Mature Times - June 2012

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    Wednesday, June 27, 2012

    INSIDEFINANCIAL

    Social Security Advice

    by Tony WilliamsPage 7

    Community

    Assisted Livingadvice by Chrissa Matthews

    Page 8

    Roger and Judy Floyd, ChristCentrals Approach to GEDs

    By: Midge Rothrock

    What do these famous people

    have in common? Peter Jennings,ABC news anchor, Chris Rock,comedian, Hilary Swank, actress,Bill Cosby, comedian, GeorgeHarrison and Ringo Starr of TheBeatles, Cher, actress/musician,Dave Thomas, tycoon/ founder ofWendys, Avril Lavigne, musician,Eminem, rapper/actor, FrankSinatra, singer, actor, DanicaPatrick, Indy driver, Boy George,musician, John Travolta, actor/singer/dancer, Mary Lou Retton,Olympic gymnast, David Bowie,musician/actor, George Carlin,

    comedian, Prince, musician,Roger Daltrey of The Who, L.L.Cool J, rapper, Lil Wayne, rapper,Vidal Sasson, business tycoon,Richard Pryor, comedian, DrewBarrymore, actress, Ruth AnnMinner, Governor of Delaware,Waylon Jennings, musician,Christian Slater, actor, Jerry

    Garcia, of Grateful Dead, and

    Michael J. Fox, actor and activistfor Parkinson: all have earnedtheir GED, rather than the moretraditional high school education.A quick search of the internet canyield names of so many others,already well known, who knew the

    value and sense of accomplishment

    that comes with completing theirGED. Beyonce, singer/dancer/dancer/actress/entrepreneur/newmother, has recently been spottedcarrying preparation materials, asshe comes and goes from a GEDtesting center.

    Roger and Judy Floyd enjoy helping people get their GED.

    See Floyds page 10

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    Wednesday, June 27, 20122

    Boomer Briefingsby Linda Farron Knapp,

    Attorney at Law

    Q. How does VA Aid andAttendance compare withMedicaid? And can mywidowed Mom who is moving

    to a nursing home get both?A. Both can be utilized in

    nursing home situations andthe medical requirements arevery similar, but otherwise itis best to think of Medicaidand VA Aid and Attendanceas two different government

    programs with differenteligibility criteria. While yes,Mom might qualify for bothand there are some advantagesin doing so, it is best to thinkof them in separate terms.

    Nursing home Medicaid isgenerally the more restrictiveprogram. A widow can haveonly $2,000 in nonexemptassets and there is a 5 yearlook back period for anyconveyances or substantialgifts made for less than fairmarket value. Medicaid is notconcerned about a very modestamount given as Christmas,

    birthday or graduation moneyto grandchildren. But youcannot convey a house orinterest in land or give awayyour car or CDs. There arealso income requirements, butsince a nursing home costsso much a Medicaid Income

    Trust might be used to satisfythat requirement. Paymentsare always made directly to

    the nursing home. Medicaidmay pursue reimbursementfor amounts expended on yourMoms behalf after her deathfrom her remaining exemptassets, including the home.She is allowed to keep $30per month for her personalexpenses, like haircuts andclothing replacement.

    VA Aid and Attendancerequires the deceased veteranto have served 90 days activeduty of which at least oneday was during a qualifiedwar time. (See our websitefor inclusive days of wartime

    services). The widow issubject to income and assetsrestrictions, but she can keepabout $50,000 in non-exemptassets. Income is computedafter all non-reimbursablemedical expenses arededucted so a higher income

    is possible. Funds are paiddirectly to the receiptant.There has been no look backperiod, but bill S.3270 wasintroduced in Congress onJune 6, 2012, read twice andreferred to the Committee onVeterans Affairs to impose

    a 36 month look back periodwith no hardship provisions,which means an inadvertentgift could bar someone fromreceiving benefits. Under theAid and Attendance Programthe widow could receive up to$1,094 per month. A married

    vet could receive up to $2,019per month and an unmarriedveteran up to $1,703.00 permonth. The monthly amountvaries based on the non-reimbursed medical expenses.These funds can also be usedfor in home care and assisted

    living expenses. There is nopay back or potential estateclaim, and the money is taxfree.

