: NAIC Publications.

© 2018 National Association of Insurance Commissioners 7

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PREMIUMSEARNEDINCURREDCLAIMS

AMOUNTCHANGEINCONTRACT

RESERVESLOSSRATIO

2013 $300,898,264,568 $252,350,066,953 $ 7,553,211,253 86.4%2014 $360,636,224,687 $306,109,705,129 $ 7,992,483,052 87.1%2015 $412,602,069,741 $357,036,049,398 $ 7,428,165,908 88.3%2016 $455,356,955,370 $390,136,676,327 $ 8,100,942,834 87.5%2017 $481,472,012,992 $405,927,072,059 $ 6,105,233,362 85.6%

2013‐2017 $402,193,105,471.60 $342,311,913,973.20 $7,436,007,281.80 87.0%

GrandTotalGroupBusiness2013 $320,528,048,857 $264,137,467,703 $2,051,840,442 83.0%2014 $316,229,440,369 $257,868,663,588 $1,903,725,622 82.1%2015 $324,298,282,294 $264,686,347,442 $1,147,752,706 82.0%2016 $331,397,955,619 $274,325,402,344 $1,036,528,237 83.1%2017 $344,980,585,283 $282,949,141,741 $1,455,265,915 82.4%

2013‐2017 $327,486,862,484.40 $268,793,404,563.60 $1,519,022,584.40 82.5%

GrandTotalOtherBusiness2013 $11,698,910,267 $8,232,126,487 $ 4,025,501 70.4%2014 $13,374,504,961 $9,549,465,202 $ (1,512,106) 71.4%2015 $15,153,879,005 $11,032,090,530 $ 1,778,848 72.8%2016 $16,389,664,350 $12,593,473,423 $ 2,141,191 76.9%2017 $17,779,428,510 $13,638,321,951 $ 51,751,319 77.0%

2013‐2017 $14,879,277,418.60 $11,009,095,518.60 $11,636,950.60 74.1%

GrandTotal(Individual,Group,andOther)Business**2013 $633,125,223,692 $524,719,661,143 $ 9,609,077,196 84.4%2014 $690,240,170,017 $573,527,833,919 $ 9,894,696,568 84.5%2015 $752,054,231,040 $632,754,487,370 $ 8,577,697,462 85.3%2016 $803,144,575,339 $677,055,552,094 $ 9,139,612,262 85.4%2017 $855,282,876,076 $708,357,689,732 $ 8,569,556,789 83.8%

2013‐2017 $746,769,415,232.80 $623,283,044,851.60 $9,158,128,055.40 84.7%

* Resultsmayvaryfromprior‐yearreportsduetoneworrevisedfilings.**GrandTotal(Individual,Group,andOther)BusinessincludesU.S.andNon‐U.SPolicyForms,i.e.LineD2fromtheAccidentandHealthPolicyExperienceExhibit.LossRatio=(IncurredClaimsAmount+ChangeinContractReserves)/PremiumsEarned

GrandTotalIndividualBusiness

ACCIDENTANDHEALTHPOLICYEXPERIENCECOUNTRYWIDE2013‐2017*

© 2018 National Association of Insurance Commissioners 9

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-

50

100

150

200

250

300

350

400

450

2013 2014 2015 2016 2017Total Per Year 365,950,059 387,885,909 408,073,603 425,474,218 419,541,778

Mill

ions

Years

Number of Policies or CertificatesGrand Total (Individual, Group, and Other) Business

© 2018 National Association of Insurance Commissioners 11

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-

100

200

300

400

500

600

700

800

900

1,000

2013 2014 2015 2016 2017Total Per Year 755,364,415 805,501,558 846,227,928 909,324,206 894,235,562

Mill

ions

Years

Number of Covered LivesGrand Total (Individual, Group, and Other) Business

© 2018 National Association of Insurance Commissioners 13

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Accident and Health Policy Experience Report

Aggregated Annual Statement Data

© 2018 National Association of Insurance Commissioners 15

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for All Statement Types

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

A. INDIVIDUAL BUSINESS

1. Comprehensive Major Medical

$15,002,492,5761.1 With contract reserves $12,063,679,897 )$(160,988,479 1,735,476 2,582,892 33,712,11479.34%

$51,352,154,1941.2 Without contract reserves $42,506,622,061 )$(147,070,578 6,144,366 9,172,264 119,539,84982.49%

$66,354,646,7711.3 Subtotal $54,570,301,958 )$(308,059,057 7,879,842 11,755,156 153,251,96381.78%

2. Short-Term Medical

$1,338,6362.1 With contract reserves $798,950 )$(58,130 3,648 5,798 62,52655.34%

$149,280,8352.2 Without contract reserves $96,582,025 $0 93,556 116,685 990,55664.70%

$150,619,4712.3 Subtotal $97,380,975 )$(58,130 97,204 122,483 1,053,08264.62%

3. Other Medical (Non-Comprehensive)

$1,055,257,6843.1 With contract reserves $464,678,406 $57,371,688 2,540,674 4,178,526 48,554,92649.47%

$53,611,8413.2 Without contract reserves $17,608,377 )$(57,190 82,283 113,544 985,26332.74%

$1,108,869,5273.3 Subtotal $482,286,781 $57,314,498 2,622,957 4,292,070 49,540,18948.66%

4. Specified/Named Disease

$3,673,983,4024.1 With contract reserves $1,967,110,862 $502,411,366 7,652,028 13,568,995 155,656,39967.22%

$131,657,8624.2 Without contract reserves $49,943,880 $2,296,949 301,282 444,459 4,745,15339.68%

$3,805,641,2654.3 Subtotal $2,017,054,743 $504,708,315 7,953,310 14,013,454 160,401,55266.26%

5. Limited Benefit

$167,498,7615.1 With contract reserves $77,121,831 $39,055,556 320,786 427,246 4,659,29969.36%

$5,127,861,6375.2 Without contract reserves $4,527,112,676 )$(691,558 903,289 1,075,658 12,289,75088.27%

$5,295,360,3985.3 Subtotal $4,604,234,508 $38,363,998 1,224,075 1,502,904 16,949,04987.67%

6. Student

$5,106,9206.1 With contract reserves $2,830,484 $0 13,020 13,020 156,24055.42%

$127,616,2846.2 Without contract reserves $116,939,655 $0 83,352 84,120 791,03191.63%

$132,723,2046.3 Subtotal $119,770,139 $0 96,372 97,140 947,27190.24%

7. Accident Only or AD&D

$2,500,917,0667.1 With contract reserves $928,845,788 $100,064,147 9,794,309 14,766,317 161,330,03541.14%

$141,302,5387.2 Without contract reserves $52,137,739 $691,660 1,685,760 1,876,765 20,656,01037.39%

$2,642,219,6057.3 Subtotal $980,983,527 $100,755,807 11,480,069 16,643,082 181,986,04540.94%

8. Disability Income - Short-Term

$2,238,073,9858.1 With contract reserves $1,026,633,733 $44,460,000 3,256,137 3,315,201 38,104,40647.86%

$169,467,0908.2 Without contract reserves $79,432,572 $336,714 277,388 375,493 4,235,42747.07%

$2,407,541,0758.3 Subtotal $1,106,066,305 $44,796,714 3,533,525 3,690,694 42,339,83347.80%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 17

Page 22: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

aggregated totals for All Statement Types

Premiums

countrywide

Earned Claims AmountIncurred

Contract ReservesChange in

Loss Ratio ¹or Certificates

Number of Policies

as of Dec 31 as of Dec 31Covered Lives

Number ofMemberMonths

A. INDIVIDUAL BUSINESS (Continued)9. Disability Income - Long-Term

$4,821,853,2559.1 With contract reserves $3,919,752,501 )$(72,526,985 2,977,226 2,930,041 35,629,06479.79%$28,067,5909.2 Without contract reserves $24,850,214 )$(73,737 20,088 20,092 216,52688.27%

$4,849,920,8459.3 Subtotal $3,944,602,715 )$(72,600,722 2,997,314 2,950,133 35,845,59079.84%10. Long-Term Care

$9,773,837,42610.1 With contract reserves $10,473,096,596 $5,781,667,119 4,294,215 4,738,892 52,127,484166.31%$1,004,020,66810.2 Without contract reserves $915,600,381 $47,073,908 414,644 414,698 4,361,39295.88%

$10,777,858,09410.3 Subtotal $11,388,696,977 $5,828,741,028 4,708,859 5,153,590 56,488,876159.75%11. Medicare Supplement (Medigap)

$10,802,179,71811.1 With contract reserves $8,268,242,185 $99,061,550 4,741,285 4,750,651 56,224,89677.46%$11,482,582,91511.2 Without contract reserves $8,860,410,068 $79,880 4,867,680 4,883,441 56,840,69977.16%$22,284,762,63411.3 Subtotal $17,128,652,254 $99,141,430 9,608,965 9,634,092 113,065,59577.31%

12. Dental$597,152,34912.1 With contract reserves $338,592,616 $9,862,908 1,115,323 1,670,719 19,588,05658.35%

$1,648,754,23112.2 Without contract reserves $1,061,371,909 )$(6,896 3,168,902 4,629,460 55,830,53064.37%$2,245,906,58012.3 Subtotal $1,399,964,525 $9,856,012 4,284,225 6,300,179 75,418,58662.77%

13. State Children's Health Insurance Program$241,885,63513.1 With contract reserves $209,472,487 $0 199,431 199,431 2,098,17986.60%

$2,589,913,89513.2 Without contract reserves $2,156,628,550 $0 1,245,606 1,270,137 15,084,75483.27%$2,831,799,53013.3 Subtotal $2,366,101,037 $0 1,445,037 1,469,568 17,182,93383.55%

14. Medicare$27,965,751,51614.1 With contract reserves $23,192,891,865 )$(5,704,938 2,458,871 2,468,045 29,615,54882.91%

$133,751,244,21714.2 Without contract reserves $112,427,525,130 )$(7,276,850 13,128,134 13,128,655 155,190,09684.05%$161,716,995,73314.3 Subtotal $135,620,416,995 )$(12,981,788 15,587,005 15,596,700 184,805,64483.85%

15. Medicaid$20,499,514,31815.1 With contract reserves $18,074,628,358 )$(53,508,201 7,607,585 7,612,433 85,891,17687.91%

$154,626,054,62115.2 Without contract reserves $136,166,210,799 )$(130,133,067 32,259,251 32,354,469 393,316,97287.98%$175,125,568,93915.3 Subtotal $154,240,839,157 )$(183,641,268 39,866,836 39,966,902 479,208,14887.97%

16. Medicare Part D - Stand-Alone$796,860,64816.1 With contract reserves $584,189,852 )$(1,148 833,478 833,478 10,121,80073.31%

$16,868,081,47516.2 Without contract reserves $13,360,704,037 $0 19,110,575 19,110,575 227,709,66679.21%$17,664,942,12316.3 Subtotal $13,944,893,889 )$(1,148 19,944,053 19,944,053 237,831,46678.94%

17. Other Individual Business$1,330,916,08017.1 With contract reserves $1,232,449,957 )$(1,069,112 2,096,798 1,618,327 18,756,50892.52%

$745,721,11917.2 Without contract reserves $682,375,621 )$(33,208 703,501 1,135,960 6,397,34991.50%$2,076,637,19917.3 Subtotal $1,914,825,578 )$(1,102,320 2,800,299 2,754,287 25,153,85792.15%

18. Total Individual Business$101,474,619,97418.1 With contract reserves $82,825,016,363 $6,340,097,335 51,640,290 65,680,012 752,288,65587.87%$379,997,393,01818.2 Without contract reserves $323,102,055,694 )$(234,863,973 84,489,657 90,206,475 1,079,181,02284.97%$481,472,012,99219. Grand total individual $405,927,072,059 $6,105,233,362 136,129,947 155,886,487 1,831,469,67785.58%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 18

Page 23: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for All Statement Types

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

B. GROUP BUSINESSComprehensive Major Medical1. Single Employer1.1 Small employer 6,537,746 11,691,439 141,800,157$61,724,195,417 $48,950,976,224 $31,764,766 79.36%1.2 Other Employer 13,107,424 26,960,320 322,812,584$130,789,745,369 $109,616,225,427 ($9,910,338) 83.80%1.3 Single employer subtotal 19,645,170 38,651,758 464,612,741$192,513,940,787 $158,567,201,650 $21,854,429 82.38%2. Multiple employer assns and trusts 689,706 1,353,441 16,908,220$7,049,202,558 $5,928,416,914 $12,132 84.10%3. Other associations and discretionary trusts 306,078 564,089 10,026,077$2,019,981,063 $1,625,518,708 ($7,753,383) 80.09%4. Other comprehensive major medical 708,429 1,231,547 12,051,266$4,904,651,165 $4,257,167,188 ($209,164) 86.79%5. Comprehensive/major medical subtotal 21,349,383 41,800,835 503,598,304$206,487,775,574 $170,378,304,460 $13,904,014 82.52%

Other Medical (Non-Comprehensive)6. Specified/named disease 3,960,732 7,873,728 83,762,363$1,617,962,509 $541,480,747 $147,193,378 42.56%7. Limited benefit 15,700,587 59,133,907 729,321,416$5,933,179,302 $4,483,952,715 ($1,828,653) 75.54%8. Student 1,100,090 2,651,314 31,440,242$2,149,575,485 $1,662,104,458 $272,838 77.34%9. Accident only or AD&D 104,825,171 227,095,824 2,167,410,034$4,179,099,258 $1,779,483,704 $28,065,264 43.25%10. Disability income - short-term 10,726,576 25,779,318 254,715,129$5,443,990,761 $3,539,191,977 $1,845,000 65.04%11. Disability income - long-term 16,559,693 46,270,985 418,828,679$12,630,601,017 $10,241,118,469 ($10,414,369) 81.00%12. Long-term care 1,140,083 2,421,492 25,856,631$2,389,010,690 $1,395,432,896 $1,239,818,382 110.31%13. Medicare supplement 2,989,953 3,081,982 36,611,652$6,999,153,310 $5,612,148,750 $8,012,622 80.30%14. Federal Employees Health Benefit Plans 3,340,406 6,877,096 82,748,470$37,829,769,492 $35,336,911,337 $19,465,330 93.46%15. Tricare 40,350 74,695 878,670$69,910,928 $64,550,038 $243,651 92.68%16. Dental 24,836,618 65,936,592 657,917,458$23,582,511,732 $17,927,382,360 ($4,231,816) 76.00%17. Medicare 2,467,297 2,529,993 29,981,552$28,990,506,139 $25,281,336,520 $8,134,241 87.23%18. Medicare Part D - Stand-Alone 710,766 711,560 8,362,040$950,897,017 $709,303,766 $2,942 74.59%19. Other group care 11,402,496 18,251,787 195,386,998$5,726,642,070 $3,996,439,549 $4,783,091 69.87%20. Grand total group business 221,150,201 510,491,108 5,226,819,639$344,980,585,283 $282,949,141,741 $1,455,265,915 82.44%

C. OTHER BUSINESS1. Credit (Individual and Group) 5,284,801 5,804,637 71,527,996$700,706,287 $237,590,927 $31,402,214 38.39%2. Stop Loss/Excess Loss 15,868,337 80,306,679 672,594,796$17,078,722,223 $13,400,731,025 $20,349,105 78.58%3. Administrative Services Only 14,333,886 50,006,450 599,014,963XXX XXX XXX XXX4. Administrative Services Contracts 26,774,606 91,740,201 1,065,254,636XXX XXX XXX XXX5. Grand Total Other Business 62,261,630 227,857,967 2,408,392,391$17,779,428,510 $13,638,321,951 $51,751,319 77.00%

D. TOTAL BUSINESS1. Total Non U.S. Policy Forms 41,930,934 61,999,314 599,514,266$11,050,849,293 $5,843,153,978 $957,306,192 61.54%2. Grand Total Individual, Group & Other Business 461,472,712 956,234,875 10,066,195,972$855,282,876,076 $708,357,689,732 $8,569,556,789 83.82%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 19

Page 24: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for All Statement Types

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

Part 1 - Individual PoliciesSummary

$477,186,863,7071. U.S. forms direct business $402,101,285,245 $6,085,043,503 85.54%$10,109,726,0272. Other forms direct business $5,343,112,672 $957,315,643 62.32%

$487,296,589,7343. Total direct business $407,444,397,917 $7,042,359,145 85.06%$23,737,413,7164. Reinsurance assumed $21,694,132,784 $6,437,525,638 118.51%$31,935,246,6695. Less reinsurance ceded $29,576,284,326 $7,544,060,852 116.24%

$479,098,756,7836. Total $399,562,246,375 $5,935,823,933 84.64%

Part 2 - Group PoliciesSummary

$365,388,311,9811. U.S. forms direct business $299,484,216,453 $1,483,164,592 82.37%$762,601,4312. Other forms direct business $551,681,808 $144,031 72.36%

$366,150,913,4113. Total direct business $300,035,898,260 $1,483,308,623 82.35%$20,275,193,7104. Reinsurance assumed $17,007,125,558 $341,912,086 85.57%$37,547,675,7575. Less reinsurance ceded $30,225,437,070 $842,903,053 82.74%

$348,878,431,3676. Total $286,817,586,744 $982,317,657 82.49%

Part 3 - Credit Policies (Individual and Group)Summary

$4,022,553,9091. U.S. forms direct business $3,108,068,657 $31,481,088 78.05%$284,148,2162. Other forms direct business $42,061,339 $0 14.80%

$4,306,702,1253. Total direct business $3,150,129,996 $31,481,088 73.88%$119,319,0824. Reinsurance assumed $29,209,768 )$(241,077 24.28%$496,701,7245. Less reinsurance ceded $129,366,440 $2,238,809 26.50%

$3,929,319,4816. Total $3,049,973,326 $29,001,202 78.36%

Part 4 - All Individual, Group and Credit PoliciesSummary

$844,840,627,5291. U.S. forms direct business $703,121,345,204 $7,599,689,184 84.12%$11,022,019,8072. Other forms direct business $5,819,826,681 $957,459,674 61.49%

$855,862,647,3363. Total direct business $708,941,171,884 $8,557,148,857 83.83%$44,131,925,0114. Reinsurance assumed $38,730,232,836 $6,779,196,649 103.12%$69,972,457,4665. Less reinsurance ceded $59,924,757,882 $8,389,202,714 97.63%

$830,022,114,8826. Total $687,746,646,833 $6,947,142,792 83.70%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 20

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Annual Statement Data by Statement Type

© 2018 National Association of Insurance Commissioners 21

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Page Intentionally Left Blank

© 2018 National Association of Insurance Commissioners 22

Page 27: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Life, Accident & Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

A. INDIVIDUAL BUSINESS

1. Comprehensive Major Medical

$1,392,943,2481.1 With contract reserves $1,324,554,060 $897,200 212,797 322,274 4,132,91295.15%

$488,154,7721.2 Without contract reserves $337,488,455 )$(352,961 38,584 70,886 868,54569.06%

$1,881,098,0201.3 Subtotal $1,662,042,515 $544,239 251,381 393,160 5,001,45788.38%

2. Short-Term Medical

$1,028,3182.1 With contract reserves $590,961 )$(20,200 2,999 5,077 53,87455.50%

$120,550,9072.2 Without contract reserves $82,507,443 $0 31,101 48,743 745,64268.44%

$121,579,2252.3 Subtotal $83,098,404 )$(20,200 34,100 53,820 799,51668.33%

3. Other Medical (Non-Comprehensive)

$962,264,0313.1 With contract reserves $419,208,403 $57,373,232 2,127,968 3,712,672 42,911,87749.53%

$52,332,0093.2 Without contract reserves $24,544,897 )$(50,546 79,070 109,493 933,78246.81%

$1,014,596,0423.3 Subtotal $443,753,298 $57,322,686 2,207,038 3,822,165 43,845,65949.39%

4. Specified/Named Disease

$3,662,376,0234.1 With contract reserves $1,962,663,861 $500,318,777 7,613,189 13,520,023 155,061,89167.25%

$129,076,3134.2 Without contract reserves $48,210,927 $2,253,092 282,372 418,035 4,506,58239.10%

$3,791,452,3374.3 Subtotal $2,010,874,789 $502,571,869 7,895,561 13,938,058 159,568,47366.29%

5. Limited Benefit

$153,705,2385.1 With contract reserves $65,387,105 $39,035,541 317,249 423,709 4,619,76167.94%

$74,927,6645.2 Without contract reserves $29,753,179 $0 271,416 397,441 4,221,54439.71%

$228,632,9025.3 Subtotal $95,140,285 $39,035,541 588,665 821,150 8,841,30558.69%

6. Student

$5,106,9206.1 With contract reserves $2,830,484 $0 13,020 13,020 156,24055.42%

$111,0646.2 Without contract reserves )$(143 $0 1,907 2,230 27,507(0.13)%

$5,217,9846.3 Subtotal $2,830,341 $0 14,927 15,250 183,74754.24%

7. Accident Only or AD&D

$2,473,328,6067.1 With contract reserves $919,330,060 $97,365,363 9,658,253 14,627,730 159,895,05841.11%

$131,261,1027.2 Without contract reserves $50,067,807 $672,589 1,535,272 1,718,579 19,236,89438.66%

$2,604,589,7097.3 Subtotal $969,397,867 $98,037,952 11,193,525 16,346,309 179,131,95240.98%

8. Disability Income - Short-Term

$2,227,423,2258.1 With contract reserves $1,018,385,239 $44,876,422 3,239,637 3,298,698 37,892,29347.74%

$45,150,9948.2 Without contract reserves $24,455,358 $401,913 30,971 33,000 382,14655.05%

$2,272,574,2198.3 Subtotal $1,042,840,597 $45,278,335 3,270,608 3,331,698 38,274,43947.88%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 23

Page 28: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Life, Accident & Health

Premiums

countrywide

Earned Claims AmountIncurred

Contract ReservesChange in

Loss Ratio ¹or Certificates

Number of Policies

as of Dec 31 as of Dec 31Covered Lives

Number ofMemberMonths

A. INDIVIDUAL BUSINESS (Continued)9. Disability Income - Long-Term

$4,764,510,7679.1 With contract reserves $3,889,038,440 )$(69,178,562 2,873,768 2,826,295 34,370,94880.17%$13,012,3629.2 Without contract reserves $14,794,275 )$(73,737 11,378 11,382 110,764113.13%

$4,777,523,1299.3 Subtotal $3,903,832,715 )$(69,252,299 2,885,146 2,837,677 34,481,71280.26%10. Long-Term Care

$8,927,627,70710.1 With contract reserves $9,182,885,444 $4,851,397,724 3,831,430 4,261,245 46,326,010157.20%$575,250,32910.2 Without contract reserves $536,194,053 $47,073,908 394,625 394,679 4,118,121101.39%

$9,502,878,03610.3 Subtotal $9,719,079,497 $4,898,471,633 4,226,055 4,655,924 50,444,131153.82%11. Medicare Supplement (Medigap)

$7,829,637,43511.1 With contract reserves $6,008,007,431 $68,070,842 3,518,239 3,520,669 41,322,78877.60%$3,624,869,77511.2 Without contract reserves $2,757,718,801 $0 1,707,290 1,713,550 18,817,62376.08%

$11,454,507,21011.3 Subtotal $8,765,726,232 $68,070,842 5,225,529 5,234,219 60,140,41177.12%12. Dental

$416,601,60512.1 With contract reserves $205,984,017 $9,850,462 718,129 1,029,504 11,842,70751.81%$432,268,19212.2 Without contract reserves $245,221,367 )$(9,941 880,401 1,249,135 14,428,02456.73%$848,869,79712.3 Subtotal $451,205,384 $9,840,521 1,598,530 2,278,639 26,270,73154.31%

13. State Children's Health Insurance Program$013.1 With contract reserves $0 $0 0 0 0N/A

$39,937,26713.2 Without contract reserves $34,751,571 $0 23,945 23,945 304,87887.02%$39,937,26713.3 Subtotal $34,751,571 $0 23,945 23,945 304,87887.02%

14. Medicare$10,175,832,34614.1 With contract reserves $8,175,816,975 )$(3,330,222 1,090,730 1,090,750 12,764,47980.31%$10,257,594,64414.2 Without contract reserves $8,393,500,512 $14,977 1,705,591 1,705,591 20,005,22081.83%$20,433,426,99014.3 Subtotal $16,569,317,487 )$(3,315,245 2,796,321 2,796,341 32,769,69981.07%

15. Medicaid$2,378,211,18315.1 With contract reserves $2,064,555,586 )$(1,978 254,043 254,044 2,841,24086.81%

$015.2 Without contract reserves $0 $0 0 0 0N/A$2,378,211,18315.3 Subtotal $2,064,555,586 )$(1,978 254,043 254,044 2,841,24086.81%

16. Medicare Part D - Stand-Alone$730,332,53616.1 With contract reserves $531,327,521 )$(1,148 785,796 785,796 9,542,07372.75%

$5,609,496,09916.2 Without contract reserves $4,493,760,992 $0 4,925,145 4,925,145 60,232,99380.11%$6,339,828,63516.3 Subtotal $5,025,088,513 )$(1,148 5,710,941 5,710,941 69,775,06679.26%

17. Other Individual Business$266,950,80117.1 With contract reserves $167,466,338 )$(910,645 576,088 288,750 3,122,35062.39%$107,594,26217.2 Without contract reserves $110,021,836 )$(25,094 146,065 155,302 1,854,402102.23%$374,545,06317.3 Subtotal $277,488,174 )$(935,739 722,153 444,052 4,976,75273.84%

18. Total Individual Business$46,367,879,98818.1 With contract reserves $35,938,031,920 $5,595,742,803 36,833,335 49,980,256 566,856,50289.57%$21,701,587,75818.2 Without contract reserves $17,182,991,327 $49,904,200 12,065,133 12,977,136 150,794,66779.41%$68,069,467,74719. Grand total individual $53,121,023,250 $5,645,647,003 48,898,468 62,957,392 717,651,16986.33%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 24

Page 29: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Life, Accident & Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

B. GROUP BUSINESSComprehensive Major Medical1. Single Employer1.1 Small employer 931,714 1,707,325 20,523,337$9,129,644,983 77.42%$7,067,705,074 $223,1221.2 Other Employer 3,181,914 8,153,611 97,343,488$35,057,049,832 83.65%$29,332,930,359 ($6,594,864)1.3 Single employer subtotal 4,113,628 9,860,936 117,866,825$44,186,694,816 82.36%$36,400,635,434 ($6,371,742)2. Multiple employer assns and trusts 40,477 85,290 1,014,516$351,027,947 57.83%$203,016,048 $03. Other associations and discretionary trusts 242,889 456,061 5,992,196$1,502,652,611 81.53%$1,232,810,524 ($7,753,383)4. Other comprehensive major medical 78,356 216,629 2,644,107$139,255,893 82.10%$114,534,719 ($209,164)5. Comprehensive/major medical subtotal 4,475,350 10,618,916 127,517,644$46,179,631,267 82.15%$37,950,996,725 ($14,334,289)

Other Medical (Non-Comprehensive)6. Specified/named disease 3,907,642 7,697,078 81,580,030$1,591,214,916 42.27%$525,122,534 $147,506,9097. Limited benefit 13,108,442 27,747,411 356,529,032$3,390,937,794 75.65%$2,567,048,275 ($1,841,188)8. Student 889,367 943,806 11,979,617$1,488,443,677 77.20%$1,148,978,712 $164,9639. Accident only or AD&D 64,414,114 139,793,974 1,283,256,574$3,638,880,052 43.97%$1,572,326,380 $27,869,18910. Disability income - short-term 10,681,988 25,329,490 253,091,005$5,420,209,161 65.12%$3,527,567,656 $1,845,00011. Disability income - long-term 16,533,399 46,244,406 418,509,731$12,618,918,531 80.92%$10,220,457,799 ($9,225,286)12. Long-term care 940,454 2,221,863 23,367,772$2,187,557,895 109.27%$1,262,959,388 $1,127,299,38113. Medicare supplement 2,820,326 2,909,269 34,556,303$6,530,211,421 80.59%$5,255,651,370 $7,346,47814. Federal Employees Health Benefit Plans 87,698 178,137 2,088,447$979,872,775 90.82%$889,627,416 $301,85415. Tricare 13,437 25,530 264,700$10,991,987 59.77%$6,569,531 $016. Dental 9,686,590 32,421,425 278,730,998$13,112,010,683 74.60%$9,782,835,455 ($1,561,206)17. Medicare 44 44 546$249,914 137.01%$342,410 $018. Medicare Part D - Stand-Alone 279,969 279,969 3,330,269$170,915,936 55.71%$95,215,562 $2,94219. Other group care 6,088,246 11,786,902 121,940,323$2,259,688,108 62.85%$1,413,448,307 $6,872,66120. Grand total group business 133,927,066 308,198,220 2,996,742,992$99,579,734,117 77.84%$76,219,147,515 $1,292,247,408

C. OTHER BUSINESS1. Credit (Individual and Group) 5,087,345 5,607,181 68,987,048$679,192,612 39.07%$233,925,377 $31,402,2142. Stop Loss/Excess Loss 10,812,151 38,337,657 442,305,445$11,714,534,574 78.95%$9,247,705,579 $556,8983. Administrative Services Only 4,639,047 28,444,087 339,461,282XXX XXXXXX XXX4. Administrative Services Contracts 130,074 2,731,763 31,749,316XXX XXXXXX XXX5. Grand Total Other Business 20,668,617 75,120,688 882,503,091$12,393,727,186 76.76%$9,481,630,955 $31,959,112

D. TOTAL BUSINESS1. Total Non U.S. Policy Forms 32,834,416 45,001,821 396,617,884$10,458,865,548 62.74%$5,607,956,074 $953,988,7982. Grand Total Individual, Group & Other Business 236,328,567 491,278,120 4,993,515,135$190,501,794,597 79.97%$144,429,757,795 $7,923,842,322

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 25

Page 30: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Life, Accident & Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

Part 1 - Individual Policies

Summary

$68,100,135,4251. U.S. forms direct business $53,166,297,359 $5,636,807,189 86.35%$9,906,056,3512. Other forms direct business $5,249,198,278 $953,999,138 62.62%

$78,006,191,7763. Total direct business $58,415,495,637 $6,590,806,326 83.33%$12,403,683,1594. Reinsurance assumed $11,514,158,756 $6,397,108,599 144.40%$16,592,234,1285. Less reinsurance ceded $15,429,595,183 $7,521,356,019 138.32%$73,817,640,8106. Total $54,500,059,209 $5,466,558,907 81.24%

Part 2 - Group Policies

Summary

$111,223,293,3781. U.S. forms direct business $85,436,126,822 $1,295,065,888 77.98%$515,741,8132. Other forms direct business $397,352,621 $144,031 77.07%

$111,739,035,1913. Total direct business $85,833,479,443 $1,295,209,919 77.98%$12,024,247,7284. Reinsurance assumed $11,692,675,256 $339,395,081 100.07%$28,713,130,5615. Less reinsurance ceded $24,002,495,136 $832,633,634 86.49%$95,050,152,3606. Total $73,523,659,560 $801,971,367 78.20%

Part 3 - Credit Policies (Individual and Group)

Summary

$734,130,8751. U.S. forms direct business $244,977,432 $31,481,088 37.66%$118,455,3582. Other forms direct business $15,126,989 $0 12.77%$852,586,2333. Total direct business $260,104,421 $31,481,088 34.20%

$92,530,4164. Reinsurance assumed $16,305,759 )$(241,077 17.36%$259,581,0465. Less reinsurance ceded $46,769,884 $2,238,809 18.88%$685,535,6006. Total $229,640,298 $29,001,202 37.73%

Part 4 - All Individual, Group and Credit Policies

Summary

$180,107,759,0771. U.S. forms direct business $138,885,694,459 $6,963,354,166 80.98%$10,490,054,1192. Other forms direct business $5,623,385,040 $954,143,169 62.70%

$190,597,813,1963. Total direct business $144,509,079,499 $7,917,497,334 79.97%$24,520,459,8054. Reinsurance assumed $23,222,904,498 $6,736,262,605 122.18%$45,564,945,7335. Less reinsurance ceded $39,478,860,201 $8,356,228,462 104.98%

$169,553,327,2696. Total $128,253,123,794 $6,297,531,477 79.36%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 26

Page 31: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

A. INDIVIDUAL BUSINESS1. Comprehensive Major Medical

$13,604,931,1511.1 With contract reserves $10,733,342,961 )$(160,785,036 1,521,943 2,259,378 29,564,24877.71%$50,863,252,3241.2 Without contract reserves $42,167,141,901 )$(146,717,617 6,105,605 9,101,138 118,668,31782.61%$64,468,183,4751.3 Subtotal $52,900,484,862 )$(307,502,653 7,627,548 11,360,516 148,232,56581.58%

2. Short-Term Medical)$(2962.1 With contract reserves )$(3,640 $0 0 0 01,229.73%

$18,011,9042.2 Without contract reserves $11,441,309 $0 10,563 13,828 156,64663.52%$18,011,6082.3 Subtotal $11,437,669 $0 10,563 13,828 156,64663.50%

3. Other Medical (Non-Comprehensive))$(805,7753.1 With contract reserves $574,591 )$(170,825 5,324 5,697 70,151(50.11)%

$386,8103.2 Without contract reserves $108,377 $0 2,730 3,533 44,66428.02%)$(418,9653.3 Subtotal $682,968 )$(170,825 8,054 9,230 114,815(122.24)%

4. Specified/Named Disease$6,062,0884.1 With contract reserves $2,934,551 $367,151 12,737 22,856 272,10454.46%$1,049,5874.2 Without contract reserves $1,120,378 $0 1,725 2,457 31,415106.74%$7,111,6754.3 Subtotal $4,054,929 $367,151 14,462 25,313 303,51962.18%

5. Limited Benefit$11,726,5835.1 With contract reserves $11,253,217 $20,024 1,760 1,760 19,05496.13%

$5,052,933,9735.2 Without contract reserves $4,497,359,497 )$(691,558 631,873 678,217 8,068,20688.99%$5,064,660,5565.3 Subtotal $4,508,612,714 )$(671,534 633,633 679,977 8,087,26089.01%

6. Student$06.1 With contract reserves $0 $0 0 0 0N/A

$127,505,2206.2 Without contract reserves $116,939,798 $0 81,445 81,890 763,52491.71%$127,505,2206.3 Subtotal $116,939,798 $0 81,445 81,890 763,52491.71%

7. Accident Only or AD&D$690,8707.1 With contract reserves $96,367 $43,012 8,923 9,425 112,76920.17%$484,6307.2 Without contract reserves $10,355 $0 85 85 1,2652.14%

$1,175,5007.3 Subtotal $106,722 $43,012 9,008 9,510 114,03412.74%8. Disability Income - Short-Term

$2,834,5928.1 With contract reserves $1,726,290 $10,146 938 941 17,04561.26%$08.2 Without contract reserves $0 $0 0 0 0N/A

$2,834,5928.3 Subtotal $1,726,290 $10,146 938 941 17,04561.26%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 27

Page 32: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Health

Premiums

countrywide

Earned Claims AmountIncurred

Contract ReservesChange in

Loss Ratio ¹or Certificates

Number of Policies

as of Dec 31 as of Dec 31Covered Lives

Number ofMemberMonths

A. INDIVIDUAL BUSINESS (Continued)9. Disability Income - Long-Term

$7,486,0119.1 With contract reserves $8,605,600 $300,109 27,392 27,473 329,564118.96%$09.2 Without contract reserves $0 $0 0 0 0N/A

$7,486,0119.3 Subtotal $8,605,600 $300,109 27,392 27,473 329,564118.96%10. Long-Term Care

$28,237,65210.1 With contract reserves $54,953,639 $12,076,726 16,279 16,593 202,933237.38%$428,769,31910.2 Without contract reserves $379,406,585 $0 20,017 20,017 243,24788.49%$457,006,97110.3 Subtotal $434,360,224 $12,076,726 36,296 36,610 446,18097.69%

11. Medicare Supplement (Medigap)$2,364,387,56111.1 With contract reserves $1,804,103,935 $29,605,027 992,640 997,444 11,948,61577.56%$7,824,189,99411.2 Without contract reserves $6,080,121,904 $79,880 3,149,821 3,159,322 37,896,94777.71%

$10,188,577,55511.3 Subtotal $7,884,225,840 $29,684,907 4,142,461 4,156,766 49,845,56277.67%12. Dental

$172,747,81612.1 With contract reserves $127,518,700 $12,446 397,194 641,215 7,745,34973.83%$1,213,774,88712.2 Without contract reserves $816,126,379 $3,045 2,285,651 3,377,452 41,397,37067.24%$1,386,522,70312.3 Subtotal $943,645,079 $15,491 2,682,845 4,018,667 49,142,71968.06%

13. State Children's Health Insurance Program$241,885,63513.1 With contract reserves $209,472,487 $0 199,431 199,431 2,098,17986.60%

$2,549,976,62813.2 Without contract reserves $2,121,876,979 $0 1,221,661 1,246,192 14,779,87683.21%$2,791,862,26313.3 Subtotal $2,331,349,466 $0 1,421,092 1,445,623 16,878,05583.51%

14. Medicare$17,789,919,17014.1 With contract reserves $15,017,074,890 )$(2,374,716 1,368,141 1,377,295 16,851,05784.40%

$123,493,649,57314.2 Without contract reserves $104,034,024,618 )$(7,291,827 11,422,543 11,423,064 135,184,87684.24%$141,283,568,74314.3 Subtotal $119,051,099,508 )$(9,666,543 12,790,684 12,800,359 152,035,93384.26%

15. Medicaid$18,121,303,13515.1 With contract reserves $16,010,072,772 )$(53,506,223 7,353,542 7,358,389 83,049,93688.05%

$154,626,054,62115.2 Without contract reserves $136,166,210,799 )$(130,133,067 32,259,251 32,354,469 393,316,97287.98%$172,747,357,75615.3 Subtotal $152,176,283,571 )$(183,639,290 39,612,793 39,712,858 476,366,90887.99%

16. Medicare Part D - Stand-Alone$66,528,11216.1 With contract reserves $52,862,331 $0 47,682 47,682 579,72779.46%

$11,258,585,37616.2 Without contract reserves $8,866,943,045 $0 14,185,430 14,185,430 167,476,67378.76%$11,325,113,48816.3 Subtotal $8,919,805,376 $0 14,233,112 14,233,112 168,056,40078.76%

17. Other Individual Business$1,058,978,19317.1 With contract reserves $1,070,753,839 $16,296 1,102,335 1,107,067 15,448,596101.11%

$557,262,49617.2 Without contract reserves $506,666,714 $0 177,271 234,160 1,820,45190.92%$1,616,240,68917.3 Subtotal $1,577,420,553 $16,296 1,279,606 1,341,227 17,269,04797.60%

18. Total Individual Business$53,476,912,49818.1 With contract reserves $45,105,342,530 )$(174,385,864 13,056,261 14,072,646 168,309,32584.02%

$358,015,887,34518.2 Without contract reserves $305,765,498,640 )$(284,751,144 71,555,671 75,881,254 919,850,44885.33%$411,492,799,84319. Grand total individual $350,870,841,171 )$(459,137,008 84,611,932 89,953,900 1,088,159,77385.16%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 28

Page 33: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

B. GROUP BUSINESSComprehensive Major Medical1. Single Employer1.1 Small employer 5,578,072 9,888,593 119,814,890$31,541,644$41,434,730,711 79.68%$52,041,793,5211.2 Other Employer 9,905,789 18,746,136 224,691,032($3,315,474)$79,957,157,855 83.83%$95,377,856,2171.3 Single employer subtotal 15,483,861 28,634,728 344,505,922$28,226,171$121,391,888,564 82.36%$147,419,649,7382. Multiple employer assns and trusts 649,229 1,268,151 15,893,704$12,132$5,725,403,574 85.48%$6,698,174,6113. Other associations and discretionary trusts 57,463 99,247 3,904,341$0$377,985,765 76.28%$495,517,1854. Other comprehensive major medical 629,885 1,004,805 9,285,893$0$4,105,773,779 86.96%$4,721,620,1435. Comprehensive/major medical subtotal 16,820,438 31,006,931 373,589,860$28,238,303$131,601,051,682 82.61%$159,334,961,678

Other Medical (Non-Comprehensive)6. Specified/named disease 46,946 109,853 1,203,254($315,825)$12,729,380 60.38%$20,560,5247. Limited benefit 2,550,962 31,106,478 370,746,782$22,034$1,850,466,590 78.47%$2,358,179,5198. Student 209,103 901,664 10,834,918$107,875$389,686,075 80.88%$481,944,6219. Accident only or AD&D 481,146 486,707 5,651,056$202,461$8,133,241 45.19%$18,447,12610. Disability income - short-term 1,832 3,563 44,034$0$158,155 24.83%$636,86011. Disability income - long-term 0 0 0($1,189,083)$839,261 (37.81)%$925,28212. Long-term care 12,784 12,784 155,572$17,533,573$19,092,107 188.81%$19,398,28013. Medicare supplement 169,625 172,669 2,054,725$675,210$356,429,533 76.17%$468,853,10414. Federal Employees Health Benefit Plans 3,252,708 6,698,959 80,660,023$19,163,476$34,447,209,441 93.53%$36,849,896,71715. Tricare 26,913 49,165 613,970$243,651$57,980,507 98.82%$58,918,94116. Dental 15,125,790 33,422,417 378,450,385($2,670,610)$8,132,073,675 77.84%$10,443,147,38317. Medicare 2,467,253 2,529,949 29,981,006$8,134,241$25,280,992,566 87.23%$28,990,256,22518. Medicare Part D - Stand-Alone 430,797 431,591 5,031,771$0$614,088,204 78.73%$779,981,08119. Other group care 2,999,280 5,174,833 64,412,387($2,451,441)$1,900,927,761 83.42%$2,275,873,92620. Grand total group business 44,595,577 112,107,563 1,323,429,743$67,693,865$204,671,858,177 84.57%$242,101,981,265

C. OTHER BUSINESS1. Credit (Individual and Group) 1 1 12$0$645 31.27%$2,0632. Stop Loss/Excess Loss 4,461,113 8,994,321 107,457,996$1,082,485$3,186,312,484 78.55%$4,057,591,2133. Administrative Services Only 9,694,839 21,562,363 259,553,681XXXXXX XXXXXX4. Administrative Services Contracts 26,644,532 89,008,438 1,033,505,320XXXXXX XXXXXX5. Grand Total Other Business 40,800,485 119,565,123 1,400,517,009$1,082,485$3,186,313,129 78.55%$4,057,593,276

D. TOTAL BUSINESS1. Total Non U.S. Policy Forms 134,785 261,696 3,142,734$94,546$75,175,194 68.26%$110,271,9662. Grand Total Individual, Group & Other Business 170,142,779 321,888,282 3,815,249,259($390,266,112)$558,804,187,674 84.90%$657,762,646,348

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 29

Page 34: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Health

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

Part 1 - Individual Policies

Summary

$407,054,165,7601. U.S. forms direct business $346,916,801,751 )$(470,441,607 85.11%$474,0812. Other forms direct business $22,539 $94,546 24.70%

$407,054,639,8413. Total direct business $346,916,824,290 )$(470,347,061 85.11%$8,790,005,3904. Reinsurance assumed $7,561,437,816 )$(44,965 86.02%

$14,064,092,0895. Less reinsurance ceded $12,906,613,262 $5,061,423 91.81%$401,780,553,1406. Total $341,571,648,845 )$(475,453,449 84.90%

Part 2 - Group Policies

Summary

$249,231,430,6651. U.S. forms direct business $210,914,131,692 $73,191,794 84.66%$15,819,1822. Other forms direct business $11,343,298 $0 71.71%

$249,247,249,8473. Total direct business $210,925,474,990 $73,191,794 84.65%$3,731,043,6034. Reinsurance assumed $3,033,809,416 $1,128,464 81.34%$4,415,348,3395. Less reinsurance ceded $3,648,448,548 $9,596,538 82.85%

$248,562,945,1126. Total $210,310,835,859 $64,723,720 84.64%

Part 3 - Credit Policies (Individual and Group)

Summary

$3,266,878,8501. U.S. forms direct business $2,859,354,038 $0 87.53%$02. Other forms direct business $0 $0 N/A

$3,266,878,8503. Total direct business $2,859,354,038 $0 87.53%$25,839,5474. Reinsurance assumed $12,733,959 $0 49.28%$92,832,4485. Less reinsurance ceded $65,702,890 $0 70.78%

$3,199,885,9506. Total $2,806,385,107 $0 87.70%

Part 4 - All Individual, Group and Credit Policies

Summary

$657,660,917,3431. U.S. forms direct business $559,001,033,194 )$(397,249,813 84.94%$16,293,2632. Other forms direct business $11,365,837 $94,546 70.34%

$657,677,210,6063. Total direct business $559,012,399,031 )$(397,155,267 84.94%$12,546,888,5404. Reinsurance assumed $10,607,981,191 $1,083,499 84.56%$18,565,106,1955. Less reinsurance ceded $16,614,434,750 $14,657,961 89.57%

$651,658,992,9506. Total $553,005,945,472 )$(410,729,729 84.80%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 30

Page 35: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Property/Casualty

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

A. INDIVIDUAL BUSINESS1. Comprehensive Major Medical

$2,067,0101.1 With contract reserves $2,181,213 )$(1,885,723 661 1,151 13,79614.30%$705,6901.2 Without contract reserves $1,579,558 $0 174 237 2,927223.83%

$2,772,7011.3 Subtotal $3,760,771 )$(1,885,723 835 1,388 16,72367.63%2. Short-Term Medical

$02.1 With contract reserves $0 $0 0 0 0N/A$10,718,0242.2 Without contract reserves $2,633,273 $0 51,892 54,114 88,26824.57%$10,718,0242.3 Subtotal $2,633,273 $0 51,892 54,114 88,26824.57%

3. Other Medical (Non-Comprehensive)$91,116,7753.1 With contract reserves $42,999,231 $428,960 392,909 442,922 5,357,47247.66%

$885,4903.2 Without contract reserves )$(7,046,299 )$(3,483 291 324 4,489(796.14)%$92,002,2653.3 Subtotal $35,952,932 $425,477 393,200 443,246 5,361,96139.54%

4. Specified/Named Disease$04.1 With contract reserves $0 $0 0 0 0N/A

$552,5634.2 Without contract reserves $325,356 $0 1,218 1,656 19,02158.88%$552,5634.3 Subtotal $325,356 $0 1,218 1,656 19,02158.88%

5. Limited Benefit$5015.1 With contract reserves )$(56 )$(9 1 1 12(12.97)%

$05.2 Without contract reserves $0 $0 0 0 0N/A$5015.3 Subtotal )$(56 )$(9 1 1 12(12.97)%

6. Student$06.1 With contract reserves $0 $0 0 0 0N/A$06.2 Without contract reserves $0 $0 0 0 0N/A$06.3 Subtotal $0 $0 0 0 0N/A

7. Accident Only or AD&D$502,5847.1 With contract reserves $93,645 )$(3,529 1,414 2,177 27,79217.93%

$7,245,9207.2 Without contract reserves $1,393,422 $177 108,096 112,430 904,15119.23%$7,748,5047.3 Subtotal $1,487,067 )$(3,352 109,510 114,607 931,94319.15%

8. Disability Income - Short-Term$6,175,6088.1 With contract reserves $3,974,751 $1,283,072 7,799 7,799 98,34585.14%

$123,312,4618.2 Without contract reserves $54,246,238 )$(20,084 244,158 340,234 3,826,47043.97%$129,488,0698.3 Subtotal $58,220,989 $1,262,988 251,957 348,033 3,924,81545.94%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 31

Page 36: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Property/Casualty

Premiums

countrywide

Earned Claims AmountIncurred

Contract ReservesChange in

Loss Ratio ¹or Certificates

Number of Policies

as of Dec 31 as of Dec 31Covered Lives

Number ofMemberMonths

A. INDIVIDUAL BUSINESS (Continued)9. Disability Income - Long-Term

$4,825,6339.1 With contract reserves $185,175 $138,133 2,958 2,958 36,8606.70%$15,054,7789.2 Without contract reserves $10,238,916 $0 8,710 8,710 105,75468.01%$19,880,4119.3 Subtotal $10,424,091 $138,133 11,668 11,668 142,61453.13%

10. Long-Term Care$543,440,86010.1 With contract reserves $871,690,152 $369,378,967 285,517 285,517 3,481,801228.37%

$010.2 Without contract reserves $0 $0 0 0 0N/A$543,440,86010.3 Subtotal $871,690,152 $369,378,967 285,517 285,517 3,481,801228.37%

11. Medicare Supplement (Medigap)$370,982,99511.1 With contract reserves $281,525,898 )$(59,953 127,334 127,357 1,856,92075.87%

$19,934,32211.2 Without contract reserves $12,747,064 $0 5,348 5,348 67,96263.95%$390,917,31811.3 Subtotal $294,272,962 )$(59,953 132,682 132,705 1,924,88275.26%

12. Dental$7,802,92812.1 With contract reserves $5,089,899 $0 0 0 065.23%$2,711,15212.2 Without contract reserves $24,163 $0 2,850 2,873 5,1360.89%

$10,514,08012.3 Subtotal $5,114,062 $0 2,850 2,873 5,13648.64%13. State Children's Health Insurance Program

$013.1 With contract reserves $0 $0 0 0 0N/A$013.2 Without contract reserves $0 $0 0 0 0N/A$013.3 Subtotal $0 $0 0 0 0N/A

14. Medicare$014.1 With contract reserves $0 $0 0 0 0N/A$014.2 Without contract reserves $0 $0 0 0 0N/A$014.3 Subtotal $0 $0 0 0 0N/A

15. Medicaid$015.1 With contract reserves $0 $0 0 0 0N/A$015.2 Without contract reserves $0 $0 0 0 0N/A$015.3 Subtotal $0 $0 0 0 0N/A

16. Medicare Part D - Stand-Alone$016.1 With contract reserves $0 $0 0 0 0N/A$016.2 Without contract reserves $0 $0 0 0 0N/A$016.3 Subtotal $0 $0 0 0 0N/A

17. Other Individual Business$4,588,89517.1 With contract reserves )$(5,928,169 )$(12,465 404,665 208,041 822(129.46)%

$74,556,92117.2 Without contract reserves $61,582,792 $0 368,141 734,253 2,584,89882.60%$79,145,81617.3 Subtotal $55,654,623 )$(12,465 772,806 942,294 2,585,72070.30%

18. Total Individual Business$1,031,503,78918.1 With contract reserves $1,201,811,740 $369,267,454 1,223,258 1,077,923 10,873,820152.31%

$255,677,32118.2 Without contract reserves $137,724,484 )$(23,390 790,878 1,260,179 7,609,07653.86%$1,287,181,10919. Grand total individual $1,339,536,222 $369,244,064 2,014,136 2,338,102 18,482,896132.75%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 32

Page 37: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Property/Casualty

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

B. GROUP BUSINESSComprehensive Major Medical1. Single Employer1.1 Small employer 27,960 95,521 1,461,93081.15%$0$448,540,439$552,756,9131.2 Other Employer 19,721 60,573 778,06491.91%$0$326,137,213$354,839,3201.3 Single employer subtotal 47,681 156,094 2,239,99485.35%$0$774,677,652$907,596,2332. Multiple employer assns and trusts 0 0 0N/A$0($2,708)$03. Other associations and discretionary trusts 5,726 8,781 129,54067.50%$0$14,722,419$21,811,2674. Other comprehensive major medical 188 10,113 121,26684.20%$0$36,858,690$43,775,1295. Comprehensive/major medical subtotal 53,595 174,988 2,490,80084.90%$0$826,256,053$973,182,629

Other Medical (Non-Comprehensive)6. Specified/named disease 6,144 66,797 979,07958.69%$2,294$3,628,833$6,187,0697. Limited benefit 41,183 280,018 2,045,60236.09%($9,499)$66,437,850$184,061,9898. Student 1,620 805,844 8,625,70768.89%$0$123,439,671$179,187,1879. Accident only or AD&D 39,929,911 86,815,143 878,502,40438.14%($6,386)$199,024,083$521,772,08010. Disability income - short-term 42,756 446,265 1,580,09049.19%$0$11,385,679$23,144,74011. Disability income - long-term 26,294 26,579 318,948184.08%$0$19,801,551$10,757,20412. Long-term care 186,845 186,845 2,333,287114.45%$94,985,428$113,381,401$182,054,51513. Medicare supplement 2 44 62466.21%($9,066)$67,847$88,78514. Federal Employees Health Benefit Plans 0 0 0N/A$0$74,480$015. Tricare 0 0 0N/A$0$0$016. Dental 24,238 92,750 736,07545.60%$0$12,473,230$27,353,66617. Medicare 0 0 0N/A$0$1,544$018. Medicare Part D - Stand-Alone 0 0 0N/A$0$0$019. Other group care 2,314,970 1,290,052 9,034,28857.29%$361,871$682,063,481$1,191,080,03620. Grand total group business 42,627,558 90,185,325 906,646,90465.28%$95,324,642$2,058,035,704$3,298,869,901

C. OTHER BUSINESS1. Credit (Individual and Group) 197,455 197,455 2,540,93617.04%$0$3,664,905$21,511,6122. Stop Loss/Excess Loss 595,068 32,972,299 122,802,12275.42%$18,709,722$963,949,029$1,302,969,2883. Administrative Services Only 0 0 0XXXXXXXXXXXX4. Administrative Services Contracts 0 0 0XXXXXXXXXXXX5. Grand Total Other Business 792,523 33,169,754 125,343,05874.47%$18,709,722$967,613,934$1,324,480,900

D. TOTAL BUSINESS1. Total Non U.S. Policy Forms 8,955,552 16,729,627 199,679,83633.12%$0$158,234,637$477,807,0172. Grand Total Individual, Group & Other Business 54,389,769 142,422,808 1,250,152,69478.37%$483,278,428$4,523,420,496$6,388,338,928

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 33

Page 38: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Property/Casualty

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

Part 1 - Individual Policies

Summary

$1,409,992,7631. U.S. forms direct business $1,422,409,834 $369,243,887 127.07%$199,236,6112. Other forms direct business $92,062,344 $0 46.21%

$1,609,229,3743. Total direct business $1,514,472,178 $369,243,887 117.06%$2,543,725,1674. Reinsurance assumed $2,618,536,212 $40,462,004 104.53%$1,157,421,2365. Less reinsurance ceded $1,153,400,163 $15,882,302 101.02%$2,995,533,3066. Total $2,979,608,227 $393,823,590 112.62%

Part 2 - Group Policies

Summary

$4,929,960,7901. U.S. forms direct business $3,131,093,661 $114,906,910 65.84%$231,040,4362. Other forms direct business $142,985,889 $0 61.89%

$5,161,001,2253. Total direct business $3,274,079,549 $114,906,910 65.67%$4,519,902,3794. Reinsurance assumed $2,280,640,886 $1,388,541 50.49%$4,418,965,4125. Less reinsurance ceded $2,574,388,694 $672,881 58.27%$5,261,938,1916. Total $2,980,331,739 $115,622,570 58.84%

Part 3 - Credit Policies (Individual and Group)

Summary

$21,544,1841. U.S. forms direct business $3,737,187 $0 17.35%$165,692,8582. Other forms direct business $26,934,350 $0 16.26%$187,237,0423. Total direct business $30,671,537 $0 16.38%

$949,1194. Reinsurance assumed $170,050 $0 17.92%$144,288,2305. Less reinsurance ceded $16,893,666 $0 11.71%

$43,897,9316. Total $13,947,921 $0 31.77%

Part 4 - All Individual, Group and Credit Policies

Summary

$6,445,754,2021. U.S. forms direct business $4,635,976,972 $484,150,797 79.43%$511,713,4412. Other forms direct business $183,246,293 $0 35.81%

$6,957,467,6433. Total direct business $4,819,223,264 $484,150,797 76.23%$7,064,576,6664. Reinsurance assumed $4,899,347,147 $41,850,545 69.94%$5,720,674,8775. Less reinsurance ceded $3,744,682,521 $16,555,183 65.75%$8,301,369,4326. Total $5,973,887,887 $509,446,159 78.10%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 34

Page 39: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Fraternal

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

A. INDIVIDUAL BUSINESS

1. Comprehensive Major Medical

1.1 With contract reserves 75 89 1,158$2,551,167 $3,601,663 171.95%$785,080

1.2 Without contract reserves 3 3 60$41,408 $412,147 995.33%$0

1.3 Subtotal 78 92 1,218$2,592,575 $4,013,810 185.10%$785,080

2. Short-Term Medical

2.1 With contract reserves 649 721 8,652$310,614 $211,629 55.92%($37,930)

2.2 Without contract reserves 0 0 0$0 $0 N/A$0

2.3 Subtotal 649 721 8,652$310,614 $211,629 55.92%($37,930)

3. Other Medical (Non-Comprehensive)

3.1 With contract reserves 14,473 17,235 215,426$2,682,653 $1,896,181 61.00%($259,679)

3.2 Without contract reserves 192 194 2,328$7,532 $1,402 (23.35)%($3,161)

3.3 Subtotal 14,665 17,429 217,754$2,690,185 $1,897,583 60.77%($262,840)

4. Specified/Named Disease

4.1 With contract reserves 26,102 26,116 322,404$5,545,291 $1,512,450 58.39%$1,725,438

4.2 Without contract reserves 15,967 22,311 188,135$979,399 $287,219 33.80%$43,857

4.3 Subtotal 42,069 48,427 510,539$6,524,690 $1,799,669 54.70%$1,769,295

5. Limited Benefit

5.1 With contract reserves 1,776 1,776 20,472$2,066,439 $481,565 23.30%$0

5.2 Without contract reserves 0 0 0$0 $0 N/A$0

5.3 Subtotal 1,776 1,776 20,472$2,066,439 $481,565 23.30%$0

6. Student

6.1 With contract reserves 0 0 0$0 $0 N/A$0

6.2 Without contract reserves 0 0 0$0 $0 N/A$0

6.3 Subtotal 0 0 0$0 $0 N/A$0

7. Accident Only or AD&D

7.1 With contract reserves 125,719 126,985 1,294,416$26,395,006 $9,325,716 45.41%$2,659,301

7.2 Without contract reserves 42,307 45,671 513,700$2,310,886 $666,155 29.64%$18,894

7.3 Subtotal 168,026 172,656 1,808,116$28,705,892 $9,991,871 44.14%$2,678,195

8. Disability Income - Short-Term

8.1 With contract reserves 7,763 7,763 96,723$1,640,560 $2,547,453 51.07%($1,709,640)

8.2 Without contract reserves 2,259 2,259 26,811$1,003,635 $730,976 68.34%($45,115)

8.3 Subtotal 10,022 10,022 123,534$2,644,195 $3,278,429 57.62%($1,754,755)

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 35

Page 40: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Fraternal

Premiums

countrywide

Earned Claims AmountIncurred

Contract ReservesChange in

Loss Ratio ¹or Certificates

Number of Policies

as of Dec 31 as of Dec 31Covered Lives

Number ofMemberMonths

A. INDIVIDUAL BUSINESS (Continued)9. Disability Income - Long-Term

$45,030,8449.1 With contract reserves $21,923,286 )$(3,786,665 73,108 73,315 891,69240.28%$4509.2 Without contract reserves )$(182,977 $0 0 0 8(40,661.56)%

$45,031,2949.3 Subtotal $21,740,309 )$(3,786,665 73,108 73,315 891,70039.87%10. Long-Term Care

$274,531,20710.1 With contract reserves $363,567,361 $548,813,702 160,989 175,537 2,116,740332.34%$1,02010.2 Without contract reserves )$(257 $0 2 2 24(25.20)%

$274,532,22710.3 Subtotal $363,567,104 $548,813,702 160,991 175,539 2,116,764332.34%11. Medicare Supplement (Medigap)

$237,171,72711.1 With contract reserves $174,604,921 $1,445,634 103,072 105,181 1,096,57374.23%$13,588,82411.2 Without contract reserves $9,822,299 $0 5,221 5,221 58,16772.28%

$250,760,55111.3 Subtotal $184,427,220 $1,445,634 108,293 110,402 1,154,74074.12%12. Dental

$012.1 With contract reserves $0 $0 0 0 0N/A$012.2 Without contract reserves $0 $0 0 0 0N/A$012.3 Subtotal $0 $0 0 0 0N/A

13. State Children's Health Insurance Program$013.1 With contract reserves $0 $0 0 0 0N/A$013.2 Without contract reserves $0 $0 0 0 0N/A$013.3 Subtotal $0 $0 0 0 0N/A

14. Medicare$014.1 With contract reserves $0 $0 0 0 12N/A$014.2 Without contract reserves $0 $0 0 0 0N/A$014.3 Subtotal $0 $0 0 0 12N/A

15. Medicaid$015.1 With contract reserves $0 $0 0 0 0N/A$015.2 Without contract reserves $0 $0 0 0 0N/A$015.3 Subtotal $0 $0 0 0 0N/A

16. Medicare Part D - Stand-Alone$016.1 With contract reserves $0 $0 0 0 0N/A$016.2 Without contract reserves $0 $0 0 0 0N/A$016.3 Subtotal $0 $0 0 0 0N/A

17. Other Individual Business$398,19117.1 With contract reserves $157,949 )$(162,298 13,710 14,469 184,740(1.09)%

$6,307,44017.2 Without contract reserves $4,104,279 )$(8,114 12,024 12,245 137,59864.94%$6,705,63117.3 Subtotal $4,262,228 )$(170,412 25,734 26,714 322,33861.02%

18. Total Individual Business$598,323,69918.1 With contract reserves $579,830,173 $549,472,942 527,436 549,187 6,249,008188.74%

$24,240,59418.2 Without contract reserves $15,841,243 $6,361 77,975 87,906 926,83165.38%$622,564,29319. Grand total individual $595,671,416 $549,479,303 605,411 637,093 7,175,839183.94%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 36

Page 41: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Fraternal

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

or Certificates

Number of Policies

as of Dec 31 as of Dec 31

Covered Lives

Number of

Member

Months

B. GROUP BUSINESSComprehensive Major Medical1. Single Employer1.1 Small employer 0 0 0$0$0 N/A$01.2 Other Employer 0 0 0$0$0 N/A$01.3 Single employer subtotal 0 0 0$0$0 N/A$02. Multiple employer assns and trusts 0 0 0$0$0 N/A$03. Other associations and discretionary trusts 0 0 0$0$0 N/A$04. Other comprehensive major medical 0 0 0$0$0 N/A$05. Comprehensive/major medical subtotal 0 0 0$0$0 N/A$0

Other Medical (Non-Comprehensive)6. Specified/named disease 0 0 0$0$0 N/A$07. Limited benefit 0 0 0$0$0 N/A$08. Student 0 0 0$0$0 N/A$09. Accident only or AD&D 0 0 0$0$0 N/A$010. Disability income - short-term 0 0 0$0$80,487 N/A$011. Disability income - long-term 0 0 0$0$19,858 N/A$012. Long-term care 0 0 0$0$0 N/A$013. Medicare supplement 0 0 0$0$0 N/A$014. Federal Employees Health Benefit Plans 0 0 0$0$0 N/A$015. Tricare 0 0 0$0$0 N/A$016. Dental 0 0 0$0$0 N/A$017. Medicare 0 0 0$0$0 N/A$018. Medicare Part D - Stand-Alone 0 0 0$0$0 N/A$019. Other group care 0 0 0$0$0 N/A$020. Grand total group business 0 0 0$0$100,345 N/A$0

C. OTHER BUSINESS1. Credit (Individual and Group) 0 0 0$0$0 N/A$02. Stop Loss/Excess Loss 5 2,402 29,233$0$2,763,933 76.20%$3,627,1483. Administrative Services Only 0 0 0XXXXXX XXXXXX4. Administrative Services Contracts 0 0 0XXXXXX XXXXXX5. Grand Total Other Business 5 2,402 29,233$0$2,763,933 76.20%$3,627,148

D. TOTAL BUSINESS1. Total Non U.S. Policy Forms 6,181 6,170 73,812$3,222,848$1,788,073 128.33%$3,904,7622. Grand Total Individual, Group & Other Business 611,597 645,665 7,278,884$552,702,151$600,323,767 182.99%$630,096,203

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 37

Page 42: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Aggregated Totals for Fraternal

Premiums

countrywide

Earned Claims Amount

Incurred

Contract Reserves

Change in

Loss Ratio ¹

Part 1 - Individual Policies

Summary

$622,569,7591. U.S. forms direct business $595,776,301 $549,434,034 183.95%$3,958,9842. Other forms direct business $1,829,511 $3,221,959 127.60%

$626,528,7433. Total direct business $597,605,812 $552,655,993 183.59%$04. Reinsurance assumed $0 $0 N/A

$121,499,2165. Less reinsurance ceded $86,675,718 $1,761,108 72.79%$505,029,5276. Total $510,930,094 $550,894,885 210.25%

Part 2 - Group Policies

Summary

$3,627,1481. U.S. forms direct business $2,864,278 $0 78.97%$02. Other forms direct business $0 $0 N/A

$3,627,1483. Total direct business $2,864,278 $0 78.97%$04. Reinsurance assumed $0 $0 N/A

$231,4455. Less reinsurance ceded $104,692 $0 45.23%$3,395,7046. Total $2,759,586 $0 81.27%

Part 3 - Credit Policies (Individual and Group)

Summary

$01. U.S. forms direct business $0 $0 N/A$02. Other forms direct business $0 $0 N/A$03. Total direct business $0 $0 N/A$04. Reinsurance assumed $0 $0 N/A$05. Less reinsurance ceded $0 $0 N/A$06. Total $0 $0 N/A

Part 4 - All Individual, Group and Credit Policies

Summary

$626,196,9071. U.S. forms direct business $598,640,579 $549,434,034 183.34%$3,958,9842. Other forms direct business $1,829,511 $3,221,959 127.60%

$630,155,8913. Total direct business $600,470,090 $552,655,993 182.99%$04. Reinsurance assumed $0 $0 N/A

$121,730,6615. Less reinsurance ceded $86,780,410 $1,761,108 72.74%$508,425,2316. Total $513,689,680 $550,894,885 209.39%

¹ Loss Ratio = (Incurred Claims Amount + Change in Contract Reserves) / Premiums Earned

© 2018 National Association of Insurance Commissioners 38

Page 43: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

Accident and Health Policy Experience Report

Individual Business

© 2018 National Association of Insurance Commissioners 39

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Page Intentionally Left Blank

© 2018 National Association of Insurance Commissioners 40

Page 45: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

Market Share for the Top 125 Insurers

Individual Business

© 2018 National Association of Insurance Commissioners 41

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Page Intentionally Left Blank

© 2018 National Association of Insurance Commissioners 42

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Grand Total for Individual Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$77,123,772,857 16,409,316UNITEDHEALTH GRP7071 16,234,49082.55% 16.02% 16.02%

$41,873,435,710 10,270,144HUMANA GRP1192 9,977,49381.46% 8.70% 24.72%

$36,913,839,668 7,562,060ANTHEM INC GRP6713 7,046,52684.26% 7.67% 32.38%

$28,698,413,298 5,500,576CENTENE CORP GRP12954 5,382,89287.40% 5.96% 38.34%

$28,514,551,821 5,739,140AETNA GRP15 5,662,64582.04% 5.92% 44.27%

$16,854,309,713 3,675,274MOLINA HEALTHCARE INC GRP15316 3,445,20486.04% 3.50% 47.77%

$15,304,596,781 4,007,179WELLCARE GRP11997 4,006,49484.78% 3.18% 50.94%

$13,210,461,615 2,165,536INDEPENDENCE HLTH GRP INC GRP9368 2,075,06691.61% 2.74% 53.69%

$12,473,003,865 2,802,768HCSC GRP9179 2,400,67284.00% 2.59% 56.28%

$8,591,943,109 1,735,466CARESOURCE GRP368310 1,694,61086.24% 1.78% 58.06%

$8,590,151,460 2,468,664CIGNA HLTH GRP90111 2,190,97785.20% 1.78% 59.85%

$8,317,494,813 1,459,455GUIDEWELL MUT HOLDING GRP53612 1,087,19081.70% 1.73% 61.57%

$7,774,474,417 1,310,291BCBS OF NJ GRP120213 1,224,70888.55% 1.61% 63.19%

$6,183,852,731 876,500HIGHMARK GRP81214 841,70783.22% 1.28% 64.47%

$5,563,587,131 974,048BCBS OF NC GRP75815 747,23772.28% 1.16% 65.63%

$4,793,916,673 755,906UPMC HLTH SYSTEM GRP132416 755,90689.97% 1.00% 66.63%

$4,790,986,756 19,422,176AFLAC GRP37017 10,317,67054.49% 1.00% 67.62%

$4,438,590,498 815,882BCBS OF TN GRP349818 785,54180.69% 0.92% 68.54%

$4,119,968,657 781,150BCBS OF MI GRP57219 695,99082.56% 0.86% 69.40%

$3,903,584,563 669,107KAISER FOUNDATION GRP60120 535,643104.82% 0.81% 70.21%

$3,810,937,123 825,032BCBS OF MN GRP46121 812,82185.88% 0.79% 71.00%

$3,648,330,838 904,879CAIDAN ENTERPRISES INC GRP464022 904,87990.57% 0.76% 71.76%

$3,577,078,804 4,569,208CVS CAREMARK GRP466723 4,567,21879.14% 0.74% 72.50%

$3,213,246,889 2,215,277MUTUAL OF OMAHA GRP26124 2,035,88675.97% 0.67% 73.17%

$2,931,026,589 428,744EMBLEM HLTH GRP112725 396,26091.91% 0.61% 73.78%

$2,793,037,618 283,846MEDICA GRP155226 250,44787.29% 0.58% 74.36%

$2,737,619,164 380,882UCARE GRP438027 373,35188.93% 0.57% 74.93%

$2,521,074,495 1,080,137GENWORTH FIN GRP401128 979,677142.15% 0.52% 75.45%

$2,486,951,723 457,185LIFETIME HLTHCARE GRP118629 449,85791.14% 0.52% 75.97%

$2,457,869,100 3,591,192UNUM GRP56530 3,566,321106.42% 0.51% 76.48%

$2,330,974,209 336,729GEISINGER INS GRP114331 325,20684.88% 0.48% 76.96%

$2,281,861,896 555,300BCBS OF AL GRP57032 458,83380.36% 0.47% 77.43%

$2,275,764,725 148,728HEALTHFIRST INC GRP477833 148,72887.34% 0.47% 77.91%

© 2018 National Association of Insurance Commissioners 43

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Grand Total for Individual Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$2,046,746,024 362,069SPECTRUM HLTH GRP338334 321,28387.99% 0.43% 78.33%

$2,032,431,450 282,786HEALTH PARTNERS PLANS INC9506635 282,78679.52% 0.42% 78.75%

$2,017,814,957 557,558BCBS OF SC GRP66136 480,28284.51% 0.42% 79.17%

$1,998,325,407 558,396TRIPLE S GRP480237 539,82385.97% 0.42% 79.59%

$1,963,797,620 335,875CAMBIA HEALTH SOLUTIONS INC120738 270,59583.40% 0.41% 80.00%

$1,932,183,073 318,361UNIVERSITY HLTH CARE INC5262139 318,36190.24% 0.40% 80.40%

$1,873,711,199 267,023NEIGHBORHOOD HLTH PLAN INC1110940 254,11692.96% 0.39% 80.79%

$1,856,503,727 394,598INDIANA UNIVERSITY HLTH GRP463741 394,59894.93% 0.39% 81.17%

$1,810,233,121 1,053,995NORTHWESTERN MUT GRP86042 1,053,99555.92% 0.38% 81.55%

$1,778,419,490 282,836MVP GRP119843 271,47288.66% 0.37% 81.92%

$1,684,857,003 1,395,214CNO FINANCIAL GRP23344 1,161,34796.61% 0.35% 82.27%

$1,679,914,714 202,014MEDICAL CARD SYSTEM INC GRP130145 199,04084.32% 0.35% 82.62%

$1,659,695,146 498,483ARKANSAS BCBS GRP87646 379,36386.04% 0.34% 82.96%

$1,654,220,579 231,040PRESBYTERIAN HLTHCARE SERV GRP48147 226,58185.14% 0.34% 83.30%

$1,644,449,872 283,869HEALTHPARTNERS GRP125848 260,32289.35% 0.34% 83.65%

$1,617,954,110 313,935BOSTON MEDICAL CENTER HLTH PLAN INC1320349 296,71793.43% 0.34% 83.98%

$1,564,343,396 465,358TEXAS CHILDRENS HLTH PLAN INC9532950 465,35891.85% 0.32% 84.31%

$1,562,898,108 129,577AMERICAS 1ST CHOICE GRP475551 129,57765.25% 0.32% 84.63%

$1,494,786,575 422,895HARRIS HLTH GRP489252 363,84090.42% 0.31% 84.94%

$1,464,624,616 385,320CAREFIRST INC GRP38053 274,00491.81% 0.30% 85.25%

$1,374,173,366 435,962BCBS OF MA GRP363754 415,96595.50% 0.29% 85.53%

$1,365,094,163 307,649IHC INC GRP88055 224,88186.65% 0.28% 85.82%

$1,363,273,417 198,756NEIGHBORHOOD HLTH PLAN OF RI INC9540256 198,75690.45% 0.28% 86.10%

$1,361,866,144 656,602JOHN HANCOCK GRP90457 656,545134.17% 0.28% 86.38%

$1,342,109,229 257,545VANGUARD HLTH VENTURES GRP121258 256,38883.50% 0.28% 86.66%

$1,295,773,891 224,917HAWAII MEDICAL SERV ASSN4994859 219,69185.64% 0.27% 86.93%

$1,284,148,443 148,104INDEPENDENT HLTH ASSN GRP489460 144,99088.91% 0.27% 87.20%

$1,277,483,133 457,747TUFTS GRP474261 452,44288.11% 0.27% 87.46%

$1,182,758,309 180,719PROVIDENCE HLTH GRP478862 144,37689.88% 0.25% 87.71%

$1,097,793,520 786,870METROPOLITAN GRP24163 381,050158.58% 0.23% 87.94%

$1,088,930,970 292,294COMMUNITY HLTH PLAN OF WA4704964 292,29489.47% 0.23% 88.16%

$1,056,594,808 218,770SENTARA HLTH MGMT GRP118365 213,50991.02% 0.22% 88.38%

$1,025,335,963 190,475LOUISIANA HLTH SERV GRP43866 144,22476.50% 0.21% 88.59%

© 2018 National Association of Insurance Commissioners 44

Page 49: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Grand Total for Individual Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$963,376,633 23,629ELDERPLAN INC9566267 23,62984.36% 0.20% 88.79%

$888,700,011 372,334WELLMARK INC GRP77068 337,33179.74% 0.18% 88.98%

$887,106,632 96,793MAGELLAN HLTH INC GRP126069 96,79378.74% 0.18% 89.16%

$885,146,240 91,820HEALTH NOW NY INC5520470 88,17093.98% 0.18% 89.35%

$878,408,773 213,778MEDICAL MUT OF OH GRP73071 158,59793.72% 0.18% 89.53%

$867,014,760 138,454CDPHP INC GRP470872 136,87391.98% 0.18% 89.71%

$860,258,136 197,626MCLAREN HLTH GRP470073 196,77092.36% 0.18% 89.89%

$842,827,470 187,266CAPITAL BLUE CROSS GRP123074 155,18479.54% 0.18% 90.06%

$832,457,758 71,024FALLON GRP474175 68,22089.88% 0.17% 90.24%

$818,655,951 3,558,642MCNA GRP473076 3,558,64283.57% 0.17% 90.41%

$807,011,516 129,681PREMERA BLUE CROSS GRP96277 101,66580.84% 0.17% 90.57%

$806,450,611 1,143,734AEGON US HOLDING GRP46878 808,875133.64% 0.17% 90.74%

$801,181,370 131,448SECURITY HLTH PLAN OF WI INC9688179 124,36391.80% 0.17% 90.91%

$799,412,763 3,722,974TORCHMARK CORP GRP29080 2,515,79961.93% 0.17% 91.07%

$796,665,987 0HEALTH SUN HLTH PLANS1012281 084.74% 0.17% 91.24%

$788,718,161 100,363MEDSTAR FAMILY CHOICE1422782 100,36393.24% 0.16% 91.40%

$771,854,006 439,885GUARDIAN LIFE GRP42983 396,98677.67% 0.16% 91.56%

$768,329,104 0PEOPLES HLTH INC1360784 085.00% 0.16% 91.72%

$741,891,493 133,105BCBS OF RI5347385 118,27588.00% 0.15% 91.88%

$728,036,962 329,911MASS MUT LIFE INS GRP43586 341,55790.47% 0.15% 92.03%

$718,071,856 296,988BCBS OF KS GRP43087 252,48691.14% 0.15% 92.18%

$713,706,195 895,340STATE FARM GRP17688 845,29689.92% 0.15% 92.33%

$707,871,211 108,991NETWORK HLTH GRP267889 105,68087.62% 0.15% 92.47%

$699,890,700 64,093ESSENCE HLTHCARE INC1169990 64,09375.93% 0.15% 92.62%

$673,469,707 144,663BCBS OF AZ INC5358991 106,65863.55% 0.14% 92.76%

$661,370,024 171,127DRISCOLL CHILDRENS HLTH PLAN9580992 171,12785.02% 0.14% 92.89%

$658,942,345 0MEDISUN INC9598293 088.38% 0.14% 93.03%

$634,125,812 555,678EXPRESS SCRIPTS HOLDING GRP481394 555,67897.37% 0.13% 93.16%

$619,692,220 126,137BCBS OF KC GRP53795 97,22179.11% 0.13% 93.29%

$619,171,329 79,994AVMED INC9526396 57,38994.08% 0.13% 93.42%

$614,849,342 55,041CHE TRINITY INC GRP283897 55,04185.36% 0.13% 93.55%

$606,967,478 48,774VIVA HLTH INC9532298 48,66383.70% 0.13% 93.67%

$577,309,132 71,541CARLE HOLDING CO GRP119299 57,56285.30% 0.12% 93.79%

© 2018 National Association of Insurance Commissioners 45

Page 50: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Grand Total for Individual Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$564,704,689 116,104HARVARD PILGRIM HLTH CARE GRP595100 100,81386.92% 0.12% 93.91%

$552,710,418 82,775BLUE CROSS OF ID GRP1290101 62,16970.05% 0.11% 94.03%

$548,126,680 61,360HENRY FORD HLTH SYSTEM GRP1311102 53,48793.93% 0.11% 94.14%

$541,121,611 199,902PARKLAND COMM HLTH PLAN INC95414103 382.94% 0.11% 94.25%

$531,245,969 0CHUBB LTD GRP626104 055.56% 0.11% 94.36%

$524,739,837 107,108HEALTH PLAN GRP1297105 107,01893.07% 0.11% 94.47%

$495,318,604 135,239COMMUNITY FIRST GRP2738106 135,13089.93% 0.10% 94.57%

$495,285,060 56,087HEALTH FIRST GRP4740107 50,15481.28% 0.10% 94.68%

$493,846,209 57,544PACIFICSOURCE HLTH PLAN GRP4704108 48,60085.06% 0.10% 94.78%

$482,574,232 105,323FAMILY HLTH NETWORK GRP4843109 105,323100.65% 0.10% 94.88%

$472,636,884 74,397BAYSTATE HLTH GRP4756110 72,53493.53% 0.10% 94.98%

$459,531,391 193,881PRINCIPAL FIN GRP332111 193,88162.79% 0.10% 95.07%

$427,362,696 74,452CATHOLIC HLTH INITIATIVES GRP4807112 72,54191.06% 0.09% 95.16%

$420,100,549 91,597SCOTT & WHITE GRP600113 87,61785.66% 0.09% 95.25%

$418,666,965 135,111TENNESSEE RURAL HLTH GRP4677114 100,01398.60% 0.09% 95.34%

$412,233,764 0SENIOR WHOLE HLTH OF NY INC12776115 00.00% 0.09% 95.42%

$404,219,898 229,438OREGON DENTAL GRP1313116 210,21391.23% 0.08% 95.51%

$388,446,146 352,869PHYSICIANS MUT GRP367117 317,90978.38% 0.08% 95.59%

$388,193,343 104,699DEAN HLTH GRP1294118 92,03096.92% 0.08% 95.67%

$384,536,981 110,912FIRSTCARE GRP3549119 104,69786.10% 0.08% 95.75%

$382,574,883 279,877AMERICAN ENTERPRISE MUT GRP3527120 260,78172.01% 0.08% 95.83%

$380,909,238 35,795SANFORD HLTH GRP1246121 30,02795.71% 0.08% 95.91%

$368,051,817 0ALOHA CARE95853122 090.99% 0.08% 95.98%

$366,083,136 80,665UNIVERSITY HLTH CARE & GUNDERSEN LUT4870123 75,85990.72% 0.08% 96.06%

$348,367,282 222,436AMERIPRISE FIN GRP4124 222,436163.72% 0.07% 96.13%

$346,066,410 31,887KS PLAN ADMINISTRATORS LLC12827125 31,88790.16% 0.07% 96.20%

$481,472,012,992 155,886,487GRAND TOTAL 136,129,94785.58% 100.00%

© 2018 National Association of Insurance Commissioners 46

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Top 25 Groups by Company

Individual Business

© 2018 National Association of Insurance Commissioners 47

Page 52: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

Page Intentionally Left Blank

© 2018 National Association of Insurance Commissioners 48

Page 53: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$77,123,772,857 16,409,31616,234,490UNITEDHEALTH GRP7071 82.55% 16.02%$51,806,397 127ALL SAVERS INS CO82406 (71.02)%

$2,569,148,354 482,719482,719AMERICHOICE OF NJ INC95497 86.91%

$1,376,941,281 108,697108,697CARE IMPROVEMENT PLUS OF TX INS CO12558 83.30%

$1,248,125,224 99,83399,833CARE IMPROVEMENT PLUS S CENTRAL INS12567 79.41%

$130,998,987 12,96312,963CARE IMPROVEMENT PLUS WI INS CO14041 80.83%

$221,519,589 355,789240,435GOLDEN RULE INS CO62286 59.77%

$15,318,128 2,0211,249HARKEN HLTH INS CO79480 75.50%

$1,865,818,605 367,769354,110HEALTH PLAN OF NV96342 84.42%

$0 00MEDICA HLTH PLANS OF FL INC12756 N/A

$547,945,039 42,01042,010MEDICA HLTHCARE PLANS INC12155 89.71%

$34,701 355207NATIONAL PACIFIC DENTAL INC95251 88.25%

$0 00NEIGHBORHOOD HLTH PARTNERSHIP INC95123 N/A

$431,322 2,8121,683NEVADA PACIFIC DENTAL INC95758 71.59%

$59,161,215 1,288930OXFORD HLTH INS INC78026 62.14%

$1,415,464,382 135,995135,995OXFORD HLTH PLANS CT INC96798 78.69%

$376,712,660 27,57927,579OXFORD HLTH PLANS NJ INC95506 71.21%

$875,713,089 88,44888,448OXFORD HLTH PLANS NY INC95479 90.58%

$9,996,162 3,4843,484PACIFICARE LIFE & HLTH INS CO70785 79.22%

$668,310 00PACIFICARE OF AZ INC95617 (12.19)%

$2,480,475,108 246,446246,446PACIFICARE OF CO INC95434 82.73%

)$(201,255 00PACIFICARE OF NV INC95685 0.00%

$769,038,134 68,63868,638PHYSICIANS HLTH CHOICE OF TX LLC11494 90.16%

$1,751,218,434 164,871164,871PREFERRED CARE PARTNERS INC11176 86.35%

$0 00ROCKY MOUNTAIN HLTHCARE OPTIONS INC47004 N/A

$282,021,987 72,48371,342ROCKY MOUNTAIN HMO INC95482 86.12%

$409,882,258 58,49047,939SIERRA HLTH & LIFE INS CO INC71420 80.40%

$474,217,187 834,423834,423SYMPHONIX HLTH INS INC84549 92.87%

$1,151,874,370 257,245257,245UNITED HLTH CARE OF MS INC95716 89.59%

$2,527,515,049 767,972767,953UNITED HLTHCARE INS CO OF NY60093 82.84%

$805,292,498 227,776223,380UNITED HLTHCARE MID ATLANTIC INC95025 81.59%

© 2018 National Association of Insurance Commissioners 49

Page 54: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

)$(5,963,952 484484UNITED HLTHCARE OF AL INC957841 0.00%

$804,212 00UNITED HLTHCARE OF AR INC95446 (252.41)%

$160,028 2119UNITED HLTHCARE OF AZ INC96016 (22.84)%

$649,778 00UNITED HLTHCARE OF CO INC95090 (1.38)%

$1,880,185,446 285,613285,613UNITED HLTHCARE OF FL INC95264 87.37%

$124,993,147 13,74313,743UNITED HLTHCARE OF GA INC95850 74.16%

$1,402,769 33UNITED HLTHCARE OF KY LTD96644 (32.16)%

$2,073,827,350 438,114438,114UNITED HLTHCARE OF LA INC95833 82.27%

$2,505,809,706 274,869274,869UNITED HLTHCARE OF MIDLANDS INC95591 78.35%

)$(853,655 98UNITED HLTHCARE OF OH INC95186 0.00%

$648,636,704 65,14965,149UNITED HLTHCARE OF UT INC95501 89.14%

$3,096,036,178 228,262228,262UNITEDHEALTHCARE BENEFITS OF TX INC95174 87.29%

$1,066,092,720 254,772254,772UNITEDHEALTHCARE COMM PLAN INC95467 87.39%

$2,245,472,329 312,886312,886UNITEDHEALTHCARE COMM PLAN OF OH INC12323 80.92%

$2,367,740,458 269,526269,526UNITEDHEALTHCARE COMM PLAN OF TX LLC11141 88.97%

$19,427,449,225 6,387,7176,384,681UNITEDHEALTHCARE INS CO79413 80.84%

$20,962,308 74,10851,735UNITEDHEALTHCARE LIFE INS CO97179 (22.37)%

$0 00UNITEDHEALTHCARE OF IL INC95776 N/A

$1,326,164,621 296,047296,047UNITEDHEALTHCARE OF MIDWEST INC96385 88.42%

$1,260,252 1111UNITEDHEALTHCARE OF NC INC95103 (1,351.32)%

$966,717,819 141,370141,357UNITEDHEALTHCARE OF NEW ENGLAND INC95149 85.62%

$790,313,586 88,04788,047UNITEDHEALTHCARE OF NM INC13214 80.98%

$4,412,633,059 727,971726,102UNITEDHEALTHCARE OF NY INC95085 82.12%

$1,221,270,972 121,017121,017UNITEDHEALTHCARE OF OR INC95893 83.26%

$1,235,383,215 263,531263,531UNITEDHEALTHCARE OF PA INC95220 80.75%

$42,776 44UNITEDHEALTHCARE OF TX INC95765 217.38%

$859,981,483 224,950224,950UNITEDHEALTHCARE OF WA INC48038 86.93%

$5,264,299,434 580,212580,212UNITEDHEALTHCARE OF WI INC95710 76.14%

$3,863,603,514 903,434903,434UNITEDHEALTHCARE PLAN OF THE RIVER V95378 84.22%

$311,560,160 27,32827,328UNITEDHEATHCARE OF OK INC96903 76.96%

© 2018 National Association of Insurance Commissioners 50

Page 55: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$41,873,435,710 10,270,1449,977,493HUMANA GRP1192 81.46% 8.70%$803,574,710 79,53379,533ARCADIAN HLTH PLAN INC12151 86.85%

$1,688,483,502 109,268109,268CAREPLUS HLTH PLANS INC95092 82.53%

$1,355,975,121 116,283116,283CARITEN HLTH PLAN INC95754 77.67%

$160,584,643 18,52018,520CHA HMO INC95158 86.91%

$14,298,389 122,29485,313COMPBENEFITS CO52015 35.38%

$5,174,373 31,31022,702COMPBENEFITS DENTAL INC11228 52.59%

$3,315,348 20,04914,209COMPBENEFITS INS CO60984 75.79%

$7,486,535 40,34929,360DENTICARE INC95161 33.75%

$739,112,814 67,32867,328HUMANA BENEFIT PLAN OF IL INC60052 79.55%

$482,754,591 83,05872,571HUMANA EMPLOYERS HLTH PLAN GA INC95519 82.38%

$1,620,138,358 175,236168,142HUMANA HLTH BENEFIT PLAN OF LA INC95642 80.97%

$128,091,492 14,47714,477HUMANA HLTH CO OF NY INC13558 92.41%

$836,414,516 100,473100,473HUMANA HLTH INS CO OF FL INC69671 85.97%

$7,252,261,859 756,823755,415HUMANA HLTH PLAN INC95885 84.77%

$7,628,497 1,203778HUMANA HLTH PLAN OF OH INC95348 (1.06)%

$55,156,139 5,2063,651HUMANA HLTH PLAN OF TX INC95024 56.83%

$248,649,851 33,29733,297HUMANA HLTH PLANS OF PR95721 92.45%

$16,468,947,501 7,022,7196,904,023HUMANA INS CO73288 77.42%

$12,555,847 5,5975,597HUMANA INS CO OF KY60219 76.16%

$201,287,338 168,577166,616HUMANA INS CO OF NY12634 77.00%

$14,137,065 9,0739,073HUMANA INS CO OF PR INC84603 68.62%

$7,971,898,589 813,114809,732HUMANA MEDICAL PLAN INC95270 84.54%

$77,261,747 10,6109,563HUMANA MEDICAL PLAN OF MI INC14224 85.25%

$97,854,771 10,96610,966HUMANA MEDICAL PLAN OF PA INC14462 82.36%

$39,770,587 5,3395,339HUMANA MEDICAL PLAN OF UT INC12908 82.14%

$34,451,101 3,0443,044HUMANA REGIONAL HLTH PLAN INC12282 77.02%

$1,180,408,477 110,102110,102HUMANA WI HLTH ORG INS CORP95342 83.04%

$63,235,598 165,473125,737HUMANADENTAL INS CO70580 64.82%

$228,286,080 30,14930,149INDEPENDENT CARE HLTH PLAN11695 83.38%

$70,827,536 125,98484,917KANAWHA INS CO65110 264.72%

© 2018 National Association of Insurance Commissioners 51

Page 56: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$3,412,735 14,69011,315THE DENTAL CONCERN INC547392 45.45%

$36,913,839,668 7,562,0607,046,526ANTHEM INC GRP6713 84.26% 7.67%$19,431,350 1,9351,935AMERIGROUP COMM CARE OF NM INC12354 86.42%

$63,219,412 52,07552,075AMERIGROUP DC INC16168 88.91%

$963,643,024 152,884152,884AMERIGROUP INS CO14078 82.48%

$1,231,185,528 190,441190,441AMERIGROUP IOWA INC15807 101.08%

$986,482,547 124,547124,547AMERIGROUP KS INC14276 90.84%

$947,539,326 245,898245,898AMERIGROUP LA INC14064 83.28%

$1,096,534,863 278,752278,752AMERIGROUP MD INC95832 81.01%

$1,365,920,211 194,268194,268AMERIGROUP NJ INC95373 83.11%

$645,316,495 185,416185,416AMERIGROUP NV INC12586 86.00%

$0 00AMERIGROUP OH INC DBA COMM CARE10767 N/A

$1,777,324,747 413,820413,820AMERIGROUP TN INC12941 80.38%

$3,838,900,643 685,097685,097AMERIGROUP TX INC95314 84.93%

$602,509,869 146,811146,811AMERIGROUP WASHINGTON INC14073 82.06%

$1,174,451,737 366,813366,813AMGP GA MANAGED CARE CO INC12229 82.54%

$736,561,770 298,199241,223ANTHEM BLUE CROSS LIFE & HLTH INS CO62825 77.92%

$754,371,906 122,946103,801ANTHEM HLTH PLANS INC60217 86.93%

$843,363,783 237,576191,712ANTHEM HLTH PLANS OF KY INC95120 80.02%

$231,642,195 47,98540,316ANTHEM HLTH PLANS OF ME INC52618 80.95%

$128,336,482 41,97938,536ANTHEM HLTH PLANS OF NH53759 75.56%

$488,505,809 186,084162,769ANTHEM HLTH PLANS OF VA INC71835 68.83%

$4,439,684,153 829,088806,566ANTHEM INS CO INC28207 87.26%

$665,626,399 129,425129,425ANTHEM KY MANAGED CARE PLAN INC15543 84.55%

$42,252 1515ANTHEM LIFE INS CO61069 7.21%

$1,582,550,076 253,420160,174BCBS HLTHCARE PLAN OF GA INC96962 86.93%

$201,545,504 102,97890,898BCBS OF GA INC54801 77.43%

$82,669,265 30,34328,225BCBS OF WI54003 64.14%

$148,467,512 12,88212,882CAREMORE HLTH PLAN OF AZ INC13562 80.52%

$97,755,414 7,7347,734CAREMORE HLTH PLAN OF NV13605 88.59%

© 2018 National Association of Insurance Commissioners 52

Page 57: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$2,042,605,406 297,741257,173COMMUNITY INS CO103453 81.23%

$348,586,119 108,400102,927COMPCARE HLTH SERV INS CORP95693 81.67%

$119,555,992 27,69827,669EMPIRE HEALTHCHOICE ASSUR INC55093 80.16%

$1,128,386,402 118,151101,735EMPIRE HEALTHCHOICE HMO INC95433 96.96%

$2,707,597,590 525,863461,980HEALTHKEEPERS INC95169 84.28%

$852,468,648 186,177135,414HEALTHY ALLIANCE LIFE INS CO78972 70.14%

$506,042,035 79,66951,065HMO CO INC95473 84.23%

$76,211,951 8,5428,530HMO MO INC95358 76.17%

$165,010,592 28,76123,225MATTHEW THORTON HLTH PLAN INC95527 84.06%

$236,832,664 88,58771,031ROCKY MOUNTAIN HOSPITAL & MEDICAL11011 77.59%

$3,092,110,852 606,573606,573SIMPLY HLTHCARE PLANS INC13726 81.78%

$503,048,006 140,645140,645UNICARE HLTH PLAN OF WV INC11810 90.70%

$21,801,139 5,8425,526UNICARE LIFE & HLTH INS CO80314 70.94%

$28,698,413,298 5,500,5765,382,892CENTENE CORP GRP12954 87.40% 5.96%$529,541,778 121,159121,159ABSOLUTE TOTAL CARE INC12959 87.40%

$299,757,506 47,76635,449AMBETTER OF MAGNOLIA INC15762 74.64%

$492,682,715 115,54877,291AMBETTER OF PEACH STATE INC15729 73.07%

$1,874,740,893 528,901528,901BANKERS RESERVE LIFE INS CO OF WI71013 92.98%

$2,229,300,449 345,629342,206BUCKEYE COMM HLTH PLAN INC11834 82.19%

$2,149,069,405 531,876388,640CELTIC INS CO80799 73.09%

$173,888,206 35,02534,920CELTICARE HLTH PLAN OF MA INC13632 88.74%

$1,461,456,144 293,696285,080COORDINATED CARE CORP95831 88.64%

$697,846,931 202,486202,486COORDINATED CARE OF WA INC15352 91.51%

$276,740,531 59,85659,856GRANITE STATE HLTH PLAN INC14226 96.77%

$17,760,447 1,6911,691HEALTH NET COMM SOLUTIONS OF AZ15895 100.62%

$309,913,951 35,53435,365HEALTH NET HLTH PLAN OF OR INC95800 91.20%

$669,100,295 90,52181,147HEALTH NET LIFE INS CO66141 89.14%

$935,397,729 110,30279,047HEALTH NET OF AZ INC95206 72.45%

$739,049,063 269,562269,562HOME STATE HLTH PLAN INC14218 96.52%

$1,367,172,060 215,799215,799ILLINICARE HLTH PLAN INC14053 94.40%

© 2018 National Association of Insurance Commissioners 53

Page 58: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$0 00KENTUCKY SPIRIT HEALTH PLAN INC141004 N/A

$2,103,706,383 487,494487,494LOUISIANA HEALTHCARE CONNECTIONS INC13970 88.15%

$1,251,471,344 264,235264,235MAGNOLIA HLTH PLAN INC13923 91.16%

$92,280,139 35,75635,756MANAGED HLTH SERV INS CORP96822 146.93%

$54,312,766 2,4782,478MICHIGAN COMPLETE HLTH INC10769 89.04%

$431,455,559 82,05682,056NEBRASKA TOTAL CARE INC15902 97.01%

$1,133,715,655 368,100368,100PEACH STATE HLTH PLAN INC12315 83.02%

$34,798,937 34,90034,900SILVERSUMMIT HEALTHPLAN INC16143 114.08%

$1,114,108,198 0129,068SUNFLOWER STATE HLTH PLAN INC14345 86.31%

$1,445,295 195195SUNSHINE HLTH COMM SOLUTIONS INC15927 130.97%

$3,762,138,309 576,914576,914SUNSHINE STATE HLTH PLAN INC13148 93.39%

$2,827,959 363363SUPERIOR HEALTHPLAN COMM SOLUTIONS I15912 87.62%

$4,013,553,767 550,003550,003SUPERIOR HLTHPLAN INC95647 85.80%

$479,180,884 92,73192,731TRILLIUM COMM HLTH PLAN INC12559 94.53%

$28,514,551,821 5,739,1405,662,645AETNA GRP15 82.04% 5.92%$1,589,779 00AETNA BETTER HEALTH OF NV INC16148 100.83%

$592,308,463 116,808116,808AETNA BETTER HLTH INC15616 83.47%

$939,490,377 205,494205,494AETNA BETTER HLTH INC13735 79.22%

$936,996,707 23,71323,713AETNA BETTER HLTH INC14229 78.67%

$1,800,759,464 231,537231,537AETNA BETTER HLTH INC14043 93.09%

$234,088,529 45,65545,655AETNA BETTER HLTH INC15611 77.90%

$0 00AETNA BETTER HLTH INC13174 N/A

$1,124,523,679 243,019243,019AETNA BETTER HLTH OF KY INS CO15761 86.11%

$350,252,842 50,42150,421AETNA BETTER HLTH OF MI INC12193 86.23%

$258,885,175 00AETNA BETTER HLTH OF MO LLC95318 86.73%

$284,982,178 92,08392,083AETNA BETTER HLTH OF TX INC95040 79.49%

$17,991,377 1,9761,877AETNA HEALTH INC LA95173 77.10%

$280,693,551 182,507182,507AETNA HLTH & LIFE INS CO78700 80.33%

$251,831,849 25,91625,916AETNA HLTH INC CT CORP95935 80.85%

$912,148,283 68,61066,198AETNA HLTH INC FL CORP95088 79.09%

© 2018 National Association of Insurance Commissioners 54

Page 59: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$61,028,899 6,4655,287AETNA HLTH INC GA CORP950945 87.89%

$57,919,239 7,2396,842AETNA HLTH INC ME CORP95517 74.55%

$499,572,923 41,82841,828AETNA HLTH INC NJ CORP95287 85.67%

$120,683,893 10,11110,111AETNA HLTH INC NY CORP95234 81.06%

$1,936,898,046 221,876197,243AETNA HLTH INC PA CORP95109 80.48%

$297,706,817 30,76230,762AETNA HLTH INC TX CORP95490 93.49%

$1,640,341 3,6125AETNA HLTH INS CO72052 68.63%

$161,862,249 28,32320,655AETNA HLTH OF IA INC95241 75.63%

$51,048,449 6,1946,133AETNA HLTH OF UTAH INC95407 73.28%

$10,629,632,487 2,125,4912,118,620AETNA LIFE INS CO60054 81.89%

$457,573,850 216,999216,999AMERICAN CONTINENTAL INS CO12321 79.25%

$460,696,088 272,941272,941CONTINENTAL LIFE INS CO BRENTWOOD68500 76.04%

$1,516,660,356 153,693150,523COVENTRY HLTH & LIFE INS CO81973 78.09%

$488,933,909 103,605102,825COVENTRY HLTH CARE OF FL INC95114 83.62%

$195,410,403 20,44920,387COVENTRY HLTH CARE OF IL INC74160 75.23%

$3,471,737 474283COVENTRY HLTH CARE OF KS INC95489 124.57%

$967,574,057 86,74486,744COVENTRY HLTH CARE OF MO INC96377 78.63%

$8,969,589 00COVENTRY HLTH CARE OF NE INC95925 (18.07)%

$281,005,014 61,49161,491COVENTRY HLTH CARE OF VA INC96555 82.98%

$557,955,229 132,017132,017COVENTRY HLTH CARE OF W VA INC95408 88.75%

$42,737 00COVENTRY HLTH PLAN OF FL INC95266 (115.00)%

$743,572,481 786,047786,047FIRST HLTH LIFE & HLTH INS CO90328 73.90%

$793,667,498 74,19472,393HEALTHASSURANCE PA INC11102 79.89%

$234,483,277 60,84637,281INNOVATION HLTH INS CO15097 93.20%

$16,854,309,713 3,675,2743,445,204MOLINA HEALTHCARE INC GRP15316 86.04% 3.50%$2,580,282,668 625,148545,405MOLINA HLTHCARE OF FL INC13128 93.88%

$752,761,231 165,422165,422MOLINA HLTHCARE OF IL INC14104 98.73%

$1,949,945,194 398,239391,774MOLINA HLTHCARE OF MI52630 85.67%

$1,419,622,354 253,293246,324MOLINA HLTHCARE OF NM95739 83.74%

$2,401,420,702 326,597322,019MOLINA HLTHCARE OF OH INC12334 79.97%

© 2018 National Association of Insurance Commissioners 55

Page 60: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$731,882,245 314,263314,263MOLINA HLTHCARE OF PR INC156006 89.89%

$463,973,590 115,595115,595MOLINA HLTHCARE OF SC INC LLC15329 89.26%

$2,826,732,565 406,182332,021MOLINA HLTHCARE OF TX INC10757 82.70%

$39,937,267 23,94523,945MOLINA HLTHCARE OF TX INS CO13778 87.02%

$535,365,667 151,713123,051MOLINA HLTHCARE OF UT INC DBA AMFAM95502 84.01%

$2,660,677,676 777,299763,244MOLINA HLTHCARE OF WA INC96270 84.22%

$491,708,554 117,578102,141MOLINA HLTHCARE OF WI INC12007 85.56%

$15,304,596,781 4,007,1794,006,494WELLCARE GRP11997 84.78% 3.18%$551,682,823 57,88257,197AMERICAN PROGRESSIVE L&H INS OF NY80624 87.95%

