Matawan-Aberdeen Community Messenger - May 2011

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Local students attend YMCA conference

By ASHLEY DRAPKINCorrespondent

MIDDLETOWN TOWNSHIP – Big Broth-ers Big Sisters of Monmouth County (BBB-SMC) held their 12th annual Food and Wineevent at Holly Hill Estate in the Locust sec-tion of Middletown on Monday, May 9.

The proceeds from the event will be usedto help expand BBBSMC’s mentoring pro-grams and outreach services to the children ofMonmouth and Middlesex Counties.

“These events are so important becausethey are community funding events that sup-port or mentoring programs,” William Sal-cedo, BBBSMC executive director, said.

Fifteen area establishments participated.The food that guests sampled were from a va-riety of places such as The Bistro at RedBank; Barbara Gold, private chef; Branchesin West Long Branch; Cheese on Main inOcean Grove; Drew’s Bayshore Bistro, Key-port; Jersey Shore Chef’s Association; TheMelting Pot, Red Bank, and many otherplaces.

There were over 225 guests that attended,

along with two pairs of Bigsand Littles.

“My girlfriend at the timesaid she was doing it, so I de-cided I’d do it. She ended upnot going through with it, but Idid and it’s been great,” JaredDeVincenzo, a Big Brothersaid. “I’ve been doing it for fouryears at the end of the summer.”

DeVincenzo explained howhe has enjoyed watching hisLittle, Aaron, grow up. “Oneminute he was shorter than meand the next minute, he wastaller than me. Watching himgrow up is a cool thing.”

“I applied close to six orseven years ago. My momwanted me to do something be-cause I was always bored. Iwanted someone to play sportswith. My mom had work and my sisters hadwork,” Aaron Williams, DeVincenzo’s Little,said. “Jared really helped me out.”

Williams explained that one of his favoritetimes was whenhe had gone overto DeVincenzo’shouse and theywere playingMadden. “Jaredalways beat me,but finally I wasbeating him. Heended up winningat the end, but Iwas still so happythat I was win-ning for a littlebit. It was a greatexperience.”

Big MatthewBurke and Little

Antonio Young make up the longest matchthey have at BBBSMC.

“I knew another Big who set an examplefor me, Charlie McCague. I’ve been doingthis for over 11 years now,” Burke said.

Burke explained that his best overall expe-rience has been just knowing Antonio. “I justlike seeing the man that he has become,” hesaid.

“I kind of like Matt, he’s an alright guy,”Young joked. “It’s been an awesome 11 years.If I didn’t have Matt, I wouldn’t have done allthe great things over the years.”

Young is soon going to be a student atSUNY Maritime. He intends to pursue a de-gree in Maritime engineering.

“I have known Antonio and Matt for eightyears,” Sandi Mangino, manager of the com-munity-based program, said. “The greatestpart of my job is interviewing future Bigs. Iscreen and match people with their Bigs andLittles.”

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TRENTON – Fifty-one students from 11Monmouth County schools represented TheCommunity YMCA and joined 500 of theirpeers from New Jersey at the annual YMCAYouth & Government Conference, held April8 through April 10 at the New Jersey State-house in Trenton.

Students in The Community YMCA’s pro-gram received top honors, including thisyear’s Outstanding Delegation award. In ad-dition, the efforts of The Community Y’s stu-dents were honored individually.

Alicia Lai, of Holmdel High School, wasnamed Outstanding Press Delegate and wasgiven the special accolade of being invited toparticipate in the prestigious Conference onNational Affairs. Shannon Pace, of Red BankRegional High School, was recognized asOutstanding Lobbyist. Brian Gilbride, ofThompson Middle School, received the Out-standing First Year Delegate Award for the

middle school component of the program, theJunior Legislators. Krissy Antone, BayshoreMiddle School, and Caitlin Loh, ThompsonMiddle School, were each awarded the title ofOutstanding Stateperson for the Junior Legis-lator Program.

The annual conference is part of theYMCA’s Youth & Government program, de-signed to expose middle and high school stu-dents from New Jersey to the inner workingsof our state legislature. The weekend-longconference takes place each year at the NewJersey Statehouse, where students are giventhe opportunity to simulate the N.J. senate andassembly within the actual building where ourrepresentatives create the laws and codes thatgovern us.

