Accident Trending

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Accident TrendingSafety Coordinator Training

ACCA 85th Annual ConventionAugust 20-22, 2013

Perdido Beach ResortOrange Beach, Alabama

Presented by

Nickie Roth, CSP, ARM, CIERegional Loss Control Manager

Assistant Vice President-SE Region

Loss Control

Trending

Why Loss Control Trending?

Trending is a way to predict the future.

The past will repeat itself.

The past, “unless a change is implemented”

history will repeat itself.

Why Loss Control Trending?Trending is the most effective and most efficient method to

develop goals.

Most Effective: A clear predictor of the future to establish a target or goal.

Most Efficient: Avoid spending resources in areas not specifically targeted.

Areas for Loss Control Trending?Most Common Trending:

Workers Compensation (Employee Injuries)Auto (Liability) and (Physical Damage)General Liability (injury to the public)Property (losses to county owned property)

UNDESIRABLE TRENDS (LOSSES/INJURIES) CAN BE CHANGED.

Trending Terminology:Frequency: The number of events that occur “by type” most

often.

Severity: The most costly event(s).

Target: The goal(s) established to make a change.

Impact: The overall results of the target.

How do I determine my County’s Frequency and Severity TRENDS?

There are several methods to obtain trending data but historical methods are normally best.

The 2 best sources of historical data are loss histories and accident investigations.

1. Trending information can be developed from annualized loss histories (1, 2 or 3 years).

2. Trending Can be developed from Accident Investigation Reports.

Develop a TREND.What causes your losses?

Loss History (1, 2 or 3 years)

This looks at your history of losses

We look at “Frequency” trends (# of like accidents)

We look at “Severity” trends (Co$t of accidents)

Develop a TREND.What Causes Your Losses?

Summary of ACCIDENT INVESTIGATION reports.

This looks at your history of losses

We look at “Frequency” trends (# of like accidents)

We look at “Severity” trends (Co$t of accidents)

Where is the “Frequency” Trend coming from?In 2011, county employees incurred 21 employee injuries.

2 cuts7 strains from lifting1 material in the eye2 auto accidents5 slips trips and falls 1 dog bite1 bee sting1 miscellaneous1 repetitive motion carpal tunnel injury

Where is the “Frequency” Trend coming from?In 2012, county employees incurred 29 employee injuries.

4 cuts9 strains from lifting1 material in the eye3 auto accidents8 slips trips and falls 1 dog bite1 poison ivy2 miscellaneous0 repetitive motion carpal tunnel injury

Where is the “Frequency” Trend coming from?In the first six months of 2013, county employees incurred 19 employee injuries.

2 cuts8 strains from lifting0 material in the eye3 auto accidents5 slips trips and falls 0 dog bite0 bee sting1 miscellaneous0 poison ivy0 repetitive motion carpal tunnel injury

Where is the “Frequency” Trend coming from?In the thirty months from 2011 to 2013, county employees incurred 69 employee injuries.

8 cuts24 strains from lifting2 material in the eye8 auto accidents18 slips trips and falls 2 dog bites1 bee sting4 miscellaneous1 poison ivy1 repetitive motion carpal tunnel injury

Where is the “Frequency” Trend coming from?In the thirty months from 2011 to 2013, county employees incurred 69 employee injuries.

8 cuts24 strains from lifting2 material in the eye8 auto accidents18 slips trips and falls 2 dog bites1 bee sting4 miscellaneous1 poison ivy1 repetitive motion carpal tunnel injury

Where is the “Frequency” Trend coming from?In the thirty months from 2011 to 2013, county employees incurred 69 employee injuries.

#1 24 strains from lifting#2 18 slips trips and falls #3 8 auto accidents#4 8 cuts#5 4 miscellaneous#6 2 dog bites#7 2 material in the eye#8 1 bee sting#9 1 poison ivy#10 1 repetitive motion carpal tunnel injury

Based on the “Frequency” summary, WHERE are the Trends coming from?

#1 24 strains from lifting#2 18 slips trips and falls #3 8 auto accidents#4 8 cuts#5 4 miscellaneous#6 2 dog bites#7 2 material in the eye#8 1 bee sting#9 1 poison ivy#10 1 repetitive motion carpal tunnel injury

Test Question: Based on the “Frequency” summary, WHERE should we focus our targeted loss control and safety efforts?A. Implement a dog bite awareness training program.

B. Implement a fire extinguisher safety training program.

C. Conduct safety inspections of all county buildings.

D. Implement a lifting safety training program.

Test Question: Based on the “Frequency” summary, WHERE should we focus our targeted loss control and safety efforts?A. Implement a lifting safety training program.

Always target and focus your efforts on the top 1, 2 or 3 most often (Frequency) trends:#1 24 strains from lifting#2 18 slips trips and falls #3 8 auto accidents

Where is the “Severity” Trend coming from?In 2011, county employees incurred 21 employee injuries costing $286,155

2 cuts $2757 strains from lifting $129,4501 material in the eye $1002 auto accidents $33,5005 slips trips and falls $110,2001 dog bite $1501 bee sting $1001 miscellaneous $4001 repetitive motion carpal tunnel injury $11,980

Where is the “Severity” Trend coming from?In 2012, county employees incurred 29 employee injuries costing $293,925

4 cuts $1,5009 strains from lifting $220,5001 material in the eye $1003 auto accidents $4,3008 slips trips and falls $65,2001 dog bite $1501 poison ivy $752 miscellaneous $2,1000 repetitive motion carpal tunnel injury $0

Where is the “Severity” Trend coming from?In the first six months of 2013, the county employees incurred 19 employee injuries costing $228,050.