$1,209,696,441 218,174218,174HARMONY HLTH PLAN INC11229 86.72%

$651,201,580 285,577285,577MISSOURI CARE INC12913 88.31%

$24,293,231 2,3212,321SELECTCARE HLTH PLANS INC10768 83.41%

$842,814,696 67,26067,260SELECTCARE OF TX INC10096 85.28%

$706,291,378 65,78865,788WELLCARE HLTH INS OF AZ INC83445 82.58%

$2,815,436,309 559,161559,161WELLCARE HLTH INS OF KY INC64467 87.27%

$705,608 00WELLCARE HLTH PLANS OF KY INC15510 (8.93)%

$589,392,439 68,96068,960WELLCARE HLTH PLANS OF NJ INC13020 85.83%

$86,492,531 7,5397,539WELLCARE OF CT INC95310 86.03%

$3,836,181,614 852,394852,394WELLCARE OF FL INC95081 83.32%

$2,100,414,608 559,707559,707WELLCARE OF GA INC10760 82.70%

$348,122,735 79,88579,885WELLCARE OF NE INC15951 89.99%

$297,105,669 82,09382,093WELLCARE OF SC INC11775 80.22%

$410,261,283 49,80549,805WELLCARE OF TX INC12964 81.82%

$834,503,836 1,050,6331,050,633WELLCARE PRESCRIPTION INS INC10155 82.24%

$13,210,461,615 2,165,5362,075,066INDEPENDENCE HLTH GRP INC GRP9368 91.61% 2.74%$507,178,501 117,320117,320AMERIHEALTH CARITAS DC INC15088 80.16%

$1,750,273,636 00AMERIHEALTH CARITAS IA INC15800 103.59%

$1,020,347,401 214,376214,376AMERIHEALTH CARITAS LA INC14143 83.08%

$72,148,808 11,9957,347AMERIHEALTH HMO INC95044 75.28%

© 2018 National Association of Insurance Commissioners 56

Page 61: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$417,082,423 76,40352,916AMERIHEALTH INS CO OF NJ600618 83.13%

$73,390,445 3,2863,286AMERIHEALTH MI INC15104 85.70%

$1,224,506,068 332,048332,048FLORIDA TRUE HLTH INC14378 90.44%

$39,023,843 26,96126,961INDEPENDENCE HOSPITAL IND PLAN INC54704 100.95%

$189,494 00INTER CNTY HLTH PLAN INC53252 84.80%

$1,867,721 00INTER CTY HOSPITALIZATION PLAN INC54763 79.39%

$1,870,753,665 246,144199,838KEYSTONE HLTH PLAN E INC95056 82.73%

$490,209,657 54,50038,471QCC INS CO93688 81.69%

$1,364,403,736 369,777369,777SELECT HLTH OF SC INC95458 89.13%

$4,379,086,217 712,726712,726VISTA HLTH PLAN INC96660 97.23%

$12,473,003,865 2,802,7682,400,672HCSC GRP9179 84.00% 2.59%$91,777 17595DEARBORN NATL LIFE INS CO71129 (41.35)%

$65,084,430 8,9188,918GHS HMO INC DBA BLUELINCS HMO11814 99.22%

$44,563,209 6,4006,400GHS INS CO29718 96.65%

$15,353,167 00GHS MANAGED HLTH CARE PLANS INC14048 109.23%

$1,368,394,230 502,977502,977HCSC INS SERV CO78611 88.28%

$10,979,517,052 2,284,2981,882,282HEALTH CARE SERV CORP A MUT LEGAL RE70670 83.30%

$8,591,943,109 1,735,4661,694,610CARESOURCE GRP368310 86.24% 1.78%$7,784,392,496 1,365,9051,346,160CARESOURCE95201 86.52%

$314,568,729 211,412211,412CARESOURCE GA CO15710 80.03%

$356,248,082 126,324114,635CARESOURCE IN10142 84.30%

$104,530,496 26,86118,756CARESOURCE KY CO15479 91.75%

$32,203,306 4,9643,647CARESOURCE W VA CO15728 84.18%

$8,590,151,460 2,468,6642,190,977CIGNA HLTH GRP90111 85.20% 1.78%$344,394,006 198,118198,118AMERICAN RETIREMENT LIFE INS CO88366 84.48%

$221,994,908 15,57815,578BRAVO HLTH MID ATLANTIC INC10095 96.15%

$593,076,221 41,17741,177BRAVO HLTH PA INC11524 88.09%

$4,777,190 1,6301,477CENTRAL RESERVE LIFE INS CO61727 66.12%

© 2018 National Association of Insurance Commissioners 57

Page 62: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$52,939 165110CIGNA DENTAL HLTH OF CO INC1117511 64.48%

$1,979 54CIGNA DENTAL HLTH OF DE INC95380 183.68%

$697,178 2,1381,515CIGNA DENTAL HLTH OF FL INC52021 40.80%

$30,027 8663CIGNA DENTAL HLTH OF KS INC52024 44.19%

$76,047 234149CIGNA DENTAL HLTH OF KY INC52108 41.26%

$68,223 205144CIGNA DENTAL HLTH OF MD INC48119 40.56%

$53,834 162105CIGNA DENTAL HLTH OF MO INC11160 62.36%

$95,999 300194CIGNA DENTAL HLTH OF NC INC95179 107.79%

$122,395 381249CIGNA DENTAL HLTH OF NJ INC11167 45.48%

$74,429 232150CIGNA DENTAL HLTH OF OH INC47805 56.03%

$63,324 190136CIGNA DENTAL HLTH OF PA INC47041 34.60%

$116,330 377239CIGNA DENTAL HLTH OF TX INC95037 31.64%

$63,554 201133CIGNA DENTAL HLTH OF VA INC52617 42.52%

$113,712 361241CIGNA DENTAL HLTH PLAN OF AZ INC47013 37.69%

$1,943,921,783 1,498,9431,296,784CIGNA HLTH & LIFE INS CO67369 86.87%

$0 00CIGNA HLTHCARE NH INC95493 N/A

$9,385,476 2,2951,583CIGNA HLTHCARE OF AZ INC95125 86.19%

$15,712 11CIGNA HLTHCARE OF CT INC95660 436.28%

$41,271 44CIGNA HLTHCARE OF FL INC95136 553.31%

$47,914,326 20,38414,823CIGNA HLTHCARE OF IL INC95602 75.80%

$87,587,614 18,00412,760CIGNA HLTHCARE OF NC INC95132 62.66%

$3,946,698 13284CIGNA HLTHCARE OF NJ INC95500 157.40%

$3,808 00CIGNA HLTHCARE OF ST LOUIS INC95635 1,846.32%

$21,614 11CIGNA HLTHCARE OF TN INC95606 (0.48)%

$4,291,006 432292CIGNA HLTHCARE OF TX INC95383 63.03%

$323,337 483483CIGNA LIFE INS CO OF NY64548 6.39%

$169,246,724 58,35232,339CONNECTICUT GEN LIFE INS CO62308 79.07%

$2,086,777,082 148,044148,044HEALTHSPRING LIFE & HLTH INS CO INC12902 87.91%

$604,967,869 47,00247,002HEALTHSPRING OF AL INC95781 82.96%

$776,035,157 46,92046,920HEALTHSPRING OF FL INC11532 86.77%

$1,391,073,589 104,517104,517HEALTHSPRING OF TN INC11522 81.86%

© 2018 National Association of Insurance Commissioners 58

Page 63: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$5,389,239 7,5156,082LIFE INS CO OF N AMER6549811 42.31%

$218,388,757 226,799191,877LOYAL AMER LIFE INS CO65722 69.93%

$8,204,278 1,9351,935PROVIDENT AMER LIFE & HLTH INS CO67903 70.27%

$66,743,825 25,36125,664STERLING LIFE INS CO77399 71.89%

$8,317,494,813 1,459,4551,087,190GUIDEWELL MUT HOLDING GRP53612 81.70% 1.73%$5,200,566,295 817,535626,123BCBS OF FL98167 82.78%

$93,208,558 9,3789,378BEHEALTHY FLORIDA INC15118 89.17%

$45,049,761 145,30398,667FLORIDA COMBINED LIFE INS CO INC76031 62.01%

$313,438,319 41,10333,095FLORIDA HLTH CARE PLAN INC13567 86.21%

$2,665,231,880 446,136319,927HEALTH OPTIONS INC95089 79.14%

$7,774,474,417 1,310,2911,224,708BCBS OF NJ GRP120213 88.55% 1.61%$1,177,101 6,5196,519HORIZON HLTHCARE DENTAL INC11146 175.97%

$5,033,951,827 874,974874,974HORIZON HLTHCARE OF NJ INC95529 88.58%

$1,410,883,854 229,494143,911HORIZON HLTHCARE SERV INC55069 86.69%

$1,328,461,635 199,304199,304HORIZON INS CO14690 90.33%

$6,183,852,731 876,500841,707HIGHMARK GRP81214 83.22% 1.28%$17,421,861 1,006634FIRST PRIORITY LIFE INS CO INC60147 15.46%

$2,330,892,753 346,118346,118GATEWAY HLTH PLAN INC96938 86.26%

$106,567,219 10,44610,446GATEWAY HLTH PLAN OF OH INC12325 89.04%

$145,854,635 24,82418,114HIGHMARK BCBSD INC53287 82.28%

$145,060 2112HIGHMARK BENEFITS GRP INC15508 58.74%

$103,694 9393HIGHMARK CAS INS CO35599 98.57%

$1,286,007,715 110,577109,930HIGHMARK CHOICE CO95048 85.24%

$28,458 42HIGHMARK COVERAGE ADVANTAGE INC15507 391.44%

$406,238,516 129,523124,390HIGHMARK INC54771 80.06%

$8,367,072 533310HIGHMARK SELECT RESOURCES INC10131 (16.09)%

$808,165,303 69,80269,802HIGHMARK SENIOR HLTH CO15460 83.02%

$46,307,237 3,2323,232HIGHMARK SENIOR SOLUTIONS CO15459 71.29%

© 2018 National Association of Insurance Commissioners 59

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$248,958,229 32,06523,989HIGHMARK WEST VIRGINIA INC.5482814 79.78%

$313,598,177 56,15048,603HM HLTH INS CO71768 69.58%

$141,067,228 25,61719,543HMO OF NE PA96601 75.61%

$324,129,574 66,48966,489WEST VIRGINIA FAMILY HLTH PLAN INC15020 83.37%

$5,563,587,131 974,048747,237BCBS OF NC GRP75815 72.28% 1.16%$5,563,587,131 974,048747,237BCBS OF NC INC54631 72.28%

$4,793,916,673 755,906755,906UPMC HLTH SYSTEM GRP132416 89.97% 1.00%$2,556,332,031 444,500444,500UPMC FOR YOU INC11995 90.53%

$84,349,769 8,5338,533UPMC HLTH NTWRK INC11994 85.48%

$616,987,442 129,495129,495UPMC HLTH OPTIONS INC15345 90.05%

$1,536,247,431 173,378173,378UPMC HLTH PLAN INC95216 89.25%

$4,790,986,756 19,422,17610,317,670AFLAC GRP37017 54.49% 1.00%$4,481,821,208 18,283,3879,713,704AMERICAN FAMILY LIFE ASSUR CO OF COL60380 54.26%

$308,706,774 1,137,059602,569AMERICAN FAMILY LIFE ASSUR CO OF NY60526 57.83%

$458,774 1,7301,397CONTINENTAL AMER INS CO71730 12.21%

$4,438,590,498 815,882785,541BCBS OF TN GRP349818 80.69% 0.92%$1,927,296,918 268,783239,290BCBS OF TN INC54518 76.59%

$27,192,272 2,9962,996SECURITYCARE OF TN INC15005 83.61%

$2,484,101,308 544,103543,255VOLUNTEER STATE HLTH PLAN INC14046 83.84%

$4,119,968,657 781,150695,990BCBS OF MI GRP57219 82.56% 0.86%$2,088,527,670 348,404309,000BCBS OF MI MUT INS CO54291 80.47%

$1,094,677,902 180,921141,568BLUE CARE NETWORK OF MI95610 82.44%

$630,671 11179BLUE CARE OF MI INC52037 93.41%

$886,440,196 202,898202,898BLUE CROSS COMPLETE OF MI LLC11557 88.87%

$49,692,218 48,81642,445LIFESECURE INS CO77720 59.98%

© 2018 National Association of Insurance Commissioners 60

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$3,903,584,563 669,107535,643KAISER FOUNDATION GRP60120 104.82% 0.81%$347,797,970 60,62457,052KAISER FOUND HLTH PLAN INC HI REGION11538 119.38%

$682,281,841 184,158150,347KAISER FOUND HLTH PLAN MID ATLANTI95639 116.72%

$414,635,225 100,56166,861KAISER FOUND HLTH PLAN OF CO95669 96.73%

$227,309,808 45,95930,509KAISER FOUND HLTH PLAN OF GA INC96237 97.55%

$1,252,721,877 140,128116,422KAISER FOUND HLTH PLAN OF THE NW95540 103.64%

$49,179,032 7,8394,867KAISER FOUND HLTH PLAN OF WA OPTIONS47055 99.27%

$929,658,810 129,838109,585KAISER FOUNDATION HLTH PLAN OF WA95672 97.91%

$3,810,937,123 825,032812,821BCBS OF MN GRP46121 85.88% 0.79%$1,410,286,034 409,911409,911BCBSM INC55026 78.71%

$2,396,281,358 406,326394,115HMO DBA BLUE PLUS95649 90.11%

$4,369,731 8,7958,795MII LIFE INC61522 80.87%

$3,648,330,838 904,879904,879CAIDAN ENTERPRISES INC GRP464022 90.57% 0.76%$3,013 00MERIDIAN HLTH PLAN OF IA INC14145 (847.49)%

$1,444,068,101 387,541387,541MERIDIAN HLTH PLAN OF IL INC13189 92.47%

$2,204,259,724 517,338517,338MERIDIAN HLTH PLAN OF MI INC52563 89.33%

$3,577,078,804 4,569,2084,567,218CVS CAREMARK GRP466723 79.14% 0.74%$128,340 00ACCENDO INS CO63444 (571.81)%

$23,847,191 55,19153,201PENNSYLVANIA LIFE INS CO67660 102.62%

$3,553,103,273 4,514,0174,514,017SILVERSCRIPT INS CO12575 79.00%

$3,213,246,889 2,215,2772,035,886MUTUAL OF OMAHA GRP26124 75.97% 0.67%$778 44COMPANION LIFE INS CO62243 539.97%

$1,221,794,704 1,265,9191,086,528MUTUAL OF OMAHA INS CO71412 78.87%

$1,773 11OMAHA HLTH INS CO88080 53.24%

$560,450,308 384,349384,349OMAHA INS CO13100 81.17%

$1,071,093,725 403,517403,517UNITED OF OMAHA LIFE INS CO69868 72.70%

$359,905,601 161,487161,487UNITED WORLD LIFE INS CO72850 67.79%

© 2018 National Association of Insurance Commissioners 61

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums MarketShare %Loss Ratio %

or CertificatesNumber of Policies

Code as of Dec 31 as of Dec 31Covered Lives

Number of

Rank Group/Company Name

Group

$2,931,026,589 428,744396,260EMBLEM HLTH GRP112725 91.91% 0.61%$391,299,239 58,76241,190CONNECTICARE BENEFITS INC14913 87.18%

$510,459,588 48,97748,909CONNECTICARE INC95675 87.26%

$159,713,041 24,57813,349CONNECTICARE INS CO INC11209 89.55%

$10,703,581 55,33055,217GROUP HLTH INC55239 131.25%

$1,858,851,140 241,097237,595HEALTH INS PLAN OF GREATER NY55247 94.15%

$481,472,012,992 155,886,487136,129,94726 85.58%

© 2018 National Association of Insurance Commissioners 62

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Market Share by Statement Type

Individual Business

© 2018 National Association of Insurance Commissioners 63

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Page Intentionally Left Blank

© 2018 National Association of Insurance Commissioners 64

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Life, Accident & Health

Grand Total for Individual business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$19,731,733,681 6,821,110UNITEDHEALTH GRP7071 6,680,34280.10% 28.99% 28.99%

$12,572,168,457 3,583,985AETNA GRP12 3,577,11481.07% 18.47% 47.46%

$4,790,986,756 19,422,176AFLAC GRP3703 10,317,67054.49% 7.04% 54.50%

$3,213,246,889 2,215,277MUTUAL OF OMAHA GRP2614 2,035,88675.97% 4.72% 59.22%

$2,761,389,139 2,019,136CIGNA HLTH GRP9015 1,754,75984.21% 4.06% 63.27%

$2,521,074,495 1,080,137GENWORTH FIN GRP40116 979,677142.15% 3.70% 66.98%

$2,457,869,100 3,591,192UNUM GRP5657 3,566,321106.42% 3.61% 70.59%

$1,810,233,121 1,053,995NORTHWESTERN MUT GRP8608 1,053,99555.92% 2.66% 73.25%

$1,684,857,003 1,395,214CNO FINANCIAL GRP2339 1,161,34796.61% 2.48% 75.72%

$1,361,866,144 656,602JOHN HANCOCK GRP90410 656,545134.17% 2.00% 77.72%

$1,074,228,467 455,929METROPOLITAN GRP24111 253,765161.34% 1.58% 79.30%

$806,435,307 1,143,424AEGON US HOLDING GRP46812 808,741133.64% 1.18% 80.49%

$799,412,763 3,722,974TORCHMARK CORP GRP29013 2,515,79961.93% 1.17% 81.66%

$761,659,699 383,871GUARDIAN LIFE GRP42914 358,90678.02% 1.12% 82.78%

$728,036,962 329,911MASS MUT LIFE INS GRP43515 341,55790.47% 1.07% 83.85%

$669,100,295 90,521CENTENE CORP GRP129516 81,14789.14% 0.98% 84.83%

$551,682,823 57,882WELLCARE GRP119917 57,19787.95% 0.81% 85.64%

$523,443,041 0CHUBB LTD GRP62618 055.42% 0.77% 86.41%

$459,531,391 193,881PRINCIPAL FIN GRP33219 193,88162.79% 0.68% 87.09%

$389,270,625 235,858BCBS OF KS GRP43020 212,19187.54% 0.57% 87.66%

$388,446,146 352,869PHYSICIANS MUT GRP36721 317,90978.38% 0.57% 88.23%

$382,574,883 279,877AMERICAN ENTERPRISE MUT GRP352722 260,78172.01% 0.56% 88.79%

$348,367,282 222,436AMERIPRISE FIN GRP423 222,436163.72% 0.51% 89.30%

$326,987,124 223,949NEW ERA LIFE GRP52024 185,75576.10% 0.48% 89.78%

$324,391,784 177,320NEW YORK LIFE GRP82625 176,974126.13% 0.48% 90.26%

$322,545,822 145,868UNITED SERV AUTOMOBILE ASSN GRP20026 145,86877.33% 0.47% 90.73%

$320,833,552 879,183AMERICAN FIDELITY CORP GRP33027 608,10959.42% 0.47% 91.20%

$280,938,260 301,230MANHATTAN LIFE GRP111728 278,53476.08% 0.41% 91.62%

$261,143,779 947,757ALLSTATE INS GRP829 527,93259.46% 0.38% 92.00%

$239,092,356 97,569MEIJI YASUDA LIFE INS GRP134830 115,01656.45% 0.35% 92.35%

$211,694,476 83,300PRUDENTIAL OF AMER GRP30431 82,639129.07% 0.31% 92.66%

$210,229,712 1,244,564ASSURANT INC GRP1932 1,144,636199.69% 0.31% 92.97%

$205,770,660 228,421AMERITAS MUT HOLDING GRP94333 228,42148.23% 0.30% 93.27%

© 2018 National Association of Insurance Commissioners 65

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Life, Accident & Health

Grand Total for Individual business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$198,455,409 403,129GUARANTEE TRUST GRP68734 357,40258.51% 0.29% 93.57%

$196,471,101 882,326HEALTHMARKETS GRP26435 600,38730.93% 0.29% 93.85%

$183,538,901 118,921ALLIANZ INS GRP76136 97,083230.17% 0.27% 94.12%

$179,584,028 186,317CONTINENTAL GEN INS CO7140437 136,17899.37% 0.26% 94.39%

$163,722,010 79,813BLUE SHIELD OF CA GRP279838 61,41269.53% 0.24% 94.63%

$153,022,006 476,427KEMPER CORP GRP21539 329,14655.19% 0.22% 94.85%

$131,674,922 91,341ATLANTIC AMER GRP58740 91,34172.88% 0.19% 95.05%

$129,349,629 472,453NATIONAL TEACHERS ASSOC LIFE GROUP479641 284,47949.04% 0.19% 95.24%

$121,569,944 561,927AMERICAN INTL GRP1242 452,54382.83% 0.18% 95.42%

$117,676,958 79,156LIFETIME HLTHCARE GRP118643 79,156146.47% 0.17% 95.59%

$116,432,121 145,355BCBS OF SC GRP66144 143,531100.99% 0.17% 95.76%

$112,379,492 204,392WESTBRIDGE CAPITAL GRP83945 121,74150.75% 0.17% 95.92%

$110,397,738 51,532ADVANTAGE CAPITAL GRP482446 51,431125.54% 0.16% 96.09%

$109,022,351 152,894NESTLE SA GRP448347 152,89473.80% 0.16% 96.25%

$105,294,055 59,701COUNTRY INS & FIN SERV GRP5048 57,514113.72% 0.15% 96.40%

$100,899,660 57,324SENIOR HLTH INS CO OF PA7632549 52,231277.35% 0.15% 96.55%

$97,520,448 140,654HUMANA GRP11950 99,587212.01% 0.14% 96.69%

$87,412,292 27,723AMERCO CORP GRP57451 27,72380.40% 0.13% 96.82%

$87,094,913 32,555GGC GRP473652 30,24879.70% 0.13% 96.95%

$82,332,439 114,362AMERICAN NATL FIN GRP40853 97,36670.04% 0.12% 97.07%

$80,410,215 46,028INDIVIDUAL ASSUR CO LIFE HLTH & ACC8177954 46,02885.76% 0.12% 97.19%

$74,727,047 217,076TRUSTMARK MUT HOLDING CO GRP27655 151,00347.95% 0.11% 97.30%

$73,888,709 151,508ASSURITY GRP486256 103,40856.31% 0.11% 97.41%

$71,107,977 32,971GOLDMAN SACHS GRP389157 32,96456.97% 0.10% 97.51%

$63,929,936 0TRIPLE S GRP480258 061.39% 0.09% 97.60%

$58,378,838 50,731RESOLUTION LIFE GRP481559 32,122348.34% 0.09% 97.69%

$55,772,878 113,878ILLINOIS MUT LIFE INS CO6458060 105,44967.20% 0.08% 97.77%

$55,357,632 48,849AXA INS GRP96861 47,630249.10% 0.08% 97.85%

$54,999,955 26,967OLD SURETY LIFE INS CO6732662 26,96768.48% 0.08% 97.93%

$51,224,838 608,304CUNA MUT GRP30663 539,764144.00% 0.08% 98.01%

$50,634,405 75,440JACKSON NATL GRP91864 56,516242.12% 0.07% 98.08%

$49,692,218 48,816BCBS OF MI GRP57265 42,44559.98% 0.07% 98.16%

$47,285,369 514TOKIO MARINE HOLDINGS INC GRP309866 51457.86% 0.07% 98.23%

© 2018 National Association of Insurance Commissioners 66

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Life, Accident & Health

Grand Total for Individual business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$45,049,761 145,303GUIDEWELL MUT HOLDING GRP53667 98,66762.01% 0.07% 98.29%

$44,582,827 0CITIZENS SECURITY LIFE INS CO6192168 061.25% 0.07% 98.36%

$40,543,031 36,528PROTECTIVE LIFE INS GRP45869 36,52855.25% 0.06% 98.42%

$39,937,267 23,945MOLINA HEALTHCARE INC GRP153170 23,94587.02% 0.06% 98.48%

$37,003,078 105,962ZURICH INS GRP21271 107,97698.96% 0.05% 98.53%

$36,010,498 19,037OHIO NATL LIFE GRP70472 19,03758.51% 0.05% 98.58%

$35,218,314 434,323TIPTREE FIN GRP471873 434,3235.82% 0.05% 98.64%

$33,655,596 20,607GPM LIFE GRP471274 20,60778.51% 0.05% 98.69%

$32,732,267 14,241PEKIN INS GRP15375 14,24172.68% 0.05% 98.73%

$32,289,471 16,428UNITED SECURITY ASSUR CO OF PA4212976 16,42889.69% 0.05% 98.78%

$30,735,473 15,325MINNESOTA MUT GRP86977 18,806398.10% 0.05% 98.83%

$30,252,342 23,086STATE MUT INS CO6913278 23,08541.25% 0.04% 98.87%

$30,085,466 20,479BERKSHIRE HATHAWAY GRP3179 20,67073.74% 0.04% 98.91%

$29,523,430 51,740SOUTHERN FARM BUREAU LIFE INS CO6889680 40,445223.33% 0.04% 98.96%

$28,730,047 84,943ARKANSAS BCBS GRP87681 3,43250.81% 0.04% 99.00%

$28,631,269 324MULTINATIONAL GRP480482 70,25361.84% 0.04% 99.04%

$28,002,110 22,359FEDERATED MUT GRP783 22,35946.42% 0.04% 99.08%

$27,755,874 0TRANS OCEANIC LIFE INS CO6952384 299,24640.64% 0.04% 99.12%

$27,252,080 69,537LIFE INS CO OF AL6541285 43,27050.01% 0.04% 99.16%

$26,271,322 136,758WEST SOUTHERN GRP83686 66,756111.98% 0.04% 99.20%

$26,083,960 13,391AMTRUST NGH GRP253887 8,99140.94% 0.04% 99.24%

$23,683,319 21,528LINCOLN NATL GRP2088 21,528232.53% 0.03% 99.28%

$23,401,244 53,410WILTON RE GRP421389 53,23792.54% 0.03% 99.31%

$22,786,790 9,532MEDICAL CARD SYSTEM INC GRP130190 6,55882.53% 0.03% 99.34%

$21,843,391 5,857ANTHEM INC GRP67191 5,54170.81% 0.03% 99.38%

$21,562,528 12,284ONEAMERICA FIN PARTNERS GRP61992 12,284334.06% 0.03% 99.41%

$20,874,035 10,642NATIONAL LIFE GRP63493 13,364265.40% 0.03% 99.44%

$20,294,756 11,788HEARTLAND NATL LIFE INS CO6621494 11,78872.74% 0.03% 99.47%

$20,195,927 52,304SUN LIFE ASSUR CO OF CN GRP54995 36,18261.99% 0.03% 99.50%

$19,596,728 9,559TIAA FAMILY GRP121696 9,559239.00% 0.03% 99.53%

$17,875,709 4,766MEDICAL MUT OF OH GRP73097 3,13686.91% 0.03% 99.55%

$17,305,864 43,415FIDELITY SECURITY GRP45198 35,44160.97% 0.03% 99.58%

$16,727,891 17,716GENEVE HOLDINGS INC GRP45099 11,85761.88% 0.02% 99.60%

© 2018 National Association of Insurance Commissioners 67

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Life, Accident & Health

Grand Total for Individual business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$16,024,038 11,192BCBS OF AL GRP570100 11,19277.43% 0.02% 99.63%

$15,368,882 11,639AUTO OWNERS GRP280101 11,63969.11% 0.02% 99.65%

$14,775,917 62,798BOSTON MUT GRP581102 35,01831.83% 0.02% 99.67%

$13,518,970 13,174RESERVOIR CAPITAL GRP4764103 13,17460.97% 0.02% 99.69%

$13,249,265 41,080BEST LIFE & HLTH INS CO90638104 31,14653.54% 0.02% 99.71%

$12,105,321 88,591ATHENE GRP4734105 63,45599.92% 0.02% 99.73%

$11,058,797 10,993REGAL REINS GRP440106 10,993417.76% 0.02% 99.74%

$10,992,773 42,185UNIFIED LIFE INS CO11121107 36,75359.87% 0.02% 99.76%

$9,849,606 224PAN AMER LIFE GRP525108 4,695149.05% 0.01% 99.77%

$9,849,601 11,153CROY HALL MGMT GRP1339109 6,47342.42% 0.01% 99.79%

$9,401,464 5,844NATIONWIDE CORP GRP140110 6,80297.89% 0.01% 99.80%

$9,349,298 11,199NATIONAL GUARDIAN LIFE INS GRP1211111 11,17265.66% 0.01% 99.82%

$7,565,515 3,729UNIVERSAL FIDELITY LIFE INS CO70122112 3,72974.03% 0.01% 99.83%

$7,176,583 9,594CAMBIA HEALTH SOLUTIONS INC1207113 6,21461.81% 0.01% 99.84%

$7,021,243 2,938AMERICAN FINANCIAL GRP84114 2,903109.51% 0.01% 99.85%

$6,394,720 9,117ECG GRP4826115 8,00378.55% 0.01% 99.86%

$6,354,586 12,935AAA LIFE GRP4853116 12,93527.89% 0.01% 99.87%

$6,150,303 9,641IOWA FARM BUREAU GRP513117 9,97744.29% 0.01% 99.88%

$6,086,515 6,578FINANCIAL HOLDINGS GRP449118 6,57668.24% 0.01% 99.89%

$5,960,377 10,891STANDARD LIFE & CAS INS CO71706119 9,64353.17% 0.01% 99.89%

$5,383,930 61,456NATIONAL FAMILY CARE LIFE INS CO86959120 35,1187.89% 0.01% 100.00%

$5,177,416 5,921CINCINNATI FIN GRP244121 5,85847.34% 0.01% 100.00%

$4,315,757 5,566LIBERTY LIFE GRP TRUST GRP3436122 5,19573.80% 0.01% 100.00%

$3,844,362 334,911SOUTHLAND NATL HOLDING GRP4827123 334,91190.61% 0.01% 100.00%

$3,824,198 3,819LINCOLN HERITAGE LIFE INS CO65927124 3,81960.94% 0.01% 100.00%

$3,806,715 5,121VOYA FINANCIAL GRP4832125 3,532135.88% 0.01% 100.00%

$68,069,467,747 62,957,392Grand Total 48,898,46886.33% 100.00%

© 2018 National Association of Insurance Commissioners 68

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Health

Grand Total for Individual business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$57,392,039,176 9,588,206UNITEDHEALTH GRP7071 9,554,14883.39% 13.95% 13.95%

$41,775,915,262 10,129,490HUMANA GRP1192 9,877,90681.16% 10.15% 24.10%

$36,891,996,277 7,556,203ANTHEM INC GRP6713 7,040,98584.27% 8.97% 33.06%

$28,029,313,003 5,410,055CENTENE CORP GRP12954 5,301,74587.36% 6.81% 39.88%

$16,814,372,446 3,651,329MOLINA HEALTHCARE INC GRP15315 3,421,25986.04% 4.09% 43.96%

$15,942,383,364 2,155,155AETNA GRP16 2,085,53182.81% 3.87% 47.84%

$14,752,913,958 3,949,297WELLCARE GRP11997 3,949,29784.67% 3.59% 51.42%

$13,210,461,615 2,165,536INDEPENDENCE HLTH GRP INC GRP9368 2,075,06691.61% 3.21% 54.63%

$12,472,912,088 2,802,593HCSC GRP9179 2,400,57784.00% 3.03% 57.66%

$8,591,943,109 1,735,466CARESOURCE GRP368310 1,694,61086.24% 2.09% 59.75%

$8,272,445,052 1,314,152GUIDEWELL MUT HOLDING GRP53611 988,52381.81% 2.01% 61.76%

$7,774,474,417 1,310,291BCBS OF NJ GRP120212 1,224,70888.55% 1.89% 63.65%

$6,183,749,037 876,407HIGHMARK GRP81213 841,61483.22% 1.50% 65.15%

$5,828,762,321 449,528CIGNA HLTH GRP90114 436,21885.67% 1.42% 66.57%

$5,563,587,131 974,048BCBS OF NC GRP75815 747,23772.28% 1.35% 67.92%

$4,793,916,673 755,906UPMC HLTH SYSTEM GRP132416 755,90689.97% 1.17% 69.09%

$4,438,590,498 815,882BCBS OF TN GRP349817 785,54180.69% 1.08% 70.17%

$4,070,276,439 732,334BCBS OF MI GRP57218 653,54582.83% 0.99% 71.16%

$3,903,584,563 669,107KAISER FOUNDATION GRP60119 535,643104.82% 0.95% 72.10%

$3,810,937,123 825,032BCBS OF MN GRP46120 812,82185.88% 0.93% 73.03%

$3,648,330,838 904,879CAIDAN ENTERPRISES INC GRP464021 904,87990.57% 0.89% 73.92%

$3,577,078,804 4,569,208CVS CAREMARK GRP466722 4,567,21879.14% 0.87% 74.79%

$2,931,026,589 428,744EMBLEM HLTH GRP112723 396,26091.91% 0.71% 75.50%

$2,793,037,618 283,846MEDICA GRP155224 250,44787.29% 0.68% 76.18%

$2,737,619,164 380,882UCARE GRP438025 373,35188.93% 0.67% 76.84%

$2,369,274,765 378,029LIFETIME HLTHCARE GRP118626 370,70188.39% 0.58% 77.42%

$2,330,974,209 336,729GEISINGER INS GRP114327 325,20684.88% 0.57% 77.98%

$2,275,764,725 148,728HEALTHFIRST INC GRP477828 148,72887.34% 0.55% 78.54%

$2,265,837,858 544,108BCBS OF AL GRP57029 447,64180.38% 0.55% 79.09%

$2,046,746,024 362,069SPECTRUM HLTH GRP338330 321,28387.99% 0.50% 79.59%

$2,032,431,450 282,786HEALTH PARTNERS PLANS INC9506631 282,78679.52% 0.49% 80.08%

$1,956,621,037 326,281CAMBIA HEALTH SOLUTIONS INC120732 264,38183.48% 0.48% 80.56%

$1,934,395,471 558,396TRIPLE S GRP480233 539,82386.78% 0.47% 81.03%

© 2018 National Association of Insurance Commissioners 69

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Health

Grand Total for Individual business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$1,932,183,073 318,361UNIVERSITY HLTH CARE INC5262134 318,36190.24% 0.47% 81.49%

$1,901,382,836 412,203BCBS OF SC GRP66135 336,75183.50% 0.46% 81.96%

$1,873,711,199 267,023NEIGHBORHOOD HLTH PLAN INC1110936 254,11692.96% 0.46% 82.41%

$1,856,503,727 394,598INDIANA UNIVERSITY HLTH GRP463737 394,59894.93% 0.45% 82.86%

$1,778,419,490 282,836MVP GRP119838 271,47288.66% 0.43% 83.30%

$1,657,127,924 192,482MEDICAL CARD SYSTEM INC GRP130139 192,48284.34% 0.40% 83.70%

$1,654,220,579 231,040PRESBYTERIAN HLTHCARE SERV GRP48140 226,58185.14% 0.40% 84.10%

$1,644,449,872 283,869HEALTHPARTNERS GRP125841 260,32289.35% 0.40% 84.50%

$1,630,965,099 413,540ARKANSAS BCBS GRP87642 375,93186.66% 0.40% 84.90%

$1,617,954,110 313,935BOSTON MEDICAL CENTER HLTH PLAN INC1320343 296,71793.43% 0.39% 85.29%

$1,564,343,396 465,358TEXAS CHILDRENS HLTH PLAN INC9532944 465,35891.85% 0.38% 85.67%

$1,562,898,108 129,577AMERICAS 1ST CHOICE GRP475545 129,57765.25% 0.38% 86.05%

$1,494,786,575 422,895HARRIS HLTH GRP489246 363,84090.42% 0.36% 86.41%

$1,464,624,616 385,320CAREFIRST INC GRP38047 274,00491.81% 0.36% 86.77%

$1,374,173,366 435,962BCBS OF MA GRP363748 415,96595.50% 0.33% 87.10%

$1,365,094,163 307,649IHC INC GRP88049 224,88186.65% 0.33% 87.43%

$1,363,273,417 198,756NEIGHBORHOOD HLTH PLAN OF RI INC9540250 198,75690.45% 0.33% 87.77%

$1,342,109,229 257,545VANGUARD HLTH VENTURES GRP121251 256,38883.50% 0.33% 88.09%

$1,295,773,891 224,917HAWAII MEDICAL SERV ASSN4994852 219,69185.64% 0.31% 88.41%

$1,284,148,443 148,104INDEPENDENT HLTH ASSN GRP489453 144,99088.91% 0.31% 88.72%

$1,277,483,133 457,747TUFTS GRP474254 452,44288.11% 0.31% 89.03%

$1,182,758,309 180,719PROVIDENCE HLTH GRP478855 144,37689.88% 0.29% 89.32%

$1,088,930,970 292,294COMMUNITY HLTH PLAN OF WA4704956 292,29489.47% 0.26% 89.58%

$1,056,594,808 218,770SENTARA HLTH MGMT GRP118357 213,50991.02% 0.26% 89.84%

$1,025,335,963 190,475LOUISIANA HLTH SERV GRP43858 144,22476.50% 0.25% 90.09%

$963,376,633 23,629ELDERPLAN INC9566259 23,62984.36% 0.23% 90.32%

$888,700,011 372,334WELLMARK INC GRP77060 337,33179.74% 0.22% 90.54%

$887,106,632 96,793MAGELLAN HLTH INC GRP126061 96,79378.74% 0.22% 90.75%

$885,146,240 91,820HEALTH NOW NY INC5520462 88,17093.98% 0.22% 90.97%

$867,014,760 138,454CDPHP INC GRP470863 136,87391.98% 0.21% 91.18%

$860,533,064 209,012MEDICAL MUT OF OH GRP73064 155,46193.87% 0.21% 91.39%

$860,258,136 197,626MCLAREN HLTH GRP470065 196,77092.36% 0.21% 91.60%

$842,827,470 187,266CAPITAL BLUE CROSS GRP123066 155,18479.54% 0.20% 91.80%

© 2018 National Association of Insurance Commissioners 70

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Health

Grand Total for Individual business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$832,457,758 71,024FALLON GRP474167 68,22089.88% 0.20% 92.00%

$818,655,951 3,558,642MCNA GRP473068 3,558,64283.57% 0.20% 92.20%

$807,011,516 129,681PREMERA BLUE CROSS GRP96269 101,66580.84% 0.20% 92.40%

$801,181,370 131,448SECURITY HLTH PLAN OF WI INC9688170 124,36391.80% 0.19% 92.59%

$796,665,987 0HEALTH SUN HLTH PLANS1012271 084.74% 0.19% 92.79%

$788,718,161 100,363MEDSTAR FAMILY CHOICE1422772 100,36393.24% 0.19% 92.98%

$768,329,104 0PEOPLES HLTH INC1360773 085.00% 0.19% 93.17%

$741,891,493 133,105BCBS OF RI5347374 118,27588.00% 0.18% 93.35%

$707,871,211 108,991NETWORK HLTH GRP267875 105,68087.62% 0.17% 93.52%

$699,890,700 64,093ESSENCE HLTHCARE INC1169976 64,09375.93% 0.17% 93.69%

$673,469,707 144,663BCBS OF AZ INC5358977 106,65863.55% 0.16% 93.85%

$661,370,024 171,127DRISCOLL CHILDRENS HLTH PLAN9580978 171,12785.02% 0.16% 94.01%

$658,942,345 0MEDISUN INC9598279 088.38% 0.16% 94.17%

$634,125,812 555,678EXPRESS SCRIPTS HOLDING GRP481380 555,67897.37% 0.15% 94.33%

$619,692,220 126,137BCBS OF KC GRP53781 97,22179.11% 0.15% 94.48%

$619,171,329 79,994AVMED INC9526382 57,38994.08% 0.15% 94.63%

$614,849,342 55,041CHE TRINITY INC GRP283883 55,04185.36% 0.15% 94.78%

$606,967,478 48,774VIVA HLTH INC9532284 48,66383.70% 0.15% 94.92%

$577,309,132 71,541CARLE HOLDING CO GRP119285 57,56285.30% 0.14% 95.07%

$564,704,689 116,104HARVARD PILGRIM HLTH CARE GRP59586 100,81386.92% 0.14% 95.20%

$552,710,418 82,775BLUE CROSS OF ID GRP129087 62,16970.05% 0.13% 95.34%

$548,126,680 61,360HENRY FORD HLTH SYSTEM GRP131188 53,48793.93% 0.13% 95.47%

$541,121,611 199,902PARKLAND COMM HLTH PLAN INC9541489 382.94% 0.13% 95.60%

$524,739,837 107,108HEALTH PLAN GRP129790 107,01893.07% 0.13% 95.73%

$495,318,604 135,239COMMUNITY FIRST GRP273891 135,13089.93% 0.12% 95.85%

$495,285,060 56,087HEALTH FIRST GRP474092 50,15481.28% 0.12% 95.97%

$493,846,209 57,544PACIFICSOURCE HLTH PLAN GRP470493 48,60085.06% 0.12% 96.09%

$482,574,232 105,323FAMILY HLTH NETWORK GRP484394 105,323100.65% 0.12% 96.21%

$472,636,884 74,397BAYSTATE HLTH GRP475695 72,53493.53% 0.11% 96.32%

$427,362,696 74,452CATHOLIC HLTH INITIATIVES GRP480796 72,54191.06% 0.10% 96.43%

$420,100,549 91,597SCOTT & WHITE GRP60097 87,61785.66% 0.10% 96.53%

$418,666,965 135,111TENNESSEE RURAL HLTH GRP467798 100,01398.60% 0.10% 96.63%

$412,233,764 0SENIOR WHOLE HLTH OF NY INC1277699 00.00% 0.10% 96.73%

© 2018 National Association of Insurance Commissioners 71

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Health

Grand Total for Individual business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$404,219,898 229,438OREGON DENTAL GRP1313100 210,21391.23% 0.10% 96.83%

$388,193,343 104,699DEAN HLTH GRP1294101 92,03096.92% 0.09% 96.92%

$384,536,981 110,912FIRSTCARE GRP3549102 104,69786.10% 0.09% 97.02%

$380,909,238 35,795SANFORD HLTH GRP1246103 30,02795.71% 0.09% 97.11%

$368,051,817 0ALOHA CARE95853104 090.99% 0.09% 97.20%

$366,083,136 80,665UNIVERSITY HLTH CARE & GUNDERSEN LUT4870105 75,85990.72% 0.09% 97.29%

$346,066,410 31,887KS PLAN ADMINISTRATORS LLC12827106 31,88790.16% 0.08% 97.37%

$328,801,231 61,130BCBS OF KS GRP430107 40,29595.40% 0.08% 97.45%

$324,338,740 118,467BCBS OF NE GRP4858108 106,18888.33% 0.08% 97.53%

$321,308,457 391,668ENVISION INS CO12747109 391,66891.63% 0.08% 97.61%

$319,795,499 30,950COMMUNITYCARE GRP3487110 30,11191.78% 0.08% 97.69%

$313,042,007 90,606NORIDIAN MUT INS CO55891111 72,98985.49% 0.08% 97.76%

$310,844,816 30,171VANTAGE HLTH PLAN INC95584112 26,04284.08% 0.08% 97.84%

$293,123,547 0UPPER PENINSULA HLTH PLAN LLC52615113 090.02% 0.07% 97.91%

$292,509,741 59,715TOTAL HLTH GRP1238114 57,04989.78% 0.07% 97.98%

$274,132,277 392,544COLORADO ACCESS GRP4781115 392,54488.50% 0.07% 98.05%

$267,562,820 27,752CLOVER INS CO86371116 27,752101.90% 0.07% 98.11%

$264,043,156 27,790SUMMA HLTH GRP3259117 27,79092.62% 0.06% 98.18%

$259,491,308 27,773ATRIO HLTH PLANS INC10123118 27,77394.67% 0.06% 98.24%

$258,602,565 130,063CHILDRENS COMM HLTH PLAN INC13739119 130,06390.76% 0.06% 98.30%

$256,809,790 70,971MULBERRY HLTH GRP4818120 51,40597.65% 0.06% 98.36%

$246,887,268 76,721WISCONSIN PHYSICIANS SERV INS GRP68121 72,19370.93% 0.06% 98.42%

$244,557,748 45,027BCBS OF WY53767122 35,19896.56% 0.06% 98.48%

$239,617,287 58,703MISSISSIPPI INS GRP1126123 54,35783.51% 0.06% 98.54%

$233,789,548 19,855CONSTELLATION HLTH LLC15125124 19,85586.34% 0.06% 98.60%

$225,551,974 9,504CHILDRENS HLTH SYSTEM OF TX GRP4828125 1124.52% 0.05% 98.65%

$411,492,799,843 89,953,900Grand Total 84,611,93285.16% 100.00%

© 2018 National Association of Insurance Commissioners 72

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Property/Casualty

Grand Total for Individual business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$713,706,195 895,340STATE FARM GRP1761 845,29689.92% 55.45% 55.45%

$307,989,095 157,918CNA INS GRP2182 157,918286.34% 23.93% 79.37%

$86,400,421 38,450BERKSHIRE HATHAWAY GRP313 38,27878.64% 6.71% 86.09%

$42,522,114 136,903AMTRUST NGH GRP25384 40,18450.92% 3.30% 89.39%

$30,447,519 10,590AMERICAN FAMILY INS GRP4735 10,39396.87% 2.37% 91.76%

$23,565,053 330,941METROPOLITAN GRP2416 127,28533.12% 1.83% 93.59%

$21,406,743 422TOKIO MARINE HOLDINGS INC GRP30987 273155.56% 1.66% 95.25%

$15,610,251 0INTACT FINANCIAL GRP49048 049.38% 1.21% 96.46%

$7,802,928 0CHUBB LTD GRP6269 065.23% 0.61% 97.07%

$7,509,800 11AMERICAN INTL GRP1210 395128.16% 0.58% 97.65%

$6,418,699 401,931ALLIANZ INS GRP76111 239,35848.63% 0.50% 98.15%

$4,541,717 3,557GENEVE HOLDINGS INC GRP45012 1,77748.48% 0.35% 98.50%

$3,007,608 207,979ARCH INS GRP127913 404,09841.37% 0.23% 98.74%

$2,635,862 2,502CENTENNIAL CAS CO3456814 2,5020.00% 0.20% 98.94%

$2,233,630 17,923TIPTREE FIN GRP471815 17,923(21.99)% 0.17% 99.12%

$1,868,814 74,644MUNICH RE GRP36116 74,63451.68% 0.15% 99.26%

$1,595,956 973ISLAND HOME INS CO3165817 520106.93% 0.12% 99.38%

$1,314,484 27,499ASSURANCEAMERICA CORP GRP490918 27,4991.37% 0.10% 99.49%

$1,288,919 16,451LEON HIX GRP474819 12,4523.96% 0.10% 99.59%

$1,028,210 0UNDERWRITERS AT LLOYDS3272720 0(744.30)% 0.08% 99.67%

$779,240 1,180WARRIOR INVICTUS HOLDING CO GRP472721 92737.93% 0.06% 99.73%

$775,726 6,373NATIONWIDE CORP GRP14022 6,32942.63% 0.06% 99.79%

$721,530 137LIBERTY MUT GRP11123 63363.36% 0.06% 99.84%

$369,327 314NATIONAL INS CO OF WI INS3015524 314108.77% 0.03% 99.87%

$356,888 0TRAVELERS GRP354825 09.18% 0.03% 100.00%

$349,314 118SOBC HOLDING LTD GRP488326 90(111.05)% 0.03% 100.00%

$237,722 30SWISS RE GRP18127 30311.70% 0.02% 100.00%

$139,068 1,477FORTRESS GRP471628 89038.81% 0.01% 100.00%

$132,255 235AEGIS GRP31329 23564.48% 0.01% 100.00%

$103,694 93HIGHMARK GRP81230 9398.57% 0.01% 100.00%

$51,279 0MICHIGAN FARM BUREAU GRP6731 120.62% 0.00% 100.00%

$50,228 51FARMERS INS GRP6932 5186.98% 0.00% 100.00%

$49,578 304AMEX ASSUR CO2792833 195311.04% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 73

Page 78: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Property/Casualty

Grand Total for Individual business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$29,347 0AMERICAN FINANCIAL GRP8434 0321.75% 0.00% 100.00%

$26,481 208VIRGINIA FARM BUREAU GRP20335 20869.90% 0.00% 100.00%

$24,116 52SELECTIVE INS GRP24236 5242.17% 0.00% 100.00%

$23,600 2,499ASSURANT INC GRP1937 2,499(4.01)% 0.00% 100.00%

$15,304 310AEGON US HOLDING GRP46838 134(12.97)% 0.00% 100.00%

$14,387 4FEDERATED MUT GRP739 4(7,359.66)% 0.00% 100.00%

$13,615 12FRANKENMUTH GRP130940 12(10.09)% 0.00% 100.00%

$8,321 0CHINA MINSHENG GRP486341 00.00% 0.00% 100.00%

$4,559 18HORACE MANN GRP30042 14198.51% 0.00% 100.00%

$4,111 0STATE AUTO MUT GRP17543 0651.74% 0.00% 100.00%

$3,140 15OHIO MUT GRP96344 15(20.54)% 0.00% 100.00%

$2,392 609CLOISTER MUT & WINDSOR MOUNT JOY GRP477445 6090.00% 0.00% 100.00%

$675 22BCS INS GRP2346 100.00% 0.00% 100.00%

$611 0MOTORISTS MUT GRP29147 0(466.61)% 0.00% 100.00%

$271 3ARROWPOINT CAPITAL GRP55348 20.00% 0.00% 100.00%

$229 0ALLEGHANY GRP50149 04,760.70% 0.00% 100.00%

$74 4MERCHANTS MUT GRP22650 40.00% 0.00% 100.00%

$9 0ZURICH INS GRP21251 0(1,788.89)% 0.00% 100.00%

$1,287,181,109 2,338,102Grand Total 2,014,136132.75% 100.00%

© 2018 National Association of Insurance Commissioners 74

Page 79: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share for Fraternal

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$330,857,679 243,497THRIVENT FINANCIAL FOR LUTHERANS GRP29381 228,028272.25% 53.14% 53.14%

$69,347,863 53,333KNIGHTS OF COLUMBUS580332 53,310120.49% 11.14% 64.28%

$52,722,017 40,611ORDER OF UNITED COMMERCIAL TRAVELERS563833 38,83866.84% 8.47% 72.75%

$41,238,220 18,944EVERENCE GRP46164 16,83569.50% 6.62% 79.38%

$39,735,218 13,266ASSURED LIFE ASSN564995 13,26675.45% 6.38% 85.76%

$24,571,047 5,976ROYAL NEIGHBORS OF AMER576576 5,97667.05% 3.95% 89.71%

$21,634,164 105,505POLICE & FIREMENS INS ASSN580097 105,50553.40% 3.48% 93.18%

$11,939,973 8,133GCU566938 8,13384.20% 1.92% 95.10%

$9,889,793 35,367WOODMEN WORLD LIFE INS SOC573209 33,29798.89% 1.59% 96.69%

$4,765,208 17,597INDEPENDENT ORDER OF FORESTERS US BR5806810 17,59717.11% 0.77% 97.45%

$4,431,742 2,030WESTERN CATHOLIC UNION5771111 2,03087.77% 0.71% 98.16%

$3,463,954 37,925UNITED TRANSPORTATION UNION INS ASSN5641312 28,46034.22% 0.56% 98.72%

$2,374,466 1,832LOYAL CHRISTIAN BENEFIT ASSN5675813 1,83281.88% 0.38% 99.10%

$1,493,855 8,047CATHOLIC ORDER OF FORESTERS5748714 8,047563.43% 0.24% 99.34%

$1,444,723 6,554UNITED STATES LETTER CARRIERS MUT BE5645615 5,10626.31% 0.23% 99.57%

$755,440 6,144KSKJ LIFE AMER SLOVENIAN CATHOLIC UN5622716 6,14488.19% 0.12% 99.69%

$449,751 113SPJST5743617 11362.70% 0.07% 99.77%

$357,476 230POLISH FALCONS OF AMER5682018 230126.81% 0.06% 99.82%

$335,395 768EMPLOYES MUT BENEFIT ASSN5604919 76862.70% 0.05% 99.88%

$323,832 21,067TRAVELERS PROTECTIVE ASSN OF AMER5600620 21,06787.44% 0.05% 100.00%

$147,375 373NATIONAL MUT BENEFIT5607321 373114.87% 0.02% 100.00%

$85,196 278MODERN WOODMEN OF AMER5754122 278186.74% 0.01% 100.00%

$78,384 390CATHOLIC FINANCIAL LIFE5603023 390153.79% 0.01% 100.00%

$34,980 2,936CROATIAN FRATERNAL UNION OF AMER5663424 3,62567.58% 0.01% 100.00%

$22,591 3,821SLOVENE NATL BENEFIT SOCIETY5767325 3,82126.89% 0.00% 100.00%

$21,403 8CSA FRATERNAL LIFE5613826 830.23% 0.00% 100.00%

$18,893 129SONS OF NORWAY5714227 115196.02% 0.00% 100.00%

$16,428 2,218GLEANER LIFE INS SOCIETY5615428 2,218189.10% 0.00% 100.00%

$7,181 0UKRAINIAN NATL ASSN INC5721529 063.11% 0.00% 100.00%

$46 1CATHOLIC HOLY FAMILY SOCIETY5777030 10.00% 0.00% 100.00%

$622,564,293 637,093GRAND TOTAL 605,411183.94% 100.00%

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Market Share by Line of Business

Individual Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive Major Medical

$7,205,148,693 1,183,436ANTHEM INC GRP6711 756,16282.71% 10.86% 10.86%$6,464,519,396 988,130GUIDEWELL MUT HOLDING GRP5362 662,50580.69% 9.74% 20.60%$6,224,582,505 910,789HCSC GRP9173 584,77677.29% 9.38% 29.98%$4,185,826,367 525,039BCBS OF NC GRP7584 353,71269.63% 6.31% 36.29%$4,021,112,998 852,961CENTENE CORP GRP12955 606,20973.53% 6.06% 42.35%$2,687,422,385 678,207MOLINA HEALTHCARE INC GRP15316 448,13786.46% 4.05% 46.40%$1,602,949,642 274,512INDEPENDENCE HLTH GRP INC GRP9367 184,07580.64% 2.42% 48.82%$1,590,038,478 402,353KAISER FOUNDATION GRP6018 276,292106.61% 2.40% 51.21%$1,410,908,727 229,495BCBS OF NJ GRP12029 143,91286.69% 2.13% 53.34%$1,347,208,287 216,279BCBS OF SC GRP66110 146,61883.84% 2.03% 55.37%$1,346,474,193 193,973BCBS OF AL GRP57011 135,94076.35% 2.03% 57.40%$1,282,864,458 297,926CIGNA HLTH GRP90112 200,21388.29% 1.93% 59.33%$1,253,047,066 260,013CAREFIRST INC GRP38013 166,73095.11% 1.89% 61.22%$1,141,659,423 203,485AETNA GRP114 132,39884.37% 1.72% 62.94%$1,135,462,501 234,765ARKANSAS BCBS GRP87615 197,95489.12% 1.71% 64.65%$1,117,488,032 186,362BCBS OF MI GRP57216 117,69479.85% 1.68% 66.34%

$946,541,598 129,107HUMANA GRP11917 94,11064.02% 1.43% 67.76%$897,375,111 107,500HIGHMARK GRP81218 72,79674.79% 1.35% 69.11%$871,974,072 119,773LOUISIANA HLTH SERV GRP43819 78,53775.13% 1.31% 70.43%$802,165,068 133,080CAMBIA HEALTH SOLUTIONS INC120720 79,12188.30% 1.21% 71.64%$750,506,034 94,099MEDICA GRP155221 61,82990.09% 1.13% 72.77%$712,625,338 160,936IHC INC GRP88022 78,16887.15% 1.07% 73.84%$686,248,891 72,009BCBS OF TN GRP349823 52,55464.40% 1.03% 74.88%$669,176,580 99,409EMBLEM HLTH GRP112724 66,64590.53% 1.01% 75.89%$655,034,773 110,429UNITEDHEALTH GRP70725 68,21955.04% 0.99% 76.87%$578,579,537 132,665HARRIS HLTH GRP489226 73,61088.27% 0.87% 77.74%$562,134,263 86,527BCBS OF AZ INC5358927 50,59559.70% 0.85% 78.59%$560,029,257 70,255PREMERA BLUE CROSS GRP96228 45,59282.37% 0.84% 79.44%$530,052,699 121,904CARESOURCE GRP368329 81,04888.49% 0.80% 80.23%$474,134,728 74,904BCBS OF KC GRP53730 50,35076.34% 0.71% 80.95%$462,041,311 91,461PROVIDENCE HLTH GRP478831 55,65492.91% 0.70% 81.65%$461,173,031 99,418MEDICAL MUT OF OH GRP73032 58,42789.38% 0.70% 82.34%$430,688,735 98,777SPECTRUM HLTH GRP338333 57,99185.04% 0.65% 82.99%$421,248,546 80,634BCBS OF KS GRP43034 49,99594.92% 0.63% 83.62%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive Major Medical

$364,339,519 72,151WELLMARK INC GRP77035 40,01678.31% 0.55% 84.17%$357,492,223 59,883LIFETIME HLTHCARE GRP118636 52,55575.28% 0.54% 84.71%$345,165,156 50,941HARVARD PILGRIM HLTH CARE GRP59537 35,65087.96% 0.52% 85.23%$344,128,313 50,246CAPITAL BLUE CROSS GRP123038 32,57383.65% 0.52% 85.75%$343,069,067 42,049GEISINGER INS GRP114339 30,52665.30% 0.52% 86.27%$301,889,190 37,344BCBS OF MN GRP46140 25,13360.82% 0.45% 86.72%$298,341,291 41,437CARLE HOLDING CO GRP119241 27,87186.13% 0.45% 87.17%$288,840,052 42,858BCBS OF MA GRP363742 23,133111.07% 0.44% 87.61%$273,846,745 69,660TENNESSEE RURAL HLTH GRP467743 34,562111.56% 0.41% 88.02%$268,312,475 59,020HEALTHPARTNERS GRP125844 40,12875.25% 0.40% 88.42%$256,809,790 70,971MULBERRY HLTH GRP481845 51,40597.65% 0.39% 88.81%$256,645,437 39,140NEIGHBORHOOD HLTH PLAN INC1110946 26,47593.11% 0.39% 89.20%$246,426,919 50,611AVMED INC9526347 28,00693.77% 0.37% 89.57%$222,553,923 28,372MAINE COMM HLTH OPTIONS1507748 19,15683.81% 0.34% 89.91%$216,114,564 39,141BLUE CROSS OF ID GRP129049 22,50862.10% 0.33% 90.23%$210,875,906 26,992BCBS OF WY5376750 17,16399.85% 0.32% 90.55%$206,139,368 46,772MISSISSIPPI INS GRP112651 42,50083.23% 0.31% 90.86%$205,455,193 43,975CATHOLIC HLTH INITIATIVES GRP480752 42,07887.09% 0.31% 91.17%$205,382,941 26,624ALLIANT HLTH PLANS INC1125653 15,33386.86% 0.31% 91.48%$205,298,850 38,933NORIDIAN MUT INS CO5589154 21,31687.34% 0.31% 91.79%$201,765,270 36,314MVP GRP119855 24,95087.63% 0.30% 92.09%$189,711,757 81,107BOSTON MEDICAL CENTER HLTH PLAN INC1320356 63,88989.00% 0.29% 92.38%$189,135,140 26,204SECURITY HLTH PLAN OF WI INC9688157 19,119102.43% 0.29% 92.66%$181,586,031 25,518BCBS OF VT GRP474558 16,96989.10% 0.27% 92.94%$180,150,131 32,120INDIANA UNIVERSITY HLTH GRP463759 32,12087.99% 0.27% 93.21%$174,851,609 20,893OREGON DENTAL GRP131360 14,37886.26% 0.26% 93.47%$174,330,739 29,122MONTANA HLTH COOPERATIVE1493361 19,36666.29% 0.26% 93.73%$167,230,560 25,161NORTH SHORE LIJ HLTH CARE GRP479362 14,429114.05% 0.25% 93.99%$166,570,549 39,230DEAN HLTH GRP129463 26,561106.64% 0.25% 94.24%$162,403,188 26,141COMMON GROUND HLTHCARE COOP1506164 19,81693.38% 0.24% 94.48%$155,916,459 24,592AVERA HLTH PLANS INC9583965 16,63186.37% 0.23% 94.72%$153,975,559 17,303SENTARA HLTH MGMT GRP118366 12,19192.46% 0.23% 94.95%$152,426,980 29,863BCBS OF NE GRP485867 17,58493.75% 0.23% 95.18%$150,770,595 23,810PACIFICSOURCE HLTH PLAN GRP470468 14,86682.57% 0.23% 95.41%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive Major Medical

$146,365,116 29,970BLUE SHIELD OF CA GRP279869 18,52772.87% 0.22% 95.63%$145,507,339 21,400HAWAII MEDICAL SERV ASSN4994870 16,21479.18% 0.22% 95.85%$137,548,501 22,567UCARE GRP438071 15,03670.78% 0.21% 96.05%$137,038,100 25,064BCBS OF RI5347372 16,62695.73% 0.21% 96.26%$130,547,727 17,895UNIVERSITY HLTH CARE & GUNDERSEN LUT487073 13,08993.59% 0.20% 96.46%$121,576,789 18,759HEALTH FIRST GRP474074 12,82677.57% 0.18% 96.64%$120,998,790 27,628CHRISTUS HLTH PLAN1415475 18,36473.90% 0.18% 96.82%$119,730,130 42,249TRIPLE S GRP480276 24,88878.04% 0.18% 97.00%$111,942,304 34,172SENDERO HLTH PLANS INC1415177 21,86095.20% 0.17% 97.17%$106,545,093 14,258FIRSTCARE GRP354978 8,04380.18% 0.16% 97.33%

$95,914,057 12,164VANTAGE HLTH PLAN INC9558479 8,03576.44% 0.14% 97.48%$94,409,393 10,353SCOTT & WHITE GRP60080 6,37584.28% 0.14% 97.62%$87,765,545 131,115TUFTS GRP474281 125,81077.38% 0.13% 97.75%$86,611,027 14,216WISCONSIN PHYSICIANS SERV INS GRP6882 9,73486.26% 0.13% 97.88%$79,543,483 15,130SANFORD HLTH GRP124683 9,362105.94% 0.12% 98.00%$77,635,706 16,026NEW MEXICO HLTH CONNECTIONS1501184 16,02691.09% 0.12% 98.12%$75,217,793 74,572NETWORK HLTH GRP267885 71,26163.45% 0.11% 98.23%$74,347,350 20,784HENRY FORD HLTH SYSTEM GRP131186 12,91187.75% 0.11% 98.34%$72,933,983 12,977HEALTH NOW NY INC5520487 9,699105.22% 0.11% 98.45%$69,893,938 12,551PRESBYTERIAN HLTHCARE SERV GRP48188 8,09289.07% 0.11% 98.56%$59,443,046 8,130FRIDAY HLTH PLANS OF CO INC9577489 5,48087.34% 0.09% 98.65%$53,094,764 9,329SAINT MARYS HLTH CARE CORP GRP241890 6,10183.68% 0.08% 98.73%$51,686,106 16,472NEIGHBORHOOD HLTH PLAN OF RI INC9540291 16,47269.08% 0.08% 98.81%$49,337,104 8,632ATRIO HLTH PLANS INC1012392 8,632119.00% 0.07% 98.88%$48,141,971 8,444HEALTH TRADITION HLTH PLAN9662893 5,96689.42% 0.07% 98.95%$44,961,354 9,915FALLON GRP474194 7,11187.54% 0.07% 99.02%$43,655,997 6,962MEMORIAL HERMANN GRP480895 6,413111.73% 0.07% 99.09%$37,075,792 10,791BRIGHT HLTH GRP488796 6,17685.04% 0.06% 99.14%$36,965,552 5,263UNIVERSITY OF UT HLTH PLANS1564897 5,26389.55% 0.06% 99.20%$35,856,781 4,663CDPHP INC GRP470898 3,099102.03% 0.05% 99.25%$34,537,002 6,950AULTMAN HLTH FOUNDATION GRP480599 4,60079.78% 0.05% 99.30%$33,889,465 6,212BAYSTATE HLTH GRP4756100 4,349106.79% 0.05% 99.36%$33,212,361 8,890COX INS GRP1203101 4,31897.65% 0.05% 99.41%$30,852,557 7,361TOTAL HLTH GRP1238102 4,69569.13% 0.05% 99.45%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive Major Medical

$30,447,340 3,934INDEPENDENT HLTH ASSN GRP4894103 2,86491.78% 0.05% 99.50%$27,315,710 4,743PIEDMONT COMM HLTH GRP4845104 3,16999.60% 0.04% 99.54%$26,509,390 4,163PREMIER HLTH PARTNERS GRP4816105 2,46591.25% 0.04% 99.58%$22,786,790 9,532MEDICAL CARD SYSTEM INC GRP1301106 6,55882.53% 0.03% 99.61%$21,013,289 2,835CHILDRENS COMM HLTH PLAN INC13739107 2,83592.51% 0.03% 99.65%$20,805,707 3,573VANGUARD HLTH VENTURES GRP1212108 2,41679.23% 0.03% 99.68%$17,952,361 3,785SUMMA HLTH GRP3259109 3,78590.94% 0.03% 99.70%$17,174,630 6,582MERCY HLTH CORP GRP3595110 0122.07% 0.03% 99.73%$17,047,580 6,029PHYSICIANS HLTH PLAN OF MID MI GRP3408111 5,30196.61% 0.03% 99.76%$15,616,800 2,727MCLAREN HLTH GRP4700112 1,87195.70% 0.02% 99.78%$15,406,592 3,834RENOWN HLTH GRP4791113 3,834108.27% 0.02% 99.80%$15,262,878 2,662GROUP HLTH COOP OF S CENTRAL WI95311114 1,896106.51% 0.02% 99.82%$13,919,678 4,124AXA INS GRP968115 2,915235.29% 0.02% 99.85%$13,659,896 3,521TRUSTED HLTH PLANS GRP4893116 3,521102.50% 0.02% 99.87%$13,201,138 5,261CAIDAN ENTERPRISES INC GRP4640117 5,26168.07% 0.02% 99.89%$11,732,640 2,542COMMUNITYCARE GRP3487118 1,70392.26% 0.02% 100.00%$9,169,731 711DENVER HLTH MEDICAL PLAN INC95750119 71195.44% 0.01% 100.00%$7,192,796 978CRYSTAL RUN HLTH GRP4847120 97829.88% 0.01% 100.00%$5,693,816 243PREFERREDONE GRP3492121 20046.91% 0.01% 100.00%$5,214,789 317COMMUNITY HLTH PLAN OF WA47049122 317125.65% 0.01% 100.00%$5,208,488 996SOUTH DAKOTA STATE MED HOLDING CO96598123 72959.41% 0.01% 100.00%$4,939,034 10ASSURANT INC GRP19124 8(119.45)% 0.01% 100.00%$4,146,434 279COMMUNITY FIRST GRP2738125 17015.69% 0.01% 100.00%

$66,354,646,771 11,755,156Grand Total 7,879,84281.78% 100.00%

© 2018 National Association of Insurance Commissioners 82

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Short-Term Medical

$41,975,358 22,950UNITEDHEALTH GRP7071 13,80243.71% 27.87% 27.87%$30,131,710 10,755AMTRUST NGH GRP25382 7,03534.04% 20.01% 47.87%$24,549,808 311TOKIO MARINE HOLDINGS INC GRP30983 31152.05% 16.30% 64.17%$18,389,903 14,452GENEVE HOLDINGS INC GRP4504 8,92362.29% 12.21% 76.38%

$7,635,764 1,059NEW ERA LIFE GRP5205 61366.66% 5.07% 81.45%$5,024,792 2,478ARKANSAS BCBS GRP8766 1,68060.40% 3.34% 84.79%$3,205,696 2,407BLUE CROSS OF ID GRP12907 1,59136.17% 2.13% 86.92%$3,145,472 2,852BCBS OF KC GRP5378 1,948103.89% 2.09% 89.00%$3,052,111 2,003CAMBIA HEALTH SOLUTIONS INC12079 1,32040.58% 2.03% 91.03%$2,682,586 1,704MEDICAL MUT OF OH GRP73010 1,16867.33% 1.78% 92.81%$1,913,700 3,292SPECTRUM HLTH GRP338311 3,29236.31% 1.27% 94.08%$1,618,860 61WESTBRIDGE CAPITAL GRP83912 541,508.71% 1.07% 95.16%$1,358,953 1,106BCBS OF SC GRP66113 1,10647.84% 0.90% 96.06%$1,281,262 49,282MUNICH RE GRP36114 49,27251.83% 0.85% 96.91%

$891,640 3,836BOSTON MUT GRP58115 2,17146.84% 0.59% 97.50%$815,534 479STANDARD LIFE & CAS INS CO7170616 27536.58% 0.54% 98.04%$641,026 408IHC INC GRP88017 40850.12% 0.43% 98.47%$594,703 424CARLE HOLDING CO GRP119218 28954.81% 0.39% 98.86%$451,347 399WARRIOR INVICTUS HOLDING CO GRP472719 28258.82% 0.30% 99.16%$420,173 30CAPITAL BLUE CROSS GRP123020 20125.46% 0.28% 99.44%$310,614 721KNIGHTS OF COLUMBUS5803321 64955.92% 0.21% 99.65%$214,561 0HIGHMARK GRP81222 027.77% 0.14% 99.79%$101,686 0MEDICA GRP155223 00.03% 0.07% 99.86%

$89,597 1,241JACKSON NATL GRP91824 82878.73% 0.06% 100.00%$47,081 0NORTH CAROLINA MUT LIFE INS CO6703225 043.48% 0.03% 100.00%$42,299 68CATHOLIC HLTH INITIATIVES GRP480726 54105.27% 0.03% 100.00%$21,850 1WISCONSIN PHYSICIANS SERV INS GRP6827 116.43% 0.01% 100.00%$12,394 164HCSC GRP91728 1121,570.59% 0.01% 100.00%

$8,321 0CHINA MINSHENG GRP486329 00.00% 0.01% 100.00%$7,808 0BCBS OF TN GRP349830 0(0.08)% 0.01% 100.00%

$150,619,471 122,483Grand Total 97,20464.62% 100.00%

© 2018 National Association of Insurance Commissioners 83

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Medical (Non-Comprehensive)

$620,155,140 2,749,395AFLAC GRP3701 1,389,30351.32% 55.93% 55.93%$91,896,662 443,039STATE FARM GRP1762 393,02039.54% 8.29% 64.21%$83,895,156 185,613UNUM GRP5653 185,61356.87% 7.57% 71.78%$63,929,936 0TRIPLE S GRP48024 061.39% 5.77% 77.55%$58,816,871 125,705GUARANTEE TRUST GRP6875 125,21236.24% 5.30% 82.85%$38,940,531 54,658KEMPER CORP GRP2156 40,39459.13% 3.51% 86.36%$25,443,099 76,256PHYSICIANS MUT GRP3677 63,42628.77% 2.29% 88.66%$20,104,993 81,115HEALTHMARKETS GRP2648 56,32230.52% 1.81% 90.47%$15,607,930 54,570ALLSTATE INS GRP89 27,32371.32% 1.41% 91.88%$14,798,384 108,798TORCHMARK CORP GRP29010 77,76433.78% 1.33% 93.21%$12,182,160 37,927UNITEDHEALTH GRP70711 25,21444.10% 1.10% 94.31%$11,827,351 51,397MUTUAL OF OMAHA GRP26112 42,83013.92% 1.07% 95.38%$10,662,060 8,375AMERICAN NATL FIN GRP40813 6,23725.82% 0.96% 96.34%

$5,941,566 16,129CNO FINANCIAL GRP23314 15,43452.13% 0.54% 96.87%$3,867,566 4,799AMERICAN ENTERPRISE MUT GRP352715 4,14853.59% 0.35% 97.22%$3,340,798 5,346HEARTLAND NATL LIFE INS CO6621416 5,34628.39% 0.30% 97.52%$3,021,464 41,589AEGON US HOLDING GRP46817 28,20738.61% 0.27% 97.80%$2,478,874 3,962WESTBRIDGE CAPITAL GRP83918 2,35944.86% 0.22% 98.02%$2,167,244 93,821NATIONAL TEACHERS ASSOC LIFE GROUP479619 13,99860.26% 0.20% 98.22%$1,979,928 1,171CROY HALL MGMT GRP133920 68839.07% 0.18% 98.39%$1,836,154 3,161LIFE INS CO OF AL6541221 2,18926.42% 0.17% 98.56%$1,616,871 64,273AMERICAN INTL GRP1222 57,71839.17% 0.15% 98.71%$1,554,821 6,411WOODMEN WORLD LIFE INS SOC5732023 4,34153.65% 0.14% 98.85%$1,343,967 9,481ASSURITY GRP486224 2,51567.61% 0.12% 98.97%$1,117,263 5,072SUN LIFE ASSUR CO OF CN GRP54925 3,38157.81% 0.10% 99.07%$1,052,773 2,093ARKANSAS BCBS GRP87626 31949.09% 0.09% 99.16%$1,040,414 2,187AMERICAN FIDELITY CORP GRP33027 1,65347.81% 0.09% 99.26%

$755,440 6,144KSKJ LIFE AMER SLOVENIAN CATHOLIC UN5622728 6,14488.19% 0.07% 99.32%$742,058 7,190BCBS OF KS GRP43029 5,66043.41% 0.07% 99.39%$741,740 1,609GGC GRP473630 1,45754.45% 0.07% 99.46%$546,134 1,342ADVANTAGE CAPITAL GRP482431 1,34226.19% 0.05% 99.51%$495,998 4,985PRUDENTIAL OF AMER GRP30432 4,385(836.48)% 0.04% 99.55%$444,652 2,124NEW YORK LIFE GRP82633 1,79937.63% 0.04% 99.59%$436,535 1,453CIGNA HLTH GRP90134 2010.75% 0.04% 99.63%

© 2018 National Association of Insurance Commissioners 84

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Medical (Non-Comprehensive)

$413,499 106AXA INS GRP96835 9698.33% 0.04% 99.67%$390,931 220STANDARD LIFE & CAS INS CO7170636 12424.80% 0.04% 99.70%$388,226 3,533LOUISIANA HLTH SERV GRP43837 2,73035.96% 0.04% 99.74%$297,137 1,003TRUSTMARK MUT HOLDING CO GRP27638 77712.55% 0.03% 99.77%$294,138 3,131THRIVENT FINANCIAL FOR LUTHERANS GRP293839 2,4837.86% 0.03% 99.79%$221,596 486PRIMERICA GRP475040 48652.49% 0.02% 99.81%$219,850 874METROPOLITAN GRP24141 795(620.31)% 0.02% 99.83%$211,098 342AMTRUST NGH GRP253842 22646.82% 0.02% 99.85%$193,679 1,683ATHENE GRP473443 1,46171.41% 0.02% 99.87%$182,988 1,302IOWA FARM BUREAU GRP51344 887(8.97)% 0.02% 99.89%$180,972 684WILTON RE GRP421345 684184.49% 0.02% 100.00%$168,803 287UNITED SERV AUTOMOBILE ASSN GRP20046 28728.77% 0.02% 100.00%$160,808 1,159GENERAL ELECTRIC GRP35047 98119.07% 0.01% 100.00%$149,249 161UNITED SECURITY ASSUR CO OF PA4212948 16135.12% 0.01% 100.00%$137,233 903KANSAS CITY LIFE INS GRP58849 903135.50% 0.01% 100.00%$102,353 1,030CONTINENTAL GEN INS CO7140450 89356.42% 0.01% 100.00%

$95,298 503NATIONWIDE CORP GRP14051 47661.73% 0.01% 100.00%$92,875 238STATE MUT INS CO6913252 2389.09% 0.01% 100.00%$86,456 441PROTECTIVE LIFE INS GRP45853 441(0.65)% 0.01% 100.00%$79,695 462JOHN HANCOCK GRP90454 405323.52% 0.01% 100.00%$79,638 42AMERICAN FAMILY INS GRP47355 38(29.56)% 0.01% 100.00%$69,838 577NATIONAL GUARDIAN LIFE INS GRP121156 56044.31% 0.01% 100.00%$63,856 486SOUTHERN FARM BUREAU LIFE INS CO6889657 4474.32% 0.01% 100.00%$58,537 317NEW ERA LIFE GRP52058 23410.36% 0.01% 100.00%$57,453 81INDUSTRIAL ALLIANCE GRP31559 8118.07% 0.01% 100.00%$55,731 304ORDER OF UNITED COMMERCIAL TRAVELERS5638360 26085.51% 0.01% 100.00%$54,258 1,724BALTIMORE LIFE INS CO6121261 1,72419.37% 0.00% 100.00%$43,969 113AMFIRST HOLDINGS GRP471962 113121.51% 0.00% 100.00%$41,474 183ASSURANT INC GRP1963 152125.82% 0.00% 100.00%$31,298 192BCBS OF MI GRP57264 1928.98% 0.00% 100.00%$28,213 153LINCOLN NATL GRP2065 153(47.26)% 0.00% 100.00%$26,772 18AETNA GRP166 1840.28% 0.00% 100.00%$24,193 146MAXIMUM CORP GRP52667 13291.42% 0.00% 100.00%$23,292 0CITIZENS SECURITY LIFE INS CO6192168 025.99% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 85

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Medical (Non-Comprehensive)

$20,909 159JACKSON NATL GRP91869 159(51.57)% 0.00% 100.00%$16,527 0UNIVERSAL GUAR LIFE INS CO7013070 0(19.93)% 0.00% 100.00%$14,950 75ILLINOIS MUT LIFE INS CO6458071 65136.17% 0.00% 100.00%$11,781 0HARTFORD FIRE & CAS GRP9172 01,812.86% 0.00% 100.00%$11,539 1,173SLOVENE NATL BENEFIT SOCIETY5767373 1,173104.80% 0.00% 100.00%$10,026 38GOLDMAN SACHS GRP389174 31899.33% 0.00% 100.00%

$9,237 62AMERITAS MUT HOLDING GRP94375 6221.85% 0.00% 100.00%$8,584 36CATHOLIC FINANCIAL LIFE5603076 36607.71% 0.00% 100.00%$7,852 66BANNER LIFE GRP87277 5485.12% 0.00% 100.00%$7,590 41AMERICAN LIFE & SECURITY CORP6725378 3222.77% 0.00% 100.00%$7,320 21HORACE MANN GRP30079 17123.46% 0.00% 100.00%$5,869 30SECURITY MUT LIFE INS CO OF NY6877280 2645.92% 0.00% 100.00%$5,688 179UNITED TRANSPORTATION UNION INS ASSN5641381 178(55.10)% 0.00% 100.00%$5,443 54COLUMBIAN LIFE GRP53582 5413.61% 0.00% 100.00%$4,198 86VOYA FINANCIAL GRP483283 84(252.95)% 0.00% 100.00%$3,077 28AMERICAN FINANCIAL GRP8484 28(43.16)% 0.00% 100.00%$2,592 37SONS OF NORWAY5714285 3743.56% 0.00% 100.00%$2,221 24CNA INS GRP21886 241,061.50% 0.00% 100.00%$1,844 15KNIGHTS OF COLUMBUS5803387 1474.57% 0.00% 100.00%$1,678 4SENTRY INS GRP16988 4136.23% 0.00% 100.00%$1,552 19CITIZENS GRP61289 1915.08% 0.00% 100.00%$1,535 20FINANCIAL HOLDINGS GRP44990 18(168.01)% 0.00% 100.00%$1,420 12MEIJI YASUDA LIFE INS GRP134891 12(2.75)% 0.00% 100.00%$1,226 49CINCINNATI FIN GRP24492 4911.99% 0.00% 100.00%$1,140 0COLONIAL SAVINGS GRP87893 0(9.74)% 0.00% 100.00%

$725 1OZARK NATL LIFE INS CO6739394 10.00% 0.00% 100.00%$675 22BCS INS GRP2395 100.00% 0.00% 100.00%$570 18GENEVE HOLDINGS INC GRP45096 18(176.32)% 0.00% 100.00%$303 4SECURITY NATL GRP45497 4(4.29)% 0.00% 100.00%$259 1SWBC LIFE INS CO9953898 10.00% 0.00% 100.00%$220 5FEDERAL LIFE INS CO6322399 5(187.73)% 0.00% 100.00%$195 2VIRGINIA FARM BUREAU GRP203100 20.00% 0.00% 100.00%$181 1BCBS OF SC GRP661101 12.21% 0.00% 100.00%

$84 4SURETY LIFE INS CO69310102 48.33% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 86

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Medical (Non-Comprehensive)

$16 2MINNESOTA MUT GRP869103 20.00% 0.00% 100.00%

$1,108,869,527 4,292,070Grand Total 2,622,95748.66% 100.00%

© 2018 National Association of Insurance Commissioners 87

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Specified/Named Disease

$1,525,410,819 7,181,252AFLAC GRP3701 3,389,38169.07% 40.08% 40.08%$342,468,159 1,482,459TORCHMARK CORP GRP2902 730,85565.76% 9.00% 49.08%$312,430,289 597,237CNO FINANCIAL GRP2333 428,93185.38% 8.21% 57.29%$305,760,100 776,001UNUM GRP5654 776,00164.47% 8.03% 65.33%$203,886,566 588,112AMERICAN FIDELITY CORP GRP3305 380,88560.48% 5.36% 70.68%$102,975,170 531,342ALLSTATE INS GRP86 265,61377.67% 2.71% 73.39%

$84,553,335 82,252WESTBRIDGE CAPITAL GRP8397 50,61822.48% 2.22% 75.61%$84,000,434 0CHUBB LTD GRP6268 083.25% 2.21% 77.82%$73,113,820 231,266NATIONAL TEACHERS ASSOC LIFE GROUP47969 173,38649.00% 1.92% 79.74%$72,347,066 100,443GUARANTEE TRUST GRP68710 56,62357.09% 1.90% 81.64%$71,357,541 265,858AEGON US HOLDING GRP46811 137,39650.39% 1.88% 83.52%$68,949,514 187,821HEALTHMARKETS GRP26412 131,06230.18% 1.81% 85.33%$63,372,007 93,466MANHATTAN LIFE GRP111713 80,40960.31% 1.67% 86.99%$50,559,017 335,024MUTUAL OF OMAHA GRP26114 252,68915.40% 1.33% 88.32%$40,499,894 129,612CIGNA HLTH GRP90115 101,96238.92% 1.06% 89.39%$35,097,447 111,596CONTINENTAL GEN INS CO7140416 68,11563.95% 0.92% 90.31%$28,528,149 180MULTINATIONAL GRP480417 70,10961.82% 0.75% 91.06%$28,421,349 120,981AMERICAN INTL GRP1218 86,64777.50% 0.75% 91.80%$25,633,571 146,453KEMPER CORP GRP21519 91,72855.11% 0.67% 92.48%$22,788,745 95,412WEST SOUTHERN GRP83620 42,257109.61% 0.60% 93.08%$21,037,779 47,980WILTON RE GRP421321 47,980101.22% 0.55% 93.63%$20,583,658 52,676LIFE INS CO OF AL6541222 30,35054.57% 0.54% 94.17%$19,640,040 56,293ARKANSAS BCBS GRP87623 1,97662.87% 0.52% 94.69%$19,164,987 60,477TRUSTMARK MUT HOLDING CO GRP27624 46,41842.10% 0.50% 95.19%$18,105,048 42,115NEW ERA LIFE GRP52025 26,79778.98% 0.48% 95.67%$16,134,252 35,409AMERICAN ENTERPRISE MUT GRP352726 20,81424.69% 0.42% 96.09%$16,083,025 82,986HUMANA GRP11927 41,185251.58% 0.42% 96.51%$14,262,013 39,229ASSURITY GRP486228 21,84657.54% 0.37% 96.89%$14,190,356 17,459STATE MUT INS CO6913229 17,45914.37% 0.37% 97.26%$13,016,906 14,417PROTECTIVE LIFE INS GRP45830 14,41796.24% 0.34% 97.60%$10,837,658 29,944AETNA GRP131 29,94441.58% 0.28% 97.89%

$8,138,559 52,443ATHENE GRP473432 34,33431.71% 0.21% 98.10%$7,044,732 20,543ASSURANT INC GRP1933 12,77636.01% 0.19% 98.29%$5,708,384 6,403CROY HALL MGMT GRP133934 3,56034.48% 0.15% 98.44%

© 2018 National Association of Insurance Commissioners 88

Page 93: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Specified/Named Disease

$5,543,371 26,065WOODMEN WORLD LIFE INS SOC5732035 26,06558.48% 0.15% 98.58%$5,383,930 61,456NATIONAL FAMILY CARE LIFE INS CO8695936 35,1187.89% 0.14% 98.72%$5,115,979 26,049AMERICAN NATL FIN GRP40837 16,80173.24% 0.13% 98.86%$4,601,832 20,345MAPFRE INS GRP41138 20,34548.25% 0.12% 98.98%$4,209,936 24,219UNIFIED LIFE INS CO1112139 19,27644.07% 0.11% 99.09%$3,983,224 40,250JACKSON NATL GRP91840 21,739254.98% 0.10% 99.19%$3,774,221 18,499PHYSICIANS MUT GRP36741 14,32661.05% 0.10% 99.29%$3,624,350 16,529UNITEDHEALTH GRP70742 15,51012.74% 0.10% 99.39%$3,401,847 4,380VOYA FINANCIAL GRP483243 2,696144.23% 0.09% 99.48%$2,155,238 30,262SOUTHERN FARM BUREAU LIFE INS CO6889644 19,00664.15% 0.06% 99.53%$2,084,892 6,568GGC GRP473645 5,35271.49% 0.05% 99.59%$1,783,079 4,634CVS CAREMARK GRP466746 3,98268.43% 0.05% 99.64%$1,725,589 21,821SUN LIFE ASSUR CO OF CN GRP54947 12,469112.42% 0.05% 99.68%$1,362,220 1,729GENEVE HOLDINGS INC GRP45048 1,14528.33% 0.04% 99.72%$1,323,408 12,424GENERAL ELECTRIC GRP35049 8,80045.26% 0.03% 99.75%$1,140,903 18,365BCBS OF KS GRP43050 15,19324.84% 0.03% 99.78%

$987,957 2,300LOUISIANA HLTH SERV GRP43851 1,59050.46% 0.03% 99.81%$974,720 22,304UNITED TRANSPORTATION UNION INS ASSN5641352 15,96033.96% 0.03% 99.83%$651,822 2,237ATLANTIC AMER GRP58753 2,23727.97% 0.02% 99.85%$611,311 1,766NATIONWIDE CORP GRP14054 2,795595.79% 0.02% 99.87%$511,115 1,561BOSTON MUT GRP58155 1,16547.69% 0.01% 99.88%$417,825 493EMC NATL LIFE CO6292856 43897.52% 0.01% 99.89%$393,745 2,423ILLINOIS MUT LIFE INS CO6458057 1,23411.30% 0.01% 100.00%$336,565 1,014WELLCARE GRP119958 97683.88% 0.01% 100.00%$325,126 3,235INDUSTRIAL ALLIANCE GRP31559 3,23588.01% 0.01% 100.00%$307,998 757HEARTLAND NATL LIFE INS CO6621460 75729.95% 0.01% 100.00%$272,230 1,815STANDARD LIFE & CAS INS CO7170661 1,22026.68% 0.01% 100.00%$257,913 7,319OZARK NATL LIFE INS CO6739362 4,29020.88% 0.01% 100.00%$240,190 420FINANCIAL HOLDINGS GRP44963 42084.24% 0.01% 100.00%$219,326 691BALTIMORE LIFE INS CO6121264 69197.07% 0.01% 100.00%$210,161 3,008FIDELITY SECURITY GRP45165 1,42528.67% 0.01% 100.00%$202,857 0CITIZENS SECURITY LIFE INS CO6192166 07.98% 0.01% 100.00%$202,741 1,882BCBS OF MI GRP57267 1,88221.47% 0.01% 100.00%$154,135 480WARRIOR INVICTUS HOLDING CO GRP472768 37132.82% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 89

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Specified/Named Disease

$121,315 698MAXIMUM CORP GRP52669 664101.51% 0.00% 100.00%$85,061 2,453CITIZENS GRP61270 2,453293.22% 0.00% 100.00%$81,382 175HARTFORD FIRE & CAS GRP9171 175(307.31)% 0.00% 100.00%$80,572 519AMTRUST NGH GRP253872 362(42.44)% 0.00% 100.00%$60,130 140GENWORTH FIN GRP401173 140(1.66)% 0.00% 100.00%$58,171 729LIBERTY MUT GRP11174 72923.39% 0.00% 100.00%$53,827 1,138NATIONAL LIFE GRP63475 632(38.14)% 0.00% 100.00%$52,236 158SECURITY NATL GRP45476 158132.13% 0.00% 100.00%$50,633 843AMFIRST HOLDINGS GRP471977 8437.17% 0.00% 100.00%$39,827 55NATIONAL GUARDIAN LIFE INS GRP121178 4511.11% 0.00% 100.00%$38,910 748KANSAS CITY LIFE INS GRP58879 737(4.51)% 0.00% 100.00%$33,028 91US ALLIANCE CORP GRP490080 9125.74% 0.00% 100.00%$32,320 63MISSISSIPPI INS GRP112681 41635.58% 0.00% 100.00%$31,839 365HORACE MANN GRP30082 25110.69% 0.00% 100.00%$31,405 224UNITED SECURITY ASSUR CO OF PA4212983 22418.63% 0.00% 100.00%$27,255 333LINCOLN NATL GRP2084 333(22.31)% 0.00% 100.00%$26,294 263AMERCO CORP GRP57485 26376.93% 0.00% 100.00%$26,286 206VIRGINIA FARM BUREAU GRP20386 20670.41% 0.00% 100.00%$18,037 712CINCINNATI FIN GRP24487 661186.00% 0.00% 100.00%$16,951 265FORTRESS GRP471688 265(20.74)% 0.00% 100.00%$16,797 43HOMESHIELD CAPITAL GRP285889 43197.45% 0.00% 100.00%$13,940 144AMERITAS MUT HOLDING GRP94390 144(26.53)% 0.00% 100.00%

$8,330 0AMERICAN HOME LIFE INS CO6054291 2161.97% 0.00% 100.00%$8,257 10UNITED HERITAGE MUT GRP287892 9(61.63)% 0.00% 100.00%$7,997 22CAMBIA HEALTH SOLUTIONS INC120793 18124.61% 0.00% 100.00%$6,557 33ADVANTAGE CAPITAL GRP482494 26(90.76)% 0.00% 100.00%$6,026 124CNA INS GRP21895 12438.07% 0.00% 100.00%$4,679 7ORDER OF UNITED COMMERCIAL TRAVELERS5638396 70.79% 0.00% 100.00%$3,522 6OLD SURETY LIFE INS CO6732697 6(9.99)% 0.00% 100.00%$1,920 51SONS OF NORWAY5714298 37(194.43)% 0.00% 100.00%$1,850 351INDIANA FARM BUREAU GRP54299 331120.16% 0.00% 100.00%$1,238 6SENIOR LIFE INS CO78662100 619.79% 0.00% 100.00%

$761 0CITIZENS FIDELITY INS CO83968101 00.00% 0.00% 100.00%$737 5NESTLE SA GRP4483102 50.00% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 90

Page 95: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Specified/Named Disease

$565 14COLUMBIAN LIFE GRP535103 140.00% 0.00% 100.00%$253 1SENTRY INS GRP169104 1100.00% 0.00% 100.00%$120 16SURETY LIFE INS CO69310105 1610.00% 0.00% 100.00%

$92 2FIRST TRINITY FIN GRP4752106 20.00% 0.00% 100.00%

$3,805,641,265 14,013,454Grand Total 7,953,31066.26% 100.00%

© 2018 National Association of Insurance Commissioners 91

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Limited Benefit

$4,896,785,588 208,199CENTENE CORP GRP12951 220,65090.33% 92.47% 92.47%$81,770,026 74,567CNO FINANCIAL GRP2332 70,43685.05% 1.54% 94.02%$81,494,096 7,167CAPITAL BLUE CROSS GRP12303 4,58758.01% 1.54% 95.56%$53,248,232 235,544VISION SERV PLAN GRP11894 235,54451.52% 1.01% 96.56%$32,311,226 232,389AFLAC GRP3705 132,77536.93% 0.61% 97.17%$31,554,811 26,667NEW ERA LIFE GRP5206 15,45040.23% 0.60% 97.77%$27,462,447 157,062HUMANA GRP1197 124,71925.78% 0.52% 98.29%$16,725,099 37,132KEMPER CORP GRP2158 34,30334.56% 0.32% 98.60%$15,035,064 200,925HEALTHMARKETS GRP2649 128,40637.91% 0.28% 98.89%$11,934,505 28,423AMERICAN ENTERPRISE MUT GRP352710 26,94543.99% 0.23% 99.11%$8,132,749 88,910UNITEDHEALTH GRP70711 59,78953.03% 0.15% 99.27%$4,784,230 42,530AMERITAS MUT HOLDING GRP94312 42,5300.76% 0.09% 99.36%$3,844,218 10,840SOUTHLAND NATL HOLDING GRP482713 10,84090.73% 0.07% 99.43%$3,567,572 5,339ATLANTIC AMER GRP58714 5,33970.85% 0.07% 99.50%$3,347,224 36,044FIDELITY SECURITY GRP45115 29,65357.49% 0.06% 99.56%$2,855,101 49,763ANTHEM INC GRP67116 34,84241.29% 0.05% 99.61%$2,715,706 962CIGNA HLTH GRP90117 81459.53% 0.05% 99.66%$2,547,839 1,502ADVANTAGE CAPITAL GRP482418 1,50243.69% 0.05% 99.71%$2,211,138 6,466STANDARD LIFE & CAS INS CO7170619 6,46636.59% 0.04% 99.75%$2,066,439 1,776ORDER OF UNITED COMMERCIAL TRAVELERS5638320 1,77623.30% 0.04% 99.79%$1,671,384 608NATIONAL GUARDIAN LIFE INS GRP121121 60853.98% 0.03% 99.82%$1,391,818 13,973MEDICAL MUT OF OH GRP73022 8,28959.99% 0.03% 99.85%$1,254,483 8,788METROPOLITAN GRP24123 8,144183.35% 0.02% 99.87%

$875,305 1,937TIPTREE FIN GRP471824 1,93725.84% 0.02% 99.89%$789,711 1,144UNITED SECURITY ASSUR CO OF PA4212925 1,14419.84% 0.01% 100.00%$712,533 1,548WELLCARE GRP119926 1,49718.59% 0.01% 100.00%$693,613 10,256WESTBRIDGE CAPITAL GRP83927 6,05146.84% 0.01% 100.00%$625,095 427HCSC GRP91728 21767.30% 0.01% 100.00%$606,419 1,452BCBS OF MI GRP57229 1,30041.95% 0.01% 100.00%$591,264 3,145UNIFIED LIFE INS CO1112130 2,81831.10% 0.01% 100.00%$357,972 3,943CAMBIA HEALTH SOLUTIONS INC120731 2,051118.95% 0.01% 100.00%$317,979 622CONTINENTAL GEN INS CO7140432 44049.89% 0.01% 100.00%$236,886 258KANSAS CITY LIFE INS GRP58833 2581,087.80% 0.00% 100.00%$177,766 8JEFFERSON LIFE INS CO9479034 452.65% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 92

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Limited Benefit

$171,187 194CVS CAREMARK GRP466735 19464.65% 0.00% 100.00%$119,271 201PHYSICIANS MUT GRP36736 201(10.83)% 0.00% 100.00%$100,956 411NESTLE SA GRP448337 41113.84% 0.00% 100.00%

$77,565 972OPTICARE OF UT1253338 43641.80% 0.00% 100.00%$56,415 0GENEVE HOLDINGS INC GRP45039 01.95% 0.00% 100.00%$51,094 280FORTRESS GRP471640 23820.42% 0.00% 100.00%$27,441 30GGC GRP473641 304.59% 0.00% 100.00%$23,781 48HORACE MANN GRP30042 4510.74% 0.00% 100.00%$13,997 98MISSISSIPPI INS GRP112643 4640.98% 0.00% 100.00%$11,873 289ALFA INS GRP544 289180.90% 0.00% 100.00%$7,200 27NEW YORK LIFE GRP82645 23(0.58)% 0.00% 100.00%$2,145 30FINANCIAL HOLDINGS GRP44946 3061.17% 0.00% 100.00%

$507 2INDUSTRIAL ALLIANCE GRP31547 2(20.71)% 0.00% 100.00%$501 1FARMERS INS GRP6948 1(12.97)% 0.00% 100.00%$424 1JACKSON NATL GRP91849 162.74% 0.00% 100.00%$409 1RENAISSANCE HLTH SERV CORP GRP47750 10.00% 0.00% 100.00%

$94 3CITIZENS GRP61251 311.70% 0.00% 100.00%

$5,295,360,398 1,502,904Grand Total 1,224,07587.67% 100.00%

© 2018 National Association of Insurance Commissioners 93

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Student

$107,238,321 70,901BCBS OF MA GRP36371 70,62991.79% 80.80% 80.80%$12,586,215 7,799CDPHP INC GRP47082 7,782101.19% 9.48% 90.28%

$5,106,920 13,020AMERITAS MUT HOLDING GRP9433 13,02055.42% 3.85% 94.13%$4,508,706 2,076VIVA HLTH INC953224 1,96576.04% 3.40% 97.53%$1,977,063 549HAWAII MEDICAL SERV ASSN499485 50995.65% 1.49% 99.02%$1,029,204 474WISCONSIN PHYSICIANS SERV INS GRP686 47137.16% 0.78% 99.79%

$165,711 91SCOTT & WHITE GRP6007 8943.95% 0.12% 100.00%$60,985 1,880WELLCARE GRP11998 1,557(11.44)% 0.05% 100.00%$45,563 350UNIVERSAL FIDELITY LIFE INS CO701229 35062.68% 0.03% 100.00%

$4,516 0UNITEDHEALTH GRP70710 0(716.30)% 0.00% 100.00%

$132,723,204 97,140Grand Total 96,37290.24% 100.00%

© 2018 National Association of Insurance Commissioners 94

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident Only or AD&D

$1,273,937,872 6,736,362AFLAC GRP3701 3,188,82041.37% 48.21% 48.21%$307,919,033 884,617UNUM GRP5652 884,61737.46% 11.65% 59.87%$214,540,693 0CHUBB LTD GRP6263 037.93% 8.12% 67.99%$131,740,204 1,967,999TORCHMARK CORP GRP2904 1,545,80640.25% 4.99% 72.97%

$95,453,740 269,335AMERICAN FIDELITY CORP GRP3305 210,32942.59% 3.61% 76.59%$75,260,783 150,757CNO FINANCIAL GRP2336 132,40264.36% 2.85% 79.44%$65,151,386 260,449ALLSTATE INS GRP87 133,61043.64% 2.47% 81.90%$60,905,316 318,770AMERICAN INTL GRP128 267,75046.76% 2.31% 84.21%$45,127,709 320,707MUTUAL OF OMAHA GRP2619 232,37881.26% 1.71% 85.91%$38,488,040 402,935AEGON US HOLDING GRP46810 246,97239.96% 1.46% 87.37%$36,576,639 450,308TIPTREE FIN GRP471811 450,3083.65% 1.38% 88.75%$35,917,691 240,722HEALTHMARKETS GRP26412 161,62919.61% 1.36% 90.11%$24,600,587 1,035,619ASSURANT INC GRP1913 971,4493.87% 0.93% 91.05%$22,647,447 109,065NATIONAL TEACHERS ASSOC LIFE GROUP479614 55,35944.98% 0.86% 91.90%$21,530,839 103,695POLICE & FIREMENS INS ASSN5800915 103,69553.31% 0.81% 92.72%$18,853,217 144,269GUARANTEE TRUST GRP68716 144,08471.69% 0.71% 93.43%$18,455,616 109,084TRUSTMARK MUT HOLDING CO GRP27617 57,32568.35% 0.70% 94.13%$14,410,141 88,949WESTBRIDGE CAPITAL GRP83918 51,76540.60% 0.55% 94.67%$13,470,855 85,905ZURICH INS GRP21219 88,10125.80% 0.51% 95.18%$13,243,493 193,619KEMPER CORP GRP21520 122,53740.75% 0.50% 95.69%$11,419,718 27,237MANHATTAN LIFE GRP111721 24,58054.75% 0.43% 96.12%$9,810,248 121,162NESTLE SA GRP448322 121,16251.73% 0.37% 96.49%$9,706,061 25,323CIGNA HLTH GRP90123 18,44243.37% 0.37% 96.86%$9,028,108 51,786BOSTON MUT GRP58124 26,06718.32% 0.34% 97.20%$8,037,234 26,557ARKANSAS BCBS GRP87625 1,13721.57% 0.30% 97.50%$6,469,830 578,558CUNA MUT GRP30626 510,01849.59% 0.24% 97.75%$5,482,911 28,061ASSURITY GRP486227 22,74765.03% 0.21% 97.95%$4,733,641 17,320INDEPENDENT ORDER OF FORESTERS US BR5806828 17,32015.80% 0.18% 98.13%$4,654,038 17,794NEW ERA LIFE GRP52029 10,61125.88% 0.18% 98.31%$4,248,735 28,236UNITEDHEALTH GRP70730 18,33722.41% 0.16% 98.47%$3,254,922 40,793WEST SOUTHERN GRP83631 23,94648.48% 0.12% 98.59%$3,143,995 44,358AMERICAN NATL FIN GRP40832 39,06417.12% 0.12% 98.71%$3,108,346 0USIC GRP359333 026.46% 0.12% 98.83%$2,822,721 9,866LIFE INS CO OF AL6541234 6,89736.05% 0.11% 98.94%

© 2018 National Association of Insurance Commissioners 95

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident Only or AD&D

$2,647,796 13,003BCBS OF MI GRP57235 6,78438.85% 0.10% 99.04%$2,604,899 16,141ILLINOIS MUT LIFE INS CO6458036 8,91262.31% 0.10% 99.14%$2,430,351 17,698AXA INS GRP96837 17,69849.69% 0.09% 99.23%$1,400,100 13,183UNITED TRANSPORTATION UNION INS ASSN5641338 10,0637.44% 0.05% 99.28%$1,398,283 617,637FORTRESS GRP471639 508,825(331.50)% 0.05% 99.33%$1,314,484 27,499ASSURANCEAMERICA CORP GRP490940 27,4991.37% 0.05% 99.38%$1,288,919 16,451LEON HIX GRP474841 12,4523.96% 0.05% 99.43%$1,200,921 26,964GENERAL ELECTRIC GRP35042 12,91021.39% 0.05% 99.48%$1,061,955 5,754CONTINENTAL GEN INS CO7140443 3,69415.67% 0.04% 99.52%

