NATIONAL BANK OF THE REPUBLIC OF BELARUS · 14.04.2016 (as at 01.04.2016) 13.05.2016 01.05.2016) 14.06.2016 01.06.2016) 14.07.2016 01.07.2016) 2. National Bank of the Republic of

NATIONAL BANK OF THE REPUBLIC OF BELARUS

STATISTICS BULLETIN

№ 1 (50)

MINSK

2016

Statistics Bulletin

2

Conventional signs and notes: In some cases minor discrepancies between the total and the sum of items are

due to the rounding of data. Bold and italicized data have been updated compared to the previously published data, while italicized data are preliminary data.

Prepared by the Balance of Payments and Banking Statistics Directorate in collaboration with

International Cooperation Directorate

Person in charge – V. Korytko

Tel.: 219 22 22

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3

CONTENTS

Tentative Schedule of Publication of Data Disseminated by the National Bank of the Republic of Belarus in Accordance with the Requirements of the International Monetary Fund Special Data Dissemination Standard (IMF SDDS)…………………………………………………………..…..…….….. 8

Contact Information of Data Disseminated by the National Bank of the Republic of Belarus in Accordance with the Requirements of the International Monetary Fund Special Data Dissemination Standard (IMF SDDS)……………………………………………………….……………..… 10

1. Major Macroeconomic and Monetary Indicators of the Republic of Belarus……………………………………………………………………… 11

1.1 Balance of Financial Flows of the Republic of Belarus, 2015……………. 11

1.2 Detailed Balance of Financial Flows of the Republic of Belarus, 2015…… 12

1.3 Survey of the National Bank of the Republic of Belarus…………………..… 16

1.4 Survey of Banks of the Republic of Belarus……………….…………..…….. 22

1.5 Survey of Banking System of the Republic of Belarus……..…………….… 28

1.6 Dynamics of Survey Indicators of the National Bank of the Republic of Belarus…………………………………………………………………..……

33

1.7 Dynamics of Monetary Base Structure………………………………..…....... 36

1.8 Dynamics of Survey Indicators of Banks of the Republic of Belarus….....…. 37

1.9 Dynamics of Survey Indicators of Banking System of the Republic of Belarus…………………………………………............................................... 41

1.10 Dynamics of Broad Money Indicators……………………………….………. 44

1.11 Dynamics of Broad Money Structure…………………………………..……. 48

1.12 Dynamics of Average Broad Money Indicators (monthly)………………….. 51

1.13 Dynamics of Average Broad Money Indicators (progressive total)…………. 55

1.14 Dynamics of Ruble Money Supply Structure……………………….….….... 59

1.15 Deposits of Sectors of the Economy in the Banking System of the Republic of Belarus.……………………………………………………………….…… 60

1.16 Survey of the Insurance Organizations of the Republic of Belarus………….. 65

1.17 Survey of the Leasing Organizations of the Republic of Belarus………….. 68

1.18 Survey of Other Financial Organizations of the Republic of Belarus………. 71

1.19 Survey of the Financial Sector of the Republic of Belarus ………………….. 74

1.20 Dynamics of Survey Indicators of the Insurance Organizations of the Republic of Belarus……………………………………………………….….. 78

1.21 Dynamics of Survey Indicators of the Other Financial Corporations of the Republic of Belarus ………………………………………………………… 80

1.22 Dynamics of Survey Indicators of the Financial Sector of the Republic of Belarus ………………………………………………………………………. 82

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1.23 Dynamics of Customers’ and Banks’ Debts on Credits and Other Active Operations……………………………………………………………..….….. 83

1.24 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy…………………………………………….….….. 85

1.25 Dynamics of Problem Debt on Credits Granted by Banks of the Republic of Belarus by Sectors of the Economy……………………………………….…. 89

1.26 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to natural persons………………..……………………………………….…. 93

1.27 Dynamics of Problem Debt on Credits Granted by Banks of the Republic of Belarus to natural persons ……………………………………….………….. 94

1.28 Dynamics of Banks’ Credits by Form of Ownership in National and Foreign Currencies…………………………………………………………….……… 95

1.29 Dynamics of Banks’ Credits by Form of Ownership in National Currency…. 96

1.30 Dynamics of Banks’ Credits by Form of Ownership in Foreign Currency…. 97

1.31 Dynamics of Credits Provision by Banks by Form of Ownership in National and Foreign Currencies………………………………………….……….…...

98

1.32 Dynamics of Credits Provision by Banks by Form of Ownership in National Currency………………………………………………………….…………... 99

1.33 Dynamics of Banks’ Problem Credits by Form of Ownership in National and Foreign Currencies……………………………….……………………… 100

1.34 Dynamics of Banks’ Problem Credits by Form of Ownership in National Currency………………………………………….…………………………... 101

1.35 Dynamics of Banks’ Problem Credits by Form of Ownership in Foreign Currency……………………………………………………………………… 102

1.36 Dynamics of Banks’ Credits by Type of Economic Activity in National and Foreign Currencies…………………………………………………………… 103

1.37 Dynamics of Banks’ Credits by Type of Economic Activity in National Currency……………………………………………………………………… 106

1.38 Dynamics of Banks’ Credits by Type of Economic Activity in Foreign Currency……………………………………………………………………… 109

1.39 Dynamics of Credits Provision by Banks by Type of Economic Activity in National and Foreign Currencies…………………………………………….. 112

1.40 Dynamics of Credits Provision by Banks by Type of Economic Activity in National Currency……………………………………………………………. 115

1.41 Dynamics of Banks’ Problem Credits by Type of Economic Activity in National and Foreign Currencies……………………………….……………. 118

1.42 Dynamics of Banks’ Problem Credits by Type of Economic Activity in National Currency…………………………………………….……………… 121

1.43 Dynamics of Banks’ Problem Credits by Type of Economic Activity in Foreign Currency………………………….…………………………………. 124

1.44 Dynamics of Debt on Credits Granted by Banks to small and medium businesses…………………………………………………………………… 127

1.45 Dynamics of Credits Provision by Banks to small and medium businesses… 128

1.46 Dynamics of Problem Debt on Credits Granted by Banks to small and medium businesses.………………………………………………………... 129

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1.47 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus for construction (renovation) and acquisition of housing………………….. 130

1.48 Dynamics of Credits Provision by Banks of the Republic of Belarus for construction (renovation) and acquisition of housing………………….….. 131

1.49 Dynamics of Problem Debt on Credits Granted by Banks of the Republic of Belarus for construction (renovation) and acquisition of housing…………. 132

2. Major Indicators and Instruments of the National Bank of the Republic of Belarus Monetary Policy………………………………………………… 133

2.1 Refinancing Rate of the National Bank of the Republic of Belarus……….… 133

2.2 Interest Rates on Operations of the National Bank of the Republic of Belarus in the Financial Market……………………………………………… 134

2.3 Required Reserves Ratio……………………………………………………... 135

2.4 Br/RUR Official Rate………………………………………………………... 136

2.5 Br/USD Official Rate………………………………………………………… 138

2.6 Br/EUR Official Rate………….……………………………………….…….. 140

2.7 Exchange Rate of the Belarusian Rubel to the Currency Basket Value……... 142

2.8 Belarusian Rubel Official Average Exchange Rate to Foreign Currencies…. 144

2.9 Exchange Rate Indices of the Belarusian Rubel against Currencies of Major Trade Partners compared with December of the previous year……………. 145

3. Financial Markets….…………………………………………………….…. 149

3.1 Weighted Average Belarusian Rubel Rate in Currency Market………….….. 149

3.2 Foreign Exchange Turnover in Domestic Currency Market Segments…..….. 150

3.3 Cash Foreign Exchange Purchase/Sale by Natural Persons……….…..….…. 151

3.4 Information on Foreign Exchange Purchase/Sale in Domestic Currency Market by Economic Entities – Residents of the Republic of Belarus ……... 152

3.5 Information on Foreign Exchange Purchase/Sale in Domestic Currency Market by Non-residents of the Republic of Belarus……………….….……. 153

3.6 Dynamics of Average Interest Rates of the Financial Market of the Republic of Belarus……………………………………………………….……………. 154

3.7 Dynamics of Interbank Market Average Interest Rates……………………… 158

3.8 Amounts, Value, and Maturities of Newly Attracted Bank Deposits in National Currency……………………………………………….……….….. 160

3.9 Amounts, Value, and Maturities of Newly Attracted Bank Deposits in Hard Currency…………………………………………………………….………... 162

3.10 Amounts, Value, and Terms of Banks Newly Extended Credits in National Currency…………………………………………………………………...…. 164

3.11 Amounts, Value, and Terms of Banks Newly Extended Credits in Hard Currency……………………………………………………………………… 166

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3.12 Dynamics of Average Interest Rates on Banks’ Credits in National Currency by Sector of Economy……………………………………………….….……. 168

3.13 Dynamics of Average Interest Rates on Banks’ Credits in Hard Currency by Sector of Economy………………………………………………..……….… 169

3.14 Dynamics of Average Interest Rates on Banks’ Credits in National Currency by Type of Economic Activity………….…………….…………………….. 170

3.15 Dynamics of Average Interest Rates on Banks’ Credits in Hard Currency by Type of Economic Activity…………………………………………..…….... 171

3.16 Dynamics of Domestic Market Government Securities Indicators………….. 172

3.17 Government Securities in Belarusian Rubles and Foreign Exchange in Domestic Market Circulation……………………………………………….... 175

3.18 Major Indicators of the Secondary Market of “Until Maturity” Government Securities denominated in the national currency……………………………. 176

3.19 Dynamics of Indicators for the Bonds Market of the National Bank of the Republic of Belarus………. ………………………………………………. 177

3.20 Dynamics of Issue Volume of Shares Issued by Legal Entities of the Republic of Belarus…………………………………..……………………… 179

3.21 Dynamics of Issue Volume of Corporative Bonds in Circulation …………... 180

3.22 Dynamics of Volume of the Belarusian Legal Entities’ Market for Shares and Bonds………………………………………………………………….…

181

4. Selected Indicators of the Republic of Belarus Banks’ Performance…… 183

4.1 Information on Banks and Non-bank Credit and Financial Institutions of the Republic of Belarus…………………………………………………………... 183

4.2 Operating Belarusian Banks Grouped by Size of Registered Authorized Capital…………………………………………………………………….….. 185

4.3 Information on Belarusian Banks’ Liabilities ...……………………………... 186

4.4 Dynamics of Belarusian Banks’ Liabilities…………………………….……. 188

4.5 Structure of Belarusian Banks’ Liabilities …………………………………... 190

4.6 Information on Belarusian Banks’ Assets …………………………………… 191

4.7 Dynamics of Belarusian Banks’ Assets ……………...……………………… 192

4.8 Structure of Belarusian Banks’ Assets …………………..………….……….. 194

4.9 Structure of Investment Portfolio of Banks of the Republic of Belarus……... 195

4.10 Financial Indicators of the Republic of Belarus Banks’ Performance……….. 196

4.11 Financial Soundness Indicators………………………………………………. 197

4.12 Structure of Belarusian Banks’ Incomes and Expenditures………………..… 198

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5. Separate Indicators of Activity of the Leasing and Microfinance Organizations of the Republic of Belarus……….……………………….. 199

5.1 Information on Leasing Organizations of the Republic of Belarus………… 199

5.2 Financial Indicators of Activity of the Leasing Organizations of the Republic of Belarus…………………………………………………………. 200

5.3 Key Indicators of Microfinance Organizations Activity…………………… 203

6. Selected Indicators Characterizing the Republic of Belarus Payment System……………………………………………………………………….. 204

6.1 Selected Indicators of the Belarus Interbank Settlement System Performance 204

6.2 Selected Indicators Characterizing Development of Settlement System Involving Bank Plastic Cards……………………………………………….... 205

6.3 Indicators Characterizing Cash Circulation in the Republic of Belarus……………………………………………………………………..… 206

7. Methodological Notes to Bulletin of Banking Statistics Tables………….. 208

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Tentative Schedule of Publication of Data Disseminated by the National Bank of the Republic

of Belarus in Accordance with the Requirements of the International Monetary Fund Special Data Dissemination Standard (IMF SDDS)

Publication April 2016 – July 2016

(in brackets – period for which data are shown) April May June July

Financial sector

1.Deposit corporations (banking system) survey — cash in circulation M0, broad money, domestic credit (broken down by sectors) and net foreign assets as at the end of period1

14.04.2016 (as at

01.04.2016)

13.05.2016 (as at

01.05.2016)

14.06.2016 (as at

01.06.2016)

14.07.2016 (as at

01.07.2016)

2. National Bank of the Republic of Belarus survey — monetary base, net credit to general government, claims on commercial public enterprises, claims on private sector enterprises, claims on banks and net foreign assets as at the end of period1

14.04.2016 (as at

01.04.2016)

13.05.2016 (as at

01.05.2016)

14.06.2016 (as at

01.06.2016)

14.07.2016 (as at

01.07.2016)

3. National Bank interest rates

3.1. Refinancing rate On the day when the corresponding resolution of the Board of the National Bank comes into force

3.2. National Bank deposit attraction interest rates (stated)

as they change as they change as they change as they change

3.3. Overnight (one-day settlement) credit interest rates (stated)

as they change as they change as they change as they change

3.4. Lombard credit interest rate (stated) as they change as they change as they change as they change

4. One-day intra-bank credits and deposits interest rates (actual)

daily daily daily daily

5. Government securities market rates daily daily daily daily

6. Official exchange rates daily daily daily daily

Foreign sector

7. Balance of payments– export and import of goods (f.o.b.), export and import of services, income from investment, income, compensation of employees, current transfers, capital transfers, direct investment, portfolio investment, other investment, reserve assets, net errors and omissions in reporting quarter, year

15.06.2016 (Q1, 2016)

8. International reserves and foreign currency liquidity (reporting form) 1

15.04.2016 (as at 01.04.2016)

13.05.2016 (as at 01.05.2016)

15.06.2016 (as at 01.06.2016)

15.07.2016 (as at 01.07.2016)

9. International reserves – monetary gold, foreign currency, special drawing rights

07.04.2016 06.05.2016 07.06.2016 07.07.2016

1Preliminary data publication date.

Statistics Bulletin

9

Publication April 2016 – July 2016

(in brackets – period for which data are shown) April May June July

(SDRs), reserve position in the IMF as at the end of period1

(as at 01.04.2016)

(as at 01.05.2016)

(as at 01.06.2016)

(as at 01.07.2016)

10. External trade in reporting month (using balance of payments methodology)

08.04.2016 (02.2016)

06.05.2016 (03.2016)

10.06.2016 (04.2016)

08.07.2016 (05.2016)

11. International investment position of the Republic of Belarus – direct investment, portfolio investment, other investment, reserve assets – by sector of the economy as at the end of period1

15.06.2016 (Q1, 2016)

12. External Debt – by sectors of the economy as at the end of period1

15.06.2016 (Q1, 2016)

The National Bank of the Republic of Belarus also disseminates the above data on its official web-site –http://www.nbrb.by/ (Special Data Dissemination Standard section).

Statistics Bulletin

10

Contact Information of Data Disseminated by the National Bank of the Republic of Belarus in

Accordance with the Requirements of the International Monetary Fund Special Data Dissemination Standard (IMF SDDS)

Data Information

1. Major aggregates of banking sector analytical accounts

N.Nosevich: Telephone 217 84 67, [email protected]

2. Major aggregates of monetary authorities analytical accounts


3. National Bank interest rates

3.1. Refinancing rate D.Murin: Telephone 219 22 17, [email protected]

3.2. National Bank deposit attraction interest rates (stated)

S.Grebenko: Telephone 219 23 41, [email protected]

3.3. Overnight (one-day settlement) credit interest rates (stated)

S.Grebenko: Telephone 219 23 41, [email protected]

3.4. Lombard credit interest rate (stated) S.Grebenko: Telephone 219 23 41, [email protected]

4. One-day intra-bank credits and deposits interest rates (actual)


5. Government short-term bonds market interest rates

G.Barzdov: Telephone 259 14 50, [email protected]

6. Exchange rates V.Petrov: Telephone 219 23 39, V.Petrov@ nbrb.by

7. Balance of payments A.Garbuz: Telephone 219 24 35, [email protected]

8. International reserves A.Chizhevskij: Telephone 219 23 44, A.Chizhevskij@ nbrb.by

9. External trade in reporting month (using balance of payments methodology)

A.Garbuz: Telephone 219 24 35, [email protected]

10. International investment position of the Republic of Belarus

A.Chizhevskij: Telephone 219 23 44, A.Chizhevskij@ nbrb.by

11. External Debt – by sectors of the economy as at the end of period

A.Chizhevskij: Telephone 219 23 44, A.Chizhevskij@ nbrb.by

Br bn

Total The rest

of the Total The cent- Banks Other Non-financial General Householdsworld ral bank financial institutions government

organizations

0.0 20 600.8 -20 600.8 -41 828.2 41 677.6 12 641.9 -82 668.1 -13 398.5 62 974.6

-20 600.8 0.0 -20 600.8 -2 087.8 9 625.1 -522.5 -29 405.3 -2 646.2 4 435.9

20 600.8 20 600.8 0.0 -39 740.4 32 052.5 13 164.4 -53 262.9 -10 752.3 58 538.7

1.2.1. The central bank 41 828.2 2 087.8 39 740.4 0.0 25 147.1 -1.4 -17.1 14 285.4 326.5

1.2.2. Banks -41 677.6 -9 625.1 -32 052.5 -25 147.1 0.0 -8 794.5 -37 763.2 -17 944.0 57 596.2

1.2.3. Other financial organizations -12 641.9 522.5 -13 164.4 1.4 8 794.5 0.0 -22 125.0 122.9 41.8

1.2.4. Non-financial institutions 82 668.1 29 405.3 53 262.9 17.1 37 763.2 22 125.0 0.0 -7 216.6 574.2

1.2.5. General government 13 398.5 2 646.2 10 752.3 -14 285.4 17 944.0 -122.9 7 216.6 0.0 0.0

1.2.6. Households -62 974.6 -4 435.9 -58 538.7 -326.5 -57 596.2 -41.8 -574.2 0.0 0.0

1.2. Domestic economy

11

Creditor sectors (+)/ borrower sectors (-) Creditor sectors (-)/ borrower sectors (+)

Domestic economy

1. Net lending (+)

1.1. The rest of the world

Balance of Financial Flows of the Republic of Belarus, 2015Table 1.1

Statistics Bulletin

("+" increase, "-" decrease)

The rest Non-finan- General House- Total The rest Non-finan- General House- Totalof the The cent- Banks Other cial institu- govern- holds assets of the The cent- Banks Other cial institu- govern- holds liabilitiesworld ral bank financial tions ment world ral bank financial tions ment

organizations organizations

Total 19 819.8 -8 328.0 141 086.0 26 362.0 38 669.7 39 744.0 69 097.9 326 451.4 - 781.0 33 500.3 99 408.4 13 720.1 121 337.8 53 142.5 6 123.3 326 451.4

Residents 19 819.8 415.0 135 322.4 26 227.6 41 041.6 39 744.0 64 661.9 327 232.3 - 781.0 40 155.5 103 269.8 13 063.2 94 304.5 50 496.3 6 123.3 306 631.5

The central bank -6 655.2 0.0 25 837.9 - 1.4 0.0 14 005.7 313.3 33 500.3 -8 743.0 0.0 690.7 0.0 17.1 - 279.7 - 13.1 -8 328.0

Banks -3 861.4 690.7 0.0 3 301.2 21 476.0 14 069.3 63 732.6 99 408.4 5 763.6 25 837.9 0.0 12 095.7 59 239.2 32 013.3 6 136.4 141 086.0

Other financial organizations 657.0 0.0 12 095.7 0.0 802.9 122.9 41.8 13 720.1 134.4 - 1.4 3 301.2 0.0 22 927.8 0.0 0.0 26 362.0

Non-financial institutions 27 033.3 17.1 59 239.2 22 927.8 0.0 11 546.1 574.2 121 337.8 -2 372.0 0.0 21 476.0 802.9 0.0 18 762.7 0.0 38 669.7

General government 2 646.2 - 279.7 32 013.3 0.0 18 762.7 0.0 0.0 53 142.5 0.0 14 005.7 14 069.3 122.9 11 546.1 0.0 0.0 39 744.0

Households 0.0 - 13.1 6 136.4 0.0 0.0 0.0 0.0 6 123.3 4 435.9 313.3 63 732.6 41.8 574.2 0.0 0.0 69 097.9

Non-Residents 0.0 -8 743.0 5 763.6 134.4 -2 372.0 0.0 4 435.9 - 781.0 0.0 -6 655.2 -3 861.4 657.0 27 033.3 2 646.2 0.0 19 819.8

1. Monetary gold and SDRs 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Monetary gold 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

SDRs 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. Currency and deposits -11 566.9 -17 473.5 1 374.9 3 628.4 20 183.3 10 826.0 63 334.4 70 306.6 -7 464.7 3 064.6 74 706.3 0.4 0.0 0.0 0.0 70 306.6

2.1. Currency 0.0 - 750.3 1 730.8 - 1.9 0.0 0.0 4 749.6 5 728.3 5 028.9 699.4 0.0 0.0 0.0 0.0 0.0 5 728.3

2.1.1. National currency 0.0 0.0 387.2 - 1.4 0.0 0.0 313.7 699.4 0.0 699.4 0.0 0.0 0.0 0.0 0.0 699.4

Residents 0.0 0.0 387.2 - 1.4 0.0 0.0 313.7 699.4 0.0 699.4 0.0 0.0 0.0 0.0 0.0 699.4

Non-Residents 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2.1.2. Foreign 0.0 - 750.3 1 343.7 - 0.4 0.0 0.0 4 435.9 5 028.9 5 028.9 0.0 0.0 0.0 0.0 0.0 0.0 5 028.9

Residents 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5 028.9 0.0 0.0 0.0 0.0 0.0 0.0 5 028.9

Non-Residents 0.0 - 750.3 1 343.7 - 0.4 0.0 0.0 4 435.9 5 028.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2.2. Transferable deposits -11 566.9 -15 518.3 12 535.2 526.2 7 161.7 24 537.2 5 771.1 23 446.2 -16 797.7 23 170.7 17 072.8 0.4 0.0 0.0 0.0 23 446.2

2.2.1. In national currency 0.0 0.0 2 469.8 18.8 - 914.0 -1 293.4 1 685.6 1 966.7 0.0 - 829.1 2 795.4 0.4 0.0 0.0 0.0 1 966.7

Residents 0.0 0.0 2 469.8 18.8 - 914.0 -1 293.4 1 685.6 1 966.7 0.0 - 829.1 2 795.4 0.4 0.0 0.0 0.0 1 966.7

Non-Residents 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2.2.2. Foreign currency -11 566.9 -15 518.3 10 065.4 507.4 8 075.7 25 830.7 4 085.5 21 479.5 -16 797.7 23 999.8 14 277.4 0.0 0.0 0.0 0.0 21 479.5

Residents -11 566.9 3 746.2 7 582.6 240.9 8 358.3 25 830.7 4 085.5 38 277.2 -16 797.7 32 801.5 17 042.6 0.0 0.0 0.0 0.0 33 046.4

Non-Residents 0.0 -19 264.5 2 482.9 266.5 - 282.6 0.0 0.0 -16 797.7 0.0 -8 801.7 -2 765.2 0.0 0.0 0.0 0.0 -11 566.9

Creditor sectors (for assets)/ borrower sectors (for liabilities) Borrower sectors(for assets)/ creditor sectors (for liabilities), type of assets

Financial corporations Financial corporations

Finansial liabilities (borrower sectors)

Table 1.2

Br bnFinancial assets (creditor sectors)

Detailed Balance of Financial Flows of the Republic of Belarus, 2015

12

Statistics Bulletin

The rest Non-finan- General House- Total The rest Non-finan- General House- Totalof the The cent- Banks Other cial institu- govern- holds assets of the The cent- Banks Other cial institu- govern- holds liabilitiesworld ral bank financial tions ment world ral bank financial tions ment


2.3. Other deposits 0.0 -1 204.9 -12 891.2 3 104.1 13 021.6 -13 711.3 52 813.6 41 132.0 4 304.1 -20 805.5 57 633.5 0.0 0.0 0.0 0.0 41 132.0

2.3.1. In national currency 0.0 -4 916.4 172.3 1 310.2 -1 121.0 -8 214.7 -1 082.9 -13 852.5 0.0 172.3 -14 024.8 0.0 0.0 0.0 0.0 -13 852.5

Residents 0.0 -4 916.4 172.3 1 310.2 -1 121.0 -8 214.7 -1 082.9 -13 852.5 0.0 172.3 -14 024.8 0.0 0.0 0.0 0.0 -13 852.5

Non-Residents 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2.3.2. Foreign currency 0.0 3 711.5 -13 063.4 1 793.9 14 142.7 -5 496.6 53 896.5 54 984.6 4 304.1 -20 977.8 71 658.3 0.0 0.0 0.0 0.0 54 984.6

Residents 0.0 - 592.6 -13 063.4 1 793.9 14 142.7 -5 496.6 53 896.5 50 680.5 4 304.1 -20 977.8 71 658.3 0.0 0.0 0.0 0.0 54 984.6

Non-Residents 0.0 4 304.1 0.0 0.0 0.0 0.0 0.0 4 304.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3. Securities other than shares -15 034.9 - 127.4 70 245.4 - 528.1 19 122.8 0.0 5 009.1 78 687.0 414.1 33 841.5 6 864.0 261.3 3 943.8 33 362.3 0.0 78 687.0

3.1. Short-term 9.5 - 127.4 70 245.4 - 528.1 19 122.8 0.0 5 009.1 93 731.4 414.1 33 841.5 6 159.6 261.3 3 975.6 49 079.4 0.0 93 731.4

3.1.1.The central bank 0.0 0.0 33 841.5 0.0 0.0 0.0 0.0 33 841.5 152.3 0.0 0.0 0.0 0.0 - 279.7 0.0 - 127.4

3.1.2. Banks 0.0 0.0 0.0 - 528.1 1 678.6 0.0 5 009.1 6 159.6 264.9 33 841.5 0.0 261.3 3 981.9 31 895.8 0.0 70 245.4

3.1.3. Other financial organizations 0.0 0.0 261.3 0.0 0.0 0.0 0.0 261.3 0.0 0.0 - 528.1 0.0 0.0 0.0 0.0 - 528.1

3.1.4. Non-financial institutions - 6.3 0.0 3 981.9 0.0 0.0 0.0 0.0 3 975.6 - 3.2 0.0 1 678.6 0.0 0.0 17 447.4 0.0 19 122.8

3.1.5. General government 15.9 - 279.7 31 895.8 0.0 17 447.4 0.0 0.0 49 079.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3.1.6. Households 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5 009.1 0.0 0.0 0.0 0.0 5 009.1

3.1.7. Non-Residents 0.0 152.3 264.9 0.0 - 3.2 0.0 0.0 414.1 0.0 0.0 0.0 0.0 - 6.3 15.9 0.0 9.5

3.2. Long-term -15 044.4 0.0 0.0 0.0 0.0 0.0 0.0 -15 044.4 0.0 0.0 704.4 0.0 - 31.7 -15 717.1 0.0 -15 044.4

3.2.1.The central bank 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3.2.2. Banks 704.4 0.0 0.0 0.0 0.0 0.0 0.0 704.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3.2.3. Other financial organizations 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3.2.4. Non-financial institutions - 31.7 0.0 0.0 0.0 0.0 0.0 0.0 - 31.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3.2.5. General government -15 717.1 0.0 0.0 0.0 0.0 0.0 0.0 -15 717.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3.2.6. Households 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3.2.7. Non-Residents 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 704.4 0.0 - 31.7 -15 717.1 0.0 -15 044.4

4. Loans 28 469.1 4 780.9 70 895.3 23 219.0 - 653.6 9 030.1 15.4 135 756.0 2 129.0 2 554.2 -2 956.2 10 897.8 98 822.6 18 238.4 6 070.1 135 756.0

4.1. Short-term 4 924.4 4 780.9 70 538.3 22 866.8 - 542.6 9 030.1 15.4 111 613.2 1 530.9 2 493.9 602.3 11 164.3 89 860.7 - 109.1 6 070.1 111 613.2

4.1.1.The central bank 2 493.9 0.0 0.0 0.0 0.0 0.0 0.0 2 493.9 2 465.4 0.0 2 328.5 0.0 0.0 0.0 - 13.0 4 780.9

4.1.2. Banks -2 774.7 2 328.5 0.0 64.8 - 34.2 1 017.9 0.0 602.3 - 293.5 0.0 0.0 10 254.8 54 602.9 - 109.1 6 083.1 70 538.3

4.1.3.Other financial organizations 798.0 0.0 10 254.8 0.0 96.0 0.1 15.4 11 164.3 - 36.5 0.0 64.8 0.0 22 838.5 0.0 0.0 22 866.8

Financial corporations Financial corporations Creditor sectors (for assets)/ borrower sectors (for liabilities) Borrower sectors(for assets)/ creditor sectors (for liabilities), type of assets

Financial assets (creditor sectors)

Br bn

13


Table 1.2 cont'd

Statistics Bulletin

The rest Non-finan- General House- Total The rest Non-finan- General House- Totalof the The cent- Banks Other cial institu- govern- holds assets of the The cent- Banks Other cial institu- govern- holds liabilities

world ral bank financial tions ment world ral bank financial tions ment


4.1.4. Non-financial institutions 4 407.2 0.0 54 602.9 22 838.5 0.0 8 012.1 0.0 89 860.7 - 604.4 0.0 - 34.2 96.0 0.0 0.0 0.0 - 542.6

4.1.5. General government 0.0 0.0 - 109.1 0.0 0.0 0.0 0.0 - 109.1 0.0 0.0 1 017.9 0.1 8 012.1 0.0 0.0 9 030.1

4.1.6. Households 0.0 - 13.0 6 083.1 0.0 0.0 0.0 0.0 6 070.1 0.0 0.0 0.0 15.4 0.0 0.0 0.0 15.4

4.1.7. Non-Residents 0.0 2 465.4 - 293.5 - 36.5 - 604.4 0.0 0.0 1 530.9 0.0 2 493.9 -2 774.7 798.0 4 407.2 0.0 0.0 4 924.4

4.2. Long-term 23 544.7 0.0 357.0 352.2 - 111.1 0.0 0.0 24 142.8 598.1 60.3 -3 558.4 - 266.5 8 961.9 18 347.4 0.0 24 142.8

4.2.1. The central bank 60.3 0.0 0.0 0.0 0.0 0.0 0.0 60.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

4.2.2. Banks -3 558.4 0.0 0.0 0.0 0.0 0.0 0.0 -3 558.4 357.0 0.0 0.0 0.0 0.0 0.0 0.0 357.0

4.2.3. Other financial organizations - 266.5 0.0 0.0 0.0 0.0 0.0 0.0 - 266.5 352.2 0.0 0.0 0.0 0.0 0.0 0.0 352.2

4.2.4. Non-financial institutions 8 961.9 0.0 0.0 0.0 0.0 0.0 0.0 8 961.9 - 111.1 0.0 0.0 0.0 0.0 0.0 0.0 - 111.1

4.2.5. General government 18 347.4 0.0 0.0 0.0 0.0 0.0 0.0 18 347.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

4.2.6. Households 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

4.2.7. Non-Residents 0.0 0.0 357.0 352.2 - 111.1 0.0 0.0 598.1 0.0 60.3 -3 558.4 - 266.5 8 961.9 18 347.4 0.0 23 544.7

5. Shares and other equity 22 673.7 238.5 442.9 762.9 1 226.2 16 586.6 0.0 41 930.7 1 445.3 0.0 21 604.4 354.4 18 526.6 0.0 0.0 41 930.7

5.1. Resident enterprises 22 673.7 238.5 442.9 704.2 - 160.3 16 586.6 0.0 40 485.5 1 445.3 0.0 17 270.2 354.4 187.1 0.0 0.0 19 257.0

5.1.1. Quoted 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

5.1.2. Not quoted 22 673.7 238.5 442.9 704.2 - 160.3 16 586.6 0.0 40 485.5 1 445.3 0.0 17 270.2 354.4 187.1 0.0 0.0 19 257.0

5.2. Non-resident enterprises 0.0 0.0 0.0 58.7 1 386.6 0.0 0.0 1 445.3 0.0 0.0 4 334.2 0.0 18 339.5 0.0 0.0 22 673.7

5.2.1. Quoted 0.0 0.0 0.0 58.7 1 386.6 0.0 0.0 1 445.3 0.0 0.0 4 334.2 0.0 18 339.5 0.0 0.0 22 673.7

5.2.2. Not quoted 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

6. Insurance technical reserves 3.3 0.0 853.8 - 100.9 706.2 0.0 0.0 1 462.5 0.0 0.0 - 100.9 1 563.4 0.0 0.0 0.0 1 462.5

6.1. Net equity of households on life insurance reserves and on pension funds 0.0 0.0 853.8 - 100.9 0.0 0.0 0.0 752.9 0.0 0.0 - 100.9 853.8 0.0 0.0 0.0 752.9

6.2. Prepayments of premiums and reserves against outstanding claims 3.3 0.0 0.0 0.0 706.2 0.0 0.0 709.6 0.0 0.0 0.0 709.6 0.0 0.0 0.0 709.6

Table 1.2 cont'd

Financial corporations

Br bn



Financial corporations

14


Statistics Bulletin

The rest Non-finan- General House- Total The rest Non-finan- General House- Total

of the The cent- Banks Other cial institu- govern- holds assets of the The cent- Banks Other cial institu- govern- holds liabilitiesworld ral bank financial tions ment world ral bank financial tions ment


7. Financial derivatives -383.9 -0.1 -4 823.3 0.0 -16.4 0.0 0.0 -5 223.7 14.3 -5 250.4 7.3 -3.4 8.5 0.0 0.0 -5 223.7

7.1. Residents -383.9 -0.1 -4 837.6 0.0 -16.4 0.0 0.0 -5 238.0 14.3 -4 842.7 -16.5 -3.4 8.5 0.0 0.0 -4 839.8

7.2. Non-Residents 0.0 0.0 14.3 0.0 0.0 0.0 0.0 14.3 0.0 -407.7 23.8 0.0 0.0 0.0 0.0 -383.9

8. Other accounts receivable and payable -4 340.6 4 253.7 2 097.0 -619.2 -1 899.0 3 301.4 739.0 3 532.3 2 681.1 -709.6 -716.7 646.3 36.2 1 541.8 53.1 3 532.3

8.1. Trade credit and advances -4 548.4 -96.2 955.6 -353.1 -1 222.3 0.0 -0.6 -5 265.0 -2 990.5 -0.4 -235.0 349.9 -3 983.2 1 541.8 52.4 -5 265.0

8.1.1. The central bank 0.0 0.0 0.0 0.0 0.0 0.0 -0.4 -0.4 0.0 0.0 -104.0 0.0 7.8 0.0 0.0 -96.2

8.1.2. Banks 0.0 -104.0 0.0 -119.9 -10.9 0.0 -0.2 -235.0 0.0 0.0 0.0 349.6 557.4 -3.8 52.4 955.6

8.1.3. Other financial organizations 0.0 0.0 349.6 0.0 0.2 0.0 0.0 349.9 -233.2 0.0 -119.9 0.0 0.0 0.0 0.0 -353.1

8.1.4. Non-financial institutions -4 548.4 7.8 557.4 0.0 0.0 0.0 0.0 -3 983.2 -2 757.3 0.0 -10.9 0.2 0.0 1 545.6 0.0 -1 222.3

8.1.5. General government 0.0 0.0 -3.8 0.0 1 545.6 0.0 0.0 1 541.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

8.1.6. Households 0.0 0.0 52.4 0.0 0.0 0.0 0.0 52.4 0.0 -0.4 -0.2 0.0 0.0 0.0 0.0 -0.6

8.1.7. Non-Residents 0.0 0.0 0.0 -233.2 -2 757.3 0.0 0.0 -2 990.5 0.0 0.0 0.0 0.0 -4 548.4 0.0 0.0 -4 548.4

8.2. Others 207.8 4 349.8 1 141.4 -266.1 -676.6 3 301.4 739.6 8 797.3 5 671.6 -709.2 -481.6 296.4 4 019.4 0.0 0.8 8 797.3

8.2.1. Residents 207.8 -0.2 -453.0 6.8 -676.6 3 301.4 739.6 3 125.7 5 671.6 -709.2 -656.1 174.2 4 108.2 0.0 0.8 8 589.5

8.2.2. Non-Residents 0.0 4 350.1 1 594.4 -272.9 0.0 0.0 0.0 5 671.6 0.0 0.0 174.5 122.2 -88.8 0.0 0.0 207.8



Table 1.2 cont'd

Financial corporations Financial corporations

15

Br bn


Statistics Bulletin

Indicators 01.01.2016 01.03.2016 01.04.2016

in appropriate % in appropriate %units of units of

measurement measurement

Official rate (Br/USD) 18 569 21 482 20 133 1 564 8.4 -1 349 -6.3Br per 1 USD

Net foreign assets 44 899.2 51 289.8 56 540.6 11 641.3 25.9 5 250.7 10.2USD m 2 418.0 2 387.6 2 808.4 390.4 16.1 420.8 17.6

foreign assets 4 161.7 4 080.8 4 362.4 200.8 4.8 281.6 6.9foreign liabilities 1 743.7 1 693.2 1 554.1 -189.6 -10.9 -139.1 -8.2

including:

1. Net foreign assets in convertible currency 45 016.9 50 948.2 52 307.2 7 290.3 16.2 1 359.1 2.7USD m 2 424.3 2 371.7 2 598.1 173.8 7.2 226.4 9.5

foreign assets 3 774.3 3 700.8 3 761.9 -12.4 -0.3 61.1 1.7foreign liabilities 1 350.0 1 329.1 1 163.9 -186.2 -13.8 -165.3 -12.4

2. Net foreign assets in nonconvertible currency -117.7 341.7 4 233.3 4 351.0 x 3 891.7 xUSD m -6.3 15.9 210.3 216.6 x 194.4 x

foreign assets 387.3 380.0 600.5 213.1 55.0 220.5 58.0foreign liabilities 393.7 364.1 390.2 -3.5 -0.9 26.1 7.2

1. Net domestic claims -15 613.9 -25 373.2 -26 025.8 -10 411.8 x -652.6 -2.6in rubels 26 836.6 26 301.8 25 610.3 -1 226.2 -4.6 -691.5 -2.6in foreign currency -42 450.5 -51 675.0 -51 636.1 -9 185.6 -21.6 38.9 0.1

USD m -2 286.1 -2 405.5 -2 564.7 -278.7 -12.2 -159.2 -6.6

Table 1.3Survey of the National Bank of the Republic of Belarus

Br bn

2016 March, 2016Gain since the beginning of:

Statistics Bulletin

16

Indicators 01.01.2016 01.03.2016 01.04.2016



1.1. Net claims on general government -47 077.2 -57 141.6 -56 243.3 -9 166.2 -19.5 898.3 1.6

in rubels 4 014.7 1 550.5 2 371.5 -1 643.2 -40.9 821.1 53.0in foreign currency -51 091.9 -58 692.1 -58 614.9 -7 523.0 -14.7 77.2 0.1

USD m -2 751.5 -2 732.2 -2 911.4 -159.9 -5.8 -179.2 -6.6of which:

claims on general government 4 940.7 4 952.6 4 941.0 0.3 0.0 -11.7 -0.2

in rubels 4 887.4 4 891.3 4 883.2 -4.2 -0.1 -8.2 -0.2in foreign currency 53.3 61.3 57.8 4.5 8.4 -3.5 -5.7

USD m 2.9 2.9 2.9 0.0 0.0 0.0 0.0liabilities to general government 52 017.8 62 094.2 61 184.3 9 166.5 17.6 -909.9 -1.5

in rubels 872.6 3 340.9 2 511.6 1 639.0 187.8 -829.2 -24.8in foreign currency 51 145.2 58 753.4 58 672.7 7 527.4 14.7 -80.7 -0.1

USD m 2 754.3 2 735.0 2 914.3 159.9 5.8 179.2 6.61.1.1. Net claims on central government -47 246.3 -57 312.4 -56 408.2 -9 161.8 -19.4 904.2 1.6

in rubels 3 845.6 1 379.7 2 206.7 -1 638.9 -42.6 827.0 59.9in foreign currency -51 091.9 -58 692.1 -58 614.9 -7 523.0 -14.7 77.2 0.1

USD m -2 751.5 -2 732.2 -2 911.4 -159.9 -5.8 -179.2 -6.6of which:

claims on central government 4 771.5 4 780.0 4 776.1 4.6 0.1 -3.9 -0.1in rubels 4 718.2 4 718.7 4 718.3 0.1 0.0 -0.4 0.0in foreign currency 53.3 61.3 57.8 4.5 8.4 -3.5 -5.7

USD m 2.9 2.9 2.9 0.0 0.0 0.0 0.0liabilities to central government 52 017.8 62 092.4 61 184.3 9 166.5 17.6 -908.1 -1.5

in rubels 872.6 3 339.0 2 511.6 1 639.0 187.8 -827.4 -24.8in foreign currency 51 145.2 58 753.4 58 672.7 7 527.4 14.7 -80.7 -0.1

USD m 2 754.3 2 735.0 2 914.3 159.9 5.8 179.2 6.6

Table 1.3 cont'dBr bn

Gain since the beginning of:

2016 March, 2016

Statistics Bulletin

17

Indicators 01.01.2016 01.03.2016 01.04.2016



1.1.3. Net claims on local government 169.2 170.8 164.9 -4.3 -2.5 -6.0 -3.5

in rubels 169.2 170.8 164.9 -4.3 -2.5 -6.0 -3.5in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

USD m 0.0 0.0 0.0 0.0 х 0.0 хof which:

claims on local government 169.2 172.6 164.9 -4.3 -2.5 -7.8 -4.5in rubels 169.2 172.6 164.9 -4.3 -2.5 -7.8 -4.5in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

liabilities to local government 0.0 1.8 0.0 0.0 х -1.8 -100.0in rubels 0.0 1.8 0.0 0.0 х -1.8 -100.0in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

USD m 0.0 0.0 0.0 0.0 х 0.0 х1.2.1. Claims on banks 16 908.8 17 130.3 15 579.4 -1 329.4 -7.9 -1 550.9 -9.1

in rubels 8 267.5 10 113.4 8 600.8 333.4 4.0 -1 512.6 -15.0in foreign currency 8 641.3 7 016.9 6 978.5 -1 662.8 -19.2 -38.4 -0.5

USD m 465.4 326.6 346.6 -118.7 -25.5 20.0 6.11.3. Claims on other sectors 14 554.5 14 638.1 14 638.2 83.7 0.6 0.0 0.0

in rubels 14 554.4 14 638.0 14 638.0 83.6 0.6 0.0 0.0in foreign currency 0.1 0.2 0.2 0.1 100.0 0.0 0.0

USD m 0.0 0.0 0.0 0.0 х 0.0 хclaims on other financial organizations 13 658.4 13 758.4 13 758.4 100.0 0.7 0.0 0.0

in rubels 13 658.4 13 758.4 13 758.4 100.0 0.7 0.0 0.0in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

claims on nonfinancial organizations 755.3 741.1 742.3 -13.0 -1.7 1.2 0.2in rubels 755.3 741.1 742.3 -13.0 -1.7 1.2 0.2in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

claims on natural persons 140.8 138.7 137.5 -3.3 -2.3 -1.1 -0.9in rubels 140.7 138.5 137.3 -3.4 -2.4 -1.2 -0.9in foreign currency 0.1 0.2 0.2 0.1 100.0 0.0 0.0

USD m 0.0 0.0 0.0 0.0 х 0.0 х

Br bnGain since the beginning of:

2016 March, 2016

Table 1.3 cont'd

Statistics Bulletin

18

Indicators 01.01.2016 01.03.2016 01.04.2016



Monetary base 44 962.5 42 350.1 40 915.4 -4 047.1 -9.0 -1 434.8 -3.4in rubels 40 292.2 37 312.7 37 321.9 -2 970.3 -7.4 9.3 0.0in foreign currency 4 670.3 5 037.5 3 593.5 -1 076.8 -23.1 -1 444.0 -28.7

USD m 251.5 234.5 178.5 -73.0 -29.0 -56.0 -23.9including:

1. Cash in circulation 14 236.1 13 555.9 13 649.5 -586.6 -4.1 93.6 0.72. Cash in banks' offices 6 910.2 5 053.6 5 047.9 -1 862.4 -27.0 -5.8 -0.13. Required reserves 19 145.8 18 703.0 18 623.9 -521.9 -2.7 -79.1 -0.4

in rubels 19 145.8 18 703.0 18 623.9 -521.9 -2.7 -79.1 -0.44. Banks' deposits 4 670.3 5 037.5 3 593.5 -1 076.8 -23.1 -1 444.0 -28.7

in rubels 0.0 0.0 0.0 0.0 х 0.0 хin foreign currency 4 670.3 5 037.5 3 593.5 -1 076.8 -23.1 -1 444.0 -28.7

USD m 251.5 234.5 178.5 -73.0 -29.0 -56.0 -23.95. Other sectors' deposits 0.0 0.2 0.7 0.7 х 0.5 250.0

in rubels 0.0 0.2 0.7 0.7 х 0.5 250.0in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

USD m 0.0 0.0 0.0 0.0 х 0.0 хSecurities other than shares excluded from monetary base and broad money 36 562.3 52 470.7 53 513.6 16 951.3 46.4 1 042.9 2.0

in rubels 0.0 0.0 0.0 0.0 х 0.0 хin foreign currency 36 562.3 52 470.7 53 513.6 16 951.3 46.4 1 042.9 2.0

USD m 1 969.0 2 442.5 2 658.0 689.0 35.0 215.5 8.8of which: x

in banks 36 562.3 52 470.7 53 513.6 16 951.3 x 1 042.9 2.0in rubels 0.0 0.0 0.0 0.0 х 0.0 хin foreign currency 36 562.3 52 470.7 53 513.6 16 951.3 x 1 042.9 2.0

USD m 1 969.0 2 442.5 2 658.0 689.0 35.0 215.5 8.8

in the other financial organizations 0.0 0.0 0.0 0.0 х 0.0 хin rubels 0.0 0.0 0.0 0.0 х 0.0 хin foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

USD m 0.0 0.0 0.0 0.0 х 0.0 х

March, 2016


Gain since the beginning of:2016

Statistics Bulletin

19

Indicators 01.01.2016 01.03.2016 01.04.2016



Deposits excluded from monetary base and broad money 19 948.2 14 536.0 14 055.3 -5 892.9 -29.5 -480.8 -3.3

in rubels 766.5 184.5 260.9 -505.6 -66.0 76.4 41.4in foreign currency 19 181.6 14 351.5 13 794.4 -5 387.3 -28.1 -557.2 -3.9

USD m 1 033.0 668.1 685.2 -347.8 -33.7 17.1 2.6of which:

in banks 9 492.7 2 651.0 2 792.3 -6 700.4 -70.6 141.3 5.3in rubels 188.3 7.7 11.2 -177.1 -94.1 3.5 45.5in foreign currency 9 304.5 2 643.3 2 781.1 -6 523.3 -70.1 137.8 5.2

USD m 501.1 123.0 138.1 -362.9 -72.4 15.1 12.3

in the other financial organizations 10 455.5 11 885.0 11 263.0 807.5 7.7 -622.1 -5.2in rubels 578.3 176.8 249.7 -328.5 -56.8 72.9 41.2in foreign currency 9 877.2 11 708.2 11 013.2 1 136.1 11.5 -695.0 -5.9

USD m 531.9 545.0 547.0 15.1 2.8 2.0 0.4Securities, except for shares, not included in base money and included in money supply 557.1 644.5 604.0 46.9 8.4 -40.5 -6.3

in rubels 0.0 0.0 0.0 0.0 х 0.0 хin foreign currency 557.1 644.5 604.0 46.9 8.4 -40.5 -6.3

USD m 30.0 30.0 30.0 0.0 0.0 0.0 0.0Financial derivatives 5 603.2 736.1 679.8 -4 923.4 -87.9 -56.3 -7.6

in rubels 5 603.2 736.1 679.8 -4 923.4 -87.9 -56.3 -7.6in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

USD m 0.0 0.0 0.0 0.0 х 0.0 хOther liabilities to banks 560.2 389.8 1 610.6 1 050.3 187.5 1 220.8 313.2

in rubels 3.0 288.6 8.9 5.9 196.7 -279.6 -96.9in foreign currency 557.2 101.2 1 601.6 1 044.4 187.4 1 500.4 x

USD m 30.0 4.7 79.6 49.5 165.3 74.8 xShares and other equity -69 120.8 -75 506.3 -71 094.7 -1 973.9 -2.9 4 411.6 5.8Other items (net) -9 787.5 -9 704.2 -9 769.2 18.3 0.2 -65.0 -0.7


Gain since the beginning of:2016 March, 2016

Statistics Bulletin

20

Indicators 01.01.2016 01.03.2016 01.04.2016



For information:Central government securities in National Bank 4 718.2 4 718.3 4 718.3 0.1 0.0 0.0 0.0portfolioLocal government securities in National Bank 169.0 172.3 164.5 -4.5 -2.7 -7.7 -4.5portfolio

Br bn


2016 March, 2016

Table 1.3 cont'd

Statistics Bulletin

21

Indicators 01.01.2016 01.03.2016 01.04.2016




Net foreign assets -86 481.6 -107 245.0 -103 213.2 -16 731.6 -19.3 4 031.8 3.8USD m -4 657.3 -4 992.3 -5 126.6 -469.3 -10.1 -134.2 -2.7

foreign assets 1 772.9 1 301.1 1 320.9 -451.9 -25.5 19.9 1.5foreign currency 368.8 359.4 385.7 16.9 4.6 26.3 7.3transferable deposits nonresidents 944.9 438.9 473.4 -471.6 -49.9 34.5 7.9other deposits nonresidents 121.3 204.4 170.8 49.5 40.8 -33.6 -16.4securities other than shares nonresidents 76.1 72.4 63.6 -12.5 -16.4 -8.8 -12.2loans nonresidents 105.0 82.0 112.2 7.2 6.9 30.2 36.8financial derivatives nonresidents 1.8 1.1 1.2 -0.7 -33.3 0.1 9.1other foreign assets * 155.0 143.0 114.2 -40.8 -26.3 -28.8 -20.1

foreign liabilities 6 430.2 6 293.4 6 447.5 17.3 0.3 154.1 2.4transferable deposits nonresidents 189.5 169.8 211.9 22.4 11.8 42.1 24.8other deposits nonresidents 343.9 274.8 300.6 -43.3 -12.6 25.8 9.4securities other than shares nonresidents 0.0 0.0 0.0 0.0 х 0.0 хloans nonresidents 5 870.0 5 813.5 5 884.2 14.2 0.2 70.7 1.2financial derivatives nonresidents 2.7 3.5 3.5 0.8 29.6 0.0 0.0other foreign liabilities ** 24.1 31.8 47.3 23.2 96.3 15.5 48.7

For information:1. Net foreign assets in convertible currency -81 721.7 -100 790.6 -92 760.2 -11 038.5 -13.5 8 030.3 8.0

USD m -4 401.0 -4 691.9 -4 607.4 -206.4 -4.7 84.5 1.8foreign assets 1539.2 1159.3 1136.9 -402.3 -26.1 -22.5 -1.9foreign liabilities 5940.2 5851.2 5744.3 -196.0 -3.3 -106.9 -1.8

2. Net foreign assets in nonconvertible currency -4 759.9 -6 454.4 -10 452.9 -5 693.0 -119.6 -3 998.6 -61.9USD m -256.3 -300.5 -519.2 -262.9 -102.6 -218.7 -72.8

foreign assets 233.6 141.7 184.0 -49.6 -21.2 42.3 29.9foreign liabilities 489.9 442.2 703.2 213.3 43.5 261.1 59.0

* Other foreign assets - shares and other equitynonresidents, trade credit/advances nonresidents, other accounts receivable nonresidents** Other foreign liabilities - trade credit/advances nonresidents, other accounts payable nonresidents

Table 1.4Survey of Banks of the Republic of Belarus

Br bn

March, 2016Gain since the beginning of:

2016

Statistics Bulletin

22

Indicators 01.01.2016 01.03.2016 01.04.2016



1. Net domestic claims 497 473.5 549 788.4 528 828.1 31 354.5 6.3 -20 960.3 -3.8in rubels 169 349.3 159 572.2 159 356.8 -9 992.4 -5.9 -215.4 -0.1in foreign currency 328 124.3 390 216.1 369 471.2 41 347.0 12.6 -20 744.9 -5.3

USD m 17 670.5 18 164.8 18 351.5 681.0 3.9 186.7 1.01.1. Net claims on general government 13 484.9 23 143.8 14 379.7 894.8 6.6 -8 764.1 -37.9

in rubels -30 369.5 -30 726.8 -31 977.1 -1 607.6 -5.3 -1 250.3 -4.1in foreign currency 43 854.4 53 870.6 46 356.8 2 502.4 5.7 -7 513.8 -13.9

USD m 2 361.7 2 507.7 2 302.5 -59.2 -2.5 -205.2 -8.2of which:

claims on general government 65 584.4 75 025.0 67 269.4 1 685.0 2.6 -7 755.6 -10.3

in rubels 11 055.9 8 697.2 8 689.3 -2 366.6 -21.4 -7.9 -0.1in foreign currency 54 528.5 66 327.8 58 580.0 4 051.5 7.4 -7 747.7 -11.7

USD m 2 936.5 3 087.6 2 909.7 -26.9 -0.9 -177.9 -5.8liabilities to general government 52 099.5 51 881.2 52 889.7 790.2 1.5 1 008.5 1.9

in rubels 41 425.4 39 424.0 40 666.5 -758.9 -1.8 1 242.4 3.2in foreign currency 10 674.1 12 457.1 12 223.2 1 549.1 14.5 -233.9 -1.9

USD m 574.8 579.9 607.1 32.3 5.6 27.2 4.71.1.1. Net claims on central government 21 520.7 30 922.2 23 453.9 1 933.2 9.0 -7 468.3 -24.2

in rubels -23 496.7 -24 308.7 -24 149.5 -652.8 -2.8 159.1 0.7in foreign currency 45 017.4 55 230.9 47 603.4 2 586.0 5.7 -7 627.4 -13.8

USD m 2 424.3 2 571.0 2 364.4 -59.9 -2.5 -206.6 -8.0of which:

claims on central government 58 064.5 67 454.5 59 950.0 1 885.6 3.2 -7 504.5 -11.1in rubels 4 787.3 2 581.4 2 759.9 -2 027.4 -42.3 178.4 6.9in foreign currency 53 277.2 64 873.1 57 190.2 3 913.0 7.3 -7 682.9 -11.8

USD m 2 869.1 3 019.9 2 840.6 -28.5 -1.0 -179.3 -5.9liabilities to central government 36 543.8 36 532.3 36 496.1 -47.7 -0.1 -36.2 -0.1

in rubels 28 284.0 26 890.1 26 909.4 -1 374.6 -4.9 19.3 0.1in foreign currency 8 259.8 9 642.2 9 586.8 1 327.0 16.1 -55.5 -0.6

USD m 444.8 448.9 476.2 31.4 7.1 27.3 6.1

2016

Table 1.4 cont'd

Gain since the beginning of:March, 2016

Br bn

Statistics Bulletin

23

Indicators 01.01.2016 01.03.2016 01.04.2016



1.1.2. Net claims on local government -8 035.8 -7 778.4 -9 074.2 -1 038.4 -12.9 -1 295.8 -16.7

in rubels -6 872.8 -6 418.2 -7 827.6 -954.8 -13.9 -1 409.4 -22.0in foreign currency -1 163.0 -1 360.2 -1 246.6 -83.6 -7.2 113.6 8.4

USD m -62.6 -63.3 -61.9 0.7 1.1 1.4 2.2of which:

claims on local government 7 519.9 7 570.5 7 319.3 -200.6 -2.7 -251.1 -3.3

in rubels 6 268.6 6 115.8 5 929.5 -339.2 -5.4 -186.3 -3.0in foreign currency 1 251.3 1 454.7 1 389.9 138.6 11.1 -64.8 -4.5

USD m 67.4 67.7 69.0 1.6 2.4 1.3 1.9liabilities to local government 15 555.7 15 348.9 16 393.6 837.8 5.4 1 044.7 6.8

in rubels 13 141.4 12 534.0 13 757.1 615.7 4.7 1 223.1 9.8in foreign currency 2 414.3 2 814.9 2 636.5 222.2 9.2 -178.4 -6.3

USD m 130.0 131.0 131.0 0.9 0.8 -0.1 0.0

For information:

Central government securities in banks' portfolio 56 995.8 66 444.9 58 715.6 1 719.8 3.0 -7 729.3 -11.6in rubels 3 721.1 1 576.3 1 527.9 -2 193.2 -58.9 -48.5 -3.1in foreign currency 53 274.7 64 868.6 57 187.8 3 913.0 7.3 -7 680.8 -11.8

USD m 2 869.0 3 019.7 2 840.5 -28.5 -1.0 -179.2 -5.9

Local government securities in banks' portfolio 7 352.6 7 386.3 7 207.1 -145.5 -2.0 -179.2 -2.4in rubels 6 101.3 5 931.6 5 817.2 -284.1 -4.7 -114.4 -1.9in foreign currency 1 251.3 1 454.7 1 389.9 138.6 11.1 -64.8 -4.5

USD m 67.4 67.7 69.0 1.6 2.4 1.3 1.9

Br bnTable 1.4 cont'd

March, 2016


2016

Statistics Bulletin

24

Indicators 01.01.2016 01.03.2016 01.04.2016



1.2. Claims on other sectors 416 321.9 454 876.4 439 388.4 23 066.6 5.5 -15 488.0 -3.4in rubels 175 559.2 174 851.4 174 668.5 -890.7 -0.5 -182.8 -0.1in foreign currency 240 762.7 280 025.0 264 719.9 23 957.2 10.0 -15 305.1 -5.5

USD m 12 965.8 13 035.3 13 148.6 182.7 1.4 113.2 0.9claims on other financial organizations 11 679.0 12 803.6 12 820.7 1 141.7 9.8 17.1 0.1

in rubels 5 325.3 5 069.5 5 291.9 -33.4 -0.6 222.5 4.4in foreign currency 6 353.6 7 734.1 7 528.8 1 175.1 18.5 -205.3 -2.7

USD m 342.2 360.0 374.0 31.8 9.3 13.9 3.9claims on nonfinancial organizations 334 420.8 371 394.6 356 150.8 21 729.9 6.5 -15 243.8 -4.1


USD m 12 574.4 12 628.3 12 729.3 154.9 1.2 101.0 0.8claims on natural persons 70 222.0 70 678.3 70 417.0 194.9 0.3 -261.3 -0.4

in rubels 69 306.5 69 668.5 69 504.6 198.1 0.3 -163.9 -0.2in foreign currency 915.5 1 009.7 912.3 -3.2 -0.3 -97.4 -9.6

USD m 49.3 47.0 45.3 -4.0 -8.1 -1.7 -3.61.3. Net claims on National Bank 67 666.8 71 768.2 75 060.0 7 393.2 10.9 3 291.8 4.6

in rubels 24 159.6 15 447.7 16 665.4 -7 494.2 -31.0 1 217.7 7.9claims on National Bank 31 536.7 24 488.5 24 359.6 -7 177.0 -22.8 -128.9 -0.5National Bank claims on banks 7 377.1 9 040.8 7 694.2 317.1 4.3 -1 346.6 -14.9

in foreign currency 43 507.2 56 320.5 58 394.6 14 887.4 34.2 2 074.1 3.7claims on National Bank 52 148.5 61 618.8 61 648.5 9 500.0 18.2 29.7 0.0National Bank claims on banks 8 641.3 5 298.3 3 253.9 -5 387.4 -62.3 -2 044.4 -38.6

USD m 2 343.0 2 621.8 2 900.4 557.4 23.8 278.7 10.6



2016 March, 2016

Statistics Bulletin

25

Indicators 01.01.2016 01.03.2016 01.04.2016



Liabilities included in broad money 312 145.6 338 830.6 322 447.4 10 301.8 3.3 -16 383.2 -4.8in rubels 76 260.2 68 611.0 70 478.8 -5 781.4 -7.6 1 867.9 2.7in foreign currency 235 885.4 270 219.7 251 968.6 16 083.1 6.8 -18 251.1 -6.8

USD m 12 703.2 12 578.9 12 515.2 -188.0 -1.5 -63.7 -0.5

1. Other sectors' deposits 293 687.3 316 504.1 300 614.1 6 926.9 2.4 -15 890.0 -5.0including:

in rubels 74 899.5 67 556.6 69 278.3 -5 621.2 -7.5 1 721.7 2.5transferable deposits 28 497.2 26 085.3 24 893.3 -3 603.8 -12.6 -1 191.9 -4.6

others deposits 46 402.3 41 471.3 44 385.0 -2 017.3 -4.3 2 913.6 7.0in foreign currency 218 787.8 248 947.5 231 335.8 12 548.0 5.7 -17 611.7 -7.1

transferable deposits 35 478.6 38 122.2 35 123.9 -354.7 -1.0 -2 998.3 -7.9others deposits 183 309.2 210 825.3 196 212.0 12 902.7 7.0 -14 613.4 -6.9

USD m 11 782.4 11 588.7 11 490.4 -292.0 -2.5 -98.3 -0.8transferable deposits 1 910.6 1 774.6 1 744.6 -166.0 -8.7 -30.0 -1.7

others deposits 9 871.8 9 814.0 9 745.8 -126.0 -1.3 -68.3 -0.7

2. Securities issued by banks 17 744.3 21 429.5 20 991.9 3 247.7 18.3 -437.6 -2.0(outside bank circulation)


USD m 882.3 948.5 983.0 100.7 11.4 34.6 3.6

3. Precious metals deposits 714.1 897.0 841.3 127.2 17.8 -55.7 -6.2in rubels 0.0 0.0 0.0 0.0 х 0.0 хin foreign currency 714.1 897.0 841.3 127.2 17.8 -55.7 -6.2

USD m 38.5 41.8 41.8 3.3 8.6 0.0 0.0

March, 2016


Gain since the beginning of:2016

Statistics Bulletin

26

Indicators 01.01.2016 01.03.2016 01.04.2016



Deposits excluded from broad money 1 519.4 1 538.3 1 515.3 -4.1 -0.3 -23.1 -1.5in rubels 1 261.6 1 240.2 1 240.0 -21.6 -1.7 -0.3 0.0in foreign currency 257.8 298.1 275.3 17.5 6.8 -22.8 -7.6

USD m 13.9 13.9 13.7 -0.2 -1.4 -0.2 -1.4

Securities other than shares excluded from broad money 8 957.8 8 838.7 8 713.3 -244.5 -2.7 -125.4 -1.4in rubels 8 957.8 8 838.7 8 713.3 -244.5 -2.7 -125.4 -1.4in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

USD m 0.0 0.0 0.0 0.0 х 0.0 х

Loans 100.8 114.0 107.5 6.7 6.6 -6.5 -5.7in rubels 2.8 0.4 0.4 -2.4 -85.7 0.0 0.0in foreign currency 98.0 113.6 107.1 9.1 9.3 -6.5 -5.7

USD m 5.3 5.3 5.3 0.0 0.0 0.0 0.0

Financial derivatives 2.8 1.0 1.0 -1.7 -64.3 0.0 0.0in rubels 2.8 1.0 1.0 -1.7 -64.3 0.0 0.0in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

USD m 0.0 0.0 0.0 0.0 х 0.0 х

Shares and other equity 79 899.1 81 452.5 80 676.1 777.0 1.0 -776.4 -1.0

Other items (net) 8 366.5 11 768.2 12 154.3 3 787.8 x 386.1 3.3

2016 March, 2016



Statistics Bulletin

27

Indicators 01.01.2016 01.03.2016 01.04.2016




Net foreign assets -41 582.4 -55 955.1 -46 672.6 -5 090.2 -12.2 9 282.5 16.6USD m -2 239.3 -2 604.7 -2 318.2 -78.9 -3.5 286.5 11.0

foreign assets 5 934.5 5 381.8 5 683.3 -251.2 -4.2 301.5 5.6foreign liabilities 8 173.8 7 986.6 8 001.6 -172.3 -2.1 15.0 0.2

including:

1. Net foreign assets in convertible currency -36 704.8 -49 842.4 -40 453.0 -3 748.2 -10.2 9 389.4 18.8USD m -1 976.7 -2 320.2 -2 009.3 -32.6 -1.6 310.9 13.4

foreign assets 5 313.6 4 860.2 4 898.8 -414.7 -7.8 38.7 0.8foreign liabilities 7 290.2 7 180.3 6 908.1 -382.1 -5.2 -272.2 -3.8

2. Net foreign assets in nonconvertible currency -4 877.6 -6 112.7 -6 219.6 -1 342.0 -27.5 -106.9 -1.7USD m -262.7 -284.6 -308.9 -46.3 -17.6 -24.4 -8.5

foreign assets 620.9 521.7 784.5 163.6 26.3 262.8 50.4foreign liabilities 883.6 806.2 1 093.4 209.8 23.7 287.2 35.6

1. Net domestic claims 397 284.1 435 516.7 412 162.9 14 878.9 3.7 -23 353.7 -5.4in rubels 163 758.8 160 313.0 159 700.9 -4 057.9 -2.5 -612.1 -0.4in foreign currency 233 525.2 275 203.7 252 462.0 18 936.8 8.1 -22 741.7 -8.3

USD m 12 576.1 12 810.9 12 539.7 -36.4 -0.3 -271.2 -2.1

2016 March, 2016Gain since the beginning of:

Table 1.5Survey of Banking System of the Republic of Belarus

Br bn

Statistics Bulletin

28

Indicators 01.01.2016 01.03.2016 01.04.2016



1.1. Net claims on general government -33 592.3 -33 997.8 -41 863.6 -8 271.4 -24.6 -7 865.8 -23.1

in rubels -26 354.8 -29 176.4 -29 605.6 -3 250.8 -12.3 -429.2 -1.5in foreign currency -7 237.5 -4 821.5 -12 258.1 -5 020.6 -69.4 -7 436.6 -154.2

USD m -389.8 -224.4 -608.9 -219.1 -56.2 -384.4 -171.3of which:

claims on general government 70 525.1 79 977.6 72 210.4 1 685.3 2.4 -7 767.2 -9.7


USD m 2 939.4 3 090.5 2 912.5 -26.9 -0.9 -177.9 -5.8liabilities to general government 104 117.3 113 975.4 114 074.0 9 956.7 9.6 98.6 0.1

in rubels 42 298.0 42 764.9 43 178.1 880.1 2.1 413.2 1.0in foreign currency 61 819.3 71 210.5 70 895.9 9 076.6 14.7 -314.6 -0.4

USD m 3 329.2 3 314.9 3 521.4 192.2 5.8 206.5 6.21.1.1. Net claims on central government -25 725.7 -26 390.2 -32 954.3 -7 228.6 -28.1 -6 564.1 -24.9

in rubels -19 651.2 -22 929.0 -21 942.8 -2 291.7 -11.7 986.1 4.3in foreign currency -6 074.5 -3 461.2 -11 011.4 -4 936.9 -81.3 -7 550.2 -218.1

USD m -327.1 -161.1 -546.9 -219.8 -67.2 -385.8 -239.5of which:

claims on central government 62 836.0 72 234.5 64 726.2 1 890.2 3.0 -7 508.3 -10.4in rubels 9 505.4 7 300.1 7 478.2 -2 027.3 -21.3 178.1 2.4in foreign currency 53 330.5 64 934.4 57 248.0 3 917.5 7.3 -7 686.4 -11.8

USD m 2 872.0 3 022.7 2 843.5 -28.5 -1.0 -179.2 -5.9liabilities to central government 88 561.6 98 624.7 97 680.4 9 118.8 10.3 -944.3 -1.0

in rubels 29 156.6 30 229.1 29 421.0 264.4 0.9 -808.1 -2.7in foreign currency 59 405.0 68 395.6 68 259.4 8 854.4 14.9 -136.2 -0.2

USD m 3 199.1 3 183.9 3 390.4 191.3 6.0 206.6 6.5



2016 March, 2016

Statistics Bulletin

29

Indicators 01.01.2016 01.03.2016 01.04.2016



1.1.3. Net claims on local government -7 866.6 -7 607.6 -8 909.4 -1 042.8 -13.3 -1 301.8 -17.1

in rubels -6 703.6 -6 247.4 -7 662.7 -959.1 -14.3 -1 415.4 -22.7in foreign currency -1 163.0 -1 360.2 -1 246.6 -83.6 -7.2 113.6 8.4

USD m -62.6 -63.3 -61.9 0.7 1.1 1.4 2.2of which:

claims on local government 7 689.1 7 743.1 7 484.2 -204.9 -2.7 -258.9 -3.3in rubels 6 437.8 6 288.4 6 094.3 -343.5 -5.3 -194.1 -3.1in foreign currency 1 251.3 1 454.7 1 389.9 138.6 11.1 -64.8 -4.5

USD m 67.4 67.7 69.0 1.6 2.4 1.3 1.9liabilities to local government 15 555.7 15 350.7 16 393.6 837.8 5.4 1 042.9 6.8

in rubels 13 141.4 12 535.8 13 757.1 615.7 4.7 1 221.3 9.7in foreign currency 2 414.3 2 814.9 2 636.5 222.2 9.2 -178.4 -6.3

