Heritage Oaks - Georgetown, Texas 78633NEEDLE AND THREAD PREPARE FOR ANNUAL

ARTS AND CRAFT FAIRWith needles clicking and stitching, beads and stones being strung, glass and paper being cut and glued, paint being applied to canvas, wood being turned and other unique crafted works in progress, the Heritage Oaks vendors for the Needle and Thread Arts and Craft Fair are busy preparing their hand crafted items for eager shoppers. This year’s event will be Saturday, October 24 from 9:00 am to 3:00 pm at the Heritage Oaks Clubhouse. Since this year’s fair has been moved to Saturday, we are expecting a larger crowd of shoppers and lookers. Shoppers from last year’s fair commented that, even though the fair was small, the quality of the hand crafted items was outstanding. All vendors for this event are Heritage Oaks residents wanting to display their unusual artistic talents to friends and neighbors.

In addition to the craft items, baked goods will once again be center stage with cakes, cookies, brownies, and loaves of various delicious sweets. All proceeds from the sale of baked goods will help Needle and Thread purchase supplies for their many charitable projects such as the Linus Connections, hospital maternity wards, The Caring Place and our military and their families. Needle and Thread will accept donations from all bakers and cookie makers who want to donate their favorite sweet to help support these worthy causes.

This will be a great time to do early gift shopping for the holidays by purchasing really unique, one of a kind items for those special people on your gift list.

There is still room for a few more vendors. If you are interested in taking the plunge and exhibiting your wares or donating baked goods, please contact Shelia Tomschin at 512-943-4652 or Jane Gainder at 512-943-4840.

Right: Debbie Cox, Marilyn Richards and Glenda Deal display some of the items that will be for sale at the 2015 Needle and Thread Craft Fair.

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NEIGHBORHOOD WATCH

Fire Chief John Sullivan to Discuss Fire and EMS Response Readiness in Georgetown

as October Distinguished SpeakerDue to a mix-up in his July appearance time, Chief Sullivan was supposed to appear at 10:00 a.m., but instead arrived at 10:30 a.m. By that time, the meeting had been adjourned and the crowd was dispersing. Chief Sullivan was embarrassed and wants to make it up to our residents by being on time for his October 7th appearance. Please show him the respect of attending to hear about the new GT-EMS service.

Chief John Sullivan’s activity in emergency services originated in the early 1990’s, in Orlando, Florida. He then transitioned to Tucson, Arizona and joined the Golder Ranch Fire District in 1993, and saw his career evolve as the fire service industry broadly embraced Emergency Medical Services (EMS) and the All-Hazard Emergency Response (AHER) model. He spent two decades working within an evolving regionalized response model that permitted emergencies to be addressed by the closest and most appropriate resource, regardless of the jurisdiction. This model proved to be valuable during routine emergencies and the non-routine, mass-casualty or multi-alarm emergency.

Chief Sullivan worked as a line fire fighter and in 1996 attained his Paramedic certification that was preceded by an earlier promotion to Lieutenant. It was at this time, that he recognized the importance of serving the community and trying to restore balance in the lives of those that call for our help. He also became an active peer-support member of an inter-agency Critical Incident Support Team.

Over the subsequent years, Chief Sullivan’s career accelerated as he pursued his passion for ensuring community and fire fighter safety. This is illustrated through his early involvement in creating a Wellness & Health Program and the associated Incident Safety Officer, Infectious Control Officer, and Peer Fitness Trainer Program to combat the deaths and injuries associated with over-exertion.

Chief Sullivan has worked in various capacities that include Captain, Battalion Chief, Division Chief and Assistant Chief. Additionally, he has directly managed the Fire & Life Safety Division to proactively address community safety through education, plan review, inspection, investigation and enforcement. During his tenure in these various roles, he understood the importance of establishing trust as the core foundation of all relationships. The edict of trust and professionalism guide his day-to-day interactions with his co-workers, family and the community he serves.

Chief Sullivan’s formal education includes a Master of Science & Technology Degree in Fire Service Adminis-tration from Arizona State University and a Bachelor of Science Degree in Business Administration.