Locally, the program is part of The Com-munity YMCA’s civic engagement initiative,to teach teens about government and givethem the opportunity to take an active role in

strengthening their community.“We are extremely proud of the remark-

able performance of all 51 of the Y’s studentdelegates,” Community YMCA program ad-visor Jackie Normyle said. “Each studentwalked away from the conference with adeeper understanding of the essential func-tions of our state government and the demo-cratic political process as a whole.”

Students representing this year’s Commu-nity YMCA delegation were from the follow-ing Monmouth County schools: HolmdelHigh School, Middletown South High School,Red Bank Catholic High School, Red BankRegional High School, Biotechnology HighSchool, MAST (Marine Academy of Science& Technology), Bayshore Middle School,Shrewsbury Borough School, ThompsonMiddle School, Henry Hudson RegionalSchool and Thorne Middle School.

Food and wine fundraiser for BBBS

Little Aaron Williams (left) and Big Jared DeVin-cenzo at the Big Brothers Big Sisters 12th an-nual Food and Wine fundraiser.–Both photos Ashley

Drapkin

Sponsors from Provident Bank pose during the Big Broth-ers Big Sisters 12th annual Food and Wine fundraiser.


By COURTNEY CERRETACorrespondent

OLD BRIDGE TOWNSHIP — Where else can kids jump around in a bounce house or bang on the drums or put stickers on the wall?

No place other then Kreative Kidz in Old Bridge. This is a place where children can play and use their imagination. The owners, Dana Goldstein and Lori Par-rinello, opened Kreative Kidz on April 4, and it is for children ages 1 through 9.

Kreative Kidz has little themed rooms such as a bounce house, Wii system, rock room, arcade games, crane machines and costume room.

“There is open play where par-ents can stay and play with their children or drop them off, which is called ‘drop and shop,’ so they can run errands or go out to lunch with a friend,” Goldstein said.

“The number of kids that come to open play varies because they can come whenever they want. There is no appointment necessary. As long as we are opened they are allowed to come,” Goldstein said. “The rates are reasonable. Open

play is $7 an hour for the first child and $5 an hour for the second child and on within the same family. We are always having specials and we have coupons and other local ads.”

Kreative Kidz also does parties on the weekends and has special activities like Mommy and Baby Yoga, which will start in June. They are also planning to do a summer camp. “We are setting up a program for children with special needs and disabilities. We want all children to feel welcome here,” Goldstein said. “Also, in September, we are going to start a homework helping and tutoring program with reasonable rates.”

Kreative Kidz is a small center so the kids can’t get lost. It is also family oriented. “With the parties, we treat everybody as if it were our own party. If we wouldn’t do it for our parties or our families, we wouldn’t do it for theirs,” Par-rinello said.

“We came up with the idea of Kreative Kidz because we want to help children socialize and grow. This isn’t just a place to jump and run around. They learn and interact with other kids. We have different

crafts and hands on activities,” Parrinello said.

“I wanted to add the Special Ed aspect into it because I am a Special Ed teacher and there is no place for parents of children with disabilities to just bring them to play and feel comfortable knowing that there is going to be someone there to help with their disabilities,” Goldstein said. “I don’t know of any other place that you can just drop them off and run your errands and have time for yourself. I really wanted it to be like another area where I can help parents with children with disabilities.”

The owners pride themselves on calling Kreative Kidz a family-ori-ented place. “You don’t see many family places now. Parents don’t have to go out and buy a bunch of toys; they can come and stay here and play with them,” Goldstein said. “We just want a place where they don’t have to schedule a play date; they can just come in and play, learn and feel safe.”

For more information visit www.kreativekidznj.com, or call Dana Goldstein or Lori Parrinello at 732-707-4090.

Kids offered kreative outlet at Kreative Kidz Party and Playtime

A look at some of the play options a child has at Kreative Kids: (above) the rock room and (below) an oceanside cooking center.—Both photos Courtney Cerreta

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April 2011 Community MessengerCommunity Messenger June 20116

By ASHLEY DRAPKINCorrespondent

MATAWAN BOROUGH — On Thursday, May 19, the Matawan-Aberdeen Rotary Club and Matawan Methodist Church held a spaghetti dinner to benefit disaster relief for Japan.

The tickets were $10 a person and the money raised would go toward shelter boxes, which would be sent to Japan.