USD m 130.0 131.0 131.0 0.9 0.8 -0.1 0.01.2. Claims on other sectors 430 876.3 469 514.5 454 026.6 23 150.3 5.4 -15 487.9 -3.3

in rubels 190 113.6 189 489.3 189 306.5 -807.1 -0.4 -182.9 -0.1in foreign currency 240 762.8 280 025.2 264 720.1 23 957.3 10.0 -15 305.1 -5.5

USD m 12 965.8 13 035.3 13 148.6 182.7 1.4 113.2 0.9claims on other financial organizations 25 337.3 26 561.9 26 579.1 1 241.7 4.9 17.1 0.1

in rubels 18 983.7 18 827.8 19 050.3 66.6 0.4 222.5 1.2in foreign currency 6 353.6 7 734.1 7 528.8 1 175.1 18.5 -205.3 -2.7

USD m 342.2 360.0 374.0 31.8 9.3 13.9 3.9claims on nonfinancial organizations 335 176.2 372 135.7 356 893.0 21 716.9 6.5 -15 242.6 -4.1


USD m 12 574.4 12 628.3 12 729.3 154.9 1.2 101.0 0.8claims on natural persons 70 362.8 70 816.9 70 554.5 191.6 0.3 -262.4 -0.4

in rubels 69 447.2 69 807.0 69 641.9 194.7 0.3 -165.1 -0.2in foreign currency 915.6 1 009.9 912.6 -3.1 -0.3 -97.3 -9.6

USD m 49.3 47.0 45.3 -4.0 -8.1 -1.7 -3.6

Gain since the beginning of:2016 March, 2016


Statistics Bulletin

30

Indicators 01.01.2016 01.03.2016 01.04.2016



Broad Money 326 938.8 353 031.2 336 701.5 9 762.7 3.0 -16 329.6 -4.6in rubels 90 496.3 82 167.1 84 129.0 -6 367.3 -7.0 1 961.9 2.4in foreign currency 236 442.5 270 864.1 252 572.6 16 130.0 6.8 -18 291.6 -6.8

USD m 12 733.2 12 608.9 12 545.2 -188.0 -1.5 -63.7 -0.5including:

1. Cash in circulation 14 236.1 13 555.9 13 649.5 -586.6 -4.1 93.6 0.72. Deposits (transferable and others deposits) 293 687.3 316 504.3 300 614.8 6 927.5 2.4 -15 889.5 -5.0

in rubels 74 899.5 67 556.8 69 279.0 -5 620.5 -7.5 1 722.2 2.5transferable deposits 28 497.2 26 085.5 24 894.0 -3 603.2 -12.6 -1 191.5 -4.6

others deposits 46 402.3 41 471.3 44 385.0 -2 017.3 -4.3 2 913.6 7.0in foreign currency 218 787.8 248 947.5 231 335.8 12 548.0 5.7 -17 611.7 -7.1

transferable deposits 35 478.6 38 122.2 35 123.9 -354.7 -1.0 -2 998.3 -7.9others deposits 183 309.2 210 825.3 196 212.0 12 902.7 7.0 -14 613.4 -6.9

USD m 11 782.4 11 588.7 11 490.4 -292.0 -2.5 -98.3 -0.8transferable deposits 1 910.6 1 774.6 1 744.6 -166.0 -8.7 -30.0 -1.7

others deposits 9 871.8 9 814.0 9 745.8 -126.0 -1.3 -68.3 -0.73. Securities issued by banks 18 301.3 22 074.0 21 595.9 3 294.6 18.0 -478.1 -2.2 (outside bank circulation)


USD m 912.3 978.5 1 013.0 100.7 11.0 34.6 3.53. Precious metals deposits 714.1 897.0 841.3 127.2 17.8 -55.7 -6.2

in rubels 0.0 0.0 0.0 0.0 х 0.0 хin foreign currency 714.1 897.0 841.3 127.2 17.8 -55.7 -6.2

USD m 38.5 41.8 41.8 3.3 8.6 0.0 0.0

2016 March, 2016



Statistics Bulletin

31

Indicators 01.01.2016 01.03.2016 01.04.2016



Deposits excluded from broad money 11 974.8 13 423.4 12 778.2 803.4 6.7 -645.2 -4.8in rubels 1 839.9 1 417.1 1 489.7 -350.2 -19.0 72.6 5.1in foreign currency 10 135.0 12 006.3 11 288.5 1 153.6 11.4 -717.8 -6.0

USD m 545.8 558.9 560.7 14.9 2.7 1.8 0.3

Securities other than shares excluded from broad money 8 957.8 8 838.7 8 713.3 -244.5 -2.7 -125.4 -1.4in rubels 8 957.8 8 838.7 8 713.3 -244.5 -2.7 -125.4 -1.4in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

USD m 0.0 0.0 0.0 0.0 х 0.0 х

Loans 100.8 114.0 107.5 6.7 6.6 -6.5 -5.7in rubels 2.8 0.4 0.4 -2.4 -85.7 0.0 0.0in foreign currency 98.0 113.6 107.1 9.1 9.3 -6.5 -5.7

USD m 5.3 5.3 5.3 0.0 0.0 0.0 0.0

Financial derivatives 2.8 1.0 1.0 -1.7 -64.3 0.0 0.0in rubels 2.8 1.0 1.0 -1.7 -64.3 0.0 0.0in foreign currency 0.0 0.0 0.0 0.0 х 0.0 х

USD m 0.0 0.0 0.0 0.0 х 0.0 х

Shares and other equity 10 778.4 5 946.2 9 581.4 -1 196.9 -11.1 3 635.3 61.1

Other items (net) -3 051.6 -1 792.9 -2 392.7 658.9 21.6 -599.8 -33.5

For information:

Central government securities in National Bank's 61 714.0 71 163.3 63 433.9 1 720.0 2.8 -7 729.3 -10.9and banks' portfolio

Local government securities in National Bank's 7 521.5 7 558.5 7 371.6 -150.0 -2.0 -187.0 -2.5and banks' portfolio



2016 March, 2016

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32

Indicators Years 01.01 01.02 01.03 01.04 01.05 01.06 01.07 01.08 01.09 01.10 01.11 01.12

Official rate (Br/USD) 2015 11 850 15 360 14 750 14 740 14 470 14 810 15 346 15 221 17 539 17 703 17 450 18 153Br per 1 USD 2016 18 569 21 234 21 482 20 133

NET FOREIGN ASSETS 2015 33 646.7 40 149.2 40 067.5 39 622.8 42 113.1 47 655.0 46 792.9 50 201.2 53 292.4 52 028.3 55 846.1 51 228.32016 44 899.2 48 323.9 51 289.8 56 540.6

CLAIMS ON NONRESIDENTS 2015 59 755.5 74 411.4 67 607.6 63 769.6 64 615.1 67 790.2 67 720.1 70 832.7 77 128.9 83 819.7 84 558.0 83 851.32016 77 277.7 84 024.3 87 663.1 87 828.4

Monetary gold 2015 18 959.1 25 215.9 23 339.5 24 508.1 23 940.9 24 745.5 25 208.8 24 821.4 29 558.4 27 403.0 26 104.0 25 261.92016 25 985.7 31 872.5 35 843.2 33 678.0

Foreign currency 2015 1 674.2 1 634.2 1 723.6 1 829.2 1 735.8 1 571.7 1 452.3 1 435.3 1 020.1 1 027.0 869.8 884.02016 923.9 879.6 896.0 862.1

Deposits 2015 35 125.7 42 638.8 37 810.5 32 701.2 34 268.5 35 692.4 24 538.3 30 396.3 39 015.8 39 101.9 40 255.9 41 712.42016 36 389.0 39 256.7 40 760.1 43 581.3

Securities other than shares 2015 3 820.4 4 812.2 4 722.8 4 720.0 4 663.2 4 876.5 5 086.0 4 981.7 5 771.5 5 634.4 5 680.8 5 816.22016 6 140.1 7 020.3 7 014.1 6 686.2

Loans 2015 3.6 1.5 1.5 1.5 1.4 742.0 11 434.3 7 960.6 1 755.7 10 649.0 11 623.0 10 075.02016 7 838.4 4 994.7 2 914.3 2 983.0

Other 2015 172.5 108.8 9.8 9.6 5.3 162.1 0.4 1 237.4 7.4 4.5 24.4 101.82016 0.6 0.5 235.4 37.7

LIABILITIES TO NONRESIDENTS 2015 26 108.9 34 262.2 27 540.1 24 146.8 22 502.0 20 135.2 20 927.2 20 631.6 23 836.5 31 791.4 28 711.9 32 623.02016 32 378.5 35 700.4 36 373.3 31 287.8

Deposits 2015 11 575.9 15 129.6 9 356.1 6 018.5 5 037.6 2 198.8 2 182.8 2 032.1 2 092.5 7 033.5 4 517.0 7 362.82016 6 992.6 6 849.8 6 926.9 4 512.8

Loans 2015 14 326.6 18 471.2 17 787.4 17 827.5 17 441.9 17 904.1 18 605.5 18 360.4 21 219.3 24 262.0 23 784.5 24 789.92016 25 381.4 28 844.2 29 442.8 26 771.2

Other 2015 206.3 661.5 396.6 300.8 22.5 32.3 138.9 239.0 524.7 495.9 410.4 470.32016 4.4 6.4 3.6 3.8

Table 1.6Dynamics of Survey Indicators of the National Bank of the Republic of Belarus

Br bn

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33


NET DOMESTIC CLAIMS 2015 -1 963.5 -7 439.5 -8 538.4 -6 784.1 -11 617.9 -12 493.4 -13 247.5 -14 166.5 -13 187.6 -14 961.4 -20 427.1 -19 513.42016 -15 613.9 -18 219.3 -25 373.2 -26 025.8

NET CLAIMS ON GENERAL GOVERNMENT 2015 -32 791.8 -41 791.8 -39 237.3 -36 553.9 -43 960.3 -42 725.3 -41 512.2 -45 887.4 -49 650.8 -45 893.0 -50 958.0 -49 240.92016 -47 077.2 -51 585.7 -57 141.6 -56 243.3

CLAIMS ON GENERAL GOVERNMENT 2015 5 220.4 5 222.9 5 224.8 5 261.3 5 251.8 5 251.1 5 196.3 5 198.6 5 206.9 5 201.7 5 143.7 5 148.92016 4 940.7 4 950.8 4 952.6 4 941.0


Other claims 2015 0.2 0.2 0.2 0.3 0.2 0.2 0.4 0.4 0.4 0.4 0.4 0.42016 0.2 0.5 0.8 0.3

LIABILITIES TO GENERAL GOVERNMENT 2015 38 012.1 47 014.7 44 462.1 41 815.2 49 212.1 47 976.4 46 708.5 51 086.0 54 857.7 51 094.7 56 101.7 54 389.82016 52 017.8 56 536.5 62 094.2 61 184.3

Deposits 2015 38 011.2 47 011.4 44 457.2 41 809.1 49 209.1 47 965.0 46 701.7 51 082.8 54 847.7 51 089.4 56 098.6 54 377.72016 52 016.9 56 527.8 62 085.2 61 183.4

Other liabilities 2015 0.9 3.3 5.0 6.1 3.1 11.5 6.9 3.2 10.1 5.3 3.1 12.12016 0.9 8.6 9.1 0.9

CLAIMS ON BANKS 2015 16 297.5 19 820.4 16 166.7 15 238.4 17 810.2 15 677.9 13 726.5 17 182.8 21 924.9 16 383.1 15 970.4 15 167.32016 16 908.8 18 809.5 17 130.3 15 579.4

CLAIMS ON OTHER SECTORS 2015 14 530.8 14 531.8 14 532.2 14 531.4 14 532.2 14 554.0 14 538.2 14 538.1 14 538.3 14 548.4 14 560.5 14 560.22016 14 554.5 14 556.9 14 638.1 14 638.2

Other financial organizations 2015 13 638.6 13 638.8 13 638.7 13 638.6 13 638.7 13 658.5 13 658.4 13 658.3 13 658.3 13 658.3 13 658.3 13 658.32016 13 658.4 13 658.4 13 758.4 13 758.4

Puplic nonfinancial organizations 2015 654.2 655.8 655.7 657.9 659.9 663.9 668.7 669.6 670.4 681.6 694.9 695.32016 691.7 694.5 677.0 675.8

Other nonfinancial organizations 2015 84.0 84.4 86.1 84.2 84.0 83.1 63.9 64.0 63.7 63.9 64.1 64.72016 63.6 64.0 64.1 66.5

Natural persons 2015 153.9 152.8 151.7 150.7 149.6 148.5 147.3 146.1 145.8 144.5 143.1 141.92016 140.8 140.0 138.7 137.5


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MONETARY BASE 2015 39 139.1 38 510.1 38 588.8 40 688.1 40 414.8 32 742.1 37 943.0 43 680.1 45 072.5 45 454.1 43 461.4 43 354.92016 44 962.5 42 905.3 42 350.1 40 915.4

Cash in circulation 2015 13 923.8 13 195.1 13 571.6 13 350.0 14 594.4 15 496.2 15 433.8 15 489.9 14 829.7 15 153.3 14 724.7 14 079.62016 14 236.1 13 438.8 13 555.9 13 649.5

Cash in banks' offices 2015 6 523.0 5 559.2 5 311.5 5 394.4 5 859.4 5 682.1 6 022.8 5 839.3 5 852.3 5 528.7 5 701.2 6 121.32016 6 910.2 5 494.2 5 053.6 5 047.9

Required reserves 2015 17 076.5 19 248.7 19 214.4 18 689.4 18 551.2 9 576.6 14 006.7 18 497.6 19 516.0 22 122.8 20 147.5 19 432.62016 19 145.8 18 640.4 18 703.0 18 623.9

Banks' deposits 2015 1 126.5 507.0 490.7 3 254.3 1 409.5 1 987.2 2 479.6 3 853.1 4 874.5 2 649.2 2 888.0 3 720.52016 4 670.3 5 331.9 5 037.5 3 593.5

Other sectors' deposits 2015 489.3 0.1 0.6 0.0 0.3 0.0 0.1 0.2 0.1 0.1 0.1 0.92016 0.0 0.1 0.2 0.7

OTHER LIABILITIES TO BANKS 2015 37 206.1 47 974.1 45 585.6 44 701.5 42 608.2 55 441.4 50 944.6 48 731.1 55 937.8 53 176.8 53 773.7 53 873.32016 52 218.5 61 972.2 56 247.6 58 596.3

Deposits 2015 22 383.9 28 595.1 27 557.6 27 142.5 26 058.7 36 490.3 31 135.6 26 056.7 29 105.8 27 003.8 25 691.0 24 025.02016 9 492.7 6 429.0 2 651.0 2 792.3

Financial derivatives 2015 10 445.9 14 041.2 12 958.5 12 548.5 11 584.2 11 269.0 11 518.4 11 317.1 13 060.0 12 825.7 8 233.1 8 512.62016 5 603.2 1 092.2 736.1 679.8

Other 2015 4 376.3 5 337.8 5 069.5 5 010.5 4 965.3 7 682.1 8 290.6 11 357.3 13 772.1 13 347.3 19 849.6 21 335.72016 37 122.6 54 450.9 52 860.5 55 124.2

SECURITIES OTHER THAN SHARES EXCLUDED FROM MONETARY BASE 2015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 526.2 531.1 523.5 544.6AND INCLUDED IN BROAD MONEY 2016 557.1 637.0 644.5 604.0DEPOSITS EXCLUDED FROM MONETARY BASE 2015 5 527.1 7 547.4 7 284.4 7 268.5 6 504.8 6 682.9 6 882.5 7 070.4 8 944.8 9 209.8 9 711.4 10 142.6AND BROAD MONEY 2016 10 455.5 12 261.8 11 885.0 11 263.0SECURITIES OTHER THAN SHARES EXCLUDED FROM MONETARY BASE 2015 171.2 171.2 181.5 181.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0AND BROAD MONEY 2016 0.0 0.0 0.0 0.0

SHARES AND OTHER EQUITY 2015 -40 835.2 -51 994.1 -50 525.9 -50 409.9 -49 412.2 -50 094.7 -52 580.5 -53 872.7 -60 567.6 -61 560.1 -62 299.4 -66 440.42016 -69 120.8 -77 970.7 -75 506.3 -71 094.7

OTHER ITEMS (NET) 2015 -9 525.0 -9 499.1 -9 585.4 -9 591.1 -9 620.4 -9 610.1 -9 644.1 -9 574.2 -9 808.9 -9 744.8 -9 751.5 -9 760.02016 -9 787.5 -9 701.0 -9 704.2 -9 769.2

Other liabilities 2015 49 822.9 60 856.4 59 610.1 59 729.1 60 484.5 62 735.8 63 523.7 61 906.3 81 742.4 82 185.8 81 322.2 83 356.92016 83 289.5 93 406.0 94 205.9 89 635.4

Other assets 2015 59 347.9 70 355.5 69 195.4 69 320.1 70 104.8 72 345.9 73 167.9 71 480.4 91 551.3 91 930.6 91 073.7 93 117.02016 93 077.0 103 107.0 103 910.1 99 404.6


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Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.

Monetary base 2015 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0

including:1. Cash in circulation(МО) 2015 35.5 34.3 35.1 32.8 36.1 47.3 40.7 35.5 32.9 33.3 33.9 32.5

2016 31.6 31.4 32.0 33.42. Cash in banks' offices 2015 16.7 14.4 13.8 13.3 14.5 17.4 15.9 13.4 13.0 12.2 13.1 14.1

2016 15.4 12.8 11.9 12.33. Required reserves 2015 43.6 50.0 49.8 45.9 45.9 29.2 36.9 42.3 43.3 48.7 46.4 44.8

2016 42.6 43.4 44.2 45.54. Banks ۥ deposits 2015 2.9 1.3 1.3 8.0 3.5 6.1 6.5 8.8 10.8 5.8 6.6 8.6

2016 10.4 12.4 11.9 8.85. Deposits of other sectors

of the economy (excluding 2015 1.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0general government) 2016 0.0 0.0 0.0 0.0

6. Deposits in precious metals 2015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2016 0.0 0.0 0.0 0.0

Table 1.7

Dynamics of Monetary Base Structure

%

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36



NET FOREIGN ASSETS 2015 -73 030.0 -90 759.5 -86 551.3 -84 768.3 -83 175.6 -83 530.9 -82 754.0 -82 176.1 -90 012.9 -89 007.1 -86 916.1 -87 115.52016 -86 481.6 -104 274.3 -107 245.0 -103 213.2

CLAIMS ON NONRESIDENTS 2015 14 146.4 19 455.3 17 043.3 17 862.2 19 679.3 22 187.8 19 909.7 21 440.9 29 224.6 26 796.0 26 922.9 28 996.72016 32 920.1 32 080.7 27 949.5 26 594.3

Foreign currency 2015 5 504.0 5 566.0 6 087.7 5 892.1 5 880.8 5 164.1 5 442.4 5 151.0 8 743.1 6 790.9 6 745.9 6 166.72016 6 847.7 7 891.9 7 719.7 7 765.1

Deposits 2015 5 674.2 8 837.0 6 641.5 8 067.4 7 729.8 11 384.2 8 982.7 10 682.8 15 780.0 14 522.1 13 650.7 15 546.22016 19 798.9 17 040.4 13 819.1 12 967.9

Securities other than shares 2015 738.0 1 042.9 1 176.1 1 175.7 1 465.9 1 483.0 1 491.7 1 336.2 1 289.4 1 284.5 1 299.6 1 347.82016 1 412.6 1 617.8 1 555.7 1 280.3

Loans 2015 1 371.6 1 468.5 1 945.0 1 464.3 1 479.8 1 596.3 1 673.2 1 560.4 1 570.9 2 010.5 2 884.3 2 490.82016 1 949.2 2 241.2 1 760.8 2 258.4

Other 2015 858.6 2 540.9 1 192.9 1 262.6 3 123.0 2 560.1 2 319.7 2 710.5 1 841.1 2 188.0 2 342.3 3 445.22016 2 911.7 3 289.3 3 094.2 2 322.7

LIABILITIES TO NONRESIDENTS 2015 87 176.4 110 214.7 103 594.5 102 630.5 102 854.9 105 718.7 102 663.7 103 617.0 119 237.5 115 803.1 113 839.0 116 112.22016 119 401.7 136 355.0 135 194.5 129 807.5

Deposits 2015 9 161.2 10 616.0 10 336.7 10 548.4 10 488.8 11 651.2 11 767.4 10 512.9 11 796.0 12 079.8 9 623.2 9 753.22016 9 903.4 11 869.1 9 551.6 10 318.3

Securities other than shares 2015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0

Loans 2015 77 734.3 99 155.6 92 914.7 91 518.9 91 876.4 92 975.4 90 548.1 92 796.7 107 035.3 102 931.1 103 602.1 105 612.12016 109 000.6 123 382.5 124 885.0 118 467.0

Other 2015 280.9 443.1 343.1 563.2 489.8 1 092.2 348.3 307.4 406.2 792.1 613.7 746.92016 497.7 1 103.4 757.9 1 022.2

NET DOMESTIC CLAIMS 2015 372 853.0 430 083.7 422 111.0 422 777.2 421 265.7 430 343.9 445 531.3 451 708.6 494 868.7 497 786.8 487 733.6 493 071.12016 497 473.5 547 778.1 549 788.4 528 828.1

NET CLAIMS ON GENERAL GOVERNMENT2015 -21 045.6 -17 868.6 -18 273.6 -17 898.5 -17 300.9 -17 180.7 -14 995.5 -605.9 837.0 5 251.8 1 533.0 11 914.22016 13 484.9 19 408.5 23 143.8 14 379.7

CLAIMS ON GENERAL GOVERNMENT 2015 33 571.1 39 742.2 38 878.5 38 308.2 40 204.8 40 461.2 41 777.7 47 431.3 50 487.8 55 334.8 52 903.1 63 287.42016 65 584.4 71 327.9 75 025.0 67 269.4


Other claims 2015 1 118.6 967.5 931.8 1 026.6 867.1 858.2 997.6 808.1 902.2 1 087.2 900.5 980.72016 1 236.0 1 169.0 1 193.7 1 346.7

Table 1.8Dynamics of Survey Indicators of Banks of the Republic of Belarus

Br bn

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37


LIABILITIES TO GENERAL 2015 54 616.8 57 610.7 57 152.2 56 206.7 57 505.7 57 641.8 56 773.2 48 037.3 49 650.9 50 083.0 51 370.1 51 373.2GOVERNMENT 2016 52 099.5 51 919.4 51 881.2 52 889.7

Deposits 2015 53 824.2 57 221.5 56 508.6 55 365.7 57 146.8 56 884.5 55 925.6 47 674.7 48 790.7 49 226.6 51 064.2 50 655.82016 50 644.5 49 879.2 49 431.3 50 554.0

Other liabilities 2015 792.6 389.2 643.6 841.1 358.9 757.3 847.6 362.5 860.1 856.4 305.9 717.42016 1 455.0 2 040.3 2 449.9 2 335.7



Puplic nonfinancial organizations 2015 161 083.5 185 820.0 182 862.5 182 337.8 181 226.8 185 485.3 190 032.7 178 082.3 198 131.6 195 107.0 193 992.6 187 393.32016 189 153.0 208 381.0 211 042.1 201 564.3

Other nonfinancial organizations 2015 114 098.2 132 817.8 129 416.0 128 290.6 129 187.3 129 337.2 132 996.2 132 699.0 146 174.3 145 925.0 143 651.2 144 336.52016 145 267.8 160 436.9 160 352.5 154 586.5

Natural persons 2015 64 085.6 64 208.6 64 378.0 64 932.0 65 340.5 65 552.4 66 102.9 66 477.0 67 736.7 68 442.4 68 968.7 69 399.82016 70 222.0 70 846.1 70 678.3 70 417.0

NET CLAIMS ON NATIONAL BANK 2015 46 973.6 58 202.0 57 289.0 59 935.3 56 182.8 60 717.3 64 149.1 66 288.6 72 652.6 73 484.4 69 235.0 69 542.62016 67 666.8 75 739.0 71 768.2 75 060.0

CLAIMS ON NATIONAL BANK 2015 62 367.2 75 086.3 71 891.1 73 529.4 70 714.3 74 348.6 76 446.9 79 271.6 89 664.8 88 366.6 83 367.9 82 713.82016 83 685.1 92 416.5 86 107.3 86 008.1

Currency 2015 6 523.0 5 559.2 5 311.5 5 394.4 5 859.4 5 682.1 6 022.8 5 839.3 5 852.3 5 528.7 5 701.2 6 121.32016 6 910.2 5 494.2 5 053.6 5 047.9

Deposits 2015 42 701.8 51 910.2 50 175.0 52 242.6 48 905.6 51 582.6 51 255.0 51 218.7 57 439.3 57 535.1 50 632.4 47 970.42016 35 279.5 32 592.4 28 648.3 28 102.9


Other claims 2015 10 035.6 13 558.6 12 522.1 12 152.9 11 231.1 10 955.4 11 250.0 11 100.1 12 893.0 12 703.1 8 155.5 8 471.42016 5 592.2 1 086.8 733.6 679.5

LIABILITIES TO NATIONAL BANK 2015 15 393.6 16 884.3 14 602.1 13 594.1 14 531.5 13 631.3 12 297.7 12 983.0 17 012.2 14 882.2 14 132.9 13 171.32016 16 018.4 16 677.4 14 339.1 10 948.1

Deposits 2015 9 110.1 6 670.5 6 608.8 6 649.6 6 665.0 6 834.4 6 338.9 6 199.2 5 984.0 5 485.9 4 842.2 4 454.52016 7 406.7 1 165.1 2 048.2 385.6

Loans 2015 6 283.1 10 211.6 7 991.0 6 944.5 7 831.7 6 797.0 5 958.8 6 783.8 11 013.4 9 396.3 9 289.5 8 716.72016 8 611.6 15 512.4 12 271.8 10 561.8

Other liabilities 2015 0.4 2.2 2.4 0.0 34.8 0.0 0.0 0.0 14.9 0.0 1.2 0.02016 0.1 0.0 19.1 0.7


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DEPOSITS INCLUDED IN BROAD MONEY 2015 213 443.9 241 633.9 241 409.8 242 691.2 246 067.7 252 038.3 263 352.1 259 255.4 288 816.0 290 828.6 284 729.7 288 405.92016 293 687.3 316 468.3 316 504.1 300 614.1

TRANSFERABLE DEPOSITS INCLUDED 2015 50 746.5 49 040.2 49 605.7 52 620.9 53 036.1 52 819.9 55 833.2 53 364.4 59 647.4 60 659.1 59 777.3 62 375.9IN BROAD MONEY 2016 63 975.7 63 446.1 64 207.4 60 017.2

Other financial organizations 2015 415.0 355.1 426.6 373.0 398.1 373.2 463.7 374.6 373.7 400.6 303.9 332.32016 504.3 326.5 397.3 300.1



Natural persons 2015 17 972.6 18 118.3 19 236.9 17 658.3 19 944.7 21 063.3 22 269.6 22 917.3 22 050.6 22 939.1 22 826.1 23 008.32016 23 740.1 21 777.9 20 764.2 19 369.7

OTHER DEPOSITS INCLUDED 2015 162 697.4 192 593.7 191 804.2 190 070.3 193 031.6 199 218.5 207 518.9 205 891.0 229 168.6 230 169.4 224 952.3 226 030.0IN BROAD MONEY 2016 229 711.5 253 022.2 252 296.7 240 596.9




Natural persons 2015 116 360.4 142 191.8 139 875.5 141 817.1 143 898.3 146 481.6 151 875.3 151 308.9 167 681.4 167 250.7 165 364.2 168 534.12016 168 967.3 187 428.8 186 456.8 176 486.5

PRECIOUS METALS DEPOSITS 2015 529.3 754.8 685.1 665.3 617.5 623.8 640.5 586.6 705.9 712.0 730.7 675.72016 714.1 834.9 897.0 841.3

SECURITIES OTHER THAN SHARES 2015 11 056.5 14 664.9 14 187.9 14 655.0 12 974.2 13 857.6 15 112.0 14 137.6 17 190.0 16 684.6 15 952.4 16 656.5INCLUDED IN BROAD MONEY 2016 17 744.3 20 794.3 21 429.5 20 991.9

DEPOSITS EXCLUDED 2015 339.7 377.0 385.1 418.5 418.5 445.3 516.8 596.0 1 257.9 1 308.4 1 332.7 1 372.1FROM BROAD MONEY 2016 1 519.4 1 535.3 1 538.3 1 515.3SECURITIES OTHER THAN SHARES 2015 9 659.6 9 560.6 9 544.3 9 477.6 9 386.7 9 395.1 9 302.3 9 223.5 9 225.6 9 126.1 9 042.5 9 038.5EXCLUDED FROM BROAD MONEY 2016 8 957.8 8 848.5 8 838.7 8 713.3

LOANS 2015 148.6 181.6 178.0 181.2 170.2 196.7 227.1 220.2 255.8 278.3 265.1 273.72016 100.8 112.5 114.0 107.5

FINANCIAL DERIVATIVES 2015 19.1 47.9 12.1 21.7 14.4 31.9 30.3 6.7 25.8 22.1 27.2 15.62016 2.8 7.1 1.0 1.0

SHARES AND OTHER EQUITY 2015 64 920.2 66 247.7 66 546.8 65 865.8 64 991.4 65 456.4 66 360.1 77 917.2 78 792.2 79 302.5 79 005.7 79 910.12016 79 899.1 80 923.1 81 452.5 80 676.1


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OTHER ITEMS (NET) 2015 -293.9 5 856.0 2 610.7 4 032.6 3 449.4 4 767.9 7 236.0 7 589.4 8 586.4 10 517.0 9 731.6 9 607.42016 8 366.5 13 979.8 11 768.2 12 154.3

Other liabilities 2015 21 591.1 26 068.2 24 382.3 25 993.9 24 205.2 27 916.7 27 355.5 27 787.1 31 409.8 31 992.5 31 962.0 32 335.52016 33 090.5 35 553.5 36 010.3 35 186.5

Other assets 2015 25 688.5 26 165.6 26 505.6 26 646.7 26 749.7 28 494.9 26 956.1 27 117.2 28 164.7 28 243.9 28 764.7 29 557.52016 30 064.2 31 379.8 32 120.7 31 906.4

Consolidation adjustment 2015 -3 803.5 -5 953.4 -4 734.0 -4 685.4 -5 993.9 -5 346.1 -6 836.6 -6 919.6 -5 341.3 -6 768.5 -6 534.3 -6 829.42016 -5 340.2 -9 806.2 -7 878.6 -8 874.2


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NET FOREIGN ASSETS 2015 -39 383.4 -50 610.3 -46 483.8 -45 145.5 -41 062.5 -35 875.9 -35 961.1 -31 975.0 -36 720.6 -36 978.8 -31 070.0 -35 887.22016 -41 582.4 -55 950.4 -55 955.1 -46 672.6

Claims on nonresidents 2015 73 901.9 93 866.7 84 650.9 81 631.8 84 294.4 89 978.0 87 629.9 92 273.6 106 353.5 110 615.7 111 480.9 112 848.02016 110 197.8 116 105.0 115 612.6 114 422.7

Liabilities to nonresidents 2015 113 285.3 144 477.0 131 134.7 126 777.3 125 356.9 125 853.9 123 590.9 124 248.6 143 074.0 147 594.5 142 550.9 148 735.22016 151 780.1 172 055.4 171 567.8 161 095.3

NET DOMESTIC CLAIMS 2015 307 618.3 344 621.7 340 117.0 340 819.4 335 654.8 341 455.3 354 408.2 354 070.8 387 103.6 392 957.9 382 101.1 388 847.92016 397 284.1 435 010.3 435 516.7 412 162.9

NET CLAIMS ON GENERAL GOVERNMENT 2015 -53 837.4 -59 660.4 -57 511.0 -54 452.4 -61 261.2 -59 906.0 -56 507.7 -46 493.3 -48 813.8 -40 641.2 -49 425.0 -37 326.72016 -33 592.3 -32 177.2 -33 997.8 -41 863.6

Claims on general government 2015 38 791.5 44 965.0 44 103.4 43 569.6 45 456.6 45 712.3 46 974.0 52 630.0 55 694.8 60 536.5 58 046.8 68 436.32016 70 525.1 76 278.7 79 977.6 72 210.4

Liabilities to general government 2015 92 628.9 104 625.4 101 614.3 98 021.9 106 717.9 105 618.3 103 481.7 99 123.3 104 508.6 101 177.7 107 471.8 105 763.02016 104 117.3 108 455.9 113 975.4 114 074.0





Natural persons 2015 64 239.6 64 361.4 64 529.7 65 082.8 65 490.0 65 700.9 66 250.2 66 623.1 67 882.5 68 586.9 69 111.8 69 541.72016 70 362.8 70 986.1 70 816.9 70 554.5

Table 1.9Dynamics of Survey Indicators of Banking System of the Republic of Belarus

Br bn

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BROAD MONEY 2015 239 442.7 270 248.6 269 855.1 271 361.5 274 254.2 282 015.9 294 538.5 289 469.7 322 067.8 323 909.6 316 661.1 320 363.32016 326 938.8 352 173.4 353 031.2 336 701.5

CASH IN CIRCULATION 2015 13 923.8 13 195.1 13 571.6 13 350.0 14 594.4 15 496.2 15 433.8 15 489.9 14 829.7 15 153.3 14 724.7 14 079.62016 14 236.1 13 438.8 13 555.9 13 649.5

DEPOSITS INCLUDED IN BROAD MONEY 2015 213 933.1 241 633.9 241 410.4 242 691.2 246 068.0 252 038.3 263 352.2 259 255.6 288 816.1 290 828.6 284 729.7 288 406.92016 293 687.3 316 468.3 316 504.3 300 614.8

TRANSFERABLE DEPOSITS INCLUDED IN 2015 51 235.8 49 040.3 49 606.3 52 621.0 53 036.5 52 819.9 55 833.3 53 364.6 59 647.5 60 659.2 59 777.4 62 376.9BROAD MONEY 2016 63 975.8 63 446.2 64 207.6 60 017.9

Other financial organizations 2015 904.3 355.2 427.2 373.1 398.5 373.2 463.7 374.8 373.8 400.7 304.0 333.32016 504.4 326.6 397.5 300.8



Natural persons 2015 17 972.6 18 118.3 19 236.9 17 658.3 19 944.7 21 063.3 22 269.6 22 917.3 22 050.6 22 939.1 22 826.1 23 008.32016 23 740.1 21 777.9 20 764.2 19 369.7

OTHER DEPOSITS INCLUDED 2015 162 697.4 192 593.7 191 804.2 190 070.3 193 031.6 199 218.5 207 518.9 205 891.0 229 168.6 230 169.4 224 952.3 226 030.0IN BROAD MONEY 2016 229 711.5 253 022.2 252 296.7 240 596.9




Natural persons 2015 116 360.4 142 191.8 139 875.5 141 817.1 143 898.3 146 481.6 151 875.3 151 308.9 167 681.4 167 250.7 165 364.2 168 534.12016 168 967.3 187 428.8 186 456.8 176 486.5

PRECIOUS METALS DEPOSITS 2015 529.3 754.8 685.1 665.3 617.5 623.8 640.5 586.6 705.9 712.0 730.7 675.72016 714.1 834.9 897.0 841.3

SECURITIES OTHER THAN SHARES 2015 11 056.5 14 664.9 14 187.9 14 655.0 12 974.2 13 857.6 15 112.0 14 137.6 17 716.2 17 215.7 16 475.9 17 201.1INCLUDED IN BROAD MONEY 2016 18 301.3 21 431.4 22 074.0 21 595.9


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DEPOSITS EXCLUDED FROM BROAD MONEY 2015 5 866.8 7 924.4 7 669.5 7 687.1 6 923.3 7 128.2 7 399.3 7 666.3 10 202.7 10 518.2 11 044.1 11 514.82016 11 974.8 13 797.1 13 423.4 12 778.2

SECURITIES OTHER THAN SHARES EXCLUDED2015 9 830.8 9 731.7 9 725.8 9 659.1 9 386.7 9 395.1 9 302.3 9 223.5 9 225.6 9 126.1 9 042.5 9 038.5FROM BROAD MONEY 2016 8 957.8 8 848.5 8 838.7 8 713.3LOANS 2015 148.6 181.6 178.0 181.2 170.2 196.7 227.1 220.2 255.8 278.3 265.1 273.7

2016 100.8 112.5 114.0 107.5FINANCIAL DERIVATIVES 2015 19.1 47.9 12.1 21.7 14.4 31.9 30.3 6.7 25.8 22.1 27.2 15.6

2016 2.8 7.1 1.0 1.0SHARES AND OTHER EQUITY 2015 24 085.0 14 253.6 16 020.9 15 456.0 15 579.2 15 361.7 13 779.7 24 044.5 18 224.5 17 742.4 16 706.3 13 469.7

2016 10 778.4 2 952.3 5 946.2 9 581.4OTHER ITEMS (NET) 2015 -11 158.0 -8 376.5 -9 828.1 -8 692.6 -11 735.7 -8 550.1 -6 830.0 -8 535.1 -9 619.3 -5 617.8 -2 715.0 -1 714.8

2016 -3 051.6 1 169.0 -1 792.9 -2 392.7Other liabilities 2015 71 414.0 86 924.5 83 992.4 85 723.0 84 689.7 90 652.5 90 879.2 89 693.3 113 152.2 114 178.3 113 284.2 115 692.4

2016 116 380.0 128 959.4 130 216.1 124 821.8Other assets 2015 85 036.5 96 521.1 95 701.0 95 966.8 96 854.6 100 840.8 100 123.9 98 597.6 119 715.9 120 174.5 119 838.4 122 674.4

2016 123 141.2 134 486.8 136 030.8 131 310.9Consolidation adjustment 2015 -2 464.4 -1 220.0 -1 880.6 -1 551.3 -429.2 -1 638.1 -2 414.7 -369.2 3 055.6 -378.5 -3 839.2 -5 267.2

2016 -3 709.6 -6 696.4 -4 021.8 -4 096.4


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Dynamics of Broad Money Indicators


1. Cash in circulation - М0 2015 13 923.8 13 195.1 13 571.6 13 350.0 14 594.4 15 496.2 15 433.8 15 489.9 14 829.7 15 153.3 14 724.7 14 079.6

2016 14 236.1 13 438.8 13 555.9 13 649.5

2. Transferable deposits 2015 27 840.8 21 777.0 23 438.8 24 367.3 25 548.0 26 239.2 28 291.4 27 299.9 27 001.1 28 679.9 25 909.5 28 288.9

2016 28 497.2 23 884.1 26 085.5 24 894.0

natural persons 2015 12 377.6 11 452.3 12 781.7 11 306.7 13 547.7 14 362.6 15 044.3 15 598.6 13 296.2 13 994.8 13 876.4 13 289.7

2016 14 059.8 12 880.6 12 350.4 11 795.5

legal entities^ 2015 15 463.2 10 324.7 10 657.1 13 060.6 12 000.3 11 876.6 13 247.1 11 701.3 13 704.9 14 685.2 12 033.1 14 999.2

2016 14 437.3 11 003.5 13 735.1 13 098.5

monetary aggregate - M1 2015 41 764.6 34 972.1 37 010.4 37 717.3 40 142.4 41 735.4 43 725.2 42 789.8 41 830.7 43 833.2 40 634.2 42 368.5

2016 42 733.3 37 323.0 39 641.4 38 543.5

3. Other deposits 2015 48 386.7 45 992.9 48 189.0 51 168.6 53 992.9 54 120.8 54 461.7 53 464.0 49 964.9 50 609.4 47 592.1 44 991.6

2016 46 402.3 42 493.0 41 471.3 44 385.0

natural persons 2015 27 234.6 28 509.3 29 456.1 32 253.9 34 821.1 35 036.1 34 285.8 34 112.3 30 112.7 29 073.4 28 563.5 27 396.0

2016 26 144.6 24 656.0 24 287.0 24 712.4

legal entities^ 2015 21 152.1 17 483.6 18 732.9 18 914.7 19 171.8 19 084.7 20 175.9 19 351.7 19 852.2 21 536.0 19 028.6 17 595.7

2016 20 257.7 17 837.0 17 184.3 19 672.6

Ruble money supply according 2015 90 151.3 80 965.0 85 199.4 88 885.9 94 135.3 95 856.1 98 186.9 96 253.8 91 795.7 94 442.6 88 226.4 87 360.1

to the national definition - M2 2016 89 135.6 79 816.0 81 112.7 82 928.5

4. Securities issued by banks (outside bank

circulation) in national currency 2015 693.2 1 163.6 1 601.3 2 575.8 1 639.4 2 042.8 2 138.3 1 250.7 1 866.7 1 608.3 1 409.6 2 077.5

2016 1 360.7 1 070.8 1 054.4 1 200.5

Ruble money supply - M2* 2015 90 844.5 82 128.6 86 800.7 91 461.7 95 774.8 97 899.0 100 325.2 97 504.5 93 662.3 96 050.9 89 635.9 89 437.6

2016 90 496.3 80 886.8 82 167.1 84 129.0

Table 1.10

Br bn

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5. Deposits in foreign currency 2015 137 705.6 173 864.0 169 782.6 167 155.3 166 527.2 171 678.4 180 599.1 178 491.7 211 850.1 211 539.3 211 228.1 215 126.3

2016 218 787.8 250 091.2 248 947.5 231 335.8

5.1. Transferable deposits 2015 23 394.9 27 263.3 26 167.5 28 253.7 27 488.5 26 580.7 27 541.9 26 064.8 32 646.4 31 979.3 33 867.9 34 087.9

2016 35 478.6 39 562.0 38 122.2 35 123.9

natural persons 2015 5 595.0 6 666.1 6 455.2 6 351.7 6 397.0 6 700.6 7 225.3 7 318.7 8 754.4 8 944.3 8 949.8 9 718.6

2016 9 680.3 8 897.3 8 413.8 7 574.2

legal entities^ 2015 17 800.0 20 597.2 19 712.3 21 902.0 21 091.5 19 880.0 20 316.5 18 746.1 23 892.0 23 035.0 24 918.1 24 369.3

2016 25 798.3 30 664.7 29 708.4 27 549.7

5.2. Other deposits 2015 114 310.7 146 600.7 143 615.1 138 901.7 139 038.7 145 097.7 153 057.2 152 426.9 179 203.7 179 560.0 177 360.2 181 038.4

2016 183 309.2 210 529.2 210 825.3 196 212.0

natural persons 2015 89 125.8 113 682.5 110 419.4 109 563.2 109 077.2 111 445.5 117 589.5 117 196.6 137 568.7 138 177.3 136 800.7 141 138.2

2016 142 822.7 162 772.8 162 169.7 151 774.1

legal entities^ 2015 25 184.9 32 918.2 33 195.7 29 338.4 29 961.5 33 652.2 35 467.7 35 230.4 41 634.9 41 382.7 40 559.5 39 900.2

2016 40 486.5 47 756.3 48 655.6 44 437.9


circulation) in foreign currency 2015 10 363.3 13 501.3 12 586.6 12 079.2 11 334.7 11 814.8 12 973.7 12 886.8 15 849.5 15 607.4 15 066.3 15 123.6

2016 16 940.6 20 360.5 21 019.7 20 395.4

7. Precious metals deposits 2015 529.3 754.8 685.1 665.3 617.5 623.8 640.5 586.6 705.9 712.0 730.7 675.7

2016 714.1 834.9 897.0 841.3

Broad money - M3 2015 239 442.7 270 248.6 269 855.1 271 361.5 274 254.2 282 015.9 294 538.5 289 469.7 322 067.8 323 909.6 316 661.1 320 363.3

2016 326 938.8 352 173.4 353 031.2 336 701.5


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For information:

Active broad money^^ 2015 65 159.6 62 235.3 63 177.9 65 970.9 67 630.9 68 316.1 71 267.0 68 854.6 74 477.1 75 812.5 74 502.1 76 456.4

2016 78 211.8 76 885.0 77 763.5 73 667.3

Ruble deposits 2015 76 227.5 67 769.9 71 627.8 75 535.9 79 540.9 80 360.0 82 753.1 80 763.9 76 966.0 79 289.3 73 501.7 73 280.6

2016 74 899.5 66 377.2 67 556.8 69 279.0

natural persons 2015 39 612.2 39 961.6 42 237.8 43 560.6 48 368.8 49 398.7 49 330.1 49 710.9 43 408.9 43 068.2 42 439.9 40 685.7

2016 40 204.5 37 536.6 36 637.5 36 507.9

legal entities^ 2015 36 615.3 27 808.4 29 390.0 31 975.3 31 172.1 30 961.2 33 423.0 31 053.0 33 557.1 36 221.2 31 061.7 32 594.9

2016 34 695.0 28 840.6 30 919.4 32 771.1

Deposits in foreign currency 2015 137 705.6 173 864.0 169 782.6 167 155.3 166 527.2 171 678.4 180 599.1 178 491.7 211 850.1 211 539.3 211 228.1 215 126.3

2016 218 787.8 250 091.2 248 947.5 231 335.8

natural persons 2015 94 720.8 120 348.6 116 874.6 115 914.9 115 474.2 118 146.1 124 814.8 124 515.2 146 323.1 147 121.6 145 750.4 150 856.8

2016 152 503.0 171 670.1 170 583.5 159 348.3

legal entities^ 2015 42 984.8 53 515.4 52 908.0 51 240.5 51 053.0 53 532.2 55 784.2 53 976.5 65 526.9 64 417.7 65 477.6 64 269.5

2016 66 284.8 78 421.0 78 363.9 71 987.6

Deposits in foreign currency, 2015 11 620.7 11 319.3 11 510.7 11 340.3 11 508.4 11 592.1 11 768.5 11 726.7 12 078.8 11 949.3 12 104.8 11 850.7

USD m 2016 11 782.4 11 777.9 11 588.7 11 490.4

natural persons 2015 7 993.3 7 835.2 7 923.7 7 864.0 7 980.2 7 977.5 8 133.4 8 180.5 8 342.7 8 310.5 8 352.5 8 310.3

2016 8 212.8 8 084.7 7 940.8 7 914.8

legal entities^ 2015 3 627.4 3 484.1 3 587.0 3 476.3 3 528.2 3 614.6 3 635.1 3 546.2 3 736.1 3 638.8 3 752.3 3 540.4

2016 3 569.6 3 693.2 3 647.9 3 575.6


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Ruble deposits and deposits in foreign 2015 213 933.1 241 633.9 241 410.4 242 691.2 246 068.0 252 038.3 263 352.2 259 255.6 288 816.1 290 828.6 284 729.7 288 406.9

currency 2016 293 687.3 316 468.3 316 504.3 300 614.8

natural persons 2015 134 333.0 160 310.1 159 112.4 159 475.5 163 843.0 167 544.9 174 144.9 174 226.1 189 732.1 190 189.8 188 190.3 191 542.4

2016 192 707.4 209 206.7 207 221.0 195 856.1

legal entities^ 2015 79 600.2 81 323.8 82 298.1 83 215.8 82 225.1 84 493.5 89 207.2 85 029.5 99 084.0 100 638.8 96 539.4 96 864.5

2016 100 979.8 107 261.6 109 283.3 104 758.7

Securities issued by banks (outside bank 2015 11 056.5 14 664.9 14 187.9 14 655.0 12 974.2 13 857.6 15 112.0 14 137.6 17 716.2 17 215.7 16 475.9 17 201.1

circulation), total 2016 18 301.3 21 431.4 22 074.0 21 595.9

Securities issued by banks (outside bank

circulation) in foreign currency 2015 874.5 879.0 853.3 819.5 783.3 797.8 845.4 846.6 903.7 881.6 863.4 833.1

USD m 2016 912.3 958.9 978.5 1 013.0

Official rate (Br/USD), 2015 11 850 15 360 14 750 14 740 14 470 14 810 15 346 15 221 17 539 17 703 17 450 18 153

Br per 1 USD 2016 18 569 21 234 21 482 20 133

^ Legal entities - commercial and non-commercial institutions, independent entrepreneurs, other financial organizations.^^ Active broad money - cash in circulation and transferable deposits in national and foreign currencies.


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Dynamics of Broad Money Structure


1. Cash in circulation - М0 2015 5.8 4.9 5.0 4.9 5.3 5.5 5.2 5.4 4.6 4.7 4.6 4.42016 4.4 3.8 3.8 4.1

2. Transferable deposits 2015 11.6 8.1 8.7 9.0 9.3 9.3 9.6 9.4 8.4 8.9 8.2 8.82016 8.7 6.8 7.4 7.4

natural persons 2015 5.2 4.2 4.7 4.2 4.9 5.1 5.1 5.4 4.1 4.3 4.4 4.12016 4.3 3.7 3.5 3.5

legal entities^ 2015 6.5 3.8 3.9 4.8 4.4 4.2 4.5 4.0 4.3 4.5 3.8 4.72016 4.4 3.1 3.9 3.9

monetary aggregate - M1 2015 17.4 12.9 13.7 13.9 14.6 14.8 14.8 14.8 13.0 13.5 12.8 13.22016 13.1 10.6 11.2 11.4

3. Other deposits 2015 20.2 17.0 17.9 18.9 19.7 19.2 18.5 18.5 15.5 15.6 15.0 14.02016 14.2 12.1 11.7 13.2

natural persons 2015 11.4 10.5 10.9 11.9 12.7 12.4 11.6 11.8 9.3 9.0 9.0 8.62016 8.0 7.0 6.9 7.3

legal entities^ 2015 8.8 6.5 6.9 7.0 7.0 6.8 6.9 6.7 6.2 6.6 6.0 5.52016 6.2 5.1 4.9 5.8

Ruble money supply according 2015 37.7 30.0 31.6 32.8 34.3 34.0 33.3 33.3 28.5 29.2 27.9 27.3to the national definition - M2 2016 27.3 22.7 23.0 24.6

4. Securities issued by banks (outside bank circulation) in national currency 2015 0.3 0.4 0.6 0.9 0.6 0.7 0.7 0.4 0.6 0.5 0.4 0.6 2016 0.4 0.3 0.3 0.4

Ruble money supply - M2* 2015 37.9 30.4 32.2 33.7 34.9 34.7 34.1 33.7 29.1 29.7 28.3 27.92016 27.7 23.0 23.3 25.0

Table 1.11

%

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48


5. Deposits in foreign currency 2015 57.5 64.3 62.9 61.6 60.7 60.9 61.3 61.7 65.8 65.3 66.7 67.22016 66.9 71.0 70.5 68.7

5.1. Transferable deposits 2015 9.8 10.1 9.7 10.4 10.0 9.4 9.4 9.0 10.1 9.9 10.7 10.62016 10.9 11.2 10.8 10.4

natural persons 2015 2.3 2.5 2.4 2.3 2.3 2.4 2.5 2.5 2.7 2.8 2.8 3.02016 3.0 2.5 2.4 2.2

legal entities^ 2015 7.4 7.6 7.3 8.1 7.7 7.0 6.9 6.5 7.4 7.1 7.9 7.62016 7.9 8.7 8.4 8.2

5.2. Other deposits 2015 47.7 54.2 53.2 51.2 50.7 51.5 52.0 52.7 55.6 55.4 56.0 56.52016 56.1 59.8 59.7 58.3

natural persons 2015 37.2 42.1 40.9 40.4 39.8 39.5 39.9 40.5 42.7 42.7 43.2 44.12016 43.7 46.2 45.9 45.1

legal entities^ 2015 10.5 12.2 12.3 10.8 10.9 11.9 12.0 12.2 12.9 12.8 12.8 12.52016 12.4 13.6 13.8 13.2

6. Securities issued by banks (outside bank circulation) in foreign currency 2015 4.3 5.0 4.7 4.5 4.1 4.2 4.4 4.5 4.9 4.8 4.8 4.7 2016 5.2 5.8 6.0 6.17. Precious metals deposits 2015 0.2 0.3 0.3 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 2016 0.2 0.2 0.3 0.2

Broad money - M3 2015 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0

For information:Active broad money^^ 2015 27.2 23.0 23.4 24.3 24.7 24.2 24.2 23.8 23.1 23.4 23.5 23.9

2016 23.9 21.8 22.0 21.9Securities issued by banks (outside bank 2015 4.6 5.4 5.3 5.4 4.7 4.9 5.1 4.9 5.5 5.3 5.2 5.4 circulation), total 2016 5.6 6.1 6.3 6.4

Table 1.11 cont'd%

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Ruble deposits 2015 31.8 25.1 26.5 27.8 29.0 28.5 28.1 27.9 23.9 24.5 23.2 22.92016 22.9 18.8 19.1 20.6

natural persons 2015 16.5 14.8 15.7 16.1 17.6 17.5 16.7 17.2 13.5 13.3 13.4 12.72016 12.3 10.7 10.4 10.8

legal entities^ 2015 15.3 10.3 10.9 11.8 11.4 11.0 11.3 10.7 10.4 11.2 9.8 10.22016 10.6 8.2 8.8 9.7

Deposits in foreign currency 2015 57.5 64.3 62.9 61.6 60.7 60.9 61.3 61.7 65.8 65.3 66.7 67.22016 66.9 71.0 70.5 68.7

natural persons 2015 39.6 44.5 43.3 42.7 42.1 41.9 42.4 43.0 45.4 45.4 46.0 47.12016 46.6 48.7 48.3 47.3

legal entities^ 2015 18.0 19.8 19.6 18.9 18.6 19.0 18.9 18.6 20.3 19.9 20.7 20.12016 20.3 22.3 22.2 21.4

Ruble deposits and deposits in foreign 2015 89.3 89.4 89.5 89.4 89.7 89.4 89.4 89.6 89.7 89.8 89.9 90.0currency 2016 89.8 89.9 89.7 89.3

natural persons 2015 56.1 59.3 59.0 58.8 59.7 59.4 59.1 60.2 58.9 58.7 59.4 59.82016 58.9 59.4 58.7 58.2

legal entities^ 2015 33.2 30.1 30.5 30.7 30.0 30.0 30.3 29.4 30.8 31.1 30.5 30.22016 30.9 30.5 31.0 31.1


Table 1.11 cont'd%

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Dynamics of Average Broad Money Indicators (monthly)

Indicators Years January February March April May June July August September October November December


2016 14 415.2 14 097.1 14 549.9


2016 27 963.6 26 502.3 27 038.5

natural persons 2015 12 705.7 13 288.8 13 935.9 14 162.6 14 955.9 16 524.3 16 759.7 17 166.5 14 711.3 15 142.8 16 018.1 14 762.1

2016 15 477.4 14 462.8 13 972.3

legal entities^ 2015 12 940.6 10 088.2 11 186.8 12 290.2 11 771.8 11 255.5 13 229.3 11 441.9 13 063.4 14 076.5 12 049.0 14 529.3

2016 12 486.2 12 039.5 13 066.2


2016 42 378.8 40 599.5 41 588.3

3. Other deposits 2015 48 773.4 47 618.9 49 740.5 53 454.2 54 206.9 55 331.5 55 451.6 53 201.2 50 150.5 51 553.5 47 505.7 45 466.5

2016 44 345.8 42 003.0 42 661.0

natural persons 2015 27 897.0 28 523.4 30 512.7 33 171.3 34 905.0 34 355.8 34 068.1 32 593.2 29 341.9 28 501.7 28 053.5 26 610.7

2016 25 401.1 24 346.0 24 412.1

legal entities^ 2015 20 876.4 19 095.5 19 227.8 20 282.9 19 301.8 20 975.7 21 383.5 20 608.0 20 808.6 23 051.8 19 452.2 18 855.8

2016 18 944.8 17 657.0 18 248.8


to the national definition - M2 2016 86 724.7 82 602.5 84 249.3



2016 1 193.7 1 147.6 1 140.7


2016 87 918.3 83 750.1 85 390.0

Table 1.12

Br bn

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2016 230 981.0 252 085.3 238 778.6


2016 36 356.2 38 243.1 35 922.9

natural persons 2015 6 224.6 6 561.2 6 435.0 6 279.6 6 405.6 7 087.4 7 237.2 7 966.5 8 905.9 8 833.1 9 196.9 9 721.9

2016 9 467.1 8 690.9 8 006.0

legal entities^ 2015 19 196.9 20 328.7 21 000.3 20 915.1 20 095.5 20 120.7 20 416.0 20 097.9 23 505.9 23 173.5 23 446.4 24 474.9

2016 26 889.1 29 552.2 27 916.9

5.2. Other deposits 2015 132 361.6 146 084.0 142 284.4 137 313.3 139 134.3 151 764.1 152 418.9 163 180.6 179 463.7 177 208.2 179 548.0 182 152.9

2016 194 624.8 213 842.2 202 855.7

natural persons 2015 103 152.4 112 858.9 110 588.3 107 905.4 108 216.7 116 014.4 117 214.8 125 078.9 138 178.1 136 449.9 138 681.9 141 082.8

2016 150 681.6 165 006.6 156 195.9

legal entities^ 2015 29 209.2 33 225.1 31 696.1 29 407.9 30 917.6 35 749.7 35 204.1 38 101.8 41 285.6 40 758.3 40 866.1 41 070.0

2016 43 943.2 48 835.5 46 659.9



2016 18 230.3 21 444.9 20 326.0


2016 755.2 899.7 887.9

Broad money - M3 2015 259 608.0 272 835.8 274 057.6 273 627.3 275 546.8 292 924.9 297 286.5 306 353.7 323 531.7 322 986.4 320 591.0 324 169.6

2016 337 884.8 358 180.0 345 382.5


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For information:Active broad money^^ 2015 65 127.4 64 073.1 66 940.2 68 363.8 68 913.5 70 974.5 73 801.4 72 884.2 75 668.3 76 674.0 75 877.4 78 180.3

2016 78 735.0 78 842.6 77 511.2

Ruble deposits 2015 74 419.7 70 995.9 74 863.2 79 907.0 80 934.5 83 111.3 85 440.6 81 809.6 77 925.2 80 772.8 75 572.8 74 757.9

2016 72 309.5 68 505.4 69 699.4

natural persons 2015 40 602.8 41 812.1 44 448.6 47 333.8 49 861.0 50 880.1 50 827.9 49 759.7 44 053.2 43 644.5 44 071.6 41 372.8

2016 40 878.5 38 808.8 38 384.4

legal entities^ 2015 33 817.0 29 183.8 30 414.6 32 573.2 31 073.6 32 231.2 34 612.8 32 049.9 33 872.0 37 128.3 31 501.2 33 385.1

2016 31 431.0 29 696.5 31 315.0


2016 230 981.0 252 085.3 238 778.6

natural persons 2015 109 376.9 119 420.0 117 023.2 114 185.0 114 622.3 123 101.8 124 452.0 133 045.3 147 084.1 145 283.0 147 878.9 150 804.8

2016 160 148.7 173 697.6 164 201.8

legal entities^ 2015 48 406.1 53 553.8 52 696.4 50 322.9 51 013.1 55 870.4 55 620.1 58 199.7 64 791.5 63 931.7 64 312.5 65 545.0

2016 70 832.3 78 387.7 74 576.8


USD m 2016 11 791.2 11 658.3 11 508.1

natural persons 2015 7 886.7 7 891.3 7 854.6 7 890.6 7 996.2 8 084.4 8 147.1 8 238.1 8 329.1 8 335.3 8 334.3 8 255.8

2016 8 177.2 8 032.8 7 914.5

legal entities^ 2015 3 492.2 3 538.8 3 536.4 3 477.2 3 558.3 3 669.0 3 640.9 3 603.1 3 669.0 3 667.4 3 625.0 3 588.2

2016 3 614.0 3 625.5 3 593.6


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currency 2016 303 290.5 320 590.7 308 478.0

natural persons 2015 149 979.7 161 232.2 161 471.8 161 518.8 164 483.2 173 982.0 175 279.8 182 805.0 191 137.2 188 927.5 191 950.4 192 177.5

2016 201 027.2 212 506.4 202 586.2

legal entities^ 2015 82 223.1 82 737.6 83 111.0 82 896.1 82 086.6 88 101.6 90 232.8 90 249.5 98 663.5 101 060.0 95 813.7 98 930.1

2016 102 263.3 108 084.3 105 891.8


circulation), total 2016 19 423.9 22 592.5 21 466.6



USD m 2016 929.9 991.6 979.9



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Dynamics of Average Broad Money Indicators (progressive total)

Indicators Years January January – January – January – January – January – January – January – January – January – January – January –

February March April May June July August September October November December


2016 14 415.2 14 256.1 14 354.1


2016 27 963.6 27 233.0 27 168.1

natural persons 2015 12 705.7 12 997.2 13 310.1 13 523.2 13 809.8 14 262.2 14 619.0 14 937.4 14 912.3 14 935.3 15 033.8 15 011.1

2016 15 477.4 14 970.1 14 637.5

legal entities^ 2015 12 940.6 11 514.4 11 405.2 11 626.5 11 655.5 11 588.9 11 823.2 11 775.5 11 918.6 12 134.4 12 126.7 12 326.9

2016 12 486.2 12 262.9 12 530.6


2016 42 378.8 41 489.1 41 522.2

3. Other deposits 2015 48 773.4 48 196.1 48 710.9 49 896.7 50 758.8 51 520.9 52 082.4 52 222.3 51 992.1 51 948.2 51 544.3 51 037.9

2016 44 345.8 43 174.4 43 003.3

natural persons 2015 27 897.0 28 210.2 28 977.7 30 026.1 31 001.9 31 560.9 31 919.1 32 003.3 31 707.6 31 387.0 31 084.0 30 711.2

2016 25 401.1 24 873.5 24 719.7

legal entities^ 2015 20 876.4 19 985.9 19 733.2 19 870.7 19 756.9 19 960.0 20 163.4 20 218.9 20 284.5 20 561.2 20 460.4 20 326.7

2016 18 944.8 18 300.9 18 283.5


to the national definition - M2 2016 86 724.7 84 663.6 84 525.5



2016 1 193.7 1 170.6 1 160.6


2016 87 918.3 85 834.2 85 686.1

Table 1.13

Br bn

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2016 230 981.0 241 533.1 240 615.0


2016 36 356.2 37 299.7 36 840.7

natural persons 2015 6 224.6 6 392.9 6 406.9 6 375.1 6 381.2 6 498.9 6 604.3 6 774.6 7 011.4 7 193.6 7 375.7 7 571.2

2016 9 467.1 9 079.0 8 721.3

legal entities^ 2015 19 196.9 19 762.8 20 175.3 20 360.2 20 307.3 20 276.2 20 296.2 20 271.4 20 630.8 20 885.0 21 117.9 21 397.6

2016 26 889.1 28 220.7 28 119.4

5.2. Other deposits 2015 132 361.6 139 222.8 140 243.3 139 510.8 139 435.5 141 490.3 143 051.5 145 567.6 149 333.9 152 121.3 154 614.6 156 909.5

2016 194 624.8 204 233.5 203 774.2

natural persons 2015 103 152.4 108 005.6 108 866.5 108 626.2 108 544.3 109 789.3 110 850.1 112 628.7 115 467.5 117 565.8 119 485.4 121 285.2

2016 150 681.6 157 844.1 157 294.7

legal entities^ 2015 29 209.2 31 217.2 31 376.8 30 884.6 30 891.2 31 700.9 32 201.4 32 938.9 33 866.3 34 555.5 35 129.2 35 624.3

2016 43 943.2 46 389.4 46 479.5



2016 18 230.3 19 837.6 20 000.4


2016 755.2 827.5 847.6

Broad money - M3 2015 259 608.0 266 221.9 268 833.8 270 032.2 271 135.1 274 766.7 277 983.8 281 530.1 286 196.9 289 875.9 292 668.2 295 293.3

2016 337 884.8 348 032.4 347 149.1


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For information:

Active broad money^^ 2015 65 127.4 64 600.3 65 380.3 66 126.1 66 683.6 67 398.8 68 313.4 68 884.8 69 638.5 70 342.0 70 845.3 71 456.5

2016 78 735.0 78 788.8 78 362.9

Ruble deposits 2015 74 419.7 72 707.8 73 426.3 75 046.5 76 224.1 77 371.9 78 524.6 78 935.2 78 823.0 79 018.0 78 704.8 78 375.9

2016 72 309.5 70 407.4 70 171.4

natural persons 2015 40 602.8 41 207.4 42 287.8 43 549.3 44 811.7 45 823.1 46 538.0 46 940.7 46 619.9 46 322.4 46 117.8 45 722.3

2016 40 878.5 39 843.7 39 357.2

legal entities^ 2015 33 817.0 31 500.4 31 138.4 31 497.1 31 412.4 31 548.9 31 986.6 31 994.5 32 203.1 32 695.6 32 587.0 32 653.5

2016 31 431.0 30 563.8 30 814.2


2016 230 981.0 241 533.1 240 615.0

natural persons 2015 109 376.9 114 398.5 115 273.4 115 001.3 114 925.5 116 288.2 117 454.5 119 403.3 122 479.0 124 759.4 126 861.1 128 856.4

2016 160 148.7 166 923.1 166 016.0

legal entities^ 2015 48 406.1 50 980.0 51 552.1 51 244.8 51 198.5 51 977.1 52 497.5 53 210.3 54 497.1 55 440.6 56 247.1 57 021.9

2016 70 832.3 74 610.0 74 598.9


USD m 2016 11 791.2 11 724.7 11 652.5

natural persons 2015 7 886.7 7 889.0 7 877.6 7 880.8 7 903.9 7 934.0 7 964.4 7 998.6 8 035.3 8 065.3 8 089.8 8 103.6

2016 8 177.2 8 105.0 8 041.5

legal entities^ 2015 3 492.2 3 515.5 3 522.4 3 511.1 3 520.6 3 545.3 3 559.0 3 564.5 3 576.1 3 585.2 3 588.8 3 588.8

2016 3 614.0 3 619.7 3 611.0


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currency 2016 303 290.5 311 940.6 310 786.4

natural persons 2015 149 979.7 155 605.9 157 561.2 158 550.6 159 737.1 162 111.3 163 992.5 166 344.1 169 098.9 171 081.7 172 978.9 174 578.8

2016 201 027.2 206 766.8 205 373.3

legal entities^ 2015 82 223.1 82 480.3 82 690.6 82 741.9 82 610.9 83 526.0 84 484.1 85 204.8 86 700.2 88 136.2 88 834.1 89 675.5

2016 102 263.3 105 173.8 105 413.1


circulation), total 2016 19 423.9 21 008.2 21 161.0



USD m 2016 929.9 960.8 967.2



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Dynamics of Ruble Money Supply Structure


1. Cash in circulation - М0 2015 15.3 16.1 15.6 14.6 15.2 15.8 15.4 15.9 15.8 15.8 16.4 15.72016 15.7 16.6 16.5 16.2

2. Transferable deposits 2015 30.6 26.5 27.0 26.6 26.7 26.8 28.2 28.0 28.8 29.9 28.9 31.62016 31.5 29.5 31.7 29.6

natural persons 2015 13.6 13.9 14.7 12.4 14.1 14.7 15.0 16.0 14.2 14.6 15.5 14.92016 15.5 15.9 15.0 14.0

legal entities^ 2015 17.0 12.6 12.3 14.3 12.5 12.1 13.2 12.0 14.6 15.3 13.4 16.82016 16.0 13.6 16.7 15.6

monetary aggregate - M1 2015 46.0 42.6 42.6 41.2 41.9 42.6 43.6 43.9 44.7 45.6 45.3 47.42016 47.2 46.1 48.2 45.8

3. Other deposits 2015 53.3 56.0 55.5 55.9 56.4 55.3 54.3 54.8 53.3 52.7 53.1 50.32016 51.3 52.5 50.5 52.8

natural persons 2015 30.0 34.7 33.9 35.3 36.4 35.8 34.2 35.0 32.2 30.3 31.9 30.62016 28.9 30.5 29.6 29.4

legal entities^ 2015 23.3 21.3 21.6 20.7 20.0 19.5 20.1 19.8 21.2 22.4 21.2 19.72016 22.4 22.1 20.9 23.4

Ruble money supply according 2015 99.2 98.6 98.2 97.2 98.3 97.9 97.9 98.7 98.0 98.3 98.4 97.7to the national definition - M2 2016 98.5 98.7 98.7 98.6

4. Securities issued by banks (outside bank 2015 0.8 1.4 1.8 2.8 1.7 2.1 2.1 1.3 2.0 1.7 1.6 2.3 circulation) 2016 1.5 1.3 1.3 1.4

Ruble money supply - M2* 2015 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0

^ Legal entities - commercial and non-commercial institutions, independent entrepreneurs, other financial organizations.