Chief Sullivan stated he is truly humbled by the oppor-tunity to work within the City of Georgetown and to be surrounded by professional co-workers and a com-munity that share a common goal – to make this the best place to live, work and play. He is committed to keeping the proverbial door open for any and all questions, suggestions or conversations.

The Distinguished Speaker Series is sponsored by the Men of Heritage Oaks and is free to all residents. Chief Sullivan will be our guest on Wednesday, October 7 at 10:00 a.m. John Sullivan

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Care Team VisiTs The OaksOn September 14th a contingent of HO Care Team members took a tour of The Oaks, the new independent living facility at 3720 Williams Drive. They were impressed by the décor and layout of the common areas, the beautiful grounds for outdoor walking and sitting, and the cleanliness of the facility. They all agreed that The Oaks definitely doesn’t follow the old stereotype of where you get shipped off to after you can no longer live alone in your home!

Amenities include a library, exercise room, theater with daily movies (and free popcorn), and computers for everyone to use. Three complete meals a day are offered in the spacious and airy dining room, and a coffee bar, fresh fruit and ice cream are available at all times. These things alone were enough for some of the Care Team to think they should just stay and be catered to!

Studio, one bedroom, two bedroom and two-bedroom cottages with garages are offered, with prices starting at $1995 per month. Prices include all meals, amenities, transportation to medical appointments and shopping areas, 24-hour on-site management, weekly housekeeping, bed and bath linens, all utilities except phone, and free laundry facilities. The Oaks is currently full, with a wait-time of 3-6 months.

For more information, contact any Care Team member or call directly to The Oaks at 512-863-7788 to arrange a complimentary meal and personal tour.

THE WHO GOES TO “A CHRISTMAS AFFAIR”

The November Women of Heritage Oaks outing will be held on Thursday, November 19, 2015. We will be attending "A Christmas Affair" in downtown Austin at the Palmer Events center which is sponsored by the Junior League of Austin. This is an event where 200 merchants get together from around the United States and sell their specialty items, such as food, clothing, home decor, jewelry, etc. The theme for this year is "’Twas the Night Before Christmas in Texas Y’all.”

The monies from this Affair help support Coats for Kids, Food for Tummies and other projects that the Junior League is involved in. Shop until you drop. The tickets are $15.00 to enter the show and $17.86 to have lunch in A Christmas Affair Tea Room “The Whispering Canyon Café” for a total of $32.86.

If you don’t want to have lunch at the Café, you may bring something on your own or there is a small deli on the first floor where you may purchase a sandwich, chips and a drink. Tickets sell fast for a group. Deadline to pay for this event will be Thursday, October 29. Please make your check payable to Janine Alford. You may place your check under the front door mat at 4702 Sonora Trace. If you find you cannot go after paying for your ticket/s, then you will be responsible to find someone else to take your place. We will leave from the Clubhouse at 10:15 a.m. (meet at 10:00). We need volunteers to drive. If you have any questions, please call Janine at 868-3321 or email her at j9andken95@suddenlink.net.

Did you know . . . All solicitors are required to have a copy of the permit on their person while soliciting and need to produce it upon request? Refer to the Powerpoint presentation from our DistinguishedSpeakers for August on our website.

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SAVE THE DATEThe Heritage Oaks Community Christmas Dinner will be held on Saturday, December 5, 2015 at 5:30 p.m. The Women of Heritage Oaks (WHO) are planning an elegant dinner to celebrate this season together. It will be a restaurant-style dinner by a local caterer. We hope you will put this date on your calendar and plan to join us for a memorable evening. Watch for details in next month’s newsletter.

