Malibu Chronicle_Summer 2013

SUMMER 2013 I MalibuChronicle.com ALL GOOD NEWS™

C H R O N I C L E

BringOut YourBeachBodywith Kathypg. 7

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6 MALIBU CHRONICLE SUMMER2013

WOW!What exciting times aswe bring you this Summer Issue. We are as always ona quest to bring you the best “All Good News” we can.

This issue is just in time for Independence Day. We celebrate the day but rarely remember our soldier’swho made it possible for us to enjoy this freedom; thatwe sometimes take for granted. I feel very fortunate tobe able to bring to you a Soldier’s View on Freedom inthis issue.

Summer is a time for a constant parade of visitorscoming to our beautiful Malibu. Bring out those beachbodies! And why not, Malibu has ocean, sand, hills,flowers, a quaint atmosphere and the locals are so wel-coming. People still ask me why I chose Malibu whenI moved from Michigan. I tell them, just look around,what is not to like. This is where I learned the phrase,“It’s All Good”. It is great that I call Malibu, my home!

As always, I invite you to please send me a note [email protected] for any suggestions orcomments. I look forward to hearing from you.

PS: If you like what you see in this issue, please alsocheck us out online at www.MalibuChronicle.com.

P U B L I S H E R ’ S N O T E

PUBLISHER ANDEDITORVeera Mahajan

DIRECTOR OFSALESThomas Anderson

CONTRIBUTINGWRITERSDavid Olan,Hermine Hilton,Marcus Amick,Jennifer Mujica,Vaughan Payne,Deepak Chari,Tommy Hawkins,Smita Vasant, Olivia Morgaine,Swami A. Parthsarthi, Dawn McCarthy

PROOF READERHermine Hilton

STAFFPHOTOGRAPHERLeonard Monje

GRAPHICSAnh Creative

FOUNDERPaul Ruffman

PUBLISHINGMalibu Chronicle magazine is published by Veera Veera, LLC. Copyright ©2013 by Veera

Veera, LLC. Title “Malibu Chronicle” is registered US Patent and Trademark Office. The opinions expressed in Malibu Chronicle magazine are not to be considered officialexpressions of Veera Veera, LLC. Veera Veera, LLC does not accept any responsibility for

the actions of its readers. The contents within Malibu Chronicle magazine are for informa-tional purposes only and should not be treated as health care or health management

advice. The materials herein are not intended to be a substitute for professional medicaladvice, diagnosis, or treatment. Always seek the advice of a qualified health provider

regarding a medical condition. Never disregard professional medical advice or delay inseeking it because of content in this magazine. Reliance on any information provided

herein is solely at your own risk. All rights reserved. Reproduction in whole or in part of any material in this publication without written permission of Malibu Chronicle is expresslyprohibited. Publisher reserves the right to accept or reject all advertising matter. Publisher

does not assume responsibility for errors, omissions, and/or changes in advertising or editorial material. PRODUCED IN THE UNITED STATES OF AMERICA

CUSTOMER SERVICE23838 Pacific Coast Hwy. #2890Malibu, California 90265310.456.7935 or [email protected]

Veera MahajanPUBLISHER AND EDITOR

C H R O N I C L E

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R e s t o r a t i o n / P a i n t i n g s / S c u l p t u r e / F u r n i t / P r e c i o u s S t o n e s / M a r b l e / W o o d / B r o

Dr. of All repAir

BEFORE ––––––> AFTER

u r e / I v o r y / P o r c e l a i n / C e r a m i c s / J e w e l r y n z e / P r i n t s / D r aw i n g s / C o l l e c t i b l e s

s - fine Art s llC.

BEFORE

AFTER

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Eric FinziBelgo Restoration & Appraisals2619 Exposition Blvd.Los Angeles, CA 90018Phone: 323.373.1115Fax: 323.373.1116Cell: [email protected]


“WHEREDID I PARK MY CAR?”“WHERE ARE MY GLASSES?”“WHAT WAS I JUST SAYING?”“DID I TAKE THE WRONG TRAIN?”“WHY IS MY HEAD IN THE FRIDGE?”

Have any of these queries ever popped out of your pul-chritudinous labia?

Did it frustrate you?Did it make you crazy?Did you think you should get in line for Alzheimer’s?

Well- Don’t Worry.

It’s perfectly normal for all of us to have a bout of absent-mindedness from time to time…….to time. And, by theway, your age has nothing to do with the fact that youcan’t find your keys. The only difference between theolder CEO who leaves the notes for his speech in hisoffice and the freshman student who leaves his in thedorm is that the older you are the more you worry aboutit and the younger you are the less you do.

ABSENT-MINDED? Just get in line with Einstein!BY HERMINE HILTON‘AMERICA’S MEMORY MOTIVATOR’

(Not To Worry)

‘America’s Memory Motivator’HERMINE HILTON

CONTINUED44


So WHY don’t I know where I put my keys?

Because when you put them down you didn’t press theSAVE KEY on your mental computer (the one attached toyour neck). That means you didn’t THINK to pay atten-tion.You didn’t create any conscious original awareness.You just threw them down and counted on your eyes toremember for you. But the eyes don’t do the remember-ing. They only do the seeing. Only the mind can do theremembering. You want assurance that you can recoupyour keys. Then you better take a conscious moment toFOCUS on them.

You’ve heard the advice:“Put your money where your mouth is.”Well, to avoid forgetfulness, you’d better:“Put your mind where your action is.”

What is Absentmindedness anyway?

Absentmindedness is a literal term. It actually means themind is absent from the action. Who knows where it’sgone. It’s off in La La Land. And if the mind is absent,you’re not thinking about what you’re doing.

The Russians had an appropriate proverb for it:“Absentmindedness is looking for the horse you are riding.”

Put another way- it is the thought going AWOL from themind. A perfect example of this would be when Yo Yo Maleft his 2 and ½ million-dollar cello in the trunk of a cabin New York City.

