Loss Mitigation and Foreclosure Solutions

“Where Houses remain Homes”

M.A.P. SoftwareM.A.P. Software(Mitigation Analyzing Platform)(Mitigation Analyzing Platform)

Enterprise Risk ManagementEnterprise Risk ManagementSoftware for the Housing CrisisSoftware for the Housing Crisis

Navigating the Housing Market through the Navigating the Housing Market through the Economic StormEconomic Storm


ObjectivesObjectives► Touch on current economic environmentTouch on current economic environment► Discuss and Evaluate the Mortgage/Housing CrisisDiscuss and Evaluate the Mortgage/Housing Crisis► Review Currently proposed SolutionsReview Currently proposed Solutions► Present a Valuable Tool to successfully Navigate Present a Valuable Tool to successfully Navigate

through the financial stormthrough the financial storm► Share how Qualify to Modify, LLC’s M.A.P. Software Share how Qualify to Modify, LLC’s M.A.P. Software

will be an integral tool that enables servicers loss will be an integral tool that enables servicers loss mitigation departments to evaluate risk management mitigation departments to evaluate risk management operations in order to alleviate potential REOsoperations in order to alleviate potential REOs


The Results/ ImpactThe Results/ Impact ► Unaffordable Mortgage PaymentsUnaffordable Mortgage Payments► Over supply of Housing InventoryOver supply of Housing Inventory► Declining Property Values – Median home price in March 2007 Declining Property Values – Median home price in March 2007

was $257,600 compared to 2009 at $186,125was $257,600 compared to 2009 at $186,125► Tightening Credit Qualifications -July of 2007, 27,962 Tightening Credit Qualifications -July of 2007, 27,962

Mortgage Products available for financingMortgage Products available for financing

July of 2009, 2,282 availableJuly of 2009, 2,282 available► Failed Banks and Businesses 69 bank victims in 2009 Failed Banks and Businesses 69 bank victims in 2009

alone.alone.► FDIC reserves depleted from 60 billion in 2008 to 13 billion FDIC reserves depleted from 60 billion in 2008 to 13 billion

today.today. Two-Tenths of $.01 covered!! Two-Tenths of $.01 covered!!

Loss of Jobs – Unemployment at 9.5 Loss of Jobs – Unemployment at 9.5 nationally and rising.nationally and rising.

► Eliminated Retirement AccountsEliminated Retirement Accounts► One in Ten Mortgages in Default (60 One in Ten Mortgages in Default (60

Days) New delinquency rates from Days) New delinquency rates from May show 638k mortgages went 30 May show 638k mortgages went 30 days delinquent for the first time.days delinquent for the first time.

► Currently, there is nearly a 0% Cure Currently, there is nearly a 0% Cure rate for 90 day delinquencies.rate for 90 day delinquencies.

► One in Five Homes are “Underwater” One in Five Homes are “Underwater” Economic data shows 48% of Economic data shows 48% of homeowners will owe more than the homeowners will owe more than the value of the home by 2011.value of the home by 2011.

► Unprecedented amounts of Unprecedented amounts of Foreclosures!!Foreclosures!!


Reality Reality ► Industry has seen Government interferenceIndustry has seen Government interference► Foreclosure Moratorium, Manipulation of 30 year fixed mortgage rates to all-Foreclosure Moratorium, Manipulation of 30 year fixed mortgage rates to all-

time lows, Cutting the Fed Funds Rate to zero, Using Fannie, Freddie, HUD time lows, Cutting the Fed Funds Rate to zero, Using Fannie, Freddie, HUD and the FHA to prop up the mortgage market, TARP, Stimulus checks, and the FHA to prop up the mortgage market, TARP, Stimulus checks, Stimulus spending, Deficit spending, Temporary bans on stock short-sales, and Stimulus spending, Deficit spending, Temporary bans on stock short-sales, and Bailouts - Bear Stearns, AIG, Citi-Group, Bank of America, Ford, GM, and Bailouts - Bear Stearns, AIG, Citi-Group, Bank of America, Ford, GM, and ChryslerChrysler

► To date it has all been unsuccessfulTo date it has all been unsuccessful► Unemployment continues to rise (9.5% - Nationally)Unemployment continues to rise (9.5% - Nationally)► Mortgage Defaults are increasing (Foreclosure Filing every 9 Mortgage Defaults are increasing (Foreclosure Filing every 9

seconds!!)seconds!!)► Credit Guidelines continue to tightenCredit Guidelines continue to tighten