The shelter box provides a tent, survival equipment that includes thermal blankets and insulated ground sheets, treated mosquito nets and water purification equipment. The shelter box also comes with either a wood

burning or multi-fuel stove. There is also a basic tool kit. The shelter box includes mostly everything needed for survival, except food.

The businesses that donated were Colum-bia Bank, Ameriprise Financial, Waitt-Nelms Funeral Home, Serv-Pro of Aberdeen – Hol-mdel, Bayshore Fitness, Matawan United Methodist Church, Keyport IHOP, The Reception Center, and Simply Professional Entertainment.

“A lot of people bought tickets instead of coming, but they just donated,” Nancy Haddock said. “This was our first spaghetti dinner. We have also done a pancake break-fast for Haiti.”

Haddock explained that from here they

would open a disaster relief fund for here at home. The Rotary Club also has contributed to Katrina as well as clothing drives and food drives.

They have also donated thesauruses and dictionaries to local schools. “We’ve donated

500 third grade dictionaries and 500 sixth grade thesauruses since 2005,” Haddock said.

“We’ve also donated backpacks for local school children, totaling about 100 a year,” Haddock concluded.

Rotary Club, Matawan Methodist Church collect for Japan disaster relief

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By MICHELLE TUCHOLCorrespondent

MIDDLETOWN TOWNSHIP — The school year may be winding down, but that doesn’t mean its policies are ineffective. In fact, the 2011-2012 school year will ensure that more stringent actions be taken against bullying for all students as well as train administration in the education system to handle each situation accordingly.

Middletown resident Samantha Rossnagel made sure that community members were aware of the NJ Assembly Bill 3466, “The An-ti-Bullying Bill of Rights.” She also informed those about what exactly bullying means in today’s society at last month’s Bullying Pul-pit. The seminar was held at Christ Church as a part of Rossnagel’s Gold Star Award, the highest accolade received by a continuing Girl Scout.

As a senior at Biotechnology High School in Freehold Township, Rossnagel is a student who wants everyone to know that bullying, regardless of age, is a serious concern.

The term bullying lends itself to any form of abuse; it can be physical, emotional or verbal harassment. What can start with teasing may sometimes escalate into threats and physical harm.

As leader of this informational session, Rossnagel spoke to attendees concerning bul-lying, harassment, teasing, and extended the event to speakers who deal with these matters every day.

School counselor Merri Milano and school psychologist Kimberly Keller addressed what exactly goes on in and out of the classroom when they find that a bully is intruding on an-other student’s personal boundaries.

“It starts at a very young age now,” explained Milano, as she spoke not only about aggressive students, but children who appear to be grow-ing up too fast in an advanced society.

Milano made note that although it is school policy to take action under these circumstanc-es, she wants parents to know that all discipline should start in the home.

Keller and Milano were able to come up with a few simple guidelines on what to do if you or someone you know is being bullied:

• Find someone you can trust-talk to some-one about the situation.

• Get involved-find students you can con-nect with.

• Stay with people who make you feel good. • Be assertive-address the situation by mak-

ing your feelings known.• Act brave, even though you may not be. The school system has every right to impose

detention, suspension and even expulsion from school if a student fails to comply with teach-ers, counselors’ or other faculty involved in an incident. However, if the issue is unresolved, action can be taken outside the educational system and criminal charges can be issued (depending on the student’s age).

That’s when Officer Sean McGraw steps in. As a patrolman for Holmdel Township Police Department, McGraw admitted he’s seen a

great deal of issues concerning bullying, and the number of complaints has grown in the past years.

Although the term is slightly outdated, Mc-Graw noted that cyberbullying is becoming more prevalent.

“Facebook has become a huge problem with bullying,” McGraw mentioned.

Social networks such as Facebook and Twitter leave the door wide open for just about anyone to post uncensored comments to friends or threats to possible enemies.

Luckily, these sites do monitor online traffic and activity. Even if a post gets taken off the site, there is still a log of everything that was typed, which comes in handy if there were ever harassment charges brought up.

Sadly, not every confrontation gets resolved. One of the most recent, and unarguably devas-tating cases of harassment was that of Rutgers student Tyler Clemente. Clemente, 18, com-mitted suicide last year after two students streamed an online video via webcam of Cle-mente engaged in gay sexual activity without his knowledge.