Table 1.14

%

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59

Deposits of Sectors of the Economy in the Banking System of the Republic of Belarus


Deposits of sectors of the economy 2015 214 272.8 242 010.9 241 795.5 243 109.8 246 500.0 252 546.9 263 893.4 259 851.6 290 076.8 292 157.7 286 066.3 289 796.02016 295 206.6 318 003.6 318 042.6 302 130.1

including:public commercial enterprises 2015 18 820.7 17 821.1 18 147.0 18 282.0 18 786.7 19 572.7 21 101.3 19 547.9 24 429.0 24 252.1 23 651.6 22 912.8

2016 21 491.7 22 229.3 21 686.1 20 342.8private sector 2015 53 604.8 56 273.4 57 071.9 58 337.2 56 298.4 58 009.1 60 508.2 57 888.2 66 906.5 68 449.0 65 104.3 66 986.9

2016 71 411.8 75 877.6 78 276.7 75 382.0natural persons 2015 134 333.0 160 310.1 159 112.4 159 475.5 163 843.0 167 544.9 174 144.9 174 226.1 189 749.7 190 207.0 188 204.6 191 555.5

2016 192 720.4 209 219.7 207 233.9 195 868.9other financial organizations 2015 7 514.3 7 606.3 7 464.2 7 015.1 7 571.8 7 420.3 8 139.0 8 189.4 8 991.5 9 249.6 9 105.9 8 340.8

2016 9 582.7 10 676.9 10 845.9 10 536.4including:

1. Deposits of sectors of the economy 2015 76 567.2 68 146.9 72 012.9 75 954.4 79 972.8 80 868.6 83 294.0 81 359.5 77 979.1 80 369.1 74 595.6 74 417.8 in national currency 2016 76 161.1 67 617.9 68 797.0 70 519.0


2016 10 847.0 9 371.8 9 529.7 9 808.7private sector 2015 23 294.9 16 929.6 17 550.1 19 866.9 18 566.5 19 324.5 21 467.3 19 627.3 21 293.9 21 903.2 19 324.1 20 266.0

2016 21 280.6 16 787.9 18 846.7 20 445.2natural persons 2015 39 612.2 39 961.6 42 237.8 43 560.6 48 368.8 49 398.7 49 330.1 49 710.9 43 420.2 43 079.4 42 451.2 40 696.2


2016 3 818.5 3 911.3 3 772.9 3 746.8

Table 1.15

Br bn

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Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.of which:

1.1. Transferable deposits 2015 27 840.8 21 777.0 23 438.8 24 367.3 25 548.0 26 239.2 28 295.1 27 303.4 27 103.4 28 778.3 26 007.1 28 383.42016 28 591.2 23 977.4 26 178.3 24 986.8


2016 4 481.0 3 368.3 3 935.9 3 440.1private sector 2015 10 372.5 6 999.9 6 996.3 9 120.3 7 967.6 8 311.1 9 512.6 8 067.5 9 285.4 9 997.6 8 019.6 10 242.1

2016 9 858.0 7 600.3 9 682.8 9 597.3natural persons 2015 12 377.6 11 452.3 12 781.7 11 306.7 13 547.7 14 362.6 15 044.3 15 598.6 13 299.7 13 998.2 13 879.8 13 293.1

2016 14 063.2 12 884.0 12 353.8 11 798.8other financial organizations 2015 209.8 171.8 207.0 201.0 212.6 166.2 200.2 175.8 187.7 239.7 173.2 184.5

2016 189.0 124.8 205.8 150.5

1.2. Other deposits 2015 48 726.4 46 369.9 48 574.1 51 587.1 54 424.8 54 629.4 54 998.9 54 056.1 50 875.8 51 590.7 48 588.5 46 034.32016 47 569.9 43 640.4 42 618.8 45 532.2


2016 6 366.0 6 003.5 5 593.8 6 368.6private sector 2015 12 922.4 9 929.7 10 553.8 10 746.6 10 599.0 11 013.4 11 954.7 11 559.8 12 008.5 11 905.6 11 304.5 10 023.8

2016 11 422.6 9 187.6 9 163.9 10 847.9natural persons 2015 27 234.6 28 509.3 29 456.1 32 253.9 34 821.1 35 036.1 34 285.8 34 112.3 30 120.6 29 081.3 28 571.4 27 403.1


2016 3 629.5 3 786.5 3 567.1 3 596.4


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2. Deposits of sectors of the economy 2015 137 705.6 173 864.0 169 782.6 167 155.3 166 527.2 171 678.4 180 599.4 178 492.1 212 097.6 211 788.7 211 470.7 215 378.2 in foreign currency 2016 219 045.6 250 385.7 249 245.6 231 611.1


2016 10 644.7 12 857.5 12 156.4 10 534.1private sector 2015 30 309.8 39 343.9 39 521.8 38 470.3 37 731.9 38 684.6 39 040.9 38 260.9 45 612.6 46 545.8 45 780.2 46 720.9

2016 50 131.1 59 089.7 59 430.0 54 936.7natural persons 2015 94 720.8 120 348.6 116 874.6 115 914.9 115 474.2 118 146.1 124 814.8 124 515.2 146 329.5 147 127.6 145 753.4 150 859.3


2016 5 764.3 6 765.6 7 073.0 6 789.6of which:



2016 3 508.3 3 735.6 3 856.5 3 178.2private sector 2015 14 851.2 18 203.0 17 085.8 18 590.4 18 043.9 16 245.5 16 665.4 15 237.5 18 772.8 19 607.6 19 416.9 20 548.5

2016 21 955.4 26 708.8 25 641.6 24 202.4natural persons 2015 5 595.0 6 666.1 6 455.2 6 351.7 6 397.0 6 700.6 7 225.3 7 318.7 8 754.6 8 944.5 8 949.9 9 718.8


2016 383.0 275.8 266.3 221.7


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2.2. Other deposits 2015 114 310.7 146 600.7 143 615.1 138 901.7 139 038.7 145 097.7 153 057.5 152 427.2 179 406.4 179 764.2 177 558.3 181 242.72016 183 518.3 210 768.2 211 067.2 196 434.3


2016 7 136.3 9 121.9 8 299.9 7 355.8private sector 2015 15 458.6 21 140.9 22 436.0 19 879.9 19 687.9 22 439.1 22 375.6 23 023.4 26 839.8 26 938.2 26 363.2 26 172.4

2016 28 175.7 32 381.0 33 788.3 30 734.3natural persons 2015 89 125.8 113 682.5 110 419.4 109 563.2 109 077.2 111 445.5 117 589.5 117 196.6 137 574.9 138 183.1 136 803.5 141 140.6


2016 5 381.3 6 489.9 6 806.7 6 567.9

3. Deposits of sectors of the economy 2015 11 620.7 11 319.2 11 510.7 11 340.3 11 508.4 11 592.1 11 768.5 11 726.8 12 092.9 11 963.5 12 118.6 11 864.6 in foreign currency, USD m 2016 11 796.3 11 791.7 11 602.6 11 504.0

including:public commercial enterprises 2015 671.1 611.7 601.9 600.8 632.2 709.9 756.1 706.6 814.1 693.5 829.3 687.0

2016 573.3 605.5 565.9 523.2private sector 2015 2 557.8 2 561.4 2 679.4 2 609.9 2 607.6 2 612.1 2 544.0 2 513.7 2 600.6 2 629.3 2 623.5 2 573.7

2016 2 699.7 2 782.8 2 766.5 2 728.7natural persons 2015 7 993.3 7 835.2 7 923.7 7 864.0 7 980.2 7 977.5 8 133.4 8 180.5 8 343.1 8 310.9 8 352.6 8 310.4


2016 310.4 318.6 329.3 337.2


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2016 188.9 175.9 179.5 157.9private sector 2015 1 253.3 1 185.1 1 158.4 1 261.2 1 247.0 1 096.9 1 086.0 1 001.1 1 070.3 1 107.6 1 112.7 1 132.0

2016 1 182.4 1 257.8 1 193.6 1 202.1natural persons 2015 472.1 434.0 437.6 430.9 442.1 452.4 470.8 480.8 499.1 505.3 512.9 535.4

2016 521.3 419.0 391.7 376.2other financial organizations 2015 58.6 11.9 14.9 11.7 12.8 14.0 17.2 13.1 14.2 12.7 11.1 11.9

2016 20.6 13.0 12.4 11.0

3.2. Other deposits 2015 9 646.5 9 544.4 9 736.7 9 423.5 9 608.8 9 797.2 9 973.9 10 014.3 10 229.0 10 154.5 10 175.2 9 984.22016 9 883.1 9 926.0 9 825.4 9 756.9


2016 384.3 429.6 386.4 365.4private sector 2015 1 304.5 1 376.4 1 521.1 1 348.7 1 360.6 1 515.1 1 458.1 1 512.6 1 530.3 1 521.7 1 510.8 1 441.8

2016 1 517.4 1 525.0 1 572.9 1 526.6natural persons 2015 7 521.2 7 401.2 7 486.1 7 433.1 7 538.2 7 525.0 7 662.6 7 699.7 7 843.9 7 805.6 7 839.7 7 775.1


2016 289.8 305.6 316.9 326.2

Table 1.15 cont'dUSD m

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Indicators 01.01.2015 01.04.2015 01.07.2015 01.10.2015 01.01.2016



Official rate (Br/USD) 11 850 14 740 15 346 17 703 18 569 6 719 56.7 866 4.9Br per 1 USD

Net foreign assets -30.7 -122.9 -72.4 -77.7 9.5 40.3 131.3 87.2 112.2USD m -2.6 -8.3 -4.7 -4.4 0.5 3.1 119.2 4.9 111.4

foreign assets 69.6 94.9 88.2 113.5 142.1 72.5 104.2 28.6 25.2USD m 5.9 6.4 5.7 6.4 7.7 1.8 30.5 1.2 20.3

foreign liabilities 100.4 217.8 160.6 191.1 132.6 32.2 32.1 -58.6 -30.6USD m 8.5 14.8 10.5 10.8 7.1 -1.3 -16.5 -3.7 -34.3

Net domestic claims 15 957.5 16 831.7 17 914.0 19 011.4 19 435.3 3 477.8 21.8 423.9 2.2in rubels 12 097.0 11 859.3 12 607.1 12 713.1 12 840.9 744.0 6.1 127.8 1.0in foreign currency 3 860.5 4 972.4 5 306.9 6 298.3 6 594.4 2 733.9 70.8 296.1 4.7

USD m 325.8 337.3 345.8 355.8 355.1 29.3 9.0 -0.6 -0.2including:

1. Net claims on general government 8 334.8 8 692.5 9 198.8 9 304.3 9 477.6 1 142.8 13.7 173.3 1.9

in rubels 7 756.2 7 682.5 8 139.4 7 980.5 7 939.3 183.1 2.4 -41.2 -0.5in foreign currency 578.6 1 010.1 1 059.5 1 323.8 1 538.3 959.7 165.9 214.4 16.2

USD m 48.8 68.5 69.0 74.8 82.8 34.0 69.7 8.1 10.7of which:

claims on general government 8 389.8 8 775.8 9 297.4 9 499.2 9 502.8 1 112.9 13.3 3.5 0.0

in rubels 7 811.3 7 765.7 8 237.9 8 175.4 7 964.5 153.3 2.0 -210.9 -2.6in foreign currency 578.6 1 010.1 1 059.5 1 323.8 1 538.3 959.7 165.9 214.4 16.2

USD m 48.8 68.5 69.0 74.8 82.8 34.0 69.7 8.1 10.7

liabilities to general government 55.0 83.3 98.6 194.9 25.2 -29.9 -54.2 -169.7 -87.1

in rubels 55.0 83.3 98.6 194.9 25.2 -29.9 -54.2 -169.7 -87.1in foreign currency 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

Gain for2015 Q4 2015

Table 1.16

Survey of the Insurance Organizations of the Republic of BelarusBr bn

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65

Indicators 01.01.2015 01.04.2015 01.07.2015 01.10.2015 01.01.2016

in appropriate % in appropriate %

units of units of


2. Claims on other sectors 600.4 565.4 664.2 647.4 635.6 35.2 5.9 -11.8 -1.8in rubels 547.7 466.4 561.8 557.3 554.1 6.3 1.2 -3.2 -0.6in foreign currency 52.6 99.1 102.5 90.1 81.5 28.8 54.9 -8.6 -9.5

USD m 4.4 6.7 6.7 5.1 4.4 -0.1 0.0 -0.7 -13.7claims on nonfinancial organizations 600.4 565.4 664.2 647.4 635.6 35.2 5.9 -11.8 -1.8

in rubels 547.7 466.4 561.8 557.3 554.1 6.3 1.2 -3.2 -0.6in foreign currency 52.6 99.1 102.5 90.1 81.5 28.8 54.9 -8.6 -9.5

USD m 4.4 6.7 6.7 5.1 4.4 -0.1 0.0 -0.7 -13.7claims on natural persons 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

in rubels 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 xin foreign currency 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

3. Claims on the banking system 7 022.3 7 573.7 8 050.9 9 059.7 9 322.2 2 299.9 32.8 262.5 2.9in rubels 3 793.0 3 710.5 3 906.0 4 175.3 4 347.5 554.5 14.6 172.2 4.1in foreign currency 3 229.3 3 863.3 4 145.0 4 884.4 4 974.6 1 745.4 54.0 90.3 1.8

USD m 272.5 262.1 270.1 275.9 267.9 -4.6 -1.7 -8.0 -2.9



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Indicators 01.01.2015 01.04.2015 01.07.2015 01.10.2015 01.01.2016



Liabilitiesincluding:

Insurance technical reserves 8 157.6 9 051.1 9 387.2 9 299.3 9 717.7 1 560.0 19.1 418.3 4.5in rubels 4 757.8 5 042.6 5 233.4 5 545.9 5 713.0 955.3 20.1 167.1 3.0in foreign currency 3 399.9 4 008.4 4 153.8 3 753.5 4 004.6 604.8 17.8 251.2 6.7

USD m 286.9 271.9 270.7 212.0 215.7 -71.2 -24.8 3.6 1.7

Deposits 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 xin rubels 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 xin foreign currency 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

Securities other than shares 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 xin rubels 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 xin foreign currency 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

Loans 78.9 68.5 87.9 121.0 133.1 54.2 68.7 12.2 10.0in rubels 31.8 19.7 40.4 39.0 36.6 4.8 15.1 -2.4 -6.2in foreign currency 47.2 48.7 47.5 82.0 96.6 49.4 104.7 14.6 17.8

USD m 4.0 3.3 3.1 4.6 5.2 1.2 30.0 0.6 13.0

Financial derivatives 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

Shares and other equity 12 210.1 13 066.4 13 356.2 13 947.7 14 555.0 2 345.0 19.2 607.4 4.4Other items (net) -4 519.9 -5 477.2 -4 989.7 -4 434.3 -4 961.0 -441.1 -9.8 -526.7 -11.9

2015 Q4 2015

Br bn

Gain for

Table 1.16 cont'd

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67

Indicators 01.01.2015 01.04.2015 01.07.2015 01.10.2015 01.01.2016



Official rate (Br/USD) 11 850.0 14 740.0 15 346.0 17 703.0 18 569.0 6 719.0 56.7 866.0 4.9Br per 1 USD

Net foreign assets -2 476.8 -3 013.4 -3 328.4 -3 582.1 -3 013.7 -536.9 -21.7 568.4 15.9USD m -209.0 -204.4 -216.9 -202.3 -162.3 46.7 22.3 40.0 19.8

foreign assets 1 562.2 1 730.1 1 678.5 1 915.6 2 094.8 532.7 34.1 179.2 9.4USD m 131.8 117.4 109.4 108.2 112.8 -19.0 -14.4 4.6 4.3

foreign liabilities 4 039.0 4 743.5 5 006.9 5 497.7 5 108.6 1 069.6 26.5 -389.2 -7.1USD m 340.8 321.8 326.3 310.6 275.1 -65.7 -19.3 -35.4 -11.4

Net domestic claims 18 607.3 20 188.8 20 786.8 23 320.8 23 189.2 4 581.9 24.6 -131.6 -0.6in rubels 10 827.4 12 067.5 12 757.3 14 366.6 14 437.3 3 610.0 33.3 70.8 0.5in foreign currency 7 779.9 8 121.3 8 029.5 8 954.2 8 751.8 971.9 12.5 -202.4 -2.3

USD m 656.5 551.0 523.2 505.8 471.3 -185.2 -28.2 -34.5 -6.8including:

1. Net claims on general government 174.7 232.3 212.6 66.6 142.9 -31.8 -18.2 76.3 114.6

in rubels 156.5 213.9 194.3 66.6 142.9 -13.6 -8.7 76.3 114.6in foreign currency 18.2 18.4 18.3 0.0 0.0 -18.2 -100.0 0.0 x

USD m 1.5 1.2 1.2 0.0 0.0 -1.5 -100.0 0.0 xof which:

claims on general government 399.6 412.7 399.0 280.3 296.2 -103.4 -25.9 15.9 5.7

in rubels 380.6 393.6 380.7 280.3 296.2 -84.3 -22.2 15.9 5.7in foreign currency 19.1 19.1 18.3 0.0 0.0 -19.1 -100.0 0.0 x

USD m 1.6 1.3 1.2 0.0 0.0 -1.6 -100.0 0.0 x

liabilities to general government 224.9 180.4 186.5 213.7 153.3 -71.6 -31.8 -60.4 -28.3

in rubels 224.1 179.7 186.5 213.7 153.3 -70.8 -31.6 -60.4 -28.3in foreign currency 0.9 0.7 0.0 0.0 0.0 -0.9 -100.0 0.0 x

USD m 0.1 0.0 0.0 0.0 0.0 -0.1 -100.0 0.0 x

Table 1.17

Survey of the Leasing Organizations of the Republic of BelarusBr bn


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units of units of


2. Claims on other sectors 15 710.3 16 950.3 17 696.6 20 075.5 20 043.7 4 333.4 27.6 -31.8 -0.2in rubels 8 818.1 10 021.6 10 684.6 12 303.9 12 306.4 3 488.3 39.6 2.4 0.0in foreign currency 6 892.2 6 928.7 7 011.9 7 771.6 7 737.3 845.1 12.3 -34.3 -0.4

USD m 581.6 470.1 456.9 439.0 416.7 -164.9 -28.4 -22.3 -5.1claims on nonfinancial organizations 15 685.2 16 901.8 17 580.4 19 916.5 19 845.7 4 160.4 26.5 -70.9 -0.4

in rubels 8 793.0 9 973.4 10 568.7 12 145.0 12 108.3 3 315.3 37.7 -36.6 -0.3in foreign currency 6 892.2 6 928.3 7 011.7 7 771.5 7 737.3 845.1 12.3 -34.2 -0.4

USD m 581.6 470.0 456.9 439.0 416.7 -164.9 -28.4 -22.3 -5.1claims on natural persons 25.1 48.5 116.1 159.0 198.0 173.0 688.8 39.1 24.5

in rubels 25.1 48.1 115.9 159.0 198.0 173.0 688.8 39.1 24.5in foreign currency 0.0 0.3 0.2 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

3. Claims on the banking system 2 722.3 3 006.3 2 877.7 3 178.6 3 002.6 280.2 10.3 -176.0 -5.5in rubels 1 852.8 1 832.1 1 878.4 1 996.0 1 988.1 135.2 7.3 -7.9 -0.4in foreign currency 869.5 1 174.2 999.3 1 182.6 1 014.5 145.0 16.7 -168.1 -14.2

USD m 73.4 79.7 65.1 66.8 54.6 -18.7 -25.6 -12.2 -18.3

Table cont'd 1.17Br bn


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69

Indicators 01.01.2015 01.04.2015 01.07.2015 01.10.2015 01.01.2016


units of units ofmeasurement measurement


Deposits 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 xin rubels 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 xin foreign currency 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

Secur ities other than shares 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 xin rubels 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 xin foreign currency 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

Loans 6 118.1 5 952.1 6 164.9 7 090.3 7 409.8 1 291.7 21.1 319.6 4.5in rubels 2 549.4 2 005.2 1 884.6 1 905.8 2 161.5 -387.9 -15.2 255.7 13.4in foreign currency 3 568.7 3 946.8 4 280.4 5 184.4 5 248.3 1 679.6 47.1 63.9 1.2

USD m 301.2 267.8 278.9 292.9 282.6 -18.5 -6.2 -10.2 -3.5

Financial der ivatives 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

Shares and other equity 3 389.6 3 935.2 3 902.8 4 208.9 4 340.9 951.3 28.1 131.9 3.1

Other items (net) 6 622.8 7 288.2 7 390.6 8 439.5 8 424.7 1 801.9 27.2 -14.8 -0.2

Br bn

Gain for

Table cont'd 1.17

2015 Q4 2015

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Net foreign assets -4 313.9 -4 877.3 -5 111.2 -5 230.9 -6 532.8 -2 218.9 -51.4 -1 301.9 -24.9USD m -364.0 -330.9 -333.1 -295.5 -351.8 12.2 3.4 -56.3 -19.1

foreign assets 2560.0 3 051.5 3 397.4 4 219.1 4 278.3 1 718.2 67.1 59.2 1.4USD m 216.0 207.0 221.4 238.3 230.4 14.4 6.7 -7.9 -3.3

foreign liabilities 6 873.9 7 928.8 8 508.6 9 450.0 10 811.1 3 937.1 57.3 1 361.0 14.4USD m 580.1 537.9 554.5 533.8 582.2 2.1 0.4 48.4 9.1

Net domestic claims 73 663.1 78 187.6 82 005.1 89 846.7 94 806.0 21 142.9 28.7 4 959.2 5.5in rubels 54 268.2 55 960.2 58 348.9 61 064.2 62 116.6 7 848.3 14.5 1 052.4 1.7in foreign currency 19 394.9 22 227.4 23 656.3 28 782.6 32 689.4 13 294.5 68.5 3 906.8 13.6

USD m 1636.7 1508.0 1 541.5 1 625.9 1 760.4 123.7 7.6 134.6 8.3including:

1. Net claims on general government 10 142.5 11 539.8 13 190.6 12 454.5 13 612.2 3 469.7 34.2 1 157.6 9.3

in rubels 10 962.7 11 284.9 12 641.9 12 312.2 12 315.4 1 352.7 12.3 3.2 0.0in foreign currency -820.2 254.9 548.7 142.3 1296.8 2 117.0 258.1 1 154.4 811.3

USD m -69.2 17.3 35.8 8.0 69.8 139.1 201.0 61.8 772.5of which:

claims on general government 15 195.3 17 395.8 19 687.1 18 907.1 20 324.8 5 129.5 33.8 1 417.7 7.5

in rubels 14 149.7 14 095.2 15 586.7 16 016.3 16 301.4 2 151.7 15.2 285.1 1.8in foreign currency 1 045.6 3 300.6 4 100.5 2 890.8 4 023.4 2 977.8 284.8 1 132.6 39.2

USD m 88.2 223.9 267.2 163.3 216.7 128.4 145.7 53.4 32.7liabilities to general government 5 052.8 5 856.0 6 496.5 6 452.6 6 712.7 1 659.9 32.9 260.1 4.0

in rubels 3 187.0 2 810.3 2 944.8 3 704.1 3 986.0 799.0 25.1 281.9 7.6in foreign currency 1 865.8 3 045.7 3 551.7 2 748.5 2 726.6 860.8 46.1 -21.8 -0.8

USD m 157.5 206.6 231.4 155.3 146.8 -10.6 -6.8 -8.4 -5.5

2015 Q4 2015

Table 1.18

Survey of Other Financial Organizations of the Republic of BelarusBr bn

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2. Claims on other sectors 35 767.1 37 342.0 39 203.7 43 175.8 45 504.2 9 737.1 27.2 2 328.4 5.4in rubels 26 187.2 27 331.7 28 644.0 30 913.2 31 653.6 5 466.4 20.9 740.4 2.4in foreign currency 9 579.9 10 010.2 10 559.7 12 262.6 13 850.6 4 270.7 44.6 1 588.0 12.9

USD m 808.4 679.1 688.1 692.7 745.9 -62.5 -7.7 53.2 7.7claims on nonfinancial organizations 35 741.0 37 292.4 39 086.5 43 015.8 45 305.2 9 564.2 26.8 2 289.4 5.3


USD m 808.4 679.1 688.1 692.7 745.9 -62.5 -7.7 53.2 7.7claims on natural persons 26.1 49.5 117.2 160.0 199.0 172.9 662.5 39.0 24.4

in rubels 26.1 49.2 117.0 160.0 199.0 172.9 662.5 39.0 24.4in foreign currency 0.0 0.3 0.2 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x3. Claims on the banking system 27 753.6 29 305.8 29 610.8 34 216.4 35 689.6 7 936.1 28.6 1 473.2 4.3


USD m 897.5 811.6 817.7 925.1 944.7 47.2 5.3 19.6 2.1

Table 1.18cont'dBr bn


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72

Indicators 01.01.2015 01.04.2015 01.07.2015 01.10.2015 01.01.2016




Insurance technical reserves 8 157.6 9 051.1 9 387.2 9 299.3 9 717.7 1 560.0 19.1 418.3 4.5in rubels 4 757.8 5 042.6 5 233.4 5 545.9 5 713.0 955.3 20.1 167.1 3.0in foreign currency 3 399.9 4 008.4 4 153.8 3 753.5 4 004.6 604.8 17.8 251.2 6.7

USD m 286.9 271.9 270.7 212.0 215.7 -71.2 -24.8 3.6 1.7Deposits 91.1 83.2 80.9 85.7 291.8 200.8 220.3 206.2 240.5

in rubels 77.3 69.7 65.7 64.0 282.8 205.5 265.8 218.9 341.9in foreign currency 13.8 13.5 15.2 21.7 9.0 -4.8 -34.8 -12.7 -58.5

USD m 1.2 0.9 1.0 1.2 0.5 -0.7 -58.3 -0.7 -58.3Securities other than shares 17 452.9 17 315.9 19 117.0 19 051.8 19 314.4 1 861.5 10.7 262.5 1.4

in rubels 17 407.5 17 258.1 18 157.5 17 928.8 18 198.7 791.2 4.5 270.0 1.5in foreign currency 45.4 57.7 959.4 1 123.1 1 115.7 1 070.2 x -7.4 -0.7

USD m 3.8 3.9 62.5 63.4 60.1 56.2 x -3.4 -5.2Loans 5 578.1 5 268.1 5 959.6 7 448.4 8 465.5 2 887.4 51.8 1 017.2 13.7

in rubels 1 857.3 1 330.3 1 541.2 1 310.2 1 314.5 -542.8 -29.2 4.3 0.3in foreign currency 3 720.8 3 937.8 4 418.5 6 138.1 7 151.0 3 430.2 92.2 1 012.9 16.5

USD m 314.0 267.2 287.9 346.7 385.1 71.1 22.6 38.4 11.1Financial derivatives 4.2 6.7 13.3 0.0 0.8 -3.4 -81.0 0.8 xShares and other equity 33 912.4 37 373.9 39 415.4 43 793.7 45 840.5 11 928.2 35.2 2 046.8 4.7Other items (net) 4 153.0 4 211.4 2 920.6 4 936.9 4 642.5 489.5 11.8 -294.4 -6.0

Br bn


Table 1.18cont'd

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Net foreign assets -43 697.2 -50 022.9 -41 072.2 -42 209.8 -48 115.2 -4 417.9 -10.1 -5 905.4 -14.0USD m -3 687.5 -3 393.7 -2 676.4 -2 384.3 -2 591.2 1 096.4 29.7 -206.8 -8.7

foreign assets 76 462.0 84 683.3 91 027.3 114 834.8 114 476.0 38 014.1 49.7 -358.7 -0.3USD m 6 452.5 5 745.1 5 931.7 6 486.7 6 164.9 -287.6 -4.5 -321.8 -5.0

foreign liabilities 120 159.2 134 706.2 132 099.5 157 044.5 162 591.2 42 432.0 35.3 5 546.7 3.5USD m 10 140.0 9 138.8 8 608.1 8 871.1 8 756.1 -1 384.0 -13.6 -115.0 -1.3

Net domestic claims 332 231.6 370 882.6 385 898.3 425 353.5 431 063.1 98 831.5 29.7 5 709.5 1.3in rubels 162 377.4 161 516.4 164 915.7 179 772.5 188 744.1 26 366.7 16.2 8 971.6 5.0in foreign currency 169 854.1 209 366.2 220 982.6 245 581.1 242 319.0 72 464.9 42.7 -3 262.1 -1.3

USD m 14 333.7 14 203.9 14 400.0 13 872.3 13 049.7 -1 284.0 -9.0 -822.6 -5.91. Net claims on general government -43 694.9 -42 912.6 -43 317.1 -28 186.7 -19 980.1 23 714.8 54.3 8 206.6 29.1

in rubels -26 100.7 -27 418.7 -23 916.6 -14 480.8 -14 039.4 12 061.3 46.2 441.4 3.0in foreign currency -17 594.2 -15 493.9 -19 400.5 -13 705.9 -5 940.7 11 653.5 66.2 7 765.2 56.7

USD m -1 484.7 -1 051.1 -1 264.2 -774.2 -319.9 1 164.8 78.5 454.3 58.7of which:

claims on general government 53 986.8 60 965.4 66 661.2 79 443.6 90 849.9 36 863.1 68.3 11 406.3 14.4


USD m 2 087.7 2 196.2 2 326.4 2 673.1 3 156.1 1 068.4 51.2 483.0 18.1liabilities to general government

97 681.7 103 877.9 109 978.3 107 630.3 110 830.0 13 148.3 13.5 3 199.7 3.0in rubels 55 348.6 56 011.5 54 876.3 46 602.9 46 284.1 -9 064.5 -16.4 -318.9 -0.7in foreign currency 42 333.2 47 866.5 55 102.0 61 027.4 64 546.0 22 212.8 52.5 3 518.6 5.8

USD m 3 572.4 3 247.4 3 590.6 3 447.3 3 476.0 -96.4 -2.7 28.7 0.8

Table 1.19

Survey of the Financial Sector of the Republic of BelarusBr bn


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74

Indicators 01.01.2015 01.04.2015 01.07.2015 01.10.2015 01.01.2016



1.1. Net claims on central government -35 404.5 -34 287.4 -35 879.4 -18 803.1 -12 872.1 22 532.5 63.6 5 931.0 31.5in rubels -18 344.6 -19 633.0 -17 325.9 -6 348.7 -8 094.3 10 250.3 55.9 -1 745.6 -27.5in foreign currency -17 059.9 -14 654.4 -18 553.5 -12 454.3 -4 777.7 12 282.2 72.0 7 676.6 61.6

USD m -1 439.7 -994.2 -1 209.0 -703.5 -257.3 1 182.4 82.1 446.2 63.4of which:

claims on central government 45 791.2 52 865.7 57 672.4 70 442.4 81 422.8 35 631.5 77.8 10 980.4 15.6in rubels 21 981.5 21 498.4 23 040.0 24 105.9 24 068.8 2 087.4 9.5 -37.0 -0.2in foreign currency 23 809.7 31 367.2 34 632.4 46 336.5 57 353.9 33 544.2 140.9 11 017.5 23.8

USD m 2 009.3 2 128.0 2 256.8 2 617.4 3 088.7 1 079.4 53.7 471.3 18.0liabilities to central government 81 195.8 87 153.0 93 551.8 89 245.4 94 294.8 13 099.0 16.1 5 049.4 5.7

in rubels 40 326.1 41 131.4 40 365.9 30 454.6 32 163.2 -8 163.0 -20.2 1 708.6 5.6in foreign currency 40 869.7 46 021.6 53 185.9 58 790.8 62 131.7 21 262.0 52.0 3 340.8 5.7

USD m 3 448.9 3 122.2 3 465.8 3 321.0 3 346.0 -102.9 -3.0 25.0 0.81.2. Net claims on local government -8 290.4 -8 625.2 -7 437.7 -9 383.6 -7 108.1 1 182.3 14.3 2 275.5 24.2

in rubels -7 756.1 -7 785.7 -6 590.7 -8 132.0 -5 945.1 1 811.0 23.3 2 187.0 26.9in foreign currency -534.3 -839.5 -847.0 -1 251.6 -1 163.0 -628.7 -117.7 88.5 7.1

USD m -45.1 -57.0 -55.2 -70.7 -62.6 -17.5 -38.8 8.1 11.5of which:

claims on local government 8 195.6 8 099.7 8 988.8 9 001.3 9 427.1 1 231.6 15.0 425.9 4.7in rubels 7 266.4 7 094.3 7 919.7 8 016.3 8 175.8 909.5 12.5 159.6 2.0in foreign currency 929.2 1 005.4 1 069.1 985.0 1 251.3 322.1 34.7 266.3 27.0

USD m 78.4 68.2 69.7 55.6 67.4 -11.0 -14.0 11.7 21.2

liabilities to local government 16 486.0 16 724.9 16 426.5 18 384.9 16 535.2 49.2 0.3 -1 849.7 -10.1in rubels 15 022.4 14 880.0 14 510.3 16 148.3 14 120.9 -901.6 -6.0 -2 027.4 -12.6in foreign currency 1 463.5 1 844.9 1 916.1 2 236.6 2 414.3 950.8 65.0 177.7 7.9

USD m 123.5 125.2 124.9 126.3 130.0 6.5 5.3 3.7 2.9



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2. Claims on other sectors 375 926.5 413 795.2 429 215.4 453 540.2 451 043.2 75 116.7 20.0 -2 497.0 -0.6in rubels 188 478.1 188 935.1 188 832.3 194 253.3 202 783.5 14 305.3 7.6 8 530.2 4.4in foreign currency 187 448.3 224 860.1 240 383.1 259 287.0 248 259.7 60 811.4 32.4 -11 027.3 -4.3

USD m 15 818.4 15 255.1 15 664.2 14 646.5 13 369.6 -2 448.8 -15.5 -1 276.9 -8.7

claims on nonfinancial organizations 311 660.8 348 662.9 362 848.1 384 793.3 380 481.3 68 820.5 22.1 -4 312.0 -1.1in rubels 124 988.2 124 700.0 123 352.0 126 447.7 133 137.3 8 149.1 6.5 6 689.6 5.3in foreign currency 186 672.7 223 962.9 239 496.1 258 345.6 247 344.1 60 671.4 32.5 -11 001.6 -4.3

USD m 15 753.0 15 194.2 15 606.4 14 593.3 13 320.3 -2 432.7 -15.4 -1 273.1 -8.7claims on natural persons 64 265.7 65 132.3 66 367.3 68 746.9 70 561.8 6 296.2 9.8 1 815.0 2.6

in rubels 63 490.0 64 235.1 65 480.3 67 805.6 69 646.2 6 156.2 9.7 1 840.6 2.7in foreign currency 775.7 897.2 887.0 941.3 915.6 140.0 18.0 -25.7 -2.7

USD m 65.5 60.9 57.8 53.2 49.3 -16.1 -24.7 -3.9 -7.3



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Cash in circulation outside financial sector 13 920.7 13 347.7 15 431.2 15 150.6 14 234.4 313.7 2.3 -916.2 -6.0Deposits 207 344.8 236 802.1 256 436.7 283 667.9 286 591.1 79 246.3 38.2 2 923.2 1.0

in rubels 73 818.6 72 882.8 80 322.2 76 984.4 72 586.7 -1 231.9 -1.7 -4 397.7 -5.7in foreign currency 133 526.2 163 919.3 176 114.5 206 683.5 214 004.4 80 478.2 60.3 7 320.9 3.5

USD m 11 268.0 11 120.7 11 476.2 11 675.1 11 524.8 256.8 2.3 -150.2 -1.3Securities other than shares outside financial sector 10 414.3 15 952.5 16 857.8 17 176.6 17 756.4 7 342.1 70.5 579.8 3.4

in rubels 434.9 4 818.5 3 746.4 1 995.8 1 342.3 907.4 208.6 -653.5 -32.7in foreign currency 9 979.4 11 134.0 13 111.4 15 180.7 16 414.1 6 434.7 64.5 1 233.4 8.1

USD m 842.1 755.4 854.4 857.5 884.0 41.8 5.0 26.4 3.1Insurance technical reserves 8 157.6 9 051.1 9 387.2 9 299.3 9 717.7 1 560.0 19.1 418.3 4.5

in rubels 4 757.8 5 042.6 5 233.4 5 545.9 5 713.0 955.3 20.1 167.1 3.0in foreign currency 3 399.9 4 008.4 4 153.8 3 753.5 4 004.6 604.8 17.8 251.2 6.7

USD m 286.9 271.9 270.7 212.0 215.7 -71.2 -24.8 3.6 1.7Loans 278.8 226.5 300.3 370.6 212.1 -66.7 -23.9 -158.5 -42.8

in rubels 146.8 61.3 81.9 104.0 114.2 -32.6 -22.2 10.2 9.8in foreign currency 132.1 165.2 218.4 266.6 98.0 -34.1 -25.8 -168.7 -63.2

USD m 11.1 11.2 14.2 15.1 5.3 -5.9 -52.3 -9.8 -64.9Financial derivatives 19.1 21.7 3.1 0.9 2.8 -16.4 -85.3 1.8 211.1

in rubels 19.1 21.7 3.1 0.9 2.8 -16.4 -85.3 1.8 211.1in foreign currency 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 0.0 0.0 x 0.0 xShares and other equity 57 997.4 52 829.9 53 195.1 61 536.1 56 618.9 -1 378.5 -2.4 -4 917.2 -8.0Other items (net) -9 598.4 -7 371.7 -6 785.3 -4 058.3 -2 185.4 7 413.0 77.2 1 872.9 46.1



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2016Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01

Official rate (Br/USD) Br per 1 USD 9 510 9 870 10 200 10 580 11 850 14 740 15 346 17 703 18 569

NET FOREIGN ASSETS -42.7 -97.8 -170.3 -104.5 -30.7 -122.9 -72.4 -77.7 9.5CLAIMS ON NONRESIDENTS 124.0 91.1 79.1 76.5 69.6 94.9 88.2 113.5 142.1

Foreign currency 0.7 1.0 0.9 0.9 0.6 0.7 0.6 0.5 0.2Deposits 10.7 11.1 11.5 11.0 6.0 5.1 6.1 5.8 5.1Securities other than shares 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Other 112.6 79.0 66.6 64.6 63.0 89.1 81.5 107.2 136.8

LIABILITIES TO NONRESIDENTS 166.7 188.9 249.4 181.0 100.4 217.8 160.6 191.1 132.6Deposits 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Loans 23.5 24.4 25.1 24.4 18.8 21.4 35.2 39.7 35.6Other 143.1 164.5 224.3 156.6 81.6 196.4 125.3 151.5 96.9

NET CLAIMS ON GENERAL GOVERNMENT 7 563.5 7 733.2 8 045.0 7 832.9 8 334.8 8 692.5 9 198.8 9 304.3 9 477.6

CLAIMS ON GENERAL GOVERNMENT 7 633.3 7 778.7 8 084.1 7 887.9 8 389.8 8 775.8 9 297.4 9 499.2 9 502.8Securities other than shares 7 633.3 7 778.7 8 084.1 7 887.9 8 389.8 8 775.8 9 297.4 9 499.2 9 502.8Other claims 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

LIABILITIES TO GENERAL GOVERNMENT 69.8 45.5 39.2 54.9 55.0 83.3 98.6 194.9 25.2Deposits 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Other liabilities 69.8 45.5 39.2 54.9 55.0 83.3 98.6 194.9 25.2

CLAIMS ON THE BANKING SYSTEM 6 291.1 6 594.7 6 846.4 7 496.0 7 022.3 7 573.7 8 050.9 9 059.7 9 322.2Currency 0.7 1.7 1.6 1.6 3.1 2.3 2.2 2.6 1.6Deposits 4 334.3 4 509.3 4 848.5 5 158.6 5 017.6 5 480.5 5 390.8 6 149.6 6 593.1Other claims 1 956.0 2 083.8 1 996.3 2 335.8 2 001.5 2 091.0 2 658.0 2 907.4 2 727.4

2014Br bn

Table 1.20Dynamics of Survey Indicators of the Insurance Organizations of the Republic of Belarus

2015

Statistics Bulletin

78

2016Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01

CLAIMS ON OTHER SECTORS 544.3 557.8 578.3 622.2 600.4 565.4 664.2 647.4 635.6Puplic nonfinancial organizations 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Other nonfinancial organizations 544.3 557.8 578.3 622.2 600.4 565.4 664.2 647.4 635.6Natural persons 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

LOANS 87.5 86.2 81.7 69.6 78.9 68.5 87.9 121.0 133.1

INSURANCE TECHNICAL RESERVES 5 543.9 6 237.7 6 963.4 7 745.6 8 157.6 9 051.1 9 387.2 9 299.3 9 717.7Net equity of households in life insurance reserves 918.6 1 060.9 1 130.7 1 629.4 1 708.0 1 927.2 2 095.2 2 351.0 2 561.8

Prepaid premiums/reserves against outstanding claims 4 625.3 5 176.8 5 832.7 6 116.2 6 449.7 7 123.9 7 292.0 6 948.3 7 155.9

SHARES AND OTHER EQUITY 12 035.8 12 194.2 12 354.2 12 027.1 12 210.1 13 066.4 13 356.2 13 947.7 14 555.0

OTHER ITEMS (NET) -3 311.0 -3 730.2 -4 099.9 -3 995.7 -4 519.9 -5 477.2 -4 989.7 -4 434.3 -4 961.0

2014


2015

Statistics Bulletin

79

2016Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01

Official rate (Br/USD) Br per 1 USD 9 510 9 870 10 200 10 580 11 850 14 740 15 346 17 703 18 569

NET FOREIGN ASSETS 63.6 -55.6 -1 946.1 -2 054.4 -4 313.9 -4 877.3 -5 111.2 -5 230.9 -6 532.8CLAIMS ON NONRESIDENTS 230.3 182.8 268.2 752.5 2 560.0 3 051.5 3 397.4 4 219.1 4 278.3

Foreign currency 0.7 1.0 0.9 0.9 0.6 0.7 0.6 0.5 0.2Deposits 10.7 11.1 23.7 281.3 13.1 82.3 392.3 997.9 332.6Securities other than shares 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Loans 105.9 91.2 176.6 405.1 1 888.2 2 135.6 2 278.0 2 478.2 3 105.4Other 113.0 79.4 67.0 65.2 658.1 832.9 726.5 742.5 840.1

LIABILITIES TO NONRESIDENTS 166.7 238.4 2 214.4 2 806.9 6 873.9 7 928.8 8 508.6 9 450.0 10 811.1Deposits 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Loans 23.5 73.8 1 984.1 2 648.4 6 754.0 7 668.2 8 247.1 9 134.7 10 564.8Other 143.1 164.6 230.2 158.5 119.9 260.6 261.5 315.3 246.2

NET CLAIMS ON GENERAL GOVERNMENT 9 065.6 8 679.6 9 698.4 10 308.9 10 142.5 11 539.8 13 190.6 12 454.5 13 612.2

CLAIMS ON GENERAL GOVERNMENT 11 979.7 11 606.7 12 890.4 13 869.6 15 195.3 17 395.8 19 687.1 18 907.1 20 324.8Securities other than shares 9 088.9 8 743.4 10 005.1 10 704.4 11 455.7 13 660.7 14 780.2 13 509.1 14 358.2Other claims 2 890.8 2 863.4 2 885.3 3 165.3 3 739.6 3 735.1 4 906.9 5 398.1 5 966.6

LIABILITIES TO GENERAL GOVERNMENT 2 914.1 2 927.2 3 192.0 3 560.7 5 052.8 5 856.0 6 496.5 6 452.6 6 712.7Deposits 2 841.8 2 876.7 3 146.8 3 499.2 4 769.6 5 583.6 6 203.4 6 037.7 6 531.5Other liabilities 72.3 50.4 45.2 61.5 283.3 272.4 293.1 414.9 181.2

CLAIMS ON THE BANKING SYSTEM 22 055.4 22 772.0 23 517.6 24 341.7 27 753.6 29 305.8 29 610.8 34 216.4 35 689.6Currency 0.7 1.7 1.6 1.6 3.1 2.3 2.5 2.7 1.7Deposits 9 090.2 9 894.0 10 904.1 11 807.9 13 865.9 15 199.5 15 750.0 19 457.7 20 697.6Other claims 12 964.5 12 876.2 12 611.9 12 532.2 13 884.6 14 104.0 13 858.3 14 756.0 14 990.3

Br bn

Table 1.21Dynamics of Survey Indicators of the Other Financial Corporations of the Republic of Belarus

20152014

Statistics Bulletin

80

2016Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01

CLAIMS ON OTHER SECTORS 16 345.2 17 551.3 18 781.2 19 173.5 35 767.1 37 342.0 39 203.7 43 175.8 45 504.2Puplic nonfinancial organizations 6 634.5 7 307.0 7 705.8 7 798.1 8 048.2 7 901.9 8 375.8 8 883.8 10 504.5Other nonfinancial organizations 9 709.6 10 243.2 11 074.2 11 374.3 27 692.8 29 390.6 30 710.7 34 131.9 34 800.6Natural persons 1.0 1.1 1.1 1.1 26.1 49.5 117.2 160.0 199.0

DEPOSITS 222.4 199.8 126.7 96.7 91.1 83.2 80.9 85.7 291.8

SECURITIES OTHER THAN SHARES 17 408.4 17 098.5 17 360.9 17 574.3 17 452.9 17 315.9 19 117.0 19 051.8 19 314.4

LOANS 259.7 310.4 145.3 69.6 5 578.1 5 268.1 5 959.6 7 448.4 8 465.5

FINANCIAL DERIVATIVES 0.0 0.0 5.4 16.0 4.2 6.7 13.3 0.0 0.8

INSURANCE TECHNICAL RESERVES 5 543.9 6 237.7 6 963.4 7 745.6 8 157.6 9 051.1 9 387.2 9 299.3 9 717.7Net equity of households in life insurance reserves 918.6 1 060.9 1 130.7 1 629.4 1 708.0 1 927.2 2 095.2 2 351.0 2 561.8

Prepaid premiums/reserves against outstanding claims 4 625.3 5 176.8 5 832.7 6 116.2 6 449.7 7 123.9 7 292.0 6 948.3 7 155.9

SHARES AND OTHER EQUITY 26 296.1 27 391.5 28 146.3 28 545.5 33 912.4 37 373.9 39 415.4 43 793.7 45 840.5

OTHER ITEMS (NET) -2 200.7 -2 290.7 -2 696.8 -2 277.9 4 153.0 4 211.4 2 920.6 4 936.9 4 642.5


20152014

Statistics Bulletin

81

2016Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01

Official rate (Br/USD) Br per 1 USD 9510 9870 10200 10580 11850 14740 15346 17703 18569

NET FOREIGN ASSETS -13 178.9 -24 832.8 -14 260.0 -16 001.9 -43 697.2 -50 022.9 -41 072.2 -42 209.8 -48 115.2Claims on nonresidents 77 186.6 67 787.8 82 999.9 84 972.7 76 462.0 84 683.3 91 027.3 114 834.8 114 476.0Liabilities to nonresidents 90 365.5 92 620.7 97 260.0 100 974.6 120 159.2 134 706.2 132 099.5 157 044.5 162 591.2

NET DOMESTIC CLAIMS 243 725.0 265 851.9 272 420.4 287 468.5 332 231.6 370 882.6 385 898.3 425 353.5 431 063.1

NET CLAIMS ON GENERAL GOVERNMENT -52 780.1 -46 530.7 -54 528.6 -49 634.3 -43 694.9 -42 912.6 -43 317.1 -28 186.7 -19 980.1Claims on general government 38 270.1 38 253.0 43 525.4 46 149.3 53 986.8 60 965.4 66 661.2 79 443.6 90 849.9

Liabilities to general government 91 050.2 84 783.7 98 054.0 95 783.6 97 681.7 103 877.9 109 978.3 107 630.3 110 830.0

CLAIMS ON OTHER SECTORS 296 505.2 312 382.6 326 949.0 337 102.9 375 926.5 413 795.2 429 215.4 453 540.2 451 043.2Other financial organizations 3 630.5 3 684.2 3 136.9 2 546.5 0.0 0.0 0.0 0.0 0.0Puplic nonfinancial organizations 139 111.2 148 120.3 153 592.3 157 083.4 169 785.9 190 897.6 199 077.2 204 672.4 200 349.3Other nonfinancial organizations 98 727.5 103 994.2 111 639.5 116 523.5 141 874.9 157 765.3 163 770.8 180 120.9 180 132.1Natural persons 55 035.9 56 584.0 58 580.3 60 949.4 64 265.7 65 132.3 66 367.3 68 746.9 70 561.8

CASH IN CIRCULATION OUTSIDE FINANCIAL SECTOR 12 301.3 12 109.8 13 561.8 14 007.6 13 920.7 13 347.7 15 431.2 15 150.6 14 234.4

DEPOSITS 167 087.8 174 729.9 186 875.0 197 495.7 207 344.8 236 802.1 256 436.7 283 667.9 286 591.1SECURITIES OTHER THAN SHARES OUTSIDE FINANCIAL SECTOR 7 147.0 8 480.4 9 035.2 10 297.7 10 414.3 15 952.5 16 857.8 17 176.6 17 756.4

LOANS 97.1 96.6 119.9 124.7 278.8 226.5 300.3 370.6 212.1

FINANCIAL DERIVATIVES 3.3 9.5 0.5 8.2 19.1 21.7 3.1 0.9 2.8

INSURANCE TECHNICAL RESERVES 5 543.9 6 237.7 6 963.4 7 745.6 8 157.6 9 051.1 9 387.2 9 299.3 9 717.7SHARES AND OTHER EQUITY 49 588.6 52 938.9 55 001.0 55 595.1 57 997.4 52 829.9 53 195.1 61 536.1 56 618.9OTHER ITEMS (NET) -11 222.8 -13 583.7 -13 396.4 -13 808.0 -9 598.4 -7 371.7 -6 785.3 -4 058.3 -2 185.4

Br bn

Table 1.22

2014

Dynamics of Survey Indicators of the Financial Sector of the Republic of Belarus

2015

Statistics Bulletin

82


1. Customers’ and banks’ debts on credits and other 2015 361 458.7 407 633.1 398 973.8 396 276.0 395 462.4 410 665.9 412 645.6 400 538.5 436 550.9 432 730.6 428 777.0 420 033.8 active operations 2016 412 302.6 443 944.9 444 566.3 425 774.7

including: in national currency 2015 162 102.1 161 163.5 159 593.9 158 938.0 157 904.3 166 586.0 160 454.6 157 503.0 159 091.7 161 818.0 167 404.3 166 491.8

2016 167 101.0 166 701.2 165 568.8 164 785.0

in foreign currency 2015 199 356.6 246 469.6 239 379.9 237 337.9 237 558.1 244 079.9 252 190.9 243 035.5 277 459.2 270 912.6 261 372.7 253 542.0

2016 245 201.6 277 243.7 278 997.5 260 989.7

1.1. Customers’ debts on credits and other active 2015 328 364.4 368 912.3 362 420.9 361 510.4 362 194.1 366 455.8 373 917.1 364 464.5 396 509.6 393 100.1 390 553.9 384 409.7

operations 2016 388 760.1 420 608.4 423 239.9 405 642.7

in national currency 2015 155 953.2 155 403.4 155 019.4 154 041.9 153 387.1 152 597.4 152 249.4 152 466.2 153 922.9 154 533.0 161 092.1 160 942.0

2016 162 699.0 163 894.2 161 694.4 161 396.0


2016 226 061.2 256 714.2 261 545.6 244 246.7

1.2. Banks’ debts on credits and other active operations 2015 33 094.3 38 720.8 36 552.8 34 765.6 33 268.3 44 210.1 38 728.5 36 074.0 40 041.3 39 630.5 38 223.1 35 624.1

2016 23 542.5 23 336.5 21 326.4 20 131.9


2016 4 402.0 2 807.1 3 874.4 3 389.0


2016 19 140.5 20 529.5 17 452.0 16 742.9

2. Customers’ and banks’ problem (extended and overdue) debts on credits and other active operations 2015 4 902.2 6 382.6 7 212.3 7 889.0 6 955.6 7 495.3 7 541.1 6 933.4 7 853.7 9 088.0 9 589.3 9 578.6

2016 8 704.2 11 452.7 14 239.1 13 425.4


2016 2 817.4 3 507.8 4 172.3 4 438.1


2016 5 886.9 7 945.0 10 066.8 8 987.2

Share of problem debts in customers’ and banks’ debts 2015 1.36 1.57 1.81 1.99 1.76 1.83 1.83 1.73 1.80 2.10 2.24 2.28

on credits and other active operations, % 2016 2.11 2.58 3.20 3.15

in national currency 2015 0.91 1.14 1.32 1.68 1.59 1.57 1.63 1.59 1.52 1.58 1.74 1.65

2016 1.69 2.10 2.52 2.69

in foreign currency 2015 1.72 1.84 2.13 2.20 1.87 2.00 1.95 1.82 1.96 2.41 2.56 2.70

2016 2.40 2.87 3.61 3.44

2.1. Customers’ and banks’ extended debts on credits 2015 2 667.2 3 589.0 4 048.4 4 152.8 3 607.6 3 738.0 3 212.1 2 833.0 3 460.9 4 467.0 4 827.9 4 925.1

and other active operations 2016 5 069.4 6 490.3 7 514.0 7 113.5

in national currency 2015 278.6 407.0 486.9 939.1 775.7 737.0 655.9 457.4 428.8 624.5 947.1 883.8

2016 1 078.1 1 409.9 1 458.5 1 400.5


2016 3 991.2 5 080.3 6 055.6 5 713.0

Table 1.23

Br bnDynamics of Customers’ and Banks’ Debts on Credits and Other Active Operations

83

Statistics Bulletin


Share of extended debts in customers’ and banks’ debts on credits and other active operations, % 2015 0.74 0.88 1.01 1.05 0.91 0.91 0.78 0.71 0.79 1.03 1.13 1.17

2016 1.23 1.46 1.69 1.67

in national currency 2015 0.17 0.25 0.31 0.59 0.49 0.44 0.41 0.29 0.27 0.39 0.57 0.532016 0.65 0.85 0.88 0.85

in foreign currency 2015 1.20 1.29 1.49 1.35 1.19 1.23 1.01 0.98 1.09 1.42 1.48 1.592016 1.63 1.83 2.17 2.19

2.2. Customers’ and banks’ overdue debts on credits 2015 2 235.0 2 793.6 3 163.9 3 736.2 3 348.0 3 757.3 4 329.0 4 100.5 4 392.8 4 621.0 4 761.4 4 653.5and other active operations 2016 3 634.8 4 962.5 6 725.1 6 311.9

in national currency 2015 1 198.1 1 430.4 1 621.1 1 732.9 1 728.1 1 876.9 1 963.1 2 043.9 1 996.2 1 931.9 1 958.8 1 861.52016 1 739.2 2 097.8 2 713.9 3 037.7

in foreign currency 2015 1 036.9 1 363.3 1 542.7 2 003.3 1 619.9 1 880.4 2 366.0 2 056.6 2 396.6 2 689.1 2 802.6 2 792.02016 1 895.6 2 864.6 4 011.2 3 274.2

Share of overdue debts in customers’ and banks’ debts 2015 0.62 0.69 0.79 0.94 0.85 0.91 1.05 1.02 1.01 1.07 1.11 1.11

on credits and other active operations, % 2016 0.88 1.12 1.51 1.48in national currency 2015 0.74 0.89 1.02 1.09 1.09 1.13 1.22 1.30 1.25 1.19 1.17 1.12

2016 1.04 1.26 1.64 1.84in foreign currency 2015 0.52 0.55 0.64 0.84 0.68 0.77 0.94 0.85 0.86 0.99 1.07 1.10

2016 0.77 1.03 1.44 1.25

Table 1.23 cont'd84

Statistics Bulletin

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy


Credits to sectors of the economy 2015 313 988.6 353 510.6 347 136.7 346 211.5 347 258.8 351 024.6 357 554.6 349 769.7 383 080.5 380 534.3 378 583.0 372 615.02016 377 771.2 408 503.6 411 315.7 394 693.9



USD m 2015 13 476.3 12 997.4 13 129.3 13 136.5 13 499.4 13 491.4 13 445.7 13 043.2 13 068.7 12 790.8 12 497.3 11 698.22016 11 629.0 11 559.6 11 659.8 11 632.7

including: To public commercial enterprises 2015 144 135.6 166 314.6 163 629.6 163 759.9 162 889.3 166 072.4 168 162.3 160 145.5 178 186.4 175 127.2 174 522.7 167 056.6 2016 169 946.6 185 105.6 187 782.5 176 753.0



USD m 2015 7 301.4 7 082.3 7 183.1 7 171.8 7 303.5 7 361.0 7 244.3 6 806.9 6 913.4 6 711.6 6 720.2 6 090.82016 6 148.4 6 094.3 6 215.0 6 119.5

To private sector 2015 103 342.0 119 932.2 116 518.2 115 289.3 116 500.9 116 663.7 120 158.4 119 732.0 132 940.7 132 522.6 130 583.7 131 118.52016 131 980.6 146 233.8 146 142.1 140 771.3



USD m 2015 5 887.1 5 633.8 5 682.6 5 710.1 5 923.3 5 850.8 5 919.1 5 920.1 5 827.9 5 741.6 5 429.4 5 245.02016 5 099.5 5 081.6 5 048.6 5 105.0

To natural persons 2015 62 936.1 62 954.9 63 069.2 63 627.6 64 007.9 64 187.7 64 730.8 65 127.4 66 357.1 67 042.5 67 519.1 67 970.82016 68 788.4 69 012.8 68 851.9 68 592.1



USD m 2015 64.0 62.4 61.0 59.6 58.2 57.0 55.7 54.1 52.7 51.1 49.9 48.62016 47.2 46.4 45.0 43.3

Table 1.24

Br bn

Statistics Bulletin

85

Показатели Годы 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.

To other financial organizations 2015 3 574.8 4 308.8 3 919.7 3 534.7 3 860.8 4 100.8 4 503.0 4 764.9 5 596.3 5 842.1 5 957.5 6 469.1 2016 7 055.6 8 151.3 8 539.1 8 577.5

in national currency 2015 923.0 948.9 931.0 660.9 758.7 804.7 1 026.4 776.8 777.7 769.7 761.1 772.32016 855.9 988.1 993.8 1 231.5


USD m 2015 223.8 218.7 202.6 195.0 214.4 222.6 226.5 262.0 274.7 286.5 297.8 313.82016 333.9 337.3 351.2 364.9

including:1. Short-term credits 2015 84 836.7 97 442.8 95 157.4 95 668.9 96 025.5 95 159.2 96 322.4 92 699.0 103 396.0 100 591.2 102 041.9 101 102.3

2016 101 420.6 109 341.2 109 359.4 104 523.0in national currency 2015 36 610.4 36 454.1 36 478.1 35 464.3 34 079.1 32 768.6 32 399.8 32 395.4 33 772.2 33 262.5 35 728.7 35 727.0

2016 35 722.0 36 340.2 34 433.3 34 071.0in foreign currency 2015 48 226.3 60 988.7 58 679.4 60 204.6 61 946.4 62 390.5 63 922.6 60 303.5 69 623.8 67 328.7 66 313.2 65 375.2

2016 65 698.6 73 001.0 74 926.0 70 452.0of which:

1.1. To public commercial enterprises 2015 48 502.5 57 272.9 56 764.5 57 891.3 57 334.3 57 647.7 57 948.5 54 609.1 61 433.1 58 970.3 59 874.2 59 723.7 2016 59 722.8 63 850.6 64 081.4 59 569.1



1.2. To private sector 2015 34 292.9 38 155.6 36 706.3 36 267.3 37 204.0 35 965.2 36 712.7 36 650.9 40 359.1 40 009.8 40 564.1 39 734.12016 39 945.8 43 697.6 43 609.1 43 363.3




Statistics Bulletin

86


1.3. To natural persons 2015 1 739.5 1 614.1 1 481.1 1 472.0 1 356.0 1 341.7 1 361.6 1 391.6 1 551.9 1 560.3 1 551.7 1 592.42016 1 702.4 1 741.1 1 619.5 1 502.5



1.4. To other financial organizations 2015 301.8 400.2 205.5 38.3 131.2 204.5 299.5 47.4 51.8 50.8 51.9 52.1 2016 49.6 51.9 49.4 88.1

in national currency 2015 148.9 144.0 144.1 33.8 45.8 48.7 293.0 42.0 46.8 46.5 47.9 48.82016 47.1 47.4 44.1 82.8


2. Long-term credits 2015 229 151.9 256 067.7 251 979.3 250 542.6 251 233.3 255 865.4 261 232.2 257 070.8 279 684.5 279 943.2 276 541.1 271 512.72016 276 350.6 299 162.4 301 956.3 290 171.0



of which: 2.1. To public commercial enterprises 2015 95 633.1 109 041.7 106 865.1 105 868.6 105 554.9 108 424.7 110 213.8 105 536.4 116 753.3 116 156.9 114 648.5 107 332.9

2016 110 223.7 121 255.0 123 701.1 117 184.0in national currency 2015 37 415.7 37 039.9 36 612.7 36 533.1 36 628.2 37 321.4 37 369.4 37 009.4 37 068.3 36 847.0 37 132.1 36 622.2

2016 37 020.1 36 916.7 36 714.1 36 236.6in foreign currency 2015 58 217.4 72 001.8 70 252.4 69 335.6 68 926.7 71 103.3 72 844.4 68 527.1 79 685.0 79 309.9 77 516.3 70 710.7

2016 73 203.7 84 338.3 86 987.0 80 947.4


Statistics Bulletin

87


2.2. To private sector 2015 69 049.1 81 776.6 79 811.9 79 021.9 79 296.8 80 698.5 83 445.7 83 081.1 92 581.5 92 512.7 90 019.6 91 384.32016 92 034.8 102 536.3 102 533.1 97 408.0



2.3. To natural persons 2015 61 196.6 61 340.9 61 588.0 62 155.6 62 651.9 62 845.9 63 369.2 63 735.8 64 805.2 65 482.2 65 967.4 66 378.42016 67 086.0 67 271.8 67 232.4 67 089.6



2.4. To other financial organizations 2015 3 273.1 3 908.6 3 714.3 3 496.5 3 729.6 3 896.3 4 203.5 4 717.5 5 544.5 5 791.3 5 905.7 6 417.0 2016 7 006.1 8 099.4 8 489.7 8 489.4

in national currency 2015 774.1 804.8 786.8 627.1 712.9 756.0 733.5 734.8 730.9 723.1 713.2 723.62016 808.8 940.7 949.7 1 148.7



Statistics Bulletin

88

Dynamics of Problem Debt on Credits Granted by Banks of the Republic of Belarus by Sectors of the Economy


Credits to sectors of the economy 2015 4 605.4 6 103.0 6 679.2 7 347.3 6 441.1 7 058.9 7 332.1 6 732.6 7 858.5 9 138.1 9 656.8 9 578.42016 8 645.3 11 336.2 14 083.0 13 256.7

public commercial enterprises 2015 1 924.5 2 593.9 2 839.9 3 242.9 2 711.8 3 282.1 3 167.4 2 516.9 2 933.6 3 274.7 3 292.8 3 132.82016 2 960.9 3 447.4 4 456.2 4 701.2

private sector 2015 2 219.6 2 995.2 3 323.3 3 565.3 3 176.5 3 230.1 3 587.1 3 648.1 4 369.8 5 313.5 5 839.3 5 939.22016 5 175.8 7 351.5 9 081.6 7 998.9

natural persons 2015 448.0 501.6 503.4 525.6 536.1 526.0 544.9 548.2 554.9 545.7 519.0 498.72016 499.4 525.3 531.8 545.3

other financial organizations 2015 13.3 12.3 12.6 13.5 16.7 20.6 32.7 19.5 0.2 4.2 5.6 7.82016 9.3 12.1 13.3 11.3

including:1. Credits to sectors of the economy 2015 1 446.7 1 803.1 2 055.3 2 530.6 2 364.4 2 469.2 2 554.5 2 430.8 2 446.8 2 593.9 2 939.7 2 759.0

2016 2 801.8 3 490.8 4 152.3 4 419.3public commercial enterprises 2015 644.6 877.7 1 029.3 1 487.4 1 235.2 1 260.8 1 356.4 1 209.5 1 228.3 1 222.9 1 298.7 1 158.7

2016 1 160.5 1 543.8 1 958.8 2 137.7private sector 2015 467.3 573.3 663.9 655.4 724.8 815.0 794.0 809.1 816.6 976.1 1 268.2 1 248.7

2016 1 293.7 1 593.1 1 835.0 1 902.8natural persons 2015 326.0 346.5 356.4 381.8 398.1 386.9 404.0 412.0 401.8 394.7 372.6 351.4


2016 0.3 1.4 0.6 0.4

Table 1.25

Br bn

Statistics Bulletin

89


1.1. Banks' short - term credits 2015 703.5 906.6 1 147.6 1 579.6 1 405.5 1 482.3 1 491.5 1 439.6 1 456.0 1 487.3 1 447.6 1 250.72016 1 180.9 1 494.3 2 049.6 2 292.9

public commercial enterprises 2015 335.4 538.4 702.8 1 156.8 935.9 952.6 1 028.2 916.6 881.5 807.9 856.2 669.72016 638.0 896.4 1 246.4 1 326.6

private sector 2015 311.8 315.8 395.6 374.2 421.9 484.1 422.5 484.1 536.6 642.5 556.9 549.12016 512.3 567.8 774.1 937.3

natural persons 2015 48.8 48.4 45.3 44.7 43.7 41.7 40.8 38.8 37.8 36.9 34.5 31.92016 30.6 30.1 29.1 29.0


1.2. Banks' long - term credits 2015 743.2 896.5 907.7 951.0 958.9 986.9 1 062.9 991.2 990.8 1 106.6 1 492.1 1 508.32016 1 620.9 1 996.6 2 102.7 2 126.5

public commercial enterprises 2015 309.2 339.4 326.5 330.6 299.4 308.2 328.2 292.9 346.7 415.0 442.5 489.02016 522.5 647.4 712.5 811.0

private sector 2015 155.5 257.5 268.3 281.2 302.9 330.9 371.4 325.0 280.0 333.5 711.2 699.62016 781.4 1 025.3 1 060.9 965.5

natural persons 2015 277.2 298.1 311.1 337.1 354.3 345.2 363.2 373.2 363.9 357.8 338.1 319.52016 316.7 322.5 328.7 349.5



Statistics Bulletin

90

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.2. Credits to sectors of the economy 2015 3 158.7 4 299.9 4 623.9 4 816.6 4 076.7 4 589.7 4 777.7 4 301.9 5 411.7 6 544.2 6 717.1 6 819.4

2016 5 843.5 7 845.4 9 930.7 8 837.4public commercial enterprises 2015 1 279.9 1 716.1 1 810.6 1 755.5 1 476.5 2 021.3 1 811.0 1 307.4 1 705.3 2 051.8 1 994.1 1 974.0

2016 1 800.3 1 903.6 2 497.3 2 563.6private sector 2015 1 752.3 2 422.0 2 659.4 2 909.9 2 451.7 2 415.2 2 793.1 2 838.9 3 553.2 4 337.4 4 571.2 4 690.5

2016 3 882.1 5 758.4 7 246.6 6 096.1natural persons 2015 122.0 155.1 147.1 143.8 138.0 139.1 140.9 136.2 153.1 151.1 146.5 147.3


2016 9.0 10.7 12.7 10.9of which:

2.1. Banks' short - term credits 2015 1 541.5 2 201.5 2 345.8 2 388.8 1 785.6 2 199.5 2 331.6 1 772.1 2 131.6 2 197.0 2 216.7 2 254.92016 1 546.9 1 426.6 2 481.8 2 308.7

public commercial enterprises 2015 818.6 1 113.1 1 154.6 1 118.3 914.8 1 437.5 1 347.9 836.4 1 172.1 1 219.1 1 135.3 1 078.92016 755.1 601.1 942.9 891.7

private sector 2015 723.0 1 088.4 1 191.3 1 270.5 870.8 762.0 983.7 935.6 959.6 978.0 1 081.4 1 176.02016 791.8 825.4 1 538.9 1 417.0

natural persons 2015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0



Statistics Bulletin

91

Показатели Годы 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.2.2. Banks' long - term credits 2015 1 617.1 2 098.4 2 278.1 2 427.8 2 291.1 2 390.2 2 446.1 2 529.8 3 280.0 4 347.2 4 500.4 4 564.6

2016 4 296.6 6 418.9 7 448.9 6 528.7public commercial enterprises 2015 461.3 603.1 656.0 637.2 561.7 583.8 463.1 471.0 533.3 832.7 858.8 895.2

2016 1 045.3 1 302.6 1 554.4 1 671.9private sector 2015 1 029.3 1 333.6 1 468.1 1 639.4 1 580.9 1 653.2 1 809.5 1 903.3 2 593.7 3 359.4 3 489.8 3 514.5

2016 3 090.3 4 933.0 5 707.7 4 679.1natural persons 2015 122.0 155.1 147.1 143.8 138.0 139.1 140.9 136.2 153.1 151.1 146.5 147.3


2016 9.0 10.6 12.7 10.92.3. Credits to sectors of the economy 2015 266.6 279.9 313.5 326.8 281.7 309.9 311.3 282.6 308.5 369.7 384.9 375.7

2016 314.7 369.5 462.3 439.0public commercial enterprises 2015 108.0 111.7 122.8 119.1 102.0 136.5 118.0 85.9 97.2 115.9 114.3 108.7

2016 97.0 89.6 116.3 127.3private sector 2015 147.9 157.7 180.3 197.4 169.4 163.1 182.0 186.5 202.6 245.0 262.0 258.4

2016 209.1 271.2 337.3 302.8natural persons 2015 10.3 10.1 10.0 9.8 9.5 9.4 9.2 8.9 8.7 8.5 8.4 8.1


2016 0.5 0.5 0.6 0.5

* without arrears of interest.


Statistics Bulletin

92

1000 Table 1.26

Br bnIndicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.