    However even $1094.00per month and Moms SocialSecurity and a small pensionmay not be enough to cover

    nursing home private care

    so many seniors still haveto turn to Medicaid. Whenthat happens, your Mom mayhave to spend down to meetthe Medicaid asset restriction.Sometimes retroactive A&Abenefits can also triggera spend down period or

    repayment. Because these areboth government programs andwe dont want people to doubledip your Mom would have togive up all but $90 per monthof her VA A&A payments,thereby increasing her personalneeds allowance.

    Consult a qualifiedelder law attorney to maximizepreservation of Momsassets for both VA Aid andAttendance and Medicaid.

    If you have a question for

    Boomer Briefings:Write to Attorney Knapp at

    P.O. Box 714,

    Barnwell, SC 29812 or fax

    a question to

    803-541-7677 or e-mail

    her at [email protected]. Questions may be

    rephrased and all answers

    will be addressed only in

    Boomer Briefings articles.

    Attorney Linda Farron Knappis a member of the National

    Academy of Elder Law Attorneys.

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    Wednesday, June 27, 20124

    APAG Extends Subscriber

    Discount DeadlineSeniors have been conditioned

    to expect discounts on all typesof products and services. AikenPerforming Arts Group (APAG) doesnot offer a senior discount, butit does offer a Subscriber discountto patrons who order a seasonsubscription. APAG has three levelsof subscriptions to choose from:Platinum Subscription All SixShows for $220 (a $15 discount);

    Subscriber Series Four Shows for$160 (a $10 discount); PortfolioSeries Two Special Shows for $60.

    The normal deadline date toreceive these discounts is July1st. However, APAG is offering aone-time extension of the deadlinedate to July 9th forMature Timesreaders. When calling to order the

    subscription, simply mentionMatureTimes to receive the extension benefit.Ordering or renewing a subscriptionwill insure the best choice of seats forall performances.

    The APAG lineup for the 2012-2013 Season features something foreveryone! The Subscriber Seriesbegins with the elegantEnsembleEspaol Spanish Dance Theater,October 11 & 12, showcasing Spanishclassical ballets and folkloric suitessteeped in an atmosphere of romance.Following the dance is SpencersTheatre of Illusion, November 14

    & 15, a spectacular, award-winning

    production filled with never beforeseen illusions and exciting audienceparticipation.

    A very special Valentine offeringwill appeal especially to Seniors.All Hands on Deck!, February 14& 15, based on Bob Hopes 1942USO tour will involve the audiencein a nostalgic evening of music,

    dancing and fun.Broadways NextH!t Musical, March 14 & 15, is ahilarious evening of improvisedmusical comedy where the audiencehelps the performers create the nexthit musical for Broadway.

    The Portfolio Series will featuretwo evenings of very special music.APAG will mark the Christmas

    season with the brilliant CarolinaBrass on December 13. ThisChristmas Pops concert will combinefabulous music with humor for anunforgettable evening. The seasonfinale will see the return to Aiken ofthe Orchestra of the Midlands withMaestro Donald Portnoy, performingSpring Fling, a tribute to the seasonof beauty and life.

    For information and to ordersubscriptions, call 643-4774, and besure to mentionMature Times. Enjoythe show!

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    5Wednesday, June 27, 2012

    How does living in a communityproperty state differ from livingin a non-community property,or common law, state, and what

    kinds of issues arise when movingto or from one to another? Firstand foremost, how do you know ifyou live in a community propertystate? In the U.S., there are only 9community property states whichinclude: Arizona, Texas, California,Idaho, Louisiana, Nevada, NewMexico, Washington and Wisconsin.Each of them has their own versionof community property law.