► Home Values and Neighborhoods continue to DeclineHome Values and Neighborhoods continue to Decline► Lender and Servicer Call Centers are Understaffed and OverwhelmedLender and Servicer Call Centers are Understaffed and Overwhelmed► Currently, no system is in place to determine a homeowner’s “True” position of Currently, no system is in place to determine a homeowner’s “True” position of

affordabilityaffordability► No automated system to control the growing defaultsNo automated system to control the growing defaults► Estimates show 70% of current Modifications re-defaultEstimates show 70% of current Modifications re-default


Why are current modifications Why are current modifications unsuccessful?unsuccessful?

► Lenders are giving enough time for borrower’s to catch their breath, Lenders are giving enough time for borrower’s to catch their breath, however they are still on life support!!however they are still on life support!!

► Measurement used to compute an Average Sustainable Affordable Measurement used to compute an Average Sustainable Affordable Payment – DTI!Payment – DTI! Reduction to 31% to 38% Debt-to-Income is not enoughReduction to 31% to 38% Debt-to-Income is not enough

► Debt-to-Income is no longer a legitimate measurement of affordability Debt-to-Income is no longer a legitimate measurement of affordability within our current societywithin our current society

► Mortgage loans that are not under the FDIC and H.A.M.P plan:Mortgage loans that are not under the FDIC and H.A.M.P plan: Jumbo loansJumbo loans 22ndnd homes * Investment properties * Land loans homes * Investment properties * Land loans Alternative A mortgage products * Payment option ArmsAlternative A mortgage products * Payment option Arms Junior liens or HELOC’s Junior liens or HELOC’s Call centers and Housing counselors do not have the staff or Call centers and Housing counselors do not have the staff or

efficiency to get through all of the requests.efficiency to get through all of the requests.


Why current mods are unsuccessful Why current mods are unsuccessful cont.cont.► Median US Incomes have had little increase since 2002Median US Incomes have had little increase since 2002

Spending exploded causing an illusionSpending exploded causing an illusion Americans were not making more money, just borrowing moreAmericans were not making more money, just borrowing more

► Borrowed Money from EquityBorrowed Money from Equity► Borrowed money from Credit cardsBorrowed money from Credit cards

The average card holder spent $12,500 in 2005 alone with a The average card holder spent $12,500 in 2005 alone with a total of $2,052 Billion chargedtotal of $2,052 Billion charged

► According to the Federal Reserve:According to the Federal Reserve: Current US holdings are $2.6 Trillion in unsecured Credit Card DebtCurrent US holdings are $2.6 Trillion in unsecured Credit Card Debt The average US household currently holds $8,700 in unsecured debtThe average US household currently holds $8,700 in unsecured debt

► The average rate is 14.99% and going up!!The average rate is 14.99% and going up!! Legislation now requires a 3% payment ratio to outstanding credit Legislation now requires a 3% payment ratio to outstanding credit

balancebalance Average payment is $261 per monthAverage payment is $261 per month


ACTIVITIES?ACTIVITIES?

ADDITIONALADDITIONAL

TAXES?TAXES?

HOUSEHOLDHOUSEHOLD

SUPPLIES?SUPPLIES?

PETS?PETS?

SOCIALSOCIAL

EVENTS?EVENTS?

MILESTONEMILESTONE

GATHERINGS?GATHERINGS?

HYGIENE?HYGIENE?

NON-NON-

MANDATORYMANDATORY

UTILITIES?UTILITIES?

NECESSITIES?NECESSITIES?

MANDATORYMANDATORY

UTILITIES?UTILITIES?

