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Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT to arrive – you’re dead

Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

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There is a need for our products and services in many applications. There is a need for our products and services in many applications. There is a place for a wellness engagement consultant on a corporate wellness team. There is a place for a wellness engagement consultant on a corporate wellness team. This opportunity should not be approached without knowledge. This opportunity should not be approached without knowledge. How to position yourself and your company for the buyer. How to position yourself and your company for the buyer. Today’s Takeaway

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Page 1: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Nearly 1 million heart attacks in the U.S.A annually

About a quarter of a million deaths from the attack per year

In the average 7 minutes it takes EMT to arrive – you’re dead

Page 2: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Welcome this webinar is sponsored by, but not about…

WellnessAn Emerging 4 Billion Dollar Market

Joel D. Schaffer, [email protected]

The quality or state of being healthy in both body and mind, especially as a result of

a deliberate effort. It’s an active process and approach to employee

healthcare that emphasizes preventing illness and prolonging life, as opposed to

emphasizing treating diseases.

Page 3: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

There is a need for our products and services in many applications.

There is a place for a wellness engagement consultant on a corporate wellness team.

This opportunity should not be approached without knowledge.

How to position yourself and your company for the buyer.

Today’s Takeaway

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Corporate America

Spends Over $250 Billion annually on healthcare

Loses 1.1 trillion due to due to diabetes, depression, cardiovascular health and other illnesses .

Could save $254 billion by lowering the obesity and getting more

productivity.

America’s GDP can grow by $905 billion from even modest improvements

in prevention and treatment

Why Wellness Programs? – The Numbers Are Staggering

Source: 2007 Milken Institute report

Page 5: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

General Motors, covers more than 1.1 million employees and former employees, and the company says it spends roughly $5 billion on healthcare expenses annually. GM says healthcare costs add between $1,500 and $2,000 to the sticker price of every automobile it makes.

$1,500 - $2,000 Sticker Shock

Page 6: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

This fact, along with a desire to improve productivity, has caused (or forced) more and more employers to turn to

company wellness programs. HOWEVER…

Employee Insurance Costs More Than Double In Ten Years

Client Problem – Client Need – Client Opportunity

Source: 2009 employee survey conducted by MasterCard and Harris Interactive

…despite their popularity, these programs aren’t living up to their potential. Participation rates are

disappointingly low, 46%

Page 7: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

You Invest – It Returns

$613.00Estimate annual savings is the ROI from wellness programs

National average

Why Wellness ?

Page 8: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Wellvolution – California Blue Cross Blue ShieldWatch It On You Tube

Page 9: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Source: Quest Diagnostics Study 2003 -2010

There Is A Problem

More than one out of three employees who took employer-sponsored

lab-based wellness tests were found to be at high risk for :

High Cholesterol -Kidney Disease -Diabetes

It was news to them. The study covered 52,270 first-time participants in wellness tests at 15 companies.

Kidney Disease Diabetes Heart Issues

Page 10: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Average participation in biometric screenings

45% with incentives 25% without

Trending - Undergoing A Huge Change

Average participation in completing health risk

assessments 46% with incentives

19% without

Negative incentive use is forecasted to grow

Page 11: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Healthier is better but, for wellness program success, you need to give employees a reason to sign up and stick with it. The right kind of incentive will inspire this behavior, increasing participation and ROI.

The Key To Program

Wellness programs will fail without employee engagement.

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Employee Engagement Consultant

The Core Need – The Core Assignment ?

Employee Wellness Engagement Consultant

Not formsNot embroideryNot salesNot marketingNot printingNot fund raisingNot apparelNot brandingNot promotionsNot products

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To change human behavior sustained engagement is required Most people do not modify behavior with one message. It takes multiple messages, multiple impressions in a multi-media approach.

Advertising & Promotion Meet Wellness

Client’s Objective: Change the behavior or their employees

Use a multi-phase approachUse multi-media communications campaign that provides bits of information at a time Use special events Use multiple “hits” to the target audience “effective reach” of 3+ or 5+ times

Awareness Interest Desire Action

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Several laws and regulations govern wellness plans; the most important of which is the Health Insurance Portability and Accountability Act (HIPAA). HIPAA is a broad-reaching statute that touches employee health, privacy and benefits. Most notably when it comes to wellness, HIPAA deals with whether employees are discriminated against by the employer.

Source: Amy Gallagher, GoLocalProv

Consultants Must Know The Laws

Key element – Companies cannot rate discriminate

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Participation-based : May reward employees for simply participating in activities such as health screening or a tobacco cessation programs, but may not be required to have a “normal” health screening result (i.e. 120/80 blood pressure) or quit smoking.

Consultants must Know The Methodology

Wellness Programs Fall Into Two Basic Categories

Standards-based programs: Aim to help employees meet behavior-changing milestones by providing incentives only if health goals are achieved. An example of a standards-based program is one that requires employees to show whether they smoke, either by completing an affidavit or having a tobacco screening with a negative result.

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• Incentive rewards must not exceed 20% of the cost of

employee-only coverage.

• Rewards can include premium credits, copay reductions… or

even gift cards.