    In general, in a communityproperty state, any asset acquiredduring marriage is considered tobe community property; therefore,that asset acquired by one spouseduring marriage belongs to bothparties equally. It should be notedthat under community propertylaw, certain assets acquired aftermarriage can be classified as separateif not commingled.

    Separate property is propertyacquired before marriage or acquiredafter marriage by gift, bequest,devise, or descent. The character

    of this property can change if theseparate property is commingledwith community property and losesits separate distinction. Whencommunity funds are used to makepayments on property purchased byone of the spouses before marriage,the community is given a pro tantocommunity property interest. Thismeans that a ratio is establishedallocating the previously separate

    property between the amount paidfor separately and the portionthat was paid for with communityproperty funds.

    Another issue that arises in ourhighly mobile world is the issueof moving from one state type toanother. Community propertyinterests are determined by the lawof the domicile they are acquired.The community property does not

    lose its character by virtue of a moveto a non-community property statenor does non-community propertyby moving into a community

    property state.

    How does any of this legal jargonchange your plans? All of theselaws play a major role in how youset up your estate in the event of aspouses death or a divorce. Theselaws will determine who gets what.Another issue that arises is when 2individuals have been married withchildren previous to their current

    marriage. Feuding kids who mayor may not like their parents newspouse can create large headaches forpeople. Money does strange thingsto people when they think that theyare entitled to some.

    Careful estate planning by a coupleduring their lifetime will prevailover the community property lawsand may help avoid disputes relating

    to distribution of the community

    property. The probate processcan be a nightmare. Why not beprudent and eliminate the issuesbefore they arise?

    If you have moved here fromanother state or have joined yourfamily with another via marriage,please feel free to contact usto inquire about any potential

    roadblocks to your estate or finances.

    How Community Property Affects Your Estate

    Jay Brooks, owner of

    Brooks Financial

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    Wednesday, June 27, 20126

    Creating a Special Needs Trust If something were to happen to

    you today, who would be there to

    protect the needs of your loved

    ones - especially those with special

    needs? Think of all your current

    and possible future special needs -

    related expenses, such as housing,

    employment assistance and other

    costs. An, while it may be tough to

    meet these obligations now, imag-

    ine the implications after youre

    gone. A Special Needs Trust can

    help ensure they will have the re-

    sources necessary to live complete

    and fulfilling lives.

    Supplemental Security Income

    (SSI) and Medicaid are two

    sources of government benefits

    available to eligible individuals.

    SSI provides monthly cash benefits

    used for food, shelter and cloth-

    ing. However, the government puts

    a major condition on the receipt

    of these benefits. If an individual

    with a disability receives fund-

    ing for any of the aforementioned

    purposes from an alternate source,

    the government cuts back support.

    A Special Needs Trust may offer

    an affordable way to help meet the

    ongoing needs of a person with a

    disability - or to provide a substan-

    tial gift - without affecting eligibil-

    ity for government funding. More

    importantly, if something happens

    to you, a Special Needs Trust may

    help provide financial security for

    your loved ones continued care.

    A Special Needs Trust is specifi-

    cally designed to provide funds

    to supplement the basic necessi-

    ties (food, shelter and clothing),

    and my help pay for additional

    items such as medical therapy or

    procedures not covered by SSI or

    Medicaid, such as cable, computer,

    education, recreation, travel and

    transportation.

    The funding vehicle you select for

    your Special Needs Trust can have

    a dramatic impact on the amount of

    resources available for your loved

    one. There are a wide variety of

    options available to fund a Special

    Needs Trust. You may want to con-

    sider the benefits of a permanent

    whole life or universal life policy.

    Both provide death benefit protec-

    tion and allow tax-deferred cash

    value accumulation - and can be

    tailored to suit your specific needs

    and budget. If you provide care for

    a person with special needs or wish

    to create a substantial gift, a Spe-

    cial Needs Trust can be of tremen-

    dous help. Its one of the few estate

    planning strategies that may not

    affect your loved ones eligibility

    for Federal assistance. And, when

    funded by life insurance, a Special

    Needs Trust my provide an afford-

    able solution over the years. Its an

    opportunity to help ensure the care

    you give now will last a lifetime.