No bullying of any kind should ever reach this level. Although the education system en-forces a “no tolerance policy,” laws that have been passed prior were not as detailed as the new Anti Bullying law that will go into effect next school year.

McGraw thoroughly covered what parents can expect for the following school year but pointed out that anyone can read through the entire bill to see the changes made from the

laws and policies of the early 2000s. The bill is lengthy and covers every aspect

of the school’s responsibility to keep students safe from bullying, intimidation or harass-ment. The Anti-Bullying Bill of Rights Act can be viewed at www.njleg.state.nj.us/2010/Bills/A3500/3466_R1.PDF.

Another helpful resource that parents and students can use is the local library. Ellie Strbo, department manager at the Middletown Public Library, was also in attendance at the event. She handed out a list of informative books, magazines and websites geared toward bullying and bullying prevention that can be accessed via the library’s direct website at www.mtpl.org.

Strbo encourages students to visit the library often, as she believes it’s a safe haven for those who feel they have nowhere to go if they’re being bullied.

Rossnagel, who put a great deal of effort into the Bullying Pulpit project, is an active member of the Girl Scouts. She’s also enrolled in the police explorer program, a youth organi-zation geared towards those who wish to learn more about a possible career in law enforce-ment.

“I’m going to change something!” Rossna-gel exclaimed, hoping that her seminar was well received.

From the comments and compliments of-fered by attendees at the event, the Bullying Pulpit was a great way to educate students and parents on keeping the community a safer place.

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TINTON FALLS BOROUGH — Ran-ney School has been trying to build up its athletic programs in recent years. Now the private school, located on Hope Road, Tinton Falls, will try to take the next step with its athletic programs as a member of the Shore Conference.

The general membership of the Shore Conference recently voted to admit Ran-ney into the conference.

Ranney, which has been in existence since 1960 and has students enrolled from the age of 3 through 12th grade with a 9-12 grade enrollment of 225, will become a member of the conference be-ginning in the fall of 2012.

The Panthers will compete in Class B Central with Asbury Park, Henry Hudson, Keansburg, Keyport, Mater Dei Prep, Point Pleasant Beach and St. Rose, the smallest schools in the conference. Ran-ney will become the 47th member of the conference.

“It definitely gives us legitimacy,” Ran-ney athletic director Tom Moriau said. “People will know us. I think the people in Monmouth and Ocean counties know who we are, but I don’t know if they know about us. This definitely proves our point that we’re not just an academic school, but that we’re a well-rounded school.”

It is an arrangement that makes sense for both Ranney and the Shore Confer-ence. For years, Ranney competed in the independent Patriot Conference, which consisted of 10 similarly sized prep schools, who were not members of the NJSIAA.

However, when the NJSIAA realigned some of its conferences in the north-ern part of the state for the 2009-2010 school year, many members of the Patriot Conference moved into other NJSIAA-

sanctioned conferences.Ranney, which became a member of

the NJSIAA in the fall of 2008 and has won three consecutive non-public South B sectional girls tennis championships, was one of only three members left in the Patriot Conference, Moriau said. The NJSIAA website lists Ranney as the only remaining member of the Patriot Confer-ence.

“As an athletic director, it’s going to help me out tremendously. This gives us a 14-game schedule in our division (in the sports where each school plays two games against the other schools in its division),” Moriau said.

“It also affords me the opportunity to keep some of the ties with some of the independent schools that we have a long history of playing,” Moriau said. “We get the best of both worlds.”

Meanwhile, Ranney helps balance out the number of small and large schools in the Shore Conference.

“It’s just a good fit,” said Shore Con-ference president Dave Ryden, who is also the Marlboro athletic director. “If you look at the entire conference, it’s top heavy.”

Moriau said Ranney currently fields varsity teams in 23 sports. That includes fencing, and crew, which the Shore Con-ference does not have. The only sports in which Ranney does not have a program are football, wrestling and ice hockey.

Ranney’s facilities include a swimming pool, playing surfaces for soccer that con-sist of FieldTurf, a brand new track and five brand new tennis courts, Moriau said.

“Our facilities are very good,” Moriau said. “We’re excited for people in Mon-mouth and Ocean counties to come to our campus and enjoy everything we have.”