The Culprit is Distraction

Did you ever get to the bottom of a page you’re readingand have no idea what you just read? That’s because youreyes may have been on the page but your mind was offplaying golf.

Distraction is one of your memory’s greatest antagonists.It causes a failure of attention at a time when memoryretrieval is necessary. And if you are planning a trip thissummer, memory retrieval is most necessary when youare far from home. In unfamiliar places you really haveto keep your mind alert to your actions and what is hap-pening around you. Especially if you are travelingabroad. There are time changes; schedules to meet;directions to follow; etiquette to observe; and moneyexchange values to be aware of so you’re not tipping thetaxi driver an overloaded stipend while stiffing the guyyou need to get you a front row seat at the Folie Bergere.

I learned the hard way when I first traveled overseas asan international speaker. I would be so anxious, after along plane flight, to leave my hotel room for a jog aroundthe city that I often didn’t pay attention to the name ofthe hotel or the street it was on. After getting lost inBremerhaven, Kyoto, and Istanbul, and unable to speakthe language, I finally got myself in the habit of taking acard from the hotel with me whenever I left so I couldpoint to it and get directions back.

See---- even memory motivators suffer from emptyheadedness from time to time…..to time!

So just because you misplace your keys now and then, don’t be get-ting in the queue for Alzheimer’s. There’s a big difference betweenAbsentmindedness and Alzheimer’s:Absentmindedness… is not knowing where you put your keys.Alzheimer’s …is not knowing what keys are for.

Lock It or Lose It

Always remember to lock in the thought of the moment during themoment of the thought. You don’t want to be like the preacher whohad a wonderful idea, got down on his knees to thank God, andwhen he got up he couldn’t remember what the idea was.

A quick tip for the ‘key’ problem:Take a mental picture of where you put the keys down(table/desk/bar) so that when you turn away you’ll still be able to‘SEE’ them in your mind. {The easiest way to avoid unnecessarysearches is to habitually put your KEY stuff in the same KEY place.}

And regarding your ‘wheels’:After you park your car don’t just walk away while patting yourselfon the back for having found a parking space. Instead, stop and lookaround and make a mental memo of where you parked;“I parkedtoday at Sam’s Café”; “I parked my car by the BOO HOO BAR”, or ifyou parked on Stanley Street. “Time to connect up with UncleStanley” In the mall; Blue level Aisle B could translate thought wiseto “Don’t B Blue”; Level purple Aisle D, sing a bit of “D-eep Purple”. Itonly takes a moment to get your mind in gear and involved withyour action by setting in a trigger. Then you won’t spend a lot ofpanic time searching and thinking somebody stole your Maserati!

You’re Definitely NOT Alone

Just get in line with Einstein, who regularly forgot where he put hiskeys, where he parked his car (even when he came by bus), and towear socks to his seminars. And he never once worried about it.Thaticonic genius in the popular imagination created the famous equa-tion between energy and mass. He developed the theory of relativi-ty. He revolutionized physics. ----But he failed to notice a brokenvase in his home for three years. He also couldn’t recall his addressor phone number. When asked about this, he said he didn’t believein memorizing any number that could be looked up in less than twominutes. He may not have been the original absentminded profes-sor, but he may have been the only one who could theoreticallyknock your socks off but couldn’t remember to wear any. And that’sthe truth….according to every bio I’ve ever read.

And I know for sure he misplaced his comb!

HHThe Lady On The Mountainwww.hiltonmemory.com

Hermine Hilton

[International Speakerand Author of “50Ways to a BetterMemory”, “TheExecutive MemoryGuide”, &“Fuhhgeddaboutit!”(How To StopWorrying About YourMemory), Hermine’scolumn ‘ABOUT YOURMEMORY’ appearsmonthly, online, inThe Malibu Chronicle.She is the creator ofSonik Memory and thememory motivator forthe Fortune 500Companies fromNordstrom to NASA.]

HERMINE HILTON 44 CONTINUED FROM PG. 10


‘ALL PLUGGED IN’AS brand manager for Fiat North America, NicoleLonghini-McElroy is charged with helping to lead the roll out ofthe new Fiat 500e, an all-electric model of the popular subcompactcar. We recently had an opportunity to talk to Longhini-McElroy toget more insight on the new Italian EV to find out what makes itspecial. – Marcus Amick

Fiat brand manager gives us the scoop on the new Fiat 500e

Marcus Amick is a freelance automotive lifestyle writer and consultant. He can becontacted at [email protected].

Fiat 500e LET’S DRIVE

15SUMMER2013 MALIBU CHRONICLE

MC:When does the Fiat 500e goon sale?

Longhini-McElroy: Early summer,late June.

MC:What’s the least expensiveFiat 500e?

Longhini-McElroy: The leastexpensive model is $32,500, but with federal, state and Fiatincentives, the price lowers to$20,500.

MC:What’s the most expensiveFiat 500e?

Longhini-McElroy: Fully loaded500e with premium options at$35,000 before incentives.

MC:What does a potential buyerhave to do to take advantage ofthe incentives offered with pur-chasing an electric vehicle?

Longhini-McElroy: Local Fiat stu-dios (dealerships) will help cus-tomers navigate through all theincentives.

MC: Why was California one of thefirst markets that Fiat decided onto launch the 500e?

Longhini-McElroy: The only,Californians are early adopters.Whether it’s design or technology,Californians are open and trendsetters.

MC: How many miles will the Fiat500e go on a full charge?

Longhini-McElroy: It is EPA ratedfor 87 miles, but actual distancedepends on many factors includ-ing driving conditions and drivinghabits.

MC: How long does it take the car to charge?

Longhini-McElroy: Less than 4hours on a level 2 (240 volts) charger.

MC:What makes the Fiat 500eunique compared to other sub-compact electric vehicles?

Longhini-McElroy: Only Fiat offersa vehicle with iconic Italian styling

and fun-to-drive engagingdynamics in an environmentallyresponsible zero-emissions pack-age. Plus, our EV approach isunique. We aren't catering to EVpeople. We developed a Fiat 500first with a simplistic approach toEV technology and are marketingat a price point that would appealto those who would not typicallyconsider buying electric.