Please join us on Tuesday, October 27th at 5:30 p.m. for a special Halloween Happy Hour at the Clubhouse. There will be a costume contest for the best and most original costumes, and a special surprise performance! Don’t want to wear a costume? No problem! Just please come and cast your vote for the best one. As usual, bring your own bever-age and a snack to share, and enjoy a fun evening with your friends and neighbors

HALLOWEEN HAPPY HOUR

hO QuilTers Win aWards

The Chisholm Trail Quilt Guild biannual quilt show was held Sept. 25th and 26th at Dell Diamond. Five Heritage Oaks residents entered seven quilts into the show and all of them won ribbons. For her first quilt, Sandy Cox won a first place blue ribbon along with a purple fine long arm quilting ribbon for her quilter, and for her second quilt she won Honorable Mention. For their quilts, Glenda Deal won a third place yellow ribbon, Kay Kitts won a second place red ribbon, and Sherrill McCullough won an orange Judges Choice ribbon. Mary Hutchinson won a first place blue ribbon and a second place red ribbon for her quilts. Congratu-lations to all fivetalented Quilters!

Right: Sandy Cox and her first place quilt

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by Debbie CoxFourteen eager ladies of Needle and Thread met on Monday September 14th to discuss the upcoming Arts & Craft Fair on October 24, 2015. The remainder of the morning was spent working on one of our favorite charitable projects, Linus Connection quilts. Previously made kits were made available to those who brought machines to start sewing on, or the ladies could take kits home with them to work on later. Some of the ladies were busy selecting fabric to cut and measure for additional quilt projects. Twenty-eight Linus Connection quilts have already been donated so far this year and in January we plan to make tied fleece blankets to donate to Linus Connection and the Caring Place. Several organizations ask for Linus quilts to give to children who find themselves in difficult situations. Sometimes the quilt is the only thing the children have besides the clothes on their backs. It is theirs to keep so they will know someone cares about them.

The October 12th meeting has been cancelled to allow the ladies more time to finish all their projects they hope to sell at the Arts & Craft Fair. At the November 9th meeting we will be critiquing the Arts & Craft Fair to help in planning our next successful Fair, then we will enjoy a pot luck lunch together.

The knitting/crochet group met on Thursday September 24th at 10:00 a.m. Glenda Deal showed us how to crochet a cute cowl using worsted wool and an H crochet needle.

Needle and Thread meets the second Monday of each month at the Clubhouse from 10:00 a.m. to noon. Anyone interested in experiencing and sharing new techniques and ideas using fabric and yarn is cordially invited to attend.

September Was a Busy Month for N & T

Heritage Oaks Community Garage Sale

Saturday, October 17Our annual Heritage Oaks Community Garage Sale will be held on Saturday, October 17 from 7 a.m. until 12 noon – RAIN OR SHINE. Cost of the ad and garage sign permit per participant is $3.00 (cash). You may drop it off at Janine Alford’s home at any time and place it under the doormat at 4702 Sonora Trace. You may also post your own garage sale sign on your lawn on the day of the sale so customers can find you. There will also be a sign placed at the top of Williams Drive on Penny Lane on the day of the sale. The Garage Sale banner will be posted outside on Shell Road one week prior to the event. Let Janine know of any major items for sale that you may want to list on her handout sheet, along with a map of the Heritage Oaks streets.

DEADLINE: Saturday, October 10.In the meantime if you have any questions, please call Janine Alford at 512-868-3321 or email her at j9andken95@suddenlink.net.

Debbie Cox and Sandy Cox hold two quilt tops that will be quilted and sent to the

Linus Connection

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Rules for Seniors (Second in a 3-part series)

Some of us have reached our golden years, and some of us have not. But these suggestions should be read by everyone. They have been collected from many a senior, each with his or her own piece of advice. Some you know, some may surprise you, and some will remind you of what’s important. So read well, share with your loved ones, and have a great day and a great life!

8. Don't lose sight of fashion trends for your age, but keep your own sense of style. There's nothing worse than an older person trying to wear the current fashion among youngsters. You've developed your own sense of what looks good on you - keep it and be proud of it. It's part of who you are.

9. ALWAYS stay up-to-date. Read newspapers, watch the news. Go online and read what people are saying. Make sure you have an active email account and try to use some of those social networks. You'll be surprised which old friends you'll meet. Keeping in touch with what is going on and with the people you know is important at any age.

10. Respect the younger generation and their opinions. They may not have the same ideals as you, but they are the future, and will take the world in their direction. Give advice, not criticism, and try to remind them of yesterday's wisdom that still applies today.