    This educational third-party ar-

    ticle is being provided as a cour-

    tesy by Cheri Reese, Agent, New

    York Life Insurance Company. To

    learn more about the information

    or topics discussed, please contact

    Cheri Reese, 803-675-5399.

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    7Wednesday, June 27, 2012

    When you are away fromhome, one thing you dont wantto worry about is how you will

    receive your next monthly SocialSecurity payment. That is why it is

    important for everyone receivingSocial Security or Supplemental

    Security Income (SSI) benefits to

    sign up for electronic payments.

    These days, almost everyone getsbenefit payments electronically.

    Today, about 90 percent ofall Social Security and SSI

    beneficiaries receive their paymentselectronically. That number is

    increasing because the law requires

    that by March 1, 2013 all federalbenefit payments, including Social

    Security and SSI payments, bemade electronically. Whether you

    receive Social Security or SSI,you can depend on your payment

    arriving in your account on time,every time. If you dont alreadyreceive electronic payments, there

    are many good reasons to signup. For one, less money and time

    spent driving to the bank to cashyour check helps you save. Second,

    fewer paper checks, envelopes,and stamps, and less fuel to deliver

    the checks means savings for thegovernment.

    Hurricane season is here

    for some areas of the country.

    Other regions bear the bruntof flooding. Some areas of the

    nation are plagued by tornadoes,and still others must deal with

    wildfires, severe thunderstorms,or even earthquakes. If you are

    unfortunate enough to be in the

    path of a natural disaster, the lastthing you want is for your income

    to be interrupted because of an

    evacuation or a missing mailbox.

    With electronic payments, youknow your money will be in your

    account on time no matter what.When on vacation, an electronic

    payment ensures payments willbe deposited into your account ontime, so theres no reason to worry

    about the safety of your benefit orto ask a neighbor to look out for

    your check when you are away.As an added bonus, many banks

    offer free checking accounts for

    people who use direct depositbecause it saves the bank the cost

    of processing paper payments.Skip the line at the bank, save

    money, get your payment faster,and know you can depend on

    your payment being in the bankno matter what happens or where

    you are. You can do all of this with

    electronic payments. Learn moreabout it at www.socialsecurity.gov/

    deposit.

    Summertimes the right time forElectronic Payments

    Tony WilliamsSocial Security Public Affairs

    Specialist in Aiken, SC

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    Wednesday, June 27, 20128

    by Chrissa Matthews

    How do you know when there is an elephant

    in your refrigerator?

    You cant find room for the milk!

    Some will recall shortly after the USCA

    Convocation Center opened the circus

    came to town at that very arena. The circus

    elephant, normally a center ring attraction,

    wound up chained in the grass adjacent

    to the building. Why? The ten-foot tall

    freight door at the back of the arena was

    too short to allow the elephant access. We

    had to walk our children around back after

    the circus to view the star of the attraction.

    They can teach an elephant to stand on his

    hind legs, but they havent taught him to

    duck while entering doorways.

    So what is all this pachyderm patter?

    Last month we talked about senior living

    being routine, outpatient living and homeas the normal, natural place to live. At

    some point the parent who lives at home

    is going to need a little assistance. The

    natural question then is who will provide

    that assistance?

    Dr. Randy Pausch, famous for his

    Last Lecture given at Carnegie MellonUniversity, said in that lecture If there is

    an elephant in the room, introduce him.

    Well Mom, Dad, Son and Daughter, meet

    the elephant: the question of the in-home

    caregiver.

    The elephant has two sides. One side is

    the parent who does not wish to interfere

    in the lives of the adult children. The

    other side is the adult children who work,

    manage households and wonder how in

    the world they would add caregiving to the

    list.