MC: Will Fiat help an individualwho buys or leases a 500e set up acharging station for their car attheir residence?

Longhini-McElroy: Yes, throughMopar, our aftermarket parts andservice division.

MC: Are there any other incentivesoffered with the Fiat 500e?

Longhini-McElroy:We’re onlytalking about the federal ($7,500),State of California ($2,500) andFiat ($2,000) incentives. But manyemployers and local municipalitieshave separate incentives.Customers need to check out allof their options.

LIVELEARNING TO

Learning to LIVEL Love YourselfI Insist on FreedomV Victory over Victim SyndromeE Empowered Living

Love is like Light just as Abuse is like Darkness.

There is no real definition for Darkness so we explain it as thedegrees of lack of Light, similarly there is no definition forAbuse; it is basically lack of Love.

I am in Awe of life and at how it serves me exactly what I needfor my growth. I feel like, finally, I understand why I had beenattracted to people that gave me heartache. The lessons Ilearned about myself by paying closer attention to ME latelyhave brought a lot of clarity about WHY I was the way I was.

I had been (for years) in boot camp training preparing myselffor the kick ass final exam that came in yet another beautifuldisguise! It was challenging, I had a few slips, but I PASSED!!Now, I am IN LOVE with ME! I needed to be pushed. I thankall my stackers (people who were stacked up for me to learnmy lessons) and triggers (people I thought were annoying). Ilearned from all of them. I finally gave up wanting and need-ing and saw the amazing light in me, which is all LOVE, andDeserving of all LOVE, including self-love!

Once you love yourself completely, you will never let anyoneabuse you. In any cycle of abusiveness, there is an abuser anda victim. If you can’t remove the abuser, remove yourself, andrefuse being the victim. Break that cycle of abuse and Insiston freedom.

Fill yourself with love and take care of yourself first so youcan give from the overflow! Live an Empowered life!

I am still the same person, who gives everyone the benefit of the doubt, with one big upgrade. Now, I have learned tolisten to my heart. That is our gauge; a meter that we havebeen given which tells us how we feel. We always know whenwe are not happy with something, someone, or a situation. I knew too, but I used to disregard my own feelings in favorof others because I was afraid of losing their crumbs of loveand I didn’t trust myself. I am not that person now. It took alot of practice but I am learning to love and trust myself.Now, if something does not seem right, I trust that feeling. I stop and think of what to do that is right for me. I am not avictim. Living an empowered life was a dream that came truefor me.

Believe it! It is possible!



Weight gain and metabolism issues•due to aging; add 1 – 3 teaspoonsof salts in 4-6 ounces of water.

Indigestion, acid reflux or heart-•burn, nausea; add 1 – 3 teaspoonsof salts, stir in 4 – 6 ounces of alkaline water to counteract acidic foods.

Constipation – When you wake up•in the morning on an empty stom-ach; use 1 to 2 tablespoons of saltsin 1 liter of alkaline water. Thishelps to cleanse the alimentarycanal and wash out the bowel.

If, due to an injury, you have •pain and swelling, or during exer-cise you have lactic acid buildup; 1 tablespoon of salts in 1 liter ofwater.

For skin irritations, inflammation•and psoriasis; you can make a sprayby adding 1 teaspoon of Himalayanor Real Salt, or a mixture of the fouralkalizing mineral salts (potassium,magnesium, calcium, sodium) to 4- 6 ounces of water.

Joint pain, insect bites, blisters,•wounds, poison oak, poison ivy, orsumac; take a brine bath with hotwater adding 5-6 tablespoons ofmineral salt. Epson salt can beused. If your concern is more of acosmetic one, you can use this soakto help stimulate cell developmentin your skin layers.

Muscle cramps can be stopped •by drinking 3 times a day; 1 table-spoon of mineral salt to 1 liter ofalkaline water.

Bone loss due to age, which may•lead to osteoporosis; take 1 table-spoon of mineral salt to 1 liter ofalkaline water. Drink 3 times a day.

If you have issues with congestion;•a teaspoon of mineral salts to 4 – 6ounces of alkaline water and mix.Spray solution in nasal passages.

If you are experiencing lung con-•gestion; drink 3 times a day 1 table-spoon of mineral salt and 1 liter ofalkaline water.

A healthy endocrine system has•electrons that travel on mineralsalts. Salts fight age related hor-mone issues, muscle mass loss, skintone, decreased sex drive in bothmen and women; drink 3 times aday 1 tablespoon of the four alka-lizing mineral salts to 1 liter of alkaline water.

Sleep issues, which include sleep•apnea; drink 3 times a day 1 table-spoon of mineral salts to 1 liter of alkaline water.

Salt is a natural antihistamine. To•help you with allergy symptoms;add 1 tablespoon of mineral salts to1 liter of alkaline water, drink threetimes a day.

Salt increases the circulation of•oxygen. To help maintain your sexdrive and avoid erectile dysfunc-tion; drink 3 times a day, 1 table-spoon of mineral salts to 1 liter ofalkaline water.

If you want help to stop cravings,•make your own spray solution; add 1 teaspoon of four alkaline salts, orReal Salt in 4 – 6 ounces of water.This can help with cravings for cig-arettes, chocolate, coffee, tea.

SALT AND ALKALINE WATER THERAPY

HEALTH

The body has a natural process for getting rid of toxins. This process includes the removal of waste and metabolism, which leads to creating small amounts of acid by-products. The body naturally fixes this with its own balancing alkaline system that keeps the pH level at 7.6. When this level falters due to diet, for example:eating heavier acidic foods such as pizza, burgers, or drinking coke, it stresses the body’s natural system,

raising your pH levels. This can then create serious health issues. If you are dealing with symptoms describedbelow it may be time for you to start an alkaline mineral salt diet.