2121stst CENTURY CENTURY

EXPENSESEXPENSES

Non-considered DTI Expenses

- Vaccines- Vaccines

- Food- Food- Play Toys- Play Toys- Grooming Supplies- Grooming Supplies

- Vet Check-ups- Vet Check-ups- Registration Fees- Registration Fees

- Bowling- Bowling - Game Night- Game Night - Cards- Cards

- Natural Gas- Natural Gas

- Pest Control- Pest Control

- Trash- Trash

- Electricty- Electricty- Food/ Groceries- Food/ Groceries- Haircut- Haircut

- Personal Property- Personal Property

- Paper Towels- Paper Towels

- Cleaning Supplies- Cleaning Supplies- Batteries- Batteries

- Land Line Phone- Land Line Phone- Cellular Phone- Cellular Phone

- Internet- Internet- Cable/ Satellite- Cable/ Satellite

- Home Warranty- Home Warranty- Home Alarm System- Home Alarm System

- Razor Blades- Razor Blades- Shaving Cream- Shaving Cream

- Youth Organizations- Youth Organizations- Lessons- Lessons

- Weddings- Weddings- Funerals- Funerals- Showers- Showers

- Water- Water

- Deodorant- Deodorant- Hair Supplies- Hair Supplies- Bar Soap/ Face Soap- Bar Soap/ Face Soap- Shampoo/ Conditioner- Shampoo/ Conditioner

- Toilet Paper- Toilet Paper

- Trash Bags- Trash Bags

- School Sports- School Sports- Intramurals- Intramurals- Vehicle- Vehicle

- City Specific Taxes- City Specific Taxes


VACATIONS/VACATIONS/

VISITATIONS?VISITATIONS?

COMMONCOMMON

HABITS/ HABITS/

VICES?VICES?

GIFTS ORGIFTS OR

CARDS?CARDS?

(Spouse, Kids,(Spouse, Kids,

Mother)Mother)

CHILDREN?CHILDREN?

EMERGENCIES?EMERGENCIES?

SAVINGS?SAVINGS?

CLOTHING?CLOTHING?

STRESSSTRESS

RELIEF?RELIEF?

OTHEROTHER

CREDITORS?CREDITORS?

INSURANCE?INSURANCE?

2121stst CENTURY CENTURY

EXPENSESEXPENSES

MORE!! Non-considered DTI Expenses

- Toys- Toys

- Diapers- Diapers- Formula- Formula

- Extracurricular Activities- Extracurricular Activities

- Clothes/ Shoes- Clothes/ Shoes

- Daycare- Daycare- Evening Baby-Sitter- Evening Baby-Sitter

(Sports, Clubs, Camps, etc.)(Sports, Clubs, Camps, etc.)

- Home - Home MaintenanceMaintenance

- Medical- Medical - Auto- Auto

- Disability- Disability

- Health- Health

- Long-Term Care- Long-Term Care

- Life- Life

(Prescriptions, Vitamins, (Prescriptions, Vitamins, Co-Pays, Wellness Co-Pays, Wellness Checks, Checks, Emergencies, etc.)Emergencies, etc.)

- Student Loans- Student Loans- Credit Cards- Credit Cards

- Alcohol- Alcohol- Tobacco/ Cigarettes- Tobacco/ Cigarettes- Gambling- Gambling

- Anniversaries- Anniversaries- Birthdays- Birthdays- Holidays- Holidays- Special Events- Special Events

- Movies/ Dinners- Movies/ Dinners- Sporting Events/ - Sporting Events/

ConcertsConcerts- Gym Memberships- Gym Memberships- Yoga/ Pilates- Yoga/ Pilates- Tanning- Tanning- Massages- Massages- Chiropractor- Chiropractor- Personal Trainer- Personal Trainer

- New Shoes- New Shoes- Dry Cleaning- Dry Cleaning- Alterations- Alterations

- Family Retreats- Family Retreats- Family Visitations- Family Visitations

- Retirement- Retirement- Children’s College Savings- Children’s College Savings- Elderly Care- Elderly Care

- Auto- Auto

- New Clothes- New Clothes


The Bottom-lineThe Bottom-line► Measuring affordability through Debt-to-income is Measuring affordability through Debt-to-income is

an outdated formula to show home affordability!an outdated formula to show home affordability! DTI does not measure:DTI does not measure:

► 2121stst century cost of living expenses century cost of living expenses► Uncertain Financial concernsUncertain Financial concerns► Unknown financial variables that are never taken into Unknown financial variables that are never taken into

considerationconsideration►One of the variables for the high percentage of One of the variables for the high percentage of

re-defaults with current loan modifications.re-defaults with current loan modifications.►Key variable that has to be considered for front end Key variable that has to be considered for front end

future originating. future originating.


United States Mortgage United States Mortgage StatisticsStatistics► Mortgage Balances held against one – Mortgage Balances held against one –

four unit properties End of 3four unit properties End of 3rdrd Qtr 2008 - Qtr 2008 - $11,075,445,000,000!!!$11,075,445,000,000!!!