2015 62 936.1 62 954.9 63 069.2 63 627.6 64 007.9 64 187.7 64 730.8 65 127.4 66 357.1 67 042.5 67 519.1 67 970.82016 68 788.4 69 012.8 68 851.9 68 592.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 62 177.8 61 995.7 62 169.8 62 749.6 63 166.2 63 343.9 63 876.3 64 303.4 65 432.0 66 138.4 66 648.9 67 088.72016 67 912.1 68 028.6 67 885.8 67 720.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 758.3 959.2 899.3 878.0 841.7 843.7 854.5 823.9 925.2 904.1 870.2 882.12016 876.3 984.2 966.1 872.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 64.0 62.4 61.0 59.6 58.2 57.0 55.7 54.1 52.7 51.1 49.9 48.62016 47.2 46.4 45.0 43.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:2015 17 082.4 16 495.5 16 100.1 15 931.0 15 635.6 15 442.4 15 453.9 15 578.2 16 273.6 16 425.3 16 450.9 16 400.22016 16 620.6 16 575.0 16 326.2 16 117.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 17 038.6 16 443.8 16 055.2 15 891.2 15 600.8 15 410.6 15 424.7 15 552.2 16 247.1 16 401.3 16 429.3 16 379.82016 16 603.1 16 556.6 16 309.3 16 102.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 43.8 51.7 44.8 39.8 34.9 31.8 29.2 25.9 26.5 24.1 21.6 20.42016 17.5 18.4 16.8 14.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 3.7 3.4 3.0 2.7 2.4 2.1 1.9 1.7 1.5 1.4 1.2 1.12016 0.9 0.9 0.8 0.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 45 853.7 46 459.5 46 969.1 47 696.6 48 372.2 48 745.3 49 276.9 49 549.2 50 083.6 50 617.2 51 068.3 51 570.62016 52 167.7 52 437.8 52 525.7 52 475.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 45 139.2 45 552.0 46 114.6 46 858.4 47 565.4 47 933.3 48 451.6 48 751.2 49 184.9 49 737.1 50 219.6 50 708.92016 51 309.0 51 471.9 51 576.4 51 617.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 714.6 907.5 854.5 838.2 806.8 812.0 825.3 798.0 898.7 880.1 848.7 861.72016 858.8 965.9 949.3 857.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 60.3 59.1 57.9 56.9 55.8 54.8 53.8 52.4 51.2 49.7 48.6 47.52016 46.2 45.5 44.2 42.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which:2015 45 164.5 45 778.0 46 269.3 46 981.5 47 641.6 47 994.0 48 499.6 48 746.0 49 250.2 49 757.4 50 175.9 50 653.22016 51 215.6 51 481.4 51 570.3 51 530.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 44 452.3 44 873.4 45 417.6 46 146.0 46 837.4 47 184.7 47 677.0 47 950.7 48 354.5 48 880.4 49 330.1 49 794.52016 50 359.8 50 518.9 50 624.5 50 675.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 712.1 904.6 851.7 835.4 804.2 809.3 822.6 795.4 895.6 877.0 845.7 858.72016 855.7 962.5 945.9 854.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 60.1 58.9 57.7 56.7 55.6 54.6 53.6 52.3 51.1 49.5 48.5 47.32016 46.1 45.3 44.0 42.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to natural persons

in national currency

in foreign currency



in foreign currency

Credits to natural persons

USD m

USD m

* Excluding banks in the process of liquidation.

USD m

Credits for finance real estate

Credits for construction (renovation) and acquisition of housing *

Credits for consumer needs


in foreign currency

USD m

in foreign currency

Statistics Bulletin

93

1000 Table 1.27

Br bnIndicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.

2015 448.0 501.6 503.4 525.6 536.1 526.0 544.9 548.2 554.9 545.7 519.0 498.72016 499.4 525.3 531.8 545.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 326.0 346.5 356.4 381.8 398.1 386.9 404.0 412.0 401.8 394.7 372.6 351.42016 347.4 352.6 357.8 378.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 122.0 155.1 147.1 143.8 138.0 139.1 140.9 136.2 153.1 151.1 146.5 147.32016 152.0 172.7 174.0 166.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 10.3 10.1 10.0 9.8 9.5 9.4 9.2 8.9 8.7 8.5 8.4 8.12016 8.2 8.1 8.1 8.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:2015 310.4 337.1 343.2 367.8 382.2 370.5 387.6 394.1 384.8 376.7 353.4 331.72016 327.0 333.3 337.3 354.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 285.2 306.1 315.4 341.8 358.4 347.8 365.8 374.0 363.7 357.2 335.7 315.12016 311.8 317.2 322.6 342.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 25.2 31.0 27.8 26.0 23.8 22.7 21.8 20.1 21.1 19.5 17.6 16.62016 15.2 16.1 14.8 12.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 2.1 2.0 1.9 1.8 1.6 1.5 1.4 1.3 1.2 1.1 1.0 0.92016 0.8 0.8 0.7 0.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 137.6 164.5 160.2 157.8 153.9 155.5 157.3 154.1 170.1 169.0 165.7 167.02016 172.3 192.0 194.5 190.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 40.8 40.4 41.0 40.1 39.7 39.1 38.2 38.0 38.1 37.5 36.8 36.32016 35.6 35.4 35.2 36.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 96.9 124.1 119.2 117.8 114.2 116.4 119.1 116.1 132.0 131.6 128.9 130.82016 136.8 156.6 159.3 154.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 8.2 8.1 8.1 8.0 7.9 7.9 7.8 7.6 7.5 7.4 7.4 7.22016 7.4 7.4 7.4 7.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which:2015 137.5 164.4 160.2 157.8 153.9 155.5 157.3 154.1 170.1 169.0 165.7 167.02016 172.3 192.0 194.5 190.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 40.7 40.3 41.0 40.1 39.7 39.1 38.2 38.0 38.1 37.5 36.8 36.32016 35.6 35.4 35.2 36.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 96.9 124.1 119.2 117.8 114.2 116.4 119.1 116.1 132.0 131.6 128.8 130.82016 136.8 156.6 159.3 154.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 8.2 8.1 8.1 8.0 7.9 7.9 7.8 7.6 7.5 7.4 7.4 7.22016 7.4 7.4 7.4 7.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


USD m

in foreign currency

Dynamics of Problem Debt on Credits Granted by Banks of the Republic of Belarus

Credits for finance real estate

Credits for construction (renovation) and acquisition of housing *

Credits for consumer needs


in foreign currency


to natural persons


USD m

USD m

USD m

Credits to natural persons


in foreign currency

in foreign currency

Statistics Bulletin

94


Banks' credits by form of ownership 2015 313 988.6 353 510.6 347 136.7 346 211.5 347 258.7 351 024.6 357 397.4 349 617.4 381 500.5 379 038.5 377 169.2 371 302.3

2016 376 713.8 407 488.8 410 361.1 393 791.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2015 145 109.8 167 447.6 164 521.8 164 346.5 163 557.0 166 864.6 169 345.8 161 293.4 179 704.8 176 869.6 176 078.1 168 939.9

2016 172 046.3 187 764.7 190 922.5 181 045.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

private form of ownership 2015 168 878.9 186 063.0 182 614.9 181 865.0 183 701.7 184 160.0 188 051.6 188 324.0 201 795.7 202 168.8 201 091.1 202 362.4

2016 204 667.5 219 724.1 219 438.6 212 746.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:

1. Banks' short-term credits by form of 2015 84 836.7 97 442.8 95 157.4 95 668.9 96 025.5 95 159.2 96 045.3 92 674.7 103 261.5 100 465.2 101 925.3 100 994.1

ownership 2016 101 395.8 109 325.5 109 343.7 104 508.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 59 661.6 63 774.3 64 156.3 59 818.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 41 734.2 45 551.3 45 187.4 44 690.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. Banks' long-term credits by form of 2015 229 151.9 256 067.7 251 979.3 250 542.6 251 233.3 255 865.4 261 352.0 256 942.7 278 239.0 278 573.2 275 243.9 270 308.2

Table 1.28

Dynamics of Banks' Credits by Form of Ownership in National and Foreign Currencies *Br bn

ownership 2016 275 318.0 298 163.3 301 017.4 289 283.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 112 384.7 123 990.5 126 766.2 121 227.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 162 933.3 174 172.8 174 251.2 168 056.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Statistics Bulletin

95



2016 160 953.4 162 219.9 160 060.3 159 756.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 56 196.6 56 254.1 54 810.1 54 396.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 104 756.8 105 965.8 105 250.2 105 360.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:


ownership 2016 35 721.2 36 339.8 34 433.1 34 070.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 18 729.2 18 755.2 17 525.7 17 383.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 16 992.0 17 584.5 16 907.4 16 687.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.29

Dynamics of Banks' Credits by Form of Ownership in National Currency *Br bn

ownership 2016 125 232.3 125 880.2 125 627.2 125 686.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 37 467.4 37 498.9 37 284.3 37 013.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 87 764.8 88 381.3 88 342.9 88 672.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Statistics Bulletin

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2016 11 619.4 11 550.8 11 651.7 11 624.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 6 238.9 6 193.4 6 336.1 6 290.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 5 380.5 5 357.4 5 315.5 5 333.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:


ownership 2016 3 536.8 3 437.2 3 487.1 3 498.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 2 204.3 2 120.1 2 170.7 2 107.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 1 332.4 1 317.1 1 316.5 1 390.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.30

Dynamics of Banks' Credits by Form of Ownership in Foreign Currency *USD m

ownership 2016 8 082.6 8 113.5 8 164.5 8 125.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 4 034.5 4 073.3 4 165.4 4 182.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 4 048.1 4 040.3 3 999.1 3 942.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

* Excluding banks in the process of liquidation

Statistics Bulletin

97

Indicators Years JanuaryJanuary – February

January – March

January – April

January – May

January – June

January – July

January – August

January – September

January – October

January – November

January – December


2016 34 460.4 67 291.3 106 900.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 14 108.3 27 025.4 44 328.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 20 352.0 40 265.9 62 571.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:


ownership 2016 24 389.8 48 589.0 79 705.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 11 333.6 21 652.8 36 391.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 13 056.2 26 936.2 43 314.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.31

Dynamics of Credits Provision by Banks by Form of Ownership in National and Foreign Currencies *Br bn

g y

ownership 2016 10 070.6 18 702.3 27 194.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 2 774.7 5 372.6 7 936.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 7 295.9 13 329.7 19 257.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Statistics Bulletin

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January – March

January – April

January – May

January – June

January – July

January – August


January – October




2016 15 662.2 28 663.7 45 163.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 5 357.1 8 722.4 15 057.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 10 305.1 19 941.3 30 105.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:


ownership 2016 11 817.6 21 242.8 33 914.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 5 001.5 7 934.1 13 518.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 6 816.1 13 308.7 20 395.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.32

Dynamics of Credits Provision by Banks by Form of Ownership in National Currency *Br bn

g y

ownership 2016 3 844.6 7 420.9 11 249.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2015 419.6 856.4 1 566.6 2 679.7 4 401.3 5 548.7 6 641.5 8 060.9 9 235.7 10 188.2 11 131.8 12 727.4

2016 355.6 788.3 1 539.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 3 489.0 6 632.6 9 709.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


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2016 8 559.7 11 256.4 14 003.1 13 180.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 2 963.9 3 451.0 4 617.7 4 853.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 5 595.9 7 805.4 9 385.4 8 327.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:


ownership 2016 2 703.1 2 905.2 4 515.7 4 587.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 1 394.1 1 499.2 2 349.3 2 368.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 1 309.0 1 406.0 2 166.4 2 218.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.33

Dynamics of Banks' Problem Creditsby Form of Ownership in National and Foreign Currencies *

Br bn


ownership 2016 5 856.6 8 351.1 9 487.4 8 593.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2015 771.8 944.1 983.6 969.2 862.4 893.2 792.6 765.2 882.9 1 250.7 1 304.0 1 386.4

2016 1 569.7 1 951.7 2 268.4 2 484.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 4 286.9 6 399.4 7 219.0 6 108.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Statistics Bulletin

100



2016 2 774.7 3 465.8 4 130.3 4 397.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2015 646.8 881.5 1 031.9 1 492.7 1 240.0 1 264.7 1 361.1 1 213.9 1 234.9 1 228.2 1 304.6 1 162.4

2016 1 163.5 1 547.0 1 962.4 2 141.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

private form of ownership 2015 799.9 921.7 1 023.4 1 038.0 1 124.4 1 204.5 1 193.0 1 216.5 1 117.3 1 272.6 1 546.0 1 516.9

2016 1 611.1 1 918.8 2 167.8 2 256.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:

1. Banks' short-term credits by form of 2015 703.5 906.6 1 147.6 1 579.6 1 405.5 1 482.3 1 491.1 1 439.2 1 403.2 1 435.3 1 396.4 1 201.7

ownership 2016 1 180.2 1 493.9 2 049.3 2 292.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2015 337.3 541.8 705.2 1 161.5 940.0 956.1 1 032.4 920.6 885.3 810.3 859.4 671.1

2016 639.1 897.9 1 248.5 1 329.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

private form of ownership 2015 366.2 364.8 442.5 418.1 465.4 526.1 458.7 518.5 518.0 625.0 537.0 530.5

2016 541.1 596.1 800.8 963.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.34

Dynamics of Banks' Problem Creditsby Form of Ownership in National Currency *

Br bn

2. Banks' long-term credits by form of 2015 743.2 896.5 907.7 951.0 958.9 986.9 1 062.9 991.2 948.9 1 065.5 1 454.2 1 477.6

ownership 2016 1 594.5 1 971.9 2 080.9 2 104.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2015 309.5 339.6 326.8 331.1 300.0 308.5 328.6 293.3 349.6 417.9 445.2 491.2

2016 524.5 649.2 713.9 812.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

private form of ownership 2015 433.7 556.8 580.9 619.9 658.9 678.3 734.3 697.9 599.3 647.5 1 009.0 986.4

2016 1 070.0 1 322.7 1 367.0 1 292.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Statistics Bulletin

101


Banks' credits by form of ownership 2015 266.6 279.9 313.5 326.8 281.7 309.9 308.0 279.4 297.4 358.8 374.2 365.4

2016 311.5 366.9 459.6 436.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 97.0 89.7 123.6 134.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 214.6 277.2 336.0 301.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:

1. Banks' short-term credits by form of 2015 130.1 143.3 159.0 162.1 123.4 148.5 151.0 115.6 118.5 121.2 124.2 121.7

ownership 2016 82.0 66.5 114.8 114.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 40.7 28.3 51.2 51.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 41.4 38.1 63.6 62.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.35

Dynamics of Banks' Problem Creditsby Form of Ownership in Foreign Currency *

USD m

2. Banks' long-term credits by form of 2015 136.5 136.6 154.4 164.7 158.3 161.4 157.0 163.8 178.9 237.5 249.9 243.7

ownership 2016 229.5 300.4 344.8 322.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 56.3 61.3 72.4 83.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 173.2 239.1 272.4 239.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Statistics Bulletin

102


Banks' short-term and long-term credits to 2015 251 052.5 290 555.6 284 067.6 282 583.9 283 250.9 286 836.9 292 666.9 284 490.4 316 296.4 313 088.0 310 678.7 304 275.9

2016 308 800.6 339 299.9 342 285.4 325 933.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing ** 2015 33 279.1 35 057.0 34 583.0 34 762.5 34 583.7 34 606.6 34 998.0 34 877.1 36 278.6 36 145.4 35 821.1 34 866.0

2016 35 186.2 35 734.2 35 625.7 34 826.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 980.8 1 136.7 1 699.3 2 017.5 2 483.6 3 116.8 3 517.3 3 312.7 4 317.0 4 704.9 4 205.3 4 388.1

2016 4 593.5 4 466.4 5 392.1 4 740.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2015 124 654.1 147 456.0 145 565.6 145 493.1 146 893.1 149 002.0 152 095.0 145 631.8 165 400.3 161 290.8 160 176.6 152 612.6

2016 156 743.8 172 811.3 174 349.5 164 700.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

distribution of energy, gas, steam, warm water 2015 4 535.2 5 572.1 4 929.4 4 854.7 5 082.3 5 167.9 5 000.4 4 363.6 5 106.4 4 933.8 4 940.2 4 879.8

and conditioned air *** 2016 4 615.2 5 509.5 6 495.0 6 155.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

water supply, collection, processing and disposal 2015 - - - - - - - - - - - -

of waste, pollution removing activity 2016 - 391.4 406.7 358.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

construction 2015 7 995.3 9 505.0 9 336.7 9 213.5 9 194.1 9 217.7 9 377.2 9 383.1 10 089.6 9 962.5 9 754.6 10 150.4

2016 9 069.4 17 467.9 16 247.9 15 426.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

wholesale and retail trade, 2015 38 423.3 44 354.9 42 744.5 42 512.5 41 991.9 41 620.8 42 367.5 41 857.5 45 436.1 46 195.2 47 121.7 47 408.4

Table 1.36

Dynamics of Banks' Credits by Type of Economic Activity in National and Foreign Currencies *Br bn


repair of cars and motor cycles **** 2016 47 178.4 51 289.9 51 061.8 49 866.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

ransport activity, storing, postal 2015 - - - - - - - - - - - -

and courier activities 2016 - 12 979.3 12 528.1 11 753.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

real estate operations ***** 2015 21 636.9 23 914.8 22 740.8 22 312.6 21 905.4 22 741.5 23 308.2 23 380.4 25 281.9 25 360.2 24 629.6 26 063.0

2016 25 901.2 11 184.1 13 006.3 12 387.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2015 19 547.9 23 559.1 22 468.2 21 417.5 21 116.8 21 363.8 22 003.3 21 684.3 24 386.4 24 495.3 24 029.5 23 907.5

2016 25 512.9 27 466.0 27 172.4 25 718.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

103


including:

1. Banks' short-term credits to 2015 83 097.3 95 828.8 93 676.3 94 196.9 94 669.5 93 817.4 94 683.7 91 283.1 101 719.4 98 910.9 100 376.9 99 403.2

2016 99 694.0 107 584.8 107 724.4 103 006.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 6 552.1 5 836.8 5 698.8 5 492.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 674.5 815.3 890.8 849.4 826.1 977.8 1 251.7 1 042.2 1 420.3 1 615.8 1 079.5 1 064.4

2016 1 200.3 237.3 1 112.4 1 280.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 67 130.9 73 711.2 72 951.0 68 659.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


and conditioned air *** 2016 960.8 1 464.7 2 487.1 2 469.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



construction 2015 2 080.3 2 074.8 2 029.0 2 021.4 1 980.4 1 942.8 1 918.8 2 037.1 2 022.1 2 040.2 2 028.2 2 047.9

2016 1 925.4 2 216.4 2 249.1 2 214.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.36Br bn

wholesale and retail trade,





2016 1 740.8 159.1 173.0 168.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 2 453.9 1 762.9 1 679.5 1 773.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

104


2. Banks' long-term credits to 2015 167 955.3 194 726.9 190 391.3 188 387.0 188 581.4 193 019.5 197 983.2 193 207.3 214 576.9 214 177.1 210 301.8 204 872.7

2016 209 106.6 231 715.1 234 561.0 222 926.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 28 634.1 29 897.4 29 927.0 29 334.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 306.3 321.5 808.5 1 168.2 1 657.5 2 139.0 2 265.6 2 270.5 2 896.7 3 089.0 3 125.8 3 323.7

2016 3 393.2 4 229.2 4 279.7 3 459.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 89 612.9 99 100.0 101 398.4 96 040.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 5 915.0 7 430.2 7 307.7 7 192.1 7 213.8 7 274.9 7 458.4 7 346.0 8 067.5 7 922.3 7 726.4 8 102.5

2016 7 144.0 15 251.5 13 998.8 13 211.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.36Br bn





2016 24 160.4 11 025.0 12 833.3 12 219.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 23 059.0 25 703.1 25 492.8 23 945.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Till 01.02.2016:

** agriculture, hunting and forestry

*** production and distribution of energy, gas, and water

**** trading and maintenance of cars, consumer products, and personal articles

***** real estate operations, leasing and provision of services to consumers

Statistics Bulletin

105



2016 93 916.4 95 015.3 92 950.7 92 770.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 25 753.6 25 061.8 24 702.9 24 528.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 341.4 350.9 375.1 385.3 405.7 392.5 406.0 414.2 396.5 375.7 364.3 359.4

2016 391.8 352.6 327.2 343.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 33 061.2 33 061.4 31 641.1 31 566.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 3 591.1 3 648.3 3 591.0 3 580.8 3 531.4 3 500.1 3 517.5 3 652.9 3 610.9 3 751.3 3 801.5 3 842.0

2016 3 664.4 4 923.7 4 971.7 4 990.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.37

Dynamics of Banks' Credits by Type of Economic Activity in National Currency *Br bn






2016 9 002.2 1 951.6 1 949.4 1 960.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 4 341.9 9 928.5 9 713.8 8 947.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

106


including:


2016 34 019.3 34 599.0 32 813.8 32 568.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 4 724.0 4 789.4 4 632.4 4 511.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 230.0 239.7 266.2 277.7 287.6 262.5 280.9 281.4 265.8 247.5 238.4 240.8

2016 248.9 220.4 174.0 173.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 17 353.4 17 674.7 16 382.2 16 351.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

distribution of energy, gas, steam, warm water 2015 239.5 258.0 319.7 344.3 334.1 288.5 340.1 383.0 574.3 455.1 668.4 675.3

and conditioned air *** 2016 399.7 673.4 601.5 295.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



construction 2015 1 927.6 1 902.0 1 871.3 1 863.0 1 818.7 1 775.1 1 766.0 1 881.2 1 844.0 1 861.8 1 865.8 1 875.0

2016 1 757.3 1 889.7 1 903.0 1 974.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.37Br bn

,



and courier activities 2016 - 618.9 491.3 448.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

real estate operations ***** 2015 1 900.4 1 763.2 1 708.5 1 596.5 1 414.6 1 383.2 1 403.7 1 460.2 1 342.8 1 181.9 1 080.0 896.8

2016 745.2 83.6 99.0 94.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2015 1 174.9 1 039.7 1 141.4 1 014.8 994.6 929.4 939.7 959.8 942.9 912.6 852.9 791.7

2016 858.6 858.4 780.0 839.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

107



2016 59 897.1 60 416.3 60 136.9 60 201.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 21 029.6 20 272.4 20 070.5 20 017.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 111.4 111.2 108.9 107.5 118.1 130.0 125.1 132.8 130.8 128.2 125.9 118.7

2016 142.9 132.3 153.2 169.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 15 707.8 15 386.7 15 258.9 15 215.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 1 663.5 1 746.3 1 719.7 1 717.8 1 712.7 1 725.0 1 751.5 1 771.7 1 766.9 1 889.4 1 935.7 1 967.0

2016 1 907.1 3 034.0 3 068.7 3 015.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Br bnTable 1.37





2016 8 257.1 1 868.0 1 850.4 1 865.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 3 483.3 9 070.1 8 933.8 8 107.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Till 01.02.2016:





Statistics Bulletin

108



2016 11 572.2 11 504.4 11 606.7 11 581.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing ** 2015 650.7 624.7 623.1 609.5 602.4 590.9 578.2 573.7 568.5 561.4 524.1 512.3

2016 508.0 502.6 508.5 511.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 54.0 51.2 89.8 110.7 143.6 183.9 202.7 190.4 223.5 244.5 220.1 221.9

2016 226.3 193.7 235.8 218.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 6 660.7 6 581.4 6 643.2 6 612.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 371.7 381.3 389.5 382.1 391.3 386.1 381.8 376.5 369.4 350.9 341.2 347.5

2016 291.1 590.8 524.9 518.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.38

Dynamics of Banks' Credits by Type of Economic Activity in Foreign Currency *USD m





real estate operations ***** 2015 1 020.7 991.5 973.2 968.9 973.9 1 014.6 1 026.7 1 039.1 1 022.7 1 023.6 937.5 930.6

2016 910.1 434.8 514.7 517.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 1 140.1 825.9 812.7 833.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

109


including:


2016 3 536.8 3 437.2 3 487.1 3 498.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 98.4 49.3 49.6 48.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 37.5 37.5 42.3 38.8 37.2 48.3 63.3 50.0 65.8 77.3 48.2 45.4

2016 51.2 0.8 43.7 55.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 2 680.7 2 639.0 2 633.3 2 598.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 12.9 11.3 10.7 10.7 11.2 11.3 10.0 10.2 10.2 10.1 9.3 9.5

2016 9.0 15.4 16.1 11.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

wholesale and retail trade, 2015 752.3 717.8 717.5 767.8 810.2 769.6 768.6 731.3 623.8 641.8 676.6 618.4

Table 1.38USD m

repair of cars and motor cycles **** 2016 527.6 531.9 514.4 533.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



real estate operations ***** 2015 67.1 53.4 43.8 42.6 37.0 54.8 61.8 55.4 42.2 45.7 45.2 43.6

2016 53.6 3.6 3.4 3.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2015 105.0 105.8 89.9 83.2 91.5 99.1 87.7 87.5 86.3 85.8 88.2 86.1

2016 85.9 42.6 41.9 46.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

110



2016 8 035.4 8 067.2 8 119.5 8 082.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 409.5 453.3 458.8 462.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 16.4 13.7 47.4 72.0 106.4 135.7 139.5 140.4 157.7 167.3 171.9 176.6

2016 175.0 192.9 192.1 163.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 3 980.0 3 942.4 4 009.8 4 014.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 358.8 370.0 378.9 371.4 380.2 374.7 371.9 366.2 359.2 340.8 331.8 338.0

2016 282.0 575.4 508.8 506.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


USD mTable 1.38





2016 856.4 431.2 511.3 514.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 1 054.2 783.3 770.8 786.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Till 01.02.2016:





Statistics Bulletin

111


January – March

January – April

January – May

January – June

January – July

January – August


January – October




2016 32 154.7 62 743.2 100 063.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing ** 2015 589.2 1 513.0 3 341.3 4 660.3 5 753.6 7 588.2 9 253.1 10 569.3 11 747.9 12 897.5 14 132.4 15 649.0

2016 483.0 997.8 1 775.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 127.3 961.8 1 708.9 2 424.5 3 282.1 3 973.5 4 772.7 5 816.4 6 697.4 7 443.1 8 253.6 8 901.2

2016 415.7 1 334.1 2 084.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 13 899.5 27 681.4 44 822.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


and conditioned air *** 2016 2 218.8 4 312.9 6 943.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


of waste, pollution removing activity 2016 81.8 156.0 223.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

construction 2015 731.7 1 630.7 2 785.9 4 053.4 5 200.3 6 551.1 7 941.0 9 044.3 10 325.5 11 553.7 12 881.1 14 283.1

2016 1 256.8 2 737.5 4 104.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

h l l d t il t d 2015 5 415 9 12 713 6 22 736 3 31 910 3 41 744 5 51 518 5 60 584 4 70 333 1 79 953 8 91 842 2 102 435 2 115 505 3

Table 1.39

Dynamics of Credits Provision by Banks by Type of Economic Activity in National and Foreign Currencies *Br bn


repair of cars and motor cycles **** 2016 9 990.0 19 527.2 30 607.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


and courier activities 2016 855.3 1 666.1 2 565.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

real estate operations ***** 2015 674.2 1 520.8 2 426.5 3 546.4 4 961.9 6 244.3 7 410.0 8 219.0 9 199.9 10 054.4 10 698.5 12 025.0

2016 248.2 441.0 627.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 2 705.5 3 889.2 6 309.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

112


January – March

January – April

January – May

January – June

January – July

January – August


January – October



including:


2016 23 578.6 47 029.4 77 360.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 271.5 575.2 994.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 127.0 473.6 846.8 1 040.9 1 448.9 2 007.1 2 597.9 3 142.1 3 759.6 4 411.0 5 042.1 5 497.7

2016 12.9 585.6 1 207.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 10 307.0 21 195.8 35 155.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


and conditioned air *** 2016 2 206.4 4 143.9 6 700.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



construction 2015 629.6 1 343.9 2 304.0 3 303.1 4 268.6 5 392.3 6 544.5 7 438.0 8 553.0 9 570.4 10 609.7 11 792.2

2016 966.2 1 798.9 2 811.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.39Br bn




and courier activities 2016 694.7 1 328.1 1 978.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

real estate operations ***** 2015 322.2 733.8 1 212.2 1 854.5 2 605.1 3 370.2 3 853.6 4 233.1 4 759.0 5 180.5 5 522.9 6 232.7

2016 59.4 143.0 232.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 1 447.2 1 931.2 3 517.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

113


January – March

January – April

January – May

January – June

January – July

January – August


January – October




2016 8 576.1 15 713.8 22 703.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing ** 2015 153.2 366.3 1 026.2 1 485.2 1 873.8 2 719.8 3 234.8 3 694.7 4 136.1 4 539.6 5 100.7 5 863.6

2016 211.5 422.6 781.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.4 488.1 862.0 1 383.6 1 833.2 1 966.5 2 174.8 2 674.3 2 937.8 3 032.0 3 211.6 3 403.5

2016 402.9 748.5 876.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 3 592.5 6 485.7 9 667.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 102.1 286.8 481.9 750.4 931.7 1 158.8 1 396.5 1 606.3 1 772.6 1 983.3 2 271.4 2 490.9

2016 290.7 938.7 1 293.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

wholesale and retail trade, 2015 778.5 1 744.2 3 134.2 4 732.7 6 305.0 7 928.3 9 534.5 11 525.3 13 202.6 15 368.9 16 911.8 20 046.5

Table 1.39Br bn



and courier activities 2016 160.6 338.0 587.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 188.7 298.0 394.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2015 127.0 414.8 643.3 939.0 1 242.9 1 825.4 2 618.9 2 937.9 3 804.2 4 503.6 5 142.5 5 990.7

2016 1 258.3 1 958.0 2 791.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Till 01.02.2016:





Statistics Bulletin

114


January – March

January – April

January – May

January – June

January – July

January – August


January – October




2016 13 356.5 24 115.7 38 326.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 345.8 750.1 1 408.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 24.0 61.1 102.0 169.2 250.3 317.2 379.4 430.1 477.4 520.8 544.1 608.8

2016 23.4 56.4 72.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 4 164.0 7 353.2 11 748.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

distribution of energy, gas, steam, warm water 2015 327.8 504.9 801.8 1 035.7 1 217.6 1 447.3 1 841.0 2 272.1 2 695.3 3 221.7 3 592.7 3 921.6




construction 2015 673.1 1 378.3 2 436.3 3 541.3 4 627.7 5 847.5 7 132.8 8 137.0 9 324.7 10 440.7 11 625.4 12 941.1

2016 1 072.1 2 042.0 3 120.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

h l l d t il t d 2015 2 559 8 6 093 1 10 350 6 14 280 3 18 966 8 23 476 8 27 584 9 32 355 0 36 028 7 41 183 3 45 731 7 52 305 0

Table 1.40

Br bnDynamics of Credits Provision by Banks by Type of Economic Activity in National Currency *






2016 142.9 230.2 336.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2015 455.7 952.9 2 074.2 2 916.2 3 678.7 5 102.5 5 774.8 6 735.7 7 778.9 8 407.5 8 946.6 9 815.7

2016 1 570.4 2 049.3 3 935.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

115


January – March

January – April

January – May

January – June

January – July

January – August


January – October



including:


2016 11 006.4 19 683.2 31 568.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 240.8 509.4 872.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 23.6 60.6 101.2 153.1 216.2 283.0 334.0 379.0 426.1 469.4 492.7 530.4

2016 2.9 14.9 31.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 3 675.5 6 449.8 10 280.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

distribution of energy, gas, steam, warm water 2015 319.8 491.9 773.1 1 000.0 1 172.9 1 389.9 1 766.2 2 184.3 2 588.8 3 091.2 3 419.3 3 693.8




construction 2015 618.4 1 278.8 2 193.5 3 138.8 4 073.4 5 152.0 6 261.0 7 114.9 8 178.3 9 146.5 10 155.8 11 298.5

2016 939.6 1 738.8 2 738.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.40Br bn






2016 51.5 114.7 183.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2015 394.2 826.4 1 890.0 2 609.3 3 237.4 4 583.9 5 160.3 6 007.5 6 956.6 7 457.4 7 896.9 8 522.2

2016 1 311.2 1 625.1 3 057.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

116


January – March

January – April

January – May

January – June

January – July

January – August


January – October




2016 2 350.2 4 432.5 6 758.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing ** 2015 102.4 243.0 773.6 1 170.2 1 508.0 2 231.2 2 679.3 3 070.0 3 455.8 3 796.6 4 272.3 4 983.0

2016 105.0 240.8 535.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.4 0.5 0.8 16.1 34.1 34.2 45.4 51.1 51.3 51.4 51.4 78.4

2016 20.5 41.5 41.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2015 429.6 818.3 1 109.3 2 055.0 3 442.4 4 232.5 5 238.1 6 705.2 7 695.7 8 668.7 9 449.5 10 587.2

2016 488.5 903.5 1 467.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 54.8 99.5 242.8 402.5 554.3 695.5 871.8 1 022.1 1 146.4 1 294.2 1 469.6 1 642.6

2016 132.6 303.2 381.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

wholesale and retail trade, 2015 331.5 552.0 1 089.5 1 608.9 2 218.5 2 827.5 3 577.1 4 437.8 4 878.2 5 723.3 6 288.9 7 450.4

Table 1.40Br bn




real estate operations ***** 2015 131.8 237.2 341.1 424.4 530.4 616.4 749.7 872.0 1 015.8 1 207.0 1 334.2 1 509.5

2016 91.3 115.5 153.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2015 61.5 126.5 184.2 306.9 441.3 518.5 614.4 728.2 822.3 950.1 1 049.7 1 293.5

2016 259.2 424.2 877.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Till 01.02.2016:





Statistics Bulletin

117



2016 8 087.3 10 756.1 13 493.3 12 656.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing ** 2015 577.2 790.8 894.8 967.6 770.8 783.2 755.2 805.1 836.1 1 102.5 1 174.1 1 077.4

2016 1 027.3 1 571.6 1 909.8 2 276.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.0 0.0 0.0 0.9 1.2 0.5 0.0 0.0 0.0 0.0 0.0 0.0

2016 0.0 0.3 0.1 0.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 4 021.5 4 395.0 5 901.1 5 378.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 283.9 423.6 464.7 506.7 476.2 467.5 484.2 495.4 502.4 449.5 430.6 516.4

2016 334.0 1 235.6 2 080.8 2 030.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.41

Dynamics of Banks' Problem Creditsby Type of Economic Activity in National and Foreign Currencies *

Br bn

wholesale and retail trade, 2015 623.6 890.3 1 036.5 1 333.1 714.6 720.3 879.2 914.0 938.9 1 056.4 974.0 1 126.5




real estate operations ***** 2015 182.9 314.0 524.3 707.2 783.5 817.2 1 135.0 1 099.3 942.8 1 388.9 1 959.7 1 801.6

2016 1 380.2 1 241.6 1 199.1 1 167.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 201.9 279.5 247.0 260.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

118


including:


2016 2 673.0 2 875.5 4 486.8 4 558.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 355.4 507.8 770.5 1 012.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.0 0.0 0.0 0.9 1.2 0.5 0.0 0.0 0.0 0.0 0.0 0.0

2016 0.0 0.3 0.1 0.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 1 592.8 1 552.5 2 696.2 2 584.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 49.9 85.5 134.2 179.9 144.7 134.3 131.3 107.9 99.0 105.5 115.6 131.8

2016 161.5 229.1 261.8 234.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.41Br bn





2016 58.5 34.7 34.8 32.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 72.3 72.3 81.3 83.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

119



2016 5 414.3 7 880.7 9 006.4 8 098.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 671.9 1 063.9 1 139.3 1 264.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2015 721.0 864.6 873.7 826.3 770.1 807.7 684.9 646.1 1 190.3 1 654.5 1 660.0 1 827.3

2016 2 428.7 2 842.5 3 204.9 2 793.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 234.0 338.1 330.6 326.8 331.5 333.2 352.9 387.5 403.3 344.0 315.0 384.6

2016 172.5 1 006.5 1 818.9 1 795.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.41Br bn

repair of cars and motor cycles **** 2016 689.8 1 489.2 1 451.9 890.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



real estate operations ***** 2015 173.4 294.0 479.6 594.4 633.1 690.8 856.8 846.5 893.1 1 314.4 1 887.3 1 766.4

2016 1 321.7 1 207.0 1 164.3 1 135.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 129.6 207.3 165.7 177.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Till 01.02.2016:





Statistics Bulletin

120



2016 2 454.2 3 138.2 3 794.4 4 040.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing ** 2015 384.8 480.7 555.8 624.0 570.0 604.2 602.6 663.0 721.1 929.6 1 014.2 964.6

2016 954.1 1 351.9 1 597.2 1 838.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.0 0.0 0.0 0.9 1.2 0.5 0.0 0.0 0.0 0.0 0.0 0.0

2016 0.0 0.3 0.1 0.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2015 538.2 639.5 648.0 622.8 916.7 1 055.5 1 027.4 867.8 934.6 871.6 854.2 744.5

2016 728.8 910.4 1 090.1 1 165.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 50.0 86.9 136.7 173.0 147.2 134.3 133.6 112.3 127.6 96.4 104.3 147.5

2016 187.8 350.5 369.8 410.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.42

Dynamics of Banks' Problem Creditsby Type of Economic Activity in National Currency *

Br bn






2016 286.8 185.9 177.6 177.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 83.1 51.8 67.6 51.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

121


including:

1. Banks' short-term credits to 2015 654.7 858.2 1 102.4 1 534.9 1 361.7 1 440.6 1 450.3 1 400.4 1 367.6 1 400.3 1 363.4 1 170.9

2016 1 150.0 1 464.1 2 020.5 2 263.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 336.7 469.4 686.0 846.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.0 0.0 0.0 0.9 1.2 0.5 0.0 0.0 0.0 0.0 0.0 0.0

2016 0.0 0.3 0.1 0.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2015 374.6 474.6 484.8 510.1 818.5 935.1 915.9 808.3 846.5 736.7 646.2 530.9

2016 460.9 573.8 726.3 786.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 39.2 72.3 121.0 157.5 126.3 117.1 116.3 92.7 81.4 87.5 97.8 113.5

2016 114.0 176.5 194.1 232.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.42Br bn





2016 2.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 58.3 34.8 41.3 38.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

122


2. Banks' long-term credits to 2015 466.0 598.4 596.6 613.9 604.6 641.7 699.7 618.1 626.9 748.8 1 154.0 1 188.8

2016 1 304.2 1 674.1 1 774.0 1 776.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 617.5 882.5 911.2 991.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 267.9 336.5 363.7 378.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 10.8 14.7 15.7 15.5 20.9 17.2 17.2 19.6 46.2 8.9 6.5 34.0

2016 73.8 174.0 175.7 177.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.42Br bn





2016 284.4 185.9 177.6 177.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 24.8 17.0 26.2 13.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Till 01.02.2016:





Statistics Bulletin

123


Banks' short-term and long-term credits to 2015 256.3 269.8 303.5 317.0 272.2 300.5 298.8 270.5 288.7 350.2 365.8 357.3

2016 303.4 358.8 451.5 428.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 3.9 10.3 14.6 21.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 177.3 164.1 224.0 209.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 19.7 21.9 22.2 22.6 22.7 22.5 22.8 25.2 21.4 19.9 18.7 20.3

2016 7.9 41.7 79.6 80.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.43

Dynamics of Banks' Problem Creditsby Type of Economic Activity in Foreign Currency *

USD m






2016 58.9 49.7 47.6 49.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 6.4 10.7 8.4 10.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

124


including:

1. Banks' short-term credits to 2015 130.1 143.3 159.0 162.1 123.4 148.5 151.0 115.6 118.5 121.2 124.2 121.7

2016 82.0 66.5 114.8 114.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 1.0 1.8 3.9 8.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 61.0 46.1 91.7 89.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 0.9 0.9 0.9 1.5 1.3 1.2 1.0 1.0 1.0 1.0 1.0 1.0

2016 2.6 2.5 3.2 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.43USD m





2016 3.0 1.6 1.6 1.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 0.8 1.8 1.9 2.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Statistics Bulletin

125


2. Banks' long-term credits to 2015 126.2 126.5 144.5 155.0 148.8 152.0 147.8 154.8 170.2 229.0 241.6 235.6

2016 221.3 292.3 336.7 314.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 2.9 8.5 10.6 13.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 116.4 118.0 132.3 120.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2015 18.8 21.1 21.3 21.1 21.5 21.3 21.9 24.2 20.4 18.9 17.7 19.3

2016 5.3 39.2 76.5 80.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Table 1.43USD m





2016 55.9 48.1 45.9 47.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2016 5.6 9.0 6.5 8.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Till 01.02.2016:





Statistics Bulletin

126

Table 1.44


Debt under credits 2015 77 408.0 87 472.0 84 931.6 83 916.4 79 112.9 79 964.4 81 668.9 79 384.5 84 597.7 84 298.7 83 232.8 83 738.12016 84 853.0 91 903.7 91 637.6 88 064.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

short-term credits 2015 20 712.2 23 096.1 21 737.7 21 611.8 20 323.6 20 561.2 20 693.5 19 772.4 20 228.7 20 028.3 20 312.6 20 273.72016 19 986.0 21 738.8 21 498.8 21 077.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

long-term credits 2015 56 695.8 64 375.9 63 193.9 62 304.5 58 789.3 59 403.1 60 975.4 59 612.1 64 369.0 64 270.3 62 920.2 63 464.32016 64 867.0 70 164.9 70 138.8 66 986.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:in national currency 2015 39 248.9 38 463.7 37 586.9 37 111.9 35 700.1 35 224.9 35 127.6 34 691.0 35 091.8 35 064.6 37 973.7 37 852.4

2016 38 306.2 38 796.8 38 174.1 38 331.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0short-term credits 2015 11 938.6 11 463.8 10 914.4 10 814.9 9 728.3 9 670.5 9 355.8 9 321.1 9 606.3 9 675.1 10 487.0 10 514.6

2016 10 349.0 10 661.8 10 143.0 10 418.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term credits 2015 27 310.4 26 999.9 26 672.5 26 297.0 25 971.7 25 554.5 25 771.8 25 369.9 25 485.5 25 389.5 27 486.7 27 337.8

2016 27 957.2 28 135.0 28 031.2 27 912.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in foreign currency 2015 38 159.1 49 008.4 47 344.7 46 804.5 43 412.8 44 739.4 46 541.2 44 693.5 49 505.9 49 234.1 45 259.1 45 885.7

2016 46 546.8 53 106.9 53 463.5 49 732.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0short-term credits 2015 8 773.6 11 632.3 10 823.3 10 796.9 10 595.2 10 890.7 11 337.7 10 451.3 10 622.4 10 353.2 9 825.6 9 759.1

2016 9 637.0 11 076.9 11 355.8 10 658.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term credits 2015 29 385.5 37 376.0 36 521.5 36 007.5 32 817.6 33 848.7 35 203.5 34 242.2 38 883.4 38 880.9 35 433.5 36 126.5

2016 36 909.8 42 029.9 42 107.6 39 074.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in foreign currency, USD m 2015 3 220.2 3 190.6 3 209.8 3 175.3 3 000.2 3 020.9 3 032.8 2 936.3 2 822.6 2 781.1 2 593.6 2 527.7

2016 2 506.7 2 501.0 2 488.8 2 470.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0short-term credits 2015 740.4 757.3 733.8 732.5 732.2 735.4 738.8 686.6 605.6 584.8 563.1 537.6

2016 519.0 521.7 528.6 529.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term credits 2015 2 479.8 2 433.3 2 476.0 2 442.8 2 268.0 2 285.5 2 294.0 2 249.7 2 217.0 2 196.3 2 030.6 1 990.1

2016 1 987.7 1 979.4 1 960.1 1 940.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

*Excluding banks in the process of liquidation.

Dynamics of Debt on Credits Granted by Banks to small and medium businesses*

Br bn

Statistics Bulletin

127

Table 1.45


January – March

January – April

January – May

January – June

January – July

January – August


January – October



Provided Credits 2015 6 306.0 14 482.8 24 641.9 34 374.0 44 850.5 56 603.5 66 905.0 76 687.4 86 564.1 97 958.2 108 585.4 120 950.52016 9 817.0 19 422.1 30 802.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

short-term credits 2015 4 840.5 11 299.9 19 225.1 26 534.0 34 780.4 43 546.7 51 050.6 58 348.4 65 978.9 74 750.0 83 061.8 91 853.12016 6 791.2 13 835.0 22 117.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

long-term credits 2015 1 465.5 3 183.0 5 416.8 7 840.0 10 070.1 13 056.8 15 854.4 18 338.9 20 585.2 23 208.1 25 523.5 29 097.52016 3 025.8 5 587.1 8 685.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:in national currency 2015 3 360.1 7 643.8 12 978.9 18 129.9 23 743.3 29 761.9 34 668.5 39 594.8 44 242.4 50 122.5 55 166.2 61 756.2

2016 5 353.3 10 453.8 16 249.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0short-term credits 2015 2 630.0 6 430.0 10 886.8 15 159.1 19 942.9 24 711.4 28 469.1 32 123.4 35 883.2 40 436.9 44 456.4 49 318.0

2016 4 030.4 7 924.8 12 408.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term credits 2015 730.1 1 213.9 2 092.1 2 970.7 3 800.5 5 050.5 6 199.5 7 471.5 8 359.3 9 685.6 10 709.9 12 438.2

2016 1 322.9 2 529.0 3 841.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Dynamics of Credits Provision by Banks to small and medium businesses*Br bn

Statistics Bulletin

128

Table 1.46


Problem debt on credits 2015 1 596.3 2 299.9 2 536.1 2 986.1 2 536.3 2 613.5 3 007.3 2 980.0 3 213.7 3 264.3 3 903.2 3 986.22016 4 399.2 5 107.7 6 100.7 5 563.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

short-term credits 2015 499.3 789.9 956.7 1 353.9 870.7 844.8 1 017.0 976.9 1 005.4 984.3 932.5 984.72016 977.9 957.2 1 257.9 1 252.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

long-term credits 2015 1 097.0 1 510.0 1 579.5 1 632.2 1 665.5 1 768.7 1 990.3 2 003.1 2 208.3 2 280.1 2 970.7 3 001.52016 3 421.3 4 150.5 4 842.7 4 311.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:in national currency 2015 486.6 675.8 793.6 1 252.8 829.5 796.4 862.1 879.0 879.1 898.7 1 197.5 1 210.7


2016 542.8 586.7 880.1 905.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term credits 2015 242.8 347.1 342.4 392.4 374.7 379.9 467.0 416.6 404.9 411.5 739.3 770.9

2016 848.6 889.6 898.5 948.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in foreign currency 2015 1 109.6 1 624.1 1 742.5 1 733.3 1 706.8 1 817.1 2 145.2 2 101.0 2 334.6 2 365.6 2 705.6 2 775.5


2016 435.1 370.5 377.9 347.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term credits 2015 854.2 1 162.9 1 237.1 1 239.9 1 290.8 1 388.8 1 523.3 1 586.5 1 803.4 1 868.5 2 231.4 2 230.6

2016 2 572.7 3 260.9 3 944.2 3 363.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in foreign currency, USD m 2015 93.6 105.7 118.1 117.6 118.0 122.7 139.8 138.0 133.1 133.6 155.1 152.9

2016 162.0 171.0 201.2 184.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0short-term credits 2015 21.6 30.0 34.3 33.5 28.7 28.9 40.5 33.8 30.3 28.1 27.2 30.0

2016 23.4 17.5 17.6 17.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term credits 2015 72.1 75.7 83.9 84.1 89.2 93.8 99.3 104.2 102.8 105.5 127.9 122.9

2016 138.6 153.6 183.6 167.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Br bnDynamics of Problem Debt on Credits Granted by Banks to small and medium businesses*

Statistics Bulletin

129

1000 Table 1.47

Br bn


2015 51 957.4 52 564.7 53 014.6 53 707.6 54 352.1 54 699.2 55 157.6 55 408.0 55 917.6 56 419.5 56 812.0 57 300.92016 57 883.4 58 109.1 58 166.8 58 070.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 51 118.6 51 499.7 52 005.7 52 714.2 53 394.2 53 735.8 54 184.6 54 471.0 54 865.2 55 395.6 55 841.1 56 318.32016 56 943.8 57 080.0 57 153.8 57 152.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 838.8 1 065.0 1 009.0 993.5 957.9 963.4 972.9 937.0 1 052.4 1 023.9 970.8 982.62016 939.6 1 029.2 1 013.0 918.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 70.8 69.3 68.4 67.4 66.2 65.1 63.4 61.6 60.0 57.8 55.6 54.12016 50.6 48.5 47.2 45.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which:2015 6 793.0 6 786.8 6 745.3 6 726.2 6 710.5 6 705.2 6 658.0 6 661.9 6 667.5 6 662.1 6 636.1 6 647.72016 6 667.9 6 627.8 6 596.5 6 539.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 6 666.3 6 626.3 6 588.1 6 568.1 6 556.8 6 551.1 6 507.6 6 520.3 6 510.6 6 515.2 6 511.0 6 523.92016 6 584.0 6 561.0 6 529.4 6 476.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 126.7 160.5 157.3 158.1 153.7 154.1 150.4 141.7 156.8 146.8 125.1 123.82016 83.9 66.7 67.1 63.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 10.7 10.4 10.7 10.7 10.6 10.4 9.8 9.3 8.9 8.3 7.2 6.82016 4.5 3.1 3.1 3.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 45 164.5 45 778.0 46 269.3 46 981.5 47 641.6 47 994.0 48 499.6 48 746.0 49 250.2 49 757.4 50 175.9 50 653.22016 51 215.6 51 481.4 51 570.3 51 530.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 44 452.3 44 873.4 45 417.6 46 146.0 46 837.4 47 184.7 47 677.0 47 950.7 48 354.5 48 880.4 49 330.1 49 794.52016 50 359.8 50 518.9 50 624.5 50 675.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 712.1 904.6 851.7 835.4 804.2 809.3 822.6 795.4 895.6 877.0 845.7 858.72016 855.7 962.5 945.9 854.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 60.1 58.9 57.7 56.7 55.6 54.6 53.6 52.3 51.1 49.5 48.5 47.32016 46.1 45.3 44.0 42.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

legal entities


Debt on Credits for construction (renovation) and asquisition of housing

in foreign currency

natural persons



USD m

USD m

USD m

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus


in foreign currency

for construction (renovation) and acquisition of housing *

in foreign currency

Statistics Bulletin

130

1000 Table 1.48

Br bn


January – March

January – April

January – May

January – June

January – July

January – August


January – October



2015 624.8 1 402.0 2 426.6 3 403.8 4 060.6 4 871.8 5 476.2 6 188.5 7 027.1 7 789.3 8 585.5 9 525.52016 403.1 799.9 1 143.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 624.8 1 398.7 2 419.4 3 392.4 4 047.6 4 844.5 5 443.8 6 152.6 6 991.2 7 753.4 8 545.2 9 473.92016 403.1 799.9 1 143.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 0.0 3.3 7.2 11.4 13.0 27.3 32.3 35.9 35.9 35.9 40.3 51.62016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 0.0 0.2 0.5 0.8 0.9 1.8 2.1 2.0 2.0 2.1 2.2 2.82016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which:2015 10.2 20.7 57.7 94.5 134.0 184.9 246.5 298.4 354.1 400.2 471.3 557.42016 7.2 15.3 24.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 10.2 17.4 50.5 83.1 120.9 157.7 214.1 262.5 318.2 364.3 431.0 505.82016 7.2 15.3 24.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 0.0 3.3 7.2 11.4 13.0 27.3 32.3 35.9 35.9 35.9 40.3 51.62016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 0.0 0.2 0.5 0.8 0.9 1.8 2.1 2.0 2.0 2.1 2.2 2.82016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 614.6 1 381.3 2 368.9 3 309.3 3 926.6 4 686.9 5 229.7 5 890.0 6 673.0 7 389.1 8 114.2 8 968.12016 396.0 784.6 1 119.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 614.6 1 381.3 2 368.9 3 309.3 3 926.6 4 686.9 5 229.7 5 890.0 6 673.0 7 389.1 8 114.2 8 968.12016 396.0 784.6 1 119.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02016 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Dynamics of Credits Provision by Banks of the Republic of Belarus for construction (renovation) and acquisition of housing *


in foreign currency

USD m

USD m

Credits for construction (renovation) and acquisition of housing

to legal entities


in foreign currency


to natural persons


USD m

in foreign currency

Statistics Bulletin

131

1000 Table 1.49

Br bn


2015 163.0 245.1 236.7 233.1 225.5 227.1 239.7 274.8 285.3 277.6 254.0 251.42016 247.4 237.7 240.2 236.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 42.1 42.3 42.8 42.1 41.8 40.9 50.1 52.3 40.2 40.5 40.6 40.22016 77.0 71.8 71.5 72.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 121.0 202.8 193.8 191.0 183.6 186.1 189.6 222.5 245.1 237.1 213.4 211.32016 170.3 165.9 168.7 163.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 10.2 13.2 13.1 13.0 12.7 12.6 12.4 14.6 14.0 13.4 12.2 11.62016 9.2 7.8 7.9 8.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which:2015 25.5 80.7 76.5 75.3 71.6 71.5 82.4 120.7 115.2 108.6 88.3 84.42016 75.0 45.7 45.8 45.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 1.4 2.0 1.9 2.0 2.2 1.9 11.9 14.3 2.1 3.0 3.7 3.92016 41.5 36.4 36.3 36.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 24.1 78.7 74.6 73.2 69.4 69.7 70.5 106.4 113.1 105.6 84.6 80.52016 33.5 9.3 9.5 8.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 2.0 5.1 5.1 5.0 4.8 4.7 4.6 7.0 6.5 6.0 4.8 4.42016 1.8 0.4 0.4 0.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 137.5 164.4 160.2 157.8 153.9 155.5 157.3 154.1 170.1 169.0 165.7 167.02016 172.3 192.0 194.5 190.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 40.7 40.3 41.0 40.1 39.7 39.1 38.2 38.0 38.1 37.5 36.8 36.32016 35.6 35.4 35.2 36.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 96.9 124.1 119.2 117.8 114.2 116.4 119.1 116.1 132.0 131.6 128.8 130.82016 136.8 156.6 159.3 154.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02015 8.2 8.1 8.1 8.0 7.9 7.9 7.8 7.6 7.5 7.4 7.4 7.22016 7.4 7.4 7.4 7.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Dynamics of Problem Debt on Credits Granted by Banks of the Republic of Belarus


in foreign currency

for construction (renovation) and acquisition of housing *

USD m

Problem Debt on Credits for construction (renovation) and asquisition of housing

in foreign currency

legal entities


in foreign currency

natural persons


USD m

USD m


Statistics Bulletin

132

Table 2.1

Valid between %

15.09.2010 – 15.03.2011 10.5 16.03.2011 – 19.04.2011 12.0 20.04.2011 – 17.05.2011 13.0 18.05.2011 – 31.05.2011 14.0 01.06.2011 – 21.06.2011 16.0 22.06.2011 – 12.07.2011 18.0 13.07.2011 – 16.08.2011 20.0 17.08.2011 – 31.08.2011 22.0 01.09.2011 – 13.09.2011 27.0 14.09.2011 – 13.10.2011 30.0 14.10.2011 – 10.11.2011 35.0 11.11.2011 – 11.12.2011 40.0 12.12.2011 – 14.02.2012 45.0 15.02.2012 – 29.02.2012 43.0 01.03.2012 – 01.04.2012 38.0 02.04.2012 – 15.05.2012 36.0 16.05.2012 – 19.06.2012 34.0 20.06.2012 – 17.07.2012 32.0 18.07.2012 – 14.08.2012 31.0 15.08.2012 – 11.09.2012 30.5 12.09.2012 – 12.03.2013 30.0 13.03.2013 – 16.04.2013 28.5 17.04.2013 – 14.05.2013 27.0 15.05.2013 – 09.06.2013 25.0 10.06.2013 – 15.04.2014 23.5 16.04.2014 – 18.05.2014 22.5 19.05.2014 – 15.07.2014 21.5 16.07.2014 – 12.08.2014 20.5 13.08.2014 – 08.01.2015 20.0 09.01.2015 – 31.03.2016 25.0 01.04.2016 – 30.04.2016 24.0

133

of the Republic of Belarus

2. MAJOR INDICATORS AND INSTRUMENTS OF THE NATIONAL BANKOF THE REPUBLIC OF BELARUS MONETARY POLICY

Refinancing Rate of the National Bank

Statistics Bulletin

Table 2.2

Overnight FX SWAP Lombard FX SWAPcredit (national credit (national

currency (fixed rate) currency rate) rate)

Term no more than no more than(calendar days) 1 1 30 days 30 days

15.02.2012 68.0 68.0 68.0 68.002.04.2012 64.0 64.0 64.0 64.004.04.2012 64.0 64.0 64.0 64.018.04.2012 60.0 60.0 60.0 60.016.05.2012 55.0 55.0 55.0 55.020.06.2012 50.0 50.0 50.0 50.018.07.2012 50.0 50.0 50.0 50.013.02.2013 50.0 50.0 35.0 35.013.03.2013 50.0 50.0 33.0 33.017.04.2013 45.0 45.0 31.0 31.015.05.2013 40.0 40.0 29.0 29.012.06.2013 38.0 38.0 29.0 29.001.07.2013 35.0 35.0 29.0 29.022.07.2013 40.0 40.0 40.0 40.006.09.2013 45.0 45.0 45.0 45.013.11.2013 40.0 40.0 40.0 40.027.11.2013 35.0 35.0 35.0 35.022.01.2014 33.0 33.0 33.0 33.012.02.2014 32.0 32.0 32.0 32.012.03.2014 30.0 30.0 30.0 30.016.04.2014 28.0 28.0 28.0 28.019.05.2014 27.0 27.0 27.0 27.018.06.2014 26.0 26.0 26.0 26.002.07.2014 26.0 26.0 26.0 26.016.07.2014 25.0 25.0 25.0 25.013.08.2014 24.0 24.0 24.0 24.006.10.2014 24.0 24.0 24.0 24.019.12.2014 50.0 50.0 50.0 50.014.01.2015 40.0 40.0 40.0 40.009.03.2015 35.0 35.0 35.0 35.001.06.2015 33.0 33.0 33.0 33.001.07.2015 30.0 30.0 30.0 30.0

19.018.0

20.018.016.0

17.017.020.0

134

Interest Rates on Operations of the National Bank of the Republic

overnight

of Belarus in the Financial Market

Bilateral operationsStanding facilities

20.0

19.0

Deposits

20.0

20.020.0

17.017.017.017.0

30.028.025.023.020.020.0

20.0

1

20.020.020.020.020.020.0

19.019.0

Statistics Bulletin

Table 2.3

%

Effectivedate Natural Legal Attracted resources

persons persons foreign exchange

01.03.2009 – 28.02.2011 0.0 6.0 6.0

01.03.2011 – 31.10.2011 0.0 9.0 9.0

01.11.2011 – 30.04.2012 0.0 7.5 7.5

01.05.2012 – 31.08.2012 0.0 10.0 10.0

01.09.2012 – 31.07.2013 0.0 10.0 12.0

01.08.2013 – 31.01.2014 0.0 10.0 14.0

01.02.2014 – 31.12.2014 0.0 9.0 13.0

01.01.2015 – 31.01.2015 0.0 9.0 12.5

01.02.2015 – 28.02.2015 0.0 9.0 10.0

01.03.2015 – 30.06.2015 0.0 9.0 9.0

01.07.2015 – 31.08.2015 7.0 7.0 7.0

01.09.2015 – 31.03.2016 8.0 8.0 8.001.04.2016 – 7.5 7.5 7.5

Required Reserves Ratio

Attracted resources, BYR

135

Statistics Bulletin

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

2015January 207.00 207.00 207.00 207.00 207.00 218.00 209.50 209.50 221.00 231.50 231.50 231.50 228.00 221.50 228.50February 223.50 223.50 223.00 228.00 232.00 225.00 230.50 230.50 230.50 233.00 233.00 232.00 229.50 232.00 232.00March 242.50 242.50 240.00 242.00 243.50 243.00 247.00 247.00 247.00 247.00 246.50 243.00 246.50 246.00 246.00April 255.00 252.50 257.50 258.00 258.00 258.00 258.00 262.00 267.00 274.00 280.00 280.00 280.00 277.00 278.00May 278.50 278.50 278.50 278.50 277.50 280.50 285.50 284.00 281.50 281.50 281.50 281.00 281.50 286.50 283.00June 280.50 278.75 279.12 281.22 274.36 273.56 273.56 273.56 276.21 277.41 280.97 280.96 280.23 280.23 280.23July 274.89 276.75 276.59 276.59 276.59 276.59 272.52 269.56 270.12 270.24 270.27 270.27 270.27 269.05 268.60August 252.38 252.38 252.38 245.86 246.21 248.37 246.12 245.54 245.54 245.54 245.50 249.43 245.87 249.71 246.12September 261.36 266.00 262.43 262.28 261.21 261.21 261.21 259.71 259.02 263.13 260.36 261.57 261.57 261.57 261.86October 268.89 271.61 268.70 268.70 268.70 270.30 270.47 276.70 277.98 279.85 279.85 279.85 280.24 277.14 274.76November 270.93 270.93 273.04 273.14 277.17 276.20 275.02 275.02 275.02 272.58 273.86 273.28 271.35 268.12 268.12December 270.88 272.23 271.00 268.20 267.34 267.34 267.34 265.22 263.29 264.07 263.56 263.93 263.93 263.93 260.35

2016January 255.33 255.33 255.33 255.33 255.04 254.75 254.53 254.53 254.53 254.53 254.53 250.21 251.04 252.75 254.58February 276.39 275.18 276.17 274.07 280.73 280.38 280.38 280.38 281.77 280.17 279.08 278.47 277.80 277.80 277.80March 283.33 287.77 288.85 289.66 290.05 290.95 290.95 290.95 290.95 289.87 292.97 294.04 294.04 294.04 293.94

Table 2.4

Br/RUR Official Rate

Days of the Month

Br per 1 RUR

136

Statistics Bulletin

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

2015January 230.00 228.00 228.00 228.00 228.50 228.50 228.00 227.50 235.50 235.50 235.50 229.50 226.50 227.00 224.50 223.50February 232.00 237.50 238.00 238.50 238.00 239.00 239.00 239.00 236.50 236.50 239.00 243.50 242.50March 246.00 244.00 244.50 245.50 246.50 246.50 246.50 246.50 247.00 247.50 252.00 255.50 254.00 254.00 254.00 251.50April 284.00 287.50 283.00 283.00 283.00 283.00 283.00 272.00 279.50 284.00 284.00 284.00 279.50 279.00 280.50May 283.00 283.00 283.00 285.50 288.50 287.50 288.50 288.00 288.00 288.00 289.00 289.00 288.00 283.00 280.50 280.50June 279.10 285.50 286.02 287.32 282.67 282.67 282.67 285.44 282.51 284.23 281.80 278.59 278.59 278.59 275.73July 270.53 268.87 267.24 267.24 267.24 266.78 266.51 266.22 263.30 260.36 260.36 260.36 256.48 251.67 254.22 257.89August 246.12 246.12 244.70 246.66 249.93 246.30 245.72 245.72 245.72 247.30 253.72 255.13 261.27 262.65 262.65 262.65September 264.17 268.80 269.13 266.86 266.86 266.86 264.97 265.27 266.13 265.55 269.18 269.18 269.18 270.14 267.33October 276.95 280.00 280.00 280.00 279.40 277.58 275.25 275.04 278.71 278.71 278.71 276.87 273.17 267.27 271.76 270.93November 268.12 269.17 273.43 276.20 276.22 276.36 276.36 276.36 274.67 274.94 276.96 278.10 274.09 274.09 274.09December 258.26 259.87 259.92 257.67 257.67 257.67 257.96 258.31 258.57 263.26 263.26 263.26 263.26 259.74 256.05 255.33

2016January 259.75 258.97 258.97 259.75 259.83 256.97 260.24 262.00 262.00 262.00 266.60 260.03 270.78 274.29 276.39 276.39February 281.34 284.32 281.10 286.26 283.70 283.70 283.70 283.29 284.72 283.52 283.55 286.05 286.05 286.05March 292.88 291.75 296.83 295.92 295.92 295.92 295.33 297.51 297.89 293.95 295.24 295.24 295.24 296.95 294.93 297.49

137 Table 2.4 cont'd

Br per 1 RUR

Days of the Month

Statistics Bulletin

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

2015

January 11 900 11 900 11 900 11 900 11 900 12 740 12 800 12 800 13 760 14 060 14 060 14 060 14 310 14 330 15 010

February 15 400 15 400 15 450 15 420 15 150 15 410 15 270 15 270 15 270 15 210 15 200 15 330 15 300 15 090 15 090

March 14 890 14 890 14 960 15 080 15 080 15 020 14 860 14 860 14 860 14 950 14 970 15 200 15 070 15 060 15 060

April 14 700 14 720 14 680 14 620 14 620 14 620 14 570 14 490 14 510 14 350 14 330 14 330 14 330 14 440 14 420

May 14 270 14 270 14 270 14 270 14 300 14 470 14 250 14 260 14 280 14 280 14 280 14 320 14 280 14 160 14 180

June 14 890 14 815 14 912 14 943 15 130 15 316 15 316 15 316 15 412 15 488 15 353 15 336 15 345 15 345 15 345

July 15 333 15 357 15 396 15 396 15 396 15 396 15 400 15 432 15 446 15 460 15 391 15 391 15 391 15 237 15 330

August 15 248 15 248 15 248 15 345 15 497 15 565 15 707 15 690 15 690 15 690 15 805 15 771 15 989 15 997 15 991

September 17 452 17 399 17 491 17 573 17 683 17 683 17 683 17 791 17 816 17 807 17 840 17 801 17 801 17 801 17 798

October 17 688 17 673 17 723 17 723 17 723 17 740 17 629 17 413 17 338 17 202 17 202 17 202 17 162 17 243 17 343

November 17 438 17 438 17 421 17 447 17 413 17 505 17 500 17 500 17 500 17 641 17 640 17 648 17 745 17 869 17 869December 18 098 18 030 18 085 18 184 18 087 18 087 18 087 18 175 18 260 18 259 18 248 18 250 18 250 18 250 18 303

2016

January 18 569 18 569 18 569 18 569 18 628 18 667 18 752 18 752 18 752 18 752 18 752 19 048 19 234 19 326 19 514

February 20 823 21 006 21 568 21 718 21 486 21 668 21 668 21 668 21 660 21 959 22 069 22 034 22 065 22 065 22 065March 21 506 21 277 21 275 21 362 21 235 20 913 20 913 20 913 20 913 20 985 20 838 20 666 20 666 20 666 20 616

138

Days of the Month

Br per 1 USD

Table 2.5

Br/USD Official Rate

Statistics Bulletin

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

2015

January 14 960 14 880 14 880 14 880 14 850 14 830 14 910 14 890 14 910 14 910 14 910 15 100 15 310 15 210 15 360 15 400

February 15 090 14 860 14 910 14 910 14 770 14 770 14 770 14 770 14 860 14 990 14 920 14 750 14 890

March 15 060 15 120 15 100 15 110 14 760 14 790 14 790 14 790 14 680 14 570 14 560 14 490 14 640 14 640 14 640 14 740

April 14 330 14 270 14 290 14 290 14 290 14 290 14 290 14 580 14 360 14 240 14 240 14 240 14 440 14 560 14 470

May 14 150 14 150 14 150 14 040 14 170 14 290 14 380 14 320 14 320 14 320 14 410 14 530 14 630 14 810 14 890 14 890

June 15 435 15 422 15 461 15 360 15 293 15 293 15 293 15 318 15 377 15 378 15 380 15 308 15 308 15 308 15 346

July 15 349 15 317 15 187 15 187 15 187 15 182 15 200 15 197 15 108 15 120 15 120 15 120 15 126 15 200 15 212 15 221

August 15 991 15 991 16 024 16 259 16 423 16 498 16 730 16 730 16 730 17 601 17 836 17 700 17 667 17 539 17 539 17 539

September 17 762 17 720 17 636 17 531 17 531 17 531 17 530 17 557 17 603 17 672 17 707 17 707 17 707 17 691 17 703

October 17 248 17 194 17 194 17 194 17 179 17 273 17 252 17 273 17 258 17 258 17 258 17 313 17 358 17 469 17 450 17 438

November 17 869 17 889 17 896 17 915 17 924 17 927 17 927 17 927 17 976 18 042 18 127 18 266 18 153 18 153 18 153December 18 290 18 310 18 338 18 370 18 370 18 370 18 376 18 375 18 368 18 289 18 289 18 289 18 289 18 370 18 555 18 569

2016

January 19 864 20 132 20 132 20 419 20 412 20 461 21 564 21 095 21 095 21 095 20 746 21 251 21 365 21 234 20 823 20 823

February 21 892 21 686 21 914 21 616 21 683 21 683 21 683 21 644 21 610 21 664 21 648 21 482 21 482 21 482March 20 675 20 725 20 344 20 278 20 278 20 278 20 313 20 219 20 161 20 278 20 232 20 232 20 232 20 119 20 262 20 133


Br per 1 USD

Days of the Month

Statistics Bulletin

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

2015January 14 460 14 460 14 460 14 460 14 460 15 230 15 300 15 300 16 240 16 570 16 570 16 570 16 960 16 960 17 710

February 17 440 17 440 17 460 17 480 17 360 17 500 17 490 17 490 17 490 17 250 17 210 17 330 17 320 17 240 17 240

March 16 700 16 700 16 710 16 890 16 840 16 600 16 370 16 370 16 370 16 240 16 190 16 250 15 970 15 950 15 950

April 15 830 15 820 15 890 15 910 15 910 15 910 15 990 15 840 15 760 15 420 15 220 15 220 15 220 15 310 15 220