REMEMBER TO CHECK YOUR URINE pH WHEN USING SALTS

“MUSCLECRAMPS CANBE STOPPEDBY DRINKING3 TIMES ADAY; 1 TABLE-SPOON OFMINERAL SALTTO 1 LITER OFALKALINEWATER. “

AN ADVISOR WHO KNOWS THAT

TODAY’S WOMENARE A FINANCIAL FORCE.

A Merrill Lynch Financial Advisor can help you develop a customized strategy that puts you on track for the future you envision while you deal with the challenges of a hectic life.

Contact a Merrill Lynch Financial Advisor for more information.

The Bull Symbol and Merrill Lynch Wealth Management are registered trademarks of Bank of America Corporation.CFP® is a certification mark owned by the Certified Financial Planner Board of Standards, Inc., and is awarded to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. CRPS® is a registered service mark of The College for Financial Planning.Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated, a registered broker-dealer and member SIPC, and other subsidiaries of Bank of America Corporation.

Investment products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value© 2013 Bank of America Corporation. All rights reserved. | AR04C378 | AD-03-13-1062 | 470551PM-0313 | 04/2013

Lisa London, CFP®, CRPS®Senior Vice President – Wealth Management Financial Advisor

877.699.7254

39577 Woodward Avenue

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SPRING BREAK DESTINATION -- Malibu! I was on a moth-er-daughter vacation -- an escape from the neon lights ofLas Vegas casinos and the crowded shopping centers of Sin City. We were ready to leave the dry desert air for theoceanside tranquility of the Malibu Coast.

I knew tranquility would be a lofty goal as my preteen girlsblasted music, and we sang at the top of our lungs. Wepulled up the steep driveway to the Malibu Country Inn. Iwas admiring the quaint beauty of the historic inn nestledin the hillside, when my "Vegas Babies" scream, "Mom, whatis this place? Is this our hotel? I don't like it! Where's thehotel? This is a hotel?!"

My Vegas children have obviously attended too many birth-day parties at Mandalay Bay's "Wave" pool and stay-cationsat Downtown "Old Vegas" hotels like the Golden Nugget.

Every hotel should be a megaresort. They had no idea whatbeautiful experiences wereoffered by a smaller communi-ty like Malibu. Their world wasabout to change forever.

My hope was simply to enjoyMalibu. No trips to Disneylandor Lego land. I was blessedwith the gift of LIFE. At theend of 2012, I survived a brainaneurysm and severe infec-tion after brain surgery thatleft me on bed rest for severalmonths. I came to Malibu torelax and continue healing,enjoy the ocean and eat greatfood. Despite the comforts ofthe Malibu Country Inn... Iknew more experience await-ed us.

On our second day we ven-tured into Malibu. We enjoyedplayground fun at the CountryMart and found Howdy'sTaqueria for dinner. I am anadvocate of "Organic Living"and was ecstatic to findHowdy's! It soon became afamily favorite stopping place.

The Vegas Valley of nearly 2million people makes meyearn for small town living.We lingered after dinner in theMalibu Colony Plaza, whichhad an alluring, almost mysti-cal quality. Professionals anduniversity students on laptops,

artists, students with youthful vitality...coffee and deliciousice cream. Heaven.

Days were spent at Point Dume playing on the beach. Theyellow flowers were in full bloom offering spectacular hikesand ocean vistas. We marveled at authentic homes withgardens that have been cultivated for decades. I was in atropical ocean paradise. Relaxation.

Your community was lovely. One trip to the pet store and Ihad new dog toys and a list of doggy daycares. Lauren atL'Occitaine and I shared a long talk about writing careers.The kids enjoyed the Getty Villa. The tiny movie theater isamazing! Tom at Cosentino's Nursery gave my childrengifts of flowers to take home to Vegas. Our Malibu plantsare now growing in my desert garden!

Malibu isn't only an oceanside vacation destination. It's a place to LIVE. A wonderful place to simply BE. This memorable vacation with my children was a time tocelebrate being ALIVE! We hope to see you again [email protected]

WRITTEN BY JENNIFER GAMMONS-MUJICA

SIN CITY TO

A Spring Break in Malibu

OCEANSIDEPARADISE

MalibuDESTINATION

“THEY HAD NOIDEA WHATBEAUTIFULEXPERIENCESWERE OFFEREDBY A SMALLERCOMMUNITYLIKE MALIBU.THEIR WORLDWAS ABOUTTO CHANGEFOREVER.”

For More Information, Contact: Event Chair, CANDACE [email protected] | www.wif.org

It’s back!The Helicopter

Ball Drop ChallengeVisit

www.wif.org/malibu-golffor details

A SOLDIER’SVIEW OFFREEDOM

Last Sunday I was jogging through WestHollywood, doing a bit of window shopping at 8miles per hour. Saw an actor having brunch who Ithought was handsome as a child, sensed the kinet-ic energy surrounding Pride Week, and then passeda sign that stopped me dead cold in my sweatytracks. Inside a clothing store, there was a sign thatread...


VIEWS

“FOURYEARSSEEMEDLIKEANOTHERWAR ANDFOREVER IN TIMEAWAY... SO ITOOK TODAYDREAM-ING ABOUTWHAT LIFEMIGHT BELIKE AS ACIVILIAN.”

CIVILLIONAIRE

10 years ago today I was completing my 2nd tour inAfghanistan as an Attack Helicopter Pilot. Had decid-ed not to be a career military, but still gave my all eachday. Hard not to when the bullets are flying. When Iwasn't flying, fighting, eating, or sleeping, I dreamt ofindependence.

Not for America. America declared its independenceas a nation in 1776. Sitting in a tent in the Hindu Kush,I already knew absolute freedom from terror post 9/11was a mythical journey. Lord of the Rings stuff. Likeliving in a Louisiana swamp and believing mosquitoscan be kept out of the home. Even Frodo couldn't findthat kind of ring. It's hidden in the Bush’s.