$995,510 29,488ATHENE GRP473444 22,688(6.36)% 0.04% 99.56%$995,332 15,929BERKSHIRE HATHAWAY GRP3145 15,92965.72% 0.04% 99.59%$823,116 4,269PHYSICIANS MUT GRP36746 3,01728.86% 0.03% 99.63%$791,869 4,107GENEVE HOLDINGS INC GRP45047 2,58522.27% 0.03% 99.66%$701,252 15,072ORDER OF UNITED COMMERCIAL TRAVELERS5638348 13,56441.72% 0.03% 99.68%$688,388 9,411CVS CAREMARK GRP466749 8,91019.52% 0.03% 99.71%$612,403 9,110ALFA INS GRP550 9,11069.44% 0.02% 99.73%$587,552 25,362MUNICH RE GRP36151 25,36251.34% 0.02% 99.75%$587,406 17,642CITIZENS GRP61252 17,6425.01% 0.02% 99.78%$484,326 0CAMBIA HEALTH SOLUTIONS INC120753 01.05% 0.02% 99.79%$388,750 6,159NATIONWIDE CORP GRP14054 6,1293.83% 0.01% 99.81%$356,888 0TRAVELERS GRP354855 046.24% 0.01% 99.82%$350,853 2,973LINCOLN HERITAGE LIFE INS CO6592756 2,97324.74% 0.01% 99.84%$342,118 5,367BANNER LIFE GRP87257 5,367192.12% 0.01% 99.85%$323,832 21,067TRAVELERS PROTECTIVE ASSN OF AMER5600658 21,06787.44% 0.01% 99.86%$314,548 3,651RESERVOIR CAPITAL GRP476459 3,651(21.59)% 0.01% 99.87%$292,777 4,073UNIFIED LIFE INS CO1112160 3,9505.74% 0.01% 99.88%$291,822 1,591AMALGAMATED LIFE INS CO6021661 1,5915.81% 0.01% 99.89%$265,905 643HOMESHIELD CAPITAL GRP285862 643123.78% 0.01% 100.00%$264,771 2,541AMTRUST NGH GRP253863 1,951(22.61)% 0.01% 100.00%$250,604 217SWISS RE GRP18164 217298.76% 0.01% 100.00%$242,290 4,048ECG GRP482665 2,93448.83% 0.01% 100.00%$215,942 1,299CROY HALL MGMT GRP133966 75323.92% 0.01% 100.00%$161,290 577ATLANTIC AMER GRP58767 57737.14% 0.01% 100.00%$156,803 11TOKIO MARINE HOLDINGS INC GRP309868 1123.73% 0.01% 100.00%

© 2018 National Association of Insurance Commissioners 96

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident Only or AD&D

$146,350 1,011WILTON RE GRP421369 1,01114.40% 0.01% 100.00%$144,798 2,752UNION LABOR GRP78170 1,059107.55% 0.01% 100.00%

$99,218 486STANDARD LIFE & CAS INS CO7170671 31211.98% 0.00% 100.00%$85,808 2,571KANSAS CITY LIFE INS GRP58872 2,5719.26% 0.00% 100.00%$81,774 0COLONIAL SAVINGS GRP87873 00.00% 0.00% 100.00%$71,705 297STATE MUT INS CO6913274 29713.40% 0.00% 100.00%$63,533 1,036ADVANTAGE CAPITAL GRP482475 942(0.64)% 0.00% 100.00%$61,580 367SECURITY MUT LIFE INS CO OF NY6877276 36739.14% 0.00% 100.00%$54,246 3,903SECURITY NATL GRP45477 3,90313.93% 0.00% 100.00%$51,279 0MICHIGAN FARM BUREAU GRP6778 120.62% 0.00% 100.00%$36,793 387LIBERTY LIFE GRP TRUST GRP343679 16(31.83)% 0.00% 100.00%$36,252 1,129SAMMONS ENTERPRISES GRP43180 1,129245.44% 0.00% 100.00%$30,601 23AMERICAN FINANCIAL GRP8481 23305.58% 0.00% 100.00%$30,292 0GREAT WEST GRP76982 07.92% 0.00% 100.00%$22,805 413LIBERTY MUT GRP11183 41339.28% 0.00% 100.00%$21,437 2,640JACKSON NATL GRP91884 2,637178.25% 0.00% 100.00%$20,788 879LINCOLN NATL GRP2085 8796.41% 0.00% 100.00%$20,536 581HORACE MANN GRP30086 580(1.26)% 0.00% 100.00%$19,824 461,660OLD REPUBLIC GRP15087 461,660(5,676.18)% 0.00% 100.00%$19,366 1,652CINCINNATI FIN GRP24488 1,65216.38% 0.00% 100.00%$14,942 814AMERICAN ENTERPRISE MUT GRP352789 62659.55% 0.00% 100.00%$11,547 275NATIONAL GUARDIAN LIFE INS GRP121190 27537.36% 0.00% 100.00%$11,308 440AMERICAN FAMILY INS GRP47391 308131.23% 0.00% 100.00%$10,100 2,178GLEANER LIFE INS SOCIETY5615492 2,178159.84% 0.00% 100.00%

$7,852 623BCBS OF KS GRP43093 6233.08% 0.00% 100.00%$7,203 1,847FEDERAL LIFE INS CO6322394 1,847(1.26)% 0.00% 100.00%$5,609 8ANTHEM INC GRP67195 80.00% 0.00% 100.00%$4,759 99CATHOLIC FINANCIAL LIFE5603096 991.89% 0.00% 100.00%$4,312 375BALTIMORE LIFE INS CO6121297 375(93.58)% 0.00% 100.00%$4,251 86GENWORTH FIN GRP401198 86(147.97)% 0.00% 100.00%$3,542 43STATE FARM GRP17699 4317.96% 0.00% 100.00%$3,187 25AMFIRST HOLDINGS GRP4719100 25105.68% 0.00% 100.00%$3,000 156FIRST TRINITY FIN GRP4752101 1410.00% 0.00% 100.00%$2,482 14PREFERREDONE GRP3492102 13201.45% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 97

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident Only or AD&D

$2,239 16MAXIMUM CORP GRP526103 1499.82% 0.00% 100.00%$2,181 15OLD SURETY LIFE INS CO67326104 1578.95% 0.00% 100.00%$2,134 14UNITED SECURITY ASSUR CO OF PA42129105 14(15.65)% 0.00% 100.00%$1,723 799INDUSTRIAL ALLIANCE GRP315106 799(287.06)% 0.00% 100.00%$1,676 0WICHITA NATL LIFE GRP132107 00.00% 0.00% 100.00%$1,589 35GUARDIAN LIFE GRP429108 3462.93% 0.00% 100.00%$1,418 18THRIVENT FINANCIAL FOR LUTHERANS GRP2938109 17(17,811.35)% 0.00% 100.00%$1,378 11FARMERS INS GRP69110 11(35.27)% 0.00% 100.00%$1,201 9ALLIANZ INS GRP761111 9823.65% 0.00% 100.00%$1,019 8AETNA GRP1112 80.00% 0.00% 100.00%$1,017 16VOYA FINANCIAL GRP4832113 115(15.04)% 0.00% 100.00%

$469 0EMC NATL LIFE CO62928114 084.22% 0.00% 100.00%$446 0METROPOLITAN GRP241115 0(856.50)% 0.00% 100.00%$337 0CITIZENS FIDELITY INS CO83968116 00.00% 0.00% 100.00%$317 0CITIZENS SECURITY LIFE INS CO61921117 00.00% 0.00% 100.00%$304 85SCOTT & WHITE GRP600118 851,726.97% 0.00% 100.00%$246 10GGC GRP4736119 7(32.52)% 0.00% 100.00%$229 0ALLEGHANY GRP501120 04,760.70% 0.00% 100.00%$222 12PRIMERICA GRP4750121 120.00% 0.00% 100.00%$157 2AMERITAS MUT HOLDING GRP943122 2(73.25)% 0.00% 100.00%$144 324,071SOUTHLAND NATL HOLDING GRP4827123 324,071(3,018.75)% 0.00% 100.00%

$91 1UNITED HERITAGE MUT GRP2878124 10.00% 0.00% 100.00%$49 3COLUMBIAN LIFE GRP535125 30.00% 0.00% 100.00%

$2,642,219,605 16,643,082Grand Total 11,480,06940.94% 100.00%

© 2018 National Association of Insurance Commissioners 98

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

$1,064,032,855 1,774,856AFLAC GRP3701 1,774,84448.76% 44.20% 44.20%$538,557,532 874,431UNUM GRP5652 874,43147.93% 22.37% 66.57%

$90,287,351 207,590STATE FARM GRP1763 207,59041.16% 3.75% 70.32%$75,207,495 35,621NORTHWESTERN MUT GRP8604 35,62118.57% 3.12% 73.44%$73,701,178 0CHUBB LTD GRP6265 052.06% 3.06% 76.50%$70,318,488 97,533ALLSTATE INS GRP86 97,53349.52% 2.92% 79.42%$54,541,839 29,674PRINCIPAL FIN GRP3327 29,67449.09% 2.27% 81.69%$49,447,922 21,283GUARDIAN LIFE GRP4298 21,28331.17% 2.05% 83.74%$37,626,847 134,404AMTRUST NGH GRP25389 38,50058.47% 1.56% 85.30%$34,096,664 60,467AEGON US HOLDING GRP46810 31,14061.41% 1.42% 86.72%$31,421,118 38,301NATIONAL TEACHERS ASSOC LIFE GROUP479611 41,73651.30% 1.31% 88.03%$31,296,626 51,444ASSURITY GRP486212 36,69738.46% 1.30% 89.32%$28,269,668 41,201TRUSTMARK MUT HOLDING CO GRP27613 41,20150.26% 1.17% 90.50%$26,607,385 14,313MEIJI YASUDA LIFE INS GRP134814 16,54737.88% 1.11% 91.60%$22,514,602 51,025ILLINOIS MUT LIFE INS CO6458015 51,02551.81% 0.94% 92.54%$22,450,451 14,547AMERITAS MUT HOLDING GRP94316 14,54717.17% 0.93% 93.47%$22,215,329 178TOKIO MARINE HOLDINGS INC GRP309817 17864.06% 0.92% 94.39%$21,684,791 10,795METROPOLITAN GRP24118 10,79559.13% 0.90% 95.30%$17,328,293 25,389SUN LIFE ASSUR CO OF CN GRP54919 20,31156.58% 0.72% 96.02%$11,218,368 51,540AMERICAN INTL GRP1220 34,189128.74% 0.47% 96.48%$10,057,248 15,927HUMANA GRP11921 13,96564.18% 0.42% 96.90%

$9,234,182 11,657MUTUAL OF OMAHA GRP26122 11,65740.76% 0.38% 97.28%$8,663,991 6,067FEDERATED MUT GRP723 6,06721.13% 0.36% 97.64%$5,152,191 11,605HEALTHMARKETS GRP26424 11,51920.86% 0.21% 97.86%$4,694,559 2,165MINNESOTA MUT GRP86925 2,7619.61% 0.19% 98.05%$4,345,054 5,615BOSTON MUT GRP58126 5,61554.96% 0.18% 98.23%$3,408,043 2,481OHIO NATL LIFE GRP70427 2,48150.48% 0.14% 98.37%$3,395,338 1,885COUNTRY INS & FIN SERV GRP5028 1,88577.88% 0.14% 98.51%$3,122,306 2,658AMERICAN ENTERPRISE MUT GRP352729 2,65820.12% 0.13% 98.64%$2,834,592 941CVS CAREMARK GRP466730 93861.26% 0.12% 98.76%$2,219,472 1,749LINCOLN NATL GRP2031 1,749367.29% 0.09% 98.85%$2,088,642 3,500AMALGAMATED LIFE INS CO6021632 3,50077.77% 0.09% 98.94%$2,039,171 4,941JACKSON NATL GRP91833 4,94120.10% 0.08% 99.03%$2,009,547 3,834LIFE INS CO OF AL6541234 3,83444.50% 0.08% 99.11%

© 2018 National Association of Insurance Commissioners 99

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

$1,894,857 3,111AUTO OWNERS GRP28035 3,11171.70% 0.08% 99.19%$1,830,277 6,795NATIONAL GUARDIAN LIFE INS GRP121136 6,795133.73% 0.08% 99.26%$1,269,193 3,094IOWA FARM BUREAU GRP51337 3,390(0.83)% 0.05% 99.32%$1,159,506 5,392BERKSHIRE HATHAWAY GRP3138 5,22014.22% 0.05% 99.36%$1,139,721 1,385MANHATTAN LIFE GRP111739 1,32337.19% 0.05% 99.41%$1,094,853 2,208UNITED STATES LETTER CARRIERS MUT BE5645640 2,20837.61% 0.05% 99.46%$1,009,409 7,773UNIFIED LIFE INS CO1112141 7,77347.30% 0.04% 99.50%$1,003,635 2,259UNITED TRANSPORTATION UNION INS ASSN5641342 2,25968.34% 0.04% 99.54%

$979,606 1,235ATLANTIC AMER GRP58743 1,23583.95% 0.04% 99.58%$963,850 7,789KEMPER CORP GRP21544 7,78914.37% 0.04% 99.62%$916,870 1,145NATIONWIDE CORP GRP14045 1,144222.98% 0.04% 99.66%$908,014 797ZURICH INS GRP21246 795(78.48)% 0.04% 99.70%$806,535 0MICHIGAN FARM BUREAU GRP6747 1,21338.91% 0.03% 99.73%$803,402 1,718HORACE MANN GRP30048 1,71823.05% 0.03% 99.76%$719,007 20,430FORTRESS GRP471649 20,430(310.01)% 0.03% 99.79%$692,569 640CIGNA HLTH GRP90150 640280.32% 0.03% 99.82%$591,886 1,311INDIANA FARM BUREAU GRP54251 1,2639.86% 0.02% 99.85%$488,393 481AMFIRST HOLDINGS GRP471952 48158.37% 0.02% 99.87%$403,914 179EMC NATL LIFE CO6292853 17931.14% 0.02% 99.88%$335,395 768EMPLOYES MUT BENEFIT ASSN5604954 76862.70% 0.01% 99.90%$290,181 208FINANCIAL HOLDINGS GRP44955 2081.03% 0.01% 100.00%$281,883 508ASSURANT INC GRP1956 50146.88% 0.01% 100.00%$253,623 356FIDELITY SECURITY GRP45157 35699.95% 0.01% 100.00%$155,342 433CONTINENTAL GEN INS CO7140458 43215.12% 0.01% 100.00%$132,255 235AEGIS GRP31359 23564.48% 0.01% 100.00%$124,511 184WARRIOR INVICTUS HOLDING CO GRP472760 184(31.32)% 0.01% 100.00%$122,199 2,410WILTON RE GRP421361 2,23848.41% 0.01% 100.00%$103,325 1,810POLICE & FIREMENS INS ASSN5800962 1,81071.17% 0.00% 100.00%

$93,530 758CUNA MUT GRP30663 758(493.42)% 0.00% 100.00%$89,861 170KANSAS CITY LIFE INS GRP58864 170(15.88)% 0.00% 100.00%$89,421 217TORCHMARK CORP GRP29065 21757.10% 0.00% 100.00%$85,196 278MODERN WOODMEN OF AMER5754166 278186.74% 0.00% 100.00%$80,371 126COLUMBIAN LIFE GRP53567 126(12.26)% 0.00% 100.00%$66,505 132PHYSICIANS MUT GRP36768 13237.55% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 100

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

$53,519 121UNION LABOR GRP78169 12157.99% 0.00% 100.00%$47,134 49SURETY LIFE INS CO6931070 4954.78% 0.00% 100.00%$46,481 1,069ATHENE GRP473471 1,0644,026.06% 0.00% 100.00%$43,791 46SECURITY MUT LIFE INS CO OF NY6877272 46(161.88)% 0.00% 100.00%$27,991 144AMERICAN FIDELITY CORP GRP33073 14479.47% 0.00% 100.00%$27,253 70GGC GRP473674 7086.62% 0.00% 100.00%$26,232 81NEW ERA LIFE GRP52075 7995.08% 0.00% 100.00%$25,589 0NORTH CAROLINA MUT LIFE INS CO6703276 0(148.46)% 0.00% 100.00%$24,830 93AMERICAN FAMILY INS GRP47377 9340.23% 0.00% 100.00%$18,736 27UNITED SECURITY ASSUR CO OF PA4212978 2710.98% 0.00% 100.00%$16,768 27UNITEDHEALTH GRP70779 2718.56% 0.00% 100.00%$16,436 26PAN AMER LIFE GRP52580 26(414.14)% 0.00% 100.00%$10,398 45FEDERAL LIFE INS CO6322381 4559.81% 0.00% 100.00%$10,100 32STATE MUT INS CO6913282 3173.93% 0.00% 100.00%$10,091 2,648SLOVENE NATL BENEFIT SOCIETY5767383 2,648(50.57)% 0.00% 100.00%

$8,916 27INDUSTRIAL ALLIANCE GRP31584 2720.29% 0.00% 100.00%$8,846 0COLONIAL SAVINGS GRP87885 00.64% 0.00% 100.00%$8,124 53STANDARD LIFE & CAS INS CO7170686 530.00% 0.00% 100.00%$7,278 0AMERICAN HOME LIFE INS CO6054287 1(12.08)% 0.00% 100.00%$5,147 36GLEANER LIFE INS SOCIETY5615488 36106.43% 0.00% 100.00%$4,965 10KNIGHTS OF COLUMBUS5803389 10(332.81)% 0.00% 100.00%$3,781 13VOYA FINANCIAL GRP483290 120.00% 0.00% 100.00%$3,611 8ADVANTAGE CAPITAL GRP482491 8115.12% 0.00% 100.00%$3,226 8BALTIMORE LIFE INS CO6121292 8(21.92)% 0.00% 100.00%$2,856 15LIBERTY MUT GRP11193 151,427.24% 0.00% 100.00%$1,588 5ASSURED LIFE ASSN5649994 5(43.83)% 0.00% 100.00%$1,581 0CITIZENS SECURITY LIFE INS CO6192195 0(21.00)% 0.00% 100.00%$1,554 19AMERCO CORP GRP57496 19(0.51)% 0.00% 100.00%$1,514 42CITIZENS GRP61297 42(39.10)% 0.00% 100.00%$1,276 0UNIVERSAL GUAR LIFE INS CO7013098 01,877.51% 0.00% 100.00%

$726 4BCBS OF KS GRP43099 4165.29% 0.00% 100.00%$709 0FORESTERS LIFE INS ANN CO63495100 0751.76% 0.00% 100.00%$685 3BCBS OF SC GRP661101 3157.37% 0.00% 100.00%$583 6OLD SURETY LIFE INS CO67326102 6(1.03)% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 101

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

$422 2GPM LIFE GRP4712103 20.00% 0.00% 100.00%$105 11CLOISTER MUT & WINDSOR MOUNT JOY GRP4774104 110.00% 0.00% 100.00%

$2,407,541,075 3,690,694Grand Total 3,533,52547.80% 100.00%

© 2018 National Association of Insurance Commissioners 102

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

$1,097,245,481 769,872NORTHWESTERN MUT GRP8601 769,87248.65% 22.62% 22.62%$900,943,724 604,318UNUM GRP5652 604,318130.27% 18.58% 41.20%$640,375,255 286,670GUARDIAN LIFE GRP4293 286,67076.20% 13.20% 54.40%$497,912,288 239,732MASS MUT LIFE INS GRP4354 269,09360.02% 10.27% 64.67%$382,899,966 154,622PRINCIPAL FIN GRP3325 154,62263.99% 7.89% 72.57%$371,017,041 157,413METROPOLITAN GRP2416 157,41369.07% 7.65% 80.22%$212,483,551 83,244MEIJI YASUDA LIFE INS GRP13487 98,45758.77% 4.38% 84.60%$146,210,922 113,661AMERIPRISE FIN GRP48 113,66133.56% 3.01% 87.61%$115,912,749 66,390AMERITAS MUT HOLDING GRP9439 66,39054.06% 2.39% 90.00%$41,908,798 66,761THRIVENT FINANCIAL FOR LUTHERANS GRP293810 66,50338.44% 0.86% 90.87%$40,640,258 34,435NEW YORK LIFE GRP82611 34,435166.67% 0.84% 91.70%$38,594,104 26,921AXA INS GRP96812 26,921268.25% 0.80% 92.50%$32,602,455 16,556OHIO NATL LIFE GRP70413 16,55659.35% 0.67% 93.17%$29,988,800 44,193ILLINOIS MUT LIFE INS CO6458014 44,19377.91% 0.62% 93.79%$27,426,710 21,596PROTECTIVE LIFE INS GRP45815 21,59635.95% 0.57% 94.36%$26,484,741 26,059MUTUAL OF OMAHA GRP26116 26,03163.07% 0.55% 94.90%$23,699,831 12,122MINNESOTA MUT GRP86917 15,410502.81% 0.49% 95.39%$21,320,608 15,031JACKSON NATL GRP91818 15,034223.82% 0.44% 95.83%$19,553,970 11,553STATE FARM GRP17619 11,55353.51% 0.40% 96.23%$19,338,118 16,292FEDERATED MUT GRP720 16,29257.75% 0.40% 96.63%$18,762,562 22,217ASSURITY GRP486221 18,91173.40% 0.39% 97.02%$17,935,259 16,841LINCOLN NATL GRP2022 16,841225.22% 0.37% 97.39%$17,337,191 14,966ZURICH INS GRP21223 14,96684.68% 0.36% 97.75%$10,957,022 10,900REGAL REINS GRP44024 10,900420.74% 0.23% 97.97%$10,454,090 13,641COUNTRY INS & FIN SERV GRP5025 13,64154.69% 0.22% 98.19%

$9,950,826 5,890JOHN HANCOCK GRP90426 5,890141.26% 0.21% 98.39%$9,774,111 198PAN AMER LIFE GRP52527 4,233150.77% 0.20% 98.59%$7,605,213 5,128TRUSTMARK MUT HOLDING CO GRP27628 5,1284.36% 0.16% 98.75%$7,486,011 27,473CVS CAREMARK GRP466729 27,392118.96% 0.15% 98.91%$5,099,422 3,580CIGNA HLTH GRP90130 3,56928.70% 0.11% 99.01%$4,698,122 5,245IOWA FARM BUREAU GRP51331 5,70058.55% 0.10% 99.11%$3,812,526 3,660AUTO OWNERS GRP28032 3,66025.63% 0.08% 99.19%$3,768,664 0GREAT WEST GRP76933 0245.22% 0.08% 99.26%$3,361,781 745FIDELITY SECURITY GRP45134 74529.44% 0.07% 99.33%

© 2018 National Association of Insurance Commissioners 103

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

$3,157,220 4,999CNO FINANCIAL GRP23335 4,991178.80% 0.07% 99.40%$3,064,573 2,940UNITED SERV AUTOMOBILE ASSN GRP20036 2,94064.34% 0.06% 99.46%$2,853,493 5,900SOUTHERN FARM BUREAU LIFE INS CO6889637 5,90041.33% 0.06% 99.52%$2,684,281 2,307CINCINNATI FIN GRP24438 2,30715.73% 0.06% 99.58%$2,483,945 4,488KNIGHTS OF COLUMBUS5803339 4,53951.16% 0.05% 99.63%$2,165,969 5,525CONTINENTAL GEN INS CO7140440 4,88672.31% 0.04% 99.67%$2,147,223 3,546ATHENE GRP473441 3,546188.70% 0.04% 99.72%$1,240,393 1,720ONEAMERICA FIN PARTNERS GRP61942 1,720(96.62)% 0.03% 99.74%$1,211,732 0HARTFORD FIRE & CAS GRP9143 0(95.18)% 0.02% 99.77%$1,111,032 1,643SECURITY MUT LIFE INS CO OF NY6877244 1,643(24.10)% 0.02% 99.79%$1,080,443 2,551PRUDENTIAL OF AMER GRP30445 2,55156.93% 0.02% 99.81%

$781,722 926WILTON RE GRP421346 926(87.39)% 0.02% 99.83%$707,749 1,768NATIONAL GUARDIAN LIFE INS GRP121147 1,76830.35% 0.01% 99.84%$669,963 566ALLSTATE INS GRP848 56693.34% 0.01% 99.86%$530,271 478NATIONWIDE CORP GRP14049 483(75.40)% 0.01% 99.87%$448,464 1,215AEGON US HOLDING GRP46850 1,215(267.29)% 0.01% 99.88%$414,254 303GOLDMAN SACHS GRP389151 303263.67% 0.01% 99.88%$414,128 597SUMITOMO LIFE INS GRP485552 59729.66% 0.01% 99.89%$409,439 392SWISS RE GRP18153 39270.53% 0.01% 100.00%$381,873 25TOKIO MARINE HOLDINGS INC GRP309854 2581.62% 0.01% 100.00%$379,006 1,116WOODMEN WORLD LIFE INS SOC5732055 1,11658.02% 0.01% 100.00%$303,834 452AMERICAN NATL FIN GRP40856 450(2.57)% 0.01% 100.00%$303,724 451AMERICAN ENTERPRISE MUT GRP352757 45180.15% 0.01% 100.00%$292,440 425PEKIN INS GRP15358 42510.68% 0.01% 100.00%$284,583 512VOYA FINANCIAL GRP483259 511(156.93)% 0.01% 100.00%$267,907 509NEW ERA LIFE GRP52060 50818.21% 0.01% 100.00%$217,943 457WEST SOUTHERN GRP83661 4571,318.42% 0.00% 100.00%$181,010 362UNIFIED LIFE INS CO1112162 362186.78% 0.00% 100.00%$161,161 273HORACE MANN GRP30063 273111.97% 0.00% 100.00%$157,958 483ERIE INS GRP21364 48366.18% 0.00% 100.00%$147,375 373NATIONAL MUT BENEFIT5607365 373114.87% 0.00% 100.00%$141,053 205UNITEDHEALTH GRP70766 20523.91% 0.00% 100.00%$125,535 110GENEVE HOLDINGS INC GRP45067 11035.78% 0.00% 100.00%$124,672 369ASSURANT INC GRP1968 36948.82% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 104

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

$108,955 390PRIMERICA GRP475069 390161.09% 0.00% 100.00%$106,873 287AMERICAN INTL GRP1270 2871,220.01% 0.00% 100.00%$103,120 144MULTINATIONAL GRP480471 14469.51% 0.00% 100.00%

$91,952 340FEDERAL LIFE INS CO6322372 340112.60% 0.00% 100.00%$90,874 133KANSAS CITY LIFE INS GRP58873 13354.02% 0.00% 100.00%$88,845 877FIDELITY LIFE ASSN A LEGAL RESERVE L6329074 010.38% 0.00% 100.00%$85,038 183SHELTER INS GRP12375 18325.48% 0.00% 100.00%$84,038 89LIBERTY MUT GRP11176 89(13.89)% 0.00% 100.00%$81,598 240GENWORTH FIN GRP401177 240(305.81)% 0.00% 100.00%$65,041 255CATHOLIC FINANCIAL LIFE5603078 255104.99% 0.00% 100.00%$50,108 37GPM LIFE GRP471279 375.08% 0.00% 100.00%$41,566 47WELLCARE GRP119980 47126.03% 0.00% 100.00%$36,643 7ANTHEM INC GRP67181 78.31% 0.00% 100.00%$31,567 277INDEPENDENT ORDER OF FORESTERS US BR5806882 277213.75% 0.00% 100.00%$30,082 161GGC GRP473683 161155.77% 0.00% 100.00%$22,290 8ECG GRP482684 8465.62% 0.00% 100.00%$16,995 57AMERCO CORP GRP57485 57(12.39)% 0.00% 100.00%$16,294 35MISSOURI FARM BUREAU GRP51486 35(38.71)% 0.00% 100.00%$16,231 34GENERAL ELECTRIC GRP35087 3411.26% 0.00% 100.00%$14,381 41SONS OF NORWAY5714288 41275.63% 0.00% 100.00%$14,278 15SAMMONS ENTERPRISES GRP43189 15(262.98)% 0.00% 100.00%$13,442 47SAGICOR LIFE INS CO6044590 47156.43% 0.00% 100.00%$12,652 38EMC NATL LIFE CO6292891 3841.97% 0.00% 100.00%$10,964 61MAXIMUM CORP GRP52692 60101.95% 0.00% 100.00%$10,181 45FINANCIAL HOLDINGS GRP44993 45185.67% 0.00% 100.00%

$7,783 40GUARANTEE TRUST GRP68794 40(6.26)% 0.00% 100.00%$7,720 6RESERVOIR CAPITAL GRP476495 6(26.13)% 0.00% 100.00%$7,232 31AMERICAN FINANCIAL GRP8496 14116.23% 0.00% 100.00%$6,889 22PHYSICIANS MUT GRP36797 22516.13% 0.00% 100.00%$6,462 30INVESTORS HERITAGE LIFE INS CO6490498 3040.24% 0.00% 100.00%$6,056 80BCBS OF MI GRP57299 80(230.70)% 0.00% 100.00%$4,039 19SENTRY INS GRP169100 19338.18% 0.00% 100.00%$3,893 14BANNER LIFE GRP872101 14776.16% 0.00% 100.00%$3,779 41TORCHMARK CORP GRP290102 4163.51% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 105

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

$3,140 15OHIO MUT GRP963103 15(20.54)% 0.00% 100.00%$2,190 6ADVANTAGE CAPITAL GRP4824104 687.58% 0.00% 100.00%$1,955 14OLD SURETY LIFE INS CO67326105 14519.44% 0.00% 100.00%$1,826 10CNA INS GRP218106 10196.28% 0.00% 100.00%$1,790 7BENEFICIAL LIFE GRP615107 7376.54% 0.00% 100.00%$1,742 7HOMESHIELD CAPITAL GRP2858108 7(64.06)% 0.00% 100.00%$1,181 4GLEANER LIFE INS SOCIETY56154109 4799.66% 0.00% 100.00%

$233 2COLUMBIAN LIFE GRP535110 213,392.70% 0.00% 100.00%$231 8SUN LIFE ASSUR CO OF CN GRP549111 815,452.38% 0.00% 100.00%$141 1UNITED HERITAGE MUT GRP2878112 1(78.72)% 0.00% 100.00%

$85 1SOBC HOLDING LTD GRP4883113 1(34.12)% 0.00% 100.00%

$4,849,920,845 2,950,133Grand Total 2,997,31479.84% 100.00%

© 2018 National Association of Insurance Commissioners 106

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Long-Term Care

$2,473,146,461 1,064,137GENWORTH FIN GRP40111 963,677143.51% 22.95% 22.95%$1,351,835,623 650,250JOHN HANCOCK GRP9042 650,250134.11% 12.54% 35.49%

$940,071,756 562,035MUTUAL OF OMAHA GRP2613 562,03585.57% 8.72% 44.21%$663,540,842 277,903METROPOLITAN GRP2414 76,463219.78% 6.16% 50.37%$637,780,145 248,502NORTHWESTERN MUT GRP8605 248,50272.84% 5.92% 56.29%$468,876,847 259,569AEGON US HOLDING GRP4686 256,443185.54% 4.35% 60.64%$436,617,466 236,467CNO FINANCIAL GRP2337 195,432158.06% 4.05% 64.69%$307,964,201 157,648CNA INS GRP2188 157,648286.34% 2.86% 67.54%$286,012,469 145,886UNUM GRP5659 145,886282.29% 2.65% 70.20%$280,905,842 140,059NEW YORK LIFE GRP82610 140,059120.85% 2.61% 72.80%$230,593,143 124,554STATE FARM GRP17611 124,554150.20% 2.14% 74.94%$230,055,395 89,962MASS MUT LIFE INS GRP43512 72,247156.39% 2.13% 77.08%$228,590,127 6,244MOLINA HEALTHCARE INC GRP153113 6,24486.77% 2.12% 79.20%$207,727,137 75,350PRUDENTIAL OF AMER GRP30414 75,350130.97% 1.93% 81.13%$204,083,245 124,822THRIVENT FINANCIAL FOR LUTHERANS GRP293815 110,274400.01% 1.89% 83.02%$202,156,360 108,775AMERIPRISE FIN GRP416 108,775257.85% 1.88% 84.90%$190,170,263 9,482PRESBYTERIAN HLTHCARE SERV GRP48117 9,48290.70% 1.76% 86.66%$183,406,486 118,848ALLIANZ INS GRP76118 97,010230.12% 1.70% 88.36%$142,529,129 81,394ASSURANT INC GRP1919 81,394286.15% 1.32% 89.68%$117,396,712 78,974LIFETIME HLTHCARE GRP118620 78,974146.69% 1.09% 90.77%$100,899,660 57,324SENIOR HLTH INS CO OF PA7632521 52,231277.35% 0.94% 91.71%

$71,595,384 39,502CONTINENTAL GEN INS CO7140422 36,621141.73% 0.66% 92.37%$66,596,707 29,563ADVANTAGE CAPITAL GRP482423 29,563161.27% 0.62% 92.99%$66,546,544 48,075KNIGHTS OF COLUMBUS5803324 48,075123.41% 0.62% 93.61%$58,378,838 50,731RESOLUTION LIFE GRP481525 32,122348.34% 0.54% 94.15%$56,879,735 16,268GUARDIAN LIFE GRP42926 10,225145.25% 0.53% 94.68%$47,479,534 25,897PHYSICIANS MUT GRP36727 25,868145.27% 0.44% 95.12%$46,192,030 32,202BCBS OF MI GRP57228 32,20261.68% 0.43% 95.55%$44,632,696 28,815CUNA MUT GRP30629 28,815159.11% 0.41% 95.96%$44,322,252 29,761HUMANA GRP11930 29,761317.63% 0.41% 96.37%$35,866,809 22,392COUNTRY INS & FIN SERV GRP5031 20,206192.18% 0.33% 96.71%$31,249,985 14,842UNITED SECURITY ASSUR CO OF PA4212932 14,84291.91% 0.29% 97.00%$28,090,389 18,944GUARANTEE TRUST GRP68733 17,86797.21% 0.26% 97.26%$24,450,843 15,092SOUTHERN FARM BUREAU LIFE INS CO6889634 15,092259.17% 0.23% 97.48%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Long-Term Care

$23,332,469 25,607AFLAC GRP37035 23,052216.10% 0.22% 97.70%$22,839,251 10,760JACKSON NATL GRP91836 10,760280.22% 0.21% 97.91%$20,317,390 10,557ONEAMERICA FIN PARTNERS GRP61937 10,557359.88% 0.19% 98.10%$19,594,670 9,554TIAA FAMILY GRP121638 9,554239.01% 0.18% 98.28%$19,168,800 14,604AMERICAN FIDELITY CORP GRP33039 12,253132.24% 0.18% 98.46%$18,166,130 5,499AMERICAN INTL GRP1240 5,433179.41% 0.17% 98.63%$17,299,111 9,777GOLDMAN SACHS GRP389141 9,777(18.21)% 0.16% 98.79%$10,445,133 4,484GGC GRP473642 3,852179.32% 0.10% 98.89%

$9,117,990 4,731AUTO OWNERS GRP28043 4,73187.25% 0.08% 98.97%$7,204,725 5,020AMERICAN ENTERPRISE MUT GRP352744 4,990218.62% 0.07% 99.04%$6,411,123 3,269ALLSTATE INS GRP845 3,2634.09% 0.06% 99.10%$6,257,986 3,712CVS CAREMARK GRP466746 3,607142.22% 0.06% 99.16%$6,159,884 4,416TORCHMARK CORP GRP29047 3,863153.85% 0.06% 99.21%$5,995,184 3,134BCBS OF MN GRP46148 3,134102.02% 0.06% 99.27%$5,248,149 4,053ZURICH INS GRP21249 3,898363.73% 0.05% 99.32%$5,205,018 1,750ANTHEM INC GRP67150 1,750262.44% 0.05% 99.36%$4,396,880 2,896AMERICAN FAMILY INS GRP47351 2,896281.61% 0.04% 99.41%$3,964,610 2,701BCBS OF KS GRP43052 2,701269.44% 0.04% 99.44%$3,958,460 2,106HIGHMARK GRP81253 2,01757.78% 0.04% 99.48%$3,614,007 1,316WELLCARE GRP119954 1,264144.16% 0.03% 99.51%$3,369,264 2,118PREMERA BLUE CROSS GRP96255 2,118202.41% 0.03% 99.54%$3,268,164 1,545LINCOLN NATL GRP2056 1,545174.58% 0.03% 99.57%$2,971,229 2,665PRINCIPAL FIN GRP33257 2,665442.53% 0.03% 99.60%$2,716,891 1,051ASSURITY GRP486258 667113.52% 0.03% 99.63%$2,671,159 1,665AMERICAN FINANCIAL GRP8459 1,647167.33% 0.02% 99.65%$2,436,486 1,166CINCINNATI FIN GRP24460 1,16680.60% 0.02% 99.67%$2,412,595 1,775WOODMEN WORLD LIFE INS SOC5732061 1,775227.32% 0.02% 99.70%$2,364,948 1,028PENN TREATY AMER GRP81062 1,028333.83% 0.02% 99.72%$2,314,401 1,028MINNESOTA MUT GRP86963 62999.34% 0.02% 99.74%$2,210,159 1,544INDEPENDENCE HLTH GRP INC GRP93664 1,544534.53% 0.02% 99.76%$2,175,489 1,378HCSC GRP91765 1,258427.75% 0.02% 99.78%$2,100,000 684CENTENE CORP GRP129566 68483.14% 0.02% 99.80%$1,862,820 1,695BCBS OF NE GRP485867 1,695403.99% 0.02% 99.82%$1,843,320 170NATIONAL GUARDIAN LIFE INS GRP121168 17038.23% 0.02% 99.83%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Long-Term Care

$1,719,873 3,960KEMPER CORP GRP21569 2,92512.88% 0.02% 99.85%$1,676,270 978AMERICAN NATL FIN GRP40870 907285.12% 0.02% 99.87%$1,621,589 1,413GUARANTY INCOME LIFE INS CO6423871 1,41355.81% 0.02% 99.88%$1,488,823 865CATHOLIC ORDER OF FORESTERS5748772 865565.33% 0.01% 99.90%$1,437,082 0NORIDIAN MUT INS CO5589173 00.00% 0.01% 100.00%$1,366,642 0CHUBB LTD GRP62674 0194.33% 0.01% 100.00%$1,050,242 645BCBS OF KC GRP53775 645163.91% 0.01% 100.00%

$792,484 665CAMBIA HEALTH SOLUTIONS INC120776 665309.79% 0.01% 100.00%$645,141 507AETNA GRP177 507(80.95)% 0.01% 100.00%$582,793 358ATHENE GRP473478 358603.41% 0.01% 100.00%$536,972 195BCBS OF AL GRP57079 195114.51% 0.00% 100.00%$521,211 231AMERCO CORP GRP57480 231148.55% 0.00% 100.00%$492,086 552GENEVE HOLDINGS INC GRP45081 55295.32% 0.00% 100.00%$490,802 517BCBS OF SC GRP66182 517208.23% 0.00% 100.00%$484,875 310AMFIRST HOLDINGS GRP471983 296(7,649.31)% 0.00% 100.00%$465,652 447LOUISIANA HLTH SERV GRP43884 447122.30% 0.00% 100.00%$441,922 473ARKANSAS BCBS GRP87685 473172.00% 0.00% 100.00%$369,327 314NATIONAL INS CO OF WI INS3015586 314108.77% 0.00% 100.00%$281,898 172MANHATTAN LIFE GRP111787 170(93.16)% 0.00% 100.00%$229,296 159UNION LABOR GRP78188 159164.64% 0.00% 100.00%$211,810 306UNIVERSAL FIDELITY LIFE INS CO7012289 306155.63% 0.00% 100.00%$188,837 125CIGNA HLTH GRP90190 125219.56% 0.00% 100.00%$100,854 83STATE MUT INS CO6913291 83(313.86)% 0.00% 100.00%

$97,036 97BALTIMORE LIFE INS CO6121292 9753.90% 0.00% 100.00%$86,622 95VOYA FINANCIAL GRP483293 95236.01% 0.00% 100.00%$71,567 46HEALTHMARKETS GRP26494 461.68% 0.00% 100.00%$68,984 88PENN MUT GRP85095 74928.66% 0.00% 100.00%$58,307 41KANSAS CITY LIFE INS GRP58896 41499.13% 0.00% 100.00%$45,691 68PRIMERICA GRP475097 68171.08% 0.00% 100.00%$34,741 0CAREFIRST INC GRP38098 0(154.95)% 0.00% 100.00%$34,685 20NEW ERA LIFE GRP52099 20148.17% 0.00% 100.00%$28,378 31PEKIN INS GRP153100 31378.39% 0.00% 100.00%$28,072 15TRUSTMARK MUT HOLDING CO GRP276101 15491.03% 0.00% 100.00%$15,210 26NESTLE SA GRP4483102 26(526.19)% 0.00% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Long-Term Care

$13,615 12FRANKENMUTH GRP1309103 12(10.09)% 0.00% 100.00%$4,970 7WILTON RE GRP4213104 7317.61% 0.00% 100.00%$4,865 6SAGICOR LIFE INS CO60445105 6155.85% 0.00% 100.00%$3,792 8FORTRESS GRP4716106 8(5,618.09)% 0.00% 100.00%$3,438 6BLUE SHIELD OF CA GRP2798107 60.00% 0.00% 100.00%$3,014 1PROTECTIVE LIFE INS GRP458108 1375.28% 0.00% 100.00%$2,084 2ATLANTIC AMER GRP587109 2(767.75)% 0.00% 100.00%$1,020 2ORDER OF UNITED COMMERCIAL TRAVELERS56383110 2(25.20)% 0.00% 100.00%

$572 1CINCINNATI EQUITABLE CO GRP838111 1(704.90)% 0.00% 100.00%

$10,777,858,094 5,153,590Grand Total 4,708,859159.75% 100.00%

© 2018 National Association of Insurance Commissioners 110

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

$4,289,429,707 1,794,695UNITEDHEALTH GRP7071 1,794,69580.15% 19.25% 19.25%$2,129,627,172 905,469MUTUAL OF OMAHA GRP2612 905,46873.72% 9.56% 28.80%$1,576,048,532 636,564HCSC GRP9173 636,56477.03% 7.07% 35.88%$1,383,225,727 549,672ANTHEM INC GRP6714 549,66871.51% 6.21% 42.08%$1,288,392,638 651,963AETNA GRP15 648,35678.38% 5.78% 47.87%

$769,508,737 314,932CNO FINANCIAL GRP2336 313,60670.64% 3.45% 51.32%$700,020,731 429,490CIGNA HLTH GRP9017 429,45781.00% 3.14% 54.46%$491,479,926 167,338BCBS OF MI GRP5728 158,24482.18% 2.21% 56.67%$477,697,836 235,854HUMANA GRP1199 235,85476.81% 2.14% 58.81%$454,499,955 194,530WELLMARK INC GRP77010 194,53082.63% 2.04% 60.85%$445,690,343 183,198GUIDEWELL MUT HOLDING GRP53611 183,19485.13% 2.00% 62.85%$420,955,212 197,229BCBS OF MA GRP363712 197,22996.11% 1.89% 64.74%$381,730,051 159,940BCBS OF NC GRP75813 159,94067.99% 1.71% 66.45%$319,312,446 142,641UNITED SERV AUTOMOBILE ASSN GRP20014 142,64177.48% 1.43% 67.88%$307,357,674 148,084AMERICAN ENTERPRISE MUT GRP352715 145,96772.68% 1.38% 69.26%$284,234,688 144,662TORCHMARK CORP GRP29016 144,66265.25% 1.28% 70.54%$281,299,676 108,549STATE FARM GRP17617 108,52674.86% 1.26% 71.80%$277,387,615 112,777HIGHMARK GRP81218 112,77780.23% 1.24% 73.04%$275,150,913 89,541BCBS OF NJ GRP120219 89,54179.50% 1.23% 74.28%$267,917,307 123,628PHYSICIANS MUT GRP36720 123,41575.58% 1.20% 75.48%$261,343,135 126,466NEW ERA LIFE GRP52021 126,42681.78% 1.17% 76.65%$257,537,638 119,704ARKANSAS BCBS GRP87622 119,70481.47% 1.16% 77.81%$236,022,254 101,094BCBS OF KS GRP43023 101,09484.57% 1.06% 78.87%$233,164,296 122,894BCBS OF AL GRP57024 122,89487.90% 1.05% 79.92%$213,799,677 71,603BCBS OF MN GRP46125 71,60379.13% 0.96% 80.88%$186,372,337 109,661MANHATTAN LIFE GRP111726 107,15786.20% 0.84% 81.71%$183,745,122 64,306CAREFIRST INC GRP38027 64,30671.46% 0.82% 82.54%$183,621,579 97,496AEGON US HOLDING GRP46828 95,09676.20% 0.82% 83.36%$178,943,562 67,476CAMBIA HEALTH SOLUTIONS INC120729 67,47668.91% 0.80% 84.16%$158,602,637 69,433BCBS OF SC GRP66130 69,43367.90% 0.71% 84.87%$141,042,350 62,154TENNESSEE RURAL HLTH GRP467731 62,15472.90% 0.63% 85.51%$138,118,522 57,125BCBS OF NE GRP485832 57,12579.04% 0.62% 86.13%$134,562,388 43,710WISCONSIN PHYSICIANS SERV INS GRP6833 43,66761.30% 0.60% 86.73%$131,845,117 50,574BCBS OF TN GRP349834 50,57470.65% 0.59% 87.32%

© 2018 National Association of Insurance Commissioners 111

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

$126,312,548 81,951ATLANTIC AMER GRP58735 81,95173.14% 0.57% 87.89%$124,886,997 54,073HARVARD PILGRIM HLTH CARE GRP59536 54,07374.94% 0.56% 88.45%$114,331,049 37,608BERKSHIRE HATHAWAY GRP3137 37,79978.12% 0.51% 88.96%$110,274,797 44,102LOUISIANA HLTH SERV GRP43838 44,10279.60% 0.49% 89.46%$99,185,323 39,352BCBS OF AZ INC5358939 39,35271.34% 0.45% 89.90%$99,095,200 31,290NESTLE SA GRP448340 31,29076.13% 0.44% 90.35%$93,528,045 48,407MEDICAL MUT OF OH GRP73041 48,40776.32% 0.42% 90.77%$89,760,936 37,492NORIDIAN MUT INS CO5589142 37,49283.26% 0.40% 91.17%$88,678,822 35,576CENTENE CORP GRP129543 35,57677.06% 0.40% 91.57%$86,843,545 27,149AMERCO CORP GRP57444 27,14980.01% 0.39% 91.96%$81,977,697 48,674THRIVENT FINANCIAL FOR LUTHERANS GRP293845 48,67477.75% 0.37% 92.33%$80,282,221 46,028INDIVIDUAL ASSUR CO LIFE HLTH & ACC8177946 46,02885.84% 0.36% 92.69%$72,965,145 29,259PREMERA BLUE CROSS GRP96247 29,25967.60% 0.33% 93.01%$72,886,238 17,874GGC GRP473648 17,78265.87% 0.33% 93.34%$68,326,417 20,462CONTINENTAL GEN INS CO7140449 20,46276.19% 0.31% 93.65%$67,570,125 0CHUBB LTD GRP62650 077.97% 0.30% 93.95%$66,716,115 21,826BCBS OF KC GRP53751 21,82670.29% 0.30% 94.25%$61,112,069 40,551CAPITAL BLUE CROSS GRP123052 40,54279.55% 0.27% 94.52%$57,801,467 32,717AMERICAN NATL FIN GRP40853 32,71774.02% 0.26% 94.78%$55,947,000 32,623INDEPENDENCE HLTH GRP INC GRP93654 32,59074.68% 0.25% 95.03%$55,577,818 21,783COUNTRY INS & FIN SERV GRP5055 21,78276.39% 0.25% 95.28%$54,522,157 26,217OLD SURETY LIFE INS CO6732656 26,21768.42% 0.24% 95.53%$53,384,586 22,853GOLDMAN SACHS GRP389157 22,85379.57% 0.24% 95.77%$48,714,767 18,570KEMPER CORP GRP21558 18,71263.01% 0.22% 95.99%$47,766,701 15,511GENWORTH FIN GRP401159 15,51171.70% 0.21% 96.20%$43,665,146 11,201ORDER OF UNITED COMMERCIAL TRAVELERS5638360 11,20169.60% 0.20% 96.40%$42,166,544 17,479BCBS OF RI5347361 17,47978.90% 0.19% 96.59%$41,238,220 18,944EVERENCE GRP461662 16,83569.50% 0.19% 96.77%$40,598,144 17,715ADVANTAGE CAPITAL GRP482463 17,71573.74% 0.18% 96.95%$40,171,096 14,216AFLAC GRP37064 14,21676.56% 0.18% 97.13%$39,733,630 13,261ASSURED LIFE ASSN5649965 13,26175.46% 0.18% 97.31%$33,432,805 11,772MISSISSIPPI INS GRP112666 11,77284.75% 0.15% 97.46%$32,411,281 13,780PEKIN INS GRP15367 13,78072.98% 0.15% 97.61%$32,274,122 1,609DEAN HLTH GRP129468 1,609107.75% 0.14% 97.75%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

$31,328,413 15,161SPECTRUM HLTH GRP338369 15,16174.14% 0.14% 97.89%$25,315,061 6,990AMERICAN FAMILY INS GRP47370 6,99064.94% 0.11% 98.01%$24,571,047 5,976ROYAL NEIGHBORS OF AMER5765771 5,97667.05% 0.11% 98.12%$22,008,438 12,878TRIPLE S GRP480272 11,68570.39% 0.10% 98.22%$21,856,222 10,020BCBS OF VT GRP474573 10,02080.17% 0.10% 98.31%$21,375,969 14,682MEDICAL ASSOCIATES GRP481174 14,68295.46% 0.10% 98.41%$21,134,884 9,326BCBS OF WY5376775 9,32673.11% 0.09% 98.50%$20,807,815 6,781LIFETIME HLTHCARE GRP118676 6,78184.35% 0.09% 98.60%$19,506,755 7,172BLUE CROSS OF ID GRP129077 7,17273.03% 0.09% 98.69%$18,446,926 10,184AVERA HLTH PLANS INC9583978 10,18476.64% 0.08% 98.77%$18,197,135 7,915GUARANTEE TRUST GRP68779 7,77867.11% 0.08% 98.85%$17,058,430 8,840TUFTS GRP474280 8,84088.50% 0.08% 98.93%$16,645,960 5,685HEARTLAND NATL LIFE INS CO6621481 5,68582.43% 0.07% 99.00%$16,241,823 8,757HEALTH PLAN GRP129782 8,75785.36% 0.07% 99.07%$15,786,235 4,976STATE MUT INS CO6913283 4,97667.99% 0.07% 99.14%$13,196,702 9,517RESERVOIR CAPITAL GRP476484 9,51762.99% 0.06% 99.20%$11,939,973 8,133GCU5669385 8,13384.20% 0.05% 99.26%$10,757,411 5,751UNIVERSITY HLTH CARE & GUNDERSEN LUT487086 5,75182.60% 0.05% 99.31%$9,969,783 2,738WELLCARE GRP119987 2,73862.05% 0.04% 99.35%$8,645,976 3,283FALLON GRP474188 3,28378.12% 0.04% 99.39%$7,910,349 3,802FIRST COMM HLTH PLAN INC4705189 3,80274.37% 0.04% 99.42%$7,589,112 2,116NATIONWIDE CORP GRP14090 2,05560.87% 0.03% 99.46%$7,295,019 2,940UNIVERSAL FIDELITY LIFE INS CO7012291 2,94071.89% 0.03% 99.49%$7,191,043 3,292SECURITY HLTH PLAN OF WI INC9688192 3,29272.36% 0.03% 99.52%$6,789,367 1,788HEALTH NOW NY INC5520493 1,78890.82% 0.03% 99.55%$6,731,342 1,691CDPHP INC GRP470894 1,69193.30% 0.03% 99.58%$6,130,140 5,061ECG GRP482695 5,06178.31% 0.03% 99.61%$5,712,820 1,760EMBLEM HLTH GRP112796 1,760122.30% 0.03% 99.64%$5,540,397 5,779FINANCIAL HOLDINGS GRP44997 5,77971.04% 0.02% 99.66%$5,491,746 1,745CARLE HOLDING CO GRP119298 1,46772.44% 0.02% 99.69%$4,873,913 2,538CATHOLIC HLTH INITIATIVES GRP480799 2,53878.23% 0.02% 99.71%$4,683,009 971CVS CAREMARK GRP4667100 97160.02% 0.02% 99.73%$4,657,637 1,948HEALTH TRADITION HLTH PLAN96628101 1,94877.00% 0.02% 99.75%$4,431,742 2,030WESTERN CATHOLIC UNION57711102 2,03087.77% 0.02% 99.77%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

$4,338,266 1,190AMERICAN FINANCIAL GRP84103 1,19074.07% 0.02% 99.79%$4,278,964 5,179LIBERTY LIFE GRP TRUST GRP3436104 5,17974.71% 0.02% 99.81%$4,277,282 2,176UNIFIED LIFE INS CO11121105 2,14572.70% 0.02% 99.83%$3,850,615 1,653HENRY FORD HLTH SYSTEM GRP1311106 1,65396.55% 0.02% 99.85%$3,749,590 1,282GEISINGER INS GRP1143107 1,28276.88% 0.02% 99.86%$3,571,104 1,431GROUP HLTH COOP OF S CENTRAL WI95311108 1,43198.64% 0.02% 99.88%$3,464,653 680LINCOLN HERITAGE LIFE INS CO65927109 68064.52% 0.02% 99.89%$3,242,722 1,118VANGUARD HLTH VENTURES GRP1212110 1,11870.61% 0.01% 100.00%$2,374,466 1,832LOYAL CHRISTIAN BENEFIT ASSN56758111 1,83281.88% 0.01% 100.00%$1,949,803 567NEW YORK LIFE GRP826112 56671.38% 0.01% 100.00%$1,806,567 637KAISER FOUNDATION GRP601113 63766.53% 0.01% 100.00%$1,536,793 970STANDARD LIFE & CAS INS CO71706114 97085.36% 0.01% 100.00%$1,257,812 552COMMUNITYCARE GRP3487115 552104.00% 0.01% 100.00%$1,118,938 356WILTON RE GRP4213116 35554.29% 0.01% 100.00%$1,033,457 526AULTMAN HLTH FOUNDATION GRP4805117 48654.56% 0.00% 100.00%

$920,117 290AMERICAN INTL GRP12118 27560.69% 0.00% 100.00%$768,465 914RENAISSANCE HLTH SERV CORP GRP477119 91466.59% 0.00% 100.00%$663,761 0BAYSTATE HLTH GRP4756120 077.42% 0.00% 100.00%$631,439 220UTMB HLTH PLANS INC95764121 22052.70% 0.00% 100.00%$543,510 137AUTO OWNERS GRP280122 13760.81% 0.00% 100.00%$527,067 171ASSURANT INC GRP19123 17177.97% 0.00% 100.00%$479,714 208SHELTER INS GRP123124 208(43.11)% 0.00% 100.00%$458,680 157WMI MUT INS CO68420125 15772.62% 0.00% 100.00%

$22,284,762,634 9,634,092Grand Total 9,608,96577.31% 100.00%

© 2018 National Association of Insurance Commissioners 114

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

$210,139,497 581,492DELTA DENTAL PLAN OF IL GRP1151 329,44977.55% 9.36% 9.36%$177,576,504 568,979AFLAC GRP3702 335,95146.75% 7.91% 17.26%$166,315,160 700,246HUMANA GRP1193 528,36848.86% 7.41% 24.67%$160,859,652 442,626RENAISSANCE HLTH SERV CORP GRP4774 314,40073.54% 7.16% 31.83%$143,214,295 410,975CIGNA HLTH GRP9015 267,15762.34% 6.38% 38.21%

$93,890,639 221,647ANTHEM INC GRP6716 157,86149.78% 4.18% 42.39%$80,560,155 220,836UNITEDHEALTH GRP7077 150,14048.08% 3.59% 45.98%$74,965,415 196,496HCSC GRP9178 120,79563.61% 3.34% 49.31%$61,187,272 341,348DENTCARE DELIVERY SYSTEMS INC471129 207,49581.86% 2.72% 52.04%$57,320,029 91,280AMERITAS MUT HOLDING GRP94310 91,28052.78% 2.55% 54.59%$51,228,226 160,079HEALTHMARKETS GRP26411 111,39642.64% 2.28% 56.87%$45,049,761 145,303GUIDEWELL MUT HOLDING GRP53612 98,66762.01% 2.01% 58.88%$42,784,115 103,847PHYSICIANS MUT GRP36713 87,42153.94% 1.90% 60.78%$42,269,129 186,847DENTEGRA GRP247914 150,79857.16% 1.88% 62.66%$40,250,445 127,654BCBS OF AL GRP57015 89,22070.14% 1.79% 64.46%$36,491,929 70,766BCBS OF NC GRP75816 51,29564.27% 1.62% 66.08%$35,688,394 105,410DELTA DENTAL OF WA4734117 52,70573.62% 1.59% 67.67%$33,614,459 0CITIZENS SECURITY LIFE INS CO6192118 061.57% 1.50% 69.17%$32,678,867 82,291CORVESTA GRP472919 57,01468.09% 1.46% 70.62%$32,035,323 53,985AMERICAN ENTERPRISE MUT GRP352720 53,98572.70% 1.43% 72.05%$30,158,029 108,241ASSURANT INC GRP1921 80,29046.33% 1.34% 73.39%$28,482,505 85,455UNUM GRP56522 60,58456.06% 1.27% 74.66%$27,208,461 39,729CAREFIRST INC GRP38023 28,46074.66% 1.21% 75.87%$27,207,204 65,107BCBS OF KS GRP43024 55,94678.19% 1.21% 77.08%$25,994,992 56,253COLORADO DENTAL SERV INC5587525 56,25368.07% 1.16% 78.24%$24,815,271 115,302GUARDIAN LIFE GRP42926 78,55446.02% 1.10% 79.34%$24,076,113 40,836NORTHEAST DELTA DENTAL GRP476327 27,20070.37% 1.07% 80.42%$22,172,323 43,673CAPITAL BLUE CROSS GRP123028 31,86375.72% 0.99% 81.40%$21,319,313 2,533BCBS OF MI GRP57229 1,52881.04% 0.95% 82.35%$19,768,876 49,059DELTA DENTAL OF WI GRP384930 34,88865.80% 0.88% 83.23%$19,692,821 46,764OREGON DENTAL GRP131331 34,05493.89% 0.88% 84.11%$19,177,444 0ARKANSAS BCBS GRP87632 069.74% 0.85% 84.96%$17,699,076 74,840DENTAQUEST GRP451233 9,38765.31% 0.79% 85.75%$17,339,277 64,579MANHATTAN LIFE GRP111734 61,69340.41% 0.77% 86.52%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

$15,389,474 39,962DELTA DENTAL OF OK5393735 24,91491.73% 0.69% 87.21%$14,431,909 37,299DELTA DENTAL OF KS GRP463836 24,43987.51% 0.64% 87.85%$13,658,430 0DELTA DENTAL PLAN OF AZ GRP365837 063.81% 0.61% 88.46%$13,568,282 32,116BCBS OF RI5347338 25,72471.73% 0.60% 89.06%$13,249,265 41,080BEST LIFE & HLTH INS CO9063839 31,14653.54% 0.59% 89.65%$12,859,962 22,434BLUE SHIELD OF CA GRP279840 17,10438.96% 0.57% 90.23%$11,116,662 36,402BCBS OF TN GRP349841 26,36467.96% 0.49% 90.72%$11,112,165 28,040DELTA DENTAL PLAN OF MO GRP368042 18,67368.44% 0.49% 91.22%$10,638,569 31,947DELTA DENTAL PLAN OF AR INC4715543 20,85173.94% 0.47% 91.69%$10,255,954 27,558CAMBIA HEALTH SOLUTIONS INC120744 19,17680.83% 0.46% 92.15%$10,133,060 3,262FIDELITY SECURITY GRP45145 3,26272.27% 0.45% 92.60%

$9,561,885 0HAWAII MEDICAL SERV ASSN4994846 069.71% 0.43% 93.02%$9,540,874 52,281HEALTHPLEX GRP8547 16,45568.14% 0.42% 93.45%$9,332,560 9,848BLUE CROSS OF ID GRP129048 6,69181.29% 0.42% 93.86%$9,232,205 18,204DELTA DENTAL PLAN OF ID INC4779149 11,00580.30% 0.41% 94.27%$8,927,657 11,877L S S GRP474450 11,87761.02% 0.40% 94.67%$7,802,928 0CHUBB LTD GRP62651 065.23% 0.35% 95.02%$7,646,150 26,079DENTAL CARE PLUS INC9626552 18,51749.89% 0.34% 95.36%$7,017,567 14,195KEMPER CORP GRP21553 10,70663.76% 0.31% 95.67%$7,013,925 23,657DENTAL HLTH SERV4749054 17,97749.50% 0.31% 95.98%$6,940,347 18,165BCBS OF KC GRP53755 14,70769.49% 0.31% 96.29%$6,635,416 16,022DELTA DENTAL OF RI GRP157156 1,60569.56% 0.30% 96.59%$6,420,653 14,247AEGON US HOLDING GRP46857 12,16259.53% 0.29% 96.87%$5,260,733 10,957DELTA DENTAL PLAN OF SD5409758 6,57384.64% 0.23% 97.11%$5,006,963 18,471WESTBRIDGE CAPITAL GRP83959 10,63352.90% 0.22% 97.33%$4,877,427 18,648MEDICAL MUT OF OH GRP73060 10,67857.03% 0.22% 97.55%$4,231,189 15,209LOUISIANA HLTH SERV GRP43861 11,70767.86% 0.19% 97.74%$4,130,698 3,457F&R HOLDINGS GRP482262 3,45755.15% 0.18% 97.92%$3,626,276 17,597BCBS OF SC GRP66163 9,98253.54% 0.16% 98.08%$3,512,685 8,051PREMERA BLUE CROSS GRP96264 4,69859.50% 0.16% 98.24%$3,271,097 1,978SPECTRUM HLTH GRP338365 1,97890.05% 0.15% 98.38%$3,237,848 0KAISER FOUNDATION GRP60166 092.21% 0.14% 98.53%$3,175,356 951NATIONAL GUARDIAN LIFE INS GRP121167 95157.29% 0.14% 98.67%$2,731,298 0INDEPENDENCE HLTH GRP INC GRP93668 052.67% 0.12% 98.79%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

$2,635,862 2,502CENTENNIAL CAS CO3456869 2,5020.00% 0.12% 98.91%$2,413,842 8,799WELLMARK INC GRP77070 5,93182.92% 0.11% 99.02%$2,355,586 564EMBLEM HLTH GRP112771 26369.31% 0.10% 99.12%$2,253,930 12,622EMPLOYERS DENTAL SERV5309072 7,85552.69% 0.10% 99.22%$2,247,497 5,854DELTA DENTAL PLAN OF WY1520073 3,52283.16% 0.10% 99.32%$1,864,585 3,057GUARANTY INCOME LIFE INS CO6423874 3,05770.45% 0.08% 99.41%$1,825,332 6,034BCBS OF AZ INC5358975 3,96171.33% 0.08% 99.49%$1,618,627 16,027TRIPLE S GRP480276 16,02758.30% 0.07% 99.56%$1,380,358 7,919NEW ERA LIFE GRP52077 4,26428.42% 0.06% 99.62%$1,248,704 4,776AMERICAN FIDELITY CORP GRP33078 2,82062.87% 0.06% 99.68%$1,177,101 6,519BCBS OF NJ GRP120279 6,519175.97% 0.05% 99.73%

$899,792 1,569HEALTH NOW NY INC5520480 1,197118.47% 0.04% 99.77%$750,019 2,158CVS CAREMARK GRP466781 1,88334.36% 0.03% 99.80%$585,726 1,716GGC GRP473682 1,51342.42% 0.03% 99.83%$552,467 2,738SOLSTICE GRP486683 2,29968.13% 0.02% 99.85%$469,557 709OLD SURETY LIFE INS CO6732684 70974.31% 0.02% 99.87%$442,940 1,270CONTINENTAL GEN INS CO7140485 55765.08% 0.02% 99.89%$437,990 764CROY HALL MGMT GRP133986 58957.33% 0.02% 100.00%$434,172 1,351NATIONAL PREVENTIVE SOLUTIONS CORP1613587 1,35160.17% 0.02% 100.00%$286,103 1,726AMTRUST NGH GRP253888 1,09418.38% 0.01% 100.00%$257,579 1,694LIBERTY DENTAL PLAN GRP469289 1,69424.63% 0.01% 100.00%$239,181 2,895MUTUAL OF OMAHA GRP26190 2,77037.91% 0.01% 100.00%$192,162 838NEVADA DENTAL BENEFITS LTD1381391 51975.91% 0.01% 100.00%$172,115 648GOLDEN DENTAL PLANS INC1111392 33949.89% 0.01% 100.00%$136,587 132UNIFIED LIFE INS CO1112193 13285.42% 0.01% 100.00%$108,115 279WELLCARE GRP119994 23538.66% 0.00% 100.00%$60,810 151VOLUNTARY EMPLOYEES BENEFIT ASSN OF1286795 15191.63% 0.00% 100.00%$51,011 303GENEVE HOLDINGS INC GRP45096 29950.13% 0.00% 100.00%$24,279 68WARRIOR INVICTUS HOLDING CO GRP472797 4936.00% 0.00% 100.00%

$6,111 21NEXDENT DENTAL PLANS INC1509498 11131.50% 0.00% 100.00%

$2,245,906,580 6,300,179Grand Total 4,284,22562.77% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

State Childrens Health Insurance Program

$509,089,804 286,162ANTHEM INC GRP6711 286,16281.41% 17.98% 17.98%$495,926,925 247,390UNITEDHEALTH GRP7072 247,39088.76% 17.51% 35.49%$240,860,121 119,453WELLCARE GRP11993 119,45379.28% 8.51% 44.00%$235,161,510 122,646CENTENE CORP GRP12954 135,97780.71% 8.30% 52.30%$151,035,006 91,179AETNA GRP15 91,17973.07% 5.33% 57.63%$147,210,130 71,526TEXAS CHILDRENS HLTH PLAN INC953296 71,52689.37% 5.20% 62.83%$107,534,000 67,666MOLINA HEALTHCARE INC GRP15317 67,66684.78% 3.80% 66.63%

$84,694,408 37,488UPMC HLTH SYSTEM GRP13248 37,48879.96% 2.99% 69.62%$83,390,911 30,172LIFETIME HLTHCARE GRP11869 30,17273.78% 2.94% 72.57%$79,351,761 43,180COLORADO ACCESS GRP478110 43,18087.34% 2.80% 75.37%$78,802,678 36,776HARRIS HLTH GRP489211 36,77691.48% 2.78% 78.15%$71,996,135 25,936HIGHMARK GRP81212 25,93673.16% 2.54% 80.69%$65,123,313 22,464INDEPENDENCE HLTH GRP INC GRP93613 22,46475.07% 2.30% 82.99%$55,325,525 28,683PARKLAND COMM HLTH PLAN INC9541414 2100.39% 1.95% 84.95%$51,208,680 19,692MVP GRP119815 19,69280.91% 1.81% 86.75%$50,217,926 17,260CAPITAL BLUE CROSS GRP123016 17,26065.98% 1.77% 88.53%$42,294,793 63,798EMBLEM HLTH GRP112717 63,79887.73% 1.49% 90.02%$36,696,409 12,998CDPHP INC GRP470818 12,99881.28% 1.30% 91.32%$35,543,969 14,020GEISINGER INS GRP114319 14,02088.34% 1.26% 92.57%$29,895,242 18,566COMMUNITY FIRST GRP273820 18,56686.16% 1.06% 93.63%$23,863,031 3,362VANGUARD HLTH VENTURES GRP121221 3,362161.43% 0.84% 94.47%$20,260,450 10,882IHC INC GRP88022 10,88284.14% 0.72% 95.19%$19,247,305 11,282HEALTH PARTNERS PLANS INC9506623 11,28280.61% 0.68% 95.87%$17,369,239 8,172DRISCOLL CHILDRENS HLTH PLAN9580924 8,17280.43% 0.61% 96.48%$15,413,627 10,712EL PASO FIRST HLTH PLANS INC5263525 10,71279.83% 0.54% 97.02%$14,209,335 7,207ASCENSION HLTH GRP485926 068.00% 0.50% 97.53%$11,467,992 5,276INDEPENDENT HLTH ASSN GRP489427 3,27173.54% 0.40% 97.93%$10,855,797 8,845COMMUNITY HLTH PLAN OF WA4704928 8,845105.25% 0.38% 98.31%

$9,105,498 7,615DENVER HLTH MEDICAL PLAN INC9575029 7,61595.62% 0.32% 98.64%$8,835,616 3,458BCBS OF WY5376730 3,45883.28% 0.31% 98.95%$8,551,045 5,347FIRSTCARE GRP354931 5,34780.29% 0.30% 99.25%$5,946,037 2,023NORIDIAN MUT INS CO5589132 2,02389.22% 0.21% 99.46%$4,965,034 2,567HEALTH NOW NY INC5520433 2,56764.08% 0.18% 99.63%$4,191,192 3,288KAISER FOUNDATION GRP60134 3,319202.13% 0.15% 99.78%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

State Childrens Health Insurance Program

$3,846,556 1,936FRIDAY HLTH PLANS OF CO INC9577435 1,93656.46% 0.14% 100.00%$1,050,998 0BAYSTATE HLTH GRP475636 0138.64% 0.04% 100.00%

$931,647 516CHRISTUS HLTH PLAN1415437 51689.00% 0.03% 100.00%$298,527 0BCBS OF MI GRP57238 0(5.53)% 0.01% 100.00%

$31,358 25HENRY FORD HLTH SYSTEM GRP131139 2517.76% 0.00% 100.00%

$2,831,799,530 1,469,568Grand Total 1,445,03783.55% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

$38,598,115,130 3,610,699UNITEDHEALTH GRP7071 3,610,68081.60% 23.87% 23.87%$33,123,043,427 3,064,579HUMANA GRP1192 3,064,57982.34% 20.48% 44.35%$17,880,807,392 2,481,840AETNA GRP13 2,481,84080.89% 11.06% 55.41%

$6,871,988,832 587,523ANTHEM INC GRP6714 587,52383.24% 4.25% 59.66%$5,254,620,047 516,785WELLCARE GRP11995 516,78583.03% 3.25% 62.91%$4,725,797,514 349,675CIGNA HLTH GRP9016 349,67585.59% 2.92% 65.83%$2,936,097,869 226,069HIGHMARK GRP8127 226,06984.77% 1.82% 67.64%$2,275,548,120 148,696HEALTHFIRST INC GRP47788 148,69687.34% 1.41% 69.05%$1,923,915,854 168,684UPMC HLTH SYSTEM GRP13249 168,68488.97% 1.19% 70.24%$1,910,457,289 167,548KAISER FOUNDATION GRP60110 160,361101.57% 1.18% 71.42%$1,657,127,924 192,482MEDICAL CARD SYSTEM INC GRP130111 192,48284.34% 1.02% 72.45%$1,595,783,894 133,441CENTENE CORP GRP129512 133,44187.83% 0.99% 73.43%$1,562,729,124 129,462AMERICAS 1ST CHOICE GRP475513 129,46265.24% 0.97% 74.40%$1,493,279,025 136,371BCBS OF MI GRP57214 136,37182.35% 0.92% 75.32%$1,425,849,968 107,198INDEPENDENCE HLTH GRP INC GRP93615 107,19887.20% 0.88% 76.20%$1,404,135,364 139,572HCSC GRP91716 139,57292.82% 0.87% 77.07%$1,342,836,832 128,126BCBS OF TN GRP349817 128,12683.77% 0.83% 77.90%$1,308,582,688 84,741MOLINA HEALTHCARE INC GRP153118 84,74180.23% 0.81% 78.71%$1,275,642,556 130,252GUIDEWELL MUT HOLDING GRP53619 130,25286.87% 0.79% 79.50%$1,118,919,449 239,514BCBS OF MN GRP46120 239,51481.31% 0.69% 80.19%$1,094,987,449 87,817BCBS OF NJ GRP120221 87,81791.76% 0.68% 80.87%$1,085,873,278 86,645TUFTS GRP474222 86,64590.22% 0.67% 81.54%$1,083,725,840 94,738EMBLEM HLTH GRP112723 95,32092.68% 0.67% 82.21%$1,067,386,753 117,935SPECTRUM HLTH GRP338324 117,93588.12% 0.66% 82.87%$1,039,703,607 92,162GEISINGER INS GRP114325 92,16289.00% 0.64% 83.51%$1,036,510,038 118,451TRIPLE S GRP480226 118,45186.44% 0.64% 84.16%

$951,614,861 107,725LIFETIME HLTHCARE GRP118627 107,72589.83% 0.59% 84.74%$951,066,162 90,166CAMBIA HEALTH SOLUTIONS INC120728 90,16682.13% 0.59% 85.33%$888,281,939 91,310BCBS OF NC GRP75829 91,31087.10% 0.55% 85.88%$878,439,753 73,130INDEPENDENT HLTH ASSN GRP489430 73,13085.70% 0.54% 86.42%$877,518,196 82,699UCARE GRP438031 82,69989.88% 0.54% 86.97%$810,009,472 160,480MEDICA GRP155232 159,35183.07% 0.50% 87.47%$796,665,987 0HEALTH SUN HLTH PLANS1012233 084.74% 0.49% 87.96%$768,329,104 0PEOPLES HLTH INC1360734 085.00% 0.48% 88.44%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

$699,890,700 64,093ESSENCE HLTHCARE INC1169935 64,09375.93% 0.43% 88.87%$658,929,360 0MEDISUN INC9598236 088.38% 0.41% 89.28%$621,609,715 44,326HEALTH NOW NY INC5520437 44,32693.67% 0.38% 89.66%$614,849,342 55,041CHE TRINITY INC GRP283838 55,04185.36% 0.38% 90.04%$602,458,772 46,698VIVA HLTH INC9532239 46,69883.76% 0.37% 90.41%$597,627,655 63,488BCBS OF AL GRP57040 63,48887.56% 0.37% 90.78%$586,465,714 53,183PROVIDENCE HLTH GRP478841 50,88186.55% 0.36% 91.15%$561,457,608 0NETWORK HLTH GRP267842 090.81% 0.35% 91.49%$542,764,137 50,813BCBS OF RI5347343 50,81387.35% 0.34% 91.83%$499,467,720 57,884HEALTHPARTNERS GRP125844 57,88480.80% 0.31% 92.14%$486,838,513 47,533SECURITY HLTH PLAN OF WI INC9688145 47,53389.88% 0.30% 92.44%$486,061,673 50,252BCBS OF MA GRP363746 50,25289.31% 0.30% 92.74%$459,261,185 36,432HENRY FORD HLTH SYSTEM GRP131147 36,43296.73% 0.28% 93.02%$415,852,091 47,229PRESBYTERIAN HLTHCARE SERV GRP48148 47,22988.42% 0.26% 93.28%$404,643,370 36,303HAWAII MEDICAL SERV ASSN4994849 36,30388.16% 0.25% 93.53%$382,457,506 35,620MVP GRP119850 35,62091.03% 0.24% 93.77%$373,611,259 37,299HEALTH FIRST GRP474051 37,29982.49% 0.23% 94.00%$372,744,410 29,383AVMED INC9526352 29,38394.29% 0.23% 94.23%$366,878,969 22,198CARESOURCE GRP368353 22,19893.33% 0.23% 94.45%$346,066,410 31,887KS PLAN ADMINISTRATORS LLC1282754 31,88790.16% 0.21% 94.67%$343,039,185 33,715PACIFICSOURCE HLTH PLAN GRP470455 33,71586.16% 0.21% 94.88%$339,072,124 20,712HEALTH PARTNERS PLANS INC9506656 20,71297.78% 0.21% 95.09%$335,865,477 20,456CAIDAN ENTERPRISES INC GRP464057 20,45682.73% 0.21% 95.30%$314,755,866 31,628MEDICAL MUT OF OH GRP73058 31,628106.20% 0.19% 95.49%$306,805,048 27,856COMMUNITYCARE GRP348759 27,85691.71% 0.19% 95.68%$304,065,069 41,472IHC INC GRP88060 41,47285.33% 0.19% 95.87%$292,156,423 27,171CDPHP INC GRP470861 27,17191.67% 0.18% 96.05%$279,532,221 24,207BLUE CROSS OF ID GRP129062 24,20774.77% 0.17% 96.22%$276,379,715 24,272CAPITAL BLUE CROSS GRP123063 24,27283.15% 0.17% 96.39%$271,384,490 27,606CARLE HOLDING CO GRP119264 27,60688.54% 0.17% 96.56%$267,562,820 27,752CLOVER INS CO8637165 27,752101.90% 0.17% 96.73%$245,957,400 23,959SUMMA HLTH GRP325966 23,95992.77% 0.15% 96.88%$233,789,548 19,855CONSTELLATION HLTH LLC1512567 19,85586.34% 0.14% 97.02%$216,991,291 27,871CATHOLIC HLTH INITIATIVES GRP480768 27,87195.10% 0.13% 97.16%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

$214,930,759 18,007VANTAGE HLTH PLAN INC9558469 18,00787.49% 0.13% 97.29%$210,154,203 19,141ATRIO HLTH PLANS INC1012370 19,14188.96% 0.13% 97.42%$203,806,529 35,067SCOTT & WHITE GRP60071 35,06787.35% 0.13% 97.55%$178,377,839 13,158HEALTH PLAN OF CAREOREGON INC1227772 13,15894.98% 0.11% 97.66%$178,356,846 19,080ARKANSAS BCBS GRP87673 19,08084.19% 0.11% 97.77%$176,177,415 14,407VANGUARD HLTH VENTURES GRP121274 14,40787.46% 0.11% 97.88%$172,730,177 9,316ELDERPLAN INC9566275 9,31697.95% 0.11% 97.98%$171,484,058 15,629HEALTH PLAN GRP129776 15,62995.46% 0.11% 98.09%$167,135,165 19,998PREMERA BLUE CROSS GRP96277 19,99879.53% 0.10% 98.19%$166,260,284 17,881OREGON DENTAL GRP131378 17,881100.46% 0.10% 98.30%$162,689,339 14,380FALLON GRP474179 14,38095.82% 0.10% 98.40%$162,248,516 15,379INDIANA UNIVERSITY HLTH GRP463780 15,37990.12% 0.10% 98.50%$147,515,318 6,837AULTMAN HLTH FOUNDATION GRP480581 14,05171.49% 0.09% 98.59%$145,228,322 15,684UNIVERSITY HLTH CARE & GUNDERSEN LUT487082 15,68492.75% 0.09% 98.68%$138,858,382 10,310MEDSTAR FAMILY CHOICE1422783 10,310112.86% 0.09% 98.76%$120,796,994 24,496DEAN HLTH GRP129484 24,49684.37% 0.07% 98.84%$105,145,626 10,168GLOBALHEALTH INC1366785 10,16885.47% 0.07% 98.90%$103,798,947 12,605CARE N CARE INS CO OF NC1568586 12,60594.40% 0.06% 98.97%$101,753,106 10,814CARE N CARE INS CO INC1315187 10,81492.50% 0.06% 99.03%

$97,685,821 0UPPER PENINSULA HLTH PLAN LLC5261588 095.65% 0.06% 99.09%$94,652,536 11,090HARVARD PILGRIM HLTH CARE GRP59589 11,09098.92% 0.06% 99.15%$93,416,696 8,959BAYSTATE HLTH GRP475690 8,95985.43% 0.06% 99.21%$91,790,018 10,035PREMIER HLTH PARTNERS GRP481691 10,03593.22% 0.06% 99.26%$91,038,325 6,837UMMS HLTH PLAN GRP485492 0104.97% 0.06% 99.32%$87,157,332 7,745COMMUNITY HLTH PLAN OF WA4704993 7,74586.82% 0.05% 99.37%$69,563,751 7,241FIRSTCAROLINACARE INS CO INC1296294 7,24193.54% 0.04% 99.42%$67,705,316 7,745BCBS OF KC GRP53795 7,745105.72% 0.04% 99.46%$62,846,639 6,670MEMORIAL HERMANN GRP480896 6,670104.51% 0.04% 99.50%$62,570,881 5,751FAMILY HLTH NETWORK GRP484397 5,75188.40% 0.04% 99.54%$59,016,116 5,027SAMARITAN HLTH PLANS INC1225798 5,02774.27% 0.04% 99.57%$56,661,793 7,060SAINT MARYS HLTH CARE CORP GRP241899 7,05999.23% 0.04% 99.61%$56,496,549 6,559ULTIMATE HLTH PLANS INC14243100 6,55984.71% 0.03% 99.64%$51,974,602 4,556DENVER HLTH MEDICAL PLAN INC95750101 4,55698.15% 0.03% 99.68%$48,521,053 785CARE WI HLTH PLAN INC12248102 78561.57% 0.03% 99.71%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

$45,606,306 1,704CATHOLIC SPECIAL NEEDS PLAN LLC12976103 1,70481.75% 0.03% 99.73%$41,857,206 3,851FAMILYCARE HLTH PLANS INC47084104 3,85194.11% 0.03% 99.76%$37,014,070 5,111LOUISIANA HLTH SERV GRP438105 5,111101.09% 0.02% 99.78%$35,846,459 1,044COMMUNITY CARE HLTH PLAN INC10756106 1,04464.84% 0.02% 99.80%$33,605,066 20,568GPM LIFE GRP4712107 20,56878.62% 0.02% 99.83%$29,041,203 2,611SENTARA HLTH MGMT GRP1183108 2,596107.83% 0.02% 99.84%$28,143,250 2,335UNIVERSITY HLTH CARE INC52621109 2,335114.68% 0.02% 99.86%$21,302,201 1,787ALLCARE HLTH PLAN INC12253110 1,78785.74% 0.01% 99.87%$17,685,309 0ALOHA CARE95853111 067.08% 0.01% 99.89%$14,057,256 565LIFEWORKS ADVANTAGE LLC15959112 56552.64% 0.01% 99.89%$13,842,131 2,030COMMUNITYCARE GOVERNMENT PROGRAMS IN15732113 2,03085.34% 0.01% 100.00%$12,311,078 7,169TORCHMARK CORP GRP290114 7,16987.91% 0.01% 100.00%$12,003,276 522WEST VIRGINIA SENIOR ADVANTAGE INC15955115 52268.37% 0.01% 100.00%$11,582,470 885ARKANSAS SUPERIOR SELECT INC15135116 885100.90% 0.01% 100.00%$10,636,197 701PROVIDER PARTNERS HLTH GRP4842117 70176.20% 0.01% 100.00%$10,498,872 529BOSTON MEDICAL CENTER HLTH PLAN INC13203118 52981.71% 0.01% 100.00%

$9,829,508 0TENET HEALTHCARE CORP GRP4759119 084.55% 0.01% 100.00%$9,821,184 0SENIOR WHOLE HLTH OF NY INC12776120 00.00% 0.01% 100.00%$9,329,124 1,197BAPTIST HLTH PLAN INC95071121 1,19733.10% 0.01% 100.00%$8,606,146 295PRUITTHEALTH PREMIER INC15730122 29551.34% 0.01% 100.00%$8,313,588 866A1C HOLDINGS GRP4874123 86691.67% 0.01% 100.00%$7,371,711 720TRUSTED HLTH PLANS GRP4893124 720107.70% 0.00% 100.00%$7,304,693 601MCLAREN HLTH GRP4700125 601122.54% 0.00% 100.00%

$161,716,995,733 15,596,700Grand Total 15,587,00583.85% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicaid

$28,475,210,325 5,494,667UNITEDHEALTH GRP7071 5,494,66685.26% 16.26% 16.26%$20,313,561,660 4,352,511ANTHEM INC GRP6712 4,352,51186.22% 11.60% 27.86%$17,496,206,478 4,113,109CENTENE CORP GRP12953 4,216,39589.78% 9.99% 37.85%$12,522,180,513 2,838,416MOLINA HEALTHCARE INC GRP15314 2,838,41686.55% 7.15% 45.00%$10,055,650,235 1,727,195INDEPENDENCE HLTH GRP INC GRP9365 1,727,19594.10% 5.74% 50.74%

$8,879,332,654 2,208,939WELLCARE GRP11996 2,208,93986.26% 5.07% 55.81%$7,695,011,441 1,591,364CARESOURCE GRP36837 1,591,36485.75% 4.39% 60.21%$6,112,085,312 987,886AETNA GRP18 987,88687.31% 3.49% 63.70%$4,954,222,661 868,990BCBS OF NJ GRP12029 868,99088.89% 2.83% 66.53%$3,374,113,749 536,927HUMANA GRP11910 536,92787.46% 1.93% 68.45%$3,299,264,223 879,162CAIDAN ENTERPRISES INC GRP464011 879,16291.44% 1.88% 70.34%$2,818,589,553 552,472HCSC GRP91712 552,47298.56% 1.61% 71.95%$2,266,532,992 528,771BCBS OF TN GRP349813 527,92384.45% 1.29% 73.24%$2,168,318,465 420,239UPMC HLTH SYSTEM GRP132414 420,23991.22% 1.24% 74.48%$2,097,974,497 368,924BCBS OF MN GRP46115 368,92493.19% 1.20% 75.68%$1,929,116,892 369,708HIGHMARK GRP81216 369,70885.92% 1.10% 76.78%$1,904,039,823 316,026UNIVERSITY HLTH CARE INC5262117 316,02689.88% 1.09% 77.86%$1,722,447,659 275,581UCARE GRP438018 275,58189.89% 0.98% 78.85%$1,674,112,021 250,792HEALTH PARTNERS PLANS INC9506619 250,79275.81% 0.96% 79.80%$1,617,065,762 227,883NEIGHBORHOOD HLTH PLAN INC1110920 227,64192.93% 0.92% 80.73%$1,514,105,080 347,099INDIANA UNIVERSITY HLTH GRP463721 347,09996.27% 0.86% 81.59%$1,417,743,481 232,299BOSTON MEDICAL CENTER HLTH PLAN INC1320322 232,29994.11% 0.81% 82.40%$1,417,133,266 393,832TEXAS CHILDRENS HLTH PLAN INC9532923 393,83292.11% 0.81% 83.21%$1,311,587,311 182,284NEIGHBORHOOD HLTH PLAN OF RI INC9540224 182,28491.29% 0.75% 83.96%$1,232,121,994 29,208MEDICA GRP155225 29,20888.36% 0.70% 84.66%$1,142,988,034 191,210MVP GRP119826 191,21088.40% 0.65% 85.32%$1,128,044,678 168,475EMBLEM HLTH GRP112727 168,47492.06% 0.64% 85.96%$1,117,962,798 235,023VANGUARD HLTH VENTURES GRP121228 235,02381.32% 0.64% 86.60%

$985,703,052 275,387COMMUNITY HLTH PLAN OF WA4704929 275,38789.34% 0.56% 87.16%$978,304,286 161,778PRESBYTERIAN HLTHCARE SERV GRP48130 161,77882.39% 0.56% 87.72%$966,285,829 54,973CIGNA HLTH GRP90131 54,97388.89% 0.55% 88.27%$955,994,187 173,468LIFETIME HLTHCARE GRP118632 173,46893.21% 0.55% 88.82%$908,907,976 187,216GEISINGER INS GRP114333 187,21687.45% 0.52% 89.34%$887,738,389 96,793MAGELLAN HLTH INC GRP126034 96,79378.72% 0.51% 89.84%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicaid

$886,440,196 202,898BCBS OF MI GRP57235 202,89888.87% 0.51% 90.35%$873,578,046 198,856SENTARA HLTH MGMT GRP118336 198,72290.20% 0.50% 90.85%$872,830,792 165,460HEALTHPARTNERS GRP125837 160,80598.62% 0.50% 91.35%$837,404,360 253,454HARRIS HLTH GRP489238 253,45491.81% 0.48% 91.83%$837,336,643 194,298MCLAREN HLTH GRP470039 194,29892.03% 0.48% 92.30%$818,655,951 3,558,642MCNA GRP473040 3,558,64283.57% 0.47% 92.77%$790,646,456 14,313ELDERPLAN INC9566241 14,31381.39% 0.45% 93.22%$754,528,238 368,791TRIPLE S GRP480242 368,77289.17% 0.43% 93.65%$733,911,734 166,608HAWAII MEDICAL SERV ASSN4994843 166,60885.72% 0.42% 94.07%$649,859,779 90,053MEDSTAR FAMILY CHOICE1422744 90,05389.04% 0.37% 94.44%$644,000,785 162,955DRISCOLL CHILDRENS HLTH PLAN9580945 162,95585.14% 0.37% 94.81%$511,915,271 119,209SPECTRUM HLTH GRP338346 119,20991.21% 0.29% 95.10%$485,796,086 171,219PARKLAND COMM HLTH PLAN INC9541447 180.96% 0.28% 95.38%$482,987,590 84,132CDPHP INC GRP470848 84,13291.98% 0.28% 95.66%$461,276,928 116,394COMMUNITY FIRST GRP273849 116,39490.84% 0.26% 95.92%$420,003,351 99,572FAMILY HLTH NETWORK GRP484350 99,572102.48% 0.24% 96.16%$393,853,188 95,281KAISER FOUNDATION GRP60151 95,034112.58% 0.22% 96.38%$391,031,073 0SENIOR WHOLE HLTH OF NY INC1277652 00.00% 0.22% 96.61%$383,884,834 99,005BCBS OF SC GRP66153 99,00589.13% 0.22% 96.83%$363,793,358 65,764INDEPENDENT HLTH ASSN GRP489454 65,72596.91% 0.21% 97.04%$350,366,508 0ALOHA CARE9585355 092.20% 0.20% 97.24%$343,615,964 59,226BAYSTATE HLTH GRP475656 59,22694.32% 0.20% 97.43%$335,421,921 82,463HEALTH PLAN GRP129757 82,46392.35% 0.19% 97.62%$327,502,280 93,951IHC INC GRP88058 93,95187.02% 0.19% 97.81%$299,943,254 20,334SANFORD HLTH GRP124659 20,33493.13% 0.17% 97.98%$269,461,573 91,307FIRSTCARE GRP354960 91,30788.50% 0.15% 98.14%$260,786,193 52,022TOTAL HLTH GRP123861 52,02292.47% 0.15% 98.28%$237,589,276 127,228CHILDRENS COMM HLTH PLAN INC1373962 127,22890.60% 0.14% 98.42%$225,551,974 9,504CHILDRENS HLTH SYSTEM OF TX GRP482863 1124.52% 0.13% 98.55%$215,881,224 35,924FALLON GRP474164 35,92491.04% 0.12% 98.67%$195,437,726 0UPPER PENINSULA HLTH PLAN LLC5261565 087.21% 0.11% 98.78%$194,753,729 349,364COLORADO ACCESS GRP478166 349,36488.98% 0.11% 98.89%$184,644,508 42,921TRUSTED HLTH PLANS GRP489367 42,92173.51% 0.11% 99.00%$178,138,020 28,593HEALTH NOW NY INC5520468 28,59391.18% 0.10% 99.10%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicaid

$176,577,544 0INOVA HLTH PLAN LLC1015369 090.10% 0.10% 99.20%$176,008,400 65,412EL PASO FIRST HLTH PLANS INC5263570 65,41284.23% 0.10% 99.30%$134,251,284 36,075PROVIDENCE HLTH GRP478871 37,84194.00% 0.08% 99.38%$121,718,612 46,001SCOTT & WHITE GRP60072 46,00183.94% 0.07% 99.45%$118,016,674 54,419SECURITY HLTH PLAN OF WI INC9688173 54,41983.84% 0.07% 99.52%$88,923,807 40,764GROUP HLTH COOP OF EAU CLAIRE9519274 40,76483.93% 0.05% 99.57%$86,785,880 231,147TUFTS GRP474275 231,14772.48% 0.05% 99.62%$81,213,271 2,540CARE WI HLTH PLAN INC1224876 2,54093.07% 0.05% 99.66%$79,549,675 41,335UNIVERSITY HLTH CARE & GUNDERSEN LUT487077 41,33583.42% 0.05% 99.71%$71,195,810 34,419NETWORK HLTH GRP267878 34,41987.97% 0.04% 99.75%$68,551,678 39,364DEAN HLTH GRP129479 39,36490.33% 0.04% 99.79%$56,028,497 1,227COMMUNITY CARE HLTH PLAN INC1075680 1,227109.67% 0.03% 99.82%$55,575,793 17,875HEALTH CHOICE UTAH INC1448181 17,87582.56% 0.03% 99.85%$43,897,009 18,211ASCENSION HLTH GRP485982 079.48% 0.03% 99.88%$43,415,184 143,900OREGON DENTAL GRP131383 143,90074.74% 0.02% 100.00%$34,297,110 14,939SENDERO HLTH PLANS INC1415184 14,93999.56% 0.02% 100.00%$27,045,558 9,072FHC HLTH SYSTEMS GRP96585 9,07275.89% 0.02% 100.00%$25,018,623 0BLUE CROSS OF ID GRP129086 083.91% 0.01% 100.00%$22,301,700 9,653TRILOGY HLTH INS INC1283487 9,65386.59% 0.01% 100.00%$17,930,180 7,768HEALTH TRADITION HLTH PLAN9662888 7,76885.06% 0.01% 100.00%$16,506,775 5,299CHRISTUS HLTH PLAN1415489 5,29996.38% 0.01% 100.00%$10,636,172 2,466HENRY FORD HLTH SYSTEM GRP131190 2,46615.53% 0.01% 100.00%$10,224,496 5,189GROUP HLTH COOP OF S CENTRAL WI9531191 5,18976.81% 0.01% 100.00%

$6,705,155 1,258CRYSTAL RUN HLTH GRP484792 1,25867.20% 0.00% 100.00%$370,036 0CAPITAL BLUE CROSS GRP123093 0(10.66)% 0.00% 100.00%$168,984 115AMERICAS 1ST CHOICE GRP475594 115183.27% 0.00% 100.00%$168,947 0CARLE HOLDING CO GRP119295 0(5,883.14)% 0.00% 100.00%

$175,125,568,939 39,966,902Grand Total 39,866,83687.97% 100.00%

© 2018 National Association of Insurance Commissioners 126

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Part D - Stand-Alone

$4,459,170,153 4,735,800UNITEDHEALTH GRP7071 4,735,80080.33% 25.24% 25.24%$3,681,798,023 5,298,248HUMANA GRP1192 5,298,24871.54% 20.84% 46.09%$3,553,230,296 4,514,017CVS CAREMARK GRP46673 4,514,01778.98% 20.11% 66.20%$1,872,061,036 1,252,711AETNA GRP14 1,252,71178.53% 10.60% 76.80%

$913,831,619 1,152,399WELLCARE GRP11995 1,152,39982.17% 5.17% 81.97%$712,629,609 763,930CIGNA HLTH GRP9016 763,93084.33% 4.03% 86.00%$634,125,812 555,678EXPRESS SCRIPTS HOLDING GRP48137 555,67897.37% 3.59% 89.59%$371,869,518 364,906HCSC GRP9178 364,90684.32% 2.11% 91.70%$369,473,225 267,686ANTHEM INC GRP6719 267,68680.40% 2.09% 93.79%$317,697,894 376,584ENVISION INS CO1274710 376,58492.09% 1.80% 95.59%

$86,592,757 12,572GUIDEWELL MUT HOLDING GRP53611 12,57273.24% 0.49% 96.08%$72,359,126 104,513BCBS OF MN GRP46112 104,51367.56% 0.41% 96.49%$71,078,108 74,722BCBS OF MA GRP363713 74,72276.58% 0.40% 96.89%$67,446,695 96,854WELLMARK INC GRP77014 96,85467.94% 0.38% 97.27%$63,730,636 47,096BCBS OF AL GRP57015 47,09676.25% 0.36% 97.63%$63,460,374 45,459BCBS OF NC GRP75816 45,45971.04% 0.36% 97.99%$59,507,755 36,781BCBS OF MI GRP57217 36,78167.12% 0.34% 98.33%$58,464,119 32,404HIGHMARK GRP81218 32,40473.67% 0.33% 98.66%$38,027,566 27,929BCBS OF NJ GRP120219 27,92983.49% 0.22% 98.88%$34,963,956 37,040ARKANSAS BCBS GRP87620 37,04069.40% 0.20% 99.07%$27,737,703 21,270BCBS OF KS GRP43021 21,27080.80% 0.16% 99.23%$26,781,673 29,229BCBS OF NE GRP485822 29,22981.84% 0.15% 99.38%$24,920,096 18,320WISCONSIN PHYSICIANS SERV INS GRP6823 18,32071.00% 0.14% 99.52%$21,257,763 20,905BCBS OF SC GRP66124 20,90582.43% 0.12% 99.64%$16,607,321 10,072CAMBIA HEALTH SOLUTIONS INC120725 10,07276.28% 0.09% 99.74%$10,599,102 12,158NORIDIAN MUT INS CO5589126 12,15877.98% 0.06% 99.80%$10,324,789 12,750BCBS OF AZ INC5358927 12,750197.24% 0.06% 99.86%

$6,534,235 4,067CAPITAL BLUE CROSS GRP123028 4,06798.05% 0.04% 99.89%$6,354,430 7,633BCBS OF RI5347329 7,63371.62% 0.04% 100.00%$3,777,870 3,297TENNESSEE RURAL HLTH GRP467730 3,297118.42% 0.02% 100.00%$3,711,342 5,251BCBS OF WY5376731 5,25174.72% 0.02% 100.00%$3,467,872 1,371HEALTHPARTNERS GRP125832 1,37179.09% 0.02% 100.00%$1,327,955 329CARLE HOLDING CO GRP119233 32963.07% 0.01% 100.00%

$244,682 0EMBLEM HLTH GRP112734 068.14% 0.00% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Part D - Stand-Alone

$57,556 62VANGUARD HLTH VENTURES GRP121235 62163.12% 0.00% 100.00%$48,864 0AEGON US HOLDING GRP46836 0(17,732.75)% 0.00% 100.00%

$3,288 10ASSURANT INC GRP1937 101,760.31% 0.00% 100.00%$2,196 0BCBS OF TN GRP349838 0(287.66)% 0.00% 100.00%

$17,664,942,123 19,944,053Grand Total 19,944,05378.94% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Individual Business

$616,987,947 129,495UPMC HLTH SYSTEM GRP13241 129,49590.05% 29.71% 29.71%$400,279,865 7,522FALLON GRP47412 7,52287.35% 19.28% 48.99%$362,584,008 33,960CENTENE CORP GRP12953 33,96091.52% 17.46% 66.45%$159,358,829 61,895ANTHEM INC GRP6714 52,34691.41% 7.67% 74.12%$101,095,673 132,712BCBS OF SC GRP6615 132,712104.18% 4.87% 78.99%

$82,263,969 0CHUBB LTD GRP6266 054.78% 3.96% 82.95%$57,000,423 39,599AETNA GRP17 37,79864.13% 2.74% 85.69%$39,585,966 330,963METROPOLITAN GRP2418 127,30729.56% 1.91% 87.60%$34,058,775 139,120AFLAC GRP3709 69,32848.74% 1.64% 89.24%$27,755,874 0TRANS OCEANIC LIFE INS CO6952310 299,24640.64% 1.34% 90.58%$21,388,299 411TOKIO MARINE HOLDINGS INC GRP309811 262155.69% 1.03% 91.61%$20,820,208 9,497NATIONAL LIFE GRP63412 12,725266.19% 1.00% 92.61%$19,091,094 6,870PRINCIPAL FIN GRP33213 6,87018.45% 0.92% 93.53%$15,610,251 0INTACT FINANCIAL GRP490414 049.38% 0.75% 94.28%$11,381,507 0SENIOR WHOLE HLTH OF NY INC1277615 00.00% 0.55% 94.83%$10,740,321 0CITIZENS SECURITY LIFE INS CO6192116 061.34% 0.52% 95.35%

$9,241,969 0HIGHMARK GRP81217 090.79% 0.45% 95.79%$7,796,471 81,534BCBS OF NC GRP75818 45,52166.07% 0.38% 96.17%$7,727,165 7,213TORCHMARK CORP GRP29019 5,42277.77% 0.37% 96.54%$7,493,610 0AMERICAN INTL GRP1220 384128.32% 0.36% 96.90%$6,418,699 401,931ALLIANZ INS GRP76121 239,35848.63% 0.31% 97.21%$6,354,586 12,935AAA LIFE GRP485322 12,93527.89% 0.31% 97.52%$6,293,698 34,869UNUM GRP56523 34,8694.80% 0.30% 97.82%$6,227,750 12,249ORDER OF UNITED COMMERCIAL TRAVELERS5638324 12,02864.69% 0.30% 98.12%$6,017,676 19,447HUMANA GRP11925 9,77751.87% 0.29% 98.41%$4,493,494 27,403BLUE SHIELD OF CA GRP279826 25,77548.21% 0.22% 98.62%$4,007,478 1,903COMPREHENSIVE MOBILE INS CO INC1523827 1,90347.38% 0.19% 98.82%$3,610,563 15,084ENVISION INS CO1274728 15,08450.99% 0.17% 98.99%$3,140,759 0OPTIMUM GRP116729 49,17148.89% 0.15% 99.14%$3,007,608 207,979ARCH INS GRP127930 404,09841.37% 0.14% 99.29%$2,142,948 5,813GUARANTEE TRUST GRP68731 5,79822.07% 0.10% 99.39%$1,584,528 0NATIONAL SECURITY GRP31632 6,83761.31% 0.08% 99.47%$1,263,310 532COMPREHENSIVE MOBILE PLAN UT INC1536033 53246.01% 0.06% 99.53%$1,234,437 1,457CROY HALL MGMT GRP133934 82779.69% 0.06% 99.59%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Individual Business

$1,111,896 0AMERICAN LABOR LIFE INS CO8942735 1,67213.97% 0.05% 99.64%$1,028,210 0UNDERWRITERS AT LLOYDS3272736 0(744.30)% 0.05% 99.69%

$944,757 4,671MANHATTAN LIFE GRP111737 3,152141.91% 0.05% 99.74%$898,943 12,075DELTA DENTAL PLAN OF AR INC4715538 7,60043.52% 0.04% 99.78%$663,223 862AMERICAN NATL FIN GRP40839 86228.15% 0.03% 99.81%$589,226 21,272CAREFIRST INC GRP38040 14,508238.13% 0.03% 99.84%$523,948 1LIBERTY MUT GRP11141 50682.28% 0.03% 99.86%$469,543 56BCBS OF MI GRP57242 34123.04% 0.02% 99.89%$349,870 4,346UNITED STATES LETTER CARRIERS MUT BE5645643 2,898(9.05)% 0.02% 100.00%$308,369 921DELTA GRP59844 9213.53% 0.01% 100.00%$280,246 182LIFETIME HLTHCARE GRP118645 18255.21% 0.01% 100.00%$242,055 5,717SPECTRUM HLTH GRP338346 5,71783.63% 0.01% 100.00%$184,308 5,376AUTOMOBILE CLUB MI GRP5547 5,37637.08% 0.01% 100.00%$172,947 446AMERITAS MUT HOLDING GRP94348 446(229.64)% 0.01% 100.00%$157,756 103UNION LABOR GRP78149 100623.88% 0.01% 100.00%$157,739 10TAKECARE INS CO INC1109350 822.49% 0.01% 100.00%$127,994 0INDIVIDUAL ASSUR CO LIFE HLTH & ACC8177951 030.58% 0.01% 100.00%