May 15 910 15 910 15 910 15 910 15 960 16 060 16 030 16 220 16 020 16 020 16 020 15 990 16 030 15 920 16 180

June 16 300 16 154 16 324 16 657 17 031 17 294 17 294 17 294 17 237 17 525 17 380 17 262 17 224 17 224 17 224

July 17 110 17 056 17 035 17 035 17 035 17 035 17 027 16 954 17 046 17 066 17 046 17 046 17 046 16 862 16 834

August 16 678 16 678 16 678 16 864 16 988 16 926 17 119 17 149 17 149 17 149 17 327 17 372 17 759 17 781 17 806

September 19 558 19 661 19 692 19 735 19 696 19 696 19 696 19 825 19 922 19 898 19 959 20 098 20 098 20 098 20 184

October 19 845 19 697 19 783 19 783 19 783 19 951 19 756 19 562 19 546 19 446 19 446 19 446 19 439 19 646 19 793

November 19 165 19 165 19 225 19 222 19 015 18 999 19 025 19 025 19 025 18 981 18 963 18 958 19 051 19 249 19 249December 19 144 19 089 19 204 19 244 19 679 19 679 19 679 19 693 19 839 19 936 20 056 19 977 19 977 19 977 20 046

2016January 20 300 20 300 20 300 20 300 20 309 20 183 20 100 20 100 20 100 20 100 20 100 20 737 20 951 20 928 21 197

February 22 623 22 807 23 505 23 676 23 798 24 246 24 246 24 246 24 140 24 561 24 842 24 883 24 956 24 956 24 956March 23 550 23 127 23 094 23 210 23 209 23 011 23 011 23 011 23 011 23 033 22 854 22 984 22 984 22 984 22 925

Days of the Month

Table 2.6

Br per 1 EUR

Br/EUR Official Rate

140

Statistics Bulletin

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

2015January 17 620 17 320 17 320 17 320 17 200 17 170 17 240 17 250 16 920 16 920 16 920 16 910 17 220 17 290 17 340 17 440

February 17 240 16 960 16 930 16 990 16 860 16 760 16 760 16 760 16 880 16 980 16 970 16 760 16 700

March 15 950 15 900 16 010 16 000 15 820 15 780 15 780 15 780 15 860 15 940 15 910 15 930 15 870 15 870 15 870 15 970

April 15 200 15 200 15 430 15 430 15 430 15 430 15 430 15 680 15 330 15 500 15 500 15 500 15 700 15 840 15 910

May 16 110 16 110 16 110 15 980 15 850 15 930 15 980 15 990 15 990 15 990 15 820 15 860 15 970 16 180 16 300 16 300

June 17 336 17 388 17 421 17 464 17 342 17 342 17 342 17 331 17 302 17 248 17 186 17 165 17 165 17 165 16 974

July 16 905 16 703 16 528 16 528 16 528 16 448 16 486 16 615 16 615 16 551 16 551 16 551 16 772 16 795 16 816 16 698

August 17 806 17 806 17 736 17 973 18 198 18 337 18 837 18 837 18 837 19 935 20 474 20 356 19 979 19 789 19 789 19 789

September 20 067 19 947 19 963 19 989 19 989 19 989 19 809 19 615 19 579 19 793 19 716 19 716 19 716 19 776 19 908

October 19 740 19 534 19 534 19 534 19 503 19 582 19 597 19 545 19 185 19 185 19 185 19 109 19 189 19 294 19 077 19 165

November 19 249 19 219 19 062 19 084 19 131 19 174 19 174 19 174 19 094 19 185 19 328 19 373 19 282 19 282 19 282December 20 189 20 045 19 915 19 948 19 948 19 948 19 986 20 044 20 076 20 007 20 007 20 007 20 007 20 136 20 347 20 300

2016January 21 609 21 986 21 986 22 227 22 181 22 391 23 779 22 809 22 809 22 809 22 425 23 088 23 214 23 118 22 623 22 623

February 24 532 24 191 24 438 24 085 24 091 24 091 24 091 24 012 23 832 23 834 23 868 23 650 23 650 23 650March 22 919 22 972 22 889 22 879 22 879 22 879 22 849 22 686 22 566 22 632 22 579 22 579 22 579 22 494 22 648 22 779


Br per 1 EUR

Days of the Month

Statistics Bulletin

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

2015January 2 495.18 2 495.18 2 495.18 2 495.18 2 495.18 2 640.85 2 606.42 2 606.42 2 770.25 2 857.67 2 857.67 2 857.67 2 875.37 2 843.49 2 957.56

February 2 940.57 2 940.57 2 941.80 2 967.30 2 966.09 2 952.06 2 972.06 2 972.06 2 972.06 2 969.05 2 966.40 2 975.07 2 959.95 2 956.40 2 956.40

March 2 968.71 2 968.71 2 961.13 2 987.69 2 992.42 2 973.55 2 970.98 2 970.98 2 970.98 2 969.25 2 965.29 2 965.18 2 959.05 2 954.95 2 954.95

April 2 969.31 2 958.28 2 983.09 2 982.86 2 982.86 2 982.86 2 984.28 2 989.29 3 008.65 3 010.10 3 023.16 3 023.16 3 023.16 3 022.42 3 020.17

May 3 053.22 3 053.22 3 053.22 3 053.22 3 053.63 3 083.45 3 089.35 3 094.41 3 073.33 3 073.33 3 073.33 3 071.99 3 073.90 3 081.43 3 082.56

June 3 123.91 3 102.99 3 120.51 3 150.86 3 152.48 3 174.92 3 174.92 3 174.92 3 190.01 3 216.21 3 216.15 3 208.48 3 203.58 3 203.58 3 203.58

July 3 171.95 3 179.00 3 179.51 3 179.51 3 179.51 3 179.51 3 160.51 3 144.64 3 153.22 3 155.75 3 150.55 3 150.55 3 150.55 3 125.19 3 127.24

August 3 036.89 3 036.89 3 036.89 3 021.02 3 038.36 3 049.65 3 057.24 3 054.97 3 054.97 3 054.97 3 070.97 3 090.95 3 106.38 3 127.32 3 110.22

September 3 363.93 3 389.94 3 378.60 3 384.78 3 383.58 3 383.58 3 383.58 3 388.59 3 391.38 3 411.05 3 401.65 3 412.83 3 412.83 3 412.83 3 418.54

October 3 431.06 3 436.30 3 428.91 3 428.91 3 428.91 3 446.78 3 431.04 3 439.46 3 440.51 3 436.31 3 436.31 3 436.31 3 435.46 3 435.94 3 437.73

November 3 391.13 3 391.13 3 403.86 3 405.73 3 412.63 3 412.38 3 407.65 3 407.65 3 407.65 3 401.34 3 406.69 3 404.00 3 404.94 3 406.31 3 406.31

December 3 427.75 3 427.74 3 430.84 3 424.36 3 437.45 3 437.45 3 437.45 3 432.25 3 434.63 3 443.67 3 446.59 3 444.56 3 444.56 3 444.56 3 432.32

2016January 3 433.41 3 433.41 3 433.41 3 433.41 3 435.58 3 429.76 3 429.01 3 429.01 3 429.01 3 429.01 3 429.01 3 453.83 3 479.20 3 492.51 3 526.27

February 3 789.11 3 801.63 3 872.23 3 876.89 3 907.73 3 937.64 3 937.64 3 937.64 3 939.82 3 967.58 3 980.91 3 977.50 3 978.84 3 978.84 3 978.84

March 3 910.95 3 901.46 3 905.53 3 920.58 3 915.63 3 892.54 3 892.54 3 892.54 3 892.54 3 891.88 3 891.12 3 893.74 3 893.74 3 893.74 3 887.39

142

Days of the Month

Table 2.7

Br

Exchange Rate of the Belarusian Rubel to the Currency Basket Value

Statistics Bulletin

16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

2015January 2 957.82 2 927.65 2 927.65 2 927.65 2 922.34 2 919.63 2 925.35 2 922.12 2 946.86 2 946.86 2 946.86 2 927.18 2 939.88 2 940.27 2 938.45 2 940.57

February 2 956.40 2 955.96 2 959.86 2 965.49 2 947.83 2 947.51 2 947.51 2 947.51 2 946.79 2 959.74 2 967.53 2 968.38 2 968.71

March 2 954.95 2 946.05 2 953.40 2 958.26 2 932.34 2 931.90 2 931.90 2 931.90 2 932.16 2 932.34 2 951.27 2 964.43 2 963.25 2 963.25 2 963.25 2 963.17

April 3 039.16 3 050.25 3 046.03 3 046.03 3 046.03 3 046.03 3 046.03 3 030.81 3 029.44 3 051.26 3 051.26 3 051.26 3 056.28 3 069.85 3 074.78

May 3 076.59 3 076.59 3 076.59 3 072.74 3 086.58 3 094.78 3 107.84 3 102.38 3 102.38 3 102.38 3 102.56 3 112.65 3 121.20 3 123.02 3 123.91 3 123.91

June 3 210.26 3 241.60 3 248.27 3 250.18 3 218.03 3 218.03 3 218.03 3 231.57 3 220.36 3 225.22 3 210.82 3 190.47 3 190.47 3 190.47 3 169.04

July 3 141.34 3 120.38 3 095.05 3 095.05 3 095.05 3 088.12 3 090.10 3 095.81 3 076.75 3 060.15 3 060.15 3 060.15 3 054.32 3 036.96 3 051.10 3 062.71

August 3 110.22 3 110.22 3 101.28 3 137.28 3 175.19 3 168.21 3 204.27 3 204.27 3 204.27 3 317.69 3 392.28 3 386.14 3 397.48 3 387.50 3 387.50 3 387.50

September 3 422.52 3 437.75 3 435.36 3 418.95 3 418.95 3 418.95 3 399.95 3 393.02 3 398.21 3 410.34 3 426.94 3 426.94 3 426.94 3 434.02 3 427.22

October 3 440.22 3 441.23 3 441.23 3 441.23 3 435.74 3 436.55 3 424.52 3 422.00 3 420.16 3 420.16 3 420.16 3 410.31 3 398.90 3 381.33 3 391.30 3 391.13

November 3 406.31 3 411.19 3 424.65 3 440.77 3 443.93 3 447.12 3 447.12 3 447.12 3 437.17 3 447.22 3 469.93 3 486.04 3 454.52 3 454.52 3 454.52

December 3 427.85 3 430.13 3 425.28 3 416.87 3 416.87 3 416.87 3 420.69 3 425.47 3 428.10 3 444.81 3 444.81 3 444.81 3 444.81 3 437.48 3 438.89 3 433.41

2016January 3 594.45 3 623.35 3 623.35 3 655.08 3 652.88 3 649.67 3 794.25 3 732.56 3 732.56 3 732.56 3 720.87 3 743.17 3 816.65 3 824.53 3 789.11 3 789.11

February 3 969.16 3 957.97 3 964.43 3 959.69 3 949.44 3 949.44 3 949.44 3 941.14 3 938.33 3 934.72 3 935.70 3 929.60 3 929.60 3 929.60

March 3 884.80 3 884.30 3 885.28 3 876.22 3 876.22 3 876.22 3 873.61 3 871.29 3 863.78 3 853.31 3 854.72 3 854.72 3 854.72 3 852.79 3 858.35 3 870.99

143

Br

Days of the Month

Table 2.7 cont'd

Statistics Bulletin

Table 2.8

BrPeriod

Russian ruble US dollar Euro

2015January 225.39 14 377.23 16 752.25February 233.33 15 096.63 17 156.62January-February 229.33 14 732.54 16 953.23March 246.40 14 894.02 16 164.47January-March 234.88 14 786.17 16 686.12April 272.73 14 456.86 15 592.89January-April 243.82 14 703.15 16 405.83May 284.45 14 323.95 15 999.14January-May 251.46 14 626.52 16 323.68June 280.53 15 272.29 17 111.25April-June 279.19 14 678.46 16 221.90January-June 256.08 14 732.22 16 452.37July 266.67 15 281.47 16 815.45January-July 257.57 14 809.46 16 503.76August 249.21 16 307.08 18 122.11January-August 256.51 14 988.86 16 697.87September 264.36 17 661.50 19 835.20July-September 259.97 16 387.89 18 215.93January-September 257.37 15 264.63 17 020.39October 274.91 17 381.79 19 535.78January-October 259.07 15 464.19 17 256.61November 274.03 17 778.22 19 132.24January-November 260.40 15 661.48 17 419.24December 262.46 18 280.82 19 855.79October-December 270.40 17 809.82 19 505.69July-December 265.13 17 084.07 18 849.78January-December 260.57 15 864.62 17 610.33

2016January 258.74 19 989.51 21 735.32February 280.84 21 659.57 24 019.92January-February 269.56 20 807.79 22 849.08March 293.07 20 650.31 22 902.73January-March 277.18 20 755.17 22 866.95

Belarusian rubel official average exchange rate against:

144

to Foreign CurrenciesBelarusian Rubel Official Average Exchange Rate

Statistics Bulletin

Table 2.9


1. Belarusian rubel nominal exchange rate index to:

(belarusian rubles for a foreign currency unit)

Russian ruble 2015 14,4 18,4 25,1 38,4 44,4 42,4 35,3 26,5 34,2 39,5 39,1 33,2

2016 -1,4 7,0 11,7

Euro 2015 24,0 26,9 19,6 15,4 18,4 26,6 24,4 34,1 46,8 44,6 41,6 46,9

2016 9,5 21,0 15,3

Pound sterling 2015 27,2 34,8 30,4 25,8 29,4 38,5 38,8 48,5 58,3 55,5 57,8 60,1

2016 5,0 13,1 6,8

Polish zloty 2015 21,8 27,8 21,9 20,3 22,2 28,1 26,1 34,8 46,4 43,3 40,1 44,0

2016 6,6 18,0 15,3

Ukrainian hryvnia 2015 29,5 -9,3 -8,9 -9,1 -2,9 2,0 -0,4 7,0 15,3 12,9 8,4 10,5

2016 6,0 5,8 0,8

US dollar 2015 31,3 37,8 36,0 32,0 30,8 39,4 39,5 48,9 61,2 58,7 62,3 66,9

2016 9,3 18,5 13,0

Tenge 2015 30,1 35,7 33,5 29,4 28,1 36,5 36,0 32,6 13,1 4,9 -2,1 -5,8

2016 -3,3 6,6 5,6

effective** 2015 18,9 18,6 21,1 27,9 33,0 34,8 29,9 27,6 36,0 38,3 36,9 34,5

2016 4,0 12,5 13,6

Exchange Rate Indices of the Belarusian Rubel agаinst Currencies of Major Trade Partners compared with December of the previous year

% of growth

145

Statistics Bulletin

Table 2.9 cont'd


2. Belarusian rubel nominal exchange rate index to:

(foreign currency units for BYR 1) to:

Russian ruble 2015 -12,6 -15,6 -20,0 -27,8 -30,7 -29,8 -26,1 -20,9 -25,5 -28,3 -28,1 -24,9

2016 1,4 -6,5 -10,4

Euro 2015 -19,3 -21,2 -16,4 -13,3 -15,5 -21,0 -19,6 -25,4 -31,9 -30,8 -29,4 -31,9

2016 -8,6 -17,3 -13,3

Pound sterling 2015 -21,4 -25,8 -23,3 -20,5 -22,7 -27,8 -28,0 -32,7 -36,8 -35,7 -36,6 -37,5

2016 -4,7 -11,6 -6,4

Polish zloty 2015 -17,9 -21,7 -18,0 -16,9 -18,1 -22,0 -20,7 -25,8 -31,7 -30,2 -28,6 -30,6

2016 -6,2 -15,2 -13,3

Ukrainian hryvnia 2015 -22,8 10,3 9,8 10,0 3,0 -1,9 0,4 -6,6 -13,3 -11,5 -7,8 -9,5

2016 -5,7 -5,5 -0,8

US dollar 2015 -23,8 -27,4 -26,5 -24,2 -23,5 -28,3 -28,3 -32,8 -38,0 -37,0 -38,4 -40,1

2016 -8,5 -15,6 -11,5

Tenge 2015 -23,2 -26,3 -25,1 -22,7 -21,9 -26,7 -26,5 -24,6 -11,6 -4,6 2,1 6,1

2016 3,4 -6,2 -5,3

effective** 2015 -15,9 -15,7 -17,4 -21,8 -24,8 -25,8 -23,0 -21,7 -26,5 -27,7 -26,9 -25,6

2016 -3,8 -11,1 -12,0

146

% of growth

Statistics Bulletin

Table 2.9 cont'd


3. Belarusian rubel real exchange rate index

(foreign currency for a belarusian rubles unit,

calculated using consumer price index) to:

Russian ruble 2015 -13,8 -17,2 -21,9 -29,1 -31,9 -30,6 -27,4 -22,5 -26,4 -29,1 -29,1 -25,7

2016 2,3 -3,6 -7,3

Euro 2015 -16,1 -17,2 -12,4 -8,5 -10,4 -15,7 -13,5 -19,6 -25,7 -24,0 -22,0 -23,9

2016 -5,6 -12,3 -8,3

Pound sterling 2015 -18,8 -22,2 -19,1 -15,6 -17,5 -22,4 -22,3 -27,5 -31,0 -29,3 -29,9 -30,2

2016 -2,1 -6,9 -0,9

Polish zloty 2015 -15,7 -18,2 -13,8 -12,2 -13,0 -16,6 -15,0 -20,1 -25,3 -23,1 -20,8 -21,9

2016 -4,2 -10,9 -8,2

Ukrainian hryvnia 2015 -23,3 5,8 -4,2 -15,1 -21,6 -25,1 -22,5 -27,1 -33,0 -30,1 -28,3 -29,3

2016 -4,8 -1,4 3,3

US dollar 2015 -21,6 -24,4 -23,2 -20,4 -19,5 -24,2 -24,1 -28,6 -33,1 -31,5 -32,7 -33,4

2016 -7,0 -11,7 -7,0

Tenge 2015 -21,8 -24,0 -22,2 -19,1 -18,0 -22,4 -22,0 -20,1 -6,1 -2,9 0,8 4,7

2016 4,1 -4,0 -2,7

effective** 2015 -15,3 -15,3 -18,0 -22,9 -25,7 -26,3 -23,6 -22,2 -26,5 -27,5 -26,9 -25,1

2016 -0,8 -6,0 -6,7

147

% of growth

Statistics Bulletin

Table 2.9 cont'd


4. Belarusian rubel real exchange rate index

(foreign currency for a belarusian rubles unit,

calculated using industrial products producersprice index) to:

Russian ruble 2015 -10,5 -12,0 -20,4 -29,7 -31,4 -30,1 -27,1 -21,3 -23,1 -27,2 -26,2 -20,6

2016 5,0 2,0 -5,3

Euro 2015 -15,3 -14,6 -8,8 -5,1 -7,0 -12,0 -9,7 -14,7 -19,8 -18,1 -15,9 -17,8

2016 -5,5 -10,6 -6,6

Pound sterling 2015 -16,2 -18,7 -15,8 -12,4 -14,8 -19,1 -18,2 -21,1 -24,2 -22,5 -22,8 -22,5

2016 -1,4 -5,1 -0,8

Polish zloty 2015 -14,5 -15,6 -11,2 -9,6 -10,5 -14,0 -11,8 -15,9 -20,5 -18,6 -16,5 -18,1

2016 -2,9 -8,5 -6,8

Ukrainian hryvnia 2015 -21,7 10,8 0,6 -2,7 -7,9 -11,8 -11,0 -16,1 -21,7 -17,9 -14,2 -15,6

2016 -2,4 0,0 0,8

US dollar 2015 -19,7 -20,7 -19,4 -16,4 -16,4 -21,3 -20,8 -24,6 -27,6 -25,9 -27,0 -27,9

2016 -6,2 -9,8 -5,9

Tenge 2015 -11,2 -3,5 -4,5 0,7 0,1 -7,5 -5,7 -0,3 18,3 21,3 25,1 30,6

2016 7,9 6,0 3,8

effective** 2015 -12,7 -10,7 -15,6 -21,4 -23,4 -24,0 -21,4 -19,0 -21,6 -23,5 -22,0 -18,8

2016 1,4 -1,7 -5,1

* Lithuania joined the euro area on 1 January 2015.

**Effective exchange rate indices of the Belarusian Ruble are calculated using weight coefficients of the trade turnover for the previous year

of the countries - major trade partners of the Republic of Belarus.Calculations are based on geometric mean values.

% of growth

148

Statistics Bulletin

Table 3.1

PeriodRussian ruble US Dollar Euro

2015January 227.17 14 609.94 16 667.19February 233.66 15 013.31 17 169.83January – February 230.56 14 859.77 16 959.19March 246.92 14 818.79 16 244.85January – March 236.78 14 846.04 16 713.67April 272.16 14 114.29 15 549.31January – April 244.89 14 695.07 16 399.22May 283.96 14 122.12 16 008.28January – May 251.92 14 590.09 16 320.50June 280.38 15 317.32 16 988.41Apri l– June 279.01 14 619.50 16 279.67January – June 258.25 14 736.74 16 474.38July 266.11 15 291.19 16 842.49January – July 259.73 14 819.62 16 538.89August 249.99 16 779.05 18 566.97January – August 258.18 15 250.91 16 935.11September 264.47 17 626.27 19 810.05July– September 260.19 16 782.36 18 526.55January – September 259.05 15 658.06 17 371.31October 274.72 16 729.79 18 881.41January – October 261.09 15 810.42 17 570.88November 273.95 17 787.91 19 151.75January – November 262.50 16 034.24 17 714.31December 261.40 18 014.77 18 871.83October – December 269.46 17 498.90 18 954.89July – December 265.12 17 151.38 18 732.57January – December 262.37 16 253.61 17 827.81

2016January 260.77 18 991.81 21 557.98February 280.50 21 587.26 23 708.55January – February 270.88 20 585.30 22 376.95March 293.58 20 685.36 22 921.14January – March 278.98 20 615.33 22 497.45

BrWeighted average Br rate with respect to:

149

3. FINANCIAL MARKETS

Weighted Average Belarusian Rubel Rate in Currency Market

Statistics Bulletin



1. Open JSC "Belarusian currency 2015 2 050.3 1 787.0 2 144.9 1 976.8 1 952.5 956.1 793.7 1 411.6 875.9 1 097.6 846.2 1 318.9 17 211.5

and stock exchange" 2016 1 110.2 679.2 791.7

average daily 2015 102.5 89.3 97.5 94.1 97.6 43.5 36.1 67.2 39.8 49.9 40.3 59.9 67.5

2016 58.4 32.3 36.0

2. Off-exchange currency market 2015 924.8 2 703.5 1 545.9 1 100.4 1 309.5 3 975.8 3 594.9 5 773.0 6 098.7 5 807.3 4 969.4 5 338.9 43 142.3

2016 6 736.9 8 551.4 5 873.6

average daily 2015 46.2 135.2 70.3 52.4 65.5 180.7 163.4 274.9 277.2 264.0 236.6 242.7 169.2

2016 354.6 407.2 267.0

3. Cash currency market 2015 693.6 885.4 1 075.2 1 014.7 994.6 1 123.0 1 083.1 1 272.4 990.0 1 035.3 1 027.9 1 094.3 12 289.5

2016 865.0 826.2 896.5

average daily 2015 22.4 31.6 34.7 33.8 32.1 37.4 34.9 41.0 33.0 33.4 34.3 35.3 33.7

2016 27.9 28.5 28.9

4.Total turnover of currency marke 2015 3 668.8 5 375.9 4 766.0 4 092.0 4 256.6 6 054.9 5 471.8 8 457.0 7 964.6 7 940.2 6 843.5 7 752.1 72 643.3

2016 8 712.1 10 056.8 7 561.8

average daily 2015 171.1 256.1 202.4 180.4 195.2 261.6 234.4 383.2 350.0 347.3 311.2 337.9 270.4

2016 440.9 468.0 331.9

Table 3.2

Foreign Exchange Turnover in Domestic Currency Market Segments

USD m

150

Statistics Bulletin

Indicators Years January February March April May June July August September October November DecemberJanuary – December

1. Purchase 2015 390.4 462.9 490.6 462.7 505.1 655.8 632.6 969.6 575.0 642.8 658.3 721.5 7 167.4

2016 630.1 420.8 450.2

cash 2015 365.4 409.3 415.7 372.4 393.6 507.8 487.3 697.9 445.4 501.5 512.2 551.1 5 659.7

2016 481.7 315.4 342.7

non-cash 2015 25.0 53.6 74.9 90.3 111.5 148.0 145.3 271.7 129.7 141.4 146.1 170.3 1 507.7

2016 148.5 105.4 107.4

weighted average rate*, 2015 14 779.64 15 338.60 14 949.33 14 475.50 14 398.47 15 305.50 15 369.75 16 671.30 17 756.05 17 442.83 17 916.55 18 403.09 16 268.53

Br per 1 USD 2016 20 200.74 21 786.84 20 711.00

2. Sale 2015 360.2 518.5 745.9 712.3 655.7 665.1 639.1 636.1 588.4 591.3 574.2 609.8 7 296.9

2016 440.7 567.4 641.2

cash 2015 328.2 476.1 659.5 642.3 600.9 615.2 595.8 574.5 544.6 533.8 515.7 543.2 6 629.8

2016 383.3 510.8 553.8

non-cash 2015 32.0 42.4 86.4 70.1 54.8 49.9 43.3 61.6 43.9 57.5 58.6 66.6 667.2

2016 57.4 56.6 87.4

weighted average rate*, 2015 14 725.26 15 044.20 14 761.56 14 304.52 14 212.07 15 199.28 15 209.84 16 285.56 17 583.24 17 310.60 17 730.68 18 243.86 15 856.14

Br per 1 USD 2016 20 003.94 21 490.87 20 489.72

3. Balance 2015 30.2 -55.6 -255.3 -249.6 -150.7 -9.3 -6.5 333.4 -13.4 51.5 84.1 111.7 -129.6

2016 189.4 -146.6 -191.0

cash 2015 37.2 -66.7 -243.8 -269.9 -207.3 -107.3 -108.5 123.4 -99.2 -32.3 -3.5 8.0 -970.1

2016 98.3 -195.4 -211.0

non-cash 2015 -7.0 11.1 -11.5 20.3 56.7 98.0 102.0 210.0 85.8 83.8 87.5 103.7 840.5

2016 91.1 48.8 20.0

* Calculated on the basis of operations with cash foreign exchange.

151Table 3.3

USD m

Cash Foreign Exchange Purchase/Sale by Natural Persons*

Statistics Bulletin

Indicators Years January February March April May June July August September October November DecemberJanuary – December

1. Purchase 2015 1 521.7 1 397.1 1 581.8 1 351.8 1 597.3 1 566.2 1 548.2 1 550.8 1 451.7 1 482.3 1 549.3 1 764.8 18 363.0

2016 1 214.8 1 133.6 1 270.3

1.1.Open JSC "Belarusian currency and 2015 1 521.6 1 394.1 1 574.1 1 343.2 1 528.4 - - - - - - - 7 361.4

stock exchange" 2016 - - 23.2

1.2. Off-exchange currency market 2015 0.1 3.0 7.7 8.6 68.9 1 566.2 1 548.2 1 550.8 1 451.7 1 482.3 1 549.3 1 764.8 11 001.6

2016 1 214.8 1 133.6 1 247.1

2. Sale 2015 1 454.8 1 405.8 1 641.0 1 523.0 1 505.4 1 548.4 1 692.0 1 367.1 1 398.2 1 463.2 1 379.1 1 581.2 17 959.1

2016 1 016.6 1 149.3 1 291.2

2.1. Open JSC "Belarusian currency and 2015 1 450.2 1 396.5 1 618.4 1 495.6 1 400.0 671.0 664.3 587.4 560.1 576.5 560.5 570.7 11 551.2

stock exchange" 2016 439.4 416.2 506.1including:

obligatory sale 2015 966.8 841.5 865.0 666.8 648.3 671.0 664.3 576.8 560.1 576.5 560.5 570.7 8 168.2

2016 439.4 416.2 505.2

2.2. Off-exchange currency market 2015 4.6 9.3 22.6 27.4 105.4 877.4 1 027.7 779.7 838.0 886.7 818.6 1 010.4 6 407.9

2016 577.2 733.2 785.1

3. Balance 2015 66.9 -8.7 -59.2 -171.2 91.9 17.8 -143.8 183.8 53.5 19.1 170.3 183.6 403.8

2016 198.2 -15.8 -20.9

3.1.Open JSC "Belarusian currency and 2015 71.4 -2.4 -44.3 -152.5 128.4 -671.0 -664.3 -587.4 -560.1 -576.5 -560.5 -570.7 -4 189.8

stock exchange" 2016 -439.4 -416.2 -482.9

3.2.Off-exchange currency market 2015 -4.5 -6.4 -14.9 -18.7 -36.5 688.8 520.4 771.1 613.7 595.6 730.8 754.3 4 593.6

2016 637.6 400.4 462.0

Table 3.4152

USD m

* Economic entities – commercial and non-profit organizations, independent entrepreneurs.

Information on Foreign Exchange Purchase/Sale in Domestic Currency Marketby Economic Entities* – Residents of the Republic of Belarus

Statistics Bulletin



1. Purchase 2015 3.7 3.3 4.1 28.7 3.4 90.2 33.8 36.4 12.0 120.2 15.5 16.6 367.9

2016 11.3 8.5 18.7

1.1. Open JSC "Belarusian currency 2015 3.7 3.0 1.6 3.1 1.0 - - - - - - - 12.5

and stock exchange" 2016 0.0 0.0 0.0

1.2. Off-exchange currency market 2015 0.0 0.3 2.5 25.6 2.4 90.2 33.8 36.4 12.0 120.2 15.5 16.6 355.4

2016 11.3 8.5 18.7

2. Sale 2015 22.0 21.1 39.5 33.6 34.5 116.3 68.0 61.7 34.6 33.5 44.2 86.0 595.0

2016 51.7 87.2 43.3

2.1. Open JSC "Belarusian currency 2015 21.8 19.7 25.2 29.4 20.3 - - - - - - - 116.4


2.2. Off-exchange currency market 2015 0.2 1.3 14.4 4.2 14.2 116.3 68.0 61.7 34.6 33.5 44.2 86.0 478.7

2016 51.7 87.2 43.2

3. Balance 2015 -18.2 -17.7 -35.4 -4.9 -31.1 -26.1 -34.2 -25.4 -22.6 86.7 -28.7 -69.4 -227.2

2016 -40.5 -78.7 -24.6

3.1. Open JSC "Belarusian currency 2015 -18.0 -16.7 -23.5 -26.3 -19.2 - - - - - - - -103.9


3.2. Off-exchange currency market 2015 -0.2 -1.0 -11.8 21.4 -11.9 -26.1 -34.2 -25.4 -22.6 86.7 -28.7 -69.4 -123.3

2016 -40.5 -78.7 -24.5

*Excluding operations carried out in compliance with the Agreement on the Establishment and Application of Procedures for Paying and Allocating Import Customs Duties

in the Customs Union.

Table 3.5153

USD m

Information* on Foreign Exchange Purchase/Sale in Domestic Currency Marketby Non-residents of the Republic of Belarus

Statistics Bulletin

Table 3.6

% p.a.

Years January February March April May June July August September October November DecemberJanuary – December

1. The National Bank's refinancing rate 2015 20.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0from 09-25,0

average123.7 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 25.0 24.9

2016 25.0 25.0 25.0

average1 25.0 25.0 25.0

(primary market)2

in the national currency 2015 - - - - - - (25.0) - - - - - (25.0)2016 - - -

in foreign currency:in US dollars 2015 - - - - - - - - - - - - -

2016 - (5.0) -in euroes 2015 - - - - - - - - - - - - -

2016 - (4.0) -

(primary market)2

in the national currency 2015 (0.0) - - (28.0) - - - - (25.0) - (25.0) - (3.6)2016 - (25.0) -

in foreign currency:in US dollars 2015 (7.45) - - - - (6.99) (7.0) (3.07) (8.81) (8.18) (7.86) (6.94) (6.67)

2016 (6.76) (6.88) (5,62)in euroes 2015 (7.18) (7.21) - - - - (7.07) - (7.99) - (7.83) (6.82) (7.62)

2016 - (6.02) -in Russian Rubles 2015 - - - - - - - - - - (11.69) - (11.69)

2016 - - -

4. Yield from short-term bonds of the National 2015 - (25.0) - 23.93 23.88 20.71 20.2 28.26 - 24.1 25.29 - 24.29(24.3)

Bank of the Republic of Belarus (primary market)22016 - - -

2015 0.0 - - - - - - - - - - - 0.0

(secondary market) 2016 - - -

(secondary market)2015 19.7(0.01) (0.02) - (0.02) - (0.02) - - - - - - 19.7(0.01)2016 - (27.7) (27,9)

in foreign currency: in US dollars, in euroes 2015 (6.49) (6.35) - (14.77) - 6.33(7.41) (7.36) - - 7.17(7.21) (7.38) 5.97 6.50(9.70)

2016 8.02 (6.75) 7.20(0.34)

7. Yield from short-term bonds of the National 2015 - - - - - 21.01 - - - - 27.99 - 23.80

Bank of the Republic of Belarus (secondary market) 2016 - - -

in the national currency 2015 45.2 44.4 34.2 26.8 25.5 20.8 20.8 26.3 28.6 27.8 29,0 29.6 31.22016 29.4 29.8 29.3

in FCC 2015 4.1 1.2 1.0 1.1 0.8 0.5 0.5 0.5 0.4 0.3 0.5 0.5 0.82016 0.7 0.6 0.7

in the national currency

2. Yield on short-term government bonds

154Dynamics of Average Interest Rates of the Financial Market of the Republic of Belarus

Indicators

6. Yeild on long-term government bonds "Until maturity"

3. Yeild on long-term government bonds

8. Average interest rates in the overnight interbank market

5. Yeild on short-term government bonds "Until maturity"

Statistics Bulletin

Table 3.6 cont'd% p.a.


9. Average interest rates on banks' liabilitiesin the national currency 2015 22.7 22.7 22.4 21.0 19.2 18.3 17.9 19.0 19.0 19.0 19.1 18.6 19.9

2016 18.8 18.6 18.4

2015 40.8 38.5 38.1 35.4 30.2 28.5 27.5 27.0 27.4 27.4 27.5 26.5 31.12016 26.3 26.8 26.6

2015 37.6 36.9 34.7 30.3 28.6 27.0 25.8 25.7 26.9 27.0 26.8 26.7 29.42016 26.7 27.0 26.82015 43.1 39.6 40.1 38.4 31.1 29.4 28.5 27.8 27.8 27.6 27.9 26.3 32.22016 26.0 26.6 26.4

11. Average interest rates on new bank deposits2015 39.0 40.5 36.8 30.3 25.7 23.0 22.4 23.4 25.1 24.5 23.9 24.2 29.42016 26.2 26.4 24.1

2015 37.4 38.3 32.7 26.2 24.4 21.7 21.5 22.7 25.1 24.4 24.0 24.5 27.9

2016 26.6 26.9 24.1

2015 43.6 46.7 43.7 35.6 27.2 25.4 25.0 25.1 25.0 24.5 23.3 22.8 33.1

2016 22.9 23.7 24.2

deposits in the national currency 2015 39.1 40.6 37.3 30.7 26.1 23.5 22.6 23.5 25.2 24.7 24.2 24.5 29.7

2016 26.4 26.5 24.3

held by legal persons 2015 37.5 38.4 32.8 26.3 24.5 21.7 21.6 22.7 25.1 24.5 24.0 24.5 28.0

2016 26.6 26.8 24.1

2015 43.9 47.2 44.8 36.5 28.0 26.5 25.5 25.5 25.5 25.7 25.1 24.6 34.0

held by natural persons 2016 24.3 25.0 25.5

2015 4.8 4.6 4.7 4.8 4.9 4.9 4.8 4.8 4.6 4.5 4.5 4.4 4.7

2016 4.3 4.3 4.2

2015 5.8 5.4 5.4 5.6 5.7 5.8 5.5 5.3 5.1 4.9 4.9 4.7 5.3

2016 4.5 4.5 4.4

2015 5.9 6.0 5.9 6.0 5.9 5.8 5.9 5.9 5.8 5.7 5.7 5.6 5.8

2016 5.6 5.5 5.3

2015 5.7 5.3 5.3 5.6 5.6 5.8 5.4 5.1 5.0 4.6 4.7 4.4 5.2

2016 4.2 4.3 4.1

14. Average interest rates on all term

bank deposits in FCC

held by legal entities

held by natural persons

on all term bank deposits in the national currency





in the national currency

12. Average interest rates on new term bank

13. Average interest rates on banks' liabilities in FCC

155

10. Average interest rates

Indicators

Statistics Bulletin

Table 3.6 cont'd% p.a.


15. Average interest rates on new 2015 5.7 5.7 5.8 5.9 5.9 5.5 4.6 4.6 4.2 4.1 4.1 4.0 4.9

bank deposits in FCC 2016 4.0 3.9 3.6

2015 5.5 5.1 5.9 5.2 4.4 5.4 5.3 5.1 4.8 4.6 5.2 4.8 5.1

2016 4.8 4.7 3.8

2015 5.8 5.9 5.8 6.1 6.3 5.6 4.4 4.5 4.0 4.0 3.8 3.8 4.9

2016 3.7 3.6 3.5

16. Average interest rates on new term bank deposits in FCC 2015 5.7 5.7 5.9 6.0 5.9 5.6 4.6 4.6 4.2 4.2 4.1 4.1 4.9

2016 4.0 4.0 3.8

2015 5.5 5.1 5.9 5.2 5.4 5.4 5.3 5.1 4.8 4.6 5.2 4.8 5.12016 4.8 4.7 3.82015 5.8 5.9 5.9 6.1 6.3 5.6 4.5 4.5 4.1 4.0 3.8 3.8 4.92016 3.8 3.7 3.7

2015 18.4 19.2 19.4 19.2 18.8 18.2 17.8 17.3 17.2 17.0 17.2 17.3 18.1

2016 17.1 17.2 17.0


2016 20.2 20.4 20.1held by natural persons 2015 15.4 15.1 15.2 15.0 14.8 14.6 14.5 13.9 13.8 13.7 13.4 13.4 14.4

2016 12.9 12.8 12.8

in national currency (excluding interbank credits) 2015 37.8 39.5 37.7 37.0 36.0 34.7 32.6 31.4 30.7 31.2 31.2 29.8 33.72016 32.2 31.4 30.9

held by legal persons 2015 39.9 42.0 40.3 39.3 37.2 36.3 33.9 32.8 32.4 32.6 32.8 31.3 35.52016 33.5 32.4 31.8

held by natural persons 2015 27.3 26.7 25.5 25.6 28.6 26.2 26.0 25.2 23.7 24.1 23.4 21.8 25.12016 25.5 26.3 26.2

2015 36.5 38.9 39.3 39.4 39.1 38.7 37.6 36.6 35.7 34.7 34.2 34.1 37.02016 33.4 33.8 33.3



in national currency (excluding interbank credits) 2015 43.1 44.6 44.7 43.6 42.7 40.0 36.7 35.3 34.8 34.5 34.3 33.3 38.42016 33.5 33.1 33.4



held by legal persons


in the national currency (excluding interbank credits)


156

18. Average interest rates on new banks' credits

19. Average interest rates on all banks' credits 3

in national currency (excluding interbank credits)

20. Average interest rates on new banks' credits 3

17. Average interest rates on all banks' credits

Indicators

held by legal persons

Statistics Bulletin


2015 8.9 9.0 9.1 9.2 9.2 9.2 9.2 9.2 9.1 9.2 9.2 9.3 9.22016 9.3 9.2 9.2


2016 9.3 9.2 9.1held by natural persons 2015 11.8 11.6 11.6 11.6 11.6 11.6 11.6 11.7 11.6 11.6 11.6 11.5 11.6

2016 11.5 11.4 11.3

in FCC (excluding interbank credits) 2015 9.7 9.8 10.2 10.0 10.1 10.1 9.7 9.3 9.4 9.2 9.3 9.6 9.7

2016 9.7 9.2 8.6


2016 9.7 9.2 8.6

held by natural persons 2015 - - - - - - - - - - - - -

2016 - - -

2015 9.6 9.7 9.9 10.0 10.2 10.2 10.2 10.2 10.1 10.1 10.1 10.2 10.0

2016 10.2 9.9 9.9


2016 10.2 9.9 9.9

held by natural persons 2015 11.8 11.6 11.6 11.6 11.6 11.6 11.6 11.7 11.6 11.6 11.6 11.5 11.6

2016 11.5 11.4 11.3

(excluding interbank credits) 2015 9.9 10.3 10.5 10.2 10.5 10.4 10.0 9.6 9.6 9.4 9.6 10.0 10.0

2016 9.8 9.3 8.6


2016 9.8 9.3 8.6

held by natural persons 2015 - - - - - - - - - - - - -

2016 - - -

2 Yeild on securities whose inintial public offering was made through direct sale (in respect of government securities) and without holding an auction (in respect of short-term bonds) is indicated in the parenthesis. 3 Excluding subsidized loans provided by the decisions of the President of the Republic of Belarus and the Government of the Republic of Belarus; at the expense of the budgets of republican and local general government.

157

1 Calculated as an arithmetic average over the effective period (number of calendar days).

22. Average interest rates on new banks' credits

Table 3.6 cont'd

Indicators

24. Average interest rates on new banks' credits in FCC 3

23. Average interest rates on all banks' credits in FCC 3

(excluding interbank credits)

21. Average interest rates on all banks' credits in FCC (excluding interbank credits)

% p.a.

Statistics Bulletin

Total on demand during 1 day 2 days 3 days 4 to 7 8 to 14 15 to 21 22 to 30 31 to 60 over 60the day days days days days days days

2015

January 45.3 0.0 0.0 45.2 44.9 46.1 46.4 47.1 44.9 45.3 47.5 0.0February 44.2 0.0 11.0 44.4 45.4 46.3 45.1 45.0 0.0 33.5 0.0 0.0March 34.1 0.0 5.0 34.2 31.8 35.4 34.6 36.2 32.1 0.0 0.0 0.0April 26.5 0.0 0.0 26.8 26.0 24.8 26.3 25.0 0.0 0.0 0.0 0.0May 26.0 0.0 0.0 25.5 26.8 27.6 26.3 28.1 27.0 0.0 32.0 0.0June 20.8 0.0 0.0 20.8 20.7 0.0 21.9 21.0 0.0 0.0 0.0 25.0July 20.8 0.0 0.0 20.8 20.3 0.0 21.4 22.0 0.0 20.0 22.0 30.5August 26.4 0.0 0.0 26.3 25.8 0.0 27.6 28.9 0.0 25.0 27.5 27.0September 28.8 0.0 0.0 28.6 29.3 29.0 29.4 0.0 0.0 0.0 0.0 27.9October 27.9 0.0 0.0 27.8 26.5 28.9 28.5 0.0 30.0 30.0 30.0 25.0November 29.3 0.0 0.0 29.0 29.6 29.9 29.6 0.0 0.0 31.0 30.0 28.9December 29.4 0.0 0.0 29.6 29.4 30.0 29.6 30.2 0.0 30.0 0.0 26.2January – December 30.9 0.0 7.5 31.2 29.0 33.1 30.3 37.8 37.5 38.9 29.9 25.9

2016

January 29.5 0.0 0.0 29.4 29.8 29.8 29.9 30.0 0.0 30.0 0.0 29.5

February 29.9 0.0 0.0 29.8 30.0 30.1 29.9 0.0 0.0 30.0 25.0 26.1

March 29.5 0.0 0.0 29.3 30.0 29.7 29.9 30.0 0.0 25.0 30.0 30.0

of which by maturity:

Table 3.7

% p.a.

Average interest rates on interbank credits and deposits in national currency:

Dynamics of Interbank Market Average Interest Rates158

Statistics Bulletin

Total on demand during 1 day 2 days 3 days 4 to 7 8 to 14 15 to 21 22 to 30 31 to 60 over 60the day days days days days days days

2015

January 4.1 0.5 0.0 4.1 3.4 2.4 3.6 2.4 3.5 3.5 6.0 7.3February 1.6 0.0 0.0 1.2 4.9 5.4 2.1 0.5 0.0 8.0 5.2 6.7March 1.8 0.0 0.0 1.0 3.1 4.1 2.8 4.1 4.7 5.5 5.6 6.8April 1.7 0.0 0.0 1.1 2.2 1.2 1.5 2.8 1.4 6.1 0.0 5.5May 1.4 0.0 0.0 0.8 2.4 1.4 1.1 3.8 1.9 5.5 6.5 6.5June 0.9 0.0 0.0 0.5 1.6 2.0 1.2 3.1 4.5 6.2 0.0 6.7July 1.4 0.0 0.0 0.5 2.6 0.8 1.0 3.7 2.8 4.2 3.0 7.0August 0.8 0.0 0.0 0.5 1.0 0.2 0.4 2.5 0.0 5.0 6.1 5.0September 0.6 0.0 0.0 0.4 0.4 0.0 0.4 5.0 4.2 6.6 2.9 5.0October 1.2 0.0 0.0 0.3 0.8 0.8 0.3 2.6 4.8 4.9 3.6 4.5November 1.3 0.0 0.0 0.5 0.4 0.0 0.6 4.5 4.5 4.8 5.5 4.7December 1.6 0.0 0.0 0.5 2.0 0.0 0.6 4.3 0.0 4.5 4.1 6.3January – December 1.5 0.5 0.0 0.8 1.3 1.9 1.2 2.7 3.6 5.2 5.4 5.9

2016

January 1.6 0.0 0.0 0.7 2.0 2.0 0.6 0.8 4.3 4.4 3.9 5.7

February 0.9 0.0 0.0 0.6 2.0 0.7 0.5 2.5 4.0 5.0 5.2 4.4

March 1.3 0.0 0.0 0.7 1.9 0.4 0.5 2.5 3.5 4.0 4.5 5.6

of which by maturity:

159Table 3.7 cont'd

% p.a.

Average interest rates on interbank credits and deposits in hard currency:

Statistics Bulletin

amount, share, interest amount, share, interest amount, share, interest amount, share, interestBr bn % rate, Br bn % rate, Br bn % rate, Br bn % rate,

% p.a. % p.a. % p.a. % p.a.demand deposits 333.1 0.9 23.2 223.4 0.7 18.7 839.1 2.5 17.4 1 395.6 1.4 19.0

up to 1 month 22 767.5 63.1 38.0 19 974.0 61.1 38.5 18 142.1 53.1 33.5 60 883.6 59.1 36.81 to 3 months 8 198.7 22.7 42.2 8 732.5 26.7 44.6 11 738.2 34.3 42.7 28 669.4 27.8 43.23 to 6 months 418.8 1.2 27.3 436.6 1.3 41.1 477.6 1.4 35.5 1 333.0 1.3 34.7

6 to 12 months 1 712.7 4.7 36.7 832.2 2.5 43.2 862.5 2.5 37.8 3 407.4 3.3 38.61 to 3 years 2 661.3 7.4 42.3 2 454.9 7.5 42.7 2 077.5 6.1 40.1 7 193.7 7.0 41.8over 3 years 10.7 0.03 32.6 29.6 0.1 26.1 36.5 0.1 28.3 76.8 0.1 28.0

subtotal 36 102.9 100.0 39.0 32 683.0 100.0 40.5 34 173.6 100.0 36.8 102 959.5 100.0 38.7up to 1 year 33 097.7 92.5 38.9 29 975.3 92.3 40.5 31 220.4 93.7 37.1 94 293.4 92.8 38.8over 1 year 2 672.0 7.5 42.3 2 484.4 7.7 42.5 2 114.0 6.3 39.9 7 270.5 7.2 41.7

time deposits 35 769.7 100.0 39.1 32 459.7 100.0 40.6 33 334.5 100.0 37.3 101 563.9 100.0 39.0

demand deposits 259.0 1.0 26.8 137.0 0.6 26.9 466.0 2.2 27.7 862.1 1.2 27.3up to 1 month 21 382.0 79.7 37.6 19 056.8 78.6 38.3 16 985.6 79.7 32.9 57 424.4 79.3 36.51 to 3 months 2 587.3 9.6 36.2 2 972.3 12.3 38.2 2 547.1 11.9 32.0 8 106.7 11.2 35.63 to 6 months 184.8 0.7 36.0 160.5 0.7 32.4 298.7 1.4 34.7 644.0 0.9 34.5

6 to 12 months 1 219.1 4.5 37.9 544.0 2.2 41.4 436.8 2.0 34.4 2 199.9 3.0 38.11 to 3 years 1 191.5 4.4 37.4 1 345.8 5.6 39.3 547.1 2.6 30.1 3 084.3 4.3 36.9over 3 years 2.6 0.01 31.6 28.3 0.1 25.6 35.2 0.2 27.9 66.0 0.1 27.1

subtotal 26 826.3 100.0 37.4 24 244.8 100.0 38.3 21 316.4 100.0 32.7 72 387.4 100.0 36.3up to 1 year 25 373.2 95.5 37.5 22 733.6 94.3 38.3 20 268.2 97.2 32.9 68 375.0 95.6 36.4over 1 year 1 194.1 4.5 37.4 1 374.1 5.7 39.0 582.2 2.8 29.9 3 150.4 4.4 36.7

time deposits 26 567.3 100.0 37.5 24 107.7 100.0 38.4 20 850.4 100.0 32.8 71 525.4 100.0 36.4

demand deposits 62.8 0.7 5.9 84.9 1.0 5.2 370.9 2.9 4.3 518.6 1.7 4.7up to 1 month 1 317.2 14.4 44.6 859.7 10.3 42.4 1 065.4 8.4 41.7 3 242.3 10.7 43.11 to 3 months 5 600.4 61.1 44.9 5 753.7 68.7 48.0 9 179.4 72.0 45.7 20 533.5 67.8 46.13 to 6 months 232.5 2.5 20.4 276.0 3.3 46.1 178.7 1.4 36.7 687.2 2.3 35.0

6 to 12 months 492.1 5.4 33.6 286.8 3.4 46.7 422.5 3.3 41.4 1 201.4 4.0 39.41 to 3 years 1 451.3 15.8 46.4 1 108.7 13.2 46.9 1 529.8 12.0 43.8 4 089.8 13.5 45.5over 3 years 8.1 0.1 32.8 1.3 0.02 36.4 1.4 0.0 37.2 10.8 0.0 33.8


time deposits 9 101.6 100.0 43.9 8 286.2 100.0 47.2 12 377.2 100.0 44.8 29 764.9 100.0 45.2demand deposits 11.3 10.1 37.6 1.4 2.1 34.8 2.2 2.0 29.4 14.9 5.2 36.1

up to 1 month 68.3 60.9 37.1 57.5 85.6 37.7 91.2 83.5 35.8 217.0 75.2 36.71 to 3 months 10.9 9.8 39.1 6.6 9.8 34.9 11.7 10.7 33.1 29.2 10.1 35.83 to 6 months 1.5 1.4 31.5 0.05 0.1 24.5 0.2 0.2 34.0 1.8 0.6 31.5

6 to 12 months 1.5 1.4 32.0 1.3 2.0 39.6 3.2 3.0 34.4 6.1 2.1 34.91 to 3 years 18.6 16.5 40.5 0.4 0.5 31.7 0.6 0.6 26.1 19.6 6.8 39.9over 3 years 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

subtotal 112.2 100.0 37.8 67.2 100.0 37.4 109.1 100.0 35.3 288.5 100.0 36.7up to 1 year 82.3 81.6 37.2 65.4 99.5 37.5 106.3 99.4 35.5 254.0 92.9 36.5over 1 year 18.6 18.4 40.5 0.4 0.5 31.7 0.6 0.6 26.1 19.6 7.1 39.9

time deposits 100.9 100.0 37.8 65.8 100.0 37.4 106.9 100.0 35.4 273.6 100.0 36.8

FebruaryJanuaryin

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rs2015

160

Table 3.8

MarchT

otal

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Amounts, Value, and Maturities of Newly Attracted Bank Deposits in National Currency

nat

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sMaturity

January-March

Statistics Bulletin

Table 3.8 cont'd

amount, share, interest amount, share, interest amount, share, interest amount, share, interestBr bn % rate, Br bn % rate, Br bn % rate, Br bn % rate,

% p.a. % p.a. % p.a. % p.a.

demand deposits 953.1 3.6 21.6 1 279.8 5.5 24.9 870.6 3.5 19.3 3 103.4 4.1 22.3up to 1 month 19 197.8 71.6 26.4 13 634.2 58.5 26.3 14 560.0 57.7 23.2 47 392.0 62.9 25.41 to 3 months 3 551.5 13.3 25.7 3 906.6 16.8 25.9 3 918.8 15.5 24.9 11 376.9 15.1 25.53 to 6 months 526.8 2.0 27.4 733.4 3.1 27.4 946.0 3.8 26.1 2 206.2 2.9 26.8

6 to 12 months 483.4 1.8 26.5 644.2 2.8 27.3 2 084.1 8.3 26.4 3 211.7 4.3 26.61 year 306.4 1.1 29.3 444.5 1.9 29.7 697.6 2.8 29.0 1 448.5 1.9 29.3

1 to 2 years* 1 122.7 4.2 27.5 1 975.8 8.5 28.4 1 940.1 7.7 26.2 5 038.7 6.7 27.42 to 3 years 606.8 2.3 25.9 645.0 2.8 26.2 177.9 0.7 24.9 1 429.7 1.9 25.9over 3 years 45.6 0.2 23.5 42.7 0.2 26.2 25.2 0.1 27.9 113.5 0.2 25.5

subtotal 26 794.2 100.0 26.2 23 306.3 100.0 26.4 25 220.2 100.0 24.1 75 320.7 100.0 25.6short-term 24 065.9 93.1 26.4 19 362.9 87.9 26.3 22 206.5 91.2 24.1 65 635.3 90.9 25.6long-term 1 775.2 6.9 26.9 2 663.6 12.1 27.8 2 143.2 8.8 26.1 6 581.9 9.1 27.0

time deposits 25 841.1 100.0 26.4 22 026.5 100.0 26.5 24 349.7 100.0 24.3 72 217.3 100.0 25.7

demand deposits 805.7 3.3 25.3 1 115.7 5.5 28.5 676.9 3.2 24.7 2 598.4 3.9 26.5up to 1 month 18 938.0 77.9 26.5 13 374.9 66.4 26.3 14 243.8 66.5 23.3 46 556.7 70.7 25.51 to 3 months 2 537.1 10.4 27.1 2 595.5 12.9 27.4 2 671.2 12.5 26.0 7 803.8 11.9 26.83 to 6 months 446.5 1.8 27.7 532.4 2.6 28.2 637.1 3.0 26.3 1 616.0 2.5 27.3

6 to 12 months 397.7 1.6 26.4 464.2 2.3 27.4 1 655.2 7.7 26.1 2 517.0 3.8 26.41 year 16.4 0.1 24.5 10.2 0.1 27.1 164.9 0.8 26.7 191.5 0.3 26.6

1 to 2 years* 836.1 3.4 27.5 1 433.8 7.1 28.9 1 263.7 5.9 25.6 3 533.6 5.4 27.42 to 3 years 307.8 1.3 27.6 565.5 2.8 26.6 97.3 0.5 25.5 970.6 1.5 26.8over 3 years 11.9 0.05 25.3 40.5 0.2 26.1 3.7 0.0 23.6 56.1 0.1 25.8

subtotal 24 297.3 100.0 26.6 20 132.6 100.0 26.9 21 413.8 100.0 24.1 65 843.7 100.0 25.9short-term 22 335.7 95.1 26.6 16 977.1 89.3 26.6 19 372.2 93.4 24.0 58 685.0 92.8 25.7long-term 1 155.8 4.9 27.5 2 039.8 10.7 28.2 1 364.7 6.6 25.6 4 560.3 7.2 27.2

time deposits 23 491.6 100.0 26.6 19 016.9 100.0 26.8 20 736.9 100.0 24.1 63 245.4 100.0 25.8

demand deposits 147.4 5.9 1.3 164.1 5.2 0.6 193.6 5.1 0.6 505.1 5.3 0.8

up to 1 month 259.8 10.4 22.1 259.3 8.2 22.2 316.2 8.3 22.7 835.3 8.8 22.4

1 to 3 months 1 014.4 40.6 22.2 1 311.1 41.3 22.8 1 247.6 32.8 22.7 3 573.1 37.7 22.63 to 6 months 80.3 3.2 25.3 201.0 6.3 25.6 308.9 8.1 25.7 590.2 6.2 25.6

6 to 12 months 85.7 3.4 26.8 180.0 5.7 27.0 428.9 11.3 27.6 694.7 7.3 27.4

1 year 290.0 11.6 29.5 434.3 13.7 29.8 532.7 14.0 29.7 1 257.0 13.3 29.7

1 to 2 years* 286.6 11.5 27.4 542.0 17.1 27.2 676.4 17.8 27.2 1 505.1 15.9 27.2

2 to 3 years 299.0 12.0 24.3 79.5 2.5 23.8 80.6 2.1 24.2 459.1 4.8 24.2

over 3 years 33.7 1.3 22.8 2.3 0.1 27.5 21.5 0.6 28.6 57.4 0.6 25.2

subtotal 2 496.9 100.0 22.9 3 173.6 100.0 23.7 3 806.4 100.0 24.2 9 477.0 100.0 23.7short-term 1 730.2 73.6 23.8 2 385.8 79.3 24.5 2 834.3 78.5 25.1 6 950.3 77.5 24.6long-term 619.3 26.4 25.6 623.8 20.7 26.7 778.5 21.5 27.0 2 021.6 22.5 26.5

time deposits 2 349.5 100.0 24.3 3 009.5 100.0 25.0 3 612.8 100.0 25.5 8 971.9 100.0 25.0

* Excluding 2 years.

Maturity 2016January February March January-March

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Statistics Bulletin

amount, share, interest amount, share, interest amount, share, interest amount, share, interestUSD m % rate, USD m % rate, USD m % rate, USD m % rate,

% p.a. % p.a. % p.a. % p.a.demand deposits 4.9 0.3 0.2 6.4 0.4 0.1 7.1 0.6 0.1 18.4 0.4 0.1

up to 1 month 64.4 4.4 4.3 48.2 3.3 3.3 45.9 3.6 4.3 158.5 3.8 4.01 to 3 months 360.5 24.5 5.2 404.1 28.0 5.3 434.9 34.0 5.4 1 199.5 28.6 5.33 to 6 months 257.6 17.5 5.6 323.8 22.4 5.9 177.9 13.9 6.2 759.4 18.1 5.9

6 to 12 months 188.8 12.8 5.9 144.1 10.0 6.2 204.0 16.0 6.2 536.9 12.8 6.11 to 3 years 581.8 39.5 6.1 451.1 31.2 6.2 403.1 31.5 6.2 1 436.1 34.2 6.2over 3 years 13.4 0.9 6.3 67.1 4.6 4.2 5.6 0.4 6.2 86.1 2.1 4.6

subtotal 1 471.5 100.0 5.7 1 444.8 100.0 5.7 1 278.5 100.0 5.8 4 194.8 100.0 5.7up to 1 year 871.4 59.4 5.4 920.1 64.0 5.5 862.8 67.9 5.7 2 654.3 63.6 5.6over 1 year 595.2 40.6 6.1 518.2 36.0 5.9 408.7 32.1 6.2 1 522.1 36.4 6.1

time deposits 1 466.6 100.0 5.7 1 438.3 100.0 5.7 1 271.5 100.0 5.9 4 176.4 100.0 5.7demand deposits 0.5 0.1 1.0 0.02 0.005 1.0 0.01 0.000 1.5 0.5 0.1 1.0



subtotal 361.7 100.0 5.5 387.9 100.0 5.1 335.2 100.0 5.9 1 084.8 100.0 5.5up to 1 year 242.0 67.0 5.1 173.4 44.7 4.4 186.9 55.7 5.6 602.2 55.5 5.1over 1 year 119.2 33.0 6.2 214.5 55.3 5.7 148.3 44.3 6.2 482.1 44.5 6.0

time deposits 361.2 100.0 5.5 387.9 100.0 5.1 335.2 100.0 5.9 1 084.3 100.0 5.5demand deposits 4.4 0.4 0.1 6.4 0.6 0.1 7.1 0.7 0.1 17.9 0.6 0.1

up to 1 month 11.4 1.0 4.1 10.6 1.0 4.4 11.1 1.2 4.6 33.2 1.1 4.41 to 3 months 278.9 25.2 5.4 361.0 34.2 5.4 376.6 39.9 5.4 1 016.5 32.7 5.43 to 6 months 234.2 21.1 5.6 251.9 23.9 6.2 149.3 15.8 6.2 635.4 20.4 6.0

6 to 12 months 103.7 9.4 6.0 122.8 11.6 6.2 138.5 14.7 6.2 365.0 11.7 6.11 to 3 years 463.2 41.8 6.1 294.2 27.9 6.1 254.9 27.0 6.3 1 012.3 32.6 6.1over 3 years 12.7 1.1 6.3 8.8 0.8 6.2 5.5 0.6 6.2 27.1 0.9 6.3

subtotal 1 108.6 100.0 5.8 1 055.8 100.0 5.9 943.0 100.0 5.8 3 107.4 100.0 5.8up to 1 year 628.3 56.9 5.5 746.3 71.1 5.8 675.5 72.2 5.7 2 050.1 66.4 5.7over 1 year 476.0 43.1 6.1 303.1 28.9 6.1 260.4 27.8 6.3 1 039.4 33.6 6.1

time deposits 1 104.3 100.0 5.8 1 049.4 100.0 5.9 935.9 100.0 5.9 3 089.6 100.0 5.8demand deposits 0.01 0.9 1.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.4 1.5




time deposits 1.1 100.0 5.6 1.0 100.0 4.8 0.4 100.0 5.6 2.5 100.0 5.3

162

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sTable 3.9

Amounts, Value, and Maturities of Newly Attracted Bank Deposits in Hard Currency2015Maturity

January-March

Statistics Bulletin

Table 3.9 cont'd

amount, share, interest amount, share, interest amount, share, interest amount, share, interestUSD m % rate, USD m % rate, USD m % rate, USD m % rate,

% p.a. % p.a. % p.a. % p.a.demand deposits 7.4 0.6 0.1 19.1 1.6 0.1 61.1 4.3 0.1 87.6 2.3 0.1

up to 1 month 72.6 6.4 3.3 73.2 6.1 2.9 71.1 5.0 2.8 216.9 5.8 3.0

1 to 3 months 338.3 29.7 3.4 383.6 32.2 3.2 270.9 19.1 3.0 992.8 26.5 3.2

3 to 6 months 236.2 20.7 4.2 188.2 15.8 4.4 180.5 12.7 4.1 604.9 16.1 4.2

6 to 12 months 67.7 5.9 4.5 160.4 13.5 4.3 161.5 11.4 4.4 389.6 10.4 4.3

1 year 31.6 2.8 4.3 56.4 4.7 3.9 169.1 11.9 1.7 257.1 6.9 2.5

1 to 2 years* 130.7 11.5 5.0 154.1 12.9 4.9 329.9 23.3 4.9 614.7 16.4 4.9

2 to 3 years 235.3 20.6 4.6 138.5 11.6 4.8 151.9 10.7 4.9 525.7 14.0 4.8

over 3 years 21.0 1.8 1.9 17.4 1.5 1.6 21.5 1.5 1.8 59.8 1.6 1.8

subtotal 1 140.9 100.0 4.0 1 190.7 100.0 3.9 1 417.4 100.0 3.6 3 749.0 100.0 3.8

short-term 746.4 65.9 3.8 861.6 73.5 3.7 853.1 62.9 3.2 2 461.2 67.2 3.5

long-term 387.0 34.1 4.6 310.0 26.5 4.7 503.2 37.1 4.8 1 200.2 32.8 4.7

time deposits 1 133.5 100.0 4.0 1 171.5 100.0 4.0 1 356.4 100.0 3.8 3 661.4 100.0 3.9

demand deposits 0.0 0.0 0.0 0.1 0.03 2.5 0.1 0.03 3.2 0.2 0.02 2.9

up to 1 month 38.4 12.0 3.8 53.3 17.5 3.3 40.6 8.1 2.7 132.3 11.8 3.3

1 to 3 months 37.8 11.9 4.9 30.9 10.1 5.1 67.9 13.6 2.9 136.7 12.1 4.0

3 to 6 months 91.3 28.7 3.9 18.9 6.2 5.5 29.3 5.9 5.5 139.6 12.4 4.5

6 to 12 months 7.0 2.2 5.7 76.7 25.1 4.1 17.7 3.5 5.6 101.4 9.0 4.5

1 year 7.7 2.4 5.6 2.0 0.6 4.2 118.2 23.6 0.7 127.8 11.4 1.1

1 to 2 years* 56.5 17.7 5.4 83.4 27.3 5.4 171.5 34.3 5.5 311.3 27.7 5.5

2 to 3 years 80.1 25.1 5.6 39.9 13.1 5.6 54.5 10.9 5.8 174.4 15.5 5.7

over 3 years 0.0 0.0 3.0 0.2 0.05 5.2 0.9 0.2 4.5 1.1 0.1 4.6

subtotal 318.8 100.0 4.8 305.2 100.0 4.7 500.7 100.0 3.8 1 124.7 100.0 4.3

short-term 182.2 57.2 4.2 181.8 59.6 4.2 273.7 54.7 2.4 637.7 56.7 3.4

long-term 136.5 42.8 5.5 123.4 40.4 5.5 226.9 45.3 5.6 486.8 43.3 5.5

time deposits 318.8 100.0 4.8 305.2 100.0 4.7 500.6 100.0 3.8 1 124.5 100.0 4.3

demand deposits 7.4 0.9 0.1 19.1 2.2 0.1 60.9 6.6 0.1 87.4 3.3 0.1

up to 1 month 34.2 4.2 2.8 19.9 2.2 2.0 30.5 3.3 2.8 84.6 3.2 2.6

1 to 3 months 300.5 36.5 3.2 352.6 39.8 3.1 203.0 22.1 3.0 856.1 32.6 3.1

3 to 6 months 144.8 17.6 4.4 169.2 19.1 4.3 151.2 16.5 3.8 465.3 17.7 4.1

6 to 12 months 60.7 7.4 4.4 83.7 9.5 4.4 143.8 15.7 4.2 288.2 11.0 4.3

1 year 23.9 2.9 3.9 54.4 6.1 3.9 51.0 5.6 3.9 129.3 4.9 3.9

1 to 2 years* 74.3 9.0 4.7 70.8 8.0 4.3 158.3 17.3 4.2 303.4 11.6 4.3

2 to 3 years 155.3 18.9 4.1 98.6 11.1 4.5 97.4 10.6 4.4 351.3 13.4 4.3

over 3 years 21.0 2.5 1.9 17.2 1.9 1.5 20.6 2.2 1.7 58.8 2.2 1.7

subtotal 822.1 100.0 3.7 885.4 100.0 3.6 916.7 100.0 3.5 2 624.3 100.0 3.6

short-term 564.2 69.3 3.6 679.8 78.5 3.6 579.4 67.7 3.6 1 823.5 71.9 3.6

long-term 250.5 30.7 4.1 186.6 21.5 4.2 276.3 32.3 4.1 713.4 28.1 4.1

time deposits 814.7 100.0 3.8 866.4 100.0 3.7 855.8 100.0 3.7 2 536.9 100.0 3.7

January


163

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Maturity 2016

Statistics Bulletin

amount, share, interest rate, amount, share, interest rate, amount, share, interest rate, amount, share, interest rate,Br bn % % p.a. Br bn % % p.a. Br bn % % p.a. Br bn % % p.a.

up to 1 month 1 816.3 18.3 42.4 690.0 5.9 43.0 1 879.3 13.3 46.0 4 385.6 12.2 44.11 to 3 months 2 441.7 24.6 43.2 3 946.1 33.6 45.0 3 988.4 28.1 46.1 10 376.3 28.9 45.03 to 6 months 1 714.1 17.3 38.6 2 546.4 21.7 43.5 2 009.3 14.2 41.2 6 269.8 17.5 41.4

6 to 12 months 2 055.3 20.7 35.5 2 371.0 20.2 35.3 3 061.9 21.6 34.5 7 488.2 20.9 35.01 to 3 years 1 029.3 10.4 38.9 1 021.1 8.7 41.7 1 735.5 12.2 30.3 3 785.9 10.6 35.7over 3 years 878.0 8.8 16.1 1 170.7 10.0 16.3 1 504.8 10.6 15.5 3 553.4 9.9 15.9



6 to 12 months 1 763.4 21.3 34.6 2 074.9 21.3 34.5 2 731.2 23.4 33.8 6 569.5 22.1 34.21 to 3 years 806.6 9.7 36.6 661.0 6.8 40.3 1 275.5 10.9 26.5 2 743.1 9.2 32.8over 3 years 145.2 1.8 31.6 222.9 2.3 28.9 284.2 2.4 22.2 652.3 2.2 26.6

subtotal 8 277.9 100.0 39.9 9 757.8 100.0 42.0 11 678.4 100.0 40.3 29 714.1 100.0 40.7up to 1 year 7 326.0 88.5 40.4 8 874.0 90.9 42.4 10 118.7 86.6 42.5 26 318.7 88.6 41.9over 1 year 951.9 11.5 35.9 883.9 9.1 37.4 1 559.7 13.4 25.7 3 395.4 11.4 31.6