Back to Afghanistan. I still had three years left on my 7-year service obligation, and the war in Iraq had justbegun. Four years seemed like another war and foreverin time away... so I took to daydreaming about what lifemight be like as a civilian. Let my imagination go buckwild. Fantasized about being able to decide the lengthof my own hair (long), where I would live (Cali), howoften I would keep a job (only as long as I wanted) ---these were my freedreams. Seriously, I actually found aruler, and envisioned what 4 inches of hair would looklike. Dreamt of the day I would turn in my tan flightsuit and helmet for the last time, get the simple key tomy safety deposit box full of freedom IOU's.

.......................................

Went so far as to come up with a term for what would be printed on the key...CIVILLIONAIRE. Youknow, [Civilian] + [Millions offreedoms] = Civillionaire.So when my jog was interrupted last weekend bywhat seemed blatant plagiarism, my ego silentlyshouted, "How dare they? That's my word!" But Idecided to laugh. To feel blessed. Maybe that oldword of mine was placed in my path so that Iwould see it again.You see, now sometimes I for-get about what life was like before I opened thesafe deposit box. I need an occasional nudge orreminder to have gratitude, and be thankful forsmall freedoms.

So I kept jogging. Made it to Santa Monica Blvd.and the Pride events. Maybe others focused onthe Jesus Hate crew spewing their PHd-likeunderstanding of Dante's Inferno. I couldn'treally hear them though. The vision before myeyes drowned out my audio.

Two female soldiers in ACUs (Advanced CombatUniform) holding hands. Clearly in love andwalking down Santa Monica Blvd. In 2013. I stillhave the picture in my mind in HD. Enhanced.Freedom all over their faces. A reminder of whatindependence and America are about. Pride, notprejudice. Not fear, but Freedom.

LET'S start with automobile coverage.You need the highest possible limits that you can afford forliability. It is also essential that your policy includes unin-sured motorist coverage. Insurance coverage should beequal to or greater than your net worth. A substantial judg-ment could result in an attachment of your assets or a gar-nishment of your wages that can last far into the future. Ahomeowner should absolutely get an umbrella policy to fillcoverage gaps in your primary policies. Umbrella policiesfor even millions of dollars might cost only a few hundreddollars a year.

Recent statistics indicate that as many as 70% of drivers inLos Angeles have no insurance or the minimum policyallowed by law. The minimum single limit policy inCalifornia is $15,000, which is not enough to cover medicalexpenses in many car accident cases. Uninsured motoristcoverage essentially steps into the shoes of the uninsuredor underinsured third-party, or person who is responsiblefor the accident, and provides excess coverage beyond thatdriver’s policy limits. If, for example, you have $100,000uninsured motorist coverage, the policy also acts as under-insured motorist coverage. This means that if the otherparty tenders their $15,000 policy limits, you can collect upto $85,000 under your own insurance policy.

Uninsured motorist property damage insurance pays torepair or replace your car if you get hit by an uninsured per-son. Rental car coverage provides a rental car while your caris being repaired.

Many attorneys don't understandhow broad coverage is for unin-sured motorist protection. If you areinjured as a pedestrian, or injured byanother vehicle while riding a bicy-cle, uninsured motorist coverageshould protect you. Also, there is animplied covenant of good faith andfair dealing in the uninsuredmotorist insurance contract, whichmeans that insurance companieshave to deal with you fairly or thereare consequences.

Medical payments coverage typical-ly costs pennies on the dollar. This type of coverage provides foryour insurance company to paymedical bills incurred for any inci-dent arising out of the operatingmotor vehicle, including injuries topassengers or yourself, even if youwere at fault for the accident. It covers deductibles and Co-Pays foralternative therapies like massage,chiropractic treatment, acupunc-ture, and physical therapy that yourhealth insurance does not cover.

Homeowners’ policies are alsoimportant to protect your mostvaluable asset. In Malibu and surrounding areas, there are oftenpolicy exclusions for floods or fires.California Fair Plan coverage, forexample, only writes fire policiesbut does not include liability, so youwill need an additional liability poli-cy. Your umbrella policy should tackonto your homeowners’ policy aswell. This enables you to bundle all ofyour insurance, including underin-

sured motorist, under your umbrella policy. Med pay cover-age under your homeowners’ policy should cover injuriesto guests visiting your home. Most of these policies alsocover theft and vandalism even if something was stolenfrom you while outside of your home.

You could always buy additional flood or earthquake insur-ance. That should be determined on a cost/risk analyticalbasis. Oftentimes, flood, earthquake, and other types ofpolicies are very expensive yet have limited coverage andhigh deductibles.

Quoting Ted Silverberg, an insurance consultant withMalibu Insurance Group, “We live in a world where it’s notIF but WHEN an insurance claim will occur that you areinvolved in. The peace of mind, knowing you have adequate coverage, is priceless. Take a moment to protectthe things you love by consulting with an independent broker and an attorney before you need them.”

Misconceptions

COMMONMISCONCEPTIONSABOUT INSURANCECOVERAGE

INSURANCE

There are some common misconceptions about insurance coverage. I'mamazed at how many sophisticated Malibu residents are unclear aboutbasic types of insurance and the coverage they afford.

“RECENTSTATISTICSINDICATETHAT ASMANY AS 70%OF DRIVERSIN LOSANGELESHAVE NOINSURANCEOR THE MIN-IMUM POLI-CY ALLOWEDBY LAW. “

David Olan is a leadingaccident attorney repre-senting people who havesuffered serious personalinjuries and familieswho’ve lost a loved one toa wrongful death. For afree, no-obligation consul-tation, contact David Olanat 310-566-0010,[email protected], or visitwww.olanlaw.com



“THE SEASON ‘TIS MY LOVELY LAMBS”SUMMER IS UPON US, THE OCEAN HAS WARMED UP ANDANGELINOS BY THE TENS OF THOUSANDS ARE HEADEDTO THE BEACH. Pacific Coast Highway (PCH) hasbecome a weekend and holiday parking lot and residentsof Pacific Palisades and Malibu are braced for the mass invasion. The area merchants have rolled out the welcome mats and are basking in the constant flow ofbusiness, especially the restaurateurs.

