Aviator Menu 0 highlights• No revenue sharing or other

indirect compensation• Lowest priced share class available

• Provides fee transparency and disclosure

• Broad array of options available from some of the industry’s leading asset managers

MassMutual Aviator Zero Revenue MenuMore options and more opportunities

FOR FINANCIAL INTERMEDIARIES USE ONLY. NOT FOR USE WITH PLAN SPONSORS OR PLAN PARTICIPANTS.

Please see the reverse side for important information about zero revenue.

As the retirement market continues to evolve, many plan sponsors are requesting a lower-cost share class that contains no revenue sharing or other fees and payments. MassMutual Aviator Menu 0 offers this solution for your clients.

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Revenue sharing overviewIn today’s regulatory landscape, there’s a growing trend among retirement plan providers providing clients with expanded pricing solutions. Offering a menu of low-cost investment choices that pay no indirect compensation is one such option that is growing in popularity.

Some general background: Revenue sharing or indirect compensation refers to payments received from the fund families that are used to offset certain costs associated with the plans. This revenue sharing is reflected in the funds’ expense ratios.

A “zero revenue” share class does not feature revenue sharing or other indirect compensation. As a result, a zero revenue fund’s expense ratio will be lower than the expense ratios for other share classes offered for the same fund. The associated plan cost offset will instead be reflected in the plan’s program and administrative (P&A) charge, which will be adjusted accordingly.

Broad array of asset managers available on Menu 0*

For more details on MassMutual Aviator and all its pricing solutions, or to request a proposal, please contact your MassMutual Sales Representative

or call the Sales Support Team today at 1-800-874-2502, Option 4.

FOR FINANCIAL INTERMEDIARIES USE ONLY. NOT FOR USE WITH PLAN SPONSORS OR PLAN PARTICIPANTS.* Representative sample of asset managers available for plans with assets more than $5 million. Managers will vary for plans with assets under $5 million.