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Long-Term Care Insurance Experience Reports for 2018 2019

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Page 1: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

 

Long-Term Care Insurance Experience Reports for 2018

2019 

Page 2: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

The NAIC is the authoritative source for insurance industry information. Our expert solutions support the efforts of regulators, insurers and researchers by providing detailed and comprehensive insurance information. The NAIC offers a wide range of publications in the following categories: Accounting & Reporting Information about statutory accounting principles and the procedures necessary for fi ling financial annual statements and conducting risk-based capital calculations.

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Consumer Information Important answers to common questions about auto, home, health and life insurance — as well as buyer’s guides on annuities, long-term care insurance and Medicare supplement plans.

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© 2019 National Association of Insurance Commissioners. All rights reserved.

ISBN: 978-1-64179-048-2

Printed in the United States of America

No part of this book may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or any storage or retrieval system, without written permission from the NAIC.

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Page 3: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

TABLE OF CONTENTS

2018 LONG-TERM CARE EXPERIENCE REPORT

Introduction ................................................................................................................................................... 1 Qualifications ................................................................................................................................... 1

LONG-TERM CARE INSURANCE EXPERIENCE, FORM 1 .................................................................. 3 Reporting Form 1 Introduction ........................................................................................................ 5 Annual Statement Filing Form 1 ..................................................................................................... 6 Actual vs. Expected Claims and Persistency, Aggregated Totals .................................................... 7 Market Share – Top One Hundred Companies Countrywide Totals

By Actual Lives In force ..................................................................................................... 8 By Actual Earned Premiums ............................................................................................. 13

LONG-TERM CARE INSURANCE EXPERIENCE, FORM 2 ................................................................ 17 Reporting Form 2 Introduction ...................................................................................................... 19 Annual Statement Filing Form 2 .................................................................................................... 20 Insurance Experience by Company Name by Policy Form ............................................................ 21

LONG-TERM CARE INSURANCE EXPERIENCE, FORM 4 .............................................................. 139 Reporting Form 4 Introduction .................................................................................................... 141 Annual Statement Filing Form 4 ................................................................................................. 142 Life and Annuity Products Accelerated Benefits, Aggregated Totals ......................................... 143

LONG-TERM CARE INSURANCE EXPERIENCE, FORM 5 .............................................................. 145 Reporting Form 5 Introduction .................................................................................................... 147 Annual Statement Filing Form 5 ................................................................................................. 148 Table – State and U.S. Territory Totals ........................................................................................ 149 Map – 2018 Form 5 State and U.S. Territory Number of Lives In force Totals .......................... 150 Insurance Experience by Line of Business by State and U.S. Territory Totals ............................ 151 Market Share – Top Ten Companies by State and U.S. Territory

By Actual Earned Premiums ........................................................................................... 161 COMPANY INDEX .................................................................................................................................. 215

© 2019 National Association of Insurance Commissioners

Page 4: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

© 2019 National Association of Insurance Commissioners

Page 5: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

LONG-TERM CARE INSURANCE EXPERIENCE REPORTS FOR 2018

INTRODUCTION The purpose of the Long-Term Care Insurance Experience Reporting Forms is to monitor and provide data specific to this coverage. Long-term care expenses may be paid through life policies, annuity contracts and health contracts. Starting in 2009, the NAIC replaced the prior forms (Forms A, B and C) with Forms 1, 2, 3, 4 and 5. Forms A, B, and C monitored compliance with lifetime loss ratio standards by comparing actual to anticipated loss percentages. A ratio of actual-to-expected loss percentages of 1.00 would be a rough indication that the experience is on track to produce the lifetime anticipated loss percentage. The current forms, Forms 1 through 5, incorporate considerable changes in structure and purpose and are based on including additional calendar years of experience to prior results. To more appropriately compare the actual results with expectation, the expected values are based on the exposure at the beginning of that year, not the original assumed sales distribution used when completing the original forms. As such, great care should be taken when comparing results from this report with results from prior published reports. Form 1 focuses on the critical assumptions of morbidity and persistency while still presenting high-level loss ratio data. Only information as of 2009 and subsequent years is required on the forms, unless it was required on the previous Long-Term Care Experience Reporting Forms. Companies are not required to supply information for spaces on the forms corresponding to any year prior to adoption of the forms, unless that information was previously reported. Form 2 focuses on the developing level of funds from the issue age premium basis and compares this to the active life reserve. Prior-year values will be filled in over time. For 2018 the current year is completed using the 2017 year-end contract reserve as the beginning experience fund. Form 4 is to include life and annuity products that are not exempt as outlined in the NAIC Long-Term Care Insurance Model Regulation (#641). Form 5, which replaces the LTC experience Form C, requires information at the state level. Form 3 data is not included in this report; however this data is available for purchase. To purchase this data, please contact [email protected], (816)783-8300.

Qualifications

Long-Term Care Experience Reporting Forms were incorporated for the 2009 financial filing year and insurers were asked to complete both the original and current forms. The 2010 Long-Term Care Insurance Experience Report was the first to be based on forms 1, 2, 3, 4 and 5. Long-Term Care Insurance Experience Reports from years prior to 2010 are based on Forms A, B, and C. The accuracy of the reports depends on the accuracy of the information contained in the exhibits filed by the insurers. Even though the data elements used to prepare the reports are extracted from exhibits filed with the NAIC, the NAIC cannot guarantee their accuracy.

© 2019 National Association of Insurance Commissioners1

Page 6: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

While the NAIC exercises a great deal of care in capturing data from these exhibits and producing these reports, as with any statistical project of a significant magnitude, errors can occur. Consequently, the NAIC makes no representations or warranties with respect to the accuracy of the data and statistics in these reports, and recommends that extreme caution be used in analysis of these data. Please send any questions regarding this report to [email protected]. Links to this report and other NAIC reports can be found on the NAIC website at: NAIC Publications.

© 2019 National Association of Insurance Commissioners2

Page 7: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

LONG-TERM CARE INSURANCE EXPERIENCE FORM 1

© 2019 National Association of Insurance Commissioners3

Page 8: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

© 2019 National Association of Insurance Commissioners4

Page 9: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

Reporting Form 1

Nationwide Level Reporting

Long-Term Care Insurance Experience Form 1 is intended to track actual claims and persistency against expected on a nationwide basis. Certain group business is reported separately from individual and some group business. Policy forms are grouped into three categories: comprehensive, institutional only or non-institutional. Yearly as well as cumulative comparisons are exhibited on the form. However, this report includes only the yearly amounts. Policy forms that have had no policies in force and all claims on the policy settled for more than one year are not reported on this form. The current column refers to the current calendar year of reporting. The prior, second prior, etc., columns refer to the preceding calendar years. For example, for a specific policy form category, the first year of issue was 2001. The current year would be 2018, the prior year would be 2017, the second prior year would be 2016, the third prior year would be 2015, the fourth prior year would be 2014, and the fifth prior year would be 2013. The Form Inception-to-Date would include aggregate experience data since the adoption of the Form 1 (2009). The Total Inception-to-Date would include aggregate experience data since issuance of policies. Using the example above, data from 2001 through 2018 would be used. Lives In Force End of Year are the actual number of lives in force at the end of the year. Joint were to be counted by the number of lives. The Long-Term Care Reporting Forms should be filed whenever long-term care insurance has been sold, regardless of which annual statement has been filed. The four annual statement types are: Life, Accident and Health; Property/Casualty; Fraternal; and Health. For the 2018 reporting year, a total of 173 companies filed Form 1:

127 Life, Accident and Health 13 Property/Casualty 5 Fraternal

28 Health (Narrative taken from Explanatory Notes for the Long-Term Care Experience Reporting Forms supplemental instructions for the Annual Statement Reporting Forms. Refer to the appropriate Annual Statement Instructions for complete instructions and narrative. Company counts are derived from Annual Statement Reports filed with the NAIC for the 2018 reporting year.)

© 2019 National Association of Insurance Commissioners5

Page 10: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

SUPPLEMENT FOR THE YEAR OF THE

........................................ Affix Bar Code Above

LONG-TERM CARE EXPERIENCE REPORTING FORM 1 ACTUAL VS. EXPECTED CLAIMS AND PERSISTENCY

REPORTING YEAR 20__ (To Be Filed By April 1)

NAIC Group Code__________ NAIC Company Code

1 2 3 4 5 6 7 8 9Earned

Premiums Incurred Claims

Valuation Expected Incurred Claims

Actual to Expected Incurred Claims

Open Claim Count

New Claim Count

Lives In Force End of Year

Expected Lives In Force End of Year

Actual to Expected Lives In Force

A . Individual Comprehensive:

1. Current ............................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 2. Prior ................................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 3. 2nd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 4. 3rd Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 5. 4th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 6. 5th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 7. Form Inception-to-Date ..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 8. Total Inception-to-Date ...... XXX XXX XXX XXX XXX XXX XXX

Institutional Only:9. Current ............................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... .............................................

10. Prior ................................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 11. 2nd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 12. 3rd Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 13. 4th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 14. 5th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 15. Form Inception-to-Date ..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 16. Total Inception-to-Date ...... XXX XXX XXX XXX XXX XXX XXX

Non-Institutional Only:17. Current ............................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 18. Prior ................................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 19. 2nd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 20. 3rd Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 21. 4th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 22. 5th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 23. Form Inception-to-Date ..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 24. Total Inception-to-Date XXX XXX XXX XXX XXX XXX XXX

B. Group Comprehensive:

1. Current .............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 2. Prior ................................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 3. 2nd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 4. 3rd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 5. 4th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 6. 5th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 7. Form Inception-to-Date ..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 8. Total Inception-to-Date ..... XXX XXX XXX XXX XXX XXX XXX

Institutional Only:9. Current .............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... .............................................

10. Prior ................................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 11. 2nd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 12. 3rd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 13. 4th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 14. 5th Prior ............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 15. Form Inception-to-Date ..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 16. Total Inception-to-Date ..... XXX XXX XXX XXX XXX XXX XXX

Non-Institutional Only:17. Current .............................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 18. Prior .................................. ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 19. 2nd Prior ........................... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 20. 3rd Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 21. 4th Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 22. 5th Prior ............................ ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 23. Form Inception-to-Date..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 24. Total Inception-to-Date XXX XXX XXX XXX XXX XXX XXX

C. Summary1. Form Inception-to-Date..... ........................................ ................................. ................................................ ............................................... .............................................................. .............................................................. ....................................................... .......................................... ............................................. 2. Total Inception-to-Date XXX XXX XXX XXX XXX XXX XXX

© 2019 National Association of Insurance Commissioners6

Page 11: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 1

Actual vs.Expected Claims and PersistencyAggregated Totals

PremiumsEarned Claims Amount

IncurredLoss Ratio

Expected IncurredActual to

Claims CountOpen Claim New Claim

CountIncurred ClaimsValuation Expected

End of YearLives Inforce

End of YearInforce

Expected Lives

Lives InforceExpectedActual to

A. Individual

Comprehensive:9,479,861,9871. Current 10,214,032,737 107.74 140.61 214,881 67,4237,264,117,966 4,207,887 102.194,300,062

9,479,548,4102. Prior 9,141,445,139 96.43 138.05 211,458 65,3826,621,980,701 4,294,962 102.234,390,741

Institutional Only:282,663,2469. Current 664,282,448 235.01 134.75 18,362 6,001492,984,172 186,730 102.34191,107

301,515,35010. Prior 630,740,660 209.19 129.64 18,838 6,355486,532,974 200,435 102.50205,444

Non-Institutional Only:84,308,81917. Current 166,334,495 197.29 157.07 8,355 2,734105,896,650 70,901 100.1070,973

93,354,57318. Prior 159,179,459 170.51 142.44 9,104 3,015111,748,453 78,241 99.9378,183

B. GroupComprehensive:

1,758,718,0251. Current 1,237,041,577 70.34 90.80 31,866 10,5941,362,367,100 2,022,009 98.281,987,215

1,716,470,2942. Prior 1,055,076,905 61.47 81.43 30,318 10,2471,295,616,133 2,058,033 99.102,039,457

Institutional Only:31,732,2529. Current 81,316,448 256.26 109.47 2,769 1,01474,284,251 39,338 99.0738,973

34,177,02910. Prior 83,409,558 244.05 113.34 2,668 98373,589,183 41,417 99.9241,384

Non-Institutional Only:527,43917. Current 4,700,156 891.13 441.24 125 311,065,215 278 112.59313

659,57918. Prior 5,227,587 792.56 427.47 136 241,222,921 338 109.76371

C. Summary9,846,834,0521. Individual Current 11,044,649,680 112.16 140.46 241,598 76,1587,862,998,788 4,465,518 102.164,562,142

9,874,418,3332. Individual Prior 9,931,365,258 100.58 137.55 239,400 74,7527,220,262,128 4,573,638 102.204,674,368

1,790,977,7163. Group Current 1,323,058,181 73.87 92.02 34,760 11,6391,437,716,566 2,061,625 98.302,026,501

1,751,306,9024. Group Prior 1,143,714,050 65.31 83.46 33,122 11,2541,370,428,237 2,099,788 99.122,081,212

11,637,811,7685. Total Current (Indv & Grp) 12,367,707,861 106.27 132.98 276,358 87,7979,300,715,354 6,527,143 100.946,588,643

11,625,725,2356. Total Prior (Indv & Grp) 11,075,079,308 95.26 128.92 272,522 86,0068,590,690,365 6,673,426 101.236,755,580

CAUTION: The information contained on this page is UNAUDITED and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners7

Page 12: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Lives in Force

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Lives Inforce

End of YearIncurredClaims

DirectLossRatio

Actual to Expected

Lives Inforce

ExpectedLives InforceEnd of Year

70025 4011 Genworth Life Ins Co DE 2,503,890,534 17.37 17.371,144,483 2,349,735,816 93.841,116,664 102.49

62235 565 Unum Life Ins Co Of Amer ME 549,439,725 13.68 31.05901,365 576,934,831 105.00917,787 98.21

65838 904 John Hancock Life Ins Co USA MI 1,510,076,954 12.50 43.55823,323 1,254,124,777 83.05808,772 101.80

65978 241 Metropolitan Life Ins Co NY 721,542,491 7.07 50.62465,849 611,039,997 84.69462,336 100.76

20443 218 Continental Cas Co IL 480,004,842 4.64 55.26306,037 859,509,778 179.06324,076 94.43

69000 860 Northwestern Long Term Care Ins Co WI 707,825,758 3.85 59.11253,684 190,446,491 26.91252,564 100.44

86231 468 Transamerica Life Ins Co IA 449,111,782 3.62 62.73238,315 675,080,140 150.31227,957 104.54

61263 233 Bankers Life & Cas Co IL 395,232,226 3.25 65.98214,426 551,263,995 139.48211,524 101.37

68241 304 Prudential Ins Co Of Amer NJ 407,592,186 3.15 69.13207,320 215,594,345 52.89208,465 99.45

71412 261 Mutual Of Omaha Ins Co NE 368,774,318 2.66 71.79175,389 145,097,932 39.35172,011 101.96

66915 826 New York Life Ins Co NY 292,576,526 2.21 74.01145,841 138,517,355 47.34145,135 100.49

56014 2938 Thrivent Financial For Lutherans WI 206,517,528 1.87 75.87123,016 352,645,410 170.76122,291 100.59

25178 176 State Farm Mut Auto Ins Co IL 235,559,172 1.85 77.73122,073 154,508,782 65.59119,716 101.97

90611 761 Allianz Life Ins Co Of N Amer MN 174,566,271 1.75 79.48115,287 282,212,963 161.67111,362 103.52

65005 4 RiverSource Life Ins Co MN 198,731,574 1.56 81.04102,798 361,670,112 181.99100,264 102.53

65935 435 Massachusetts Mut Life Ins Co MA 235,940,444 1.39 82.4391,531 74,476,177 31.5790,641 100.98

72990 4011 Genworth Life Ins Co of NY NY 246,397,347 1.25 83.6782,147 215,511,588 87.4781,470 100.83

71404 Continental Gen Ins Co TX 131,169,217 1.13 84.8074,572 265,655,632 202.5374,348 100.30

87726 4932 Brighthouse Life Ins Co DE 221,514,339 1.11 85.9173,077 631,319,781 285.0071,098 102.78

93610 904 John Hancock Life & Hlth Ins Co MA 171,551,092 0.94 86.8561,827 225,843,985 131.6560,770 101.74

69515 1186 Medamerica Ins Co PA 84,724,179 0.79 87.6451,868 157,793,673 186.2451,737 100.25

76325 Senior Hlth Ins Co of PA PA 88,385,459 0.78 88.4251,635 275,142,127 311.3051,724 99.83

65595 4815 Lincoln Benefit Life Co NE 57,507,355 0.76 89.1849,899 97,975,110 170.3748,911 102.02

58033 Knights Of Columbus CT 69,995,943 0.74 89.9249,044 35,445,823 50.6447,107 104.11

60054 1 Aetna Life Ins Co CT 42,463,504 0.68 90.6044,689 65,307,208 153.8044,131 101.26

70408 19 Union Security Ins Co KS 76,703,035 0.59 91.1938,822 166,322,653 216.8437,760 102.81

64297 565 First Unum Life Ins Co NY 68,898,486 0.59 91.7838,708 117,970,222 171.2238,183 101.37

69868 261 United Of Omaha Life Ins Co NE 74,646,779 0.53 92.3135,128 10,596,700 14.2033,884 103.67

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners8

Page 13: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Lives in Force

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Lives Inforce

End of YearIncurredClaims

DirectLossRatio

Actual to Expected

Lives Inforce

ExpectedLives InforceEnd of Year

77720 572 LifeSecure Ins Co MI 49,394,728 0.48 92.8031,913 2,459,847 4.9830,321 105.25

66281 468 Transamerica Premier Life Ins Co IA 48,620,544 0.45 93.2429,352 75,940,240 156.1927,969 104.94

62626 306 CMFG Life Ins Co IA 48,449,801 0.43 93.6728,341 24,344,449 50.2528,278 100.22

71471 4824 Ability Ins Co NE 64,423,545 0.41 94.0827,026 83,340,657 129.3626,352 102.56

80578 367 Physicians Mut Ins Co NE 48,215,594 0.37 94.4624,619 56,993,285 118.2124,338 101.15

60380 370 American Family Life Assur Co of Col NE 21,785,718 0.36 94.8223,943 44,801,487 205.6524,631 97.21

62553 50 Country Life Ins Co IL 37,487,615 0.33 95.1521,925 33,855,900 90.3121,550 101.74

68195 565 Provident Life & Accident Ins Co TN 33,328,654 0.33 95.4821,627 23,917,201 71.7621,436 100.89

83437 1186 MedAmerica Ins Co of NY NY 46,163,727 0.33 95.8121,459 171,982,278 372.5520,650 103.92

64211 687 Guarantee Trust Life Ins Co IL 26,369,683 0.26 96.0717,102 19,131,812 72.5516,383 104.39

69116 619 State Life Ins Co IN 19,736,031 0.25 96.3116,345 24,830,704 125.8115,978 102.30

60410 330 American Fidelity Assur Co OK 22,549,261 0.25 96.5616,247 15,662,305 69.4615,377 105.66

71714 429 Berkshire Life Ins Co of Amer MA 51,188,037 0.25 96.8116,226 7,250,109 14.1616,115 100.69

68896 Southern Farm Bureau Life Ins Co MS 23,314,132 0.22 97.0314,586 26,299,820 112.8114,136 103.18

42129 United Security Assur Co Of PA PA 29,790,096 0.21 97.2413,860 16,849,342 56.5613,850 100.07

72273 4939 Wea Ins Corp WI 1,085,660 0.19 97.4312,747 3,610,195 332.5312,687 100.47

65056 918 Jackson Natl Life Ins Co MI 21,290,612 0.17 97.6010,961 45,264,608 212.6010,670 102.73

65080 19 John Alden Life Ins Co WI 9,372,013 0.14 97.749,309 35,063,065 374.138,827 105.46

70319 233 Washington Natl Ins Co IN 11,014,910 0.11 97.857,121 39,917,251 362.396,709 106.14

69345 1216 Teachers Ins & Ann Assoc Of Amer NY 12,777,176 0.10 97.956,388 24,429,847 191.206,528 97.86

98167 536 BCBS Of FL FL 8,747,536 0.09 98.045,955 13,654,140 156.095,720 104.11

60488 12 American Gen Life Ins Co TX 16,465,375 0.09 98.125,744 35,738,179 217.055,593 102.70

35963 1289 AF&L Ins Co PA 14,551,850 0.09 98.215,607 20,585,255 141.465,463 102.64

61271 332 Principal Life Ins Co IA 5,045,520 0.08 98.295,393 56,820,345 1,126.155,424 99.43

80594 4 Riversource Life Ins Co Of NY NY 9,645,516 0.08 98.375,242 17,556,535 182.025,180 101.20

61190 280 Auto Owners Life Ins Co MI 9,843,314 0.08 98.455,070 4,249,321 43.174,907 103.32

55433 570 BCBS of AL AL 8,372,127 0.07 98.524,587 2,674,755 31.954,574 100.28

68560 233 Bankers Conseco Life Ins Co NY 7,760,025 0.07 98.594,568 15,278,230 196.883,748 121.88

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners9

Page 14: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Lives in Force

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Lives Inforce

End of YearIncurredClaims

DirectLossRatio

Actual to Expected

Lives Inforce

ExpectedLives InforceEnd of Year

81477 19 Union Security Life Ins Co of NY NY 8,056,312 0.06 98.653,966 26,897,613 333.873,873 102.40

92916 290 United Amer Ins Co NE 5,424,827 0.06 98.713,941 8,617,484 158.853,740 105.37

63177 212 Farmers New World Life Ins Co WA 5,034,712 0.06 98.763,887 13,472,877 267.603,836 101.33

60836 3527 American Republic Ins Co IA 4,693,396 0.06 98.823,651 16,214,218 345.473,513 103.93

67660 1 Pennsylvania Life Ins Co PA 5,594,936 0.05 98.873,380 12,497,884 223.383,335 101.35

11860 4902 Copic Ins Co CO 708,176 0.05 98.923,338 2,290,984 323.503,275 101.92

70688 468 Transamerica Financial Life Ins Co NY 9,727,170 0.05 98.973,295 849,344 8.733,270 100.76

47570 962 Premera Blue Cross WA 5,073,179 0.05 99.023,060 17,620,895 347.333,050 100.33

55026 461 BCBSM Inc MN 5,328,869 0.05 99.063,036 27,626,196 518.433,018 100.60

60534 8 American Heritage Life Ins Co FL 5,601,370 0.05 99.112,983 12,295,564 219.512,793 106.80

60142 1216 TIAA Cref Life Ins Co NY 6,903,959 0.04 99.152,935 8,346,491 120.892,931 100.14

65536 4011 Genworth Life & Ann Ins Co VA 3,705,666 0.04 99.202,907 13,626,002 367.712,756 105.48

19275 473 American Family Mut Ins Co SI WI 4,550,908 0.04 99.242,732 5,130,512 112.742,625 104.08

70729 430 BCBS Of KS Inc KS 3,859,613 0.04 99.282,562 19,055,654 493.722,587 99.03

62308 901 Connecticut Gen Life Ins Co CT 1,050,896 0.03 99.312,171 2,792,071 265.682,210 98.24

12967 1186 MedAmerica Ins Co of FL FL 3,770,261 0.03 99.342,116 4,211,945 111.712,012 105.17

62359 4736 Constitution Life Ins Co TX 4,528,129 0.03 99.372,022 9,130,939 201.652,032 99.51

77780 4858 BCBS Of NE NE 2,367,094 0.03 99.402,022 10,312,122 435.642,015 100.35

68284 4736 Pyramid Life Ins Co KS 4,940,311 0.03 99.431,997 8,052,105 162.991,900 105.11

54771 812 Highmark Inc PA 3,362,889 0.03 99.461,853 2,878,382 85.591,792 103.40

88072 4926 Talcott Resolution Life Ins Co CT 2,478,387 0.03 99.491,792 13,417,155 541.371,788 100.22

60186 8 Allstate Life Ins Co IL 1,611,147 0.02 99.511,624 7,942,906 493.001,640 99.02

63312 84 Great Amer Life Ins Co OH 2,650,848 0.02 99.541,506 2,146,976 80.991,488 101.21

54704 936 Independence Hospital Ind Plan Inc PA 2,577,004 0.02 99.561,432 4,835,486 187.641,376 104.07

65676 20 Lincoln Natl Life Ins Co IN 2,962,972 0.02 99.581,421 7,756,977 261.801,180 120.42

62825 671 Anthem Blue Cross Life & Hlth Ins Co CA 3,794,568 0.02 99.601,415 3,791,515 99.921,384 102.24

70670 917 Health Care Serv Corp A Mut Legal Re IL 2,184,695 0.02 99.621,372 8,672,502 396.971,345 102.01

24988 169 Sentry Ins A Mut Co WI 1,336,422 0.02 99.641,265 4,506,357 337.201,269 99.68

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners10

Page 15: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Lives in Force

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Lives Inforce

End of YearIncurredClaims

DirectLossRatio

Actual to Expected

Lives Inforce

ExpectedLives InforceEnd of Year

80624 1199 American Progressive L&H Ins Of NY NY 3,425,227 0.02 99.661,211 7,336,529 214.191,178 102.80

55891 Noridian Mut Ins Co ND 1,616,794 0.02 99.681,204 5,381,704 332.861,181 101.95

31119 3527 Medico Ins Co IA 2,330,120 0.02 99.701,189 4,195,559 180.061,172 101.45

76236 244 The Cincinnati Life Ins Co OH 2,291,138 0.02 99.711,132 4,093,249 178.661,077 105.11

71439 4862 Assurity Life Ins Co NE 2,468,904 0.02 99.731,043 444,753 18.011,017 102.56

66168 869 Minnesota Life Ins Co MN 2,110,307 0.02 99.751,019 292,317 13.851,005 101.39

64190 761 Allianz Life Ins Co Of NY NY 3,206,574 0.01 99.76981 924,250 28.82966 101.55

60243 810 American Independent Ntwrk Ins Co NY NY 2,163,291 0.01 99.78947 2,722,906 125.87917 103.27

62146 626 Combined Ins Co Of Amer IL 1,124,328 0.01 99.79912 4,052,184 360.41932 97.85

86355 408 Standard Life & Accident Ins Co TX 1,676,199 0.01 99.80877 2,733,381 163.07862 101.74

57487 Catholic Order Of Foresters IL 1,312,460 0.01 99.81839 1,156,627 88.13819 102.44

61751 690 Central States H & L Co Of Omaha NE 1,074,067 0.01 99.83836 11,251,696 1,047.58889 94.04

66583 1211 National Guardian Life Ins Co WI 4,145,886 0.01 99.84758 0 0.00762 99.48

47171 537 BCBS of KC MO 1,020,717 0.01 99.85737 2,383,947 233.56708 104.10

76759 1289 Senior Amer Ins Co PA 1,531,765 0.01 99.86662 3,029,143 197.76668 99.10

54631 758 BCBS of NC Inc NC 881,183 0.01 99.87604 4,606,082 522.72615 98.21

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners11

Page 16: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

© 2019 National Association of Insurance Commissioners12

Page 17: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Earned Premiums

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Actual toExpectedIncurredClaims

ValuationExpectedIncurredClaims

Number ofLives

IncurredClaims

DirectLossRatio

70025 4011 Genworth Life Ins Co DE 2,503,890,534 21.52 21.52196.641,194,948,0831,144,483 2,349,735,816 93.84

65838 904 John Hancock Life Ins Co USA MI 1,510,076,954 12.98 34.49108.121,159,894,035823,323 1,254,124,777 83.05

65978 241 Metropolitan Life Ins Co NY 721,542,491 6.20 40.6995.72638,381,214465,849 611,039,997 84.69

69000 860 Northwestern Long Term Care Ins Co WI 707,825,758 6.08 46.77140.88135,184,992253,684 190,446,491 26.91

62235 565 Unum Life Ins Co Of Amer ME 549,439,725 4.72 51.49114.41504,272,856901,365 576,934,831 105.00

20443 218 Continental Cas Co IL 480,004,842 4.12 55.62123.49696,010,556306,037 859,509,778 179.06

86231 468 Transamerica Life Ins Co IA 449,111,782 3.86 59.48132.71508,689,304238,315 675,080,140 150.31

68241 304 Prudential Ins Co Of Amer NJ 407,592,186 3.50 62.9880.49267,836,946207,320 215,594,345 52.89

61263 233 Bankers Life & Cas Co IL 395,232,226 3.40 66.38121.76452,741,360214,426 551,263,995 139.48

71412 261 Mutual Of Omaha Ins Co NE 368,774,318 3.17 69.54111.15130,546,480175,389 145,097,932 39.35

66915 826 New York Life Ins Co NY 292,576,526 2.51 72.0696.00144,284,448145,841 138,517,355 47.34

72990 4011 Genworth Life Ins Co of NY NY 246,397,347 2.12 74.18196.61109,612,37582,147 215,511,588 87.47

65935 435 Massachusetts Mut Life Ins Co MA 235,940,444 2.03 76.2097.3676,498,90891,531 74,476,177 31.57

25178 176 State Farm Mut Auto Ins Co IL 235,559,172 2.02 78.23137.03112,753,461122,073 154,508,782 65.59

87726 4932 Brighthouse Life Ins Co DE 221,514,339 1.90 80.13170.28370,751,88973,077 631,319,781 285.00

56014 2938 Thrivent Financial For Lutherans WI 206,517,528 1.77 81.91117.52300,073,566123,016 352,645,410 170.76

65005 4 RiverSource Life Ins Co MN 198,731,574 1.71 83.61148.05244,292,976102,798 361,670,112 181.99

90611 761 Allianz Life Ins Co Of N Amer MN 174,566,271 1.50 85.11136.06207,411,290115,287 282,212,963 161.67

93610 904 John Hancock Life & Hlth Ins Co MA 171,551,092 1.47 86.59130.40173,191,43661,827 225,843,985 131.65

71404 Continental Gen Ins Co TX 131,169,217 1.13 87.71105.59251,594,41574,572 265,655,632 202.53

76325 Senior Hlth Ins Co of PA PA 88,385,459 0.76 88.47107.40256,196,20551,635 275,142,127 311.30

69515 1186 Medamerica Ins Co PA 84,724,179 0.73 89.20207.8275,929,06951,868 157,793,673 186.24

70408 19 Union Security Ins Co KS 76,703,035 0.66 89.86159.74104,119,54538,822 166,322,653 216.84

69868 261 United Of Omaha Life Ins Co NE 74,646,779 0.64 90.50135.827,802,20135,128 10,596,700 14.20

58033 Knights Of Columbus CT 69,995,943 0.60 91.1096.0236,915,77949,044 35,445,823 50.64

64297 565 First Unum Life Ins Co NY 68,898,486 0.59 91.70147.0080,249,56538,708 117,970,222 171.22

71471 4824 Ability Ins Co NE 64,423,545 0.55 92.25149.1555,876,10927,026 83,340,657 129.36

65595 4815 Lincoln Benefit Life Co NE 57,507,355 0.49 92.74116.1984,325,21449,899 97,975,110 170.37

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners13

Page 18: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Earned Premiums

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Actual toExpectedIncurredClaims

ValuationExpectedIncurredClaims

Number ofLives

IncurredClaims

DirectLossRatio

71714 429 Berkshire Life Ins Co of Amer MA 51,188,037 0.44 93.1862.1011,675,37316,226 7,250,109 14.16

77720 572 LifeSecure Ins Co MI 49,394,728 0.42 93.6171.863,422,90231,913 2,459,847 4.98

66281 468 Transamerica Premier Life Ins Co IA 48,620,544 0.42 94.03147.7051,415,77229,352 75,940,240 156.19

62626 306 CMFG Life Ins Co IA 48,449,801 0.42 94.44190.5912,773,25328,341 24,344,449 50.25

80578 367 Physicians Mut Ins Co NE 48,215,594 0.41 94.86110.5751,546,67024,619 56,993,285 118.21

83437 1186 MedAmerica Ins Co of NY NY 46,163,727 0.40 95.25287.5559,808,66821,459 171,982,278 372.55

60054 1 Aetna Life Ins Co CT 42,463,504 0.36 95.62111.6558,494,55144,689 65,307,208 153.80