► US households are estimated at 111 US households are estimated at 111 MillionMillion

► At the end of 2005, an estimated 68.9% or At the end of 2005, an estimated 68.9% or nearly 76.5 Million of households were nearly 76.5 Million of households were homeownershomeowners

► Making the average homeowner hold a Making the average homeowner hold a mortgage balance of $152,000mortgage balance of $152,000

► According to the Freddie Mac Weekly According to the Freddie Mac Weekly Survey, the average 30 YR Fixed rate Survey, the average 30 YR Fixed rate between 2001 and 2007 was 6.257% between 2001 and 2007 was 6.257%

Loan to Value’s by past decades

1935 – 60% 1970 – 90%

1955 – 66% 1989 – 100%

1964 – 80%


What’s on the What’s on the HorizonHorizon?? ► Rising UnemploymentRising Unemployment► Out of Control Consumer DebtOut of Control Consumer Debt► Inability to PayInability to Pay

Housing boom created high paying jobs and phantom (TAX FREE!!) Housing boom created high paying jobs and phantom (TAX FREE!!) income for the average familyincome for the average family

Vanishing Equity/ Retracted Credit Lines Vanishing Equity/ Retracted Credit Lines ► Declining Property ValuesDeclining Property Values► Commercial Office Defaults * Commercial Lending DefaultCommercial Office Defaults * Commercial Lending Default► Increasing Adjustable Rate LoansIncreasing Adjustable Rate Loans► Resetting and Recasting Mortgages (Option ARMS/ Negative Resetting and Recasting Mortgages (Option ARMS/ Negative

Amortization Loans )Amortization Loans )► Moral decisions are now Household Business decisions.Moral decisions are now Household Business decisions.


► Adjustment Peak, End Adjustment Peak, End of 2010!!of 2010!!


The QTM SolutionThe QTM SolutionSoftware as a Service (SaaS)Software as a Service (SaaS)

► The M.A.P. (Mitigation Analyzing Platform) SoftwareThe M.A.P. (Mitigation Analyzing Platform) Software► Risk Management Solutions to protect your bottom-linesRisk Management Solutions to protect your bottom-lines► Transforming Chaos to StructureTransforming Chaos to Structure► Powerful analytical decision enginePowerful analytical decision engine► Algorithmic formulas to derive the most profitable NPV Algorithmic formulas to derive the most profitable NPV

(Net Present Value) solution(Net Present Value) solution► Turn-key and streamlined data input process for all vested Turn-key and streamlined data input process for all vested

partiesparties► No Required additions to IT Infrastructure No Required additions to IT Infrastructure ► Central data point of entry enabling a prompt detailed Central data point of entry enabling a prompt detailed

analysis for immediate loss prevention decisions analysis for immediate loss prevention decisions pertaining to non-performing assetspertaining to non-performing assets

► Effective solutions, Efficient results, Easy to useEffective solutions, Efficient results, Easy to use


► Automated Government program updatesAutomated Government program updates► Constant Compliance and qualification criteria Constant Compliance and qualification criteria

updatesupdates

► Specific and detailed inputSpecific and detailed input► M.A.P. provides the best M.A.P. provides the best

solution possiblesolution possible► Ensures long-term stability Ensures long-term stability

for affordabilityfor affordability

► Analyzes best return on asset Analyzes best return on asset result for institutionresult for institution

► Provides long term outcome Provides long term outcome comparing NPV of alternativescomparing NPV of alternatives

► Assists Banks, Assists Banks, Lenders, and Lenders, and Servicers.Servicers.

► Simplifies the Simplifies the Decision ProcessDecision Process

► Benefits HUD Benefits HUD Counselors, loss Counselors, loss mitigation companiesmitigation companies

► Clarifies the Clarifies the homeowners situationhomeowners situation


► Software updates with Government Software updates with Government program updatesprogram updates

► Compliance and qualification criteriaCompliance and qualification criteria► Preserve the countries wealth along Preserve the countries wealth along

with United States Neighborhood with United States Neighborhood valuesvalues

Government ProgramsGovernment Programs

Issues M.A.P. Software Value

Massive Debt, with bank write offs at all time

highs.

Affordable, effective, streamlined software.

Depreciating home values

Preserve neighborhood values

Economic Instability Creates Stability in Financial Institutions


► Analyzes a best return on Analyzes a best return on asset resultasset result

► Provides long term view of Provides long term view of alternativesalternatives

► Effectively and efficiently Effectively and efficiently determines a non-bias determines a non-bias automated decision.automated decision.