    Neither side wants to talk about the

    elephant in the room. You dare not speak

    of it because you dont have answers

    and you dont want to hurt your loved

    ones feelings. So everyone pretends the

    behemoth isnt eating the drapes. And the

    family tension builds.

    Let us ease the tension. At DayBreakwe help families have this conversation

    all the time. Our caregivers can take the

    strain off both sides of the elephant.

    Psychologists say we love best when we

    love freely. With our caregivers on the job

    parents can be certain the children visit

    because they want to. Children can focus

    on loving parents instead of doing chores.

    Everyone is free to love without feeling

    burdensome or obligated. Thats when

    families are at their best.

    Let DayBreak get the elephant out of

    your living room. Or your refrigerator.

    Call us.

    Say Hello to the Elephant

    9

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    9Wednesday, June 27, 2012

    AIKENS 5th ANNUAL ALZHEIMERS EDUCATION CONFERENCE

    Featuring Teepa Snow, MS,OTR/L, FAOTA

    When: July 12, 2012

    Time: 8:00 a.m.-4:00 p.m.

    Cost: $25.00 per person CEUS - $45.00 (Includes Breakfast & Lunch)

    Where: Newberry Hall 117 Newberry ST., S.W.Aiken, S.C. 29801

    Speaker: Teepa Snow

    Topics: Whats the Difference between Dementia and Alzheimers

    Understand the Different Dementias.

    Meeting the Spiritual Needs of People with Dementia and

    Their Care Partners through the Journey.

    The Role of Medical Advisors-What People with Dementia

    & Their Families Want & Need from You.

    What Law Enforcement Needs to Know about Dementia for

    Everyones Sake.

    Registration required, as space is limited. To register, please call 800-272-3900. Make checks payable to: Caregiver Seminar -

    Send to: 1424 Herndon Dairy Road, Aiken, SC 29803.All proceeds will benefit the Alzheimer s Association - South Carolina Chapter.

    Educational (5) Hours have been applied through the Board of Long Term Health Care Administrators

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    11Wednesday, June 27, 2012

    of a life changing event.

    Are there restrictions? Candidates

    for GED must be over the age of 19,

    nless they can obtain verification of

    official withdrawal from school, if

    etween the ages of 17-19. So far,

    the preparation is only for Englishspeaking candidates. (Eventually,

    with ten or more qualified volunteers,

    t might be possible to move toward

    Spanish).

    There are some wonderful success

    stories already: generational

    successes across families, neighbors

    encouraging neighbors, and even a

    woman past 70 who recently took her

    test. If you do need further inspiration

    to consider volunteering, just inquire

    about some of the folks who have

    participated. There have even been

    some perfect scores emerge.

    Christ Central is involved in

    enriching the Aiken/Graniteville

    community by uniting volunteers

    to help families in need through

    ood, clothing, prayer, educationand job skills. Barbara Franklin,

    ow President of 39 Christ Central

    issions throughout SC, and one

    n NC, worked side by side with

    Aikens Christ Central Director,

    Judy Floyd, when they started this

    very successful Aiken mission in

    2003. Under the loving guidance of

    Pastor Jimmy Jones, these unpaidvolunteers have done remarkable

    work to live out their purpose, stated

    above. Visit their website for more

    about Aikens Christ Central mission,

    www.christcentralaiken.com. For

    the complete Christ Central story and

    all of their ministries, visit hp://

    christcentralministries.org.

    Roger Floyd, retired Engineer from

    IBM, has been involved for more

    than five years, volunteering his time

    and considerable talent at ChristCentral, primarily in Operations.

    He got so intrigued by the issues

    surrounding a GED, and how life-

    changing acquiring this credential

    could be tht he is now involved all

    the time in this program. Judy Floyd

    had her own successful career in

    real estate and property management

    before jumping into Christ Central

    with both feet. This pair serve with

    such joy and passion! Roger says

    this work with the GED program is

    exhilarating for him, and he is more

    excited now about the potential and

    the early results than he has been

    in any prior endeavor in his career.