62553 50 Country Life Ins Co IL 37,487,615 0.32 95.9498.4534,389,89621,925 33,855,900 90.31

68195 565 Provident Life & Accident Ins Co TN 33,328,654 0.29 96.23144.9716,498,31421,627 23,917,201 71.76

42129 United Security Assur Co Of PA PA 29,790,096 0.26 96.4897.3317,311,83113,860 16,849,342 56.56

64211 687 Guarantee Trust Life Ins Co IL 26,369,683 0.23 96.71201.599,490,22617,102 19,131,812 72.55

68896 Southern Farm Bureau Life Ins Co MS 23,314,132 0.20 96.91120.8021,770,57714,586 26,299,820 112.81

60410 330 American Fidelity Assur Co OK 22,549,261 0.19 97.1078.0820,058,47216,247 15,662,305 69.46

60380 370 American Family Life Assur Co of Col NE 21,785,718 0.19 97.29200.6222,331,47423,943 44,801,487 205.65

65056 918 Jackson Natl Life Ins Co MI 21,290,612 0.18 97.47124.0336,493,56210,961 45,264,608 212.60

69116 619 State Life Ins Co IN 19,736,031 0.17 97.6488.9027,929,54716,345 24,830,704 125.81

60488 12 American Gen Life Ins Co TX 16,465,375 0.14 97.78192.4618,569,2085,744 35,738,179 217.05

35963 1289 AF&L Ins Co PA 14,551,850 0.13 97.9194.3021,829,5395,607 20,585,255 141.46

69345 1216 Teachers Ins & Ann Assoc Of Amer NY 12,777,176 0.11 98.02135.6918,004,2806,388 24,429,847 191.20

70319 233 Washington Natl Ins Co IN 11,014,910 0.09 98.11205.9319,384,2197,121 39,917,251 362.39

61190 280 Auto Owners Life Ins Co MI 9,843,314 0.08 98.2096.614,398,3425,070 4,249,321 43.17

70688 468 Transamerica Financial Life Ins Co NY 9,727,170 0.08 98.28114.45742,0793,295 849,344 8.73

80594 4 Riversource Life Ins Co Of NY NY 9,645,516 0.08 98.3690.7019,356,6075,242 17,556,535 182.02

65080 19 John Alden Life Ins Co WI 9,372,013 0.08 98.4589.6439,116,1229,309 35,063,065 374.13

98167 536 BCBS Of FL FL 8,747,536 0.08 98.52173.897,852,1075,955 13,654,140 156.09

55433 570 BCBS of AL AL 8,372,127 0.07 98.5999.212,695,9194,587 2,674,755 31.95

81477 19 Union Security Life Ins Co of NY NY 8,056,312 0.07 98.66191.6514,034,5263,966 26,897,613 333.87

68560 233 Bankers Conseco Life Ins Co NY 7,760,025 0.07 98.73102.2214,946,8794,568 15,278,230 196.88

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners14

Page 19: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Earned Premiums

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Actual toExpectedIncurredClaims

ValuationExpectedIncurredClaims

Number ofLives

IncurredClaims

DirectLossRatio

60142 1216 TIAA Cref Life Ins Co NY 6,903,959 0.06 98.79100.908,272,1612,935 8,346,491 120.89

60534 8 American Heritage Life Ins Co FL 5,601,370 0.05 98.8488.1113,954,1782,983 12,295,564 219.51

67660 1 Pennsylvania Life Ins Co PA 5,594,936 0.05 98.8876.3816,363,2173,380 12,497,884 223.38

92916 290 United Amer Ins Co NE 5,424,827 0.05 98.9384.7410,169,6413,941 8,617,484 158.85

55026 461 BCBSM Inc MN 5,328,869 0.05 98.98647.344,267,6193,036 27,626,196 518.43

47570 962 Premera Blue Cross WA 5,073,179 0.04 99.02255.876,886,6003,060 17,620,895 347.33

61271 332 Principal Life Ins Co IA 5,045,520 0.04 99.06334.9016,966,1765,393 56,820,345 1,126.15

63177 212 Farmers New World Life Ins Co WA 5,034,712 0.04 99.11174.527,720,1183,887 13,472,877 267.60

68284 4736 Pyramid Life Ins Co KS 4,940,311 0.04 99.1541.9419,197,9591,997 8,052,105 162.99

60836 3527 American Republic Ins Co IA 4,693,396 0.04 99.19108.9514,881,8623,651 16,214,218 345.47

19275 473 American Family Mut Ins Co SI WI 4,550,908 0.04 99.2373.646,967,2752,732 5,130,512 112.74

62359 4736 Constitution Life Ins Co TX 4,528,129 0.04 99.27100.769,062,1742,022 9,130,939 201.65

66583 1211 National Guardian Life Ins Co WI 4,145,886 0.04 99.300.0011,884758 0 0.00

70729 430 BCBS Of KS Inc KS 3,859,613 0.03 99.34309.106,164,8772,562 19,055,654 493.72

62825 671 Anthem Blue Cross Life & Hlth Ins Co CA 3,794,568 0.03 99.3752.787,183,6541,415 3,791,515 99.92

12967 1186 MedAmerica Ins Co of FL FL 3,770,261 0.03 99.40148.512,836,1582,116 4,211,945 111.71

65536 4011 Genworth Life & Ann Ins Co VA 3,705,666 0.03 99.4397.9813,907,4122,907 13,626,002 367.71

80624 1199 American Progressive L&H Ins Of NY NY 3,425,227 0.03 99.46103.277,104,2271,211 7,336,529 214.19

54771 812 Highmark Inc PA 3,362,889 0.03 99.4984.673,399,3681,853 2,878,382 85.59

64190 761 Allianz Life Ins Co Of NY NY 3,206,574 0.03 99.5265.721,406,344981 924,250 28.82

65676 20 Lincoln Natl Life Ins Co IN 2,962,972 0.03 99.5485.579,064,8391,421 7,756,977 261.80

63312 84 Great Amer Life Ins Co OH 2,650,848 0.02 99.5772.662,954,6311,506 2,146,976 80.99

54704 936 Independence Hospital Ind Plan Inc PA 2,577,004 0.02 99.5981.745,915,9661,432 4,835,486 187.64

57320 Woodmen World Life Ins Soc NE 2,512,972 0.02 99.6185.482,592,0180 2,215,616 88.17

88072 4926 Talcott Resolution Life Ins Co CT 2,478,387 0.02 99.63253.635,290,1191,792 13,417,155 541.37

71439 4862 Assurity Life Ins Co NE 2,468,904 0.02 99.6562.72709,0751,043 444,753 18.01

77780 4858 BCBS Of NE NE 2,367,094 0.02 99.67158.726,496,9902,022 10,312,122 435.64

31119 3527 Medico Ins Co IA 2,330,120 0.02 99.69149.972,797,5381,189 4,195,559 180.06

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners15

Page 20: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 1

MARKET SHARE - TOP ONE HUNDRED COMPANIESBy Actual Earned Premiums

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

Market Share

Percentage

CummulativeMarketShare

Actual toExpectedIncurredClaims

ValuationExpectedIncurredClaims

Number ofLives

IncurredClaims

DirectLossRatio

76236 244 The Cincinnati Life Ins Co OH 2,291,138 0.02 99.71250.481,634,1341,132 4,093,249 178.66

70670 917 Health Care Serv Corp A Mut Legal Re IL 2,184,695 0.02 99.73230.943,755,2871,372 8,672,502 396.97

60243 810 American Independent Ntwrk Ins Co NY NY 2,163,291 0.02 99.75100.992,696,183947 2,722,906 125.87

66168 869 Minnesota Life Ins Co MN 2,110,307 0.02 99.7746.82624,3081,019 292,317 13.85

86355 408 Standard Life & Accident Ins Co TX 1,676,199 0.01 99.7875.773,607,560877 2,733,381 163.07

55891 Noridian Mut Ins Co ND 1,616,794 0.01 99.80267.322,013,2051,204 5,381,704 332.86

60186 8 Allstate Life Ins Co IL 1,611,147 0.01 99.8189.328,892,5171,624 7,942,906 493.00

76759 1289 Senior Amer Ins Co PA 1,531,765 0.01 99.82125.002,423,315662 3,029,143 197.76

24988 169 Sentry Ins A Mut Co WI 1,336,422 0.01 99.84153.692,932,0911,265 4,506,357 337.20

57487 Catholic Order Of Foresters IL 1,312,460 0.01 99.85116.78990,418839 1,156,627 88.13

70106 12 United States Life Ins Co in the Cit NY 1,172,813 0.01 99.86142.141,981,909368 2,817,144 240.20

62146 626 Combined Ins Co Of Amer IL 1,124,328 0.01 99.87295.391,371,785912 4,052,184 360.41

72273 4939 Wea Ins Corp WI 1,085,660 0.01 99.8877.504,658,33012,747 3,610,195 332.53

61751 690 Central States H & L Co Of Omaha NE 1,074,067 0.01 99.88215.615,218,610836 11,251,696 1,047.58

62308 901 Connecticut Gen Life Ins Co CT 1,050,896 0.01 99.89101.672,746,1252,171 2,792,071 265.68

47171 537 BCBS of KC MO 1,020,717 0.01 99.90295.01808,090737 2,383,947 233.56

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners16

Page 21: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

LONG-TERM CARE INSURANCE EXPERIENCE

FORM 2

© 2019 National Association of Insurance Commissioners17

Page 22: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

© 2019 National Association of Insurance Commissioners18

Page 23: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

Reporting Form 2 Nationwide Level Reporting

The purpose of Form 2 is to calculate a ratio of an experience reserve to the reported reserve by calendar year on a nationwide basis. Summary data by policy form is reported. Data for the current reporting year, as well as that reported in each of the prior two reporting years, is shown in Form 2. Experience and valuation data are reported by base policy form. Rider forms will be reported with the base forms to which they are attached. Only summary data by reporting year is illustrated.

The In force Count End of Year is the count of policies/certificates in force as of the end of the reporting year.

The Long-Term Care Reporting Forms should be filed whenever long-term care insurance has been sold, regardless of which annual statement has been filed. The four annual statement types are: Life, Accident and Health; Property/Casualty; Fraternal; and Health.

For the 2018 reporting year, a total of 173 companies filed Form 2:

127 Life, Accident and Health 13 Property/Casualty 5 Fraternal

28 Health

(Narrative taken from Explanatory Notes for the Long-Term Care Experience Reporting Forms supplemental instructions for the Annual Statement Reporting Forms. Refer to the appropriate Annual Statement Instructions for complete instructions and narrative. Company counts are derived from Annual Statement Reports filed with the NAIC for the 2018 reporting year.)

© 2019 National Association of Insurance Commissioners19

Page 24: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

SUPPLEMENT FOR THE YEAR OF THE

........................................ Affix Bar Code Above

LONG-TERM CARE EXPERIENCE REPORTING FORM 2 EXPERIENCE RESERVE VS. REPORTED RESERVE BY CALENDAR YEAR

REPORTING YEAR 20__ (To Be Filed By April 1)

NAIC Group Code__________ NAIC Company Code

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

Reporting Year

Policy Form

First Year Issue

Last Year Issue

Earned Premiums

Incurred Claims

Loss Ratio

Annual Net/ Annual Gross

Premiums

Current Year Net Premiums

In Force Count

Beginning of Year

New Issues Current

Year

In Force Count End of Year

Persistency Rate

Experience Policy

Reserves

Reported Policy

Reserves

Experience/ Reported

Ratio A. Individual

1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior .............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior ....................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... ..................

1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior .............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior ....................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... ..................

1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior .............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior

B. Group 1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior ............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior ...................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... ..................

1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior ............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior ...................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... ..................

1. Current ......................... .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 2. Prior ............................. .................. ................... .................. ................... .................. .................. ................... .................. ................. .................. .................. .................. .................. ................... .................. 3. 2nd Prior

C. SUMMARY1. Total Current-Individual ................................................................ 2. Total Prior-Individual .................................................................... 3. Total 2nd Prior-Individual ............................................................. 4. Total Current-Group ...................................................................... 5. Total Prior-Group .......................................................................... 6. Total 2nd Prior-Group ................................................................... 7. Current Year Total

................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx ................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx ................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx ................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx ................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx ................... .................. xxx xxx .................. ................. .................. .................. xxx .................. ................... xxx

© 2019 National Association of Insurance Commissioners20

Page 25: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Ability Ins Co NE71471 State of Domicile:Company Code:Company Name:

1. CurrentA01

690-699 55,282,073 22,844 293,884,22180,347,377 428,686,802145.34 0.93 68.56

201 7,619,182 3,278 45,146,5339,222,226 57,280,744121.04 0.95 78.82

3358, 580-583 1,256,940 672 -2,813,2852,357,140 3,920,781187.53 0.79 - 71.75

591, 593, 596-597 188,316 157 -2,293,354833,800 1,652,054442.77 0.80 -138.82

445, 4458-4459 38,855 34 1,582,7244,643 857,640 11.95 0.97 184.54

300, 585 38,179 41 860,39990,451 331,608236.91 0.95 259.46

1. Total current - IndividualC01

64,423,545 27,026 336,367,23892,855,637 492,729,629XXX XXX XXX

7. Current year totalC07

64,423,545 27,026 336,367,23892,855,637 492,729,629144.13 0.93 68.27

Aetna Life Ins Co CT60054 State of Domicile:Company Code:Company Name:

1. CurrentB01

GR-70-W 42,463,504 44,689 708,149,52261,068,803 716,078,193143.82 0.97 98.89

4. Total current - GroupC04

42,463,504 44,689 708,149,52261,068,803 716,078,193XXX XXX XXX

7. Current year totalC07

42,463,504 44,689 708,149,52261,068,803 716,078,193143.82 0.97 98.89

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners21

Page 26: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

AF&L Ins Co PA35963 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC 14,551,850 5,607 47,885,97416,578,617 59,164,995113.93 0.89 80.94

1. Total current - IndividualC01

14,551,850 5,607 47,885,97416,578,617 59,164,995XXX XXX XXX

7. Current year totalC07

14,551,850 5,607 47,885,97416,578,617 59,164,995113.93 0.89 80.94

Allianz Life Ins Co Of N Amer MN90611 State of Domicile:Company Code:Company Name:

1. CurrentA01

10-P-Q 68,420,780 31,828 560,509,88064,278,643 765,766,476 93.95 0.98 73.20

N-3000-P(Q), N-3000-P(NQ) 46,564,014 28,369 992,859,782159,136,251 1,633,596,431341.76 0.99 60.78

11-P-Q 33,452,424 15,150 240,437,32916,690,033 284,383,050 49.89 0.99 84.55

N-2720 12,784,380 10,308 317,228,00742,027,469 594,991,273328.74 0.97 53.32

7-P-Q 6,994,600 3,702 73,429,1849,928,792 104,770,159141.95 0.98 70.09

8-P-Q 2,678,667 1,810 7,552,7985,170,857 26,110,354193.04 0.95 28.93

N-2350 2,020,428 1,907 -18,168,49318,381,993 94,063,108909.81 0.95 - 19.32

N-4040-P(Q), N-4040-P(NQ) 811,420 387 8,766,1093,662,914 15,593,793451.42 0.97 56.22

2-P-A 320,538 314 1,874,645613,172 4,123,042191.30 0.95 45.47

5-P-Q 255,012 135 2,070,719-112,452 2,792,527- 44.10 0.95 74.15

1C-P-N-A, 1C-P-Q-A, 1F-P- 118,650 93 -7,127,4411,003,257 1,136,869845.56 0.91 -626.94

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners22

Page 27: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

N-2000 67,013 92 438,649357,874 2,393,339534.04 0.93 18.33

1. CurrentB01

GSC-1884 38,341 123 1,200,802101,113 610,632263.72 0.89 196.65

GSC-1696 25,431 70 1,522,067-53 455,075- 0.21 0.99 334.47

ALTC-2000C 12,867 20 -1,235,311178,999 82,9501391.15 1.00 -1489.22

MOD AS-2986, MOD AS-7987, 1,707 6 341,681-195 42,605- 11.42 1.00 801.97

GSC-1729 0 0 -116,796193 0 0.00 0.00 0.00

1. Total current - IndividualC01

174,487,926 94,095 2,179,871,168321,138,803 3,529,720,421XXX XXX XXX

4. Total current - GroupC04

78,346 219 1,712,443280,057 1,191,262XXX XXX XXX

7. Current year totalC07

174,566,272 94,314 2,181,583,611321,418,860 3,530,911,683184.12 0.98 61.79

Allianz Life Ins Co Of NY NY64190 State of Domicile:Company Code:Company Name:

1. CurrentA01

10-P-Q-NY 3,204,069 978 22,046,383238,501 29,932,848 7.44 0.97 73.65

1. CurrentB01

MOD AS-2986, MOD AS-7987, 2,505 3 166,225-96 16,589- 3.83 1.00 1002.02

1. Total current - IndividualC01

3,204,069 978 22,046,383238,501 29,932,848XXX XXX XXX

4. Total current - GroupC04

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners23

Page 28: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

2,505 3 166,225-96 16,589XXX XXX XXX

7. Current year totalC07

3,206,574 981 22,212,608238,405 29,949,437 7.44 0.97 74.17

Allstate Life Ins Co IL60186 State of Domicile:Company Code:Company Name:

1. CurrentA01

LGU9737 30,245 29 6,259,64219,487 1,266,765 64.43 1.00 494.14

1. CurrentB01

LGU95XX 840,575 591 -7,062,2171,583,808 10,043,679188.42 0.92 - 70.32

LGU973XA 740,327 612 -13,130,722911,884 36,218,552123.17 0.92 - 36.25

1. Total current - IndividualC01

30,245 29 6,259,64219,487 1,266,765XXX XXX XXX

4. Total current - GroupC04

1,580,902 1,203 -20,192,9392,495,692 46,262,231XXX XXX XXX

7. Current year totalC07

1,611,147 1,232 -13,933,2972,515,179 47,528,996156.11 0.92 - 29.32

American Family Ins Co WI10386 State of Domicile:Company Code:Company Name:

1. CurrentA01

H-350, H550 112,309 68 912,643172,286 3,090,189153.40 0.99 29.53

1. Total current - IndividualC01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners24

Page 29: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

112,309 68 912,643172,286 3,090,189XXX XXX XXX

7. Current year totalC07

112,309 68 912,643172,286 3,090,189153.40 0.99 29.53

American Family Life Assur Co of Col NE60380 State of Domicile:Company Code:Company Name:

1. CurrentA01

A-27000 8,202,110 7,153 149,835,738965,705 158,164,558 11.77 0.98 94.73

A-25300 5,975,590 5,590 94,222,0978,789,062 91,377,280147.08 0.95 103.11

A-25000 3,552,122 4,315 41,977,52618,249,813 62,496,207513.77 0.92 67.17

A-25200 2,648,032 2,432 30,574,1101,986,752 36,893,985 75.03 0.95 82.87

A-22000 825,087 1,071 20,542,6384,495,597 22,072,226544.86 0.89 93.07

A-13161 308,472 622 6,681,0271,615,685 5,564,340523.77 0.79 120.07

A-20000 148,574 172 3,283,808406,117 2,753,146273.34 0.83 119.28

A-13000 113,640 147 1,315,502778,089 2,038,207684.70 0.82 64.54

N-82600 11 0 21,5600 0 0.00 0.00 0.00

1. Total current - IndividualC01

21,773,638 21,502 348,454,00637,286,820 381,359,949XXX XXX XXX

7. Current year totalC07

21,773,638 21,502 348,454,00637,286,820 381,359,949171.25 0.94 91.37

American Family Life Assur Co of NY NY60526 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners25

Page 30: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

NY-27000 141,426 98 2,727,905-29,900 3,443,854- 21.14 0.98 79.21

NY-21000,NY-22000 31,518 25 2,067,963138,631 691,446439.85 0.86 299.08

NY-20000 1,989 1 188,304-826 14,387- 41.53 1.00 1308.85

NY-23000 449 1 -253,948-263 0- 58.58 1.00 0.00

1. Total current - IndividualC01

175,382 125 4,730,224107,642 4,149,687XXX XXX XXX

7. Current year totalC07

175,382 125 4,730,224107,642 4,149,687 61.38 0.95 113.99

American Family Mut Ins Co SI WI19275 State of Domicile:Company Code:Company Name:

1. CurrentA01

H-350, H550 4,550,908 2,732 86,219,6806,931,192 106,928,624152.30 0.97 80.63

1. Total current - IndividualC01

4,550,908 2,732 86,219,6806,931,192 106,928,624XXX XXX XXX

7. Current year totalC07

4,550,908 2,732 86,219,6806,931,192 106,928,624152.30 0.97 80.63

American Fidelity Assur Co OK60410 State of Domicile:Company Code:Company Name:

1. CurrentA01

QLTC-02 10,442,360 5,564 79,899,3291,796,036 54,174,483 17.20 0.93 147.49

WBNCC-9/97 5,308,624 2,991 25,847,5715,167,459 58,062,609 97.34 0.96 44.52

PSI NLTC-4/99, PSIQLTC-4/ 3,627,713 2,646 13,538,6944,510,213 33,344,929124.33 0.97 40.60

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners26

Page 31: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

CC-1/97 & NCC 1/97 852,174 318 -10,695,7611,439,465 5,356,837168.92 0.89 -199.67

LTC-1/97 43,799 13 281,161-140,472 271,687-320.72 0.93 103.49

HHC-1/97 11,545 7 -263,001-1,122 40,929- 9.72 0.88 -642.58

AFANLTC-9/01, AFAQLTC-9/0 5,093 1 -288,73053,534 62,7801051.13 1.00 -459.91

1. CurrentB01

QGHHC 8/98 2,257,953 2,289 20,970,4551,280,853 23,479,705 56.73 0.98 89.31

1. Total current - IndividualC01

20,291,308 11,540 108,319,26312,825,113 151,314,254XXX XXX XXX

4. Total current - GroupC04

2,257,953 2,289 20,970,4551,280,853 23,479,705XXX XXX XXX

7. Current year totalC07

22,549,261 13,829 129,289,71814,105,966 174,793,959 62.56 0.95 73.97

American Gen Life Ins Co TX60488 State of Domicile:Company Code:Company Name:

1. CurrentA01

64028, C12271, C12271, ET 15,412,868 4,335 -84,016,57829,359,532 135,320,909190.49 0.92 - 62.09

64028 705,382 251 3,853,54113,904 463,967 1.97 1.00 830.56

50030,50032,ET AL 336,509 130 -1,335,695674,558 4,362,702200.46 0.92 - 30.62

1. CurrentB01

C-12277 10,616 15 088,464 0833.31 0.94 0.00

1. Total current - IndividualC01

16,454,759 4,716 -81,498,73230,047,994 140,147,578XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners27

Page 32: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

10,616 15 088,464 0XXX XXX XXX

7. Current year totalC07

16,465,375 4,731 -81,498,73230,136,458 140,147,578183.03 0.93 - 58.15

American Heritage Life Ins Co FL60534 State of Domicile:Company Code:Company Name:

1. CurrentA01

BSC-LTC 1/95 2,355,860 851 -25,051,3686,611,867 13,652,073280.66 0.88 -183.50

PRM-LTC 1/95 2,334,260 1,707 14,711,9274,417,924 28,905,653189.26 0.95 50.90

QLTC 3/97 AND QHHC 3/97 490,857 244 68,461,0411,260,701 61,596,718256.84 0.93 111.14

BSC-HHC 2/96 220,092 104 -10,814,398-291,352 703,410-132.38 0.85 -1537.43

PRM-HHC 2/96 200,302 77 -8,437,636116,151 530,378 57.99 0.82 -1590.87

1. Total current - IndividualC01

5,601,371 2,983 38,869,56612,115,291 105,388,232XXX XXX XXX

7. Current year totalC07

5,601,371 2,983 38,869,56612,115,291 105,388,232216.29 0.92 36.88

American Hlth & Life Ins Co TX60518 State of Domicile:Company Code:Company Name:

1. CurrentA01

10957A 2,756 5 -1,082,88488,724 252,8693219.30 1.00 -428.24

10930A et al 1,793 2 -31,426-284 49,222- 15.84 1.00 - 63.85

10931A et al 0 0 -70,8220 0 0.00 0.00 0.00

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners28

Page 33: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentB01

10930A et al 20,011 17 -589,059247,993 399,6501239.28 1.00 -147.39

10931A et al 380 1 4,3250 1,460 0.00 1.00 296.23

1. Total current - IndividualC01

4,549 7 -1,185,13288,440 302,091XXX XXX XXX

4. Total current - GroupC04

20,391 18 -584,734247,993 401,110XXX XXX XXX

7. Current year totalC07

24,940 25 -1,769,866336,433 703,2011348.97 1.00 -251.69

American Independent Ntwrk Ins Co NY NY60243 State of Domicile:Company Code:Company Name:

1. CurrentA01

2600 1,078,532 402 4,818,607860,691 9,301,811 79.80 0.94 51.80

IL5 676,074 416 01,196,549 4,956,365177.00 0.90 0.00

PF3 240,632 65 1,735,1580 1,340,615 0.00 0.99 129.40

ALP 152,142 60 222,002-121,424 866,439- 79.80 0.91 25.60

SR4000 15,911 4 84,5630 51,472 0.00 0.80 164.30

1. Total current - IndividualC01

2,163,291 947 6,860,3311,935,817 16,516,703XXX XXX XXX

7. Current year totalC07

2,163,291 947 6,860,3311,935,817 16,516,703 89.50 0.92 41.50

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners29

Page 34: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

American Progressive L&H Ins Of NY NY80624 State of Domicile:Company Code:Company Name:

1. CurrentA01

~ 1,755,532 631 -48,113,7475,241,617 8,044,051298.58 0.88 -598.13

~ 902,245 297 -441,3531,262,968 10,741,523139.98 0.93 - 4.11

APRLTNQ, APRLTCQ, APRLTCP 715,528 210 -356,323364,718 7,569,171 50.97 0.95 - 4.71

ANH86 1,565 2 -163,034-44,839 12,815-2864.28 0.67 -1272.22

1. CurrentB01

CERT-HHC, QC-HHC 38,788 21 -2,174,9661,058,499 248,9652728.92 0.91 -873.60

CERT-NHO, QC_NHHH 11,569 4 -300,51421,781 102,620188.26 1.00 -292.84

1. Total current - IndividualC01

3,374,870 1,140 -49,074,4576,824,464 26,367,559XXX XXX XXX

4. Total current - GroupC04

50,358 25 -2,475,4801,080,280 351,585XXX XXX XXX

7. Current year totalC07

3,425,228 1,165 -51,549,9377,904,743 26,719,144230.78 0.90 -192.93

American Republic Ins Co IA60836 State of Domicile:Company Code:Company Name:

1. CurrentA01

ARIC 2,771,506 1,658 26,191,8813,422,268 43,980,264123.48 0.93 59.55

50500/60800 744,370 918 -12,543,7982,117,713 17,061,281284.50 0.89 - 73.52

7000/7020 535,272 393 -3,294,9292,153,081 7,943,368402.24 0.90 - 41.48

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners30

Page 35: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7021/62100 168,619 166 -1,446,830178,838 2,837,256106.06 0.91 - 50.99

A-2880 80,476 108 1,405,087405,127 939,647503.41 0.84 149.53

A-2655 17,685 45 1,007,953108,034 322,745610.88 0.76 312.31

7022 4,541 4 117,6270 103,005 0.00 1.00 114.20

1087,1088,1102 3,293 5 -155,10354,017 28,7551640.36 1.00 -539.40

N020,N050,7A1,72U 2,430 4 316,6830 16,630 0.00 1.00 1904.29

A-2656 1,539 3 97,7220 28,345 0.00 0.60 344.76

1. CurrentB01

A-2822 363,666 253 3,493,1711,236,453 1,716,108340.00 0.83 203.55

1. Total current - IndividualC01

4,329,731 3,304 11,696,2938,439,078 73,261,296XXX XXX XXX

4. Total current - GroupC04

363,666 253 3,493,1711,236,453 1,716,108XXX XXX XXX

7. Current year totalC07

4,693,397 3,557 15,189,4649,675,531 74,977,404206.15 0.90 20.26

American United Life Ins Co IN60895 State of Domicile:Company Code:Company Name:

1. CurrentB01

LTC/C-SUAA 123,015 69 1,423,004643,749 2,788,435523.31 1.00 51.03

GC 8500 IL 70,614 37 536,368183,272 1,254,259259.54 0.93 42.76

4. Total current - GroupC04

193,629 106 1,959,372827,021 4,042,694XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners31

Page 36: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

193,629 106 1,959,372827,021 4,042,694427.12 0.97 48.47

Americo Fin Life & Ann Ins Co TX61999 State of Domicile:Company Code:Company Name:

1. CurrentA01

ICC17-600 452,308 4 354,682404,482 368,383 89.43 1.00 96.28

1. Total current - IndividualC01

452,308 4 354,682404,482 368,383XXX XXX XXX

7. Current year totalC07

452,308 4 354,682404,482 368,383 89.43 1.00 96.28

Anthem Blue Cross Life & Hlth Ins Co CA62825 State of Domicile:Company Code:Company Name:

1. CurrentA01

PFTQ-02-0298 896,676 321 9,334,6411,151,238 14,556,350128.39 0.94 64.13

PFTQ-03-0399 825,048 264 6,359,3851,106,596 11,677,645134.13 0.91 54.46

PFTQ-02-0303 571,956 234 5,671,415783,086 9,381,342136.91 0.94 60.45

PNTQ-03-0399 432,442 137 2,061,0321,132,994 5,740,595262.00 0.91 35.90

PFTQ-03-0303 352,052 163 6,157,480158,326 5,110,093 44.97 0.93 120.50

PLTC-01-0596 185,408 71 459,3381,084,336 2,515,398584.84 0.91 18.26

PNTQ-02-0399 176,575 60 -36,943808,068 2,924,404457.63 0.94 - 1.26

PFTQ-04-0399 118,950 54 2,610,950435,209 1,677,655365.88 0.96 155.63

PLTC-02-0596 70,938 27 321,557-152,034 1,183,136-214.32 0.90 27.18

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners32

Page 37: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

PLTC-03-0596 63,811 28 -260,127322,418 957,812505.27 1.00 - 27.16

PFTQ-04-0303 54,793 33 1,280,2069,154 809,963 16.71 0.94 158.06

PNTQ-04-0399 27,231 12 -303,70365,059 350,535238.92 0.92 - 86.64

PLTC-04-0596 12,878 8 583,281113,596 202,382882.09 1.00 288.21

PLTC-05-0596 5,810 3 126,55042 170,187 0.72 1.00 74.36

1. Total current - IndividualC01

3,794,568 1,415 34,365,0627,018,088 57,257,497XXX XXX XXX

7. Current year totalC07

3,794,568 1,415 34,365,0627,018,088 57,257,497184.95 0.93 60.02

Anthem Hlth Plans of VA Inc VA71835 State of Domicile:Company Code:Company Name:

1. CurrentA01

TBCA TBCS100 ET AL 15,787 12 347,5881,269 324,915 8.04 1.00 106.98

1. Total current - IndividualC01

15,787 12 347,5881,269 324,915XXX XXX XXX

7. Current year totalC07

15,787 12 347,5881,269 324,915 8.04 1.00 106.98

Anthem Ins Co Inc IN28207 State of Domicile:Company Code:Company Name:

1. CurrentA01

61J-281 13,970 22 2,046,63097,342 303,308696.79 0.69 674.77

61J-290 594 1 132,90185,638 18,27614417.17 1.00 727.19

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners33

Page 38: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentB01

61J-282 1,891 1 470,670305 10,422 16.13 0.33 4516.12

1. Total current - IndividualC01

14,564 23 2,179,531182,980 321,584XXX XXX XXX

4. Total current - GroupC04

1,891 1 470,670305 10,422XXX XXX XXX

7. Current year totalC07

16,455 24 2,650,201183,285 332,0061113.86 0.67 798.24

Assurity Life Ins Co NE71439 State of Domicile:Company Code:Company Name:

1. CurrentA01

AL-2100 2,468,904 660 24,559,9139,608 22,518,092 0.39 0.99 109.07

1. Total current - IndividualC01

2,468,904 660 24,559,9139,608 22,518,092XXX XXX XXX

7. Current year totalC07

2,468,904 660 24,559,9139,608 22,518,092 0.39 0.99 109.07

Athene Life Ins Co of NY NY63932 State of Domicile:Company Code:Company Name:

1. CurrentA01

J-2500 535,425 338 18,482,601794,189 27,151,637148.33 0.94 68.07

1. Total current - IndividualC01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners34

Page 39: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

535,425 338 18,482,601794,189 27,151,637XXX XXX XXX

7. Current year totalC07

535,425 338 18,482,601794,189 27,151,637148.33 0.94 68.07

Auto Owners Life Ins Co MI61190 State of Domicile:Company Code:Company Name:

1. CurrentA01

20134 6,804,620 3,548 34,610,0942,316,876 34,988,357 34.05 0.99 98.92

62091 3,035,132 1,521 8,048,373383,822 4,079,679 12.65 0.99 197.28

50058 3,562 1 06,539 0183.58 1.00 0.00

1. Total current - IndividualC01

9,843,314 5,070 42,658,4672,707,237 39,068,036XXX XXX XXX

7. Current year totalC07

9,843,314 5,070 42,658,4672,707,237 39,068,036 27.50 0.99 109.19

Baltimore Life Ins Co MD61212 State of Domicile:Company Code:Company Name:

1. CurrentA01

5812S 93,151 92 2,396,644167,424 1,085,983179.73 0.95 220.69

1. Total current - IndividualC01

93,151 92 2,396,644167,424 1,085,983XXX XXX XXX

7. Current year totalC07

93,151 92 2,396,644167,424 1,085,983179.73 0.95 220.69

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners35

Page 40: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Bankers Conseco Life Ins Co NY68560 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-FQ 2,409,671 781 42,352,8665,047,040 83,802,362209.45 0.94 50.54

LTC-10 RWJ 1,259,032 604 43,980,3424,934,921 65,724,357391.96 0.95 66.92

BLNY-GR-N665 1,136,211 1,092 865,01013,790 523,885 1.21 0.83 165.11

BLNY-GR-N500 1,118,350 805 3,104,720392,839 3,120,527 35.13 0.95 99.49

LTC-3 6 697,087 269 12,746,4794,479,703 30,602,378642.63 0.93 41.65

BLNY-GR-N550 469,842 148 1,067,716736,448 2,494,169156.74 1.00 42.81

BLNY-GR-N650 439,438 178 729,497180,630 1,202,139 41.11 0.96 60.68

BLNY-GR-N620 91,799 34 423,93040,023 278,518 43.60 1.00 152.21

BLNY-GR-N520 53,927 18 83,33459,296 256,254109.96 0.95 32.52

BLNY-GR-N660 49,650 43 72,7480 40,186 0.00 0.80 181.03

BLNY-GR-N640 29,097 16 20,11118,128 72,568 62.30 1.00 27.71

BLNY-GR-N540 5,921 1 26,9967,220 30,459121.94 1.00 88.63

1. Total current - IndividualC01

7,760,025 3,989 105,473,74915,910,038 188,147,802XXX XXX XXX

7. Current year totalC07

7,760,025 3,989 105,473,74915,910,038 188,147,802205.03 0.92 56.06

Bankers Fidelity Life Ins Co GA61239 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners36

Page 41: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

BFL1100 2,080 2 00 0 0.00 1.00 0.00

1. Total current - IndividualC01

2,080 2 00 0XXX XXX XXX

7. Current year totalC07

2,080 2 00 0XXX 1.00 XXX

Bankers Life & Cas Co IL61263 State of Domicile:Company Code:Company Name:

1. CurrentA01

GR-N250 96,119,658 34,852 828,830,51290,255,905 1,162,901,399 93.90 0.93 71.27

GR-N350 43,803,108 15,978 260,145,74943,059,936 389,139,529 98.30 0.95 66.85

GR-N550 39,637,911 13,355 285,120,58220,875,733 296,658,122 52.67 0.94 96.11

GR-N105 32,495,882 11,404 223,044,70633,979,436 427,639,174104.57 0.90 52.16

GR-N650 30,872,843 13,469 87,013,5773,450,081 103,708,432 11.18 1.01 83.90

GR-N500 29,470,713 20,227 92,071,29518,407,603 94,260,166 62.46 0.96 97.68

GR-N400 25,721,828 16,906 -225,474,87244,859,197 108,608,855174.40 0.89 -207.60

GR-N665 17,039,637 14,137 20,013,2001,711,778 14,518,477 10.05 0.86 137.85

GR-N240 16,253,923 6,899 114,097,85524,172,296 236,641,331148.72 0.91 48.22

GR-N050 10,014,712 4,742 61,513,35913,615,937 100,611,703135.96 0.87 61.14

GR-N520 7,378,477 2,866 17,937,8163,295,354 36,010,225 44.66 0.94 49.81

GR-N100 6,803,231 3,157 49,189,89712,637,502 108,966,206185.76 0.90 45.14

GR-N340 5,693,584 2,637 26,979,6265,581,135 47,658,177 98.03 0.92 56.61

GR-N090 5,295,873 2,058 70,180,86810,678,713 143,698,251201.64 0.93 48.84

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners37

Page 42: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

GR-N085 4,573,988 4,360 -86,295,36410,891,423 21,980,053238.12 0.86 -392.61

GR-N540 3,841,103 1,573 19,924,1643,107,453 27,619,528 80.90 0.96 72.14

GR-N190 3,736,081 1,261 36,110,2051,884,840 48,575,683 50.45 0.96 74.34

GR-N620 3,348,230 1,625 10,356,900340,661 10,776,406 10.17 0.62 96.11

GR7A1 3,103,666 2,292 -17,995,4238,656,449 26,976,012278.91 0.79 - 66.71

GR-N640 2,202,597 1,081 5,412,3471,082,199 7,928,871 49.13 0.91 68.26

GR-N420 2,175,785 1,010 -69,8923,463,093 15,344,855159.17 0.93 - 0.46

GR-N094 1,669,904 685 16,548,4053,154,521 49,284,976188.90 0.91 33.58

GR-N660 858,961 643 1,420,333140,874 1,125,385 16.40 0.88 126.21

GR-N055 781,623 498 13,424,9681,732,868 13,321,382221.70 0.87 100.78

GR-N590 607,116 117 6,659,469532,957 6,858,939 87.79 0.96 97.09

GR-N194 553,313 224 6,188,709867,870 8,326,772156.85 0.96 74.32

GR-N690 468,503 95 1,761,304-18,211 1,788,407- 3.89 0.95 98.48

GR-N020 311,843 184 5,498,923-64,577 3,425,766- 20.71 0.85 160.52

GR-N060 196,579 87 2,829,274137,716 1,753,875 70.06 0.89 161.32

CR72U(GR) 143,712 196 1,262,398-177,082 1,099,205-123.22 0.71 114.85

GR-N694 29,257 6 87,66810 83,743 0.03 1.00 104.69

GR72X 20,157 27 -1,039,84256,610 256,405280.84 0.82 -405.55

CER089(CR) 3,638 5 1,030,349-7,276 43,109-200.00 0.50 2390.11

1. CurrentB01

G-N076 2,712 2 486,404-4,210 268,779-155.24 1.00 180.97

GP-N200 1,518 2 -176,702147,486 93,8749718.31 0.67 -188.23

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners38

Page 43: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

CR98T 560 1 19,612-1,683 11,681-300.78 1.00 167.89

1. Total current - IndividualC01

395,227,435 178,656 1,933,779,066362,363,005 3,517,589,420XXX XXX XXX

4. Total current - GroupC04

4,790 5 329,314141,592 374,334XXX XXX XXX

7. Current year totalC07

395,232,224 178,661 1,934,108,381362,504,597 3,517,963,754 91.72 0.92 54.98

BCBS of AL AL55433 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-2, LTC-5 512,597 196 5,909,562346,785 5,843,432 67.65 0.99 101.13

1. CurrentB01

LTC-19, LTC-22 7,859,530 4,391 92,584,9683,039,405 107,268,976 38.67 0.97 86.31

1. Total current - IndividualC01

512,597 196 5,909,562346,785 5,843,432XXX XXX XXX

4. Total current - GroupC04

7,859,530 4,391 92,584,9683,039,405 107,268,976XXX XXX XXX

7. Current year totalC07

8,372,127 4,587 98,494,5303,386,190 113,112,408 40.45 0.97 87.08

BCBS Of FL FL98167 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners39

Page 44: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

IDV-Policy-Individual 4,994,945 3,080 39,358,9243,554,611 43,083,038 71.16 0.96 91.36

IDV-Policy-Association 1,703,795 1,057 12,445,2892,782,443 20,179,351163.31 0.98 61.67

BF LT439 679,703 658 6,114,2712,264,000 22,005,845333.09 0.95 27.79

LTQ11-336-FL et al 563,799 418 4,046,2721,051,464 9,028,119186.50 0.97 44.82

LTC-HHC-BCBSFL 232,026 161 -4,938,5931,595,333 2,133,491687.57 0.89 -231.48

MP/ML - LT691(FL) 131,558 102 2,549,990467,876 4,580,960355.64 0.87 55.67

LT 446 114,571 79 -220,49238,891 2,847,124 33.95 0.96 - 7.74

MP/ML - HH591/3 95,067 115 -6,502,147373,585 1,024,608392.97 0.93 -634.60

HHC 591 et al 39,097 38 -3,039,894924,200 300,8602363.86 0.91 -1010.40

NH 300 9,352 40 492,54513,962 209,559149.29 0.91 235.04

1. CurrentB01

GRP11-342-et al 121,145 158 759,160566,569 2,839,933467.68 0.99 26.73

GRP11-341-FL-998 59,535 46 415,08420,209 707,476 33.95 1.00 58.67

GRP-Policy 2,941 3 14,894998 17,337 33.93 1.00 85.91

1. Total current - IndividualC01

8,563,913 5,748 50,306,16513,066,365 105,392,955XXX XXX XXX

4. Total current - GroupC04

183,621 207 1,189,138587,776 3,564,746XXX XXX XXX

7. Current year totalC07

8,747,534 5,955 51,495,30313,654,141 108,957,701156.09 0.96 47.26

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners40

Page 45: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

BCBS of KC MO47171 State of Domicile:Company Code:Company Name:

1. CurrentA01

7035 377,805 213 2,672,587531,260 5,476,855140.62 0.99 48.80

7042/7044 375,367 230 2,073,9408,369 3,595,771 2.23 0.99 57.68

30/31 228,454 159 -29,9591,644,932 4,742,931720.03 0.96 - 0.63

32 36,164 26 216,668100,260 750,985277.24 1.00 28.85

90 2,928 6 164,574-383 83,072- 13.08 0.86 198.11

1. Total current - IndividualC01

1,020,718 634 5,097,8102,284,438 14,649,614XXX XXX XXX

7. Current year totalC07

1,020,718 634 5,097,8102,284,438 14,649,614223.81 0.98 34.80

BCBS Of KS Inc KS70729 State of Domicile:Company Code:Company Name:

1. CurrentA01

NTQ11-337-KS-601 & NFC11- 1,463,878 1,008 22,966,5922,331,792 26,868,519159.29 0.94 85.48

LTQ11-336-KS-601 & LTC11- 976,539 649 15,756,2511,497,022 17,009,619153.30 0.95 92.63

KS0001 and KS0002 787,433 418 3,578,08073,574 3,397,949 9.34 0.95 105.30

SPL-336 536,765 354 7,288,8271,070,053 7,860,857199.35 0.97 92.72

HTQ11-338-KS-601 9,181 10 236,144-199 56,374- 2.17 0.83 418.89

1. CurrentB01

GRP11-341-KS-998 85,817 123 2,929,8001,385 2,671,254 1.61 0.98 109.68

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners41

Page 46: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

3,773,796 2,439 49,825,8944,972,242 55,193,318XXX XXX XXX

4. Total current - GroupC04

85,817 123 2,929,8001,385 2,671,254XXX XXX XXX

7. Current year totalC07

3,859,613 2,562 52,755,6944,973,627 57,864,572128.86 0.95 91.17

BCBS of NC Inc NC54631 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTQ11-336-NC-998 583,363 408 11,225,1231,116,320 10,912,276191.36 0.94 102.87

SPL-336 199,400 99 1,698,299257,715 2,204,633129.25 0.96 77.03

LTC-CD9-BC-NC 31,222 23 -241,703-43,168 814,813-138.26 0.89 - 29.66

HTQ11-338-NC-998 23,221 23 588,463281,435 573,1661211.99 0.96 102.67

NTQ11-337-NC-998 16,684 9 165,995-57,011 121,410-341.71 0.90 136.72

LTC-LBP9-BC-NC 9,085 7 214,11392 135,776 1.01 1.00 157.70

FLTQ11-336-NC-998 2,823 2 28,23723 30,843 0.82 1.00 91.55

1. CurrentB01

GRP11-341-NC-998 15,385 33 794,541241 659,764 1.57 1.00 120.43

1. Total current - IndividualC01

865,798 571 13,678,5271,555,406 14,792,917XXX XXX XXX

4. Total current - GroupC04

15,385 33 794,541241 659,764XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners42

Page 47: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

881,183 604 14,473,0681,555,647 15,452,681176.54 0.95 93.66

BCBS Of NE NE77780 State of Domicile:Company Code:Company Name:

1. CurrentA01

30/31B 875,332 663 -10,427,3655,084,804 43,007,900580.90 0.94 - 24.25

7035 872,994 590 3,033,3322,297,924 42,689,714263.22 0.97 7.11

32B 373,221 368 -6,237,8181,436,871 11,265,565384.99 0.96 - 55.37

1. CurrentB01

96-006 9 245,547 346 10,358,8911,074,338 7,714,930437.53 0.96 134.27

1. Total current - IndividualC01

2,121,547 1,621 -13,631,8518,819,599 96,963,179XXX XXX XXX

4. Total current - GroupC04

245,547 346 10,358,8911,074,338 7,714,930XXX XXX XXX

7. Current year totalC07

2,367,094 1,967 -3,272,9609,893,937 104,678,109417.98 0.96 - 3.13

BCBS Of SC Inc SC38520 State of Domicile:Company Code:Company Name:

1. CurrentA01

SPL-336 346,954 353 4,441,4681,593 3,047,988 0.46 0.99 145.72

4085 138,392 122 -302,472922,245 3,118,243666.40 0.95 - 9.70

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners43

Page 48: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4084 30,125 18 -182,008354,634 203,3471177.21 1.00 - 89.51

1. Total current - IndividualC01

515,471 493 3,956,9881,278,472 6,369,578XXX XXX XXX

7. Current year totalC07

515,471 493 3,956,9881,278,472 6,369,578248.02 0.98 62.12

BCBS of WI WI54003 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-CD9-WI 9,314 8 556,69446,959 650,149504.18 0.89 85.63

LTQ11-336-WI-998 8,592 6 -133,095-13,500 293,791-157.12 0.75 - 45.30

NTQ11-337-WI-998 1,952 2 70,18870 28,894 3.59 1.00 242.92

1. Total current - IndividualC01

19,858 16 493,78733,529 972,834XXX XXX XXX

7. Current year totalC07

19,858 16 493,78733,529 972,834168.84 0.84 50.76

BCBSM Inc MN55026 State of Domicile:Company Code:Company Name:

1. CurrentA01

F6652, F6765 3,593,901 1,590 62,048,5617,574,733 65,469,653210.77 0.95 94.78

F7326, F7330, F7336 516,486 288 8,856,0471,375,938 8,090,843266.40 0.97 109.46

1. CurrentB01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners44

Page 49: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

F6708 1,218,482 1,158 39,093,8312,087,648 33,175,689171.33 1.00 117.84

1. Total current - IndividualC01

4,110,387 1,878 70,904,6088,950,671 73,560,496XXX XXX XXX

4. Total current - GroupC04

1,218,482 1,158 39,093,8312,087,648 33,175,689XXX XXX XXX

7. Current year totalC07

5,328,869 3,036 109,998,43911,038,319 106,736,185207.14 0.97 103.06

BCS Ins Co OH38245 State of Domicile:Company Code:Company Name:

1. CurrentB01

BCS 68,903 115 1,226,753-7,370 877,876- 10.70 1.00 139.74

MOD AS-2986 8,553 29 -627,42122,774 201,028266.27 0.91 -312.11

4. Total current - GroupC04

77,456 144 599,33215,404 1,078,904XXX XXX XXX

7. Current year totalC07

77,456 144 599,33215,404 1,078,904 19.89 0.98 55.55

Berkshire Life Ins Co of Amer MA71714 State of Domicile:Company Code:Company Name:

1. CurrentA01

BG-01 32,696,564 7,300 444,824,5817,982,389 439,852,947 24.41 0.99 101.13

BG-04 18,491,472 2,925 128,091,298917,689 113,368,119 4.96 0.99 112.99

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners45

Page 50: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

51,188,037 10,225 572,915,8798,900,078 553,221,066XXX XXX XXX

7. Current year totalC07

51,188,037 10,225 572,915,8798,900,078 553,221,066 17.39 0.99 103.56

Blue Shield of CA Life & Hlth Ins Co CA61557 State of Domicile:Company Code:Company Name:

1. CurrentA01

CPG5087 3,793 6 774,3810 82,381 0.00 1.00 940.00

1. Total current - IndividualC01

3,793 6 774,3810 82,381XXX XXX XXX

7. Current year totalC07

3,793 6 774,3810 82,381XXX 1.00 940.00

Brighthouse Life Ins Co DE87726 State of Domicile:Company Code:Company Name:

1. CurrentA01

H-LTC3JP 77,658,478 24,138 -103,832,592179,062,113 1,107,533,373230.58 0.93 - 9.38

H-LTC4JQ 59,850,880 20,702 432,120,815109,589,239 1,009,480,209183.10 0.96 42.81

H-LTC2J 55,004,826 15,523 -579,612,081156,658,396 675,764,722284.81 0.92 - 85.77

H-LC4JQ 7,680,027 3,553 163,806,81220,568,247 275,489,858267.82 0.97 59.46

H-LC3J 7,255,223 2,735 12,996,07831,070,715 190,454,083428.25 0.92 6.82

H-LTC3J 4,907,044 1,257 -41,267,33011,275,009 51,106,528229.77 0.90 - 80.75

H-LTC3JFO 4,135,173 1,728 -30,581,49815,448,455 54,488,716373.59 0.90 - 56.12

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners46

Page 51: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

H-LC3JP 3,651,888 1,536 49,278,90613,151,732 128,884,284360.14 0.95 38.24

H-LTC4JFQ 596,969 284 607,4331,556,082 9,761,702260.66 0.92 6.22

H-LC2J 106,062 34 -3,537,9831,087,273 2,752,5441025.13 0.97 -128.54

H-371 77,848 56 -533,97754,969 1,129,704 70.61 0.86 - 47.27

1. CurrentB01

GC-7003-1N+1Q 589,920 1,531 76,671,9481,419,674 69,135,482240.66 0.96 110.90

1. Total current - IndividualC01

220,924,418 71,546 -100,555,417539,522,230 3,506,845,723XXX XXX XXX

4. Total current - GroupC04

589,920 1,531 76,671,9481,419,674 69,135,482XXX XXX XXX

7. Current year totalC07

221,514,338 73,077 -23,883,469540,941,904 3,575,981,205244.20 0.94 - 0.67

Carefirst of MD Inc MD47058 State of Domicile:Company Code:Company Name:

1. CurrentA01

3027 51,875 58 2,798,923438,132 1,365,426844.59 0.95 204.99

1. Total current - IndividualC01

51,875 58 2,798,923438,132 1,365,426XXX XXX XXX

7. Current year totalC07

51,875 58 2,798,923438,132 1,365,426844.59 0.95 204.99

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners47

Page 52: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Catholic Order Of Foresters IL57487 State of Domicile:Company Code:Company Name:

1. CurrentA01

FCLTC2000 874,226 588 17,109,729264,315 22,613,137 30.23 0.96 75.66

FCLTC2002 291,250 131 4,600,563112,913 5,390,665 38.77 1.00 85.34

FCLTC 118,849 96 2,885,269-72,176 2,653,514- 60.73 0.99 108.73

FCLTCNH 28,135 24 457,987107,632 524,312382.56 0.92 87.35

1. Total current - IndividualC01

1,312,460 839 25,053,548412,684 31,181,628XXX XXX XXX

7. Current year totalC07

1,312,460 839 25,053,548412,684 31,181,628 31.44 0.97 80.35

Central States H & L Co Of Omaha NE61751 State of Domicile:Company Code:Company Name:

1. CurrentA01

N03 639,709 479 12,813,332850,541 9,562,258132.96 0.95 134.00

GF 1618, et al 253,605 221 4,057,849755,380 4,340,943297.86 0.83 93.48

N01 46,042 28 790,868260,067 579,705564.85 0.90 136.43

N04 42,962 29 403,191183,011 487,924425.98 0.94 82.63

N05 31,321 23 -343,705233,096 519,200744.22 1.00 - 66.20

N12 21,194 13 646,748227 149,576 1.07 1.00 432.39

ULIC 1618, et al 18,604 33 -67,545199,296 505,8341071.25 0.73 - 13.35

N11 11,246 4 -15,35938 36,484 0.34 1.00 - 42.10

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners48

Page 53: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

N02 9,384 6 115,642-413 72,015- 4.40 0.86 160.58

1. Total current - IndividualC01

1,074,067 836 18,401,0212,481,243 16,253,939XXX XXX XXX

7. Current year totalC07

1,074,067 836 18,401,0212,481,243 16,253,939231.01 0.91 113.21

Christian Fidelity Life Ins Co TX61859 State of Domicile:Company Code:Company Name:

1. CurrentA01

H-107 464,084 168 3,833,451673,639 4,102,620145.16 1.11 93.44

1. Total current - IndividualC01

464,084 168 3,833,451673,639 4,102,620XXX XXX XXX

7. Current year totalC07

464,084 168 3,833,451673,639 4,102,620145.16 1.11 93.44

Cincinnati Equitable Life Ins Co OH88064 State of Domicile:Company Code:Company Name:

1. CurrentA01

CONV. CARE 229 0 00 0 0.00 0.00 0.00

1. Total current - IndividualC01

229 0 00 0XXX XXX XXX

7. Current year totalC07

229 0 00 0XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners49

Page 54: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

CMFG Life Ins Co IA62626 State of Domicile:Company Code:Company Name:

1. CurrentA01

2006-LTC 22,460,748 12,870 190,836,8616,504,806 193,787,165 28.96 0.98 98.48

02-LTC-FAC 14,550,299 8,226 191,109,8829,977,107 244,241,737 68.57 0.99 78.25

02-LTC-COMP 8,484,001 4,966 127,041,3025,046,844 165,322,653 59.49 0.97 76.84

97-LTC-HHC 1,943,641 1,475 32,402,8081,576,665 47,608,363 81.12 0.97 68.06

97-LTC-COMP 667,621 584 15,924,014783,888 21,109,071117.42 0.99 75.44

5701 343,491 220 9,998,641455,138 7,972,688132.50 0.91 125.41

1. Total current - IndividualC01

48,449,801 28,341 567,313,50824,344,448 680,041,677XXX XXX XXX

7. Current year totalC07

48,449,801 28,341 567,313,50824,344,448 680,041,677 50.25 0.98 83.42

Colonial Life & Accident Ins Co SC62049 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC 8,751 16 -4,824-271 154,971- 3.10 0.94 - 3.11

DI/LTC 616 11 191,6300 170,837 0.00 1.00 112.17

1. Total current - IndividualC01

9,367 27 186,806-271 325,808XXX XXX XXX

7. Current year totalC07

9,367 27 186,806-271 325,808- 2.89 0.96 57.34

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners50

Page 55: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Colonial Penn Life Ins Co PA62065 State of Domicile:Company Code:Company Name:

1. CurrentA01

3-82-946 18,320 28 3,399,72149,398 418,034269.64 0.78 813.26

4-82-548 6,138 15 755,27912,729 485,826207.38 0.83 155.46

1. Total current - IndividualC01

24,458 43 4,155,00062,127 903,860XXX XXX XXX

7. Current year totalC07

24,458 43 4,155,00062,127 903,860254.02 0.80 459.70

Combined Ins Co Of Amer IL62146 State of Domicile:Company Code:Company Name:

1. CurrentA01

14515 884,979 706 98,131,6551,518,889 17,517,985171.63 0.94 560.18

14785 180,766 154 12,889,087184,087 2,266,985101.84 0.98 568.56

14767 43,138 34 2,861,54379,592 584,070184.51 0.92 489.93

14422 6,400 8 4,073,279136,009 215,7232125.14 0.80 1888.20

14475 3,095 3 491,05742 29,681 1.36 1.00 1654.45

14765 2,324 3 376,76524 9,546 1.03 1.00 3946.84

14783 1,901 2 388,75311 5,825 0.58 1.00 6673.87

14766 904 1 133,93333 26,448 3.65 1.00 506.40

14401 821 1 924,292-222 4,757- 27.04 0.50 19430.15

1. Total current - IndividualC01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners51

Page 56: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1,124,328 912 120,270,3641,918,465 20,661,020XXX XXX XXX

7. Current year totalC07

1,124,328 912 120,270,3641,918,465 20,661,020170.63 0.94 582.11

Combined Life Ins Co Of NY NY78697 State of Domicile:Company Code:Company Name:

1. CurrentA01

44515 112,466 79 3,295,072500,262 3,887,977444.81 0.95 84.75

1. Total current - IndividualC01

112,466 79 3,295,072500,262 3,887,977XXX XXX XXX

7. Current year totalC07

112,466 79 3,295,072500,262 3,887,977444.81 0.95 84.75

Connecticut Gen Life Ins Co CT62308 State of Domicile:Company Code:Company Name:

1. CurrentB01

~ 1,050,896 2,171 47,686,6791,984,381 43,780,086188.83 0.93 108.92

4. Total current - GroupC04

1,050,896 2,171 47,686,6791,984,381 43,780,086XXX XXX XXX

7. Current year totalC07

1,050,896 2,171 47,686,6791,984,381 43,780,086188.83 0.93 108.92

Constitution Life Ins Co TX62359 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners52

Page 57: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

COMPLTC, COMPLTCQ 1,436,948 649 -3,325,2624,402,194 10,593,962306.36 0.95 - 31.39

NHO-700, APNHO, APNHOQ 1,246,393 493 2,238,5084,386,837 11,380,330351.96 0.92 19.67

HHC-801,HHC-802,QHHC-802 1,151,029 360 -72,254,0863,245,614 1,655,252281.98 0.78 -4365.14

H-716,LTC-92,NH86,NH87 GR 213,124 128 -755,295762,852 1,847,226357.94 0.82 - 40.89

NH-88-GR, NHST-95, LTC-CV 190,575 124 -581,473981,056 1,277,565514.79 0.80 - 45.51

HHCP94,LTCP-96,HCCP 10/87 173,347 60 -17,774,454904,145 421,444521.58 0.88 -4217.51

CLNHO, CLNHOQ 77,727 41 506,974173,917 691,147223.75 0.87 73.35

HHC-88-GR, HHC-89 22,818 29 643,422-1,805 51,396- 7.91 0.85 1251.90

COMPLTC, CLLTCQ, CLLTC 8,231 4 30,917-123,425 42,464-1499.47 1.00 72.81

HHC-800 7,936 5 -367,857-96,029 14,663-1210.00 0.83 -2508.70

1. Total current - IndividualC01

4,528,129 1,893 -91,638,60614,635,355 27,975,449XXX XXX XXX

7. Current year totalC07

4,528,129 1,893 -91,638,60614,635,355 27,975,449323.21 0.88 -327.57

Continental Cas Co IL20443 State of Domicile:Company Code:Company Name:

1. CurrentA01

N0100 109,318,568 49,309 1,924,797,027103,317,085 2,437,460,601 94.51 0.96 78.97

N0026 34,676,439 16,368 586,329,82656,506,944 795,541,674162.96 0.94 73.70

21300 21,337,759 9,990 359,126,64739,248,964 483,779,512183.94 0.93 74.23

15203 20,117,349 11,498 557,203,396182,513,729 533,768,974907.25 0.91 104.39

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners53

Page 58: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

N0022 17,114,486 8,834 233,350,45310,054,527 333,514,996 58.75 0.92 69.97

21295 13,992,915 6,827 175,534,897-931,566 259,742,551- 6.66 0.91 67.58

N0095 12,340,642 6,122 148,701,33911,087,369 220,541,619 89.84 0.93 67.43

18876 10,770,242 5,586 23,295,37264,322,703 263,831,166597.23 0.91 8.83

59433 8,961,928 6,922 209,603,31091,689,863 173,635,2871023.10 0.88 120.72

N0085 8,911,739 3,807 118,085,56712,706,505 192,028,748142.58 0.96 61.49

N0041 5,517,759 3,690 86,513,5549,328,881 198,077,241169.07 0.95 43.68

18215 4,430,993 2,274 49,111,6264,673,541 105,342,878105.47 0.90 46.62

N0090 3,798,316 2,221 28,153,0711,231,833 68,729,509 32.43 0.93 40.96

N0115 3,385,305 2,122 60,668,6705,532,404 106,941,950163.42 0.96 56.73

N0120 3,354,953 2,115 101,209,674559,188 112,366,570 16.67 0.98 90.07

18584 1,789,502 1,169 30,119,25712,444,257 62,048,588695.40 0.91 48.54

BCBSI 1,627,751 1,453 -17,955,5973,657,351 33,681,663224.69 0.89 - 53.31

N0034 1,593,967 882 -7,069,57212,672,063 33,722,425795.00 0.92 - 20.96

16356 1,263,754 734 69,475,8793,092,102 49,498,229244.68 0.94 140.36

N0080 1,205,205 568 5,717,8941,976,018 22,329,855163.96 0.94 25.61

N0030 1,049,675 673 9,709,252992,013 20,234,993 94.51 0.88 47.98

N0045 1,018,005 638 14,443,7117,917,732 38,023,874777.77 0.96 37.99

21305 901,411 613 8,216,431-2,491,516 15,435,527-276.40 0.90 53.23

N0075 614,364 312 3,830,9022,268,067 10,900,039369.17 0.94 35.15

N0101 587,726 230 15,292,892671,012 11,336,452114.17 0.97 134.90

18878 525,427 241 15,747,2532,152,762 16,826,847409.72 0.97 93.58

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners54

Page 59: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

16928 484,007 348 16,877,9103,766,010 14,108,655778.09 0.88 119.63

BCBST 402,682 368 6,844,983-1,851,600 11,955,028-459.82 0.91 57.26

N0027 348,289 151 10,461,9881,178,100 6,965,206338.25 0.90 150.20

N0110 324,420 245 5,770,415-461,508 9,923,135-142.26 0.98 58.15

59806 319,804 195 16,264,8893,381,448 7,156,9111057.35 0.89 227.26

54076 205,180 214 -2,179,7263,015,856 496,1171469.86 0.72 -439.36

18585 100,882 51 3,194,0191,013,985 4,767,0991005.12 0.98 67.00

N0049 84,223 80 1,354,196-987,259 3,206,219-1172.20 0.92 42.24

N0023 74,184 41 1,916,274579,458 1,573,554781.11 0.98 121.78

22436 65,080 28 2,659,6311,863 1,101,980 2.86 0.97 241.35

N0066 60,395 40 751,152285,131 1,849,898472.11 0.93 40.61

16666 58,065 40 -3,889,715329,386 211,154567.27 0.78 -1842.12

N0096 52,024 25 1,452,4582,027 687,020 3.90 0.96 211.41

N0086 51,138 27 1,730,03743,602 1,490,640 85.26 0.96 116.06

N0042 45,817 22 2,145,741343,269 1,089,010749.22 0.96 197.04

16944 40,588 29 3,019,8421,667 1,438,578 4.11 1.00 209.92

43524 36,535 45 585,632327,803 123,214897.23 0.80 475.30

N0125 33,230 35 1,111,628-108 1,276,649- 0.33 1.00 87.07

17931 29,629 16 1,779,611240,216 800,614810.75 1.00 222.28

S0090 26,616 10 227,733157,766 140,637592.75 0.83 161.93

N0135 26,572 15 883,7542,710 932,379 10.20 1.00 94.79

N0116 24,536 14 1,226,725119,445 1,255,841486.82 1.00 97.68

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners55

Page 60: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

N0121 24,363 9 801,1790 513,527 0.00 1.00 156.02

N0081 21,624 11 628,741-159,790 384,786-738.95 0.92 163.40

22435 16,944 6 544,3492,783 290,116 16.43 1.00 187.63

N0035 15,890 8 706,851276 340,050 1.74 1.00 207.87

18220 15,177 4 1,069,390-1,124,931 381,803-7412.08 0.57 280.09

N0031 9,603 6 403,8800 236,458 0.00 0.86 170.80

20638 6,409 5 -253,476-149,976 90,126-2340.08 0.83 -281.25

N0091 5,460 4 272,1190 108,691 0.00 0.80 250.36

56762 5,353 6 -46,8640 11,040 0.00 0.86 -424.49

21925 4,384 2 124,9180 105,783 0.00 1.00 118.09

N0046 3,568 3 147,6820 220,961 0.00 1.00 66.84

N0130 1,406 1 -116,478-103,982 55,166-7395.59 0.50 -211.14

N0070 0 0 -60,9420 0 0.00 0.00 0.00

N0076 0 1 69,2200 72,506 0.00 1.00 95.47

S0030 0 0 -32,216621 0 0.00 0.00 0.00

1. CurrentB01

43641 182,802,978 155,831 3,319,187,62870,092,109 2,767,360,872 38.34 0.85 119.94