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May 2011 Community MessengerCommunity Messenger June 201112


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- -

The human foot is a biologi-cal masterpiece. It’s strong, flex-ible, and functional designenables it to do its job well andwithout complaint, if you takecare of it and don’t take it forgranted.

The foot can be compared toa finely tuned race car, or a spaceshuttle, vehicles whose functiondictates their design and struc-ture. And like them, the humanfoot is complex, containingwithin its relatively small size 26bones (the two feet contain aquarter of all the bones in thebody), 33 joints, and a networkof more than 100 tendons, muscles, and liga-ments, to say nothing of blood vessels andnerves.

Tons of Pressure

The components of your feet work to-gether, sharing the tremendous pressures ofdaily living. An average day of walking, forexample, brings a force equal to several hun-dred tons to bear on the feet. This helps ex-plain why your feet are more subject to injurythan any other part of your body.

Foot ailments are among the most commonof our health problems. Although some can betraced to heredity, many stem from the cumu-lative impact of a lifetime of abuse and neg-lect. Studies show that 75 percent of

Americans experience foot prob-lems of a greater or lesser degreeof seriousness at some time intheir lives; nowhere near thatmany seek medical treatment,apparently because they mistak-enly believe that discomfort andpain are normal and expectable.

There are a number of sys-temic diseases that are some-times first detected in the feet,such as diabetes, circulatory dis-orders, anemia, and kidney prob-lems. Arthritis, including gout,often attacks foot joints first.

Specialized Care

Your feet, like other specialized structures,require specialized care. A doctor of podiatricmedicine can make an important contributionto your total health, whether it is regular pre-ventive care, Diabetic foot care or surgery tocorrect a deformity.

In order to keep your feet healthy, youshould be familiar with the most common illsthat affect them. Remember, though, that selftreatment can often turn a minor problem intoa major one, and is generally not advisable.You should see a podiatric physician whenany ailment affects your feet.

Dr. Ira M. Stein will be discussing several ofthese ailments in upcoming issues.

A biological masterpiece,but subject to many ills

Foot

Notes

By

DR. IRA M. STEIN


OPEN 25 HOURS 106 Route 36 (by Stop & Shop)

Keyport, NJ—732-264-2390 Call-Ahead-Seating

Join us for Mother’s Day! Call-Ahead-Seating Available We accept other IHOP, Diner, and competitors coupons for similar menu items


KID’S CORNER

COLOR

ME IN

19June 2011 Community Messenger

PUZZLES

Puzzle answers on Page 24

Across2 Storyland Park can be found on ________ Place. (7)5 ________ Immigrants came to Aberdeen to flee religious persecution. (8)7 Matawan shares a High School with ________. (8)

Down1 ________ Bay was purchased from the Lenni Lenape. (7)3 Lenni Lenape ________ Americans. (6)4 ________ celebrated a Tricentennial in 1980's (7)6 Henry ________ Trail. (6)

3 94 78 5 1 2

8 21 4 6 86 5

5 13 5

7 3 9 2

1

2 3

4 5 6

7

B A S E B A L L S W EF S A N D S W S G B UF I S H I N G N U B MS V S M W O I G C O BT B U W R N N B R A RA Z E F N I B I A R ED O M A M N P C B D LI M T M C C R Y B W LU C I L L H F C I A AM W R O B I N L N L NS S H O R T S E G K I

BASEBALL

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FISHING

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SAND

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to purchase tickets

www.bbbsmmc.org


Big Brother Matt Burke and his Little BrotherAntonio began their friendship in 2000 and haveseen it grow over the past 11 years. Matt was asingle guy when he reached out to Big BrothersBig Sisters to mentor a child in need of a positiveinfluence. As the years passed, he got marriedand he and his wife had twins, but Matt still de-voted time to mentor his Little Brother.

Antonio is now a senior in high school andwas recently accepted to SUNY Maritime in thefall which was his top choice of colleges. Whenhe found out, he texted Matt right away to sharehis great news!

Matt and Antonio have enjoyed many activi-ties over the years and they have also partici-pated in BBBS events as ambassadors for theprogram. In 2009, they spoke at the annualMatching Smiles Gala at Spring Lake Golf Cluband the audience of almost 200 were moved toboth laughter and tears at the stories they told.