11. Never use the phrase: "In my time". Your time is now. As long as you're alive, you are part of this time. You may have been younger, but you are still you now, having fun and enjoying life.

12. Some people embrace their golden years, while others become bitter and surly. Life is too short to waste your days on the latter. Spend your time with positive, cheerful people, it'll rub off on you and your days will seem that much better. Spending your time with bitter people will make you older and harder to be around.

13. Do not surrender to the temptation of living with your children or grandchildren (if you have a financial choice, that is). Sure, being surrounded by family sounds great, but we all need our privacy. They need theirs and you need yours. If you've lost your partner (our deepest condolences), then find a person to move in with you and help out. Even then, do so only if you feel you really need the help or do not want to live alone.

14. Don't abandon your hobbies. If you don't have any, make new ones. You can travel, hike, cook, read, and dance. You can adopt a cat or a dog; grow a garden, play cards, checkers, chess, dominoes, and golf. You can paint; volunteer at an NGO or just collect certain items. Find something you like and spend some real time having fun with it.

(To be continued . . .)

The Women of Heritage Oaks enjoyed an entertaining and informative evening at the September wine-tasting event chaired by Barbara Rauch. Christopher Lacey of Spec’s Round Rock compared old world and new world wines with background on the differences in fruitiness, acid, tannin, oak, spices and age. Mr. Lacey has worked in the wine industry for 20 years and has studied and worked closely with several Master Sommeliers.

Six wines pared with complementary cheeses were sampled along with the talk to illustrate Mr. Lacey’s points. Thanks to Barbara and her committee for hosting a successful WHO event.

Wine Was the Topic at the September WHO Event

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At Home and Abroad

Dean and Anna Lowary are enjoying a river cruise on the Danube. This was taken at a winery in Dunstein, Austria.

Jo and Geoff Rake celebrated their 45th anniversary at Persimmon’s in Bristol, RI. with the chef’s tasting menu of 5 courses and 6 wines. Dishes included deviled quail eggs, cured fluke with cantaloupe and blueberries, sea scallops with rice, curry butter and squash, and several desserts.

Bob and Barbara Stillwell shown in Monaco at the end of a two week Viking river cruise.

David and Darlene Homeier spent a week in Destin, Florida. Their gated condo was located on the beach, overlooking the beautiful white sugar sands and the emerald waters of the gulf. They were accompanied by their daughter, Paula, her husband Jeff, and their two granddaughters, Casey and Lindsey, all from Dripping Springs, Texas. Besides lolling on the beach, they spent time paddle boarding, kayaking, and sightseeing along the “Emerald Coast”.

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Buy, Build or Sell in Prestigious Heritage Oaks

Seth Koppel, Realtor®/Broker/Owner has:- Personal Real Estate Sales over $130 million- Sold Over $10 million worth in Heritage Oaks- Created the TexHomes Top Dollar Home Selling System- Austin Business Journal Top 50 Realtor Winner 2013, 2014- Platinum Top 50 Realtor Winner - 2015

Call Seth at 512.750.8495 or Email: Seth@TexHomes.net

Call Seth for Sharp Market Analysis & Effective Negotiation!

Beautifully upgraded, enlarged Comal with a private, elegant stone courtyard. Open Great Room with stone fireplace, kitchen with beautiful granite & high end lighting. Master Suite features tray ceilings, crown molding, garden tub, large separate shower & 2 walk-in closets. Casita off courtyard for guests or art studio. Bonus living space in enclosed patio. Backyard is xeriscaped, shaded & private!

Elegant Courtyard Entry & Casita Style Home! Enlarged Comal Plan! Gorgeous Antiqued White Cabinets, Granite Counters, Expanded Pantry, High-End Lighting Fixtures throughout, Double Closets in Master Suite & Large Walk-in Shower! Spacious and Loaded with Upgrades. Outdoor living in private front courtyard and backyard under pergola.

846 River Walk Trail

805 Palo Duro

5128 Hidden Springs

JustListed

UnderContract

New Price

UnderContract

1101 Fort Davis St

by Gary Herzik

Train enthusiast, here is a trip to add to your "Bucket List" for the near future. The trip is a reminder from your past while enjoying the steam locomotives that you saw as a child. If you were like me, you hid in the back seat of your parents automobile while the fire bellowing, steam puffing monster crossed the tracks in front of you.