    Rogers dream for Christ Central is

    that it continue to be a blessing to

    small communities in this state, wherethe changing economy has left such

    a glut in opportunities for quality

    of life. He is working hard at the

    GED program to perfect a working

    model that can be implemented by

    volunteers throughout the state. Judy

    is proud of seeing that the children

    of Christ Centrals various ministries

    are beginning to get it : some livesare changing, which is being reflected

    in their behavior. More are staying in

    school and making wise choices. This

    delights Judy to know.

    The Floyds, each from a family

    of three siblings, will soon celebrate

    their 50th wedding anniversary. They

    met in West Virginia, and lived many

    years in Raleigh-Durham. They also

    have three children, and each of them

    have two children. Twice a year,

    the whole family including the sixgrandchildren gather at timeshares,

    in Daytona Beach in June, and at

    Disneyworld for Thanksgiving. Judy

    and Roger set this up after inquiring

    of their adult children and their

    families as to whether theyd prefer

    to be left with money or memories

    of happy family times together. Of

    course, the memories were selected.

    In typical Floyd fashion, their request

    was to be certain this story was about

    the GED program, and not about

    them.

    Recently, there was the first

    recognition service at the River of

    Life facility, where Christ Central is

    fortunate to have been given useful

    space previously occupied by the

    Adelphi Christian Academy. DaveOlson, SRR President and Project

    Manager, was the guest speaker for

    the invited audience of all those from

    Aiken County who had graduated

    from Christ Centrals GED program

    thus far. They were encouraged to

    bring their family and friends, so

    all could enjoy a dinner togetherafterwards. For some, this was the

    first time they could invite others to

    something they could celebrate.Aiken

    is looking hard at ways to heal and

    improve our community, especially

    since the recent tragedies of Public

    Safety Officers deaths. How better

    could one be part of life changing

    events than to get involved in this

    remarkable program?

    Interested in learning more about

    volunteer opportunities? Contact

    Judy Floyd at 803.640.1708. For

    students who want to get their

    GED, come to 1411 York Street in

    Aiken at 9:00 am on either Tuesday

    or Thursday, or if you simply have

    further questions, call 803.564.5902,

    Extension 0. See alsowww.gedintensive.org.

    Wednesday June 27 201212

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    Wednesday, June 27, 201212

    y: Cynthia F. Catts, RD, LD

    Diabetics, are your blood glucoseeadings higher after a good nights

    sleep than any other time of the day?

    Three different processes can betriggering this effect: the DawnEffect , waning insulin, or a process

    called the Somogyi Effect.

    Whichever the reason, the sourceof everyones blood sugar is theliver. The liver is the bodys glucosestorage place and production center.It is the liver that maintains the flowof insulin into the blood between

    eals and overnight. Whether theody is producing too little insulin or

    diabetes medication is counteracting

    the insulin produced, the liver issignaled to pump out more bloodsugar than it should when we see anabnormally high sugar reading in themorning.

    The Dawn Effect is when bloodsugar spikes in the early morninghours usually between 3 and 6 am. It

    happens most commonly in diabeticswith a regular and predictable sleeppattern. In non-diabetics andcontrolled diabetics, there is a normalpredawn increase in the level ofhormones, particularly human growthhormone, that tell the liver to releaseglucose to the blood stream. (This isthe bodys way of being able to get upand go when their alarm clock goesoff). Some diabetics, though, may

    not have enough insulin to counteractthese hormones so there is residualblood sugar upon rising.

    Of course the high fasting bloodsugar may have resulted from a high

    glycemic supper meal that left anelevated blood sugar the morningafter. This could happen if therewas too little mealtime insulin,waning long-acting insulin from anevening injection, or not enoughovernight basal insulin through apump. Certainly, if the eveninginsulin dose (or overnight pump rate)

    is insufficient, blood sugar may creepup gradually during sleep.