$79,811 0UNITED TRANSPORTATION UNION INS ASSN5641352 084.28% 0.00% 100.00%$77,699 0BCBS OF AL GRP57053 00.00% 0.00% 100.00%$68,283 0MAGELLAN HLTH INC GRP126054 0(91.35)% 0.00% 100.00%$64,663 890CAMBIA HEALTH SOLUTIONS INC120755 53023.13% 0.00% 100.00%$63,323 38KEMPER CORP GRP21556 39882.45% 0.00% 100.00%$61,152 473NEW ERA LIFE GRP52057 42611.59% 0.00% 100.00%$53,161 0PAN AMER LIFE GRP52558 42414.96% 0.00% 100.00%$49,578 304AMEX ASSUR CO2792859 195311.04% 0.00% 100.00%$48,698 0AMERICAN INTEGRITY LIFE INS CO8882060 020.36% 0.00% 100.00%$34,980 2,936CROATIAN FRATERNAL UNION OF AMER5663461 3,62567.58% 0.00% 100.00%$33,023 327ADVANTAGE CAPITAL GRP482462 3271.02% 0.00% 100.00%$29,441 64CNO FINANCIAL GRP23363 59150.07% 0.00% 100.00%$28,782 173CUNA MUT GRP30664 173(0.70)% 0.00% 100.00%$25,460 230JACKSON NATL GRP91865 23013.03% 0.00% 100.00%$24,968 49WARRIOR INVICTUS HOLDING CO GRP472766 4138.94% 0.00% 100.00%$24,116 52SELECTIVE INS GRP24267 5242.17% 0.00% 100.00%$20,931 438COLUMBIAN LIFE GRP53568 438(345.42)% 0.00% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Individual Market Share by Line of Business

Grand Total for Individual Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Individual Business

$15,354 23GENWORTH FIN GRP401169 232,271.86% 0.00% 100.00%$13,123 133UNIVERSAL FIDELITY LIFE INS CO7012270 133(11.10)% 0.00% 100.00%$10,013 36INDUSTRIAL ALLIANCE GRP31571 36(20.70)% 0.00% 100.00%

$8,692 166LINCOLN HERITAGE LIFE INS CO6592772 16693.27% 0.00% 100.00%$7,181 0UKRAINIAN NATL ASSN INC5721573 063.11% 0.00% 100.00%$6,645 56AMALGAMATED LIFE INS CO6021674 5615.80% 0.00% 100.00%$6,029 66REGAL REINS GRP44075 66138.43% 0.00% 100.00%$5,032 7,182CATHOLIC ORDER OF FORESTERS5748776 7,1820.00% 0.00% 100.00%$4,881 31STANDARD LIFE & CAS INS CO7170677 27(9.63)% 0.00% 100.00%$4,111 0STATE AUTO MUT GRP17578 0651.74% 0.00% 100.00%$4,038 10SAMMONS ENTERPRISES GRP43179 101,559.53% 0.00% 100.00%$3,416 15ASSURANT INC GRP1980 15148.48% 0.00% 100.00%$2,897 67PROTECTIVE LIFE INS GRP45881 67(107.56)% 0.00% 100.00%$2,878 17ALLSTATE INS GRP882 1768.42% 0.00% 100.00%$2,287 598CLOISTER MUT & WINDSOR MOUNT JOY GRP477483 5980.00% 0.00% 100.00%$1,997 0GREAT WEST GRP76984 0(566.55)% 0.00% 100.00%$1,971 20NATIONAL WESTERN LIFE INS CO6685085 20292.49% 0.00% 100.00%$1,543 0NORTH CAROLINA MUT LIFE INS CO6703286 0(6.87)% 0.00% 100.00%$1,338 0FORESTERS LIFE INS ANN CO6349587 0142.15% 0.00% 100.00%$1,134 62AMERICAN ENTERPRISE MUT GRP352788 60(8.11)% 0.00% 100.00%$1,077 0WILTON RE GRP421389 0(63.23)% 0.00% 100.00%

$961 0SLOVENE NATL BENEFIT SOCIETY5767390 0(95.01)% 0.00% 100.00%$902 9FARMERS INS GRP6991 98.31% 0.00% 100.00%$665 10ROYAL STATE NATL INS CO LTD6855192 2106.77% 0.00% 100.00%$664 0UNIVERSAL INS CO GRP7193 00.00% 0.00% 100.00%$611 0MOTORISTS MUT GRP29194 00.00% 0.00% 100.00%$352 34HORACE MANN GRP30095 34284.09% 0.00% 100.00%$271 3ARROWPOINT CAPITAL GRP55396 20.00% 0.00% 100.00%$255 1AMERICAN FINANCIAL GRP8497 10.00% 0.00% 100.00%

$96 1PRIMERICA GRP475098 10.00% 0.00% 100.00%$89 68FINANCIAL HOLDINGS GRP44999 68(859.55)% 0.00% 100.00%$74 4MERCHANTS MUT GRP226100 40.00% 0.00% 100.00%$46 1CATHOLIC HOLY FAMILY SOCIETY57770101 10.00% 0.00% 100.00%$26 6VOYA FINANCIAL GRP4832102 664,615.38% 0.00% 100.00%

$2,076,637,199 2,754,287Grand Total 2,800,29992.15% 100.00%

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Accident and Health Policy Experience Report Group Business

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Market Share for the Top 125 Insurers Group Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$60,264,691,245 21,600,654UNITEDHEALTH GRP7071 14,027,35580.95% 17.47% 17.47%

$25,061,644,589 11,021,237ANTHEM INC GRP6712 6,859,42985.14% 7.26% 24.73%

$21,490,331,467 12,909,120AETNA GRP13 8,906,16084.64% 6.23% 30.96%

$21,237,853,272 5,049,233HCSC GRP9174 2,390,07582.94% 6.16% 37.12%

$13,490,967,760 2,386,212KAISER FOUNDATION GRP6015 1,427,01590.29% 3.91% 41.03%

$13,139,104,906 26,074,432CIGNA HLTH GRP9016 331,91679.91% 3.81% 44.84%

$11,464,365,476 6,512,272HUMANA GRP1197 3,828,85783.52% 3.32% 48.16%

$8,310,738,464 1,439,187BCBS OF MI GRP5728 743,62381.46% 2.41% 50.57%

$7,620,582,834 11,507,529HIGHMARK GRP8129 6,763,53385.90% 2.21% 52.78%

$7,031,595,969 27,392,161METROPOLITAN GRP24110 138,28285.21% 2.04% 54.82%

$6,940,447,810 1,432,049CAREFIRST INC GRP38011 754,97785.39% 2.01% 56.83%

$6,912,737,814 1,559,838GUIDEWELL MUT HOLDING GRP53612 906,39483.28% 2.00% 58.83%

$6,166,618,020 1,738,492BCBS OF MA GRP363713 890,72585.12% 1.79% 60.62%

$5,091,482,992 1,317,847BCBS OF NJ GRP120214 652,83085.76% 1.48% 62.10%

$4,392,891,170 2,125,090EMBLEM HLTH GRP112715 1,065,67689.43% 1.27% 63.37%

$3,794,437,241 1,430,185CAMBIA HEALTH SOLUTIONS INC120716 966,09182.20% 1.10% 64.47%

$3,780,078,857 625,661INDEPENDENCE HLTH GRP INC GRP93617 352,44078.84% 1.10% 65.57%

$3,558,983,222 18,567,080UNUM GRP56518 554,95874.41% 1.03% 66.60%

$3,517,883,039 1,082,714BCBS OF AL GRP57019 565,74785.86% 1.02% 67.62%

$3,222,476,855 753,398LIFETIME HLTHCARE GRP118620 415,14284.51% 0.93% 68.55%

$3,112,527,360 18,676,715GUARDIAN LIFE GRP42921 11,400,64164.66% 0.90% 69.45%

$3,068,172,577 660,878BCBS OF NC GRP75822 395,50280.63% 0.89% 70.34%

$2,797,161,288 553,934PREMERA BLUE CROSS GRP96223 315,31083.95% 0.81% 71.15%

$2,725,675,639 646,793WELLMARK INC GRP77024 338,10984.47% 0.79% 71.94%

$2,704,442,040 1,329,756BCBS OF TN GRP349825 710,25980.04% 0.78% 72.73%

$2,434,906,061 411,489HARVARD PILGRIM HLTH CARE GRP59526 229,35885.40% 0.71% 73.43%

$2,415,515,501 1,855,039BCBS OF SC GRP66127 1,133,46481.18% 0.70% 74.13%

$2,392,414,109 1,072,780UPMC HLTH SYSTEM GRP132428 970,56288.44% 0.69% 74.83%

$2,309,735,409 575,683LOUISIANA HLTH SERV GRP43829 331,53582.50% 0.67% 75.50%

$2,054,921,552 440,257HAWAII MEDICAL SERV ASSN4994830 254,84291.44% 0.60% 76.09%

$2,046,123,938 380,718BCBS OF MN GRP46131 230,33688.89% 0.59% 76.69%

$1,853,242,446 15,033,787HARTFORD FIRE & CAS GRP9132 82,68474.15% 0.54% 77.22%

$1,773,445,088 415,535MEDICAL MUT OF OH GRP73033 228,48979.27% 0.51% 77.74%

© 2018 National Association of Insurance Commissioners 137

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$1,733,100,971 23,898,920VISION SERV PLAN GRP118934 42,63578.99% 0.50% 78.24%

$1,728,178,230 836,927HEALTHPARTNERS GRP125835 409,94689.72% 0.50% 78.74%

$1,713,828,602 264,902HENRY FORD HLTH SYSTEM GRP131136 137,93586.59% 0.50% 79.24%

$1,696,612,163 337,216SPECTRUM HLTH GRP338337 152,64585.98% 0.49% 79.73%

$1,600,083,363 292,305TUFTS GRP474238 184,61483.37% 0.46% 80.19%

$1,583,384,393 306,135HEALTH NOW NY INC5520439 158,31784.85% 0.46% 80.65%

$1,570,971,535 5,115,473DENTEGRA GRP247940 2,075,67874.10% 0.46% 81.11%

$1,505,337,457 418,605CAPITAL BLUE CROSS GRP123041 154,87189.26% 0.44% 81.54%

$1,484,261,734 453,480BCBS OF KC GRP53742 241,26582.23% 0.43% 81.97%

$1,438,786,335 229,911MVP GRP119843 135,65588.88% 0.42% 82.39%

$1,410,514,239 4,815,539RENAISSANCE HLTH SERV CORP GRP47744 2,716,77982.30% 0.41% 82.80%

$1,409,898,860 8,555,134MEIJI YASUDA LIFE INS GRP134845 7,978,54474.84% 0.41% 83.21%

$1,372,170,100 301,151BCBS OF AZ INC5358946 147,70285.38% 0.40% 83.61%

$1,343,739,065 522,285BCBS OF KS GRP43047 230,04987.39% 0.39% 84.00%

$1,316,615,307 240,671BCBS OF NE GRP485848 122,17887.08% 0.38% 84.38%

$1,307,636,600 8,813,023LINCOLN NATL GRP2049 74,01564.84% 0.38% 84.76%

$1,278,878,293 4,304,238PRINCIPAL FIN GRP33250 3,282,45164.73% 0.37% 85.13%

$1,276,640,351 339,402IHC INC GRP88051 131,87686.75% 0.37% 85.50%

$1,241,061,245 754,932ARKANSAS BCBS GRP87652 193,70785.09% 0.36% 85.86%

$1,219,339,480 9,446,843PRUDENTIAL OF AMER GRP30453 4,39978.10% 0.35% 86.21%

$1,162,467,082 161,961CDPHP INC GRP470854 88,42484.50% 0.34% 86.55%

$1,136,537,284 5,001,320LIBERTY MUT GRP11155 4,998,32389.20% 0.33% 86.88%

$1,127,066,094 205,745MEDICA GRP155256 111,78582.34% 0.33% 87.20%

$1,119,743,084 278,763MISSISSIPPI INS GRP112657 166,92685.78% 0.32% 87.53%

$1,116,458,433 225,784UNIVERSITY HLTH CARE & GUNDERSEN LUT487058 104,12192.52% 0.32% 87.85%

$1,083,674,692 15,981,269AEGON US HOLDING GRP46859 12,147,57253.40% 0.31% 88.17%

$971,244,964 134,333CENTENE CORP GRP129560 84,25485.27% 0.28% 88.45%

$963,440,922 215,865BCBS OF RI5347361 117,13985.37% 0.28% 88.73%

$948,505,795 16,558,823TOKIO MARINE HOLDINGS INC GRP309862 42,87481.67% 0.27% 89.00%

$891,830,069 941,327AMERICAN INTL GRP1263 259,43164.02% 0.26% 89.26%

$889,245,225 125,556CARLE HOLDING CO GRP119264 64,61287.87% 0.26% 89.52%

$864,091,627 596,523JOHN HANCOCK GRP90465 596,30547.09% 0.25% 89.77%

$854,883,772 161,809DEAN HLTH GRP129466 76,75685.34% 0.25% 90.02%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$838,579,647 178,622PROVIDENCE HLTH GRP478867 114,97289.95% 0.24% 90.26%

$800,535,708 22,906,768MUTUAL OF OMAHA GRP26168 5,405,11266.65% 0.23% 90.49%

$789,071,997 177,237BLUE CROSS OF ID GRP129069 83,93284.69% 0.23% 90.72%

$768,935,580 11,778,952FIDELITY SECURITY GRP45170 5,623,66873.25% 0.22% 90.94%

$740,968,108 137,281INDEPENDENT HLTH ASSN GRP489471 70,69385.61% 0.21% 91.16%

$696,879,155 3,489,990SUN LIFE ASSUR CO OF CN GRP54972 32,25275.68% 0.20% 91.36%

$684,928,064 6,208,438ALLSTATE INS GRP873 3,196,40051.83% 0.20% 91.56%

$673,436,328 1,800,736AMERITAS MUT HOLDING GRP94374 39,24266.21% 0.20% 91.75%

$671,559,976 227,141NORIDIAN MUT INS CO5589175 110,96484.06% 0.19% 91.95%

$671,025,925 247,767TRIPLE S GRP480276 118,52776.70% 0.19% 92.14%

$656,427,341 2,464,994ASSURANT INC GRP1977 1,678,75654.30% 0.19% 92.33%

$654,988,223 0CHUBB LTD GRP62678 061.99% 0.19% 92.52%

$606,035,828 765,521MAGELLAN HLTH INC GRP126079 548,94992.21% 0.18% 92.70%

$559,178,993 129,744PACIFICSOURCE HLTH PLAN GRP470480 105,93783.05% 0.16% 92.86%

$550,453,167 83,404NEIGHBORHOOD HLTH PLAN INC1110981 44,09487.08% 0.16% 93.02%

$538,998,577 93,911GEISINGER INS GRP114382 55,41585.85% 0.16% 93.18%

$484,980,185 92,500SENTARA HLTH MGMT GRP118383 58,03985.11% 0.14% 93.32%

$478,839,473 2,798,630AFLAC GRP37084 1,913,28446.92% 0.14% 93.46%

$473,002,218 1,019,919AMERICAN FIDELITY CORP GRP33085 947,86350.26% 0.14% 93.59%

$468,408,105 100,241WEA INS CORP7227386 44,96491.41% 0.14% 93.73%

$465,990,394 94,277SANFORD HLTH GRP124687 44,86493.24% 0.14% 93.86%

$459,594,438 84,815AVMED INC9526388 55,53888.00% 0.13% 94.00%

$459,248,154 1,006,000DELTA DENTAL OF WA4734189 4,70783.69% 0.13% 94.13%

$452,230,097 71,994FEDERATED MUT GRP790 41,79380.62% 0.13% 94.26%

$438,594,579 70,482FALLON GRP474191 34,22891.12% 0.13% 94.39%

$427,010,345 80,972BAYSTATE HLTH GRP475692 42,91283.58% 0.12% 94.51%

$421,120,348 72,735SECURITY HLTH PLAN OF WI INC9688193 30,61691.46% 0.12% 94.63%

$405,428,030 79,861SCOTT & WHITE GRP60094 45,63190.86% 0.12% 94.75%

$400,509,347 72,258BCBS OF VT GRP474595 38,76394.17% 0.12% 94.87%

$395,662,714 67,828RENOWN HLTH GRP479196 28,86385.85% 0.11% 94.98%

$394,281,493 52,003NORTH SHORE LIJ HLTH CARE GRP479397 32,690107.46% 0.11% 95.10%

$377,684,980 4,550,321NATIONAL GUARDIAN LIFE INS GRP121198 2,234,58465.94% 0.11% 95.21%

$365,138,744 4,608,686NESTLE SA GRP448399 11,88782.13% 0.11% 95.31%

© 2018 National Association of Insurance Commissioners 139

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$364,960,756 78,189COMMUNITYCARE GRP3487100 46,03184.89% 0.11% 95.42%

$342,612,091 138,472WISCONSIN PHYSICIANS SERV INS GRP68101 29,46193.91% 0.10% 95.52%

$334,660,915 65,427GROUP HLTH COOP OF S CENTRAL WI95311102 33,47789.63% 0.10% 95.61%

$313,479,527 49,792PRESBYTERIAN HLTHCARE SERV GRP481103 32,26490.74% 0.09% 95.71%

$311,184,841 2,205,976BCS INS GRP23104 658,27063.01% 0.09% 95.80%

$310,611,735 102,395NIPPON LIFE INS CO OF AMER81264105 56,14780.07% 0.09% 95.89%

$308,203,553 169,033OREGON DENTAL GRP1313106 91,86884.96% 0.09% 95.97%

$306,957,642 63,713AULTMAN HLTH FOUNDATION GRP4805107 25,06586.63% 0.09% 96.06%

$299,347,117 3,429,905MINNESOTA MUT GRP869108 1,678,44940.80% 0.09% 96.15%

$297,696,692 189,856STATE FARM GRP176109 72,79793.45% 0.09% 96.24%

$291,540,532 194,824GENWORTH FIN GRP4011110 186,770136.29% 0.08% 96.32%

$289,082,457 55,860UNIVERSITY HLTH ALLIANCE47953111 39,04681.26% 0.08% 96.40%

$288,932,128 468,154WESTBRIDGE CAPITAL GRP839112 308,41949.57% 0.08% 96.49%

$286,164,634 123,107MEDICAL CARD SYSTEM INC GRP1301113 56,23678.91% 0.08% 96.57%

$267,189,999 3,220,228VOYA FINANCIAL GRP4832114 1,713,58346.56% 0.08% 96.65%

$251,403,422 516,441DENTAQUEST GRP4512115 3,33176.03% 0.07% 96.72%

$245,663,486 49,954BCBS OF WY53767116 26,08987.37% 0.07% 96.79%

$237,158,927 432,772CNO FINANCIAL GRP233117 311,90680.26% 0.07% 96.86%

$234,573,873 652,712CORVESTA GRP4729118 347,14279.29% 0.07% 96.93%

$227,864,571 1,393,480GENEVE HOLDINGS INC GRP450119 1,323,45150.69% 0.07% 97.00%

$222,499,976 19,987,524CUNA MUT GRP306120 17,617,06230.83% 0.06% 97.06%

$219,333,738 51,702PREFERREDONE GRP3492121 28,67091.55% 0.06% 97.12%

$200,250,594 525,184DELTA DENTAL OF WI GRP3849122 241,36581.55% 0.06% 97.18%

$197,555,037 887,558TORCHMARK CORP GRP290123 9,948,42674.25% 0.06% 97.24%

$196,538,286 34,328PHYSICIANS HLTH PLAN OF MID MI GRP3408124 17,69282.97% 0.06% 97.30%

$196,024,273 42,326HAWAII MGMT ALLIANCE ASSN48330125 29,20878.41% 0.06% 97.35%

$344,980,585,283 510,491,108GRAND TOTAL 221,150,20182.44% 100.00%

© 2018 National Association of Insurance Commissioners 140

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Top 25 Groups by Company Group Business

© 2018 National Association of Insurance Commissioners 141

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Page Intentionally Left Blank

© 2018 National Association of Insurance Commissioners 142

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$60,264,691,245 21,600,65414,027,355UNITEDHEALTH GRP7071 80.95% 17.47%$38,175,218 6,9074,036ALL SAVERS INS CO82406 83.32%

$1,911,847 14,7927,601DENTAL BENEFIT PROVIDERS OF IL INC52053 72.94%

$1,117,210,507 386,091206,505GOLDEN RULE INS CO62286 74.01%

$1,398,856 8963HARKEN HLTH INS CO79480 120.84%

$899,178,164 227,422123,630HEALTH PLAN OF NV96342 78.83%

$84,786,986 22,78712,815MAMSI LIFE & HLTH INS CO60321 72.03%

$291,662,336 41,33720,185MD INDIVIDUAL PRACTICE ASSN INC96310 78.74%

$0 00MEDICA HLTH PLANS OF FL INC12756 0.00%

$8,624,417 73,08741,730NATIONAL PACIFIC DENTAL INC95251 51.58%

$622,456,391 129,85788,324NEIGHBORHOOD HLTH PARTNERSHIP INC95123 77.71%

$1,537,474 9,1234,346NEVADA PACIFIC DENTAL INC95758 71.59%

$222,124,403 57,57335,784OPTIMUM CHOICE INC96940 77.53%

$0 00ORTHONET OF THE MID ATLANTIC INC11068 0.00%

$7,216,457,390 1,004,611534,471OXFORD HLTH INS INC78026 79.72%

$36,961,526 5,5643,539OXFORD HLTH PLANS CT INC96798 68.24%

$39,462,148 5,6872,227OXFORD HLTH PLANS NJ INC95506 96.48%

$229,302,095 187OXFORD HLTH PLANS NY INC95479 81.51%

$3,598,644 46,74218,470PACIFICARE LIFE & HLTH INS CO70785 57.04%

)$(52,533 00PACIFICARE OF AZ INC95617 0.00%

$363,072,646 29,87829,878PACIFICARE OF CO INC95434 81.27%

$0 00PACIFICARE OF NV INC95685 0.00%

$567,795 4545PREFERRED CARE PARTNERS INC11176 84.15%

$47,150,660 4,9542,767ROCKY MOUNTAIN HLTHCARE OPTIONS INC47004 98.78%

$98,017,228 15,0168,403ROCKY MOUNTAIN HMO INC95482 87.39%

$12,906,655,763 1,177,3601,141,896SIERRA HLTH & LIFE INS CO INC71420 85.13%

$42,763,733 276,035147,241UNIMERICA INS CO91529 74.77%

$4,989,103 21,82921,829UNIMERICA LIFE INS CO OF NY11596 61.23%

$19,709,717 4,8303,123UNITED HLTH CARE OF MS INC95716 79.59%

$1,232,733,372 237,807132,387UNITED HLTHCARE INS CO OF IL60318 77.90%

$985,747,512 580,466335,180UNITED HLTHCARE INS CO OF NY60093 78.14%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$57,209,047 16,62210,212UNITED HLTHCARE MID ATLANTIC INC950251 78.68%

$8,780,859 2,9031,719UNITED HLTHCARE OF AL INC95784 90.71%

$21,343,309 5,1273,197UNITED HLTHCARE OF AR INC95446 79.45%

$127,296,592 24,16015,864UNITED HLTHCARE OF AZ INC96016 79.98%

$72,640,017 21,64014,100UNITED HLTHCARE OF CO INC95090 75.92%

$577,191,875 109,72671,388UNITED HLTHCARE OF FL INC95264 77.29%

$156,803,977 41,63324,467UNITED HLTHCARE OF GA INC95850 87.68%

$112,091,498 24,05514,859UNITED HLTHCARE OF KY LTD96644 80.45%

$49,541,890 6,0634,107UNITED HLTHCARE OF LA INC95833 75.73%

$47,467,878 3,1043,075UNITED HLTHCARE OF MIDLANDS INC95591 67.40%

$42,470,048 9,1135,110UNITED HLTHCARE OF OH INC95186 82.11%

$20,126,871 4,0461,913UNITED HLTHCARE OF UT INC95501 88.55%

$39,805,479 2,5332,329UNITEDHEALTHCARE BENEFITS OF TX INC95174 86.18%

$29,582,983,747 16,381,11910,588,010UNITEDHEALTHCARE INS CO79413 80.09%

$982,282,491 194,735117,103UNITEDHEALTHCARE INS CO OF THE RIVER12231 81.52%

$413,590,023 78,30444,012UNITEDHEALTHCARE LIFE INS CO97179 84.90%

$173,276,434 36,27621,715UNITEDHEALTHCARE OF IL INC95776 77.87%

$1,866,695 14886UNITEDHEALTHCARE OF MIDWEST INC96385 26.74%

$396,814,444 94,31562,573UNITEDHEALTHCARE OF NC INC95103 80.91%

$21,562,820 2,7261,984UNITEDHEALTHCARE OF NEW ENGLAND INC95149 70.38%

$12,447,759 903661UNITEDHEALTHCARE OF OR INC95893 76.62%

$113,808,259 27,20717,837UNITEDHEALTHCARE OF TX INC95765 71.75%

$216,844,632 43,50426,736UNITEDHEALTHCARE OF WA INC48038 84.07%

$238,348,723 39,40019,461UNITEDHEALTHCARE OF WI INC95710 81.54%

$148,158,833 31,32416,757UNITEDHEALTHCARE PLAN OF THE RIVER V95378 83.10%

$113,733,647 20,06111,598UNITEDHEATHCARE OF OK INC96903 83.79%

$25,061,644,589 11,021,2376,859,429ANTHEM INC GRP6712 85.14% 7.26%$1,084,104,261 1,505,3121,068,379ANTHEM BLUE CROSS LIFE & HLTH INS CO62825 78.58%

$1,162,826,605 381,923199,806ANTHEM HLTH PLANS INC60217 85.91%

$1,529,525,868 592,099308,209ANTHEM HLTH PLANS OF KY INC95120 83.28%

© 2018 National Association of Insurance Commissioners 144

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$900,218,056 301,837161,210ANTHEM HLTH PLANS OF ME INC526182 88.43%

$385,694,080 84,09942,786ANTHEM HLTH PLANS OF NH53759 87.80%

$3,011,732,226 798,411411,957ANTHEM HLTH PLANS OF VA INC71835 86.43%

$2,190,838,641 987,117514,360ANTHEM INS CO INC28207 85.18%

$2,800,910 50,17850,157ANTHEM LIFE & DISABILITY INS CO13573 18.05%

$95,298,541 1,175,5911,170,281ANTHEM LIFE INS CO61069 55.95%

$1,656,623,291 309,629181,293BCBS HLTHCARE PLAN OF GA INC96962 81.41%

$1,594,286,090 967,123502,303BCBS OF GA INC54801 93.20%

$648,353,598 224,253113,617BCBS OF WI54003 90.91%

$3,478,416,469 1,149,130573,510COMMUNITY INS CO10345 85.86%

$449,790,003 108,11252,903COMPCARE HLTH SERV INS CORP95693 82.50%

$1,931,295,038 605,036323,983EMPIRE HEALTHCHOICE ASSUR INC55093 86.32%

$156,195,825 16,4589,675EMPIRE HEALTHCHOICE HMO INC95433 74.69%

$15,157,889 181,136180,919GREATER GA LIFE INS CO97217 71.21%

$766,584,515 144,11289,513HEALTHKEEPERS INC95169 74.26%

$1,669,825,555 484,119262,985HEALTHY ALLIANCE LIFE INS CO78972 84.55%

$142,990,138 29,11016,796HMO CO INC95473 84.40%

$105,873,507 19,69210,881HMO MO INC95358 84.05%

$364,610,855 62,12436,186MATTHEW THORTON HLTH PLAN INC95527 78.30%

$1,663,806,288 461,784247,981ROCKY MOUNTAIN HOSPITAL & MEDICAL11011 87.54%

$54,796,340 382,852329,739UNICARE LIFE & HLTH INS CO80314 82.68%

$21,490,331,467 12,909,1208,906,160AETNA GRP13 84.64% 6.23%$32,946,864 229,32573,022AETNA DENTAL INC95910 64.68%

$10,829,753 167,5001,955AETNA DENTAL INC NJ CORP11183 75.80%

$84,140,211 13,5636,613AETNA HEALTH INC LA95173 75.31%

$6,017,171 4,4484,448AETNA HLTH & LIFE INS CO78700 74.12%

$280,727,206 52,84730,209AETNA HLTH ASSUR PA INC15827 89.13%

$3,462,533 391198AETNA HLTH INC CT CORP95935 150.31%

$935,876,388 164,146103,383AETNA HLTH INC FL CORP95088 83.03%

$257,760,920 59,66527,300AETNA HLTH INC GA CORP95094 82.47%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$20,087,545 3,9282,399AETNA HLTH INC ME CORP955173 88.98%

$164,523,758 22,18610,885AETNA HLTH INC NJ CORP95287 80.60%

$131,734 00AETNA HLTH INC NY CORP95234 (1,185.00)%

$1,997,420,019 376,550163,160AETNA HLTH INC PA CORP95109 82.27%

$126,238,659 22,17813,488AETNA HLTH INC TX CORP95490 95.18%

$13,695,078 124,08156,984AETNA HLTH INS CO72052 84.07%

$26,295 00AETNA HLTH INS CO OF NY84450 (21.32)%

$47,779,040 9,5405,721AETNA HLTH OF IA INC95241 85.38%

$206,657,899 39,12016,122AETNA HLTH OF UTAH INC95407 82.48%

$16,826,198,689 11,473,9458,287,454AETNA LIFE INS CO60054 85.05%

$0 00BANNER HLTH & AETNA HLTH INS CO16058 0.00%

$3,932,930 1,3121,312CONTINENTAL LIFE INS CO BRENTWOOD68500 85.17%

$163,457,368 28,76416,411COVENTRY HLTH & LIFE INS CO81973 86.45%

$22,814,139 4,5003,120COVENTRY HLTH CARE OF FL INC95114 83.87%

$31,356,889 1,421874COVENTRY HLTH CARE OF IL INC74160 110.20%

$11,304,116 1,8751,057COVENTRY HLTH CARE OF KS INC95489 65.36%

)$(12,212 00COVENTRY HLTH CARE OF MO INC96377 0.00%

$21,710,871 2,5181,480COVENTRY HLTH CARE OF NE INC95925 83.21%

$680,121 00COVENTRY HLTH CARE OF VA INC96555 189.05%

)$(79,193 00COVENTRY HLTH CARE OF W VA INC95408 0.00%

$0 00COVENTRY HLTH PLAN OF FL INC95266 0.00%

$17,499,648 29,98220,464FIRST HLTH LIFE & HLTH INS CO90328 57.76%

$11,357,043 36,27036,270GROUP DENTAL SERV OF MD INC95846 68.07%

$80,973,858 14,2177,156INNOVATION HLTH INS CO15097 84.71%

$104,799,969 21,04011,944INNOVATION HLTH PLAN INC15098 80.47%

$0 00MHNET LIFE & HLTH INS CO12509 0.00%

$6,016,158 3,8082,731TEXAS HLTH + AETNA HLTH INS CO16121 59.73%

$21,237,853,272 5,049,2332,390,075HCSC GRP9174 82.94% 6.16%$157,134,269 711,22011,708DEARBORN NATL LIFE INS CO71129 79.15%

$458,298 16,65616,638DEARBORN NATL LIFE INS CO OF NY85090 (24.72)%

© 2018 National Association of Insurance Commissioners 146

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$7,551,409 1,260499GHS HMO INC DBA BLUELINCS HMO118144 62.97%

$20,393,980 9,6389,638HCSC INS SERV CO78611 73.86%

$21,052,315,316 4,310,4592,351,592HEALTH CARE SERV CORP A MUT LEGAL RE70670 82.99%

$13,490,967,760 2,386,2121,427,015KAISER FOUNDATION GRP6015 90.29% 3.91%$1,093,644,607 190,678118,551KAISER FOUND HLTH PLAN INC HI REGION11538 95.93%

$2,805,737,783 517,167305,048KAISER FOUND HLTH PLAN MID ATLANTI95639 89.18%

$3,165,804,465 487,942321,639KAISER FOUND HLTH PLAN OF CO95669 94.64%

$1,384,803,370 246,233140,654KAISER FOUND HLTH PLAN OF GA INC96237 89.56%

$2,284,693,352 382,410191,612KAISER FOUND HLTH PLAN OF THE NW95540 89.06%

$917,005,563 179,591114,754KAISER FOUND HLTH PLAN OF WA OPTIONS47055 86.91%

$1,724,612,736 256,607152,073KAISER FOUNDATION HLTH PLAN OF WA95672 85.36%

$114,665,884 125,58482,684KAISER PERMANENTE INS CO60053 77.78%

$13,139,104,906 26,074,432331,916CIGNA HLTH GRP9016 79.91% 3.81%$14,688,748 2,84021ALLEGIANCE LIFE & HLTH INS CO INC12814 74.84%

$44,793 12665CENTRAL RESERVE LIFE INS CO61727 (35.81)%

$8,822,460 40,657662CIGNA DENTAL HLTH OF CO INC11175 58.11%

$112,405 603135CIGNA DENTAL HLTH OF DE INC95380 120.01%

$32,470,278 162,8661,198CIGNA DENTAL HLTH OF FL INC52021 45.10%

$1,655,980 7,674345CIGNA DENTAL HLTH OF KS INC52024 58.46%

$10,689,197 48,6491,199CIGNA DENTAL HLTH OF KY INC52108 47.70%

$11,529,195 54,502687CIGNA DENTAL HLTH OF MD INC48119 46.81%

$5,147,411 23,642460CIGNA DENTAL HLTH OF MO INC11160 69.56%

$5,667,703 22,940640CIGNA DENTAL HLTH OF NC INC95179 80.87%

$12,378,922 68,7631,220CIGNA DENTAL HLTH OF NJ INC11167 80.34%

$8,554,873 41,505584CIGNA DENTAL HLTH OF OH INC47805 52.33%

$5,699,591 25,385858CIGNA DENTAL HLTH OF PA INC47041 45.39%

$34,059,578 197,9911,167CIGNA DENTAL HLTH OF TX INC95037 46.86%

$5,856,808 28,056652CIGNA DENTAL HLTH OF VA INC52617 50.54%

$13,595,887 76,329770CIGNA DENTAL HLTH PLAN OF AZ INC47013 53.78%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$1,245,173 11961CIGNA HLTCARE OF IN INC955256 46.48%

$9,623,902,507 7,317,262162,532CIGNA HLTH & LIFE INS CO67369 81.80%

$1 00CIGNA HLTHCARE NH INC95493 76,600.00%

$500,047,268 45,33743,354CIGNA HLTHCARE OF AZ INC95125 84.33%

$5,230,567 963495CIGNA HLTHCARE OF CO INC95604 52.42%

$9,568,164 31,56616,603CIGNA HLTHCARE OF CT INC95660 58.14%

$1,514,580 297142CIGNA HLTHCARE OF FL INC95136 62.15%

$271,235,932 26,17925,933CIGNA HLTHCARE OF GA INC96229 85.86%

$505,233 13777CIGNA HLTHCARE OF IL INC95602 144.32%

$64,543,481 6,5256,202CIGNA HLTHCARE OF NC INC95132 79.87%

$449,775 6835CIGNA HLTHCARE OF NJ INC95500 91.18%

$63,041,968 6,3936,373CIGNA HLTHCARE OF SC INC95708 78.36%

$18,151,155 2,2001,734CIGNA HLTHCARE OF ST LOUIS INC95635 80.61%

$22,002,304 4,7302,598CIGNA HLTHCARE OF TN INC95606 78.40%

$82,601,156 9,6454,375CIGNA HLTHCARE OF TX INC95383 78.79%

$122,511,121 1,026,9452,948CIGNA LIFE INS CO OF NY64548 71.65%

)$(19,276 5019CIGNA WORLDWIDE INS CO90859 0.00%

$20,204,960 418,1922,963CONNECTICUT GEN LIFE INS CO62308 130.79%

$2,154,779,309 16,349,85923,562LIFE INS CO OF N AMER65498 72.03%

$6,615,699 25,43721,247LOYAL AMER LIFE INS CO65722 41.36%

$11,464,365,476 6,512,2723,828,857HUMANA GRP1197 83.52% 3.32%$0 00ARCADIAN HLTH PLAN INC12151 0.00%

$125,428 3232CARITEN HLTH PLAN INC95754 402.15%

$84,595,974 766,426407,879COMPBENEFITS CO52015 66.64%

$4,432,000 26,88412,754COMPBENEFITS DENTAL INC11228 72.67%

$77,808,835 385,266197,391COMPBENEFITS INS CO60984 69.84%

$19,766,942 168,45995,410DENTICARE INC95161 64.60%

$277,694,528 20,72620,726HUMANA BENEFIT PLAN OF IL INC60052 84.94%

$715,532,041 171,458100,402HUMANA EMPLOYERS HLTH PLAN GA INC95519 85.67%

$456,736,411 147,89290,154HUMANA HLTH BENEFIT PLAN OF LA INC95642 81.50%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$765 00HUMANA HLTH CO OF NY INC135587 24.05%

$130,647,953 11,65710,328HUMANA HLTH INS CO OF FL INC69671 85.26%

$940,787,172 191,070118,117HUMANA HLTH PLAN INC95885 83.99%

$223,149,869 49,93427,214HUMANA HLTH PLAN OF OH INC95348 79.97%

$720,250,591 175,819108,640HUMANA HLTH PLAN OF TX INC95024 81.64%

$55,523,077 13,7977,912HUMANA HLTH PLANS OF PR95721 86.78%

$6,395,621,842 2,969,0601,812,915HUMANA INS CO73288 85.33%

$1,032,258 3,2681,550HUMANA INS CO OF KY60219 58.24%

$75,892,446 9,4598,669HUMANA INS CO OF NY12634 87.82%

$116,308,145 126,53455,418HUMANA INS CO OF PR INC84603 76.15%

$764,082,287 127,89691,908HUMANA MEDICAL PLAN INC95270 82.70%

$86,014 348122HUMANA MEDICAL PLAN OF UT INC12908 97.84%

$121,897,812 24,76212,944HUMANA WI HLTH ORG INS CORP95342 83.39%

$189,223,189 570,627300,462HUMANADENTAL INS CO70580 62.03%

$64,081,609 325,365228,627KANAWHA INS CO65110 40.99%

$29,088,288 225,533119,283THE DENTAL CONCERN INC54739 67.91%

$8,310,738,464 1,439,187743,623BCBS OF MI GRP5728 81.46% 2.41%$5,790,527,648 930,119485,726BCBS OF MI MUT INS CO54291 82.66%

$2,520,063,728 508,319257,505BLUE CARE NETWORK OF MI95610 78.71%

$147,088 749392LIFESECURE INS CO77720 20.05%

$7,620,582,834 11,507,5296,763,533HIGHMARK GRP8129 85.90% 2.21%$275,296,174 46,76326,096FIRST PRIORITY LIFE INS CO INC60147 85.21%

$488,977,990 79,41546,822HIGHMARK BCBSD INC53287 82.75%

$33,478,694 4,9492,829HIGHMARK BENEFITS GRP INC15508 118.79%

$236,431,048 15,92014,493HIGHMARK CHOICE CO95048 79.00%

$12,489,426 1,732917HIGHMARK COVERAGE ADVANTAGE INC15507 80.09%

$3,013,746,196 714,628386,734HIGHMARK INC54771 87.84%

$1,005,591,456 77,64877,648HIGHMARK SENIOR HLTH CO15460 80.84%

$15,768,836 1,0531,053HIGHMARK SENIOR SOLUTIONS CO15459 96.70%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$862,276,909 142,51974,331HIGHMARK WEST VIRGINIA INC.548289 85.56%

$358,548,381 106,02756,557HM HLTH INS CO71768 77.57%

$128,481,219 2,866,1621,416,304HM LIFE INS CO93440 79.13%

$29,241,937 2,767,9162,166,529HM LIFE INS CO OF NY60213 81.60%

$20,045,216 3,8462,169HMO OF NE PA96601 80.18%

$340,582,973 1,824,848760,276UNITED CONCORDIA COMPANIES INC89070 109.69%

$9,422,083 44,72624,816UNITED CONCORDIA DENTAL PLAN PA INC47089 80.45%

$3,443,615 18,08710,072UNITED CONCORDIA DENTAL PLANS95253 55.24%

$317,635 5,0812,761UNITED CONCORDIA DENTAL PLANS TX INC95160 63.07%

$6,542,967 22,6088,411UNITED CONCORDIA DENTAL PLNS OF MW96150 86.05%

$773,011,296 2,744,9721,675,540UNITED CONCORDIA INS CO85766 83.19%

$6,888,783 18,6299,175UNITED CONCORDIA INS CO OF NY60222 78.34%

$7,031,595,969 27,392,161138,282METROPOLITAN GRP24110 85.21% 2.04%$996,839 1,8481,828BRIGHTHOUSE LIFE INS CO87726 271.37%

$65,381,532 36,341773DELAWARE AMER LIFE INS CO62634 67.37%

)$(467 204204GENERAL AMER LIFE INS CO63665 0.00%

$304,518 7,791282METLIFE HLTH PLANS INC14170 83.88%

$6,939,335,768 27,144,272118,369METROPOLITAN LIFE INS CO65978 85.45%

$9,580,916 84,4574,105SAFEGUARD HLTH PLANS INC95051 47.69%

$15,810,119 106,0937,229SAFEGUARD HLTH PLANS INC52009 58.76%

$186,744 11,1555,492SAFEHEALTH LIFE INS CO79014 27.04%

$6,940,447,810 1,432,049754,977CAREFIRST INC GRP38011 85.39% 2.01%$2,461,263,223 501,957277,578CAREFIRST BLUECHOICE INC96202 78.26%

$1,423,139,350 326,153162,525CAREFIRST OF MD INC47058 91.61%

$3,053,898,201 589,478307,041GROUP HOSPITALIZATION & MED SRVCS53007 88.24%

$2,147,036 14,4617,833THE DENTAL NETWORK INC13130 81.33%

$6,912,737,814 1,559,838906,394GUIDEWELL MUT HOLDING GRP53612 83.28% 2.00%$4,760,916,981 920,332527,269BCBS OF FL98167 83.82%

$806,224,058 134,31573,960CAPITAL HLTH PLAN INC95112 94.29%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$56,232,348 203,63099,061FLORIDA COMBINED LIFE INS CO INC7603112 63.73%

$186,363,981 35,99022,956FLORIDA HLTH CARE PLAN INC13567 82.11%

$1,103,000,446 265,571183,148HEALTH OPTIONS INC95089 74.11%

$6,166,618,020 1,738,492890,725BCBS OF MA GRP363713 85.12% 1.79%$2,124,470,230 1,031,411546,755BCBS OF MA53228 89.40%

$4,042,147,790 707,081343,970BCBS OF MA HMO BLUE INC12219 82.86%

$5,091,482,992 1,317,847652,830BCBS OF NJ GRP120214 85.76% 1.48%$15,445,086 71,88135,158HORIZON HLTHCARE DENTAL INC11146 73.31%

$28,420,597 3,3771,682HORIZON HLTHCARE OF NJ INC95529 86.87%

$5,043,353,660 1,141,695559,537HORIZON HLTHCARE SERV INC55069 85.79%

$4,263,649 100,89456,453HORIZON INS CO14690 81.60%

$4,392,891,170 2,125,0901,065,676EMBLEM HLTH GRP112715 89.43% 1.27%$205,046,094 30,42916,025CONNECTICARE INC95675 84.99%

$517,527,532 67,84534,680CONNECTICARE INS CO INC11209 84.77%

$4,600,606 477277CONNECTICARE OF MA INC95299 71.04%

$762,079,842 1,661,142804,033GROUP HLTH INC55239 80.28%

$2,894,470,833 358,415204,668HEALTH INS PLAN OF GREATER NY55247 93.05%

$9,166,263 6,7825,993HIP INS CO OF NY60094 76.26%

$3,794,437,241 1,430,185966,091CAMBIA HEALTH SOLUTIONS INC120716 82.20% 1.10%$125,262,213 25,92317,194ASURIS NW HLTH47350 80.80%

$56,121,798 540,725477,246LIFEMAP ASSUR CO97985 69.67%

$1,163,136,654 301,047166,730REGENCE BCBS OF OR54933 84.01%

$820,411,118 174,08774,822REGENCE BCBS OF UT54550 86.62%

$1,308,951,017 307,532184,917REGENCE BLUESHIELD53902 79.43%

$320,554,441 80,87145,182REGENCE BLUESHIELD OF ID INC60131 78.38%

$3,780,078,857 625,661352,440INDEPENDENCE HLTH GRP INC GRP93617 78.84% 1.10%$134,867,993 18,62910,330AMERIHEALTH HMO INC95044 77.60%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$462,964,803 62,26431,787AMERIHEALTH INS CO OF NJ6006117 80.24%

$324,761,425 93,38756,910INDEPENDENCE HOSPITAL IND PLAN INC54704 101.75%

$1,394,888 00INTER CNTY HLTH PLAN INC53252 56.51%

$808,683 00INTER CTY HOSPITALIZATION PLAN INC54763 15.12%

$1,222,000,501 198,110119,848KEYSTONE HLTH PLAN E INC95056 74.32%

$1,633,280,564 253,271133,565QCC INS CO93688 77.43%

$3,558,983,222 18,567,080554,958UNUM GRP56518 74.41% 1.03%$166,980,759 455,41913,557COLONIAL LIFE & ACCIDENT INS CO62049 39.89%

$238,249,571 1,259,5189,694FIRST UNUM LIFE INS CO64297 77.75%

$15,474,739 42,0662,014PAUL REVERE LIFE INS CO67598 89.54%

$3,498,284 8,4266,828PROVIDENT LIFE & ACCIDENT INS CO68195 379.72%

$108,803 1611PROVIDENT LIFE & CAS INS CO68209 1,548.86%

$114,279,920 691,344368,807STARMOUNT LIFE INS CO68985 71.14%

$3,020,391,146 16,110,146154,057UNUM LIFE INS CO OF AMER62235 75.70%

$3,517,883,039 1,082,714565,747BCBS OF AL GRP57019 85.86% 1.02%$3,517,883,039 1,082,714565,747BCBS OF AL55433 85.86%

$3,222,476,855 753,398415,142LIFETIME HLTHCARE GRP118620 84.51% 0.93%$3,204,121,974 726,155387,899EXCELLUS HLTH PLAN INC55107 83.62%

$10,096,568 21,35021,350MEDAMERICA INS CO69515 219.20%

$54,250 3939MEDAMERICA INS CO OF FL12967 150.44%

$8,204,063 5,8545,854MEDAMERICA INS CO OF NY83437 265.56%

$3,112,527,360 18,676,71511,400,641GUARDIAN LIFE GRP42921 64.66% 0.90%$140,916 946592ACCESS DENTAL PLAN OF NV INC15307 29.11%

$9,761,692 170,986699AVESIS INS INC11163 75.66%

$30,565,806 124,8902,165FIRST COMMONWEALTH INS CO60239 60.35%

$3,840,717 15,869626FIRST COMMONWEALTH LTD HLTH SERV COR12146 52.81%

$214,864 1,34137FIRST COMMONWEALTH LTD HLTH SERV COR11221 92.62%

$1,269,674 4,060111FIRST COMMONWEALTH OF MO INC47716 71.19%

© 2018 National Association of Insurance Commissioners 152

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$2,952,501,239 18,020,74511,173,527GUARDIAN LIFE INS CO OF AMER6424621 64.72%

$3,469,860 19,51212,113MANAGED DENTAL GUARD INC11199 79.76%

$316,170 1,683106MANAGED DENTALGUARD INC14142 49.54%

$6,354,160 48,57726,905MANAGED DENTALGUARD INC52556 63.53%

$104,092,262 268,106183,760PREMIER ACCESS INS CO60237 63.08%

$3,068,172,577 660,878395,502BCBS OF NC GRP75822 80.63% 0.89%$3,068,172,577 660,878395,502BCBS OF NC INC54631 80.63%

$2,797,161,288 553,934315,310PREMERA BLUE CROSS GRP96223 83.95% 0.81%$29,488,880 11,82511,264LIFEWISE ASSUR CO94188 81.49%

$5,812,582 00LIFEWISE HLTH PLAN OF OR INC84930 49.03%

$57,903 00LIFEWISE HLTH PLAN OF WA52633 (17.45)%

$2,761,801,923 542,109304,046PREMERA BLUE CROSS47570 84.05%

$2,725,675,639 646,793338,109WELLMARK INC GRP77024 84.47% 0.79%$341,134,909 75,08543,762WELLMARK HLTH PLAN OF IA INC95531 75.38%

$1,814,581,827 455,310234,290WELLMARK INC88848 86.06%

$567,210,925 115,33659,452WELLMARK OF SD INC60128 84.90%

$864,937 450240WELLMARK SYNERGY HLTH INC15935 106.44%

$1,883,041 612365WELLMARK VALUE HLTH PLAN INC15934 50.42%

$2,704,442,040 1,329,756710,259BCBS OF TN GRP349825 80.04% 0.78%$2,704,442,040 1,329,756710,259BCBS OF TN INC54518 80.04%

$344,980,585,283 510,491,108221,150,20126 82.44%

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Market Share by Statement Type

Group Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Life, Accident & Health

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$31,203,310,975 17,197,027UNITEDHEALTH GRP7071 11,030,10379.93% 31.34% 31.34%$16,853,648,438 11,509,687AETNA GRP12 8,313,67885.02% 16.92% 48.26%$11,928,039,113 25,137,871CIGNA HLTH GRP9013 213,33680.00% 11.98% 60.24%$7,005,713,672 27,182,665METROPOLITAN GRP2414 121,17485.32% 7.04% 67.27%$3,558,983,222 18,567,080UNUM GRP5655 554,95874.41% 3.57% 70.85%$2,952,501,239 18,020,745GUARDIAN LIFE GRP4296 11,173,52764.72% 2.96% 73.81%$1,852,874,376 15,033,411HARTFORD FIRE & CAS GRP917 82,30874.15% 1.86% 75.67%$1,409,898,860 8,555,134MEIJI YASUDA LIFE INS GRP13488 7,978,54474.84% 1.42% 77.09%$1,333,511,019 519,095BCBS OF KS GRP4309 228,27687.49% 1.34% 78.43%$1,307,636,600 8,813,023LINCOLN NATL GRP2010 74,01564.84% 1.31% 79.74%$1,278,878,293 4,304,238PRINCIPAL FIN GRP33211 3,282,45164.73% 1.28% 81.03%$1,219,339,480 9,446,843PRUDENTIAL OF AMER GRP30412 4,39978.10% 1.22% 82.25%$1,135,340,677 5,000,932LIBERTY MUT GRP11113 4,998,08789.30% 1.14% 83.39%$1,083,550,395 15,981,164AEGON US HOLDING GRP46814 12,147,47053.40% 1.09% 84.48%

$864,091,627 596,523JOHN HANCOCK GRP90415 596,30547.09% 0.87% 85.35%$802,498,380 3,557,067TOKIO MARINE HOLDINGS INC GRP309816 34,81381.29% 0.81% 86.15%$800,535,708 22,906,768MUTUAL OF OMAHA GRP26117 5,405,11266.65% 0.80% 86.96%$768,935,580 11,778,952FIDELITY SECURITY GRP45118 5,623,66873.25% 0.77% 87.73%$684,928,064 6,208,438ALLSTATE INS GRP819 3,196,40051.83% 0.69% 88.42%$684,100,875 3,381,086SUN LIFE ASSUR CO OF CN GRP54920 30,60276.15% 0.69% 89.10%$682,932,150 81,620CENTENE CORP GRP129521 49,55681.24% 0.69% 89.79%$673,436,328 1,800,736AMERITAS MUT HOLDING GRP94322 39,24266.21% 0.68% 90.46%$656,168,268 2,460,939ASSURANT INC GRP1923 1,674,70154.29% 0.66% 91.12%$478,839,473 2,798,630AFLAC GRP37024 1,913,28446.92% 0.48% 91.60%$473,002,218 1,019,919AMERICAN FIDELITY CORP GRP33025 947,86350.26% 0.47% 92.08%$468,408,105 100,241WEA INS CORP7227326 44,96491.41% 0.47% 92.55%$377,684,980 4,550,321NATIONAL GUARDIAN LIFE INS GRP121127 2,234,58465.94% 0.38% 92.93%$365,138,744 4,608,686NESTLE SA GRP448328 11,88782.13% 0.37% 93.30%$310,611,735 102,395NIPPON LIFE INS CO OF AMER8126429 56,14780.07% 0.31% 93.61%$299,347,117 3,429,905MINNESOTA MUT GRP86930 1,678,44940.80% 0.30% 93.91%$291,540,532 194,824GENWORTH FIN GRP401131 186,770136.29% 0.29% 94.20%$288,932,128 468,154WESTBRIDGE CAPITAL GRP83932 308,41949.57% 0.29% 94.49%$286,164,634 123,107MEDICAL CARD SYSTEM INC GRP130133 56,23678.91% 0.29% 94.78%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Life, Accident & Health

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$278,030,879 0CHUBB LTD GRP62634 076.05% 0.28% 95.06%$267,189,999 3,220,228VOYA FINANCIAL GRP483235 1,713,58346.56% 0.27% 95.33%$257,942,965 685,649BCBS OF SC GRP66136 460,53056.75% 0.26% 95.59%$237,158,927 432,772CNO FINANCIAL GRP23337 311,90680.26% 0.24% 95.82%$222,499,976 19,987,524CUNA MUT GRP30638 17,617,06230.83% 0.22% 96.05%$216,102,187 922,163BCS INS GRP2339 442,98372.56% 0.22% 96.26%$197,555,037 887,558TORCHMARK CORP GRP29040 9,948,42674.25% 0.20% 96.46%$181,422,012 455,167HUMANA GRP11941 285,59563.63% 0.18% 96.64%$177,528,479 1,344,299GENEVE HOLDINGS INC GRP45042 1,291,41358.09% 0.18% 96.82%$168,384,712 883,221AMERICAN INTL GRP1243 232,41049.49% 0.17% 96.99%$168,053,680 1,789,757ANTHEM INC GRP67144 1,731,09665.41% 0.17% 97.16%$164,216,792 1,411,879NEW YORK LIFE GRP82645 1,391,95871.54% 0.16% 97.33%$162,383,787 172,894AMTRUST NGH GRP253846 107,76762.80% 0.16% 97.49%$157,723,156 5,634,078HIGHMARK GRP81247 3,582,83379.59% 0.16% 97.65%$157,592,567 727,876HCSC GRP91748 28,34678.85% 0.16% 97.81%$142,254,134 1,055,812SUMITOMO LIFE INS GRP485549 1,098,80273.88% 0.14% 97.95%$118,843,231 563,081NATIONWIDE CORP GRP14050 563,08151.54% 0.12% 98.07%$117,229,265 227,253NORTHWESTERN MUT GRP86051 12,98368.91% 0.12% 98.19%$112,496,683 1,059,820ONEAMERICA FIN PARTNERS GRP61952 1,059,70668.26% 0.11% 98.30%$111,604,422 106,817PAN AMER LIFE GRP52553 55,30057.76% 0.11% 98.41%$105,616,504 555,667TRUSTMARK MUT HOLDING CO GRP27654 419,76541.75% 0.11% 98.52%

$95,747,015 1,585,171SHELTERPOINT GRP INC480355 1,512,77353.01% 0.10% 98.61%$92,917,206 415,072ARKANSAS BCBS GRP87656 2,07053.58% 0.09% 98.71%$83,736,062 185,375MAPFRE INS GRP41157 16,96379.64% 0.08% 98.79%$67,672,234 40,387AMERICAN ENTERPRISE MUT GRP352758 39,80274.10% 0.07% 98.86%$66,176,851 408,388AAA LIFE GRP485359 408,38847.18% 0.07% 98.92%$60,015,891 551,779BOSTON MUT GRP58160 469,08258.16% 0.06% 98.98%$56,762,972 187,047KANSAS CITY LIFE INS GRP58861 145,66959.73% 0.06% 99.04%$56,232,348 203,630GUIDEWELL MUT HOLDING GRP53662 99,06163.73% 0.06% 99.10%$56,121,798 540,725CAMBIA HEALTH SOLUTIONS INC120763 477,24669.67% 0.06% 99.15%$54,315,361 291,073UNIFIED LIFE INS CO1112164 134,74665.76% 0.05% 99.21%$52,108,198 122,553PHYSICIANS MUT GRP36765 103,94558.31% 0.05% 99.26%$42,301,011 79,644AMERICAN NATL FIN GRP40866 45,35764.77% 0.04% 99.30%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Life, Accident & Health

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$41,960,771 102,909GUARANTEE TRUST GRP68767 81,29043.44% 0.04% 99.35%$38,980,084 61,877ASSURITY GRP486268 30,73966.72% 0.04% 99.39%$35,581,708 186,394BLUE SHIELD OF CA GRP279869 135,06964.00% 0.04% 99.42%$33,509,584 1GREAT WEST GRP76970 1143.06% 0.03% 99.45%$29,488,880 11,825PREMERA BLUE CROSS GRP96271 11,26481.49% 0.03% 99.48%$26,731,879 35,239HOMESHIELD CAPITAL GRP285872 1138.63% 0.03% 99.51%$25,671,081 6,095NETCARE LIFE & HLTH INS CO6024673 18892.82% 0.03% 99.54%$23,752,751 75,765BEST LIFE & HLTH INS CO9063874 43,85365.76% 0.02% 99.56%$20,733,344 81,316WISCONSIN PHYSICIANS SERV INS GRP6875 1,58869.47% 0.02% 99.58%$19,815,383 15,518CONTINENTAL GEN INS CO7140476 13,98592.15% 0.02% 99.60%$19,780,003 1,108,566WR BERKLEY CORP GRP9877 19055.80% 0.02% 99.62%$19,585,032 10,466OLD REPUBLIC GRP15078 12139.50% 0.02% 99.64%$18,918,593 650PEKIN INS GRP15379 65070.86% 0.02% 99.66%$18,354,881 27,243LIFETIME HLTHCARE GRP118680 27,243239.72% 0.02% 99.68%$14,555,730 991BENEFICIAL LIFE GRP61581 71568.74% 0.01% 99.69%$13,763,506 2,241,725UNION LABOR GRP78182 2,205,48572.33% 0.01% 99.71%$13,606,966 192,445SECURITY MUT LIFE INS CO OF NY6877283 2,69365.12% 0.01% 99.72%$13,094,742 4,787GGC GRP473684 4,77989.49% 0.01% 99.73%$12,885,675 0DELTA DENTAL OF KS GRP463885 085.72% 0.01% 99.75%$12,448,086 180,942GENERAL ELECTRIC GRP35086 94,63034.21% 0.01% 99.76%$12,057,590 72,417AXA INS GRP96887 65,096117.69% 0.01% 99.77%$12,028,778 154,107FORTRESS GRP471688 853.11% 0.01% 99.78%$11,551,377 4,863AMERIPRISE FIN GRP489 4,863214.85% 0.01% 99.79%$11,433,979 4,535SHELTER INS GRP12390 1,71191.74% 0.01% 99.81%$10,579,451 11,398MANHATTAN LIFE GRP111791 10,43862.00% 0.01% 99.82%$10,475,062 56,065ZURICH INS GRP21292 56,062111.64% 0.01% 99.83%

$9,768,535 0TRIPLE S GRP480293 032.96% 0.01% 99.84%$9,553,468 0CITIZENS SECURITY LIFE INS CO6192194 062.75% 0.01% 99.85%$9,009,866 6,811PENN MUT GRP85095 6,811138.09% 0.01% 99.86%$8,836,770 4,679HEARTLAND NATL LIFE INS CO6621496 4,67989.07% 0.01% 99.86%$8,099,217 68,740ATHENE GRP473497 45,02720.14% 0.01% 99.87%$7,374,542 27,395MEDICAL MUT OF OH GRP73098 27,39561.04% 0.01% 99.88%$7,184,460 98,652SENTRY INS GRP16999 97,589117.78% 0.01% 99.89%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Life, Accident & Health

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$6,409,660 113,025UNIVERSAL INS CO GRP71100 113,02541.23% 0.01% 99.89%$5,923,454 910ISMIE GRP2358101 66871.76% 0.01% 99.90%$5,465,038 43,983HEALTHMARKETS GRP264102 27,54952.76% 0.01% 100.00%$5,280,457 14,083KEMPER CORP GRP215103 13,98544.66% 0.01% 100.00%$5,256,954 4,871NEW ERA LIFE GRP520104 71278.79% 0.01% 100.00%$5,021,275 55,401MULTINATIONAL GRP4804105 55,401(69.99)% 0.01% 100.00%$4,933,621 15,313TOWN & COUNTRY LIFE INS CO77674106 24164.55% 0.00% 100.00%$4,699,995 22,126UNITED HERITAGE MUT GRP2878107 21,37755.89% 0.00% 100.00%$4,251,302 5,239AMFIRST HOLDINGS GRP4719108 20444.05% 0.00% 100.00%$4,218,614 540ELAN SOLUTIONS INC16074109 46857.17% 0.00% 100.00%$3,876,220 0GULF GUARANTY GRP948110 048.54% 0.00% 100.00%$3,304,358 14,097AMALGAMATED LIFE INS CO60216111 3567.72% 0.00% 100.00%$3,275,512 13,368LOUISIANA HLTH SERV GRP438112 12,72138.23% 0.00% 100.00%$3,050,916 1,285AMALGAMATED LIFE & HLTH INS CO60208113 1,16659.28% 0.00% 100.00%$3,028,305 833AMERCO CORP GRP574114 83377.85% 0.00% 100.00%$2,968,474 10,142LIFE INS CO OF AL65412115 5,45965.51% 0.00% 100.00%$2,936,479 83,368ROYAL STATE NATL INS CO LTD68551116 963.35% 0.00% 100.00%$2,872,544 6,972MUTUAL OF AMER LIFE INS CO88668117 6,972125.61% 0.00% 100.00%$2,849,579 6,610ILLINOIS MUT LIFE INS CO64580118 6,61044.16% 0.00% 100.00%$2,580,251 0AMERICAN FIN SECURITY LIFE INS CO69337119 047.72% 0.00% 100.00%$2,057,099 3,998CINCINNATI FIN GRP244120 3,998144.11% 0.00% 100.00%$1,962,234 4,809AUTO OWNERS GRP280121 4,80970.85% 0.00% 100.00%$1,823,010 13,743HORACE MANN GRP300122 13,08933.85% 0.00% 100.00%$1,804,998 5,183COUNTRY INS & FIN SERV GRP50123 5,18381.82% 0.00% 100.00%$1,782,431 3,819SOUTHERN FARM BUREAU LIFE INS CO68896124 3,81910.97% 0.00% 100.00%$1,520,473 101,477ECG GRP4826125 7041.80% 0.00% 100.00%

$99,579,734,117 308,198,220GRAND TOTAL 133,927,06677.84% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Health

Grand Total for Group Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$29,061,380,270 4,403,627UNITEDHEALTH GRP7071 2,997,25282.05% 12.00% 12.00%$24,893,590,909 9,231,480ANTHEM INC GRP6712 5,128,33385.27% 10.28% 22.29%$21,080,260,705 4,321,357HCSC GRP9173 2,361,72982.97% 8.71% 30.99%$13,490,967,760 2,386,212KAISER FOUNDATION GRP6014 1,427,01590.29% 5.57% 36.57%$11,282,943,464 6,057,105HUMANA GRP1195 3,543,26283.84% 4.66% 41.23%$8,310,591,376 1,438,438BCBS OF MI GRP5726 743,23181.46% 3.43% 44.66%$7,462,859,678 5,873,451HIGHMARK GRP8127 3,180,70086.03% 3.08% 47.74%$6,940,447,810 1,432,049CAREFIRST INC GRP3808 754,97785.39% 2.87% 50.61%$6,856,505,466 1,356,208GUIDEWELL MUT HOLDING GRP5369 807,33383.44% 2.83% 53.44%$6,166,618,020 1,738,492BCBS OF MA GRP363710 890,72585.12% 2.55% 55.99%$5,091,482,992 1,317,847BCBS OF NJ GRP120211 652,83085.76% 2.10% 58.09%$4,636,683,029 1,399,433AETNA GRP112 592,48283.25% 1.92% 60.01%$4,392,891,170 2,125,090EMBLEM HLTH GRP112713 1,065,67689.43% 1.81% 61.82%$3,780,078,857 625,661INDEPENDENCE HLTH GRP INC GRP93614 352,44078.84% 1.56% 63.38%$3,738,315,443 889,460CAMBIA HEALTH SOLUTIONS INC120715 488,84582.39% 1.54% 64.93%$3,517,883,039 1,082,714BCBS OF AL GRP57016 565,74785.86% 1.45% 66.38%$3,204,121,974 726,155LIFETIME HLTHCARE GRP118617 387,89983.62% 1.32% 67.70%$3,068,172,577 660,878BCBS OF NC GRP75818 395,50280.63% 1.27% 68.97%$2,767,672,408 542,109PREMERA BLUE CROSS GRP96219 304,04683.97% 1.14% 70.11%$2,725,675,639 646,793WELLMARK INC GRP77020 338,10984.47% 1.13% 71.24%$2,704,442,040 1,329,756BCBS OF TN GRP349821 710,25980.04% 1.12% 72.36%$2,434,906,061 411,489HARVARD PILGRIM HLTH CARE GRP59522 229,35885.40% 1.01% 73.36%$2,392,414,109 1,072,780UPMC HLTH SYSTEM GRP132423 970,56288.44% 0.99% 74.35%$2,306,459,897 562,315LOUISIANA HLTH SERV GRP43824 318,81482.56% 0.95% 75.30%$2,157,572,536 1,169,390BCBS OF SC GRP66125 672,93484.10% 0.89% 76.19%$2,054,921,552 440,257HAWAII MEDICAL SERV ASSN4994826 254,84291.44% 0.85% 77.04%$2,046,123,938 380,718BCBS OF MN GRP46127 230,33688.89% 0.85% 77.89%$1,766,070,546 388,140MEDICAL MUT OF OH GRP73028 201,09479.34% 0.73% 78.62%$1,733,100,971 23,898,920VISION SERV PLAN GRP118929 42,63578.99% 0.72% 79.33%$1,728,178,230 836,927HEALTHPARTNERS GRP125830 409,94689.72% 0.71% 80.05%$1,713,828,602 264,902HENRY FORD HLTH SYSTEM GRP131131 137,93586.59% 0.71% 80.75%$1,696,612,163 337,216SPECTRUM HLTH GRP338332 152,64585.98% 0.70% 81.45%$1,600,083,363 292,305TUFTS GRP474233 184,61483.37% 0.66% 82.12%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Health

Grand Total for Group Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$1,583,384,393 306,135HEALTH NOW NY INC5520434 158,31784.85% 0.65% 82.77%$1,570,971,535 5,115,473DENTEGRA GRP247935 2,075,67874.10% 0.65% 83.42%$1,505,337,457 418,605CAPITAL BLUE CROSS GRP123036 154,87189.26% 0.62% 84.04%$1,484,261,734 453,480BCBS OF KC GRP53737 241,26582.23% 0.61% 84.65%$1,438,786,335 229,911MVP GRP119838 135,65588.88% 0.59% 85.25%$1,410,514,239 4,815,539RENAISSANCE HLTH SERV CORP GRP47739 2,716,77982.30% 0.58% 85.83%$1,372,170,100 301,151BCBS OF AZ INC5358940 147,70285.38% 0.57% 86.40%$1,316,615,307 240,671BCBS OF NE GRP485841 122,17887.08% 0.54% 86.94%$1,276,640,351 339,402IHC INC GRP88042 131,87686.75% 0.53% 87.47%$1,211,065,793 936,561CIGNA HLTH GRP90143 118,58079.04% 0.50% 87.97%$1,162,467,082 161,961CDPHP INC GRP470844 88,42484.50% 0.48% 88.45%$1,148,144,039 339,860ARKANSAS BCBS GRP87645 191,63787.64% 0.47% 88.92%$1,127,066,094 205,745MEDICA GRP155246 111,78582.34% 0.47% 89.39%$1,119,727,829 278,694MISSISSIPPI INS GRP112647 166,91185.77% 0.46% 89.85%$1,116,458,433 225,784UNIVERSITY HLTH CARE & GUNDERSEN LUT487048 104,12192.52% 0.46% 90.31%

$963,440,922 215,865BCBS OF RI5347349 117,13985.37% 0.40% 90.71%$889,245,225 125,556CARLE HOLDING CO GRP119250 64,61287.87% 0.37% 91.08%$854,883,772 161,809DEAN HLTH GRP129451 76,75685.34% 0.35% 91.43%$838,579,647 178,622PROVIDENCE HLTH GRP478852 114,97289.95% 0.35% 91.78%$789,071,997 177,237BLUE CROSS OF ID GRP129053 83,93284.69% 0.33% 92.10%$740,968,108 137,281INDEPENDENT HLTH ASSN GRP489454 70,69385.61% 0.31% 92.41%$671,559,976 227,141NORIDIAN MUT INS CO5589155 110,96484.06% 0.28% 92.69%$661,257,390 247,767TRIPLE S GRP480256 118,52777.35% 0.27% 92.96%$606,035,828 765,521MAGELLAN HLTH INC GRP126057 548,94992.21% 0.25% 93.21%$559,178,993 129,744PACIFICSOURCE HLTH PLAN GRP470458 105,93783.05% 0.23% 93.44%$550,453,167 83,404NEIGHBORHOOD HLTH PLAN INC1110959 44,09487.08% 0.23% 93.67%$538,998,577 93,911GEISINGER INS GRP114360 55,41585.85% 0.22% 93.89%$484,980,185 92,500SENTARA HLTH MGMT GRP118361 58,03985.11% 0.20% 94.09%$465,990,394 94,277SANFORD HLTH GRP124662 44,86493.24% 0.19% 94.28%$459,594,438 84,815AVMED INC9526363 55,53888.00% 0.19% 94.47%$459,248,154 1,006,000DELTA DENTAL OF WA4734164 4,70783.69% 0.19% 94.66%$438,594,579 70,482FALLON GRP474165 34,22891.12% 0.18% 94.84%$427,010,345 80,972BAYSTATE HLTH GRP475666 42,91283.58% 0.18% 95.02%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Health

Grand Total for Group Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$421,120,348 72,735SECURITY HLTH PLAN OF WI INC9688167 30,61691.46% 0.17% 95.19%$405,428,030 79,861SCOTT & WHITE GRP60068 45,63190.86% 0.17% 95.36%$400,509,347 72,258BCBS OF VT GRP474569 38,76394.17% 0.17% 95.53%$395,662,714 67,828RENOWN HLTH GRP479170 28,86385.85% 0.16% 95.69%$394,281,493 52,003NORTH SHORE LIJ HLTH CARE GRP479371 32,690107.46% 0.16% 95.85%$364,960,756 78,189COMMUNITYCARE GRP348772 46,03184.89% 0.15% 96.00%$334,660,915 65,427GROUP HLTH COOP OF S CENTRAL WI9531173 33,47789.63% 0.14% 96.14%$321,878,747 57,156WISCONSIN PHYSICIANS SERV INS GRP6874 27,87395.49% 0.13% 96.28%$313,479,527 49,792PRESBYTERIAN HLTHCARE SERV GRP48175 32,26490.74% 0.13% 96.41%$308,203,553 169,033OREGON DENTAL GRP131376 91,86884.96% 0.13% 96.53%$306,957,642 63,713AULTMAN HLTH FOUNDATION GRP480577 25,06586.63% 0.13% 96.66%$289,082,457 55,860UNIVERSITY HLTH ALLIANCE4795378 39,04681.26% 0.12% 96.78%$288,312,814 52,713CENTENE CORP GRP129579 34,69894.83% 0.12% 96.90%$251,403,422 516,441DENTAQUEST GRP451280 3,33176.03% 0.10% 97.00%$245,663,486 49,954BCBS OF WY5376781 26,08987.37% 0.10% 97.10%$234,565,443 652,706CORVESTA GRP472982 347,13779.29% 0.10% 97.20%$219,333,738 51,702PREFERREDONE GRP349283 28,67091.55% 0.09% 97.29%$200,250,594 525,184DELTA DENTAL OF WI GRP384984 241,36581.55% 0.08% 97.37%$196,538,286 34,328PHYSICIANS HLTH PLAN OF MID MI GRP340885 17,69282.97% 0.08% 97.45%$196,024,273 42,326HAWAII MGMT ALLIANCE ASSN4833086 29,20878.41% 0.08% 97.54%$193,832,468 59,995FIRSTCARE GRP354987 24,80697.70% 0.08% 97.62%$191,999,783 629,577DELTA DENTAL PLAN OF MO GRP368088 360,43178.38% 0.08% 97.69%$182,474,516 135,523EXPRESS SCRIPTS HOLDING GRP481389 135,52381.07% 0.08% 97.77%$179,270,314 33,178GLOBALHEALTH INC1366790 19,07890.22% 0.07% 97.84%$169,840,743 34,528HEALTH PLAN GRP129791 17,15194.01% 0.07% 97.91%$160,026,121 655,970GUARDIAN LIFE GRP42992 227,11463.51% 0.07% 97.98%$157,530,305 32,815PHP INDIANA GRP382893 18,44383.08% 0.07% 98.05%$154,300,578 31,822NETWORK HLTH GRP267894 14,27070.32% 0.06% 98.11%$153,867,639 517,370COLORADO DENTAL SERV INC5587595 6,03579.51% 0.06% 98.17%$153,369,675 27,660SUMMA HLTH GRP325996 15,51987.14% 0.06% 98.24%$153,135,019 28,981VANGUARD HLTH VENTURES GRP121297 15,98784.44% 0.06% 98.30%$152,017,954 453,162DELTA DENTAL OF RI GRP157198 6,25178.28% 0.06% 98.36%$139,534,403 373,576DELTA DENTAL OF OK5393799 312,36482.45% 0.06% 98.42%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Health

Grand Total for Group Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$136,012,750 336,905NORTHEAST DELTA DENTAL GRP4763100 158,19776.74% 0.06% 98.48%$134,449,767 0AHF GRP4833101 088.63% 0.06% 98.53%$133,769,047 20,443SAINT MARYS HLTH CARE CORP GRP2418102 13,04983.30% 0.06% 98.59%$129,230,767 308,010WILLAMETTE DENTAL GRP3503103 140,25591.22% 0.05% 98.64%$126,931,337 20,980BAPTIST HLTH PLAN INC95071104 096.82% 0.05% 98.69%$115,861,452 460,201DELTA DENTAL PLAN OF AR INC47155105 247,41775.60% 0.05% 98.74%$115,022,185 26,987TOTAL HLTH GRP1238106 16,74875.67% 0.05% 98.79%$109,759,388 25,876COX INS GRP1203107 15,67397.60% 0.05% 98.83%$107,815,419 26,049VIVA HLTH INC95322108 13,36283.19% 0.04% 98.88%$106,127,576 25,348MCLAREN HLTH GRP4700109 11,34690.43% 0.04% 98.92%$104,614,633 26,520CATHOLIC HLTH INITIATIVES GRP4807110 17,68877.28% 0.04% 98.96%$100,260,554 17,005VANTAGE HLTH PLAN INC95584111 8,77281.34% 0.04% 99.01%

$99,896,440 19,849HEALTH FIRST GRP4740112 12,66180.45% 0.04% 99.05%$89,373,064 16,120DENVER HLTH MEDICAL PLAN INC95750113 092.59% 0.04% 99.08%$86,626,352 16,869MEDICAL ASSOCIATES GRP4811114 7,48589.55% 0.04% 99.12%$85,186,005 8,364HOPKINS HLTH ADVANTAGE INC15700115 1108.64% 0.04% 99.16%$84,814,248 11,495PIEDMONT COMM HLTH GRP4845116 8,73893.85% 0.04% 99.19%$82,572,820 253,792DELTA DENTAL OF KS GRP4638117 142,04278.23% 0.03% 99.22%$82,490,032 22,600NEW MEXICO HLTH CONNECTIONS15011118 19,62288.82% 0.03% 99.26%$81,414,499 16,002HEALTH TRADITION HLTH PLAN96628119 35094.86% 0.03% 99.29%$81,246,287 28,057TAKECARE INS CO INC11093120 12,72493.10% 0.03% 99.33%$79,913,262 18,554AVERA HLTH PLANS INC95839121 787100.34% 0.03% 99.36%$76,265,033 34,301MERCY HLTH CORP GRP3595122 25,55536.19% 0.03% 99.39%$69,846,357 223,228DENTAL CARE PLUS INC96265123 111,08675.07% 0.03% 99.42%$68,387,472 46,052UNION HLTH SERV INC52553124 5107.39% 0.03% 99.45%$65,318,884 10,816FIRSTCAROLINACARE INS CO INC12962125 7,32893.39% 0.03% 99.47%

$242,101,981,265 112,107,563GRAND TOTAL 44,595,57784.57% 100.00%

© 2018 National Association of Insurance Commissioners 164

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Property/Casualty

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

$723,445,357 58,106AMERICAN INTL GRP121 27,02167.41% 21.93% 21.93%

$452,230,097 71,994FEDERATED MUT GRP72 41,79380.62% 13.71% 35.64%

$376,957,344 0CHUBB LTD GRP6263 051.62% 11.43% 47.07%

$297,696,692 189,856STATE FARM GRP1764 72,79793.45% 9.02% 56.09%

$181,008,350 185,566CNA INS GRP2185 185,525116.59% 5.49% 61.58%

$172,684,291 6,987,995ZURICH INS GRP2126 6,020,22943.03% 5.23% 66.81%

$146,007,415 13,001,756TOKIO MARINE HOLDINGS INC GRP30987 8,06183.76% 4.43% 71.24%

$118,358,895 4,274,845AXIS CAPITAL GRP34168 14,27637.22% 3.59% 74.83%

$104,720,816 0INTACT FINANCIAL GRP49049 029.29% 3.17% 78.00%

$103,670,808 7,659,357FAIRFAX FIN GRP15810 53,53446.47% 3.14% 81.14%

$95,082,654 1,283,813BCS INS GRP2311 215,28741.29% 2.88% 84.02%

$64,018,217 47,858,115AMEX ASSUR CO2792812 32,323,84315.60% 1.94% 85.97%

$55,313,467 180,824BERKSHIRE HATHAWAY GRP3113 21,53572.61% 1.68% 87.64%

$50,336,092 49,181GENEVE HOLDINGS INC GRP45014 32,03824.59% 1.53% 89.17%

$49,202,778 812,220ARCH INS GRP127915 222,51651.95% 1.49% 90.66%

$47,977,663 34,514AMERICAN FINANCIAL GRP8416 1,51122.84% 1.45% 92.11%

$47,750,405 13,191CHEROKEE INS CO1064217 13979.31% 1.45% 93.56%

$33,403,535 15,307ISLAND HOME INS CO3165818 78976.44% 1.01% 94.57%

$27,819,777 1,940,752STARR GRP467019 5,22965.08% 0.84% 95.42%

$25,860,886 1,013,239XL AMER GRP128520 979,28654.04% 0.78% 96.20%

$24,847,505 0BALDWIN & LYONS GRP86721 067.96% 0.75% 96.95%

$23,152,858 27,804AMTRUST NGH GRP253822 18,11263.59% 0.70% 97.66%

$18,804,708 2,364,728MARKEL CORP GRP78523 17,8648.77% 0.57% 98.23%

$11,348,282 258,646ALLIANZ INS GRP76124 154,64246.37% 0.34% 98.57%

$11,138,195 763,902AEGIS GRP31325 4,21441.16% 0.34% 98.91%

$11,076,880 104,101SENTRY INS GRP16926 104,101139.82% 0.34% 99.24%

$6,273,410 47,489NATIONWIDE CORP GRP14027 30,47971.85% 0.19% 99.43%

$4,511,626 17,830BEAZLEY INS CO INC3754028 8,69827.29% 0.14% 99.57%

$3,557,064 0TENNESSEE FARMERS GRP69429 1,562,84124.46% 0.11% 99.68%

$3,285,215 1,442MUNICH RE GRP36130 1,13846.17% 0.10% 99.78%

$1,196,607 388LIBERTY MUT GRP11131 236(2.40)% 0.04% 99.81%

$1,121,496 0INTEGRAND ASSUR CO2677832 035.29% 0.03% 99.85%

$919,628 30,146ALLEGHANY GRP50133 29851.53% 0.03% 99.88%

© 2018 National Association of Insurance Commissioners 165

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Property/Casualty

Grand Total for Group Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

$751,178 890,497TEXAS FARM BUREAU MUT GRP80934 462,26038.53% 0.02% 99.90%

$681,998 0UNDERWRITERS AT LLOYD'S LONDON1564235 01.27% 0.02% 100.00%

$543,641 7,040HALLMARK FIN SERV GRP347836 155241.21% 0.02% 100.00%

$484,684 1,179RETAILERS INS CO1247137 20178.50% 0.01% 100.00%

$368,070 376HARTFORD FIRE & CAS GRP9138 37676.86% 0.01% 100.00%

$259,073 4,055ASSURANT INC GRP1939 4,05577.25% 0.01% 100.00%

$186,616 32,155CHINA MINSHENG GRP486340 32,1384.40% 0.01% 100.00%

$171,402 189UNITED INS HOLDINGS GRP483041 18921.45% 0.01% 100.00%

$169,462 877FARMERS INS GRP6942 2236.94% 0.01% 100.00%

$160,512 1,728KERNAN GRP338443 6151.13% 0.00% 100.00%

$124,297 105AEGON US HOLDING GRP46844 10269.73% 0.00% 100.00%

$103,802 0CENTURY CAS CO1091745 00.00% 0.00% 100.00%

$41,500 0OKLAHOMA FARM BUREAU GRP22046 094.70% 0.00% 100.00%

$12,594 0UNDERWRITERS AT LLOYDS3272747 0(31,992.87)% 0.00% 100.00%

$11,017 11DAILY UNDERWRITERS OF AMER3548348 110.00% 0.00% 100.00%

$9,060 0MAPFRE INS GRP41149 0110.57% 0.00% 100.00%

$6,510 0GREAT PLAINS CAS INC1298250 191.17% 0.00% 100.00%

$5,072 1THE HANOVER INS GRP8851 132.59% 0.00% 100.00%

$400 0AMALGAMATED CAS INS CO1329352 40.00% 0.00% 100.00%

$3,298,869,901 90,185,325GRAND TOTAL 42,627,55865.28% 100.00%

© 2018 National Association of Insurance Commissioners 166

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share for Fraternal

Grand Total for Group Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$0 0WOODMEN WORLD LIFE INS SOC573201 0N/A

$0 0GRAND TOTAL 0N/A 100.00%

© 2018 National Association of Insurance Commissioners 167

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Market Share by Line of Business

Group Business

© 2018 National Association of Insurance Commissioners 169

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Small Employer Comprehensive Major Medical

$13,135,029,775 2,334,859UNITEDHEALTH GRP7071 1,316,08077.13% 21.28% 21.28%

$6,586,869,494 1,105,633HCSC GRP9172 631,48276.32% 10.67% 31.95%

$4,411,249,810 797,840ANTHEM INC GRP6713 446,08477.66% 7.15% 39.10%

$3,267,839,723 488,809AETNA GRP14 277,28079.33% 5.29% 44.39%

$2,295,918,830 685,760HUMANA GRP1195 407,58678.22% 3.72% 48.11%

$1,552,822,406 377,157CAREFIRST INC GRP3806 207,03875.36% 2.52% 50.63%

$1,427,831,163 219,920BCBS OF NJ GRP12027 122,69279.20% 2.31% 52.94%

$1,426,894,862 227,957INDEPENDENCE HLTH GRP INC GRP9368 127,30875.84% 2.31% 55.25%

$1,347,918,618 280,423BCBS OF MI GRP5729 137,80474.98% 2.18% 57.44%

$1,267,843,280 235,858BCBS OF MA GRP363710 115,50482.14% 2.05% 59.49%

$1,262,475,236 217,303GUIDEWELL MUT HOLDING GRP53611 135,24772.38% 2.05% 61.54%

$1,158,477,060 207,747BCBS OF AL GRP57012 113,43779.35% 1.88% 63.41%

$997,439,775 162,448HIGHMARK GRP81213 89,35582.81% 1.62% 65.03%

$939,783,067 181,817LIFETIME HLTHCARE GRP118614 100,62887.51% 1.52% 66.55%

$937,774,383 214,366KAISER FOUNDATION GRP60115 145,65385.22% 1.52% 68.07%

$926,616,107 192,133CAMBIA HEALTH SOLUTIONS INC120716 111,31077.87% 1.50% 69.57%

$883,716,771 187,009WELLMARK INC GRP77017 96,82680.93% 1.43% 71.00%

$810,788,303 132,198BCBS OF NC GRP75818 83,76072.91% 1.31% 72.32%

$784,232,907 221,266LOUISIANA HLTH SERV GRP43819 129,09573.46% 1.27% 73.59%

$749,457,180 132,409HARVARD PILGRIM HLTH CARE GRP59520 71,67690.20% 1.21% 74.80%

$608,603,638 138,589HEALTHPARTNERS GRP125821 75,11993.02% 0.99% 75.79%

$588,919,448 95,542BCBS OF MN GRP46122 53,45683.92% 0.95% 76.74%

$574,554,886 134,040BCBS OF TN GRP349823 75,44976.07% 0.93% 77.67%

$562,931,018 61,368CENTENE CORP GRP129524 36,45279.15% 0.91% 78.59%

$507,912,005 107,402BCBS OF SC GRP66125 66,47878.89% 0.82% 79.41%

$491,202,903 46,432NEIGHBORHOOD HLTH PLAN INC1110926 24,82259.06% 0.80% 80.20%

$478,746,884 128,508IHC INC GRP88027 52,47385.54% 0.78% 80.98%

$478,440,313 76,037CAPITAL BLUE CROSS GRP123028 44,49488.39% 0.78% 81.75%

$473,093,046 81,552HEALTH NOW NY INC5520429 44,97088.32% 0.77% 82.52%

$438,954,235 81,915MVP GRP119830 45,49093.15% 0.71% 83.23%

$426,834,235 87,448SPECTRUM HLTH GRP338331 40,76280.47% 0.69% 83.92%

$407,778,826 46,495PREMERA BLUE CROSS GRP96232 29,74375.64% 0.66% 84.58%

$397,938,522 45,168FEDERATED MUT GRP733 26,92279.92% 0.64% 85.23%

© 2018 National Association of Insurance Commissioners 171

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Small Employer Comprehensive Major Medical

$393,392,437 79,274TUFTS GRP474234 45,08378.62% 0.64% 85.87%

$382,529,528 66,786MEDICAL MUT OF OH GRP73035 35,42376.11% 0.62% 86.49%

$347,942,038 44,335NORTH SHORE LIJ HLTH CARE GRP479336 27,590115.29% 0.56% 87.05%

$343,752,014 67,110NORIDIAN MUT INS CO5589137 34,31579.53% 0.56% 87.61%

$339,777,606 76,507MISSISSIPPI INS GRP112638 48,00282.11% 0.55% 88.16%

$299,145,431 72,554PROVIDENCE HLTH GRP478839 47,15995.71% 0.48% 88.64%

$286,164,634 123,107MEDICAL CARD SYSTEM INC GRP130140 56,23678.91% 0.46% 89.11%

$284,245,764 36,955EMBLEM HLTH GRP112741 22,32180.87% 0.46% 89.57%

$283,139,782 46,145BCBS OF RI5347342 24,82482.64% 0.46% 90.02%

$267,744,793 94,959BCBS OF KS GRP43043 49,32298.56% 0.43% 90.46%

$260,155,360 49,322AVMED INC9526344 33,69788.45% 0.42% 90.88%

$253,870,966 54,322ARKANSAS BCBS GRP87645 32,23982.93% 0.41% 91.29%

$247,650,708 52,019BCBS OF AZ INC5358946 28,96278.24% 0.40% 91.69%

$230,361,009 44,233BCBS OF KC GRP53747 25,45979.24% 0.37% 92.07%

$224,019,345 50,290INDEPENDENT HLTH ASSN GRP489448 27,16187.50% 0.36% 92.43%

$223,586,816 40,863BCBS OF VT GRP474549 22,80994.42% 0.36% 92.79%

$215,419,717 43,235BCBS OF NE GRP485850 22,13386.33% 0.35% 93.14%

$212,667,936 43,696MEDICA GRP155251 24,83086.15% 0.34% 93.48%

$202,733,471 25,827CDPHP INC GRP470852 14,86583.66% 0.33% 93.81%

$193,698,654 36,899SENTARA HLTH MGMT GRP118353 24,21280.46% 0.31% 94.13%

$186,285,270 37,377AULTMAN HLTH FOUNDATION GRP480554 12,87880.65% 0.30% 94.43%

$174,383,615 34,848HENRY FORD HLTH SYSTEM GRP131155 17,47177.24% 0.28% 94.71%

$172,076,902 30,342GEISINGER INS GRP114356 18,52698.56% 0.28% 94.99%

$150,963,010 28,439UNIVERSITY HLTH CARE & GUNDERSEN LUT487057 14,85582.98% 0.24% 95.23%

$147,988,345 32,257BLUE CROSS OF ID GRP129058 17,45574.11% 0.24% 95.47%

$140,135,054 43,197TOKIO MARINE HOLDINGS INC GRP309859 46885.67% 0.23% 95.70%

$138,306,959 32,678PACIFICSOURCE HLTH PLAN GRP470460 20,04681.40% 0.22% 95.93%

$134,589,980 32,761PREFERREDONE GRP349261 17,30795.78% 0.22% 96.14%

$116,769,049 29,330COMMUNITYCARE GRP348762 17,47893.91% 0.19% 96.33%

$104,472,185 20,563BAYSTATE HLTH GRP475663 11,08978.28% 0.17% 96.50%

$101,321,411 17,243BCBS OF WY5376764 9,83780.84% 0.16% 96.67%

$94,815,027 31,176TRIPLE S GRP480265 15,48867.46% 0.15% 96.82%

$92,992,855 18,292PRESBYTERIAN HLTHCARE SERV GRP48166 10,83599.85% 0.15% 96.97%

© 2018 National Association of Insurance Commissioners 172

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Small Employer Comprehensive Major Medical

$92,254,667 14,696SUMMA HLTH GRP325967 8,07784.36% 0.15% 97.12%

$89,660,429 23,305UNIVERSITY HLTH ALLIANCE4795368 16,43180.79% 0.15% 97.26%

$82,015,456 17,861SCOTT & WHITE GRP60069 11,04089.93% 0.13% 97.40%

$76,092,038 11,777FALLON GRP474170 6,56292.27% 0.12% 97.52%

$73,626,284 12,462WISCONSIN PHYSICIANS SERV INS GRP6871 6,40684.13% 0.12% 97.64%

$73,518,963 15,282PHP INDIANA GRP382872 8,70383.34% 0.12% 97.76%

$68,014,273 14,276HAWAII MGMT ALLIANCE ASSN4833073 10,40873.70% 0.11% 97.87%

$66,516,119 13,437CARLE HOLDING CO GRP119274 8,32585.06% 0.11% 97.98%

$62,772,183 11,051SECURITY HLTH PLAN OF WI INC9688175 5,48287.82% 0.10% 98.08%

$59,505,839 22,242DEAN HLTH GRP129476 11,86185.31% 0.10% 98.18%

$59,001,911 8,126SAINT MARYS HLTH CARE CORP GRP241877 5,30888.75% 0.10% 98.27%

$57,563,594 6,775OREGON DENTAL GRP131378 4,19073.25% 0.09% 98.36%

$55,851,854 10,801VANGUARD HLTH VENTURES GRP121279 5,77387.45% 0.09% 98.45%

$53,372,188 15,503NEW MEXICO HLTH CONNECTIONS1501180 13,43592.89% 0.09% 98.54%

$51,688,773 10,044RENOWN HLTH GRP479181 84771.56% 0.08% 98.62%

$45,244,425 9,860HEALTH FIRST GRP474082 6,50977.70% 0.07% 98.70%

$41,566,712 7,977MAINE COMM HLTH OPTIONS1507783 4,97996.38% 0.07% 98.77%

$41,506,856 5,610NETWORK HLTH GRP267884 2,92070.32% 0.07% 98.83%

$37,874,784 6,812SANFORD HLTH GRP124685 3,57988.54% 0.06% 98.89%

$37,064,106 9,341CATHOLIC HLTH INITIATIVES GRP480786 5,89282.33% 0.06% 98.95%

$36,873,481 5,895GROUP HLTH COOP OF S CENTRAL WI9531187 3,50281.93% 0.06% 99.01%

$35,476,234 13,730MAPFRE INS GRP41188 6,95374.44% 0.06% 99.07%

$32,143,774 7,426FIRSTCARE GRP354989 4,72378.35% 0.05% 99.12%

$30,253,159 6,786MEMORIAL HERMANN GRP480890 5,607101.20% 0.05% 99.17%

$29,935,388 4,454HEALTH PLAN GRP129791 2,68173.69% 0.05% 99.22%

$27,493,816 5,750COX INS GRP120392 3,79497.60% 0.04% 99.27%

$27,033,178 5,840PHYSICIANS HLTH PLAN OF MID MI GRP340893 3,82979.23% 0.04% 99.31%

$26,741,176 6,254TOTAL HLTH GRP123894 3,88169.22% 0.04% 99.35%

$26,437,762 8,192US HLTH & LIFE INS CO INC9777295 53093.64% 0.04% 99.40%

$25,141,517 3,925SOUTH DAKOTA STATE MED HOLDING CO9659896 43065.06% 0.04% 99.44%

$24,334,762 6,173AVERA HLTH PLANS INC9583997 611100.34% 0.04% 99.48%

$21,901,696 4,162SOUTHEASTERN IN HLTH ORG INC9581298 2,64684.35% 0.04% 99.51%

$21,354,509 4,424FRIDAY HLTH PLANS OF CO INC9577499 2,78082.89% 0.03% 99.55%

© 2018 National Association of Insurance Commissioners 173

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Small Employer Comprehensive Major Medical

$19,329,464 3,148BAPTIST HLTH PLAN INC95071100 098.81% 0.03% 99.58%

$18,463,159 2,976ALLIANT HLTH PLANS INC11256101 1,93776.92% 0.03% 99.61%

$17,811,181 5,599NETCARE LIFE & HLTH INS CO60246102 17391.04% 0.03% 99.64%

$17,076,606 3,396MEDICAL ASSOCIATES GRP4811103 1,50986.31% 0.03% 99.66%

$14,920,406 4,530CRYSTAL RUN HLTH GRP4847104 2,78199.48% 0.02% 99.69%

$14,683,337 7,156ISLAND HOME INS CO31658105 57071.31% 0.02% 99.71%

$14,281,753 2,173FIRSTCAROLINACARE INS CO INC12962106 1,52974.37% 0.02% 99.73%

$14,120,204 4,751UNIVERSITY OF UT HLTH PLANS15648107 1585.56% 0.02% 99.76%

$13,378,467 2,490HEALTH TRADITION HLTH PLAN96628108 257106.55% 0.02% 99.78%

$13,133,857 0PEKIN INS GRP153109 061.16% 0.02% 99.80%

$11,602,651 2,295AMTRUST NGH GRP2538110 1,081100.98% 0.02% 99.82%

$9,523,180 1,641WMI MUT INS CO68420111 93056.30% 0.02% 99.83%

$9,388,388 3,465MERCY HLTH CORP GRP3595112 8622.60% 0.02% 99.85%

$9,093,524 5,088LIBERTY UNION LIFE ASSUR CO66753113 2,489107.21% 0.01% 99.86%

$8,424,041 2,373MCLAREN HLTH GRP4700114 1,27391.05% 0.01% 99.88%

$8,179,248 1,366VIVA HLTH INC95322115 83984.27% 0.01% 99.89%

$7,065,309 1,566BCS INS GRP23116 1,25852.74% 0.01% 100.00%

$7,025,895 878VANTAGE HLTH PLAN INC95584117 57878.02% 0.01% 100.00%

$6,720,496 1,088COMMON GROUND HLTHCARE COOP15061118 183134.32% 0.01% 100.00%

$6,578,937 1,544TAKECARE INS CO INC11093119 81260.09% 0.01% 100.00%

$6,138,201 1,693GROUP HLTH COOP OF EAU CLAIRE95192120 857115.17% 0.01% 100.00%

$4,676,298 946CIGNA HLTH GRP901121 7563.58% 0.01% 100.00%

$4,218,614 540ELAN SOLUTIONS INC16074122 46857.17% 0.01% 100.00%

$3,239,265 856INDIANA UNIVERSITY HLTH GRP4637123 5080.00% 0.01% 100.00%

$2,944,235 324MONTANA HLTH COOPERATIVE14933124 20759.35% 0.00% 100.00%

$2,667,908 883NEIGHBORHOOD HLTH PLAN OF RI INC95402125 88357.59% 0.00% 100.00%

$61,724,195,417 11,691,439GRAND TOTAL 6,537,74679.36% 100.00%

© 2018 National Association of Insurance Commissioners 174

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Employer Comprehensive Major Medical

$23,255,489,741 4,880,415UNITEDHEALTH GRP7071 2,686,08581.20% 17.78% 17.78%

$13,112,558,460 2,623,444AETNA GRP12 1,395,69886.65% 10.03% 27.81%

$9,252,995,980 1,697,673ANTHEM INC GRP6713 950,04482.31% 7.07% 34.88%

$8,398,973,982 1,616,317HCSC GRP9174 858,13981.44% 6.42% 41.30%

$8,188,280,005 2,420,243CIGNA HLTH GRP9015 46,16281.89% 6.26% 47.56%

$7,743,429,889 1,496,057KAISER FOUNDATION GRP6016 819,99489.79% 5.92% 53.48%

$4,189,195,385 840,982BCBS OF MI GRP5727 378,10079.76% 3.20% 56.69%

$3,500,381,635 585,396BCBS OF MA GRP36378 276,92284.67% 2.68% 59.36%

$2,967,703,957 661,351GUIDEWELL MUT HOLDING GRP5369 414,19879.29% 2.27% 61.63%

$2,696,360,872 379,943BCBS OF NJ GRP120210 179,08287.57% 2.06% 63.69%

$2,397,313,243 352,088EMBLEM HLTH GRP112711 173,82189.07% 1.83% 65.53%

$2,363,293,883 389,156HIGHMARK GRP81212 214,69084.00% 1.81% 67.33%

$2,248,504,010 642,253HUMANA GRP11913 385,56085.26% 1.72% 69.05%

$1,892,780,355 290,998INDEPENDENCE HLTH GRP INC GRP93614 154,60876.89% 1.45% 70.50%

$1,668,424,088 291,202LIFETIME HLTHCARE GRP118615 145,31781.54% 1.28% 71.78%

$1,574,398,004 248,385HARVARD PILGRIM HLTH CARE GRP59516 127,11483.65% 1.20% 72.98%

$1,544,520,187 289,199CAREFIRST INC GRP38017 160,99374.47% 1.18% 74.16%

$1,464,979,388 341,357BCBS OF AL GRP57018 180,52486.66% 1.12% 75.28%

$1,371,936,572 266,911CAMBIA HEALTH SOLUTIONS INC120719 144,34376.97% 1.05% 76.33%

$1,275,928,980 297,665BCBS OF TN GRP349820 167,55076.07% 0.98% 77.31%

$1,125,201,572 227,375WELLMARK INC GRP77021 121,37682.64% 0.86% 78.17%

$1,087,945,769 228,646SPECTRUM HLTH GRP338322 99,50587.34% 0.83% 79.00%

$1,031,509,953 181,394HENRY FORD HLTH SYSTEM GRP131123 79,02388.47% 0.79% 79.79%

$1,026,527,013 192,974HEALTH NOW NY INC5520424 97,69983.34% 0.78% 80.57%

$988,121,326 344,456HEALTHPARTNERS GRP125825 165,14487.01% 0.76% 81.33%

$976,865,427 236,987BCBS OF SC GRP66126 143,24682.19% 0.75% 82.07%

$965,495,424 197,345UNIVERSITY HLTH CARE & GUNDERSEN LUT487027 89,26694.01% 0.74% 82.81%

$921,071,392 146,324TUFTS GRP474228 72,82483.30% 0.70% 83.52%

$908,801,471 320,446BCBS OF KC GRP53729 170,48978.22% 0.69% 84.21%

$903,304,711 102,645LOUISIANA HLTH SERV GRP43830 59,90774.68% 0.69% 84.90%

$875,146,691 162,049MEDICA GRP155231 86,95585.11% 0.67% 85.57%

$798,265,845 210,308PREMERA BLUE CROSS GRP96232 119,53784.11% 0.61% 86.18%

$795,797,957 108,387CARLE HOLDING CO GRP119233 54,05388.53% 0.61% 86.79%

© 2018 National Association of Insurance Commissioners 175

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Employer Comprehensive Major Medical

$764,714,264 135,940DEAN HLTH GRP129434 62,86685.36% 0.58% 87.37%

$761,046,048 149,110BCBS OF MN GRP46135 83,18689.04% 0.58% 87.96%

$713,125,354 166,384IHC INC GRP88036 63,54087.44% 0.55% 88.50%

$709,057,884 111,364CDPHP INC GRP470837 53,08583.90% 0.54% 89.04%

$605,488,960 87,198BCBS OF KS GRP43038 49,79893.52% 0.46% 89.51%

$600,753,232 144,423ARKANSAS BCBS GRP87639 81,65389.35% 0.46% 89.97%

$522,347,674 109,828BCBS OF AZ INC5358940 64,21280.35% 0.40% 90.36%

$514,443,990 80,072MVP GRP119841 40,75383.26% 0.39% 90.76%

$475,730,084 103,184BLUE CROSS OF ID GRP129042 48,50486.15% 0.36% 91.12%

$460,363,614 88,072PROVIDENCE HLTH GRP478843 59,87087.93% 0.35% 91.47%

$453,288,267 79,781BCBS OF RI5347344 40,08586.58% 0.35% 91.82%

$440,480,372 107,010MISSISSIPPI INS GRP112645 70,35182.11% 0.34% 92.16%

$439,101,084 111,400CAPITAL BLUE CROSS GRP123046 61,09588.05% 0.34% 92.49%

$435,887,719 76,516INDEPENDENT HLTH ASSN GRP489447 36,98983.47% 0.33% 92.83%

$424,274,835 85,501SANFORD HLTH GRP124648 39,32193.53% 0.32% 93.15%

$404,388,147 167,782TRIPLE S GRP480249 54,23073.76% 0.31% 93.46%

$395,862,537 79,428MEDICAL MUT OF OH GRP73050 41,12881.88% 0.30% 93.76%

$362,502,541 58,705FALLON GRP474151 27,66690.88% 0.28% 94.04%

$359,963,435 62,600GEISINGER INS GRP114352 36,29279.83% 0.28% 94.31%

$358,348,165 61,684SECURITY HLTH PLAN OF WI INC9688153 25,13492.09% 0.27% 94.59%

$342,037,358 71,457PACIFICSOURCE HLTH PLAN GRP470454 44,35981.70% 0.26% 94.85%

$322,538,160 60,409BAYSTATE HLTH GRP475655 31,82385.30% 0.25% 95.10%

$317,690,275 57,975BCBS OF NE GRP485856 34,18278.11% 0.24% 95.34%

$316,325,348 60,416SCOTT & WHITE GRP60057 33,86990.97% 0.24% 95.58%

$310,369,752 52,712CENTENE CORP GRP129558 36,96896.21% 0.24% 95.82%

$293,885,666 43,615STATE FARM GRP17659 15,73193.27% 0.22% 96.04%

$274,415,646 52,347SENTARA HLTH MGMT GRP118360 32,21787.09% 0.21% 96.25%

$268,994,548 55,756GROUP HLTH COOP OF S CENTRAL WI9531161 27,78489.88% 0.21% 96.46%

$248,191,707 48,859COMMUNITYCARE GRP348762 28,55380.65% 0.19% 96.65%

$230,981,816 42,071WISCONSIN PHYSICIANS SERV INS GRP6863 20,14899.77% 0.18% 96.83%

$189,128,684 37,886NORIDIAN MUT INS CO5589164 18,79285.60% 0.14% 96.97%

$175,384,841 32,346AVMED INC9526365 20,20488.86% 0.13% 97.10%

$169,789,688 31,412GLOBALHEALTH INC1366766 18,25290.38% 0.13% 97.23%

© 2018 National Association of Insurance Commissioners 176

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Employer Comprehensive Major Medical

