Housing ideas for people with disabilities.

2014 Annual Report

Ricci HaddixMarques Crump

T he Federal Home Loan Bank Chicago awarded its Community First Award for Emerging Leadership to Movin’ Out board member, Rosemary Crump, and her husband, Philip Haddix. Creating community-integrated housing for their two sons,

both with disabilities, required ingenuity and an understanding of complex challenges; Rosemary and Philip identified a vision of home for their sons and assembled partners to make that vision a reality through the investment of private and public resources. Bank Mutual and Anchor Bank nominated the couple for this year’s award. The couple selected Movin’ Out as the beneficiary of a $10,000 award.

Here’s the beginning of the story. Two Milwaukee families came to be friends because of a shared coincidence: each family had a son who had contracted meningitis at age 10. Each boy, Marques Crump and Ricci Haddix, experienced permanent neurological damage—resulting in seizures, language delays, and mobility impairments. Their parents were fierce advocates for their sons and shared a mission of including their sons as valued members of their families, their community, and the world. The parents’ common mission fostered true friendship of shared experience and shared dreams.

Here’s the middle of the story. Marques’ father and Ricci’s mother both developed cancer. Both died, leaving both boys with single parents stricken with grief and worry: How, each wondered, can a single parent take on the challenging tasks associated with caring for a son whose disabilities made him so vulnerable? The surviving parents, Rosemary and Philip, after a time of bewildering grief, turned to each other for these answers. Their common hopes for their sons evolved into love for each other and a decision to marry and share the compelling quest to forge paths that would insure lives of quality and engagement for Marques and Ricci.

Fast-forward to the rest of the story. The boys became stepbrothers. They grew up,

Housing ideas for people with disabilities.

Philip Haddix & Rosemary Crump

Movin’ Out: In partnership with people with disabilities and their allies, we create and sustain community-integrated, safe, affordable housing solutions.

Movin’ Out provides information covering a wide range of housing options to Wisconsin households that include a family member with a permanent disability. Movin’ Out housing counselors manage a wealth of information and in 2014 provided information and referral to thousands of callers and covering a wide range of housing issues including home ownership, home owner rehab, rental, fair housing, and accessibility.

206 E. Olin AvenueMadison, WI 53713

608/251-4446 x 7608/819-0623 FAX

movin-out.org

became men, and moved into the world together. They lived in a series of group homes. None was satisfying as a safe home.

Rosemary and Philip sought a home for their sons that would be a refuge and a jumping-off point for community engagement; a place that was first and foremost their sons’ home. To help their sons achieve a true home, they would need to help Marques and Ricci establish themselves as co-heads of their own household and then build in the systems of support needed for the men to be successful.

As homeowners themselves, Rosemary and Philip understood that homeownership is the ideal means to achieve the qualities of autonomy, safety, belonging, and sanctuary that we associate with home. But how do their sons achieve homeownership in circumstances that include their sons’ disabilities, their legal status that requires guardianship, their medical vulnerabilities, and by the restrictions on assets and income required by the benefit programs they rely on? The answer? More partnerships.

Rosemary contacted Movin’ Out and reached housing counselor Paula Tiffany. They built a housing plan tailored to the preferences and circumstances unique to Marques and Ricci.

Rosemary and Phillip learned that if Marques and Ricci were to become homeowners, they would have to become pioneers: they became the first people in Milwaukee County with court-appointed guardians to be granted permission by the court to become homeowners.

Paula advised that the team bring in a mortgage lender familiar with Movin’ Out home buyers and experienced in navigating the obstacles posed by the home buyers’ guardianship status. The expert Paula had in mind was Sara Whitley, a lender at Anchor Bank. With Sara’s expertise, mortgage financing was approved. Now it was time to search for the perfect home for Marques and Ricci.

With the help of Realtor Gerry Cameron, Rosemary and Philip found an affordable, spacious condo. While meeting most of their requirements, the unit had plush carpeting—nice unless you need a firmer surface for your wheel chair. Their budget didn’t allow for additional expenditures for new flooring. Paula recommended that the team consider Movin’ Out’s purchase/rehab program that offered a deferred, forgivable loan from Bank Mutual that could be used for a combination of down payment assistance

Adams 55Ashland 5Barron 4Bayfield 3Brown 63Buffalo 2Burnett 5Calumet 7Chippewa 5Clark 2Columbia 18Crawford 27Dane 304Dodge 21Door 4Douglas 8Dunn 4Eau Claire 32Florence 0Fond du Lac 9Forest 2Grant 8Green 13Green Lake 5Iowa 3Iron 0Jackson 2Jefferson 17Juneau 20Kenosha 10Kewaunee 1La Crosse 30Lafayette 7Langlade 5Lincoln 2Manitowoc 9Marathon 5

2014 Rental Housing

Community-Integrated Housing for 148 Households Movin’ Out develops and manages community-integrated rental housing marketed to people with disabilities. Movin’ Out partners with other developers to build and operate affordable homes dispersed in ordinary neighborhoods. On its own and in partnerships with other real estate companies, Movin’ Out has created rental housing for 148 households for people with disabilities in developments that have a total of 646 units of affordable housing located in 15 Wisconsin communities.