GLTC3 3,870,178 2,688 53,158,829-13,240,379 34,743,295-342.11 0.93 153.01

43224 101,429 215 -5,548,81810,702,247 2,669,00410551.47 0.86 -207.90

1. Total current - IndividualC01

293,230,257 147,303 4,887,660,261647,148,099 6,674,702,319XXX XXX XXX

4. Total current - GroupC04

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners56

Page 61: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

186,774,585 158,734 3,366,797,63967,553,977 2,804,773,171XXX XXX XXX

7. Current year totalC07

480,004,842 306,037 8,254,457,900714,702,076 9,479,475,490148.90 0.89 87.08

Continental Gen Ins Co TX71404 State of Domicile:Company Code:Company Name:

1. CurrentA01

80650 17,998,272 11,984 233,846,421129,308,237 928,231,231718.45 0.97 25.19

4LTCIP0001 14,070,069 8,713 120,003,4004,761,414 125,939,714 33.84 0.98 95.29

LTC-020101-UTA-TQ 13,487,805 7,763 118,108,8119,417,066 157,016,750 69.82 0.98 75.22

420 12,107,013 3,353 42,519,10119,213,537 121,484,558158.70 0.95 35.00

2LTCIP0001 10,176,872 6,443 99,213,7878,844,538 143,127,610 86.91 0.98 69.32

80880 9,885,924 5,586 105,834,55538,040,863 333,201,586384.80 0.96 31.76

82000 9,363,430 6,817 142,683,97319,913,242 407,595,467212.67 0.98 35.01

1LTCIP0001 5,787,519 3,124 62,710,56712,504,424 104,127,887216.06 0.97 60.23

82120 3,458,562 2,431 54,225,8112,144,389 101,585,524 62.00 0.98 53.38

80650 2,498,906 1,236 8,198,8626,836,085 47,100,115273.56 0.93 17.41

440 2,173,373 628 15,060,2214,062,287 38,324,342186.91 0.96 39.30

423 1,850,437 582 1,755,3124,498,340 20,417,560243.10 0.95 8.60

L-6000-NQ 1,791,078 903 8,220,8324,915,369 18,171,896274.44 0.98 45.24

460 1,753,225 439 -1,525,7323,098,174 12,398,995176.71 0.97 - 12.31

L-6000-TQ 1,167,643 789 12,350,392996,310 12,397,067 85.33 0.97 99.62

443 1,077,993 345 3,851,0322,917,497 19,703,160270.64 0.96 19.55

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners57

Page 62: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

461 918,490 273 -577,078966,916 5,483,937105.27 0.95 - 10.52

449 522,814 136 3,901,4801,497,508 7,357,143286.43 0.98 53.03

429 506,424 134 5,672,7261,179,367 6,458,969232.88 0.95 87.83

LT-000401-UTA 384,869 293 2,042,842480,611 5,677,544124.88 0.92 35.98

LT-940101-UTA 384,478 446 16,199,986442,603 11,621,674115.12 0.89 139.40

432 361,201 102 5,036,805140,599 3,708,619 38.93 0.97 135.81

80740 278,759 692 -4,026,4661,705,874 2,478,267611.95 0.94 -162.47

421 247,028 69 1,467,588149,905 1,652,211 60.68 0.97 88.83

435 231,308 52 1,018,37866,004 1,996,264 28.54 0.96 51.01

HC-920101-UTA-TX 184,145 173 891,6061,003,048 5,913,796544.71 0.88 15.08

405 158,733 72 207,329713,117 1,101,973449.26 0.90 18.81

HC-910101 137,191 148 331,6051,018,001 3,258,461742.03 0.84 10.18

431 133,963 53 -234,3811,029,172 3,588,911768.25 0.91 - 6.53

L-5440 130,515 111 528,0291,335 642,932 1.02 0.97 82.13

470 86,626 53 -1,367,433426,804 645,251492.70 0.98 -211.92

4N1 85,960 33 671,96737,921 1,076,674 44.12 0.94 62.41

409 84,358 53 822,993280,276 663,913332.25 0.93 123.96

81120 74,137 68 62,9810 50,213 0.00 0.97 125.43

LTC5-IP-WA 56,590 28 458,8801,647 549,684 2.91 1.00 83.48

L-5450 53,105 34 250,904-39,775 265,333- 74.90 0.92 94.56

471 48,697 31 675,41297,499 474,858200.22 0.94 142.24

4T1 46,407 18 634,460909 475,717 1.96 0.90 133.37

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners58

Page 63: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

442 33,873 9 291,50260,634 819,809179.00 1.00 35.56

4N2 31,697 14 328,324803 302,923 2.53 1.00 108.39

414 29,537 25 -422,443664,170 1,180,5682248.60 1.00 - 35.78

4T2 29,209 18 465,773970 349,761 3.32 0.95 133.17

428 26,664 12 127,22327,597 336,063103.50 0.86 37.86

445 25,130 6 470,2282,804 434,286 11.16 1.00 108.28

82250 23,091 21 346,18164,615 596,393279.83 1.00 58.05

444 15,137 4 274,595451 253,859 2.98 1.00 108.17

430 14,891 5 106,70920,551 443,059138.01 1.00 24.09

422 13,173 3 -26,349-94,039 190,131-713.88 0.75 - 13.86

410 8,880 2 6,0562,115 18,949 23.82 1.00 31.96

HC-890101 8,338 29 -737,44397,396 186,6321168.10 0.81 -395.13

LTC-030501-UTA 5,809 2 131,137238 124,345 4.10 1.00 105.46

446 5,735 6 311,093-322 63,513- 5.62 1.00 489.81

LTC-020101-UTA-NQ 5,403 7 152,639223 80,899 4.13 1.00 188.68

462 4,197 2 195,19592 48,067 2.19 1.00 406.09

408 2,954 3 3,9993,311 1,663112.09 1.00 240.47

436 2,584 1 44,88245 37,181 1.74 1.00 120.71

411 1,955 1 121,79734 4,999 1.74 1.00 2436.43

CC-870101 1,500 2 -420,70259,955 106,9823997.00 0.40 -393.25

H-815 790 3 -190,86811,345 15,2261436.08 1.00 -1253.57

NP-850201 551 1 17,11662 2,032 11.25 1.00 842.32

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners59

Page 64: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

463 0 2 65,6780 31,391 0.00 1.00 209.23

1. CurrentB01

LG-020302-UTA 5,847,113 3,513 16,059,9898,740,212 40,122,653149.48 0.95 40.03

LG-990301-UTA 4,820,583 3,140 47,457,1325,571,503 62,747,466115.58 0.95 75.63

LG-070201-UTA 3,281,343 1,839 24,562,5991,949,257 24,885,840 59.40 0.98 98.70

LG-950201-UTA 2,728,378 1,873 9,813,5766,855,889 38,082,284251.28 0.93 25.77

1LTCGP0001 436,784 426 12,990,765-373,415 13,939,043- 85.49 0.98 93.20

1. Total current - IndividualC01

114,055,017 64,386 1,063,390,280283,594,163 2,661,594,537XXX XXX XXX

4. Total current - GroupC04

17,114,201 10,791 110,884,06122,743,446 179,777,286XXX XXX XXX

7. Current year totalC07

131,169,218 75,177 1,174,274,341306,337,609 2,841,371,823233.54 0.97 41.33

Continental Life Ins Co Brentwood TN68500 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC1, LTC2, LTC2E, LTC3, 534,185 408 5,345,9432,482,987 7,374,481464.82 0.93 72.49

LTC300, LTC300E, LTC400 42,591 51 -3,106,552388,849 609,243912.98 0.86 -509.90

BCC100, BCC100E 2,719 8 48,5310 18,269 0.00 1.00 265.65

1. Total current - IndividualC01

579,495 467 2,287,9222,871,836 8,001,993XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners60

Page 65: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

579,495 467 2,287,9222,871,836 8,001,993495.58 0.93 28.59

Copic Ins Co CO11860 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTQ11-336-CP-998 20,112 192 8,802,204240,062 9,585,1771193.63 1.00 91.83

LTC-CD9-COPIC 9,167 14 681,172128,582 870,3021402.66 1.00 78.27

1. CurrentB01

LTC-GMP-COPIC 678,897 3,132 86,347,880813,044 55,845,183119.76 0.98 154.62

1. Total current - IndividualC01

29,279 206 9,483,376368,644 10,455,479XXX XXX XXX

4. Total current - GroupC04

678,897 3,132 86,347,880813,044 55,845,183XXX XXX XXX

7. Current year totalC07

708,176 3,338 95,831,2561,181,688 66,300,662166.86 0.98 144.54

Country Life Ins Co IL62553 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-500 18,386,851 8,635 130,279,5193,118,397 130,746,182 16.96 0.98 99.64

LTC-540 5,903,940 1,776 48,234,65455,711 43,755,438 0.94 0.99 110.24

LTC-400 4,190,683 2,903 110,216,6313,329,885 111,217,679 79.46 0.97 99.10

LTC-300 2,892,432 2,162 54,437,1985,269,408 66,173,552182.18 0.95 82.26

LTC-600 1,716,879 802 1,471,525265,857 1,275,390 15.49 0.98 115.38

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners61

Page 66: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC-520 1,340,759 773 8,591,099390,190 8,381,050 29.10 0.98 102.51

LTC-440 1,012,601 508 29,765,3531,296,832 32,434,982128.07 0.99 91.77

LTC-200 & 201 952,639 1,025 17,995,9593,461,063 34,508,774363.31 0.94 52.15

LTC-420 633,327 595 13,355,9851,954,499 15,887,064308.61 0.96 84.07

LTC-100 & 101 457,503 617 -1,204,1773,718,515 12,193,355812.79 0.89 - 9.88

1. Total current - IndividualC01

37,487,615 19,796 413,143,74622,860,356 456,573,466XXX XXX XXX

7. Current year totalC07

37,487,615 19,796 413,143,74622,860,356 456,573,466 60.98 0.97 90.49

Dearborn Natl Life Ins Co IL71129 State of Domicile:Company Code:Company Name:

1. CurrentA01

ML7500 44,164 49 144,74871,421 1,203,201161.72 0.91 12.03

LTC CD8 1,586 5 -151,064183 128,425 11.54 1.00 -117.63

1. CurrentB01

ML7700 1,308 3 34,88646,263 75,2333536.93 1.00 46.37

1. Total current - IndividualC01

45,750 54 -6,31671,604 1,331,626XXX XXX XXX

4. Total current - GroupC04

1,308 3 34,88646,263 75,233XXX XXX XXX

7. Current year totalC07

47,058 57 28,570117,867 1,406,859250.47 0.92 2.03

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners62

Page 67: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Farmers New World Life Ins Co WA63177 State of Domicile:Company Code:Company Name:

1. CurrentA01

FTQ10 4,012,068 3,089 75,361,6697,279,541 132,066,806181.44 0.97 57.06

FTQ 736,187 606 5,888,3331,915,710 21,645,230260.22 0.95 27.20

FNTQ1 150,670 88 2,420,176221,190 5,259,233146.80 0.98 46.02

FNTQ 75,220 57 535,415184,964 2,569,440245.90 1.00 20.84

FTQP 56,910 44 628,104519,216 1,312,202912.35 0.96 47.87

FNTQP 3,657 3 121,2730 79,880 0.00 1.00 151.82

1. Total current - IndividualC01

5,034,712 3,887 84,954,97010,120,621 162,932,791XXX XXX XXX

7. Current year totalC07

5,034,712 3,887 84,954,97010,120,621 162,932,791201.02 0.96 52.14

First Penn Pacific Life Ins Co IN67652 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-1, LTC-2 14,894 6 442,9894,426 297,797 29.72 0.86 148.76

1. Total current - IndividualC01

14,894 6 442,9894,426 297,797XXX XXX XXX

7. Current year totalC07

14,894 6 442,9894,426 297,797 29.72 0.86 148.76

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners63

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

First Unum Life Ins Co NY64297 State of Domicile:Company Code:Company Name:

1. CurrentA01

ILTC 47,298,799 17,483 405,944,185171,764,431 976,957,827363.15 0.98 41.55

ILTC03 4,226,408 1,616 50,729,0512,751,178 60,502,861 65.10 0.98 83.85

1. CurrentB01

GLTC 17,373,279 19,609 222,381,1333,296,042 198,413,940 18.97 0.94 112.08

1. Total current - IndividualC01

51,525,207 19,099 456,673,236174,515,609 1,037,460,689XXX XXX XXX

4. Total current - GroupC04

17,373,279 19,609 222,381,1333,296,042 198,413,940XXX XXX XXX

7. Current year totalC07

68,898,486 38,708 679,054,369177,811,650 1,235,874,629258.08 0.96 54.95

Genesis Ins Co DE38962 State of Domicile:Company Code:Company Name:

1. CurrentA01

Genesis 112,038 81 -2,695,8751,700,944 2,789,8671518.19 0.96 - 96.63

1. CurrentB01

Genesis ER group full pay 38,746 47 1,737,495-142,156 2,675,371-366.89 0.98 64.94

Genesis 10 Pay 0 15 1,102,5197,639 1,757,957 0.00 1.00 62.72

1. Total current - IndividualC01

112,038 81 -2,695,8751,700,944 2,789,867XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners64

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

38,746 62 2,840,014-134,517 4,433,328XXX XXX XXX

7. Current year totalC07

150,784 143 144,1391,566,427 7,223,1951038.86 0.97 2.00

Genworth Life & Ann Ins Co VA65536 State of Domicile:Company Code:Company Name:

1. CurrentA01

HLTC94 GN, HLTC94 MN 1,446,995 722 -6,528,6943,438,447 18,399,591237.63 0.92 - 35.48

LTC-5/91, LTC-5/91MI,NHO- 786,325 779 -1,435,2131,412,554 12,695,703179.64 0.86 - 11.31

HLTC93GN, HLTC93MI,HLTC93 433,992 241 -10,056915,988 7,004,002211.06 0.87 - 0.14

HQLTC96 GN 422,918 300 -3,853,6271,297,967 5,797,566306.91 0.94 - 66.47

KG-5/86, NAC7520, NAC7620 318,068 365 -3,413,104804,937 4,674,005253.07 0.80 - 73.02

FCL 7050 148,122 97 -542,8281,026,659 2,689,379693.12 0.95 - 20.18

NAC 9915, 9935, 9986, 998 115,455 180 -1,023,387187,597 1,318,148162.49 0.82 - 77.64

HHC095CA, HHC-5/89, NAC99 33,791 42 -2,259,866134,115 52,947396.89 0.84 -4268.14

1. Total current - IndividualC01

3,705,666 2,726 -19,066,7759,218,263 52,631,341XXX XXX XXX

7. Current year totalC07

3,705,666 2,726 -19,066,7759,218,263 52,631,341248.76 0.88 - 36.23

Genworth Life Ins Co DE70025 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners65

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7042/7044 519,166,666 190,265 3,325,273,651235,851,766 3,648,327,856 45.43 0.99 91.15

7035 497,051,658 205,601 2,456,172,700672,875,997 5,173,931,657135.37 0.98 47.47

7042-REV/7044-REV 352,002,080 115,846 1,634,942,86158,820,632 1,462,186,940 16.71 0.99 111.82

7030/7031/7033/7034 329,073,149 122,669 -1,118,630,513802,120,934 3,210,965,551243.75 0.96 - 34.84

7052 213,798,234 90,197 698,011,8129,214,016 703,081,298 4.31 0.99 99.28

7000/7020/7022 113,618,008 39,966 -1,672,478,335403,348,735 1,105,943,190355.00 0.91 -151.23

7035AX-REV/7037C-REV/7037 109,230,555 39,722 544,160,51227,078,481 592,219,376 24.79 0.99 91.89

8000/8001 57,744,337 24,098 149,013,0611,693,292 118,660,355 2.93 0.99 125.58

50020/50021/60491/60494 37,974,197 25,103 40,862,59680,751,987 769,764,963212.65 0.90 5.31

8000-R1/8001-R1 28,717,185 12,173 31,212,687293,416 30,420,499 1.02 0.99 102.60

50000/50001/60394/60407 17,164,264 13,050 -1,022,899,82366,300,339 130,236,139386.27 0.85 -785.42

7032 16,367,306 9,332 -67,732,97537,747,263 152,002,581230.63 0.94 - 44.56

7021/62100 4,818,601 3,192 -37,657,67717,191,488 72,830,694356.77 0.92 - 51.71

6484 626,220 367 -34,714,4083,308,802 5,468,506528.38 0.88 -634.81

7048 511,235 324 5,662,374286,429 6,034,262 56.03 0.99 93.84

6394/6395 504,636 888 -72,701,9751,051,541 5,932,767208.38 0.80 -1225.43

50027/7002 313,596 118 -2,897,142506,721 3,242,577161.58 0.89 - 89.35

50003/50004 228,196 95 -6,285,956309,692 959,123135.71 0.85 -655.39

50024 93,964 44 1,062,205939,923 2,657,0391000.31 0.92 39.98

6465 74,075 149 -6,454,275228,340 743,617308.25 0.83 -867.96

50024A 53,123 50 -340,506493,707 1,129,188929.36 0.89 - 30.16

6318/6322/6328 44,746 78 -9,629,841171,633 174,289383.57 0.72 -5525.21

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners66

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7011 34,869 17 -1,755,73728,661 616,626 82.20 0.85 -284.73

50018 34,361 40 314,248-50,302 412,745-146.39 0.95 76.14

7012 20,313 12 224,905257,743 484,8591268.83 1.00 46.39

50028 19,903 60 390,932-8,685 248,374- 43.64 0.91 157.40

6026 992 2 -559,6528,138 1,939820.69 0.50 -28866.52

50005/50006 690 1 -32,1520 1,083 0.00 1.00 -2968.05

1. CurrentB01

7053CRT 59,647,977 35,181 157,106,3304,942,901 171,531,600 8.29 0.98 91.59

7050CRT 58,865,542 28,002 292,621,71610,575,718 286,709,693 17.97 0.99 102.06

7046CERT 54,965,876 55,614 347,096,3149,952,412 360,972,881 18.11 0.98 96.16

7040, 7040CM, 456, 461, 4 31,123,979 35,630 106,859,83029,629,777 236,404,007 95.20 0.98 45.20

1. Total current - IndividualC01

2,299,287,160 893,459 4,832,533,5762,420,820,689 17,198,678,093XXX XXX XXX

4. Total current - GroupC04

204,603,374 154,427 903,684,19055,100,809 1,055,618,181XXX XXX XXX

7. Current year totalC07

2,503,890,534 1,047,886 5,736,217,7662,475,921,498 18,254,296,274 98.88 0.97 31.42

Genworth Life Ins Co of NY NY72990 State of Domicile:Company Code:Company Name:

1. CurrentA01

7035 62,556,366 20,719 376,262,92895,985,719 692,899,407153.44 0.98 54.30

7042-REV/7044-REV 45,905,427 12,119 228,543,15710,604,807 176,358,313 23.10 0.99 129.59

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners67

Page 72: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7042/7044 43,956,119 11,719 250,256,22515,578,337 250,501,309 35.44 0.99 99.90

7052 24,553,391 7,104 106,886,007716,569 103,428,348 2.92 0.99 103.34

51005/51006 21,656,763 7,284 -59,339,80868,820,362 269,245,632317.78 0.96 - 22.04

8000/8001 15,774,496 5,392 60,378,0532,596 50,371,435 0.02 0.99 119.87

50110/51002 10,657,051 3,138 -142,775,37143,547,809 126,537,877408.63 0.92 -112.83

50109 3,449,564 1,078 -7,222,19313,764,149 52,268,518399.01 0.91 - 13.82

8000-R1/8001-R1 2,530,719 795 1,564,1810 1,477,209 0.00 1.00 105.89

50107/60247 1,745,461 896 34,198,249-5,881 47,851,628- 0.34 0.90 71.47

50100/60238 604,418 352 -13,708,4023,383,599 6,726,986559.81 0.85 -203.78

51007 163,136 82 363,886216,559 1,690,976132.75 0.94 21.52

51000/62000 141,330 75 399,889470,240 2,300,199332.72 0.90 17.39

6667 54,085 28 822,74180,449 567,484148.75 0.78 144.98

7048 22,283 16 193,1440 151,187 0.00 1.00 127.75

1. CurrentB01

7053CRT 4,281,262 1,833 12,422,270233,640 13,124,791 5.46 0.99 94.65

7040, 7040CM, 456, 461, 4 3,849,221 4,099 28,208,4533,453,688 37,467,224 89.72 0.98 75.29

7050CRT 3,456,471 1,248 18,428,8911,006,664 16,859,685 29.12 0.97 109.31

7046CERT 1,039,782 813 7,850,72350,146 5,673,048 4.82 0.98 138.39

1. Total current - IndividualC01

233,770,610 70,797 836,822,688253,165,313 1,782,376,509XXX XXX XXX

4. Total current - GroupC04

12,626,737 7,993 66,910,3364,744,139 73,124,747XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners68

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

246,397,347 78,790 903,733,024257,909,452 1,855,501,256104.67 0.98 48.71

Gerber Life Ins Co NY70939 State of Domicile:Company Code:Company Name:

1. CurrentA01

HHC-880-3 14,554 9 0158,820 1,200,0001091.25 0.90 0.00

GNH-860 1,398 13 07,960 300,000569.39 0.81 0.00

1. Total current - IndividualC01

15,952 22 0166,780 1,500,000XXX XXX XXX

7. Current year totalC07

15,952 22 0166,780 1,500,0001045.51 0.85 XXX

Globe Life Ins Co of NY NY74101 State of Domicile:Company Code:Company Name:

1. CurrentA01

NH3 18,284 20 109,181121,159 177,569662.65 0.83 61.49

NH2 2,232 3 34,7430 18,280 0.00 0.75 190.06

1. Total current - IndividualC01

20,516 23 143,924121,159 195,849XXX XXX XXX

7. Current year totalC07

20,516 23 143,924121,159 195,849590.56 0.82 73.49

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners69

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Golden Rule Ins Co IN62286 State of Domicile:Company Code:Company Name:

1. CurrentA01

GRI-L-70 0 16 725,9630 709,980 0.00 1.00 102.25

1. Total current - IndividualC01

0 16 725,9630 709,980XXX XXX XXX

7. Current year totalC07

0 16 725,9630 709,980XXX 1.00 102.25

Great Amer Life Ins Co OH63312 State of Domicile:Company Code:Company Name:

1. CurrentA01

4LTCIP0001 1,144,286 597 9,821,548814,438 9,831,634 71.17 0.99 99.90

2LTCIP0001 850,903 464 6,219,3081,326,387 12,710,173155.88 0.99 48.93

1LTCIP0001 571,202 311 6,933,044593,287 11,046,639103.87 0.96 62.76

5LTC 2,482 1 22,92215 18,856 0.60 1.00 121.56

1. CurrentB01

1LTCGP0001 81,975 115 3,609,5273,187 3,290,241 3.89 0.96 109.70

1. Total current - IndividualC01

2,568,873 1,373 22,996,8222,734,127 33,607,302XXX XXX XXX

4. Total current - GroupC04

81,975 115 3,609,5273,187 3,290,241XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners70

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

2,650,848 1,488 26,606,3492,737,314 36,897,543103.26 0.98 72.11

Group Hospitalization & Med Srvcs DC53007 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC/MCN3-89 30,932 45 904,283-7,624 741,193- 24.65 0.88 122.00

1. Total current - IndividualC01

30,932 45 904,283-7,624 741,193XXX XXX XXX

7. Current year totalC07

30,932 45 904,283-7,624 741,193- 24.65 0.88 122.00

Guarantee Trust Life Ins Co IL64211 State of Domicile:Company Code:Company Name:

1. CurrentA01

G0200, G0600 15,269,683 10,198 72,329,5026,145,847 79,536,840 40.25 0.98 90.94

G0280, G0680 6,276,957 4,358 18,854,6356,765,016 22,640,865107.78 0.97 83.28

G9900, G9902, G9903, G010 2,527,335 1,172 14,647,8792,902,865 17,488,361114.86 0.93 83.76

G9980, G9984, G9986, G018 1,624,208 890 6,505,8993,160,592 9,289,613194.59 0.94 70.03

G9970, G9972, G9973, G017 462,197 353 1,726,36679,314 1,482,487 17.16 0.92 116.45

90700, 93710 209,303 131 -28,037100,561 37,472 48.05 0.85 - 74.82

1. Total current - IndividualC01

26,369,683 17,102 114,036,24419,154,195 130,475,638XXX XXX XXX

7. Current year totalC07

26,369,683 17,102 114,036,24419,154,195 130,475,638 72.64 0.97 87.40

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners71

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Health Care Serv Corp A Mut Legal Re IL70670 State of Domicile:Company Code:Company Name:

1. CurrentA01

7035 1,153,734 580 -412,5901,621,493 15,759,634140.54 0.96 - 2.62

30-31 781,720 505 -13,377,4715,143,856 11,594,682658.02 0.93 -115.38

32 71,240 42 -631,628-65,011 821,217- 91.26 0.88 - 76.91

LTC-CD9-BC-MT 62,948 68 2,368,7901,121,766 2,368,7901782.05 0.91 100.00

HTQ11-336-MT-998 54,776 44 1,670,680129,165 1,670,680235.81 1.00 100.00

LTC-LBP9-BC-MT 30,331 25 525,61057,661 525,610190.11 0.89 100.00

LTC-CD8-BC-MT 10,312 10 333,21010,773 333,210104.47 1.00 100.00

NTQ11-337-MT-998 9,745 12 149,410760,651 149,4107805.55 0.92 100.00

LTC-LBP8-BC-MT 1,625 7 90,06060,587 90,0603728.41 0.88 100.00

1. CurrentB01

GRP11-341-MT-998 8,265 15 537,24032,937 537,240398.51 1.00 100.00

1. Total current - IndividualC01

2,176,431 1,293 -9,283,9288,840,940 33,313,293XXX XXX XXX

4. Total current - GroupC04

8,265 15 537,24032,937 537,240XXX XXX XXX

7. Current year totalC07

2,184,696 1,308 -8,746,6888,873,877 33,850,533406.18 0.94 - 25.84

Healthy Alliance Life Ins Co MO78972 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners72

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

COMBINED: LTC/MCN3-89, LT 49,608 62 975,911390,781 2,012,235787.74 0.85 48.50

1. Total current - IndividualC01

49,608 62 975,911390,781 2,012,235XXX XXX XXX

7. Current year totalC07

49,608 62 975,911390,781 2,012,235787.74 0.85 48.50

Highmark BCBSD Inc DE53287 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-CD8-B-DE-TQ 85,874 67 2,459,019422,588 1,675,526492.10 0.85 146.76

LTC-CD7-B-DE 73,011 68 1,126,097560,225 1,645,043767.32 0.88 68.45

LTC-LBP7-B-DE 36,926 46 127,13751,135 559,593138.48 0.90 22.72

LTC-LBP8-B-DE-TQ 25,921 27 828,836168,212 609,748648.94 0.75 135.93

1. Total current - IndividualC01

221,732 208 4,541,0891,202,160 4,489,910XXX XXX XXX

7. Current year totalC07

221,732 208 4,541,0891,202,160 4,489,910542.17 0.86 101.14

Highmark Cas Ins Co PA35599 State of Domicile:Company Code:Company Name:

1. CurrentA01

CSV-LTC-FLX-P and CSV-LTC 82,778 85 847,641171,345 1,553,325206.99 0.91 54.57

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners73

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

82,778 85 847,641171,345 1,553,325XXX XXX XXX

7. Current year totalC07

82,778 85 847,641171,345 1,553,325206.99 0.91 54.57

Highmark Inc PA54771 State of Domicile:Company Code:Company Name:

1. CurrentA01

SPL & FSPL - 336 - HMBCBS 1,150,380 481 9,688,91987,223 9,425,735 7.58 1.00 102.79

SPL & FSPL - 336 - HMBSPA 852,087 457 7,989,49445,480 6,838,046 5.34 0.99 116.84

30/31 773,621 431 6,145,1781,664,588 14,554,456215.17 0.98 42.22

7035 299,457 197 3,974,263-215,935 4,759,544- 72.11 0.98 83.50

LTQ11-336-PA-998 169,759 107 2,305,91746,694 2,054,891 27.51 0.99 112.22

32 97,030 85 422,839-202,846 1,510,532-209.06 0.88 27.99

NTQ11-337-PA-998 5,595 0 96,84424,163 0431.87 0.00 0.00

FLQ11-336-PA-998 3,613 2 78,04877 30,102 2.13 1.00 259.28

HTQ11-338-PA-998 3,206 3 45,39822 17,078 0.69 1.00 265.83

1. CurrentB01

GRP11-341-PA-998 8,141 12 65,55618 59,357 0.22 1.00 110.44

1. Total current - IndividualC01

3,354,748 1,763 30,746,9001,449,466 39,190,384XXX XXX XXX

4. Total current - GroupC04

8,141 12 65,55618 59,357XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners74

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

3,362,889 1,775 30,812,4561,449,484 39,249,741 43.10 0.98 78.50

HM Life Ins Co PA93440 State of Domicile:Company Code:Company Name:

1. CurrentB01

TGGP8000(3/94)PA TG 60,543 187 4,056,130-125,197 2,789,000-206.79 0.97 145.43

4. Total current - GroupC04

60,543 187 4,056,130-125,197 2,789,000XXX XXX XXX

7. Current year totalC07

60,543 187 4,056,130-125,197 2,789,000-206.79 0.97 145.43

Independence Hospital Ind Plan Inc PA54704 State of Domicile:Company Code:Company Name:

1. CurrentA01

5019/5313 1,548,276 995 4,519,4463,552,810 15,447,436229.47 0.92 29.26

5018/5311 1,028,728 437 1,675,251595,145 5,998,718 57.85 0.94 27.93

1. Total current - IndividualC01

2,577,004 1,432 6,194,6974,147,955 21,446,154XXX XXX XXX

7. Current year totalC07

2,577,004 1,432 6,194,6974,147,955 21,446,154160.96 0.93 28.89

Jackson Natl Life Ins Co MI65056 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners75