    The Somogyi Effect, also calledhypoglycemic rebound is anexperience of hypoglycemia duringthe night which could either be fromeating too little the night before,from drinking alcohol without beingaccompanied by food, or fromtaking too much medication. When

    this happens, the body deploys anti-insulin hormones to boost blood sugarbut sometimes the body overdoesit, leading to morning highs. I seethis most often in my practice. Thiscan be curtailed by being diligentwith that snack before bed. Ideallythe snack contains protein but also alow glycemic carbohydrate. A goodexample would be a few whole graincrackers with almond or cashewbutter.

    Including daily activity such asswimming or walking will always

    help control blood sugar levels.

    Ofcourse sometimes, your physicianmay need to modify your medicationregimen or fine tune your insulinneeds.

    For more information aboutcontrolling blood sugar, Cyndi maybe contacted at 803-642-9360 or

    [email protected]

    Blood sugar too high

    in the morning?

    13Wednesday, June 27, 2012

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    13Wednesday, June 27, 2012

    The SeniorNet Learning Center

    completed its 13th year of operation

    on the campus on USC Aiken.

    Nearly 300 students were enrolled

    n our regular eight-week and four-

    week courses. In addition 29 two-hour

    workshops were held with 178 senior

    learners in attendance.

    Now that the spring session has ended our

    nstructors and coaches are busy reviewing

    comments made during the year, and

    evising course materials as needed to keep

    our courses accurate and current. These

    courses and workshops are continually

    pdated to incorporate changes to the

    computer programs that are used in the

    SeniorNet Computer Lab.

    Two of our courses which are being

    extensively revised are the photo

    editing courses; one using Photoshop

    Elements, and the other using Picasa.

    During this upgrade we are also

    incorporating lessons learned from

    our conduct of these courses duringthe past year.

    Photo Editing Using Picasa is

    getting a complete rewrite, and is

    being expanded from a four week

    course to an eight week sixteen-

    hour course featuring Googles

    free Picasa photo management and

    editing program. You will learn how

    to load pictures from your camera into

    your computer and how to organize

    them on your computer. You also learn

    how to edit your photos including

    taking out red eyes, adjusting lighting

    and contrast, resizing, cropping,

    adding special effects and text, and

    improving the general appearance

    of your pictures. Learn to caption

    and tag photos, use face recognition,

    create albums and collages, view the

    photos as a slideshow and create a

    movie from your photos. In addition

    you will learn how to share your

    photos through e-mail and Picasa

    Web Albums. This course is ideal for

    the beginning or more casual amateur

    photographer.Photoshop Elements is a relatively

    inexpensive full featured photo

    editing program. Photo Editing using

    Photoshop Elements is an eight week

    sixteen-hour course that is ideal for

    the more advanced photographer

    who wants more control over the

    editing process than that provided

    by the more basic approach of the

    Picasa course. The course has been

    completely revised to incorporate

    the new features included in

    Photoshop Elements 10. Some of

    the new features include improved

    Photomerge technology to combine

    multiple exposures of your pictures;

    a crop tool that makes it very easy

    to use the rule of thirds to arrange

    your photo subject in the optimum

    spot in the image; bending text on a

    path where you can create text that

    runs around in a circle or follows the

    outline of a shape; cool new Guided

    Edits where you can create some very

    intriguing photo effects; and new

    search options to help you find photosthat contain specific object, or similar

    photos.

    The McGrath SeniorNet Learning

    Center is also expanding its capability

    to accommodate up to 12 students

    in each class. Our new computers

    are all equipped with the Microsoft

    Windows 7 operating system and

    Microsoft Office 2010. There will

    be additional information in the July

    issue of Mature Times to describe

    other courses offered in the fall term.

    Registration for Fall courses will be

    taken after our full page ad appears in

    the Aiken Standard in mid-August.

    Look for our Fall session

    information in the Aiken Standard or

    visit our web site www.aikenseniornet.

    com.

    SeniorNetIs Going

    Strong

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    Senior Fun!SMITH-HAZEL SENIOR CITIZEN CLUB

    Get away from home, and join the seniorfun! Play games, go on trips, attend partiesand special events, make arts and crafts, andmuch more.