2014 Home Owners

1,336 Movin’ Out Homeowners Live in 67 Wisconsin Counties In 2014, Movin’ Out helped 65 low-income people with disabilities purchase and maintain their own homes by providing tailored housing counseling and an individualized housing plan. For many home buyers, Movin’ Out can line up sources of down payment subsidies in the form of deferred loans. Movin’ Out helps current home owners plan accessibility, health, and safety modifications and provides funding to carry out the plan.

Marinette 12Marquette 7Menominee 0Milwaukee 217Monroe 5Oconto 14Outagamie 31Ozaukee 2Pepin 2Pierce 0Polk 2Portage 20Price 0Racine 18Richland 40Rock 74Rusk 4Sauk 20Sawyer 3Shawano 6Sheboygan 10St. Croix 2Taylor 1Trempealeau 3Vernon 22Vilas 3Walworth 21Washburn 2Washington 2Waukesha 3Waupaca 6Waushara 16Winnebago 28Wood 9Total 1,336

and rehab such as new flooring to enhance accessibility. With this additional partner and the final resource in place, the stepbrothers were ready to purchase and move into their new home.

Marques and Ricci are eligible for long-term supportive services in their home. In Milwaukee County there are several systems available for people eligible for long-term care. The parents decided the best resource would be the IRIS program. IRIS distinguishes itself by its emphasis on self-directed care. This concept allows Marques and Ricci’s parents, as their guardians, to plan and manage the care the men need within a budget determined by a functional assessment. Rosemary and Phillip mobilized a team of caregivers.

When the brothers moved in, they staged an open house party and invited all the partners mentioned here plus their neighbors. Each Christmas, Marques and Ricci deliver cards to their neighbors as a reminder that they appreciate their neighbors and acknowledge them as partners in their community. This last December 2014, Marques and Ricci paid their third annual property tax bill. It takes the commitment and inspiration of partnerships to build a household and a community.

Three Movin’ Out Projects Underway in 2014.

Three real estate development projects were completed in 2014 that welcomed 27 new households headed by tenants with disabilities: Madison and Main Waunakee, Globe Apartments Watertown, Meadow Ridge Waukesha. n

Community Units for people with disabilities

Brown Deer 11Glendale 10Greendale 11Madison 43Middleton 9Monona 5Mount Horeb 1New Berlin 11Oconomowoc 4Shawano 2Stoughton 11Watertown 11Waukesha 6Waunakee 10West Bend 3

Each home financed through and each apartment home developed by Movin’ Out, Inc. is occupied by a person with low income and a disability.

Housing ideas for people with disabilities.

206 E. Olin AvenueMadison, WI 53713

608/251-4446 x 7608/819-0623 FAX

movin-out.org

2014 Board of Directors

Sinikka SantalaPresidentValerie BrownVice President Howard Cagle Secretary/TreasurerSheila J. BriggsSandra ButtsJames P. Carter Rosemary CrumpEdward ErwinJake JohnsonJean MacCubbinRhonda McMurryCheryl Schiltz

Consolidated Statement of Financial PositionDecember 31, 2014 AssetsCurrent Assets $736,029Net fixed assets $7,174,643Total noncurrent assets $5,008,592Total Assets $12,919,264

Liabilities and Net Assets Current liabilities $220,471Long-term liabailities $11,223,750Total Liabilities $11,444,221

Net Assets Unrestricted $1,026,095Temporarily restricted $438,948Permanently restricted $10,000 Total Net Assets $1,475,043

Total Liabilities and Net Assets $12,919,264

2014 Movin’ Out Staff

Timothy RadeletExecutive DirectorHoward MandevilleExecutive Director EmeritusAmy KallasProgram Compliance ManagerPaula TiffanyHousing CounselorRebecca WieseHousing CounselorSara HurleyHousing CounselorDave PorterfieldReal Estate DeveloperMary MyersRental CoordinatorPenny Starr WeisenselBookkeeper Andre BrownAdministrative Support

Thank You

In addition to all individuals who gave to Movin’ Out, Inc. we received funding from various government entities and organization such as:

Anchor BankAssociated BankBader Philanthropies, Inc.Bank Mutual Capitol BankDane County Department of Human Services Dane County Community Block Grant CommissionFederal Home Loan Bank of Chicago HUD Housing CounselingMadison Community Development Office Milwaukee County Department of Health and Human Services Milwaukee County Housing DivisionUnited Way of Dane County Wisconsin Department of Health Services Wisconsin Division of Housing