2 cuts $7508 strains from lifting $156,2000 material in the eye $03 auto accidents $34,3005 slips trips and falls $35,9000 dog bite $00 bee sting $01 miscellaneous $9000 poison ivy $00 repetitive motion carpal tunnel injury $0

Based on the “Severity “ summary, WHERE are the Trends coming from?

Total Incurred Incurred / Claim#1 24 strains from lifting $506,150 $21,090#2 18 slips trips and falls $211,300 $11,739#3 8 auto accidents $72,100 $9,013#4 8 cuts $2,525 $316#5 4 miscellaneous $3,400 $850#6 2 dog bite $300 $150#7 2 material in the eye $200 $100#8 1 bee sting $100 $100#9 1 poison ivy $75 $75#10 1 carpal tunnel injury $11,980 $11,980

What else will “Frequency” Trending tell us? In 2011 the county employees incurred 21 employee

injuries. In 2012 the county employees incurred 29 employee

injuries. In 2013 (1st 6 months) the county employees incurred 19

employee injuries and 38 employees injured annualized.

Hint: 21, 29, 38The Frequency or number of employee injuries are going

UP.

What else will “Severity” Trending tell us? In 2011 the county employees incurred 21 employee

injuries costing $286,155 In 2012 the county employees incurred 29 employee

injuries costing $293,925 In 2013 (1st 6 months) the county employees incurred 19

employee injuries costing $228,050. ($456,100 annualized)

HINT: $286,155, $293,925, $456,100The Severity of Costs are going up.

Hint: 21, 29, 38The Frequency or number of employee injuries are going UP.

BOTH the Frequency and the Severity are going up!

Now What?

What Should you do?

What Should the County commissioners, administrators, engineers, risk managers and designated safety persons do?

Why Trending?Now What?What Should we do?

Every employee in a public sector has a:

Moral - Responsibility to provide a safe work place

Social - Responsibility to provide a safe work place

Financial - Responsibility to provide a safe work

place

• Why Trending?• Now What?• What Should we do?

Trending is a way to TARGET and focus our Goals and actions toChange the future and Impact the results.

The past will repeat itself.

The past, “unless a change is implemented” history will repeat itself.

Take Aim and develop a “SPECIFIC TARGET”

If a duck hunter shoots every shot he/she has and does not take specific aim, he or she will not hit any intended game and simply will not be successful.

We often attempt to control the safety outcome with the same general principals as taking a shotgun approach and just shooting our entire efforts to reduce our exposures to loss. This too will not hit any intended goal and simply will not be successful.

Take Aim and develop a “SPECIFIC TARGET”

Take aim at a specific target like a hunter with a scoped rifle. Put the crosshairs directly on the intended target and most often you will hit the mark and you will be successful. If we take aim at our specific Frequency and Severity causes, we will develop goals aimed at our Target and will hit the mark with our entire efforts and we will be successful at reducing our exposures to loss. Reduce your exposures and you will have fewer losses (Impact).

Goal

TARGET/GOAL

TARGET: Take aim. Never take the shotgun approach and try to hit everything. Take AIM and be specific.TARGET your activities to change the results and Impact the outcome.

Goal Goal

Goal Goal

Goal

Goal

TARGET/GOAL

What TARGET areas are causing our employee injuries based on the Frequency and Severity Trending?

Total Incurred Incurred / Claim#1 24 strains from lifting $506,150 $24,102#2 18 slips trips and falls $211,300 $11,739#3 8 auto accidents $72,100 $9,013

TARGET/GOAL

What TARGET areas are causing our employee injuries based on the Frequency and Severity Trending?

Implement procedural and/or physical controls to change the lifting exposures by county employees?

Where do I get these controls?

safetysurance.com

Total Incurred Incurred / Claim#1 24 strains from lifting $506,150 $24,102

TARGET/GOAL

What TARGET areas are causing our employee injuries based on the Frequency and Severity Trending?

Implement procedural and/or physical controls to change the slip, trip and fall exposures by county employees?

Where do I get these controls?

safetysurance.com

Total Incurred Incurred / Claim#2 18 slips trips and falls $211,300 $11,739

TARGET/GOAL

What TARGET areas are causing our employee injuries based on the Frequency and Severity Trending?

Implement procedural and/or physical controls to change the driving exposures by county employees?

Where do I get these controls?

safetysurance.com

Total Incurred Incurred / Claim#3 8 auto accidents $72,100 $9,013

What is safetysurance.com?Meadowbrook has developed a new safety website for our customers to access and obtain all of our consultant safety materials.

– Safety Programs– Specific Safety Controls– Specific Training Programs– 450 Specific Safety Videos streamed live (No

longer need to order and wait)– Full Resource of Safety Materials– Tool Box Talks– Portal to other safety sources– FREE

Summary

Trending is the most effective and most efficient method to develop goals.

Most Effective: A clear predictor of the future to establish a target or goal.

Most Efficient: Avoid spending resources in areas not specifically targeted.

Once your Frequency (or number of events that occur

most often) and your Severity (or most costly events) are known;

You can establish a Target or specific goal(s) to positively change the future.

Efforts aimed at a specific target/goal will Impact the overall results of the target.

1. Frequency2. Severity 3. Target4. Impact

ALL can be changed by the direction you apply your energies.

The Future is in YOUR Hands