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

N0100 9,343,392 3,835 148,131,7098,874,906 180,987,031 94.99 0.96 81.85

LTC 1/98 AND QLTC 1/98 2,289,669 880 -12,155,0064,256,064 14,754,326185.88 0.93 - 82.38

A-5000 1,766,548 1,575 -20,139,99118,874,699 82,718,4511068.45 0.96 - 24.35

N0200 1,165,126 869 14,037,1601,198,607 19,849,139102.87 0.97 70.72

N0085 1,102,065 395 15,023,74639,984 20,569,135 3.63 0.94 73.04

N0026 1,037,888 440 12,071,8374,977,523 21,849,351479.58 0.97 55.25

21300 989,780 398 15,030,5033,554,669 19,972,172359.14 0.95 75.26

N0095 846,599 390 10,595,15054,274 14,215,459 6.41 0.93 74.53

N0022 574,740 239 10,505,611889,890 11,919,689154.83 0.93 88.14

N0090 443,587 221 4,759,714715,571 7,433,288161.32 0.96 64.03

HHC 1/98 AND QHHC 1/98 353,034 244 -18,656,7151,314,610 1,097,725372.38 0.86 -1699.58

N0202 262,320 158 2,897,167463,265 3,956,703176.60 0.96 73.22

A-4901 222,440 196 -8,922,0552,707,136 6,596,3501217.02 0.94 -135.26

18876 215,964 88 4,409,03597,802 5,412,838 45.29 0.98 81.46

21295 175,878 79 3,197,031-1,069,241 3,106,484-607.95 0.94 102.92

N0034 134,547 61 3,717,937-950,793 2,679,588-706.66 0.95 138.75

N0080 83,798 35 1,298,60511,148 1,278,950 13.30 0.90 101.54

MID/WSSQ 66,881 59 -2,592,658502,540 442,469751.39 0.88 -585.95

N0101 55,572 18 1,297,75883,960 1,042,226151.08 0.95 124.52

N0027 33,725 11 998,6900 559,030 0.00 1.00 178.65

21305 32,871 14 1,065,520174,562 511,503531.05 1.00 208.31

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners76

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

N0030 31,370 14 597,137-13,185 457,208- 42.03 0.93 130.61

N0075 29,966 14 339,774-616,056 417,573-2055.85 0.88 81.37

N0023 9,661 5 349,2320 299,623 0.00 1.00 116.56

N0086 8,047 3 270,1000 159,577 0.00 1.00 169.26

S0090 3,963 2 65,9680 27,124 0.00 1.00 243.21

N0096 3,661 1 -19,801-231,697 16,387-6328.79 0.25 -120.83

N0081 2,873 1 62,951194 36,880 6.75 1.00 170.69

2400 2,527 2 -7,876-4,126 4,240-163.28 0.67 -185.76

N0076 2,119 1 48,5310 75,504 0.00 1.00 64.28

430 0 0 3350 0 0.00 0.00 0.00

431 0 0 1,5150 0 0.00 0.00 0.00

2100/2101 0 0 1,7640 0 0.00 0.00 0.00

2200/2201 0 0 4280 0 0.00 0.00 0.00

2300/2301 0 0 5320 0 0.00 0.00 0.00

N0091 0 0 28,0910 0 0.00 0.00 0.00

1. Total current - IndividualC01

21,290,611 10,248 188,309,42945,906,306 422,446,023XXX XXX XXX

7. Current year totalC07

21,290,611 10,248 188,309,42945,906,306 422,446,023215.62 0.95 44.58

John Alden Life Ins Co WI65080 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners77

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

J-5875 6,692,057 4,867 65,130,53923,373,248 212,822,690349.27 0.97 30.60

J-5762 2,420,534 1,602 -24,939,05313,239,138 60,462,680546.95 0.94 - 41.25

J-1108 177,493 159 4,896,150929,761 8,011,345523.83 0.90 61.12

J-1130 58,156 50 -7,546,085474,842 546,739816.50 0.93 -1380.20

J-1115 23,773 17 278,892309,119 1,640,2271300.29 1.00 17.00

1. Total current - IndividualC01

9,372,013 6,695 37,820,44338,326,108 283,483,681XXX XXX XXX

7. Current year totalC07

9,372,013 6,695 37,820,44338,326,108 283,483,681408.94 0.96 13.34

John Hancock Life & Hlth Ins Co MA93610 State of Domicile:Company Code:Company Name:

1. CurrentA01

G96 30,760,317 9,484 333,758,22770,854,136 498,993,944230.34 0.95 66.89

LTC20 27,138,231 8,395 186,019,87226,539,158 280,419,159 97.79 0.98 66.34

RWJ 24,671,245 8,849 309,047,91246,690,316 407,423,973189.25 0.97 75.85

LTC30 22,010,400 6,996 238,454,25114,056,760 263,542,956 63.86 0.98 90.48

NYP 21,643,530 6,491 161,614,9554,497,733 200,087,047 20.78 0.99 80.77

CC2E 10,733,073 2,823 62,175,615885,405 78,031,693 8.25 0.98 79.68

CC3 6,479,608 1,642 12,981,501888,346 14,312,313 13.71 0.98 90.70

91LTC 6,082,699 2,409 -31,402,19821,795,458 82,573,097358.32 0.94 - 38.03

CC2R 3,651,810 1,068 27,193,453957,815 34,429,267 26.23 0.98 78.98

CC2ER 2,775,753 740 13,185,767362,772 13,389,125 13.07 0.97 98.48

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners78

Page 83: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC60 2,101,228 689 14,875,776965,922 17,087,815 45.97 0.99 87.06

BSC30 1,146,913 452 8,248,7821,578,475 13,334,038137.63 0.98 61.86

BSC20 1,032,303 414 7,606,392715,261 10,315,089 69.29 0.97 73.74

LTC88B 501,345 440 -8,942,2321,585,889 8,291,565316.33 0.89 -107.85

LTC90B 206,816 103 -946,101575,817 2,751,319278.42 0.93 - 34.39

91NH 140,153 56 -1,028,830-8,903 3,115,781- 6.35 0.92 - 33.02

C96 12,284 7 112,05123,232 209,349189.12 1.00 53.52

CC3Core 7,806 2 42,36074 27,209 0.95 1.00 155.68

LTC87A 7,582 25 -565,567298,491 407,4853936.84 0.96 -138.80

LTC88A 5,263 7 2,393,06368,797 78,5771307.18 0.88 3045.50

1. CurrentB01

Non-GIMIT 10,442,730 10,735 99,169,983598,437 95,120,358 5.73 0.97 104.26

1. Total current - IndividualC01

161,108,359 51,092 1,334,825,049193,330,954 1,928,820,801XXX XXX XXX

4. Total current - GroupC04

10,442,730 10,735 99,169,983598,437 95,120,358XXX XXX XXX

7. Current year totalC07

171,551,089 61,827 1,433,995,032193,929,391 2,023,941,159113.05 0.97 70.85

John Hancock Life Ins Co USA MI65838 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC20 246,095,304 110,471 1,749,699,055236,841,421 2,519,017,859 96.24 0.98 69.46

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners79

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC30 214,001,882 94,039 2,362,622,237108,915,258 2,306,515,047 50.90 0.98 102.43

G96 187,280,655 88,001 2,333,782,571386,549,944 3,034,889,969206.40 0.95 76.90

CC2E 141,641,378 50,927 836,436,59822,025,500 931,170,644 15.55 0.98 89.83

CC3 107,796,974 41,921 229,960,8786,750,181 248,377,082 6.26 0.98 92.59

LTC60 65,622,830 31,926 453,517,28611,864,034 520,744,018 18.08 0.99 87.09

CC2R 42,016,115 15,476 318,902,42611,051,408 353,239,058 26.30 0.98 90.28

CC2ER 36,332,122 12,972 171,845,2374,441,741 170,840,812 12.23 0.98 100.59

CCCA 31,098,175 10,148 229,155,6024,842,673 286,497,893 15.57 0.98 79.99

91LTC 28,429,390 14,548 16,897,71971,505,925 324,575,013251.52 0.91 5.21

BSC20 13,961,993 7,811 49,789,68217,211,748 118,943,158123.28 0.96 41.86

BSC30 11,993,905 6,529 85,558,05212,461,809 116,097,439103.90 0.97 73.70

RWJ 10,745,859 5,106 181,680,89412,099,960 219,988,049112.60 0.97 82.59

LTCPRTN 9,434,619 3,520 76,235,3256,680,297 110,592,165 70.81 0.98 68.93

LTC3PRTN 8,266,920 2,746 116,256,0273,598,550 100,961,216 43.53 0.98 115.15

CCCA3 7,971,876 2,508 13,632,991980,555 16,708,415 12.30 0.99 81.59

CC3P 3,279,454 1,001 8,355,63128,090 9,260,706 0.86 0.99 90.23

91NH 2,094,578 1,168 -2,686,6049,753,368 40,091,969465.65 0.92 - 6.70

LTC88B 2,033,495 2,109 -17,964,7868,213,570 30,057,982403.91 0.91 - 59.77

LTC60R 1,474,671 938 7,227,72284,715 6,770,318 5.75 0.94 106.76

BSC3PRTN 909,146 412 12,487,938-339,414 12,536,754- 37.33 0.97 99.61

G96NH 840,976 448 9,476,133582,364 12,161,721 69.25 0.91 77.92

LTC90B 769,337 622 -8,540,6601,950,125 10,261,329253.48 0.91 - 83.23

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners80

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

BSCPRTN 397,691 241 1,767,7651,244,202 5,430,573312.86 0.97 32.55

C96 386,732 248 2,923,0681,693,852 4,640,367437.99 0.92 62.99

CC3Core 194,290 81 718,5611,276 662,354 0.66 1.00 108.49

NYP 88,554 27 656,134136,555 904,481154.21 1.00 72.54

LTC88A 43,856 47 1,227,42949,635 682,745113.18 0.84 179.78

LTC87A 9,730 39 -546,011459,828 527,2064725.88 0.83 -103.57

1. CurrentB01

Non-GIMIT 329,042,434 305,194 4,552,176,031166,727,588 4,257,581,947 50.67 0.98 106.92

GIMT 5,822,015 6,599 94,821,0959,952,931 102,698,932170.95 0.95 92.33

1. Total current - IndividualC01

1,175,212,507 506,030 9,241,074,900941,679,170 11,513,146,342XXX XXX XXX

4. Total current - GroupC04

334,864,449 311,793 4,646,997,126176,680,519 4,360,280,879XXX XXX XXX

7. Current year totalC07

1,510,076,956 817,823 13,888,072,0261,118,359,689 15,873,427,221 74.06 0.97 87.49

Kaiser Foundation Hlth Plan of WA WA95672 State of Domicile:Company Code:Company Name:

1. CurrentA01

CA-84, CA-85 26,465 19 534,162181,286 1,833,230685.00 0.73 29.14

1. Total current - IndividualC01

26,465 19 534,162181,286 1,833,230XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners81

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

26,465 19 534,162181,286 1,833,230685.00 0.73 29.14

Knights Of Columbus CT58033 State of Domicile:Company Code:Company Name:

1. CurrentA01

NHC01 X-XX, LTC01 X-XX 59,678,632 41,858 442,646,92129,058,261 451,664,352 48.69 0.98 98.00

NHC2 7-14, LTC2 7-14 10,317,311 7,186 9,466,870463,004 9,659,725 4.49 0.96 98.00

1. Total current - IndividualC01

69,995,943 49,044 452,113,79129,521,265 461,324,077XXX XXX XXX

7. Current year totalC07

69,995,943 49,044 452,113,79129,521,265 461,324,077 42.18 0.98 98.00

Lafayette Life Ins Co OH65242 State of Domicile:Company Code:Company Name:

1. CurrentA01

LLIC-LTC 181,849 203 1,472,859383,384 1,749,003210.83 0.98 84.21

1. Total current - IndividualC01

181,849 203 1,472,859383,384 1,749,003XXX XXX XXX

7. Current year totalC07

181,849 203 1,472,859383,384 1,749,003210.83 0.98 84.21

LifeSecure Ins Co MI77720 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners82

Page 87: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LS0001, LS0002, LS0004, L 49,394,728 31,913 111,941,7011,191,429 101,942,009 2.41 0.98 109.81

1. Total current - IndividualC01

49,394,728 31,913 111,941,7011,191,429 101,942,009XXX XXX XXX

7. Current year totalC07

49,394,728 31,913 111,941,7011,191,429 101,942,009 2.41 0.98 109.81

Lincoln Benefit Life Co NE65595 State of Domicile:Company Code:Company Name:

1. CurrentA01

LBL-6301 40,036,132 23,460 681,171,54180,341,154 1,149,796,050200.67 0.98 59.24

LBL-7000 17,471,222 10,004 379,582,50516,980,712 473,307,856 97.19 0.99 80.20

1. Total current - IndividualC01

57,507,354 33,464 1,060,754,04697,321,866 1,623,103,906XXX XXX XXX

7. Current year totalC07

57,507,354 33,464 1,060,754,04697,321,866 1,623,103,906169.23 0.99 65.35

Lincoln Natl Life Ins Co IN65676 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-1, LTC-2 2,962,972 1,421 40,001,9145,884,334 65,031,650198.60 0.92 61.51

1. Total current - IndividualC01

2,962,972 1,421 40,001,9145,884,334 65,031,650XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners83

Page 88: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

2,962,972 1,421 40,001,9145,884,334 65,031,650198.60 0.92 61.51

Longevity Ins Co TX68446 State of Domicile:Company Code:Company Name:

1. CurrentA01

RVL-360 59,067 83 -4,215,1371,137,041 2,057,3191925.00 0.87 -204.89

1. Total current - IndividualC01

59,067 83 -4,215,1371,137,041 2,057,319XXX XXX XXX

7. Current year totalC07

59,067 83 -4,215,1371,137,041 2,057,3191925.00 0.87 -204.89

Louisiana Hlth Serv & Ind Co LA81200 State of Domicile:Company Code:Company Name:

1. CurrentA01

7035 356,089 325 -2,244,687958,287 3,867,100269.11 0.96 - 58.05

30 & 31 87,431 71 41,670-180,335 1,273,038-206.26 0.97 3.27

32 0 0 -90,6210 0 0.00 0.00 0.00

1. Total current - IndividualC01

443,520 396 -2,293,638777,952 5,140,138XXX XXX XXX

7. Current year totalC07

443,520 396 -2,293,638777,952 5,140,138175.40 0.97 - 44.62

Loyal Amer Life Ins Co OH65722 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners84

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

L-6000-NQ 58,539 30 59,456166,698 599,730284.76 0.97 9.91

L-6000-TQ 37,933 29 -112,08277,171 483,704203.44 1.00 - 23.17

1. Total current - IndividualC01

96,472 59 -52,626243,869 1,083,434XXX XXX XXX

7. Current year totalC07

96,472 59 -52,626243,869 1,083,434252.79 0.98 - 4.86

Madison Natl Life Ins Co Inc WI65781 State of Domicile:Company Code:Company Name:

1. CurrentA01

MNLI-LTC 520,525 545 4,915,25851,685 4,064,296 9.93 0.99 120.94

1. Total current - IndividualC01

520,525 545 4,915,25851,685 4,064,296XXX XXX XXX

7. Current year totalC07

520,525 545 4,915,25851,685 4,064,296 9.93 0.99 120.94

Manhattan Natl Life Ins Co OH67083 State of Domicile:Company Code:Company Name:

1. CurrentA01

Dade County LTC 91,080 202 3,244,205473,630 3,496,083520.02 0.82 92.80

1. Total current - IndividualC01

91,080 202 3,244,205473,630 3,496,083XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners85

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

91,080 202 3,244,205473,630 3,496,083520.02 0.82 92.80

ManhattanLife Assur Co of Amer AR61883 State of Domicile:Company Code:Company Name:

1. CurrentA01

~ 234,001 153 595,382482,790 595,382206.32 0.89 100.00

1. Total current - IndividualC01

234,001 153 595,382482,790 595,382XXX XXX XXX

7. Current year totalC07

234,001 153 595,382482,790 595,382206.32 0.89 100.00

Massachusetts Mut Life Ins Co MA65935 State of Domicile:Company Code:Company Name:

1. CurrentA01

~ 235,940,444 73,874 1,621,220,50084,606,161 1,852,429,641 35.86 0.99 87.52

1. Total current - IndividualC01

235,940,444 73,874 1,621,220,50084,606,161 1,852,429,641XXX XXX XXX

7. Current year totalC07

235,940,444 73,874 1,621,220,50084,606,161 1,852,429,641 35.86 0.99 87.52

Medamerica Ins Co PA69515 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners86

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

SPL2-336 24,569,469 12,527 135,009,2444,197,995 139,537,313 17.09 0.97 96.76

SPL-336 21,531,414 12,062 325,667,12210,432,167 298,871,995 48.45 0.98 108.97

FC-336 12,627,350 4,812 30,697,999580,884 34,198,241 4.60 0.97 89.77

LTQ11-336-MA 5,359,725 3,331 106,788,0308,082,403 122,268,364150.80 0.96 87.34

14515 4,443,529 3,729 59,961,9948,026,900 93,159,591180.64 0.95 64.37

PRT11-336-MA-CT-601 1,600,330 646 18,380,5911,592,359 27,094,132 99.50 0.98 67.84

14785 1,397,204 1,133 14,357,0431,098,392 18,450,728 78.61 0.97 77.81

LTC-CD9 679,824 489 21,410,7202,530,408 24,925,986372.22 0.96 85.90

NTQ11-337 362,751 245 5,174,88161,185 5,643,137 16.87 0.94 91.70

FC-337 229,631 111 589,975170,416 772,065 74.21 0.97 76.42

LTC-LBP9 222,264 158 3,312,4051,457,308 7,300,910655.67 0.93 45.37

14767 211,863 151 2,346,686-22,846 3,202,896- 10.78 0.96 73.27

ML 7500 193,139 205 2,451,1092,550,312 6,894,8081320.45 0.91 35.55

HMSA Ind 189,298 131 4,832,7821,036,203 3,705,972547.39 0.93 130.41

ICC14-336 144,422 30 189,485152 129,553 0.11 0.97 146.26

Generations Ind 133,686 304 741,0731,876,225 20,547,3951403.46 0.94 3.61

TRL-336 126,173 66 366,3706,359 343,319 5.04 0.94 106.71

LTC-CD5 125,377 112 -1,402,909265,927 1,886,526212.10 0.84 - 74.37

HTQ11-338 113,373 132 1,422,097107,150 1,647,525 94.51 0.92 86.32

LTCNQ12 LTC1200(8/2000) 97,934 56 2,503,363426,087 3,192,759435.08 0.95 78.41

LTC-CD8 75,962 64 2,273,635262,036 2,943,162344.96 0.90 77.25

14422 49,093 69 672,296-30,580 1,177,484- 62.29 0.84 57.10

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners87

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

FBABC & PLAN 123 46,875 65 -5,103,736419,071 1,248,584894.02 0.88 -408.76

14783 29,861 29 302,03139 105,513 0.13 0.97 286.25

14765 23,428 30 157,751-774 85,538- 3.30 0.88 184.42

LTC-LBP8 22,795 16 387,898274,810 1,119,4921205.57 0.94 34.65

LTC-LBP5 8,890 64 1,952,072162,619 1,631,5001829.24 0.89 119.65

14401 6,272 12 64,0813,717 33,769 59.26 0.92 189.76

14475 5,290 5 -196,156-44,443 77,118-840.13 0.83 -254.36

14766 4,929 5 100,73119,831 140,345402.33 1.00 71.77

TBCA TBCS100 et al 1,510 1 9,573,08616,023 19,7301061.13 1.00 48520.46

14784 434 0 -36,986-19,676 0-4533.64 0.00 0.00

1. CurrentB01

GRP11-341-MA 6,419,781 7,033 148,137,1213,828,357 136,873,940 59.63 0.94 108.23

SRV-1353_ 1,111,902 961 20,873,6642,960,577 26,357,609266.26 0.98 79.19

LTC-G-CD9 874,779 584 33,542,5182,797,766 42,010,407319.83 0.97 79.84

SPL-336_ 535,285 916 12,248,660184,399 6,495,940 34.45 0.98 188.56

BSH Grp 351,864 273 9,041,4761,357,790 11,841,955385.89 0.94 76.35

LTC-G-GMP-PER 290,807 303 14,421,1821,155,057 12,807,757397.19 0.94 112.60

ML 7700 257,193 742 9,262,3691,451,787 14,446,162564.47 0.96 64.12

LTC-G-CD8-DC 67,470 43 331,864276,255 1,433,638409.45 0.94 23.15

LTC-GMP-CD9-BC-IL 57,969 27 649,3259,291 467,545 16.03 1.00 138.88

Generations Grp 37,567 69 14,643,246227,590 4,018,255605.82 0.96 364.42

HTQ11-338-MA-DC 34,694 22 1,114,87698,998 488,913285.35 0.85 228.03

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners88

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

HMSA Grp 29,250 71 1,662,866-65,814 1,763,462-225.01 0.99 94.30

LTC-G-CD9-MA-NC 13,599 29 -1,639,944199,482 1,001,6081466.89 0.91 -163.73

LTC-G-LBP9 6,612 1 78,46736,920 40,713558.38 1.00 192.73

LTC-G-LBP8-DC 1,312 1 24,587119 20,074 9.07 1.00 122.48

TNTQ11-337 0 3 32,6400 9,319 0.00 1.00 350.25

1. Total current - IndividualC01

74,634,095 40,790 744,946,76345,538,659 822,355,450XXX XXX XXX

4. Total current - GroupC04

10,090,084 11,078 264,424,91714,518,574 260,077,297XXX XXX XXX

7. Current year totalC07

84,724,179 51,868 1,009,371,68060,057,233 1,082,432,747 70.89 0.96 93.25

MedAmerica Ins Co of FL FL12967 State of Domicile:Company Code:Company Name:

1. CurrentA01

SPL2-336 2,114,507 948 10,348,405162,203 1,153,648 7.67 0.99 897.02

SPL-336 1,149,919 725 15,037,9011,238,060 19,676,715107.67 0.99 76.43

TRL-336 164,970 122 630,22663,429 491,722 38.45 0.95 128.17

14788 120,450 162 1,128,52654,372 1,171,980 45.14 0.96 96.29

14775 91,239 79 517,205195,227 1,762,270213.97 0.98 29.35

LTQ11-336-MA 55,372 30 482,441-958 879,354- 1.73 0.97 54.86

LTCNQ12, LTC1200 (8/2000) 21,921 13 978,25544,935 925,416204.99 0.77 105.71

14787 1,282 1 18,19440 59,418 3.12 1.00 30.62

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners89

Page 94: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC-CD5 426 1 15,1898 10,777 1.88 1.00 140.94

1. CurrentB01

SRV-1353_ 50,175 35 1,329,0449,842 1,267,070 19.62 0.90 104.89

1. Total current - IndividualC01

3,720,086 2,081 29,156,3421,757,316 26,131,300XXX XXX XXX

4. Total current - GroupC04

50,175 35 1,329,0449,842 1,267,070XXX XXX XXX

7. Current year totalC07

3,770,261 2,116 30,485,3861,767,158 27,398,370 46.87 0.98 111.27

MedAmerica Ins Co of NY NY83437 State of Domicile:Company Code:Company Name:

1. CurrentA01

PRT11-336-NY-305 9,060,490 2,733 39,853,2372,793,557 48,842,412 30.83 0.99 81.60

SPL2-336 7,157,962 2,382 39,588,2642,422,097 42,809,300 33.84 0.99 92.48

PRT11-336-ET AL 6,283,125 2,362 100,221,60414,047,975 115,116,350223.58 0.98 87.06

SPL-336 5,253,132 2,685 102,183,3476,104,715 88,589,934116.21 0.99 115.34

LTC-CD6-NY 3,147,597 1,458 50,120,79114,763,978 76,650,900469.06 0.93 65.39

FC-336 1,897,753 526 4,224,793439,792 4,923,223 23.17 0.98 85.81

LTQ11-336 ET AL 1,747,530 934 36,526,8213,280,116 47,719,647187.70 0.97 76.55

LTC-CD10-NY 1,039,228 831 30,143,6534,632,496 40,335,721445.76 0.94 74.73

LTC91-CD4-NY 834,500 790 2,449,0045,321,784 18,922,608637.72 0.91 12.94

HTQ11-338-ET AL 467,163 353 996,361606,519 5,122,896129.83 0.92 19.45

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners90

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC-CD8-NY 263,900 205 6,133,927877,120 8,112,470332.37 0.92 75.61

LTC-LBP-NY 187,078 262 333,2631,100,578 4,518,107588.30 0.90 7.38

LTC-LBP8-NY 111,132 112 -23,474683,047 2,073,929614.63 0.90 - 1.13

LTC-LBP10-NY 74,115 75 -565,331224,521 1,113,748302.94 0.93 - 50.76

TRL-336 50,300 16 127,536-48,400 106,362- 96.22 0.94 119.91

ICC14-336 37,258 10 44,23316 37,601 0.04 1.00 117.64

NTQ11-337- ET AL 30,228 34 110,81725,010 216,830 82.74 0.87 51.11

LTC-89-CD2 11,187 27 -3,516,266713,591 516,2716378.75 0.93 -681.09

LTC-89-CD1 0 4 -77,4047,718 76,564 0.00 1.00 -101.10

1. CurrentB01

NYG11-341-NY_ 7,748,657 4,371 146,793,82013,888,724 204,963,654179.24 0.98 71.62

GRP11-341 ET AL 486,443 849 19,635,824567,228 23,619,072116.61 0.99 83.14

LTC-89-CD2_ 152,141 242 5,073,576-157,103 4,687,022-103.26 0.99 108.25

SPL-336_ 101,676 186 1,386,735922 1,474,186 0.91 0.99 94.07

PRT11-336-ET AL_ 21,132 12 428,655441 523,566 2.09 1.00 81.87

1. Total current - IndividualC01

37,653,678 15,799 408,875,17657,996,230 505,804,873XXX XXX XXX

4. Total current - GroupC04

8,510,049 5,660 173,318,61014,300,212 235,267,500XXX XXX XXX

7. Current year totalC07

46,163,727 21,459 582,193,78672,296,442 741,072,373156.61 0.97 78.56

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners91

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Medico Ins Co IA31119 State of Domicile:Company Code:Company Name:

1. CurrentA01

690-699 1,988,983 991 18,173,1263,435,361 23,969,351172.72 0.93 75.82

3358 580-583 164,744 98 1,063,661-52,339 654,104- 31.77 0.77 162.61

201 124,211 60 1,000,762301,110 1,093,164242.42 0.91 91.55

300 585 29,850 22 389,305-3,073 211,603- 10.30 0.79 183.98

445 4458-4459 14,293 8 454,981-56,736 230,613-396.95 0.80 197.29

591 593 596-597 8,039 10 294,574-1,093 63,918- 13.60 0.71 460.86

1. Total current - IndividualC01

2,330,120 1,189 21,376,4093,623,230 26,222,753XXX XXX XXX

7. Current year totalC07

2,330,120 1,189 21,376,4093,623,230 26,222,753155.50 0.91 81.52

Metropolitan Life Ins Co NY65978 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-INDV-7 395,998,202 181,461 6,593,611,107235,174,689 6,767,040,527 59.39 0.98 97.44

LTC-INDV-6 34,046,412 16,091 765,112,30548,845,853 777,832,795143.47 0.97 98.37

1. CurrentB01

LTC-MARP-4 99,947,494 66,698 1,143,244,053148,419,983 1,396,663,227148.50 0.97 81.86

LTC-CRE-2 80,307,932 93,527 1,308,716,86888,266,314 1,321,041,671109.91 0.98 99.07

LTC-CRP-3 78,164,563 85,985 1,399,614,16061,077,475 1,280,863,864 78.14 0.98 109.27

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners92

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC-MARP-5 18,970,616 11,077 224,812,1997,625,900 218,200,623 40.20 0.98 103.03

LTC-PARP-5 14,107,271 11,010 390,610,88536,429,607 266,504,171258.23 0.87 146.57

1. Total current - IndividualC01

430,044,614 197,552 7,358,723,412284,020,542 7,544,873,322XXX XXX XXX

4. Total current - GroupC04

291,497,876 268,297 4,466,998,165341,819,279 4,483,273,556XXX XXX XXX

7. Current year totalC07

721,542,490 465,849 11,825,721,577625,839,821 12,028,146,878 86.74 0.97 98.32

Mid West Natl Life Ins Co Of TN TX66087 State of Domicile:Company Code:Company Name:

1. CurrentA01

MWTQLTC IP 60,460 38 313,28443,800 468,650 72.45 0.93 66.85

MWTQNH IP 3,237 3 15,1730 15,812 0.00 1.00 95.96

MWTQHHC IP 2,200 3 15,8590 5,810 0.00 1.00 272.96

1. Total current - IndividualC01

65,897 44 344,31643,800 490,272XXX XXX XXX

7. Current year totalC07

65,897 44 344,31643,800 490,272 66.47 0.94 70.23

Minnesota Life Ins Co MN66168 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners93

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

ML-7500 2,106,921 624 25,527,987457,635 21,671,205 21.72 0.99 117.80

1. CurrentB01

ALC-89-18937 2,354 5 87,7025,460 308,696231.95 1.00 28.41

MML-90-13346 549 1 44,1628,086 37,5981472.86 1.00 117.46

ALC-89-18945.22 483 1 16,2191,064 27,154220.29 1.00 59.73

1. Total current - IndividualC01

2,106,921 624 25,527,987457,635 21,671,205XXX XXX XXX

4. Total current - GroupC04

3,386 7 148,08314,610 373,448XXX XXX XXX

7. Current year totalC07

2,110,307 631 25,676,070472,245 22,044,653 22.38 0.99 116.47

Mony Life Ins Co NY66370 State of Domicile:Company Code:Company Name:

1. CurrentB01

MDD-AS_7888 2,927 8 309,72014,580 309,720498.16 0.89 100.00

4. Total current - GroupC04

2,927 8 309,72014,580 309,720XXX XXX XXX

7. Current year totalC07

2,927 8 309,72014,580 309,720498.16 0.89 100.00

Mutual Of Omaha Ins Co NE71412 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners94

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

LTC13 148,730,262 64,407 218,967,3553,932,167 131,533,403 2.64 0.98 166.47

LTC09M 96,848,753 41,277 367,918,50110,793,813 317,030,050 11.15 0.98 116.05

LTA 28,016,118 14,657 361,675,60438,289,043 375,104,927136.67 0.96 96.42

LTC04I 27,896,564 12,163 245,156,88114,404,575 232,731,769 51.64 0.98 105.34

NHA 27,035,187 11,346 286,170,51346,882,634 299,477,656173.41 0.94 95.56

LTC04I7 4,121,598 2,581 34,790,9951,829,289 33,665,987 44.38 0.98 103.34

LT50 3,261,531 2,019 35,329,8535,899,235 37,014,465180.87 0.94 95.45

HCA 2,499,636 1,453 15,969,0678,819,229 21,252,988352.82 0.92 75.14

LCA 1,362,613 596 20,591,7762,343,769 20,144,468172.01 0.96 102.22

LTC1 1,238,703 1,221 53,013,8902,820,374 48,411,341227.69 0.90 109.51

NH50 908,895 925 8,225,2254,152,851 10,913,932456.91 0.93 75.36

NCF 394,295 683 30,648,8311,103,442 25,211,138279.85 0.88 121.57

NH23 367,907 555 10,167,3401,531,210 9,480,665416.20 0.89 107.24

LTM1 262,698 204 11,938,1341,098,664 11,473,172418.22 0.90 104.05

NHP 257,560 539 4,671,4531,114,081 3,643,470432.55 0.79 128.21

NCA 141,528 100 2,409,232281,891 2,409,350199.18 0.94 100.00

NH24 76,980 155 1,525,730484,283 1,478,495629.10 0.86 103.20

NH10 40,389 88 519,499187,961 561,454465.38 0.86 92.53

E10NH 3,363 6 62,89914,373 56,381427.39 0.75 111.56

NH1 2,762 11 -15,82415,446 1559.29 0.79 217260.75

1. CurrentB01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners95

Page 100: Long-Term Care Insurance Experience Reports for 2018Long-Term Care Insurance Experience Reports for 2018 2019. The NAIC is the authoritative source for insurance industry information

National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC04G 19,070,618 11,399 138,221,4144,933,799 128,874,071 25.87 0.99 107.25

GROUP LTC 6,235,780 8,999 182,099,06813,589,377 183,901,491217.93 0.96 99.02

C1NH 578 4 -1,1631,134 0196.18 0.80 0.00

1. Total current - IndividualC01

343,467,341 154,986 1,709,736,955145,998,331 1,581,595,114XXX XXX XXX

4. Total current - GroupC04

25,306,975 20,402 320,319,31918,524,309 312,775,562XXX XXX XXX

7. Current year totalC07

368,774,317 175,388 2,030,056,274164,522,640 1,894,370,676 44.61 0.97 107.16

National Guardian Life Ins Co WI66583 State of Domicile:Company Code:Company Name:

1. CurrentA01

NGL-100 4,145,886 454 4,943,1570 2,429,739 0.00 0.99 203.44

1. Total current - IndividualC01

4,145,886 454 4,943,1570 2,429,739XXX XXX XXX

7. Current year totalC07

4,145,886 454 4,943,1570 2,429,739XXX 0.99 203.44

National Ins Co Of WI Ins WI30155 State of Domicile:Company Code:Company Name:

1. CurrentA01

LLIC-LTC 352,199 306 1,804,8869,958 1,501,422 2.83 0.98 120.21

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

352,199 306 1,804,8869,958 1,501,422XXX XXX XXX

7. Current year totalC07

352,199 306 1,804,8869,958 1,501,422 2.83 0.98 120.21

National Life Ins Co VT66680 State of Domicile:Company Code:Company Name:

1. CurrentA01

CCP Universal Life 125,892 213 2,175,1740 2,137,667 0.00 0.95 101.76

CCP Traditional Life 58,748 183 1,450,8390 1,149,480 0.00 0.96 126.22

1. Total current - IndividualC01

184,640 396 3,626,0130 3,287,147XXX XXX XXX

7. Current year totalC07

184,640 396 3,626,0130 3,287,147XXX 0.95 110.31

New Era Life Ins Co TX78743 State of Domicile:Company Code:Company Name:

1. CurrentA01

9035 20,747 10 012,215 0 58.88 1.00 0.00

9031 2,391 1 0-105 0- 4.39 1.00 0.00

9030 2,359 1 0-104 0- 4.41 1.00 0.00

1. Total current - IndividualC01

25,497 12 012,006 0XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners97

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

25,497 12 012,006 0 47.09 1.00 XXX

New York Life Ins Co NY66915 State of Domicile:Company Code:Company Name:

1. CurrentA01

#I-ILTC5000/INH5000 199,196,746 91,938 1,354,212,53236,333,193 1,205,289,653 18.24 0.98 112.36

#I-ILTC4300/INH4300 60,353,570 32,316 832,275,25464,647,757 1,085,434,558107.12 0.97 76.68

#I-ICC14-LTC6 17,891,506 8,315 10,423,126369,876 2,687,086 2.07 0.95 387.90

#I-ILTC5000/INH5000 4,691,536 3,063 26,609,4521,190,525 27,372,485 25.38 0.98 97.21

#I-21073/21084 4,525,958 3,738 23,121,36511,660,733 118,372,504257.64 0.93 19.53

#I-ILTC4300/INH4300 1,826,547 1,352 8,120,3963,060,315 28,293,257167.55 0.95 28.70

#I-21073/21084 507,278 625 -6,093,9053,372,162 13,542,230664.76 0.91 - 45.00

#G-9065A/13671 194,490 100 1,968,3951,182,525 3,093,656608.01 0.96 63.63

#I-ICC18-LTCD 77,601 263 6500 )(96,509 0.00 1.00 - 0.67

#G-9065A/13671 8,642 12 -641,176-135,511 181,038-1568.05 0.92 -354.17

1. CurrentB01

#G -6601 1,591,214 2,277 36,908,841578,038 46,802,651 36.33 0.99 78.86

#G-9065A/13671 1,301,747 1,373 38,969,2064,412,782 35,274,380338.99 0.91 110.48

#G-9065A/13671 261,879 429 -5,513,7121,617,180 5,851,163617.53 0.89 - 94.23

#I-21073/21084 95,917 34 2,285,038-249 1,721,117- 0.26 0.94 132.77

#I-ILTC4300/INH4300 51,895 6 779,701-7,629 370,167- 14.70 1.00 210.64

1. Total current - IndividualC01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners98

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

289,273,874 141,722 2,249,996,089121,681,575 2,484,169,958XXX XXX XXX

4. Total current - GroupC04

3,302,652 4,119 73,429,0746,600,122 90,019,478XXX XXX XXX

7. Current year totalC07

292,576,526 145,841 2,323,425,163128,281,697 2,574,189,436 43.85 0.97 90.26

Noridian Mut Ins Co ND55891 State of Domicile:Company Code:Company Name:

1. CurrentA01

SPL-336 573,088 374 7,420,143334,516 7,676,604 58.37 0.98 96.66

LTQ11-336-ND-601 548,729 320 8,921,806828,697 10,539,937151.02 0.98 84.65

NTQ11-337-ND-601 293,113 173 2,411,301220,499 3,586,695 75.23 0.96 67.23

HTQ11-338-ND-601 0 4 92,26449 48,340 0.00 1.00 190.87

1. CurrentB01

GRP11-341-ND-(rev)601 201,864 333 6,052,712311,130 5,061,675154.13 0.99 119.58

1. Total current - IndividualC01

1,414,930 871 18,845,5141,383,761 21,851,576XXX XXX XXX

4. Total current - GroupC04

201,864 333 6,052,712311,130 5,061,675XXX XXX XXX

7. Current year totalC07

1,616,794 1,204 24,898,2261,694,891 26,913,251104.83 0.98 92.51

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners99

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Northwestern Long Term Care Ins Co WI69000 State of Domicile:Company Code:Company Name:

1. CurrentA01

TT.LTC.(1010), TT.LTC.(02 294,399,705 105,737 1,658,877,58420,069,999 1,504,305,408 6.82 0.99 110.28

RS.LTC(1101),RS.LTC(0708) 270,528,271 90,948 1,725,979,441100,585,025 1,850,980,822 37.18 0.99 93.25

UU.LTC.(1014) 106,539,585 46,581 135,118,9134,588,723 100,837,026 4.31 0.95 134.00

RR.LTC(0798) 36,358,197 10,418 345,309,37835,180,670 352,661,311 96.76 0.98 97.92

1. Total current - IndividualC01

707,825,758 253,684 3,865,285,316160,424,416 3,808,784,567XXX XXX XXX

7. Current year totalC07

707,825,758 253,684 3,865,285,316160,424,416 3,808,784,567 22.66 0.98 101.48

Old Amer Ins Co MO67199 State of Domicile:Company Code:Company Name:

1. CurrentA01

P3119 55,938 38 -2,483,931258,404 670,203461.95 0.93 -370.62

1. Total current - IndividualC01

55,938 38 -2,483,931258,404 670,203XXX XXX XXX

7. Current year totalC07

55,938 38 -2,483,931258,404 670,203461.95 0.93 -370.62

Omaha Hlth Ins Co NE88080 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners100

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

ANCP-520/521/522/523/532/ 1,773 1 288,916-46 12,201- 2.59 1.00 2367.97

1. Total current - IndividualC01

1,773 1 288,916-46 12,201XXX XXX XXX

7. Current year totalC07

1,773 1 288,916-46 12,201- 2.59 1.00 2367.97

Order of United Commercial Travelers OH56383 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC88 454 1 77,700-42,875 0-9443.83 0.50 0.00

1. Total current - IndividualC01

454 1 77,700-42,875 0XXX XXX XXX

7. Current year totalC07

454 1 77,700-42,875 0-9443.83 0.50 XXX

Patriot Ins Co ME32069 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-CD9-BC-ME 11,317 8 522,581192,881 350,3891704.35 1.00 149.14

LTQ11-336-ME-998 2,298 4 156,875143 128,151 6.22 1.00 122.41

1. Total current - IndividualC01

13,615 12 679,456193,024 478,540XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners101

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

13,615 12 679,456193,024 478,5401417.73 1.00 141.99

Pekin Life Ins Co IL67628 State of Domicile:Company Code:Company Name:

1. CurrentA01

H19 11,269 13 1,059,702-211,970 217,651-1881.00 0.68 486.88

H22 6,547 10 -770,202180,987 121,0232764.43 0.83 -636.41

1. Total current - IndividualC01

17,816 23 289,500-30,983 338,674XXX XXX XXX

7. Current year totalC07

17,816 23 289,500-30,983 338,674-173.91 0.74 85.48

Pennsylvania Life Ins Co PA67660 State of Domicile:Company Code:Company Name:

1. CurrentA01

PLNHO, PLNHOQ 1,933,881 1,017 4,505,5302,013,583 13,374,192104.12 0.93 33.69

P30, P34 1,668,161 837 4,323,3382,737,112 8,921,597164.08 0.95 48.46

1490 1,385,934 972 34,807,7706,787,446 50,190,620489.74 0.90 69.35

1460 288,511 177 7,102,5781,833,022 4,701,908635.34 0.84 151.06

P35, P39 281,008 237 692,427253,306 1,605,897 90.14 0.86 43.12

1470 29,830 43 1,452,41056,880 880,097190.68 0.81 165.03

1401 7,612 5 633,334-7,203 228,431- 94.63 0.71 277.25

1. Total current - IndividualC01

5,594,937 3,288 53,517,38713,674,146 79,902,742XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners102

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

5,594,937 3,288 53,517,38713,674,146 79,902,742244.40 0.91 66.98

Philadelphia Amer Life Ins Co TX67784 State of Domicile:Company Code:Company Name:

1. CurrentA01

512,-3,517,538,544-6 5,011 5 0122 0 2.44 1.00 0.00

5102-5104 0 3 036,500 0 0.00 1.00 0.00

1. Total current - IndividualC01

5,011 8 036,622 0XXX XXX XXX

7. Current year totalC07

5,011 8 036,622 0730.83 1.00 XXX

Physicians Mut Ins Co NE80578 State of Domicile:Company Code:Company Name:

1. CurrentA01

P103-7_P133-7 19,601,675 8,355 449,826,25520,177,052 450,379,749102.94 0.97 99.88

P145_P146_P245_P246 11,327,891 5,802 139,112,7757,011,307 139,549,159 61.89 0.98 99.69

P130_P131 9,607,101 4,768 174,633,24614,050,805 165,263,494146.25 0.93 105.67

P124_P125_P126_P127 3,670,986 1,835 26,489,3986,925,164 27,200,880188.65 0.90 97.38

P148_P248 1,340,738 838 12,181,8371,242,454 12,268,805 92.67 0.95 99.29

P109_P139 815,693 544 13,298,7761,764,602 13,511,099216.33 0.94 98.43

P147_P247 703,266 728 4,139,486726,031 4,274,604103.24 0.95 96.84

P122_P123 501,074 650 5,654,5861,194,872 5,687,086238.46 0.89 99.43

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners103

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

P105_P108_P135_P138 442,812 578 5,584,107314,969 5,268,105 71.13 0.93 106.00

P141_P641 204,358 521 7,595,632546,824 7,071,782267.58 0.90 107.41

1. Total current - IndividualC01

48,215,594 24,619 838,516,09853,954,080 830,474,763XXX XXX XXX

7. Current year totalC07

48,215,594 24,619 838,516,09853,954,080 830,474,763111.90 0.95 100.97

Premera Blue Cross WA47570 State of Domicile:Company Code:Company Name:

1. CurrentA01

P5540 1,447,735 618 22,246,475935,362 27,539,964 64.61 0.99 80.78

SPL-336 660,717 415 8,932,054101,119 8,102,871 15.30 0.98 110.23

Premera 469,785 595 -1,214,4903,378,859 16,942,294719.24 0.92 - 7.17

P5569 447,977 215 7,230,956605,512 7,697,447135.17 0.97 93.94

P5558 194,446 97 4,292,189316,114 3,371,449162.57 0.87 127.31

P5570 54,697 33 980,296120,713 1,012,575220.69 1.00 96.81

P5572 47,139 28 1,066,7261,056 866,733 2.24 0.93 123.07

P5565 40,405 24 721,80719,956 696,678 49.39 0.89 103.61

P5574 0 1 20,7620 3,568 0.00 1.00 581.90

1. CurrentB01

Premera 1,710,276 1,034 27,649,149646,590 29,441,882 37.81 0.99 93.91

1. Total current - IndividualC01

3,362,901 2,026 44,276,7755,478,691 66,233,579XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners104

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

1,710,276 1,034 27,649,149646,590 29,441,882XXX XXX XXX

7. Current year totalC07

5,073,177 3,060 71,925,9246,125,281 95,675,461120.74 0.97 75.18

Primerica Life Ins Co TN65919 State of Domicile:Company Code:Company Name:

1. CurrentA01

MH-900 40,649 61 -343,59484,496 2,097,132207.87 0.90 - 16.38

1. Total current - IndividualC01

40,649 61 -343,59484,496 2,097,132XXX XXX XXX

7. Current year totalC07

40,649 61 -343,59484,496 2,097,132207.87 0.90 - 16.38

Principal Life Ins Co IA61271 State of Domicile:Company Code:Company Name:

1. CurrentA01

FR406 3,637,993 2,427 60,916,87111,398,414 108,027,746313.32 0.94 56.39

FR1240 107,051 54 1,944,267-265,669 1,981,286-248.17 0.90 98.13

1. CurrentB01

FR600 1,169,858 2,643 43,805,057288,965 44,893,223 24.70 0.98 97.58

GC250 130,618 269 16,666534,092 3,365,045408.90 0.96 0.50

1. Total current - IndividualC01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners105

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

3,745,044 2,481 62,861,13811,132,745 110,009,032XXX XXX XXX

4. Total current - GroupC04

1,300,476 2,912 43,821,723823,057 48,258,268XXX XXX XXX

7. Current year totalC07

5,045,520 5,393 106,682,86111,955,802 158,267,300236.96 0.96 67.41

Provident Life & Accident Ins Co TN68195 State of Domicile:Company Code:Company Name:

1. CurrentA01

ILTC03 32,288,281 20,119 403,445,12217,994,841 458,350,552 55.73 0.97 88.02

1. CurrentB01

AMA 1,040,373 1,508 33,496,5622,568,375 43,249,664246.87 0.91 77.45

1. Total current - IndividualC01

32,288,281 20,119 403,445,12217,994,841 458,350,552XXX XXX XXX

4. Total current - GroupC04

1,040,373 1,508 33,496,5622,568,375 43,249,664XXX XXX XXX

7. Current year totalC07

33,328,654 21,627 436,941,68420,563,215 501,600,216 61.70 0.97 87.11

Provident Life & Cas Ins Co TN68209 State of Domicile:Company Code:Company Name:

1. CurrentB01

AMA 78,320 152 507,263916,006 4,473,8871169.57 1.28 11.34

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners106

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

4. Total current - GroupC04

78,320 152 507,263916,006 4,473,887XXX XXX XXX

7. Current year totalC07

78,320 152 507,263916,006 4,473,8871169.57 1.28 11.34

Prudential Ins Co Of Amer NJ68241 State of Domicile:Company Code:Company Name:

1. CurrentA01

ILTC3 111,768,814 38,436 882,311,56618,290,922 1,259,785,175 16.37 0.97 70.04

ILTC1 56,464,712 20,733 850,170,854104,404,653 2,045,439,662184.90 0.96 41.56

ILTC2 34,127,315 12,256 342,225,87827,158,222 827,684,840 79.58 0.97 41.35

ILTC4 3,404,302 1,531 23,179,841455,096 28,041,443 13.37 0.99 82.66

1. CurrentB01

GLTC 201,622,711 134,186 1,656,968,17774,529,685 2,462,322,167 36.97 0.96 67.29

LTC-PARP-5 204,334 178 6,947,727999,744 4,174,092489.27 0.86 166.45

1. Total current - IndividualC01

205,765,143 72,956 2,097,888,139150,308,893 4,160,951,120XXX XXX XXX

4. Total current - GroupC04

201,827,045 134,364 1,663,915,90475,529,429 2,466,496,259XXX XXX XXX

7. Current year totalC07

407,592,188 207,320 3,761,804,043225,838,322 6,627,447,379 55.41 0.96 56.76

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners107

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Pyramid Life Ins Co KS68284 State of Domicile:Company Code:Company Name:

1. CurrentA01

C-77 3,857,978 1,168 14,635,1096,660,298 38,520,953172.64 0.93 37.99

C-78 742,421 250 -2,322,5302,818,037 4,521,853379.57 0.90 - 51.36

C-79 88,407 43 -1,918,24578,104 579,224 88.35 0.88 -331.18

C-71 87,768 32 -264,370-46,940 1,225,902- 53.48 0.91 - 21.57

C-76 77,700 30 652,114203,305 605,728261.65 0.94 107.66

TQA 28,266 11 -70,664-980 9,898- 3.47 0.85 -713.91

C-72 13,943 3 -38,014149,761 234,6101074.08 1.00 - 16.20

TQ6 13,385 8 -52,08754,169 5,575404.70 1.00 -934.32

C-81 12,977 10 93,639651 201,458 5.01 0.91 46.48

TQ1 10,222 4 -597-68 1,953- 0.67 1.00 - 30.59

TQ2 5,312 4 2,352-30 1,598- 0.57 1.00 147.20

TQ7 1,758 2 -113,935-10 686- 0.57 1.00 -16606.25

G-20 172 1 -3,469-1 1,497- 0.57 1.00 -231.74

1. Total current - IndividualC01

4,940,311 1,566 10,599,3049,916,295 45,910,934XXX XXX XXX

7. Current year totalC07

4,940,311 1,566 10,599,3049,916,295 45,910,934200.72 0.92 23.09

Regence BCBS of OR OR54933 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

LTQ11-336-RG-OR-998 583,367 459 10,479,344702,431 8,899,238120.41 0.96 117.76

NTQ11-337-RG-OR-998 4,135 2 80,17139,446 43,099953.95 1.00 186.02

1. Total current - IndividualC01

587,502 461 10,559,515741,877 8,942,337XXX XXX XXX

7. Current year totalC07

587,502 461 10,559,515741,877 8,942,337126.28 0.96 118.09

Regence BCBS of UT UT54550 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTQ11-336-RG-UT-998 70,710 60 1,368,731189,144 1,096,187267.49 0.97 124.86

HTQ11-338-RG-UT-998 1,769 2 22,71531 12,404 1.75 1.00 183.13

NTQ11-337-RG-UT-998 1,057 3 167,477105,640 139,8419994.32 1.00 119.76

1. CurrentB01

GRP11-341-RG-UT-998 284 3 35,26111 42,871 3.87 1.00 82.25

1. Total current - IndividualC01

73,536 65 1,558,923294,815 1,248,432XXX XXX XXX

4. Total current - GroupC04

284 3 35,26111 42,871XXX XXX XXX

7. Current year totalC07

73,820 68 1,594,184294,826 1,291,303399.39 0.97 123.46

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners109

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Regence Blueshield Of ID Inc ID60131 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTQ11-336-RG-ID-998 81,085 63 1,564,39381,378 1,470,672100.36 0.94 106.37

LTC-CD9-BS-ID 33,344 44 1,955,620110,125 2,365,579330.27 0.90 82.67

HTQ11-338-RG-ID-998 925 0 14,096-388 0- 41.95 0.00 0.00

NTQ11-337-RG-ID-998 0 0 20,5640 0 0.00 0.00 0.00

LTC-LBP9-BS-ID 0 3 137,02892 138,004 0.00 1.00 99.29

1. Total current - IndividualC01

115,354 110 3,691,701191,207 3,974,255XXX XXX XXX

7. Current year totalC07

115,354 110 3,691,701191,207 3,974,255165.76 0.92 92.89

Reliastar Life Ins Co MN67105 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-1, LTC-2 11,996 6 208,45385,199 480,865710.23 0.86 43.35

1. CurrentB01

50-000 53,837 61 2,964,28578,050 1,112,685144.98 0.98 266.41

1. Total current - IndividualC01

11,996 6 208,45385,199 480,865XXX XXX XXX

4. Total current - GroupC04

53,837 61 2,964,28578,050 1,112,685XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners110

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

65,833 67 3,172,738163,249 1,593,550247.97 0.97 199.10

RiverSource Life Ins Co MN65005 State of Domicile:Company Code:Company Name:

1. CurrentA01

30160 108,857,582 50,669 1,392,964,016130,207,016 1,458,212,383119.61 0.97 95.53

30225 66,992,560 39,730 1,713,032,988129,531,676 1,739,339,548193.35 0.95 98.49

30240 11,587,396 7,823 204,803,21639,222,722 205,479,355338.50 0.89 99.67

1. CurrentB01

30229 6,588,725 2,623 134,181,3066,298,323 132,419,935 95.59 0.95 101.33

30153 3,525,111 1,359 44,431,3073,497,192 45,797,624 99.21 0.97 97.02

30246 1,180,200 594 18,474,9133,780,419 18,522,161320.32 0.87 99.75

1. Total current - IndividualC01

187,437,538 98,222 3,310,800,220298,961,414 3,403,031,286XXX XXX XXX

4. Total current - GroupC04

11,294,036 4,576 197,087,52613,575,934 196,739,720XXX XXX XXX

7. Current year totalC07

198,731,574 102,798 3,507,887,746312,537,348 3,599,771,006157.27 0.95 97.45

Riversource Life Ins Co Of NY NY80594 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

38260 4,500,315 2,082 83,851,1405,220,414 85,984,597116.00 0.97 97.52

38225 4,256,323 2,643 170,678,9456,627,276 168,033,956155.70 0.95 101.57

38240 888,878 517 19,982,0763,231,998 19,850,797363.60 0.89 100.66

1. Total current - IndividualC01

9,645,516 5,242 274,512,16115,079,688 273,869,350XXX XXX XXX

7. Current year totalC07

9,645,516 5,242 274,512,16115,079,688 273,869,350156.34 0.95 100.24

Sagicor Life Ins Co TX60445 State of Domicile:Company Code:Company Name:

1. CurrentA01

15 AND 17 4,102 6 389,886399 149,576 9.73 1.00 260.66

1. CurrentB01

GR-142 4,555 10 625,355144 199,214 3.16 1.00 313.91

1. Total current - IndividualC01

4,102 6 389,886399 149,576XXX XXX XXX

4. Total current - GroupC04

4,555 10 625,355144 199,214XXX XXX XXX

7. Current year totalC07

8,657 16 1,015,241543 348,790 6.27 1.00 291.08

Senior Amer Ins Co PA76759 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners112

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

LTC 1,531,765 662 5,832,9352,659,666 7,471,241173.63 0.87 78.07

1. Total current - IndividualC01

1,531,765 662 5,832,9352,659,666 7,471,241XXX XXX XXX

7. Current year totalC07

1,531,765 662 5,832,9352,659,666 7,471,241173.63 0.87 78.07

Senior Hlth Ins Co of PA PA76325 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-3,6 22,862,242 11,954 166,842,91999,848,796 426,686,867436.74 0.91 39.10

LTC-FQ 15,193,104 7,653 -43,635,00840,553,745 144,991,089266.92 0.92 - 30.10

LTC-1,2,5,7,8 12,393,885 5,012 -57,440,85924,288,708 84,403,095195.97 0.86 - 68.06

11001 et al 10,273,280 4,582 -15,574,95047,896,443 180,816,208466.22 0.88 - 8.61

10955 et al 9,464,422 4,303 -278,008,45665,838,256 203,393,257695.64 0.88 -136.69

HHC-87, HHC-1 thru 6 4,464,640 5,431 -141,861,52822,105,783 60,706,448495.13 0.86 -233.68

TPM 3,845,849 1,133 22,694,2092,496,706 21,316,851 64.92 0.92 106.46

Preference 2,310,131 1,790 11,182,3045,346,995 25,425,287231.46 0.92 43.98

LTC-NFQ 1,943,782 826 457,7022,863,049 16,184,521147.29 0.92 2.83

LTC-89, NCP 1,854,197 1,149 -6,931,4035,005,497 13,979,101269.96 0.82 - 49.58

10773 et al 1,108,924 968 13,251,4785,646,974 13,828,803509.23 0.84 95.83

Other Direct Affiliates 774,465 642 -231,5933,018,903 7,564,131389.81 0.83 - 3.06

10860 359,847 258 -3,064,1131,133,192 3,417,337314.91 0.84 - 89.66

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners113

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

10904 et al 225,603 160 -13,235,0781,396,911 3,921,539619.19 0.87 -337.50

10840 et al 136,885 376 790,306284,223 502,407207.64 0.87 157.30

11003 et al 20,562 24 -706,959609,711 457,1622965.23 0.73 -154.64

UGLI 17,773 5 1,354,95311,592 37,977 65.22 0.63 3567.83

CIS, CSN 16,094 37 -1,006,49936,690 112,731227.97 0.80 -892.83

10770 et al 10,787 3 -13,872-3,581 94,314- 33.20 1.00 - 14.71

10854 942 1 -63,12913,281 3,1581409.87 0.50 -1999.02

10991 909 8 34,852-1,264 4,818-139.05 0.89 723.37

10576 et al 343 0 -121,602-3,184 0-928.28 0.00 0.00

1. CurrentB01

10770 et al 546,883 533 7,916,7301,678,435 6,936,388306.91 0.82 114.13

10902 et al 401,455 290 -7,370,8613,688,545 6,570,030918.79 0.86 -112.19

Other Direct Affiliates 118,483 150 1,488,437677,964 2,347,910572.20 0.88 63.39

10956 29,169 23 -2,448,868694,115 1,641,2352379.63 0.89 -149.21

10840 et al 9,896 19 -283,90576,681 47,297774.87 0.73 -600.26

10576 et al 909 2 68,023-2,387 6,367-262.60 1.00 1068.37

1. Total current - IndividualC01

87,278,666 46,315 -345,286,326328,387,426 1,207,847,101XXX XXX XXX

4. Total current - GroupC04

1,106,795 1,017 -630,4446,813,353 17,549,227XXX XXX XXX

7. Current year totalC07

88,385,461 47,332 -345,916,770335,200,779 1,225,396,328379.25 0.89 - 28.23

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

Sentry Ins A Mut Co WI24988 State of Domicile:Company Code:Company Name:

1. CurrentB01

180-927; 180-984 1,336,422 1,265 38,090,2642,939,624 48,843,969219.96 0.95 77.98

4. Total current - GroupC04

1,336,422 1,265 38,090,2642,939,624 48,843,969XXX XXX XXX

7. Current year totalC07

1,336,422 1,265 38,090,2642,939,624 48,843,969219.96 0.95 77.98

Sentry Life Ins Co WI68810 State of Domicile:Company Code:Company Name:

1. CurrentB01

180-927; 180-984 325,214 305 5,718,3031,868,232 9,481,120574.46 0.96 60.31

4. Total current - GroupC04

325,214 305 5,718,3031,868,232 9,481,120XXX XXX XXX

7. Current year totalC07

325,214 305 5,718,3031,868,232 9,481,120574.46 0.96 60.31

Southern Farm Bureau Life Ins Co MS68896 State of Domicile:Company Code:Company Name:

1. CurrentA01

HL200 14,293,788 7,558 89,256,099-288,060 141,863,573- 2.02 0.98 62.92

3034 7,417,307 5,001 123,095,430-8,802,665 170,247,886-118.68 0.96 72.30

3035 1,603,037 2,027 14,869,2342,891,437 45,328,379180.37 0.95 32.80

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners115

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

23,314,132 14,586 227,220,763-6,199,288 357,439,838XXX XXX XXX

7. Current year totalC07

23,314,132 14,586 227,220,763-6,199,288 357,439,838- 26.59 0.97 63.57

Standard Life & Accident Ins Co TX86355 State of Domicile:Company Code:Company Name:

1. CurrentA01

1270 885,326 349 3,893,0861,494,599 5,321,478168.82 0.89 73.16

1274 381,438 229 1,125,677377,777 2,461,349 99.04 0.91 45.73

1275 309,699 179 -1,184,189372,976 2,055,313120.43 0.97 - 57.62

1259 30,287 13 103,75390,157 202,939297.68 0.65 51.13

1258 28,097 28 132,272141,687 211,575504.28 0.72 62.52

1272 23,927 8 -652,171112,839 166,350471.60 0.89 -392.05

1271 9,485 4 320,18886,685 70,536913.92 1.00 453.94

1260 7,940 4 173,98856,661 62,152713.62 0.67 279.94

1. Total current - IndividualC01

1,676,199 814 3,912,6042,733,381 10,551,692XXX XXX XXX

7. Current year totalC07

1,676,199 814 3,912,6042,733,381 10,551,692163.07 0.90 37.08

State Farm Mut Auto Ins Co IL25178 State of Domicile:Company Code:Company Name:

1. CurrentA01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

97058 81,010,514 43,299 772,917,42752,120,101 990,988,827 64.34 0.98 78.00

97045 66,392,983 37,336 311,130,213111,213,481 833,975,875167.51 0.96 37.31

97059 52,776,125 26,319 385,150,08712,571,791 434,902,842 23.82 0.98 88.56

97062 20,170,019 8,647 62,779,8902,433,523 62,933,773 12.07 0.98 99.76

97063 6,823,021 2,756 5,566,291473,324 2,941,806 6.94 0.93 189.21

97061 4,513,474 1,566 17,369,9291,332,507 24,980,688 29.52 0.98 69.53

97060 3,870,570 2,147 20,506,268885,181 18,635,379 22.87 0.98 110.04

97036 2,467 3 -259,848162,561 16,8656590.48 1.00 -1540.74

1. Total current - IndividualC01

235,559,172 122,073 1,575,160,257181,192,468 2,369,376,057XXX XXX XXX

7. Current year totalC07

235,559,172 122,073 1,575,160,257181,192,468 2,369,376,057 76.92 0.97 66.48

State Life Ins Co IN69116 State of Domicile:Company Code:Company Name:

1. CurrentA01

SL-6000 13,653,510 7,807 289,184,09625,260,723 404,217,248185.01 0.99 71.54

SL-8000 4,263,967 2,229 89,733,7062,901,476 95,932,630 68.05 0.99 93.54

SL-9000 1,818,554 720 21,097,5392,024,781 23,351,617111.34 0.99 90.35

1. Total current - IndividualC01

19,736,031 10,756 400,015,34130,186,980 523,501,495XXX XXX XXX

7. Current year totalC07

19,736,031 10,756 400,015,34130,186,980 523,501,495152.95 0.99 76.41

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

State Mut Ins Co GA69132 State of Domicile:Company Code:Company Name:

1. CurrentA01

NCF-93 70,877 71 -2,937,852-20,558 969,485- 29.01 0.86 -303.03

1. Total current - IndividualC01

70,877 71 -2,937,852-20,558 969,485XXX XXX XXX

7. Current year totalC07

70,877 71 -2,937,852-20,558 969,485- 29.01 0.86 -303.03

Sterling Life Ins Co IL77399 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTPOL 86,889 62 1,834,4707,093 437,921 8.16 0.95 418.90

1. Total current - IndividualC01

86,889 62 1,834,4707,093 437,921XXX XXX XXX

7. Current year totalC07

86,889 62 1,834,4707,093 437,921 8.16 0.95 418.90

Talcott Resolution Life Ins Co CT88072 State of Domicile:Company Code:Company Name:

1. CurrentA01

SRV-1366 270,688 309 8,429,7111,530,790 18,443,423565.52 0.96 45.71

1. CurrentB01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners118

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

SRV-1353 2,207,699 1,483 53,800,4435,222,344 59,890,698236.55 0.97 89.83

1. Total current - IndividualC01

270,688 309 8,429,7111,530,790 18,443,423XXX XXX XXX

4. Total current - GroupC04

2,207,699 1,483 53,800,4435,222,344 59,890,698XXX XXX XXX

7. Current year totalC07

2,478,387 1,792 62,230,1546,753,134 78,334,121272.48 0.97 79.44

Teachers Ins & Ann Assoc Of Amer NY69345 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC.03 9,589,482 4,363 105,665,24310,168,076 132,166,122106.03 0.95 79.95

LTC.02 2,892,750 1,804 35,998,9887,958,975 47,507,109275.14 0.93 75.78

1. CurrentB01

LTC.2500 294,944 221 3,586,36721,263 4,048,272 7.21 0.97 88.59

1. Total current - IndividualC01

12,482,232 6,167 141,664,23118,127,051 179,673,231XXX XXX XXX

4. Total current - GroupC04

294,944 221 3,586,36721,263 4,048,272XXX XXX XXX

7. Current year totalC07

12,777,176 6,388 145,250,59818,148,314 183,721,503142.04 0.95 79.06

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners119

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

The Cincinnati Life Ins Co OH76236 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC-100 2,212,541 1,099 13,200,6323,316,646 29,679,086149.90 0.97 44.48

LTC-120 78,597 33 242,18435,544 621,204 45.22 0.94 38.99

1. Total current - IndividualC01

2,291,138 1,132 13,442,8163,352,190 30,300,290XXX XXX XXX

7. Current year totalC07

2,291,138 1,132 13,442,8163,352,190 30,300,290146.31 0.97 44.37

Thrivent Financial For Lutherans WI56014 State of Domicile:Company Code:Company Name:

1. CurrentA01

H3-NC-LTCC-1 50,114,800 20,780 1,202,499,46592,580,290 1,522,017,248184.74 0.97 79.01

H-HX-LTC 43,841,646 17,940 85,944,705660,605 75,148,606 1.51 0.98 114.37

4911, et al; 12067, et al 30,067,566 21,870 397,899,47663,545,317 638,898,669211.34 0.93 62.28

12105, et al 28,212,804 15,931 1,136,684,64740,079,725 1,128,271,312142.06 0.97 100.75

12106, et al 19,190,126 12,540 322,277,04224,139,120 414,307,129125.79 0.96 77.79

H-HL-LTC 12,205,481 5,004 65,729,725692,546 63,963,744 5.67 0.99 102.76

H2-LA-LTC-1 8,096,179 5,580 241,088,65337,916,666 398,698,581468.33 0.94 60.47

H3-NN-LTCN-1 7,664,725 4,676 184,114,86123,108,240 259,576,729301.49 0.95 70.93

4910, et al 5,295,150 3,486 96,940,94910,544,671 103,348,762199.14 0.95 93.80

H2-LN-LTC-1 1,291,415 1,215 -3,763,83414,078,043 51,742,4171090.13 0.89 - 7.27

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

H2-LH-LTCH-1 506,100 291 10,162,2993,720,530 19,813,180735.14 0.95 51.29

H1-LT-LTC-1 31,536 50 1,711,064375,809 1,165,4911191.68 0.85 146.81

1. Total current - IndividualC01

206,517,528 109,363 3,741,289,052311,441,562 4,676,951,868XXX XXX XXX

7. Current year totalC07

206,517,528 109,363 3,741,289,052311,441,562 4,676,951,868150.81 0.96 79.99

TIAA Cref Life Ins Co NY60142 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC.04 6,903,959 2,935 67,192,0636,572,378 81,477,401 95.20 0.97 82.47

1. Total current - IndividualC01

6,903,959 2,935 67,192,0636,572,378 81,477,401XXX XXX XXX

7. Current year totalC07

6,903,959 2,935 67,192,0636,572,378 81,477,401 95.20 0.97 82.47

TPM Life Ins Co PA69353 State of Domicile:Company Code:Company Name:

1. CurrentA01

H 8800 EC, 9600, 2000 883,618 280 3,779,4921,634,693 4,915,442185.00 0.95 76.89

1. Total current - IndividualC01

883,618 280 3,779,4921,634,693 4,915,442XXX XXX XXX

7. Current year totalC07

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners121

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

883,618 280 3,779,4921,634,693 4,915,442185.00 0.95 76.89

Transamerica Financial Life Ins Co NY70688 State of Domicile:Company Code:Company Name:

1. CurrentA01

ICC10-TLP / TLC 2-P 8,738,441 2,934 27,420,469212,938 30,428,504 2.44 0.98 90.11

TFL1-FP1001 693,229 231 14,920,9221,791 12,347,149 0.26 0.98 120.85

LT-304-198 152,324 69 5,847,32354,883 4,300,218 36.03 0.97 135.98

P-0001 (NY) 498 109,373 38 3,660,77932,092 2,736,948 29.34 1.00 133.75

NLTCP TQ LTC FR (NY) 297 31,585 22 1,128,175434,437 1,179,0371375.45 1.00 95.69

GCPLUS 1290 (NY) / GCPLUS 2,219 1 461,321-1,940 32,048- 87.43 1.00 1439.47

1. Total current - IndividualC01

9,727,171 3,295 53,438,989734,201 51,023,904XXX XXX XXX

7. Current year totalC07

9,727,171 3,295 53,438,989734,201 51,023,904 7.55 0.98 104.73

Transamerica Life Ins Co IA86231 State of Domicile:Company Code:Company Name:

1. CurrentA01

GCPRO III TQ 197 81,207,861 45,147 877,729,820128,024,214 1,063,465,174157.65 0.97 82.54

ICC10-TLP / TLC 2-P 66,830,886 35,816 154,906,8372,262,141 135,157,182 3.39 0.96 114.61

LTC-124-197, LTC-125-197, 63,892,280 27,704 848,442,50493,705,193 940,503,946146.66 0.96 90.21

ICC13_TLC4 30,537,748 12,054 29,758,886657,221 27,069,587 2.15 0.98 109.94

TLC1-FP1001 21,557,478 11,094 137,899,4674,493,128 113,160,897 20.84 0.97 121.86

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners122

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

GCPRO 193 19,722,558 13,408 166,331,75939,388,475 203,959,654199.71 0.93 81.55

LTC 5 TQ 1096 19,103,878 10,341 100,053,87730,798,189 146,310,249161.21 0.96 68.39

FTQ 197 15,773,553 7,573 124,826,50518,589,648 163,253,910117.85 0.96 76.46

LTC 3 1091 / LTC 3R 1091 13,750,839 7,989 152,242,28945,459,116 189,159,741330.59 0.92 80.48

LTC-104-194;LTC-105-194;L 12,357,873 5,015 108,801,98730,392,699 143,723,500245.94 0.94 75.70

LI-LTCP 192 12,024,445 6,363 56,483,92720,527,061 81,025,747170.71 0.92 69.71

LI1-FP1001 8,107,328 5,480 115,742,13010,861,055 121,402,497133.97 0.97 95.34

FTQ 197 (PART) 7,709,310 2,740 107,640,98219,905,082 129,691,957258.20 0.97 83.00

TOL1-FP1001 5,599,162 3,846 149,936,9157,262,508 143,319,226129.71 0.97 104.62

JCP 4,816,969 2,149 -64,159,09522,696,396 59,570,013471.18 0.87 -107.70

IP-70/1/2/3-00-494 4,425,350 1,687 16,438,3754,651,396 20,994,156105.11 0.93 78.30

GCPRO II 794 4,167,243 1,935 18,742,5594,767,708 21,050,361114.41 0.90 89.04

LI-LTCP TQ 898 4,076,909 2,180 26,229,4435,917,170 33,569,199145.14 0.98 78.14

FLEX 2 196 3,671,995 1,897 13,905,1503,964,527 21,848,782107.97 0.95 63.64

LTC 5 196 3,591,152 2,123 15,762,5845,912,261 22,077,843164.63 0.95 71.40

GCPLUS 1290 / GCPLUS 2 12 3,053,238 2,307 8,825,26111,512,835 28,208,090377.07 0.88 31.29

LI-LTCP TQ 197 2,663,372 1,763 23,466,5882,269,265 30,209,405 85.20 0.95 77.68

GCPRO III (CA) 197 NTQ 1,889,754 904 22,296,7381,998,404 26,709,071105.75 0.97 83.48

KLTCP 1 190 1,841,174 1,135 9,064,9622,304,300 9,428,728125.15 0.87 96.14

NLTCP TQ 297 1,803,898 1,120 19,041,8362,275,053 24,847,573126.12 0.98 76.64

1-820-11-191 1,493,015 1,076 2,073,0167,772,550 19,114,181520.59 0.92 10.85

LTCP 889 1,216,884 1,288 -2,924,4976,381,914 10,253,867524.45 0.85 - 28.52

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners123

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1-812-11-190 592,931 564 1,740,0482,306,404 6,997,010388.98 0.92 24.87

GCPLUS 2 1290 (IN2) 324,518 233 2,703,276441,574 5,325,645136.07 0.96 50.76

6122 287,214 148 -149,868981,257 1,047,311341.65 0.84 - 14.31

LTC 2 1290 et al 284,891 338 4,452,7131,099,042 4,333,104385.78 0.87 102.76

NLTCPCA297 248,705 109 3,681,768-267,346 2,964,333-107.50 0.99 124.20

LI-LTCP NQ COMR (CA) 898 148,445 88 1,782,2591,815 1,648,784 1.22 0.98 108.10

LTC-102-06-194 113,477 65 1,396,875359,715 1,908,879316.99 0.93 73.18

GCPRO II BSC & STD (CO) 100,836 94 749,488203,751 1,127,046202.06 0.92 66.50

LTC-100-11-193 69,410 39 420,103963,516 1,274,8431388.15 1.00 32.95

LTC 5 TQ BSC & STD (CO) 28,818 26 231,972-1,378 198,045- 4.78 0.96 117.13

LIPS-LTCP (IN) 192 8,287 4 24,20772 96,882 0.87 1.00 24.99

01-0011095 0 26 462,713476,842 1,102,334 0.00 0.93 41.98

1. CurrentB01

GP 001 796 15,959,779 8,507 140,910,36414,719,322 165,014,514 92.23 0.98 85.39

LI-MAT-LTCC 892 / LI-GLTC 6,881,323 4,284 49,976,51210,434,117 70,456,788151.63 0.95 70.93

LTC-204-196-CA;LTC-205-19 2,014,667 1,431 48,096,96210,437,119 58,987,950518.06 0.95 81.54

GLTC 2 1290 et al 1,370,237 1,142 16,750,6523,606,875 16,214,486263.23 0.85 103.31

3132 00 288 1,240,265 560 729,1853,048,575 3,440,086245.80 0.84 21.20

GLTC 3 1091 / GLTC 3R 109 1,069,510 746 11,465,9164,992,871 13,935,434466.84 0.87 82.28

JCP 904,235 385 -13,979,4905,093,605 9,452,996563.31 0.88 -147.88

LT-304-198 320,160 177 5,740,726-150,232 5,758,651- 46.92 0.98 99.69

TOL-GC-FP402 201,004 130 6,740,40143,499 5,909,681 21.64 0.98 114.06

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners124

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

GCC 1 387 28,929 46 297,30338,999 267,376134.81 0.78 111.19

GKLTCC 1 190 11,878 7 117,766-245 78,001- 2.06 1.00 150.98

LI1-GC-FP402 9,266 4 187,089554 182,639 5.98 1.00 102.44

GHHC 1 189 6,845 8 10,15950,655 20,715740.03 0.89 49.04

1. Total current - IndividualC01

419,093,684 217,868 3,257,056,359541,314,773 3,957,108,752XXX XXX XXX

4. Total current - GroupC04

30,018,098 17,427 267,043,54552,315,714 349,719,317XXX XXX XXX

7. Current year totalC07

449,111,782 235,295 3,524,099,904593,630,487 4,306,828,069132.18 0.95 81.83

Transamerica Premier Life Ins Co IA66281 State of Domicile:Company Code:Company Name:

1. CurrentA01

FTQ197 27,601,955 14,858 436,867,17738,243,548 468,241,315138.55 0.98 93.30

MLC1-FP1001 10,151,449 7,339 155,601,14817,446,968 167,240,317171.87 0.97 93.04

LTC5TQ1096 6,466,149 3,810 68,411,9197,557,633 74,490,872116.88 0.98 91.84

ML-LTCP TQ 898 2,494,570 1,803 37,374,3042,461,110 40,713,477 98.66 0.97 91.80

P-0001 498 1,335,230 721 24,554,5234,203,179 30,590,104314.79 0.97 80.27

ML LTCP TQ 295,210 232 4,013,192413,235 4,545,293139.98 0.93 88.29

Form 522, 532, 1919, 1119 38,573 28 497,750155,446 82,903402.99 0.78 600.40

ML-LTCP NQ COMR (CA) 898 24,724 220 230,79286,842 821,236351.25 1.00 28.10

ML-LTCP 192 12,897 10 86,663237,962 293,9671845.10 0.91 29.48

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners125

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

P-0001 NQ-I (CA) 498 4,183 1 132,620135 123,366 3.23 1.00 107.50

1. CurrentB01

GPML 991 / GPMLMET 991 96,615 88 3,903,1361,696,004 5,761,2431755.43 0.98 67.75

MLC-GC-FP402 50,317 26 183,983214,662 505,439426.62 0.90 36.40

PM 392 38,585 60 1,392,769145,175 1,392,947376.25 0.86 99.99

PB GC-0001 11/99 10,087 7 179,4811,380 301,499 13.68 1.00 59.53

1. Total current - IndividualC01

48,424,940 29,022 727,770,08870,806,058 787,142,850XXX XXX XXX

4. Total current - GroupC04

195,604 181 5,659,3692,057,221 7,961,128XXX XXX XXX

7. Current year totalC07

48,620,544 29,203 733,429,45772,863,279 795,103,978149.86 0.98 92.24

Trustmark Ins Co IL61425 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTCP 15,191 12 87,441106,900 558,242703.71 0.80 15.66

1. CurrentB01

LTA 29,861 92 2,232,362-144,139 2,274,959-482.70 0.98 98.13

1. Total current - IndividualC01

15,191 12 87,441106,900 558,242XXX XXX XXX

4. Total current - GroupC04

29,861 92 2,232,362-144,139 2,274,959XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners126

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

45,052 104 2,319,803-37,239 2,833,201- 82.66 0.95 81.88

Unicare Life & Hlth Ins Co IN80314 State of Domicile:Company Code:Company Name:

1. CurrentA01

PFTQ-02-0303 14,330 10 247,150-208 263,141- 1.45 1.00 93.92

PFTQ-03-0303 7,924 4 160,281-24 112,908- 0.30 0.80 141.96

PFTQ-04-0303 4,566 4 97,165-45 81,197- 0.99 1.00 119.67

PNTQ-02-0399 4,059 2 14,842-117 24,393- 2.88 0.67 60.85

1. Total current - IndividualC01

30,879 20 519,438-394 481,639XXX XXX XXX

7. Current year totalC07

30,879 20 519,438-394 481,639- 1.28 0.91 107.85

Union Labor Life Ins Co MD69744 State of Domicile:Company Code:Company Name:

1. CurrentA01

UL-QLTC-98 133,186 93 1,075,671320,157 1,201,346240.38 0.92 89.54

UL-LTC-98 53,868 43 547,39656,872 537,007105.58 0.92 101.94

UL-QNH-98 14,217 6 154,378-1,099 123,856- 7.73 0.86 124.64

UL-NH-98 3,189 4 57,0985,827 62,905182.72 1.00 90.77

1. Total current - IndividualC01

204,460 146 1,834,543381,757 1,925,114XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners127

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

204,460 146 1,834,543381,757 1,925,114186.72 0.92 95.30

Union Security Ins Co KS70408 State of Domicile:Company Code:Company Name:

1. CurrentA01

6060 63,231,180 31,712 568,934,985115,940,325 975,642,076183.36 0.96 58.31

7060 13,471,855 7,110 144,800,12918,337,443 165,488,326136.12 0.97 87.50

1. Total current - IndividualC01

76,703,035 38,822 713,735,114134,277,768 1,141,130,402XXX XXX XXX

7. Current year totalC07

76,703,035 38,822 713,735,114134,277,768 1,141,130,402175.06 0.96 62.55

Union Security Life Ins Co of NY NY81477 State of Domicile:Company Code:Company Name:

1. CurrentA01

4060 8,056,312 3,966 77,674,01124,282,650 226,866,389301.41 0.97 34.24

1. Total current - IndividualC01

8,056,312 3,966 77,674,01124,282,650 226,866,389XXX XXX XXX

7. Current year totalC07

8,056,312 3,966 77,674,01124,282,650 226,866,389301.41 0.97 34.24

United Amer Ins Co NE92916 State of Domicile:Company Code:Company Name:

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners128

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. CurrentA01

LTCBOM 2,778,679 1,560 39,748,1972,609,348 38,732,062 93.91 0.94 102.62

LTC2H 746,581 357 9,776,8751,237,022 8,996,266165.69 0.86 108.68

LTCIN 543,410 403 9,842,448527,531 9,146,252 97.08 0.91 107.61

LTC 535,335 394 5,727,5151,118,187 5,383,891208.88 0.82 106.38

LTC2 399,040 291 5,825,145721,495 5,452,483180.81 0.87 106.84

NH3 367,705 359 2,303,0141,230,192 2,695,489334.56 0.85 85.44

NH2 48,444 60 278,71096,529 291,445199.26 0.85 95.63

NH1 5,633 7 57,1470 39,952 0.00 0.88 143.04

1. Total current - IndividualC01

5,424,827 3,431 73,559,0517,540,304 70,737,840XXX XXX XXX

7. Current year totalC07

5,424,827 3,431 73,559,0517,540,304 70,737,840139.00 0.90 103.99

United Natl Life Ins Co Of Amer IL92703 State of Domicile:Company Code:Company Name:

1. CurrentA01

U9984, U9986 11,066 10 -35,685114,296 73,8161032.86 0.91 - 48.34

1. Total current - IndividualC01

11,066 10 -35,685114,296 73,816XXX XXX XXX

7. Current year totalC07

11,066 10 -35,685114,296 73,8161032.86 0.91 - 48.34

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners129

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

United Of Omaha Life Ins Co NE69868 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC09U 52,540,539 25,201 245,989,0787,771,486 218,763,705 14.79 0.99 112.45

LTC06UI 21,007,869 8,975 156,201,4185,454,786 142,191,579 25.97 0.98 109.85

B439LNA07R 1,098,371 952 3,582,50494,926 2,844,146 8.64 1.00 125.96

1. Total current - IndividualC01

74,646,779 35,128 405,773,00013,321,198 363,799,430XXX XXX XXX

7. Current year totalC07

74,646,779 35,128 405,773,00013,321,198 363,799,430 17.85 0.99 111.54

United Security Assur Co Of PA PA42129 State of Domicile:Company Code:Company Name:

1. CurrentA01

LSSLTC 11,448,446 4,281 34,978,4001,687,411 24,089,765 14.74 0.95 145.20

LTC-01 5,641,480 2,561 23,228,0662,488,705 21,304,597 44.11 0.95 109.03

NSILTC 3,820,856 1,522 -36,795,8843,225,432 10,131,858 84.42 0.90 -363.17

TGNLTC 1,258,111 925 -7,835,1533,548,819 18,164,052282.08 0.92 - 43.14

LTC-97 1,069,919 587 -209,4881,453,166 7,836,968135.82 0.91 - 2.67

LTC-02 857,628 331 3,721,875232,350 3,175,418 27.09 0.97 117.21

LTC-09 793,345 238 3,348,80474,733 1,805,121 9.42 0.95 185.52

CBCLTC 717,276 504 683,0331,060,358 6,859,651147.83 0.94 9.96

LTC-00 641,396 380 2,755,7231,107,138 5,814,128172.61 0.90 47.40

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

LTC-07 525,157 235 3,242,044102,506 1,583,836 19.52 0.91 204.70

HHC-98 501,798 479 5,136,00646,196 1,161,556 9.21 0.89 442.17

LTC-95 476,277 340 6,870,7631,401,550 6,741,708294.27 0.87 101.91

QL5 461,166 182 1,894,144100,838 1,132,663 21.87 0.93 167.23

GRLLTC 438,818 331 -9,275,433930,325 6,547,977212.01 0.89 -141.65

HHC-09 323,832 230 772,334176,540 347,540 54.52 0.94 222.23

HSIHHC 267,650 272 -569,861284,901 1,360,840106.45 0.88 - 41.88

HHC-01 178,947 112 501,09699,934 204,252 55.85 0.90 245.33

HHC-97 88,744 80 3,252-209,688 181,165-236.28 0.83 1.80

CCLLTC 55,485 31 1,618,209131,609 1,627,639237.20 0.97 99.42

HHC-95 50,647 74 1,325,7089,858 254,763 19.46 0.85 520.37

METLTC 36,903 19 -480,58443,333 262,087117.42 0.79 -183.37

HHC-14 28,534 16 40,3370 5,239 0.00 0.87 769.94

GRLHHC 27,646 48 -462,918103,602 272,617374.75 0.92 -169.81

LTC-93 27,014 32 191,472240,297 435,662889.53 0.91 43.95

IDLLTC 24,747 13 743,45922,337 525,244 90.26 0.93 141.55

SNHC 14,912 17 828,60516,686 53,015111.90 0.77 1562.96

LTC-92 10,409 14 589,2380 105,764 0.00 0.88 557.13

HHC-92 1,010 1 16,3140 79 0.00 1.00 20650.63

1. CurrentB01

G-NHP 1,548 4 -133,9680 17,552 0.00 1.00 -763.26

GSN 396 1 -497,652-302,436 528-76372.73 0.50 -94252.27

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

29,788,153 13,855 36,859,56118,378,936 121,985,204XXX XXX XXX

4. Total current - GroupC04

1,944 5 -631,620-302,436 18,080XXX XXX XXX

7. Current year totalC07

29,790,097 13,860 36,227,94118,076,500 122,003,284 60.68 0.93 29.69

United States Life Ins Co in the Cit NY70106 State of Domicile:Company Code:Company Name:

1. CurrentA01

64391, C12270,STATE VAR., 1,097,288 269 516,7773,299,663 14,820,968300.71 0.93 3.49

NY-2500 75,526 37 311,93949,060 3,415,211 64.96 0.93 9.13

1. Total current - IndividualC01

1,172,814 306 828,7163,348,723 18,236,179XXX XXX XXX

7. Current year totalC07

1,172,814 306 828,7163,348,723 18,236,179285.53 0.93 4.54

UnitedHealthcare Ins Co CT79413 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTC POL 1010 WI AND STC P 6,243 0 00 0 0.00 0.00 0.00

LTC POL 1010 OH AND STC P 5,907 0 00 0 0.00 0.00 0.00

LTC POL 1010 IL AND STC P 1,813 0 00 0 0.00 0.00 0.00

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

13,963 0 00 0XXX XXX XXX

7. Current year totalC07

13,963 0 00 0XXX XXX XXX

Unum Life Ins Co Of Amer ME62235 State of Domicile:Company Code:Company Name:

1. CurrentA01

ILTC 197,910,151 104,038 1,384,610,049499,663,306 3,528,489,217252.47 0.97 39.24

1. CurrentB01

GLTC, GLTC04 351,529,574 797,582 3,910,120,759162,949,159 3,935,236,898 46.35 0.92 99.36

1. Total current - IndividualC01

197,910,151 104,038 1,384,610,049499,663,306 3,528,489,217XXX XXX XXX

4. Total current - GroupC04

351,529,574 797,582 3,910,120,759162,949,159 3,935,236,898XXX XXX XXX

7. Current year totalC07

549,439,725 901,620 5,294,730,809662,612,466 7,463,726,114120.60 0.93 70.94

USAble Life AR94358 State of Domicile:Company Code:Company Name:

1. CurrentB01

GLTC-P(10-06) 38,129 64 340,5017,609 277,885 19.96 1.00 122.53

4. Total current - GroupC04

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

38,129 64 340,5017,609 277,885XXX XXX XXX

7. Current year totalC07

38,129 64 340,5017,609 277,885 19.96 1.00 122.53

USAble Mut Ins Co AR83470 State of Domicile:Company Code:Company Name:

1. CurrentA01

IDV-Policy-Association 144,936 158 1,843,164309,343 2,133,117213.43 0.99 86.41

IDV-Policy-Individual 82,942 37 473,75316,283 503,873 19.63 0.97 94.02

1. CurrentB01

ARK GRP-Policy 213,290 256 1,904,535149,830 1,768,589 70.25 1.00 107.69

1. Total current - IndividualC01

227,878 195 2,316,917325,626 2,636,990XXX XXX XXX

4. Total current - GroupC04

213,290 256 1,904,535149,830 1,768,589XXX XXX XXX

7. Current year totalC07

441,168 451 4,221,452475,456 4,405,579107.77 1.00 95.82

Voya Retirement Ins & Ann Co CT86509 State of Domicile:Company Code:Company Name:

1. CurrentA01

NCF 38,567 55 2,281,131228,287 1,818,037591.93 0.85 125.47

NHP 11,067 18 141,80557,251 134,178517.31 0.78 105.68

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

49,634 73 2,422,936285,538 1,952,215XXX XXX XXX

7. Current year totalC07

49,634 73 2,422,936285,538 1,952,215575.29 0.83 124.11

Washington Natl Ins Co IN70319 State of Domicile:Company Code:Company Name:

1. CurrentA01

IHP-9696 9700 9865 9895 3,984,498 1,703 -11,979,6167,159,611 28,503,584179.69 0.90 - 42.03

CHIC 5012 1,222,106 706 9,951,7942,167,666 14,183,818177.37 0.92 70.16

IHP-9468 9641 9656 9767 1,103,997 1,061 -78,497,3416,063,491 5,128,956549.23 0.86 -1530.47

CHIC 5013 373,508 244 -1,404,3731,804,634 4,228,284483.16 0.90 - 33.21

IHP-9746 222,542 142 -3,615,187584,466 1,997,832262.63 0.90 -180.96

10955, 11001, ET AL 189,353 135 -7,889,4001,509,056 11,024,657796.95 0.99 - 71.56

IHP-6408 7408 9408 9264 165,634 149 -18,389,7471,206,876 1,175,166728.64 0.83 -1564.86

IHP-9334 9409 9670 9517 126,199 82 3,083,871658,068 2,549,052521.45 0.85 120.98

IHP-9702 9748 9311 9680 118,146 115 -1,794,733-92,576 101,583- 78.36 0.88 -1766.77

INDV - 93-2 FE 556 36,751 130 5,334,99727,653 5,769,853 75.24 0.92 92.46

IHP-9041 9278 22,854 10 -203,030189,303 58,743828.32 1.00 -345.62

IHP-9087 9192 8697 9289 17,629 16 -625,275-50,317 150,434-285.42 0.84 -415.65

IHP-9248 9249 4,219 5 -179,411-23,633 0-560.16 1.00 0.00

INDV - 93-3 FE 564 567 24 746,454-14,067 586,193-2480.95 0.96 127.34

1. CurrentB01

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

GROUP - FE 502 2,661,240 1,267 55,044,5884,292,469 57,497,155161.30 0.96 95.73

GHC-9264 9311 376,465 168 -100,362,5196,375,683 1,715,3421693.57 0.83 -5850.88

GHC-7204 9087 9192 9204 183,093 144 -2,987,336108,814 1,117,858 59.43 0.78 -267.24

GHC-9388 9391 9392 9312 92,854 62 -3,964,162436,128 977,644469.69 0.82 -405.48

GHC-9278 66,515 9 -4,398,68568,740 0103.35 0.64 0.00

GHC-8014 8041 9041 42,209 66 1,347,979109,318 451,893258.99 0.82 298.30

GHC-9086 9205 9193 7205 3,786 12 650,197-25,122 44,164-663.55 0.80 1472.23

GROUP - 93-2, FE 553 526 204 2,186,443-2,051 1,681,722-389.92 1.00 130.01

GROUP - FE 558 219 7 338,285-92 358,511- 42.01 1.00 94.36

GROUP - FE 873 0 18 605,0321,483 362,901 0.00 1.00 166.72

1. Total current - IndividualC01

7,588,003 4,522 -105,460,99721,190,231 75,458,155XXX XXX XXX

4. Total current - GroupC04

3,426,907 1,957 -51,540,17811,365,370 64,207,190XXX XXX XXX

7. Current year totalC07

11,014,910 6,479 -157,001,17532,555,601 139,665,345295.56 0.90 -112.41

Wea Ins Corp WI72273 State of Domicile:Company Code:Company Name:

1. CurrentA01

IC LGL 3202-255-0105 127,073 66 2,040,990250,896 1,686,886197.44 0.97 120.99

1. CurrentB01

IC LGL 3435-255-0108 958,587 8,142 467,613,4732,210,306 310,031,596230.58 1.00 150.83

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

1. Total current - IndividualC01

127,073 66 2,040,990250,896 1,686,886XXX XXX XXX

4. Total current - GroupC04

958,587 8,142 467,613,4732,210,306 310,031,596XXX XXX XXX

7. Current year totalC07

1,085,660 8,208 469,654,4632,461,202 311,718,482226.70 1.00 150.67

West Coast Life Ins Co NE70335 State of Domicile:Company Code:Company Name:

1. CurrentA01

LTCNQ12(8/2000);LTC1200(8 3,701 3 114,745263 106,090 7.11 1.00 108.16

1. Total current - IndividualC01

3,701 3 114,745263 106,090XXX XXX XXX

7. Current year totalC07

3,701 3 114,745263 106,090 7.11 1.00 108.16

Woodmen World Life Ins Soc NE57320 State of Domicile:Company Code:Company Name:

1. CurrentA01

335-xx-0106 1,916,360 1,270 44,543,9261,466,069 41,743,257 76.50 0.97 106.71

340-xx-0106 596,613 462 15,191,518583,292 14,715,627 97.77 0.99 103.23

1. Total current - IndividualC01

2,512,973 1,732 59,735,4442,049,361 56,458,884XXX XXX XXX

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 2

By COMPANY NAME BY POLICY FORM

LossRatio

Inforce CountEnd of Year

ExperiencePolicy

ReservesPolicyForm

PremiumsEarned

IncurredClaims

ExperienceReported

Ratio

ReportedPolicy

ReservesRow

DescriptionPersistency

RateLine

Number

7. Current year totalC07

2,512,973 1,732 59,735,4442,049,361 56,458,884 81.55 0.98 105.80

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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LONG-TERM CARE INSURANCE EXPERIENCE

FORM 4

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Reporting Form 4

Nationwide Level Reporting

Long-Term Care Insurance Experience Form 4 is intended to track life insurance and annuity products that have long-term care benefits provided by acceleration of certain benefits within these products. Included are products that are not exempt as outlined in the NAIC Long-Term Care Insurance Model Regulation (#641). This form does not include stand-alone LTC products. Individual and Group business is separated in this form. This form includes both calendar-year and inception-to-date figures. However, only calendar-year data was included in this report. The Long-Term Care Reporting Forms should be filed whenever long-term care insurance has been sold, regardless of which annual statement has been filed. The four annual statement types are: Life, Accident and Health; Property/Casualty; Fraternal; and Health. For the 2018 reporting year, a total of 33 companies filed Form 4:

30 Life, Accident and Health 0 Property/Casualty 2 Fraternal 1 Health

(Narrative taken from Explanatory Notes for the Long-Term Care Experience Reporting Forms supplemental instructions for the Annual Statement Reporting Forms. Refer to the appropriate Annual Statement Instructions for complete instructions and narrative. Company counts are derived from Annual Statement Reports filed with the NAIC for the 2018 reporting year.)

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SUPPLEMENT FOR THE YEAR OF THE

...................................... Affix Bar Code Above

LONG-TERM CARE EXPERIENCE REPORTING FORM 4 LIFE AND ANNUITY PRODUCTS WITH LTC ACCELERATED BENEFITS

REPORTING YEAR 20__ (To Be Filed By April 1)

NAIC Group Code NAIC Company Code

1 2 3 4 5

Incurred Year Number of

Policies In Force Number of Certificates Death Claims

LTC Accelerated Claims Total Reserves

A. Individual

1. Current ........................... .................................... ................................ ............................... ............................. ..............................................

2. Prior ............................... .................................... ................................ ............................... ............................. ..............................................

3. 2nd Prior

B. Group

1. Current .......................... .................................... ................................ ............................... ............................. ..............................................

2. Prior .............................. .................................... ................................ ............................... ............................. ..............................................

3. 2nd Prior

C. Summary

1. Total Inception-to-Date

Total Reserves are reserves for these particular life products with LTC accelerated benefits.

Incurred claims are only the policies that claims have been triggered due to acceleration.

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 4

Life and Annuity Products Accelerated BenefitsAggregated Totals

Incurred YearNumber ofCertificates

DeathClaims

LTCAccelerated

Claims

Number ofPolicies in

Force

LTCTotal

Reserves

A. Individual

1. Current 532,578 90,754 2,592,153 6,475,814 14,372,314,754

2. Prior 457,839 74,994 2,216,227 5,041,373 12,818,595,113

3. 2nd Prior 439,441 75,997 2,853,225 5,129,862 11,327,416,318

B. Group

1. Current 0 303,566 25,302,162 672,867 487,655,898

2. Prior 0 281,362 21,611,735 893,529 444,698,320

3. 2nd Prior 0 260,826 23,461,847 812,017 405,093,163

CAUTION: The information contained on this page is UNAUDITED and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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LONG-TERM CARE INSURANCE EXPERIENCE

FORM 5

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Reporting Form 5 State Level Reporting

Long-Term Care Insurance Experience Form 5 includes the state’s portion of earned premium, incurred claims, number of in force count of policies/certificates at the end of the year as reported under “In force Count End of Year” at the nationwide level on the Long-Term Care Experience Reporting Form 2 and Form 3, and the number of in force lives at the end of year as reported in Form 1. Policy forms are grouped by individual and group, with subtotals for these two classes. This report includes aggregate figures by state, as well as the top 10 long-term care writers in each state.