6 to 12 months 290.6 17.7 41.0 293.2 15.0 40.9 328.3 13.3 40.2 912.0 15.0 40.71 to 3 years 221.4 13.5 47.1 351.5 17.9 44.0 452.8 18.3 40.6 1 025.8 16.9 43.1over 3 years 731.8 44.6 13.0 944.8 48.2 13.2 1 216.9 49.3 13.8 2 893.5 47.7 13.4

subtotal 1 640.2 100.0 27.3 1 960.3 100.0 26.7 2 470.3 100.0 25.5 6 070.9 100.0 26.4up to 1 year 687.0 41.9 36.3 664.0 33.9 36.7 800.6 32.4 34.6 2 151.7 35.4 35.8over 1 year 953.2 58.1 20.9 1 296.3 66.1 21.5 1 669.7 67.6 21.1 3 919.2 64.6 21.2




January February March

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Table 3.10 cont'd

amount, share, interest rate, amount, share, interest rate, amount, share, interest rate, amount, share, interest rate,Br bn % % p.a. Br bn % % p.a. Br bn % % p.a. Br bn % % p.a.

up to 1 month 1 385.4 9.4 35.2 658.4 5.1 33.9 1 331.7 8.6 34.6 3 375.5 7.8 34.7

1 to 3 months 3 094.9 20.9 33.2 2 544.3 19.6 32.2 2 594.3 16.8 34.6 8 233.5 19.1 33.3

3 to 6 months 2 688.5 18.2 32.7 2 220.9 17.1 32.3 2 556.0 16.6 32.4 7 465.4 17.3 32.5

6 to 12 months 3 307.5 22.4 33.1 3 043.5 23.5 33.1 4 440.4 28.8 30.0 10 791.3 25.0 31.8

1 year 80.4 0.5 35.7 106.6 0.8 29.1 77.0 0.5 31.3 264.1 0.6 31.8

1 to 2 years* 2 062.3 14.0 32.9 2 506.7 19.3 30.3 2 312.5 15.0 29.0 6 881.6 15.9 30.6

2 to 3 years 946.1 6.4 28.7 893.7 6.9 28.6 942.4 6.1 26.8 2 782.2 6.4 28.0

over 3 years 1 213.1 8.2 24.4 986.0 7.6 25.5 1 185.5 7.7 26.6 3 384.6 7.8 25.5

subtotal 14 778.2 100,0 32.2 12 960.1 100,0 31.4 15 439.8 100,0 30.9 43 178.2 100,0 31.5

short-term 10 556.7 71.4 33.3 8 573.6 66.2 32.6 10 999.4 71.2 32.2 30 129.8 69.8 32.7long-term 4 221.5 28.6 29.5 4 386.5 33.8 28.9 4 440.4 28.8 27.9 13 048.4 30.2 28.7


6 to 12 months 3 031.2 24.3 33.1 2 790.5 26.0 33.1 4 164.0 31.7 29.9 9 985.7 27.5 31.71 year 22.5 0.2 35.9 54.3 0.5 23.4 22.0 0.2 21.4 98.8 0.3 25.8

1 to 2 years* 1 657.3 13.3 33.6 2 100.3 19.6 30.5 1 869.1 14.2 29.2 5 626.7 15.5 31.02 to 3 years 515.9 4.1 34.5 459.4 4.3 35.1 465.2 3.5 33.9 1 440.5 4.0 34.5over 3 years 462.5 3.7 27.2 251.3 2.3 28.2 511.7 3.9 26.9 1 225.5 3.4 27.3

subtotal 12 472.5 100,0 33.5 10 717.7 100,0 32.4 13 151.1 100,0 31.8 36 341.3 100.0 32.5short-term 9 836.8 78.9 33.7 7 906.6 73.8 32.9 10 305.2 78.4 32.4 28 048.6 77.2 33.0long-term 2 635.7 21.1 32.6 2 811.1 26.2 31.1 2 845.9 21.6 29.6 8 292.7 22.8 31.0


6 to 12 months 276.2 12.0 33.8 252.9 11.3 33.8 276.4 12.1 31.7 805.6 11.8 33.11 year 57.9 2.5 35.7 52.3 2.3 35.0 55.1 2.4 35.2 165.2 2.4 35.3

1 to 2 years* 405.1 17.6 30.1 406.4 18.1 29.2 443.4 19.4 28.1 1 254.9 18.4 29.12 to 3 years 430.1 18.7 21.9 434.3 19.4 21.7 477.3 20.9 19.9 1 341.7 19.6 21.1over 3 years 750.6 32.6 22.6 734.7 32.8 24.6 673.8 29.4 26.3 2 159.1 31.6 24.5

subtotal 2 305.7 100,0 25.5 2 242.4 100,0 26.3 2 288.7 100,0 26.2 6 836.8 100.0 26.0short-term 719.9 31.2 28.1 667.1 29.7 29.3 694.3 30.3 29.3 2 081.2 30.4 28.9long-term 1 585.8 68.8 24.3 1 575.4 70.3 25.0 1 594.5 69.7 24.9 4 755.7 69.6 24.7

165


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amount, share, interest rate, amount, share, interest rate, amount, share, interest rate, amount, share, interest rate,USD m % % p.a. USD m % % p.a. USD m % % p.a. USD m % % p.a.



subtotal 594.7 100.0 9.7 830.6 100.0 9.8 1 102.8 100.0 10.2 2 528.1 100.0 9.9up to 1 year 492.3 82.8 9.7 620.0 74.6 10.1 864.2 78.4 10.2 1 976.5 78.2 10.0over 1 year 102.3 17.2 9.4 210.6 25.4 9.1 238.6 21.6 10.2 551.6 21.8 9.6



subtotal 593.3 100.0 9.7 829.5 100.0 9.8 1 100.2 100.0 10.2 2 523.0 100.0 9.9up to 1 year 492.2 83.0 9.7 619.7 74.7 10.1 863.7 78.5 10.2 1 975.5 78.3 10.0over 1 year 101.1 17.0 9.3 209.8 25.3 9.0 236.6 21.5 10.2 547.5 21.7 9.6




up to 1 month 0,0 0,0 0,0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.01 to 3 months 0.1 5.7 12.6 0.0 0.0 0.0 0.2 8.3 13.0 0.3 5.7 12.93 to 6 months 0.03 2.5 14.2 0.2 20.7 14.0 0.1 4.8 14.8 0.4 7.8 14.3



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Table 3.11Amounts, Value, and Terms of Banks Newly Extended Credits in Hard Currency

Maturity 2015January-March

Statistics Bulletin

Table 3.11 cont'd

amount, share, interest rate, amount, share, interest rate, amount, share, interest rate, amount, share, interest rate,USD m % % p.a. USD m % % p.a. USD m % % p.a. USD m % % p.a.

up to 1 month 60.8 7.7 6.9 38.8 5.3 5.9 15.6 1.7 10.7 115.2 4.7 7.1

1 to 3 months 97.5 12.4 11.7 83.9 11.6 10.0 142.1 15.6 8.1 323.5 13.3 9.7

3 to 6 months 115.6 14.7 10.9 122.5 16.9 10.8 131.3 14.4 10.0 369.3 15.2 10.5

6 to 12 months 227.2 28.9 8.4 199.2 27.4 8.0 269.0 29.5 8.3 695.5 28.7 8.3

1 year 0.1 0.0 12.1 5.8 0.8 11.3 1.0 0.1 9.3 6.9 0.3 11.1

1 to 2 years* 105.9 13.5 9.6 172.1 23.7 9.3 192.0 21.0 9.2 470.1 19.4 9.3

2 to 3 years 52.3 6.6 11.5 30.1 4.1 9.8 102.4 11.2 6.7 184.8 7.6 8.6

over 3 years 127.6 16.2 10.0 74.1 10.2 10.0 59.3 6.5 8.8 261.0 10.8 9.7

subtotal 787.1 100,0 9.7 726.6 100,0 9.2 912.6 100,0 8.6 2 426.2 100,0 9.1

short-term 501.2 63.7 9.4 450.2 62.0 9.0 558.9 61.2 8.7 1 510.4 62.3 9.0long-term 285.8 36.3 10.1 276.4 38.0 9.6 353.7 38.8 8.4 915.9 37.7 9.3

up to 1 month 60.8 7.7 6.9 38.8 5.3 5.9 15.6 1.7 10.7 115.2 4.7 7.1

1 to 3 months 97.5 12.4 11.7 83.9 11.6 10.0 142.1 15.6 8.1 323.5 13.3 9.7

3 to 6 months 115.6 14.7 10.9 122.5 16.9 10.8 131.3 14.4 10.0 369.3 15.2 10.5

6 to 12 months 227.2 28.9 8.4 199.2 27.4 8.0 269.0 29.5 8.3 695.5 28.7 8.3

1 year 0.1 0.0 12.1 5.8 0.8 11.3 1.0 0.1 9.3 6.9 0.3 11.1

1 to 2 years* 105.9 13.5 9.6 172.1 23.7 9.3 192.0 21.0 9.2 470.1 19.4 9.3

2 to 3 years 52.3 6.6 11.5 30.1 4.1 9.8 102.4 11.2 6.7 184.8 7.6 8.6

over 3 years 127.6 16.2 10.0 74.1 10.2 10.0 59.3 6.5 8.8 261.0 10.8 9.7

subtotal 787.1 100,0 9.7 726.6 100,0 9.2 912.6 100,0 8.6 2 426.2 100,0 9.1

short-term 501.2 63.7 9.4 450.2 62.0 9.0 558.9 61.2 8.7 1 510.4 62.3 9.0long-term 285.8 36.3 10.1 276.4 38.0 9.6 353.7 38.8 8.4 915.9 37.7 9.3

up to 1 month 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1 to 3 months 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3 to 6 months 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

6 to 12 months 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1 year 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1 to 2 years* 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2 to 3 years 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

over 3 years 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

subtotal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

short-term 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

long-term 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


167T

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Years January February March April May June July August September October November December


1. Credits to non-bank 2015 19.7 24.1 24.4 21.8 23.7 23.9 24.5 24.0 23.6 23.5 24.0 25.5 23.6

financial institutions 2016 26.1 26.3 26.5

2. Credits to banks 2015 41.8 39.1 31.8 26.3 26.2 23.7 22.8 25.9 27.9 27.6 28.4 28.0 29.8

2016 28.5 28.5 28.8

3. Credits to commercial 2015 20.4 21.9 22.2 22.0 21.5 20.6 20.0 19.7 19.5 19.3 19.7 19.9 20.6

organizations 2016 19.9 20.2 19.9

4. Credits to independent 2015 41.8 47.6 48.7 49.2 48.7 46.9 44.9 42.9 41.1 39.3 38.3 36.8 43.7

entrepreneurs 2016 35.9 35.6 36.5

5. Credits to natural persons 2015 15.4 15.1 15.2 15.0 14.8 14.6 14.5 13.9 13.8 13.7 13.4 13.4 14.4

2016 12.9 12.8 12.8

6. Credits to non-profit 2015 29.2 31.7 33.5 34.4 35.0 34.6 33.3 32.0 30.8 30.0 30.3 30.4 32.0

organizations 2016 30.7 30.8 31.3

168

% р.а.

Table 3.12

Dynamics of Average Interest Rates on Banks, Credits in National Currencyby Sector of Economy

Statistics Bulletin

Table 3.13



1. Credits to non-bank 2015 9.0 9.1 9.2 9.2 9.3 9.3 9.6 9.6 9.6 9.7 9.7 9.7 9.5

financial institutions 2016 9.8 9.8 9.8

2. Credits to banks 2015 5.5 5.4 6.7 7.3 7.3 7.3 7.2 6.4 7.1 7.8 8.1 8.8 6.9

2016 7.3 7.1 7.2

3. Credits to commercial 2015 8.8 8.9 9.1 9.2 9.2 9.1 9.2 9.1 9.1 9.2 9.2 9.2 9.1

organizations 2016 9.2 9.1 9.1

4. Credits to independent 2015 13.9 13.4 13.5 13.6 13.7 13.6 13.6 14.0 13.6 13.6 13.6 13.6 13.6

entrepreneurs 2016 13.8 13.4 13.3

5. Credits to natural persons 2015 11.8 11.6 11.6 11.6 11.6 11.6 11.6 11.7 11.6 11.6 11.6 11.5 11.6

2016 11.5 11.4 11.3

6. Credits to non-profit 2015 10.0 10.3 10.8 10.9 11.0 11.1 11.3 11.4 11.4 11.7 12.2 11.9 11.1

organizations 2016 11.7 11.2 10.6

% p.a.

169

Dynamics of Average Interest Rates on Banks, Credits in Hard Currencyby Sector of Economy

Statistics Bulletin

Type of activity: Years January February March April May June July August September October November December


1. Agriculture, forestry and fishing * 2015 9.8 11.0 11.0 10.9 10.9 10.8 10.6 10.5 10.5 10.3 10.5 10.7 10.7

2016 10.5 10.1 10.3

2. Mining industry 2015 14.3 40.9 41.6 41.8 39.8 37.6 35.8 35.4 34.9 33.9 33.9 34.1 23.2

2016 33.9 34.2 34.7

3. Processing industry 2015 28.8 30.8 31.4 31.4 30.8 29.8 29.3 28.6 27.9 27.3 27.3 27.7 29.3

2016 28.0 27.8 27.8

4. Distribution of energy, gas, steam, warm water 2015 25.3 27.1 27.5 27.4 27.3 27.2 27.0 26.3 26.0 26.0 26.2 26.3 26.6

and conditioned air ** 2016 25.7 25.7 24.1

5. Water supply, collection, processing and disposal 2015 - - - - - - - - - - - - -

of waste, pollution removing activity 2016 30.1 30.0 29.7

6. Construction 2015 30.8 33.8 35.4 36.2 36.0 34.9 33.4 32.4 31.6 30.3 30.4 30.5 32.9

2016 24.5 24.7 24.8

7. Wholesale and retail trade, 2015 22.1 24.6 24.3 23.3 21.8 20.1 19.1 19.3 19.8 20.1 20.7 21.1 21.4

repair of cars and motor cycles *** 2016 21.0 23.4 20.5

8. Transport activity, storing, postal 2015 - - - - - - - - - - - - -

and courier activities 2016 32.9 32.8 32.4

9. Real estate operations **** 2015 8.7 8.7 8.8 9.0 8.8 8.4 7.9 8.0 7.9 8.0 9.7 9.8 8.6

2016 15.6 15.8 16.0

10. Other types of economic activity 2015 24.1 26.7 27.5 28.0 27.3 26.9 25.2 24.6 24.0 23.3 23.5 24.0 25.4

2016 13.0 12.7 14.0

* Agriculture, hunting and forestry.

** Production and distribution of energy, gas, and water.

*** Trading and maintenance of cars, consumer products, and personal articles.

*** Real estate operations, leasing and provision of services to consumers.

170Table 3.14

% p.a.

Dynamics of Average Interest Rates on Banks' Credits in National Currencyby Type of Economic Activity

Until January 2016:

Statistics Bulletin

Type of activity: Years January February March April May June July August September October November December


1. Agriculture, forestry and fishing * 2015 7.7 7.9 7.9 8.0 6.6 6.5 6.6 6.7 6.6 6.5 6.4 6.4 7.02016 6.0 5.9 5.9

2. Mining industry 2015 7.8 7.5 7.4 5.8 5.9 7.9 7.6 7.1 6.9 6.5 6.2 6.1 6.8

2016 6.3 5.9 6.1

3. Processing industry 2015 8.4 8.6 8.8 9.0 9.0 8.9 8.9 8.9 8.9 9.1 9.1 9.2 8.9

2016 9.1 9.1 9.1

4. Distribution of energy, gas, steam, warm water 2015 8.4 8.5 8.6 8.6 8.6 8.5 8.4 8.4 8.3 8.3 8.4 8.3 8.4

and conditioned air ** 2016 8.1 8.1 7.9

5. Water supply, collection, processing and disposal 2015 - - - - - - - - - - - - -

of waste, pollution removing activity 2016 9.4 9.6 9.6

6. Construction 2015 9.5 9.7 9.7 9.7 9.7 9.6 9.6 9.7 9.7 9.6 9.7 9.9 9.7

2016 10.6 10.6 10.8

7. Wholesale and retail trade, 2015 10.3 10.3 10.6 10.5 11.0 11.0 11.0 10.8 10.6 10.7 10.4 10.6 10.7

repair of cars and motor cycles *** 2016 10.7 10.7 10.7

8. Transport activity, storing, postal 2015 - - - - - - - - - - - - -

and courier activities 2016 7.6 7.5 7.5

9. Real estate operations **** 2015 10.7 10.6 10.8 10.6 10.7 10.7 10.7 11.1 11.0 11.0 11.0 11.0 10.8

2016 11.2 10.9 11.0

10. Other types of economic activity 2015 8.2 8.2 8.2 8.3 8.2 8.2 8.4 8.5 8.4 8.4 8.4 8.4 8.3

2016 9.8 9.5 9.3

* Agriculture, hunting and forestry.** Production and distribution of energy, gas, and water.*** Trading and maintenance of cars, consumer products, and personal articles.

**** Real estate operations, leasing and provision of services to consumers.

171

% p.a.

Table 3.15

by Type of Economic ActivityDynamics of Average Interest Rates on Banks' Credits in Hard Currency

Until January 2016:

Statistics Bulletin


1.Results of initial public offering of government securities 1.1. Amount of short-term government bonds at face value**, Br bn. 2015 - - - - - - (450.0) - - - - - (450.0)

2016 - (5 412.8) -

in the national currency, Br bn. 2015 - - - - - - (450.0) - - - - - (450.0)interest-bearing 2016 - - -

in foreign currency, USD m.interest-bearing 2015 - - - - - - - - - - - - -

2016 - (200.0) - in foreign currency, EUR m. 2015 - - - - - - - - - - - - -

interest-bearing 2016 - (45.0) -

1.2. Amount of short-term government bonds at offering price**, Br bn 2015 - - - - - - (450.0) - - - - - (450.0)

2016 - (5 412.8) -

in the national currency, Br bn. 2015 - - - - - - (450.0) - - - - - (450.0)interest-bearing 2016 - - -

in foreign currency, USD m.interest-bearing 2015 - - - - - - - - - - - - -

2016 - (200.0) - in foreign currency, EUR m. 2015 - - - - - - - - - - - - -

interest-bearing 2016 - (45.0) -1.3. Yield to maturity on short-term government bonds, % p.a.

in the national currency, 2015 - - - - - - (25.0) - - - - - (25.0)interest-bearing 2016 - - -

in foreign currency, USDinterest-bearing 2015 - - - - - - - - - - - - -

2016 - (5.00) - in foreign currency, EUR 2015 - - - - - - - - - - - - -

interest-bearing 2016 - (4.00) -1.4. Average period of borrowing of short-term government bonds, days

in the national currency 2015 - - - - - - (140) - - - - - (140)

interest-bearing 2016 - - - in foreign currency, USD

interest-bearing 2015 - - - - - - - - - - - - -2016 - (7) -

in foreign currency, EUR 2015 - - - - - - - - - - - - -interest-bearing 2016 - (7) -

Table 3.16

Dynamics of Domestic Market Government Securities Indicators*172

Statistics Bulletin


1.5. Amount of long-term government bonds 2015 (12 982.4) (291.7) - (340.5) - (2.2) (15 733.95) (5 141.0) (4 492.3) (1 533.4) (9 527.7) (3 852.5) (53 897.7) at face value**, Br bn. 2016 (92.2) (2 247.0) (1 551.7) in the national currency, Br bn.

interest-bearing 2015 (12 000.0) - - (340.5) - - - - (587.0) - (775.4) - (13 702.9)2016 - (600.0) -

in foreign currencyUSD m., interest-bearing 2015 (11.28) - - - - (0.145) (424.4) (315.3) (25.59) (88.25) (73.0) (15.2) (953.13)

2016 (4.6) (48.3) (75.2)EUR m., interest-bearing 2015 (48.96) (17.0) - - - - (550.0) - (174.1) - (387.3) (180.0) (1 357.4)

2016 - (25.0) -RUB m., interest-bearing 2015 - - - - - - - - - - (162.0) - (162.0)

2016 - - -1.6. Amount of long-term government bonds 2015 (12 983.4) (293.1) - (340.5) - (2.2) (15 734.0) (5 143.4) (4 493.2) (1 534.5) (9 529.2) ( 3 854.6) (53 908.1) at offering price**, Br bn 2016 (92.3) (2 249.6) (1 566.2) in the national currency, Br bn

interest-bearing 2015 (12 000.0) - - (340.5) - - - - (587.0) - (775.4) - (13 702.9)2016 - (600.0) -

in foreign currencyUSD m., interest-bearing 2015 (11.31) - - - - (0.145) (424.4) (315.4) (25.63) (88.28) (73.1) (15.3) (953.58)

2016 (4.6) (48.4) (75.9)EUR m., interest-bearing 2015 (48.99) (17.1) - - - - (550.0) - (174.1) - (387.3) (180.0) (1 357.5)

2016 - (25.0) -RUB m., interest-bearing 2015 - - - - - - - - - - (162.0) - (162.0)

2016 - - -1.7. Yield to maturity on long-term government bonds, % p.a. in the national currency

interest-bearing 2015 (0.0) - - (28.0) - - - - (25.0) - (25.0) - (3.6)2016 - (25.0) -

in foreign currency(in US dollars), interest-bearing 2015 (7.45) - - - - (6.99) (7.0) (3.07) (8.81) (8.18) (7.86) (6.94) (6.67)

2016 (6.76) (6.88) (5.62)(in euroes), interest-bearing 2015 (7.18) (7.21) - - - - (7.07) - (7.99) - (7.83) (6.82) (7.62)

2016 - (6.02) -(in Russian rubles), interest-bearing 2015 - - - - - - - - - - (11.69) - (11.69)

2016 - - -1.8. Average period of borrowing of long-term government bonds, days in the national currency 2015 (3 973) - - (1 770) - - - - (5 471) - (5 412) - (4 064)

interest-bearing 2016 - (535) - in foreign currency

(in US dollars), interest-bearing 2015 (1 539) - - - - (364) (2 582) (1 078) (4 503) (1 390) (4 833) (187) (2 147)2016 (1 471) (1 606) (577)

(in euroes), interest-bearing 2015 (1 401) (1 822) - - - - ( 1 822) - (5 472) - (5 411) (1 272) (3 226)2016 - (963) -

(in Russian rubles), interest-bearing 2015 - - - - - - - - - - (5 411) - (5 411)2016 - - -

173Table 3.16 cont'd

Statistics Bulletin


2.Results of stock exchange trading (secondary market, in terms of periods "Until maturity")2.1. Amount of short-term government bonds at transaction price, Br bn

interest-bearing 2015 0.002 - - - - - - - - - - - 0.0022016 - - -

2.2. Turnover indicator of the market for short-term government bonds, % p.a.

interest-bearing 2015 0.0 - - - - - - - - - - - 0.02016 - - -

2.3. Short-term government bonds duration, days

interest-bearing 2015 181 - - - - - - - - - - - 1812016 - - -

2.4.Amount of long-term government 2015 21.4(8 755.6) (1 582.1) - (1 841.3) - 461.7(616.4) (62.7) - - 146.3(216.8) (15.96) 225.4 854.8(13 316.3) bonds at transaction price, Br bn. 2016 71.5 (704.3) (1 677.9)

in the national currency, Br bn.interest-bearing 2015 21.4(3 921.4) (99.99) - (197.99) - (98.0) - - - - - - 21.4(4 317.3)

2016 - (419.7) (1 050.9) in foreign currency, USD m.

interest-bearing 2015 (336.2) (98.2) - (113.67) - 30.2(33.9) (4.1) - - 8.42(12.47) (0.90) 12,33 50.95(611.77)2016 3.6 (13.1) 2.9(30.4)

2.5. Turnover indicator of the market for long-term government bonds, % p.a.

in the national currencyinterest-bearing 2015 19.7(0.01) (0.02) - (0.02) - (0.02) - - - - - - 19.7(0.01)

2016 - (27.7) (27.9) in foreign currency

interest-bearing 2015 (6.50) (6.35) - (14.77) - 6.33(7.41) (7.36) - - 7.17(7.21) (7.38) 5.97 6.50(9.70)2016 8.02 (6.75) 7.2(0.34)

2.6. Long-term government bonds duration, days in the national currency

interest-bearing 2015 420(3 561) ( 4 821) - (4 760) - (4 697) - - - - - - 1812016 - (5 335) (5 303)

in foreign currencyinterest-bearing 2015 (647) (766) - (1 757) - 431(394) (91) - - 489(397) (192) 124 358(831)

2016 112 (60) 328(1 072)

* Data on securities whose initial public offering was made through a direct sale by the Ministry of Finance of the Republic of Belarus are indicated in parenthesis.** The conversion into Belarusian rubles is carried out at the average official exchange rate of the Belarusian ruble aganst foreign currencies in the reporting period.

Table 3.16 cont'd174

Statistics Bulletin

amount, Br bn share in total amount in

circulation, %

amount, Br bn*

share in total amount in

circulation, %

2015

01.01.2015 685.0 1.4 685.0 - 47 099.7 98.6 16 127.7 - 2 613.7 47 784.7

01.02.2015 685.0 1.2 685.0 - 55 431.4 98.8 15 697.7 - 2 586.8 56 116.4

01.03.2015 685.0 1.2 685.0 - 54 183.3 98.8 15 697.7 - 2 609.2 54 868.3

01.04.2015 685.0 1.3 685.0 - 53 806.3 98.7 15 682.5 - 2 586.4 54 491.3

01.05.2015 685.0 1.3 685.0 - 52 324.3 98.7 15 702.9 - 2 530.8 53 009.3

01.06.2015 685.0 1.3 685.0 - 53 140.0 98.7 15 702.9 - 2 527.8 53 825.0

01.07.2015 685.0 1.2 685.0 - 54 536.5 98.8 15 652.4 - 2 533.8 55 221.5

01.08.2015 635.0 0.9 635.0 - 68 852.7 99.1 15 652.4 - 3 495.2 69 487.7

01.09.2015 635.0 0.8 635.0 - 77 760.0 99.2 15 652.4 - 3 541.1 78 395.0

01.10.2015 635.0 0.8 635.0 - 82 782.0 99.2 16 239.4 - 3 758.8 83 417.0

01.11.2015 635.0 0.8 635.0 - 79 389.1 99.2 15 724.4 - 3 648.4 80 024.1

01.12.2015 635.0 0.7 635.0 - 88 871.0 99.3 16 499.8 162.0 4 144.8 89 506.001.01.2016 - - - - 97 442.7 100.0 16 499.8 162.0 4 356.8 97 442.7

2016

01.02.2016 - - - - 105 279.1 100.0 14 699.8 162.0 4 263.7 105 279.1

01.03.2016 5 360.7 4.8 - 249.5 106 146.8 95.2 15 164.8 162.0 4 233.1 111 507.501.04.2016 - - - - 100 997.2 100.0 15 164.8 162.0 4 260.9 100 997.2

* Сonversion into the Belarusian rubles was made at the Official exchange rate of the National Bank of the Republic of Belarus as at reporting date.

Total

Amount of government long-term bonds in circulation at nominal cost

interest-bearing in foreign

currency, USD m

interest-bearing, Br bn

175

Total interest-bearing, Br bn

interest-bearing, RUB m

Table 3.17

Amount of government short-term bonds in circulation at nominal cost

Government Securities in Belarusian Rubles and Foreign Exchange in Domestic Market Circulation

interest-bearing (USD), USD m

Total government securities in

circulation, Br bn

As at:

Statistics Bulletin

02.03.2016 - - - (207 986.9) - - - (28.5) - - - (5 315)

03.03.2016 - - - (312 765.7) - - - (28.8) - - - (5 314)

23.03.2016 - - - (144 409.4) - - - (25.4) - - - (5 294)

24.03.2016 - - - (144 430.3) - - - (26.3) - - - (5 293)

25.03.2016 - - - (56 495.4) - - - (33.6) - - - (5 292)

29.03.2016 - - - (144 843.3) - - - (27.5) - - - (5 288)

31.03.2016 - - - (40 005.6) - - - (27.0) - - - (5 286)

Total for March - - - (1 050 936.8) - - - (27.9) - - - (5 303)

denominated in the national currency

interest-bearing

Table 3.18

interest-bearing

Traded amount at actual cost, Br m

Government long-term bonds

interest-bearing

Government short-term bonds

interest-bearing interest-bearing discountinterest-bearing

Date

discount discount

Government long-term bonds

176

discountdiscount

Market turnover indicator, % p.a.

Government short-term bonds Government long-term bonds

discount

Major Indicators of the Secondary Market of “Until Maturity” Government Securities

Duration, days

Government short-term bonds

Statistics Bulletin

Br bn

Years January February March April May June July August September October November December January – December

1. Results of the primaty placement1.1. Amount of short-term bonds of the National Bank of the Republic of Belarus (discount) at nominal cost, Br bn 2015 - (181.5) - 5 766.5 4 748.1 13 984.7 18 069.2 19 553.8 - 2 511.5 3 515.4 - 68 149.4(68 331.0)

2016 - - -

1.2. Amount of short-term bonds of the National Bank of the Republicof Belarus (discount) at offering price, Br bn 2015 - (171.0) - 5 740.1 4 726.8 13 929.6 18 000.0 19 384.6 - 2 500.0 3 500.0 - 67 781.2(67 952.2)

2016 - - -

1.3.Yield to maturity of short-term bonds of the National Bank of the Republic of Belarus (discount), % p.a. 2015 - (25.0) - 23.9 23.9 20.7 20.2 28.3 - 24.1 25.3 - 24.3(24.3)

2016 - - -

1.4. Average borrowing period of short-term bonds of the National Bank of the Republic of Belarus (discount), days 2015 - (90) - 7 7 7 7 11 - 7 7 - 8(8)

2016 - - -

1.5. Amount of foreign currency bondsof the National Bank of the Republic of Belarus at nominal cost,

USD m., interest-bearing 2015 - - - (35.0) (30.0) (5.5) (195.0) (30.0) (94.3) (215.0) (65.0) (834.5) (1 504.3)2016 (682.0) (99.0) (127.0)

EUR m., interest-bearing 2015 (15.0) - - (45.0) (10.0) (1.0) (47.0) - (36.5) (174.5) - (25.0) (354.0)2016 (119.0) (2.0) (78.8)

1.6. Amount of foreign currency bondsof the National Bank of the Republic of Belarus at offering price,

USD m., interest-bearing 2015 - - - (35.0) (30.0) (5.5) (195.0) (30.0) (94.3) (215.1) (65.1) (834.8) (1 504.8)2016 (682.1) (99.4) (127.4)

EUR m., interest-bearing 2015 (15.0) - - (45.0) (10.0) (1.0) (47.0) - (36.5) (174.5) - (25.0) (354.0)2016 (119.0) (2.0) (79.0)

1.7.Yield to maturity of foreign currency bonds of the National Bank of the Republicof Belarus, interest-bearing, % p.a

(USD m.) 2015 - - - (8.41) (6.44) (8.14) (8.21) (8.51) (7.99) (7.87) (7.32) (7.56) (6.66)2016 (8.06) (8.27) (8.37)

(EUR m) 2015 (5.745) - - (7.21) (7.87) (7.76) (7.76) - (7.25) (5.89) - (7.16) (7.72)

2016 (6.91) (7.06) (6.51)

Dynamics of Indicators for the Bonds Market of the National Bank of the Republic of Belarus*

Table 3.19177

Statistics Bulletin

Table 3.19 cont'd

Years January February March April May June July August September October November December January – December

1.8. Average borrowing period of foreign currency bonds of the National Bank ofthe Republicof Belarus (interest-bearing) days

(USD m.) 2015 - - - (365) (365) (215) (198) (366) (327) (251) (356) (225) (246)2016 (302) (289) (352)

(EUR m) 2015 (83) - - (365) (365) (242) (188) - (269) (229) - (244) (244)2016 (312) (158) (201)

2.Results of exchange trading (the secondary market, time to maturity)2.1. Amount of short-term bonds of the National Bank of the Republic of Belarus (discount) at transaction price, Br bn 2015 - - - - - 45.1 - - - - 10.0 - 55.1

2016 - - -

2.2. Turnover indicator for the market of short-term bonds of the National Bank of the Republic of Belarus (discount), % p.a. 2015 - - - - - 21.01 - - - - 27.99 - 23.80

2016 - - -

2.3. Duration of short-term bonds of the National Bank of the Republic of Belarus 2015 - - - - - 2 - - - - 6 - 3(discount), days 2016 - - -

2.4. Amount of foreign currency bondsof the National Bank of the Republic Belarus (discount) at transaction price**

USD m., interest-bearing 2015 - - - - - - - - (4.8) - (53.8) (58.6)2016 (29.03) (33.1) (39.49)

2.5. Turnover indicator for the market of foreign currency bonds of the National Bank of the Republic of Belarus,

interest-bearing, % p.a 2015 - - - - - - - - - (7.94) - (7.29) (7.36)2016 (7.31) (8.59) (11.65)

2.6. Duration of foreign currency bonds of the National Bank of the Republic of Belarus

(interest-bearing), days 2015 - - - - - - - - - (133) - (87) (91)2016 (88) (149) (218)

** The conversion into USD is carried out at the average official exchange rate of the Belarusian ruble aganst foreign currencies in the reporting period.* Given in the brackets are securities whose primary placement was carried out via sales without auctioning.

178

Statistics Bulletin


1. Issue volume:** 2015 3 915.3 879.3 1 687.9 3 060.0 1 850.4 726.2 14 705.3 4 457.0 609.8 755.8 1 644.2 3 044.9

2016 1 425.3 1 643.0 1 265.9

open joint-stock companies 2015 3 948.2 504.7 1 186.8 2 924.2 1 468.3 363.1 14 468.7 3 811.8 573.1 614.8 1 592.1 2 562.9

2016 1 408.8 1 867.7 1 228.8

closed joint-stock companies 2015 -32.9 374.6 501.2 135.7 382.1 363.1 236.6 645.2 36.7 141.0 52.1 482.0

2016 16.5 -224.7 37.2

01.01 01.02 01.03 01.04 01.05 01.06 01.07 01.08 01.09 01.10 01.11 01.12

2. Issue volume of shares as at the reporting date: 2015 224 957.1 228 872.4 229 751.7 231 461.6 234 499.7 236 346.0 237 090.7 251 781.4 256 263.9 256 852.1 233 806.3 259 290.2

2016 262 293.2 263 869.4 265 627.8 266 632.2

open joint-stock companies 2015 204 125.2 208 073.4 208 395.7 209 584.6 212 506.7 213 973.8 214 352.3 228 806.6 232 643.9 233 195.3 233 806.3 235 432.8

Table 3.20

Dynamics of Issue Volume of Shares Issued by Legal Entities of the Republic of Belarus *

179

2016 237 959.5 239 518.2 241 501.2 242 468.4

closed joint-stock companies 2015 20 832.0 20 799.1 21 356.1 21 877.0 21 993.0 22 375.2 22 738.4 22 974.8 23 620.0 23 656.8 23 797.8 23 857.4

2016 24 333.7 24 351.1 24 126.6 24 163.8

* The source: data of the Securities Department of the Ministry of Finance of the Republic of Belarus.** The aggregate of changes: the issue of new shares,changes in their face value and number, and cancellation thereof.

Statistics Bulletin


1.Volume of bonds issue: in national currency, Br bn 2015 351.2 111.2 51.3 299.3 154.8 2 279.0 207.7 168.7 945.1 526.8 390.8 1 648.7

2016 40.5 - 75.2 in foreign currency

RUB m 2015 - 75.0 75.0 - - - - - - 915.4 100.0 -2016 - - -

USD m 2015 45.0 0.9 73.7 13.7 0.9 10.0 115.9 36.6 71.0 123.2 125.0 526.2

2016 - - 164.5

EUR m 2015 - - 1.5 95.0 - - 10.9 - 2.0 3.0 3.0 126.0

2016 - - -

PLN m 2015 - - - - - - - - - - - -2016 - - -

01.01 01.02 01.03 01.04 01.05 01.06 01.07 01.08 01.09 01.10 01.11 01.12

2. Volume of bonds issue as at the reporting date:

in national currency, Br bn 2015 53 010.3 53 184.8 52 734.2 52 519.7 52 716.1 52 762.5 54 826.3 54 433.5 54 116.9 61 305.3 54 419.4 54 187.72016 54 571.1 52 896.1 54 053.7 53 934.7

in foreign currency RUB m 2015 8 719.2 8 569.2 8 551.2 8 426.2 8 426.2 8 351.2 8 351.2 8 351.2 8 351.2 8 291.2 9 331.6 9 291.6

2016 9 179.8 6 819.2 7 939.2 7 881.0 USD m 2015 2 320.6 2 290.6 2 287.2 2 322.7 2 334.8 2 324.6 2 323.5 2 374.3 2 314.4 2 282.9 2376.5 2 342.7

2016 2 810.8 2 120.4 2 631.2 2 709.7 EUR m 2015 775.1 771.6 770.6 757.1 846.8 846.8 845.8 822.5 794.5 796.5 793.6 786.6

2016 908.5 707.5 824.5 812.8 PLN m 2015 - - - - - - - - - - - -

2016 - - - -

* The source: data of the Securities Department of the Ministry of Finance of the Republic of Belarus.

Dynamics of Issue Volume of Corporative Bonds in Circulation*

Table 3.21

180

Statistics Bulletin

Br bn



1. The exchange market:Volume of transactions involving shares of legal entities – residentsof the Republic of Belarus:

at face value 2015 14.7 1.2 1.8 23.8 138.2 30.1 22.8 4.6 5.8 7.2 15.1 4.0 269.32016 3.4 10.3 20.6

at actual value 2015 15.6 4.9 6.7 31.2 17.1 21.0 20.4 8.7 14.0 28.1 19.5 13.6 201.02016 10.9 14.1 27.8

involving bonds of legal entities – residents of the Republic of Belarus:

at face value 2015 1 828.4 1 011.1 1 440.8 4 010.2 3 829.5 4 012.3 3 700.7 2 643.9 2 141.0 2 803.5 1 855.5 5 334.1 34 610.82016 2 298.3 2 362.6 3 073.2

at actual value 2015 1 847.6 1 020.1 1 455.0 4075.0 3 904.4 4 093.8 3 797.4 2 234.4 2 208.7 2 879.4 1 885.8 5 337.1 34 738.92016 2 329.6 2 385.8 3 130.0

2. The off-exchange market:Volume of transactions involving shares of legal entities – residents of the Republic of Belarus:

at face value 2015 175.6 124.5 4.0 33.6 50.0 30.8 5.1 63.0 51.6 11.9 77.0 32.2 659.22016 1.1 29.8 72.5

at actual value 2015 17.6 121.3 206.6 25.3 220.5 41.0 62.6 83.1 111.7 36.8 687.4 586.5 2 200.52016 3.7 30.7 55.9

involving bonds of legal entities – residents of the Republic of Belarus:

at face value 2015 7 836.3 4 422.8 10 157.2 9 632.3 5 360.1 5 845.4 12 491.9 5 421.2 4 318.6 5 514.9 5 792.7 7 446.7 84 240.22016 8 250.7 6 635.8 6 996.3

at actual value 2015 8 840.3 4 415.1 9 273.3 9 725.5 5 395.3 5 933.3 12 618.9 3 085.5 4 439.0 5 626.0 5 903.8 7 621.8 82 877.72016 8 287.1 6 701.2 7 239.2

181

Dynamics of Volume of the Belarusian Legal Entities' Market for Shares and Bonds*

Table 3.22

Statistics Bulletin

Br bn



Total:

total involving sharesat face value 2015 190.2 125.7 5.8 57.4 188.2 61.0 27.9 67.6 57.4 19.2 92.1 36.1 928.5

2016 4.5 40.1 93.1at actual value 2015 33.1 126.3 213.3 56.5 237.6 62.0 83.0 91.9 125.7 64.9 706.9 600.2 2 401.4

2016 14.5 44.8 83.7

total involving bondsat face value 2015 9 664.7 5 433.9 11 598.0 13 642.5 9 189.6 9 857.7 16 192.6 8 065.1 6 459.6 8 318.4 7 648.2 12 780.9 118 851.1

2016 10 549.0 8 998.4 10 069.4

at actual value 2015 10 687.9 5 435.2 10 728.3 13 800.6 9 299.7 10 027.1 16 416.3 5 319.9 6 647.7 8 505.5 7 789.6 12 958.9 117 616.7

2016 10 616.8 9 087.0 10 369.2

182

* The source: data of the Open JSC “Belarusian Currency and Stock Exchange”.

Table 3.22 cont'd

Statistics Bulletin

units


1. Banks and non-bank credit and financial institutions registered by the National Bank 2015 31 31 31 31 31 31 31 31 31 31 30 31

of the Republic of Belarus 2016 31 32 32 32of which banks 2015 31 31 31 31 31 31 31 31 31 31 30 30

2016 30 30 30 30

1.1. Wholly foreign-owned registered banks and non-bank credit and financial institutions

2015 6 6 6 6 6 6 6 6 6 6 5 5 2016 5 5 5 5

2. Banks and non-bank credit and financialinstitutions licensed to conduct banking 2015 31 31 31 30 30 28 28 28 27 27 26 26transactions 2016 27 27 27 28

of which banks 2015 31 31 31 30 30 28 28 28 27 27 26 262016 26 26 26 26

2.1. Banks licensed (authorized ):

to attract deposits from natural persons 2015 25 25 25 24 24 23 24 24 24 24 24 242016 24 24 24 24

to conduct banking aktivity 2015 31 31 31 30 30 28 28 28 27 27 26 262016 26 26 26 26

to conduct transactions with precious 2015 8 8 8 8 8 8 8 8 8 8 8 8 metals and precious stones 2016 8 8 8 8

to conduct transactions with precious metals 2015 13 13 13 13 13 12 12 12 12 12 12 122016 12 12 12 12

to conduct transactions with precious stones 2015 8 8 8 8 8 8 8 8 8 8 8 82016 8 8 8 8

2.2. Banks and non-bank credit and financial 2015 26 26 26 26 26 26 24 24 22 22 21 21 institutions with a foreign stake in authorized 2016 21 21 21 21

capital,of which banks:

wholly foreign-owned 2015 6 6 6 6 6 6 6 6 6 6 5 52016 5 5 5 5

with foreign ownership over 50 percen 2015 14 14 14 14 14 14 13 13 12 12 12 112016 11 11 11 11

1834. SELECTED INDICATORS OF THE REPUBLIC OF BELARUS BANKS' PERFORMANCE

Table 4.1

Information on Banks and Non-bank Credit and Financial Institutions of the Republic of Belarus

Statistics Bulletin

Table 4.1 cont'd

units


3. Registered authorized capital of operating banks and non-bank credit and financialinstitutions, Br bn

of which banks 2015 33 615.9 33 628.5 33 628.5 33 721.7 33 721.7 33 721.7 33 372.7 44 752.6 44 481.2 44 496.3 44 428.1 44 496.3

2016 44 848.0 45 034.1 45 051.2 45 052.9

4. Branches of operating banks in the Republic 2015 65 65 65 65 41 41 41 41 41 41 41 41

of Belarus 2016 41 41 41 41of which:

Open Joint-Stock Company "Belagroprombank" 2015 31 31 31 31 7 7 7 7 7 7 7 7

2016 7 7 7 7

Joint-Stock Savings Bank "Belarusbank" 2015 34 34 34 34 34 34 34 34 34 34 34 34

2016 34 34 34 34

5. Missions of operating banks abroad 2015 9 9 9 9 9 9 9 9 9 9 9 9

2016 9 9 9 9

6. Banks and non-bank credit and financial institutions whose licenses to conduct banking

transactions have been revoked for breach ofbanking legislation and regulatory acts of the National Bank of the Republic of Belarus 2015 0 0 0 1 1 3 3 3 4 4 4 4

2016 4 4 4 4

7. Banks with respect to which an entry has been made in the Single State Register of LegalPersons and Independent Entrepreneurs 2015 25 25 25 25 25 25 25 25 25 25 25 25respecting liquidation of legal entity, 2016 25 25 25 25

including members' liquidation 2015 14 14 14 14 14 14 14 14 14 14 14 142016 14 14 14 14

184

Statistics Bulletin

units


Number of banks, total 2015 31 31 30 30 28 28 28 27 27 26 26 26

2016 26 26 26

of which:

to Br 50 bn

number 2015 2 2 2 2 2 2 2 1 1 1 1 1

2016 1 1 1

share, % 2015 6.45 6.45 6.67 6.67 7.14 7.14 7.14 3.70 3.70 3.85 3.85 3.85

2016 3.85 3.85 3.85

from Br 50 bn tо Br 100 bn

number 2015 3 3 3 3 3 3 3 3 3 2 2 2

2016 1 1 1

share, % 2015 9.68 9.68 10.00 10.00 10.71 10.71 10.71 11.11 11.11 7.69 7.69 7.69

2016 3.85 3.85 3.85

from Br 100 bn

number 2015 26 26 25 25 23 23 23 23 23 23 23 23

2016 24 24 24

share, % 2015 83.87 83.87 83.33 83.33 82.14 82.14 82.14 85.19 85.19 88.46 88.46 88.46

2016 92.31 92.31 92.31

Operating Belarusian Banks Grouped by Size of Registered Authorized Capital

Table 4.2185

Statistics Bulletin

Indicators 01.01. 01.03. 01.04. Gain since the beginning of:

2016 2016 2016 2016 March, 2016

in appropriate units of

measurement%


measurement%

Banks' Liabilities 630 463.3 677 591.2 650 894.3 20 431.0 3.2 -26 696.9 -3.9 in national currency 238 276.6 228 715.5 227 938.3 -10 338.3 -4.3 -777.1 -0.3 in foreign currency 392 186.7 448 875.8 422 956.0 30 769.2 7.8 -25 919.8 -5.8

USD m 21 120.5 20 895.4 21 008.1 -112.4 -0.5 112.7 0.5including:

1. Funds received from residents 411 793.8 441 365.4 419 039.5 7 245.7 1.8 -22 325.9 -5.1 of the Republic of Belarus in national currency 144 000.2 136 409.5 137 062.0 -6 938.1 -4.8 652.6 0.5 in foreign currency 267 793.6 304 955.9 281 977.4 14 183.8 5.3 -22 978.5 -7.5

USD m 14 421.5 14 195.9 14 005.7 -415.8 -2.9 -190.1 -1.3of which:

1.1. general government funds 52 099.5 51 881.2 52 889.7 790.2 1.5 1 008.5 1.9 1.2. National Bank funds 16 018.4 14 339.1 10 948.1 -5 070.2 -31.7 -3 391.0 -23.6 1.3. economic entities' funds* 121 130.2 130 377.4 125 780.4 4 650.2 3.8 -4 597.1 -3.5 1.4. natural persons' funds 203 630.8 221 120.7 209 141.3 5 510.5 2.7 -11 979.4 -5.4 1.5. banks' funds 18 914.9 23 646.9 20 280.0 1 365.1 7.2 -3 367.0 -14.2 2. Funds received from non-residents 119 401.7 135 194.5 129 807.5 10 405.8 8.7 -5 387.0 -4.0 of the Republic of Belarus in national currency 1 113.6 1 264.0 1 238.4 124.8 11.2 -25.5 -2.0 in foreign currency 118 288.0 133 930.5 128 569.1 10 281.0 8.7 -5 361.4 -4.0

USD m 6 370.2 6 234.5 6 386.0 15.8 0.2 151.4 2.4

Table 4.3

Information on Belarusian Banks' LiabilitiesBr bn

Statistics Bulletin

186


2016 2016 2016 2016 March, 2016


measurement%


measurement%

3. Other liabilities 99 267.9 101 031.4 102 047.3 2 779.5 2.8 1 016.0 1.0of which:

3.1. own bank capital 80 015.2 81 552.4 80 760.3 745.0 0.9 -792.1 -1.0For information: Authorized funds of banks received from non-residents of the Republic of Belarus 6 724.4 6 927.6 6 927.6 203.2 3.0 0.0 0.0

Share of non-residents of the Republic of Belarus in liabilities of banks (funds received from non-residents of the Republic of Belarus including authorized funds of banks received from non-residents of the Republic of Belarus) 126 126.1 142 122.1 136 735.1 10 609.1 8.4 -5 387.0 -3.8

* Economic entities - non-bank financial institutions, commercial and non-profit organizations, individual entrepreneurs.


Statistics Bulletin

187


Banks' Liabilities 2015 481 530.8 548 955.7 533 459.8 532 742.2 535 578.7 547 050.6 557 667.5 557 667.3 615 382.8 616 421.6 609 296.8 615 155.0

Table 4.4

Br bnDynamics of Belarusian Banks' Liabilities

Banks Liabilities 2015 481 530.8 548 955.7 533 459.8 532 742.2 535 578.7 547 050.6 557 667.5 557 667.3 615 382.8 616 421.6 609 296.8 615 155.02016 630 463.3 680 686.4 677 591.2 650 894.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

in national currency 2015 228 297.0 229 569.6 227 356.8 225 097.6 225 986.4 226 415.8 227 545.2 229 616.2 235 356.7 237 559.3 239 823.7 239 070.92016 238 276.6 231 114.5 228 715.5 227 938.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

in foreign currency 2015 253 233.8 319 386.1 306 103.0 307 644.6 309 592.3 320 634.8 330 122.3 328 051.0 380 026.1 378 862.3 369 473.2 376 084.12016 392 186.7 449 571.9 448 875.8 422 956.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

USD m 2015 21 369.9 20 793.4 20 752.7 20 871.4 21 395.5 21 649.9 21 511.9 21 552.5 21 667.5 21 401.0 21 173.2 20 717.5 2016 21 120.5 21 172.3 20 895.4 21 008.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

including: 1. Funds received from residents 2015 319 526.6 356 460.3 350 437.2 350 600.9 354 415.4 362 877.6 373 307.0 360 438.1 400 663.0 402 227.4 397 834.6 400 995.5 of the Republic of Belarus 2016 411 793.8 440 000.6 441 365.4 419 039.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in national currency 2015 155 098.5 151 245.7 151 446.1 154 787.1 158 992.3 159 543.2 160 044.1 150 509.0 151 977.4 153 492.6 149 386.5 147 361.0

2016 144 000.2 138 029.1 136 409.5 137 062.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in foreign currency 2015 164 428 1 205 214 6 198 991 1 195 813 8 195 423 1 203 334 4 213 262 9 209 929 1 248 685 6 248 734 8 248 448 1 253 634 5 in foreign currency 2015 164 428.1 205 214.6 198 991.1 195 813.8 195 423.1 203 334.4 213 262.9 209 929.1 248 685.6 248 734.8 248 448.1 253 634.5

2016 267 793.6 301 971.5 304 955.9 281 977.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0USD m 2015 13 875.8 13 360.3 13 490.9 13 284.5 13 505.4 13 729.5 13 897.0 13 792.1 14 179.0 14 050.4 14 237.7 13 972.0

2016 14 421.5 14 221.1 14 195.9 14 005.7 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!of which:

1.1. general government funds 2015 54 616.8 57 610.7 57 152.2 56 206.7 57 505.7 57 641.8 56 773.2 48 037.3 49 650.9 50 083.0 51 370.1 51 373.22016 52 099.5 51 919.4 51 881.2 52 889.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02016 52 099.5 51 919.4 51 881.2 52 889.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.2. National Bank funds 2015 15 393.6 16 884.3 14 602.1 13 594.1 14 531.5 13 631.3 12 297.7 12 983.0 17 012.2 14 882.2 14 132.9 13 171.32016 16 018.4 16 677.4 14 339.1 10 948.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.3. economic entities' funds* 2015 96 267.6 100 381.4 101 025.0 102 496.9 99 692.0 104 260.1 110 324.3 105 231.3 121 098.8 121 860.1 116 835.6 117 310.02016 121 130.2 128 204.8 130 377.4 125 780.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.4. natural persons' funds 2015 139 898.2 167 817.4 166 347.1 166 752.5 170 884.1 175 067.5 181 676.2 181 444.4 198 560.0 199 242.1 197 169.3 201 201.12016 203 630.8 222 591.5 221 120.7 209 141.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.5. banks' funds 2015 13 350.5 13 766.6 11 310.8 11 550.6 11 802.1 12 276.9 12 235.5 12 742.0 14 341.1 16 160.0 18 326.6 17 939.82016 18 914.9 20 607.4 23 646.9 20 280.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

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2. Funds received from non-residents 2015 87 176.4 110 214.7 103 594.5 102 630.5 102 854.9 105 718.7 102 663.7 103 617.0 119 237.5 115 803.1 113 839.0 116 112.2 of the Republic of Belarus 2016 119 401.7 136 355.0 135 194.5 129 807.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


p in national currency 2015 1 240.4 1 118.5 1 078.5 1 238.6 1 284.4 1 318.0 1 305.9 1 289.0 1 154.4 1 165.9 1 112.3 1 101.9

2016 1 113.6 1 223.9 1 264.0 1 238.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in foreign currency 2015 85 936.1 109 096.2 102 516.0 101 391.9 101 570.5 104 400.7 101 357.9 102 328.0 118 083.1 114 637.2 112 726.7 115 010.3

2016 118 288.0 135 131.1 133 930.5 128 569.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0USD m 2015 7 252.0 7 102.6 6 950.2 6 878.7 7 019.4 7 049.3 6 604.8 6 722.8 6 732.6 6 475.6 6 460.0 6 335.6

2016 6 370.2 6 363.9 6 234.5 6 386.0 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!3 O h li bili i 4 82 82 280 6 9 428 0 9 10 8 8 308 4 8 4 4 3 81 696 8 93 612 2 9 482 3 98 391 1 9 623 3 98 04 4 3. Other liabilities 2015 74 827.7 82 280.6 79 428.0 79 510.8 78 308.4 78 454.3 81 696.8 93 612.2 95 482.3 98 391.1 97 623.3 98 047.4

2016 99 267.9 104 330.9 101 031.4 102 047.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0of which:

3.1. own bank capital 2015 65 079.1 66 532.7 66 715.6 65 999.5 65 127.8 65 568.3 66 485.3 78 048.2 78 912.2 79 423.0 79 114.8 80 016.52016 80 015.2 81 040.7 81 552.4 80 760.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

For information: Authorized funds of banks received from non Authorized funds of banks received from non-residents 2015 7 174.7 7 174.7 7 174.7 7 174.7 7 174.7 7 174.7 6 971.6 7 051.5 6 783.4 6 767.5 6 699.3 6 705.3

of the Republic of Belarus 2016 6 724.4 6 910.5 6 927.6 6 927.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Share of non-residents of the Republic of Belarus in liabilities of banks (funds received from non-residents of the Republic of Belarusfrom non-residents of the Republic of Belarus including authorized funds of banks received from non-residents of the Republic 2015 94 351.1 117 389.4 110 769.2 109 805.1 110 029.6 112 893.4 109 635.4 110 668.5 126 020.9 122 570.6 120 538.3 122 817.5of Belarus) 2016 126 126.1 143 265.5 142 122.1 136 735.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


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Banks' Liabilities 2015 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.02016 100.0 100.0 100.0 100.0 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

in national currency 2015 47.4 41.8 42.6 42.3 42.2 41.4 40.8 41.2 38.2 38.5 39.4 38.92016 37.8 34.0 33.8 35.0 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

in foreign currency 2015 52.6 58.2 57.4 57.7 57.8 58.6 59.2 58.8 61.8 61.5 60.6 61.12016 62.2 66.0 66.2 65.0 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

including: 1. Funds received from residents 2015 66.4 64.9 65.7 65.8 66.2 66.3 66.9 64.6 65.1 65.3 65.3 65.2 of the Republic of Belarus 2016 65.3 64.6 65.1 64.4 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in national currency 2015 32.2 27.6 28.4 29.1 29.7 29.2 28.7 27.0 24.7 24.9 24.5 24.0

2016 22.8 20.3 20.1 21.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in foreign currency 2015 34.1 37.4 37.3 36.8 36.5 37.2 38.2 37.6 40.4 40.4 40.8 41.2

2016 42.5 44.4 45.0 43.3 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!of which:

1.1. general government funds 2015 11.3 10.5 10.7 10.6 10.7 10.5 10.2 8.6 8.1 8.1 8.4 8.42016 8.3 7.6 7.7 8.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.2. National Bank funds 2015 3.2 3.1 2.7 2.6 2.7 2.5 2.2 2.3 2.8 2.4 2.3 2.12016 2.5 2.5 2.1 1.7 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.3. economic entities' funds* 2015 20.0 18.3 18.9 19.2 18.6 19.1 19.8 18.9 19.7 19.8 19.2 19.12016 19.2 18.8 19.2 19.3 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.4. natural persons' funds 2015 29.1 30.6 31.2 31.3 31.9 32.0 32.6 32.5 32.3 32.3 32.4 32.72016 32.3 32.7 32.6 32.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.5. banks' funds 2015 2.8 2.5 2.1 2.2 2.2 2.2 2.2 2.3 2.3 2.6 3.0 2.92016 3.0 3.0 3.5 3.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

2. Funds received from non-residents 2015 18.1 20.1 19.4 19.3 19.2 19.3 18.4 18.6 19.4 18.8 18.7 18.9 of the Republic of Belarus 2016 18.9 20.0 20.0 19.9 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in national currency 2015 0.3 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2


2016 18.8 19.9 19.8 19.8 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! 3. Other liabilities 2015 15.5 15.0 14.9 14.9 14.6 14.3 14.6 16.8 15.5 16.0 16.0 15.9


3.1. own bank capital 2015 13.5 12.1 12.5 12.4 12.2 12.0 11.9 14.0 12.8 12.9 13.0 13.02016 12.7 11.9 12.0 12.4 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!


Table 4.5

Structure of Belarusian Banks' Liabilitiespercent

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2016 2016 2016 2016 March, 2016


measurement%


measurement%

Banks' Assets 630 463.3 677 591.2 650 894.3 20 431.0 3.2 -26 696.9 -3.9 in national currency 238 670.2 229 124.4 228 260.0 -10 410.2 -4.4 -864.4 -0.4 in foreign currency 391 793.1 448 466.9 422 634.3 30 841.2 7.9 -25 832.6 -5.8

USD m 21 099.3 20 876.4 20 992.1 -107.2 -0.5 115.7 0.6including:

1. Claims on residents of the Republic of Belarus 582 369.8 633 640.5 608 194.5 25 824.7 4.4 -25 446.0 -4.0 in national currency 222 869.1 212 927.1 211 979.6 -10 889.5 -4.9 -947.4 -0.4 in foreign currency 359 500.7 420 713.4 396 214.9 36 714.2 10.2 -24 498.5 -5.8

USD m 19 360.3 19 584.5 19 679.9 319.6 1.7 95.4 0.5of which:

1.1. claims on general government 65 584.4 75 025.0 67 269.4 1 685.0 2.6 -7 755.6 -10.3

1.2. claims on economics 416 321.9 454 876.4 439 388.4 23 066.6 5.5 -15 488.0 -3.4 1.2.1. claims on economic entities 346 099.8 384 198.1 368 971.5 22 871.6 6.6 -15 226.7 -4.0 1.2.2. claims on natural persons 70 222.0 70 678.3 70 417.0 194.9 0.3 -261.3 -0.4 1.3. claims on the National Bank 83 685.1 86 107.3 86 008.1 2 323.0 2.8 -99.2 -0.1 1.4. claims on banks 16 778.4 17 631.8 15 528.6 -1 249.8 -7.4 -2 103.2 -11.9 2. Claims on non-residents of the Republic of Belarus 32 920.1 27 949.5 26 594.3 -6 325.7 -19.2 -1 355.2 -4.8 in national currency 627.6 196.0 174.9 -452.7 -72.1 -21.2 -10.8 in foreign currency 32 292.5 27 753.5 26 419.5 -5 873.0 -18.2 -1 334.0 -4.8

USD m 1 739.1 1 291.9 1 312.2 -426.8 -24.5 20.3 1.6 3. Other assets 15 173.4 16 001.2 16 105.4 932.0 6.1 104.2 0.7

of which: 3.1. fixed assets 15 173.4 16 001.2 16 105.4 932.0 6.1 104.2 0.7

Table 4.6

Information on Belarusian Banks' AssetsBr bn

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Br bn


Banks' Assets 2015 481 530.8 548 955.7 533 459.8 532 742.2 535 578.7 547 050.6 557 667.5 557 667.3 615 382.8 616 421.6 609 296.8 615 155.02016 630 463 3 680 686 4 677 591 2 650 894 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Table 4.7

Dynamics of Belarusian Banks' Assets

2016 630 463.3 680 686.4 677 591.2 650 894.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in national currency 2015 228 625.7 230 097.7 227 841.5 225 537.2 226 426.9 226 854.8 227 919.0 229 953.3 235 758.6 238 004.3 240 290.0 239 471.9


2016 391 793.1 449 057.4 448 466.9 422 634.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0USD m 2015 21 342.2 20 759.0 20 719.9 20 841.6 21 365.0 21 620.2 21 487.6 21 530.4 21 644.6 21 375.9 21 146.5 20 695.4

2016 21 099.3 21 148.0 20 876.4 20 992.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!including:

1. Claims on residents 2015 454 100.2 515 732.9 502 581.1 500 987.0 501 985.7 510 874.2 523 760.7 522 021.2 571 949.2 575 153.3 567 704.8 571 452.8 of the Republic of Belarus 2016 582 369.8 633 054.9 633 640.5 608 194.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in national currency 2015 215 124.5 216 130.1 213 860.6 211 489.5 212 351.3 212 677.3 213 751.6 215 575.0 221 366.4 223 359.2 224 441.6 223 575.5


2016 359 500 7 417 173 9 420 713 4 396 214 9 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 02016 359 500.7 417 173.9 420 713.4 396 214.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0USD m 2015 20 166.7 19 505.4 19 574.3 19 640.3 20 016.2 20 134.8 20 201.3 20 133.1 19 988.8 19 872.0 19 671.2 19 163.6

2016 19 360.3 19 646.5 19 584.5 19 679.9 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!of which:

1.1. claims on general government 2015 33 571.1 39 742.2 38 878.5 38 308.2 40 204.8 40 461.2 41 777.7 47 431.3 50 487.8 55 334.8 52 903.1 63 287.42016 65 584.4 71 327.9 75 025.0 67 269.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.2. claims on economics 2015 346 925.0 389 750.2 383 095.7 380 740.4 382 383.8 386 807.3 396 377.7 386 026.0 421 379.2 419 050.7 416 965.6 411 614.42016 416 321.9 452 630.6 454 876.4 439 388.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.2.1. claims on economic entities 2015 282 839.3 325 541.6 318 717.7 315 808.3 317 043.4 321 254.8 330 274.8 319 549.0 353 642.4 350 608.3 347 996.9 342 214.52016 346 099.8 381 784.5 384 198.1 368 971.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.2.2. claims on natural persons 2015 64 085.6 64 208.6 64 378.0 64 932.0 65 340.5 65 552.4 66 102.9 66 477.0 67 736.7 68 442.4 68 968.7 69 399.82016 70 222.0 70 846.1 70 678.3 70 417.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.3. claims on the National Bank 2015 62 367.2 75 086.3 71 891.1 73 529.4 70 714.3 74 348.6 76 446.9 79 271.6 89 664.8 88 366.6 83 367.9 82 713.82016 83 685 1 92 416 5 86 107 3 86 008 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 02016 83 685.1 92 416.5 86 107.3 86 008.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.4. claims on banks 2015 11 236.9 11 154.3 8 715.8 8 409.0 8 682.8 9 257.2 9 158.4 9 292.3 10 417.4 12 401.3 14 468.2 13 837.22016 16 778.4 16 679.9 17 631.8 15 528.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

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2. Claims on non-residents 2015 14 146.4 19 455.3 17 043.3 17 862.2 19 679.3 22 187.8 19 909.7 21 440.9 29 224.6 26 796.0 26 922.9 28 996.7 of the Republic of Belarus 2016 32 920.1 32 080.7 27 949.5 26 594.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

in national currency 2015 217 1 200 1 145 5 154 7 161 9 188 9 170 3 173 2 183 2 172 8 1 179 2 1 190 8


in national currency 2015 217.1 200.1 145.5 154.7 161.9 188.9 170.3 173.2 183.2 172.8 1 179.2 1 190.82016 627.6 197.2 196.0 174.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

in foreign currency 2015 13 929.3 19 255.1 16 897.8 17 707.5 19 517.4 21 998.9 19 739.5 21 267.7 29 041.4 26 623.2 25 743.7 27 805.82016 32 292.5 31 883.4 27 753.5 26 419.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

USD m 2015 1 175.5 1 253.6 1 145.6 1 201.3 1 348.8 1 485.4 1 286.3 1 397.3 1 655.8 1 503.9 1 475.3 1 531.72016 1 739.1 1 501.5 1 291.9 1 312.2 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

3. Other assets 2015 13 284.1 13 767.5 13 835.4 13 893.0 13 913.7 13 988.6 13 997.1 14 205.2 14 209.0 14 472.3 14 669.1 14 705.52016 15 173.4 15 550.8 16 001.2 16 105.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which: 3.1. fixed assets 2015 13 284.1 13 767.5 13 835.4 13 893.0 13 913.7 13 988.6 13 997.1 14 205.2 14 209.0 14 472.3 14 669.1 14 705.5

2016 15 173.4 15 550.8 16 001.2 16 105.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

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percent


Banks' Assets 2015 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0

Table 4.8Structure of Belarusian Banks' Assets

2016 100.0 100.0 100.0 100.0 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in national currency 2015 47.5 41.9 42.7 42.3 42.3 41.5 40.9 41.2 38.3 38.6 39.4 38.9


2016 62.1 66.0 66.2 64.9 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!including:

1 Cl i id t 2015 94 3 93 9 94 2 94 0 93 7 93 4 93 9 93 6 92 9 93 3 93 2 92 9 1. Claims on residents 2015 94.3 93.9 94.2 94.0 93.7 93.4 93.9 93.6 92.9 93.3 93.2 92.9 of the Republic of Belarus 2016 92.4 93.0 93.5 93.4 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in national currency 2015 44.7 39.4 40.1 39.7 39.6 38.9 38.3 38.7 36.0 36.2 36.8 36.3


2016 57.0 61.3 62.1 60.9 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!of which:of which:

1.1. claims on general government 2015 7.0 7.2 7.3 7.2 7.5 7.4 7.5 8.5 8.2 9.0 8.7 10.32016 10.4 10.5 11.1 10.3 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.2. claims on economics 2015 72.0 71.0 71.8 71.5 71.4 70.7 71.1 69.2 68.5 68.0 68.4 66.92016 66.0 66.5 67.1 67.5 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.2.1. claims on economic entities 2015 58.7 59.3 59.7 59.3 59.2 58.7 59.2 57.3 57.5 56.9 57.1 55.62016 54.9 56.1 56.7 56.7 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!Д Д Д Д Д Д Д Д

1.2.2. claims on natural persons 2015 13.3 11.7 12.1 12.2 12.2 12.0 11.9 11.9 11.0 11.1 11.3 11.32016 11.1 10.4 10.4 10.8 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.3. claims on the National Bank 2015 13.0 13.7 13.5 13.8 13.2 13.6 13.7 14.2 14.6 14.3 13.7 13.42016 13.3 13.6 12.7 13.2 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.4. claims on banks 2015 2.3 2.0 1.6 1.6 1.6 1.7 1.6 1.7 1.7 2.0 2.4 2.22016 2.7 2.5 2.6 2.4 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

2 Cl i id t 2015 2 9 3 5 3 2 3 4 3 7 4 1 3 6 3 8 4 7 4 3 4 4 4 7 2. Claims on non-residents 2015 2.9 3.5 3.2 3.4 3.7 4.1 3.6 3.8 4.7 4.3 4.4 4.7 of the Republic of Belarus 2016 5.2 4.7 4.1 4.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in national currency 2015 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.2 0.2


2016 5.1 4.7 4.1 4.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!3 Other assets 2015 2 8 2 5 2 6 2 6 2 6 2 6 2 5 2 5 2 3 2 3 2 4 2 4 3. Other assets 2015 2.8 2.5 2.6 2.6 2.6 2.6 2.5 2.5 2.3 2.3 2.4 2.4


3.1. fixed assets 2015 2.8 2.5 2.6 2.6 2.6 2.6 2.5 2.5 2.3 2.3 2.4 2.42016 2.4 2.3 2.4 2.5 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

Statistics Bulletin

194


1. Investments in liabilities, total 2015 49 235.2 57 915.7 56 835.3 55 170.7 59 320.0 60 707.1 64 903.8 73 276.9 80 192.0 85 197.8 89 521.0 101 635.32016 119 209.4 145 459.6 146 832.2 140 722.7

1.1. Government securities of general government 2015 32 452.6 38 774.7 37 946.8 37 281.6 39 337.7 39 603.0 40 780.1 46 623.2 49 585.6 54 247.6 52 002.6 62 306.8of the Republic of Belarus 2016 64 348.4 70 158.9 73 831.2 65 922.7

1.1.1. Central government 2015 26 178.6 32 280.5 31 725.4 31 091.4 31 925.7 32 630.8 33 835.7 39 684.9 42 389.2 47 280.2 44 967.7 55 162.52016 56 995.8 62 669.0 66 444.9 58 715.6

1.1.2. Local government 2015 6 274.0 6 494.2 6 221.4 6 190.2 7 412.0 6 972.2 6 944.4 6 938.3 7 196.4 6 967.4 7 035.0 7 144.32016 7 352.6 7 489.9 7 386.3 7 207.1

1.2. Securities of economic entities of the Republic 2015 11 670.0 12 778.8 12 472.0 11 620.0 12 455.8 12 094.4 13 363.8 12 694.8 14 081.4 15 021.9 15 695.9 16 137.7of Belarus* 2016 15 915.3 18 687.3 18 101.9 19 928.3

1.3. Securities issued by banks of the Republic 2015 4 374.6 5 319.3 5 240.4 5 093.4 6 060.6 7 526.7 9 268.2 12 622.7 15 235.5 14 643.9 20 522.9 21 843.0of Belarus 2016 37 533.1 54 995.6 53 343.4 53 591.5

1.4. Securities of non-residents purchased by banks 2015 738.0 1 042.9 1 176.1 1 175.7 1 465.9 1 483.0 1 491.7 1 336.2 1 289.4 1 284.5 1 299.6 1 347.8of the Republic of Belarus 2016 1 412.6 1 617.8 1 555.7 1 280.3

2. Investments in shares 2015 2 041.9 2 046.3 2 122.7 2 123.7 2 234.0 2 240.1 2 260.3 2 264.2 2 264.2 2 264.7 2 265.5 2 266.42016 2 304.6 2 326.5 2 355.8 2 360.6

2.1. Shares of banks of the Republic of Belarus 2015 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.1 2.12016 2.1 2.1 23.3 23.3

2.2. Shares of non-residents of the Republic of Belarus 2015 1.7 1.6 1.7 1.7 1.7 2.0 2.0 2.0 2.1 2.1 2.1 2.12016 2.1 2.1 2.1 2.1

2.3. Other shares 2015 2 038.1 2 042.5 2 118.9 2 119.9 2 230.2 2 236.0 2 256.2 2 260.0 2 260.0 2 260.5 2 261.3 2 262.22016 2 300.3 2 322.3 2 330.3 2 335.2

Total investments in liabilities and shares 2015 51 277.1 59 962.0 58 958.0 57 294.3 61 554.0 62 947.2 67 164.1 75 541.1 82 456.2 87 462.4 91 786.6 103 901.72016 121 514.0 147 786.1 149 188.0 143 083.3

* Economic entities - non-bank financial institutions, commercial and non-profit organizations and independent entrepreneurs.