    Age: 50 and upCost: FreeMonthly: Tuesdays and Thursdays,10:00 a.m. - 12:00 noonSmith-Hazel Recreation CenterCall 642-7634 for more information.

    RUMMIKUB2 game sets are provided. Participantsmay bring their own game sets. Snacksare welcomed.Cost: FreeMonthly: Thurs., 9:00 a.m. - 12:00 p.m.Weeks Center, Room 2Call 642-7631 for more information.

    MAHJONG2 game sets are provided. Participantsmay bring their own game sets. Snacksare welcomed.Cost: FreeMonthly: Thurs., 1:00 P.m. - 4:00 p.m.

    Weeks Center, Room 2Call 642-7631 for more information.

    SENIORS ON THE GO!MONTHLY DAY TRIPSTo find out more information about ourtrips and events, call the Weeks Center to

    have your email address put on our Se-niors on the Go! quarterly e-newsletter.

    Weeks CenterCall 642-7631 for more information.

    SilverSneakers Yoga StretchA complete series of seated and standingyoga poses.

    Cost: $27 for 10 tickets*Free for participating Medicare healthplan members.Monthly: Mon., Wed., 11:15 a.m.Weeks Center, Room 6 & 7Call 642-7631 for more information.

    SilverSneakers MuscularStrength and Range MovementHave fun and move to variety of exercisesdesigned to increase muscular strength,range of movement and activity for dailyliving.

    Cost: $27 for 10 tickets*Free for participating Medicare healthplan members.Monthly: Mondays, Wednesdays, 9:00- 9:45 a.m.

    Weeks Center, Room 6 & 7Call 642-7631 for more information.

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    BINGO FOR SENIORSJoin in for an exciting game of Bingo!9 games are played. Prizes are $5 giftcards.Cost: Free applyMonthly: Tuesdays, 9:00 - 10:00 a.m.Weeks Center, Room 4Call 642-7631 for more information.

    PINOCHLEJoin in for a fun game of Pinochle!

    Cost: FreeMonthly: Tues., 10:30 a.m. - 2:30 p.m.Weeks CenterCall 642-7631 for more information.

    CANASTAJoin in for a great game of Canasta!

    Cost: Free

    Monthly: Tues., 11:30 a.m. - 3:30 p.m.;Fri., 10:00 a.m. - 2:00 p.m.Weeks CenterCall 642-7631 for more information.

    BRIDGEJoin in for a great game of Bridge!

    Cost: $1 per person, per Friday, duespaid to clubMonthly: Fri., 11:30 a.m. - 3:00 p.m.Weeks Center

    Call 642-7631 for more information.

    **NEW**BOARD GAME CLUBCome by and play some of your favoriteboard games! Several different games areprovided, but you may bring your own.Snacks are welcome.

    Cost: FreeMonthly: Mon. & Wed., 9:00 - 11:00 a.m.

    Weeks Center, Room 4Call 642-7631 for more

    AIKEN COUNTY FARMERSMARKETOpen: 7:30 a.m. until the Farmers) sellout or 4:30 p.m., Monday-Saturday.SPECIAL EVENT:

    July 13: Tomato Festival, 8:00 a.m. to noon.This event is FREE. This is an opportunityto sample a huge variety of locally grown

    farm fresh tomatoes (Brandywine, BetterBoy, Cheroke Purple, Cherry, Strawverry,Celebrity & more). Farmers prepare itemsfrom tomatoes, such as salsa, hot sauce and

    tomato pie to sample. Locally grown water-melon, blueberries, blackberries, grapes, fieldpeas, cantaloupe, squash, cucumbers, pep-pers, peanuts, corn, herbs and flowers will bein season and offered for sale. Also Specialtyitems. The Master Gardeners from Clemson

    Ext. are at the Market to answer gardeningquestions, 8:00 a.m. to noon; First Sat. of the

    month. This service is FREE.

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