Vacations by Rail's, Colorado Rail Adventure, was the most enjoyable opportunity to visit and ride six (6) scenic train adventures through the wilderness of Colorado with a touch of North Central New Mexico.

The seven (7) day trip started in Denver CO on September 11th. The bus was full of excited passengers (48) that have been longing for over 12 months to get to their first train - Georgetown Loop Railroad, yes, as in Georgetown TX. This train started in Georgetown CO and went to Silver Plume CO and return. This was a total of 6.2 miles for our first train experience of a fire bellowing, steam puffing locomotive. Ah, that whistle that brought back many, many memories of our younger years.

Of the 48 passengers on this tour bus, there were 12 from Georgetown TX, 12 from UK and many other single couples from around the USA - FL to MD and MD to MN, along was one couple from Australia and one from Finland. The Tour Manager, Mark Jacobson is from San Diego CA. If you ever have the opportunity to be on a trip with Mark, it will be the most enjoyable trip you ever had.

Now, on with the trains. Day 2 was a trip on the Cog up to the top of Pike's Peak - 14,115 feet above sea level - quit breathtaking. Day 3 was on the bus from Colorado Springs to Durango. Day 4 was a trip on the Durango to Silverton Narrow Gauge Railroad - 48 miles. Day 5 was a trip on the Cumbres & Toltec Scenic Railroad from Chama NM to Antonito CO - 63 miles. On this trip, we were fed lunch at the Section House at Osier. This was a buffet of turkey & dressing, meatloaf or soup and salad bar - all homemade in the middle of nowhere. Day 6 was a trip on the Rio Grande Railroad from Alamosa CO to La Veta CO - 60 miles. Day 7 was a trip from Cannon City through the Royal Gorge on the Royal Gorge Scenic Railway. The trip included a fine meal that was meant for a King. That afternoon on the way back to Denver, there was a stop at the Air Force Academy in Colorado Springs. What a fabulous setting for this elite school of higher education.

Day 8 saw everyone getting ready to depart Denver and heading for their transportation. The 12 UK residents, being real train enthusiasts, headed for the train station to catch the Amtrack to San Francisco CA. Their complete trip was about trains. On September 18th, we headed back to the "heat" of TX.

“All Aboard” - A Vacation by Train

Georgetown residents Emile & Betty Mailloux, George & Mary(JoAnn's sister) Miller, (front)

Josie & Everett Sifuentes, (behind) Betty & Harold Henderson, Janet & Howard Widmer (Carlene Schultz's cousins) and JoAnn & Gary Herzik

JoAnn and Gary Herzik

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Thinking of Selling?Give Your Heritage Oaks Neighbor a Call!

I have been selling Real Estate in Central Texas for 11 years and

now live at 921 Boquilla Trail. I can get your house sold!

Sandra HerzikBroker-Associate, CRS, ABR, GRI, e-Pro, MBA

512-581-2392sandra@sandraherzik.comwww.sandraherzik.com

117 W. 7th Street Georgetown, TX 78626

Our outing in September was to the Flat Creek RV resort by Waco. We arrived Monday and after settling in went to the Elite cafe for supper as we heard it was a favorite of Elvis Presley (we didn't see him). During our stay we went to the Texas Rangers museum, the Dr. Pepper museum, toured 2 historic homes, and ate lots of wonderful food both in town and at the campground with our own wonderful cooks. We also worked in some shopping of course. After a relaxing and enjoyable week we returned home Friday.

Horse and Buggy Group On the Road

Again

Did you know . . . all Dogs and Cats that reside within the City of Georgetown need to be licensed? Read the rest of the story in last month’s issue of in a Nutshell!

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Travel Newsletter - Lots of Info about Sites in TexasHO residents Mike and Susan Sharp author a travel newsletter and web site, TexasOutside.com, with lots of useful information about places in Texas. Here is an excerpt from one of their recent postings. If you have questions about things to see and do in Texas, contact mike at mike@texasoutside.com or call him at 512-943-9430.