Table 4.9

Structure of Investment Portfolio of Banks of the Republic of Belarus

Br bn

Statistics Bulletin

195


1. Assets, Br bn 2015 497 131.8 566 122.5 550 981.3 548 884.4 550 944.8 565 568.1 573 168.5 572 421.2 628 593.3 630 284.2 622 998.5 630 429.6

2016 650 090.3 699 098.1 697 528.0 667 496.3

2. Authorized capital (registered), Br bn 2015 33 615.9 33 628.5 33 628.5 33 721.7 33 721.7 33 721.7 33 372.7 44 752.6 44 481.2 44 496.3 44 428.1 44 496.32016 44 848.0 45 034.1 45 051.2 45 052.9

3. Regulatory capital, Br bn 2015 62 241.4 64 486.4 65 073.0 63 574.0 63 788.2 63 466.3 63 664.8 75 673.3 76 355.8 76 828.8 77 311.5 77 903.72016 78 471.9 81 000.3 81 353.1 79 456.5

4.Regulatory capital adequacy, % 2015 17.38 16.91 17.41 17.24 17.27 16.97 16.78 20.44 19.00 19.20 19.46 19.222016 18.74 16.68 16.20 16.34

5. Profit (loss), Br bn 2015 7 593.8 832.3 1 080.0 758.2 1 241.5 1 633.9 2 429.1 2 955.0 4 611.8 5 188.8 5 523.3 6 293.92016 5 858.5 906.1 1 441.4 1 771.7

6. Profitability of assets over the year, % 2015 1.70 1.71 1.65 1.44 1.43 1.36 1.34 1.29 1.46 1.34 1.24 1.212016 1.00 0.99 1.02 1.11

7. Profitability of assets, % 2015 1.70 0.16 0.20 0.14 0.23 0.30 0.44 0.53 0.82 0.91 0.96 1.092016 1.00 0.13 0.21 0.26

8. Profitability of regulatory capital over the year, % 2015 13.12 13.35 13.06 11.47 11.55 11.08 11.08 10.64 12.04 11.11 10.28 10.072016 8.38 8.31 8.56 9.32

9. Profitability of regulatory capital, % 2015 13.12 1.31 1.69 1.19 1.94 2.56 3.81 4.53 6.94 7.68 8.07 9.102016 8.38 1.14 1.80 2.21

10. Assets subject to credit risk, Br bn 2015 330 569.7 374 449.5 362 757.4 357 906.5 360 361.1 368 566.0 374 155.5 366 555.8 402 769.6 400 340.5 397 930.2 394 520.6

2016 404 862.1 433 613.5 434 019.1 417 114.3

11. Problem (substandard, doubtful and bad) assets, Br bn 2015 14 450.2 18 892.2 18 934.3 18 216.5 19 958.7 20 500.5 20 518.9 22 370.1 27 097.0 25 857.5 25 354.8 26 469.3

2016 27 672.1 41 828.9 46 177.7 48 160.9

12. Actually established reserve for the assets 2015 11 182.2 13 699.6 13 430.3 13 360.3 12 719.5 13 250.2 14 198.4 14 935.4 18 110.7 18 738.5 18 488.4 18 199.4

subject to credit risk, Br bn 2016 19 165.9 20 743.8 20 362.5 19 805.7

13. Share of problem (substandard, doubtful and 2015 4.37 5.05 5.22 5.09 5.54 5.56 5.48 6.10 6.73 6.46 6.37 6.71

bad) assets in the assets subject to credit risk, % 2016 6.83 9.65 10.64 11.55

14. Short-term liquidity, % 2015 1.93 1.77 1.81 1.73 1.67 1.72 1.71 1.61 1.71 1.79 1.84 2.17

2016 2.10 2.09 2.05 2.11

15. Instantaneous liquidity, % 2015 251.73 265.33 290.38 298.53 305.78 286.23 270.44 312.76 328.19 320.34 307.11 266.92

2016 214.57 193.85 170.12 206.34

16. Current liquidity, % 2015 133.66 146.28 140.70 136.28 132.61 138.64 139.64 141.75 155.50 144.78 142.47 139.33

2016 123.35 117.29 108.82 129.96

17. The ratio of high-liquid to total assets, % 2015 27.17 29.23 27.52 28.08 28.25 29.10 28.09 29.74 31.83 31.74 31.58 32.42

2016 32.05 30.74 28.26 27.57

For information:Average amount of assets over the year 2015 446 761.8 458 798.2 469 651.2 479 662.7 489 297.4 499 401.9 509 761.1 519 303.5 532 879.8 545 859.1 558 048.4 570 506.5

2016 583 663.0 599 198.8 609 307.0 618 269.7

Average amount of regulatory capital over the year 2015 57 894.3 58 730.8 59 507.2 60 050.0 60 666.0 61 237.0 61 768.1 63 172.8 64 589.5 65 972.6 67 301.7 68 620.7

2016 69 910.7 71 353.7 72 651.1 73 757.6

Table 4.10

Financial Indicators of the Republic of Belarus Banks’ Performance196

Statistics Bulletin

201601.01. 01.04. 01.07. 01.10. 01.01. 01.04. 01.07. 01.10. 01.01. 01.04. 01.07. 01.10. 01.01. 01.04. 01.07. 01.10. 01.01. 01.04. 01.07. 01.10. 01.01.

Core setRegulatory Capital to Risk-Weighted Assets 20,5 19,0 16,7 16,5 24,7 23,8 23,0 22,1 20,8 20,7 20,0 19,0 15,5 15,0 14,8 15,3 17,4 17,2 16,8 19,2 18,7Regulatory Tier 1 Capital to Risk-Weighted Assets 16,4 16,2 13,7 13,1 20,4 19,3 18,2 17,1 16,2 16,4 15,4 14,4 11,5 12,1 11,6 11,5 12,9 13,7 13,2 15,3 14,7Non-performing Loans Net of Provisions to Capital 12,4 10,2 12,4 17,5 11,8 9,9 11,4 15,3 17,6 14,3 13,9 14,9 14,0 13,4 14,9 14,0 14,6 17,3 19,7 19,1 21,2Non-performing Loans to Total Gross Loans 3,5 2,8 3,1 4,2 4,2 3,7 3,9 4,8 5,5 4,7 4,5 4,6 4,4 4,4 4,7 4,4 4,4 5,1 5,5 6,5 6,8Sectoral Distribution of Total Loans: Residents 99,8 99,9 99,7 99,6 98,4 99,4 97,9 98,8 99,6 99,7 99,8 99,9 100,0 99,9 99,7 99,7 99,6 99,6 99,6 99,5 99,5

Sectoral Distribution of Total Loans: Deposit-takers 2,4 2,7 3,2 3,3 3,4 2,3 3,0 1,8 1,9 1,4 1,9 1,8 1,6 1,3 1,0 0,9 2,2 1,1 0,8 1,4 1,5

Sectoral Distribution of Total Loans: Central Bank 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0 0,0

Sectoral Distribution of Total Loans: Other Financial Corporations 1,3 2,1 1,9 1,8 1,6 1,6 1,5 1,5 1,4 1,3 1,2 1,1 1,1 1,1 0,7 0,9 1,1 1,0 1,2 1,5 1,8

Sectoral Distribution of Total Loans: General Government 1,1 1,1 1,0 0,8 0,6 0,8 1,1 1,3 0,2 0,2 0,1 0,1 0,1 0,1 0,1 0,1 0,0 0,0 0,0 0,0 0,0

Sectoral Distribution of Total Loans: Nonfinancial Corporations 70,8 69,8 71,3 71,6 72,7 75,1 73,7 76,0 77,2 77,8 77,1 77,3 77,3 78,0 78,5 78,4 77,5 80,0 80,3 80,1 79,0

Sectoral Distribution of Total Loans: Other Domestic Sectors 24,2 24,3 22,3 22,1 20,0 19,7 18,6 18,4 19,0 18,9 19,4 19,5 19,9 19,5 19,4 19,5 18,8 17,5 17,2 16,5 17,2

Sectoral Distribution of Total Loans: Nonresidents 0,2 0,1 0,3 0,4 1,6 0,6 2,1 1,2 0,4 0,3 0,2 0,1 0,0 0,1 0,3 0,3 0,4 0,4 0,4 0,5 0,5Return on Assets 2,1 2,0 2,0 2,0 2,1 2,2 2,3 2,3 2,2 2,2 2,2 2,2 2,3 2,2 2,0 2,1 2,1 1,8 1,7 1,7 1,3Return on Equity 14,6 14,4 15,5 16,7 19,1 18,8 18,4 16,9 14,8 14,9 15,0 15,3 16,2 15,2 14,5 15,3 15,3 13,7 13,3 13,5 10,4

Interest Margin to Gross Income 41,9 24,9 15,9 13,7 10,7 11,4 13,1 13,7 14,8 14,5 13,4 12,4 11,2 10,2 9,4 9,1 9,9 8,9 9,4 9,9 10,6

Non-interest Expenses to Gross Income 78,5 86,7 91,1 92,5 94,2 93,8 92,8 92,6 92,0 91,8 92,3 92,7 92,9 93,8 94,5 94,6 94,5 95,5 96,3 95,3 96,2

Liquid Assets to Total Assets (Liquid Asset Ratio) 30,3 31,8 32,7 34,9 40,5 40,4 37,5 34,9 33,2 34,1 32,1 30,5 30,0 29,6 30,0 30,5 29,7 29,2 29,7 31,2 26,0

Liquid Assets to Short Term Liabilities 97,5 104,8 103,6 112,6 127,8 135,4 120,9 106,6 96,3 105,1 102,0 86,1 89,6 93,0 96,0 95,4 89,9 84,4 81,6 86,5 75,8

Net Open Position in Foreign Exchange to Capital -1,2 3,0 4,4 2,1 5,5 6,6 6,7 10,1 9,2 11,6 8,7 7,8 11,3 15,6 14,1 13,2 9,1 16,7 14,3 8,7 4,4

Encouraged setDeposit takersCapital to Assets 13,6 12,6 10,6 10,0 14,0 15,0 15,1 14,7 14,4 14,7 14,6 14,1 14,0 14,0 13,5 13,7 13,3 12,2 11,8 13,0 12,8

Large Exposures to Capital 119,9 116,6 178,1 180,5 153,4 91,3 108,9 113,1 109,6 102,2 118,0 136,8 127,6 118,7 131,2 118,7 140,7 180,7 201,5 180,5 193,8

Gross asset position in financial derivatives to capital 16,2 7,1

Gross liability position in financial derivatives to capital 0,5 0,5

Personnel expenses to noninterest expenses 6,1 5,4 5,5 5,6 5,4

Spread between highest and lowest interbank rates (basis points) 4 050 2 670 1 800 1 860 1 170

Customer deposits to total (noninterbank) loans 81,1 81,7 84,3 86,3 87,6

Foreign-Currency-Denominated Loans to Total Loans 49,2 51,3 52,2 53,3 52,4 52,3 57,0 59,1 60,3 58,1

Foreign-Currency-Denominated Liabilities to Total Liabilities 61,7 63,5 63,1 63,1 61,5 63,3 67,7 68,5 72,7 74,1

Real estate markets

Residential real estate loans to total gross loans 12,3 12,7

Commercial real estate loans to total gross loans 2,5 2,3

*Calculated in accordance with the "Financial Soundness Indicators. Compilation Guide" (IMF, 2007).

Financial Soundness Indicators*Percent

Table 4.11

197

20152014Indicators

2011 2012 2013

Statistics Bulletin

Table 4.12

Indicators Years 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.

1. Incomes 2015 26 281.4 46 108.9 69 345.5 88 504.1 109 058.4 127 435.9 147 412.4 167 422.3 184 662.8 200 646.5 221 045.32016 19 313.5 39 083.5 59 234.2

of which:1.1. Interest incomes 2015 5 426.3 10 659.6 16 156.5 21 701.8 27 200.2 32 706.8 38 407.4 43 570.9 49 290.7 54 847.4 60 572.3

2016 6 397.5 12 369.6 18 378.61.2. Commission incomes 2015 931.3 1 827.4 2 819.8 3 811.8 4 785.1 5 746.7 6 738.5 7 649.8 8 653.1 9 614.1 10 564.0

2016 944.1 1 879.4 2 885.8

1.3. Other banking incomes 2015 5 973.3 7 296.0 8 139.6 8 971.1 10 121.7 11 467.2 12 268.3 16 528.3 17 435.1 18 347.5 19 419.62016 1 678.1 2 530.2 3 188.7

1.4. Other operating incomes 2015 122.6 285.2 482.4 825.4 950.9 1 094.5 1 212.7 1 171.6 1 433.9 1 659.6 1 803.82016 200.3 407.5 655.4

1.5. Change in reserves 2015 13 780.1 25 925.0 41 553.7 52 776.0 65 507.3 75 784.4 87 794.7 97 394.8 106 654.6 114 796.5 127 157.82016 10 088.3 21 881.0 34 104.3

1.6. Windfall incomes 2015 47.7 115.7 193.6 417.9 493.2 636.2 990.8 1 106.9 1 195.2 1 381.4 1 527.72016 5.2 15.8 21.4

2. Expenditures 2015 25 449.1 45 028.9 68 587.4 87 262.6 107 424.5 125 006.7 144 457.5 162 810.6 179 473.9 195 123.2 214 751.42016 18 407.4 37 642.1 57 462.5

of which:2.1. Interest expenditures 2015 4 451.3 8 327.6 12 658.3 16 570.4 20 320.4 24 119.3 27 856.6 31 519.6 35 296.6 39 083.7 42 868.0

2016 3 836.2 7 560.2 11 265.42.2. Commission expenditures 2015 172.0 375.9 606.5 844.1 1 074.2 1 310.4 1 594.3 1 842.1 2 085.8 2 332.0 2 564.4

2016 322.6 572.1 892.32.3. Other banking expenditures 2015 3 838.8 5 104.0 5 858.5 6 597.5 7 073.4 7 549.7 7 878.0 9 328.8 9 666.3 10 412.3 10 860.9

2016 882.7 1 348.9 2 153.72.4. Other operating expenditures 2015 1 574.1 3 204.9 4 600.9 6 349.2 8 208.2 9 644.3 11 464.5 13 169.3 14 611.5 16 375.3 17 985.9

2016 1 689.3 3 698.5 5 429.92.5. Allocation to reserves 2015 15 412.9 28 016.3 44 851.3 56 889.2 70 729.6 82 364.2 95 644.4 106 942.4 117 804.9 126 909.7 140 461.3

2016 11 676.3 24 461.1 37 719.42.6. Windfall expenditures 2015 0.1 0.2 11.9 12.2 18.7 18.8 19.8 8.5 8.8 10.2 10.8

2016 0.3 1.4 1.8

Br bn

Structure of Belarusian Banks' Incomes and Expenditures

198

Statistics Bulletin

Table 5.1

Indicators Years 01.01 01.04 01.07 01.10

1. Leasing organizatiions registered (included in the Register of Leasing Organizations)

by the National Bank of the Republic of Belarus 2015 50 95 100 962016 99 100

1.1. Registered banks carrying out

leasing activity 2015 15 15 15 15

2016 14 11

2. Leasing organizations with foreign capital participation 2015 19 23 22 22

in the authorized capital 2016 24 24

3. Leasing organizations' authorized capital, BYR mln. 2015 3 693 537.3 4 365 543.4 3 128 666.3 3 169 305.4

2016 3 169 642.1

4. Leasing organizations excluded from 2015 0 0 3 10

the Register of Leasing Organizations 2016 10 11

5. Leasing organizations' branches 2015 12 - - -

2016 11 -

5. SEPARATE INDICATORS OF ACTIVITY OF THE LEASING AND MICROFINANCE

ORGANIZATIONS OF THE REPUBLIC OF BELARUS

Information on Leasing Organizations of the Republic of Belarus

199

Statistics Bulletin

Indicators Period 01.01. 01.04. 01.07. 01.10.

I. Leasing portfolio volume, total:BYR mln. 2015 18 176 441.5 19 464 413.1 21 163 600.3 23 933 091.0

2016 24 530 989.5number of agreements, pcs. 2015 30 873 34 156 49 446 64 880

2016 65 359 Natural persons

BYR mln. 2015 72 007.9 99 510.2 187 094.0 338 659.62016 449 995.3

number of agreements, pcs. 2015 10 599 14 141 21 209 35 6912016 36 458

Legal persons and independent entrepreneurs BYR mln. 2015 18 104 433.6 19 364 902.9 20 976 506.3 23 594 431.5


2016 28 901of leasing portfolio volume:

SubleasingBYR mln. 2015 253 605.0 289 090.6 199 707.1 176 197.2

2016 4 739.8number of agreements, pcs. 2015 29 29 21 11

2016 17 Leaseback

BYR mln. 2015 4 119 303.3 4 474 289.8 4 566 208.2 5 443 622.82016 5 530 366.5

number of agreements, pcs. 2015 609 644 643 6572016 656

International leasing BYR mln. 2015 722 454.0 830 701.2 824 620.2 902 538.2


2016 89 export leasing

BYR mln. 2015 646 459.8 750 153.9 745 463.3 836 052.02016 806 338.3


Import leasing BYR mln. 2015 3 884 843.7 4 450 081.8 4 543 618.4 4 967 660.0

2016 5 010 467.5number of agreements, pcs. 2015 331 583 640 643

2016 645

Table 5.2

200

Financial Indicators of Activity of the Leasing Organizatuions of the Republic of Belarus

Statistics Bulletin


II. Volume of a new business, total:BYR mln. 2015 12 700 112.3 1 184 914.7 3 612 799.4 7 475 182.9


2016 36 565

Natural personsBYR mln. 2015 88 905.9 72 955.8 203 581.7 441 090.9

2016 626 544.9number of agreements, pcs. 2015 10 606 4 586 11 866 27 857

2016 29 988

Legal persons and independent entrepreneursBYR mln. 2015 12 608 480.1 1 106 409.2 3 401 760.0 7 034 092.0

2016 9 962 308.6number of agreements, pcs. 2015 6 840 996 2 405 4 648

2016 6 577

of volume of a new business: Subleasing

BYR mln. 2015 311 526.8 2 046.1 200.0 1 388.32016 3 565.4


LeasebackBYR mln. 2015 3 143 618.0 185 331.6 1 034 747.5 1 783 845.6

2016 2 065 813.5number of agreements, pcs. 2015 376 74 152 242

2016 327

International leasingBYR mln. 2015 291 197.3 12 223.4 13 046.0 71 780.4


2016 13 export leasing

BYR mln. 2015 282 117.8 12 223.4 13 046.0 71 780.42016 73 404.6

number of agreements, pcs. 2015 32 2 4 10

2016 13 Import leasing

BYR mln. 2015 905 638.2 63 723.8 220 117.0 556 059.82016 1 000 635.7


Table 5.2 cont'd

201

Statistics Bulletin


III. Transferred objects of leasing, total: BYR mln. 2015 7 334 527.6 790 089.9 2 282 619.6 4 608 660.2

2016 6 493 409.8

Objects of leasing acquired at the expense of own fundsBYR mln. 2015 2 784 087.9 416 490.0 1 223 448.2 1 902 796.5

2016 2 482 170.1Objects of leasing acquired at the expense of attracted funds

BYR mln. 2015 4 550 439.7 373 599.9 1 059 171.4 2 705 863.72016 4 011 239.7

202

Table 5.2 cont'd

Statistics Bulletin

Indicators Year 01.01. 01.04. 01.07. 01.10.

1.Number of microfinance institutions 2015 - 30 89 105

2016 106

including:

consumers' cooperatives 2015 - 3 5 5

2016 5

funds 2015 - 1 2 2

2016 2

pawn shops 2015 - 26 82 98

2016 99

2. Assets, BYR mln. 2015 - 70 077.1 157 659.0 183 084.1

2016 193 365.6

3. Own capital, BYR mln. 2015 - 36 398.4 104 877.4 119 020.3

2016 131 485.5

4. Liabilities, BYR mln. 2015 - 33 678.7 52 781.6 64 063.8

2016 61 880.1

5. Borrowers’ debt to microfinance institutions 2015 - 14 348.5 73 444.9 86 509.4

under microloan/loan agreements, BYR mln. 2016 88 355.7

Indicators January – March January – June January – September January – December

1. Revenues from current activity, BYR mln. 2015 7 512.8 71 419.6 120 955.1 168 777.3

2016

2. Net profit, BYR mln. 2015 1 456.3 20 446.3 30 792.3 42 096.1

2016

3. Monetary funds granted under microloan/loan agreement, 2015 17 700.4 184 049.4 380 013.5 712 512.4

BYR mln. 2016

Table 5.3203

Key Indicators of Microfinance Organizations’ Activity

Statistics Bulletin

Table 6.1

units '000 Br bn units '000 Br bn units '000% of total volume of

payments sent Br bn

% of total value of payments sent

2015January 4 883.8 364 828.2 244.2 18 241.4 74.7 0 0.0 0.0 0.0

February 4 981.7 344 023.3 249.1 17 201.2 69.1 0 0.0 0.0 0.0

March 5 729.2 324 375.0 260.4 14 744.3 56.6 2 527 0.044 112 512.1 0.035

April 5 675.1 322 216.4 270.2 15 343.6 56.8 0 0.0 0.0 0.0

May 5 523.5 294 424.1 276.2 14 721.2 53.3 79 0.001 5 655.1 0.002

June 5 961.5 337 024.1 271.0 15 319.3 56.5 0 0.0 0.0 0.0

July 6 067.8 375 379.5 275.8 17 062.7 61.9 0 0.0 0.0 0.0

August 5 628.9 377 449.9 268.0 17 973.8 67.1 6 0.0 73.3 0.0

September 5 916.1 363 734.7 268.9 16 533.4 61.5 0 0.0 0.0 0.0

October 6 084.6 420 760.2 276.6 19 125.5 69.2 0 0.0 0.0 0.0

November 5 779.4 381 917.6 275.2 18 186.6 66.1 0 0.0 0.0 0.0December 6 348.3 461 694.1 288.6 20 986.1 72.7 0 0.0 0.0 0.0

Total 68 579.9 4 367 827.1 268.9 17 128.7 63.7 2 612 0.004 118 240.5 0.003

2016January 4 788.5 432 569.5 252.0 22 766.8 90.3 0 0.0 0.0 0.0

February 5 365.0 429 910.3 255.5 20 471.9 80.1 0 0.0 0.0 0.0March 5 792.5 404 659.9 263.3 18 393.6 69.9 0 0.0 0.0 0.0

Total 15 946.1 1 267 139.7 256.9 20 544.1 80.1 0 0.0 0.0 0.0

6. SELECTED INDICATORS CHARACTERIZING THE REPUBLIC OF BELARUS PAYMENT SYSTEM

PeriodAverage amount of payment, Br '000

Cancelled paymentsVolume of transactions Average daily turnover

Selected Indicators of the Belarus Interbank Settlement System Performance

204

Statistics Bulletin

Table 6.2

Period Number of cards in Total volume ofcirculation, units operations to obtain to pay for Outlets (service Payment ATMs Cash paying Payment-

involving cards, cash, goods ( works, industries) providing terminals offices informationBr m Br m services), as well services to cardholders terminals

as other non-cash (infokiosk)operations,

Br m

2015

Q1 12 314 982 74 037 059 52 247 437 21 789 622 65 512 99 575 4 373 4 005 3 629

Q2 12 255 398 86 620 112 59 705 173 26 914 939 68 043 102 604 4 384 3 909 3 619

Q3 12 512 841 90 025 016 61 439 186 28 585 830 74 702 109 959 4 387 3 970 3 583

Q4 12 344 991 94 093 705 62 280 102 31 813 603 79 107 111 724 4 414 3 892 3 519

2016

Q1 12 427 067 89 767 346 55 810 398 33 956 947 87 014 126 969 4 389 3 952 3 499

Selected Indicators Characterizing Development of Settlement System Involving Bank Plastic Cards

of which: Infrastructure, units

205

Statistics Bulletin


2015 33 579.8 33 290.2 39 964.5 38 024.4 36 998.4 41 080.5 39 040.0 42 739.8 37 273.3 37 684.1 37 683.8 40 500.8

2016 33 793.5 35 993.9 37 396.9

including:2015 23 161.6 22 612.8 26 950.1 25 309.5 25 223.8 28 002.5 27 246.6 27 505.0 26 785.9 26 373.3 26 177.5 28 407.4

2016 22 781.0 27 040.4 27 720.7

2015 5 034.2 4 460.3 6 935.3 7 569.8 6 322.0 5 673.2 4 671.9 4 563.5 3 223.4 3 198.6 3 295.4 3 072.0

2016 2 606.0 2 791.7 3 415.2

2015 5 384.0 6 217.1 6 079.1 5 145.1 5 452.6 7 404.8 7 121.5 10 671.3 7 264.0 8 112.2 8 210.9 9 021.4

2016 8 406.5 6 161.8 6 261.0

2015 32 831.2 33 670.7 39 740.2 39 267.9 37 902.3 41 012.3 39 111.0 42 088.8 37 598.9 37 261.6 37 044.7 40 626.9

2016 32 885.2 35 995.1 37 539.7including:

2015 3 508.2 3 816.2 3 789.0 4 056.3 3 777.8 3 786.6 3 777.1 4 042.5 4 168.3 4 081.1 3 846.9 4 086.2

2016 3 456.5 3 466.5 3 645.8

2015 19 267.7 18 165.3 20 653.8 19 116.6 19 413.7 22 076.1 21 157.4 21 783.5 19 685.6 20 395.3 20 302.8 22 394.2

2016 18 102.8 18 745.7 19 519.5

2015 5 124.1 4 497.4 5 714.1 6 968.4 6 177.4 5 804.2 4 815.9 6 783.3 4 227.3 3 633.8 4 012.7 4 035.1

2016 3 762.7 3 226.5 3 363.2

Withdrawals for foreign exchange operations 2015 4 496.4 6 749.6 9 045.9 8 580.8 7 807.2 8 592.3 8 354.8 8 583.0 8 746.3 8 429.0 8 279.9 8 963.9

2016 7 076.4 10 032.2 10 421.6

Withdrawals for other purposes 2015 434.8 442.2 537.4 545.8 726.2 753.1 1 005.8 896.5 771.4 722.4 602.4 1 147.5

2016 486.8 524.2 589.6

2015 - 748.6 380.5 - 224.3 1 243.5 903.9 - 68.2 71.0 - 651.0 325.6 - 422.5 - 639.1 126.1

2016 - 908.3 1.2 142.8

Withdrawals from current (settlement) bank accounts of natural persons

Withdrawals from bank deposits of natural persons

Issue result

Table 6.3206

Indicators Characterizing Cash Circulation in the Republic of Belarus

Br bn

Cash inflows to the cash offices of banks, non-bank financial institutions and the National Bank of the Republic of Belarus

Inflows from legal entities, independent entrepreneurs and natural persons

Inflows to current (settlement) bank accounts and bank deposit of natural persons

Inflows from foreign exchange operations

Cash withdrawals from the cash offices of banks, non-bank financial institutions and the National Bank of the Republic of Belarus

Withdrawals for remuneration of labor and other payments and expenses that are not reflected in the remuneration of labor fund; withdrawals for payments of pensions, benefits

Statistics Bulletin


January – March

January – April

January – May

January – June

January – July

January – August


January – October



2015 33 579.8 66 870.0 106 834.6 144 859.0 181 857.4 222 937.9 261 977.9 304 717.7 341 991.0 379 675.1 417 358.8 457 859.7

2016 33 793.5 69 787.4 107 184.3

including:

2015 23 161.6 45 774.4 72 724.6 98 034.1 123 257.8 151 260.3 178 506.9 206 011.8 232 797.7 259 171.0 285 348.4 313 756.0

2016 22 781.0 49 821.5 77 542.3

2015 5 034.2 9 494.5 16 429.8 23 999.6 30 321.6 35 994.8 40 666.7 45 230.3 48 453.7 51 652.3 54 947.7 58 019.7

2016 2 606.0 5 397.6 8 812.8

2015 5 384.0 11 601.1 17 680.2 22 825.3 28 278.0 35 682.8 42 804.3 53 475.6 60 739.6 68 851.8 77 062.7 86 084.0

2016 8 406.5 14 568.3 20 829.2

2015 32 831.2 66 502.0 106 242.2 145 510.2 183 412.5 224 424.8 263 535.8 305 624.5 343 223.4 380 485.0 417 529.7 458 156.7

2016 32 885.2 68 880.3 106 420.0

including:

2015 3 508.2 7 324.4 11 113.4 15 169.8 18 947.5 22 734.1 26 511.2 30 553.7 34 722.0 38 803.1 42 650.0 46 736.3

2016 3 456.5 6 923.0 10 568.8

2015 19 267.7 37 433.1 58 086.9 77 203.5 96 617.2 118 693.3 139 850.7 161 634.2 181 319.8 201 715.2 222 018.0 244 412.2

2016 18 102.8 36 848.5 56 368.0

2015 5 124.1 9 621.5 15 335.6 22 304.0 28 481.4 34 285.6 39 101.5 45 884.8 50 112.1 53 745.9 57 758.6 61 793.7

2016 3 762.7 6 989.1 10 352.4

Withdrawals for foreign exchange operations 2015 4 496.4 11 246.1 20 292.0 28 872.8 36 680.0 45 272.3 53 627.1 62 210.1 70 956.4 79 385.4 87 665.2 96 629.1

2016 7 076.4 17 108.5 27 530.1

Withdrawals for other purposes 2015 434.8 876.9 1 414.3 1 960.1 2 686.4 3 439.5 4 445.3 5 341.7 6 113.1 6 835.4 7 437.9 8 585.4

2016 486.8 1 011.2 1 600.7

2015 - 748.6 - 368.0 - 592.4 651.2 1 555.1 1 486.9 1 557.9 906.8 1 232.4 809.9 170.9 297.0

2016 - 908.3 - 907.1 - 764.3

Source: statistical reports relative to cash turnover of banks, non-bank financial institutions and the National Bank of the Republic of Belarus (Form 0520).

Cash withdrawals from the cash offices of banks, non-bank financial institutions and the National Bank of the Republic of Belarus

Withdrawals for remuneration of labor and other payments and expenses that are not reflected in the remuneration of labor fund; withdrawals for payments of pensions, benefits

Withdrawals from current (settlement) bank accounts of natural persons

Withdrawals from bank deposits of natural persons

Issue result

Table 6.3 cont'd207

Br bn

Cash inflows to the cash offices of banks, non-bank financial institutions and the National Bank of the Republic of Belarus

Inflows from legal entities, independent entrepreneurs, natural persons

Inflows to current (settlement) bank accounts and bank deposits and card accounts of natural persons

Inflows from foreign exchange operations

Statistics Bulletin

Statistics Bulletin

208

7. METHODOLOGICAL NOTES TO BULLETIN OF BANKING STATISTICS TABLES

Section 1. Major Macroeconomic and Monetary Indicators of the Republic of Belarus

Table 1.1 Balance of Financial Flows of the Republic of Belarus

Table 1.2 Detailed Balance of Financial Flows of the Republic of Belarus

General Provisions The balance of financial flows (BFF) is a statement that registers in a systematic way both transactions

involving financial assets and liabilities carried out among sectors of the national economy and transactions of such sectors with the rest of the world. The balance of financial flows shows how and to what extent the sectors running deficit receive required financial resources from other sectors of the economy by assuming liabilities or reducing available assets and, on the other hand, how sectors place their excess resources by acquiring financial assets or reducing liabilities.

Description of Selected Indicators Changes in financial assets are reflected on the left-hand side of the detailed balance sheet (Table 1.2) and

changes in financial liabilities on the right-hand side thereof. Transactions are registered by financial instrument and by sector of the national economy. In doing so, any change in financial assets of each institutional sector on the left-hand side of the balance sheet is accompanied by a corresponding change in liabilities on the right-hand side thereof for the sector assuming liabilities. In the aggregated balance sheet of financial flows (Table 1.2) transactions are presented as balance between assets and liabilities. Figures at intersections of lines and columns indicating sectors of the economy show the amount of net lending or borrowing among corresponding sectors.

Assets include transactions designed to increase or decrease the stocks of investments of a specific sector of the Belarusian economy in another sector or the rest of the world, as well as transactions or the rest of the world with sectors of the Belarusian economy.

Liabilities reflect transactions designed to increase or decrease the stocks of investments attracted by a sector of the Belarusian economy from another sector or from abroad.

The BFF’s operations share on the following sectors of economy: the central bank – includes authorities that hold and manage international reserves of the country and, as a

rule, issue money. The National Bank of the Republic of Belarus belongs to such authorities; the general government sector includes all general government bodies of the republic, local Councils of

deputies, local executive and administrative bodies of the Republic of Belarus, as well as diplomatic and other official representative offices of the Republic of Belarus located outside the Republic of Belarus;

the sector of the deposit organizations includes banks of the Republic of Belarus; sector of other financial organizations consist of all corporations that are principally engaged in providing

financial services, including insurance and pension fund services, to other institutional units. For drawing up BFF RB in structure of this sector are included: the insurance organizations of the Republic of Belarus, The Agency of Deposit Compensation, JSC “Development Bank of the Republic of Belarus”, and JSC “Belarusian currency and stock exchange” (hereinafter – the “financial sector”);

the non-financial enterprises sector includes legal persons (their organizational units) engaged in market production of goods and non-financial services irrespective of the form of ownership and the form of incorporation;

the households sector unites all natural persons in the country’s economy, including independent entrepreneurs;

the rest of the world sector includes non-residents of the Republic of Belarus. Transactions are broken down by maturity into short-term (one year and up to a year) and long-term (more

than one year); by type of currency into transactions in national and foreign currencies; as well as by type of financial instrument into monetary gold and Special Drawing Rights (SDRs), debt securities, credits and loans, shares and other forms of capital participation, insurance reserves, financial derivatives, and receivables and payables.

Tables

Survey of the National Bank of the Republic of Belarus, Dynamics of Survey Indicators of the National Bank of the Republic of Belarus,

Survey of Banks of the Republic of Belarus, Dynamics of Survey Indicators of Banks of the Republic of Belarus,

Survey of Banking System of the Republic of Belarus, Dynamics of Survey Indicators of Banking System of the Republic of Belarus

General Provisions The tables contain aggregates which characterize the banking sector of the economy of the Republic of

Belarus. The scheme of survey designed by the IMF as a standard of analytical presentation of monetary statistics

serves as a methodological framework for compiling the said tables. The scheme provides for producing key monetary aggregates on the basis of accounting data on operations and stock of the National Bank of the Republic of Belarus (hereinafter – the ”National Bank“), banks and non-bank financial institutions that are established in the Republic of Belarus, the aggregates being arranged in such a way as to present liabilities of the banking sector on the one side and claims on other sectors of the economy and non-residents of the Republic of Belarus – on the other side.

Such data presentation is used for analyzing the broad money and its structure, as well as credit investments, foreign assets and liabilities, and other assets and liabilities of the banking system of the Republic of Belarus.

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Table 1.3

Survey of the National Bank of the Republic of Belarus Table 1.6

Dynamics of Survey Indicators of the National Bank of the Republic of Belarus General Provisions The tables are compiled on the basis of the monthly consolidated balance sheet of the National Bank and

supplementary data thereto. Description of Selected Indicators Net foreign assets – the balance of asset-related and liability – related operations of the National Bank with

non-residents of the Republic of Belarus carried out in Belarusian Rubels and foreign currency. Foreign assets include monetary gold (since January 1, 2004, it is valued at the market price of gold), foreign

currency with the National Bank, and all kinds of funds placement with non-residents of the Republic of Belarus (credits and overdue and accrued interest thereon, deposits, correspondent accounts of the National Bank with non-resident banks of the Republic of Belarus, investments in securities issued by non-residents of the Republic of Belarus, funds provided under REPO operations, participation in the capital of non-resident banks of the Republic of Belarus, commercial credits and advances, as well as funds involved in settlements under operations with non-residents).

Foreign liabilities include all kinds of borrowings of the National Bank from non-residents of the Republic of Belarus (credits, deposits, correspondent accounts of non-resident banks with the National Bank, overdue and accrued interest thereon, and other borrowings in Belarusian Rubels and foreign currency).

Net domestic claims – the aggregate of claims of the National Bank on banks, other financial organizations, nonfinancial organizations, natural persons residing in the Republic of Belarus, as well as net claims on general government in Belarusian Rubels and foreign currency.

Net claims on general government – claims of the National Bank on the Government of the Republic of Belarus and local governments of the Republic of Belarus minus obligations of the National Bank to the Government of the Republic of Belarus and local governments of the Republic of Belarus.

Claims on general government - credits extended to the Government of the Republic of Belarus; investments of the National Bank in securities issued by the Government of the Republic of Belarus and local governments of the Republic of Belarus; commercial credits and advances, as well as funds involved in settlements under operations with the general government of the Republic of Belarus.

Liabilities to general government – balances on the accounts of the republican and local budgets of the Republic of Belarus; deposits and other funds attracted from the Government of the Republic of Belarus and local governments of the Republic of Belarus; external public loans (credits) obtained by the Government; and budgetary funds of the Union of Belarus and Russia.

Claims on banks – credits granted to banks of the Republic of Belarus (including extended and overdue debt thereon); deposits placed by the National Bank with banks of the Republic of Belarus, balances on the correspondent accounts of the National Bank with banks of the Republic of Belarus, accrued and overdue interest on credits, deposits, and funds held on correspondent accounts with banks of the Republic of Belarus; funds provided by the National Bank to banks of the Republic of Belarus under REPO operations; funds invested by the National Bank in securities of banks of the Republic of Belarus and interest thereon; derivatives involved in operations with banks of the Republic of Belarus; participation in the capital of banks of the Republic of Belarus; commercial credits and advances, as well as funds involved in settlements under operations with banks of the Republic of Belarus.

Claims on other financial organizations 1 – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other financial organizations; funds provided to other financial organizations under REPO operations; funds invested by the National Bank in securities of other financial organizations and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with other financial organizations.

Claims on nonfinancial organizations – claims of the National Bank on public nonfinancial organizations and other nonfinancial organizations of the Republic of Belarus.

Claims on public nonfinancial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to public nonfinancial organizations of the Republic of Belarus; funds provided to public nonfinancial organizations of the Republic of Belarus under REPO operations; funds invested by the National Bank in securities of public nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with public nonfinancial organizations of the Republic of Belarus.

Claims on other nonfinancial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other nonfinancial organizations of the Republic of Belarus; funds provided to other nonfinancial organizations of the Republic of Belarus under REPO operations; funds invested by the National Bank in securities of other nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with other nonfinancial organizations of the Republic of Belarus.

Claims on natural persons – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to natural persons residing in the Republic of Belarus; commercial credits and advances, as well as funds involved in settlements under operations with natural persons residing in the Republic of Belarus.

Monetary base – cash put in circulation by the National Bank (excluding balances at the cash office of the

1 Sector of other financial organizations is a general term for organizations engaged in financial operations, including such institutions as stock exchanges, currency exchanges, investment funds, non-state pension funds, insurance and reinsurance companies – mutual insurance companies, dealer and broker offices, leasing companies, and others.

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210

National Bank), balances on the accounts of required reserves deposited by banks with the National Bank, on correspondent accounts of banks of the Republic of Belarus with the National Bank, banks’ deposits, and deposits included in broad money of other financial organizations of the Republic of Belarus, nonfinancial organizations.

Required reserves – monetary funds of banks of the Republic of Belarus transferred thereby to the required reserves with the National Bank as well as funds of banks of the Republic of Belarus placed on correspondent accounts with the National Bank in the national currency (Resolution of the Board of the National Bank of the Republic of Belarus No. 731 dated December 28, 2012).

Banks’ deposits – funds of banks of the Republic of Belarus placed on correspondent accounts with the National Bank in foreign currency or precious metals deposits.

Other sectors’ deposits – deposits included in broad money of other financial organizations, nonfinancial organizations of the Republic of Belarus, and natural persons residing in the Republic of Belarus placed with the National Bank.

Securities, other than shares, excluded from the monetary base and broad money – securities issued by the National Bank and held in portfolios of banks of the Republic of Belarus and other financial organizations.

Deposits excluded from the monetary base and broad money – monetary funds of banks of the Republic of Belarus and other financial organizations placed on deposit accounts, including precious metals accounts and precious stones.

Shares and other equity include authorized and reserve funds, other funds set up in compliance with the Statute of the National Bank, profit of previous years and the year under review less the loss of previous years and the year under review, incomes from property sale, as well as interest, commission, and other income.

Other items (net) – the balance of assets and liabilities items that are not included in the above aggregates and that characterize operations aimed at ensuring the activity of the National Bank (accounts intended for fixed assets, non-monetary gold, and other non-financial assets, accounts payable with respect to operations related to economic activity, as well as the balance of interbranch settlements, incomes and expenses of future periods, and other items).

Table 1.4 Survey of Banks of the Republic of Belarus

Table 1.8 Dynamics of Survey Indicators of Banks of the Republic of Belarus

General Provisions Survey of banks of the Republic of Belarus is compiled on the basis of the monthly consolidated balance sheet

of such banks (including those in the process of liquidation) and supplementary data thereto. Description of Selected Indicators Net foreign assets – the balance of banks’ assets and liabilities transactions with non-residents of the Republic

of Belarus in Belarusian Rubels and foreign currency Foreign assets – foreign currency cash at cash offices of banks of the Republic of Belarus and balances on the

accounts thereof with respect to operations with non-residents of the Republic of Belarus carried out in foreign currency, Belarusian Rubels, precious metals and precious stones (funds on correspondent accounts, deposits and other kinds of funds placement with non-resident banks of the Republic of Belarus; funds provided to non-resident banks of the Republic of Belarus under REPO operations; credits extended to non-resident banks of the Republic of Belarus as well as overdue and accrued interest thereon; investments in securities of non-residents of the Republic of Belarus; commercial credits and advances, as well as funds involved in settlements under operations with non-residents of the Republic of Belarus).

Foreign liabilities – funds attracted by banks of the Republic of Belarus from non-residents of the Republic of Belarus (credits, deposits, funds provided under REPO operations, precious metals and precious stones deposits, other funds attracted from non-residents of the Republic of Belarus and interest accrued thereon in Belarusian Rubels and foreign currency).

Net domestic claims – the aggregate of banks’ claims on other financial organizations, nonfinancial organizations, and natural persons residing in the Republic of Belarus, as well as net claims on the National Bank, and net claims on general government in Belarusian Rubels and foreign currency.

Net claims on general government – claims of banks of the Republic of Belarus on the Government of the Republic of Belarus and local governments of the Republic of Belarus less obligations of Banks of the Republic of Belarus thereto.

Claims on general government – funds invested in securities issued by the Government of the Republic of Belarus and local governments of the Republic of Belarus, credits extended to local governments, commercial credits and advances, as well as funds involved in settlements under operations with general government.

Liabilities to general government – balances on the accounts of general government and interest accrued thereon.

Claims on other financial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other financial organizations; funds provided to other financial organizations under REPO operations; funds invested by banks of the Republic of Belarus in securities of other financial organizations and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with other financial organizations.

Claims on nonfinancial organizations – claims of Banks of the Republic of Belarus on public nonfinancial organizations and other nonfinancial organizations of the Republic of Belarus.

Claims on public nonfinancial organizations - credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to public nonfinancial organizations of the Republic of Belarus; funds provided to public nonfinancial organizations under REPO operations; funds invested by banks of the Republic of Belarus in securities of public nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with public nonfinancial organizations of the Republic of Belarus.

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Claims on other nonfinancial organizations - credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other nonfinancial organizations of the Republic of Belarus; funds provided to other nonfinancial organizations under REPO operations; funds invested by banks of the Republic of Belarus in securities of other nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with nonfinancial organizations of the Republic of Belarus.

Claims on natural persons – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to natural persons residing in the Republic of Belarus; commercial credits and advances, as well as funds involved in settlements under operations with natural persons residing in the Republic of Belarus.

Net claims on the National Bank – the balance of mutual claims and liabilities of banks of the Republic of Belarus and the National Bank with respect to the received and placed monetary funds, including extended and overdue debt, funds provided under repo operations as well as overdue and accrued interest thereon, commercial credits and advances, as well as funds involved in settlements under operations with the National Bank.

Liabilities included in the broad money – deposits, inclusive of precious metals deposits, of other financial organizations, nonfinancial organizations (excluding those financed out of state budgetary funds), and natural persons residing in the Republic of Belarus; securities issued by banks and placed with other financial organizations, nonfinancial organizations (excluding those financed out of state budgetary funds), and natural persons residing in the Republic of Belarus.

Deposits excluded from the broad money – deposits, inclusive of precious metals deposits, of other financial organizations, nonfinancial organizations, and natural persons residing in the Republic of Belarus placed with banks that undergo the liquidation process, deposits for which withdrawals are restricted on the basis of commercial requirements.

Credits – liabilities of banks (funds received under REPO operations, credits and loans) to other financial organizations, nonfinancial organizations, and natural persons residing in the Republic of Belarus.

Shares and other equity include authorized and reserve funds, banks development funds, other funds, as well as the results of securities and foreign currency funds revaluation, financial performance of the year under review, and profit of previous years less the loss of previous years.

Other items (net) – the balance of assets and liabilities items that are not included in the above aggregates and that characterize interbank operations aimed at ensuring the activity of such banks (accounts intended for fixed assets, gold, and other nonfinancial assets, accounts payable with respect to operations related to economic activity, as well as the balance of interbranch settlements, incomes and expenses of future periods, and other items).

Table 1.5

Survey of Banking System of the Republic of Belarus Table 1.9

Dynamics of Survey Indicators of Banking System of the Republic of Belarus General Provisions The tables result from consolidated data provided in tables ”Survey of the National Bank of the Republic of

Belarus“ and ”Survey of Banks of the Republic of Belarus“ (data are consolidated by deducting all mutual claims and liabilities between banks and the National Bank and by adding up their operations with other sectors of the economy and non-residents of the Republic of Belarus). They are based on data from the accounting balance sheet of the National Bank issued monthly, the balance sheet of Belarusian banks consolidated on a monthly basis (including banks in the process of liquidation), additional information intended for the balance sheets of the National Bank and banks of the Republic of Belarus, as well as data provided by the International Monetary Fund.

Description of Selected Indicators Net foreign assets – the balance of assets and liabilities transactions of the National Bank of the Republic of

Belarus and banks with non-residents of the Republic of Belarus in foreign currency and Belarusian Rubels. Net domestic claims – the aggregate of claims of the banking system of the Republic of Belarus on other

financial organizations, nonfinancial organizations, and natural persons residing in the Republic of Belarus, as well as net claims of the banking system on general government in Belarusian Rubels and foreign currency.

Net claims on general government – claims of the banking system of the Republic of Belarus on general government of the Republic of Belarus less liabilities of the banking system thereto.

Claims on other financial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other financial organizations; funds provided to other financial organizations under REPO operations; funds invested by the banking system of the Republic of Belarus in securities of other financial organizations and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with other financial organizations.

Claims on nonfinancial organizations – claims of the banking system of the Republic of Belarus on public nonfinancial organizations and other nonfinancial organizations of the Republic of Belarus.

Claims on public nonfinancial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to public nonfinancial organizations of the Republic of Belarus; funds provided to public nonfinancial organizations under REPO operations; funds invested by the banking system of the Republic of Belarus in securities of public nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with public nonfinancial organizations of the Republic of Belarus.

Claims on other nonfinancial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other nonfinancial organizations of the Republic of Belarus; funds provided to other nonfinancial organizations under REPO operations; funds invested by the banking system of the Republic of Belarus in securities of other nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations

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with other nonfinancial organizations of the Republic of Belarus. Claims on natural persons – credits and loans (including extended and overdue debt), accrued and overdue

interest on credits and loans granted to natural persons residing in the Republic of Belarus; commercial credits and advances, as well as funds involved in settlements under operations with natural persons residing in the Republic of Belarus.

(The terms ”Broad money“, ”Cash in circulation“, ”Transferable deposits“, ”Other deposits“, ”Securities issued by banks (outside bank circulation)“, ”Deposits in foreign currency“, and ”Precious metals deposits “ are provided in the notes to the table ”Dynamics of Broad Money Indicators“).

Deposits excluded from the broad money – monetary funds of other financial organizations placed on deposit accounts, including precious metals and precious stones deposits, with the National Bank; deposits, inclusive precious metals deposits, of other financial organizations, nonfinancial organizations, and natural persons residing in the Republic of Belarus placed with banks that undergo the liquidation process.

Securities, other than shares, excluded from the broad money – securities issued by the National Bank and held in portfolios of Banks of the Republic of Belarus and other financial organizations.

Credits – liabilities of banks (funds received under REPO operations, credits and loans) to other financial organizations, nonfinancial organizations, and natural persons residing in the Republic of Belarus.

Shares and other equity – comprise authorized and reserve funds, other funds, as well as the results of securities and foreign currency funds revaluation, financial performance of the year under review, and profit of previous years less the loss of previous years of the National Bank.

Other items (net) – the balance of mutual claims and liabilities of the National Bank and banks of the Republic of Belarus as well as the balance of other assets and liabilities that are not included in the above aggregates and that characterize operations aimed at ensuring the activity of the banking system.

Table 1.10

Dynamics of Broad Money Indicators Table 1.11

Dynamics of Broad Money Structure Table 1.12

Dynamics of Average Broad Money Indicators (monthly) Table 1.13

Dynamics of Average Broad Money Indicators (progressive total) Table 1.14

Dynamics of Ruble Money Supply Structure General Provisions The tables contain information on the volume, structure, and dynamics of broad money. Broad money supply – the aggregate of monetary funds in the Belarusian Rubels and foreign exchange used

for paying for goods, works and services, as well as saving by resident legal and natural persons of the Republic of Belarus.

Monetary aggregates М0, М1, М2 and М2* are calculated in Belarusian Rubels, while M3, in addition, includes deposits in foreign currency, funds in securities (except for shares) in foreign currency, and precious metals deposits. As liquidity declines, aggregates expand.

Basic reference points for definition of monetary aggregates are data of the consolidated accounting balance sheet of the National Bank and the consolidated accounting balance sheet of banks of the Republic of Belarus. Deposits of legal and/or natural persons with banks that are in the process of liquidation are excluded from the monetary aggregates.

Description of Selected Indicators Legal persons – non-bank financial organizations, public profit-making organizations (excluding budgetary organizations), private profit-making organizations, non-profit-making organizations, and independent entrepreneurs of the Republic of Belarus. Transferable deposits – monetary funds in Belarusian Rubels and/or foreign currency held by natural and/or legal persons of the Republic of Belarus with the National Bank and the banks of the Republic of Belarus which may be repaid on first demand without payment of any fine, are subject to no restrictions, and may be used directly to make payments. They include balances of current (settlement) accounts, accounts designed to record demand deposits, and other client’s accounts (temporary accounts, accounts designed to carry out settlements by checks, and charitable accounts). Other deposits – deposits (excluding transferable deposits) that are confirmed by the banking deposit agreement and bear interest. They include balances of time and escrow accounts held by natural and/or legal persons of the Republic of Belarus with the National Bank and the banks of the Republic of Belarus; and balances of accounts designed to carry out settlements in the form of the letter of credit, clients’ trust management accounts, and accounts designed to record funds received as collateral.

Securities issued by the banks (outside bank circulation) include securities in Belarusian Rubels and foreign currency issued by the banks of the Republic of Belarus and placed among natural and/or legal persons of the Republic of Belarus.

Deposits in foreign currency include transferable and other deposits in foreign currency held by natural and/or legal persons of the Republic of Belarus with the banking system of the Republic of Belarus.

Precious metals deposits include demand precious metals deposits and time deposits and precious metals deposits in escrow held by natural and/or legal persons of the Republic of Belarus with the National Bank and the banks of the Republic of Belarus.

M0 (cash in circulation) – the most liquid part of money supply available for immediate use as a means of payment. It includes banknotes and coins in circulation. This indicator is calculated as an issue of cash based on the

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balance sheet of the National Bank minus cash with the National Bank and the banks of the Republic of Belarus. M1 – М0 plus transferable deposits in Belarusian Rubels held by natural and/or legal persons of the Republic

of Belarus with the National Bank and the banks of the Republic of Belarus. M2 (money supply according to the national methodology) – M1 plus other deposits in Belarusian Rubels

held by natural and/or legal persons of the Republic of Belarus with the National Bank and the banks of the Republic of Belarus.

М2* (Rubel money supply) – M2 plus legal and/or natural persons’ funds in Belarusian Rubels-denominated securities (except for shares) issued by the banks of the Republic of Belarus.

M3 (broad money) – М2* plus transferable deposits, other deposits in foreign currency, precious metals deposits, and legal and/or natural persons’ funds in foreign currency-denominated securities (except for shares) issued by the banks of the Republic of Belarus.

Table 1.15 Deposits of Sectors of the Economy in the Banking System of the Republic of Belarus

General Provisions Table ”Deposits of Sectors of the Economy in the Banking System of the Republic of Belarus“ shows the

amount of deposits in Belarusian Rubels and in foreign currency attracted by the banking system of the Republic of Belarus (including banks that are in the process of liquidation) from legal (excluding general government and banks) and/or natural persons – residents of the Republic of Belarus.

The source of information for calculation of the amount of deposits placed with the banking system of the Republic of Belarus are the balance sheets of the National Bank and banks of the Republic of Belarus.

Description of Selected Indicators Deposits of public profit-making enterprises include monetary funds of public profit-making enterprises

(public profit-making organizations) on accounts (current (settlement) accounts, accounts designed to record deposits, temporary accounts, trust management accounts, charitable accounts, accounts designed to carry out settlements in the form of the letter of credit, and accounts designed to carry out settlements by checks) with the National Bank and the banks of the Republic of Belarus as well as funds on current (settlement) accounts and accounts designed to record deposits obtained from the republican and local budgets.

Deposits of private sector enterprises include monetary funds of private sector enterprises (private profit-making organizations, non-profit-making organizations, and independent entrepreneurs) on accounts (current (settlement) accounts, accounts designed to record deposits, temporary accounts, trust management accounts, charitable accounts, accounts designed to carry out settlements in the form of the letter of credit, and accounts designed to carry out settlements by checks) with the National Bank and the banks of the Republic of Belarus as well as funds on current (settlement) accounts and accounts designed to record deposits obtained from the republican and local budgets.

Deposits of natural persons include monetary funds of natural persons on accounts (current (settlement) accounts, accounts designed to record deposits, temporary accounts, trust management accounts, charitable accounts, accounts designed to carry out settlements in the form of the letter of credit, and accounts designed to carry out settlements by checks) with the National Bank and the banks of the Republic of Belarus as well as funds on current (settlement) accounts and accounts designed to record deposits obtained from the republican and local budgets. Deposits of other financial organizations include monetary funds of other financial organizations on accounts (current (settlement) accounts, accounts designed to record deposits, temporary accounts, trust management accounts, charitable accounts, accounts designed to carry out settlements in the form of the letter of credit, and accounts designed to carry

out settlements by checks) with the National Bank and the banks of the Republic of Belarus as well as funds on current (settlement) accounts and accounts designed to record deposits obtained from the republican and local budgets.

Table 1.16

Survey of the Insurance Organizations of the Republic of Belarus Table 1.19

Dynamics of Survey Indicators of the Insurance Organizations of the Republic of Belarus General Provisions Quarterly state statistical reporting of the insurance organizations in the form of 4-c (the National Bank)

”Report on the Composition of the Insurer’s Assets and Liabilities“ is the source of information for compiling the survey of the insurance organizations of the Republic of Belarus.

Table ”Survey of the Insurance Organizations of the Republic of Belarus“ is compiled on a quarterly basis. Description of Selected Indicators Net foreign assets – balance of the insurance organizations’ assets and liabilities transactions with non-

residents of the Republic of Belarus. Foreign assets – foreign cash at cash offices of the insurance organizations of the Republic of Belarus and

balances of accounts of the insurance organizations on operations in foreign currency and Belarusian Rubels with non-residents of the Republic of Belarus, as well as the amounts owed by non-residents of the Republic of Belarus to the insurance organizations of the Republic of Belarus on reinsurance operations.

Foreign liabilities include obligations of the insurance organizations of the Republic of Belarus to non-residents and insurance reserves created under insurance and reinsurance agreements with non-residents; and the amounts owed by the insurance organizations of the Republic of Belarus on reinsurance operations with non-residents of the Republic of Belarus.

Net domestic claims – the entirety of the insurance organizations’ claims on the banking system, nonfinancial organizations, and natural persons and net claims in Belarusian Rubels and foreign currency on general government.

Net claims on general government – the insurance organizations’ claims on the Government of the Republic of Belarus and local governments of the Republic of Belarus minus obligations of the insurance organizations to general government.

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Claims on general government – investments in securities issued by the Government of the Republic of Belarus and local governments of the Republic of Belarus and other accounts receivable on operations with the Government of the Republic of Belarus and local governments of the Republic of Belarus.

Liabilities to general government – accounts payable by the insurance organizations to the Government of the Republic of Belarus and local governments of the Republic of Belarus.

Claims on other sectors include the insurance organizations’ investments in securities (excluding shares) of nonfinancial organizations; participation of the insurance organizations in the capital of nonfinancial organizations; and other accounts receivable and resources in settlements of operations with other financial organizations, nonfinancial organizations, and natural persons.

Claims on the banking system include balances in Belarusian Rubels of cash offices of the insurance organizations, transferable and other deposits of the insurance organizations held with the banks of the Republic of Belarus, the insurance organizations’ investments in securities of the banks of the Republic of Belarus, and participation in the capital of the banks of the Republic of Belarus.

Insurance technical reserves – the insurance organizations’ resources designed to meet obligations to the resident insurers (nonfinancial organizations, natural persons, and other financial organizations (excluding insurance organizations)).

Loans – credits granted to the insurance organizations by the banks of the Republic of Belarus. Shares and other equity include authorized and reserve funds, other funds, target financing and transfers to

the funds established in compliance with legislation, financial performance in the current year, and profit of previous years minus losses of previous years.

Other items (net) include balance of assets and liabilities items which are not included in the above-mentioned aggregates – transactions associated with the functioning of the insurance organizations (accounting items designed to record fixed assets (less amortization), capital investments and other economic expenditures, and deferred incomes and expenditures)

Table 1.17 Survey of the Leasing Organizations of the Republic of Belarus

General Provisions Quarterly reporting of the leasing organizations ”Report on the Composition of the Assets and Liabilities“ is

the source of information for compiling the survey of the leasing organizations of the Republic of Belarus. The organizations which main economic activity is ”leasing activities“ are included in the survey of the

leasing organizations of the Republic of Belarus. Table ”Survey of the Leasing Organizations of the Republic of Belarus“ is compiled on a quarterly basis. Description of Selected Indicators Net foreign assets – balance of the leasing organizations’ assets and liabilities transactions with non-residents

of the Republic of Belarus. Foreign assets – foreign cash at cash offices of the leasing organizations of the Republic of Belarus and

balances of accounts of the leasing organizations on operations in foreign currency and Belarusian rubles with non-residents of the Republic of Belarus, as well as the amounts owed by non-residents of the Republic of Belarus to the leasing organizations of the Republic of Belarus on leasing operations.

Foreign liabilities include obligations of the leasing organizations of the Republic of Belarus to non-residents; the amounts owed by the leasing organizations of the Republic of Belarus on leasing operations with non-residents of the Republic of Belarus.

Net domestic claims – the entirety of the leasing organizations’ claims on the banking system, non-financial organizations, and natural persons and net claims in Belarusian rubles and foreign currency on general government.

Net claims on general government – the leasing organizations’ claims on the Government of the Republic of Belarus and local governments of the Republic of Belarus minus obligations of the leasing organizations to general government.

Claims on general government – investments in securities issued by the Government of the Republic of Belarus and local governments of the Republic of Belarus; the amounts owed by general government on leasing operations; other accounts receivable on operations with the Government of the Republic of Belarus and local governments of the Republic of Belarus.

Obligations to general government – accounts payable by the leasing organizations to the Government of the Republic of Belarus and local governments of the Republic of Belarus.

Claims on other sectors include the leasing organizations’ investments in securities (excluding shares) of non-financial organizations; participation of the leasing organizations in the capital of non-financial organizations; the amounts owed by non-financial organizations and natural persons on leasing operations; other accounts receivable and resources in settlements of operations with non-financial organizations, and natural persons.

Claims on the banking system include balances in Belarusian rubles of cash offices of the leasing organizations; transferable and other deposits of the leasing organizations held with the banks of the Republic of Belarus; the amounts owed by banking system on leasing operations; the leasing organizations’ investments in securities of the banks of the Republic of Belarus; participation in the capital of the banks of the Republic of Belarus.

Credits, obtained from banks and other sectors of economics – credits granted to the leasing organizations by the banks of the Republic of Belarus.

Shares and other equity include authorized and reserve funds, other funds, target financing and transfers to the funds established in compliance with legislation, financial performance in the current year, and profit of previous years minus losses of previous years.

Other items (net) include balance of assets and liabilities items which are not included in the above-mentioned aggregates – transactions associated with the functioning of the leasing organizations (accounting items designed to record fixed assets (less amortization), capital investments and other economic expenditures, and deferred incomes and expenditures).

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Table 1.18 Survey of Other Financial Organizations of the Republic of Belarus

Table 1.21 Dynamics of Survey Indicators of the Other Financial Corporations of the Republic of Belarus

General Provisions Quarterly state statistical reporting of the insurance organizations in the form of 4-c (the National Bank)

”Report on the Composition of the Insurer’s Assets and Liabilities“; balance sheet of The Agency of Deposit Compensation and additional information to it; balance sheet of JSC “Development Bank of the Republic of Belarus” and additional data to it; balance sheet of JSC “Belarusian currency and stock exchange” and additional information to it; quarterly reporting of the leasing organizations ”Report on the Composition of the Assets and Liabilities“ are the source of information for compiling the survey of other financial organizations of the Republic of Belarus.

Table ”Survey of Other Financial Organizations of the Republic of Belarus “ is compiled on a quarterly basis. The survey of Other Financial Organizations of the Republic of Belarus was earlier compiled according to the data of the insurance organizations of the Republic of Belarus; starting from 01.01.2012 – was compiled on the information of the insurance organizations of the Republic of Belarus, JSC “Development Bank of the Republic of Belarus”, and The Agency of Deposit Compensation; starting from 01.01.2013 – based on the information of the insurance organizations of the Republic of Belarus, JSC “Development Bank of the Republic of Belarus”, The Agency of Deposit Compensation, and JSC “Belarusian currency and stock exchange”; starting from 01.01.2015 – based on the information of the insurance organizations of the Republic of Belarus, JSC ”Development Bank of the Republic of Belarus“, The Agency of Deposit Compensation, JSC ”Belarusian currency and stock exchange“, leasing organizations (hereinafter – “other financial organizations”).

Description of Selected Indicators Net foreign assets – balance of assets and liabilities transactions of other financial organizations with non-

residents of the Republic of Belarus. Foreign assets – foreign cash at cash offices of other financial organizations of the Republic of Belarus;

balances of accounts of other financial organizations of the Republic of Belarus on operations in foreign currency and Belarusian Rubels with non-residents of the Republic of Belarus; and the amounts owed by non-residents of the Republic of Belarus to other financial organizations of the Republic of Belarus.

Foreign liabilities include obligations of other financial organizations of the Republic of Belarus to non-residents and insurance reserves created under insurance and reinsurance agreements with non-residents; and the amounts owed by other financial organizations of the Republic of Belarus to non-residents of the Republic of Belarus.

Net domestic claims include the entirety of other financial organizations’ claims on the banking system, nonfinancial organizations, and natural persons and net claims in Belarusian Rubels and foreign currency on general government.

Net claims on general government – other financial organizations’ claims on the Government of the Republic of Belarus and local governments of the Republic of Belarus less obligations of other financial organizations to general government.

Claims on general government include investments in securities issued by the Government of the Republic of Belarus and local governments of the Republic of Belarus, the amounts owed by general government on leasing operations, other accounts receivable on transactions with the Government of the Republic of Belarus and local governments of the Republic of Belarus.

Liabilities to general government include accounts payable by other financial organizations to the Government of the Republic of Belarus and local governments of the Republic of Belarus.

Claims on other sectors include investments of other financial organizations in securities (excluding shares) of nonfinancial organizations; participation of other financial organizations in the capital of nonfinancial organizations; the amounts owed by non-financial organizations and natural persons on leasing operations; other accounts receivable and funds in settlements of operations with other nonfinancial organizations and natural persons.

Claims on the banking system include balances in Belarusian Rubels of cash offices of other financial organizations, transferable and other deposits of other financial organizations held with the banks of the Republic of Belarus, the amounts owed by banking system on leasing operations, other financial organizations’ investments in securities of the banks of the Republic of Belarus, and participation in the capital of the banks of the Republic of Belarus.

Insurance technical reserves include the insurance organizations’ resources designed to meet obligations to the resident insurers (nonfinancial organizations, natural persons, and other financial organizations (excluding the insurance organizations)).

Loans – credits granted to other financial organizations by the banks of the Republic of Belarus. Shares and other equity include authorized and reserve funds, other funds, target financing and transfers to

the funds established in compliance with legislation, financial performance in the current year, and profit of previous years minus losses of previous years.

Other items (net) include balance of assets and liabilities items which are not included in the above-mentioned aggregates – transactions associated with the functioning of other financial organizations (accounting items designed to record fixed assets (less amortization), capital investments and other economic expenditures, and deferred incomes and expenditures).

Table 1.19 Survey of the Financial Sector of the Republic of Belarus

Table 1.22 Dynamics of Survey Indicators of the Financial Sector of the Republic of Belarus

General Provisions Table ”Survey of the Financial Sector of the Republic of Belarus “ is compiled on the basis of consolidated

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data on the banking system and other financial organizations of the Republic of Belarus provided in tables ”Monetary Survey of the Banking System of the Republic of Belarus“ and ”Survey of Other Financial Organizations of the Republic of Belarus“ (consolidated by dint of deducting mutual claims and obligations among the National Bank, banks, the insurance organizations of the Republic of Belarus, The Agency of Deposit Compensation, JSC “Development Bank of the Republic of Belarus”, JSC “Belarusian currency and stock exchange”, leasing organizations and summing up their transactions with the sectors of the economy and non-residents of the Republic of Belarus).

Methodological basis for compiling the table is the Monetary and Financial Statistics Manual (IMF, 2000) that provides for compilation of the financial survey as the entirety of indicators reflecting the role of the financial sector in the economy of the country.

Table ”Survey of the Financial Sector of the Republic of Belarus“ is compiled on a quarterly basis. The survey of the financial sector of the Republic of Belarus was earlier compiled according to the data of the National Bank, banks, and the insurance organizations of the Republic of Belarus; starting from 01.01.2012 was compiled on the information of the National Bank, banks, the insurance organizations of the Republic of Belarus, JSC “Development Bank of the Republic of Belarus”, and The Agency of Deposit Compensation; starting from 01.01.2013 – based on the information of the National Bank, banks, the insurance organizations of the Republic of Belarus, JSC “Development Bank of the Republic of Belarus”, The Agency of Deposit Compensation, and JSC “Belarusian currency and stock exchange”; starting from 01.01.2015 – based on the information of the National Bank, banks, the insurance organizations of the Republic of Belarus, JSC ”Development Bank of the Republic of Belarus“, The Agency of Deposit Compensation, JSC ”Belarusian currency and stock exchange“, leasing organizations (hereinafter – the “financial sector”).