$169,505,108 28,488PHYSICIANS HLTH PLAN OF MID MI GRP340867 13,86383.56% 0.13% 97.36%

$169,407,052 29,885RENOWN HLTH GRP479168 11783.35% 0.13% 97.49%

$153,728,242 28,276NIPPON LIFE INS CO OF AMER8126469 14,88798.53% 0.12% 97.61%

$142,706,151 19,865PRESBYTERIAN HLTHCARE SERV GRP48170 15,84386.55% 0.11% 97.72%

$139,905,355 30,074HEALTH PLAN GRP129771 14,47098.36% 0.11% 97.83%

$133,923,960 32,555UNIVERSITY HLTH ALLIANCE4795372 22,61592.14% 0.10% 97.93%

$131,944,539 47,187FIRSTCARE GRP354973 16,655102.82% 0.10% 98.03%

$120,583,000 27,800HAWAII MGMT ALLIANCE ASSN4833074 18,60083.14% 0.09% 98.12%

$112,793,722 26,212NETWORK HLTH GRP267875 11,35070.32% 0.09% 98.21%

$107,601,873 17,832BAPTIST HLTH PLAN INC9507176 096.46% 0.08% 98.29%

$99,636,171 24,683VIVA HLTH INC9532277 12,52383.10% 0.08% 98.37%

$97,703,535 22,975MCLAREN HLTH GRP470078 10,07390.37% 0.07% 98.44%

$93,234,659 16,127VANTAGE HLTH PLAN INC9558479 8,19481.59% 0.07% 98.51%

$92,626,024 16,336BCBS OF VT GRP474580 8,45092.86% 0.07% 98.58%

$89,373,064 16,120DENVER HLTH MEDICAL PLAN INC9575081 092.59% 0.07% 98.65%

$88,281,009 20,733TOTAL HLTH GRP123882 12,86777.62% 0.07% 98.72%

$84,743,758 18,941PREFERREDONE GRP349283 11,36384.84% 0.06% 98.78%

$84,011,342 17,533PHP INDIANA GRP382884 9,74082.85% 0.06% 98.85%

$82,265,572 20,126COX INS GRP120385 11,87997.60% 0.06% 98.91%

$81,269,397 16,739VANGUARD HLTH VENTURES GRP121286 8,80483.32% 0.06% 98.97%

$74,767,137 12,317SAINT MARYS HLTH CARE CORP GRP241887 7,74179.00% 0.06% 99.03%

$74,667,350 26,513TAKECARE INS CO INC1109388 11,91296.00% 0.06% 99.09%

$69,549,746 13,473MEDICAL ASSOCIATES GRP481189 5,97690.34% 0.05% 99.14%

$68,036,032 13,512HEALTH TRADITION HLTH PLAN9662890 9392.56% 0.05% 99.19%

$64,264,781 16,622CATHOLIC HLTH INITIATIVES GRP480791 11,54875.11% 0.05% 99.24%

$60,213,024 12,053SUMMA HLTH GRP325992 6,53191.50% 0.05% 99.29%

$59,250,264 36,972NEIGHBORHOOD HLTH PLAN INC1110993 19,272319.32% 0.05% 99.33%

$55,578,500 12,381AVERA HLTH PLANS INC9583994 176100.34% 0.04% 99.38%

$51,037,131 8,643FIRSTCAROLINACARE INS CO INC1296295 5,79998.71% 0.04% 99.42%

$46,339,455 7,668NORTH SHORE LIJ HLTH CARE GRP479396 5,10048.66% 0.04% 99.45%

$46,235,506 15,966MAPFRE INS GRP41197 8,81885.89% 0.04% 99.49%

$45,670,157 6,729FEDERATED MUT GRP798 3,79186.95% 0.03% 99.52%

$45,076,560 7,327BCBS OF WY5376799 3,41989.76% 0.03% 99.56%

© 2018 National Association of Insurance Commissioners 177

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Employer Comprehensive Major Medical

$40,384,747 5,947GROUP HLTH COOP OF EAU CLAIRE95192100 2,501108.30% 0.03% 99.59%

$37,442,609 9,573MERCY HLTH CORP GRP3595101 3,4300.00% 0.03% 99.61%

$34,003,663 9,765MEMORIAL HERMANN GRP4808102 8,24980.32% 0.03% 99.64%

$33,653,917 6,233AMTRUST NGH GRP2538103 3,067113.40% 0.03% 99.67%

$31,300,108 6,151ALLIANT HLTH PLANS INC11256104 3,54483.91% 0.02% 99.69%

$29,172,293 6,026PIEDMONT COMM HLTH GRP4845105 3,44296.26% 0.02% 99.71%

$29,117,844 7,097NEW MEXICO HLTH CONNECTIONS15011106 6,18781.34% 0.02% 99.74%

$28,577,766 5,145SOUTH DAKOTA STATE MED HOLDING CO96598107 5580.43% 0.02% 99.76%

$28,445,112 4,743ASSURITY GRP4862108 2,95574.30% 0.02% 99.78%

$25,300,406 6,114METROPOLITAN GRP241109 7264.13% 0.02% 99.80%

$24,574,888 4,365BLUE SHIELD OF CA GRP2798110 2,84369.36% 0.02% 99.82%

$24,280,084 4,861INDIANA UNIVERSITY HLTH GRP4637111 5185.00% 0.02% 99.84%

$22,965,811 4,377COMMUNITY FIRST GRP2738112 2,37981.73% 0.02% 99.85%

$22,468,703 5,066SAMARITAN HLTH PLANS INC12257113 120128.85% 0.02% 99.87%

$18,636,580 5,003HARRIS HLTH GRP4892114 2,42277.69% 0.01% 99.88%

$18,163,190 0TENET HEALTHCARE CORP GRP4759115 086.38% 0.01% 99.90%

$14,705,504 7,970ISLAND HOME INS CO31658116 17380.94% 0.01% 100.00%

$14,373,034 464BENEFICIAL LIFE GRP615117 18869.47% 0.01% 100.00%

$13,519,664 9,003PAN AMER LIFE GRP525118 4,22981.64% 0.01% 100.00%

$10,685,627 2,167SHELTER INS GRP123119 83091.85% 0.01% 100.00%

$10,561,125 3,472EDUCATORS MUT GRP126120 1583.27% 0.01% 100.00%

$10,074,536 3,273HSA HLTH INS CO15743121 1,37073.81% 0.01% 100.00%

$9,136,121 2,280FRIDAY HLTH PLANS OF CO INC95774122 1,36188.03% 0.01% 100.00%

$8,915,700 1,821SOUTHEASTERN IN HLTH ORG INC95812123 1,001107.15% 0.01% 100.00%

$7,782,172 1,520WMI MUT INS CO68420124 77785.86% 0.01% 100.00%

$6,316,900 130NETCARE LIFE & HLTH INS CO60246125 497.84% 0.00% 100.00%

$130,789,745,369 26,960,320GRAND TOTAL 13,107,42483.80% 100.00%

© 2018 National Association of Insurance Commissioners 178

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Single Employer Subtotal

$36,390,519,517 7,215,274UNITEDHEALTH GRP7071 4,002,16579.73% 18.90% 18.90%

$16,380,398,183 3,112,253AETNA GRP12 1,672,97885.19% 8.51% 27.41%

$14,985,843,477 2,721,950HCSC GRP9173 1,489,62179.19% 7.78% 35.20%

$13,664,245,790 2,495,513ANTHEM INC GRP6714 1,396,12880.81% 7.10% 42.29%

$8,681,204,273 1,710,422KAISER FOUNDATION GRP6015 965,64789.29% 4.51% 46.80%

$8,192,956,303 2,421,189CIGNA HLTH GRP9016 46,23781.88% 4.26% 51.06%

$5,537,114,003 1,121,405BCBS OF MI GRP5727 515,90478.60% 2.88% 53.93%

$4,768,224,915 821,254BCBS OF MA GRP36378 392,42684.00% 2.48% 56.41%

$4,544,422,840 1,328,013HUMANA GRP1199 793,14681.70% 2.36% 58.77%

$4,230,179,193 878,654GUIDEWELL MUT HOLDING GRP53610 549,44577.23% 2.20% 60.97%

$4,124,192,035 599,863BCBS OF NJ GRP120211 301,77484.67% 2.14% 63.11%

$3,360,733,658 551,604HIGHMARK GRP81212 304,04583.65% 1.75% 64.86%

$3,319,675,217 518,955INDEPENDENCE HLTH GRP INC GRP93613 281,91676.44% 1.72% 66.58%

$3,097,342,593 666,356CAREFIRST INC GRP38014 368,03174.92% 1.61% 68.19%

$2,681,559,007 389,043EMBLEM HLTH GRP112715 196,14288.20% 1.39% 69.58%

$2,623,456,448 549,104BCBS OF AL GRP57016 293,96183.43% 1.36% 70.95%

$2,608,207,155 473,019LIFETIME HLTHCARE GRP118617 245,94583.69% 1.35% 72.30%

$2,323,855,184 380,794HARVARD PILGRIM HLTH CARE GRP59518 198,79085.76% 1.21% 73.51%

$2,298,552,679 459,044CAMBIA HEALTH SOLUTIONS INC120719 255,65377.33% 1.19% 74.70%

$2,008,918,343 414,384WELLMARK INC GRP77020 218,20281.89% 1.04% 75.75%

$1,850,483,866 431,705BCBS OF TN GRP349821 242,99976.07% 0.96% 76.71%

$1,687,537,618 323,911LOUISIANA HLTH SERV GRP43822 189,00274.11% 0.88% 77.58%

$1,596,724,964 483,045HEALTHPARTNERS GRP125823 240,26389.30% 0.83% 78.41%

$1,514,780,004 316,094SPECTRUM HLTH GRP338324 140,26785.40% 0.79% 79.20%

$1,499,620,059 274,526HEALTH NOW NY INC5520425 142,66984.91% 0.78% 79.98%

$1,484,777,432 344,389BCBS OF SC GRP66126 209,72481.06% 0.77% 80.75%

$1,349,965,496 244,652BCBS OF MN GRP46127 136,64286.81% 0.70% 81.45%

$1,314,463,829 225,598TUFTS GRP474228 117,90781.90% 0.68% 82.13%

$1,206,044,671 256,803PREMERA BLUE CROSS GRP96229 149,28081.25% 0.63% 82.76%

$1,205,893,568 216,242HENRY FORD HLTH SYSTEM GRP131130 96,49486.85% 0.63% 83.39%

$1,191,872,238 294,892IHC INC GRP88031 116,01386.67% 0.62% 84.01%

$1,139,162,480 364,679BCBS OF KC GRP53732 195,94878.43% 0.59% 84.60%

$1,116,458,433 225,784UNIVERSITY HLTH CARE & GUNDERSEN LUT487033 104,12192.52% 0.58% 85.18%

© 2018 National Association of Insurance Commissioners 179

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Single Employer Subtotal

$1,087,814,627 205,745MEDICA GRP155234 111,78585.31% 0.57% 85.74%

$953,398,225 161,987MVP GRP119835 86,24387.81% 0.50% 86.24%

$917,541,397 187,437CAPITAL BLUE CROSS GRP123036 105,58988.23% 0.48% 86.71%

$911,791,355 137,191CDPHP INC GRP470837 67,95083.85% 0.47% 87.19%

$873,300,770 114,080CENTENE CORP GRP129538 73,42085.21% 0.45% 87.64%

$873,233,753 182,157BCBS OF KS GRP43039 99,12095.06% 0.45% 88.10%

$862,314,076 121,824CARLE HOLDING CO GRP119240 62,37888.27% 0.45% 88.54%

$854,624,198 198,745ARKANSAS BCBS GRP87641 113,89287.44% 0.44% 88.99%

$824,220,103 158,182DEAN HLTH GRP129442 74,72785.36% 0.43% 89.42%

$810,788,303 132,198BCBS OF NC GRP75843 83,76072.91% 0.42% 89.84%

$780,257,978 183,517MISSISSIPPI INS GRP112644 118,35382.11% 0.41% 90.24%

$778,392,065 146,214MEDICAL MUT OF OH GRP73045 76,55179.04% 0.40% 90.65%

$769,998,382 161,847BCBS OF AZ INC5358946 93,17479.67% 0.40% 91.05%

$759,509,045 160,626PROVIDENCE HLTH GRP478847 107,02990.99% 0.39% 91.44%

$736,428,049 125,926BCBS OF RI5347348 64,90985.07% 0.38% 91.82%

$659,907,064 126,806INDEPENDENT HLTH ASSN GRP489449 64,15084.84% 0.34% 92.17%

$623,718,429 135,441BLUE CROSS OF ID GRP129050 65,95983.30% 0.32% 92.49%

$550,453,167 83,404NEIGHBORHOOD HLTH PLAN INC1110951 44,09487.08% 0.29% 92.78%

$533,109,992 101,210BCBS OF NE GRP485852 56,31581.43% 0.28% 93.05%

$532,880,698 104,996NORIDIAN MUT INS CO5589153 53,10781.68% 0.28% 93.33%

$532,040,337 92,942GEISINGER INS GRP114354 54,81885.88% 0.28% 93.61%

$499,203,174 198,958TRIPLE S GRP480255 69,71872.57% 0.26% 93.87%

$480,344,317 104,135PACIFICSOURCE HLTH PLAN GRP470456 64,40581.62% 0.25% 94.12%

$468,114,300 89,246SENTARA HLTH MGMT GRP118357 56,42984.34% 0.24% 94.36%

$462,149,620 92,313SANFORD HLTH GRP124658 42,90093.12% 0.24% 94.60%

$443,608,679 51,897FEDERATED MUT GRP759 30,71380.64% 0.23% 94.83%

$438,594,579 70,482FALLON GRP474160 34,22891.12% 0.23% 95.06%

$435,540,201 81,668AVMED INC9526361 53,90188.61% 0.23% 95.28%

$427,010,345 80,972BAYSTATE HLTH GRP475662 42,91283.58% 0.22% 95.50%

$421,120,348 72,735SECURITY HLTH PLAN OF WI INC9688163 30,61691.46% 0.22% 95.72%

$398,340,804 78,277SCOTT & WHITE GRP60064 44,90990.75% 0.21% 95.93%

$394,281,493 52,003NORTH SHORE LIJ HLTH CARE GRP479365 32,690107.46% 0.20% 96.14%

$364,960,756 78,189COMMUNITYCARE GRP348766 46,03184.89% 0.19% 96.32%

© 2018 National Association of Insurance Commissioners 180

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Single Employer Subtotal

$316,212,840 57,199BCBS OF VT GRP474567 31,25993.97% 0.16% 96.49%

$305,868,029 61,651GROUP HLTH COOP OF S CENTRAL WI9531168 31,28688.92% 0.16% 96.65%

$304,608,100 54,533WISCONSIN PHYSICIANS SERV INS GRP6869 26,55495.99% 0.16% 96.81%

$293,885,666 43,615STATE FARM GRP17670 15,73193.27% 0.15% 96.96%

$286,164,634 123,107MEDICAL CARD SYSTEM INC GRP130171 56,23678.91% 0.15% 97.11%

$235,699,005 38,157PRESBYTERIAN HLTHCARE SERV GRP48172 26,67891.80% 0.12% 97.23%

$223,584,389 55,860UNIVERSITY HLTH ALLIANCE4795373 39,04687.59% 0.12% 97.35%

$221,095,825 39,929RENOWN HLTH GRP479174 96480.59% 0.11% 97.46%

$219,333,738 51,702PREFERREDONE GRP349275 28,67091.55% 0.11% 97.57%

$196,538,286 34,328PHYSICIANS HLTH PLAN OF MID MI GRP340876 17,69282.97% 0.10% 97.68%

$188,597,273 42,076HAWAII MGMT ALLIANCE ASSN4833077 29,00879.74% 0.10% 97.77%

$186,285,270 37,377AULTMAN HLTH FOUNDATION GRP480578 12,87880.65% 0.10% 97.87%

$169,956,177 31,415GLOBALHEALTH INC1366779 18,25590.37% 0.09% 97.96%

$169,840,743 34,528HEALTH PLAN GRP129780 17,15194.01% 0.09% 98.05%

$164,088,312 54,613FIRSTCARE GRP354981 21,37898.03% 0.09% 98.13%

$157,530,305 32,815PHP INDIANA GRP382882 18,44383.08% 0.08% 98.22%

$155,056,689 28,276NIPPON LIFE INS CO OF AMER8126483 14,88797.40% 0.08% 98.30%

$154,300,578 31,822NETWORK HLTH GRP267884 14,27070.32% 0.08% 98.38%

$152,467,691 26,749SUMMA HLTH GRP325985 14,60887.18% 0.08% 98.45%

$146,397,971 24,570BCBS OF WY5376786 13,25683.59% 0.08% 98.53%

$140,135,054 43,197TOKIO MARINE HOLDINGS INC GRP309887 46885.67% 0.07% 98.60%

$137,121,251 27,540VANGUARD HLTH VENTURES GRP121288 14,57785.00% 0.07% 98.68%

$133,769,047 20,443SAINT MARYS HLTH CARE CORP GRP241889 13,04983.30% 0.07% 98.74%

$126,931,337 20,980BAPTIST HLTH PLAN INC9507190 096.82% 0.07% 98.81%

$115,022,185 26,987TOTAL HLTH GRP123891 16,74875.67% 0.06% 98.87%

$109,759,388 25,876COX INS GRP120392 15,67397.60% 0.06% 98.93%

$107,815,419 26,049VIVA HLTH INC9532293 13,36283.19% 0.06% 98.98%

$106,127,576 25,348MCLAREN HLTH GRP470094 11,34690.43% 0.06% 99.04%

$101,328,887 25,963CATHOLIC HLTH INITIATIVES GRP480795 17,44077.75% 0.05% 99.09%

$100,260,554 17,005VANTAGE HLTH PLAN INC9558496 8,77281.34% 0.05% 99.14%

$89,373,064 16,120DENVER HLTH MEDICAL PLAN INC9575097 092.59% 0.05% 99.19%

$86,626,352 16,869MEDICAL ASSOCIATES GRP481198 7,48589.55% 0.04% 99.23%

$82,490,032 22,600NEW MEXICO HLTH CONNECTIONS1501199 19,62288.82% 0.04% 99.28%

© 2018 National Association of Insurance Commissioners 181

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Single Employer Subtotal

$81,711,740 29,696MAPFRE INS GRP411100 15,77180.92% 0.04% 99.32%

$81,414,499 16,002HEALTH TRADITION HLTH PLAN96628101 35094.86% 0.04% 99.36%

$81,246,287 28,057TAKECARE INS CO INC11093102 12,72493.10% 0.04% 99.40%

$79,913,262 18,554AVERA HLTH PLANS INC95839103 787100.34% 0.04% 99.45%

$65,318,884 10,816FIRSTCAROLINACARE INS CO INC12962104 7,32893.39% 0.03% 99.48%

$64,256,822 16,551MEMORIAL HERMANN GRP4808105 13,85690.15% 0.03% 99.51%

$57,563,594 6,775OREGON DENTAL GRP1313106 4,19073.25% 0.03% 99.54%

$53,719,283 9,070SOUTH DAKOTA STATE MED HOLDING CO96598107 48573.24% 0.03% 99.57%

$49,763,267 9,127ALLIANT HLTH PLANS INC11256108 5,48181.32% 0.03% 99.60%

$46,830,997 13,038MERCY HLTH CORP GRP3595109 4,2920.52% 0.02% 99.62%

$46,522,948 7,640GROUP HLTH COOP OF EAU CLAIRE95192110 3,358109.20% 0.02% 99.65%

$45,412,196 9,412MAINE COMM HLTH OPTIONS15077111 5,84296.81% 0.02% 99.67%

$45,256,568 8,528AMTRUST NGH GRP2538112 4,148110.21% 0.02% 99.69%

$45,244,425 9,860HEALTH FIRST GRP4740113 6,50977.70% 0.02% 99.72%

$31,838,176 6,495PIEDMONT COMM HLTH GRP4845114 3,73895.13% 0.02% 99.73%

$30,817,396 5,983SOUTHEASTERN IN HLTH ORG INC95812115 3,64790.94% 0.02% 99.75%

$30,490,630 6,704FRIDAY HLTH PLANS OF CO INC95774116 4,14184.43% 0.02% 99.76%

$29,388,841 15,126ISLAND HOME INS CO31658117 74376.13% 0.02% 99.78%

$28,605,454 8,828US HLTH & LIFE INS CO INC97772118 53491.85% 0.01% 99.79%

$28,445,112 4,743ASSURITY GRP4862119 2,95574.30% 0.01% 99.81%

$27,519,349 5,717INDIANA UNIVERSITY HLTH GRP4637120 10184.41% 0.01% 99.82%

$25,300,406 6,114METROPOLITAN GRP241121 7264.13% 0.01% 99.84%

$24,574,888 4,365BLUE SHIELD OF CA GRP2798122 2,84369.36% 0.01% 99.85%

$24,128,081 5,729NETCARE LIFE & HLTH INS CO60246123 17792.82% 0.01% 99.86%

$23,477,298 5,251SAMARITAN HLTH PLANS INC12257124 138125.60% 0.01% 99.87%

$23,027,457 4,383COMMUNITY FIRST GRP2738125 2,38582.17% 0.01% 99.89%

$192,513,940,787 38,651,758GRAND TOTAL 19,645,17082.38% 100.00%

© 2018 National Association of Insurance Commissioners 182

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Multiple Employer Assns and Trusts

$1,510,590,172 305,272ANTHEM INC GRP6711 160,73785.11% 21.43% 21.43%

$947,922,714 175,492MEDICAL MUT OF OH GRP7302 90,50079.00% 13.45% 34.88%

$808,767,659 69,257PREMERA BLUE CROSS GRP9623 40,92478.69% 11.47% 46.35%

$560,100,897 128,974HCSC GRP9174 66,10273.94% 7.95% 54.30%

$487,695,060 91,227BCBS OF NE GRP48585 39,40590.54% 6.92% 61.21%

$415,077,516 80,453KAISER FOUNDATION GRP6016 38,63888.19% 5.89% 67.10%

$300,404,203 59,982WELLMARK INC GRP7707 31,29792.25% 4.26% 71.36%

$276,662,316 70,486CAMBIA HEALTH SOLUTIONS INC12078 46,04481.04% 3.92% 75.29%

$218,501,391 60,609HIGHMARK GRP8129 26,84985.89% 3.10% 78.39%

$197,374,955 46,845HUMANA GRP11910 27,09393.25% 2.80% 81.19%

$179,905,953 32,825LOUISIANA HLTH SERV GRP43811 19,374140.99% 2.55% 83.74%

$176,697,181 52,280BCBS OF KS GRP43012 27,69250.50% 2.51% 86.25%

$153,072,746 24,151BCBS OF MA GRP363713 10,43087.75% 2.17% 88.42%

$139,285,974 25,026NIPPON LIFE INS CO OF AMER8126414 12,36662.44% 1.98% 90.39%

$113,394,945 21,500GUIDEWELL MUT HOLDING GRP53615 12,70789.29% 1.61% 92.00%

$112,945,700 15,647BCBS OF MI GRP57216 7,36290.07% 1.60% 93.60%

$79,070,602 17,996PROVIDENCE HLTH GRP478817 7,94379.96% 1.12% 94.73%

$47,122,369 8,395TIMBER PRODUCTS MANUFACTURERS TRUST1223918 084.83% 0.67% 95.40%

$45,607,543 9,917PACIFICSOURCE HLTH PLAN GRP470419 6,16995.78% 0.65% 96.04%

$33,883,901 6,420BCBS OF SC GRP66120 3,93381.71% 0.48% 96.52%

$30,648,416 8,957CENTENE CORP GRP129521 82799.94% 0.43% 96.96%

$30,292,799 7,482METROPOLITAN GRP24122 15977.86% 0.43% 97.39%

$30,213,516 5,454BCBS OF RI5347323 2,22878.41% 0.43% 97.82%

$29,744,155 5,382FIRSTCARE GRP354924 3,42895.71% 0.42% 98.24%

$29,584,352 6,440IHC INC GRP88025 2,31088.70% 0.42% 98.66%

$18,807,201 3,343WESTERN GROCERS EMPLOYEE BENEFIT TRU1233926 087.72% 0.27% 98.92%

$16,670,335 2,422WISCONSIN PHYSICIANS SERV INS GRP6827 1,11886.44% 0.24% 99.16%

$15,554,722 2,084PIONEER EDUCATORS HLTH TRUST1261928 096.05% 0.22% 99.38%

$13,302,857 1,737CARLE HOLDING CO GRP119229 96060.08% 0.19% 99.57%

$10,108,690 4,736OREGON DENTAL GRP131330 2,009124.80% 0.14% 99.71%

$6,425,025 1,209AULTMAN HLTH FOUNDATION GRP480531 422110.33% 0.09% 99.80%

$4,784,292 502ISMIE GRP235832 26074.97% 0.07% 99.87%

$4,360,103 0BCBS OF MN GRP46133 0156.98% 0.06% 100.00%

© 2018 National Association of Insurance Commissioners 183

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Multiple Employer Assns and Trusts

$2,973,017 467MISSISSIPPI INS GRP112634 27781.42% 0.04% 100.00%

$1,681,580 472BCBS OF AZ INC5358935 143134.64% 0.02% 100.00%

$7,049,202,558 1,353,441GRAND TOTAL 689,70684.10% 100.00%

© 2018 National Association of Insurance Commissioners 184

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Assoc and Discretionary Trusts

$866,543,595 241,653UNITEDHEALTH GRP7071 124,40281.38% 42.90% 42.90%

$469,395,073 94,928HUMANA GRP1192 55,49976.29% 23.24% 66.14%

$461,589,726 78,776WEA INS CORP722733 33,30692.54% 22.85% 88.99%

$113,602,041 38,857AMTRUST NGH GRP25384 24,45753.24% 5.62% 94.61%

$38,894,590 24,523GENEVE HOLDINGS INC GRP4505 15,91546.09% 1.93% 96.54%

$27,298,288 4,612BCBS OF NE GRP48586 2,09578.46% 1.35% 97.89%

$25,667,398 76,741AMERICAN INTL GRP127 47,96663.36% 1.27% 99.16%

$8,781,723 1,992WESTBRIDGE CAPITAL GRP8398 1,03691.76% 0.43% 99.59%

$3,244,482 623AMERICAN NATL FIN GRP4089 33794.35% 0.16% 99.75%

$2,429,261 1,232MUNICH RE GRP36110 96850.59% 0.12% 99.87%

$1,518,401 0ASSURANT INC GRP1911 0(264.30)% 0.08% 100.00%

$607,427 77TRUSTMARK MUT HOLDING CO GRP27612 52247.95% 0.03% 100.00%

$385,933 59NEW ERA LIFE GRP52013 3282.60% 0.02% 100.00%

$18,268 6CINCINNATI FIN GRP24414 61,410.93% 0.00% 100.00%

$10,760 9AEGON US HOLDING GRP46815 6550.17% 0.00% 100.00%

$2,700 1CONTINENTAL GEN INS CO7140416 1299.63% 0.00% 100.00%

$2,019,981,063 564,089GRAND TOTAL 306,07880.09% 100.00%

© 2018 National Association of Insurance Commissioners 185

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Comprehensive Major Medical

$1,671,104,926 374,051HAWAII MEDICAL SERV ASSN499481 221,61092.05% 34.07% 34.07%

$1,400,675,016 290,443UPMC HLTH SYSTEM GRP13242 192,52790.21% 28.56% 62.63%

$1,111,193,424 221,921BCBS OF NC GRP7583 140,33975.99% 22.66% 85.29%

$268,410,372 58,689EMBLEM HLTH GRP11274 32,66183.33% 5.47% 90.76%

$150,485,819 22,541OREGON DENTAL GRP13135 11,73288.15% 3.07% 93.83%

$137,910,426 215,948BCS INS GRP236 77,80081.67% 2.81% 96.64%

$54,652,015 9,989HEALTH FIRST GRP47407 6,15282.72% 1.11% 97.75%

$42,752,745 9,867CHEROKEE INS CO106428 9585.47% 0.87% 98.62%

$25,183,986 19,389MERCY HLTH CORP GRP35959 19,38993.26% 0.51% 99.14%

$14,747,245 2,114ALLCARE HLTH PLAN INC1225310 2,11491.73% 0.30% 99.44%

$13,300,840 2,382ANTHEM INC GRP67111 1,30864.17% 0.27% 99.71%

$7,240,269 1,329MVP GRP119812 83381.48% 0.15% 99.86%

$4,633,333 1,957CDPHP INC GRP470813 1,220141.96% 0.09% 100.00%

$611,129 374AEGON US HOLDING GRP46814 27983.50% 0.01% 100.00%

$339,237 144METROPOLITAN GRP24115 124(375.05)% 0.01% 100.00%

$301,196 9AMERICAN INTL GRP1216 7(2.01)% 0.01% 100.00%

$245,897 181ISLAND HOME INS CO3165817 4655.32% 0.01% 100.00%

$239,722 56PROTECTIVE LIFE INS GRP45818 56475.88% 0.00% 100.00%

$160,580 19CNO FINANCIAL GRP23319 19(18.97)% 0.00% 100.00%

$140,309 25WILTON RE GRP421320 25388.51% 0.00% 100.00%

$93,315 24GOLDMAN SACHS GRP389121 20351.98% 0.00% 100.00%

$85,002 14NESTLE SA GRP448322 0291.38% 0.00% 100.00%

$52,561 34PRIMERICA GRP475023 34(39.68)% 0.00% 100.00%

$38,296 6LINCOLN NATL GRP2024 6(201.60)% 0.00% 100.00%

$15,199 5PRINCIPAL FIN GRP33225 4(41.04)% 0.00% 100.00%

$14,308 6CINCINNATI FIN GRP24426 6655.23% 0.00% 100.00%

$12,513 15ASSURANT INC GRP1927 81,619.73% 0.00% 100.00%

$10,939 7MUTUAL OF OMAHA GRP26128 7230.51% 0.00% 100.00%

$6,710 7ALLIANZ INS GRP76129 714.14% 0.00% 100.00%

$938 1NATIONWIDE CORP GRP14030 1289.87% 0.00% 100.00%

$4,904,651,165 1,231,547GRAND TOTAL 708,42986.79% 100.00%

© 2018 National Association of Insurance Commissioners 186

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive/Major Medical Subtotal

$37,257,063,112 7,456,927UNITEDHEALTH GRP7071 4,126,56779.77% 18.04% 18.04%

$16,380,398,183 3,112,253AETNA GRP12 1,672,97885.19% 7.93% 25.98%

$15,545,944,374 2,850,924HCSC GRP9173 1,555,72379.00% 7.53% 33.50%

$15,188,136,802 2,803,167ANTHEM INC GRP6714 1,558,17381.22% 7.36% 40.86%

$9,096,281,789 1,790,875KAISER FOUNDATION GRP6015 1,004,28589.24% 4.41% 45.27%

$8,192,956,303 2,421,189CIGNA HLTH GRP9016 46,23781.88% 3.97% 49.23%

$5,650,059,703 1,137,052BCBS OF MI GRP5727 523,26678.83% 2.74% 51.97%

$5,211,192,867 1,469,786HUMANA GRP1198 875,73881.65% 2.52% 54.49%

$4,921,297,661 845,405BCBS OF MA GRP36379 402,85684.12% 2.38% 56.88%

$4,343,574,138 900,154GUIDEWELL MUT HOLDING GRP53610 562,15277.54% 2.10% 58.98%

$4,124,192,035 599,863BCBS OF NJ GRP120211 301,77484.67% 2.00% 60.98%

$3,579,235,049 612,213HIGHMARK GRP81212 330,89483.79% 1.73% 62.71%

$3,319,675,217 518,955INDEPENDENCE HLTH GRP INC GRP93613 281,91676.44% 1.61% 64.32%

$3,097,342,593 666,356CAREFIRST INC GRP38014 368,03174.92% 1.50% 65.82%

$2,949,969,379 447,732EMBLEM HLTH GRP112715 228,80387.75% 1.43% 67.25%

$2,623,456,448 549,104BCBS OF AL GRP57016 293,96183.43% 1.27% 68.52%

$2,608,207,155 473,019LIFETIME HLTHCARE GRP118617 245,94583.69% 1.26% 69.78%

$2,575,214,995 529,530CAMBIA HEALTH SOLUTIONS INC120718 301,69777.73% 1.25% 71.03%

$2,323,855,184 380,794HARVARD PILGRIM HLTH CARE GRP59519 198,79085.76% 1.13% 72.15%

$2,309,322,546 474,366WELLMARK INC GRP77020 249,49983.23% 1.12% 73.27%

$2,014,812,330 326,060PREMERA BLUE CROSS GRP96221 190,20480.22% 0.98% 74.25%

$1,921,981,727 354,119BCBS OF NC GRP75822 224,09974.69% 0.93% 75.18%

$1,867,443,571 356,736LOUISIANA HLTH SERV GRP43823 208,37680.56% 0.90% 76.08%

$1,850,483,866 431,705BCBS OF TN GRP349824 242,99976.07% 0.90% 76.98%

$1,726,314,779 321,706MEDICAL MUT OF OH GRP73025 167,05179.02% 0.84% 77.81%

$1,671,104,926 374,051HAWAII MEDICAL SERV ASSN4994826 221,61092.05% 0.81% 78.62%

$1,596,724,964 483,045HEALTHPARTNERS GRP125827 240,26389.30% 0.77% 79.40%

$1,518,661,333 350,809BCBS OF SC GRP66128 213,65781.08% 0.74% 80.13%

$1,514,780,004 316,094SPECTRUM HLTH GRP338329 140,26785.40% 0.73% 80.87%

$1,499,620,059 274,526HEALTH NOW NY INC5520430 142,66984.91% 0.73% 81.59%

$1,400,675,016 290,443UPMC HLTH SYSTEM GRP132431 192,52790.21% 0.68% 82.27%

$1,354,325,599 244,652BCBS OF MN GRP46132 136,64287.03% 0.66% 82.93%

$1,314,463,829 225,598TUFTS GRP474233 117,90781.90% 0.64% 83.56%

© 2018 National Association of Insurance Commissioners 187

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive/Major Medical Subtotal

$1,221,456,590 301,332IHC INC GRP88034 118,32386.72% 0.59% 84.16%

$1,205,893,568 216,242HENRY FORD HLTH SYSTEM GRP131135 96,49486.85% 0.58% 84.74%

$1,139,162,480 364,679BCBS OF KC GRP53736 195,94878.43% 0.55% 85.29%

$1,116,458,433 225,784UNIVERSITY HLTH CARE & GUNDERSEN LUT487037 104,12192.52% 0.54% 85.83%

$1,087,814,627 205,745MEDICA GRP155238 111,78585.31% 0.53% 86.36%

$1,049,930,934 234,437BCBS OF KS GRP43039 126,81287.56% 0.51% 86.87%

$1,048,103,340 197,049BCBS OF NE GRP485840 97,81585.59% 0.51% 87.37%

$960,638,494 163,316MVP GRP119841 87,07687.77% 0.47% 87.84%

$917,541,397 187,437CAPITAL BLUE CROSS GRP123042 105,58988.23% 0.44% 88.28%

$916,424,688 139,148CDPHP INC GRP470843 69,17084.14% 0.44% 88.73%

$903,949,186 123,037CENTENE CORP GRP129544 74,24785.71% 0.44% 89.17%

$875,616,933 123,561CARLE HOLDING CO GRP119245 63,33887.84% 0.42% 89.59%

$854,624,198 198,745ARKANSAS BCBS GRP87646 113,89287.44% 0.41% 90.00%

$838,579,647 178,622PROVIDENCE HLTH GRP478847 114,97289.95% 0.41% 90.41%

$824,220,103 158,182DEAN HLTH GRP129448 74,72785.36% 0.40% 90.81%

$783,230,995 183,984MISSISSIPPI INS GRP112649 118,63082.11% 0.38% 91.19%

$771,679,963 162,319BCBS OF AZ INC5358950 93,31779.79% 0.37% 91.56%

$766,641,565 131,380BCBS OF RI5347351 67,13784.80% 0.37% 91.93%

$659,907,064 126,806INDEPENDENT HLTH ASSN GRP489452 64,15084.84% 0.32% 92.25%

$623,718,429 135,441BLUE CROSS OF ID GRP129053 65,95983.30% 0.30% 92.55%

$550,453,167 83,404NEIGHBORHOOD HLTH PLAN INC1110954 44,09487.08% 0.27% 92.82%

$532,880,698 104,996NORIDIAN MUT INS CO5589155 53,10781.68% 0.26% 93.08%

$532,040,337 92,942GEISINGER INS GRP114356 54,81885.88% 0.26% 93.34%

$525,951,860 114,052PACIFICSOURCE HLTH PLAN GRP470457 70,57482.84% 0.25% 93.59%

$499,203,174 198,958TRIPLE S GRP480258 69,71872.57% 0.24% 93.83%

$468,114,300 89,246SENTARA HLTH MGMT GRP118359 56,42984.34% 0.23% 94.06%

$462,149,620 92,313SANFORD HLTH GRP124660 42,90093.12% 0.22% 94.28%

$461,589,726 78,776WEA INS CORP7227361 33,30692.54% 0.22% 94.51%

$443,608,679 51,897FEDERATED MUT GRP762 30,71380.64% 0.21% 94.72%

$438,594,579 70,482FALLON GRP474163 34,22891.12% 0.21% 94.93%

$435,540,201 81,668AVMED INC9526364 53,90188.61% 0.21% 95.15%

$427,010,345 80,972BAYSTATE HLTH GRP475665 42,91283.58% 0.21% 95.35%

$421,120,348 72,735SECURITY HLTH PLAN OF WI INC9688166 30,61691.46% 0.20% 95.56%

© 2018 National Association of Insurance Commissioners 188

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive/Major Medical Subtotal

$398,340,804 78,277SCOTT & WHITE GRP60067 44,90990.75% 0.19% 95.75%

$394,281,493 52,003NORTH SHORE LIJ HLTH CARE GRP479368 32,690107.46% 0.19% 95.94%

$364,960,756 78,189COMMUNITYCARE GRP348769 46,03184.89% 0.18% 96.12%

$321,278,435 56,955WISCONSIN PHYSICIANS SERV INS GRP6870 27,67295.50% 0.16% 96.27%

$316,212,840 57,199BCBS OF VT GRP474571 31,25993.97% 0.15% 96.43%

$305,868,029 61,651GROUP HLTH COOP OF S CENTRAL WI9531172 31,28688.92% 0.15% 96.57%

$294,342,663 53,302NIPPON LIFE INS CO OF AMER8126473 27,25380.85% 0.14% 96.72%

$293,885,666 43,615STATE FARM GRP17674 15,73193.27% 0.14% 96.86%

$286,164,634 123,107MEDICAL CARD SYSTEM INC GRP130175 56,23678.91% 0.14% 97.00%

$235,699,005 38,157PRESBYTERIAN HLTHCARE SERV GRP48176 26,67891.80% 0.11% 97.11%

$223,584,389 55,860UNIVERSITY HLTH ALLIANCE4795377 39,04687.59% 0.11% 97.22%

$221,095,825 39,929RENOWN HLTH GRP479178 96480.59% 0.11% 97.33%

$219,333,738 51,702PREFERREDONE GRP349279 28,67091.55% 0.11% 97.43%

$218,158,103 34,052OREGON DENTAL GRP131380 17,93185.92% 0.11% 97.54%

$196,538,286 34,328PHYSICIANS HLTH PLAN OF MID MI GRP340881 17,69282.97% 0.10% 97.63%

$193,832,468 59,995FIRSTCARE GRP354982 24,80697.67% 0.09% 97.73%

$192,710,295 38,586AULTMAN HLTH FOUNDATION GRP480583 13,30081.64% 0.09% 97.82%

$188,597,273 42,076HAWAII MGMT ALLIANCE ASSN4833084 29,00879.74% 0.09% 97.91%

$169,956,177 31,415GLOBALHEALTH INC1366785 18,25590.37% 0.08% 97.99%

$169,840,743 34,528HEALTH PLAN GRP129786 17,15194.01% 0.08% 98.08%

$158,858,609 47,385AMTRUST NGH GRP253887 28,60569.47% 0.08% 98.15%

$157,530,305 32,815PHP INDIANA GRP382888 18,44383.08% 0.08% 98.23%

$154,300,578 31,822NETWORK HLTH GRP267889 14,27070.32% 0.07% 98.31%

$152,467,691 26,749SUMMA HLTH GRP325990 14,60887.18% 0.07% 98.38%

$146,397,971 24,570BCBS OF WY5376791 13,25683.59% 0.07% 98.45%

$144,975,735 217,514BCS INS GRP2392 79,05880.26% 0.07% 98.52%

$140,135,054 43,197TOKIO MARINE HOLDINGS INC GRP309893 46885.67% 0.07% 98.59%

$137,121,251 27,540VANGUARD HLTH VENTURES GRP121294 14,57785.00% 0.07% 98.65%

$133,769,047 20,443SAINT MARYS HLTH CARE CORP GRP241895 13,04983.30% 0.06% 98.72%

$126,931,337 20,980BAPTIST HLTH PLAN INC9507196 096.82% 0.06% 98.78%

$115,022,185 26,987TOTAL HLTH GRP123897 16,74875.67% 0.06% 98.84%

$109,759,388 25,876COX INS GRP120398 15,67397.60% 0.05% 98.89%

$107,815,419 26,049VIVA HLTH INC9532299 13,36283.19% 0.05% 98.94%

© 2018 National Association of Insurance Commissioners 189

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Comprehensive/Major Medical Subtotal

$106,127,576 25,348MCLAREN HLTH GRP4700100 11,34690.43% 0.05% 98.99%

$101,328,887 25,963CATHOLIC HLTH INITIATIVES GRP4807101 17,44077.75% 0.05% 99.04%

$100,260,554 17,005VANTAGE HLTH PLAN INC95584102 8,77281.34% 0.05% 99.09%

$99,896,440 19,849HEALTH FIRST GRP4740103 12,66180.45% 0.05% 99.14%

$89,373,064 16,120DENVER HLTH MEDICAL PLAN INC95750104 092.59% 0.04% 99.18%

$86,626,352 16,869MEDICAL ASSOCIATES GRP4811105 7,48589.55% 0.04% 99.22%

$82,490,032 22,600NEW MEXICO HLTH CONNECTIONS15011106 19,62288.82% 0.04% 99.26%

$81,711,740 29,696MAPFRE INS GRP411107 15,77180.92% 0.04% 99.30%

$81,414,499 16,002HEALTH TRADITION HLTH PLAN96628108 35094.86% 0.04% 99.34%

$81,246,287 28,057TAKECARE INS CO INC11093109 12,72493.10% 0.04% 99.38%

$79,913,262 18,554AVERA HLTH PLANS INC95839110 787100.34% 0.04% 99.42%

$72,014,983 32,427MERCY HLTH CORP GRP3595111 23,68132.95% 0.03% 99.46%

$65,318,884 10,816FIRSTCAROLINACARE INS CO INC12962112 7,32893.39% 0.03% 99.49%

$64,256,822 16,551MEMORIAL HERMANN GRP4808113 13,85690.15% 0.03% 99.52%

$55,932,442 13,740METROPOLITAN GRP241114 35568.90% 0.03% 99.55%

$53,719,283 9,070SOUTH DAKOTA STATE MED HOLDING CO96598115 48573.24% 0.03% 99.57%

$49,763,267 9,127ALLIANT HLTH PLANS INC11256116 5,48181.32% 0.02% 99.60%

$47,122,369 8,395TIMBER PRODUCTS MANUFACTURERS TRUST12239117 084.83% 0.02% 99.62%

$46,522,948 7,640GROUP HLTH COOP OF EAU CLAIRE95192118 3,358109.20% 0.02% 99.64%

$45,412,196 9,412MAINE COMM HLTH OPTIONS15077119 5,84296.81% 0.02% 99.66%

$42,752,745 9,867CHEROKEE INS CO10642120 9585.47% 0.02% 99.68%

$38,918,923 24,523GENEVE HOLDINGS INC GRP450121 15,91544.17% 0.02% 99.70%

$31,838,176 6,495PIEDMONT COMM HLTH GRP4845122 3,73895.13% 0.02% 99.72%

$30,817,396 5,983SOUTHEASTERN IN HLTH ORG INC95812123 3,64790.94% 0.01% 99.73%

$30,490,630 6,704FRIDAY HLTH PLANS OF CO INC95774124 4,14184.43% 0.01% 99.75%

$29,634,738 15,307ISLAND HOME INS CO31658125 78975.95% 0.01% 99.76%

$206,487,775,574 41,800,835GRAND TOTAL 21,349,38382.52% 100.00%

© 2018 National Association of Insurance Commissioners 190

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Specified/Named Disease

$358,514,432 2,692,758ALLSTATE INS GRP81 1,352,60048.79% 22.16% 22.16%

$208,732,373 154,978WESTBRIDGE CAPITAL GRP8392 93,61319.97% 12.90% 35.06%

$206,305,651 622,690UNUM GRP5653 21,32634.45% 12.75% 47.81%

$205,389,180 1,034,051AFLAC GRP3704 790,54849.29% 12.69% 60.50%

$178,767,109 317,097CNO FINANCIAL GRP2335 207,25774.80% 11.05% 71.55%

$79,636,005 562,044AEGON US HOLDING GRP4686 320,22639.80% 4.92% 76.48%

$67,999,889 700,784VOYA FINANCIAL GRP48327 307,93819.66% 4.20% 80.68%

$37,604,498 215,450HUMANA GRP1198 115,30860.82% 2.32% 83.00%

$35,017,641 314,778GUARDIAN LIFE GRP4299 166,68832.54% 2.16% 85.17%

$34,840,553 108,674TRUSTMARK MUT HOLDING CO GRP27610 76,89842.34% 2.15% 87.32%

$30,731,024 339,840MUTUAL OF OMAHA GRP26111 215,22015.83% 1.90% 89.22%

$28,925,718 81,117LINCOLN NATL GRP2012 63431.99% 1.79% 91.01%

$23,398,570 135,572CIGNA HLTH GRP90113 21,28750.23% 1.45% 92.45%

$16,462,096 19,094GUARANTEE TRUST GRP68714 8,55054.34% 1.02% 93.47%

$16,282,596 95,817BOSTON MUT GRP58115 43,72135.91% 1.01% 94.48%

$11,774,620 61,137AMERICAN FIDELITY CORP GRP33016 47,30234.61% 0.73% 95.21%

$10,835,909 0CHUBB LTD GRP62617 031.93% 0.67% 95.87%

$9,648,604 23,127TORCHMARK CORP GRP29018 10,51958.28% 0.60% 96.47%

$7,970,471 66,626AMTRUST NGH GRP253819 42,16518.22% 0.49% 96.96%

$6,828,272 23,367HARTFORD FIRE & CAS GRP9120 19340.72% 0.42% 97.39%

$6,303,344 62,025SUN LIFE ASSUR CO OF CN GRP54921 42025.90% 0.39% 97.78%

$4,616,660 35,130GENERAL ELECTRIC GRP35022 26,62958.64% 0.29% 98.06%

$3,932,809 15,357PRUDENTIAL OF AMER GRP30423 2414.56% 0.24% 98.30%

$3,138,274 6,078AMERICAN INTL GRP1224 4,159(114.71)% 0.19% 98.50%

$2,641,387 0FAIRFAX FIN GRP15825 059.64% 0.16% 98.66%

$2,416,136 19,766ASSURITY GRP486226 7,72752.54% 0.15% 98.81%

$2,339,899 9,245HEALTHMARKETS GRP26427 6,30916.28% 0.14% 98.95%

$2,269,294 39,691AXIS CAPITAL GRP341628 54780.72% 0.14% 99.10%

$1,531,711 2,580SOLSTICE GRP486629 652.09% 0.09% 99.19%

$1,508,737 6,969PRINCIPAL FIN GRP33230 6,9694.14% 0.09% 99.28%

$1,506,895 3,612CONTINENTAL GEN INS CO7140431 2,266106.56% 0.09% 99.38%

$1,324,178 6,870MEIJI YASUDA LIFE INS GRP134832 5,32258.23% 0.08% 99.46%

$1,238,083 15,892GENEVE HOLDINGS INC GRP45033 13,2129.15% 0.08% 99.53%

© 2018 National Association of Insurance Commissioners 191

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Specified/Named Disease

$1,204,088 23,372BCBS OF SC GRP66134 19,1037.09% 0.07% 99.61%

$1,119,525 648MANHATTAN LIFE GRP111735 554197.18% 0.07% 99.68%

$1,100,825 13,151FIDELITY SECURITY GRP45136 8,58226.44% 0.07% 99.75%

$726,927 1,775MINNESOTA MUT GRP86937 417.63% 0.04% 99.79%

$417,070 2,529LIFE INS CO OF AL6541238 1,10897.13% 0.03% 99.82%

$392,839 2,382NATIONAL GUARDIAN LIFE INS GRP121139 1,82743.91% 0.02% 99.84%

$354,336 4,458UNITEDHEALTH GRP70740 4,45844.28% 0.02% 99.86%

$302,811 2,300MULTINATIONAL GRP480441 2,30021.10% 0.02% 99.88%

$297,067 17,887BCS INS GRP2342 12(10.51)% 0.02% 100.00%

$288,385 926BALTIMORE LIFE INS CO6121243 92610.37% 0.02% 100.00%

$266,997 4,256AMERICAN NATL FIN GRP40844 2,18063.25% 0.02% 100.00%

$243,678 782UNIFIED LIFE INS CO1112145 78294.02% 0.02% 100.00%

$176,827 991LIBERTY MUT GRP11146 1047.12% 0.01% 100.00%

$166,666 663NEW ERA LIFE GRP52047 45227.04% 0.01% 100.00%

$144,047 1,1805 STAR LIFE INS CO7787948 85732.12% 0.01% 100.00%

$122,572 1,725BEAZLEY INS CO INC3754049 67424.77% 0.01% 100.00%

$57,478 1,805UNION LABOR GRP78150 77377.86% 0.00% 100.00%

$46,573 65PAN AMER LIFE GRP52551 51351.66% 0.00% 100.00%

$45,591 317MASS MUT LIFE INS GRP43552 2140.00% 0.00% 100.00%

$41,668 207NATIONWIDE CORP GRP14053 207492.63% 0.00% 100.00%

$6,698 53HORACE MANN GRP30054 3530.80% 0.00% 100.00%

$5,409 0HIGHMARK GRP81255 0(1,883.08)% 0.00% 100.00%

$1,223 0PHYSICIANS MUT GRP36756 0(16,097.71)% 0.00% 100.00%

$591 40GENWORTH FIN GRP401157 40(235.53)% 0.00% 100.00%

$1,617,962,509 7,873,728GRAND TOTAL 3,960,73242.56% 100.00%

© 2018 National Association of Insurance Commissioners 192

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Limited Benefit

$1,733,100,971 23,898,920VISION SERV PLAN GRP11891 42,63578.99% 29.21% 29.21%

$1,351,016,527 5,766,068UNITEDHEALTH GRP7072 3,002,86588.91% 22.77% 51.98%

$675,552,818 11,245,494FIDELITY SECURITY GRP4513 5,433,49877.00% 11.39% 63.37%

$236,092,853 0CHUBB LTD GRP6264 078.62% 3.98% 67.35%

$226,000,053 3,112,531GUARDIAN LIFE GRP4295 1,638,17459.70% 3.81% 71.16%

$219,275,642 3,786,721NATIONAL GUARDIAN LIFE INS GRP12116 1,958,18563.54% 3.70% 74.85%

$201,434,214 0CAPITAL BLUE CROSS GRP12307 082.11% 3.40% 78.25%

$127,942,663 1,969,522HUMANA GRP1198 1,054,23062.70% 2.16% 80.40%

$124,344,558 1,771,488ANTHEM INC GRP6719 936,53577.08% 2.10% 82.50%

$116,320,621 76,774AEGON US HOLDING GRP46810 57,40661.19% 1.96% 84.46%

$98,038,913 888,865AMERITAS MUT HOLDING GRP94311 15,40460.86% 1.65% 86.11%

$74,740,418 152,929AMERICAN FIDELITY CORP GRP33012 112,14953.57% 1.26% 87.37%

$73,638,574 1,200,839CIGNA HLTH GRP90113 18,07776.94% 1.24% 88.61%

$69,627,498 60,815AXIS CAPITAL GRP341614 41336.15% 1.17% 89.79%

$68,891,717 76,369PAN AMER LIFE GRP52515 45,81647.55% 1.16% 90.95%

$59,156,667 145,969BCS INS GRP2316 4,81141.81% 1.00% 91.94%

$56,131,350 582,187PRINCIPAL FIN GRP33217 410,86049.72% 0.95% 92.89%

$50,285,368 64,211SUMITOMO LIFE INS GRP485518 43,05873.84% 0.85% 93.74%

$43,382,066 79,316GENEVE HOLDINGS INC GRP45019 47,66327.77% 0.73% 94.47%

$41,952,621 71,700TOKIO MARINE HOLDINGS INC GRP309820 1,20538.38% 0.71% 95.18%

$40,188,048 735,187VISION BENEFITS GRP469621 2,14277.24% 0.68% 95.85%

$32,510,417 219,648UNIFIED LIFE INS CO1112122 63,32155.82% 0.55% 96.40%

$29,383,244 443,981BCBS OF SC GRP66123 259,07285.69% 0.50% 96.90%

$26,716,211 35,229HOMESHIELD CAPITAL GRP285824 138.55% 0.45% 97.35%

$17,370,685 202,263MEIJI YASUDA LIFE INS GRP134825 140,09458.97% 0.29% 97.64%

$16,733,661 111,398VOYA FINANCIAL GRP483226 48,43438.24% 0.28% 97.92%

$14,415,685 513,531SIGHTCARE INC4701227 082.30% 0.24% 98.16%

$10,773,946 0INDEPENDENCE HLTH GRP INC GRP93628 0121.80% 0.18% 98.35%

$10,407,733 1,181,827AMERICAN SPECIALTY GRP350229 077.14% 0.18% 98.52%

$8,659,541 0HAWAII MEDICAL SERV ASSN4994830 084.76% 0.15% 98.67%

$8,049,107 19,440NEW YORK LIFE GRP82631 14,74454.86% 0.14% 98.80%

$6,202,067 93,289DELTA DENTAL PLAN OF MO GRP368032 51,43457.71% 0.10% 98.91%

$5,707,931 87,914ARKANSAS BCBS GRP87633 51,64266.94% 0.10% 99.00%

© 2018 National Association of Insurance Commissioners 193

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Limited Benefit

$5,138,560 9,922AEGIS GRP31334 12559.55% 0.09% 99.09%

$5,054,373 50,203LOUISIANA HLTH SERV GRP43835 30,01883.19% 0.09% 99.18%

$4,953,124 127,427OPTICARE OF UT1253336 48,46257.98% 0.08% 99.26%

$4,764,062 51,719CAMBIA HEALTH SOLUTIONS INC120737 27,57085.39% 0.08% 99.34%

$4,584,800 778FAIRFAX FIN GRP15838 22544.73% 0.08% 99.42%

$4,384,853 15,356BEAZLEY INS CO INC3754039 7,54427.48% 0.07% 99.49%

$4,247,481 0BLUE CROSS OF ID GRP129040 077.27% 0.07% 99.56%

$2,508,200 46,090RENAISSANCE HLTH SERV CORP GRP47741 26,93365.54% 0.04% 99.60%

$2,319,795 33,803MEDICAL MUT OF OH GRP73042 16,26281.15% 0.04% 99.64%

$2,121,822 26,459WESTBRIDGE CAPITAL GRP83943 15,53045.07% 0.04% 99.68%

$1,975,241 288HCSC GRP91744 2041.05% 0.03% 99.71%

$1,813,465 26,247DELTA DENTAL PLAN OF AZ GRP365845 15,31259.49% 0.03% 99.74%

$1,620,215 17,600KANSAS CITY LIFE INS GRP58846 9,85951.42% 0.03% 99.77%

$1,588,459 33,000SOLSTICE GRP486647 1,01356.29% 0.03% 99.80%

$1,551,512 13,671WELLMARK INC GRP77048 6,34881.45% 0.03% 99.82%

$1,269,283 18,659BEST LIFE & HLTH INS CO9063849 10,73351.70% 0.02% 99.84%

$867,851 7,908WEA INS CORP7227350 3,12647.93% 0.01% 99.86%

$855,954 210MUNICH RE GRP36151 17033.96% 0.01% 99.87%

$767,860 1,631PRIMERICA GRP475052 1,6312.44% 0.01% 99.89%

$761,748 8,641WISCONSIN PHYSICIANS SERV INS GRP6853 17254.92% 0.01% 99.90%

$706,810 1,433AMERICAN NATL FIN GRP40854 1,05323.17% 0.01% 100.00%

$651,330 20,157HEALTHMARKETS GRP26455 11,22449.07% 0.01% 100.00%

$649,837 0AMERICAN FIN SECURITY LIFE INS CO6933756 036.21% 0.01% 100.00%

$631,983 3,248FORTRESS GRP471657 145.60% 0.01% 100.00%

$480,172 7,253HIGHMARK GRP81258 4,08864.15% 0.01% 100.00%

$425,532 0NORTH CAROLINA MUT LIFE INS CO6703259 016.33% 0.01% 100.00%

$362,099 6,861AXA INS GRP96860 3,65268.98% 0.01% 100.00%

$361,825 2,627TORCHMARK CORP GRP29061 2,62752.51% 0.01% 100.00%

$341,505 2,013MARKEL CORP GRP78562 2425.39% 0.01% 100.00%

$269,793 274SOUTHLAND NATL HOLDING GRP482763 20440.10% 0.00% 100.00%

$234,343 804AMERICAN ENTERPRISE MUT GRP352764 78029.38% 0.00% 100.00%

$168,612 300HORACE MANN GRP30065 1949.50% 0.00% 100.00%

$156,622 821LIFE INS CO OF AL6541266 46933.02% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 194

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Limited Benefit

$101,123 415ATLANTIC AMER GRP58767 41512.19% 0.00% 100.00%

$79,891 466NEW ERA LIFE GRP52068 62.27% 0.00% 100.00%

$76,207 42UNION LABOR GRP78169 4285.04% 0.00% 100.00%

$71,414 388LIBERTY MUT GRP11170 463.49% 0.00% 100.00%

$63,235 1,370ASSURITY GRP486271 048.35% 0.00% 100.00%

$42,703 893UNITED HERITAGE MUT GRP287872 44544.87% 0.00% 100.00%

$41,982 201FARMERS INS GRP6973 192.25% 0.00% 100.00%

$21,613 53CNO FINANCIAL GRP23374 53173.74% 0.00% 100.00%

$18,211 130BCBS OF MI GRP57275 8747.38% 0.00% 100.00%

$8,430 6CORVESTA GRP472976 50.00% 0.00% 100.00%

$6,875 85CHINA MINSHENG GRP486377 680.00% 0.00% 100.00%

$5,072 1THE HANOVER INS GRP8878 132.59% 0.00% 100.00%

$4,088 7PROTECTIVE LIFE INS GRP45879 71,308.88% 0.00% 100.00%

$2,918 0AMERICAN INTL GRP1280 0(67.00)% 0.00% 100.00%

$2,031 22CONTINENTAL GEN INS CO7140481 14465.19% 0.00% 100.00%

$5,933,179,302 59,133,907GRAND TOTAL 15,700,58775.54% 100.00%

© 2018 National Association of Insurance Commissioners 195

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Student

$666,639,340 387,339AETNA GRP11 381,24681.00% 31.01% 31.01%

$638,530,029 371,589UNITEDHEALTH GRP7072 360,41674.89% 29.70% 60.72%

$141,519,403 65,755HCSC GRP9173 61,37685.54% 6.58% 67.30%

$111,067,041 58,106AMERICAN INTL GRP124 668.50% 5.17% 72.47%

$106,828,516 58,162ANTHEM INC GRP6715 57,71680.27% 4.97% 77.44%

$96,907,914 50,835BCBS OF NC GRP7586 41,75871.63% 4.51% 81.95%

$80,741,763 59,534NATIONAL GUARDIAN LIFE INS GRP12117 57,87372.46% 3.76% 85.70%

$50,600,684 663,246BCS INS GRP238 13,21963.61% 2.35% 88.06%

$49,026,600 53,282BERKSHIRE HATHAWAY GRP319 7376.72% 2.28% 90.34%

$43,051,185 8,607CENTENE CORP GRP129510 8,24576.72% 2.00% 92.34%

$27,860,097 5,493HARVARD PILGRIM HLTH CARE GRP59511 5,36678.18% 1.30% 93.64%

$20,976,810 10,796BCBS OF SC GRP66112 10,79674.88% 0.98% 94.61%

$18,600,821 13,031HIGHMARK GRP81213 8,76681.98% 0.87% 95.48%

$13,827,929 0NATIONWIDE CORP GRP14014 071.26% 0.64% 96.12%

$11,271,484 6,524BCBS OF MI GRP57215 6,22655.21% 0.52% 96.64%

$10,076,389 3,992INDEPENDENCE HLTH GRP INC GRP93616 3,73693.42% 0.47% 97.11%

$8,837,330 673,588PUPIL BENEFITS PLAN INC5527117 37060.10% 0.41% 97.52%

$8,172,206 0TUFTS GRP474218 0140.95% 0.38% 97.90%

$7,371,908 6,771PREMERA BLUE CROSS GRP96219 6,67972.90% 0.34% 98.25%

$7,088,238 0BCBS OF NE GRP485820 0145.44% 0.33% 98.58%

$6,286,606 0TOKIO MARINE HOLDINGS INC GRP309821 032.61% 0.29% 98.87%

$6,190,946 2,719CAREFIRST INC GRP38022 2,64569.58% 0.29% 99.16%

$5,797,477 2,964HEALTH NOW NY INC5520423 2,88593.86% 0.27% 99.43%

$3,489,059 35,908ARCH INS GRP127924 55552.75% 0.16% 99.59%

$3,008,662 7,714FAIRFAX FIN GRP15825 66100.98% 0.14% 99.73%

$2,446,360 67,500UNIFIED LIFE INS CO1112126 67,50046.34% 0.11% 99.84%

$2,335,156 691LOUISIANA HLTH SERV GRP43827 64993.33% 0.11% 100.00%

$477,230 405PAN AMER LIFE GRP52528 40583.36% 0.02% 100.00%

$234,332 35,250UNIVERSAL FIDELITY LIFE INS CO7012229 4961.11% 0.01% 100.00%

$219,460 135BLUE CROSS OF ID GRP129030 13538.08% 0.01% 100.00%

$78,162 882MULTINATIONAL GRP480431 8823.66% 0.00% 100.00%

$10,452 45LIBERTY MUT GRP11132 1(6,966.32)% 0.00% 100.00%

$5,896 0TRUSTMARK MUT HOLDING CO GRP27633 01,123.63% 0.00% 100.00%

$2,149,575,485 2,651,314GRAND TOTAL 1,100,09077.34% 100.00%

© 2018 National Association of Insurance Commissioners 196

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident only or AD&D

$399,954,212 14,763,043AEGON US HOLDING GRP4681 11,410,84032.37% 9.57% 9.57%

$356,411,775 7,941,947UNUM GRP5652 74,88233.14% 8.53% 18.10%

$304,916,066 11,206,880METROPOLITAN GRP2413 38,43365.48% 7.30% 25.39%

$275,733,913 3,379,221MINNESOTA MUT GRP8694 1,653,47339.54% 6.60% 31.99%

$237,393,647 8,476,011CIGNA HLTH GRP9015 11,40650.44% 5.68% 37.67%

$233,398,318 3,038,433ALLSTATE INS GRP86 1,542,75653.35% 5.58% 43.26%

$222,487,917 19,987,494CUNA MUT GRP3067 17,617,03230.77% 5.32% 48.58%

$206,608,018 8,605,462HARTFORD FIRE & CAS GRP918 28,88147.63% 4.94% 53.53%

$172,404,086 6,987,999ZURICH INS GRP2129 6,020,23043.42% 4.13% 57.65%

$147,535,043 1,205,389AFLAC GRP37010 712,31143.40% 3.53% 61.18%

$133,883,033 5,099,377PRUDENTIAL OF AMER GRP30411 1,14675.51% 3.20% 64.39%

$124,629,590 19,985,631MUTUAL OF OMAHA GRP26112 2,677,63953.22% 2.98% 67.37%

$98,843,578 4,223,501LINCOLN NATL GRP2013 28,33735.54% 2.37% 69.73%

$92,226,218 7,650,164FAIRFAX FIN GRP15814 53,24244.47% 2.21% 71.94%

$90,817,667 6,208,484GUARDIAN LIFE GRP42915 3,268,49233.28% 2.17% 74.11%

$82,903,809 3,608,558MEIJI YASUDA LIFE INS GRP134816 3,359,41043.56% 1.98% 76.10%

$81,196,952 1,777,981AETNA GRP117 1,859,49443.93% 1.94% 78.04%

$66,176,851 408,388AAA LIFE GRP485318 408,38847.18% 1.58% 79.62%

$63,783,794 1,859,158VOYA FINANCIAL GRP483219 808,32924.78% 1.53% 81.15%

$49,882,122 47,680,992AMEX ASSUR CO2792820 32,195,99613.89% 1.19% 82.34%

$47,977,663 34,514AMERICAN FINANCIAL GRP8421 1,51122.84% 1.15% 83.49%

$46,112,544 4,172,662AXIS CAPITAL GRP341622 13,15636.08% 1.10% 84.59%

$41,415,603 246,516WESTBRIDGE CAPITAL GRP83923 176,77751.96% 0.99% 85.59%

$41,021,972 13,733,591TOKIO MARINE HOLDINGS INC GRP309824 10,39720.38% 0.98% 86.57%

$38,030,817 431,128NATIONWIDE CORP GRP14025 431,12742.36% 0.91% 87.48%

$34,364,915 1,586,548ANTHEM INC GRP67126 1,563,62943.63% 0.82% 88.30%

$30,016,164 76,850UNITEDHEALTH GRP70727 57,05440.91% 0.72% 89.02%

$29,496,038 348,553TRUSTMARK MUT HOLDING CO GRP27628 245,55129.69% 0.71% 89.72%

$27,819,777 1,940,752STARR GRP467029 5,22965.08% 0.67% 90.39%

$26,997,922 3,979,075NESTLE SA GRP448330 6,60557.20% 0.65% 91.03%

$25,860,886 1,013,239XL AMER GRP128531 979,28654.04% 0.62% 91.65%

$24,061,458 604,482AMERICAN INTL GRP1232 6,73835.18% 0.58% 92.23%

$22,245,499 95,174CNO FINANCIAL GRP23333 84,45278.85% 0.53% 92.76%

© 2018 National Association of Insurance Commissioners 197

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident only or AD&D

$20,032,924 1,264,270NEW YORK LIFE GRP82634 1,249,64035.69% 0.48% 93.24%

$19,780,003 1,108,566WR BERKLEY CORP GRP9835 19055.80% 0.47% 93.71%

$19,585,032 10,466OLD REPUBLIC GRP15036 12139.50% 0.47% 94.18%

$18,463,203 2,362,715MARKEL CORP GRP78537 17,8409.75% 0.44% 94.62%

$17,282,332 63,401ARCH INS GRP127938 2,44948.39% 0.41% 95.04%

$16,834,846 551,646NATIONAL GUARDIAN LIFE INS GRP121139 137,04155.05% 0.40% 95.44%

$14,072,545 0CHUBB LTD GRP62640 064.75% 0.34% 95.78%

$12,264,993 85,129HUMANA GRP11941 46,55618.24% 0.29% 96.07%

$11,373,268 150,838FORTRESS GRP471642 452.01% 0.27% 96.34%

$10,830,093 68,263AMTRUST NGH GRP253843 43,16913.31% 0.26% 96.60%

$9,664,284 772,389TORCHMARK CORP GRP29044 9,847,13267.27% 0.23% 96.83%

$8,977,182 594,964ONEAMERICA FIN PARTNERS GRP61945 594,96438.24% 0.21% 97.05%

$8,579,852 395,164FIDELITY SECURITY GRP45146 99,74843.39% 0.21% 97.25%

$8,159,266 70,480GUARANTEE TRUST GRP68747 65,11310.17% 0.20% 97.45%

$8,030,164 627,815SUMITOMO LIFE INS GRP485548 691,95873.90% 0.19% 97.64%

$7,999,063 68,051ATHENE GRP473449 44,55518.78% 0.19% 97.83%

$7,677,801 2,210,431UNION LABOR GRP78150 2,176,65058.25% 0.18% 98.02%

$7,580,849 212,250ASSURANT INC GRP1951 176,39825.69% 0.18% 98.20%

$7,049,436 7,996BCBS OF SC GRP66152 7,99690.22% 0.17% 98.37%

$6,960,312 141,337GENERAL ELECTRIC GRP35053 64,08116.53% 0.17% 98.53%

$6,548,102 361,232BOSTON MUT GRP58154 333,59230.67% 0.16% 98.69%

$5,999,635 753,980AEGIS GRP31355 4,08925.41% 0.14% 98.83%

$5,974,143 169,848AMERICAN FIDELITY CORP GRP33056 164,19945.02% 0.14% 98.98%

$5,506,690 296,572CAMBIA HEALTH SOLUTIONS INC120757 286,03840.23% 0.13% 99.11%

$4,912,288 3,126CHEROKEE INS CO1064258 2327.26% 0.12% 99.23%

$4,323,967 64,540SUN LIFE ASSUR CO OF CN GRP54959 42219.48% 0.10% 99.33%

$3,250,787 23,784ASSURITY GRP486260 11,66744.68% 0.08% 99.41%

$2,651,197 126,586STATE FARM GRP17661 50,997143.10% 0.06% 99.47%

$1,624,427 24,861GENEVE HOLDINGS INC GRP45062 22,18142.15% 0.04% 99.51%

$1,527,158 1,974PAN AMER LIFE GRP52563 1,47327.29% 0.04% 99.55%

$1,415,730 155,317SENTRY INS GRP16964 155,31782.50% 0.03% 99.58%

$1,197,475 77,258BCS INS GRP2365 13,72149.29% 0.03% 99.61%

$1,121,496 0INTEGRAND ASSUR CO2677866 035.29% 0.03% 99.64%

© 2018 National Association of Insurance Commissioners 198

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident only or AD&D

$1,118,634 0USIC GRP359367 030.37% 0.03% 99.66%

$1,077,661 5,474KEMPER CORP GRP21568 5,47436.55% 0.03% 99.69%

$952,226 3,489ATLANTIC AMER GRP58769 3,48929.26% 0.02% 99.71%

$920,661 71,950SECURITY MUT LIFE INS CO OF NY6877270 1,01912.43% 0.02% 99.73%

$877,290 1,042UNIFIED LIFE INS CO1112171 1,04214.51% 0.02% 99.75%

$845,429 76,481BCBS OF KS GRP43072 2,55824.58% 0.02% 99.77%

$836,692 1,015NEW ERA LIFE GRP52073 16844.87% 0.02% 99.79%

$764,010 4,994UNITED SERV AUTOMOBILE ASSN GRP20074 1(32.40)% 0.02% 99.81%

$751,178 890,497TEXAS FARM BUREAU MUT GRP80975 462,26038.53% 0.02% 99.83%

$665,703 0UNDERWRITERS AT LLOYD'S LONDON1564276 00.00% 0.02% 99.85%

$639,066 100,798ECG GRP482677 3829.06% 0.02% 99.86%

$635,240 27,712ROYAL STATE NATL INS CO LTD6855178 220.17% 0.02% 99.88%

$439,939 89,634AUTOMOBILE CLUB MI GRP5579 89,63446.05% 0.01% 99.89%

$403,541 4,865HEALTHMARKETS GRP26480 3,00527.78% 0.01% 99.90%

$387,427 4,717AMERICAN NATL FIN GRP40881 4,03923.76% 0.01% 100.00%

$375,218 31,943MULTINATIONAL GRP480482 31,94313.59% 0.01% 100.00%

$363,815 295,367IOWA FARM BUREAU GRP51383 295,36777.97% 0.01% 100.00%

$341,635 27,887ALLEGHANY GRP50184 27215.66% 0.01% 100.00%

$328,197 113AMALGAMATED LIFE & HLTH INS CO6020885 11396.71% 0.01% 100.00%

$218,312 15,447HCSC GRP91786 15,447178.63% 0.01% 100.00%

$208,152 67,017BLUE SHIELD OF CA GRP279887 66,572100.71% 0.00% 100.00%

$178,978 1,409LINCOLN HERITAGE LIFE INS CO6592788 1,4098.67% 0.00% 100.00%

$171,423 1,490LIBERTY MUT GRP11189 1057.67% 0.00% 100.00%

$161,779 0COLONIAL SAVINGS GRP87890 00.00% 0.00% 100.00%

$138,799 1,620RESERVOIR CAPITAL GRP476491 1,620(18.29)% 0.00% 100.00%

$129,835 1,676LOUISIANA HLTH SERV GRP43892 1,02947.58% 0.00% 100.00%

$128,877 619BCBS OF MI GRP57293 30516.18% 0.00% 100.00%

$118,013 515MANHATTAN LIFE GRP111794 20154.14% 0.00% 100.00%

$112,807 7,485HORACE MANN GRP30095 7,0301.08% 0.00% 100.00%

$112,190 739UNITED HERITAGE MUT GRP287896 43839.05% 0.00% 100.00%

$103,802 0CENTURY CAS CO1091797 00.00% 0.00% 100.00%

$78,814 8PROTECTIVE LIFE INS GRP45898 80.00% 0.00% 100.00%

$68,261 30,388CHINA MINSHENG GRP486399 30,38812.03% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 199

Page 204: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Accident only or AD&D

$67,044 126,376MISSOURI FARM BUREAU GRP514100 126,376101.43% 0.00% 100.00%

$66,613 7,401STANDARD LIFE & CAS INS CO71706101 790.64% 0.00% 100.00%

$49,696 542MASS MUT LIFE INS GRP435102 3146.43% 0.00% 100.00%

$47,386 1,016GERMANIA INS GRP171103 7290.00% 0.00% 100.00%

$41,500 0OKLAHOMA FARM BUREAU GRP220104 094.70% 0.00% 100.00%

$39,877 30SAMMONS ENTERPRISES GRP431105 30648.30% 0.00% 100.00%

$38,695 632FARMERS INS GRP69106 17.44% 0.00% 100.00%

$33,407 0MOUNTAIN LIFE INS CO80020107 014.97% 0.00% 100.00%

$30,505 316KANSAS CITY LIFE INS GRP588108 89660.00% 0.00% 100.00%

$22,970 47CNA INS GRP218109 6(4,889.33)% 0.00% 100.00%

$19,843 0ALLIANZ INS GRP761110 067.37% 0.00% 100.00%

$16,196 877PRINCIPAL FIN GRP332111 8770.00% 0.00% 100.00%

$15,668 10HOMESHIELD CAPITAL GRP2858112 10160.41% 0.00% 100.00%

$15,354 1,242WILTON RE GRP4213113 1,1851,936.76% 0.00% 100.00%

$13,216 144BERKSHIRE HATHAWAY GRP31114 144(8.49)% 0.00% 100.00%

$12,541 69PEKIN INS GRP153115 698.77% 0.00% 100.00%

$11,017 11DAILY UNDERWRITERS OF AMER35483116 110.00% 0.00% 100.00%

$10,801 69JACKSON NATL GRP918117 69(51.50)% 0.00% 100.00%

$9,059 422BENEFICIAL LIFE GRP615118 4223.44% 0.00% 100.00%

$8,129 0COMMUNITY FIRST GRP2738119 00.00% 0.00% 100.00%

$6,510 0GREAT PLAINS CAS INC12982120 191.17% 0.00% 100.00%

$4,201 749BEAZLEY INS CO INC37540121 480(99.98)% 0.00% 100.00%

$2,825 0HIGHMARK GRP812122 089.03% 0.00% 100.00%

$2,488 0BALTIMORE LIFE INS CO61212123 0(47,288.38)% 0.00% 100.00%

$1,168 0AMERICAN FIN SECURITY LIFE INS CO69337124 00.00% 0.00% 100.00%

$400 0AMALGAMATED CAS INS CO13293125 40.00% 0.00% 100.00%

$4,179,099,258 227,095,824GRAND TOTAL 104,825,17143.25% 100.00%

© 2018 National Association of Insurance Commissioners 200

Page 205: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

$684,297,314 2,663,358UNUM GRP5651 29,98062.96% 12.57% 12.57%

$515,269,709 2,087,351CIGNA HLTH GRP9012 4,81673.03% 9.46% 22.03%

$400,113,265 2,034,222HARTFORD FIRE & CAS GRP913 39,62268.21% 7.35% 29.38%

$385,536,212 1,678,212LINCOLN NATL GRP204 16,35764.81% 7.08% 36.47%

$334,151,059 1,319,128MEIJI YASUDA LIFE INS GRP13485 1,142,03972.50% 6.14% 42.60%

$331,070,478 1,550,444METROPOLITAN GRP2416 10,37069.78% 6.08% 48.69%

$313,092,622 640,859AETNA GRP17 640,85962.75% 5.75% 54.44%

$303,848,637 1,795,703GUARDIAN LIFE GRP4298 1,795,70359.33% 5.58% 60.02%

$249,574,834 1,022,359MUTUAL OF OMAHA GRP2619 1,022,35962.12% 4.58% 64.60%

$239,077,231 1,050,512LIBERTY MUT GRP11110 1,050,51281.43% 4.39% 68.99%

$214,866,306 679,636TOKIO MARINE HOLDINGS INC GRP309811 10,42257.33% 3.95% 72.94%

$210,709,600 1,526,537SUN LIFE ASSUR CO OF CN GRP54912 12,63870.58% 3.87% 76.81%

$196,163,943 1,659,382PRUDENTIAL OF AMER GRP30413 1,24368.44% 3.60% 80.41%

$181,700,348 765,114PRINCIPAL FIN GRP33214 765,11459.92% 3.34% 83.75%

$81,284,402 1,438,000SHELTERPOINT GRP INC480315 1,438,00051.68% 1.49% 85.25%

$71,896,956 227,609ASSURANT INC GRP1916 227,60951.37% 1.32% 86.57%

$62,436,180 258,722HCSC GRP91717 6,47259.41% 1.15% 87.71%

$53,006,431 88,133AMERICAN FIDELITY CORP GRP33018 87,19838.51% 0.97% 88.69%

$48,775,315 189,697ONEAMERICA FIN PARTNERS GRP61919 189,69766.74% 0.90% 89.58%

$45,046,495 210,301ARKANSAS BCBS GRP87620 1,57162.09% 0.83% 90.41%

$44,809,624 95,341AFLAC GRP37021 95,32956.89% 0.82% 91.23%

$43,377,410 164,917VOYA FINANCIAL GRP483222 164,91760.51% 0.80% 92.03%

$40,828,541 202,533ANTHEM INC GRP67123 202,53363.57% 0.75% 92.78%

$34,832,521 85,594TRUSTMARK MUT HOLDING CO GRP27624 85,59447.27% 0.64% 93.42%

$32,700,457 832,514GENEVE HOLDINGS INC GRP45025 832,51453.84% 0.60% 94.02%

$30,103,072 70,055ALLSTATE INS GRP826 70,05543.85% 0.55% 94.57%

$29,833,008 19,374UNITEDHEALTH GRP70727 19,37458.97% 0.55% 95.12%

$28,863,183 118,930SUMITOMO LIFE INS GRP485528 118,93073.90% 0.53% 95.65%

$24,781,703 86,336HUMANA GRP11929 75,94951.58% 0.46% 96.11%

$22,565,924 74,690AEGON US HOLDING GRP46830 35,86850.28% 0.41% 96.52%

$19,236,586 73,691BCBS OF SC GRP66131 72,03954.71% 0.35% 96.87%

$15,058,495 55,512NORTHWESTERN MUT GRP86032 2,73954.13% 0.28% 97.15%

$14,863,179 43,116BOSTON MUT GRP58133 43,11671.90% 0.27% 97.42%

© 2018 National Association of Insurance Commissioners 201

Page 206: New 2017 Accident and Health P xperience Report · 2018. 9. 4. · Health Policy Experience Exhibit, market share data based on this exhibit, and more. The health insurance market

ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

$13,799,845 287,300ARCH INS GRP127934 11,08256.34% 0.25% 97.68%

$13,456,693 4,168AMERICAN INTL GRP1235 4,16869.16% 0.25% 97.92%

$11,021,521 38,228KANSAS CITY LIFE INS GRP58836 38,22853.40% 0.20% 98.13%

$9,549,921 104,355SECURITY MUT LIFE INS CO OF NY6877237 1,25166.13% 0.18% 98.30%

$9,048,319 8,974MANHATTAN LIFE GRP111738 8,86044.73% 0.17% 98.47%

$9,015,009 48,479CAMBIA HEALTH SOLUTIONS INC120739 48,47962.76% 0.17% 98.63%

$6,753,569 21,720NATIONWIDE CORP GRP14040 21,72063.95% 0.12% 98.76%

$6,273,651 127,398BERKSHIRE HATHAWAY GRP3141 21,31840.69% 0.12% 98.87%

$5,768,327 0TRIPLE S GRP480242 027.90% 0.11% 98.98%

$4,660,857 24,486UNION LABOR GRP78143 24,486102.94% 0.09% 99.07%

$4,644,241 12,890MEDICAL MUT OF OH GRP73044 12,89076.00% 0.09% 99.15%

$4,322,140 25,611AXA INS GRP96845 25,61181.43% 0.08% 99.23%

$3,405,154 93,496UNIVERSAL INS CO GRP7146 93,49636.33% 0.06% 99.29%

$3,403,655 22,617BCS INS GRP2347 22,61713.65% 0.06% 99.36%

$3,264,111 14,015AMALGAMATED LIFE INS CO6021648 3268.98% 0.06% 99.42%

$3,246,376 12,681MULTINATIONAL GRP480449 12,68133.48% 0.06% 99.47%

$2,818,935 6,382ILLINOIS MUT LIFE INS CO6458050 6,38243.79% 0.05% 99.53%

$2,698,273 13,494WISCONSIN PHYSICIANS SERV INS GRP6851 74162.04% 0.05% 99.58%

$2,143,447 9,412GUIDEWELL MUT HOLDING GRP53652 8844.49% 0.04% 99.62%

$2,022,338 3,145FIDELITY SECURITY GRP45153 3,14564.19% 0.04% 99.65%

$1,987,790 11,322BCBS OF KS GRP43054 39160.54% 0.04% 99.69%

$1,740,204 8,956SENTRY INS GRP16955 8,95654.13% 0.03% 99.72%

$1,502,851 940FINANCIAL HOLDINGS GRP44956 95752.93% 0.03% 99.75%

$1,372,669 6,175UNITED HERITAGE MUT GRP287857 6,17573.02% 0.03% 99.77%

$1,223,923 5,263LOUISIANA HLTH SERV GRP43858 5,26349.66% 0.02% 99.80%

$1,209,195 2,250KEMPER CORP GRP21559 2,25029.28% 0.02% 99.82%

$1,159,829 19,655STATE FARM GRP17660 6,06926.72% 0.02% 99.84%

$1,122,086 2,434NATIONAL GUARDIAN LIFE INS GRP121161 2,43481.09% 0.02% 99.86%

$1,101,244 2,532ASSURITY GRP486262 2,63832.27% 0.02% 99.88%

$834,655 7,797ZURICH INS GRP21263 7,797104.21% 0.02% 99.90%

$727,001 2,165HEALTHMARKETS GRP26464 2,16554.00% 0.01% 100.00%

$720,660 4,314MINNESOTA MUT GRP86965 10878.55% 0.01% 100.00%

$714,142 3,080FEDERATED MUT GRP766 3,08020.93% 0.01% 100.00%

© 2018 National Association of Insurance Commissioners 202

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Short-Term

$613,521 2,219CNO FINANCIAL GRP23367 2,21928.94% 0.01% 100.00%

$588,511 2,251NEW ERA LIFE GRP52068 4170.99% 0.01% 100.00%

$449,645 2,740NIPPON LIFE INS CO OF AMER8126469 2,74045.33% 0.01% 100.00%

$424,446 962HORACE MANN GRP30070 96229.73% 0.01% 100.00%

$348,497 1,143EMC NATL LIFE CO6292871 1,14363.50% 0.01% 100.00%

$160,512 1,728KERNAN GRP338472 6151.13% 0.00% 100.00%

$107,921 0USIC GRP359373 03.42% 0.00% 100.00%

$107,877 1,732US HLTH & LIFE INS CO INC9777274 10.30% 0.00% 100.00%

$100,154 689ATHENE GRP473475 472189.08% 0.00% 100.00%

$96,740 410AMERICAN NATL FIN GRP40876 395182.53% 0.00% 100.00%

$77,303 109PAN AMER LIFE GRP52577 85863.04% 0.00% 100.00%

$68,808 161TOWN & COUNTRY LIFE INS CO7767478 126.25% 0.00% 100.00%

$58,532 253PEKIN INS GRP15379 25371.90% 0.00% 100.00%

$46,981 316US ALLIANCE CORP GRP490080 2140.00% 0.00% 100.00%

$40,452 378AMERICAN ENTERPRISE MUT GRP352781 378314.89% 0.00% 100.00%

$38,529 92MEDICAL BENEFITS MUT LIFE INS CO7432282 92101.24% 0.00% 100.00%

$30,380 87COUNTRY INS & FIN SERV GRP5083 8737.55% 0.00% 100.00%

$23,829 46AMALGAMATED LIFE & HLTH INS CO6020884 4623.15% 0.00% 100.00%

$16,082 74BEST LIFE & HLTH INS CO9063885 74106.41% 0.00% 100.00%

$15,255 69MISSISSIPPI INS GRP112686 15303.71% 0.00% 100.00%

$14,997 18ATLANTIC AMER GRP58787 1894.92% 0.00% 100.00%

$10,779 42FEDERAL LIFE INS CO6322388 4273.68% 0.00% 100.00%

$9,624 16PROTECTIVE LIFE INS GRP45889 160.00% 0.00% 100.00%

$8,026 111SOUTHERN FARM BUREAU LIFE INS CO6889690 11114.44% 0.00% 100.00%

$7,909 0COLONIAL SAVINGS GRP87891 0204.20% 0.00% 100.00%

$7,409 28WMI MUT INS CO6842092 28105.36% 0.00% 100.00%

$6,145 0BALTIMORE LIFE INS CO6121293 0286.20% 0.00% 100.00%

$4,398 25AXIS CAPITAL GRP341694 380.00% 0.00% 100.00%

$3,288 0GGC GRP473695 030,201.61% 0.00% 100.00%

$1,359 3CUNA MUT GRP30696 310,717.51% 0.00% 100.00%

$112 0CITIZENS SECURITY LIFE INS CO6192197 00.00% 0.00% 100.00%

$107 0WEA INS CORP7227398 0(5,678.50)% 0.00% 100.00%

$5,443,990,761 25,779,318GRAND TOTAL 10,726,57665.04% 100.00%

© 2018 National Association of Insurance Commissioners 203

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

$1,733,620,741 5,561,435UNUM GRP5651 43,38680.78% 13.73% 13.73%

$1,497,406,059 6,688,070CIGNA HLTH GRP9012 9,79275.72% 11.86% 25.58%

$1,383,530,991 4,174,431METROPOLITAN GRP2413 13,111100.48% 10.95% 36.53%

$1,050,589,862 4,205,661HARTFORD FIRE & CAS GRP914 13,34481.63% 8.32% 44.85%

$897,029,937 3,947,894LIBERTY MUT GRP1115 3,947,78691.38% 7.10% 51.95%

$834,023,712 3,154,391MEIJI YASUDA LIFE INS GRP13486 3,146,18680.30% 6.60% 58.56%

$693,161,668 2,532,994PRUDENTIAL OF AMER GRP3047 1,52379.86% 5.49% 64.05%

$649,610,862 1,729,482AETNA GRP18 1,729,48281.56% 5.14% 69.19%

$534,267,286 2,429,697LINCOLN NATL GRP209 22,48171.25% 4.23% 73.42%

$434,816,917 1,821,203TOKIO MARINE HOLDINGS INC GRP309810 16,903105.90% 3.44% 76.86%

$429,981,348 1,699,724SUN LIFE ASSUR CO OF CN GRP54911 16,20580.99% 3.40% 80.27%

$423,533,370 1,765,835GUARDIAN LIFE GRP42912 1,765,83574.07% 3.35% 83.62%

$322,662,311 526,274AMERICAN FIDELITY CORP GRP33013 520,89552.21% 2.55% 86.17%

$284,555,767 1,371,570MUTUAL OF OMAHA GRP26114 1,371,56272.01% 2.25% 88.43%

$284,323,515 1,078,959PRINCIPAL FIN GRP33215 1,078,95968.86% 2.25% 90.68%

$172,431,049 382,842ASSURANT INC GRP1916 382,81334.33% 1.37% 92.04%

$132,497,704 123,825NEW YORK LIFE GRP82617 123,23075.33% 1.05% 93.09%

$102,170,770 171,741NORTHWESTERN MUT GRP86018 10,24471.09% 0.81% 93.90%

$88,633,234 144,091AMERICAN INTL GRP1219 144,09155.64% 0.70% 94.60%

$76,010,344 343,431HCSC GRP91720 5,12795.77% 0.60% 95.20%

$75,167,372 383,885VOYA FINANCIAL GRP483221 383,88583.08% 0.60% 95.80%

$65,011,022 358,592GENEVE HOLDINGS INC GRP45022 358,59254.33% 0.51% 96.31%

$64,036,216 327,573ANTHEM INC GRP67123 327,57361.78% 0.51% 96.82%

$55,075,419 244,856SUMITOMO LIFE INS GRP485524 244,85673.90% 0.44% 97.26%

$54,564,385 275,044ONEAMERICA FIN PARTNERS GRP61925 275,04473.27% 0.43% 97.69%

$50,213,312 94,510UNITEDHEALTH GRP70726 94,51081.81% 0.40% 98.09%

$39,704,073 166,490ARKANSAS BCBS GRP87627 36748.36% 0.31% 98.40%

$32,172,923 0GREAT WEST GRP76928 0146.02% 0.25% 98.66%

$19,640,532 47,398BOSTON MUT GRP58129 47,39871.01% 0.16% 98.81%

$14,475,545 73,080CAMBIA HEALTH SOLUTIONS INC120730 73,08072.84% 0.11% 98.93%

$13,653,705 54,557KANSAS CITY LIFE INS GRP58831 54,55751.87% 0.11% 99.03%

$11,654,475 33,761SENTRY INS GRP16932 33,761116.76% 0.09% 99.13%

$9,920,612 48,264ZURICH INS GRP21233 48,264103.68% 0.08% 99.20%

© 2018 National Association of Insurance Commissioners 204

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

$9,009,866 6,811PENN MUT GRP85034 6,811138.09% 0.07% 99.28%

$8,847,665 35,570BCBS OF SC GRP66135 35,57052.04% 0.07% 99.35%

$8,081,527 21,042NATIONWIDE CORP GRP14036 21,04274.08% 0.06% 99.41%

$6,803,244 28,473HUMANA GRP11937 28,473(17.31)% 0.05% 99.46%

$6,168,348 8,538MINNESOTA MUT GRP86938 4,38726.57% 0.05% 99.51%

$5,050,141 1,229FIDELITY SECURITY GRP45139 1,22822.33% 0.04% 99.55%

$4,853,437 31,255AXA INS GRP96840 31,255126.08% 0.04% 99.59%

$4,000,208 0TRIPLE S GRP480241 040.26% 0.03% 99.62%

$3,239,107 14,022GUIDEWELL MUT HOLDING GRP53642 106(8.49)% 0.03% 99.65%

$3,172,433 14,319UNITED HERITAGE MUT GRP287843 14,31949.22% 0.03% 99.67%

$3,136,384 16,140SECURITY MUT LIFE INS CO OF NY6877244 42377.51% 0.02% 99.70%

$3,027,140 5,155TRUSTMARK MUT HOLDING CO GRP27645 5,15550.37% 0.02% 99.72%

$3,004,506 19,529UNIVERSAL INS CO GRP7146 19,52946.79% 0.02% 99.75%

$2,872,544 6,972MUTUAL OF AMER LIFE INS CO8866847 6,972125.61% 0.02% 99.77%

$2,787,732 9,121AFLAC GRP37048 7,79229.38% 0.02% 99.79%

$2,730,301 14,505MEDICAL MUT OF OH GRP73049 14,50536.50% 0.02% 99.81%

$2,608,702 4,188NATIONAL GUARDIAN LIFE INS GRP121150 4,18894.21% 0.02% 99.83%

$2,511,695 10,942WISCONSIN PHYSICIANS SERV INS GRP6851 38255.39% 0.02% 99.85%

$2,024,523 3,986CINCINNATI FIN GRP24452 3,986129.06% 0.02% 99.87%

$1,962,234 4,809AUTO OWNERS GRP28053 4,80970.85% 0.02% 99.88%

$1,921,754 6,429LOUISIANA HLTH SERV GRP43854 6,42930.34% 0.02% 99.90%

$1,774,618 5,096COUNTRY INS & FIN SERV GRP5055 5,09682.58% 0.01% 100.00%

$1,774,339 3,705SOUTHERN FARM BUREAU LIFE INS CO6889656 3,70510.96% 0.01% 100.00%

$1,086,372 7,250BCBS OF KS GRP43057 17864.47% 0.01% 100.00%

$1,075,560 4,521HORACE MANN GRP30058 4,52143.01% 0.01% 100.00%

$1,018,708 7,595MULTINATIONAL GRP480459 7,595(463.23)% 0.01% 100.00%

$952,008 2,812ALLSTATE INS GRP860 2,81271.35% 0.01% 100.00%

$875,512 4,417NIPPON LIFE INS CO OF AMER8126461 4,417(51.67)% 0.01% 100.00%

$578,243 16CNO FINANCIAL GRP23362 1656.60% 0.00% 100.00%

$526,226 1,643EMC NATL LIFE CO6292863 1,64343.98% 0.00% 100.00%

$521,372 487PROTECTIVE LIFE INS GRP45864 487101.62% 0.00% 100.00%

$300,427 105AMERICAN NATL FIN GRP40865 10518.95% 0.00% 100.00%

$259,056 707SHELTERPOINT GRP INC480366 707112.44% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 205

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Disability Income - Long-Term

$246,520 439ROYAL STATE NATL INS CO LTD6855167 23.10% 0.00% 100.00%

$222,635 645UNION LABOR GRP78168 64526.06% 0.00% 100.00%

$218,142 593MISSOURI FARM BUREAU GRP51469 593167.77% 0.00% 100.00%

$173,637 105BENEFICIAL LIFE GRP61570 10511.67% 0.00% 100.00%

$153,913 0ALLIANZ INS GRP76171 096.79% 0.00% 100.00%

$122,521 375ASSURITY GRP486272 645.83% 0.00% 100.00%

$116,757 33BALTIMORE LIFE INS CO6121273 33286.19% 0.00% 100.00%

$85,372 198CHEROKEE INS CO1064274 21(11.28)% 0.00% 100.00%

$74,833 325US ALLIANCE CORP GRP490075 2200.00% 0.00% 100.00%

$69,395 328PEKIN INS GRP15376 32838.77% 0.00% 100.00%

$65,483 0USIC GRP359377 050.13% 0.00% 100.00%

$50,223 96INVESTORS HERITAGE LIFE INS CO6490478 1178.17% 0.00% 100.00%

$40,247 82AMALGAMATED LIFE INS CO6021679 3(34.44)% 0.00% 100.00%

$40,031 324ECG GRP482680 1104.46% 0.00% 100.00%

$36,128 93WILTON RE GRP421381 932,971.16% 0.00% 100.00%

$30,644 228ILLINOIS MUT LIFE INS CO6458082 22878.00% 0.00% 100.00%

$29,398 17AMERICAN ENTERPRISE MUT GRP352783 17314.89% 0.00% 100.00%

$24,820 102TIPTREE FIN GRP471884 102(58.29)% 0.00% 100.00%

$19,219 24BEST LIFE & HLTH INS CO9063885 241.25% 0.00% 100.00%

$18,700 20UNIFIED LIFE INS CO1112186 200.00% 0.00% 100.00%

$15,890 31JACKSON NATL GRP91887 311,916.92% 0.00% 100.00%

$11,003 76FIDELITY LIFE ASSN A LEGAL RESERVE L6329088 09.77% 0.00% 100.00%

$7,751 10AMERIPRISE FIN GRP489 10(132.47)% 0.00% 100.00%

$6,468 316WEA INS CORP7227390 316(34,877.66)% 0.00% 100.00%

$6,048 16CUNA MUT GRP30691 16(35.80)% 0.00% 100.00%

$5,837 0GROUP ONE THOUSAND ONE GRP479492 0(44,912.71)% 0.00% 100.00%

$2,677 11SAMMONS ENTERPRISES GRP43193 112,228.65% 0.00% 100.00%

$1,523 0PAN AMER LIFE GRP52594 06,590.35% 0.00% 100.00%

$1,312 3,466JOHN HANCOCK GRP90495 3,248(125,895.12)% 0.00% 100.00%

$600 2KEMPER CORP GRP21596 2512.33% 0.00% 100.00%

$307 24SAGICOR LIFE INS CO6044597 24(18,146.58)% 0.00% 100.00%

$12 0FEDERAL LIFE INS CO6322398 00.00% 0.00% 100.00%

$1 20GENERAL ELECTRIC GRP35099 207,473,300.00% 0.00% 100.00%

$12,630,601,017 46,270,985GRAND TOTAL 16,559,69381.00% 100.00%

© 2018 National Association of Insurance Commissioners 206

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Long-Term Care

$864,090,315 593,057JOHN HANCOCK GRP9041 593,05747.28% 36.17% 36.17%

$364,912,762 829,140UNUM GRP5652 7,061139.35% 15.27% 51.44%

$298,131,292 278,182METROPOLITAN GRP2413 1,862188.86% 12.48% 63.92%

$291,411,949 194,257GENWORTH FIN GRP40114 186,203136.35% 12.20% 76.12%

$192,198,027 139,733PRUDENTIAL OF AMER GRP3045 46384.64% 8.05% 84.17%

$180,985,380 185,519CNA INS GRP2186 185,519111.82% 7.58% 91.74%

$42,517,869 41,510AETNA GRP17 41,510224.96% 1.78% 93.52%

$34,142,174 19,172AEGON US HOLDING GRP4688 18,656217.75% 1.43% 94.95%

$25,885,572 20,986MUTUAL OF OMAHA GRP2619 20,986153.34% 1.08% 96.03%

$18,354,881 27,243LIFETIME HLTHCARE GRP118610 27,243239.72% 0.77% 96.80%

$17,173,131 11,324CONTINENTAL GEN INS CO7140411 11,32492.27% 0.72% 97.52%

$11,543,626 4,853AMERIPRISE FIN GRP412 4,853215.08% 0.48% 98.00%

$8,548,291 4,488BCBS OF AL GRP57013 4,488136.72% 0.36% 98.36%

$7,966,153 6,220GUIDEWELL MUT HOLDING GRP53614 6,220235.96% 0.33% 98.70%

$5,943,953 13,241WEA INS CORP7227315 8,21648.60% 0.25% 98.94%

$3,797,652 2,132CNO FINANCIAL GRP23316 2,129330.24% 0.16% 99.10%

$3,637,057 4,344NEW YORK LIFE GRP82617 4,344162.54% 0.15% 99.26%

$2,667,091 1,540HARTFORD FIRE & CAS GRP9118 1248.05% 0.11% 99.37%

$2,127,778 2,339AMERICAN FIDELITY CORP GRP33019 2,33919.75% 0.09% 99.46%

$1,751,723 1,048PREMERA BLUE CROSS GRP96220 1,048161.22% 0.07% 99.53%

$1,577,963 1,764ALLSTATE INS GRP821 1,313610.26% 0.07% 99.60%

$1,436,880 1,644SENTRY INS GRP16922 1,644499.54% 0.06% 99.66%

$1,121,224 2,993PRINCIPAL FIN GRP33223 2,993306.76% 0.05% 99.70%

$1,109,963 669GOLDMAN SACHS GRP389124 669(28.15)% 0.05% 99.75%

$1,092,922 2,521CIGNA HLTH GRP90125 2,521571.23% 0.05% 99.80%

$1,008,079 1,079SENIOR HLTH INS CO OF PA7632526 1,079244.90% 0.04% 99.84%

$975,396 27,859FIDELITY LIFE ASSN A LEGAL RESERVE L6329027 081.42% 0.04% 99.88%

$848,331 639BCBS OF NC GRP75828 639164.00% 0.04% 100.00%

$546,572 87NESTLE SA GRP448329 4188.26% 0.02% 100.00%

$356,568 375AMERICAN ENTERPRISE MUT GRP352730 301(177.03)% 0.01% 100.00%

$275,187 227TIAA FAMILY GRP121631 22766.46% 0.01% 100.00%

$244,315 360BCBS OF NE GRP485832 360724.71% 0.01% 100.00%

$179,802 115ONEAMERICA FIN PARTNERS GRP61933 1459.00% 0.01% 100.00%

© 2018 National Association of Insurance Commissioners 207

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Long-Term Care

$88,631 236ALLIANZ INS GRP76134 236207.43% 0.00% 100.00%

$76,359 120AMERICAN FINANCIAL GRP8435 120235.38% 0.00% 100.00%

$62,344 193HIGHMARK GRP81236 193704.95% 0.00% 100.00%

$53,900 62VOYA FINANCIAL GRP483237 62(181.34)% 0.00% 100.00%

$49,239 27WELLCARE GRP119938 27(63.29)% 0.00% 100.00%

$39,183 26KAISER FOUNDATION GRP60139 26397.89% 0.00% 100.00%

$31,277 94TRUSTMARK MUT HOLDING CO GRP27640 94968.65% 0.00% 100.00%

$23,527 19FORTRESS GRP471641 2704.63% 0.00% 100.00%

$11,522 16AMERICAN INTL GRP1242 161,282.45% 0.00% 100.00%

$7,840 10SAGICOR LIFE INS CO6044543 1055.36% 0.00% 100.00%

$3,679 9PROTECTIVE LIFE INS GRP45844 90.00% 0.00% 100.00%

$3,484 8MINNESOTA MUT GRP86945 39,761.77% 0.00% 100.00%

$899 3HCSC GRP91746 346,870.41% 0.00% 100.00%

$284 3CAMBIA HEALTH SOLUTIONS INC120747 33.87% 0.00% 100.00%

$2,389,010,690 2,421,492GRAND TOTAL 1,140,083110.31% 100.00%

© 2018 National Association of Insurance Commissioners 208

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

$6,101,773,262 2,671,014UNITEDHEALTH GRP7071 2,671,01480.73% 87.18% 87.18%

$146,383,745 63,959AEGON US HOLDING GRP4682 62,37278.54% 2.09% 89.27%

$88,237,312 26,177ANTHEM INC GRP6713 25,27976.23% 1.26% 90.53%

$83,190,780 25,202HARVARD PILGRIM HLTH CARE GRP5954 25,20277.83% 1.19% 91.72%

$62,094,392 20,394BCBS OF MA GRP36375 20,39483.44% 0.89% 92.61%

$57,762,164 17,720AMERICAN ENTERPRISE MUT GRP35276 17,23377.28% 0.83% 93.43%

$47,002,294 13,685PRINCIPAL FIN GRP3327 12,71877.54% 0.67% 94.10%

$40,582,548 15,749PREMERA BLUE CROSS GRP9628 15,74972.26% 0.58% 94.68%

$39,939,059 18,254HIGHMARK GRP8129 17,82170.96% 0.57% 95.25%

$35,458,673 8,275BCBS OF NE GRP485810 8,27571.21% 0.51% 95.76%

$31,622,733 10,560MUTUAL OF OMAHA GRP26111 10,55984.09% 0.45% 96.21%

$30,756,425 11,295CNO FINANCIAL GRP23312 10,99584.39% 0.44% 96.65%

$24,656,242 83,775HARTFORD FIRE & CAS GRP9113 26175.01% 0.35% 97.00%

$20,497,921 8,370BCBS OF KS GRP43014 8,37080.42% 0.29% 97.30%

$18,397,871 8,776TUFTS GRP474215 8,77676.00% 0.26% 97.56%

$17,893,338 8,051BCBS OF MN GRP46116 8,05187.87% 0.26% 97.82%

$17,384,409 7,339BCBS OF RI5347317 7,33975.53% 0.25% 98.06%

$15,729,838 14,748INDEPENDENCE HLTH GRP INC GRP93618 14,26867.34% 0.22% 98.29%

$13,379,163 5,355TORCHMARK CORP GRP29019 5,35567.36% 0.19% 98.48%

$13,091,454 4,787GGC GRP473620 4,77981.92% 0.19% 98.67%

$10,935,174 2,660HCSC GRP91721 2,66070.44% 0.16% 98.82%

$10,213,182 4,427WELLMARK INC GRP77022 4,42768.67% 0.15% 98.97%

$9,950,101 5,760AETNA GRP123 5,76078.48% 0.14% 99.11%

$9,290,604 3,515LIFETIME HLTHCARE GRP118624 3,51567.43% 0.13% 99.24%

$8,836,770 4,679HEARTLAND NATL LIFE INS CO6621425 4,67989.07% 0.13% 99.37%

$8,642,531 2,764AMERICAN NATL FIN GRP40826 2,76479.95% 0.12% 99.49%

$5,490,100 1,991CIGNA HLTH GRP90127 3173.60% 0.08% 99.57%

$3,840,774 1,964SANFORD HLTH GRP124628 1,964108.61% 0.05% 99.63%

$3,120,952 1,258EDUCATORS MUT GRP12629 2556.32% 0.04% 99.67%

$3,028,305 833AMERCO CORP GRP57430 83373.74% 0.04% 99.71%

$2,866,050 1,697MERCY HLTH CORP GRP359531 1,69794.48% 0.04% 99.76%

$2,764,732 1,493TENNESSEE RURAL HLTH GRP467732 1,49378.18% 0.04% 99.80%

$2,698,890 1,126AMALGAMATED LIFE & HLTH INS CO6020833 1,00755.05% 0.04% 99.83%

© 2018 National Association of Insurance Commissioners 209

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Supplement (Medigap)