Last summer, they golfed in the CharlesLaFitte Foundation’s charity golf outing to ben-efit BBBS and again spoke from the heart aboutthe great times they’ve had together. There’s nodoubt that a lifelong friendship was created andwe are proud to have Matt and Antonio as partof the Big Brothers Big Sisters program.

Talking, playing games, participating in acommunity event, riding bikes, helping withhomework or baking a cake are some of theways to spend time with a Little Brother or Sis-

ter and it only requires a few hours of your timeeach month. The agency has over 40 childrenwaiting for a mentor so call 732-544-2224 orvisit www.bbbsmmc.org today to find out moreabout being a Big.

Big Brothers Big Sisters of Monmouth &Middlesex Counties is a donor supported volun-teer agency. BBBSMMC serves children ages 6to 17 years through one-to-one mentoring andexpects to serve at least 550 kids in 2011.

Matt Burke and AntonioBBBS PROFILE

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Bring in this ad and receive 10% off your

Offer good until August 31, 2011. Cannot be combined with discounts or other offers.

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If you are interested in adopting any of our adorable animals, please call the Homeward Bound Adoption Center at 732-542-5962.

Adopters can also choose to email our new, direct adoption

email at [email protected].

Adorable AdoptablesWhere’s Moose?

Moose Moore has gotten free and is roaming aroundthe Matawan-Aberdeen area. Do you recognize whereMoose is? Help us find Moose by emailing his loca-tion to [email protected]. Pleaseput “Where’s Moose?” in the subject line. Everyone who responds will receive a “Where’s Moose Moore?” T-shirt, courtesy of Community Publications and Market ME Printing inHazlet. One random correct response will also receive a special prize.This month, the prize is a free massage from A Kneaded Vacation. Cluescan be found on the Facebook pages of Community Publications andMoose Moore.

Last month:The grand prize winner,

Michelle Koehler, knew that

Moose was standing in front

of the mural at the Aberdeen-

Matawan train station.

PET CORNER

[email protected]

SKIDDER is a sweet gentleman who hasbeen in the shelter for almost two years. Heis a little shy at first but once he knowsyou, he is very friendly and affectionate.He loves to sit in your lap. Since Skidderhas been living in the shelter for over ayear, he qualifies for our "upperclassman"promotion, so his adoption fee is halfprice!

ROCKY is a 2 year old Labrador Retriever.He is a handsome guy! Rocky loves otherdogs. He is super friendly and smart and livedwith children in his previous home. He enjoysplaying with toys and balls, and he knows hiscommands.

PATRICK is a sweet 4-year old boy. Hehas been in the shelter for over a year anda half. He is affectionate, playful and lov-ing and is good with dogs. Since Patrickhas been in the shelter for over a year, hequalifies for our half-price "upperclass-man" adoption fee promotion.

www.petnannynj.com



RW O O D M A N A

A RM S C O T T I S HA I T UT V A DA B E R D E E N SW OA NN

1 5 6 3 4 7 9 8 24 7 2 8 6 9 3 5 13 8 9 5 1 2 6 7 48 6 1 7 2 5 4 3 92 3 5 1 9 4 7 6 89 4 7 6 8 3 1 2 55 9 4 2 7 6 8 1 36 2 8 4 3 1 5 9 77 1 3 9 5 8 2 4 6

B A S E B A L L S W EF S A N D S W S G B UF I S H I N G N U B MS V S M W O I G C O BT B U W R N N B R A RA Z E F N I B I A R ED O M A M N P C B D LI M T M C C R Y B W LU C I L L H F C I A AM W R O B I N L N L NS S H O R T S E G K I

“Architecture.”– Paul Buccellato

Matawan

“Helping people.”– Charlie Cocuzza

Union Beach

Puzzles on Page 18-19

“Hard work pays off.”– Sue Noble

Cliffwood Beach

“Coaching sports, patient but tough.”– Tom Fitzsimmons

Matawan

“Be self-reliant.”– Evelyn Ambrose

Keyport

“Never to take the easy way out.”– Toni Angelini

Matawan

“To play the ukulele.”– Pat McCarthy

Keansburg

“Patience.”– Brian Valentino

Hazlet

What was the best skill/talent your father taught you?YOUR SAY

PUZZLE ANSWERS


OPINIONMedicaid’s lookback period forces people to plan for retirement early

Would paying $12,000 amonth for your care bother you?Many of the people who come tomy office for a consultation arefaced with care costs of $12,000a month because a family mem-ber is in need of nursing homecare.

