Moving to the Enhanced Crime Coverage

Offer your customers a broad solution to protect their business with our Crime insurance – a simplified and modernized product that will complement their property and/or Commercial General Liability (CGL) policy.

Employee Dishonesty

Theft, Robbery or Burglary

Fraud

Money Orders or Counterfeit Money

Forgery or Alteration

Computer Fraud

(NEW COVERAGE: existing for EC01, EC03, EC04, C018)

Funds Transfer Fraud

(NEW COVERAGE)

Expenses

Professional Fees

Theft, Robbery or Burglary Reward

Medical Expenses

Computer Data Restoration Expenses

P R E V I O U S F O R M S T Y P E S O F C O V E R A G E W H AT ’ S N E W

No longer subject to an aggregate limit

Extends to damage to money, securities and other property

“Other property” is now defined

Includes Service Extension, which was provided under EC03 and C015

Addresses in broad coverage loss inside and outside the premises and damage to the premises

Cash drawer, cash box and cash register included in the definition of “other property”

Coverage for money order is now included if issued by a bank

Bank draft is included

Coverage for theft of ATM card

Coverage for direct loss of or damage to money, securities or other property caused directly by computer fraud

Coverage as a result of a fraudulent instruction directing a financial institution to transfer, pay or deliver money or securities from a transfer account

Coverage for the services of auditors, accountants, lawyers or other professional in connection with a loss

Coverage for information leading to a criminal conviction in the event of an actual or attempted theft, robbery or burglary that results in a loss

Coverage for medical expenses due to bodily injury incurred by a messenger as the result of an actual or attempted robbery

Coverage for computer data restoration expenses as the result of a loss covered under Employee Dishonesty and Computer Fraud

BIP & Edge Express (C002)

Wholesalers & Manufacturers (EC01)

Contractors (EC07)

Edge Express Plus (C002 + EC03, EC04 grandfathered form)

Advantage Edge (C002 + C018 + C015R1)

New Coverage

(02-20) WEST

Certain conditions, limitations and exclusions apply to all offers. Visit brokerlobby.intactinsurance.com/commerciallines/crimecoveragewest for more details. Offers may change without notice. The information that appears in this document is provided to you for informational purposes only. The insurance contract prevails at all times; please consult it for a complete description of coverage and exclusions. ©2020 Intact Insurance Company. All rights reserved.