Live Music in FredericksburgAustin may be the live music capital of Texas, but Fredericksburg is a close second. All you have to do is listen for a pretty voice or the twang of a guitar or the beat of a drum as you walk the streets of Fredericksburg and you'll find some shade, a cold drink, some food, and excellent music. Most of the restaurants have patios with live music on the weekends, several have music during the week, and a few have entertainment every day.

After we drug the kids out of the pool, we headed to Luckenbach, just down the road from our campground and they always have excellent music. On the weekends there are festivals or bands playing in the dance hall (Max Stalling was there Saturday night) and free music on the outdoor stage Saturday and Sunday afternoon. Two of our favorites, Walt and Tina Wilkins, were playing when we arrived and it was a pleasure to get to listen to them. Hard to beat sitting under the oak trees in Luckenbach, sipping a cold beer, and listening to good music.

After a great set we headed into Fredericksburg for some wine and cheese at Lincoln Street Wine Market - a cool outdoor patio with fireplaces plus some food and wine and beer. I missed the name of the talented lady playing the keyboards and she was very good. Then we moseyed up the block for dinner and margaritas on the patio at EL Milagro and caught a couple sets from the Flying GTs - two dads, two sons playing some good cover band music ranging from some classic rock by the Eagles to good country from Merle Haggard to Pat Green. As we were walking back to the car, two musicians were playing at Lincoln Street and we couldn’t resist a set and a nightcap. (To read the rest of the article visit http://www.texasoutside.com/weekend-getaways-in-texas/the-rock-live-music-and-wine-in-fredericksburg)

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On August 17, 2015, the Georgetown ISD Board of Trustees voted unanimously to call a bond election to be held November 3, 2015. The bond package was developed and recommended by the district’s Citizens Advisory Committee, which represents a cross- section of the community, including local citizens, civic and business leaders, parents and school staff.

The bond package, totaling $160.6 million, includes construction of new district facilities, renovations and improvements to existing facilities, increased safety and security measures, technology upgrades and other district-wide improvements.

WHAT’S PROPOSED

Middle School #4 $27,000,000 Construction of the fourth middle school will accommodate the district’s current and future growth. The new facility will be built next to Mitchell Elementary School and is expected to open Fall 2017.

New Purl Elementary $31,400,000A new replacement facility will be built adjacent to the current building with additional capacity to serve grades PK-5.

Currently:• Classrooms and core spaces are below today’s state size standards• Updating the campus to current building codes and accessibility requirements would involve significant demolition and reconstruction • Multiple additions and renovations have created a disjointed layout• Detached buildings and exterior entries to gymnasium

It is planned for the existing elementary school to be demolished.

Williams Elementary $14,800,000Repurpose the existing building to serve as the district’s administration office and a centralized professional learning center.

Currently:• Infrastructure does not have the capability to support 21st Century learning initiatives for today’s curriculum or technology-based instructional tools• Property size restricts the ability to expand • Limited parking and insufficient space for bus and parent drives create traffic congestion

Students will transition to the new Purl Elementary School.

Tippit Middle School $26,100,000Major additions and renovations to that include enclosing all exterior entrances, relocating the cafeteria, adding a new wing for fine arts, as well as create equity with other GISD campuses.

Currently:• Has met its functional student capacity, requiring classrooms to be housed in portable buildings• Several detached buildings, multiple exit/entry points, and lack of a main entrance and defined entry point create safety and security issues• Insufficient space for bus and parent drives causes traffic congestion

The following “Project Fact Sheet” is being presented by the Communications Committee to inform HO residents of the issues in the upcoming education bond referendum. Early voting begins on the October 19 and goes through the 30th. The last day to register to vote is October 5. Thanks to John Copelan for creating the sheet.

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Bond Facts continued

Georgetown High School – Phase 2 $23,400,000Areas of the original high school building were not included in the first phase of reconstruction from the 2010 bond program. Phase 2 will complete renovations to the north and south wing classrooms and science labs, Fine Arts, Band Hall, Career and Technology, and athletic support facilities.