$2,273,223 776MEDICAL MUT OF OH GRP73034 77677.98% 0.03% 99.87%

$1,496,294 699CAMBIA HEALTH SOLUTIONS INC120735 69971.68% 0.02% 99.89%

$1,302,002 364BCBS OF TN GRP349836 36463.24% 0.02% 100.00%

$1,171,457 444PHYSICIANS MUT GRP36737 44470.60% 0.02% 100.00%

$1,139,162 408ISMIE GRP235838 40858.26% 0.02% 100.00%

$1,115,560 581BCBS OF VT GRP474539 58166.70% 0.02% 100.00%

$869,279 217CONTINENTAL GEN INS CO7140440 21785.98% 0.01% 100.00%

$600,312 201WISCONSIN PHYSICIANS SERV INS GRP6841 20190.71% 0.01% 100.00%

$394,997 115WELLCARE GRP119942 11587.63% 0.01% 100.00%

$272,433 74GUARANTEE TRUST GRP68743 7454.91% 0.00% 100.00%

$241,477 88GENERAL ELECTRIC GRP35044 8871.99% 0.00% 100.00%

$216,776 73AFLAC GRP37045 7375.90% 0.00% 100.00%

$204,237 93UNION LABOR GRP78146 9312.14% 0.00% 100.00%

$119,651 67RENOWN HLTH GRP479147 67164.73% 0.00% 100.00%

$112,412 73ALLIANZ INS GRP76148 73163.80% 0.00% 100.00%

$88,785 44FARMERS INS GRP6949 266.21% 0.00% 100.00%

$6,374 2MISSISSIPPI INS GRP112650 211.30% 0.00% 100.00%

$5,640 3VOYA FINANCIAL GRP483251 3216.51% 0.00% 100.00%

$5,240 1AMERICAN INTL GRP1252 1723.38% 0.00% 100.00%

$4,488 4CUNA MUT GRP30653 425.87% 0.00% 100.00%

$1,235 2PRIMERICA GRP475054 20.00% 0.00% 100.00%

$891 1GREAT WEST GRP76955 1469.02% 0.00% 100.00%

$6,999,153,310 3,081,982GRAND TOTAL 2,989,95380.30% 100.00%

© 2018 National Association of Insurance Commissioners 210

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Federal Employees Health Benefit Plans

$8,461,884,783 1,297,622ANTHEM INC GRP6711 593,86494.25% 22.37% 22.37%

$4,838,358,584 795,150HCSC GRP9172 367,35396.38% 12.79% 35.16%

$3,702,785,122 632,248CAREFIRST INC GRP3803 318,74994.65% 9.79% 44.95%

$2,285,079,507 393,135GUIDEWELL MUT HOLDING GRP5364 200,29893.44% 6.04% 50.99%

$1,631,768,941 247,745KAISER FOUNDATION GRP6015 124,34986.56% 4.31% 55.30%

$1,574,644,110 252,284AETNA GRP16 120,72389.50% 4.16% 59.46%

$1,379,498,213 309,130HIGHMARK GRP8127 157,01793.88% 3.65% 63.11%

$1,045,430,316 217,359CAMBIA HEALTH SOLUTIONS INC12078 104,70893.60% 2.76% 65.87%

$1,012,295,797 164,096BCBS OF NC GRP7589 81,27593.16% 2.68% 68.55%

$809,441,248 126,622BCBS OF NJ GRP120210 61,25193.82% 2.14% 70.69%

$778,666,204 145,015BCBS OF AL GRP57011 71,77395.52% 2.06% 72.75%

$734,475,486 115,721BCBS OF MA GRP363712 56,74896.39% 1.94% 74.69%

$704,329,013 143,098PREMERA BLUE CROSS GRP96213 68,27295.41% 1.86% 76.55%

$674,355,465 100,838BCBS OF TN GRP349814 49,10192.23% 1.78% 78.33%

$596,502,210 112,003BCBS OF MI GRP57215 52,10291.49% 1.58% 79.91%

$594,174,772 110,689BCBS OF AZ INC5358916 51,18891.73% 1.57% 81.48%

$550,109,802 78,899BCBS OF MN GRP46117 36,52792.02% 1.45% 82.93%

$517,191,944 81,375BCBS OF SC GRP66118 40,98793.93% 1.37% 84.30%

$441,619,329 70,325UNITEDHEALTH GRP70719 36,96480.76% 1.17% 85.47%

$406,330,707 69,572LOUISIANA HLTH SERV GRP43820 32,47592.20% 1.07% 86.54%

$371,382,257 74,409WELLMARK INC GRP77021 34,56893.02% 0.98% 87.52%

$339,102,274 66,206HAWAII MEDICAL SERV ASSN4994822 33,23290.68% 0.90% 88.42%

$330,182,371 64,920MISSISSIPPI INS GRP112623 32,12594.68% 0.87% 89.29%

$321,335,325 44,438BCBS OF KC GRP53724 21,31594.10% 0.85% 90.14%

$297,218,569 77,547INDEPENDENCE HLTH GRP INC GRP93625 42,101103.99% 0.79% 90.93%

$293,675,258 219,385HUMANA GRP11926 98,87582.22% 0.78% 91.71%

$278,957,480 31,104EMBLEM HLTH GRP112727 21,34097.01% 0.74% 92.44%

$268,456,102 92,293CAPITAL BLUE CROSS GRP123028 38,78894.85% 0.71% 93.15%

$256,172,873 52,035ARKANSAS BCBS GRP87629 24,93790.59% 0.68% 93.83%

$225,720,741 34,987BCBS OF NE GRP485830 15,72893.97% 0.60% 94.43%

$223,767,798 44,709BCBS OF KS GRP43031 21,07589.20% 0.59% 95.02%

$162,054,216 48,809TRIPLE S GRP480232 48,80992.07% 0.43% 95.45%

$154,780,859 32,051LIFETIME HLTHCARE GRP118633 15,45091.69% 0.41% 95.86%

© 2018 National Association of Insurance Commissioners 211

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Federal Employees Health Benefit Plans

$139,197,879 34,666MVP GRP119834 19,31894.91% 0.37% 96.22%

$135,569,995 34,448BLUE CROSS OF ID GRP129035 15,82792.38% 0.36% 96.58%

$119,259,797 15,939HENRY FORD HLTH SYSTEM GRP131136 8,72095.00% 0.32% 96.90%

$112,993,879 19,736NORIDIAN MUT INS CO5589137 8,96594.26% 0.30% 97.20%

$108,884,817 22,283BCBS OF RI5347338 11,19294.05% 0.29% 97.48%

$95,953,402 16,861BCBS OF WY5376739 7,99693.44% 0.25% 97.74%

$83,180,947 14,478BCBS OF VT GRP474540 6,92395.31% 0.22% 97.96%

$81,061,044 10,475INDEPENDENT HLTH ASSN GRP489441 6,54391.90% 0.21% 98.17%

$80,060,087 241,490DENTEGRA GRP247942 120,29080.37% 0.21% 98.38%

$77,780,522 11,635PRESBYTERIAN HLTHCARE SERV GRP48143 5,58687.54% 0.21% 98.59%

$71,385,471 10,215UPMC HLTH SYSTEM GRP132444 5,91388.32% 0.19% 98.78%

$70,839,784 27,062HEALTH NOW NY INC5520445 11,89783.56% 0.19% 98.96%

$58,580,678 8,873CDPHP INC GRP470846 5,32195.48% 0.15% 99.12%

$53,141,436 11,553HEALTHPARTNERS GRP125847 6,53094.56% 0.14% 99.26%

$45,537,976 11,222IHC INC GRP88048 3,52790.11% 0.12% 99.38%

$30,663,669 3,627DEAN HLTH GRP129449 2,02984.78% 0.08% 99.46%

$28,792,886 3,776GROUP HLTH COOP OF S CENTRAL WI9531150 2,19197.09% 0.08% 99.54%

$25,256,245 2,874MEDICAL MUT OF OH GRP73051 1,894104.69% 0.07% 99.60%

$24,244,593 2,689CENTENE CORP GRP129552 1,76284.26% 0.06% 99.67%

$24,054,237 3,147AVMED INC9526353 1,63776.89% 0.06% 99.73%

$21,169,442 3,650SPECTRUM HLTH GRP338354 1,569110.80% 0.06% 99.79%

$16,865,886 3,254SENTARA HLTH MGMT GRP118355 1,610106.41% 0.04% 99.83%

$14,328,685 1,685AULTMAN HLTH FOUNDATION GRP480556 1,00879.21% 0.04% 99.87%

$13,628,292 1,995CARLE HOLDING CO GRP119257 1,27489.80% 0.04% 100.00%

$9,314,137 1,763GLOBALHEALTH INC1366758 82387.35% 0.02% 100.00%

$7,087,226 1,584SCOTT & WHITE GRP60059 72297.06% 0.02% 100.00%

$6,958,240 969GEISINGER INS GRP114360 59783.23% 0.02% 100.00%

$5,638,839 889UNION HLTH SERV INC5255361 197.59% 0.01% 100.00%

$2,599,863 557CATHOLIC HLTH INITIATIVES GRP480762 24879.31% 0.01% 100.00%

$2,218,942 7,639OREGON DENTAL GRP131363 4,21492.53% 0.01% 100.00%

$1,384,000 177MERCY HLTH CORP GRP359564 17784.03% 0.00% 100.00%

$388,920 66VANGUARD HLTH VENTURES GRP121265 35111.75% 0.00% 100.00%

$37,829,769,492 6,877,096GRAND TOTAL 3,340,40693.46% 100.00%

© 2018 National Association of Insurance Commissioners 212

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Tricare

$31,438,378 0DELTA DENTAL PLAN OF MO GRP36801 098.49% 44.97% 44.97%

$16,453,569 49,165OREGON DENTAL GRP13132 26,91399.38% 23.54% 68.50%

$11,026,994 0CORVESTA GRP47293 098.91% 15.77% 84.28%

$10,991,987 25,530ASSURANT INC GRP194 13,43759.77% 15.72% 100.00%

$69,910,928 74,695GRAND TOTAL 40,35092.68% 100.00%

© 2018 National Association of Insurance Commissioners 213

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

$4,406,258,227 9,130,090METROPOLITAN GRP2411 62,51179.04% 18.68% 18.68%

$2,015,925,369 5,263,197GUARDIAN LIFE GRP4292 2,741,26265.96% 8.55% 27.23%

$1,772,281,428 4,961,652AETNA GRP13 2,454,10880.13% 7.52% 34.75%

$1,609,479,508 4,868,663CIGNA HLTH GRP9014 79,73378.93% 6.82% 41.57%

$1,490,911,448 4,873,983DENTEGRA GRP24795 1,955,38873.77% 6.32% 47.90%

$1,407,972,685 4,769,053RENAISSANCE HLTH SERV CORP GRP4776 2,689,65782.33% 5.97% 53.87%

$1,170,724,695 4,671,810HIGHMARK GRP8127 2,487,04590.32% 4.96% 58.83%

$920,294,133 2,671,539UNITEDHEALTH GRP7078 1,482,80471.99% 3.90% 62.73%

$707,059,430 1,853,449PRINCIPAL FIN GRP3329 1,003,95764.40% 3.00% 65.73%

$635,187,467 1,727,250ANTHEM INC GRP67110 931,22769.63% 2.69% 68.42%

$573,993,245 870,477AMERITAS MUT HOLDING GRP94311 23,77767.15% 2.43% 70.86%

$556,741,377 1,948,562HUMANA GRP11912 1,063,58968.49% 2.36% 73.22%

$459,248,154 1,006,000DELTA DENTAL OF WA4734113 4,70783.69% 1.95% 75.17%

$360,682,243 1,045,495ASSURANT INC GRP1914 548,71266.01% 1.53% 76.70%

$302,578,663 623,037BCBS OF MA GRP363715 311,28675.92% 1.28% 77.98%

$258,977,141 400,490LINCOLN NATL GRP2016 6,20069.32% 1.10% 79.08%

$251,403,422 516,441DENTAQUEST GRP451217 3,33176.03% 1.07% 80.14%

$223,538,449 652,706CORVESTA GRP472918 347,13778.32% 0.95% 81.09%

$200,250,594 525,184DELTA DENTAL OF WI GRP384919 241,36581.55% 0.85% 81.94%

$193,182,211 656,438BCBS OF SC GRP66120 359,22571.87% 0.82% 82.76%

$192,756,266 635,941HCSC GRP91721 339,18968.84% 0.82% 83.58%

$183,558,350 84,056KAISER FOUNDATION GRP60122 58,97582.42% 0.78% 84.35%

$154,359,338 536,288DELTA DENTAL PLAN OF MO GRP368023 308,99775.12% 0.65% 85.01%

$153,867,639 517,370COLORADO DENTAL SERV INC5587524 6,03579.51% 0.65% 85.66%

$153,586,060 490,468BCBS OF NJ GRP120225 233,35272.57% 0.65% 86.31%

$152,017,954 453,162DELTA DENTAL OF RI GRP157126 6,25178.28% 0.64% 86.96%

$142,507,764 600,641EMBLEM HLTH GRP112727 278,52788.26% 0.60% 87.56%

$140,125,417 263,924MEIJI YASUDA LIFE INS GRP134828 185,49368.52% 0.59% 88.16%

$139,534,403 373,576DELTA DENTAL OF OK5393729 312,36482.45% 0.59% 88.75%

$133,937,540 300,451NORTHEAST DELTA DENTAL GRP476330 157,50077.20% 0.57% 89.32%

$129,230,767 308,010WILLAMETTE DENTAL GRP350331 140,25591.22% 0.55% 89.86%

$120,131,063 396,231BCBS OF TN GRP349832 214,17176.67% 0.51% 90.37%

$114,279,920 691,344UNUM GRP56533 368,80771.14% 0.48% 90.86%

© 2018 National Association of Insurance Commissioners 214

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

$109,212,443 372,383DELTA DENTAL PLAN OF AR INC4715534 199,16576.88% 0.46% 91.32%

$109,183,117 76,979CAREFIRST INC GRP38035 39,67571.31% 0.46% 91.78%

$107,116,089 384,107BCBS OF AL GRP57036 195,52571.11% 0.45% 92.24%

$85,438,127 16,193BCBS OF MI GRP57237 7,13679.08% 0.36% 92.60%

$83,699,405 253,792DELTA DENTAL OF KS GRP463838 142,04278.34% 0.35% 92.96%

$71,372,939 78,177OREGON DENTAL GRP131339 42,81078.46% 0.30% 93.26%

$69,846,357 223,228DENTAL CARE PLUS INC9626540 111,08675.07% 0.30% 93.55%

$63,308,104 144,233CAMBIA HEALTH SOLUTIONS INC120741 78,24979.28% 0.27% 93.82%

$62,583,964 540,088DELTA DENTAL PLAN OF AZ GRP365842 255,06876.04% 0.27% 94.09%

$62,143,163 180,438TOKIO MARINE HOLDINGS INC GRP309843 3,41066.68% 0.26% 94.35%

$61,937,802 183,311LIFETIME HLTHCARE GRP118644 88,73073.42% 0.26% 94.61%

$61,187,272 341,348DENTCARE DELIVERY SYSTEMS INC4711245 207,50184.44% 0.26% 94.87%

$56,708,123 143,411NATIONAL GUARDIAN LIFE INS GRP121146 73,03167.73% 0.24% 95.11%

$54,290,505 132,282CAPITAL BLUE CROSS GRP123047 3,90177.91% 0.23% 95.34%

$54,008,093 139,982DELTA DENTAL PLAN OF SD5409748 081.58% 0.23% 95.57%

$50,941,493 150,640MUTUAL OF OMAHA GRP26149 82,24772.14% 0.22% 95.79%

$50,868,775 121,720PHYSICIANS MUT GRP36750 103,20658.39% 0.22% 96.01%

$50,757,330 179,720GUIDEWELL MUT HOLDING GRP53651 98,86269.26% 0.22% 96.22%

$45,622,821 139,716BCBS OF KS GRP43052 70,66580.54% 0.19% 96.41%

$45,560,896 137,164SUN LIFE ASSUR CO OF CN GRP54953 2,56761.39% 0.19% 96.61%

$43,264,030 114,812DELTA DENTAL PLAN OF ID INC4779154 56,56679.14% 0.18% 96.79%

$36,138,808 91,189BCBS OF NC GRP75855 47,73168.05% 0.15% 96.94%

$36,054,811 0HAWAII MEDICAL SERV ASSN4994856 071.91% 0.15% 97.10%

$33,345,951 151,129NEVADA DENTAL BENEFITS LTD1381357 151,12977.53% 0.14% 97.24%

$30,437,026 76,346KANSAS CITY LIFE INS GRP58858 42,12965.99% 0.13% 97.37%

$29,141,696 0ARKANSAS BCBS GRP87659 072.50% 0.12% 97.49%

$28,313,766 61,208PREMERA BLUE CROSS GRP96260 33,35877.69% 0.12% 97.61%

$25,316,632 7,213BLUE CROSS OF ID GRP129061 2,01179.52% 0.11% 97.72%

$25,296,090 85,113LOUISIANA HLTH SERV GRP43862 47,29674.33% 0.11% 97.83%

$24,811,189 93,015EDUCATORS MUT GRP12663 94472.25% 0.11% 97.93%

$24,763,780 73,939WELLMARK INC GRP77064 37,28675.93% 0.11% 98.04%

$22,448,167 57,008BEST LIFE & HLTH INS CO9063865 33,02266.58% 0.10% 98.13%

$22,040,250 60,158NORIDIAN MUT INS CO5589166 28,23188.65% 0.09% 98.22%

© 2018 National Association of Insurance Commissioners 215

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

$18,610,947 14,441PACIFICSOURCE HLTH PLAN GRP470467 34,11284.01% 0.08% 98.30%

$16,785,434 48,139BCBS OF RI5347368 24,74770.97% 0.07% 98.37%

$16,595,700 41,601GENEVE HOLDINGS INC GRP45069 19,13839.93% 0.07% 98.44%

$15,981,894 36,025MINNESOTA MUT GRP86970 20,46965.27% 0.07% 98.51%

$15,960,442 36,082NATIONWIDE CORP GRP14071 39,65464.76% 0.07% 98.58%

$15,825,054 50,137M MELE GRP488172 1071.68% 0.07% 98.65%

$15,421,438 342,066HEALTHPARTNERS GRP125873 162,89082.48% 0.07% 98.71%

$14,764,518 58,063AMERICAN NATL FIN GRP40874 29,77853.66% 0.06% 98.78%

$14,494,288 148,130SOLSTICE GRP486675 91673.68% 0.06% 98.84%

$14,374,988 33,611NIPPON LIFE INS CO OF AMER8126476 16,02274.19% 0.06% 98.90%

$14,020,993 705,331BCS INS GRP2377 308,62322.69% 0.06% 98.96%

$13,766,689 40,047DELTA DENTAL PLAN OF WY1520078 95979.57% 0.06% 99.02%

$13,638,067 29,749WISCONSIN PHYSICIANS SERV INS GRP6879 22073.31% 0.06% 99.07%

$12,420,643 44,010AMERICAN INTL GRP1280 23,16361.67% 0.05% 99.13%

$11,905,847 43,217BCBS OF KC GRP53781 22,85680.75% 0.05% 99.18%

$10,522,189 33,981WESTBRIDGE CAPITAL GRP83982 19,10444.92% 0.04% 99.22%

$10,173,819 46,210AEGON US HOLDING GRP46883 27,20152.96% 0.04% 99.26%

$9,906,504 28,981MEDICAL MUT OF OH GRP73084 15,11171.49% 0.04% 99.31%

$9,645,785 26,848IHC INC GRP88085 10,02674.63% 0.04% 99.35%

$9,249,309 21,093AMERICAN ENTERPRISE MUT GRP352786 21,09363.24% 0.04% 99.39%

$8,519,741 34,051LIBERTY DENTAL PLAN GRP469287 16770.01% 0.04% 99.42%

$7,907,275 17,017FEDERATED MUT GRP788 8,00084.57% 0.03% 99.46%

$7,815,838 0CITIZENS SECURITY LIFE INS CO6192189 063.15% 0.03% 99.49%

$7,508,305 11,448DENTAL HLTH SERV4749090 21937.48% 0.03% 99.52%

$7,127,073 1,583HEALTH NOW NY INC5520491 86676.72% 0.03% 99.55%

$6,973,595 30,871DELTA DENTAL PLAN OF NJ GRP291892 14,56282.09% 0.03% 99.58%

$6,713,649 0UNIVERSITY HLTH ALLIANCE4795393 077.72% 0.03% 99.61%

$6,684,337 19,289SHELTERPOINT GRP INC480394 10,61565.63% 0.03% 99.64%

$6,624,084 58,242EMPLOYERS DENTAL SERV5309095 2,22952.69% 0.03% 99.67%

$6,060,561 25,370ATLANTIC SOUTHERN DENTAL FOUND1121796 1079.58% 0.03% 99.69%

$5,019,296 222,924HEALTHPLEX GRP8597 213,213583.41% 0.02% 99.71%

$4,830,635 14,371TOWN & COUNTRY LIFE INS CO7767498 23164.95% 0.02% 99.73%

$4,586,147 15,974MISSISSIPPI INS GRP112699 9,63472.88% 0.02% 99.75%

© 2018 National Association of Insurance Commissioners 216

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Dental

$4,506,057 0INDEPENDENCE HLTH GRP INC GRP936100 035.39% 0.02% 99.77%

$3,768,797 0ISLAND HOME INS CO31658101 080.31% 0.02% 99.79%

$3,200,441 15,121GOLDEN DENTAL PLANS INC11113102 7,00665.68% 0.01% 99.80%

$3,030,817 8,523BCBS OF WY53767103 4,83777.95% 0.01% 99.81%

$3,014,323 437BCBS OF MN GRP461104 43768.44% 0.01% 99.83%

$2,557,556 19,252AMERICAN FIDELITY CORP GRP330105 13,77450.15% 0.01% 99.84%

$2,519,914 8,690AXA INS GRP968106 4,578115.46% 0.01% 99.85%

$2,345,509 6,776LIFE INS CO OF AL65412107 3,87263.24% 0.01% 99.86%

$2,329,096 5,647BCBS OF AZ INC53589108 3,19752.06% 0.01% 99.87%

$2,313,498 9,534AULTMAN HLTH FOUNDATION GRP4805109 4,06365.19% 0.01% 99.88%

$1,986,141 3,008SENTRY INS GRP169110 1,94553.53% 0.01% 99.89%

$1,785,373 6,858AMTRUST NGH GRP2538111 4,43338.70% 0.01% 99.89%

$1,660,883 3,334LIBERTY UNION LIFE ASSUR CO66753112 1,97655.54% 0.01% 100.00%

$1,576,471 3,716FIDELITY SECURITY GRP451113 2,30324.64% 0.01% 100.00%

$1,543,000 366NETCARE LIFE & HLTH INS CO60246114 1192.82% 0.01% 100.00%

$1,522,630 3,040TIMBER PRODUCTS MANUFACTURERS TRUST12239115 070.44% 0.01% 100.00%

$1,436,806 2,991WESTERN GROCERS EMPLOYEE BENEFIT TRU12339116 072.19% 0.01% 100.00%

$1,430,297 2,324PIONEER EDUCATORS HLTH TRUST12619117 086.56% 0.01% 100.00%

$1,394,817 225ASSURITY GRP4862118 10172.38% 0.01% 100.00%

$1,373,100 5,858MVP GRP1198119 3,19056.00% 0.01% 100.00%

$1,336,274 3,520BLUE SHIELD OF CA GRP2798120 2,20168.30% 0.01% 100.00%

$1,313,312 1,100PAN AMER LIFE GRP525121 85837.83% 0.01% 100.00%

$1,224,607 2,139TRUSTMARK MUT HOLDING CO GRP276122 1,32966.54% 0.01% 100.00%

$1,160,526 1,602PREFERRED INS GRP4819123 1,60249.21% 0.00% 100.00%

$1,087,974 5,312AFLAC GRP370124 3,69522.86% 0.00% 100.00%

$780,193 4,636HEALTHMARKETS GRP264125 2,91045.66% 0.00% 100.00%

$23,582,511,732 65,936,592GRAND TOTAL 24,836,61876.00% 100.00%

© 2018 National Association of Insurance Commissioners 217

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare

$13,199,486,889 1,135,761UNITEDHEALTH GRP7071 1,135,76185.08% 45.53% 45.53%

$5,166,914,978 440,117HUMANA GRP1192 440,11788.33% 17.82% 63.35%

$2,578,485,892 257,439KAISER FOUNDATION GRP6013 236,66296.90% 8.89% 72.25%

$1,929,066,325 158,056BCBS OF MI GRP5724 148,92386.23% 6.65% 78.90%

$1,185,749,132 91,817HIGHMARK GRP8125 91,81780.28% 4.09% 82.99%

$882,261,634 80,771CIGNA HLTH GRP9016 80,77183.75% 3.04% 86.03%

$869,414,287 65,782EMBLEM HLTH GRP11277 59,05099.53% 3.00% 89.03%

$388,675,237 32,721HENRY FORD HLTH SYSTEM GRP13118 32,72183.22% 1.34% 90.37%

$349,954,703 28,869LIFETIME HLTHCARE GRP11869 28,86981.73% 1.21% 91.58%

$347,545,409 26,749HCSC GRP91710 26,74981.42% 1.20% 92.78%

$336,406,730 25,727MVP GRP119811 25,72789.62% 1.16% 93.94%

$217,162,699 20,568GUIDEWELL MUT HOLDING GRP53612 18,65390.64% 0.75% 94.69%

$187,461,716 13,940CDPHP INC GRP470813 13,93382.82% 0.65% 95.34%

$185,704,924 14,773TUFTS GRP474214 14,77391.82% 0.64% 95.98%

$174,447,238 27,832RENOWN HLTH GRP479115 27,83292.46% 0.60% 96.58%

$160,627,011 17,453SPECTRUM HLTH GRP338316 10,79088.18% 0.55% 97.13%

$157,282,393 21,007ANTHEM INC GRP67117 21,00781.57% 0.54% 97.68%

$111,898,361 6,498INDEPENDENCE HLTH GRP INC GRP93618 6,49883.66% 0.39% 98.06%

$97,605,164 13,908AULTMAN HLTH FOUNDATION GRP480519 6,69498.07% 0.34% 98.40%

$85,186,005 8,364HOPKINS HLTH ADVANTAGE INC1570020 1108.64% 0.29% 98.69%

$70,777,222 13,652BCBS OF MN GRP46121 13,65278.29% 0.24% 98.94%

$68,244,167 6,511CAMBIA HEALTH SOLUTIONS INC120722 6,51190.49% 0.24% 99.17%

$59,826,682 4,769CAPITAL BLUE CROSS GRP123023 4,769115.06% 0.21% 99.38%

$52,976,072 5,000PIEDMONT COMM HLTH GRP484524 5,00093.07% 0.18% 99.56%

$44,084,502 3,283BCBS OF RI5347325 3,28387.35% 0.15% 99.71%

$36,267,040 2,300BCBS OF TN GRP349826 2,30077.51% 0.13% 99.84%

$15,624,848 1,375VANGUARD HLTH VENTURES GRP121227 1,37578.82% 0.05% 99.89%

$14,616,186 1,251PACIFICSOURCE HLTH PLAN GRP470428 1,25189.31% 0.05% 100.00%

$11,858,082 1,146BCBS OF KC GRP53729 1,146126.72% 0.04% 100.00%

$2,275,570 398HEALTHPARTNERS UNITYPOINT HLTH INC1588830 39899.97% 0.01% 100.00%

$1,501,915 263HEALTHPARTNERS GRP125831 26363.01% 0.01% 100.00%

$1,142,709 1,893UNION HLTH SERV INC5255332 1255.67% 0.00% 100.00%

$28,990,506,139 2,529,993GRAND TOTAL 2,467,29787.23% 100.00%

© 2018 National Association of Insurance Commissioners 218

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Medicare Part D - Stand-Alone

$182,474,516 135,523EXPRESS SCRIPTS HOLDING GRP48131 135,52381.07% 19.19% 19.19%

$133,723,728 0EMBLEM HLTH GRP11272 057.64% 14.06% 33.25%

$118,363,100 57,542BCBS OF MA GRP36373 57,54284.43% 12.45% 45.70%

$102,721,070 108,974MAGELLAN HLTH INC GRP12604 108,974100.43% 10.80% 56.50%

$84,596,108 203,239UNITEDHEALTH GRP7075 203,23946.20% 8.90% 65.40%

$50,987,896 56,601CIGNA HLTH GRP9016 56,60170.64% 5.36% 70.76%

$48,302,975 30,973BCBS OF MN GRP4617 30,97392.98% 5.08% 75.84%

$39,173,738 24,291ANTHEM INC GRP6718 24,29179.81% 4.12% 79.96%

$35,091,150 16,741AEGON US HOLDING GRP4689 16,74147.78% 3.69% 83.65%

$20,073,955 9,858HUMANA GRP11910 9,85872.83% 2.11% 85.76%

$19,950,851 5,390LIFETIME HLTHCARE GRP118611 5,39084.05% 2.10% 87.86%

$19,583,401 10,803ENVISION INS CO1274712 10,80381.06% 2.06% 89.92%

$16,792,977 9,336HCSC GRP91713 9,33670.82% 1.77% 91.69%

$16,597,813 5,872CVS CAREMARK GRP466714 5,87245.53% 1.75% 93.43%

$10,200,480 3,921INDEPENDENCE HLTH GRP INC GRP93615 3,92152.62% 1.07% 94.50%

$9,660,195 3,441BCBS OF RI5347316 3,44166.32% 1.02% 95.52%

$9,650,656 3,189BCBS OF MI GRP57217 3,18968.71% 1.01% 96.53%

$9,474,516 9,384TUFTS GRP474218 9,38483.09% 1.00% 97.53%

$8,442,362 5,981WELLMARK INC GRP77019 5,98189.74% 0.89% 98.42%

$3,788,557 1,824CAPITAL BLUE CROSS GRP123020 1,82479.20% 0.40% 98.82%

$2,748,344 1,690CAMBIA HEALTH SOLUTIONS INC120721 1,69057.24% 0.29% 99.11%

$2,726,710 2,966HIGHMARK GRP81222 2,966106.25% 0.29% 99.39%

$2,497,341 1,166ARKANSAS BCBS GRP87623 1,16677.35% 0.26% 99.66%

$1,496,647 796EDUCATORS MUT GRP12624 295.84% 0.16% 99.81%

$1,170,132 344MVP GRP119825 344114.61% 0.12% 100.00%

$395,342 415BCBS OF SC GRP66126 41581.90% 0.04% 100.00%

$176,751 1,281ASSURANT INC GRP1927 1,28137.54% 0.02% 100.00%

$35,706 19SPECTRUM HLTH GRP338328 1999.32% 0.00% 100.00%

$950,897,017 711,560GRAND TOTAL 710,76674.59% 100.00%

© 2018 National Association of Insurance Commissioners 219

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Group Care

$920,353,622 772,122UPMC HLTH SYSTEM GRP13241 772,12285.76% 16.07% 16.07%

$613,064,452 3,625AMERICAN INTL GRP122 29,11666.44% 10.71% 26.78%

$503,314,758 656,547MAGELLAN HLTH INC GRP12603 439,97590.53% 8.79% 35.57%

$393,986,916 0CHUBB LTD GRP6264 052.83% 6.88% 42.45%

$337,358,335 629,311NESTLE SA GRP44835 5,18583.90% 5.89% 48.34%

$251,756,473 1,038,394METROPOLITAN GRP2416 11,64034.39% 4.40% 52.73%

$243,558,405 5,780,862HIGHMARK GRP8127 3,662,92679.33% 4.25% 56.99%

$238,785,152 358,253AEGON US HOLDING GRP4688 197,97751.48% 4.17% 61.16%

$164,461,635 83,923TORCHMARK CORP GRP2909 82,65676.22% 2.87% 64.03%

$161,779,697 79,760HARTFORD FIRE & CAS GRP9110 38272.55% 2.83% 66.85%

$159,895,036 1,059,000UNITEDHEALTH GRP70711 832,32963.05% 2.79% 69.64%

$134,449,767 0AHF GRP483312 088.63% 2.35% 71.99%

$121,339,348 1,175,419ANTHEM INC GRP67113 617,60276.77% 2.12% 74.11%

$104,720,816 0INTACT FINANCIAL GRP490414 029.29% 1.83% 75.94%

$99,412,425 170,596BCBS OF SC GRP66115 114,60442.60% 1.74% 77.68%

$99,155,059 257,166UNUM GRP56516 9,51638.39% 1.73% 79.41%

$77,013,145 449,343AFLAC GRP37017 303,53642.39% 1.34% 80.75%

$75,053,135 117,053FIDELITY SECURITY GRP45118 75,16448.30% 1.31% 82.06%

$63,870,017 33,774TUFTS GRP474219 33,77483.93% 1.12% 83.18%

$61,605,924 43,270UNION HLTH SERV INC5255320 3105.53% 1.08% 84.25%

$61,388,477 0HEALTHPARTNERS GRP125821 099.09% 1.07% 85.33%

$59,855,918 383,288ALLSTATE INS GRP822 213,33853.06% 1.05% 86.37%

$58,784,419 0UNIVERSITY HLTH ALLIANCE4795323 057.58% 1.03% 87.40%

$49,729,984 54,853CIGNA HLTH GRP90124 64474.65% 0.87% 88.27%

$42,419,751 100,390NATIONWIDE CORP GRP14025 79,80944.68% 0.74% 89.01%

$39,251,467 0MEDICA GRP155226 00.00% 0.69% 89.69%

$37,532,565 356,154BCS INS GRP2327 216,20949.53% 0.66% 90.35%

$30,915,699 569,972ASSURANT INC GRP1928 328,49858.13% 0.54% 90.89%

$29,957,604 44,651AMFIRST HOLDINGS GRP471929 25,48552.64% 0.52% 91.41%

$28,602,871 5,421BCBS OF MI GRP57230 2,38992.33% 0.50% 91.91%

$28,393,894 16,181GENEVE HOLDINGS INC GRP45031 14,23691.27% 0.50% 92.41%

$27,808,718 76,393BCBS OF MA GRP363732 41,89971.13% 0.49% 92.89%

$24,946,032 53,747CAREFIRST INC GRP38033 25,87776.85% 0.44% 93.33%

© 2018 National Association of Insurance Commissioners 220

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Group Care

$24,847,505 0BALDWIN & LYONS GRP86734 067.96% 0.43% 93.76%

$23,606,451 16,661PAN AMER LIFE GRP52535 1,77372.60% 0.41% 94.17%

$21,902,604 398,318BCBS OF TN GRP349836 201,32463.79% 0.38% 94.56%

$18,318,532 979,831EMBLEM HLTH GRP112737 477,9564.56% 0.32% 94.88%

$18,218,916 2,081UNIFIED LIFE INS CO1112138 2,08188.27% 0.32% 95.19%

$17,384,623 216,187GUARDIAN LIFE GRP42939 24,48766.57% 0.30% 95.50%

$17,358,418 4,228WESTBRIDGE CAPITAL GRP83940 2,359381.88% 0.30% 95.80%

$17,066,976 13,261GUARANTEE TRUST GRP68741 7,55348.65% 0.30% 96.10%

$14,631,542 425,611ARCH INS GRP127942 208,43051.81% 0.26% 96.35%

$14,136,095 177,123AMEX ASSUR CO2792843 127,84721.64% 0.25% 96.60%

$13,891,079 7,273AMERICAN NATL FIN GRP40844 4,70663.68% 0.24% 96.84%

$11,759,090 0DELTA DENTAL OF KS GRP463845 085.68% 0.21% 97.05%

$11,603,680 260,516ALLIANZ INS GRP76146 156,51236.62% 0.20% 97.25%

$9,797,450 0HEALTHPARTNERS UNITYPOINT HLTH INC1588847 00.00% 0.17% 97.42%

$9,462,394 111,492BLUE SHIELD OF CA GRP279848 63,45348.69% 0.17% 97.59%

$8,166,637 38,281ARKANSAS BCBS GRP87649 13231.98% 0.14% 97.73%

$7,519,220 127,175SHELTERPOINT GRP INC480350 63,45154.04% 0.13% 97.86%

$7,427,000 250HAWAII MGMT ALLIANCE ASSN4833051 20044.72% 0.13% 97.99%

$7,283,156 29,058TOKIO MARINE HOLDINGS INC GRP309852 6941.79% 0.13% 98.12%

$6,808,660 177,676HERITAGE VISION PLANS INC1120453 78,64058.17% 0.12% 98.24%

$6,649,009 87,818DELTA DENTAL PLAN OF AR INC4715554 48,25254.56% 0.12% 98.35%

$6,369,940 39,654HUMANA GRP11955 20,16425.36% 0.11% 98.46%

$6,092,099 11,566AMTRUST NGH GRP253856 7,50745.09% 0.11% 98.57%

$4,263,649 100,894BCBS OF NJ GRP120257 56,45381.60% 0.07% 98.65%

$4,233,431 60,310CAMBIA HEALTH SOLUTIONS INC120758 37,36746.51% 0.07% 98.72%

$3,986,270 22,496BCBS OF AZ INC5358959 0240.92% 0.07% 98.79%

$3,876,220 0GULF GUARANTY GRP94860 048.54% 0.07% 98.86%

$3,645,149 42,251NORIDIAN MUT INS CO5589161 20,66187.30% 0.06% 98.92%

$3,557,064 0TENNESSEE FARMERS GRP69462 1,562,84124.46% 0.06% 98.98%

$3,360,109 44,827HCSC GRP91763 436123.00% 0.06% 99.04%

$3,146,506 352NEW ERA LIFE GRP52064 693.56% 0.05% 99.10%

$2,926,783 5,683HSA HLTH INS CO1574365 2,16257.30% 0.05% 99.15%

$2,815,433 36,607GUIDEWELL MUT HOLDING GRP53666 20,01577.12% 0.05% 99.20%

© 2018 National Association of Insurance Commissioners 221

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Group Care

$2,594,347 5,278KEMPER CORP GRP21567 5,18055.42% 0.05% 99.24%

$2,583,755 5,175MUTUAL OF OMAHA GRP26168 4,533(25.47)% 0.05% 99.29%

$2,562,129 3,027BOSTON MUT GRP58169 90191.52% 0.04% 99.33%

$2,452,836 40,691EDUCATORS MUT GRP12670 43256.46% 0.04% 99.37%

$2,345,008 0LIBERTY UNION LIFE ASSUR CO6675371 033.23% 0.04% 99.42%

$2,186,231 9,082ASSURITY GRP486272 5,58734.31% 0.04% 99.45%

$2,075,210 36,454NORTHEAST DELTA DENTAL GRP476373 69747.11% 0.04% 99.49%

$2,054,719 55,217ROYAL STATE NATL INS CO LTD6855174 583.92% 0.04% 99.53%

$2,033,382 155,679MAPFRE INS GRP41175 1,19228.36% 0.04% 99.56%

$1,929,246 0AMERICAN FIN SECURITY LIFE INS CO6933776 051.63% 0.03% 99.60%

$1,737,518 0CITIZENS SECURITY LIFE INS CO6192177 060.55% 0.03% 99.63%

$1,721,942 13,814MISSISSIPPI INS GRP112678 6,52078.56% 0.03% 99.66%

$1,700,679 4,054BCBS OF MN GRP46179 4,054928.70% 0.03% 99.69%

$1,551,045 5,381TRUSTMARK MUT HOLDING CO GRP27680 5,0921.79% 0.03% 99.71%

$1,405,208 41,394AMERITAS MUT HOLDING GRP94381 6149.11% 0.02% 99.74%

$1,335,770 0GREAT WEST GRP76982 071.39% 0.02% 99.76%

$1,209,741 701FAIRFAX FIN GRP15883 141.41% 0.02% 99.78%

$1,123,561 18,490WISCONSIN PHYSICIANS SERV INS GRP6884 7381.95% 0.02% 99.80%

$1,076,448 0OPTIMUM GRP116785 5,0905.27% 0.02% 99.82%

$1,048,369 0LINCOLN NATL GRP2086 0(618.96)% 0.02% 99.84%

$901,984 911SUMMA HLTH GRP325987 91181.41% 0.02% 99.85%

$833,605 6,071KAISER FOUNDATION GRP60188 2,71853.73% 0.01% 99.87%

$685,883 0CATHOLIC HLTH INITIATIVES GRP480789 00.00% 0.01% 99.88%

$681,251 3,124UNION LABOR GRP78190 2,31861.03% 0.01% 99.89%

$629,636 4,367GENERAL ELECTRIC GRP35091 3,81224.12% 0.01% 100.00%

$571,677 2,915HEALTHMARKETS GRP26492 1,93659.75% 0.01% 100.00%

$568,927 8,325NIPPON LIFE INS CO OF AMER8126493 5,71555.50% 0.01% 100.00%

$543,641 7,040HALLMARK FIN SERV GRP347894 155241.21% 0.01% 100.00%

$540,709 355ECG GRP482695 3118.80% 0.01% 100.00%

$450,629 3,695MEDICAL BENEFITS MUT LIFE INS CO7432296 1,68947.12% 0.01% 100.00%

$368,001 225CROY HALL MGMT GRP133997 11329.80% 0.01% 100.00%

$281,296 0BCBS OF WY5376798 085.97% 0.00% 100.00%

$255,323 0NATIONAL SECURITY GRP31699 28171.67% 0.00% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Group Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Other Group Care

$218,285 4,767CNO FINANCIAL GRP233100 4,76638.10% 0.00% 100.00%

$171,402 189UNITED INS HOLDINGS GRP4830101 18921.45% 0.00% 100.00%

$158,961 7AMERICAN FIDELITY CORP GRP330102 7234.48% 0.00% 100.00%

$155,486 1,947TIMBER PRODUCTS MANUFACTURERS TRUST12239103 052.58% 0.00% 100.00%

$143,853 51CONTINENTAL GEN INS CO71404104 41(11.87)% 0.00% 100.00%

$137,949 1,602JACKSON NATL GRP918105 1,602(3.26)% 0.00% 100.00%

$128,395 527GENWORTH FIN GRP4011106 5273.00% 0.00% 100.00%

$124,387 0CITIZENS GRP612107 0106.97% 0.00% 100.00%

$111,480 1,232CHINA MINSHENG GRP4863108 1,2320.00% 0.00% 100.00%

$96,007 0BCBS OF AL GRP570109 00.00% 0.00% 100.00%

$91,717 877WMI MUT INS CO68420110 42045.24% 0.00% 100.00%

$68,333 21VOYA FINANCIAL GRP4832111 15309.07% 0.00% 100.00%

$66,743 389PHYSICIANS MUT GRP367112 29577.58% 0.00% 100.00%

$49,138 15LIFE INS CO OF AL65412113 98.90% 0.00% 100.00%

$34,178 781TOWN & COUNTRY LIFE INS CO77674114 985.27% 0.00% 100.00%

$33,354 396RENAISSANCE HLTH SERV CORP GRP477115 18981.74% 0.00% 100.00%

$32,790 0MAGNA INS CO61018116 00.00% 0.00% 100.00%

$31,836 110US HLTH & LIFE INS CO INC97772117 149.09% 0.00% 100.00%

$27,909 67SENTRY INS GRP169118 67(34.21)% 0.00% 100.00%

$24,805 352HORACE MANN GRP300119 27736.10% 0.00% 100.00%

$20,161 0USIC GRP3593120 025.93% 0.00% 100.00%

$16,295 0UNDERWRITERS AT LLOYD'S LONDON15642121 053.19% 0.00% 100.00%

$12,594 0UNDERWRITERS AT LLOYDS32727122 0(31,992.87)% 0.00% 100.00%

$11,891 24MINNESOTA MUT GRP869123 5(0.92)% 0.00% 100.00%

$979 5NATIONAL GUARDIAN LIFE INS GRP1211124 570.28% 0.00% 100.00%

$164 7CUNA MUT GRP306125 71,437.20% 0.00% 100.00%

$5,726,642,070 18,251,787GRAND TOTAL 11,402,49669.87% 100.00%

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Accident and Health Policy Experience Report

Other Business

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Market Share for the Top 125 Insurers

Other Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for All Statement Types

Grand Total for Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$2,832,187,963 28,312,045CIGNA HLTH GRP9011 76,75580.44% 15.93% 15.93%

$1,419,482,489 3,384,743UNITEDHEALTH GRP7072 1,107,21984.79% 7.98% 23.91%

$1,205,524,026 4,253,538SUN LIFE ASSUR CO OF CN GRP5493 1,89076.33% 6.78% 30.69%

$1,135,756,296 3,645,740TOKIO MARINE HOLDINGS INC GRP30984 3,20280.92% 6.39% 37.08%

$1,071,563,201 28,733,894ANTHEM INC GRP6715 13,949,86376.66% 6.03% 43.11%

$972,109,656 5,944,699VOYA FINANCIAL GRP48326 2,584,65282.23% 5.47% 48.58%

$865,390,527 10,329,793HIGHMARK GRP8127 5,096,73581.49% 4.87% 53.44%

$823,945,110 2,156,357AETNA GRP18 1,000,30767.06% 4.63% 58.08%

$639,330,717 10,982,191HCSC GRP9179 5,193,99379.48% 3.60% 61.67%

$635,964,528 2,286,070SUMITOMO LIFE INS GRP485510 1,110,01273.99% 3.58% 65.25%

$394,030,371 1,560,958BCBS OF SC GRP66111 860,56476.55% 2.22% 67.47%

$326,103,796 3,095,619BCBS OF MI GRP57212 1,623,85468.44% 1.83% 69.30%

$304,695,383 2,702,389CUNA MUT GRP30613 2,702,38941.89% 1.71% 71.02%

$298,606,163 1,730,000WR BERKLEY CORP GRP9814 66580.33% 1.68% 72.69%

$263,016,775 0SWISS RE GRP18115 059.74% 1.48% 74.17%

$211,400,014 1,171,188BCBS OF MN GRP46116 542,89681.69% 1.19% 75.36%

$191,116,200 5,786,692FAIRFAX FIN GRP15817 65567.23% 1.07% 76.44%

$179,375,920 1,257,346WELLMARK INC GRP77018 577,77583.02% 1.01% 77.45%

$172,589,854 2,757,385MUNICH RE GRP36119 12,27495.94% 0.97% 78.42%

$157,694,326 302,968CHINA MINSHENG GRP486320 226,34970.89% 0.89% 79.30%

$141,262,009 480,607MEDICAL MUT OF OH GRP73021 237,18580.74% 0.79% 80.10%

$134,529,599 1,511,035HUMANA GRP11922 789,08983.63% 0.76% 80.86%

$133,020,627 50,527NATIONWIDE CORP GRP14023 50,52771.50% 0.75% 81.60%

$126,097,495 90,399AMTRUST NGH GRP253824 56,08886.41% 0.71% 82.31%

$120,352,567 315,639AEGON US HOLDING GRP46825 74,30972.48% 0.68% 82.99%

$117,616,247 154,677NORIDIAN MUT INS CO5589126 70,76773.53% 0.66% 83.65%

$116,003,228 1,757,251BCBS OF MA GRP363727 843,63496.79% 0.65% 84.30%

$105,048,393 54,667TRUSTMARK MUT HOLDING CO GRP27628 32,28066.74% 0.59% 84.89%

$105,045,885 682,398FORTRESS GRP471629 202,05544.76% 0.59% 85.49%

$103,960,851 1,657,369PREMERA BLUE CROSS GRP96230 703,44662.14% 0.58% 86.07%

$103,809,309 616,287MINNESOTA MUT GRP86931 616,28754.75% 0.58% 86.65%

$101,347,866 567,230UNION LABOR GRP78132 246,95966.24% 0.57% 87.22%

$99,430,913 1,615,174BCBS OF NC GRP75833 972,51676.05% 0.56% 87.78%

© 2018 National Association of Insurance Commissioners 229

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for All Statement Types

Grand Total for Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$98,959,393 247,961AMERICAN FIDELITY CORP GRP33034 173,22173.24% 0.56% 88.34%

$94,356,531 347,272ZURICH INS GRP21235 192,92981.23% 0.53% 88.87%

$91,947,991 230,280FIDELITY SECURITY GRP45136 126,74772.51% 0.52% 89.39%

$91,629,932 0HEALTHPARTNERS GRP125837 082.73% 0.52% 89.90%

$86,521,355 0MEDICA GRP155238 089.66% 0.49% 90.39%

$84,256,465 593,919BCS INS GRP2339 72693.45% 0.47% 90.86%

$83,161,474 58,443PAN AMER LIFE GRP52540 6,30372.50% 0.47% 91.33%

$80,682,016 2,115,612GUARDIAN LIFE GRP42941 1,259,60375.31% 0.45% 91.79%

$79,259,589 655,650CAPITAL BLUE CROSS GRP123042 325,84692.48% 0.45% 92.23%

$76,481,926 686,723HOUSTON INTL INS GRP438143 23385.29% 0.43% 92.66%

$75,400,698 1,160,750CAMBIA HEALTH SOLUTIONS INC120744 582,31754.55% 0.42% 93.09%

$73,646,415 885,474TIPTREE FIN GRP471845 885,47421.64% 0.41% 93.50%

$64,807,714 1,081,066BCBS OF AZ INC5358946 538,69561.26% 0.36% 93.86%

$64,261,380 105,064BCBS OF KS GRP43047 50,443108.06% 0.36% 94.23%

$62,419,533 347,226AMERICAN NATL FIN GRP40848 286,78547.63% 0.35% 94.58%

$61,537,818 2,630,526GUIDEWELL MUT HOLDING GRP53649 1,448,72355.57% 0.35% 94.92%

$59,951,096 1,537,830BCBS OF TN GRP349850 967,68175.70% 0.34% 95.26%

$59,296,062 278,266ASSURANT INC GRP1951 276,98327.55% 0.33% 95.59%

$53,342,476 274,507BERKSHIRE HATHAWAY GRP3152 60,51393.44% 0.30% 95.89%

$50,199,403 61,389BLUE SHIELD OF CA GRP279853 61,38976.28% 0.28% 96.18%

$49,309,294 131,769CAREFIRST INC GRP38054 65,79551.17% 0.28% 96.45%

$46,620,689 62,716EDUCATORS MUT GRP12655 553107.37% 0.26% 96.72%

$44,425,903 609,568LIFETIME HLTHCARE GRP118656 290,475117.38% 0.25% 96.97%

$42,875,864 295,070BCBS OF NE GRP485857 134,12169.69% 0.24% 97.21%

$36,615,553 93,249PREFERREDONE GRP349258 45,82384.83% 0.21% 97.41%

$31,634,485 21,827,636PARTNERRE GRP348359 284113.68% 0.18% 97.59%

$28,096,593 273,755BLUE CROSS OF ID GRP129060 131,22980.77% 0.16% 97.75%

$26,546,425 308,589BCBS OF KC GRP53761 134,47190.74% 0.15% 97.90%

$26,481,532 66,242XL AMER GRP128562 14171.60% 0.15% 98.05%

$25,988,683 0SPECTRUM HLTH GRP338363 00.00% 0.15% 98.19%

$24,779,758 160,280LOUISIANA HLTH SERV GRP43864 81,82062.94% 0.14% 98.33%

$21,687,751 41,354BENCHMARK HOLDING GRP488665 047.52% 0.12% 98.45%

$20,569,496 27,396AULTMAN HLTH FOUNDATION GRP480566 12,04678.71% 0.12% 98.57%

© 2018 National Association of Insurance Commissioners 230

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for All Statement Types

Grand Total for Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$20,425,010 59,452AMALGAMATED LIFE INS CO6021667 5464.58% 0.11% 98.68%

$19,542,159 0BCBS OF NJ GRP120268 0110.29% 0.11% 98.79%

$17,861,642 20,299ARCH INS GRP127969 38587.81% 0.10% 98.90%

$15,751,737 177,342HEALTH NOW NY INC5520470 79,08573.56% 0.09% 98.98%

$14,903,153 72,777WISCONSIN PHYSICIANS SERV INS GRP6871 54,57897.66% 0.08% 99.07%

$12,760,044 112,413PRESBYTERIAN HLTHCARE SERV GRP48172 57,635101.40% 0.07% 99.14%

$11,030,041 60,409PROTECTIVE LIFE INS GRP45873 60,40913.16% 0.06% 99.20%

$9,810,937 57,373PACIFICSOURCE HLTH PLAN GRP470474 1983.47% 0.06% 99.26%

$9,794,834 469,390RGA INC GRP463975 5155.18% 0.06% 99.31%

$9,732,778 204,170BCBS OF RI5347376 86,66519.70% 0.05% 99.37%

$9,728,636 39,671CARLE HOLDING CO GRP119277 17,87479.14% 0.05% 99.42%

$9,713,444 66,986HAWAII MEDICAL SERV ASSN4994878 29,43885.90% 0.05% 99.48%

$9,253,597 325,982HARVARD PILGRIM HLTH CARE GRP59579 152,013105.50% 0.05% 99.53%

$8,466,164 44,824PEKIN INS GRP15380 42,18240.37% 0.05% 99.58%

$7,889,787 76,699SWBC LIFE INS CO9953881 76,69916.66% 0.04% 99.62%

$7,677,879 0HEALTH PLAN GRP129782 065.59% 0.04% 99.66%

$5,949,884 108,902BCBS OF VT GRP474583 55,47597.69% 0.03% 99.70%

$5,712,768 192,535IHC INC GRP88084 68,55073.02% 0.03% 99.73%

$5,633,356 21,435STATE FARM GRP17685 21,43533.84% 0.03% 99.76%

$5,450,241 0OREGON DENTAL GRP131386 0215.35% 0.03% 99.79%

$3,627,042 10,366EVERENCE GRP461687 4,46676.20% 0.02% 99.81%

$3,081,734 276NATIONAL WESTERN LIFE INS CO6685088 27696.00% 0.02% 99.83%

$2,920,027 12,823AMERICAN ENTERPRISE MUT GRP352789 12,82327.13% 0.02% 99.85%

$2,812,428 23,445INVESTORS HERITAGE LIFE INS CO6490490 12039.24% 0.02% 99.86%

$2,584,665 12,823SOUTHLAND NATL HOLDING GRP482791 12,745(36.19)% 0.01% 99.88%

$2,176,975 15,581SOLSTICE GRP486692 2147.50% 0.01% 99.89%

$1,981,188 56,999VANGUARD HLTH VENTURES GRP121293 24,07024.86% 0.01% 99.90%

$1,505,158 7,129GUARANTEE TRUST GRP68794 27714.27% 0.01% 100.00%

$1,397,946 2,468,938LIBERTY MUT GRP11195 2,462,08175.00% 0.01% 100.00%

$1,339,976 1,744WEA INS CORP7227396 655362.24% 0.01% 100.00%

$1,218,582 1,905NETWORK HLTH GRP267897 1,09357.59% 0.01% 100.00%

$914,643 0GULF GUARANTY GRP94898 09.75% 0.01% 100.00%

$860,313 0ZALE CORP GRP66999 0(9.59)% 0.00% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for All Statement Types

Grand Total for Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$854,686 7,064MAPFRE INS GRP411100 5,7506.67% 0.00% 100.00%

$802,879 386,863KAISER FOUNDATION GRP601101 61,070(152.22)% 0.00% 100.00%

$780,407 10,481DELTA GRP598102 10,48118.23% 0.00% 100.00%

$763,515 6,704KENTUCKY NATL INS GRP4703103 6,70038.88% 0.00% 100.00%

$752,027 38,477CATHOLIC HLTH INITIATIVES GRP4807104 28,908136.11% 0.00% 100.00%

$681,351 0WICHITA NATL LIFE GRP132105 019.08% 0.00% 100.00%

$641,049 1,469BCBS OF WY53767106 661183.81% 0.00% 100.00%

$615,773 13,037CITIZENS GRP612107 13,0373.24% 0.00% 100.00%

$587,526 1,012NIPPON LIFE INS CO OF AMER81264108 495137.61% 0.00% 100.00%

$562,461 3,041FIRST NATL LIFE INS CO OF USA74233109 3,04138.50% 0.00% 100.00%

$507,099 2,525LIFE ASSUR CO INC85677110 2,39730.73% 0.00% 100.00%

$467,857 3,556INDIVIDUAL ASSUR CO LIFE HLTH & ACC81779111 01.32% 0.00% 100.00%

$427,825 6,206GGC GRP4736112 6,20623.62% 0.00% 100.00%

$371,650 0INDEPENDENT HLTH ASSN GRP4894113 054.11% 0.00% 100.00%

$292,165 0MOUNTAIN LIFE INS CO80020114 00.00% 0.00% 100.00%

$280,577 6,217UNIVERSITY HLTH CARE & GUNDERSEN LUT4870115 3,1202,596.21% 0.00% 100.00%

$254,534 13,262HEALTH INS CO OF AMER INC13992116 0337.17% 0.00% 100.00%

$246,321 13,514KILPATRICK LIFE GRP4835117 13,51477.87% 0.00% 100.00%

$182,162 2,404LANDCAR INS GRP503118 2,404(29.21)% 0.00% 100.00%

$153,146 15,410FIRSTCARE GRP3549119 7,600126.13% 0.00% 100.00%

$134,492 250NEW ERA LIFE GRP520120 10.00% 0.00% 100.00%

$128,344 0ARKANSAS BANKERS LIFE INS CO86118121 655100.54% 0.00% 100.00%

$100,722 0WELLS FARGO GRP471122 012.68% 0.00% 100.00%

$94,291 45PHP INDIANA GRP3828123 1134.01% 0.00% 100.00%

$78,376 262LIFE INS CO OF LA75094124 26290.15% 0.00% 100.00%

$76,063 0MULTINATIONAL GRP4804125 05.47% 0.00% 100.00%

$17,779,428,510 227,857,967GRAND TOTAL 62,261,63077.00% 100.00%

© 2018 National Association of Insurance Commissioners 232

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Top 25 Groups by Company

Other Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$2,832,187,963 28,312,04576,755CIGNA HLTH GRP9011 80.44% 15.93%$2,832,238,633 28,312,03076,591CIGNA HLTH & LIFE INS CO67369 80.42%

)$(50,670 15164CONNECTICUT GEN LIFE INS CO62308 0.00%

$1,419,482,489 3,384,7431,107,219UNITEDHEALTH GRP7072 84.79% 7.98%$407,660,546 186,976107,607ALL SAVERS INS CO82406 100.63%

$0 00ALL SAVERS LIFE INS CO OF CA73130 N/A

$214,055 00ROCKY MOUNTAIN HLTHCARE OPTIONS INC47004 273.83%

$0 130,770130,770ROCKY MOUNTAIN HMO INC95482 N/A

$0 14,18414,184SIERRA HLTH & LIFE INS CO INC71420 N/A

$304,921,717 1,302,436793UNIMERICA INS CO91529 73.54%

$0 92,69944,408UNITED HLTHCARE INS CO OF IL60318 N/A

$36,216,994 58,55424,953UNITED HLTHCARE INS CO OF NY60093 92.35%

$670,469,177 1,599,124784,504UNITEDHEALTHCARE INS CO79413 79.81%

$1,205,524,026 4,253,5381,890SUN LIFE ASSUR CO OF CN GRP5493 76.33% 6.78%$85,943,867 252,632113SUN LIFE & HLTH INS CO80926 75.67%

$1,119,580,159 4,000,9061,777US BR SUN LIFE ASSUR CO OF CANADA80802 76.38%

$1,135,756,296 3,645,7403,202TOKIO MARINE HOLDINGS INC GRP30984 80.92% 6.39%$322,899 00FIRST RELIANCE STANDARD LIFE INS CO71005 71.01%

$1,068,002,677 3,574,1603,006HCC LIFE INS CO92711 79.53%

$67,430,720 71,580196RELIANCE STANDARD LIFE INS CO68381 102.88%

$1,071,563,201 28,733,89413,949,863ANTHEM INC GRP6715 76.66% 6.03%$109,121,500 5,576,3832,707,629ANTHEM BLUE CROSS LIFE & HLTH INS CO62825 96.07%

$66,331,547 1,012,251470,208ANTHEM HLTH PLANS INC60217 81.96%

$0 1,298,317659,619ANTHEM HLTH PLANS OF KY INC95120 N/A

$7,739,881 201,388101,488ANTHEM HLTH PLANS OF ME INC52618 87.53%

$1,745,265 155,85080,833ANTHEM HLTH PLANS OF NH53759 72.17%

$144,572,937 1,994,2581,024,099ANTHEM HLTH PLANS OF VA INC71835 62.48%

© 2018 National Association of Insurance Commissioners 235

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$278,184,521 4,533,5122,095,808ANTHEM INS CO INC282075 81.13%

$0 17,26217,262ANTHEM LIFE INS CO61069 N/A

$56,689,762 924,422481,271BCBS HLTHCARE PLAN OF GA INC96962 74.36%

$32,743,053 2,169,7721,055,555BCBS OF GA INC54801 74.96%

$38,104,699 895,576407,491BCBS OF WI54003 63.74%

$193,217,505 3,691,6831,713,427COMMUNITY INS CO10345 73.48%

$0 11,4065,860COMPCARE HLTH SERV INS CORP95693 N/A

$53,198,035 3,828,8191,862,943EMPIRE HEALTHCHOICE ASSUR INC55093 65.44%

$0 3,5233,523GREATER GA LIFE INS CO97217 N/A

$0 185,653113,851HEALTHKEEPERS INC95169 N/A

$0 292,938159,444HEALTHLINK HMO INC96475 N/A

$44,682,275 634,874310,548HEALTHY ALLIANCE LIFE INS CO78972 54.35%

$2,144,278 53,32525,374HMO CO INC95473 82.32%

$0 1,9781,395HMO MO INC95358 N/A

$1,691,609 109,72646,248MATTHEW THORTON HLTH PLAN INC95527 61.27%

$41,396,334 966,389510,077ROCKY MOUNTAIN HOSPITAL & MEDICAL11011 104.82%

$0 174,58995,910UNICARE LIFE & HLTH INS CO80314 N/A

$972,109,656 5,944,6992,584,652VOYA FINANCIAL GRP48326 82.23% 5.47%$920,439,015 5,724,9942,489,128RELIASTAR LIFE INS CO67105 81.09%

$51,670,641 219,70595,524RELIASTAR LIFE INS CO OF NY61360 102.58%

$865,390,527 10,329,7935,096,735HIGHMARK GRP8127 81.49% 4.87%$0 4,3312,193FIRST PRIORITY LIFE INS CO INC60147 N/A

$0 211,269112,509HIGHMARK BCBSD INC53287 N/A

$96,398,854 308,078154,039HIGHMARK CAS INS CO35599 51.21%

$0 10,5774,628HIGHMARK CHOICE CO95048 N/A

$0 2,244,5451,050,743HIGHMARK INC54771 N/A

$23,194,039 93,12744,370HIGHMARK WEST VIRGINIA INC.54828 73.57%

$0 776379HM HLTH INS CO71768 N/A

$702,294,837 6,976,5693,488,285HM LIFE INS CO93440 87.08%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$43,502,797 469,172234,586HM LIFE INS CO OF NY602137 63.25%

$0 11,3495,003HMO OF NE PA96601 N/A

$823,945,110 2,156,3571,000,307AETNA GRP18 67.06% 4.63%$0 30,13020,026AETNA HLTH OF UTAH INC95407 N/A

$823,800,479 2,007,022920,907AETNA LIFE INS CO60054 67.50%

$144,631 00COVENTRY HLTH & LIFE INS CO81973 (2,421.86)%

$0 225186COVENTRY HLTH CARE OF IL INC74160 N/A

$0 00COVENTRY HLTH CARE OF KS INC95489 N/A

$0 26,74613,087COVENTRY HLTH CARE OF MO INC96377 N/A

$0 92,23446,101INNOVATION HLTH INS CO15097 N/A

$639,330,717 10,982,1915,193,993HCSC GRP9179 79.48% 3.60%$385 00DEARBORN NATL LIFE INS CO OF NY85090 0.00%

$3,084,281 15,5525,954HCSC INS SERV CO78611 (5.54)%

$636,246,051 10,966,6395,188,039HEALTH CARE SERV CORP A MUT LEGAL RE70670 79.89%

$635,964,528 2,286,0701,110,012SUMITOMO LIFE INS GRP485510 73.99% 3.58%$635,964,528 2,286,0701,110,012SYMETRA LIFE INS CO68608 73.99%

$394,030,371 1,560,958860,564BCBS OF SC GRP66111 76.55% 2.22%$22,676,425 943,383503,301BCBS OF SC INC38520 93.40%

$0 25,34013,214BLUECHOICE HLTHPLAN OF SC INC95741 N/A

$357,442,808 572,870332,956COMPANION LIFE INS CO77828 75.16%

$3,544,809 7,1564,474COMPANION LIFE INS CO OF CA92444 67.36%

$10,366,329 12,2096,619NIAGARA LIFE & HLTH INS CO12285 90.75%

$326,103,796 3,095,6191,623,854BCBS OF MI GRP57212 68.44% 1.83%$326,103,796 3,095,6191,623,854BCBS OF MI MUT INS CO54291 68.44%

$304,695,383 2,702,3892,702,389CUNA MUT GRP30613 41.89% 1.71%

© 2018 National Association of Insurance Commissioners 237

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$304,695,383 2,702,3892,702,389CMFG LIFE INS CO6262613 41.89%

$298,606,163 1,730,000665WR BERKLEY CORP GRP9814 80.33% 1.68%$298,606,163 1,730,000665BERKLEY LIFE & HLTH INS CO64890 80.33%

$263,016,775 00SWISS RE GRP18115 59.74% 1.48%$0 00NORTH AMER SPECIALTY INS CO29874 N/A

$263,016,775 00WESTPORT INS CORP39845 60.29%

$211,400,014 1,171,188542,896BCBS OF MN GRP46116 81.69% 1.19%$183,168,337 1,146,145530,150BCBSM INC55026 84.92%

$28,231,677 25,04312,746MII LIFE INC61522 60.75%

$191,116,200 5,786,692655FAIRFAX FIN GRP15817 67.23% 1.07%$191,116,200 5,786,692655UNITED STATES FIRE INS CO21113 67.23%

$179,375,920 1,257,346577,775WELLMARK INC GRP77018 83.02% 1.01%$0 218,99395,101WELLMARK HLTH PLAN OF IA INC95531 N/A

$179,375,920 916,197427,762WELLMARK INC88848 89.47%

$0 122,15654,912WELLMARK OF SD INC60128 N/A

$172,589,854 2,757,38512,274MUNICH RE GRP36119 95.94% 0.97%$172,589,854 2,757,38512,274AMERICAN ALT INS CORP19720 95.94%

$157,694,326 302,968226,349CHINA MINSHENG GRP486320 70.89% 0.89%$157,694,326 302,968226,349SIRIUS AMER INS CO38776 70.89%

$141,262,009 480,607237,185MEDICAL MUT OF OH GRP73021 80.74% 0.79%$141,262,009 480,607237,185MEDICAL MUT OF OH29076 80.74%

$134,529,599 1,511,035789,089HUMANA GRP11922 83.63% 0.76%

© 2018 National Association of Insurance Commissioners 238

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for All Statement Types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$0 00COMPBENEFITS CO5201522 N/A

$3,458,700 7,1764,345HUMANA HLTH BENEFIT PLAN OF LA INC95642 28.79%

$9,496,718 64,97833,428HUMANA HLTH INS CO OF FL INC69671 51.70%

$0 259,321130,335HUMANA HLTH PLAN INC95885 N/A

$0 326150HUMANA HLTH PLAN OF TX INC95024 N/A

$98,833,680 404,753225,398HUMANA INS CO73288 88.07%

$22,740,501 71,93438,276HUMANA INS CO OF KY60219 86.02%

$0 11,9925,156HUMANA INS CO OF PR INC84603 N/A

$0 690,555352,001HUMANADENTAL INS CO70580 N/A

$133,020,627 50,52750,527NATIONWIDE CORP GRP14023 71.50% 0.75%$133,020,627 50,52750,527NATIONWIDE LIFE INS CO66869 71.50%

$126,097,495 90,39956,088AMTRUST NGH GRP253824 86.41% 0.71%$2,937,169 2,1931,211INTEGON IND CORP22772 107.38%

$16,050,511 8,2825,690INTEGON NATL INS CO29742 56.79%

$107,109,815 79,92449,187NATIONAL HLTH INS CO82538 90.27%

$120,352,567 315,63974,309AEGON US HOLDING GRP46825 72.48% 0.68%$270,794 11,33111,331TRANSAMERICA CAS INS CO10952 (3.12)%

$4,724,609 14,03710,037TRANSAMERICA FINANCIAL LIFE INS CO70688 75.63%

$46,665,137 77,74522,795TRANSAMERICA LIFE INS CO86231 52.37%

$68,692,027 212,52630,146TRANSAMERICA PREMIER LIFE INS CO66281 86.23%

$17,779,428,510 227,857,96762,261,63026 77.00%

© 2018 National Association of Insurance Commissioners 239

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Market Share by Statement Type

Other Business

© 2018 National Association of Insurance Commissioners 241

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for Life, Accident & Health

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$2,832,187,963 28,312,045CIGNA HLTH GRP9011 76,75580.44% 22.85% 22.85%

$1,383,051,440 3,088,536UNITEDHEALTH GRP7072 892,90484.56% 11.16% 34.01%

$1,205,524,026 4,253,538SUN LIFE ASSUR CO OF CN GRP5493 1,89076.33% 9.73% 43.74%

$1,135,756,296 3,645,740TOKIO MARINE HOLDINGS INC GRP30984 3,20280.92% 9.16% 52.90%

$972,109,656 5,944,699VOYA FINANCIAL GRP48325 2,584,65282.23% 7.84% 60.75%

$823,800,479 2,007,022AETNA GRP16 920,90767.50% 6.65% 67.39%

$745,797,634 7,445,741HIGHMARK GRP8127 3,722,87185.69% 6.02% 73.41%

$635,964,528 2,286,070SUMITOMO LIFE INS GRP48558 1,110,01273.99% 5.13% 78.54%

$371,353,946 592,235BCBS OF SC GRP6619 344,04975.52% 3.00% 81.54%

$304,695,383 2,702,389CUNA MUT GRP30610 2,702,38941.89% 2.46% 84.00%

$298,606,163 1,730,000WR BERKLEY CORP GRP9811 66580.33% 2.41% 86.41%

$133,020,627 50,527NATIONWIDE CORP GRP14012 50,52771.50% 1.07% 87.48%

$120,081,773 304,308AEGON US HOLDING GRP46813 62,97872.65% 0.97% 88.45%

$107,109,815 79,924AMTRUST NGH GRP253814 49,18790.27% 0.86% 89.31%

$105,048,393 54,667TRUSTMARK MUT HOLDING CO GRP27615 32,28066.74% 0.85% 90.16%

$105,045,885 682,398FORTRESS GRP471616 202,05544.75% 0.85% 91.01%

$103,960,851 205,248PREMERA BLUE CROSS GRP96217 24162.14% 0.84% 91.85%

$103,809,309 616,287MINNESOTA MUT GRP86918 616,28754.75% 0.84% 92.68%

$101,347,866 567,230UNION LABOR GRP78119 246,95966.24% 0.82% 93.50%

$98,959,393 247,961AMERICAN FIDELITY CORP GRP33020 173,22173.24% 0.80% 94.30%

$91,947,991 230,280FIDELITY SECURITY GRP45121 126,74772.51% 0.74% 95.04%

$83,161,474 58,443PAN AMER LIFE GRP52522 6,30372.50% 0.67% 95.71%

$80,682,016 2,054,249GUARDIAN LIFE GRP42923 1,200,34375.31% 0.65% 96.36%

$73,646,415 885,474TIPTREE FIN GRP471824 885,47421.64% 0.59% 96.96%

$64,261,380 105,064BCBS OF KS GRP43025 50,443108.06% 0.52% 97.48%

$62,419,533 347,226AMERICAN NATL FIN GRP40826 286,78547.63% 0.50% 97.98%

$50,199,403 61,389BLUE SHIELD OF CA GRP279827 61,38976.28% 0.41% 98.38%

$48,360,057 173,952ASSURANT INC GRP1928 172,66930.94% 0.39% 98.78%

$26,546,093 103,419BCBS OF KC GRP53729 45,08590.86% 0.21% 98.99%

$22,740,501 83,926HUMANA GRP11930 43,43286.02% 0.18% 99.17%

$21,828,339 77,200CAMBIA HEALTH SOLUTIONS INC120731 77,20050.79% 0.18% 99.35%

$20,425,010 59,452AMALGAMATED LIFE INS CO6021632 5464.58% 0.16% 99.51%

$11,030,041 60,409PROTECTIVE LIFE INS GRP45833 60,40913.16% 0.09% 99.60%

© 2018 National Association of Insurance Commissioners 243

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for Life, Accident & Health

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$9,794,834 469,390RGA INC GRP463934 5155.18% 0.08% 99.68%

$8,466,164 44,824PEKIN INS GRP15335 42,18240.37% 0.07% 99.75%

$7,889,787 76,699SWBC LIFE INS CO9953836 76,69916.66% 0.06% 99.81%

$3,081,734 276NATIONAL WESTERN LIFE INS CO6685037 27696.00% 0.02% 99.84%

$2,920,027 12,823AMERICAN ENTERPRISE MUT GRP352738 12,82327.13% 0.02% 99.86%

$2,812,428 23,445INVESTORS HERITAGE LIFE INS CO6490439 12039.24% 0.02% 99.88%

$2,584,665 12,823SOUTHLAND NATL HOLDING GRP482740 12,745(36.19)% 0.02% 100.00%

$1,505,158 7,129GUARANTEE TRUST GRP68741 27714.27% 0.01% 100.00%

$1,339,976 1,744WEA INS CORP7227342 655362.24% 0.01% 100.00%

$914,643 0GULF GUARANTY GRP94843 09.75% 0.01% 100.00%

$854,686 7,064MAPFRE INS GRP41144 5,7506.67% 0.01% 100.00%

$780,407 10,481DELTA GRP59845 10,48118.23% 0.01% 100.00%

$763,515 6,704KENTUCKY NATL INS GRP470346 6,70038.88% 0.01% 100.00%

$681,351 0WICHITA NATL LIFE GRP13247 019.08% 0.01% 100.00%

$615,773 13,037CITIZENS GRP61248 13,0373.24% 0.00% 100.00%

$587,526 1,012NIPPON LIFE INS CO OF AMER8126449 495137.61% 0.00% 100.00%

$562,461 3,041FIRST NATL LIFE INS CO OF USA7423350 3,04138.50% 0.00% 100.00%

$524,011 0ZALE CORP GRP66951 0(16.08)% 0.00% 100.00%

$507,099 2,525LIFE ASSUR CO INC8567752 2,39730.73% 0.00% 100.00%

$467,857 3,556INDIVIDUAL ASSUR CO LIFE HLTH & ACC8177953 01.32% 0.00% 100.00%

$427,825 6,206GGC GRP473654 6,20623.62% 0.00% 100.00%

$292,165 0MOUNTAIN LIFE INS CO8002055 00.00% 0.00% 100.00%

$246,321 13,514KILPATRICK LIFE GRP483556 13,51477.87% 0.00% 100.00%

$182,162 2,404LANDCAR INS GRP50357 2,404(29.21)% 0.00% 100.00%

$134,492 250NEW ERA LIFE GRP52058 10.00% 0.00% 100.00%

$128,344 0ARKANSAS BANKERS LIFE INS CO8611859 655100.54% 0.00% 100.00%

$100,722 0WELLS FARGO GRP47160 012.68% 0.00% 100.00%

$78,376 262LIFE INS CO OF LA7509461 26290.15% 0.00% 100.00%

$76,063 0MULTINATIONAL GRP480462 05.47% 0.00% 100.00%

$74,376 331HARTFORD FIRE & CAS GRP9163 1872.73% 0.00% 100.00%

$38,119 665AMERICAN INTL GRP1264 665(145.39)% 0.00% 100.00%

$20,753 144ECG GRP482665 18(18.75)% 0.00% 100.00%

$20,094 605ONEAMERICA FIN PARTNERS GRP61966 0(176.14)% 0.00% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for Life, Accident & Health

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$5,030 1PRIMERICA GRP475067 1(96.88)% 0.00% 100.00%

$526 0SAVINGS BANK LIFE GRP455368 30.00% 0.00% 100.00%

$440 4SHELTER INS GRP12369 40.00% 0.00% 100.00%

$385 0HCSC GRP91770 00.00% 0.00% 100.00%

$269 0UNIVERSAL GUAR LIFE INS CO7013071 00.00% 0.00% 100.00%

$268 7ALFA INS GRP572 799.25% 0.00% 100.00%

$187 3HEALTHMARKETS GRP26473 3(6.95)% 0.00% 100.00%

$12,393,727,186 75,120,688GRAND TOTAL 20,668,61776.76% 100.00%

© 2018 National Association of Insurance Commissioners 245

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for Health

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$1,071,563,201 28,538,520ANTHEM INC GRP6711 13,833,16876.66% 26.41% 26.41%

$639,330,332 10,982,191HCSC GRP9172 5,193,99379.48% 15.76% 42.17%

$326,103,796 3,095,619BCBS OF MI GRP5723 1,623,85468.44% 8.04% 50.20%

$211,400,014 1,171,188BCBS OF MN GRP4614 542,89681.69% 5.21% 55.41%

$179,375,920 1,257,346WELLMARK INC GRP7705 577,77583.02% 4.42% 59.83%

$141,262,009 480,607MEDICAL MUT OF OH GRP7306 237,18580.74% 3.48% 63.31%

$117,616,247 154,677NORIDIAN MUT INS CO558917 70,76773.53% 2.90% 66.21%

$116,003,228 1,757,251BCBS OF MA GRP36378 843,63496.79% 2.86% 69.07%

$111,789,098 1,427,109HUMANA GRP1199 745,65783.14% 2.76% 71.83%

$99,430,913 1,615,174BCBS OF NC GRP75810 972,51676.05% 2.45% 74.28%

$91,629,932 0HEALTHPARTNERS GRP125811 082.73% 2.26% 76.54%

$86,521,355 0MEDICA GRP155212 089.66% 2.13% 78.67%

$79,259,589 655,650CAPITAL BLUE CROSS GRP123013 325,84692.48% 1.95% 80.62%

$64,807,714 1,081,066BCBS OF AZ INC5358914 538,69561.26% 1.60% 82.22%

$61,537,818 2,630,526GUIDEWELL MUT HOLDING GRP53615 1,448,72355.57% 1.52% 83.74%

$59,951,096 1,537,830BCBS OF TN GRP349816 967,68175.70% 1.48% 85.21%

$53,572,359 1,083,550CAMBIA HEALTH SOLUTIONS INC120717 505,11756.08% 1.32% 86.53%

$49,309,294 131,769CAREFIRST INC GRP38018 65,79551.17% 1.22% 87.75%

$46,620,689 62,716EDUCATORS MUT GRP12619 553107.37% 1.15% 88.90%

$44,425,903 609,568LIFETIME HLTHCARE GRP118620 290,475117.38% 1.09% 89.99%

$42,875,864 295,070BCBS OF NE GRP485821 134,12169.69% 1.06% 91.05%

$36,615,553 93,249PREFERREDONE GRP349222 45,82384.83% 0.90% 91.95%

$36,431,049 296,207UNITEDHEALTH GRP70723 214,31593.42% 0.90% 92.85%

$28,096,593 273,755BLUE CROSS OF ID GRP129024 131,22980.77% 0.69% 93.54%

$25,988,683 0SPECTRUM HLTH GRP338325 00.00% 0.64% 94.18%

$24,779,758 160,280LOUISIANA HLTH SERV GRP43826 81,82062.94% 0.61% 94.79%

$23,194,039 2,575,974HIGHMARK GRP81227 1,219,82572.27% 0.57% 95.36%

$22,676,425 968,723BCBS OF SC GRP66128 516,51593.40% 0.56% 95.92%

$20,569,496 27,396AULTMAN HLTH FOUNDATION GRP480529 12,04678.71% 0.51% 96.43%

$19,542,159 0BCBS OF NJ GRP120230 0110.29% 0.48% 96.91%

$15,751,737 177,342HEALTH NOW NY INC5520431 79,08573.56% 0.39% 97.30%

$14,903,153 72,777WISCONSIN PHYSICIANS SERV INS GRP6832 54,57897.66% 0.37% 97.67%

$12,760,044 112,413PRESBYTERIAN HLTHCARE SERV GRP48133 57,635101.40% 0.31% 97.98%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for Health

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$9,810,937 57,373PACIFICSOURCE HLTH PLAN GRP470434 1983.47% 0.24% 98.22%

$9,732,778 204,170BCBS OF RI5347335 86,66519.70% 0.24% 98.46%

$9,728,636 39,671CARLE HOLDING CO GRP119236 17,87479.14% 0.24% 98.70%

$9,713,444 66,986HAWAII MEDICAL SERV ASSN4994837 29,43885.90% 0.24% 98.94%

$9,253,597 325,982HARVARD PILGRIM HLTH CARE GRP59538 152,013105.50% 0.23% 99.17%

$7,677,879 0HEALTH PLAN GRP129739 065.59% 0.19% 99.36%

$5,949,884 108,902BCBS OF VT GRP474540 55,47597.69% 0.15% 99.51%

$5,712,768 192,535IHC INC GRP88041 68,55073.02% 0.14% 99.65%

$5,450,241 0OREGON DENTAL GRP131342 0215.35% 0.13% 99.78%

$2,176,975 15,581SOLSTICE GRP486643 2147.50% 0.05% 99.84%

$1,981,188 56,999VANGUARD HLTH VENTURES GRP121244 24,07024.86% 0.05% 99.88%

$1,218,582 1,905NETWORK HLTH GRP267845 1,09357.59% 0.03% 100.00%

$802,879 386,863KAISER FOUNDATION GRP60146 61,070(152.22)% 0.02% 100.00%

$752,027 38,477CATHOLIC HLTH INITIATIVES GRP480747 28,908136.11% 0.02% 100.00%

$641,049 1,469BCBS OF WY5376748 661183.81% 0.02% 100.00%

$371,650 0INDEPENDENT HLTH ASSN GRP489449 054.11% 0.01% 100.00%

$280,577 6,217UNIVERSITY HLTH CARE & GUNDERSEN LUT487050 3,1202,596.21% 0.01% 100.00%

$254,534 13,262HEALTH INS CO OF AMER INC1399251 0337.17% 0.01% 100.00%

$153,146 15,410FIRSTCARE GRP354952 7,600126.13% 0.00% 100.00%

$144,631 149,335AETNA GRP153 79,400(2,421.86)% 0.00% 100.00%

$94,291 45PHP INDIANA GRP382854 1134.01% 0.00% 100.00%

$2,063 5,787,055RENAISSANCE HLTH SERV CORP GRP47755 2,547,62631.27% 0.00% 100.00%

$332 205,170BCBS OF KC GRP53756 89,386(9,320.18)% 0.00% 100.00%

$4,057,593,276 119,565,123GRAND TOTAL 40,800,48578.55% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for Property/Casualty

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$263,016,775 0SWISS RE GRP1811 059.74% 19.86% 19.86%

$191,116,200 5,786,692FAIRFAX FIN GRP1582 65567.23% 14.43% 34.29%

$172,589,854 2,757,385MUNICH RE GRP3613 12,27495.94% 13.03% 47.32%

$157,694,326 302,968CHINA MINSHENG GRP48634 226,34970.89% 11.91% 59.22%

$96,398,854 308,078HIGHMARK GRP8125 154,03951.21% 7.28% 66.50%

$94,356,531 347,272ZURICH INS GRP2126 192,92981.23% 7.12% 73.63%

$84,256,465 593,919BCS INS GRP237 72693.45% 6.36% 79.99%

$76,481,926 686,723HOUSTON INTL INS GRP43818 23385.29% 5.77% 85.76%

$53,342,476 274,507BERKSHIRE HATHAWAY GRP319 60,51393.44% 4.03% 89.79%

$31,634,485 21,827,636PARTNERRE GRP348310 284113.68% 2.39% 92.18%

$26,481,532 66,242XL AMER GRP128511 14171.60% 2.00% 94.18%

$21,687,751 41,354BENCHMARK HOLDING GRP488612 047.52% 1.64% 95.82%

$18,987,680 10,475AMTRUST NGH GRP253813 6,90164.61% 1.43% 97.25%

$17,861,642 20,299ARCH INS GRP127914 38587.81% 1.35% 98.60%

$10,936,005 104,314ASSURANT INC GRP1915 104,31412.57% 0.83% 99.42%

$5,633,356 21,435STATE FARM GRP17616 21,43533.84% 0.43% 99.85%

$1,397,946 6,870LIBERTY MUT GRP11117 1375.00% 0.11% 100.00%

$336,302 0ZALE CORP GRP66918 00.53% 0.03% 100.00%

$270,794 11,331AEGON US HOLDING GRP46819 11,331(3.12)% 0.02% 100.00%

$1,324,480,900 33,169,754GRAND TOTAL 792,52374.47% 100.00%

© 2018 National Association of Insurance Commissioners 248

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share for Fraternal

Grand Total Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$3,627,148 2,402EVERENCE GRP46161 576.20% 100.00% 100.00%

$3,627,148 2,402GRAND TOTAL 576.20% 100.00%

© 2018 National Association of Insurance Commissioners 249

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Market Share by Line of Business

Other Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Credit (Individual and Group)

$304,695,383 2,702,389CUNA MUT GRP3061 2,702,38941.89% 43.48% 43.48%$105,045,885 682,398FORTRESS GRP47162 202,05544.76% 14.99% 58.48%$103,809,309 616,287MINNESOTA MUT GRP8693 616,28754.75% 14.81% 73.29%

$73,646,415 885,474TIPTREE FIN GRP47184 885,47421.64% 10.51% 83.80%$25,045,944 178,695AMERICAN NATL FIN GRP4085 175,91322.84% 3.57% 87.38%$24,690,078 274,470ASSURANT INC GRP196 274,41710.51% 3.52% 90.90%$11,030,041 60,409PROTECTIVE LIFE INS GRP4587 60,40913.16% 1.57% 92.47%$8,466,164 44,824PEKIN INS GRP1538 42,18240.37% 1.21% 93.68%$8,294,035 73,934AEGON US HOLDING GRP4689 73,93435.14% 1.18% 94.86%$7,889,787 76,699SWBC LIFE INS CO9953810 76,69916.66% 1.13% 95.99%$5,633,356 21,435STATE FARM GRP17611 21,43533.84% 0.80% 96.79%$4,335,155 60,375BERKSHIRE HATHAWAY GRP3112 60,3758.93% 0.62% 97.41%$2,920,027 12,823AMERICAN ENTERPRISE MUT GRP352713 12,82327.13% 0.42% 97.83%$2,812,428 23,445INVESTORS HERITAGE LIFE INS CO6490414 12039.24% 0.40% 98.23%$2,584,665 12,823SOUTHLAND NATL HOLDING GRP482715 12,745(36.19)% 0.37% 98.60%$1,505,158 7,129GUARANTEE TRUST GRP68716 27714.27% 0.21% 98.82%

$860,313 0ZALE CORP GRP66917 0(9.59)% 0.12% 98.94%$854,686 5,094MAPFRE INS GRP41118 5,0946.67% 0.12% 99.06%$822,289 0GULF GUARANTY GRP94819 014.14% 0.12% 99.18%$780,407 10,481DELTA GRP59820 10,48118.23% 0.11% 99.29%$763,515 6,704KENTUCKY NATL INS GRP470321 6,70038.88% 0.11% 99.40%$681,351 0WICHITA NATL LIFE GRP13222 019.08% 0.10% 99.49%$615,773 13,037CITIZENS GRP61223 13,0373.24% 0.09% 99.58%$562,461 3,041FIRST NATL LIFE INS CO OF USA7423324 3,04138.50% 0.08% 99.66%$507,099 2,525LIFE ASSUR CO INC8567725 2,39730.73% 0.07% 99.74%$467,857 3,556INDIVIDUAL ASSUR CO LIFE HLTH & ACC8177926 01.32% 0.07% 99.80%$427,825 6,206GGC GRP473627 6,20623.62% 0.06% 99.86%$292,165 0MOUNTAIN LIFE INS CO8002028 00.00% 0.04% 100.00%$246,321 13,514KILPATRICK LIFE GRP483529 13,51477.87% 0.04% 100.00%$182,162 2,404LANDCAR INS GRP50330 2,404(29.21)% 0.03% 100.00%$128,344 0ARKANSAS BANKERS LIFE INS CO8611831 655100.54% 0.02% 100.00%$100,722 0WELLS FARGO GRP47132 012.68% 0.01% 100.00%

$78,376 262LIFE INS CO OF LA7509433 26290.15% 0.01% 100.00%$76,063 0MULTINATIONAL GRP480434 05.47% 0.01% 100.00%$38,119 665AMERICAN INTL GRP1235 665(145.39)% 0.01% 100.00%$20,753 144ECG GRP482636 18(18.75)% 0.00% 100.00%

© 2018 National Association of Insurance Commissioners 253

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Credit (Individual and Group)

$20,094 605ONEAMERICA FIN PARTNERS GRP61937 0(176.14)% 0.00% 100.00%$5,030 1PRIMERICA GRP475038 1(96.88)% 0.00% 100.00%$2,063 1RENAISSANCE HLTH SERV CORP GRP47739 131.27% 0.00% 100.00%

$526 0SAVINGS BANK LIFE GRP455340 30.00% 0.00% 100.00%$440 4SHELTER INS GRP12341 40.00% 0.00% 100.00%$385 0HCSC GRP91742 00.00% 0.00% 100.00%$269 0UNIVERSAL GUAR LIFE INS CO7013043 00.00% 0.00% 100.00%$268 7ALFA INS GRP544 799.25% 0.00% 100.00%$187 3HEALTHMARKETS GRP26445 3(6.95)% 0.00% 100.00%

$700,706,287 5,804,637GRAND TOTAL 5,284,80138.39% 100.00%

© 2018 National Association of Insurance Commissioners 254

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Stop Loss/Excess Loss

$2,832,187,963 4,299,269CIGNA HLTH GRP9011 57,86580.44% 16.58% 16.58%$1,419,482,489 3,147,090UNITEDHEALTH GRP7072 917,85784.79% 8.31% 24.89%$1,205,524,026 4,253,538SUN LIFE ASSUR CO OF CN GRP5493 1,89076.33% 7.06% 31.95%$1,135,756,296 3,645,740TOKIO MARINE HOLDINGS INC GRP30984 3,20280.92% 6.65% 38.60%$1,071,563,201 3,346,947ANTHEM INC GRP6715 1,628,45876.66% 6.27% 44.88%

$972,109,656 5,944,699VOYA FINANCIAL GRP48326 2,584,65282.23% 5.69% 50.57%$865,390,527 7,755,439HIGHMARK GRP8127 3,878,06181.49% 5.07% 55.64%$823,945,110 2,007,022AETNA GRP18 920,90767.06% 4.82% 60.46%$639,330,332 1,857,869HCSC GRP9179 900,24079.48% 3.74% 64.20%$635,964,528 2,286,070SUMITOMO LIFE INS GRP485510 1,110,01273.99% 3.72% 67.93%$394,030,371 699,524BCBS OF SC GRP66111 399,54176.55% 2.31% 70.24%$326,103,796 682BCBS OF MI GRP57212 68268.44% 1.91% 72.14%$298,606,163 1,730,000WR BERKLEY CORP GRP9813 66580.33% 1.75% 73.89%$263,016,775 0SWISS RE GRP18114 059.74% 1.54% 75.43%$211,400,014 25,043BCBS OF MN GRP46115 12,74681.69% 1.24% 76.67%$191,116,200 5,786,692FAIRFAX FIN GRP15816 65567.23% 1.12% 77.79%$179,375,920 495,674WELLMARK INC GRP77017 230,96683.02% 1.05% 78.84%$172,589,854 2,757,385MUNICH RE GRP36118 12,27495.94% 1.01% 79.85%$157,694,326 302,968CHINA MINSHENG GRP486319 226,34970.89% 0.92% 80.77%$141,262,009 480,607MEDICAL MUT OF OH GRP73020 237,18580.74% 0.83% 81.60%$134,529,599 360,486HUMANA GRP11921 208,48483.63% 0.79% 82.39%$133,020,627 50,527NATIONWIDE CORP GRP14022 50,52771.50% 0.78% 83.17%$126,097,495 90,399AMTRUST NGH GRP253823 56,08886.41% 0.74% 83.91%$117,616,247 987NORIDIAN MUT INS CO5589124 98773.53% 0.69% 84.59%$116,003,228 0BCBS OF MA GRP363725 096.79% 0.68% 85.27%$112,058,532 241,705AEGON US HOLDING GRP46826 37575.24% 0.66% 85.93%$105,048,393 54,667TRUSTMARK MUT HOLDING CO GRP27627 32,28066.74% 0.62% 86.55%$103,960,851 205,248PREMERA BLUE CROSS GRP96228 24162.14% 0.61% 87.15%$101,347,866 566,633UNION LABOR GRP78129 246,36266.24% 0.59% 87.75%

$99,430,913 288,444BCBS OF NC GRP75830 170,09776.05% 0.58% 88.33%$98,959,393 247,961AMERICAN FIDELITY CORP GRP33031 173,22173.24% 0.58% 88.91%$94,356,531 347,272ZURICH INS GRP21232 192,92981.23% 0.55% 89.46%$91,947,991 230,280FIDELITY SECURITY GRP45133 126,74772.51% 0.54% 90.00%$91,629,932 0HEALTHPARTNERS GRP125834 082.73% 0.54% 90.54%$86,521,355 0MEDICA GRP155235 089.66% 0.51% 91.04%$84,256,465 593,919BCS INS GRP2336 72693.45% 0.49% 91.54%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Stop Loss/Excess Loss

$83,161,474 58,443PAN AMER LIFE GRP52537 6,30372.50% 0.49% 92.02%$80,682,016 185,631GUARDIAN LIFE GRP42938 100,57375.31% 0.47% 92.50%$79,259,589 309,401CAPITAL BLUE CROSS GRP123039 161,98592.48% 0.46% 92.96%$76,481,926 686,723HOUSTON INTL INS GRP438140 23385.29% 0.45% 93.41%$75,400,698 318,500CAMBIA HEALTH SOLUTIONS INC120741 177,72354.55% 0.44% 93.85%$64,807,714 177,965BCBS OF AZ INC5358942 93,18361.26% 0.38% 94.23%$64,261,380 105,064BCBS OF KS GRP43043 50,443108.06% 0.38% 94.60%$61,537,818 105,216GUIDEWELL MUT HOLDING GRP53644 61,38655.57% 0.36% 94.97%$59,951,096 265,923BCBS OF TN GRP349845 265,92375.70% 0.35% 95.32%$50,199,403 61,389BLUE SHIELD OF CA GRP279846 61,38976.28% 0.29% 95.61%$49,309,294 131,769CAREFIRST INC GRP38047 65,79551.17% 0.29% 95.90%$49,007,321 214,132BERKSHIRE HATHAWAY GRP3148 138100.91% 0.29% 96.19%$46,620,689 62,716EDUCATORS MUT GRP12649 553107.37% 0.27% 96.46%$44,425,903 0LIFETIME HLTHCARE GRP118650 0117.38% 0.26% 96.72%$42,875,864 0BCBS OF NE GRP485851 069.69% 0.25% 96.97%$37,373,589 168,531AMERICAN NATL FIN GRP40852 110,87264.24% 0.22% 97.19%$36,615,553 93,249PREFERREDONE GRP349253 45,82384.83% 0.21% 97.40%$34,605,984 3,796ASSURANT INC GRP1954 2,56639.71% 0.20% 97.61%$31,634,485 21,827,636PARTNERRE GRP348355 284113.68% 0.19% 97.79%$28,096,593 0BLUE CROSS OF ID GRP129056 080.77% 0.16% 97.96%$26,546,425 103,419BCBS OF KC GRP53757 45,08590.74% 0.16% 98.11%$26,481,532 66,242XL AMER GRP128558 14171.60% 0.16% 98.27%$25,988,683 0SPECTRUM HLTH GRP338359 00.00% 0.15% 98.42%$24,779,758 160,280LOUISIANA HLTH SERV GRP43860 81,82062.94% 0.15% 98.56%$21,687,751 41,354BENCHMARK HOLDING GRP488661 047.52% 0.13% 98.69%$20,569,496 27,396AULTMAN HLTH FOUNDATION GRP480562 12,04678.71% 0.12% 98.81%$20,425,010 59,452AMALGAMATED LIFE INS CO6021663 5464.58% 0.12% 98.93%$19,542,159 0BCBS OF NJ GRP120264 0110.29% 0.11% 99.04%$17,861,642 20,299ARCH INS GRP127965 38587.81% 0.10% 99.15%$15,751,737 0HEALTH NOW NY INC5520466 073.56% 0.09% 99.24%$14,903,153 9,575WISCONSIN PHYSICIANS SERV INS GRP6867 4,25697.66% 0.09% 99.33%$12,760,044 5,652PRESBYTERIAN HLTHCARE SERV GRP48168 3,385101.40% 0.07% 99.40%

$9,810,937 57,373PACIFICSOURCE HLTH PLAN GRP470469 1983.47% 0.06% 99.46%$9,794,834 469,390RGA INC GRP463970 5155.18% 0.06% 99.52%$9,732,778 53,306BCBS OF RI5347371 21,92319.70% 0.06% 99.58%$9,728,636 0CARLE HOLDING CO GRP119272 079.14% 0.06% 99.63%$9,713,444 57,996HAWAII MEDICAL SERV ASSN4994873 26,21085.90% 0.06% 99.69%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Stop Loss/Excess Loss

