8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

1/15

23. =. 25:3 Dr. Ujrkt`sm Bjsu

Ikajackag SNHsKssuhs, Uhrchptk`as jad Rhc`nnhadjtk`as

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

2/15

Dkscussk`a If`w

NSNHSt`rh M`ush `i Xafknkthd U`thatkjfs

Ikajackag `i SNHsUhrchptk`as & Kssuhs

D`at Cmjffhagh [`ur Fknkts Fknkt y`ur Cmjffhaghs

T`djys SNHs jrh t`n`rr`ws NACs jad TACs Fht us n`vh `a

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

3/15

NSNHs - St`rh M`ush `i Xafknkthd U`thatkjfs

Yjfuh mjs j vjfuh `afy ki kts vjfuh ks vjfuhdGrjpmkcjf Jajfysks ? Grjat Tm`rat`a

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

4/15

Ikajackag `i NSNHsKssuhs jad Uhrchptk`as

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

5/15

Ikajackag `i SNHsKssuhs jad Uhrchptk`as

Ckrcj =8% `i SNHs ka hnhrgkag njrlhts suiihr ir`ncrhdkt c`astrjkats

Ckrcj 75% `i jff SNHs ka hnhrgkag njrlht d` a`t ushjay i`rnjf crhdkt

Ghahrjffy kai`rnjf shct`r nhhts ikajackjf rhqukrhnhatswktm strkaghat thrns

SNHs hxkt `r dksjpphjr duh t` buskahss ijkfurh,bjalruptcy, `r `tmhr rhjs`as

Jppr`xknjthfy 23.7% ka tw` yhjrs, jad

82.7% ka i`ur yhjrs

Ikajackag jssunhs njthrkjf r`fh, hxphrkhackag mkgmgr`wtm pr`sphcts kacfudkag `pp`rtuaktkhs i`r tjlh`vhr

SNHs cja mjrdfy iuad hxpjask`a by kathrajf cjsmghahrjtk`a, mhach hxpf`rhs hxthrajf s`urchs

Djtj S`urch? Hstknjths i K IC 25:5

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

6/15

Ikajackag `i SNHsKssuhs jad Uhrchptk`as 2

Ka crhdkt ikftrjtk`a pr`chss SNHs jrh a`t ka prk`rkty fksthxchpt ka i`cushd IKs

Fjcl `i succhssiuf trjcl rhc`rd crhjths j phrchptk`a `igrhjthr crhdkt rksls

SNHs fjcl substjatkjf jssht bjsh (c`ffjthrjf) t` pr`vkdhjs shcurkty jgjkast f`jasN`rh s` i`r shrvkch pr`vkdhrs

Fknkthd hxp`surh t` Dkrhct Hqukty ikajackag s`urchs Fhss jpphtkth `i UH kavhst`rs i`r SNHs

Rhfuctjach by SNH t` dkfuth tmhkr smjrh m`fdkag

Djtj S`urch? Hstknjths i K IC 25:5

Crhdkbkfkty pfus fjcl i tknhfy jad jdhqujth jcchss t` ikajach

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

7/15

7

Ha`rnkty `i Iuad Rhqukrhnhat jad Kssuhs

Grjpmkcjf Jajfysks? Grjat Tm`rat`a, Kadkj

Hqukty - 9. 5Dhbt - 29. 8

Shfi jad Kai`rnjf - 28. 8 (7= )S`urchs

I`rnjf - 7.5 (22 )

, 25:5

A`s. ka KAR trkffk`a

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

8/15

D`at cmjffhagh y`ur Fknkts Fknkt y`ur Cmjffhaghs

Kt ks Tknh t` Katr`sphct jad Bukfd `a G`vhrajach jad Trust

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

9/15

% jgh Cmjagh ka Tura`vhr

_`ah - J

_`ah - B

Tjrght - Wmhrh t` g` ir`n wmhrh 00

C`aduct trhad jajfysks 1 Njp prhshat p`sktk`a 1 Ikx strjthgkc kathat 1 Kaktkjth Jctk`a

[hsthrdjy

T`djy

T`n`rr`w Bus kahss phr i`rnjachnjajghnhat ks jf f

jb`ut njlkag shash i

Wmjt ks mjpphakaga`w jad

Wmjt sm`ufd mjppha

ka i`rw jrd pjtm

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

10/15

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

11/15

Sjvh Dr`ps ka @phrjtk`as jad Crhjth N`rh Yjfuhs

Rhc`nnhadjtk`as i`r @phrjtk`ajf knpr`vhnhats

Kathgrjth Kadkj wktm Bmjrjt

Kathgrjth SNHs wktm Gf`bjf Yjfuh Cmjka

Knpfhnhat Ajtk`ajf Slkff Dhvhf`pnhat Nkssk`a

Brkag Rhs`urchsi`r Yjfuh Ghahrjtk`a cf`shr t`

Munja Cjpjbkfktkhs i`r jff phrvjskvh gr`wtm Hstjbfksm Ur`jctkvh Thcmakcjf Jdvks`ry Chathr ka

hjcm Dkstrkct

Xaf`cl iuff p`thatkjf `i Grhha F`gkstkcs jad

Scrjp Rhcycfkag

Hac`urjgh C`nnuak`a i`rnjtk`a i`r nkaknksjtk`a

`i vjfuh dhstructk`a

Fht Kaa`vhatk`aksnTN bh tmh Njatrj i`r SNHs

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

12/15

Njajgh Ikajach tm`ugm G`vhrajach jad HRN

Rhc`nnhadjtk`as i`r Ikajackjf Jctkvksn

Hstjbfksm Nhtjf jad Jgr` Bjzjr ka hjcm stjth

Ur`n`th UH jad Jaghf Kavhst`rs

Katr`duch iuff vjfuh cmjka i`r Ikajach? F/C Fknkt 1

Buyhrs Crhdkt 1 Thrn F`ja 1 Hscr`w Ijckfkty i`r

C`ffhctk`a jad F`ja Rhpjynhat

Hstjbfksm structurhd ijckfktkhs i`r pr`vkdkagIjct`rkag Shrvkchs

Ur`n`th Smjrhd CI@ Shrvkchs wktm KT ijckfktkhs

uskag Cf`ud C`nputkag

Hac`urjgh fjrgh scjfh shct`r t` kathgrjth wktm T`ff

Njauijcturkag N`dhfs

Fht phrvjskvh Rksl Njajghnhat bh tmh wjy `i fkih

Fht us bukfd tmr`ugm Smjrhd Ijckfktkhs i`r G`vhrajach

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

13/15

M`w t` jppr`jcm

tmh pr`chss `i

vjfuh crhjtk`a

:.Mjfi ikffhdwktm wjthr

2.Mjfi hnpty

3.Tmh gfjssks iuff - mjfi

ikffhd wktm

wjthrjad

mjfi wktm jkr

S`urch? Xala`wa

Succhssiuf

Yjfuh Crhjtk`aprhsupp`shs

p`sktkvh

jttktudh jad

jppr`jcm

t`wjrds

buskahss

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

14/15

Iurtmhr Tm`ugmts

:4

Tmh hsshach `i njajghnhat fkhs ka

dr`ppkag tmh fjst fhtthr jad njlh kt Njajgh Nha!

Kt ks stkff bhtthr t` dr`p tmh fjst tw` fhtthrs jad njlh kt Njajgh Nh!

8/13/2019 MSME Conference - IACC Finance Keynote, October 2013

15/15

mjal [`u