Description of Selected Indicators Net foreign assets – balance of assets and liabilities transactions of the financial sector with non-residents of

the Republic of Belarus. Net domestic claims include the entirety of the financial sector’s claims on nonfinancial organizations, and

natural persons and net claims in Belarusian Rubels and foreign currency on general government. Net claims on general government – the financial sector’s claims on the Government of the Republic of

Belarus and local governments of the Republic of Belarus less obligations of the financial sector to the Government of the Republic of Belarus and local governments of the Republic of Belarus.

Claims on general government include credits granted to the Government of the Republic of Belarus, the financial sector’s investments in securities issued by the Government of the Republic of Belarus and local governments of the Republic of Belarus, the amounts owed by general government on leasing operations, commercial credits and payments made in advance and other accounts receivable on transactions with the Government of the Republic of Belarus and local governments of the Republic of Belarus.

Liabilities to general government include balances of accounts of the republican and local budgets of the Republic of Belarus, deposits and other funds attracted from the Government of the Republic of Belarus and local governments of the Republic of Belarus, resources of public and local budgetary and extra-budgetary funds, budgetary funds of the Union of Belarus and Russia, and accounts payable by the financial sector to the Government of the Republic of Belarus and local governments of the Republic of Belarus.

Claims on other sectors include credits and loans granted by the financial sector of the Republic of Belarus to nonfinancial organizations, and natural persons of the Republic of Belarus; investments of the financial sector of the Republic of Belarus in securities (including shares) of nonfinancial organizations; the amounts owed by non-financial organizations and natural persons on leasing operations; other accounts receivable and funds in settlements of operations with nonfinancial organizations, and natural persons.

Cash in circulation outside financial sector – the amount of cash put in circulation by the National Bank of the Republic of Belarus minus the amount of money at the cash offices of the National Bank, banks, the insurance organizations, The Agency of Deposit Compensation, JSC “Development Bank of the Republic of Belarus”, and JSC “Belarusian currency and stock exchange”, leasing organizations.

Insurance technical reserves include the entirety of resources of the insurance organizations of the Republic of Belarus designed to meet obligations to the resident insurers (other financial organizations, nonfinancial organizations, and natural persons).

Deposits include monetary funds of nonfinancial organizations, and natural persons on accounts (current (settlement) accounts, accounts designed to record deposits, temporary accounts, trust management accounts, charitable accounts, accounts designed to carry out settlements in the form of the letter of credit, and accounts designed to carry out settlements by checks) with the National Bank and the banks of the Republic of Belarus, as well as funds on current (settlement) accounts and accounts designed to record deposits obtained from the republican and local budgets.

Securities other than shares outside financial sector – securities issued by the financial sector of the Republic of Belarus that are held in portfolios of nonfinancial organizations, and natural persons.

Shares and other equity include authorized and reserve funds, other funds, financial performance in the current year, and profit of previous years minus losses of previous years incurred by the financial sector.

Other items (net) include balance of other liabilities and assets which are not included in the above-mentioned aggregates as well as the sum of differences in mutual obligations and claims of the financial sector of the Republic of Belarus.

Table 1.23 Dynamics of Customers’ and Banks’ Debts on Credits and Other Active Operations

General Provisions Table “Dynamics of Customers’ and Banks’ Debts on Credits and Other Active Operations” contains

information that characterizes banks’ credit portfolio structure and quality (in national and foreign currencies). The

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source of information is data derived from balance sheets of banks of the Republic of Belarus (excluding banks in the process of liquidation).

Description of Selected Indicators Customers’ and banks’ debt on credits and other active operations is the sum of customers’ debt on credits

and other active operations and banks’ debt on credits and other active operations. Customers’ debt on credits and other active operations is a debt of legal and natural persons resulting from

credits and loans granted by banks, funds on repo operations, financial rent (leasing), operations with bills of exchange, factoring, operations with performance of obligations under the bank guarantee, and other active operations. They are recorded in class II balance accounts as well as in customers’ current (settlement) active accounts and customer’s active accounts involving plastic card settlements.

Banks’ debt on credits and other active operations is a debt resulting from credits granted to other banks, deposits with other banks, leasing to other banks, and performed obligations of other banks, other active operations, and recorded in class I balance accounts.

Customers’ and banks’ problem (extended and overdue) debt on credits and other active operations is total sum of customers’ and banks’ extended and overdue debt on credits and other active operations.

Share of problem debt in customers’ and banks’ debt on credits and other active operations is the ratio of customers’ and banks’ problem debt on credits and other active operations to customers’ and banks’ debt on credits and other active operations.

Customers’ and banks’ extended (overdue) debt on credits and other active operations is customers’ and banks’ debt on credits and other active operations recorded in extended (overdue) debt accounts.

Share of extended (overdue) debt in customers’ and banks’ debt on credits and other active operations is the ratio of extended (overdue) debt to customers’ and banks’ debt on credits and other active operations.

Table 1.24

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy

Table 1.26 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus

to natural persons General Provisions Table ”Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy“

shows the amount of debt of sectors of the economy on credits granted to them by banks of the Republic of Belarus (including banks in the process of liquidation) in national and foreign currencies, including overdue and extended debt.

The sources of information are the balance sheets of banks of the Republic of Belarus. Description of Selected Indicators Short-term credits are credits whose term of repayment in full is specified in advance in the credit agreement

(up to one year, inclusively) as well as the credits granted under revolving credit lines and overdraft crediting, excluding credits whose term of repayment specified in advance in the credit agreement exceeds one year at least for one of its parts.

Long-term credits are all other credits excluding credits classified as short-term credits. Short- and long-term credits are granted to clients-residents of the Republic of Belarus (except for government

agencies and banks). Table 1.25

Dynamics of Problem Debt on Credits Granted by Banks of the Republic of Belarus by Sectors of the Economy

Table 1.27 Dynamics of Problem Debt on Credits Granted by Banks of the Republic of Belarus

to natural persons General Provisions Table ”Dynamics of Problem Debt on Credits Granted by Banks of the Republic of Belarus by Sectors of the

Economy“ contains data on debt of sectors of the economy which is recorded on overdue and extended debt accounts. The sources of information for calculating dynamics of banks’ problem credits by sectors of the economy are

the balance sheets of banks of the Republic of Belarus. Description of Selected Indicators Banks’ problem credits – debt of sectors of the economy on credits which is recorded on overdue and

extended debt accounts. (For definitions of ”short-term credits“ and ”long-term credits“ see notes to the Table ”Dynamics of Debt on

Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy“).

Table 1.28 Dynamics of Banks’ Credits by Form of Ownership in National and Foreign Currencies

Table 1.29 Dynamics of Banks’ Credits by Form of Ownership in National Currency

Table 1.30 Dynamics of Banks’ Credits by Form of Ownership in Foreign Currency

Table 1.31 Dynamics of Credits Provision by Banks by Form of Ownership in National and Foreign Currencies

Table 1.32

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Dynamics of Credits Provision by Banks by Form of Ownership in National Currency Table 1.33

Dynamics of Banks’ Problem Credits by Form of Ownership in National and Foreign Currencies Table 1.34

Dynamics of Banks’ Problem Credits by Form of Ownership in National Currency Table 1.35

Dynamics of Banks’ Problem Credits by Form of Ownership in Foreign Currency General Provisions These tables contain data characterizing provision of credits to the customers-residents of the Republic of

Belarus by the banks of the Republic of Belarus. Information on the volume of provided credits and remaining debt on short-term and long-term credits as at the reporting date is given in the breakdown by the types of currencies (national and foreign currencies), forms of ownership (state and private).

Information is created on the basis of the monthly reports of operating banks provided in accordance with the Form 1702 ”Information on Credit Granted to the Economy and Operations Related to the Financial Leasing“.

Description of Selected Indicators Banks’ Credits by Form of Ownership – debt of customers-residents of the Republic of Belarus (except for

government agencies and banks) to banks of the Republic of Belarus on all credits granted to them, including overdue and extended debt by form of ownership. (See definitions of ”short-term credits“ and ”long-term credits“ in the notes to the Table ”Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy“). Credits provision by banks – the sum of credits granted to customers-residents of the Republic of Belarus (except for government agencies and banks) in the period under review by form of ownership.

Banks’ problem credits – debt of customers-residents (except for government agencies and banks) on credits, which is recorded in overdue and extended debt accounts by form of ownership.

Table 1.36 Dynamics of Banks’ Credits by Type of Economic Activity in National and Foreign Currencies

Table 1.37 Dynamics of Banks’ Credits By Type of Economic Activity In National Currency

Table 1.38 Dynamics of Banks’ Credits by Type of Economic Activity in Foreign Currency

Table 1.39 Dynamics of Credits Provision by Banks by Type of Economic Activity in National and Foreign Currencies

Table 1.40 Dynamics of Credits Provision by Banks by Type of Economic Activity in National Currency

Table 1.41 Dynamics of Banks’ Problem Credits by Type of Economic Activity in National and Foreign Currencies

Table 1.42 Dynamics of Banks’ Problem Credits by Type of Economic Activity in National Currency

Table 1.43 Dynamics of Banks’ Problem Credits by Type of Economic Activity in Foreign Currency

General Provisions These tables contain data characterizing provision of credits (debts on credits and issuance of credits) to the

customers-residents of the Republic of Belarus by type of activity in accordance with National Classifier of the Republic of Belarus NCRB 005-2006 ”Types of Economic Activity“ approved by Resolution of the State Committee for Standardization of the Republic of Belarus No. 65 dated December 28, 2006 (agriculture, hunting and forestry; mining industry; processing industry; production and distribution of energy, gas, and water; construction; trading and maintenance of cars, consumer products, and personal articles; real estate operations, leasing and Output of Services to consumers; and other types of economic activity).


Description of Selected Indicators Banks’ credits by type of economic activity – debt of customers-residents of the Republic of Belarus (except

for government agencies and banks) to banks of the Republic of Belarus on all credits granted to them, including overdue and extended debt by type of activity. (See definitions of ”short-term credits“ and ”long-term credits“ in the notes to the Table ”Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy“.)

Credits provision by banks – the sum of credits granted to customers-residents of the Republic of Belarus (except for government agencies and banks) in the period under review by type of economic activity.

Banks’ problem credits – debt of customers-residents (except for government agencies and banks) on credits, which is recorded on overdue and extended debt accounts by type of economic activity.

Table 1.44

Dynamics of Debt on Credits Granted by Banks to small and medium businesses Table 1.45

Dynamics of Credits Provision by Banks to small and medium businesses Table 1.46

Dynamics of Problem Debt on Credits Granted by Banks to small and medium businesses General Provisions

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These tables contain data characterizing provision of credits (debts on credits and issuance of credits) to legal persons and independent entrepreneurs which are small and medium businesses in accordance with the Law of the Republic of Belarus "On supporting small and medium businesses".


Description of Selected Indicators Banks’ Credits – debt of customers-residents of the Republic of Belarus which are small and medium

businesses to banks of the Republic of Belarus on all credits granted to them, including overdue and extended debt. (See definitions of ”short-term credits“ and ”long-term credits“ in the notes to the Table ”Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy“). Credits provision – the sum of credits granted to customers-residents of the Republic of Belarus which are small and medium businesses in the period under review.

Problem credits – debt of customers-residents which are small and medium businesses, on credits which is recorded in overdue and extended debt accounts.

Table 1.47 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus

for construction (renovation) and acquisition of housing Table 1.48

Dynamics of Credits Provision by Banks of the Republic of Belarus for construction (renovation) and acquisition of housing

Table 1.49 Dynamics of Problem Debt on Credits Granted by Banks of the Republic of Belarus

for construction (renovation) and acquisition of housing General Provisions These tables contain data characterizing provision of credits to the customers-residents of the Republic of

Belarus by the banks of the Republic of Belarus for construction (renovation) and acquisition of housing. Information is created on the basis of the monthly reports of operating banks provided in accordance with the

Form 1702 ”Information on Credit Granted to the Economy and Operations Related to the Financial Leasing“. Description of Selected Indicators Banks’ Credits for construction (renovation) and acquisition of housing – debt of customers-residents of

the Republic of Belarus (except for government agencies and banks) to banks of the Republic of Belarus for construction (renovation) and acquisition of housing all credits granted to them, including overdue and extended debt by form of ownership. Credits provision by banks – the sum of credits granted to customers-residents of the Republic of Belarus (except for government agencies and banks) in the period under review.

Banks’ problem credits – debt of customers-residents (except for government agencies and banks) on credits for construction (renovation) and acquisition of housing, which is recorded in overdue and extended debt accounts.

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Section 2. Major Indicators and Instruments of the National Bank of the Republic of Belarus Monetary Policy

The basic function of the National Bank of the Republic of Belarus is to develop and carry out, together with

the Government of the Republic of Belarus, a single monetary policy of the Republic of Belarus designed to protect and deliver stability of the Belarusian Rubel, including its purchasing capacity and the rate of exchange in relation to foreign currencies, to develop and strengthen the banking system of the Republic of Belarus, and to ensure effective, reliable, and safe functioning of the payment system.

To implement this function, the National Bank of the Republic of Belarus employs a set of instruments and methods laid down in the Banking Code of the Republic of Belarus, i.e. interest rates on credits granted by the National Bank of the Republic of Belarus, norms of required reserves deposited in the National Bank of the Republic of Belarus, refinancing of banks, exchange control, etc.

Table 2.1 Refinancing Rate of the National Bank of the Republic of Belarus

General Provisions This table presents dynamics of change in the refinancing rate of the National Bank of the Republic of Belarus

since December 1, 2009 (dynamics for a longer period of time – beginning 01.07.1991 – is available on official web-site the National Bank of the Republic of Belarus in the Internet).

Data on the current rate of refinancing are published on the Internet on the day following its establishment by the Board of the National Bank of the Republic of Belarus, distributed through Reuters.

Description of Selected Indicators The refinancing rate (the official discount rate) of the National Bank of the Republic of Belarus is a monetary

control instrument which the National Bank employs to influence interbank market rates as well as rates on deposits of legal entities and natural persons and on credits granted thereto by banks.

Table 2.3 Required Reserves Ratio

General Provisions Table 3.3, Required Reserves Ratio, shows dynamics of changes in the required reserves ratio with regard to

the money resources attracted from legal entities and natural persons in Belarusian Rubels and foreign currency. Description of Selected Indicators Banks’ required reserves (reserve requirements) held with the National Bank of the Republic of Belarus

constitute one of the basic instruments used to regulate the overall liquidity of the banking system and the money supply in circulation, as well as to maintain a bank’s ability to pay.

Rules for the establishment of the required reserves fund at the National Bank of the Republic of Belarus are approved by the Board of the National Bank.

Table 2.4 Br/RUR Official Rate

Table 2.5 Br/USD Official Rate

Table 2.6 Br/EUR Official Rate

General Provisions The official exchange rate of the Belarusian Rubel against foreign currencies which are traded on the trading

floor of JSC “Belarusian Currency and Stock Exchange” in the mode of continuous order matching is set by the National Bank at the close of trading on the basis of information about average weighted exchange rate of concluded transactions on relevant foreign currencies taking into account transactions executed at a time of closing the trading session. Pursuant to Article 33 of the Banking Code of the Republic of Belarus it is published by the National Bank of the Republic of Belarus and is used in calculating revenues and expenditures of the state budget, for all types of payment and settlement relations with enterprises, corporations, organizations, and citizens, as well as for the purposes of taxation and accounting.

The National Bank of the Republic of Belarus makes information about official exchange rates of the Belarusian Rubel against foreign currencies available for mass media and also posts it on the website of the National Bank of the Republic of Belarus.

Table 2.7 Exchange Rate of the Belarusian Rubel to the Currency Basket Value

General Provisions The currency basket value is calculated as the geometric average of the two-way exchange rates of the

Belarusian Rubel versus the US dollar (USD), Euro (EUR), Russian Rubel (RUB) at the specific date. Table 2.8

Belarusian Rubel Official Average Exchange Rate to Foreign Currencies General Provisions This table contains data on the official average exchange rate of the Belarusian Rubel to foreign currencies (the

Russian Rubel, the U.S. dollar, and the euro) calculated by the National Bank of the Republic of Belarus. Description of Selected Indicators The official average exchange rate of the Belarusian Rubel to the Russian Rubel, the U.S. dollar, and the

euro is calculated as a geometric mean of the official rates of the Belarusian Rubel to the Russian Rubel, the U.S. dollar, and the euro which were set by the National Bank of the Republic of Belarus and were in effect during each calendar month, except rest days and state holidays in the Republic of Belarus.

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Table 2.9

Exchange Rate Indices of the Belarusian Rubel against Currencies of Major Trade Partners compared with December of the previous year

General Provisions Indices of exchange rates of the Belarusian Rubel against foreign currencies are calculated by making use of

official exchange rates of the Belarusian Rubel versus foreign currencies set by the National Bank of the Republic of Belarus versus currencies which are legal tender of major trade partners (against the Russian Rubel, the euro, the pound sterling, the Polish zloty, the Ukrainian hryvnia, and the US dollar). Real exchange rate indices are calculated both by making use of consumer price indices in the Republic of Belarus and foreign trade partners and by making use of producer price indices.

The geometric mean has been used in the calculations. Data on the dynamics of indices of the exchange rate of the Belarusian Rubel against currencies of major trade

partners are posted, along with their publication in the NBRB’s “Bulletin of Banking Statistics”, on the NBRB’s website in the Internet.

Description of Selected Indicators Index of the nominal exchange rate of the Belarusian Rubel (Belarusian Rubels per foreign currency unit) is

calculated as the ratio of the average nominal exchange rate of the Belarusian Rubel (Belarusian Rubels per foreign currency unit) in the period under review to the average nominal exchange rate of the Belarusian Rubel (Belarusian Rubels per foreign currency unit) in the reference period.

Index of the nominal effective exchange rate of the Belarusian Rubel (Belarusian Rubels per foreign currency unit) is calculated as the weighted geometric mean of indices of nominal exchange rates of the Belarusian Rubel (Belarusian Rubels per foreign currency unit) by making use of weighing coefficients of major trade partners.

Index of the real exchange rate of the Belarusian Rubel (foreign currency per one Belarusian Rubel) is calculated, by making use of consumer price indices or producer price indices, as the quotient of the nominal exchange rate of the Belarusian Rubel (foreign currency per one Belarusian Rubel) by the ratio of the consumer price index (industrial producer prices) in the country where the foreign the currency is legal tender to the consumer price index (industrial producer prices) in the Republic of Belarus, in compliance with the following formula:

),)((

))(()()(

BYPPICPI

iPPICPIiNERIiRER , where

RER(i) – index of the real exchange rate of the Belarusian Rubel against foreign currency of country i (foreign currency per one Belarusian Rubel); NERI(i) – index of the nominal exchange rate of the Belarusian Rubel against foreign currency of country i (foreign currency per one Belarusian Rubel); CPI(PPI)(BY) – the consumer price index (industrial producer prices) in the Republic of Belarus; and CPI(PPI)( (i) – the consumer price index (industrial producer prices) in country i. Index of the real effective exchange rate of the Belarusian Rubel (foreign currency per one Belarusian

Rubel) is calculated as the weighted geometric mean of indices of real exchange rates of the Belarusian Rubel by making use of weighing coefficients of major trade partners, in compliance with the following formula:

)()( iW

i

iRERREER , where

REER – index of the real effective exchange rate of the Belarusian Rubel (foreign currency per one Belarusian Rubel); RER(i) – index of the real exchange rate of the Belarusian Rubel against foreign currency of country i; and W(i) – weighing coefficient of country i, major trade partner.

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Section 3. Financial Markets Table 3.1

Weighted Average Belarusian Rubel Rate in Currency Market General Provisions This table contains information on the weighted average rate of the Belarusian Rubel to foreign currencies (the

Russian Rubel, the U.S. dollar, and the euro) in the currency market of the Republic of Belarus, which is made up of the Open JSC "Belarusian Currency and Stock Exchange", off-exchange market, and cash currency market.

Description of Selected Indicators The weighted average rate of the Belarusian Rubel to the Russian Rubel is calculated as a ratio of the sum

of Belarusian Rubels received/paid for the sale/purchase of Russian Rubels to the sum of Russian Rubels sold/bought for Belarusian Rubels in the currency market of the Republic of Belarus.

The weighted average rate of the Belarusian Rubel to the U.S. dollar is calculated as a ratio of the sum of Belarusian Rubels received/paid for the sale/purchase of U.S. dollars to the sum of U.S. dollars sold/bought for Belarusian Rubels in the currency market of the Republic of Belarus.

The weighted average rate of the Belarusian Rubel to the euro is calculated as a ratio of the sum of Belarusian Rubels received/paid for the sale/purchase of euro to the sum of euro sold/bought for Belarusian Rubels in the currency market of the Republic of Belarus.

Table 3.2 Foreign Exchange Turnover in Domestic Currency Market Segments

General Provisions This table contains information on all transactions in foreign exchange accomplished in the currency market of

the Republic of Belarus. The source of information are daily and monthly reports of banks of the Republic of Belarus. Description of Selected Indicators Foreign currency turnover at the Open JSC "Belarusian Currency and Stock Exchange" and off-exchange

currency market is the sum of all transactions accomplished in the specified market segments by all market participants (i.e. banks, economic entities, residents, and non-residents of the Republic of Belarus) involving all foreign currencies in the U.S. dollars equivalent.

Cash currency market turnover is the sum of all transactions of purchase and sale of cash foreign exchange and payment documents in foreign exchange accomplished by natural persons and involving all foreign currencies in the U.S. dollars equivalent.

Table 3.3 Cash Foreign Exchange Purchase/Sale by Natural Persons

General Provisions This table contains information on the sum of transactions of purchase/sale of cash foreign exchange and

payment documents in foreign exchange by natural persons through the network of exchange and cash offices across the Republic of Belarus. The source of the information are monthly reports of banks of the Republic of Belarus.

Description of Selected Indicators Cash foreign exchange purchase/sale is the sum of all transactions of purchase/sale of cash foreign exchange

and payment documents in foreign exchange accomplished by natural persons of the Republic of Belarus and involving all currencies in the U.S. dollars equivalent.

The weighted average rate is calculated as a ratio of the sum of cash Belarusian Rubels received/paid for the sale/purchase of cash foreign exchange to the sum of cash foreign exchange sold/ bought by natural persons for cash Belarusian Rubels in the Republic of Belarus.

Table 3.4 Information on Foreign Exchange Purchase/Sale in Domestic Currency Market by

Economic Entities – Residents of the Republic of Belarus General Provisions This table contains information on foreign exchange purchase/sale accomplished in the foreign exchange

market of the Republic of Belarus by economic entities (profit-making and non-profit organizations and independent entrepreneurs) – residents of the Republic of Belarus. The sources of information are reports of banks of the Republic of Belarus.

Description of Selected Indicators Foreign exchange purchase is the sum of all foreign exchange purchase transactions accomplished by

economic entities (profit-making and non-profit organizations and independent entrepreneurs) – residents of the Republic of Belarus in all currencies in the U.S. dollars equivalent at the Open JSC "Belarusian Currency and Stock Exchange" and in the over-the-counter foreign exchange market.

Foreign exchange sale is the sum of all foreign exchange sale transactions accomplished by economic entities (profit-making and non-profit organizations and independent entrepreneurs) – residents of the Republic of Belarus in all currencies in the U.S. dollars equivalent at the Open JSC "Belarusian Currency and Stock Exchange" and in the over-the-counter foreign exchange market.

Purchase/sale balance is the difference between foreign exchange purchase and foreign exchange sale.

Table 3.5 Information on Foreign Exchange Purchase/Sale in Domestic Currency Market by

Non-residents of the Republic of Belarus General Provisions This table contains information on foreign exchange purchase/sale transactions conducted in the currency

market of the Republic of Belarus by non-residents of the Republic of Belarus, excluding operations carried out in

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compliance with the Agreement on the Establishment and Application of Procedures for Paying and Allocating Import Customs Duties in the Customs Union. The source of information is Belarusian banks’ reporting.

Description of Selected Indicators Foreign exchange purchase – the sum of all foreign exchange purchase transactions conducted by non-

residents of the Republic of Belarus in all currencies in the U.S. dollar terms at the auctions held by JSC "Belarusian Currency and Stock Exchange" and in the over-the-counter currency market.

Foreign exchange sale – the sum of all foreign exchange sale transactions conducted by non-residents of the Republic of Belarus in all currencies in the U.S. dollar terms at the auctions held by JSC "Belarusian Currency and Stock Exchange" and in the over-the-counter currency market.

Purchase/sale balance – the difference between foreign exchange purchase and foreign exchange sale.

Table 3.6 Dynamics of Average Interest Rates of the Financial Market of the Republic of Belarus

General Provisions This table characterizes yield of different segments of the financial market of the Republic of Belarus. The sources are reports of banks of the Republic of Belarus and information of the Open JSC “Belarusian

Currency and Stock Exchange”, as well as of the National Bank of the Republic of Belarus. Description of Selected Indicators GKO, GDO, and KO2 yield (the primary market) is weighted average yield to maturity of all issues of

GKO, GDO, and KO placed in the reporting period in the primary market via auctioning, additional placements, direct sales, and sales without auctioning which is weighted on the basis of issue volume, offering price, and time to maturity.

“Until maturity” GKO, GDO, and KO yield (the secondary market) is weighted average yield of “until maturity” GKO, GDO, and KO which is weighted on the basis of transactions, turnovers of the secondary market, and time to maturity.

Average interest rates of the intraday interbank market are the weighted average interest rates on intraday interbank credits and/or deposits weighted on the basis of transactions amounts.

Average interest rates on banks’ liabilities are average interest rates on banks’ liabilities (including funds on current (settlement) accounts, deposits, interbank credits, credits extended by the general government of the Republic of Belarus, loans, funds under REPO operations, correspondent accounts, and banks’ debt liabilities), which are calculated based on balances of banks’ liabilities and interest charged thereon in the reporting period.

Average interest rates on newly attracted bank deposits are weighted average (based on the amounts) interest rates, stated in the agreements, on bank deposits, both demand and time ones, newly attracted in the reporting period.

Average interest rates on bank time deposits are average interest rates on all bank time deposits attracted in the reporting period, which are calculated based on the balances of time deposits and interest charged thereon in the reporting period.

Average interest rates on banks’ credits are average interest rates on banks’ credit portfolio (the entire average balance of debt under credits in the reporting period) calculated based on the balances of debt under banks’ credits, accrued (or paid, if not accrued) interest, and fee for the use of credit in the form of commission income in the reporting period.

Average interest rates on banks’ newly extended credits are weighted average interest rates on the amounts of banks’ credits newly extended in the reporting period. The interest rate on newly extended credit, which incorporates creditor’s costs related to the extension and repayment of credit, is interest rate stated in the agreement as interest per annum.

Table 3.7 Dynamics of Interbank Market Average Interest Rates

General Provisions This table contains average interest rates at which banks attract (place) credits and/or deposits in national and

hard currencies broken down by maturities shown in the table in the interbank market from (with) banks, both residents or non-residents of the Republic of Belarus.

The sources of information are daily reports of banks participating in the interbank market. Data on interbank market average interest rates are available in the National Bank of the Republic of Belarus

publications “Bank Bulletin” and “Bulletin of Banking Statistics” and on official website of the National Bank of the Republic of Belarus in the Internet.

Description of Selected Indicators Interbank market average interest rates are calculated as average rate weighted by the amount of

transactions for each standard maturity of interbank credits and/or deposits. Interbank credits and/or deposits extended by banks to their branches and prolonged credits are disregarded.

Interbank market weighted average interest rates ( P ) by standard maturity are calculated as follows:

2 Government short-term bonds, government long-term bonds, and short-term bonds of the National Bank of the Republic of Belarus.

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, where

P – interest rate on interbank credit and/or deposit; V – amount of interbank credit and/or deposit; and n – number of interbank credits and deposits.

Table 3.8

Amounts, Value, and Maturities of Newly Attracted Bank Deposits in National Currency Table 3.9

Amounts, Value, and Maturities of Newly Attracted Bank Deposits in Hard Currency General Provisions These tables contain data on amounts of newly attracted bank deposits in the national and hard currencies and

weighted average interest rates thereon. Information is given by type of depositor (legal persons (excluding banks), natural persons, and independent entrepreneurs) and by maturity. Information on newly attracted bank deposits does not include bank deposits attracted earlier than the reporting month, except for bank deposits in respect of which maturity is prolonged in the reporting month, or which are considered to be automatically prolonged in the reporting month or renewed according to the terms and conditions of deposit banking agreement, including deposits without flows on balance sheet, capitalization of accumulated interest, and replenishment of bank deposits accounts.

The sources of information are monthly reports of banks of the Republic of Belarus. Data on average interest rates on newly attracted bank deposits are available in the National Bank of the

Republic of Belarus publications “Bank Bulletin” and “Bulletin of Banking Statistics” and on official website of the National Bank of the Republic of Belarus in the Internet.

Description of Selected Indicators Average interest rates on newly attracted bank deposits ( P ) are calculated by each standard maturity and

by type of depositor (in % p.a.) as weighted average on the basis of amounts of newly attracted bank deposits in the reporting month as follows:

, where

P – interest rate on bank deposit; V – actual amount of newly attracted bank deposit; n – number of bank deposits.

Table 3.10

Amounts, Value, and Terms of Banks’ Newly Extented Credits in the National Currency Table 3.11

Amounts, Value, and Terms of Banks’ Newly Extented Credits in Hard Currency General Provisions The tables contain data on the amounts of and weighted average interest rates on banks’ credits in the national

and hard currencies newly extended in the reporting period. The information is broken down by the type of borrower (legal persons (except for banks), natural persons, and independent entrepreneurs) and by credit maturity.

Monthly reports submitted by the banks of the Republic of Belarus served as the source of information contained in the tables.

Data on credit market average interest rates are published in the Bankauski Vestnik and Bulletin of Banking Statistics issued by the National Bank of the Republic of Belarus and are available on the official website of the National Bank of the Republic of Belarus.

Description of Selected Indicators Average interest rates on banks’ newly extended credits are weighted average interest rates on the amounts

of banks’ credits newly extended in the reporting period. The interest rate on newly extended credit, which incorporates creditor’s costs related to the extension and repayment of credit, is interest rate stated in the agreement as interest per annum.

Table 3.12 Dynamics of Average Interest Rates on Banks’ Credits in the National Currency

by Sector of Economy Table 3.13

Dynamics of Average Interest Rates on Banks’ Credits in Hard Currency by Sector of Economy

n

ii

n

iii

V

VPP

1

1

n

ii

n

iii

V

VPP

1

1

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n

ii

n

ii

O

DGHS

1

1

100**

Table 3.14 Dynamics of Average Interest Rates on Banks’ Credits in the National Currency

by Type of Economic Activity Table 3.15

Dynamics of Average Interest Rates on Banks’ Credits in Hard Currency by Type of Economic Activity

General Provisions Tables 3.12 and 3.13 contain data on average interest rates on banks’ credits in the national and hard currencies

by sector of economy: credits to non-bank financial institutions, banks, profit-making organizations, individual entrepreneurs, natural persons, and non-profit organizations.

Tables 3.14 and 3.15 contain data on average interest rates on banks’ credits in the national and hard currencies by type of economic activity of legal persons (except for banks) and individual entrepreneurs: agriculture, hunting, and forestry; mining industry; manufacturing industry; production and distribution of energy, gas, and water; construction; trade, maintenance of cars, and repair of household goods and personal items; real estate operations; leasing and consumer services, etc.

Monthly reports submitted by the banks of the Republic of Belarus served as the source of information contained in the tables.

Description of Selected Indicators Average interest rates on banks’ credits in the national and hard currencies by sector of economy and by

type of economic activity of legal persons (except for banks) and individual entrepreneurs (S) are calculated based on the balances of debt under credits, accrued (or paid, if not accrued) interest, and fee for the use of credit in the form of commission income in the reporting period:

, where

Hi – the amount of accrued (or paid, if not accrued) interest and comission income for the use of credit in the reporting period; Oi – the amount of daily balances of bank credit in the reporting period; DG – the average number of days in the year used by the bank when charging interest for the use of credit; and n – the number of bank credits.

Table 3.16 Dynamics of Domestic Market Government Securities Indicators

General Provisions This table contains data on volumes, yield and duration of government securities, namely government short-

term bonds (discount and interest-bearing) and government long-term bonds (discount and interest-bearing) in the primary and secondary markets.

The sources of information are data on the results of primary placement of government securities and the results of exchange trading in the secondary market (at the Open JSC “Belarusian Currency and Stock Exchange”).

Description of Selected Indicators Results of the primary placement of government securities: Amount of short-term (long-term) bonds placement at nominal cost (or offering price) is the total volume

of short-term (long-term) bonds issued at nominal cost (or offering price) placed in the primary government securities market via auctioning, additional placements, and direct sales at nominal cost (or offering price).

Short-term (long-term) bonds yield is calculated as weighted average yield to maturity of short-term (long-term) bonds issues placed within reporting period and based on the results of auctions, additional placements and direct sales in the government securities primary market by volumes of issues (at offering price) and by maturities.

Government short-term (long-term) bonds’ average borrowing period is calculated as weighted average period up to repayment of short-term (long-term) bonds in the primary government securities market by volumes (at offering price).

Results of exchange trading (secondary market): Traded amount of short-term (long-term) bonds at transaction price is calculated as a total volume of

short-term (long-term) bonds issues which were circulating in the secondary market at transaction price. Market turnover indicator of short-term (long-term) bonds is calculated as weighted average yield to

maturity of short-term (long-term) bonds issues by transactions, secondary market turnovers, and maturities. Short-term (long-term) bonds duration is calculated as weighted average time to maturity of short-term

(long-term) bonds issues by secondary market turnovers of government securities.

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Table 3.17 Government Securities in Belarusian Rubels and Foreign Exchange in

Domestic Market Circulation General Provisions This table shows data on amounts of government securities in circulation, namely short-term bonds (discount

and interest-bearing) and long-term bonds (discount and interest-bearing). Description of Selected Indicators Amount of short-term (long-term) bonds in circulation at nominal cost is the total volume of short-term

(long-term) bonds issues at nominal cost which are in circulation as at the reporting date. Table 3.18

Major Indicators of the Secondary Market of “Until Maturity” Government Securities, denominated in the national currency

General Provisions This table contains data on amounts and indicators of government securities market turnover and duration,

namely short-term bonds (discount and interest-bearing) and long-term bonds (discount and interest-bearing) in the secondary market for a month with a breakdown by daily trading at the Open JSC “Belarusian Currency and Stock Exchange”. The sources of information are data on the results of exchange trading in the secondary market at the Open JSC “Belarusian Currency and Stock Exchange”.

Table 3.19 Dynamics of Indicators for the Short-term Bonds Market of the National Bank

of the Republic of Belarus General Provisions This table contains major indicators of the short-term bonds market of the National Bank of the Republic of

Belarus. The sources of information are data on the results of primary placement of the short-term bonds by the

National Bank of the Republic of Belarus and the results of exchange trading in the secondary market (at the Open JSC “Belarusian Currency and Stock Exchange”).

Description of Selected Indicators Results of the primary placement: The amount of placement of short-term bonds of the National Bank of the Republic of Belarus at

nominal cost (at offering price) is the total amount of issues of short-term bonds of the National Bank of the Republic of Belarus placed in the primary market based on the results of auctioning, additional placements, and sales without auctioning at nominal cost (or offering price).

Yield from short-term bonds of the National Bank of the Republic of Belarus is calculated as weighted average yield to maturity of issues of short-term bonds of the National Bank of the Republic of Belarus placed within the reporting period in the primary market via auctioning, additional placements, and sales without auctioning on the basis of issue volumes at offering price and time to maturity.

Average borrowing period of short-term bonds of the National Bank of the Republic of Belarus is calculated as weighted average time to maturity of issues of short-term bonds of the National Bank of the Republic of Belarus in the primary market on the basis of issue volumes at offering price.

Results of exchange trading (the secondary market): Traded amount of short-term bonds of the National Bank of the Republic of Belarus at transaction

price is calculated as total amount of issues of short-term bonds of the National Bank of the Republic of Belarus at transaction price which are circulating in the secondary market.

Turnover indicator for the market of short-term bonds of the National Bank of the Republic of Belarus is calculated as weighted average yield to maturity of issues of short-term bonds of the National Bank of the Republic of Belarus which were circulated in the secondary market on the basis of transactions, turnovers of the secondary market for short-term bonds of the National Bank of the Republic of Belarus, and time to maturity.

Duration of short-term bonds of the National Bank of the Republic of Belarus is calculated as weighted average time to maturity of issues of short-term bonds of the National Bank of the Republic of Belarus which were circulating in the secondary market on the basis of turnovers of the secondary market for short-term bonds of the National Bank of the Republic of Belarus at actual cost.

Table 3.20 Dynamics of Issue Volume of Shares Issued by Legal Entities of the Republic of Belarus

General Provisions This table dynamically presents data on the issue volume of shares over the period and as at the reporting date,

the issuers of which are legal entities of the Republic of Belarus, i.e. open joint-stock companies and closed joint-stock companies.

The source of information are data of the Securities Department of the Ministry of Finance of the Republic of Belarus.

Description of Selected Indicators Share is a security certifying vested in it and exercised by claim or transfer shareholder’s property rights with

respect to the issuer. Volume of shares issue shows the aggregate of changes which took place due to the issue of new shares,

changes in their face value and number, and cancellation thereof.

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Volume of shares issue as at the reporting date is an emission of registered issues of shares of operating issuers as at the reporting date.

Table 3.21 Dynamics of Issue Volume of Corporative Bonds in Circulation

General Provisions This table dynamically presents data on issue of corporative bonds over the period and as at the reporting date. The source of information are data of the Securities Committee under the Council of Ministers of the Republic

of Belarus. Description of Selected Indicators Bond is a security that confirms issuer’s liabilities to refund its face value to the security holder within a

specified period of time paying fixed interest rate (unless otherwise provided by issue terms). Volume of bonds issue is volume of new registered issues of bonds over the period at face value. Volume of bonds issue as at the reporting date is volume of issued bonds (placed or not placed) at face

value less bonds out of circulation as at the reporting date.

Table 3.22 Dynamics of Volume of the Belarusian Legal Entities' Market for Shares and Bonds

General Provisions This table contains information on volumes of purchase and sale transactions in the exchange and off-exchange

markets involving shares and bonds issued by legal entities – residents of the Republic of Belarus. Volume of transactions involving shares and bonds of legal entities – residents of the Republic of

Belarus in the exchange market is volume of purchase and sale transactions involving shares and bonds that have been put into circulation at the Open JSC “Belarusian Currency and Stock Exchange” within stock exchange trading system pursuant to legislation of the Republic of Belarus on securities and stock exchange.

Volume of transactions involving shares and bonds of legal entities – residents of the Republic of Belarus in the off-exchange market is volume of purchase and sale transactions involving shares and bonds that have been registered with Belarusian quotation automated system of the Open JSC “Belarusian Currency and Stock Exchange” (BEKAS).

The source of information is data of the Open JSC “Belarusian Currency and Stock Exchange”. Description of Selected Indicators Volume of transactions involving shares of legal entities – residents of the Republic of Belarus: in the exchange market – volume of purchase and sale transactions involving shares of open joint stock

companies at nominal (or actual) cost; and in the off-exchange market – volume of purchase and sale transactions involving shares of open joint stock

companies and close joint stock companies at nominal (or actual) cost in the trading system. Volume of transactions involving bonds of legal entities – residents of the Republic of Belarus in the

exchange market and in the off-exchange market is volume of purchase and sale transactions involving bonds of open joint stock companies and close joint stock companies - residents of the Republic of Belarus at nominal (or actual) cost.

Volume of transactions involving foreign exchange as currency of payment is given in Belarusian Rubels at the exchange rate of the National Bank of the Republic of Belarus as at the date of transaction.

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Section 4. Selected Indicators of the Republic of Belarus Banks’ Performance

Table 4.1 Information on Banks and Non-bank Credit and Financial Institutions of the Republic of Belarus

General Provisions Table “Information on Banks and Non-bank Credit and Financial Institutions of the Republic of Belarus”

presents information on the number of banks and non-bank credit and financial institutions registered in the Republic of Belarus.

State registration and issuance to Belarusian banks and non-bank credit and financial institutions of special authorizations, i.e. licenses to engage in banking (hereinafter – the “banking license”), suspension thereof, and revocation, including with respect to individual banking operations, is done by the National Bank of the Republic of Belarus in accordance with the Banking Code of the Republic of Belarus and Instructions on state registration of banks and non-bank credit and financial institutions and licensing banking activities approved by Resolution of the Board of the National Bank of the Republic of Belarus No. 640 dated December 07, 2012.

Following its decision about state registration of a bank and non-bank credit and financial institutions, the National Bank of the Republic of Belarus furnishes the Ministry of Justice of the Republic of Belarus with required data on the bank and non-bank credit and financial institutions with a view to entering them on the Uniform State Register of Legal Persons and Independent Entrepreneurs.

Notifications of state registration of the bank and non-bank credit and financial institutions, changes in their location and name, and notifications of suspension, revalidation, and revocation of the banking license, including with respect to individual banking operations, are subject to publication by the National Bank of the Republic of Belarus in the official print media of the republic. Notification of striking the bank and non-bank credit and financial institutions off the Uniform State Register of Legal Persons and Independent Entrepreneurs, as well as the register of banking licenses are published by the National Bank of the Republic of Belarus in the publication Bankauski Vesnik.

Description of Selected Indicators Notions of "bank" and " non-bank credit and financial institutions" are laid down in the Banking Code of the

Republic of Belarus. Bank is a legal person which shall have the sole right to perform, in the aggregate, the following banking

operations: - to attract deposits from natural and/or legal persons; - to allocate attracted money on its behalf and at its cost on the condition of reparability, interest payment, and

maturity; and - to open and operate bank accounts for natural and/or legal persons. Banks shall be entitled to perform other banking operations and engage in other kinds of activities provided in

the Banking Code. Non-bank credit and financial institutions is a legal person entitled to perform individual banking operations

and activities stipulated by the Banking Code of the Republic of Belarus, exclusive of the following banking operations (in the aggregate):

- accepting deposits from natural and/or legal persons; - allocating attracted money on its behalf and at its cost on the condition of reparability, interest payment, and

maturity; and - opening and operating bank accounts for natural and/or legal persons. Registered banks and Non-bank Credit and Financial Institutions – banks and non-bank credit and

financial institutions which enjoy the status of a legal person as at the reporting date, including banks and non-bank credit and financial institutions which have lost the right to engage in banking, but which have not yet been liquidated as a legal person.

Banks and non-bank credit and financial institutions licensed to engage in banking – banks and non-bank credit and financial institutions registered by the National Bank of the Republic of Belarus and issued with the banking license.

The banking license lists banking operations the bank or non-bank credit and financial institutions is entitled to engage in.

The bank acquires the right to engage in banking on the day it is in receipt of the banking license. The banking license listing banking operations the bank is entitled to engage in is granted to the bank on the

basis of the documents submitted for state registration thereof. On the basis of decision about making amendments and/or modifications to the list of banking operations

specified in the banking license, the National Bank issues the bank with the license on a new letterhead specifying therein updated list of banking operations the bank is entitled to engage in. Previous banking license (its duplicate) and copies of such license must be returned to the National Bank.

The bank may be licensed, at the earliest two years from the date of its registration, to carry out banking operations designed to attract deposits from natural persons who are not independent entrepreneurs, to open and to operate bank accounts of such natural persons, to open and to operate accounts in precious metals and/or precious stones, to buy and to sell precious metals and/or precious stones, and to deposit precious metals and/or precious stones subject to its financial soundness within two previous years and availability of regulatory capital in the amount prescribed by the National Bank.

The amount of regulatory capital and criteria for assessing financial soundness of the bank are set forth in Instructions on state registration of banks and non-bank credit and financial institutions and licensing banking activities approved by Resolution of the Board of the National Bank of the Republic of Belarus No. 640 dated December 07, 2012.

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Licenses issued by the National Bank are entered on the register of banking licenses. An appropriate note is made in the above register where the banking license is revoked, including with respect to individual banking operations, suspended, or revalidated.

The register of banking licenses is subject to publication by the National Bank of the Republic of Belarus in its official publication at least once a year. Amendments and/or modifications made to the said register are published by the National Bank within thirty days from the date of their entering on the register.

Branch of an operating bank – an independent off-site division of a bank carrying out, on behalf of the bank, all or part of banking transactions stipulated by the banking license.

Banks and non-bank credit and financial institutions whose banking licenses have been revoked – banks and non-bank credit and financial institutions whose banking licenses have been revoked by resolution the Board of the National Bank of the Republic of Belarus on grounds set forth in the Banking Code of the Republic of Belarus.

Banks entered into the Uniform State Register of Legal Persons and Independent Entrepreneurs respecting liquidation of a legal person, including in connection with decision on bank liquidation made by its shareholders (property owner) or the bank’s body that has the authority under the Statute – a bank is deemed liquidated on the day an appropriate entry is made in the Uniform State Register of Legal Persons and Independent Entrepreneurs.

Banks can be liquidated by resolution of its shareholders (property owner) or the bank’s body that has the authority under the Statute, the Economic Court or the National Bank of the Republic of Belarus in cases stipulated by legislative acts of the Republic of Belarus.

Table 4.2 Operating Belarusian Banks Grouped by Size of Registered Authorized Capital

General Provisions Table, Operating Belarusian Banks Grouped by Size of Registered Authorized Capital, shows a quantitative

breakdown of operating banks by size of registered authorized capital. The size of authorized capital is split into intervals, which gives, to a certain extent, an idea of how many small, medium-sized and large banks there are in the Republic of Belarus as a whole.

The source of information is data from the Uniform State Register of Legal Entities and Independent Entrepreneurs of the Republic of Belarus.

Table 4.3 Information on Belarusian Banks’ Liabilities

Table 4.4 Dynamics of Belarusian Banks’ Liabilities

Table 4.5 Structure of Belarusian Banks’ Liabilities

General Provisions The source of information for compiling these tables is the monetary survey of banks which is based on their

monthly summary balance sheets and supplementary data thereto. This table shows the structure of banks’ liabilities by sector of the economy, residency, and currencies.

Banks’ liabilities – funds attracted by banks from residents (general government, the National Bank, economic entities, financial institutions, and households of the republic), non-residents, and other liabilities.

Description of Selected Indicators General government funds – republican budget funds, public extra-budgetary funds, budgetary funds of the

Belarusian-Russian Union, local budget including accrued outstanding interest on the accounts, funds in the accounts intended for accounting credits attracted from the general government, commercial credits and advances, as well as funds in the settlements involving operations with the general government.

National Bank funds – credits received from the National Bank, including credits received for financing programs from funds of international financial organizations, and credits received from the National bank under agreements with the central government, deposits and correspondent accounts of the National Bank with banks, accrued outstanding interest on the accounts, securities issued by banks in the portfolio of the National Bank and accrued interest incomes thereon, commercial credits and advances, financial derivatives and funds in the settlements involving operations with the National Bank.

Economic entities’ funds – funds placed in current accounts, time deposits and deposits in escrow, demand accounts and other accounts, as well as accrued outstanding interest on the accounts of non-bank credit and financial institutions, public and non-public commercial organizations, independent entrepreneurs, and non-profit organizations, securities issued by banks placed among economic entities' and accrued interest incomes thereon; funds obtained by banks under repo transactions; commercial credits and advances, financial derivatives and funds in the settlements involving operations with economic entities.

Natural persons’ funds – transferable deposits and time deposits, pre-paid bank cards’ accounts, other accounts, and accrued outstanding interest on the accounts of natural persons, commercial credits and advances, as well as funds in the settlements involving operations with natural persons.

Banks’ funds – correspondent accounts and other demand accounts, deposits and credits of authorized banks with banks of the republic, accounts of other passive banking operations, accrued outstanding interest payable on the demand deposits and time deposits and interest on credits, financial derivatives, securities issued by banks and placed in other banks' assets and accrued interest incomes thereon, commercial credits and advances, as well as funds in the settlements involving operations with banks. Non-residents’ funds – balances in correspondent accounts with non-resident banks, credits received from non-resident banks, deposits of banks and non-resident customers, financial derivatives, other passive operations

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involving non-resident banks, and accrued outstanding interest on the accounts, financial derivatives, commercial credits and advances, as well as funds in the settlements involving operations with non-residents.

Other banks’ liabilities – bank capital, financial derivatives, foreign exchange revaluation accounts, interbank and interbranch settlements, and other funds.

Bank capital – banks’ own funds, including authorized capital, bank development fund, reserve fund and other funds, financial performance in the current year excluding profit of the previous years, own repurchased shares, and share holdings in other banks.

Adjustment due to accumulated depreciation – a net balanced item with respect to all changes in the value of assets and liabilities in the banks’ balance, including revaluation funds of balance items, foreign exchange revaluation accounts, and foreign exchange position.

Interbank and interbranch settlements - results of balancing active and passive accounts opened with a view to carrying out interbranch and interbank transactions.

Other funds – reserves for doubtful debt on credit transactions and for securities investment depreciation, gold and other precious metals and precious stones stocks; results of balancing active and passive transactions in capital investment and other economic expenses, income and expenditure of future periods.

Table 4.6 Information on Belarusian Banks’ Assets

Table 4.7 Dynamics of Belarusian Banks’ Assets

Table 4.8 Structure of Belarusian Banks’ Assets

General Provisions The source of information for compiling these tables is the monetary survey of banks which is based on their

monthly summary balance sheets and supplementary data thereto. Banks’ assets define claims on residents (general government, economic entities, natural persons, and banks),

and non-residents and other assets. Description of Selected Indicators Claims to general government – banks’ investment in the securities issued by the republican government and

local government and accrued interest thereon, credits and other active operations involving the central government and local government, commercial credits and advances, as well as funds in the settlements involving operations with the general government.

Claims on the economy – claims on economic entities and natural persons of the Republic of Belarus. Claims on the economic entities – credits to the economic entities of the Republic of Belarus, factoring and

leasing transactions, loans, and other active operations, as well as overdue and accrued interest thereon; funds under repo transactions granted to economic entities; investments of funds by banks of the Republic of Belarus in economic entities’ securities, as well as overdue and accrued interest thereon; commercial credits and advances, financial derivatives and funds in the settlements involving operations with economic entities.

Claims on natural persons – credits to natural persons for consumer purposes, real estate financing, and loans, including overdue and accrued interest thereon; commercial credits and advances, financial derivatives and funds in the settlements involving operations with natural persons.

Claims on the National Bank – cash Belarusian Rubels, time deposits and transferable deposits, required reserves, correspondent accounts with the National Bank, funds passed to the National Bank on repo operations, securities of the National Bank, including accrued and overdue interest incomes thereon, commercial credits and advances, financial derivatives, and funds in the settlements involving operations with the National Bank.

Claims on banks – granted credits, demand accounts and time deposits of banks with the banks of the republic, other active operations, including accrued and overdue interest thereon, financial derivatives, commercial credits and advances, as well as funds in the settlements involving operations with banks.

Claims on non-residents – assets placed with non-resident banks and non-resident customers, in particular, short- and long-term credits, deposits, participation in the capital of non-resident banks, including interest, commercial credits and advances, financial derivatives, etc.

Other assets – include fixed assets accounting items less depreciation of fixed assets. Table 4.9

Structure of Investment Portfolio of Banks of the Republic of Belarus General Provisions Data in this table are presented by types of securities and by groups of legal entities – issuers of such securities.

Data on the amount of securities are based on their acquisition price including accrued interest. Investment in liabilities - includes funds of banks and the National Bank of the Republic of Belarus used to

purchase government securities, bonds, saving certificates and certificates of deposit, as well as bills/notes of legal entities.

The source of information are balance sheets of banks and the National Bank of the Republic of Belarus. Description of Selected Indicators Government securities are liabilities of the Government of the Republic of Belarus in national and foreign

currencies. Local government securities are local (regional, city, and district) government liabilities in national and

foreign currencies. Securities issued by banks are bonds, certificates of deposit, bills/notes, and other types of securities in

national and foreign currencies issued by the National Bank and banks of the Republic of Belarus. Securities issued by non-residents of the Republic of Belarus is liabilities of foreign countries and non-

resident banks. Investments in shares are investments in:

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shares of banks – residents of the Republic of Belarus; shares of non-residents, including shares of banks - non-residents of the Republic of Belarus; and other shares (shares of non-bank credit and financial institutions and commercial organizations).

Table 4.10 Financial Indicators of Belarusian Banks’ Performance

General Provisions Table “Financial Indicators of the Republic of Belarus Banks’ Performance” contains individual indicators

characterizing banks’ financial performance (excluding banks in the process of liquidation). The source of information are data from the balance sheets of operating banks of the Republic of Belarus and

financial statements furnished by the banks in 2006 pursuant to Instructions on prudential regulations for banks and non-bank credit and financial institutions No. 92 dated June 28, 2004 (hereinafter – “Instructions No. 92”) and Instructions on procedures for making provision for potential losses on assets of a bank and non-bank credit and financial institutions subject to credit risk and using such provision No. 148 dated September 29, 2004 (hereinafter – “Instructions No. 148”). Since January 1, 2007 banks have been filing reports pursuant to Instructions on the secure functioning requirements for banks and non-bank credit and financial institutions No.137 dated September 28, 2006 (hereinafter – “Instructions No. 137”) and Instructions on procedures for making provision for potential losses on assets and off-balance operations and using such provision No. 138 dated September 28, 2006 (hereinafter – “Instructions No. 138”) which superseded Instructions No. 92 and Instructions No. 148.

Description of Selected Indicators Assets are balances of funds in balance sheet asset accounts excluding accounts intended for inter-branch

transactions, accounts designed for the bank’s expenses bookkeeping, and currency position and balance sheet revaluation accounts.

Registered authorized capital is made up of the value of contributions of its promoters (shareholders) and determines the minimal size of the property which guarantees the protection of interests of the bank's creditors.

Regulatory capital is calculated as a sum of the banks’ regulatory capital that have positive value of regulatory capital. A bank’s regulatory capital consists of core capital (Tier 1 capital) and additional capital (Tier 2 and Tire 3 capital) with the exception of immobilization, under established provision for potential losses on assets subject to credit risk against depreciation of securities and on off-balance operations, property transferred by the bank to the trust, granted loans, as well as subordinated credit (loan) granted to the banks.

In 2006, the calculation method of a bank’s regulatory capital was set forth in Instructions No. 92 and the calculation method of regulatory capital in Instructions No. 137. It should be taken into account that concepts of regulatory capital and regulatory capital are identical in economic terms.

Regulatory capital adequacy is the ratio of the bank’s regulatory capital size to the total amount of assets and off-balance liabilities assessed as to the risk level.

Profit (loss) is the total amount of profit (losses) generated (incurred) by the banks in the period under review. It is defined as the difference between incomes received in the period under review and expenditures incurred in the period under review.

Return on assets of regulatory capital is the ratio of profit (loss) made in the period under review to the average amount of assets of regulatory capital in the period under review. The average amount of assets of regulatory capital in the period under review is calculated as an arithmetic average of assets of regulatory capital as at the beginning and the end of the period under review as well as at all reporting dates (the beginning of month) within the period under review.

Return on assets of regulatory capital over the year is the ratio of profit (loss) made over 12 months preceding the reporting date to the average amount of assets of regulatory capital over 12 months preceding the reporting date. The average amount of assets of regulatory capital over 12 months preceding the reporting date is calculated as an arithmetic average of assets of regulatory capital by 13 corresponding values of assets of regulatory capital as at the reporting dates (the beginning of month) preceding the reporting date, including the reporting date.

Assets subject to credit risk is the sum of bank’s assets subject to credit risk. Credit risk is the risk of making negative profit (losses) by a bank as a result of non-performance, undue or partial performance of the debtor’s financial obligations to the bank under contractual terms or legislation. The assets subject to credit risk include credits granted to legal and/or natural persons, funds deposited into other banks, financial rent (leasing), operations in bills/notes, acquired bills/notes, performed bank guarantees and sureties in a monetary form, accounts receivable financing (factoring), and other assets operations subject to credit risk.

Problem assets are the assets subject to credit risk and classified in 2006 pursuant to Instructions No. 148 under risk groups II – IV (substandard under risk group II, doubtful under risk group III, and bad under risk group IV) and in 2007 pursuant to Instructions No. 138 under risk groups III – V.

Actually established provision for the assets subject to credit risk is the amount of established provision for potential losses on assets subject to credit risk. Procedures for making provision in 2006 were established by Instructions No. 148 and in 2007 by Instructions No. 138.

Share of problem assets in the assets subject to credit risk is the ratio of problem assets to the assets subject to credit risk.

Short-term liquidity is the ratio of actual liquidity to required liquidity. It characterizes the ratio of assets with maturities of up to 12 months to liabilities with maturities of up to 12 months. The calculation method of short-term liquidity in 2006 was set forth in Instructions No. 92 and in 2007 in Instructions No. 137.

Instantaneous liquidity characterizes the ratio of the sum of demand assets to demand and overdue liabilities. The calculation method of instantaneous liquidity in 2006 was set forth in Instructions No. 92 and in 2007 in Instructions No. 137.

Current liquidity is the ratio of current assets to current liabilities. It characterizes the ratio of the sum of

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assets with remaining maturities of up to 1 month, including demand assets, to liabilities with the remaining repayment period of up to 1 month, including demand and overdue liabilities. The calculation method of current liquidity in 2006 was set forth in Instructions No. 92 and in 2007 in Instructions No. 137.

The ratio of liquid assets to total assets characterizes the extent to which liquid assets cover the bank’s total assets. The calculation method of total and liquid assets in 2006 was set forth in Instructions No. 92 and in 2007 in Instructions No.137.

Table 4.11 Financial Soundness Indicators

General Provisions Financial Soundness Indicators (FSIs) represent the IMF’s system of indicators characterizing current

financial health and soundness of deposit-taking corporations in relation to other sectors of the economy. The purpose of calculating and disseminating FSIs is to assess and survey financial systems with a view to enhancing financial stability.

The calculation of FSIs follows the methodology compliant with the recommendations set forth in the IMF’s edition of the Financial Soundness Indicators: Compilation Guide. (IMF, 2006).

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Section 5. Separate Indicators of Activity of the Leasing and Microfinance Organizations

of the Republic of Belarus

Table 5.1 Information on Leasing Organizations of the Republic of Belarus

General Provisions Leasing organizations of the Republic of Belarus mean legal persons, registered and carrying out leasing activities in the Republic of Belarus, which, in accordance with Decree of the President of the Republic of Belarus No.99 “On the Issues of Regulation of Leasing Activities” dated February 25, 2014, are included by the National Bank in the Register of Leasing Organizations. Without inclusion in the above-mentioned Register the leasing activities may be carried out by: – legal persons and independent entrepreneurs on the conditions of entering into no more than three agreements on financial rent (leasing) during one calendar year and/or the total value of the leasing objects transferred under one or several agreements on financial rent (leasing) concluded by these lessors in one calendar year, being less than 10,000 base units; – foreign institutions carrying out leasing activities in the Republic of Belarus through their permanent representative office; and – legal persons authorized to provide property on the conditions of financial rent (leasing) in accordance with decisions of the President of the Republic of Belarus. The Table “Information on Leasing Organizations of the Republic of Belarus” incorporates general information on leasing organizations of the Republic of Belarus. Data are provided as of 8:00 of the reporting date. Description of Selected Indicators Leasing organizations registered (included in the Register of Leasing Organizations) by the National Bank of the Republic of Belarus – a number of leasing organizations included in the Register of Leasing Organizations by the National Bank. Registered banks carrying out leasing activities – number of banks carrying out leasing activities in the Republic of Belarus and having valid agreements on financial rent (leasing). Leasing organizations with foreign capital participation in the authorized capital – a number of leasing organizations the authorized capital of which incorporates the capital of legal and natural persons which are non-residents of the Republic of Belarus. Leasing organizations’ authorized capital – an aggregate authorized capital of leasing organizations according to their constituent documents. Leasing organizations excluded from the Register of Leasing Organizations – a number of leasing organizations excluded by the National Bank from the Register of Leasing Organizations on the grounds stipulated by Edict of the President of the Republic of Belarus No. 99 dated February 25, 2014 “On the Issues of Leasing Activity Regulation”. Legal organizations’ branches – a number of branches established by the leasing organizations in the Republic of Belarus and other states.

Table 5.2 Financial Indicators of Activity of the Leasing Organizations of the Republic of Belarus

General Provisions Leasing organizations of the Republic of Belarus mean legal persons registered and carrying out leasing activities in the Republic of Belarus, which are included by the National Bank in the Register of Leasing Organizations in line with Edict of the President of the Republic of Belarus No. 99 “On the Issues of Leasing Activity Regulation” dated February 25, 2014. Without inclusion in the above-mentioned Register the leasing activities may be carried out by: – legal persons and independent entrepreneurs on the conditions of entering into no more than three agreements on financial rent (leasing) during one calendar year and/or the total value of the leasing objects transferred under one or several agreements on financial rent (leasing) concluded by these lessors in one calendar year being less than 10,000 base units; – foreign institutions carrying out leasing activities in the Republic of Belarus through their permanent representative office; – legal persons authorized to provide property on the conditions of financial rent (leasing) in accordance with decisions of the President of the Republic of Belarus; and – banks and non-bank financial institutions. A subleasing agreement – an agreement according to which the lessee (sublessor under the subleasing agreement) transfers to the third party (sublessee), within its powers granted under the financial rent (leasing)

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agreement, the property, obtained from a lessor under the financial rent (leasing) agreement and constituting the objects of such agreement, for ownership and use for a definite term for a fee. A leaseback agreement – an agreement according to which a lessee is a seller (supplier) of the objects of leasing under the single financial leasing agreement. International leasing agreement – an agreement according to which a lessor and a lessee are persons of different states. Export leasing agreement – an international leasing agreement, under which a lessor and a seller (supplier) of an object of leasing are entities of the Republic of Belarus, while a lessee is an entity of another state. Import leasing agreement – an agreement under which a lessor and a lessee are entities of the Republic of Belarus, while a seller (supplier) of an object of leasing is an entity of another state. A table “Financial Indicator of Activity of Leasing Organizations of the Republic of Belarus” incorporates separate indicators characterizing the leasing organizations’ activity. Characteristics of Separate Indicators Leasing portfolio volume – a volume of natural and legal persons’ and independent entrepreneurs’ liabilities under the financial rent (leasing) agreements subject to execution at the specified date. Leasing portfolio volume, natural persons – a volume of natural persons’ liabilities under financial rent (leasing) agreements subject to execution at the specified date. Leasing portfolio volume, legal persons and independent entrepreneurs – a volume of legal persons’ and independent entrepreneurs’ liabilities under financial rent (leasing) agreements subject to execution at the specified date. Leasing portfolio volume, subleasing – a volume of the natural and legal persons’ and independent entrepreneurs’ liabilities under the subleasing agreements subject to execution at the specified date. Leasing portfolio volume, leaseback – a volume of the natural and legal persons’ and independent entrepreneurs’ liabilities under the leaseback agreements subject to execution at the specified date. Leasing portfolio volume, international leasing – a volume of the natural and legal persons’ and independent entrepreneurs’ liabilities under the international leasing agreements subject to execution at the specified date. Leasing portfolio volume, export leasing – a volume of the natural and legal persons’ and independent entrepreneurs’ liabilities under the export leasing agreements subject to execution at the specified date. Leasing portfolio volume, import leasing – a volume of the natural and legal persons’ and independent entrepreneurs’ liabilities under the import leasing agreements subject to execution at the specified date. Volume of a new business – a total amount of leasing payments and redemption value under the financial rent (leasing) agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, natural persons – a total amount of leasing payments and redemption value under the financial rent (leasing) agreements, entered into with natural persons, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, natural persons and independent entrepreneurs – a total amount of leasing payments and redemption value under the financial rent (leasing) agreements, entered into with legal persons and independent entrepreneurs, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, subleasing – a total amount of leasing payments and redemption value under the subleasing agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, leaseback – a total amount of leasing payments and redemption value under the leaseback agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, international leasing – a total amount of leasing payments and redemption value under the international leasing agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, export leasing – a total amount of leasing payments and redemption value under the export leasing agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, import leasing – a total amount of leasing payments and redemption value under the import leasing agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Transferred objects of leasing – aggregated value of the initial cost of the objects of leasing transferred to lessees under the financial rent (leasing) agreements during the period from January 1 of the year under review to the specified date.

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5.3 Key Indicators of Microfinance Organizations’ Activity General Provisions The table “Key Indicators of Microfinance Organizations’ Activity” incorporates separate indicators characterizing the activity of microfinance organizations. The sources of information are the data of reports submitted by microfinance organizations in line with Resolution of the Board of the National Bank of the Republic of Belarus No.837 “On Establishing Reporting Forms and Other Information on Microfinance Institutions’ Activities and Approving Instructions on the Volume, Content, Terms of Compiling and Submitting Reports, and Other Information on the Microfinance Institutions’ Activities and Procedures Therefor” dated December 29, 2014. Description of Selected Indicators Number of microfinance institutions – number of legal persons registered in the Republic of Belarus which meet the requirements set by Edict of the President of the Republic of Belarus No. 325 “On Attracting and Granting Loans and Microfinance Institutions’ Activities” dated June 30, 2014 and regulatory legal acts of the National Bank and included by the National Bank in the Register of Microfinance Institutions. Assets – balances of accounts which are accounted in the sections “Long-term assets” and “Short-term assets” of the balance sheet. Own capital – balances of accounts which are accounted in the section “Own capital” of the balance sheet. Liabilities – balances of accounts which are accounted in the sections “Long-term assets” and “Short-term assets” of the balance sheet. Borrowers’ debt to microfinance institutions under microloan/loan agreements – an amount of the borrowers’ debt (under the principal debt and interest thereon) owed to the microfinance institutions under microloans/loans. Revenues from current activity – an amount of microfinance institutions’ revenues under current activity in the period under review, excluding taxes and charges calculated from revenues under current activity. Net profit – amount of net profit obtained by microfinance organizations in the period under review. Is calculated as the difference between the revenues obtained in the period under review and the expenses incurred in the period under review, as well as the taxes, charges and payments calculated from profit and revenues of microfinance organization. Monetary funds granted under microloan/loan agreement – amount of monetary funds granted by microfinance organizations under microloan/loan agreements in the period under review.

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Section 6. Selected Indicators Characterizing the Republic of Belarus Payment System

Table 6.1

Selected Indicators of the Belarus Interbank Settlement System Performance General Provisions Table, Selected Indicators of the Belarus Interbank Settlement System Performance, presents information on

average daily turnover in the system, average payment size broken down by subsystems, and volumes of non-effected (cancelled) payments.

The source of information is monthly reports of Settlement Center of the National Bank of the Republic of Belarus.

Description of Selected Indicators Non-effected (cancelled) payments are those which are entered by banks during daytime and cancelled after

closure of business of the Interbank Settlement System due to insufficient funds on correspondent accounts.

Table 6.2 Selected Indicators Characterizing Development of Settlement System

Involving Bank Plastic Cards General Provisions This table reflects dynamics of development of the non-cash payment system using bank cards in the Republic

of Belarus. Information is derived from quarterly statistical reports. Description of Selected Indicators Bank plastic card – either personified or non-personified means of effecting non-cash payments for goods and

services, obtaining cash, etc. Number of bank plastic cards in circulation – the actual amount of bank plastic cards held by the public.

Table 6.3

Indicators Characterizing Cash Circulation in the Republic of Belarus General Provisions

This table shows data characterizing the state of cash circulation in the country and the amount of cash inflows to the cash offices of banks and the National Bank of the Republic of Belarus and cash withdrawals from the cash offices of banks and the National Bank of the Republic of Belarus.

Data in the table are delivered from monthly statistical reports relative to cash turnover of banks and the National Bank of the Republic of Belarus (Form 0520). Description of Selected Indicators The amount of cash inflows to the cash offices of banks and the National Bank of the Republic of Belarus (in turnover terms) – inflows of trade receipts from the sale of consumer goods; inflows of receipts from rendering of paid services; inflows to current (settlement) bank accounts and bank deposits of natural persons; inflows to accounts of the organizations of the Ministry of Communications and Information of the Republic of Belarus; inflows to accounts of independent entrepreneurs; inflows from foreign exchange operations; and other inflows. The amount of cash withdrawals from the cash offices of banks and the National Bank of the Republic of Belarus (in turnover terms) – withdrawals for remuneration of labor; withdrawals from current (settlement) bank accounts of natural persons; withdrawals from bank deposits of natural persons; withdrawals for payments of pensions, benefits, and insurance compensations including replenishments for the organizations of the Ministry of Communications and Informatization of the Republic of Belarus ; withdrawals for purchases of agricultural products; withdrawals from accounts of independent entrepreneurs; withdrawals for foreign exchange operations; and withdrawals for other purposes.

Issue result – the difference between cash inflows to the cash offices of banks and the National Bank of the Republic of Belarus and cash withdrawals from the cash offices of banks and the National Bank of the Republic of Belarus which is defined for a specific period as an issue of cash into circulation (a surplus of withdrawals from the cash offices of banks and the National Bank of the Republic of Belarus over cash inflows) or a withdrawal of cash from circulation (a surplus of cash inflows to the cash offices of banks and the National Bank of the Republic of Belarus over cash withdrawals).

Documents

NATIONAL BANK OF THE REPUBLIC OF BELARUS · 14.04.2016 (as at 01.04.2016) 13.05.2016 01.05.2016) 14.06.2016 01.06.2016) 14.07.2016 01.07.2016) 2. National Bank of the Republic of