$9,253,597 5,524HARVARD PILGRIM HLTH CARE GRP59574 5,524105.50% 0.05% 99.74%$7,677,879 0HEALTH PLAN GRP129775 065.59% 0.04% 99.79%$5,949,884 42,916BCBS OF VT GRP474576 22,43197.69% 0.03% 99.82%$5,712,768 0IHC INC GRP88077 1373.02% 0.03% 99.86%$5,450,241 0OREGON DENTAL GRP131378 0215.35% 0.03% 99.89%$3,627,042 2,402EVERENCE GRP461679 576.20% 0.02% 100.00%$3,081,734 276NATIONAL WESTERN LIFE INS CO6685080 27696.00% 0.02% 100.00%$2,176,975 3,228SOLSTICE GRP486681 347.50% 0.01% 100.00%$1,981,188 3,895VANGUARD HLTH VENTURES GRP121282 524.86% 0.01% 100.00%$1,397,946 6,870LIBERTY MUT GRP11183 1375.00% 0.01% 100.00%$1,339,976 1,744WEA INS CORP7227384 655362.24% 0.01% 100.00%$1,218,582 1,905NETWORK HLTH GRP267885 1,09357.59% 0.01% 100.00%

$802,879 102,857KAISER FOUNDATION GRP60186 2(152.22)% 0.00% 100.00%$752,027 841CATHOLIC HLTH INITIATIVES GRP480787 571136.11% 0.00% 100.00%$641,049 1,469BCBS OF WY5376788 661183.81% 0.00% 100.00%$587,526 1,012NIPPON LIFE INS CO OF AMER8126489 495137.61% 0.00% 100.00%$371,650 0INDEPENDENT HLTH ASSN GRP489490 054.11% 0.00% 100.00%$280,577 5,293UNIVERSITY HLTH CARE & GUNDERSEN LUT487091 2,1962,596.21% 0.00% 100.00%$254,534 13,262HEALTH INS CO OF AMER INC1399292 0337.17% 0.00% 100.00%$153,146 278FIRSTCARE GRP354993 154126.13% 0.00% 100.00%$134,492 250NEW ERA LIFE GRP52094 10.00% 0.00% 100.00%

$94,291 45PHP INDIANA GRP382895 1134.01% 0.00% 100.00%$92,354 0GULF GUARANTY GRP94896 0(29.35)% 0.00% 100.00%$74,376 331HARTFORD FIRE & CAS GRP9197 1872.73% 0.00% 100.00%

$17,078,722,223 80,306,679GRAND TOTAL 15,868,33778.58% 100.00%

© 2018 National Association of Insurance Commissioners 257

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Other Business Market Share by Line of Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

Total Non U.S. Policy Forms

$9,566,728,356 32,110,887AFLAC GRP3701 21,753,20363.61% 86.57% 86.57%$503,823,061 2,364,302METROPOLITAN GRP2412 610,62465.61% 4.56% 91.13%$409,083,316 0CHUBB LTD GRP6263 045.84% 3.70% 94.83%$273,421,955 14,218,593ASSURANT INC GRP194 14,217,36012.69% 2.47% 97.31%$109,797,885 26,290BUPA INS CO816475 15,67668.45% 0.99% 98.30%

$47,581,446 2,007AMERICAN INTL GRP126 2,94934.64% 0.43% 98.73%$40,660,157 119,037PAN AMER LIFE GRP5257 70,21554.72% 0.37% 99.10%$27,845,096 117,299WR BERKLEY CORP GRP988 43,72134.63% 0.25% 99.35%$19,247,122 89,497FORTRESS GRP47169 2453.08% 0.17% 99.52%$14,512,651 12,683,990ALLIANZ INS GRP76110 5,075,03131.53% 0.13% 99.65%

$7,090,331 4,364BEST MERIDIAN INS CO6388611 2,03155.52% 0.06% 99.72%$6,966,915 0STARR GRP467012 087.72% 0.06% 99.78%$6,146,121 0MUNICH RE GRP36113 011.99% 0.06% 99.84%$5,542,883 2,840AMFIRST HOLDINGS GRP471914 51951.07% 0.05% 99.89%$5,446,919 0BERKSHIRE HATHAWAY GRP3115 39679.70% 0.05% 100.00%$3,904,762 6,170KNIGHTS OF COLUMBUS5803316 6,181128.33% 0.04% 100.00%$1,550,011 10,976SOUTHLAND NATL HOLDING GRP482717 9,75519.41% 0.01% 100.00%

$645,254 3,301MARQUETTE IND & LIFE INS CO8739418 3,30125.84% 0.01% 100.00%$379,181 1,411NEW YORK LIFE GRP82619 1,196(0.51)% 0.00% 100.00%$329,129 0LIBERTY MUT GRP11120 0176.18% 0.00% 100.00%$146,560 3,558AXIS CAPITAL GRP341621 14049.86% 0.00% 100.00%

$182 2TORCHMARK CORP GRP29022 21,042.86% 0.00% 100.00%

$11,050,849,293 61,999,314GRAND TOTAL 41,930,93461.54% 100.00%

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Accident and Health Policy Experience Report Grand Total (Individual, Group, and Other)

Business

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Market Share for the Top 125 InsurersGrand Total Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All Statement Types

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

$138,807,946,591 41,394,713UNITEDHEALTH GRP7071 31,369,06481.88% 16.44% 16.44%

$63,047,047,458 47,317,191ANTHEM INC GRP6712 27,855,81884.48% 7.47% 23.91%

$53,472,330,785 18,293,451HUMANA GRP1193 14,595,43981.91% 6.33% 30.24%

$50,828,828,398 20,804,617AETNA GRP14 15,569,11282.90% 6.02% 36.26%

$34,350,187,853 18,834,192HCSC GRP9175 9,984,74083.26% 4.07% 40.33%

$29,669,658,262 5,646,398CENTENE CORP GRP12956 5,473,02787.33% 3.51% 43.85%

$24,561,444,329 56,855,141CIGNA HLTH GRP9017 2,599,64881.82% 2.91% 46.76%

$17,395,355,201 3,442,182KAISER FOUNDATION GRP6018 2,023,72893.54% 2.06% 48.82%

$16,990,540,472 3,897,280INDEPENDENCE HLTH GRP INC GRP9369 2,954,00488.77% 2.01% 50.83%

$16,854,302,611 3,675,274MOLINA HEALTHCARE INC GRP153110 3,445,20486.04% 2.00% 52.83%

$15,305,041,017 4,007,321WELLCARE GRP119911 4,006,63684.78% 1.81% 54.64%

$15,291,770,445 5,649,819GUIDEWELL MUT HOLDING GRP53612 3,442,30782.31% 1.81% 56.45%

$14,669,826,092 22,713,822HIGHMARK GRP81213 12,701,97584.51% 1.74% 58.19%

$12,885,499,568 2,628,138BCBS OF NJ GRP120214 1,877,53887.48% 1.53% 59.71%

$12,756,810,917 5,315,956BCBS OF MI GRP57215 3,063,46781.48% 1.51% 61.23%

$8,731,190,621 3,250,100BCBS OF NC GRP75816 2,115,25575.26% 1.03% 62.26%

$8,591,943,109 1,735,466CARESOURCE GRP368317 1,694,61086.24% 1.02% 63.28%

$8,454,381,720 1,949,138CAREFIRST INC GRP38018 1,094,77686.30% 1.00% 64.28%

$8,129,389,489 28,179,031METROPOLITAN GRP24119 519,33295.12% 0.96% 65.24%

$7,656,794,614 3,931,705BCBS OF MA GRP363720 2,150,32487.16% 0.91% 66.15%

$7,323,917,759 2,669,098EMBLEM HLTH GRP112721 1,514,69390.42% 0.87% 67.02%

$7,202,983,634 3,683,468BCBS OF TN GRP349822 2,463,48180.41% 0.85% 67.87%

$7,186,330,782 2,884,221UPMC HLTH SYSTEM GRP132423 1,726,46889.46% 0.85% 68.72%

$6,068,461,075 2,376,938BCBS OF MN GRP46124 1,586,05386.75% 0.72% 69.44%

$6,016,852,322 23,660,253UNUM GRP56525 4,122,25187.49% 0.71% 70.15%

$5,833,635,559 2,926,810CAMBIA HEALTH SOLUTIONS INC120726 1,819,00382.25% 0.69% 70.84%

$5,799,744,935 3,414,942BCBS OF AL GRP57027 1,934,67283.70% 0.69% 71.53%

$5,753,854,481 1,820,151LIFETIME HLTHCARE GRP118628 1,155,47487.63% 0.68% 72.21%

$5,269,826,231 22,220,806AFLAC GRP37029 12,230,95453.80% 0.62% 72.84%

$4,827,360,829 3,973,555BCBS OF SC GRP66130 2,474,31082.20% 0.57% 73.41%

$4,013,782,596 25,229,376MUTUAL OF OMAHA GRP26131 7,548,32974.11% 0.48% 73.88%

$4,006,625,067 489,591MEDICA GRP155232 362,23285.95% 0.47% 74.36%

$3,965,063,382 21,232,212GUARDIAN LIFE GRP42933 13,057,23067.41% 0.47% 74.83%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All Statement Types

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

$3,793,751,570 2,276,473WELLMARK INC GRP77034 1,253,21583.29% 0.45% 75.28%

$3,769,346,870 699,285SPECTRUM HLTH GRP338335 473,92886.48% 0.45% 75.72%

$3,708,133,655 2,340,984PREMERA BLUE CROSS GRP96236 1,120,42182.66% 0.44% 76.16%

$3,648,330,838 904,879CAIDAN ENTERPRISES INC GRP464037 904,87990.57% 0.43% 76.59%

$3,593,676,617 5,602,248CVS CAREMARK GRP466738 5,600,25878.98% 0.43% 77.02%

$3,464,258,034 1,120,796HEALTHPARTNERS GRP125839 670,26889.36% 0.41% 77.43%

$3,360,408,887 732,160HAWAII MEDICAL SERV ASSN4994840 503,97189.19% 0.40% 77.83%

$3,359,851,130 926,438LOUISIANA HLTH SERV GRP43841 557,57980.52% 0.40% 78.23%

$3,217,205,825 512,747MVP GRP119842 407,12788.76% 0.38% 78.61%

$3,008,864,347 853,575HARVARD PILGRIM HLTH CARE GRP59543 482,18485.75% 0.36% 78.96%

$2,900,756,391 2,380,775ARKANSAS BCBS GRP87644 1,198,51085.63% 0.34% 79.31%

$2,877,566,496 767,051TUFTS GRP474245 644,81685.48% 0.34% 79.65%

$2,869,972,786 559,643GEISINGER INS GRP114346 439,39085.06% 0.34% 79.99%

$2,812,615,027 1,274,961GENWORTH FIN GRP401147 1,166,447141.54% 0.33% 80.32%

$2,793,115,870 1,109,920MEDICAL MUT OF OH GRP73048 624,27183.89% 0.33% 80.65%

$2,737,619,164 380,882UCARE GRP438049 373,35188.93% 0.32% 80.98%

$2,669,351,332 806,163TRIPLE S GRP480250 658,35083.64% 0.32% 81.29%

$2,647,447,282 839,586IHC INC GRP88051 425,30786.67% 0.31% 81.61%

$2,484,282,370 575,297HEALTH NOW NY INC5520452 325,57288.03% 0.29% 81.90%

$2,427,424,516 1,261,521CAPITAL BLUE CROSS GRP123053 635,90185.99% 0.29% 82.19%

$2,424,164,366 350,427NEIGHBORHOOD HLTH PLAN INC1110954 298,21091.62% 0.29% 82.48%

$2,277,219,186 153,182HEALTHFIRST INC GRP477855 150,59087.33% 0.27% 82.75%

$2,261,955,282 397,134HENRY FORD HLTH SYSTEM GRP131156 222,23688.86% 0.27% 83.01%

$2,225,957,771 1,253,125JOHN HANCOCK GRP90457 1,252,850100.37% 0.26% 83.28%

$2,152,954,202 20,205,499TOKIO MARINE HOLDINGS INC GRP309858 46,86381.49% 0.26% 83.53%

$2,130,500,379 888,206BCBS OF KC GRP53759 472,95781.43% 0.25% 83.78%

$2,126,072,301 924,337BCBS OF KS GRP43060 532,97889.28% 0.25% 84.04%

$2,110,447,521 1,526,880BCBS OF AZ INC5358961 793,05577.68% 0.25% 84.29%

$2,032,431,450 282,786HEALTH PARTNERS PLANS INC9506662 282,78679.52% 0.24% 84.53%

$2,029,481,842 300,415CDPHP INC GRP470863 225,29787.70% 0.24% 84.77%

$2,025,488,201 285,385INDEPENDENT HLTH ASSN GRP489464 215,68387.70% 0.24% 85.01%

$2,021,337,956 645,763PROVIDENCE HLTH GRP478865 390,44789.91% 0.24% 85.25%

$2,010,477,869 17,440,641AEGON US HOLDING GRP46866 13,030,75686.73% 0.24% 85.48%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All Statement Types

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

$1,980,460,150 393,245PRESBYTERIAN HLTHCARE SERV GRP48167 316,48086.13% 0.23% 85.72%

$1,966,079,348 325,121MEDICAL CARD SYSTEM INC GRP130168 255,27683.53% 0.23% 85.95%

$1,932,183,073 318,361UNIVERSITY HLTH CARE INC5262169 318,36190.24% 0.23% 86.18%

$1,927,462,386 1,281,248NORTHWESTERN MUT GRP86070 1,066,97856.71% 0.23% 86.41%

$1,922,599,108 7,795,832SUN LIFE ASSUR CO OF CN GRP54971 70,32475.94% 0.23% 86.64%

$1,922,015,930 1,827,986CNO FINANCIAL GRP23372 1,473,25394.60% 0.23% 86.86%

$1,884,023,076 400,315INDIANA UNIVERSITY HLTH GRP463773 394,69994.77% 0.22% 87.09%

$1,854,621,717 15,034,293HARTFORD FIRE & CAS GRP9174 82,86074.09% 0.22% 87.31%

$1,786,349,203 53,356,050VISION SERV PLAN GRP118975 283,25678.17% 0.21% 87.52%

$1,738,409,683 4,747,840PRINCIPAL FIN GRP33276 3,679,12164.22% 0.21% 87.73%

$1,715,065,193 553,140BCBS OF RI5347377 322,07986.14% 0.20% 87.93%

$1,683,829,911 654,208BCBS OF NE GRP485878 362,48786.88% 0.20% 88.13%

$1,648,991,216 9,395,040MEIJI YASUDA LIFE INS GRP134879 8,835,89772.17% 0.20% 88.32%

$1,618,455,495 314,171BOSTON MEDICAL CENTER HLTH PLAN INC1320380 296,86693.43% 0.19% 88.51%

$1,613,234,792 7,991,084DENTEGRA GRP247981 2,228,05373.66% 0.19% 88.71%

$1,572,144,828 11,046,135RENAISSANCE HLTH SERV CORP GRP47782 5,579,72081.39% 0.19% 88.89%

$1,564,343,396 465,358TEXAS CHILDRENS HLTH PLAN INC9532983 465,35891.85% 0.19% 89.08%

$1,562,898,108 129,577AMERICAS 1ST CHOICE GRP475584 129,57765.25% 0.19% 89.26%

$1,541,574,993 311,270SENTARA HLTH MGMT GRP118385 271,54889.16% 0.18% 89.45%

$1,513,423,155 427,898HARRIS HLTH GRP489286 366,26290.27% 0.18% 89.62%

$1,497,225,436 343,525VANGUARD HLTH VENTURES GRP121287 296,44583.52% 0.18% 89.80%

$1,493,142,460 862,314MAGELLAN HLTH INC GRP126088 645,74284.20% 0.18% 89.98%

$1,482,822,146 312,666UNIVERSITY HLTH CARE & GUNDERSEN LUT487089 183,10092.55% 0.18% 90.15%

$1,476,282,993 236,768CARLE HOLDING CO GRP119290 140,04886.81% 0.17% 90.33%

$1,431,033,956 9,530,143PRUDENTIAL OF AMER GRP30491 87,03885.64% 0.17% 90.50%

$1,369,879,008 533,767BLUE CROSS OF ID GRP129092 277,33078.70% 0.16% 90.66%

$1,365,941,325 199,639NEIGHBORHOOD HLTH PLAN OF RI INC9540293 199,63990.38% 0.16% 90.82%

$1,359,361,574 632,541MISSISSIPPI INS GRP112694 416,23285.38% 0.16% 90.98%

$1,331,319,919 8,834,551LINCOLN NATL GRP2095 95,54367.82% 0.16% 91.14%

$1,271,052,337 164,396FALLON GRP474196 112,08490.31% 0.15% 91.29%

$1,243,106,370 9,170,048VOYA FINANCIAL GRP483297 4,301,76774.72% 0.15% 91.44%

$1,243,077,115 266,508DEAN HLTH GRP129498 168,78688.96% 0.15% 91.59%

$1,222,301,718 204,183SECURITY HLTH PLAN OF WI INC9688199 154,97991.68% 0.14% 91.73%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All Statement Types

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

$1,186,234,192 0CHUBB LTD GRP626100 059.11% 0.14% 91.87%

$1,138,739,993 7,471,550LIBERTY MUT GRP111101 7,462,19289.17% 0.13% 92.01%

$1,102,218,230 472,424NORIDIAN MUT INS CO55891102 254,72083.34% 0.13% 92.14%

$1,088,930,970 292,294COMMUNITY HLTH PLAN OF WA47049103 292,29489.48% 0.13% 92.27%

$1,078,765,767 369,443AVMED INC95263104 212,11591.49% 0.13% 92.39%

$1,062,836,139 244,661PACIFICSOURCE HLTH PLAN GRP4704105 154,55683.99% 0.13% 92.52%

$1,020,947,932 1,503,930AMERICAN INTL GRP12106 713,03466.73% 0.12% 92.64%

$1,017,036,244 1,106,631STATE FARM GRP176107 939,52890.65% 0.12% 92.76%

$996,967,800 4,610,532TORCHMARK CORP GRP290108 12,464,22564.37% 0.12% 92.88%

$966,385,712 222,974MCLAREN HLTH GRP4700109 208,11692.15% 0.11% 92.99%

$963,376,633 23,629ELDERPLAN INC95662110 23,62984.36% 0.11% 93.11%

$946,071,172 7,156,693ALLSTATE INS GRP8111 3,724,83053.92% 0.11% 93.22%

$925,976,715 3,990,323ASSURANT INC GRP19112 3,102,87485.59% 0.11% 93.33%

$899,647,229 185,038BAYSTATE HLTH GRP4756113 129,52688.81% 0.11% 93.44%

$892,795,163 2,147,063AMERICAN FIDELITY CORP GRP330114 1,729,19356.10% 0.11% 93.54%

$879,206,988 2,029,157AMERITAS MUT HOLDING GRP943115 267,66362.00% 0.10% 93.65%

$878,189,435 12,052,647FIDELITY SECURITY GRP451116 5,785,85672.93% 0.10% 93.75%

$863,390,371 142,718NETWORK HLTH GRP2678117 121,04384.49% 0.10% 93.85%

$846,899,632 177,671SANFORD HLTH GRP1246118 96,35894.35% 0.10% 93.95%

$825,528,579 238,778SCOTT & WHITE GRP600119 164,76488.21% 0.10% 94.05%

$818,655,951 3,558,642MCNA GRP4730120 3,558,64283.57% 0.10% 94.15%

$816,600,328 691,201EXPRESS SCRIPTS HOLDING GRP4813121 691,20193.73% 0.10% 94.24%

$796,665,987 0HEALTH SUN HLTH PLANS10122122 084.74% 0.09% 94.34%

$788,718,161 100,363MEDSTAR FAMILY CHOICE14227123 100,36393.24% 0.09% 94.43%

$778,632,790 3,342,479SUMITOMO LIFE INS GRP4855124 2,209,41173.95% 0.09% 94.52%

$768,329,104 0PEOPLES HLTH INC13607125 085.00% 0.09% 94.62%

$844,232,026,783 894,235,561GRAND TOTAL 419,541,77884.12% 100.00%

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Top 25 Groups by CompanyGrand Total Business

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$138,807,946,591 41,394,71331,369,064UNITEDHEALTH GRP7071 81.88% 16.44%$497,642,161 193,895111,650ALL SAVERS INS CO82406 81.43%

$0 00ALL SAVERS LIFE INS CO OF CA73130 N/A

$2,569,148,354 482,719482,719AMERICHOICE OF NJ INC95497 86.91%

$1,376,941,281 108,697108,697CARE IMPROVEMENT PLUS OF TX INS CO12558 83.30%

$1,248,125,224 99,83399,833CARE IMPROVEMENT PLUS S CENTRAL INS12567 79.41%

$130,998,987 12,96312,963CARE IMPROVEMENT PLUS WI INS CO14041 80.83%

$1,911,847 14,7927,601DENTAL BENEFIT PROVIDERS OF IL INC52053 72.94%

$1,338,730,096 741,880446,940GOLDEN RULE INS CO62286 71.66%

$16,716,984 2,1101,312HARKEN HLTH INS CO79480 79.30%

$2,764,996,769 595,191477,740HEALTH PLAN OF NV96342 82.60%

$84,786,986 22,78712,815MAMSI LIFE & HLTH INS CO60321 72.03%

$291,662,336 41,33720,185MD INDIVIDUAL PRACTICE ASSN INC96310 78.74%

$0 00MEDICA HLTH PLANS OF FL INC12756 N/A

$547,945,039 42,01042,010MEDICA HLTHCARE PLANS INC12155 89.71%

$8,659,118 73,44241,937NATIONAL PACIFIC DENTAL INC95251 51.72%

$622,456,391 129,85788,324NEIGHBORHOOD HLTH PARTNERSHIP INC95123 77.71%

$1,968,796 11,9356,029NEVADA PACIFIC DENTAL INC95758 71.59%

$222,124,403 57,57335,784OPTIMUM CHOICE INC96940 77.53%

$0 00ORTHONET OF THE MID ATLANTIC INC11068 N/A

$7,275,618,605 1,005,899535,401OXFORD HLTH INS INC78026 79.58%

$1,452,425,908 141,559139,534OXFORD HLTH PLANS CT INC96798 78.42%

$416,174,808 33,26629,806OXFORD HLTH PLANS NJ INC95506 73.60%

$1,105,015,184 88,46688,455OXFORD HLTH PLANS NY INC95479 88.69%

$13,594,806 50,22621,954PACIFICARE LIFE & HLTH INS CO70785 73.35%

$615,777 00PACIFICARE OF AZ INC95617 -9.53%

$2,843,547,754 276,324276,324PACIFICARE OF CO INC95434 82.54%

)$(201,255 00PACIFICARE OF NV INC95685 0.00%

$769,038,134 68,63868,638PHYSICIANS HLTH CHOICE OF TX LLC11494 90.16%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$1,751,786,229 164,916164,916PREFERRED CARE PARTNERS INC111761 86.35%

$47,364,715 4,9542,767ROCKY MOUNTAIN HLTHCARE OPTIONS INC47004 99.57%

$380,039,215 218,269210,515ROCKY MOUNTAIN HMO INC95482 86.45%

$13,316,538,021 1,250,0341,204,019SIERRA HLTH & LIFE INS CO INC71420 84.98%

$474,217,187 834,423834,423SYMPHONIX HLTH INS INC84549 92.87%

$347,685,450 1,578,471148,034UNIMERICA INS CO91529 73.69%

$4,989,103 21,82921,829UNIMERICA LIFE INS CO OF NY11596 61.23%

$1,171,584,087 262,075260,368UNITED HLTH CARE OF MS INC95716 89.42%

$1,232,733,372 330,506176,795UNITED HLTHCARE INS CO OF IL60318 77.90%

$3,549,479,555 1,406,9921,128,086UNITED HLTHCARE INS CO OF NY60093 81.63%

$862,501,545 244,398233,592UNITED HLTHCARE MID ATLANTIC INC95025 81.40%

$2,816,907 3,3872,203UNITED HLTHCARE OF AL INC95784 22.18%

$22,147,521 5,1273,197UNITED HLTHCARE OF AR INC95446 67.40%

$127,456,620 24,18115,883UNITED HLTHCARE OF AZ INC96016 79.85%

$73,289,795 21,64014,100UNITED HLTHCARE OF CO INC95090 75.24%

$2,457,377,321 395,339357,001UNITED HLTHCARE OF FL INC95264 85.00%

$281,797,124 55,37638,210UNITED HLTHCARE OF GA INC95850 81.68%

$113,494,267 24,05814,862UNITED HLTHCARE OF KY LTD96644 79.06%

$2,123,369,240 444,177442,221UNITED HLTHCARE OF LA INC95833 82.12%

$2,553,277,584 277,973277,944UNITED HLTHCARE OF MIDLANDS INC95591 78.14%

$41,616,393 9,1225,118UNITED HLTHCARE OF OH INC95186 76.53%

$668,763,575 69,19567,062UNITED HLTHCARE OF UT INC95501 89.13%

$3,135,841,657 230,795230,591UNITEDHEALTHCARE BENEFITS OF TX INC95174 87.28%

$1,066,092,720 254,772254,772UNITEDHEALTHCARE COMM PLAN INC95467 87.39%

$2,245,472,329 312,886312,886UNITEDHEALTHCARE COMM PLAN OF OH INC12323 80.92%

$2,367,740,458 269,526269,526UNITEDHEALTHCARE COMM PLAN OF TX LLC11141 88.97%

$49,680,902,149 24,367,96017,757,195UNITEDHEALTHCARE INS CO79413 80.38%

$982,282,491 194,735117,103UNITEDHEALTHCARE INS CO OF THE RIVER12231 81.52%

$434,552,331 152,41295,747UNITEDHEALTHCARE LIFE INS CO97179 79.72%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$173,276,434 36,27621,715UNITEDHEALTHCARE OF IL INC957761 77.86%

$1,328,031,316 296,195296,133UNITEDHEALTHCARE OF MIDWEST INC96385 88.34%

$398,074,696 94,32662,584UNITEDHEALTHCARE OF NC INC95103 76.37%

$988,280,639 144,096143,341UNITEDHEALTHCARE OF NEW ENGLAND INC95149 85.29%

$790,313,586 88,04788,047UNITEDHEALTHCARE OF NM INC13214 80.98%

$4,412,633,059 727,971726,102UNITEDHEALTHCARE OF NY INC95085 82.12%

$1,233,718,731 121,920121,678UNITEDHEALTHCARE OF OR INC95893 83.19%

$1,235,383,215 263,531263,531UNITEDHEALTHCARE OF PA INC95220 80.75%

$113,851,035 27,21117,841UNITEDHEALTHCARE OF TX INC95765 71.80%

$1,076,826,115 268,454251,686UNITEDHEALTHCARE OF WA INC48038 86.36%

$5,502,648,157 619,612599,673UNITEDHEALTHCARE OF WI INC95710 76.38%

$4,011,762,347 934,758920,191UNITEDHEALTHCARE PLAN OF THE RIVER V95378 84.18%

$425,293,807 47,38938,926UNITEDHEATHCARE OF OK INC96903 78.79%

$63,047,047,458 47,317,19127,855,818ANTHEM INC GRP6712 84.48% 7.47%$19,431,350 1,9351,935AMERIGROUP COMM CARE OF NM INC12354 86.42%

$63,219,412 52,07552,075AMERIGROUP DC INC16168 88.91%

$963,643,024 152,884152,884AMERIGROUP INS CO14078 82.48%

$1,231,185,528 190,441190,441AMERIGROUP IOWA INC15807 101.08%

$986,482,547 124,547124,547AMERIGROUP KS INC14276 90.84%

$947,539,326 245,898245,898AMERIGROUP LA INC14064 83.28%

$1,096,534,863 278,752278,752AMERIGROUP MD INC95832 81.01%

$1,365,920,211 194,268194,268AMERIGROUP NJ INC95373 83.11%

$645,316,495 185,416185,416AMERIGROUP NV INC12586 86.00%

$0 00AMERIGROUP OH INC DBA COMM CARE10767 N/A

$1,777,324,747 413,820413,820AMERIGROUP TN INC12941 80.38%

$3,838,900,643 685,097685,097AMERIGROUP TX INC95314 84.93%

$602,509,869 146,811146,811AMERIGROUP WASHINGTON INC14073 82.06%

$1,174,451,737 366,813366,813AMGP GA MANAGED CARE CO INC12229 82.54%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$1,929,787,531 7,379,8944,017,231ANTHEM BLUE CROSS LIFE & HLTH INS CO628252 79.32%

$1,983,530,058 1,517,120773,815ANTHEM HLTH PLANS INC60217 86.17%

$2,372,889,651 2,127,9921,159,540ANTHEM HLTH PLANS OF KY INC95120 82.12%

$1,139,600,132 551,210303,014ANTHEM HLTH PLANS OF ME INC52618 86.90%

$515,775,827 281,928162,155ANTHEM HLTH PLANS OF NH53759 84.70%

$3,644,810,972 2,978,7531,598,825ANTHEM HLTH PLANS OF VA INC71835 83.12%

$6,908,707,315 6,349,7173,416,734ANTHEM INS CO INC28207 86.35%

$665,626,399 129,425129,425ANTHEM KY MANAGED CARE PLAN INC15543 84.55%

$2,800,910 50,17850,157ANTHEM LIFE & DISABILITY INS CO13573 18.05%

$95,340,793 1,192,8681,187,558ANTHEM LIFE INS CO61069 55.93%

$3,295,863,129 1,487,471822,738BCBS HLTHCARE PLAN OF GA INC96962 83.94%

$1,828,574,647 3,239,8731,648,756BCBS OF GA INC54801 91.14%

$769,127,562 1,150,172549,333BCBS OF WI54003 86.68%

$148,467,512 12,88212,882CAREMORE HLTH PLAN OF AZ INC13562 80.52%

$97,755,414 7,7347,734CAREMORE HLTH PLAN OF NV13605 88.59%

$5,714,239,380 5,138,5542,544,110COMMUNITY INS CO10345 83.79%

$798,376,122 227,918161,690COMPCARE HLTH SERV INS CORP95693 82.14%

$2,104,049,065 4,461,5532,214,595EMPIRE HEALTHCHOICE ASSUR INC55093 85.44%

$1,284,582,227 134,609111,410EMPIRE HEALTHCHOICE HMO INC95433 94.25%

$15,157,889 184,659184,442GREATER GA LIFE INS CO97217 71.21%

$3,474,182,105 855,628665,344HEALTHKEEPERS INC95169 82.07%

$0 292,938159,444HEALTHLINK HMO INC96475 N/A

$2,566,976,478 1,305,170708,947HEALTHY ALLIANCE LIFE INS CO78972 79.24%

$651,176,451 162,10493,235HMO CO INC95473 84.26%

$182,085,458 30,21220,806HMO MO INC95358 80.75%

$531,313,056 200,611105,659MATTHEW THORTON HLTH PLAN INC95527 80.04%

$1,942,035,286 1,516,760829,089ROCKY MOUNTAIN HOSPITAL & MEDICAL11011 86.69%

$3,092,110,852 606,573606,573SIMPLY HLTHCARE PLANS INC13726 81.78%

$503,048,006 140,645140,645UNICARE HLTH PLAN OF WV INC11810 90.70%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$76,597,479 563,283431,175UNICARE LIFE & HLTH INS CO803142 79.34%

$53,472,330,785 18,293,45114,595,439HUMANA GRP1193 81.91% 6.33%$803,574,710 79,53379,533ARCADIAN HLTH PLAN INC12151 86.85%

$1,688,483,502 109,268109,268CAREPLUS HLTH PLANS INC95092 82.53%

$1,356,100,549 116,315116,315CARITEN HLTH PLAN INC95754 77.70%

$160,584,643 18,52018,520CHA HMO INC95158 86.91%

$98,894,363 888,720493,192COMPBENEFITS CO52015 62.12%

$9,606,373 58,19435,456COMPBENEFITS DENTAL INC11228 61.85%

$81,124,183 405,315211,600COMPBENEFITS INS CO60984 70.08%

$27,253,477 208,808124,770DENTICARE INC95161 56.12%

$1,016,807,342 88,05488,054HUMANA BENEFIT PLAN OF IL INC60052 81.02%

$1,198,286,632 254,516172,973HUMANA EMPLOYERS HLTH PLAN GA INC95519 84.35%

$2,080,333,469 330,304262,641HUMANA HLTH BENEFIT PLAN OF LA INC95642 81.00%

$128,092,257 14,47714,477HUMANA HLTH CO OF NY INC13558 92.41%

$976,559,187 177,108144,229HUMANA HLTH INS CO OF FL INC69671 85.54%

$8,193,049,031 1,207,2141,003,867HUMANA HLTH PLAN INC95885 84.68%

$230,778,366 51,13727,992HUMANA HLTH PLAN OF OH INC95348 77.29%

$775,406,730 181,351112,441HUMANA HLTH PLAN OF TX INC95024 79.88%

$304,172,928 47,09441,209HUMANA HLTH PLANS OF PR95721 91.42%

$22,963,403,023 10,396,5328,942,336HUMANA INS CO73288 79.67%

$36,328,606 80,79945,423HUMANA INS CO OF KY60219 81.83%

$277,179,784 178,036175,285HUMANA INS CO OF NY12634 79.96%

$130,445,210 147,59969,647HUMANA INS CO OF PR INC84603 75.33%

$8,735,980,876 941,010901,640HUMANA MEDICAL PLAN INC95270 84.38%

$77,261,747 10,6109,563HUMANA MEDICAL PLAN OF MI INC14224 85.25%

$97,854,771 10,96610,966HUMANA MEDICAL PLAN OF PA INC14462 82.36%

$39,856,601 5,6875,461HUMANA MEDICAL PLAN OF UT INC12908 82.18%

$34,451,101 3,0443,044HUMANA REGIONAL HLTH PLAN INC12282 77.02%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$1,302,306,289 134,864123,046HUMANA WI HLTH ORG INS CORP953423 83.07%

$252,458,787 1,426,655778,200HUMANADENTAL INS CO70580 62.73%

$228,286,080 30,14930,149INDEPENDENT CARE HLTH PLAN11695 83.38%

$134,909,145 451,349313,544KANAWHA INS CO65110 158.45%

$32,501,023 240,223130,598THE DENTAL CONCERN INC54739 65.55%

$50,828,828,398 20,804,61715,569,112AETNA GRP14 82.90% 6.02%$1,589,779 00AETNA BETTER HEALTH OF NV INC16148 100.83%

$234,088,529 45,65545,655AETNA BETTER HLTH INC15611 77.90%

$939,490,377 205,494205,494AETNA BETTER HLTH INC13735 79.22%

$936,996,707 23,71323,713AETNA BETTER HLTH INC14229 78.67%

$0 00AETNA BETTER HLTH INC13174 N/A

$592,308,463 116,808116,808AETNA BETTER HLTH INC15616 83.47%

$1,800,759,464 231,537231,537AETNA BETTER HLTH INC14043 93.09%

$1,124,523,679 243,019243,019AETNA BETTER HLTH OF KY INS CO15761 86.11%

$350,252,842 50,42150,421AETNA BETTER HLTH OF MI INC12193 86.23%

$258,885,175 00AETNA BETTER HLTH OF MO LLC95318 86.73%

$284,982,178 92,08392,083AETNA BETTER HLTH OF TX INC95040 79.49%

$32,946,864 229,32573,022AETNA DENTAL INC95910 64.68%

$10,829,753 167,5001,955AETNA DENTAL INC NJ CORP11183 75.80%

$102,131,588 15,5398,490AETNA HEALTH INC LA95173 75.63%

$286,710,722 186,955186,955AETNA HLTH & LIFE INS CO78700 80.20%

$280,727,206 52,84730,209AETNA HLTH ASSUR PA INC15827 89.13%

$255,294,382 26,30726,114AETNA HLTH INC CT CORP95935 81.79%

$1,848,024,671 232,756169,581AETNA HLTH INC FL CORP95088 81.08%

$318,789,819 66,13032,587AETNA HLTH INC GA CORP95094 83.51%

$78,006,784 11,1679,241AETNA HLTH INC ME CORP95517 78.27%

$664,096,681 64,01452,713AETNA HLTH INC NJ CORP95287 84.41%

$120,815,627 10,11110,111AETNA HLTH INC NY CORP95234 79.68%

© 2018 National Association of Insurance Commissioners 274

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$3,934,318,065 598,426360,403AETNA HLTH INC PA CORP951094 81.39%

$423,945,476 52,94044,250AETNA HLTH INC TX CORP95490 93.99%

$15,335,419 127,69356,989AETNA HLTH INS CO72052 82.42%

$26,295 00AETNA HLTH INS CO OF NY84450 -21.32%

$209,641,289 37,86326,376AETNA HLTH OF IA INC95241 77.85%

$257,706,348 75,44442,281AETNA HLTH OF UTAH INC95407 80.66%

$28,279,631,655 15,606,45811,326,981AETNA LIFE INS CO60054 83.35%

$457,573,850 216,999216,999AMERICAN CONTINENTAL INS CO12321 79.25%

$0 00BANNER HLTH & AETNA HLTH INS CO16058 N/A

$464,629,018 274,253274,253CONTINENTAL LIFE INS CO BRENTWOOD68500 76.12%

$1,680,262,355 182,457166,934COVENTRY HLTH & LIFE INS CO81973 78.69%

$511,748,048 108,105105,945COVENTRY HLTH CARE OF FL INC95114 83.63%

$226,767,292 22,09521,447COVENTRY HLTH CARE OF IL INC74160 80.07%

$14,775,853 2,3491,340COVENTRY HLTH CARE OF KS INC95489 79.27%

$967,561,845 113,49099,831COVENTRY HLTH CARE OF MO INC96377 78.78%

$30,680,460 2,5181,480COVENTRY HLTH CARE OF NE INC95925 53.60%

$281,685,135 61,49161,491COVENTRY HLTH CARE OF VA INC96555 83.23%

$557,876,036 132,017132,017COVENTRY HLTH CARE OF W VA INC95408 88.74%

$42,737 00COVENTRY HLTH PLAN OF FL INC95266 -353.35%

$761,072,129 816,029806,511FIRST HLTH LIFE & HLTH INS CO90328 73.53%

$11,357,043 36,27036,270GROUP DENTAL SERV OF MD INC95846 68.07%

$793,667,498 74,19472,393HEALTHASSURANCE PA INC11102 79.89%

$315,457,135 167,29790,538INNOVATION HLTH INS CO15097 91.02%

$104,799,969 21,04011,944INNOVATION HLTH PLAN INC15098 80.47%

$0 00MHNET LIFE & HLTH INS CO12509 N/A

$6,016,158 3,8082,731TEXAS HLTH + AETNA HLTH INS CO16121 59.73%

$34,350,187,853 18,834,1929,984,740HCSC GRP9175 83.26% 4.07%$157,226,046 711,39511,803DEARBORN NATL LIFE INS CO71129 79.08%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$458,683 16,65616,638DEARBORN NATL LIFE INS CO OF NY850905 -24.70%

$72,635,838 10,1789,417GHS HMO INC DBA BLUELINCS HMO11814 95.45%

$44,563,209 6,4006,400GHS INS CO29718 96.65%

$15,353,167 00GHS MANAGED HLTH CARE PLANS INC14048 109.23%

$1,391,872,491 528,167518,569HCSC INS SERV CO78611 87.86%

$32,668,078,419 17,561,3969,421,913HEALTH CARE SERV CORP A MUT LEGAL RE70670 83.03%

$29,669,658,262 5,646,3985,473,027CENTENE CORP GRP12956 87.33% 3.51%$529,541,778 121,159121,159ABSOLUTE TOTAL CARE INC12959 87.40%

$299,757,506 47,76635,449AMBETTER OF MAGNOLIA INC15762 74.64%

$492,682,715 115,54877,291AMBETTER OF PEACH STATE INC15729 73.07%

$1,874,740,893 528,901528,901BANKERS RESERVE LIFE INS CO OF WI71013 92.98%

$2,229,300,449 345,629342,206BUCKEYE COMM HLTH PLAN INC11834 82.19%

$2,149,069,405 531,876388,640CELTIC INS CO80799 73.09%

$173,888,206 35,02534,920CELTICARE HLTH PLAN OF MA INC13632 88.74%

$1,461,456,144 293,696285,080COORDINATED CARE CORP95831 88.64%

$697,846,931 202,486202,486COORDINATED CARE OF WA INC15352 91.51%

$276,740,531 59,85659,856GRANITE STATE HLTH PLAN INC14226 96.77%

$17,760,447 1,6911,691HEALTH NET COMM SOLUTIONS OF AZ15895 100.62%

$527,044,580 76,99763,656HEALTH NET HLTH PLAN OF OR INC95800 93.33%

$1,352,032,445 183,630136,584HEALTH NET LIFE INS CO66141 85.15%

$1,006,579,914 121,55285,454HEALTH NET OF AZ INC95206 73.71%

$739,049,063 269,562269,562HOME STATE HLTH PLAN INC14218 96.52%

$1,367,172,060 215,799215,799ILLINICARE HLTH PLAN INC14053 94.40%

$0 00KENTUCKY SPIRIT HEALTH PLAN INC14100 N/A

$2,103,706,383 487,494487,494LOUISIANA HEALTHCARE CONNECTIONS INC13970 88.15%

$1,251,471,344 264,235264,235MAGNOLIA HLTH PLAN INC13923 91.16%

$92,280,139 35,75635,756MANAGED HLTH SERV INS CORP96822 146.93%

$54,312,766 2,4782,478MICHIGAN COMPLETE HLTH INC10769 89.04%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$431,455,559 82,05682,056NEBRASKA TOTAL CARE INC159026 97.01%

$1,133,715,655 368,100368,100PEACH STATE HLTH PLAN INC12315 83.02%

$34,798,937 34,90034,900SILVERSUMMIT HEALTHPLAN INC16143 114.08%

$1,114,108,198 0129,068SUNFLOWER STATE HLTH PLAN INC14345 86.31%

$1,445,295 195195SUNSHINE HLTH COMM SOLUTIONS INC15927 130.97%

$3,762,138,309 576,914576,914SUNSHINE STATE HLTH PLAN INC13148 93.39%

$2,827,959 363363SUPERIOR HEALTHPLAN COMM SOLUTIONS I15912 87.62%

$4,013,553,767 550,003550,003SUPERIOR HLTHPLAN INC95647 85.80%

$479,180,884 92,73192,731TRILLIUM COMM HLTH PLAN INC12559 94.53%

$24,561,444,329 56,855,1412,599,648CIGNA HLTH GRP9017 81.82% 2.91%$14,688,748 2,84021ALLEGIANCE LIFE & HLTH INS CO INC12814 74.84%

$344,394,006 198,118198,118AMERICAN RETIREMENT LIFE INS CO88366 84.48%

$221,994,908 15,57815,578BRAVO HLTH MID ATLANTIC INC10095 96.15%

$593,076,221 41,17741,177BRAVO HLTH PA INC11524 88.09%

$4,821,983 1,7561,542CENTRAL RESERVE LIFE INS CO61727 65.18%

$8,875,399 40,822772CIGNA DENTAL HLTH OF CO INC11175 58.15%

$114,384 608139CIGNA DENTAL HLTH OF DE INC95380 121.11%

$33,167,456 165,0042,713CIGNA DENTAL HLTH OF FL INC52021 45.01%

$1,686,007 7,760408CIGNA DENTAL HLTH OF KS INC52024 58.20%

$10,765,244 48,8831,348CIGNA DENTAL HLTH OF KY INC52108 47.66%

$11,597,418 54,707831CIGNA DENTAL HLTH OF MD INC48119 46.77%

$5,201,245 23,804565CIGNA DENTAL HLTH OF MO INC11160 69.48%

$5,763,702 23,240834CIGNA DENTAL HLTH OF NC INC95179 81.32%

$12,501,317 69,1441,469CIGNA DENTAL HLTH OF NJ INC11167 80.00%

$8,629,302 41,737734CIGNA DENTAL HLTH OF OH INC47805 52.36%

$5,762,915 25,575994CIGNA DENTAL HLTH OF PA INC47041 45.27%

$34,175,908 198,3681,406CIGNA DENTAL HLTH OF TX INC95037 46.81%

$5,920,362 28,257785CIGNA DENTAL HLTH OF VA INC52617 50.45%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$13,709,599 76,6901,011CIGNA DENTAL HLTH PLAN OF AZ INC470137 53.64%

$1,245,173 11961CIGNA HLTCARE OF IN INC95525 46.48%

$14,400,062,923 37,128,2351,535,907CIGNA HLTH & LIFE INS CO67369 82.22%

$1 00CIGNA HLTHCARE NH INC95493 -86,500.00%

$509,432,744 47,63244,937CIGNA HLTHCARE OF AZ INC95125 84.36%

$5,230,567 963495CIGNA HLTHCARE OF CO INC95604 52.42%

$9,583,876 31,56716,604CIGNA HLTHCARE OF CT INC95660 58.76%

$1,555,851 301146CIGNA HLTHCARE OF FL INC95136 75.17%

$271,235,932 26,17925,933CIGNA HLTHCARE OF GA INC96229 85.86%

$48,419,559 20,52114,900CIGNA HLTHCARE OF IL INC95602 76.52%

$152,131,095 24,52918,962CIGNA HLTHCARE OF NC INC95132 69.96%

$4,396,473 200119CIGNA HLTHCARE OF NJ INC95500 150.63%

$63,041,968 6,3936,373CIGNA HLTHCARE OF SC INC95708 78.36%

$18,154,963 2,2001,734CIGNA HLTHCARE OF ST LOUIS INC95635 80.98%

$22,023,918 4,7312,599CIGNA HLTHCARE OF TN INC95606 78.32%

$86,892,162 10,0774,667CIGNA HLTHCARE OF TX INC95383 78.01%

$122,834,458 1,027,4283,431CIGNA LIFE INS CO OF NY64548 71.48%

)$(19,276 5019CIGNA WORLDWIDE INS CO90859 0.00%

$189,401,014 476,55935,466CONNECTICUT GEN LIFE INS CO62308 84.83%

$2,086,777,082 148,044148,044HEALTHSPRING LIFE & HLTH INS CO INC12902 87.91%

$604,967,869 47,00247,002HEALTHSPRING OF AL INC95781 82.96%

$776,035,157 46,92046,920HEALTHSPRING OF FL INC11532 86.77%

$1,391,073,589 104,517104,517HEALTHSPRING OF TN INC11522 81.86%

$2,160,168,548 16,357,37429,644LIFE INS CO OF N AMER65498 71.96%

$225,004,456 252,236213,124LOYAL AMER LIFE INS CO65722 69.09%

$8,204,278 1,9351,935PROVIDENT AMER LIFE & HLTH INS CO67903 70.27%

$66,743,825 25,36125,664STERLING LIFE INS CO77399 71.89%

$17,395,355,201 3,442,1822,023,728KAISER FOUNDATION GRP6018 93.54% 2.06%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$1,441,442,577 251,302175,603KAISER FOUND HLTH PLAN INC HI REGION115388 101.59%

$3,488,019,623 701,325455,395KAISER FOUND HLTH PLAN MID ATLANTI95639 94.57%

$3,580,439,690 588,503388,500KAISER FOUND HLTH PLAN OF CO95669 94.88%

$1,612,113,178 292,192171,163KAISER FOUND HLTH PLAN OF GA INC96237 90.68%

$3,537,415,229 522,538308,034KAISER FOUND HLTH PLAN OF THE NW95540 94.22%

$966,184,595 229,601150,602KAISER FOUND HLTH PLAN OF WA OPTIONS47055 87.54%

$2,654,271,546 441,449291,722KAISER FOUNDATION HLTH PLAN OF WA95672 89.75%

$115,468,763 415,27282,709KAISER PERMANENTE INS CO60053 76.18%

$16,990,540,472 3,897,2802,954,004INDEPENDENCE HLTH GRP INC GRP9369 88.77% 2.01%$507,178,501 117,320117,320AMERIHEALTH CARITAS DC INC15088 80.16%

$1,750,273,636 00AMERIHEALTH CARITAS IA INC15800 103.59%

$1,020,347,401 214,376214,376AMERIHEALTH CARITAS LA INC14143 83.08%

$207,016,801 33,72120,787AMERIHEALTH HMO INC95044 76.79%

$880,047,226 138,66784,703AMERIHEALTH INS CO OF NJ60061 81.61%

$73,390,445 3,2863,286AMERIHEALTH MI INC15104 85.70%

$1,224,506,068 332,048332,048FLORIDA TRUE HLTH INC14378 90.44%

$363,785,268 139,14099,081INDEPENDENCE HOSPITAL IND PLAN INC54704 101.67%

$1,584,382 00INTER CNTY HLTH PLAN INC53252 59.89%

$2,676,404 00INTER CTY HOSPITALIZATION PLAN INC54763 59.97%

$3,092,754,166 620,234403,705KEYSTONE HLTH PLAN E INC95056 79.41%

$2,123,490,221 1,215,985596,195QCC INS CO93688 78.41%

$1,364,403,736 369,777369,777SELECT HLTH OF SC INC95458 89.13%

$4,379,086,217 712,726712,726VISTA HLTH PLAN INC96660 97.23%

$16,854,302,611 3,675,2743,445,204MOLINA HEALTHCARE INC GRP153110 86.04% 2.00%$2,580,282,668 625,148545,405MOLINA HLTHCARE OF FL INC13128 93.88%

$752,761,231 165,422165,422MOLINA HLTHCARE OF IL INC14104 98.73%

$1,949,945,194 398,239391,774MOLINA HLTHCARE OF MI52630 85.67%

$1,419,622,354 253,293246,324MOLINA HLTHCARE OF NM95739 83.74%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$2,401,420,702 326,597322,019MOLINA HLTHCARE OF OH INC1233410 79.97%

$731,882,245 314,263314,263MOLINA HLTHCARE OF PR INC15600 89.89%

$463,973,590 115,595115,595MOLINA HLTHCARE OF SC INC LLC15329 89.26%

$2,826,732,565 406,182332,021MOLINA HLTHCARE OF TX INC10757 82.70%

$39,937,267 23,94523,945MOLINA HLTHCARE OF TX INS CO13778 87.02%

$535,365,667 151,713123,051MOLINA HLTHCARE OF UT INC DBA AMFAM95502 84.01%

$2,660,670,574 777,299763,244MOLINA HLTHCARE OF WA INC96270 84.22%

$491,708,554 117,578102,141MOLINA HLTHCARE OF WI INC12007 85.56%

$15,305,041,017 4,007,3214,006,636WELLCARE GRP119911 84.78% 1.81%$552,127,059 58,02457,339AMERICAN PROGRESSIVE L&H INS OF NY80624 87.94%

$1,209,696,441 218,174218,174HARMONY HLTH PLAN INC11229 86.72%

$651,201,580 285,577285,577MISSOURI CARE INC12913 88.31%

$24,293,231 2,3212,321SELECTCARE HLTH PLANS INC10768 83.41%

$842,814,696 67,26067,260SELECTCARE OF TX INC10096 85.28%

$706,291,378 65,78865,788WELLCARE HLTH INS OF AZ INC83445 82.58%

$2,815,436,309 559,161559,161WELLCARE HLTH INS OF KY INC64467 87.27%

$705,608 00WELLCARE HLTH PLANS OF KY INC15510 -8.93%

$589,392,439 68,96068,960WELLCARE HLTH PLANS OF NJ INC13020 85.83%

$86,492,531 7,5397,539WELLCARE OF CT INC95310 86.03%

$3,836,181,614 852,394852,394WELLCARE OF FL INC95081 83.32%

$2,100,414,608 559,707559,707WELLCARE OF GA INC10760 82.70%

$348,122,735 79,88579,885WELLCARE OF NE INC15951 89.99%

$297,105,669 82,09382,093WELLCARE OF SC INC11775 80.22%

$410,261,283 49,80549,805WELLCARE OF TX INC12964 81.82%

$834,503,836 1,050,6331,050,633WELLCARE PRESCRIPTION INS INC10155 82.24%

$15,291,770,445 5,649,8193,442,307GUIDEWELL MUT HOLDING GRP53612 82.31% 1.81%$10,023,021,094 4,297,4932,559,228BCBS OF FL98167 83.10%

$93,208,558 9,3789,378BEHEALTHY FLORIDA INC15118 89.17%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$806,224,058 134,31573,960CAPITAL HLTH PLAN INC9511212 94.29%

$101,282,109 348,933197,728FLORIDA COMBINED LIFE INS CO INC76031 62.97%

$499,802,300 77,09356,051FLORIDA HLTH CARE PLAN INC13567 84.68%

$3,768,232,326 782,607545,962HEALTH OPTIONS INC95089 77.67%

$14,669,826,092 22,713,82212,701,975HIGHMARK GRP81213 84.51% 1.74%$292,718,035 52,10028,923FIRST PRIORITY LIFE INS CO INC60147 81.06%

$2,330,892,753 346,118346,118GATEWAY HLTH PLAN INC96938 86.26%

$106,567,219 10,44610,446GATEWAY HLTH PLAN OF OH INC12325 89.04%

$634,832,625 315,508177,445HIGHMARK BCBSD INC53287 82.64%

$33,623,754 4,9702,841HIGHMARK BENEFITS GRP INC15508 118.53%

$96,502,548 308,171154,132HIGHMARK CAS INS CO35599 51.26%

$1,522,438,763 137,074129,051HIGHMARK CHOICE CO95048 84.27%

$12,517,884 1,736919HIGHMARK COVERAGE ADVANTAGE INC15507 80.80%

$3,419,984,712 3,088,6961,561,867HIGHMARK INC54771 86.91%

$8,367,072 533310HIGHMARK SELECT RESOURCES INC10131 -16.09%

$1,813,756,759 147,450147,450HIGHMARK SENIOR HLTH CO15460 81.81%

$62,076,073 4,2854,285HIGHMARK SENIOR SOLUTIONS CO15459 77.75%

$1,134,429,177 267,711142,690HIGHMARK WEST VIRGINIA INC.54828 84.05%

$672,146,558 162,953105,539HM HLTH INS CO71768 73.85%

$830,776,056 9,842,7314,904,589HM LIFE INS CO93440 85.85%

$72,744,734 3,237,0882,401,115HM LIFE INS CO OF NY60213 70.63%

$161,112,444 40,81226,715HMO OF NE PA96601 76.18%

$340,582,973 1,824,848760,276UNITED CONCORDIA COMPANIES INC89070 109.69%

$9,422,083 44,72624,816UNITED CONCORDIA DENTAL PLAN PA INC47089 80.45%

$3,443,615 18,08710,072UNITED CONCORDIA DENTAL PLANS95253 55.24%

$317,635 5,0812,761UNITED CONCORDIA DENTAL PLANS TX INC95160 63.07%

$6,542,967 22,6088,411UNITED CONCORDIA DENTAL PLNS OF MW96150 86.05%

$773,011,296 2,744,9721,675,540UNITED CONCORDIA INS CO85766 83.19%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$6,888,783 18,6299,175UNITED CONCORDIA INS CO OF NY6022213 78.34%

$324,129,574 66,48966,489WEST VIRGINIA FAMILY HLTH PLAN INC15020 83.37%

$12,885,499,568 2,628,1381,877,538BCBS OF NJ GRP120214 87.48% 1.53%$16,622,187 78,40041,677HORIZON HLTHCARE DENTAL INC11146 80.58%

$5,062,372,424 878,351876,656HORIZON HLTHCARE OF NJ INC95529 88.57%

$6,471,035,044 1,371,189703,448HORIZON HLTHCARE SERV INC55069 86.09%

$1,335,469,913 300,198255,757HORIZON INS CO14690 90.15%

$12,756,810,917 5,315,9563,063,467BCBS OF MI GRP57215 81.48% 1.51%$8,205,159,114 4,374,1422,418,580BCBS OF MI MUT INS CO54291 81.54%

$3,614,741,630 689,240399,073BLUE CARE NETWORK OF MI95610 79.84%

$630,671 11179BLUE CARE OF MI INC52037 93.41%

$886,440,196 202,898202,898BLUE CROSS COMPLETE OF MI LLC11557 88.87%

$49,839,306 49,56542,837LIFESECURE INS CO77720 59.86%

$8,731,190,621 3,250,1002,115,255BCBS OF NC GRP75816 75.26% 1.03%$8,731,190,621 3,250,1002,115,255BCBS OF NC INC54631 75.26%

$8,591,943,109 1,735,4661,694,610CARESOURCE GRP368317 86.24% 1.02%$7,784,392,496 1,365,9051,346,160CARESOURCE95201 86.52%

$314,568,729 211,412211,412CARESOURCE GA CO15710 80.03%

$356,248,082 126,324114,635CARESOURCE IN10142 84.30%

$104,530,496 26,86118,756CARESOURCE KY CO15479 91.75%

$32,203,306 4,9643,647CARESOURCE W VA CO15728 84.18%

$8,454,381,720 1,949,1381,094,776CAREFIRST INC GRP38018 86.30% 1.00%$3,241,584,898 656,648379,272CAREFIRST BLUECHOICE INC96202 81.79%

$1,831,286,879 580,373325,884CAREFIRST OF MD INC47058 89.13%

$7,497,232 6,1326,132FIRST CARE INC60113 80.89%

$3,370,012,745 676,927365,600GROUP HOSPITALIZATION & MED SRVCS53007 89.10%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$3,999,966 29,05817,888THE DENTAL NETWORK INC1313018 101.22%

$8,129,389,489 28,179,031519,332METROPOLITAN GRP24119 95.12% 0.96%$0 00AMERICAN LIFE INS CO60690 N/A

$229,805,841 83,10183,009BRIGHTHOUSE LIFE INS CO87726 294.46%

$65,381,532 36,341773DELAWARE AMER LIFE INS CO62634 67.37%

$5,382,126 4,3214,321GENERAL AMER LIFE INS CO63665 171.74%

$304,518 7,791282METLIFE HLTH PLANS INC14170 83.88%

$7,772,586,561 27,509,140281,145METROPOLITAN LIFE INS CO65978 89.78%

$23,565,053 330,941127,285METROPOLITAN PROP & CAS INS CO26298 33.12%

$6,786,079 5,6915,691NEW ENGLAND LIFE INS CO91626 35.40%

$15,810,119 106,0937,229SAFEGUARD HLTH PLANS INC52009 58.76%

$9,580,916 84,4574,105SAFEGUARD HLTH PLANS INC95051 47.69%

$186,744 11,1555,492SAFEHEALTH LIFE INS CO79014 27.04%

$7,656,794,614 3,931,7052,150,324BCBS OF MA GRP363720 87.16% 0.91%$2,839,430,051 3,130,6061,732,004BCBS OF MA53228 90.46%

$4,817,364,563 801,099418,320BCBS OF MA HMO BLUE INC12219 85.21%

$7,323,917,759 2,669,0981,514,693EMBLEM HLTH GRP112721 90.42% 0.87%$391,299,239 58,76241,190CONNECTICARE BENEFITS INC14913 87.18%

$715,505,682 79,40664,934CONNECTICARE INC95675 86.61%

$677,240,573 100,06452,003CONNECTICARE INS CO INC11209 85.90%

$4,600,606 477277CONNECTICARE OF MA INC95299 71.04%

$772,783,423 1,820,964908,033GROUP HLTH INC55239 80.98%

$4,753,321,973 602,643442,263HEALTH INS PLAN OF GREATER NY55247 93.48%

$9,166,263 6,7825,993HIP INS CO OF NY60094 76.26%

$7,202,983,634 3,683,4682,463,481BCBS OF TN GRP349822 80.41% 0.85%$4,631,738,958 2,725,0361,505,949BCBS OF TN INC54518 78.61%

$59,951,096 265,923265,923GOLDEN SECURITY INS CO65463 75.70%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for All statement types

Top 25 Groups by Company

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %or Certificates

Number of Policies

Code as of Dec 31 as of Dec 31

Covered Lives

Number of

Rank Group/Company Name

Group

$27,192,272 2,9962,996SECURITYCARE OF TN INC1500522 83.61%

$2,484,101,308 689,513688,613VOLUNTEER STATE HLTH PLAN INC14046 83.84%

$7,186,330,782 2,884,2211,726,468UPMC HLTH SYSTEM GRP132423 89.46% 0.85%$920,353,622 1,827,657772,122COMMUNITY CARE BEHAVIORAL HLTH ORG47024 85.76%

$2,556,332,031 444,500444,500UPMC FOR YOU INC11995 90.53%

$31,773,234 4,6434,643UPMC HLTH COVERAGE INC15451 75.16%

$84,349,769 8,5338,533UPMC HLTH NTWRK INC11994 85.48%

$1,988,464,978 415,938317,710UPMC HLTH OPTIONS INC15345 90.33%

$1,605,057,148 182,950178,960UPMC HLTH PLAN INC95216 89.29%

$6,068,461,075 2,376,9381,586,053BCBS OF MN GRP46124 86.75% 0.72%$3,629,367,316 1,934,2751,168,979BCBSM INC55026 84.70%

$2,406,492,351 408,825395,533HMO DBA BLUE PLUS95649 90.14%

$32,601,408 33,83821,541MII LIFE INC61522 63.44%

$6,016,852,322 23,660,2534,122,251UNUM GRP56525 87.49% 0.71%$1,170,159,152 2,718,1492,276,287COLONIAL LIFE & ACCIDENT INS CO62049 49.23%

$343,099,004 1,437,520100,971FIRST UNUM LIFE INS CO64297 118.46%

$239,801,945 218,707178,655PAUL REVERE LIFE INS CO67598 140.00%

$724,322,538 788,286786,688PROVIDENT LIFE & ACCIDENT INS CO68195 95.16%

$89,280,300 47,57647,416PROVIDENT LIFE & CAS INS CO68209 81.82%

$137,683,320 767,392419,984STARMOUNT LIFE INS CO68985 69.80%

$3,312,506,063 17,682,623312,250UNUM LIFE INS CO OF AMER62235 93.20%

$844,232,026,783 894,235,561419,541,77826 84.12%

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Market Share by Statement Type

Grand Total Business

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Page Intentionally Left Blank

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Life, Accident & Health

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums MarketShare %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$52,318,096,096 27,106,673UNITEDHEALTH GRP7071 18,603,34980.12% 29.06% 29.06%$30,249,617,374 17,100,694AETNA GRP12 12,811,69982.90% 16.80% 45.86%$17,521,616,215 55,469,052CIGNA HLTH GRP9013 2,044,85080.73% 9.73% 55.59%

$8,079,942,139 27,638,594METROPOLITAN GRP2414 374,93995.43% 4.49% 60.08%$6,016,852,322 23,660,253UNUM GRP5655 4,122,25187.49% 3.34% 63.42%$5,269,826,231 22,220,806AFLAC GRP3706 12,230,95453.80% 2.93% 66.35%$4,013,782,596 25,229,376MUTUAL OF OMAHA GRP2617 7,548,32974.11% 2.23% 68.58%$3,794,842,954 20,458,865GUARDIAN LIFE GRP4298 12,732,77667.61% 2.11% 70.69%$2,812,615,027 1,274,961GENWORTH FIN GRP40119 1,166,447141.54% 1.56% 72.25%$2,225,957,771 1,253,125JOHN HANCOCK GRP90410 1,252,850100.37% 1.24% 73.48%$2,010,067,474 17,428,895AEGON US HOLDING GRP46811 13,019,18986.74% 1.12% 74.60%$1,985,540,045 7,203,321TOKIO MARINE HOLDINGS INC GRP309812 38,52980.52% 1.10% 75.70%$1,927,462,386 1,281,248NORTHWESTERN MUT GRP86013 1,066,97856.71% 1.07% 76.77%$1,922,015,930 1,827,986CNO FINANCIAL GRP23314 1,473,25394.60% 1.07% 77.84%$1,909,820,828 7,686,928SUN LIFE ASSUR CO OF CN GRP54915 68,67476.11% 1.06% 78.90%$1,854,253,647 15,033,917HARTFORD FIRE & CAS GRP9116 82,48474.09% 1.03% 79.93%$1,787,043,024 860,017BCBS OF KS GRP43017 490,91088.24% 0.99% 80.92%$1,738,409,683 4,747,840PRINCIPAL FIN GRP33218 3,679,12164.22% 0.97% 81.89%$1,648,991,216 9,395,040MEIJI YASUDA LIFE INS GRP134819 8,835,89772.17% 0.92% 82.81%$1,431,033,956 9,530,143PRUDENTIAL OF AMER GRP30420 87,03885.64% 0.79% 83.60%$1,352,032,445 183,630CENTENE CORP GRP129521 136,58485.15% 0.75% 84.35%$1,331,319,919 8,834,551LINCOLN NATL GRP2022 95,54367.82% 0.74% 85.09%$1,243,106,370 9,170,048VOYA FINANCIAL GRP483223 4,301,76774.72% 0.69% 85.78%$1,135,423,910 7,464,155LIBERTY MUT GRP11124 7,461,31089.30% 0.63% 86.41%

$996,967,800 4,610,532TORCHMARK CORP GRP29025 12,464,22564.37% 0.55% 86.97%$946,071,172 7,156,693ALLSTATE INS GRP826 3,724,83053.92% 0.53% 87.49%$914,758,037 3,879,455ASSURANT INC GRP1927 2,992,00686.47% 0.51% 88.00%$903,520,790 13,079,819HIGHMARK GRP81228 7,305,70484.62% 0.50% 88.50%$892,795,163 2,147,063AMERICAN FIDELITY CORP GRP33029 1,729,19356.10% 0.50% 89.00%$879,206,988 2,029,157AMERITAS MUT HOLDING GRP94330 267,66362.00% 0.49% 89.49%$878,189,435 12,052,647FIDELITY SECURITY GRP45131 5,785,85672.93% 0.49% 89.97%$801,473,920 0CHUBB LTD GRP62632 062.57% 0.45% 90.42%$778,632,790 3,342,479SUMITOMO LIFE INS GRP485533 2,209,41173.95% 0.43% 90.85%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Life, Accident & Health

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums MarketShare %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$745,729,032 1,423,239BCBS OF SC GRP66134 948,11073.00% 0.41% 91.27%$728,132,249 330,770MASS MUT LIFE INS GRP43535 342,08590.46% 0.40% 91.67%$578,420,197 23,298,217CUNA MUT GRP30636 20,859,21546.68% 0.32% 91.99%$552,127,059 58,024WELLCARE GRP119937 57,33987.94% 0.31% 92.30%$488,608,576 1,589,199NEW YORK LIFE GRP82638 1,568,932107.79% 0.27% 92.57%$474,161,095 4,761,580NESTLE SA GRP448339 164,78180.21% 0.26% 92.83%$469,748,081 101,985WEA INS CORP7227340 45,61992.18% 0.26% 93.09%$453,167,144 333,087AMERICAN ENTERPRISE MUT GRP352741 313,40672.04% 0.25% 93.35%$440,554,344 475,422PHYSICIANS MUT GRP36742 421,85476.01% 0.24% 93.59%$433,891,899 4,061,517MINNESOTA MUT GRP86943 2,313,54269.45% 0.24% 93.83%$401,311,620 672,546WESTBRIDGE CAPITAL GRP83944 430,16049.90% 0.22% 94.05%$387,034,278 4,561,520NATIONAL GUARDIAN LIFE INS GRP121145 2,245,75665.93% 0.21% 94.27%$359,918,659 227,299AMERIPRISE FIN GRP446 227,299165.36% 0.20% 94.47%$332,378,570 229,070NEW ERA LIFE GRP52047 186,46876.11% 0.18% 94.65%$323,309,832 150,862UNITED SERV AUTOMOBILE ASSN GRP20048 145,86977.07% 0.18% 94.83%$318,386,166 2,838,566WR BERKLEY CORP GRP9849 85578.81% 0.18% 95.01%$311,199,261 103,407NIPPON LIFE INS CO OF AMER8126450 56,64280.18% 0.17% 95.18%$308,951,424 132,639MEDICAL CARD SYSTEM INC GRP130151 62,79479.18% 0.17% 95.35%$301,682,961 679,747HUMANA GRP11952 428,614113.28% 0.17% 95.52%$295,577,562 266,209AMTRUST NGH GRP253853 165,94570.83% 0.16% 95.69%$291,517,711 312,628MANHATTAN LIFE GRP111754 288,97275.57% 0.16% 95.85%$289,992,775 1,445,813AMERICAN INTL GRP1255 685,61863.44% 0.16% 96.01%$285,391,944 827,410TRUSTMARK MUT HOLDING CO GRP27656 603,04852.57% 0.16% 96.17%$261,265,322 619,452NATIONWIDE CORP GRP14057 620,41063.37% 0.15% 96.31%$249,503,121 327,596BLUE SHIELD OF CA GRP279858 257,87070.10% 0.14% 96.45%$241,921,338 513,167GUARANTEE TRUST GRP68759 438,96955.62% 0.13% 96.59%$216,102,187 922,163BCS INS GRP2360 442,98372.56% 0.12% 96.71%$204,615,503 165,484PAN AMER LIFE GRP52561 66,29868.14% 0.11% 96.82%$201,936,326 926,312HEALTHMARKETS GRP26462 627,93931.52% 0.11% 96.93%$199,399,411 201,835CONTINENTAL GEN INS CO7140463 150,16398.65% 0.11% 97.04%$194,256,370 1,362,015GENEVE HOLDINGS INC GRP45064 1,303,27058.42% 0.11% 97.15%$189,897,071 1,990,988ANTHEM INC GRP67165 1,853,33266.03% 0.11% 97.26%$187,052,983 541,232AMERICAN NATL FIN GRP40866 429,50861.37% 0.10% 97.36%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Life, Accident & Health

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums MarketShare %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$184,175,808 121,107ALLIANZ INS GRP76167 99,269229.12% 0.10% 97.46%$158,302,463 490,510KEMPER CORP GRP21568 343,13154.84% 0.09% 97.55%$157,684,729 728,051HCSC GRP91769 28,44178.78% 0.09% 97.64%$136,031,839 106,399LIFETIME HLTHCARE GRP118670 106,399159.05% 0.08% 97.71%$134,079,306 1,072,709ONEAMERICA FIN PARTNERS GRP61971 1,071,990110.97% 0.07% 97.79%$133,449,731 217,073PREMERA BLUE CROSS GRP96272 11,50566.42% 0.07% 97.86%$132,743,268 95,263ATLANTIC AMER GRP58773 95,26372.52% 0.07% 97.93%$129,349,629 472,453NATIONAL TEACHERS ASSOC LIFE GROUP479674 284,47949.04% 0.07% 98.01%$121,647,253 500,015ARKANSAS BCBS GRP87675 5,50252.92% 0.07% 98.07%$119,124,722 1,473,650FORTRESS GRP471676 730,94138.84% 0.07% 98.14%$115,855,492 2,812,194UNION LABOR GRP78177 2,453,98767.98% 0.06% 98.20%$112,868,793 213,385ASSURITY GRP486278 134,14759.91% 0.06% 98.27%$110,397,738 51,532ADVANTAGE CAPITAL GRP482479 51,431125.54% 0.06% 98.33%$108,889,548 1,319,899TIPTREE FIN GRP471880 1,319,89916.51% 0.06% 98.39%$107,099,053 64,884COUNTRY INS & FIN SERV GRP5081 62,697113.19% 0.06% 98.45%$101,907,739 58,403SENIOR HLTH INS CO OF PA7632582 53,310277.03% 0.06% 98.51%$101,282,109 348,933GUIDEWELL MUT HOLDING GRP53683 197,72862.97% 0.06% 98.56%$100,617,480 43,548GGC GRP473684 41,23380.74% 0.06% 98.62%

$95,747,015 1,585,171SHELTERPOINT GRP INC480385 1,512,77353.01% 0.05% 98.67%$90,440,597 30,073AMERCO CORP GRP57486 30,07380.31% 0.05% 98.72%$88,104,817 212,784MAPFRE INS GRP41187 43,05878.28% 0.05% 98.77%$85,126,720 627,519CAMBIA HEALTH SOLUTIONS INC120788 560,66064.16% 0.05% 98.82%$80,878,072 49,584INDIVIDUAL ASSUR CO LIFE HLTH & ACC8177989 46,02885.27% 0.04% 98.86%$74,791,807 614,577BOSTON MUT GRP58190 504,10052.96% 0.04% 98.90%$73,698,471 0TRIPLE S GRP480291 057.62% 0.04% 98.94%$72,531,437 421,323AAA LIFE GRP485392 421,32345.49% 0.04% 98.98%$72,311,255 33,664GOLDMAN SACHS GRP389193 33,65357.94% 0.04% 99.03%$67,415,222 121,266AXA INS GRP96894 112,726225.59% 0.04% 99.06%$65,308,134 333,258UNIFIED LIFE INS CO1112195 171,49964.77% 0.04% 99.10%$60,117,024 59,715PEKIN INS GRP15396 57,07367.56% 0.03% 99.13%$58,622,457 120,488ILLINOIS MUT LIFE INS CO6458097 112,05966.08% 0.03% 99.16%$58,378,838 50,731RESOLUTION LIFE GRP481598 32,122348.34% 0.03% 99.20%$57,537,949 191,888KANSAS CITY LIFE INS GRP58899 150,49964.31% 0.03% 99.23%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Life, Accident & Health

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums MarketShare %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$54,999,955 26,967OLD SURETY LIFE INS CO67326100 26,96768.48% 0.03% 99.26%$54,136,295 0CITIZENS SECURITY LIFE INS CO61921101 061.51% 0.03% 99.29%$52,430,371 97,520PROTECTIVE LIFE INS GRP458102 97,52048.78% 0.03% 99.32%$50,817,435 77,196JACKSON NATL GRP918103 58,272241.86% 0.03% 99.35%$49,839,306 49,565BCBS OF MI GRP572104 42,83759.86% 0.03% 99.37%$47,478,140 162,027ZURICH INS GRP212105 164,038101.76% 0.03% 99.40%$39,937,267 23,945MOLINA HEALTHCARE INC GRP1531106 23,94587.02% 0.02% 99.42%$37,310,537 1GREAT WEST GRP769107 1153.22% 0.02% 99.44%$37,002,016 116,845BEST LIFE & HLTH INS CO90638108 74,99961.39% 0.02% 99.46%$36,010,498 19,037OHIO NATL LIFE GRP704109 19,03758.51% 0.02% 99.48%$33,728,607 55,725MULTINATIONAL GRP4804110 125,65442.09% 0.02% 99.50%$33,655,596 20,607GPM LIFE GRP4712111 20,60778.51% 0.02% 99.52%$32,288,115 16,434UNITED SECURITY ASSUR CO OF PA42129112 16,43491.06% 0.02% 99.54%$31,305,861 55,559SOUTHERN FARM BUREAU LIFE INS CO68896113 44,264211.24% 0.02% 99.56%$30,252,342 23,086STATE MUT INS CO69132114 23,08541.25% 0.02% 99.57%$30,220,554 79,679LIFE INS CO OF AL65412115 48,72951.53% 0.02% 99.59%$30,085,466 20,479BERKSHIRE HATHAWAY GRP31116 20,67073.74% 0.02% 99.61%$29,131,526 16,467HEARTLAND NATL LIFE INS CO66214117 16,46777.69% 0.02% 99.62%$28,002,110 22,359FEDERATED MUT GRP7118 22,35946.42% 0.02% 99.64%$27,755,874 0TRANS OCEANIC LIFE INS CO69523119 299,24640.64% 0.02% 99.65%$27,016,323 35,932HOMESHIELD CAPITAL GRP2858120 70439.56% 0.02% 99.67%$26,546,093 103,419BCBS OF KC GRP537121 45,08590.86% 0.01% 99.68%$26,271,322 136,758WEST SOUTHERN GRP836122 66,756111.98% 0.01% 99.70%$26,116,477 78,696AMALGAMATED LIFE INS CO60216123 5,23665.36% 0.01% 99.71%$25,671,081 6,095NETCARE LIFE & HLTH INS CO60246124 18892.82% 0.01% 99.73%$25,250,251 32,161MEDICAL MUT OF OH GRP730125 30,53179.35% 0.01% 99.74%

$180,042,929,049 446,276,299GRAND TOTAL 203,494,15180.98% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Health

Grand Total Individual, Group and Other Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

$86,489,850,495 14,288,040UNITEDHEALTH GRP7071 12,765,71582.95% 13.15% 13.15%

$62,857,150,387 45,326,203ANTHEM INC GRP6712 26,002,48684.53% 9.56% 22.71%

$53,170,647,824 17,613,704HUMANA GRP1193 14,166,82581.73% 8.08% 30.79%

$34,192,503,124 18,106,141HCSC GRP9174 9,956,29983.28% 5.20% 35.99%

$28,317,625,817 5,462,768CENTENE CORP GRP12955 5,336,44387.43% 4.31% 40.30%

$20,579,211,024 3,703,923AETNA GRP16 2,757,41382.89% 3.13% 43.43%

$17,395,355,201 3,442,182KAISER FOUNDATION GRP6017 2,023,72893.54% 2.65% 46.07%

$16,990,540,472 3,897,280INDEPENDENCE HLTH GRP INC GRP9368 2,954,00488.77% 2.58% 48.66%

$16,814,365,344 3,651,329MOLINA HEALTHCARE INC GRP15319 3,421,25986.04% 2.56% 51.21%

$15,190,488,336 5,300,886GUIDEWELL MUT HOLDING GRP53610 3,244,57982.44% 2.31% 53.52%

$14,752,913,958 3,949,297WELLCARE GRP119911 3,949,29784.67% 2.24% 55.77%

$13,669,802,754 9,325,832HIGHMARK GRP81212 5,242,13984.74% 2.08% 57.85%

$12,885,499,568 2,628,138BCBS OF NJ GRP120213 1,877,53887.48% 1.96% 59.80%

$12,706,971,611 5,266,391BCBS OF MI GRP57214 3,020,63081.57% 1.93% 61.74%

$8,731,190,621 3,250,100BCBS OF NC GRP75815 2,115,25575.26% 1.33% 63.06%

$8,591,943,109 1,735,466CARESOURCE GRP368316 1,694,61086.24% 1.31% 64.37%

$8,454,381,720 1,949,138CAREFIRST INC GRP38017 1,094,77686.30% 1.29% 65.66%

$7,656,794,614 3,931,705BCBS OF MA GRP363718 2,150,32487.16% 1.16% 66.82%

$7,323,917,759 2,669,098EMBLEM HLTH GRP112719 1,514,69390.42% 1.11% 67.93%

$7,202,983,634 3,683,468BCBS OF TN GRP349820 2,463,48180.41% 1.10% 69.03%

$7,186,330,782 2,884,221UPMC HLTH SYSTEM GRP132421 1,726,46889.46% 1.09% 70.12%

$7,039,828,114 1,386,089CIGNA HLTH GRP90122 554,79884.53% 1.07% 71.19%

$6,068,461,075 2,376,938BCBS OF MN GRP46123 1,586,05386.75% 0.92% 72.12%

$5,783,720,897 3,403,750BCBS OF AL GRP57024 1,923,48083.71% 0.88% 72.99%

$5,748,508,839 2,299,291CAMBIA HEALTH SOLUTIONS INC120725 1,258,34382.52% 0.87% 73.87%

$5,617,822,642 1,713,752LIFETIME HLTHCARE GRP118626 1,049,07585.90% 0.85% 74.72%

$4,081,631,797 2,550,316BCBS OF SC GRP66127 1,526,20083.88% 0.62% 75.34%

$4,006,625,067 489,591MEDICA GRP155228 362,23285.95% 0.61% 75.95%

$3,793,751,570 2,276,473WELLMARK INC GRP77029 1,253,21583.29% 0.58% 76.53%

$3,769,346,870 699,285SPECTRUM HLTH GRP338330 473,92886.48% 0.57% 77.10%

$3,648,330,838 904,879CAIDAN ENTERPRISES INC GRP464031 904,87990.57% 0.55% 77.66%

$3,593,676,617 5,602,248CVS CAREMARK GRP466732 5,600,25878.98% 0.55% 78.20%

$3,574,683,924 2,123,911PREMERA BLUE CROSS GRP96233 1,108,91683.27% 0.54% 78.75%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Health

Grand Total Individual, Group and Other Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

$3,464,258,034 1,120,796HEALTHPARTNERS GRP125834 670,26889.36% 0.53% 79.27%

$3,360,408,887 732,160HAWAII MEDICAL SERV ASSN4994835 503,97189.19% 0.51% 79.79%

$3,356,575,618 913,070LOUISIANA HLTH SERV GRP43836 544,85880.56% 0.51% 80.30%

$3,217,205,825 512,747MVP GRP119837 407,12788.76% 0.49% 80.79%

$3,008,864,347 853,575HARVARD PILGRIM HLTH CARE GRP59538 482,18485.75% 0.46% 81.24%

$2,877,566,496 767,051TUFTS GRP474239 644,81685.48% 0.44% 81.68%

$2,869,972,786 559,643GEISINGER INS GRP114340 439,39085.06% 0.44% 82.12%

$2,779,109,138 1,880,760ARKANSAS BCBS GRP87641 1,193,00887.07% 0.42% 82.54%

$2,767,865,619 1,077,759MEDICAL MUT OF OH GRP73042 593,74083.93% 0.42% 82.96%

$2,737,619,164 380,882UCARE GRP438043 373,35188.93% 0.42% 83.38%

$2,647,447,282 839,586IHC INC GRP88044 425,30786.67% 0.40% 83.78%

$2,595,652,861 806,163TRIPLE S GRP480245 658,35084.38% 0.39% 84.17%

$2,484,282,370 575,297HEALTH NOW NY INC5520446 325,57288.03% 0.38% 84.55%

$2,427,424,516 1,261,521CAPITAL BLUE CROSS GRP123047 635,90185.99% 0.37% 84.92%

$2,424,164,366 350,427NEIGHBORHOOD HLTH PLAN INC1110948 298,21091.62% 0.37% 85.29%

$2,277,219,186 153,182HEALTHFIRST INC GRP477849 150,59087.33% 0.35% 85.64%

$2,261,955,282 397,134HENRY FORD HLTH SYSTEM GRP131150 222,23688.86% 0.34% 85.98%

$2,110,447,521 1,526,880BCBS OF AZ INC5358951 793,05577.68% 0.32% 86.30%

$2,103,954,286 784,787BCBS OF KC GRP53752 427,87281.31% 0.32% 86.62%

$2,032,431,450 282,786HEALTH PARTNERS PLANS INC9506653 282,78679.52% 0.31% 86.93%

$2,029,481,842 300,415CDPHP INC GRP470854 225,29787.70% 0.31% 87.24%

$2,025,488,201 285,385INDEPENDENT HLTH ASSN GRP489455 215,68387.70% 0.31% 87.55%

$2,021,337,956 645,763PROVIDENCE HLTH GRP478856 390,44789.91% 0.31% 87.85%

$1,980,460,150 393,245PRESBYTERIAN HLTHCARE SERV GRP48157 316,48086.13% 0.30% 88.15%

$1,932,183,073 318,361UNIVERSITY HLTH CARE INC5262158 318,36190.24% 0.29% 88.45%

$1,884,023,076 400,315INDIANA UNIVERSITY HLTH GRP463759 394,69994.77% 0.29% 88.73%

$1,786,349,203 53,356,050VISION SERV PLAN GRP118960 283,25678.17% 0.27% 89.01%

$1,715,065,193 553,140BCBS OF RI5347361 322,07986.14% 0.26% 89.27%

$1,683,829,911 654,208BCBS OF NE GRP485862 362,48786.88% 0.26% 89.52%

$1,657,127,924 192,482MEDICAL CARD SYSTEM INC GRP130163 192,48284.34% 0.25% 89.77%

$1,618,455,495 314,171BOSTON MEDICAL CENTER HLTH PLAN INC1320364 296,86693.43% 0.25% 90.02%

$1,613,234,792 7,991,084DENTEGRA GRP247965 2,228,05373.66% 0.25% 90.27%

$1,572,144,828 11,046,135RENAISSANCE HLTH SERV CORP GRP47766 5,579,72081.39% 0.24% 90.51%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Health

Grand Total Individual, Group and Other Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

$1,564,343,396 465,358TEXAS CHILDRENS HLTH PLAN INC9532967 465,35891.85% 0.24% 90.74%

$1,562,898,108 129,577AMERICAS 1ST CHOICE GRP475568 129,57765.25% 0.24% 90.98%

$1,541,574,993 311,270SENTARA HLTH MGMT GRP118369 271,54889.16% 0.23% 91.22%

$1,513,423,155 427,898HARRIS HLTH GRP489270 366,26290.27% 0.23% 91.45%

$1,497,225,436 343,525VANGUARD HLTH VENTURES GRP121271 296,44583.52% 0.23% 91.67%

$1,493,142,460 862,314MAGELLAN HLTH INC GRP126072 645,74284.20% 0.23% 91.90%

$1,482,822,146 312,666UNIVERSITY HLTH CARE & GUNDERSEN LUT487073 183,10092.55% 0.23% 92.13%

$1,476,282,993 236,768CARLE HOLDING CO GRP119274 140,04886.81% 0.22% 92.35%

$1,369,879,008 533,767BLUE CROSS OF ID GRP129075 277,33078.70% 0.21% 92.56%

$1,365,941,325 199,639NEIGHBORHOOD HLTH PLAN OF RI INC9540276 199,63990.38% 0.21% 92.77%

$1,359,345,116 632,470MISSISSIPPI INS GRP112677 416,21585.37% 0.21% 92.97%

$1,271,052,337 164,396FALLON GRP474178 112,08490.31% 0.19% 93.17%

$1,243,077,115 266,508DEAN HLTH GRP129479 168,78688.96% 0.19% 93.36%

$1,222,301,718 204,183SECURITY HLTH PLAN OF WI INC9688180 154,97991.68% 0.19% 93.54%

$1,102,218,230 472,424NORIDIAN MUT INS CO5589181 254,72083.34% 0.17% 93.71%

$1,088,930,970 292,294COMMUNITY HLTH PLAN OF WA4704982 292,29489.48% 0.17% 93.87%

$1,078,765,767 369,443AVMED INC9526383 212,11591.49% 0.16% 94.04%

$1,062,836,139 244,661PACIFICSOURCE HLTH PLAN GRP470484 154,55683.99% 0.16% 94.20%

$966,385,712 222,974MCLAREN HLTH GRP470085 208,11692.15% 0.15% 94.35%

$963,376,633 23,629ELDERPLAN INC9566286 23,62984.36% 0.15% 94.49%

$899,647,229 185,038BAYSTATE HLTH GRP475687 129,52688.81% 0.14% 94.63%

$863,390,371 142,718NETWORK HLTH GRP267888 121,04384.49% 0.13% 94.76%

$846,899,632 177,671SANFORD HLTH GRP124689 96,35894.35% 0.13% 94.89%

$825,528,579 238,778SCOTT & WHITE GRP60090 164,76488.21% 0.13% 95.02%

$818,655,951 3,558,642MCNA GRP473091 3,558,64283.57% 0.12% 95.14%

$816,600,328 691,201EXPRESS SCRIPTS HOLDING GRP481392 691,20193.73% 0.12% 95.26%

$796,665,987 0HEALTH SUN HLTH PLANS1012293 084.74% 0.12% 95.39%

$788,718,161 100,363MEDSTAR FAMILY CHOICE1422794 100,36393.24% 0.12% 95.51%

$768,329,104 0PEOPLES HLTH INC1360795 085.00% 0.12% 95.62%

$717,873,692 398,471OREGON DENTAL GRP131396 302,08189.48% 0.11% 95.73%

$714,782,897 74,823VIVA HLTH INC9532297 62,02583.62% 0.11% 95.84%

$702,258,459 141,636HEALTH PLAN GRP129798 124,16993.00% 0.11% 95.95%

$699,890,700 64,093ESSENCE HLTHCARE INC1169999 64,09375.93% 0.11% 96.05%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Health

Grand Total Individual, Group and Other Business

countrywide

NAICEarned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

MarketRank Group/Company Name

$684,756,255 109,139COMMUNITYCARE GRP3487100 76,14288.11% 0.10% 96.16%

$661,370,024 171,127DRISCOLL CHILDRENS HLTH PLAN95809101 171,12785.02% 0.10% 96.26%

$658,942,345 0MEDISUN INC95982102 088.38% 0.10% 96.36%

$614,849,342 55,041CHE TRINITY INC GRP2838103 55,04185.36% 0.09% 96.45%

$613,632,306 221,597BCBS OF VT GRP4745104 126,12692.09% 0.09% 96.54%

$595,181,500 75,936HEALTH FIRST GRP4740105 62,81581.14% 0.09% 96.64%

$583,669,168 206,654WISCONSIN PHYSICIANS SERV INS GRP68106 154,64485.15% 0.09% 96.72%

$578,522,595 186,317FIRSTCARE GRP3549107 137,10389.99% 0.09% 96.81%

$561,512,053 77,164NORTH SHORE LIJ HLTH CARE GRP4793108 47,119109.42% 0.09% 96.90%

$541,121,611 199,902PARKLAND COMM HLTH PLAN INC95414109 382.94% 0.08% 96.98%

$532,729,356 139,449CATHOLIC HLTH INITIATIVES GRP4807110 119,13788.42% 0.08% 97.06%

$518,354,190 139,622COMMUNITY FIRST GRP2738111 137,51589.58% 0.08% 97.14%

$510,612,915 105,422AULTMAN HLTH FOUNDATION GRP4805112 56,24881.41% 0.08% 97.22%

$494,936,548 3,059,294DELTA DENTAL OF WA47341113 57,66482.97% 0.08% 97.29%

$490,862,283 96,450BCBS OF WY53767114 61,94892.07% 0.07% 97.37%

$482,574,232 105,323FAMILY HLTH NETWORK GRP4843115 105,323100.65% 0.07% 97.44%

$421,431,697 136,604TENNESSEE RURAL HLTH GRP4677116 101,50698.46% 0.06% 97.50%

$417,412,831 55,450SUMMA HLTH GRP3259117 43,30990.61% 0.06% 97.57%

$412,233,764 0SENIOR WHOLE HLTH OF NY INC12776118 00.00% 0.06% 97.63%

$411,105,370 47,176VANTAGE HLTH PLAN INC95584119 34,81483.41% 0.06% 97.69%

$411,069,306 71,662RENOWN HLTH GRP4791120 32,69786.69% 0.06% 97.76%

$407,531,926 86,702TOTAL HLTH GRP1238121 73,79785.79% 0.06% 97.82%

$368,051,817 0ALOHA CARE95853122 090.99% 0.06% 97.87%

$363,719,393 74,709GROUP HLTH COOP OF S CENTRAL WI95311123 41,99390.06% 0.06% 97.93%

$346,066,410 31,887KS PLAN ADMINISTRATORS LLC12827124 31,88790.16% 0.05% 97.98%

$340,891,858 407,118ENVISION INS CO12747125 407,11891.02% 0.05% 98.03%

$657,652,374,382 321,626,586GRAND TOTAL 170,007,99484.90% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Property/Casualty

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$1,017,036,244 1,106,631STATE FARM GRP1761 939,52890.65% 17.21% 17.21%$730,955,157 58,117AMERICAN INTL GRP122 27,41668.03% 12.37% 29.57%$488,997,445 343,484CNA INS GRP2183 343,443223.51% 8.27% 37.85%$452,244,484 71,998FEDERATED MUT GRP74 41,79780.38% 7.65% 45.50%$384,760,272 0CHUBB LTD GRP6265 051.90% 6.51% 52.01%$294,787,008 13,446,049FAIRFAX FIN GRP1586 54,18959.93% 4.99% 57.00%$267,040,831 7,335,267ZURICH INS GRP2127 6,213,15856.53% 4.52% 61.51%$263,254,497 30SWISS RE GRP1818 3059.97% 4.45% 65.97%$195,056,364 493,781BERKSHIRE HATHAWAY GRP319 120,32680.98% 3.30% 69.27%$179,339,794 1,877,754BCS INS GRP2310 216,02365.79% 3.03% 72.30%$177,743,884 2,833,471MUNICH RE GRP36111 88,04694.55% 3.01% 75.31%$167,414,157 13,002,178TOKIO MARINE HOLDINGS INC GRP309812 8,33492.94% 2.83% 78.14%$157,889,263 335,123CHINA MINSHENG GRP486313 258,48770.81% 2.67% 80.81%$120,331,067 0INTACT FINANCIAL GRP490414 031.90% 2.04% 82.85%$118,358,895 4,274,845AXIS CAPITAL GRP341615 14,27637.22% 2.00% 84.85%$96,502,548 308,171HIGHMARK GRP81216 154,13251.26% 1.63% 86.48%$84,662,652 175,182AMTRUST NGH GRP253817 65,19757.46% 1.43% 87.92%$76,481,926 686,723HOUSTON INTL INS GRP438118 23385.29% 1.29% 89.21%$70,072,028 1,040,498ARCH INS GRP127919 626,99960.63% 1.19% 90.40%$64,067,795 47,858,419AMEX ASSUR CO2792820 32,324,03815.83% 1.08% 91.48%$54,877,809 52,738GENEVE HOLDINGS INC GRP45021 33,81526.57% 0.93% 92.41%$52,342,418 1,079,481XL AMER GRP128522 979,42762.92% 0.89% 93.29%$48,007,010 34,514AMERICAN FINANCIAL GRP8423 1,51123.02% 0.81% 94.11%$47,750,405 13,191CHEROKEE INS CO1064224 13979.31% 0.81% 94.91%$34,999,491 16,280ISLAND HOME INS CO3165825 1,30977.83% 0.59% 95.51%$31,634,485 21,827,636PARTNERRE GRP348326 284113.68% 0.54% 96.04%$30,447,519 10,590AMERICAN FAMILY INS GRP47327 10,39396.87% 0.52% 96.56%$27,819,777 1,940,752STARR GRP467028 5,22965.08% 0.47% 97.03%$24,847,505 0BALDWIN & LYONS GRP86729 067.96% 0.42% 97.45%$23,565,053 330,941METROPOLITAN GRP24130 127,28533.12% 0.40% 97.85%$21,687,751 41,354BENCHMARK HOLDING GRP488631 047.52% 0.37% 98.21%$18,804,708 2,364,728MARKEL CORP GRP78532 17,8648.77% 0.32% 98.53%$17,766,981 660,577ALLIANZ INS GRP76133 394,00047.19% 0.30% 98.83%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Property/Casualty

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$11,270,450 764,137AEGIS GRP31334 4,44941.44% 0.19% 99.02%$11,218,678 110,868ASSURANT INC GRP1935 110,86814.03% 0.19% 99.21%$11,076,880 104,101SENTRY INS GRP16936 104,101139.82% 0.19% 99.40%$7,049,136 53,862NATIONWIDE CORP GRP14037 36,80868.63% 0.12% 99.52%$4,511,626 17,830BEAZLEY INS CO INC3754038 8,69827.29% 0.08% 99.60%$3,557,064 0TENNESSEE FARMERS GRP69439 1,562,84124.46% 0.06% 99.66%$3,316,083 7,395LIBERTY MUT GRP11140 88244.54% 0.06% 99.71%$2,635,862 2,502CENTENNIAL CAS CO3456841 2,5020.00% 0.04% 99.76%$2,233,630 17,923TIPTREE FIN GRP471842 17,923(21.99)% 0.04% 99.80%$1,314,484 27,499ASSURANCEAMERICA CORP GRP490943 27,4991.37% 0.02% 99.82%$1,288,919 16,451LEON HIX GRP474844 12,4523.96% 0.02% 99.84%$1,121,496 0INTEGRAND ASSUR CO2677845 035.29% 0.02% 99.86%$1,040,804 0UNDERWRITERS AT LLOYDS3272746 0(1,122.42)% 0.02% 99.88%

$919,857 30,146ALLEGHANY GRP50147 29852.70% 0.02% 99.89%$779,240 1,180WARRIOR INVICTUS HOLDING CO GRP472748 92737.93% 0.01% 100.00%$751,178 890,497TEXAS FARM BUREAU MUT GRP80949 462,26038.53% 0.01% 100.00%$681,998 0UNDERWRITERS AT LLOYD'S LONDON1564250 01.27% 0.01% 100.00%$543,641 7,040HALLMARK FIN SERV GRP347851 155241.21% 0.01% 100.00%$484,684 1,179RETAILERS INS CO1247152 20178.50% 0.01% 100.00%$410,395 11,746AEGON US HOLDING GRP46853 11,56718.58% 0.01% 100.00%$369,327 314NATIONAL INS CO OF WI INS3015554 314148.89% 0.01% 100.00%$368,070 376HARTFORD FIRE & CAS GRP9155 37676.86% 0.01% 100.00%$356,888 0TRAVELERS GRP354856 0(838.84)% 0.01% 100.00%$349,314 118SOBC HOLDING LTD GRP488357 90(111.05)% 0.01% 100.00%$336,302 0ZALE CORP GRP66958 00.53% 0.01% 100.00%$219,690 928FARMERS INS GRP6959 7348.38% 0.00% 100.00%$171,402 189UNITED INS HOLDINGS GRP483060 18921.45% 0.00% 100.00%$160,512 1,728KERNAN GRP338461 6151.13% 0.00% 100.00%$139,068 1,477FORTRESS GRP471662 89040.93% 0.00% 100.00%$103,802 0CENTURY CAS CO1091763 00.00% 0.00% 100.00%

$51,279 0MICHIGAN FARM BUREAU GRP6764 120.62% 0.00% 100.00%$41,500 0OKLAHOMA FARM BUREAU GRP22065 094.70% 0.00% 100.00%$26,481 208VIRGINIA FARM BUREAU GRP20366 20869.90% 0.00% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Property/Casualty

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$24,116 52SELECTIVE INS GRP24267 5242.17% 0.00% 100.00%$13,615 12FRANKENMUTH GRP130968 12(10.09)% 0.00% 100.00%$11,017 11DAILY UNDERWRITERS OF AMER3548369 110.00% 0.00% 100.00%$9,060 0MAPFRE INS GRP41170 0110.57% 0.00% 100.00%$6,510 0GREAT PLAINS CAS INC1298271 191.17% 0.00% 100.00%$5,072 1THE HANOVER INS GRP8872 132.59% 0.00% 100.00%$4,559 18HORACE MANN GRP30073 14198.51% 0.00% 100.00%$4,111 0STATE AUTO MUT GRP17574 0651.74% 0.00% 100.00%$3,140 15OHIO MUT GRP96375 15(20.54)% 0.00% 100.00%$2,392 609CLOISTER MUT & WINDSOR MOUNT JOY GR477476 6090.00% 0.00% 100.00%

$611 0MOTORISTS MUT GRP29177 0(466.61)% 0.00% 100.00%$400 0AMALGAMATED CAS INS CO1329378 40.00% 0.00% 100.00%$271 3ARROWPOINT CAPITAL GRP55379 20.00% 0.00% 100.00%

$74 4MERCHANTS MUT GRP22680 40.00% 0.00% 100.00%

$5,910,531,911 125,693,181GRAND TOTAL 45,434,21782.03% 100.00%

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ACCIDENT AND HEALTH POLICY EXPERIENCE REPORT FOR 2017

Market Share for Fraternal

Grand Total Individual, Group and Other Business

countrywide

NAIC

Earned

Premiums Market

Share %Loss Ratio %

or Certificates

Number of Policies

Code Share %as of Dec 31 as of Dec 31

Covered Lives

Number of Cumulative

Market

Rank Group/Company Name

$330,857,679 243,497THRIVENT FINANCIAL FOR LUTHERANS GRP29381 228,028272.25% 52.84% 52.84%

$69,347,863 53,333KNIGHTS OF COLUMBUS580332 53,310120.49% 11.07% 63.91%

$52,722,017 40,611ORDER OF UNITED COMMERCIAL TRAVELERS563833 38,83866.84% 8.42% 72.33%

$44,865,368 21,346EVERENCE GRP46164 16,84070.04% 7.16% 79.50%

$39,735,218 13,266ASSURED LIFE ASSN564995 13,26675.45% 6.35% 85.84%

$24,571,047 5,976ROYAL NEIGHBORS OF AMER576576 5,97667.05% 3.92% 89.76%

$21,634,164 105,505POLICE & FIREMENS INS ASSN580097 105,50553.40% 3.45% 93.22%

$11,939,973 8,133GCU566938 8,13384.20% 1.91% 95.13%

$9,889,793 35,367WOODMEN WORLD LIFE INS SOC573209 33,29799.90% 1.58% 96.71%

$4,765,208 17,597INDEPENDENT ORDER OF FORESTERS US BR5806810 17,59717.11% 0.76% 97.47%

$4,431,742 2,030WESTERN CATHOLIC UNION5771111 2,03087.77% 0.71% 98.17%

$3,463,954 37,925UNITED TRANSPORTATION UNION INS ASSN5641312 28,46034.22% 0.55% 98.73%

$2,374,466 1,832LOYAL CHRISTIAN BENEFIT ASSN5675813 1,83281.88% 0.38% 99.11%

$1,493,855 8,047CATHOLIC ORDER OF FORESTERS5748714 8,047563.43% 0.24% 99.35%

$1,444,723 6,554UNITED STATES LETTER CARRIERS MUT BE5645615 5,10626.31% 0.23% 99.58%

$755,440 6,144KSKJ LIFE AMER SLOVENIAN CATHOLIC UN5622716 6,14488.19% 0.12% 99.70%

$449,751 113SPJST5743617 11362.70% 0.07% 99.77%

$357,476 230POLISH FALCONS OF AMER5682018 230126.81% 0.06% 99.83%

$335,395 768EMPLOYES MUT BENEFIT ASSN5604919 76862.70% 0.05% 99.88%

$323,832 21,067TRAVELERS PROTECTIVE ASSN OF AMER5600620 21,06787.44% 0.05% 100.00%

$147,375 373NATIONAL MUT BENEFIT5607321 373114.87% 0.02% 100.00%

$85,196 278MODERN WOODMEN OF AMER5754122 278186.74% 0.01% 100.00%

$78,384 390CATHOLIC FINANCIAL LIFE5603023 390153.79% 0.01% 100.00%

$34,980 2,936CROATIAN FRATERNAL UNION OF AMER5663424 3,62567.58% 0.01% 100.00%

$22,591 3,821SLOVENE NATL BENEFIT SOCIETY5767325 3,82126.89% 0.00% 100.00%

$21,403 8CSA FRATERNAL LIFE5613826 830.23% 0.00% 100.00%

$18,893 129SONS OF NORWAY5714227 115196.02% 0.00% 100.00%

$16,428 2,218GLEANER LIFE INS SOCIETY5615428 2,218189.10% 0.00% 100.00%

$7,181 0UKRAINIAN NATL ASSN INC5721529 063.11% 0.00% 100.00%

$46 1CATHOLIC HOLY FAMILY SOCIETY5777030 10.00% 0.00% 100.00%

$626,191,441 639,495GRAND TOTAL 605,416183.33% 100.00%

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Accident and Health Policy Experience Report

Technical Notes

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2017 Accident and Health Policy Experience Report

Technical Notes

The data contained within this report is from data filed in the Accident and Health Policy Experience Exhibit (Exhibit). The Exhibit appears in all major NAIC financial annual statement blanks. Starting with data year 2010, reasonability validations were added into the software data checks of NAIC company filings. A ratio of one individual policy or certificate per 10 covered lives should not be exceeded in individual business. Another validation checks for company filings that did not have both premiums earned and year-end policy/certificate or covered life counts reported in the Exhibit. While it is possible for a company to have premium with no lives/policies if it is in run-off, adding a validation should help to reduce filing errors.