Medicare and private healthinsurance do not pay for long-term care costs. Only Medicaidpays for long-term care costs, butMedicaid is only available to aperson who has a limited amountof assets.

Because Medicaid is onlyavailable to individuals who havea limited amount of resources, Medicaidpunishes people who dispose of their assetsin an attempt to impoverish themselves arti-ficially. Medicaid looks at all uncompen-sated transfers that an individual made withina certain period of time prior to applying forMedicaid.

This period of time is called the lookbackperiod. Prior to February 2006, the lookbackperiod was three years. Now, the lookbackperiod is five years. What this means is thatwhen an individual applies for Medicaid, the

Medicaid Office looks backfive years from the date of theapplication to see if the personhas made any uncompensatedtransfers of assets.

An uncompensated transferoccurs when the applicanttransfers an asset and does notget its monies-worth back. Forexample, assume that Mr.Smith gives his son his car,worth $5,000. Mr. Smith hasmade a $5,000 uncompensatedtransfer. Assume that Mr.Smith sells his house, worth$100,000, to his son for$50,000. Mr. Smith has made

a $50,000 uncompensated transfer. If Mr.Smith owned a $30,000 bank account jointlywith his son, and Mr. Smith’s name was re-moved from the account, a $30,000 transferwould have occurred.

Medicaid aggregates all transfers that oc-curred during the lookback period. So, forinstance, if Mr. Smith made a $2,000 uncom-pensated transfer in each of the years preced-ing the date of application, Medicaid wouldaggregate all five of those transfers and pun-ish Mr. Smith for having made a $10,000

transfer.Medicaid punishes an applicant by mak-

ing him ineligible for Medicaid benefits. Themore valuable the uncompensated transfer,the longer the period of ineligibility.

Medicaid calculates the period of ineligi-bility by taking the value of the uncompen-sated transfer and dividing that figure by adivisor number. The current divisor numberis $7,282, which is supposed to represent theaverage cost of a nursing home room. The$7,282 figure is set by the State, and the Statelikes to keep the divisor number artificiallylow, because the lower the divisor figure thelonger the period of ineligibility that resultsfor an uncompensated transfer.

So, for instance, if Mr. Smith transferred$72,000 during the lookback period, hewould be ineligible for approximately 10months. If Mr. Smith transferred $144,000,he would be ineligible for approximately 20months.

If a person has made any uncompensatedtransfers during the lookback period, apenalty will be assessed based upon the ag-gregate of all transfers made during the look-back period, and only if the applicantreceives all of the transferred money backwill Medicaid eliminate the penalty. So, if

Mr. Smith transferred $144,000 during thelookback period, a 20 month penalty wouldbe assessed. If Mr. Smith received $140,000of this money back, Medicaid would still as-sess a 20 month penalty. Only if Mr. Smithreceived all of the money back would thepenalty be eliminated.

So, what is the lesson to be learned: Planearly. People typically need care when theyare in their 80s, so I suggest that people begintransferring assets when they are around 70years of age. By transferring assets early, theperson can avoid the lookback on thosetransfers so Medicaid cannot assess apenalty.

I do not, however, necessarily recommendtransferring assets to children directly. Giv-ing a child your money exposes the moneyto all of the child’s potential problems: di-vorce, death, creditors. Many of these issuescan be avoided with the proper use of a trust.

John W. Callinan is a certified elder law at-torney (as certified by the National ElderLaw Foundation, accredited by the AmericanBar Association). John has offices in WallTwsp., Middletown, and Jamesburg. He canbe reached at 732-706-8008 or johncalli-nan@ optonline.net.

Legally

Speaking

By

JOHN CALLINAN


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MARC B. SCHRAM P.C.A Professional Corporation

Carousel ofHome Care

732-566-0523

Matawan Italian American Assoc.

Frank Giammarino, Pres.732-739-3010

Retail Space and 2nd Floor Office Space

Available

732-335-1300

Brooklyn Bagels& Gourmet Deli

Mattress & Furniture Factory II

formerly Monitor Newspapers

www.airportplazashopping.com

www.bellavistacc.com

Documents

Matawan-Aberdeen Community Messenger - May 2011