• The program design must promote health or prevent disease.

• Employees must have the opportunity to qualify for the

incentive at least once a year.• The program must be available to all similarly situated employees. This means that if an

employee comes to you and says there is a medical reason why he/she cannot meet the

standard health goals because it would be “unreasonably difficult,” you must provide a

reasonable alternative or waiver for any employee who presents this situation.

• The program must provide written materials describing the availability of an alternative

standard.

• Employers must communicate details about the program, incentives, etc. to the employee.

Standards-based programs have greater HIPPA requirements

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Low Middle High

Little company involvement; employees must earn their rewards outside of work on their own time.

Company may host small events for employees, such as yearly flu shots; minimal involvement with outside vendors.

Adequate company involvement; employee can enjoy some onsite activities to earn rewards, such as blood drives, cholesterol readings, etc.

Company will establish one or two outside vendor relationships to help host events.

Company invests significant time into onsite events for employees, such as Wellness Days with various events.

Company will sponsor or reward participation in outside events (5K walks, CPR classes, etc.)

Company will establish several significant relationships with outside vendors to aid in presenting events and promoting healthy activities (gym memberships, etc.)

Finding The Best Prospects 

Target – 100 Or More Employees

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Who is the person who sends you all the communication about health, wellness, watch your weight, stress, exercise…?

Finding The Wellness Buyer

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Who Buys? Some strategic titlesManager, Organizational PerformanceRewards and Recognition ManagerSystem Director, Payroll Services & Corporate TaxationRecognition Programs Manager

Prospecting

Wellness is not just a sale, it’s an enterprise

Run Away – Run AfterYou can’t convince a company to run a program. Run away from those who don’t have one, run after those who do.

Keep a running tab on those most likely to have one soon.

Page 20: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Who Is The Wellness Buyer?

Director of Employee Health and WellnessUniversity of Texas Medical Branch - Galveston, Texas (Houston, Texas Area)

Job DescriptionThe Director of Employee Health and Wellness serves as the administrator and manager of business and clinical affairs for the Employee Health & Wellness Division of Human Resources (Division includes Employee Health Clinic, Employee Wellness Health Promotion, Employee Assistance Program, Employee Injury Management Program and Institution ADA compliance).

Desired Skills & ExperienceBachelor's degree in Nursing, Registered Nurse in Texas or a Compact State ANDMaster's degree in psychology, social work or related field, 7 years of progressive experience in Human Resources, Workers' Compensation, Employee Assistance Programs, Outpatient Clinics or related field (prefer outpatient operations and management preferred).

Page 21: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

The majority of a workforce will sit at a desk for a full day. Combine that with sitting during their commute and while watching TV. The sum of sitting equals an average of 7.7 hours a day spent being sedentary.

.

Dr. David Laibson, Ph.D., a Harvard professor recommended that employers encourage working groups to have walking meetings to build more movement into the workday.

Wellness & Prevention, Inc., a Johnson & Johnson company, states that as little as one to two minutes of physical activity every 30 minutes or so is enough to oxygenate the brain to improve employee function and productivity.

Would You Believe

Women94%

More likely To Die

Men48%

More likely To Die

If You Sit More Than Six Hours A Day

American Cancer Society Study Source: American Journal of Epidemiology

Page 22: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Job Stress

40% of workers surveyed indicated their job is “very or extremely stressful” 75% believe the worker has more on-the-job stress than a generation ago

Source: Northwestern National Life

29% of those surveyed were “quite a bit or extremely stressed at work . Source: Yale

University

25% view their jobs as the number one stressor in their lives. All of this data was collected before the economic collapse of 2007.

Source: The Families and Work Institute

Problems at work are more strongly associated with health complaints than are any other life stressor — more so than even financial problems or family problems.

Source: Princeton Survey Research Associates

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• WEIGHT MANAGEMENT • DIABETES SUPPORT • STRESS MANAGEMENT • CHRONIC CONDITIONS SUPPORT • PHYSICAL ACTIVITY • DEPRESSION SYMPTOMS SUPPORT

Primary Areas Of Wellness Concern

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Three Faces Of Product Positioning

Create Awareness Incentive

You Will Be Judged By

The Quality of Your

Prescriptions

Functional Tool

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Primary Areas Of Wellness Concern

Weight

Tape MeasureCalorie GuideScaleHealth FoodLunch bagJump RopePedometer

Diabetes

Pill bottleCarry CaseBooksCooking Utensil

Depression Activity Chronic

Mouse padPillow

Stress

MusicBooksYoga MatAromaWaterfall

Weight managementDiabetes Support

Stress ManagementChronic Conditions Support

Physical ActivityDepression Symptoms Support

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• Antibacterial Products• Apparel• Awards• Awareness Bracelets• Bags & Totes• Blood Pressure Guides• Calendars• Calorie Counters• Cancer Awareness• Caps & Hats• Computer accessories• Condom

Desk & Office• Drink ware• Emergency & Survival• Exercise & Fitness• First Aid Kits• Food & Candy• Fun & Games•