Safety and Security $1,500,000• New secured entries at Benold MS, Cooper ES, Ford ES, Pickett ES, Village ES, and Frost ES• Additional security cameras at all necessary campuses

Technology $12,700,000District-wide wireless Internet capability enhancements and network operations equipment will allow teachers and students to use current technology-based instructional tools.

District-wide Improvements $16,900,000The following projects will improve maintenance costs, increase energy efficiency and extend the life of existing facilities:• Repairs and replacement of campus parking lots and drives • Repairs and replacement of roofs at Cooper ES, Village ES, Frost ES, Benold MS, Central Admin Office and Klett Performing Arts Center • Repairs and replacement of aging HVAC systems• Replace athletic turf at GISD Athletic Complex • Replace gym lighting

Land acquisition for future district growth $4,800,000

Buses $2,000,000A total of 21 buses would be purchased over a 3-year period.

TAX IMPACTIf approved, the estimated maximum tax impact of this bond is anticipated to be 5 cents for a total tax rate of up to $1.45 per $100 assessed value. For the average taxable home value of $252,058, this represents an increase of approximately $10.50 per month.

Voters Over 65: Under state law, the dollar amount of school taxes imposed on the residence homestead of a person 65 years of age or older may not be increased above the amount paid in the first year after the person turned 65, regardless of changes in tax rate or property value, unless new improvements to the homestead increase the value of the home.

Did you know... that Anna and Jo often edit and compose in a Nutshell on the go. As long as they are somewhere in the States and have an Internet connection, they can work. In fact, the September issue was completed while Anna was traveling on a river and getting her Internet access at marinas and Jo was at her home in Rhode Island and downloading and uploading at the local library.

Right: Jo works on the October edition in a motel room in Tuscaloosa, Alabama.

The Clubhouse

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Fitness CenterThe Fitness Center is available to members 24 hours a day. The keypad combination is the same as the exterior door.

Cardio equipment includes ellipticals, treadmills and cycles. Weight machines include leg and upper body machines. There are also free weights and stretching equipment available.

Guests using the Fitness Center must be accompanied by a resident at all times. Consequences of visiting guest’s actions are the sole responsibility of the corresponding homeowner.

HoursThe Clubhouse is available to residents 24 hours a day. If the front door is locked, please use the side door by the Fitness Center. This door is always locked, but residents may enter by using the correct combination in the keypad.

The combination is changed quarterly on March 31, June 30, September 30 and December 31. You will be notified by email of the new combination when it is changed. The combination can also be found at the bottom of the resident home page on the website at heritageoaksgt.com.

The front door will be opened and closed daily by a property owner. Please contact Ron Brown at (512) 943-0185 if you are interested in volunteering.If you have an after-hours activity or event, please use the keypad. Lock all doors and turn off all lights when leaving.

The Clubhouse is open 24 hours a day by using the side door keypad. The front door will be opened and closed daily by a property owner. Please contact Ron Brown at (512) 943-0185 if you are interested in volunteering.

If you have an after-hours activity or event, please use the keypad. Lock all doors when leaving.

Children under age of 6 years are prohibited from entering the Fitness Center as a safety precaution. Persons over 16 years of age may use the weight machines or fitness equipment if under the direct full-time supervision of an Association member.

If you are the last person to leave the Fitness Center, please assure that the lights, fans, TV’s, etc. are turned off and all doors are locked. The Fitness Center thermostat is in a locked box. The temperature has been set at 68 degrees. Do not attempt to change it.

ActivitiesHeritage Oaks residents enjoy a wide variety of clubs and activities. Beginning Bridge, Party Bridge, Mah Jongg, Ponytail Canasta, Poker, Men of Heritage Oaks, Dominoes, Community Chorus, Line Dancing, and Yoga meet weekly. Monthly activities include Needle and Thread, Monthly Social, Happy Hour, Bunco, Ladies Coffee Hour, Chick Flick Night, Line Dancing, Women of Heritage Oaks, Distinguished Speaker Series, Travel Ambassadors Club, Photographers of Heritage Oaks, and Heritage Oaks Stampers.