Keep in mind that everyone who visits the local beaches doesn’tpack a picnic basket, so the next most important thing to swim-ming, sun bathing and digging in the sand is eating.

With your convenience in mind, I covered part of the water-front of PCH, an eight-mile stretch from Sunset Blvd. to WebbWay and visited major restaurants along the way. I was amazedat the diversity of menus, decors, ambiance and affordabilitythat is available. Contrary to some commonly held opinions,you don’t have to ‘go broke’ getting a good meal in Malibu.

Please enjoy your meal….

Gladstones: Starting at Sunset Blvd. and PCH, Gladstones is anextremely popular landmark for over 30 years. With its ocean frontprofile, you are invited to enjoy a true Southern California experi-ence. The menu includes fresh fish, raw bar, shared plates, pasta andrisotto, classic entrees, sandwiches, soups (including their famousclam chowder), salads, and a full bar. The price range is $15 to $40.The view is spectacular.

Chart House: Moving north on PCH, just before Topanga CanyonBlvd., we dock at the oceanside Chart House Restaurant. A proudsetting of distinctive dining since 1969, the menu is extensive, fea-turing signature fresh fish and seafood, steaks, poultry and prime riband the wine list is impressive. Be sure to save room for their signa-

ture dessert – Hot Chocolate LavaCake. Seaside parking available;price range is $8 to $40.

Reel Inn: Continuing north on theinland side of PCH is the rustic ReelInn. With its corrugated tin roof andsides, this is a seafood lover’s haven.For the past 30 years, this fresh fish market specialist has served upan incredible array of seafood at affordable prices, ranging from $5to $25. If you like that shanty, comfortable atmosphere with tastyfood, this must be the place.

Cholada Thai Beach Cuisine: If it is authentic Thai food you’re afterthen pay a visit to Cholada on the inland side at 18763 PCH. It is asmall, quaint restaurant that serves assorted appetizers, Thai salads,rice dishes, curries, noodles and Chef’s Specials. The price range is$7 to $15.

Moon Shadows: Headed back to the beach side. Moon Shadows isthe popular seaside Bistro with an inviting mystique all its own. Itfeatures ocean view dining from any seat in the house. The menuincludes an enticing array of appetizers, fresh fish, clam chowder,pastas, chicken, pork, and Blue Ribbon filet mignon. The price rangeis $10 to $30. There is both indoor and outdoor dining. Thursdaythrough Sunday you can enjoy late evening DJ lounge music. All ofthis served with Italian hospitality.

Duke’s: Aloha: for a taste of Hawaii in Malibu, be sure to visit Duke’s,named for Hawaii’s most famous citizen and father of internationalsurfing, Duke Kahanamoku. Since 1997, Duke’s has featured aHawaiian style lunch and dinner menu that includes seasonal freshseafood, soups, salads, and local favorites including steaks and Surfand Turf. Their Bare Foot Bar is one of the most comfortable on thecoast. Warm hospitality, good food, island ambiance….

La Costa Mission: It is the upscale Mexican restaurant, just north ofLas Flores Canyon. The beautifully remodeled décor matches theclassic traditional Mexican cuisine, which also includes steaks andseafood. Price range is $11 to $30. Happy Hour: Monday throughFriday 5 pm to 7 pm. Say hello to Gino, a nationally acclaimed chef.

PCHAROUND TOWN SAND AND SEA

BY TOMMY HAWKINS “CONTRARYTO SOMECOMMONLYHELD OPIN-IONS, YOUDON’T HAVETO ‘GOBROKE’ GETTING AGOOD MEAL IN MALIBU.”

Thai Dishes: Thai Dishes has 74 authentic selections on itsextensive menu. The prices are in the $5 to $23 range and thereis seating inside and on the patio. The restaurant also featuresa Sushi Bar.

Giovanni: One of the best-kept secrets in Malibu is the greatSouthern Italian cuisine available at Giovanni Restaurant. Forthe past eight years, Giovanni and his staff have served goodfood, good wine and provided good service. The menuincludes seafood, pasta and pizza, beer and wine. The pricerange is $15 to $20 per person

Plate: If it is earthy California cuisine you are after, then pay avisit to Plate Restaurant. All of the produce is locally, organicallygrown and they feature optional vegan, vegetarian and gluten-free diets. Plate offers a traditional breakfast menu, a lunchmenu that includes pizza, sandwiches and wraps, plus a dinnermenu that features seafood, steaks, pasta and salads. The pricerange is $9 to $28.

Carbon Beach Club: The sedate Carbon Beach Club is theindoor/outdoor dining beachside restaurant of the exclusiveMalibu Beach Inn. The setting is upscale and stunning.Breakfast, lunch and dinner menus include assorted optionsfrom the ocean, soup of the day, burgers, salads and Chef’sSpecials. Gluten-free, vegan and vegetarian selections are avail-able. Price range $7 to $42.

Marmalade: Located in the Malibu Country Mart at PCH andCross Creek Road, Marmalade gets you through your day start-ing with a hearty breakfast and concluding with a delightful din-ner. The bountiful menu includes starters, small plates, home-made soups, pastas, neighborhood entrée favorites, flatbreads,burgers, sandwiches and salads. Price range: $7 to $22.

Taverna Tony: How about a wonderful Greek meal in a GreekIsland setting with live Mediterranean music and good wine, atTaverna Tony Restaurant at Cross Creek Road inside the MalibuColony Mart. Tony’s menu includes traditional delicacies, freshseafood, pasta, a variety of lamb, and an array of homemadeGreek sweets. Menu items range from $7 to $40.

Tra di Noi Ristorante: Inside the Malibu Colony Mart just offCross Creek Road where kids enjoy the swings and slides is Tradi Noi Ristorante. There you can enjoy an Italian cuisine ofseafood, special meat entrees, pasta, pizza, salads, sandwiches,fine wine and beer. Price range is $17-$29. Great ambiance.Indoor and outdoor seating, and excellent service.