► Streamlines and Quickens Streamlines and Quickens the processthe process

► Ability to dramatically Ability to dramatically increase volumeincrease volume

Financial InstitutionsFinancial Institutions


Overwhelming Volume Ability to efficiently work individual cases

Massive Write-downs Increase Performable Assets


► Specific and detailed Specific and detailed inputinput

► M.A.P.s the best M.A.P.s the best outcome possibleoutcome possible

► Ensures long-term Ensures long-term financial stability with financial stability with mortgage payment mortgage payment affordabilityaffordability

ConsumersConsumers


Unaffordable Payments Sustainable and Affordable Payments

Foreclosure Remain a Homeowner


What is the M.A.P.?What is the M.A.P.? ► M.A.P. (Mitigation Analyzing M.A.P. (Mitigation Analyzing

Platform)Platform)► A streamlined & automated, Software A streamlined & automated, Software

SolutionSolution► M.A.P. is an A.L.M.E.S. (Automated M.A.P. is an A.L.M.E.S. (Automated

Loss Mitigation Evaluation System)Loss Mitigation Evaluation System) Evaluates the Lender NPV Benefits of Evaluates the Lender NPV Benefits of

Modifying vs. Foreclosure, Short-Sale or Modifying vs. Foreclosure, Short-Sale or Deed in LieuDeed in Lieu

M.A.P. software analyzes the lender/ M.A.P. software analyzes the lender/ servicers Bottom-line Profitability servicers Bottom-line Profitability MarginsMargins

Expedites the decision making process on Expedites the decision making process on non-performing assetsnon-performing assets


How Does it Work?How Does it Work? ► Data is input through a Turn-key Online ApplicationData is input through a Turn-key Online Application► Application is submitted to an Automated Decision EngineApplication is submitted to an Automated Decision Engine► Submission Uploads to server and is run through the Submission Uploads to server and is run through the

ALMES Qualifying EngineALMES Qualifying Engine

► Returns Decision of Eligible or Returns Decision of Eligible or Ineligible based on the weighted Ineligible based on the weighted options of investors profit or options of investors profit or loss comparing an Affordable loss comparing an Affordable Modification vs. Foreclosure, Modification vs. Foreclosure, Short-Sale, or Deed in Lieu Short-Sale, or Deed in Lieu


Follow the T.I.E.R Follow the T.I.E.R ► M.A.P. looks beyond M.A.P. looks beyond

Auto Payments and Auto Payments and Credit Cards in order to Credit Cards in order to establish “TRUE” establish “TRUE” consumer affordabilityconsumer affordability

► Once we modify, we Once we modify, we do not want to see re-do not want to see re-defaults!defaults!

► Countless 21Countless 21stst Century expenses Century expenses and discretionary items need to be and discretionary items need to be accounted foraccounted for

► If they are not re-defaults will If they are not re-defaults will occuroccur

Total Income to Expense RatioTotal Income to Expense Ratio


Is the Borrower a Candidate?Is the Borrower a Candidate? ► Is the borrower insolvent Is the borrower insolvent

enough to “Qualify to enough to “Qualify to Modify”?Modify”?

► Some families need a Some families need a monthly budget adjustment monthly budget adjustment not a mortgage payment not a mortgage payment adjustment.adjustment.

► The following are NOT factors that create a “Qualification for Modification!!”The following are NOT factors that create a “Qualification for Modification!!”► Customer feels they are paying to much interestCustomer feels they are paying to much interest► Being upside down on a property that has deteriorated in valueBeing upside down on a property that has deteriorated in value► An inability to refinance the existing affordable termsAn inability to refinance the existing affordable terms


Do they “Qualify to Do they “Qualify to Modify”!??Modify”!??

► The Obama Administration The Obama Administration and FDIC say “YES”!!and FDIC say “YES”!!

► But remember!!!But remember!!! An Estimated 70% of current An Estimated 70% of current

“Modifications” end in re-“Modifications” end in re-default!!default!!

► ““T.I.E.R.” says “NO”!!T.I.E.R.” says “NO”!!► It’s not just about housing DTIIt’s not just about housing DTI► The Haircut is not meant to be one-sidedThe Haircut is not meant to be one-sided► Affordability means Sacrifices on Affordability means Sacrifices on

everyone’s part.everyone’s part.