• Golf & Sports• Hand Sanitizer• Health & Beauty• Heart Healthy• Home and kitchen• Lip Balm• Music• Pedometers• Pill Boxes• Stop Smoking Kits• Stress Relievers & Balls• Sun Screen & Sun Block• Wellness Pocket Sliders• Wellness Snacks

Products In Your Wellness Solutions

There Is No Scientific Data That Squeezing A Toy Lowers Hypertension - Stress

Page 27: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

• Cover letter • Introduction and benefits [ARMER]• About your company/you • Employee engagement and case histories• Accreditation• Evaluation - consulting• Recommendations• Products• Services• Value proposition

Proposal for Corporate Wellness Programs

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APPRECIATION – RECOGNTION – MOTIVATION– EDUCATION- REINFORCEMENT

Show Appreciation for participation, accomplishment, etc.

Provide Recognition• Accomplishment –weight loss, quit smoking, lower vital levels• Milestones

Provide Motivation for • Participation• Results• Compliance

Educate the participant

Reinforce a program• Announcement• Awareness

Provide A.R.M.E.R. For Wellness Initiatives

Page 29: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Build Your Wellness Network

• Assemble a network of freelance consultantso Dieticianso Industrial psychologistso Fitness coaches

• Network with facilitieso Spao Gymo Diet center

• Join HR groups• Join Linked In groups• Subscribe to on line journals and newsletters

Page 30: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Promotional products, when integrated into wellness programs, provide an invaluable assist in meeting program objectives in a tangible, dimensional way.

Promotional products affect human behavior and help employees comply with a program and advice.

Promotional products integrated into a program, can have measurable ROI and help improve overall health, productivity, wellness.

Promotional products can help :

Engage employees Increase productivity Decrease absenteeism Improve morale Improve quality of life Extended life expectancy

Boldly Stating The Benefits You Deliver

Page 31: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Source: Northern California Center For Well Being

Return on Investment / Financial Benefits"For every $1 the average company spends on its worksite wellness

program, it receives an average return on investment of $3.40 to $7.88." – WELCOA 2010

The following company statistics show the reported return on investment (ROI) for every $1 invested in worksite health promotion programs.

Du Pont Co: (ROI: $1.42) Absences from illness unrelated to the job among 45,000 blue-collar workers dropped 14% at 41 industrial sites where the health promotion program was offered, compared with a 5.8% decline at 19 sites where it was not

Reynolds Electrical & Engineering Company: (ROI: $1.68) Their Stay Alive & Well program cost $76.24 per employee. Over half of the 1,600 employees participated; participants significantly lowered cholesterol levels, blood pressure, and weight and experienced 21% lower lifestyle-related claim costs than non-participants. Resulting savings: $127.89 per participant.

Bank of America: For $30 per person, BofA conducted a health promotion program for retirees using a risk assessment questionnaire, self-care books and other mailed materials. Insurance claims were reduced an average of $164 per year in this group while they increased $15 for the control group. Since they were able to document significant changes in risk behavior, they anticipate greater savings in future years.

Pacific Bell: FitWorks participants claimed $300 less per case for a one-year savings of $700,000. Savings for conditions related to a sedentary lifestyle are $722 per case.

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Johnson & Johnson Family of Companies (2006 to 2010)

The percentage of low risk employees increased from 78% to 87%The number of high risk employees was reduced from 1.4% to 0.9%.

Source; Wellness & Prevention Inc

Wellness Programs Work

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The Sprint Get Fit Challenge 12 week program

Employees were encouraged to sign up in teams and the competition focused on three areas: weight loss, exercise minutes and pedometer steps. The challenge achieved the following results:

Wellness Programs Work

• Over 40,000 pounds of weight lost• Nearly 22,000 exercise minutes completed• Almost 4.8 billion steps taken

Of those who participated in the program, nearly 70% were first-time wellness participants.

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What's Good For The Worker Is Good For The Company

Retailer L.L. Bean instituted daily, mini-exercise breaks 15 years ago throughout its assembly plant with great results, Yancey says. The breaks were five minutes each, three times a day. At the end of the shift, the company found a 30-minute return on productivity for an investment of 15 minutes of physical activity. "The number of bags and shoes that they do not produce in those 15 minutes," she says, "they actually get back and then some." Yancey is now involved in a study looking at how employees fare at more than 70 work sites instituting similar programs across Los Angeles County. She expects findings within three years.

Wellness Programs Work

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A CASE HISTORY How effective are the programs? Respondents said :

74% report they are more engaged with life69% report they are more engaged in taking care of their health71% report successful management of their mental energy68% report successful management of their physical energy56% report they are more productive at work51% report they are more resilient

These results are based on self-reported data provided by Performance Programs, Inc. who measured the responses of program participants from 2006 to 2008 (599 participants; 201 participants at six months follow-up). Statistics reflect percentage of survey respondents.

Wellness Programs Work

Page 36: Nearly 1 million heart attacks in the U.S.A annually About a quarter of a million deaths from the attack per year In the average 7 minutes it takes EMT

Thank You &Healthy Selling

For a copy of this presentation e-mail [email protected]