Café Habana: In the new wing of the Mart is Café Habana, fea-turing a full bar and covered cabana dining. They get you start-ed with grilled corn, Mexican style guacamole, calamari, tunatostada, and chicken and goat cheese quesadillas. You mayselect fish steak, shrimp tacos or an assortment of burritos fromthe main menu. Prices range from $9 to $24.

Coogie’s: Our restaurant tour ends at Webb Way and PCHinside the Malibu Colony Plaza. You can order from their fullbreakfast, lunch or dinner menus – from house specialties,soups, salads, sandwiches and burgers. The prices range from$8 to $24. You can always expect wholesome food and friendlyservice morning, noon and night.

Bui Sushi: Next door to Coogie’s is Bui Sushi, specializing insushi, sashimi and tempura, but also includes chicken and beefentrees, hot specialties, salads and desserts. Unique bar servicewithin warm, inviting surroundings. Price range: $4 to $25.

* There are 3 more restaurants not covered in this survey;Nobu on PCH, Mr. Chow on Cross Creek and Kaishin onWebb Way.

There you have it…20 restaurantsin one incredible eight-milestretch of Pacific Coast Highway;all providing gustatory pleasureand all awaiting your patronage.


TECHNOLOGIES THATRELEASE THECAUSE OF STRESSBY DEEPAK CHARI, M.S. & ROOPA CHARI, M.D.

HEALTH

“A NEW STUDYHAS REVEALEDTHAT PEOPLEWHO DON'TDEAL WITHTHEIR STRESSEFFECTIVELYARE MORELIKELY TOENCOUNTERSOME FORMOF MENTALILLNESS 10YEARS DOWNTHE ROAD!”

STRESS is all around us andis a part of our daily life. It is important to know thatstress is not due to the actual events that take place in ourlives but is our perception or interpretation of a real orimagined threat to our body or identity.

The aging process can be sped up with excess stress dueto the increase in stress hormones such as cortisol andadrenaline, which affects us mentally, emotionally, andphysically. This can cause an increase in belly fat,depression, anxiety, memory loss, hair loss, decrease inhormones, muscle loss, high blood pressure, insomnia,palpitations, and food cravings. It can also weaken andsuppress important systems in your body including theimmune system, digestive system, and the reproductivesystem. A new study has revealed that people who don'tdeal with their stress effectively are more likely toencounter some form of mental illness 10 years downthe road!

It is important to know that if our reactions to stress aredetermined by our perceptions or views of a situation or event, then our perceptions can be changed. Our perceptions of the events in our life are subcon-scious reactions based on our beliefs, (attitudes andviews usually developed from childhood).

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For example a golfer may learn better techniques, but at asubconscious level is still held back by the perceptions he orshe may carry about their abilities to master their game. Orin relationships, a woman may repeatedly attract abusivemen because of her perceptions of her self-worth.

In order to understand the underlying causes of thesestresses we combine state of the art biofeedback with voicemapping to release subconscious emotional blocks totransform your previous limiting perceptions.

These technologies are based on the body's ability torespond to subtle stimuli. Using the body's natural ener-getic field via a bio-communication hand unit and a per-son's voice, a communication link is established. Throughthis connection, the special software sends stimuli and thenrecords the body's response. This conversation is called bio-communication, and it provides insights into health andwellness as well as facilitates the release of stress from themind and body.

For example, one of our clients, Jane (not her real name),who is a singer, felt very anxious and powerless before andduring her performance due to her perception that she wasnot good enough. After her sessions with our advancedtechnology, she performed in the largest hall of her careerand felt very confident and powerful. The audienceresponded with ecstasy and she said it was the best per-formance she's ever done. This happened because her lim-iting subconscious perceptions that she was not goodenough or talented enough were positively changed.

Advanced bio-communication technologies facilitate therelease of subconscious and conscious emotional stress. Asa result, you have a new perception of the previous stressfulevent. Some of the many benefits include greater peace ofmind and deep restful sleep, along with increased energy,productivity, and confidence.

Business owners report greater success in their business,and even the quality of a person's voice improves so thatsingers, speakers, and actors perform better!

These advanced technologies can quickly release stress bytransforming our perceptions, which can transform thequality of our life, health, and career.

Dr. Roopa Chari is a Board Certified integrative medicaldoctor in Internal Medicine and her brother DeepakChari is an Engineer and Certified Biofeedback Specialistat The Chari Center of Health, an advanced HolisticIntegrative Medical Center in Santa Barbara, CA.www.charicenter.com

LASSI-A VERY POPULAR YOGURT DRINK, PROVIDES SOOTHING RELIEF IN THE HOT SUMMER!LASSI CAN BE MADE WITH SPICES SUCH AS CUMIN AND HERBS SUCH AS MINT AND CILANTRO.IT CAN ALSO BE MADE WITH FRUITS, AND MANGO LASSI IS A POPULAR DRINK IN INDIANRESTAURANTS IN THE US. BY SMITA VASANT

MANGO LASSI


MANGO LASSI (YOGURT DRINK)

RECIPE

Ingredients:

2 cups plain yogurt •

2 ripe mangoes (cut up);•

can use canned mango pulp

¼ tsp ground cardamom•

4 tsp sugar (or as needed) •

½ cup water•

Preparation:

Blend all ingredients togetherand serve over ice.


A SUMMER WEEKEND ELIXIR INSPIRED BY KOMBUCHA, COCONUT WATER, AND THE CLASSICBELLINI. BY OLIVIA MORGAINE

KUCOCOLLINIRECIPE

Preparation:

In a large glass mason jar, combine equalparts original Kombucha, coconut water,or a coconut tonic such as Kevita brand,and champagne, or sparkling wine (note:rose varieties add a lovely blush colour toyour libation). Add two cups of freshorganic cubed peaches and oranges. Add ahandful of torn fresh organic mint. Sealand place in refrigerator for one hour, upto two days. Pour into tumblers, or whitewine glasses, scooping in the fruit with aspoon. Garnish with additional mint. Enjoyas the sun sets over the ocean, and don’ttry to say it ten times fast if you’ve hadmore than two! Serves 4

Itsaglamthing.com“SUMMER” GIVEAWAYS

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www.spiriticevice.com

Go to www.MalibuChronicle.com to register to win one of these amazing products.