Residents can also enjoy other activities such as the Golf Gaggle, Bar-be-que Adventurers, Heritage Oaks Dinner Groups, History Study Group, Heritage Oaks Recyclers, Horse and Buggies Club (RV’s), Joker Night, Scrabble, Single Women of Heritage Oaks, Care Team and Neighborhood Watch. For more information about any of these activities visit the Heritage Oaks of Georgetown web page at heritageoaksgt.com or by viewing the bulletin boards in the Clubhouse.

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Visit us on the historic square in Georgetown to discuss your financial needs.

Doug Noble, CFP®

Vice President, Investments

Branch Director

greg bowDeN, CFP®

Vice President, Investments

roD Dahl, CFP®

Vice President, Investments

Meet with the familiar faces at

103 East Eighth Street | Georgetown, TX 78626 | Phone: 512.686.1080 | Fax: 512.686.1333 | goodwaterwealth.com

©2013 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC • Raymond James® is a registered trademark of Raymond James Financial • 13-BR39P-0007 EK 12/13

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who work to achieve your goals, not the goals of a

big corporation looking to pad the balance sheet.

Personal relationships, not a new idea at all.

Wall Street Knowledge. Main Street Values.

17

Heritage Oaks Website

New residents and current residents who have not used the website are urged go to:

heritageoaksgt.com

You can sign up by following these instructions:

1. Log onto the internet from your computer 2. Type in: heritageoaksgt.com 3. You are now at the Public Page of the website. This is as far as non-residents can progress.4. Go to the drop down bar at the top of the page and click LOGIN. Then select REQUEST LOGIN.5. In the spaces provided, type in your First Name, Last Name, Street Address, Email Address, and Phone Number. Also enter the SPAM code that is listed.6. If the information matches exactly what is on file, an Email will automatically be sent to you. It will include your temporary Login Name and Password. There may be a delay or a request for more information.7. Once you retrieve your temporary Login and Password, return to heritageoaksgt.com, select LOGIN and then choose RESIDENT LOGIN. Enter the temporary Login Name and Password. Also check the "Remember Me" box.8. You are now at the Private Home Page. Before you explore all the features, go to INFORMATION and select USER PROFILE. Change your User Name and Password. You may add information that you would like to share with the community.

For information or questions call Pete Hackley at 512-688-1102 or email him at phackley@aol.com .

The primary method of communicating information to and between homeowners at Heritage Oaks is through the internet. This is the quickest and most economical way. Homeowners are encouraged to use the internet, but basic information is available on the bulletin board in the clubhouse and coming events are posted at the mail box kiosks.

“in a Nutshell”

The newsletter is published monthly, both electronically and printed. The current issue of the "in a Nutshell" will be emailed to every Heritage Oaks homeowner as soon as it is complete. Archived issues can be found by choosing "Information" and selecting "in a Nutshell”. Black and white printed copies are available to a small number of homeowners who do not have access to a computer and can be found in the Hobby/Game/Library room. Please drop 50 cents into the can provided to help cover printing costs.

Also, those homeowners who do not have access to a computer can have copies delivered to their homes for an annual fee for printing. Contact: Anna Lowary, 943-9684, or at amlowary@yahoo.com.

Every resident is encouraged to write articles and provide photos that would be of interest to the community. Please submit your materials by the 23rd of the month to: amlowary@yahoo.com..

If you have comments, suggestions or questions please contact the staff:Editor – Anna Lowary, 512 943-9684, amlowary@yahoo.comPublisher - Jo Rake, 512 943-9136, ragland9@suddenlink.netAdvertising - Debbie Cox, 512-819-9590, debbiejcox@suddenlink.net

Bulletin Boards

The Official Bulletin Board is in the hallway leading to the Hobby/Game/Library room in the clubhouse. It includes Heritage Oaks Homeowner Association notices and postings, monthly calendar, list of activities and contacts, and a collection of announcements of coming events. There are also bulletin boards at each mail box kiosk that include the coming events. Events chairpersons will post the mailbox messages. If you have an announcement to be placed on the bulletin board in the clubhouse, place it in the wooden mailbox in the office.

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