While these validations should help to reduce anomalies, errors may still occur.

Aggregated Annual Statement Data All lines on all pages are aggregated data. Currently, the Exhibit is not available by state.

Individual Business All data is aggregated from the Individual Business section (Section A, Lines 1 through 19) of the Exhibit. This section has information concerning direct business written on policy forms approved for use in the U. S.

Group Business All data is aggregated from the Group Business section (Section B, Lines 1 through 20) of the Exhibit. This section has information concerning direct business written on policy forms approved for use in the U.S.

Other Business All data is aggregated from the Other Business section (Section C, Lines 1 through 5) of the Exhibit. These data concern only U.S. policy forms. Total Non-U.S. Policy Forms from the Total Business section (Section D, Line 1) for Non-U.S. Policy Forms are included in the Other Business section of this report on page 258.

Grand Total (Individual, Group and Other) Business All data is aggregated and is U.S. Policy Forms, i.e., Grand Total of the Exhibit (Line D.2) minus the Total Non-U.S. Policy Forms (Line D.1)—equivalently, Lines A.19 plus B.20 plus C.5.

Market Share Companies reporting negative premiums are included in the calculation of total premium. Due to the addition of negative premiums to the total premium, the cumulative market share is capped at 100%.

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Accident and Health Policy Experience Report

Company Index

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Accident and Health Policy Experience Report for 2017

Group Index

1 Group Name:Group Code: AETNA GRP11102 HEALTHASSURANCE PA INC Health11183 AETNA DENTAL INC NJ CORP Health12193 AETNA BETTER HLTH OF MI INC Health12321 AMERICAN CONTINENTAL INS CO Life12509 MHNET LIFE & HLTH INS CO Health13174 AETNA BETTER HLTH INC Health13735 AETNA BETTER HLTH INC Health14043 AETNA BETTER HLTH INC Health14229 AETNA BETTER HLTH INC Health15097 INNOVATION HLTH INS CO Health15098 INNOVATION HLTH PLAN INC Health15611 AETNA BETTER HLTH INC Health15616 AETNA BETTER HLTH INC Health15761 AETNA BETTER HLTH OF KY INS CO Health15827 AETNA HLTH ASSUR PA INC Health16058 BANNER HLTH & AETNA HLTH INS CO Health16121 TEXAS HLTH + AETNA HLTH INS CO Health16148 AETNA BETTER HEALTH OF NV INC Health60054 AETNA LIFE INS CO Life68500 CONTINENTAL LIFE INS CO BRENTWOOD Life72052 AETNA HLTH INS CO Health74160 COVENTRY HLTH CARE OF IL INC Health78700 AETNA HLTH & LIFE INS CO Life81973 COVENTRY HLTH & LIFE INS CO Health84450 AETNA HLTH INS CO OF NY Health90328 FIRST HLTH LIFE & HLTH INS CO Life95040 AETNA BETTER HLTH OF TX INC Health95088 AETNA HLTH INC FL CORP Health95094 AETNA HLTH INC GA CORP Health95109 AETNA HLTH INC PA CORP Health95114 COVENTRY HLTH CARE OF FL INC Health95173 AETNA HEALTH INC LA Health95234 AETNA HLTH INC NY CORP Health95241 AETNA HLTH OF IA INC Health95266 COVENTRY HLTH PLAN OF FL INC Health95287 AETNA HLTH INC NJ CORP Health95318 AETNA BETTER HLTH OF MO LLC Health95407 AETNA HLTH OF UTAH INC Health95408 COVENTRY HLTH CARE OF W VA INC Health95489 COVENTRY HLTH CARE OF KS INC Health95490 AETNA HLTH INC TX CORP Health95517 AETNA HLTH INC ME CORP Health95846 GROUP DENTAL SERV OF MD INC Health95910 AETNA DENTAL INC Health95925 COVENTRY HLTH CARE OF NE INC Health95935 AETNA HLTH INC CT CORP Health96377 COVENTRY HLTH CARE OF MO INC Health96555 COVENTRY HLTH CARE OF VA INC Health

4 Group Name:Group Code: AMERIPRISE FIN GRP65005 RIVERSOURCE LIFE INS CO Life80594 RIVERSOURCE LIFE INS CO OF NY Life

5 Group Name:Group Code: ALFA INS GRP79049 ALFA LIFE INS CORP Life

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Accident and Health Policy Experience Exhibit Group Index

7 Group Name:Group Code: FEDERATED MUT GRP13935 FEDERATED MUT INS CO Property63258 FEDERATED LIFE INS CO Life

8 Group Name:Group Code: ALLSTATE INS GRP60186 ALLSTATE LIFE INS CO Life60534 AMERICAN HERITAGE LIFE INS CO Life64831 INTRAMERICA LIFE INS CO Life70874 ALLSTATE LIFE INS CO OF NY Life

12 Group Name:Group Code: AMERICAN INTL GRP19380 AMERICAN HOME ASSUR CO Property19429 INSURANCE CO OF THE STATE OF PA Property19437 LEXINGTON INS CO Property19445 NATIONAL UNION FIRE INS CO OF PITTS Property23841 NEW HAMPSHIRE INS CO Property26883 AIG SPECIALTY INS CO Property31674 AIG INS CO PR Property60488 AMERICAN GEN LIFE INS CO Life70106 UNITED STATES LIFE INS CO IN THE CIT Life

19 Group Name:Group Code: ASSURANT INC GRP10111 AMERICAN BANKERS INS CO OF FL Property42978 AMERICAN SECURITY INS CO Property42986 STANDARD GUAR INS CO Property60275 AMERICAN BANKERS LIFE ASSUR CO OF FL Life65080 JOHN ALDEN LIFE INS CO Life67989 AMERICAN MEMORIAL LIFE INS CO Life69477 TIME INS CO Life70408 UNION SECURITY INS CO Life81477 UNION SECURITY LIFE INS CO OF NY Life

20 Group Name:Group Code: LINCOLN NATL GRP62057 LINCOLN LIFE & ANN CO OF NY Life65676 LINCOLN NATL LIFE INS CO Life67652 FIRST PENN PACIFIC LIFE INS CO Life

23 Group Name:Group Code: BCS INS GRP38245 BCS INS CO Property80985 4 EVER LIFE INS CO Life

31 Group Name:Group Code: BERKSHIRE HATHAWAY GRP20052 NATIONAL LIAB & FIRE INS CO Property20079 NATIONAL FIRE & MARINE INS CO Property20087 NATIONAL IND CO Property20931 ATLANTA INTL INS CO Property22063 GOVERNMENT EMPLOYEES INS CO Property22276 BERKSHIRE HATHAWAY SPECIALTY INS CO Property34274 CENTRAL STATES IND CO OF OMAHA Property42390 AMGUARD INS CO Property82880 CSI LIFE INS CO Life97764 IDEALIFE INS CO Life

50 Group Name:Group Code: COUNTRY INS & FIN SERV GRP62553 COUNTRY LIFE INS CO Life

55 Group Name:Group Code: AUTOMOBILE CLUB MI GRP84522 AUTO CLUB LIFE INS CO Life

67 Group Name:Group Code: MICHIGAN FARM BUREAU GRP21555 FARM BUREAU MUT INS CO OF MI Property74799 LEADERS LIFE INS CO Life

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Accident and Health Policy Experience Exhibit Group Index

68 Group Name:Group Code: WISCONSIN PHYSICIANS SERV INS GRP10159 WPS HLTH PLAN INC Health15926 ASPIRUS ARISE HLTH PLAN OF WI INC Health53139 WISCONSIN PHYSICIANS SERV INS CORP Health64149 EPIC LIFE INS CO Life

69 Group Name:Group Code: FARMERS INS GRP20796 21ST CENTURY PREMIER INS CO Property34789 21ST CENTURY CENTENNIAL INS CO Property

71 Group Name:Group Code: UNIVERSAL INS CO GRP60041 UNIVERSAL LIFE INS CO Life

84 Group Name:Group Code: AMERICAN FINANCIAL GRP16691 GREAT AMER INS CO Property32620 NATIONAL INTERSTATE INS CO Property33723 GREAT AMER SPIRIT INS CO Property63312 GREAT AMER LIFE INS CO Life67083 MANHATTAN NATL LIFE INS CO Life

85 Group Name:Group Code: HEALTHPLEX GRP11172 HEALTHPLEX INS CO Health11173 INTERNATIONAL HLTHCARE SERV INC Health12830 HEALTHPLEX OF NJ INC Health

88 Group Name:Group Code: THE HANOVER INS GRP42552 NOVA CAS CO Property

91 Group Name:Group Code: HARTFORD FIRE & CAS GRP19682 HARTFORD FIRE INS CO Property70815 HARTFORD LIFE & ACCIDENT INS CO Life71153 HARTFORD LIFE & ANN INS CO Life88072 HARTFORD LIFE INS CO Life

98 Group Name:Group Code: WR BERKLEY CORP GRP32603 BERKLEY INS CO Property64890 BERKLEY LIFE & HLTH INS CO Life

111 Group Name:Group Code: LIBERTY MUT GRP19704 AMERICAN STATES INS CO Property19917 LIBERTY INS UNDERWRITERS INC Property21458 EMPLOYERS INS OF WAUSAU Property23035 LIBERTY MUT FIRE INS CO Property23043 LIBERTY MUT INS CO Property24074 OHIO CAS INS CO Property65315 LIBERTY LIFE ASSUR CO OF BOSTON Life

115 Group Name:Group Code: DELTA DENTAL PLAN OF IL GRP47589 DELTA DENTAL OF IL Health

© 2018 National Association of Insurance Commissioners 307

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Accident and Health Policy Experience Exhibit Group Index

119 Group Name:Group Code: HUMANA GRP11228 COMPBENEFITS DENTAL INC Health11695 INDEPENDENT CARE HLTH PLAN Health12151 ARCADIAN HLTH PLAN INC Health12282 HUMANA REGIONAL HLTH PLAN INC Health12634 HUMANA INS CO OF NY Health12908 HUMANA MEDICAL PLAN OF UT INC Health13558 HUMANA HLTH CO OF NY INC Health14224 HUMANA MEDICAL PLAN OF MI INC Health14462 HUMANA MEDICAL PLAN OF PA INC Health52015 COMPBENEFITS CO Health54739 THE DENTAL CONCERN INC Health60052 HUMANA BENEFIT PLAN OF IL INC Health60219 HUMANA INS CO OF KY Life60984 COMPBENEFITS INS CO Health65110 KANAWHA INS CO Life69671 HUMANA HLTH INS CO OF FL INC Health70580 HUMANADENTAL INS CO Health73288 HUMANA INS CO Health84603 HUMANA INS CO OF PR INC Life95024 HUMANA HLTH PLAN OF TX INC Health95092 CAREPLUS HLTH PLANS INC Health95158 CHA HMO INC Health95161 DENTICARE INC Health95270 HUMANA MEDICAL PLAN INC Health95342 HUMANA WI HLTH ORG INS CORP Health95348 HUMANA HLTH PLAN OF OH INC Health95519 HUMANA EMPLOYERS HLTH PLAN GA INC Health95642 HUMANA HLTH BENEFIT PLAN OF LA INC Health95721 HUMANA HLTH PLANS OF PR Health95754 CARITEN HLTH PLAN INC Health95885 HUMANA HLTH PLAN INC Health

123 Group Name:Group Code: SHELTER INS GRP65757 SHELTER LIFE INS CO Life

126 Group Name:Group Code: EDUCATORS MUT GRP12515 EDUCATORS HLTH PLANS LIFE ACCIDENT & Health81701 EDUCATORS MUT INS ASSOC Health

132 Group Name:Group Code: WICHITA NATL LIFE GRP70548 WICHITA NATL LIFE INS CO Life98868 SHERIDAN LIFE INS CO Life

140 Group Name:Group Code: NATIONWIDE CORP GRP11991 NATIONAL CAS CO Property13838 FARMLAND MUT INS CO Property23787 NATIONWIDE MUT INS CO Property64017 JEFFERSON NATL LIFE INS CO Life64327 HARLEYSVILLE LIFE INS CO Life66869 NATIONWIDE LIFE INS CO Life92657 NATIONWIDE LIFE & ANN INS CO Life

150 Group Name:Group Code: OLD REPUBLIC GRP12262 PENNSYLVANIA MANUFACTURERS ASSOC INS Property24147 OLD REPUBLIC INS CO Property67261 OLD REPUBLIC LIFE INS CO Life

153 Group Name:Group Code: PEKIN INS GRP67628 PEKIN LIFE INS CO Life

© 2018 National Association of Insurance Commissioners 308

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Accident and Health Policy Experience Exhibit Group Index

158 Group Name:Group Code: FAIRFAX FIN GRP21105 NORTH RIVER INS CO Property21113 UNITED STATES FIRE INS CO Property25534 TIG INS CO Property

169 Group Name:Group Code: SENTRY INS GRP21180 SENTRY SELECT INS CO Property24988 SENTRY INS A MUT CO Property68810 SENTRY LIFE INS CO Life68829 SENTRY LIFE INS CO OF NY Life

171 Group Name:Group Code: GERMANIA INS GRP67920 GERMANIA LIFE INS CO Life

175 Group Name:Group Code: STATE AUTO MUT GRP25135 STATE AUTOMOBILE MUT INS CO Property

176 Group Name:Group Code: STATE FARM GRP25143 STATE FARM FIRE & CAS CO Property25178 STATE FARM MUT AUTO INS CO Property

181 Group Name:Group Code: SWISS RE GRP25038 NORTH AMER CAPACITY INS CO Property29874 NORTH AMER SPECIALTY INS CO Property39845 WESTPORT INS CORP Property73504 LUMICO LIFE INS CO Life82627 SWISS RE LIFE & HLTH AMER INC Life

200 Group Name:Group Code: UNITED SERV AUTOMOBILE ASSN GRP69663 USAA LIFE INS CO Life

203 Group Name:Group Code: VIRGINIA FARM BUREAU GRP10022 COUNTRYWAY INS CO Property26034 VIRGINIA FARM BUREAU MUT INS CO Property

212 Group Name:Group Code: ZURICH INS GRP14178 ZURICH AMER LIFE INS CO OF NY Life16535 ZURICH AMER INS CO Property21326 EMPIRE FIRE & MARINE INS CO Property26247 AMERICAN GUAR & LIAB INS Property26387 STEADFAST INS CO Property27855 ZURICH AMER INS CO OF IL Property40142 AMERICAN ZURICH INS CO Property63177 FARMERS NEW WORLD LIFE INS CO Life80896 CENTRE LIFE INS CO Life90557 ZURICH AMER LIFE INS CO Life

213 Group Name:Group Code: ERIE INS GRP70769 ERIE FAMILY LIFE INS CO Life

215 Group Name:Group Code: KEMPER CORP GRP66397 MUTUAL SAVINGS LIFE INS CO Life68357 RELIABLE LIFE INS CO Life68462 RESERVE NATL INS CO Life69779 UNION NATL LIFE INS CO Life69930 UNITED INS CO OF AMER Life

218 Group Name:Group Code: CNA INS GRP20427 AMERICAN CAS CO OF READING PA Property20443 CONTINENTAL CAS CO Property

220 Group Name:Group Code: OKLAHOMA FARM BUREAU GRP21563 OKLAHOMA FARM BUREAU MUT INS CO Property

© 2018 National Association of Insurance Commissioners 309

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Accident and Health Policy Experience Exhibit Group Index

226 Group Name:Group Code: MERCHANTS MUT GRP23329 MERCHANTS MUT INS CO Property

233 Group Name:Group Code: CNO FINANCIAL GRP61263 BANKERS LIFE & CAS CO Life62065 COLONIAL PENN LIFE INS CO Life68560 BANKERS CONSECO LIFE INS CO Life70319 WASHINGTON NATL INS CO Life

241 Group Name:Group Code: METROPOLITAN GRP14170 METLIFE HLTH PLANS INC Health26298 METROPOLITAN PROP & CAS INS CO Property52009 SAFEGUARD HLTH PLANS INC Health60690 AMERICAN LIFE INS CO Life62634 DELAWARE AMER LIFE INS CO Life63665 GENERAL AMER LIFE INS CO Life65978 METROPOLITAN LIFE INS CO Life79014 SAFEHEALTH LIFE INS CO Health87726 BRIGHTHOUSE LIFE INS CO Life91626 NEW ENGLAND LIFE INS CO Life95051 SAFEGUARD HLTH PLANS INC Health

242 Group Name:Group Code: SELECTIVE INS GRP12572 SELECTIVE INS CO OF AMER Property

244 Group Name:Group Code: CINCINNATI FIN GRP76236 THE CINCINNATI LIFE INS CO Life

261 Group Name:Group Code: MUTUAL OF OMAHA GRP13100 OMAHA INS CO Life62243 COMPANION LIFE INS CO Life69868 UNITED OF OMAHA LIFE INS CO Life71412 MUTUAL OF OMAHA INS CO Life72850 UNITED WORLD LIFE INS CO Life88080 OMAHA HLTH INS CO Life

264 Group Name:Group Code: HEALTHMARKETS GRP61832 CHESAPEAKE LIFE INS CO Life66087 MID WEST NATL LIFE INS CO OF TN Life

276 Group Name:Group Code: TRUSTMARK MUT HOLDING CO GRP61425 TRUSTMARK INS CO Life62863 TRUSTMARK LIFE INS CO Life

280 Group Name:Group Code: AUTO OWNERS GRP61190 AUTO OWNERS LIFE INS CO Life

290 Group Name:Group Code: TORCHMARK CORP GRP10093 NATIONAL INCOME LIFE INS CO Life60577 AMERICAN INCOME LIFE INS CO Life65331 LIBERTY NATL LIFE INS CO Life74101 GLOBE LIFE INS CO OF NY Life77968 FAMILY HERITAGE LIFE INS CO OF AMER Life91472 GLOBE LIFE & ACCIDENT INS CO Life92916 UNITED AMER INS CO Life

291 Group Name:Group Code: MOTORISTS MUT GRP13331 MOTORISTS COMMERCIAL MUT INS CO Property

300 Group Name:Group Code: HORACE MANN GRP22578 HORACE MANN INS CO Property64513 HORACE MANN LIFE INS CO Life

304 Group Name:Group Code: PRUDENTIAL OF AMER GRP68241 PRUDENTIAL INS CO OF AMER Life

© 2018 National Association of Insurance Commissioners 310

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Accident and Health Policy Experience Exhibit Group Index

306 Group Name:Group Code: CUNA MUT GRP62626 CMFG LIFE INS CO Life86126 MEMBERS LIFE INS CO Life

313 Group Name:Group Code: AEGIS GRP17965 AMERICAN SENTINEL INS CO Property33898 AEGIS SECURITY INS CO Property

315 Group Name:Group Code: INDUSTRIAL ALLIANCE GRP67148 OCCIDENTAL LIFE INS CO OF NC Life91693 IA AMER LIFE INS CO Life

316 Group Name:Group Code: NATIONAL SECURITY GRP66788 NATIONAL SECURITY INS CO Life

330 Group Name:Group Code: AMERICAN FIDELITY CORP GRP60410 AMERICAN FIDELITY ASSUR CO Life60801 AMERICAN PUBLIC LIFE INS CO Life

332 Group Name:Group Code: PRINCIPAL FIN GRP61271 PRINCIPAL LIFE INS CO Life

350 Group Name:Group Code: GENERAL ELECTRIC GRP62596 UNION FIDELITY LIFE INS CO Life

361 Group Name:Group Code: MUNICH RE GRP19720 AMERICAN ALT INS CORP Property23469 AMERICAN MODERN HOME INS CO Property

367 Group Name:Group Code: PHYSICIANS MUT GRP72125 PHYSICIANS LIFE INS CO Life80578 PHYSICIANS MUT INS CO Life

370 Group Name:Group Code: AFLAC GRP60380 AMERICAN FAMILY LIFE ASSUR CO OF COL Life60526 AMERICAN FAMILY LIFE ASSUR CO OF NY Life71730 CONTINENTAL AMER INS CO Life

380 Group Name:Group Code: CAREFIRST INC GRP13130 THE DENTAL NETWORK INC Health47058 CAREFIRST OF MD INC Health53007 GROUP HOSPITALIZATION & MED SRVCS Health60113 FIRST CARE INC Health96202 CAREFIRST BLUECHOICE INC Health

408 Group Name:Group Code: AMERICAN NATL FIN GRP13762 AMERICAN NATL LIF INS CO OF NY Life60739 AMERICAN NATL INS CO Life63657 GARDEN STATE LIFE INS CO Life71773 AMERICAN NATL LIFE INS CO OF TX Life86355 STANDARD LIFE & ACCIDENT INS CO Life

411 Group Name:Group Code: MAPFRE INS GRP19941 AMERICAN COMMERCE INS CO Property77054 MAPFRE LIFE INS CO OF PR Life

© 2018 National Association of Insurance Commissioners 311

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Accident and Health Policy Experience Exhibit Group Index

429 Group Name:Group Code: GUARDIAN LIFE GRP11163 AVESIS INS INC Health11199 MANAGED DENTAL GUARD INC Health11221 FIRST COMMONWEALTH LTD HLTH SERV COR Health12146 FIRST COMMONWEALTH LTD HLTH SERV COR Health14142 MANAGED DENTALGUARD INC Health15307 ACCESS DENTAL PLAN OF NV INC Health47716 FIRST COMMONWEALTH OF MO INC Health52556 MANAGED DENTALGUARD INC Health60237 PREMIER ACCESS INS CO Health60239 FIRST COMMONWEALTH INS CO Health64246 GUARDIAN LIFE INS CO OF AMER Life71714 BERKSHIRE LIFE INS CO OF AMER Life

430 Group Name:Group Code: BCBS OF KS GRP12143 ADVANCE INS CO OF KS Life15481 BC BS KS SOLUTIONS INC Health70729 BCBS OF KS INC Life

431 Group Name:Group Code: SAMMONS ENTERPRISES GRP66044 MIDLAND NATL LIFE INS CO Life66974 NORTH AMER CO LIFE & HLTH INS Life83607 GUGGENHEIM LIFE & ANN CO Life

435 Group Name:Group Code: MASS MUT LIFE INS GRP65935 MASSACHUSETTS MUT LIFE INS CO Life

438 Group Name:Group Code: LOUISIANA HLTH SERV GRP60009 SOUTHERN NATL LIFE INS CO INC Life81200 LOUISIANA HLTH SERV & IND CO Health95643 HMO LA INC Health

440 Group Name:Group Code: REGAL REINS GRP66265 MONARCH LIFE INS CO Life

449 Group Name:Group Code: FINANCIAL HOLDINGS GRP61999 AMERICO FIN LIFE & ANN INS CO Life63487 INVESTORS LIFE INS CO N AMER Life66540 NATIONAL FARMERS UNION LIFE INS CO Life67180 OHIO STATE LIFE INS CO Life87645 UNITED FIDELITY LIFE INS CO Life90212 GREAT SOUTHERN LIFE INS CO Life

450 Group Name:Group Code: GENEVE HOLDINGS INC GRP26581 INDEPENDENCE AMER INS CO Property65781 MADISON NATL LIFE INS CO INC Life69078 STANDARD SECURITY LIFE INS CO OF NY Life

451 Group Name:Group Code: FIDELITY SECURITY GRP67288 FIDELITY SECURITY LIFE INS CO OF NY Life71870 FIDELITY SECURITY LIFE INS CO Life

454 Group Name:Group Code: SECURITY NATL GRP69485 SECURITY NATL LIFE INS CO Life

458 Group Name:Group Code: PROTECTIVE LIFE INS GRP66370 MONY LIFE INS CO Life68136 PROTECTIVE LIFE INS CO Life70335 WEST COAST LIFE INS CO Life88536 PROTECTIVE LIFE & ANNUITY INS CO Life

© 2018 National Association of Insurance Commissioners 312

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Accident and Health Policy Experience Exhibit Group Index

461 Group Name:Group Code: BCBS OF MN GRP55026 BCBSM INC Health61522 MII LIFE INC Health95649 HMO DBA BLUE PLUS Health

468 Group Name:Group Code: AEGON US HOLDING GRP10952 TRANSAMERICA CAS INS CO Property66281 TRANSAMERICA PREMIER LIFE INS CO Life70688 TRANSAMERICA FINANCIAL LIFE INS CO Life86231 TRANSAMERICA LIFE INS CO Life

471 Group Name:Group Code: WELLS FARGO GRP62383 CENTURION LIFE INS CO Life

473 Group Name:Group Code: AMERICAN FAMILY INS GRP10386 AMERICAN FAMILY INS CO Property19275 AMERICAN FAMILY MUT INS CO SI Property

477 Group Name:Group Code: RENAISSANCE HLTH SERV CORP GRP15638 RENAISSANCE LIFE & HLTH INS CO OF NY Health47287 DELTA DENTAL PLAN OF NM INC Health48127 DENTAL CHOICE INC Health52634 DELTA DENTAL PLAN OF IN INC Health54305 DELTA DENTAL PLAN OF MI INC Health54402 DELTA DENTAL PLAN OF OH INC Health54526 DELTA DENTAL OF TN Health54658 DELTA DENTAL OF NC Health54674 DELTA DENTAL OF KY INC Health61700 RENAISSANCE LIFE & HLTH INS CO OF AM Health

481 Group Name:Group Code: PRESBYTERIAN HLTHCARE SERV GRP11504 PRESYBYTERIAN INS CO INC Health95330 PRESBYTERIAN HLTH PLAN INC Health

501 Group Name:Group Code: ALLEGHANY GRP10472 CAPITOL IND CORP Property18619 PLATTE RIVER INS CO Property35157 FAIR AMER INS & REINS CO Property

503 Group Name:Group Code: LANDCAR INS GRP92274 LANDCAR LIFE INS CO Life

513 Group Name:Group Code: IOWA FARM BUREAU GRP63088 FARM BUREAU LIFE INS CO Life

514 Group Name:Group Code: MISSOURI FARM BUREAU GRP63118 FARM BUREAU LIFE INS CO OF MO Life

520 Group Name:Group Code: NEW ERA LIFE GRP67784 PHILADELPHIA AMER LIFE INS CO Life69698 NEW ERA LIFE INS CO OF MIDWEST Life78743 NEW ERA LIFE INS CO Life81132 LIFE OF AMER INS CO Life

525 Group Name:Group Code: PAN AMER LIFE GRP12952 PAN AMER LIFE INS CO OF PR Life66427 MUTUAL TRUST LIFE INS CO A PAN AMER Life67539 PAN AMER LIFE INS CO Life

526 Group Name:Group Code: MAXIMUM CORP GRP61735 CENTRAL SECURITY LIFE INS CO Life80993 WESTERN AMER LIFE INS CO Life

© 2018 National Association of Insurance Commissioners 313

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Accident and Health Policy Experience Exhibit Group Index

535 Group Name:Group Code: COLUMBIAN LIFE GRP62103 COLUMBIAN MUT LIFE INS CO Life76023 COLUMBIAN LIFE INS CO Life

536 Group Name:Group Code: GUIDEWELL MUT HOLDING GRP13567 FLORIDA HLTH CARE PLAN INC Health15118 BEHEALTHY FLORIDA INC Health76031 FLORIDA COMBINED LIFE INS CO INC Life95089 HEALTH OPTIONS INC Health95112 CAPITAL HLTH PLAN INC Health98167 BCBS OF FL Health

537 Group Name:Group Code: BCBS OF KC GRP10753 BLUE ADVANTAGE PLUS OF KC INC Health47171 BCBS OF KC Health76040 MISSOURI VALLEY LIFE & HLTH INS CO Life95315 GOOD HLTH HMO INC Health

542 Group Name:Group Code: INDIANA FARM BUREAU GRP69892 UNITED FARM FAMILY LIFE INS CO Life69922 UNITED HOME LIFE INS CO Life

549 Group Name:Group Code: SUN LIFE ASSUR CO OF CN GRP11111 UDC OF MI INC Health11244 UNION SECURITY DENTALCARE OF NJ INC Health47042 UNITED DENTAL CARE OF NM INC Health47044 UNITED DENTAL CARE OF MO INC Health47708 UNITED DENTAL CARE OF AZ INC Health52022 UDC OH INC DBA UNITED DENTAL CARE OH Health52032 UNITED DENTAL CARE OF CO INC Health68047 PROFESSIONAL INS CO Life80802 US BR SUN LIFE ASSUR CO OF CANADA Life80926 SUN LIFE & HLTH INS CO Life95142 UNITED DENTAL CARE OF TX INC Health95450 UNITED DENTAL CARE OF UT INC Health

553 Group Name:Group Code: ARROWPOINT CAPITAL GRP24678 ARROWOOD IND CO Property

565 Group Name:Group Code: UNUM GRP62049 COLONIAL LIFE & ACCIDENT INS CO Life62235 UNUM LIFE INS CO OF AMER Life64297 FIRST UNUM LIFE INS CO Life67598 PAUL REVERE LIFE INS CO Life68195 PROVIDENT LIFE & ACCIDENT INS CO Life68209 PROVIDENT LIFE & CAS INS CO Life68985 STARMOUNT LIFE INS CO Life

570 Group Name:Group Code: BCBS OF AL GRP55433 BCBS OF AL Health81531 UTIC INS CO Life

572 Group Name:Group Code: BCBS OF MI GRP11557 BLUE CROSS COMPLETE OF MI LLC Health52037 BLUE CARE OF MI INC Health54291 BCBS OF MI MUT INS CO Health77720 LIFESECURE INS CO Life95610 BLUE CARE NETWORK OF MI Health

574 Group Name:Group Code: AMERCO CORP GRP61859 CHRISTIAN FIDELITY LIFE INS CO Life68349 NORTH AMER INS CO Life76112 OXFORD LIFE INS CO Life

© 2018 National Association of Insurance Commissioners 314

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Accident and Health Policy Experience Exhibit Group Index

581 Group Name:Group Code: BOSTON MUT GRP61476 BOSTON MUT LIFE INS CO Life78140 LIFE INS CO OF BOSTON & NY Life

587 Group Name:Group Code: ATLANTIC AMER GRP61239 BANKERS FIDELITY LIFE INS CO Life71919 BANKERS FIDELITY ASSUR CO Life

588 Group Name:Group Code: KANSAS CITY LIFE INS GRP65129 KANSAS CITY LIFE INS CO Life67199 OLD AMER INS CO Life69272 SUNSET LIFE INS CO OF AMER Life

595 Group Name:Group Code: HARVARD PILGRIM HLTH CARE GRP15492 HARVARD PILGRIM HLTH CARE OF CT INC Health18975 HPHC INS CO INC Health96717 HARVARD PILGRIM HEALTH CARE NEW ENG Health96911 HARVARD PILGRIM HLTH CARE INC Health

598 Group Name:Group Code: DELTA GRP62650 DELTA LIFE INS CO Life

600 Group Name:Group Code: SCOTT & WHITE GRP11670 INSURANCE CO OF SCOTT & WHITE Health95099 SCOTT & WHITE HLTH PLAN Health

601 Group Name:Group Code: KAISER FOUNDATION GRP11538 KAISER FOUND HLTH PLAN INC HI REGION Health47055 KAISER FOUND HLTH PLAN OF WA OPTIONS Health60053 KAISER PERMANENTE INS CO Health95540 KAISER FOUND HLTH PLAN OF THE NW Health95639 KAISER FOUND HLTH PLAN MID ATLANTI Health95669 KAISER FOUND HLTH PLAN OF CO Health95672 KAISER FOUNDATION HLTH PLAN OF WA Health96237 KAISER FOUND HLTH PLAN OF GA INC Health

612 Group Name:Group Code: CITIZENS GRP60076 SECURITY PLAN LIFE INS CO Life71463 CICA LIFE INS CO OF AMER Life75208 MAGNOLIA GUARANTY LIFE INS CO Life82082 CITIZENS NATL LIFE INS CO Life

615 Group Name:Group Code: BENEFICIAL LIFE GRP61395 BENEFICIAL LIFE INS CO Life81019 DESERET MUT INS CO Life

619 Group Name:Group Code: ONEAMERICA FIN PARTNERS GRP60895 AMERICAN UNITED LIFE INS CO Life67911 PIONEER MUT LIFE INS CO Life69116 STATE LIFE INS CO Life

626 Group Name:Group Code: CHUBB LTD GRP20699 ACE PROP & CAS INS CO Property22667 ACE AMER INS CO Property22713 INSURANCE CO OF N AMER Property27960 ILLINOIS UNION INS CO Property62146 COMBINED INS CO OF AMER Life78697 COMBINED LIFE INS CO OF NY Life

634 Group Name:Group Code: NATIONAL LIFE GRP65528 LIFE INS CO OF THE SOUTHWEST Life66680 NATIONAL LIFE INS CO Life

© 2018 National Association of Insurance Commissioners 315

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Accident and Health Policy Experience Exhibit Group Index

661 Group Name:Group Code: BCBS OF SC GRP11560 TOTAL DENTAL ADMINISTRATORS OF UT Health12168 INSTIL HLTH INS CO Health12285 NIAGARA LIFE & HLTH INS CO Life38520 BCBS OF SC INC Health52120 TOTAL DENTAL ADMINISTRATORS HLTH PLA Health77828 COMPANION LIFE INS CO Life92444 COMPANION LIFE INS CO OF CA Life95741 BLUECHOICE HLTHPLAN OF SC INC Health

669 Group Name:Group Code: ZALE CORP GRP30325 ZALE IND CO Property71323 ZALE LIFE INS CO Life

671 Group Name:Group Code: ANTHEM INC GRP10345 COMMUNITY INS CO Health10767 AMERIGROUP OH INC DBA COMM CARE Health11011 ROCKY MOUNTAIN HOSPITAL & MEDICAL Health11810 UNICARE HLTH PLAN OF WV INC Health12229 AMGP GA MANAGED CARE CO INC Health12354 AMERIGROUP COMM CARE OF NM INC Health12586 AMERIGROUP NV INC Health12941 AMERIGROUP TN INC Health13562 CAREMORE HLTH PLAN OF AZ INC Health13573 ANTHEM LIFE & DISABILITY INS CO Life13605 CAREMORE HLTH PLAN OF NV Health13726 SIMPLY HLTHCARE PLANS INC Health14064 AMERIGROUP LA INC Health14073 AMERIGROUP WASHINGTON INC Health14078 AMERIGROUP INS CO Health14276 AMERIGROUP KS INC Health15543 ANTHEM KY MANAGED CARE PLAN INC Health15807 AMERIGROUP IOWA INC Health16168 AMERIGROUP DC INC Health28207 ANTHEM INS CO INC Health52618 ANTHEM HLTH PLANS OF ME INC Health53759 ANTHEM HLTH PLANS OF NH Health54003 BCBS OF WI Health54801 BCBS OF GA INC Health55093 EMPIRE HEALTHCHOICE ASSUR INC Health60217 ANTHEM HLTH PLANS INC Health61069 ANTHEM LIFE INS CO Life62825 ANTHEM BLUE CROSS LIFE & HLTH INS CO Health71835 ANTHEM HLTH PLANS OF VA INC Health78972 HEALTHY ALLIANCE LIFE INS CO Health80314 UNICARE LIFE & HLTH INS CO Life95120 ANTHEM HLTH PLANS OF KY INC Health95169 HEALTHKEEPERS INC Health95314 AMERIGROUP TX INC Health95358 HMO MO INC Health95373 AMERIGROUP NJ INC Health95433 EMPIRE HEALTHCHOICE HMO INC Health95473 HMO CO INC Health95527 MATTHEW THORTON HLTH PLAN INC Health95693 COMPCARE HLTH SERV INS CORP Health95832 AMERIGROUP MD INC Health96475 HEALTHLINK HMO INC Health96962 BCBS HLTHCARE PLAN OF GA INC Health97217 GREATER GA LIFE INS CO Life

© 2018 National Association of Insurance Commissioners 316

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Accident and Health Policy Experience Exhibit Group Index

687 Group Name:Group Code: GUARANTEE TRUST GRP64211 GUARANTEE TRUST LIFE INS CO Life92703 UNITED NATL LIFE INS CO OF AMER Life

694 Group Name:Group Code: TENNESSEE FARMERS GRP15245 TENNESSEE FARMERS MUT INS CO Property

704 Group Name:Group Code: OHIO NATL LIFE GRP67172 OHIO NATL LIFE INS CO Life89206 OHIO NATL LIFE ASSUR CORP Life

© 2018 National Association of Insurance Commissioners 317

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Accident and Health Policy Experience Exhibit Group Index

707 Group Name:Group Code: UNITEDHEALTH GRP11068 ORTHONET OF THE MID ATLANTIC INC Health11141 UNITEDHEALTHCARE COMM PLAN OF TX LLC Health11176 PREFERRED CARE PARTNERS INC Health11494 PHYSICIANS HLTH CHOICE OF TX LLC Health11596 UNIMERICA LIFE INS CO OF NY Life12155 MEDICA HLTHCARE PLANS INC Health12231 UNITEDHEALTHCARE INS CO OF THE RIVER Health12323 UNITEDHEALTHCARE COMM PLAN OF OH INC Health12558 CARE IMPROVEMENT PLUS OF TX INS CO Health12567 CARE IMPROVEMENT PLUS S CENTRAL INS Health12756 MEDICA HLTH PLANS OF FL INC Health13214 UNITEDHEALTHCARE OF NM INC Health14041 CARE IMPROVEMENT PLUS WI INS CO Health47004 ROCKY MOUNTAIN HLTHCARE OPTIONS INC Health48038 UNITEDHEALTHCARE OF WA INC Health52053 DENTAL BENEFIT PROVIDERS OF IL INC Health60093 UNITED HLTHCARE INS CO OF NY Health60318 UNITED HLTHCARE INS CO OF IL Health60321 MAMSI LIFE & HLTH INS CO Health62286 GOLDEN RULE INS CO Life70785 PACIFICARE LIFE & HLTH INS CO Life71420 SIERRA HLTH & LIFE INS CO INC Health73130 ALL SAVERS LIFE INS CO OF CA Life78026 OXFORD HLTH INS INC Health79413 UNITEDHEALTHCARE INS CO Life79480 HARKEN HLTH INS CO Health82406 ALL SAVERS INS CO Life84549 SYMPHONIX HLTH INS INC Health91529 UNIMERICA INS CO Life95025 UNITED HLTHCARE MID ATLANTIC INC Health95085 UNITEDHEALTHCARE OF NY INC Health95090 UNITED HLTHCARE OF CO INC Health95103 UNITEDHEALTHCARE OF NC INC Health95123 NEIGHBORHOOD HLTH PARTNERSHIP INC Health95149 UNITEDHEALTHCARE OF NEW ENGLAND INC Health95174 UNITEDHEALTHCARE BENEFITS OF TX INC Health95186 UNITED HLTHCARE OF OH INC Health95220 UNITEDHEALTHCARE OF PA INC Health95251 NATIONAL PACIFIC DENTAL INC Health95264 UNITED HLTHCARE OF FL INC Health95378 UNITEDHEALTHCARE PLAN OF THE RIVER V Health95434 PACIFICARE OF CO INC Health95446 UNITED HLTHCARE OF AR INC Health95467 UNITEDHEALTHCARE COMM PLAN INC Health95479 OXFORD HLTH PLANS NY INC Health95482 ROCKY MOUNTAIN HMO INC Health95497 AMERICHOICE OF NJ INC Health95501 UNITED HLTHCARE OF UT INC Health95506 OXFORD HLTH PLANS NJ INC Health95591 UNITED HLTHCARE OF MIDLANDS INC Health95617 PACIFICARE OF AZ INC Health95685 PACIFICARE OF NV INC Health95710 UNITEDHEALTHCARE OF WI INC Health95716 UNITED HLTH CARE OF MS INC Health95758 NEVADA PACIFIC DENTAL INC Health95765 UNITEDHEALTHCARE OF TX INC Health95776 UNITEDHEALTHCARE OF IL INC Health95784 UNITED HLTHCARE OF AL INC Health

© 2018 National Association of Insurance Commissioners 318

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Accident and Health Policy Experience Exhibit Group Index

707 Group Name:Group Code: UNITEDHEALTH GRP95833 UNITED HLTHCARE OF LA INC Health95850 UNITED HLTHCARE OF GA INC Health95893 UNITEDHEALTHCARE OF OR INC Health96016 UNITED HLTHCARE OF AZ INC Health96310 MD INDIVIDUAL PRACTICE ASSN INC Health96342 HEALTH PLAN OF NV Health96385 UNITEDHEALTHCARE OF MIDWEST INC Health96644 UNITED HLTHCARE OF KY LTD Health96798 OXFORD HLTH PLANS CT INC Health96903 UNITEDHEATHCARE OF OK INC Health96940 OPTIMUM CHOICE INC Health97179 UNITEDHEALTHCARE LIFE INS CO Life

709 Group Name:Group Code: PACIFIC LIFE GRP97268 PACIFIC LIFE & ANN CO Life

730 Group Name:Group Code: MEDICAL MUT OF OH GRP29076 MEDICAL MUT OF OH Health62375 CONSUMERS LIFE INS CO Life95828 MEDICAL HLTH INSURING CORP OF OH Health

758 Group Name:Group Code: BCBS OF NC GRP54631 BCBS OF NC INC Health

761 Group Name:Group Code: ALLIANZ INS GRP11630 JEFFERSON INS CO Property21849 AMERICAN AUTOMOBILE INS CO Property21857 AMERICAN INS CO Property21873 FIREMANS FUND INS CO Property35300 ALLIANZ GLOBAL RISKS US INS CO Property64190 ALLIANZ LIFE INS CO OF NY Life90611 ALLIANZ LIFE INS CO OF N AMER Life

769 Group Name:Group Code: GREAT WEST GRP68322 GREAT W LIFE & ANN INS CO Life76694 LONDON LIFE REINS CO Life79359 GREAT W LIFE & ANN INS CO OF NY Life80659 US BUSINESS OF CANADA LIFE ASSUR CO Life80705 US BR GREAT WEST LIFE ASSUR CO Life

770 Group Name:Group Code: WELLMARK INC GRP15934 WELLMARK VALUE HLTH PLAN INC Health15935 WELLMARK SYNERGY HLTH INC Health60128 WELLMARK OF SD INC Health88848 WELLMARK INC Health95531 WELLMARK HLTH PLAN OF IA INC Health

781 Group Name:Group Code: UNION LABOR GRP69744 UNION LABOR LIFE INS CO Life

785 Group Name:Group Code: MARKEL CORP GRP35378 EVANSTON INS CO Property38970 MARKEL INS CO Property

809 Group Name:Group Code: TEXAS FARM BUREAU MUT GRP25380 TEXAS FARM BUREAU MUT INS CO Property

810 Group Name:Group Code: PENN TREATY AMER GRP60243 AMERICAN INDEPENDENT NTWRK INS CO NY Life

© 2018 National Association of Insurance Commissioners 319

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Accident and Health Policy Experience Exhibit Group Index

812 Group Name:Group Code: HIGHMARK GRP10131 HIGHMARK SELECT RESOURCES INC Health12325 GATEWAY HLTH PLAN OF OH INC Health15020 WEST VIRGINIA FAMILY HLTH PLAN INC Health15459 HIGHMARK SENIOR SOLUTIONS CO Health15460 HIGHMARK SENIOR HLTH CO Health15507 HIGHMARK COVERAGE ADVANTAGE INC Health15508 HIGHMARK BENEFITS GRP INC Health35599 HIGHMARK CAS INS CO Property47089 UNITED CONCORDIA DENTAL PLAN PA INC Health53287 HIGHMARK BCBSD INC Health54771 HIGHMARK INC Health54828 HIGHMARK WEST VIRGINIA INC. Health60147 FIRST PRIORITY LIFE INS CO INC Health60213 HM LIFE INS CO OF NY Life60222 UNITED CONCORDIA INS CO OF NY Health71768 HM HLTH INS CO Health85766 UNITED CONCORDIA INS CO Health89070 UNITED CONCORDIA COMPANIES INC Health93440 HM LIFE INS CO Life95048 HIGHMARK CHOICE CO Health95160 UNITED CONCORDIA DENTAL PLANS TX INC Health95253 UNITED CONCORDIA DENTAL PLANS Health96150 UNITED CONCORDIA DENTAL PLNS OF MW Health96601 HMO OF NE PA Health96938 GATEWAY HLTH PLAN INC Health

826 Group Name:Group Code: NEW YORK LIFE GRP66915 NEW YORK LIFE INS CO Life

836 Group Name:Group Code: WEST SOUTHERN GRP65242 LAFAYETTE LIFE INS CO Life70483 WESTERN & SOUTHERN LIFE INS CO Life99937 COLUMBUS LIFE INS CO Life

838 Group Name:Group Code: CINCINNATI EQUITABLE CO GRP88064 CINCINNATI EQUITABLE LIFE INS CO Life

839 Group Name:Group Code: WESTBRIDGE CAPITAL GRP62324 FREEDOM LIFE INS CO OF AMER Life89087 ENTERPRISE LIFE INS CO Life98205 NATL FOUNDATION LIFE INS CO Life

850 Group Name:Group Code: PENN MUT GRP67644 PENN MUT LIFE INS CO Life68446 LONGEVITY INS CO Life

860 Group Name:Group Code: NORTHWESTERN MUT GRP67091 NORTHWESTERN MUT LIFE INS CO Life69000 NORTHWESTERN LONG TERM CARE INS CO Life

867 Group Name:Group Code: BALDWIN & LYONS GRP12416 PROTECTIVE INS CO Property

869 Group Name:Group Code: MINNESOTA MUT GRP65811 AMERICAN MODERN LIFE INS CO Life66168 MINNESOTA LIFE INS CO Life74365 SOUTHERN PIONEER LIFE INS CO Life93742 SECURIAN LIFE INS CO Life

872 Group Name:Group Code: BANNER LIFE GRP66230 WILLIAM PENN LIFE INS CO OF NY Life94250 BANNER LIFE INS CO Life

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Accident and Health Policy Experience Exhibit Group Index

876 Group Name:Group Code: ARKANSAS BCBS GRP83470 USABLE MUT INS CO Health94358 USABLE LIFE Life95442 HMO PARTNERS INC Health

878 Group Name:Group Code: COLONIAL SAVINGS GRP88153 COLONIAL LIFE INS CO OF TX Life

880 Group Name:Group Code: IHC INC GRP63245 SELECTHEALTH BENEFIT ASSUR CO INC Health95153 SELECTHEALTH INC Health

901 Group Name:Group Code: CIGNA HLTH GRP10095 BRAVO HLTH MID ATLANTIC INC Health11160 CIGNA DENTAL HLTH OF MO INC Health11167 CIGNA DENTAL HLTH OF NJ INC Health11175 CIGNA DENTAL HLTH OF CO INC Health11522 HEALTHSPRING OF TN INC Health11524 BRAVO HLTH PA INC Health11532 HEALTHSPRING OF FL INC Health12814 ALLEGIANCE LIFE & HLTH INS CO INC Health12902 HEALTHSPRING LIFE & HLTH INS CO INC Health47013 CIGNA DENTAL HLTH PLAN OF AZ INC Health47041 CIGNA DENTAL HLTH OF PA INC Health47805 CIGNA DENTAL HLTH OF OH INC Health48119 CIGNA DENTAL HLTH OF MD INC Health52021 CIGNA DENTAL HLTH OF FL INC Health52024 CIGNA DENTAL HLTH OF KS INC Health52108 CIGNA DENTAL HLTH OF KY INC Health52617 CIGNA DENTAL HLTH OF VA INC Health61727 CENTRAL RESERVE LIFE INS CO Life62308 CONNECTICUT GEN LIFE INS CO Life64548 CIGNA LIFE INS CO OF NY Life65498 LIFE INS CO OF N AMER Life65722 LOYAL AMER LIFE INS CO Life67369 CIGNA HLTH & LIFE INS CO Life67903 PROVIDENT AMER LIFE & HLTH INS CO Life77399 STERLING LIFE INS CO Life88366 AMERICAN RETIREMENT LIFE INS CO Life90859 CIGNA WORLDWIDE INS CO Life95037 CIGNA DENTAL HLTH OF TX INC Health95125 CIGNA HLTHCARE OF AZ INC Health95132 CIGNA HLTHCARE OF NC INC Health95136 CIGNA HLTHCARE OF FL INC Health95179 CIGNA DENTAL HLTH OF NC INC Health95380 CIGNA DENTAL HLTH OF DE INC Health95383 CIGNA HLTHCARE OF TX INC Health95493 CIGNA HLTHCARE NH INC Health95500 CIGNA HLTHCARE OF NJ INC Health95525 CIGNA HLTCARE OF IN INC Health95602 CIGNA HLTHCARE OF IL INC Health95604 CIGNA HLTHCARE OF CO INC Health95606 CIGNA HLTHCARE OF TN INC Health95635 CIGNA HLTHCARE OF ST LOUIS INC Health95660 CIGNA HLTHCARE OF CT INC Health95708 CIGNA HLTHCARE OF SC INC Health95781 HEALTHSPRING OF AL INC Health96229 CIGNA HLTHCARE OF GA INC Health

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Accident and Health Policy Experience Exhibit Group Index

904 Group Name:Group Code: JOHN HANCOCK GRP65838 JOHN HANCOCK LIFE INS CO USA Life86375 JOHN HANCOCK LIFE INS CO OF NY Life93610 JOHN HANCOCK LIFE & HLTH INS CO Life

917 Group Name:Group Code: HCSC GRP11814 GHS HMO INC DBA BLUELINCS HMO Health14048 GHS MANAGED HLTH CARE PLANS INC Health29718 GHS INS CO Health70670 HEALTH CARE SERV CORP A MUT LEGAL RE Health71129 DEARBORN NATL LIFE INS CO Life78611 HCSC INS SERV CO Health85090 DEARBORN NATL LIFE INS CO OF NY Life

918 Group Name:Group Code: JACKSON NATL GRP65056 JACKSON NATL LIFE INS CO Life

936 Group Name:Group Code: INDEPENDENCE HLTH GRP INC GRP14143 AMERIHEALTH CARITAS LA INC Health14378 FLORIDA TRUE HLTH INC Health15088 AMERIHEALTH CARITAS DC INC Health15104 AMERIHEALTH MI INC Health15800 AMERIHEALTH CARITAS IA INC Health53252 INTER CNTY HLTH PLAN INC Health54704 INDEPENDENCE HOSPITAL IND PLAN INC Health54763 INTER CTY HOSPITALIZATION PLAN INC Health60061 AMERIHEALTH INS CO OF NJ Health93688 QCC INS CO Health95044 AMERIHEALTH HMO INC Health95056 KEYSTONE HLTH PLAN E INC Health95458 SELECT HLTH OF SC INC Health96660 VISTA HLTH PLAN INC Health

943 Group Name:Group Code: AMERITAS MUT HOLDING GRP60033 AMERITAS LIFE INS CORP OF NY Life61301 AMERITAS LIFE INS CORP Life

948 Group Name:Group Code: GULF GUARANTY GRP77976 GULF GUAR LIFE INS CO Life

962 Group Name:Group Code: PREMERA BLUE CROSS GRP47570 PREMERA BLUE CROSS Health52633 LIFEWISE HLTH PLAN OF WA Health84930 LIFEWISE HLTH PLAN OF OR INC Health94188 LIFEWISE ASSUR CO Life

963 Group Name:Group Code: OHIO MUT GRP10202 OHIO MUT INS CO Property13072 UNITED OHIO INS CO Property25950 CASCO IND CO Property

965 Group Name:Group Code: FHC HLTH SYSTEMS GRP15448 VALUEOPTIONS OF NJ INC Health47025 VALUE BEHAVIORAL HLTH OF PA INC Health95799 VALUE OPTIONS OF TX INC Health

968 Group Name:Group Code: AXA INS GRP62944 AXA EQUITABLE LIFE INS CO Life78077 MONY LIFE INS CO OF AMER Life

© 2018 National Association of Insurance Commissioners 322

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Accident and Health Policy Experience Exhibit Group Index

1117 Group Name:Group Code: MANHATTAN LIFE GRP61883 MANHATTANLIFE ASSUR CO OF AMER Life63053 FAMILY LIFE INS CO Life65870 MANHATTAN LIFE INS CO Life85189 WESTERN UNITED LIFE ASSUR CO Life

1126 Group Name:Group Code: MISSISSIPPI INS GRP60111 BCBS OF MS MUT INS CO Health68535 BLUEBONNET LIFE INS CO Life

1127 Group Name:Group Code: EMBLEM HLTH GRP11209 CONNECTICARE INS CO INC Health14913 CONNECTICARE BENEFITS INC Health55239 GROUP HLTH INC Health55247 HEALTH INS PLAN OF GREATER NY Health60094 HIP INS CO OF NY Health95299 CONNECTICARE OF MA INC Health95675 CONNECTICARE INC Health

1143 Group Name:Group Code: GEISINGER INS GRP10244 GEISINGER IND INS CO Health12743 GEISINGER QUALITY OPTIONS INC Health95923 GEISINGER HLTH PLAN Health

1167 Group Name:Group Code: OPTIMUM GRP88099 OPTIMUM RE INS CO Life

1183 Group Name:Group Code: SENTARA HLTH MGMT GRP70715 OPTIMA HLTH INS CO Health95281 OPTIMA HLTH PLAN Health

1186 Group Name:Group Code: LIFETIME HLTHCARE GRP12967 MEDAMERICA INS CO OF FL Life55107 EXCELLUS HLTH PLAN INC Health69515 MEDAMERICA INS CO Life83437 MEDAMERICA INS CO OF NY Life

1189 Group Name:Group Code: VISION SERV PLAN GRP12516 VISION SERV PLAN OF IL NFP Health32395 VISION SERV PLAN INS CO Health39616 VISION SERV PLAN INS CO Health47029 EASTERN VISION SERV PLAN INC Health53031 VSP VISION CARE INC Health54380 VISION SERV PLAN Health

1192 Group Name:Group Code: CARLE HOLDING CO GRP15082 HEALTH ALLIANCE NW HLTH PLAN Health15478 HEALTH ALLIANCE CONNECT INC Health77950 HEALTH ALLIANCE MEDICAL PLANS Health95513 HEALTH ALLIANCE MIDWEST INC Health

1198 Group Name:Group Code: MVP GRP11125 MVP HLTH INS CO Health47062 MVP HLTH SERV CORP Health95521 MVP HLTH PLAN INC Health

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Accident and Health Policy Experience Exhibit Group Index

1199 Group Name:Group Code: WELLCARE GRP10096 SELECTCARE OF TX INC Health10155 WELLCARE PRESCRIPTION INS INC Health10760 WELLCARE OF GA INC Health10768 SELECTCARE HLTH PLANS INC Health11229 HARMONY HLTH PLAN INC Health11775 WELLCARE OF SC INC Health12913 MISSOURI CARE INC Health12964 WELLCARE OF TX INC Health13020 WELLCARE HLTH PLANS OF NJ INC Health15510 WELLCARE HLTH PLANS OF KY INC Health15951 WELLCARE OF NE INC Health64467 WELLCARE HLTH INS OF KY INC Health80624 AMERICAN PROGRESSIVE L&H INS OF NY Life83445 WELLCARE HLTH INS OF AZ INC Health95081 WELLCARE OF FL INC Health95310 WELLCARE OF CT INC Health

1202 Group Name:Group Code: BCBS OF NJ GRP11146 HORIZON HLTHCARE DENTAL INC Health14690 HORIZON INS CO Health55069 HORIZON HLTHCARE SERV INC Health95529 HORIZON HLTHCARE OF NJ INC Health

1203 Group Name:Group Code: COX INS GRP60040 COX HLTH SYSTEMS INS CO Health95530 COX HLTH SYSTEM HMO INC Health

1207 Group Name:Group Code: CAMBIA HEALTH SOLUTIONS INC47350 ASURIS NW HLTH Health53902 REGENCE BLUESHIELD Health54550 REGENCE BCBS OF UT Health54933 REGENCE BCBS OF OR Health60131 REGENCE BLUESHIELD OF ID INC Health95303 BRIDGESPAN HLTH CO Health97985 LIFEMAP ASSUR CO Life

1211 Group Name:Group Code: NATIONAL GUARDIAN LIFE INS GRP66583 NATIONAL GUARDIAN LIFE INS CO Life81426 COMMERCIAL TRAVELERS LIFE INS CO Life97241 SETTLERS LIFE INS CO Life

1212 Group Name:Group Code: VANGUARD HLTH VENTURES GRP11518 PARAMOUNT INS CO Health12353 PARAMOUNT ADVANTAGE Health95189 PARAMOUNT HLTH CARE Health95566 PARAMOUNT CARE OF MI INC Health

1216 Group Name:Group Code: TIAA FAMILY GRP60142 TIAA CREF LIFE INS CO Life69345 TEACHERS INS & ANN ASSOC OF AMER Life

1230 Group Name:Group Code: CAPITAL BLUE CROSS GRP12358 AVALON INS CO Health14411 CAPITAL ADVANTAGE ASSUR CO Health15793 VIBRA HLTH PLAN INC Health41203 CAPITAL ADVANTAGE INS CO Health54720 CAPITAL BLUE CROSS Health95199 KEYSTONE HLTH PLAN CENTRAL INC Health95657 DOMINION DENTAL SERV INC Health

© 2018 National Association of Insurance Commissioners 324

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Accident and Health Policy Experience Exhibit Group Index

1238 Group Name:Group Code: TOTAL HLTH GRP12326 TOTAL HLTH CARE USA INC Health95644 TOTAL HLTH CARE INC Health

1246 Group Name:Group Code: SANFORD HLTH GRP52554 SANFORD HEART OF AMER HLTH PLAN Health95683 SANFORD HLTH PLAN Health95725 SANFORD HLTH PLAN OF MN Health

1258 Group Name:Group Code: HEALTHPARTNERS GRP44547 HEALTHPARTNERS INS CO Health52628 GROUP HLTH PLAN INC Health95766 HEALTHPARTNERS INC Health

1260 Group Name:Group Code: MAGELLAN HLTH INC GRP12632 MAGELLAN BEHAVIORAL HLTH OF NJ LLC Health14447 FLORIDA MHS INC Health15280 ALPHACARE OF NY INC Health16043 MAGELLAN COMPLETE CARE OF VA LLC Health18750 MERIT HLTH INS CO Health47019 MAGELLAN BEHAVIORAL HLTH OF PA INC Health97292 MAGELLAN LIFE INS CO Health

1279 Group Name:Group Code: ARCH INS GRP11150 ARCH INS CO Property

1285 Group Name:Group Code: XL AMER GRP19518 CATLIN INS CO Property22322 GREENWICH INS CO Property

1290 Group Name:Group Code: BLUE CROSS OF ID GRP15022 BLUE CROSS OF ID CARE PLUS INC Health60095 BLUE CROSS OF ID HLTH SERV INC Health

1294 Group Name:Group Code: DEAN HLTH GRP96156 DEAN HLTH PLAN INC Health

© 2018 National Association of Insurance Commissioners 325

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Accident and Health Policy Experience Exhibit Group Index

1295 Group Name:Group Code: CENTENE CORP GRP10769 MICHIGAN COMPLETE HLTH INC Health11834 BUCKEYE COMM HLTH PLAN INC Health12315 PEACH STATE HLTH PLAN INC Health12559 TRILLIUM COMM HLTH PLAN INC Health12959 ABSOLUTE TOTAL CARE INC Health13148 SUNSHINE STATE HLTH PLAN INC Health13632 CELTICARE HLTH PLAN OF MA INC Health13923 MAGNOLIA HLTH PLAN INC Health13970 LOUISIANA HEALTHCARE CONNECTIONS INC Health14053 ILLINICARE HLTH PLAN INC Health14100 KENTUCKY SPIRIT HEALTH PLAN INC Health14218 HOME STATE HLTH PLAN INC Health14226 GRANITE STATE HLTH PLAN INC Health14345 SUNFLOWER STATE HLTH PLAN INC Health15352 COORDINATED CARE OF WA INC Health15729 AMBETTER OF PEACH STATE INC Health15762 AMBETTER OF MAGNOLIA INC Health15895 HEALTH NET COMM SOLUTIONS OF AZ Health15902 NEBRASKA TOTAL CARE INC Health15912 SUPERIOR HEALTHPLAN COMM SOLUTIONS I Health15927 SUNSHINE HLTH COMM SOLUTIONS INC Health16143 SILVERSUMMIT HEALTHPLAN INC Health66141 HEALTH NET LIFE INS CO Life71013 BANKERS RESERVE LIFE INS CO OF WI Health80799 CELTIC INS CO Health95206 HEALTH NET OF AZ INC Health95647 SUPERIOR HLTHPLAN INC Health95800 HEALTH NET HLTH PLAN OF OR INC Health95831 COORDINATED CARE CORP Health96822 MANAGED HLTH SERV INS CORP Health

1297 Group Name:Group Code: HEALTH PLAN GRP60016 THP INS CO Health95677 THE HLTH PLAN OF WVA INC Health

1301 Group Name:Group Code: MEDICAL CARD SYSTEM INC GRP13022 MCS ADVANTAGE INC Health60030 MCS LIFE INS CO Life

1309 Group Name:Group Code: FRANKENMUTH GRP32069 PATRIOT INS CO Property

1311 Group Name:Group Code: HENRY FORD HLTH SYSTEM GRP60134 ALLIANCE HLTH & LIFE INS CO Health95814 HAP MIDWEST HLTH PLAN INC Health95844 HEALTH ALLIANCE PLAN OF MI Health

1313 Group Name:Group Code: OREGON DENTAL GRP47098 MODA HLTH PLAN INC Health54941 DELTA DENTAL PLAN OF OR Health

1324 Group Name:Group Code: UPMC HLTH SYSTEM GRP11994 UPMC HLTH NTWRK INC Health11995 UPMC FOR YOU INC Health15345 UPMC HLTH OPTIONS INC Health15451 UPMC HLTH COVERAGE INC Health47024 COMMUNITY CARE BEHAVIORAL HLTH ORG Health95216 UPMC HLTH PLAN INC Health

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Accident and Health Policy Experience Exhibit Group Index

1339 Group Name:Group Code: CROY HALL MGMT GRP82392 REGAL LIFE OF AMER INS CO Life82430 SOUTHWEST SERV LIFE INS CO Life

1348 Group Name:Group Code: MEIJI YASUDA LIFE INS GRP64343 PACIFIC GUARDIAN LIFE INS CO LTD Life69019 STANDARD INS CO Life89009 STANDARD LIFE INS CO OF NY Life

1531 Group Name:Group Code: MOLINA HEALTHCARE INC GRP10757 MOLINA HLTHCARE OF TX INC Health12007 MOLINA HLTHCARE OF WI INC Health12334 MOLINA HLTHCARE OF OH INC Health13128 MOLINA HLTHCARE OF FL INC Health13778 MOLINA HLTHCARE OF TX INS CO Life14104 MOLINA HLTHCARE OF IL INC Health15329 MOLINA HLTHCARE OF SC INC LLC Health15600 MOLINA HLTHCARE OF PR INC Health52630 MOLINA HLTHCARE OF MI Health95502 MOLINA HLTHCARE OF UT INC DBA AMFAM Health95739 MOLINA HLTHCARE OF NM Health96270 MOLINA HLTHCARE OF WA INC Health

1552 Group Name:Group Code: MEDICA GRP12459 MEDICA INS CO Health52626 MEDICA HLTH PLANS Health95232 MEDICA HLTH PLANS OF WI Health

1571 Group Name:Group Code: DELTA DENTAL OF RI GRP52632 ALTUS DENTAL INS CO INC Health55301 DELTA DENTAL OF RI Health

2358 Group Name:Group Code: ISMIE GRP68519 PHYSICIANS BENEFITS TRUST LIFE INS Life

2418 Group Name:Group Code: SAINT MARYS HLTH CARE CORP GRP11079 PROMINENCE PREFERRED HLTH INS CO Health15452 PROMINENCE HEALTHFIRST OF TX INC Health95793 PROMINENCE HEALTHFIRST Health

2479 Group Name:Group Code: DENTEGRA GRP11132 DELTA DENTAL OF DE INC Health11174 ALPHA DENTAL OF UT INC Health12210 DENTEGRA INS CO OF NEW ENGLAND Health12329 DELTA DENTAL OF W VA Health47085 DELTA DENTAL PLAN OF PR INC Health47092 ALPHA DENTAL OF NM INC Health54798 DELTA DENTAL OF PA Health55263 DELTA DENTAL OF NY Health73474 DENTEGRA INS CO Health81396 DELTA DENTAL INS CO Health95163 ALPHA DENTAL PROGRAMS INC Health95366 ALPHA DENTAL OF AZ INC Health95778 ALPHA DENTAL OF NV INC Health

2538 Group Name:Group Code: AMTRUST NGH GRP22772 INTEGON IND CORP Property25011 WESCO INS CO Property29742 INTEGON NATL INS CO Property82538 NATIONAL HLTH INS CO Life

© 2018 National Association of Insurance Commissioners 327

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Accident and Health Policy Experience Exhibit Group Index

2678 Group Name:Group Code: NETWORK HLTH GRP15087 NETWORK HLTH INS CORP Health95737 NETWORK HLTH PLAN Health

2738 Group Name:Group Code: COMMUNITY FIRST GRP11143 COMMUNITY FIRST GRP HOSPITAL SERV CO Health95248 COMMUNITY FIRST HLTH PLANS INC Health

2798 Group Name:Group Code: BLUE SHIELD OF CA GRP61557 BLUE SHIELD OF CA LIFE & HLTH INS CO Life71331 CAREAMERICA LIFE INS CO Life

2838 Group Name:Group Code: CHE TRINITY INC GRP13123 MOUNT CARMEL HLTH INS CO Health95655 MOUNT CARMEL HLTH PLAN INC Health

2858 Group Name:Group Code: HOMESHIELD CAPITAL GRP99724 LIFESHIELD NATL INS CO Life

2878 Group Name:Group Code: UNITED HERITAGE MUT GRP63983 UNITED HERITAGE LIFE INS CO Life

2918 Group Name:Group Code: DELTA DENTAL PLAN OF NJ GRP15987 DELTA DENTAL OF CT INC Health

2938 Group Name:Group Code: THRIVENT FINANCIAL FOR LUTHERANS56014 THRIVENT FINANCIAL FOR LUTHERANS Fraternal97721 THRIVENT LIFE INS CO Life

3098 Group Name:Group Code: TOKIO MARINE HOLDINGS INC GRP10367 AVEMCO INS CO Property11216 TOKIO MARINE PACIFIC INS LTD Property18058 PHILADELPHIA IND INS CO Property29599 US SPECIALTY INS CO Property41742 FIRST INS CO OF HI LTD Property42374 HOUSTON CAS CO Property68381 RELIANCE STANDARD LIFE INS CO Life71005 FIRST RELIANCE STANDARD LIFE INS CO Life92711 HCC LIFE INS CO Life

3259 Group Name:Group Code: SUMMA HLTH GRP10649 SUMMA INS CO INC Health95202 SUMMACARE INC Health

3383 Group Name:Group Code: SPECTRUM HLTH GRP11520 PRIORITY HLTH CHOICE INC Health12208 PRIORITY HLTH INS CO Health95561 PRIORITY HLTH Health

3384 Group Name:Group Code: KERNAN GRP30175 ORISKA INS CO Property

3408 Group Name:Group Code: PHYSICIANS HLTH PLAN OF MID MI GRP12816 PHP INS CO Health95849 PHYSICIANS HLTH PLAN Health

3416 Group Name:Group Code: AXIS CAPITAL GRP20370 AXIS REINS CO Property37273 AXIS INS CO Property

3436 Group Name:Group Code: LIBERTY LIFE GRP TRUST GRP66001 AMERICAN BENEFIT LIFE INS CO Life68543 LIBERTY BANKERS LIFE INS CO Life73539 CONTINENTAL LIFE INS CO Life

© 2018 National Association of Insurance Commissioners 328

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Accident and Health Policy Experience Exhibit Group Index

3478 Group Name:Group Code: HALLMARK FIN SERV GRP26808 HALLMARK SPECIALTY INS CO Property43494 AMERICAN HALLMARK INS CO OF TX Property

3483 Group Name:Group Code: PARTNERRE GRP11835 PARTNERRE AMER INS CO Property

3487 Group Name:Group Code: COMMUNITYCARE GRP11691 COMMUNITYCARE HMO INC Health89008 COMMUNITYCARE LIFE & HLTH INS CO Health

3492 Group Name:Group Code: PREFERREDONE GRP11817 PREFERREDONE INS CO Health95724 PREFERREDONE COMM HLTH PLAN Health

3498 Group Name:Group Code: BCBS OF TN GRP14046 VOLUNTEER STATE HLTH PLAN INC Health15005 SECURITYCARE OF TN INC Health54518 BCBS OF TN INC Health65463 GOLDEN SECURITY INS CO Health

3502 Group Name:Group Code: AMERICAN SPECIALTY GRP11866 AMERICAN SPECIALTY HLTH ODS OF NJ Health

3503 Group Name:Group Code: WILLAMETTE DENTAL GRP47050 WILLAMETTE DENTAL OF WA INC Health52555 WILLAMETTE DENTAL INS INC Health95819 WILLAMETTE DENTAL OF ID INC Health

3527 Group Name:Group Code: AMERICAN ENTERPRISE MUT GRP31119 MEDICO INS CO Life60836 AMERICAN REPUBLIC INS CO Life65641 MEDICO LIFE & HLTH INS CO Life67679 AMERICAN REPUBLIC CORP INS CO Life79987 MEDICO CORP LIFE INS CO Life

3548 Group Name:Group Code: TRAVELERS GRP10213 DISCOVER SPECIALTY INS CO Property24767 ST PAUL FIRE & MARINE INS CO Property25658 TRAVELERS IND CO Property25674 TRAVELERS PROP CAS CO OF AMER Property25682 TRAVELERS IND CO OF CT Property25887 UNITED STATES FIDELITY & GUAR CO Property36463 DISCOVER PROP & CAS INS CO Property

3549 Group Name:Group Code: FIRSTCARE GRP66117 SOUTHWEST LIFE & HLTH INS CO Health95138 SHA LLC Health

3569 Group Name:Group Code: CATERPILLAR GRP11255 CATERPILLAR INS CO Property

3593 Group Name:Group Code: USIC GRP11067 USIC LIFE INS CO Life

3595 Group Name:Group Code: MERCY HLTH CORP GRP12195 MERCYCARE HMO INC Health60215 MERCYCARE INS CO Health

3637 Group Name:Group Code: BCBS OF MA GRP12219 BCBS OF MA HMO BLUE INC Health53228 BCBS OF MA Health

3658 Group Name:Group Code: DELTA DENTAL PLAN OF AZ GRP53597 ARIZONA DENTAL INS SERV INC Health

© 2018 National Association of Insurance Commissioners 329

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Accident and Health Policy Experience Exhibit Group Index

3680 Group Name:Group Code: DELTA DENTAL PLAN OF MO GRP12278 ADVANTICA INS CO Health47035 ADVANTICA DENTAL BENEFITS INC Health55697 DELTA DENTAL OF MO Health

3683 Group Name:Group Code: CARESOURCE GRP10142 CARESOURCE IN Health15479 CARESOURCE KY CO Health15710 CARESOURCE GA CO Health15728 CARESOURCE W VA CO Health95201 CARESOURCE Health

3828 Group Name:Group Code: PHP INDIANA GRP12331 PHP INS CO OF IN INC Health95436 PHYSICIANS HLTH PLAN OF N IN INC Health

3849 Group Name:Group Code: DELTA DENTAL OF WI GRP54046 DELTA DENTAL OF WI INC Health

3891 Group Name:Group Code: GOLDMAN SACHS GRP69140 FIRST ALLMERICA FIN LIFE INS CO Life84824 COMMONWEALTH ANN & LIFE INS CO Life91642 FORETHOUGHT LIFE INS CO Life

4011 Group Name:Group Code: GENWORTH FIN GRP65536 GENWORTH LIFE & ANN INS CO Life70025 GENWORTH LIFE INS CO Life72990 GENWORTH LIFE INS CO OF NY Life

4213 Group Name:Group Code: WILTON RE GRP60704 WILTON REASSUR LIFE CO OF NY Life62413 WILCAC LIFE INS CO Life65900 WILCO LIFE INS CO Life69396 TEXAS LIFE INS CO Life

4380 Group Name:Group Code: UCARE GRP12924 UCARE HLTH INC Health52629 UCARE MN Health

4381 Group Name:Group Code: HOUSTON INTL INS GRP18694 GREAT MIDWEST INS CO Property

4483 Group Name:Group Code: NESTLE SA GRP70939 GERBER LIFE INS CO Life

4512 Group Name:Group Code: DENTAQUEST GRP12307 DENTAQUEST USA INS CO INC Health15497 DSM MA INS CO INC Health52060 DENTAL SERV OF MA INC Health67636 DSM USA INS CO INC Health

4553 Group Name:Group Code: SAVINGS BANK LIFE GRP70435 THE SAVINGS BANK MUT LIFE INS CO OF Life

4616 Group Name:Group Code: EVERENCE GRP57991 EVERENCE ASSN INC Fraternal74209 EVERENCE INS CO Life

4637 Group Name:Group Code: INDIANA UNIVERSITY HLTH GRP13164 INDIANA UNIVERSITY HLTH PLANS INC Health15450 INDIANA UNIVERSITY HLTH PLANS NFP IN Health15584 MDWISE MARKETPLACE INC Health95807 MDWISE INC Health

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Accident and Health Policy Experience Exhibit Group Index

4638 Group Name:Group Code: DELTA DENTAL OF KS GRP13175 SURENCY LIFE & HLTH INS CO Life54615 DELTA DENTAL PLAN OF KS INC Health

4639 Group Name:Group Code: RGA INC GRP93572 RGA REINS CO Life

4640 Group Name:Group Code: CAIDAN ENTERPRISES INC GRP13189 MERIDIAN HLTH PLAN OF IL INC Health14145 MERIDIAN HLTH PLAN OF IA INC Health52563 MERIDIAN HLTH PLAN OF MI INC Health

4667 Group Name:Group Code: CVS CAREMARK GRP12575 SILVERSCRIPT INS CO Health63444 ACCENDO INS CO Health67660 PENNSYLVANIA LIFE INS CO Health

4670 Group Name:Group Code: STARR GRP13604 STARR SURPLUS LINES INS CO Property38318 STARR IND & LIAB CO Property

4677 Group Name:Group Code: TENNESSEE RURAL HLTH GRP89005 TRH HLTH INS CO Health94587 MEMBERS HLTH INS CO Health

4692 Group Name:Group Code: LIBERTY DENTAL PLAN GRP11159 LIBERTY DENTAL PLAN OF NJ INC Health13566 LIBERTY DENTAL PLAN OF NV INC Health14057 LIBERTY DENTAL PLAN OF MO INC Health

4696 Group Name:Group Code: VISION BENEFITS GRP13750 VISION BENEFITS OF AMER II INC Health53953 VISION BENEFITS OF AMER INC Health

4700 Group Name:Group Code: MCLAREN HLTH GRP14217 MCLAREN HLTH PLAN COMM Health95562 MCLAREN HLTH PLAN INC Health

4703 Group Name:Group Code: KENTUCKY NATL INS GRP60244 KENTUCKY HOME LIFE INS CO Life

4704 Group Name:Group Code: PACIFICSOURCE HLTH PLAN GRP12595 PACIFICSOURCE COMM HLTH PLANS Health54976 PACIFICSOURCE HLTH PLANS Health

4708 Group Name:Group Code: CDPHP INC GRP47027 CDPHP UNIVERSAL BENEFITS INC Health95491 CAPITAL DISTRICT PHYSICIANS HLTHPLN Health

4712 Group Name:Group Code: GPM LIFE GRP63967 GOVERNMENT PERSONNEL MUT LIFE INS CO Life67059 GPM HLTH & LIFE INS CO Life

4716 Group Name:Group Code: FORTRESS GRP41211 TRITON INS CO Property60518 AMERICAN HLTH & LIFE INS CO Life65951 MERIT LIFE INS CO Life

4718 Group Name:Group Code: TIPTREE FIN GRP10051 LYNDON SOUTHERN INS CO Property10970 RESPONSE IND CO OF CA Property11162 INSURANCE CO OF THE SOUTH Property60242 SOUTHERN FINANCIAL LIFE INS CO Life61298 BANKERS LIFE OF LA Life97691 LIFE OF THE SOUTH INS CO Life

© 2018 National Association of Insurance Commissioners 331

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Accident and Health Policy Experience Exhibit Group Index

4719 Group Name:Group Code: AMFIRST HOLDINGS GRP60250 AMFIRST INS CO Health69353 TPM LIFE INS CO Life81442 MONITOR LIFE INS CO OF NY Life

4727 Group Name:Group Code: WARRIOR INVICTUS HOLDING CO GRP81108 UNITED SECURITY HLTH & CAS INS CO Property

4729 Group Name:Group Code: CORVESTA GRP55611 DELTA DENTAL OF VA Health78301 CORVESTA LIFE INS CO Life

4730 Group Name:Group Code: MCNA GRP14063 MCNA INS CO Health

4734 Group Name:Group Code: ATHENE GRP61492 ATHENE ANNUITY & LIFE ASSUR CO Life61689 ATHENE ANN & LIFE CO Life63932 ATHENE LIFE INS CO OF NY Life68039 ATHENE ANN & LIFE ASSUR CO OF NY Life

4736 Group Name:Group Code: GGC GRP62359 CONSTITUTION LIFE INS CO Life67814 PHOENIX LIFE INS CO Life68284 PYRAMID LIFE INS CO Life71455 FINANCIAL AMER LIFE INS CO Life

4740 Group Name:Group Code: HEALTH FIRST GRP14140 HEALTH FIRST INS INC Health15880 HEALTH FIRST HLTH PLANS INC Health15882 HEALTH FIRST COMMERCIAL PLANS INC Health

4741 Group Name:Group Code: FALLON GRP66828 FALLON HLTH & LIFE ASSUR CO Health95541 FALLON COMM HLTH PLAN INC Health

4742 Group Name:Group Code: TUFTS GRP14131 TUFTS HLTH PUBLIC PLANS INC Health15737 TUFTS HLTH FREEDOM INS CO Health60117 TUFTS INS CO INC Health95688 TUFTS ASSOCIATED HLTH MAINTENANCE OR Health

4744 Group Name:Group Code: L S S GRP14119 ACCESSCARE GEN LLC Health14158 ACCESSCARE GEN INC Health14343 ACCESSCARE GEN OK LLC Health

4745 Group Name:Group Code: BCBS OF VT GRP53295 BCBS OF VT Health95696 THE VT HLTH PLAN LLC Health

4748 Group Name:Group Code: LEON HIX GRP11128 GREENVILLE CAS INS CO INC Property

4750 Group Name:Group Code: PRIMERICA GRP61409 NATIONAL BENEFIT LIFE INS CO Life65919 PRIMERICA LIFE INS CO Life

4752 Group Name:Group Code: FIRST TRINITY FIN GRP60227 TRINITY LIFE INS CO Life70742 FAMILY BENEFIT LIFE INS CO Life

© 2018 National Association of Insurance Commissioners 332

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Accident and Health Policy Experience Exhibit Group Index

4755 Group Name:Group Code: AMERICAS 1ST CHOICE GRP10119 FREEDOM HLTH INC Health12259 OPTIMUM HLTHCARE INC Health12910 AMERICAS 1ST CHOICE HLTH PLANS INC Health13044 AMERICAS 1ST CHOICE INS CO OF NC INC Health15544 AMERICAS 1ST CHOICE OF SC INC Health

4756 Group Name:Group Code: BAYSTATE HLTH GRP14198 HNE INS CO Health15521 HNE OF CT INC Health95673 HEALTH NEW ENGLAND INC Health

4759 Group Name:Group Code: TENET HEALTHCARE CORP GRP10160 PHOENIX HLTH PLANS INC Health12346 ALLEGIAN INS CO Health

4763 Group Name:Group Code: NORTHEAST DELTA DENTAL GRP13646 RED TREE INS CO INC Health14369 MAINE DENTAL SERV CORP Health47079 DELTA DENTAL PLAN OF NH Health53279 DELTA DENTAL PLAN OF VT Health

4764 Group Name:Group Code: RESERVOIR CAPITAL GRP60176 SBLI USA LIFE INS CO INC Life60183 S USA LIFE INS CO INC Life68845 SHENANDOAH LIFE INS CO Life

4774 Group Name:Group Code: CLOISTER MUT & WINDSOR MOUNT JOY18007 CLOISTER MUT CAS INS CO Property

4778 Group Name:Group Code: HEALTHFIRST INC GRP16031 HEALTHFIRST INS CO INC Health95284 HEALTHFIRST HLTH PLAN INC Health

4781 Group Name:Group Code: COLORADO ACCESS GRP95733 COLORADO ACCESS Health

4788 Group Name:Group Code: PROVIDENCE HLTH GRP15203 PROVIDENCE HLTH ASSUR Health95005 PROVIDENCE HLTH PLAN Health

4791 Group Name:Group Code: RENOWN HLTH GRP48305 HOMETOWN HLTH PROVIDERS INS CO Health95350 HOMETOWN HLTH PLAN INC Health

4793 Group Name:Group Code: NORTH SHORE LIJ HLTH CARE GRP15309 NORTH SHORE LIJ CARECONNECT INS CO Health

4794 Group Name:Group Code: GROUP ONE THOUSAND ONE GRP72664 DELAWARE LIFE INS CO OF NY Life

4796 Group Name:Group Code: NATIONAL TEACHERS ASSOC LIFE GROU15320 NTA LIFE INS CO OF NEW YORK Life87963 NATIONAL TEACHERS ASSOC LIFE INS CO Life

4802 Group Name:Group Code: TRIPLE S GRP11152 TRIPLE S ADVANTAGE INC Health55816 TRIPLE S SALUD INC Health61158 TRIPLE S BLUE Life73814 TRIPLE S VIDA INC Life

4803 Group Name:Group Code: SHELTERPOINT GRP INC81434 SHELTERPOINT LIFE INS CO Life89958 SHELTERPOINT INS CO Life

© 2018 National Association of Insurance Commissioners 333

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Accident and Health Policy Experience Exhibit Group Index

4804 Group Name:Group Code: MULTINATIONAL GRP72087 MULTINATIONAL LIFE INS CO Life

4805 Group Name:Group Code: AULTMAN HLTH FOUNDATION GRP15461 AULTCARE HLTH INSURING CORP Health77216 AULTCARE INS CO Health

4807 Group Name:Group Code: CATHOLIC HLTH INITIATIVES GRP12909 SOUNDPATH HLTH Health15486 RIVERLINK HLTH OF KY INC Health15487 STABLEVIEW HLTH INC Health15488 HEARTLANDPLAINS HLTH Health15493 CLEARRIVER HLTH Health15499 RIVERLINK HLTH Health15751 QUALCHOICE ADVANTAGE INC Health15752 HARVESTPLAINS HLTH OF IA Health70998 QUALCHOICE LIFE & HLTH INS CO INC Health95448 QCA HLTH PLAN INC Health

4808 Group Name:Group Code: MEMORIAL HERMANN GRP10076 MEMORIAL HERMANN HLTH INS CO Health15489 MEMORIAL HERMANN HLTH PLAN INC Health

4811 Group Name:Group Code: MEDICAL ASSOCIATES GRP52559 MEDICAL ASSOC HLTH PLAN INC Health95782 MEDICAL ASSOC CLINIC HLTH PLAN OF WI Health

4813 Group Name:Group Code: EXPRESS SCRIPTS HOLDING GRP34720 MEDCO CONTAINMENT INS CO OF NY Health63762 MEDCO CONTAINMENT LIFE INS CO Health

4815 Group Name:Group Code: RESOLUTION LIFE GRP65595 LINCOLN BENEFIT LIFE CO Life

4816 Group Name:Group Code: PREMIER HLTH PARTNERS GRP15484 PREMIER HLTH PLAN INC Health15530 PREMIER HLTH INSURING CORP Health

4818 Group Name:Group Code: MULBERRY HLTH GRP15281 OSCAR INS CORP Health15585 OSCAR INS CORP OF NJ Health15777 OSCAR INS CO OF TX Health

4819 Group Name:Group Code: PREFERRED INS GRP14080 PREFERRED INS SERV INC Health15595 PREFERRED INS AFFIL INC Health

4822 Group Name:Group Code: F&R HOLDINGS GRP12844 NATIONAL DENTAL CARE INC Health13208 PRE PAID DENTAL SERV INC Health13211 SENIORDENT DENTAL PLAN INC Health

4824 Group Name:Group Code: ADVANTAGE CAPITAL GRP61115 ATLANTIC COAST LIFE INS CO Life68802 SENTINEL SECURITY LIFE INS CO Life71471 ABILITY INS CO Life

4826 Group Name:Group Code: ECG GRP71390 PURITAN LIFE INS CO OF AMER Life

4827 Group Name:Group Code: SOUTHLAND NATL HOLDING GRP79057 SOUTHLAND NATL INS CORP Life84786 COLORADO BANKERS LIFE INS CO Life93777 PAVONIA LIFE INS CO OF MI Life

© 2018 National Association of Insurance Commissioners 334

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Accident and Health Policy Experience Exhibit Group Index

4828 Group Name:Group Code: CHILDRENS HLTH SYSTEM OF TX GRP15485 CHILDRENS MEDICAL CENTER HLTH PLAN Health

4830 Group Name:Group Code: UNITED INS HOLDINGS GRP14311 INTERBORO INS CO Property

4831 Group Name:Group Code: HEALTHSPAN PARTNERS GRP15284 HEALTHSPAN INC Health95204 HEALTHSPAN INTEGRATED CARE Health

4832 Group Name:Group Code: VOYA FINANCIAL GRP61360 RELIASTAR LIFE INS CO OF NY Life66109 MIDWESTERN UNITED LIFE INS CO Life67105 RELIASTAR LIFE INS CO Life68713 SECURITY LIFE OF DENVER INS CO Life80942 VOYA INS & ANN CO Life86509 VOYA RETIREMENT INS & ANN CO Life

4833 Group Name:Group Code: AHF GRP12973 AIDS HLTHCARE FOUND MCO OF FL INC Health

4835 Group Name:Group Code: KILPATRICK LIFE GRP74918 KILPATRICK LIFE INS CO Life

4842 Group Name:Group Code: PROVIDER PARTNERS HLTH GRP14458 PROVIDER PARTNERS HLTH PLAN OF PA IN Health15719 PROVIDER PARTNERS HLTH PLAN INC Health

4843 Group Name:Group Code: FAMILY HLTH NETWORK GRP15209 COMMUNITY CARE ALLIANCE OF IL NFP Health15774 FAMILY HLTH NETWORK INC Health

4845 Group Name:Group Code: PIEDMONT COMM HLTH GRP15791 PIEDMONT COMM HLTHCARE HMO INC Health95811 PIEDMONT COMM HLTHCARE INC Health

4847 Group Name:Group Code: CRYSTAL RUN HLTH GRP15677 CRYSTAL RUN HLTH INS CO INC Health15797 CRYSTAL RUN HEALTH PLAN LLC Health

4853 Group Name:Group Code: AAA LIFE GRP71854 AAA LIFE INS CO Life

4854 Group Name:Group Code: UMMS HLTH PLAN GRP15528 UNIVERSITY OF MD HLTH ADVANTAGE INC Health

4855 Group Name:Group Code: SUMITOMO LIFE INS GRP68608 SYMETRA LIFE INS CO Life

4858 Group Name:Group Code: BCBS OF NE GRP15901 SAPPHIRE EDGE INC Health77780 BCBS OF NE Health

4859 Group Name:Group Code: ASCENSION HLTH GRP15906 SETON INS CO Health95240 SETON HLTH PLAN INC Health

4862 Group Name:Group Code: ASSURITY GRP15940 ASSURITY LIFE INS CO OF NY Life71439 ASSURITY LIFE INS CO Life

4863 Group Name:Group Code: CHINA MINSHENG GRP31208 OAKWOOD INS CO Property38776 SIRIUS AMER INS CO Property

© 2018 National Association of Insurance Commissioners 335

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Accident and Health Policy Experience Exhibit Group Index

4866 Group Name:Group Code: SOLSTICE GRP12341 SOLSTICE BENEFITS INC Health13971 SOLSTICE HEALTH INS CO Health

4870 Group Name:Group Code: UNIVERSITY HLTH CARE & GUNDERSEN14202 GUNDERSEN HLTH PLAN MN Health95101 GUNDERSEN HLTH PLAN INC Health95341 PHYSICIANS PLUS INS CORP Health95796 UNITY HLTH PLANS INS CORP Health

4874 Group Name:Group Code: A1C HOLDINGS GRP15988 EON HLTH INC Health16005 EON HLTH INC Health

4881 Group Name:Group Code: M MELE GRP11195 DENTAL DELIVERY SYSTEMS INC Health28231 FIDELIO INS CO Health

4883 Group Name:Group Code: SOBC HOLDING LTD GRP11977 NORTHWESTERN NATL INS CO SEG ACCNT Property

4886 Group Name:Group Code: BENCHMARK HOLDING GRP41394 BENCHMARK INS CO Property

4887 Group Name:Group Code: BRIGHT HLTH GRP15963 BRIGHT HLTH INS CO Health

4888 Group Name:Group Code: EQUITABLE FAMILY INS CO GRP91785 EQUITABLE NATL LIFE INS CO INC Life

4890 Group Name:Group Code: SBL HOLDINGS GRP68675 SECURITY BENEFIT LIFE INS CO Life

4892 Group Name:Group Code: HARRIS HLTH GRP16133 COMMUNITY HLTH CHOICE TX INC Health95615 COMMUNITY HLTH CHOICE INC Health

4893 Group Name:Group Code: TRUSTED HLTH PLANS GRP11081 HARBOR HLTH PLAN INC Health14225 TRUSTED HLTH PLAN DC INC Health

4894 Group Name:Group Code: INDEPENDENT HLTH ASSN GRP47034 INDEPENDENT HLTH BENEFITS CORP Health95308 INDEPENDENT HLTH ASSN Health

4900 Group Name:Group Code: US ALLIANCE CORP GRP14165 US ALLIANCE LIFE & SECURITY CO Life14188 DAKOTA CAPITAL LIFE INS CO Life

4903 Group Name:Group Code: HLAZ HOLDINGS GRP64394 HERITAGE LIFE INS CO Life

4904 Group Name:Group Code: INTACT FINANCIAL GRP14190 OBI NATL INS CO Property14231 HOMELAND INS CO OF DE Property27154 ATLANTIC SPECIALTY INS CO Property34452 HOMELAND INS CO OF NY Property

4905 Group Name:Group Code: NATIONAL HEALTHCARE CORP GRP16000 NHC ADVANTAGE LLC Health

4909 Group Name:Group Code: ASSURANCEAMERICA CORP GRP11558 ASSURANCEAMERICA INS CO Property

4914 Group Name:Group Code: FGL HOLDINGS GRP63274 FIDELITY & GUAR LIFE INS CO Life

4916Group Code: Group Name: AMERICAN HLTH CO INC GRP12284 OKLAHOMA SUPERIOR SELECT INC Health

© 2018 National Association of Insurance Commissioners 336

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Accident and Health Policy Experience Report for

Individual Company Index

Fraternal56499 ASSURED LIFE ASSN56030 CATHOLIC FINANCIAL LIFE57770 CATHOLIC HOLY FAMILY SOCIETY57487 CATHOLIC ORDER OF FORESTERS56634 CROATIAN FRATERNAL UNION OF AMER56138 CSA FRATERNAL LIFE56049 EMPLOYES MUT BENEFIT ASSN56693 GCU56154 GLEANER LIFE INS SOCIETY58068 INDEPENDENT ORDER OF FORESTERS US BR58033 KNIGHTS OF COLUMBUS56227 KSKJ LIFE AMER SLOVENIAN CATHOLIC UN56758 LOYAL CHRISTIAN BENEFIT ASSN57541 MODERN WOODMEN OF AMER56073 NATIONAL MUT BENEFIT56383 ORDER OF UNITED COMMERCIAL TRAVELERS58009 POLICE & FIREMENS INS ASSN56820 POLISH FALCONS OF AMER57657 ROYAL NEIGHBORS OF AMER57673 SLOVENE NATL BENEFIT SOCIETY57142 SONS OF NORWAY57436 SPJST56006 TRAVELERS PROTECTIVE ASSN OF AMER57215 UKRAINIAN NATL ASSN INC56456 UNITED STATES LETTER CARRIERS MUT BE56413 UNITED TRANSPORTATION UNION INS ASSN57711 WESTERN CATHOLIC UNION57320 WOODMEN WORLD LIFE INS SOC

Health12253 ALLCARE HLTH PLAN INC11256 ALLIANT HLTH PLANS INC95853 ALOHA CARE15135 ARKANSAS SUPERIOR SELECT INC11217 ATLANTIC SOUTHERN DENTAL FOUND10123 ATRIO HLTH PLANS INC95839 AVERA HLTH PLANS INC95263 AVMED INC95071 BAPTIST HLTH PLAN INC53589 BCBS OF AZ INC53473 BCBS OF RI53767 BCBS OF WY13203 BOSTON MEDICAL CENTER HLTH PLAN INC81647 BUPA INS CO13151 CARE N CARE INS CO INC15685 CARE N CARE INS CO OF NC12248 CARE WI HLTH PLAN INC13628 CARILION CLINIC MEDICARE RESOURCES L12976 CATHOLIC SPECIAL NEEDS PLAN LLC13739 CHILDRENS COMM HLTH PLAN INC14154 CHRISTUS HLTH PLAN86371 CLOVER INS CO55875 COLORADO DENTAL SERV INC15061 COMMON GROUND HLTHCARE COOP10756 COMMUNITY CARE HLTH PLAN INC

© 2018 National Association of Insurance Commissioners 337

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Accident and Health Policy Experience Exhibit Company Index

Health47049 COMMUNITY HLTH PLAN OF WA15732 COMMUNITYCARE GOVERNMENT PROGRAMS IN15238 COMPREHENSIVE MOBILE INS CO INC15360 COMPREHENSIVE MOBILE PLAN UT INC15125 CONSTELLATION HLTH LLC53937 DELTA DENTAL OF OK47341 DELTA DENTAL OF WA47155 DELTA DENTAL PLAN OF AR INC47791 DELTA DENTAL PLAN OF ID INC54097 DELTA DENTAL PLAN OF SD15200 DELTA DENTAL PLAN OF WY96265 DENTAL CARE PLUS INC47490 DENTAL HLTH SERV12213 DENTAL PRACTICE ASSN OF NJ INC47112 DENTCARE DELIVERY SYSTEMS INC95750 DENVER HLTH MEDICAL PLAN INC95809 DRISCOLL CHILDRENS HLTH PLAN52635 EL PASO FIRST HLTH PLANS INC95662 ELDERPLAN INC53090 EMPLOYERS DENTAL SERV12747 ENVISION INS CO11699 ESSENCE HLTHCARE INC47084 FAMILYCARE HLTH PLANS INC47051 FIRST COMM HLTH PLAN INC95722 FIRST MEDICAL HLTH PLAN INC12962 FIRSTCAROLINACARE INS CO INC13564 FREELANCERS INS CO INC95774 FRIDAY HLTH PLANS OF CO INC13667 GLOBALHEALTH INC11113 GOLDEN DENTAL PLANS INC95192 GROUP HLTH COOP OF EAU CLAIRE95311 GROUP HLTH COOP OF S CENTRAL WI49948 HAWAII MEDICAL SERV ASSN48330 HAWAII MGMT ALLIANCE ASSN14481 HEALTH CHOICE UTAH INC13992 HEALTH INS CO OF AMER INC55204 HEALTH NOW NY INC95066 HEALTH PARTNERS PLANS INC12277 HEALTH PLAN OF CAREOREGON INC10122 HEALTH SUN HLTH PLANS96628 HEALTH TRADITION HLTH PLAN13035 HEALTHFIRST HEALTHPLAN OF NJ INC15888 HEALTHPARTNERS UNITYPOINT HLTH INC12826 HEALTHPLUS INS CO TRUST11204 HERITAGE VISION PLANS INC15700 HOPKINS HLTH ADVANTAGE INC15743 HSA HLTH INS CO10153 INOVA HLTH PLAN LLC12827 KS PLAN ADMINISTRATORS LLC66753 LIBERTY UNION LIFE ASSUR CO15959 LIFEWORKS ADVANTAGE LLC61018 MAGNA INS CO15077 MAINE COMM HLTH OPTIONS15937 MARQUIS ADVANTAGE HLTH PLAN95982 MEDISUN INC14227 MEDSTAR FAMILY CHOICE15757 MISSOURI MEDICARE SELECT LLC14933 MONTANA HLTH COOPERATIVE

© 2018 National Association of Insurance Commissioners 338

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Accident and Health Policy Experience Exhibit Company Index

Health16135 NATIONAL PREVENTIVE SOLUTIONS CORP11109 NEIGHBORHOOD HLTH PLAN INC95402 NEIGHBORHOOD HLTH PLAN OF RI INC13813 NEVADA DENTAL BENEFITS LTD15011 NEW MEXICO HLTH CONNECTIONS95829 NEW W HLTH SERV15094 NEXDENT DENTAL PLANS INC55891 NORIDIAN MUT INS CO12533 OPTICARE OF UT95414 PARKLAND COMM HLTH PLAN INC13607 PEOPLES HLTH INC15009 PIEDMONT WELLSTAR HLTH PLANS INC12619 PIONEER EDUCATORS HLTH TRUST95224 PREMIER CHOICE DENTAL INC15730 PRUITTHEALTH PREMIER INC55271 PUPIL BENEFITS PLAN INC95743 RYDER HLTH PLAN INC12257 SAMARITAN HLTH PLANS INC96881 SECURITY HLTH PLAN OF WI INC14151 SENDERO HLTH PLANS INC12776 SENIOR WHOLE HLTH OF NY INC47012 SIGHTCARE INC15731 SIGNATURE ADVANTAGE LLC96598 SOUTH DAKOTA STATE MED HOLDING CO95812 SOUTHEASTERN IN HLTH ORG INC11093 TAKECARE INS CO INC95329 TEXAS CHILDRENS HLTH PLAN INC12239 TIMBER PRODUCTS MANUFACTURERS TRUST12970 TOUCHSTONE HLTH HMO INC12834 TRILOGY HLTH INS INC14243 ULTIMATE HLTH PLANS INC52553 UNION HLTH SERV INC47953 UNIVERSITY HLTH ALLIANCE52621 UNIVERSITY HLTH CARE INC15648 UNIVERSITY OF UT HLTH PLANS52615 UPPER PENINSULA HLTH PLAN LLC97772 US HLTH & LIFE INS CO INC95764 UTMB HLTH PLANS INC95584 VANTAGE HLTH PLAN INC95322 VIVA HLTH INC12867 VOLUNTARY EMPLOYEES BENEFIT ASSN OF15955 WEST VIRGINIA SENIOR ADVANTAGE INC12339 WESTERN GROCERS EMPLOYEE BENEFIT TRU68420 WMI MUT INS CO

Life77879 5 STAR LIFE INS CO60208 AMALGAMATED LIFE & HLTH INS CO60216 AMALGAMATED LIFE INS CO69337 AMERICAN FIN SECURITY LIFE INS CO60542 AMERICAN HOME LIFE INS CO88820 AMERICAN INTEGRITY LIFE INS CO89427 AMERICAN LABOR LIFE INS CO67253 AMERICAN LIFE & SECURITY CORP86118 ARKANSAS BANKERS LIFE INS CO61212 BALTIMORE LIFE INS CO90638 BEST LIFE & HLTH INS CO

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Accident and Health Policy Experience Exhibit Company Index

Life63886 BEST MERIDIAN INS CO61573 CAPITAL RESERVE LIFE INS CO83968 CITIZENS FIDELITY INS CO61921 CITIZENS SECURITY LIFE INS CO71404 CONTINENTAL GEN INS CO16074 ELAN SOLUTIONS INC62928 EMC NATL LIFE CO63223 FEDERAL LIFE INS CO63290 FIDELITY LIFE ASSN A LEGAL RESERVE L74233 FIRST NATL LIFE INS CO OF USA63495 FORESTERS LIFE INS ANN CO64238 GUARANTY INCOME LIFE INS CO66214 HEARTLAND NATL LIFE INS CO64580 ILLINOIS MUT LIFE INS CO81779 INDIVIDUAL ASSUR CO LIFE HLTH & ACC64904 INVESTORS HERITAGE LIFE INS CO94790 JEFFERSON LIFE INS CO85677 LIFE ASSUR CO INC65412 LIFE INS CO OF AL75094 LIFE INS CO OF LA65927 LINCOLN HERITAGE LIFE INS CO87394 MARQUETTE IND & LIFE INS CO74322 MEDICAL BENEFITS MUT LIFE INS CO80020 MOUNTAIN LIFE INS CO88668 MUTUAL OF AMER LIFE INS CO86959 NATIONAL FAMILY CARE LIFE INS CO66850 NATIONAL WESTERN LIFE INS CO60246 NETCARE LIFE & HLTH INS CO81264 NIPPON LIFE INS CO OF AMER67032 NORTH CAROLINA MUT LIFE INS CO67326 OLD SURETY LIFE INS CO67393 OZARK NATL LIFE INS CO68551 ROYAL STATE NATL INS CO LTD60445 SAGICOR LIFE INS CO68772 SECURITY MUT LIFE INS CO OF NY76325 SENIOR HLTH INS CO OF PA78662 SENIOR LIFE INS CO68896 SOUTHERN FARM BUREAU LIFE INS CO71706 STANDARD LIFE & CAS INS CO69132 STATE MUT INS CO69310 SURETY LIFE INS CO99538 SWBC LIFE INS CO77674 TOWN & COUNTRY LIFE INS CO69523 TRANS OCEANIC LIFE INS CO11121 UNIFIED LIFE INS CO42129 UNITED SECURITY ASSUR CO OF PA70122 UNIVERSAL FIDELITY LIFE INS CO70130 UNIVERSAL GUAR LIFE INS CO72273 WEA INS CORP

Property13293 AMALGAMATED CAS INS CO27928 AMEX ASSUR CO37540 BEAZLEY INS CO INC34568 CENTENNIAL CAS CO10917 CENTURY CAS CO10642 CHEROKEE INS CO

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Accident and Health Policy Experience Exhibit Company Index

Property35483 DAILY UNDERWRITERS OF AMER12982 GREAT PLAINS CAS INC26778 INTEGRAND ASSUR CO31658 ISLAND HOME INS CO30155 NATIONAL INS CO OF WI INS12471 RETAILERS INS CO23132 RVI AMER INS CO32727 UNDERWRITERS AT LLOYDS15642 UNDERWRITERS AT LLOYD'S LONDON

© 2018 National Association of Insurance Commissioners 341