If you would like to have your product considered for inclusion, please contact [email protected]

MenzaMENZA Skin Care is designedto address men's healthy skincare needs from intrusiveshaving, active lifestyles andgrowing awareness about theiraging skin. The MENZA 5 stepskin care system includes DailyFace Wash, Refining Pads, EyeStrong Creme, MattifyingSerum and Clarifying Wash.The product protocol is quickand simple yet effective andprovides great results. MENZAis Intelligent Skin Care forIntelligent Men.

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KenziaKenzia Moisture Therapy Shampoois rich in Moroccan Argan Oil andbotanicals. The nourishing andmoisturizing shampoo helps repairdry, colored, distressed hair. Alongwith Kenzia Moroccan Argan OilSmoothing Conditioner, they areboth paraban and sulfate free. TheSmoothing Conditioner gentlyinfuses hair with moisture andstrengthens damaged, dry hair.You'll love the look and feel of yourhair with Kenzia hair products.

www.dermapeuticsinc.com

Dionis Dionis Sole Soother PinkPeppermint 100% NaturalHeel Repair Stick is excellentfor dry cracked heels and canbe used on knees, elbowsand wherever else you havedry skin. It's formulated withnatural cornstarch, moistur-izing shea butter and nour-ishing tea tree oil. It’s gentleenough for everyday use andleaves no greasy residue, Justslip on your shoes and go.

www.dionisgmskincare.com

The NEW Dream WaxersCherry Dream Wax To Go kit includes a jar ofCherry Dream Wax,Dream Waxers strips,Cherry Dream Cleansoothing pure essentialLavender & Peppermintpre and post oil and 20wooden sticks. This is allpackaged in a cute travelbag, perfect for summertravel. The award-winningCherry Dream Wax makeswaxing heavenly.

www.dreamwaxers.com

The Bra-KetThe official Bra-ket for womenis a revolutionary new brapocket product that provides aconvenient place for to storeyour phone with invaluableshielding protection from radiofrequency waves. The Bra-ketutilizes an innovative, protec-tive fabric. The protective sideis worn next to the skin, andplaces a barrier between youand the harmful waves. Be safewith The Bra-Ket.

www.thebra-ket.com

The world is constituted of three types of living beings –plant, animal, and human.

THE DILEMMA

THE DILEMMAOF CHOICE

THE plant kingdom ranges from banyantrees to creepers, flower-beds to weeds. They have a distinctcharacter. They merely exist in the world at large exhibitingtheir nature. With no voluntary reaction to the world. Noeyes to gaze at the environment around.

Animals have a built-in programme to live their lives. Theycannot tamper with their natural constitution. A tiger cannotbecome a vegetarian nor a cow a flesh-eater. Eating habits

apart, the behavioural pattern of each species ofanimals is clearly defined by their basic nature,vasanas. The creatures of each species are consti-tuted of the same vasanas. They possess a collec-tive nature. All lions are ferocious. So are all deersoft and tender.

The human species stands out distinct and differentfrom all other creatures. The nature of each humanbeing is singular. Each one is constituted of his indi-vidualistic nature, vasanas. No two humans possessthe same vasanas. Consequently, each oneexpresses his or her own behavioural pattern.Hence human beings have to be treated individual-ly, not collectively as in the case of other creatures.

The behavioural pattern of animals follows theirown nature. They have no choice to live apartfrom it. But humans are free to choose theircourse of life. All through life you are faced withthe dilemma of choice. To get into business orprofession, to marry or not to marry, to be a vege-

tarian or non-vegetarian etc. The problem lies not so muchin making a choice but on what basis you make it. Thatrequires a study of the forces that propel human action.

Human actions emanate from either the mind or the intellector a combination of both. The body executes action. But thebody cannot act on its own. The actions of the body are driv-en by either:

1. Likes and dislikes, feelings, emotions, impulses of the mindor

2. Reason, discretion, judgement of the intellector

3. A combination of the above two.

Here is an example of the above three possibilities arisingfrom an action. Offer a sweet to a diabetic person who isfond of sweets. His mind wants to take it. His intellectdecides against it knowing that he is diabetic. If his intellect

is more powerful than his mind he will refuse it. If otherwise,his mind is strong and intellect weak, he would accept it. In athird possibility, if the person is not diabetic, his mind andintellect may concur and consume it.

People the world over operate more on feeling and emotionrather than by reason and judgement. Sometimes even the rea-soning of the intellect is overpowered by the mind’s emotion.

To have emotions is a virtue. But it would be a grievous errorto let them interfere with your intellectual judgement. Thatwould be tantamount to human weakness. History revealsthis intellectual weakness of human beings in letting theiremotions overthrow discretion and judgement.

Extract from The Fall of the Human Intellect by A. Parthasarathy.

“PEOPLE THE WORLDOVER OPER-ATE MORE ONFEELING AND EMOTIONRATHER THANBY REASON AND JUDGE-MENT.”


"A SPECIAL HONORFOR A MALIBUITE"

RECENTLY, MR. WRIGHT WAS NAMED IN

THE QUEEN'S NEW YEAR HONOURS LIST

2013, PUBLISHED IN THE UNITED

KINGDOM. HE WAS AWARDED THE OBE

(OFFICER OF THE MOST EXCELLENT

ORDER OF THE BRITISH EMPIRE) IN

RECOGNITION OF HIS SERVICES TO

BRITISH BUSINESS INTERESTS IN THE USA.

THE AWARD CEREMONY IS KNOWN AS AN INVESTITURE.

Mr. Wright is the head of Paul J. Wright & Associates, a Malibu law firm specializing in domestic and international transactional andlitigation matters.

Paul Wright at the Buckingham Palace

Documents

Malibu Chronicle_Summer 2013