What “Qualifies” for a “Real” What “Qualifies” for a “Real” Modification?Modification?

► What debts can be What debts can be eliminated?eliminated?

► What debts can be scaled What debts can be scaled back and reduced?back and reduced?


How is a Profitable Decision How is a Profitable Decision Made? Made?

► Reach an affordable payment level that gives the lender a Positive Net Present Reach an affordable payment level that gives the lender a Positive Net Present Value compared to the losses taken through either a Short Sale or Foreclosure!!Value compared to the losses taken through either a Short Sale or Foreclosure!!


► An un-biased Personalized An un-biased Personalized Financial Analysis ReportFinancial Analysis Report 60 - 90 Page in-depth NPV 60 - 90 Page in-depth NPV

Lender report with breakdown Lender report with breakdown and analysis of numbers!!and analysis of numbers!!

► Determines an immediate decision Determines an immediate decision as to the most profitable outcome as to the most profitable outcome for the lender:for the lender: Modify, Short Sell, or Modify, Short Sell, or

Foreclose!!Foreclose!!► Simplifies the process in Simplifies the process in

determining asset options:determining asset options: ModificationModification Short SellShort Sell ForecloseForeclose


Home Owner BenefitsHome Owner Benefits

► Property is Retained by OwnerProperty is Retained by Owner► Neighborhood Values are PreservedNeighborhood Values are Preserved► Lowering of Monthly PaymentsLowering of Monthly Payments► Possibly Decreasing Interest ratePossibly Decreasing Interest rate► Possible Principle Balance ForbearancePossible Principle Balance Forbearance► Past Due Balances Absorbed to Past Due Balances Absorbed to

become currentbecome current► Credit Preservation/No Foreclosure Credit Preservation/No Foreclosure

RamificationsRamifications


Government BenefitsGovernment Benefits► Neighborhood Values are PreservedNeighborhood Values are Preserved► Prevents ForeclosurePrevents Foreclosure► Hard Earned Tax Revenue spent Hard Earned Tax Revenue spent

responsibly by Washingtonresponsibly by Washington► County and City Revenue Streams County and City Revenue Streams

remain currentremain current► Improves Liquidity/ Bank Stress TestImproves Liquidity/ Bank Stress Test► Mitigates Future Losses in Tax Mitigates Future Losses in Tax

RevenueRevenue► Implementing Structure and Implementing Structure and

Efficiency for all involvedEfficiency for all involved


Lender or Servicer BenefitsLender or Servicer Benefits► Neighborhood Values are PreservedNeighborhood Values are Preserved► Prevents ForeclosurePrevents Foreclosure► A Non Performing Asset is Once A Non Performing Asset is Once

Again Performing!!!Again Performing!!!► Servicer Maintains Portfolio VolumeServicer Maintains Portfolio Volume► Improves Liquidity/ Bank Stress TestImproves Liquidity/ Bank Stress Test► Mitigates Future LossesMitigates Future Losses► Everybody WinsEverybody Wins


Who can best utilize this Who can best utilize this software?software?

► ServicersServicers► LendersLenders► Loss Mitigation DepartmentsLoss Mitigation Departments► HUD CounselorsHUD Counselors► Non-Profit OrganizationsNon-Profit Organizations► Attorney’sAttorney’s► Modification CompaniesModification Companies

► Real Estate Agents – Short salesReal Estate Agents – Short sales► National BanksNational Banks► Mortgage Brokers – Turned down Mortgage Brokers – Turned down

refinance requests. Retention refinance requests. Retention centerscenters

► CPA’s – Financial PlannersCPA’s – Financial Planners► Community Banks - CommercialCommunity Banks - Commercial► Developers - CommercialDevelopers - Commercial


►Integrate the M.A.P. software and T.I.E.R. formula to produce immediate homeowner Net Present Value Test for optimal success►Early Risk detection to increase internal asset Cure Rates►Easily implemented systems to structure and streamline current processes►Efficiency and training►Alternative data analysis to increase risk management and loss prevention

Strategic PartnershipsStrategic PartnershipsAdd-on Product to 3Add-on Product to 3rdrd Party Vendors Party Vendors


For More InformationFor More InformationContact us:Contact us:

Adam ParkerAdam Parker

VP of Product DevelopmentVP of Product Development

888-656-5213 ext. 82888-656-5213 ext. 82

[email protected]

Documents

Loss Mitigation and Foreclosure Solutions