The Long-Term Care Reporting Forms should be filed whenever long-term care insurance has been sold, regardless of which annual statement has been filed. The four annual statement types are: Life, Accident and Health; Property/Casualty; Fraternal; and Health.

For the 2018 reporting year, a total of 173 companies filed Form 5: 127 Life, Accident and Health

13 Property/Casualty 5 Fraternal

28 Health

The lives in force end of year refers to actual number of lives at the end of the year. Joint policies were to be counted by the number of lives. The number of lives for each state in group policies should be based on the certificates that were issued in that state. The Inforce Count End of Year refers to the count of certificates for group policies, and count of policies for other types of LTC policies.

(Narrative taken from Explanatory Notes for the Long-Term Care Experience Reporting Forms supplemental instructions for the Annual Statement Reporting Forms. Refer to the appropriate Annual Statement Instructions for complete instructions and narrative. Company counts are derived from Annual Statement Reports filed with the NAIC for the 2018 reporting year.)

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SUPPLEMENT FOR THE YEAR OF THE

....................................... Affix Bar Code Above

LONG-TERM CARE EXPERIENCE REPORTING FORM 5 EXPERIENCE IN THE STATE OF ___________________

REPORTING YEAR 20_____ (To Be Filed By April 1)

NAIC Group Code__________ NAIC Company Code

1 Earned

Premiums

2 Incurred Claims

3 In Force Count

End of Year

4 Lives In Force End of Year

1. Individual .................................................................................................................. 2. Group .........................................................................................................................

........................ ........................

......................... .........................

........................ ........................

........................ ........................

3. Total ................................................. ……………………………………………… ........................ ......................... ........................ ........................ 4. Actual total reported experience through prior year ................................. …………. ........................ ......................... xxx xxx 5. Actual total reported experience through statement year xxx xxx

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

By State and U. S. Territory Totals

State NameEarned

PremiumInforce CountEnd of YearState Name

EarnedPremium

Inforce CountEnd of Year

Alaska 15,565,965 7,273 Alabama 127,542,363 72,327

Arkansas 62,626,713 37,544 American Samoa 0 0

Arizona 162,979,305 91,204 California 1,033,108,818 610,778

Colorado 237,168,589 127,216 Connecticut 269,838,839 111,139

District Of Columbia 45,960,032 37,388 Delaware 41,198,140 24,698

Florida 576,665,519 316,427 Georgia 269,956,054 150,712

Guam )(223 0 Hawaii 94,706,688 75,041

Iowa 229,784,629 128,986 Idaho 39,391,641 21,497

Illinois 550,881,651 312,426 Indiana 186,680,507 105,366

Kansas 155,253,023 96,793 Kentucky 120,728,645 67,734

Louisiana 102,321,468 66,947 Massachusetts 338,169,771 175,268

Maryland 298,967,516 140,840 Maine 58,642,170 39,502

Michigan 281,440,725 169,945 Minnesota 340,741,523 201,088

Missouri 258,810,984 155,421 Northern Mariana Islands 0 0

Mississippi 68,287,166 39,281 Montana 39,578,401 25,669

North Carolina 337,703,456 180,936 North Dakota 66,246,788 33,030

Nebraska 163,187,233 85,459 New Hampshire 57,734,628 29,438

New Jersey 469,795,969 206,605 New Mexico 46,327,148 40,011

Nevada 48,516,312 33,105 New York 988,944,590 393,910

Ohio 402,557,330 226,111 Oklahoma 92,420,401 56,472

Oregon 142,900,959 79,279 Pennsylvania 497,780,834 246,072

Puerto Rico 2,898,033 1,812 Rhode Island 39,373,820 18,796

South Carolina 169,690,428 89,472 South Dakota 72,885,448 43,602

Tennessee 221,915,145 134,758 Texas 691,989,432 410,025

Utah 46,832,666 31,352 Virginia 424,411,145 230,691

US Virgin Islands 148,040 89 Vermont 24,638,324 14,367

Washington 300,231,976 171,697 Wisconsin 259,158,111 137,027

West Virginia 31,910,202 22,054 Wyoming 21,435,313 10,468

11,628,630,353 6,335,148Total All States and Territories

© 2019 National Association of Insurance Commissioners149

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

By State and U.S. Territory TotalsNumber of Lives Inforce

VT NH15,581 31,064

MA 181,676 RI 19,892 CT 116,021

NJ 213,261

DE 25,204 MD 145,824 DC 37,749

LEGENDAt Most 32,11632,117 - 79,60679,607 - 166,291166,292 - 622,602No Data

Guam (GU) American Samoa (AS) Northern Mariana Islands (MP) Puerto Rico (PR) U.S. Virgin Islands (VI)No Data No Data No Data 1,883 89

Minimum 1st Quartile 2nd Quartile 3rd Quartile Maximum89 32,117 79,607 166,292 622,602

WA179,545

OR82,780

ID22,713

MT26,677

CA622,602

NV34,246

UT32,468

WY11,114

ND35,305

SD45,460

MN211,648

AZ94,464

CO133,985

NM41,343

TX424,986

OK59,281

KS104,033

NE90,548

MO162,871

AR39,102

LA69,363

MS40,993

AL75,094

FL326,881

GA157,005

SC92,592

NC189,519TN

139,580

KY70,469

IL324,963

IA137,007

WI148,990

MI176,556

IN107,887

OH236,107

WV22,924 VA

240,431

PA256,801

ME41,022

NY400,093

HI76,434

AK7,637

© 2019 National Association of Insurance Commissioners150

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Alabama55,478125,913,085107,906,8021. Individual

16,84915,369,58619,635,5602. Group

72,327141,282,674127,542,3633. Total

Alaska5,28210,376,98713,178,6711. Individual

1,9911,371,9612,387,2952. Group

7,27311,748,94815,565,9653. Total

American Samoa0001. Individual

0002. Group

0003. Total

Arizona63,034145,490,742139,779,6881. Individual

28,17011,762,39623,199,6162. Group

91,204157,253,138162,979,3053. Total

Arkansas28,67361,698,94255,753,7111. Individual

8,8716,804,9466,873,0012. Group

37,54468,503,88962,626,7133. Total

California372,9281,045,235,951858,574,4261. Individual

237,850116,665,976174,534,3912. Group

610,7781,161,901,9271,033,108,8183. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners151

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Colorado92,085150,104,492204,842,3831. Individual

35,13120,957,24932,326,2072. Group

127,216171,061,740237,168,5893. Total

Connecticut81,576288,112,170239,459,0561. Individual

29,56320,801,59630,379,7832. Group

111,139308,913,768269,838,8393. Total

Delaware8,96521,966,91521,474,8661. Individual

15,7336,943,83719,723,2742. Group

24,69828,910,75241,198,1403. Total

District Of Columbia10,00717,714,10826,130,6351. Individual

27,38115,287,79919,829,3992. Group

37,38833,001,90645,960,0323. Total

Florida244,680818,669,794520,795,7481. Individual

71,74743,025,18255,869,7702. Group

316,427861,694,975576,665,5193. Total

Georgia105,090229,471,950229,285,2541. Individual

45,62223,572,77340,670,8002. Group

150,712253,044,724269,956,0543. Total

Guam00)(2231. Individual

0002. Group

00)(2233. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners152

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Hawaii33,64570,635,58272,254,9701. Individual

41,39616,941,25222,451,7192. Group

75,04187,576,83494,706,6883. Total

Idaho17,03933,517,16835,482,8371. Individual

4,4581,582,8713,908,8052. Group

21,49735,100,04239,391,6413. Total

Illinois203,501446,711,542463,484,7971. Individual

108,92554,607,79787,396,8542. Group

312,426501,319,339550,881,6513. Total

Indiana82,628168,003,328168,659,7941. Individual

22,73822,770,22218,020,7132. Group

105,366190,773,549186,680,5073. Total

Iowa109,457261,579,976213,495,6451. Individual

19,52915,171,59516,288,9862. Group

128,986276,751,572229,784,6293. Total

Kansas76,292166,039,962142,103,4151. Individual

20,5013,942,03613,149,6092. Group

96,793169,981,998155,253,0233. Total

Kentucky49,40396,649,118101,136,9221. Individual

18,33110,934,75219,591,7242. Group

67,734107,583,869120,728,6453. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners153

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Louisiana50,53287,083,60592,704,1111. Individual

16,4157,751,4689,617,3572. Group

66,94794,835,072102,321,4683. Total

Maine20,61359,709,71447,539,6341. Individual

18,8897,207,29111,102,5352. Group

39,50266,917,00558,642,1703. Total

Maryland99,947257,821,883258,072,3041. Individual

40,89331,785,49940,895,2112. Group

140,840289,607,380298,967,5163. Total

Massachusetts107,744292,513,992265,322,8601. Individual

67,52434,816,99372,846,9102. Group

175,268327,330,986338,169,7713. Total

Michigan101,372196,463,629224,627,2961. Individual

68,57330,936,33756,813,4292. Group

169,945227,399,966281,440,7253. Total

Minnesota149,637214,008,492296,554,8581. Individual

51,45128,386,89644,186,6652. Group

201,088242,395,387340,741,5233. Total

Mississippi31,02757,208,52763,121,8661. Individual

8,2544,445,9725,165,3012. Group

39,28161,654,49968,287,1663. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners154

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Missouri102,793204,771,363214,987,1921. Individual

52,62828,261,58543,823,7932. Group

155,421233,032,946258,810,9843. Total

Montana16,88231,749,86235,256,6691. Individual

8,787722,9144,321,7332. Group

25,66932,472,77739,578,4013. Total

Nebraska72,756161,881,864152,835,4991. Individual

12,70316,658,33710,351,7352. Group

85,459178,540,201163,187,2333. Total

Nevada17,33835,931,86237,849,4551. Individual

15,7678,568,03910,666,8572. Group

33,10544,499,90048,516,3123. Total

New Hampshire20,93357,350,57450,160,5511. Individual

8,5053,484,2947,574,0772. Group

29,43860,834,86757,734,6283. Total

New Jersey127,564387,316,213356,086,5121. Individual

79,04169,842,902113,709,4562. Group

206,605457,159,114469,795,9693. Total

New Mexico17,90333,398,41636,913,2141. Individual

22,1088,472,5339,413,9352. Group

40,01141,870,95046,327,1483. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners155

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

New York280,2871,117,081,014839,199,4381. Individual

113,623139,747,644149,745,1522. Group

393,9101,256,828,659988,944,5903. Total

North Carolina136,211305,125,869299,147,4761. Individual

44,72528,941,61938,555,9802. Group

180,936334,067,488337,703,4563. Total

North Dakota30,06082,475,49463,285,1921. Individual

2,9704,225,1442,961,5962. Group

33,03086,700,63866,246,7883. Total

Northern Mariana Islands0001. Individual

0002. Group

0003. Total

Ohio145,276308,937,446325,118,7221. Individual

80,83559,047,88277,438,6092. Group

226,111367,985,327402,557,3303. Total

Oklahoma41,11699,344,18081,305,4601. Individual

15,35611,341,27511,114,9412. Group

56,472110,685,45692,420,4013. Total

Oregon54,007103,931,094120,103,5541. Individual

25,2729,470,88022,797,4042. Group

79,279113,401,972142,900,9593. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners156

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Pennsylvania177,499427,076,099430,468,9461. Individual

68,57331,209,32567,311,8892. Group

246,072458,285,423497,780,8343. Total

Puerto Rico1,586997,7982,754,0421. Individual

226280,762143,9912. Group

1,8121,278,5592,898,0333. Total

Rhode Island15,28144,287,32135,796,9121. Individual

3,5151,936,0143,576,9092. Group

18,79646,223,33339,373,8203. Total

South Carolina64,524149,751,563142,813,7631. Individual

24,94810,908,80326,876,6652. Group

89,472160,660,366169,690,4283. Total

South Dakota32,38074,820,16068,684,1281. Individual

11,2222,585,1694,201,3192. Group

43,60277,405,32872,885,4483. Total

Tennessee86,556195,733,184186,720,2301. Individual

48,20222,040,19335,194,9152. Group

134,758217,773,376221,915,1453. Total

Texas252,688486,827,194544,901,8721. Individual

157,33769,661,044147,087,5602. Group

410,025556,488,239691,989,4323. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners157

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

US Virgin Islands251,54237,1471. Individual

64324,434110,8932. Group

89325,976148,0403. Total

Utah16,61518,911,80031,365,4431. Individual

14,7372,000,66915,467,2242. Group

31,35220,912,46946,832,6663. Total

Vermont10,86121,811,94522,533,0561. Individual

3,5065,122,4132,105,2682. Group

14,36726,934,35824,638,3243. Total

Virginia153,189310,162,118352,772,2771. Individual

77,50240,406,40271,638,8682. Group

230,691350,568,518424,411,1453. Total

Washington113,762257,243,837258,788,4531. Individual

57,935)(837,92141,443,5212. Group

171,697256,405,917300,231,9763. Total

West Virginia12,61922,471,37527,419,5851. Individual

9,4352,818,4274,490,6152. Group

22,05425,289,80431,910,2023. Total

Wisconsin105,028209,856,732239,806,2811. Individual

31,99916,331,31119,351,8312. Group

137,027226,188,044259,158,1113. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners158

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National Association of Insurance Commissioners2018 Long-Term Care Insurance Experience Reporting - Form 5

by State and U.S. Territory TotalsInsurance Experience by Line of Business

Row DescriptionEarned

PremiumInforce CountEnd of Year

IncurredClaimsState

Wyoming7,89114,745,85218,969,8981. Individual

2,577550,7252,465,4162. Group

10,46815,296,57821,435,3133. Total

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

ALABAMA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 15,445 33,134,798 51,896,428 25.98 25.981 16,77565838 904 John Hancock Life Ins Co USA MI 7,185 10,966,972 10,799,699 8.60 34.582 7,22765978 241 Metropolitan Life Ins Co NY 6,572 10,514,423 8,797,118 8.24 42.823 6,57255433 570 BCBS of AL AL 4,587 8,372,127 3,386,190 6.56 49.394 4,58786231 468 Transamerica Life Ins Co IA 4,612 8,173,529 15,627,653 6.41 55.795 4,72069000 860 Northwestern Long Term Care Ins Co WI 3,177 7,495,160 3,812,680 5.88 61.676 3,17766281 468 Transamerica Premier Life Ins Co IA 3,881 5,676,568 7,075,037 4.45 66.127 3,88666915 826 New York Life Ins Co NY 2,440 4,445,280 3,044,009 3.49 69.618 2,44062235 565 Unum Life Ins Co Of Amer ME 4,967 4,278,977 5,641,339 3.35 72.969 4,96725178 176 State Farm Mut Auto Ins Co IL 2,192 3,845,870 3,100,517 3.02 75.9810 2,192

** STATE TOTAL** 72,327 127,542,363 141,282,674 100.00 100.0011 75,094

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

ALASKA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 1,862 5,007,120 2,520,091 32.17 32.171 2,10765838 904 John Hancock Life Ins Co USA MI 1,304 2,242,430 1,064,972 14.41 46.572 1,31566915 826 New York Life Ins Co NY 767 1,465,006 265,503 9.41 55.983 76765978 241 Metropolitan Life Ins Co NY 767 1,179,521 1,363,270 7.58 63.564 76725178 176 State Farm Mut Auto Ins Co IL 373 995,292 774,628 6.39 69.965 37320443 218 Continental Cas Co IL 329 831,227 )(724,141 5.34 75.306 32986231 468 Transamerica Life Ins Co IA 288 558,979 195,548 3.59 78.897 28862235 565 Unum Life Ins Co Of Amer ME 321 398,002 950,885 2.56 81.448 32169000 860 Northwestern Long Term Care Ins Co WI 123 365,453 549,454 2.35 83.799 12371412 261 Mutual Of Omaha Ins Co NE 142 362,977 )(32,218 2.33 86.1210 142

** STATE TOTAL** 7,273 15,565,965 11,748,948 100.00 100.0011 7,637

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

ARIZONA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 16,915 41,242,610 41,244,852 25.31 25.311 18,22065838 904 John Hancock Life Ins Co USA MI 12,317 22,330,294 15,736,385 13.70 39.012 12,37765978 241 Metropolitan Life Ins Co NY 7,900 12,001,754 11,050,934 7.36 46.373 7,90069000 860 Northwestern Long Term Care Ins Co WI 3,117 8,317,892 1,313,167 5.10 51.474 3,11771412 261 Mutual Of Omaha Ins Co NE 3,653 7,929,245 5,627,065 4.87 56.345 3,65362235 565 Unum Life Ins Co Of Amer ME 14,759 7,813,722 13,357,066 4.79 61.136 14,75920443 218 Continental Cas Co IL 3,904 6,126,158 4,623,545 3.76 64.897 3,90461263 233 Bankers Life & Cas Co IL 2,616 5,720,685 4,380,021 3.51 68.408 3,15786231 468 Transamerica Life Ins Co IA 3,064 5,657,934 8,887,999 3.47 71.879 3,07466915 826 New York Life Ins Co NY 2,046 4,956,935 1,050,631 3.04 74.9210 2,046

** STATE TOTAL** 91,204 162,979,305 157,253,138 100.00 100.0011 94,464

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

ARKANSAS

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 7,581 17,148,675 23,966,027 27.38 27.381 8,17765838 904 John Hancock Life Ins Co USA MI 5,076 9,116,851 6,267,272 14.56 41.942 5,11369000 860 Northwestern Long Term Care Ins Co WI 2,102 4,703,129 )(152,052 7.51 49.453 2,10261263 233 Bankers Life & Cas Co IL 1,865 4,341,278 4,014,107 6.93 56.384 2,35920443 218 Continental Cas Co IL 2,051 2,946,036 946,001 4.70 61.095 2,05186231 468 Transamerica Life Ins Co IA 1,604 2,561,469 3,017,721 4.09 65.186 1,61765978 241 Metropolitan Life Ins Co NY 1,879 2,550,238 5,752,595 4.07 69.257 1,87971412 261 Mutual Of Omaha Ins Co NE 1,120 2,238,017 668,925 3.57 72.828 1,12062235 565 Unum Life Ins Co Of Amer ME 4,216 2,142,216 5,122,131 3.42 76.249 4,21666915 826 New York Life Ins Co NY 1,197 1,987,402 697,978 3.17 79.4210 1,197

** STATE TOTAL** 37,544 62,626,713 68,503,889 100.00 100.0011 39,102

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

CALIFORNIA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 130,154 310,711,735 328,502,485 30.08 30.081 130,59965838 904 John Hancock Life Ins Co USA MI 61,463 114,366,147 75,852,110 11.07 41.152 61,46362235 565 Unum Life Ins Co Of Amer ME 155,661 88,357,075 137,856,639 8.55 49.703 155,66165978 241 Metropolitan Life Ins Co NY 44,534 69,197,800 56,763,107 6.70 56.404 44,53420443 218 Continental Cas Co IL 34,422 51,761,803 102,061,067 5.01 61.415 34,42286231 468 Transamerica Life Ins Co IA 22,107 46,131,241 63,931,415 4.47 65.876 22,12366915 826 New York Life Ins Co NY 21,695 43,047,848 15,708,425 4.17 70.047 21,69569000 860 Northwestern Long Term Care Ins Co WI 13,849 41,018,745 11,169,880 3.97 74.018 13,84925178 176 State Farm Mut Auto Ins Co IL 16,814 33,232,804 27,347,477 3.22 77.239 16,81468241 304 Prudential Ins Co Of Amer NJ 13,848 30,342,211 35,973,298 2.94 80.1610 13,848

** STATE TOTAL** 610,778 1,033,108,818 1,161,901,927 100.00 100.0011 622,602

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

COLORADO

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 22,536 55,919,291 48,105,308 23.58 23.581 25,77965838 904 John Hancock Life Ins Co USA MI 23,384 43,055,835 20,867,331 18.15 41.732 24,30369000 860 Northwestern Long Term Care Ins Co WI 6,532 16,918,606 4,081,513 7.13 48.873 6,53286231 468 Transamerica Life Ins Co IA 9,217 15,179,959 17,490,771 6.40 55.274 9,24065978 241 Metropolitan Life Ins Co NY 8,754 13,235,566 9,302,435 5.58 60.855 8,75471412 261 Mutual Of Omaha Ins Co NE 5,764 12,039,704 4,061,797 5.08 65.926 5,76462235 565 Unum Life Ins Co Of Amer ME 10,214 7,255,058 6,045,184 3.06 68.987 10,21420443 218 Continental Cas Co IL 4,447 6,996,499 5,307,985 2.95 71.938 4,44725178 176 State Farm Mut Auto Ins Co IL 3,194 6,988,789 2,298,872 2.95 74.889 3,19461263 233 Bankers Life & Cas Co IL 2,342 5,669,129 6,949,989 2.39 77.2710 2,786

** STATE TOTAL** 127,216 237,168,589 171,061,740 100.00 100.0011 133,985

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

© 2019 National Association of Insurance Commissioners166

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

CONNECTICUT

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 21,305 71,639,045 62,229,440 26.55 26.551 24,56865838 904 John Hancock Life Ins Co USA MI 12,024 31,559,263 28,430,274 11.70 38.242 12,02487726 4932 Brighthouse Life Ins Co DE 8,134 24,139,283 61,786,697 8.95 47.193 8,13486231 468 Transamerica Life Ins Co IA 9,448 23,730,495 31,141,369 8.79 55.984 9,51165978 241 Metropolitan Life Ins Co NY 10,340 19,651,391 17,679,979 7.28 63.275 10,34069000 860 Northwestern Long Term Care Ins Co WI 4,237 15,640,390 2,283,690 5.80 69.066 4,23768241 304 Prudential Ins Co Of Amer NJ 5,814 11,601,176 5,235,375 4.30 73.367 5,81466281 468 Transamerica Premier Life Ins Co IA 4,225 10,369,895 13,879,871 3.84 77.218 4,22561263 233 Bankers Life & Cas Co IL 5,478 9,754,724 11,739,096 3.62 80.829 6,26462235 565 Unum Life Ins Co Of Amer ME 9,032 7,467,122 18,920,997 2.77 83.5910 9,032

** STATE TOTAL** 111,139 269,838,839 308,913,768 100.00 100.0011 116,021

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

DELAWARE

LivesInforce

End of Year

68241 304 Prudential Ins Co Of Amer NJ 9,612 14,808,430 6,031,353 35.94 35.941 9,61270025 4011 Genworth Life Ins Co DE 2,965 7,844,111 6,336,562 19.04 54.982 3,24565838 904 John Hancock Life Ins Co USA MI 2,290 4,412,411 2,926,540 10.71 65.693 2,29665978 241 Metropolitan Life Ins Co NY 2,686 3,740,173 3,777,251 9.08 74.774 2,68661263 233 Bankers Life & Cas Co IL 510 1,178,770 1,025,595 2.86 77.635 63520443 218 Continental Cas Co IL 822 1,026,393 1,216,514 2.49 80.136 82265005 4 RiverSource Life Ins Co MN 492 1,008,313 1,207,623 2.45 82.577 49262235 565 Unum Life Ins Co Of Amer ME 2,298 969,883 682,194 2.35 84.938 2,29871412 261 Mutual Of Omaha Ins Co NE 382 872,751 458,761 2.12 87.059 38266915 826 New York Life Ins Co NY 244 656,583 940,191 1.59 88.6410 244

** STATE TOTAL** 24,698 41,198,140 28,910,752 100.00 100.0011 25,204

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

DISTRICT OF COLUMBIA

LivesInforce

End of Year

62235 565 Unum Life Ins Co Of Amer ME 17,732 10,410,114 5,852,631 22.65 22.651 17,73270025 4011 Genworth Life Ins Co DE 2,208 6,946,097 5,191,077 15.11 37.762 2,37369515 1186 Medamerica Ins Co PA 4,945 6,630,890 6,547,037 14.43 52.193 4,94565838 904 John Hancock Life Ins Co USA MI 2,629 5,439,376 4,080,201 11.84 64.034 2,63965978 241 Metropolitan Life Ins Co NY 1,613 2,944,806 3,038,302 6.41 70.435 1,61371412 261 Mutual Of Omaha Ins Co NE 2,820 2,742,671 2,154,911 5.97 76.406 2,82068241 304 Prudential Ins Co Of Amer NJ 1,051 1,892,453 )(28,674 4.12 80.527 1,05165935 435 Massachusetts Mut Life Ins Co MA 356 1,654,122 )(238,009 3.60 84.128 46169000 860 Northwestern Long Term Care Ins Co WI 338 1,291,078 )(186,886 2.81 86.939 33820443 218 Continental Cas Co IL 999 1,188,497 4,109,455 2.59 89.5110 999

** STATE TOTAL** 37,388 45,960,032 33,001,906 100.00 100.0011 37,749

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

FLORIDA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 47,717 117,441,475 163,184,826 20.37 20.371 52,28865838 904 John Hancock Life Ins Co USA MI 48,227 99,768,234 120,233,867 17.30 37.672 48,50961263 233 Bankers Life & Cas Co IL 23,499 43,154,468 55,481,230 7.48 45.153 27,11369000 860 Northwestern Long Term Care Ins Co WI 15,905 41,999,165 10,672,278 7.28 52.434 15,90565978 241 Metropolitan Life Ins Co NY 23,049 34,889,184 33,170,630 6.05 58.485 23,04962235 565 Unum Life Ins Co Of Amer ME 38,653 21,064,713 33,639,657 3.65 62.146 38,65320443 218 Continental Cas Co IL 15,556 20,951,239 50,242,521 3.63 65.777 15,55686231 468 Transamerica Life Ins Co IA 10,126 19,454,671 18,683,075 3.37 69.148 10,15471404 0 Continental Gen Ins Co TX 9,433 16,648,885 79,474,702 2.89 72.039 7,88271412 261 Mutual Of Omaha Ins Co NE 7,184 16,540,044 24,666,916 2.87 74.9010 7,184

** STATE TOTAL** 316,427 576,665,519 861,694,975 100.00 100.0011 326,881

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

GEORGIA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 32,584 74,193,938 77,797,347 27.48 27.481 35,01765838 904 John Hancock Life Ins Co USA MI 22,069 38,313,355 28,567,402 14.19 41.682 22,27969000 860 Northwestern Long Term Care Ins Co WI 8,296 24,010,904 5,461,336 8.89 50.573 8,29662235 565 Unum Life Ins Co Of Amer ME 21,477 15,480,889 17,015,780 5.73 56.314 21,47765978 241 Metropolitan Life Ins Co NY 11,195 14,168,327 12,902,296 5.25 61.555 11,19586231 468 Transamerica Life Ins Co IA 5,581 10,240,605 12,213,309 3.79 65.356 5,61971412 261 Mutual Of Omaha Ins Co NE 4,331 8,959,962 7,174,280 3.32 68.677 4,33125178 176 State Farm Mut Auto Ins Co IL 4,430 8,404,057 9,277,574 3.11 71.788 4,43065935 435 Massachusetts Mut Life Ins Co MA 2,746 7,791,298 3,642,555 2.89 74.679 3,47120443 218 Continental Cas Co IL 5,244 7,639,771 13,139,981 2.83 77.5010 5,244

** STATE TOTAL** 150,712 269,956,054 253,044,724 100.00 100.0011 157,005

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

GUAM

LivesInforce

End of Year

68241 304 Prudential Ins Co Of Amer NJ 0 )(223 0 100.00 100.001 0** STATE TOTAL** 0 )(223 0 100.00 100.0011 0

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

HAWAII

LivesInforce

End of Year

62235 565 Unum Life Ins Co Of Amer ME 36,988 18,851,790 17,286,151 19.91 19.911 36,98865838 904 John Hancock Life Ins Co USA MI 7,974 15,065,618 9,853,423 15.91 35.812 8,17770025 4011 Genworth Life Ins Co DE 6,704 14,422,746 9,553,637 15.23 51.043 7,18365978 241 Metropolitan Life Ins Co NY 3,057 5,434,975 4,212,956 5.74 56.784 3,05720443 218 Continental Cas Co IL 2,237 3,331,592 12,122,519 3.52 60.305 2,23766915 826 New York Life Ins Co NY 1,648 3,209,575 1,208,767 3.39 63.696 1,64886231 468 Transamerica Life Ins Co IA 1,772 3,203,050 3,697,050 3.38 67.077 1,78169000 860 Northwestern Long Term Care Ins Co WI 1,091 3,133,657 1,648,674 3.31 70.388 1,09165005 4 RiverSource Life Ins Co MN 1,324 2,844,987 4,889,648 3.00 73.389 1,32471412 261 Mutual Of Omaha Ins Co NE 1,291 2,793,458 1,414,545 2.95 76.3310 1,291

** STATE TOTAL** 75,041 94,706,688 87,576,834 100.00 100.0011 76,434

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

IDAHO

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 3,324 7,482,279 7,762,651 18.99 18.991 3,71069000 860 Northwestern Long Term Care Ins Co WI 1,838 5,004,918 598,233 12.71 31.702 1,83865838 904 John Hancock Life Ins Co USA MI 2,892 4,767,587 2,109,746 12.10 43.803 2,91161263 233 Bankers Life & Cas Co IL 1,659 3,189,549 6,895,134 8.10 51.904 2,11865978 241 Metropolitan Life Ins Co NY 1,227 1,920,306 1,233,543 4.87 56.785 1,22771412 261 Mutual Of Omaha Ins Co NE 969 1,903,152 915,326 4.83 61.616 96971471 4824 Ability Ins Co NE 880 1,670,870 1,333,495 4.24 65.857 88025178 176 State Farm Mut Auto Ins Co IL 777 1,542,589 2,334,659 3.92 69.768 77766915 826 New York Life Ins Co NY 678 1,393,858 588,405 3.54 73.309 67856014 2938 Thrivent Financial For Lutherans WI 628 1,190,518 2,743,943 3.02 76.3210 664

** STATE TOTAL** 21,497 39,391,641 35,100,042 100.00 100.0011 22,713

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

ILLINOIS

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 47,069 113,319,467 118,531,508 20.57 20.571 52,57865838 904 John Hancock Life Ins Co USA MI 36,989 64,973,873 39,170,785 11.79 32.372 37,14669000 860 Northwestern Long Term Care Ins Co WI 17,848 53,384,575 11,934,117 9.69 42.063 17,84865978 241 Metropolitan Life Ins Co NY 27,397 38,340,548 31,491,757 6.96 49.024 27,39720443 218 Continental Cas Co IL 19,897 35,829,212 46,552,738 6.50 55.525 19,89762553 50 Country Life Ins Co IL 14,029 26,785,333 18,113,418 4.86 60.386 15,50986231 468 Transamerica Life Ins Co IA 10,188 21,520,756 21,045,241 3.91 64.297 10,26362235 565 Unum Life Ins Co Of Amer ME 47,468 19,608,569 14,457,357 3.56 67.858 47,46871412 261 Mutual Of Omaha Ins Co NE 9,497 18,518,302 9,719,285 3.36 71.219 9,49768241 304 Prudential Ins Co Of Amer NJ 8,967 18,029,393 7,446,441 3.27 74.4810 8,967

** STATE TOTAL** 312,426 550,881,651 501,319,339 100.00 100.0011 324,963

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

INDIANA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 25,835 52,344,729 53,185,764 28.04 28.041 26,13465838 904 John Hancock Life Ins Co USA MI 16,838 30,893,566 23,295,797 16.55 44.592 16,92069000 860 Northwestern Long Term Care Ins Co WI 5,460 14,635,563 1,048,213 7.84 52.433 5,46065978 241 Metropolitan Life Ins Co NY 7,002 9,846,780 8,347,879 5.27 57.704 7,00261263 233 Bankers Life & Cas Co IL 4,158 9,524,505 6,975,131 5.10 62.815 4,97120443 218 Continental Cas Co IL 7,191 8,427,808 18,938,180 4.51 67.326 7,19186231 468 Transamerica Life Ins Co IA 4,508 8,262,795 15,829,353 4.43 71.757 4,64171412 261 Mutual Of Omaha Ins Co NE 3,011 6,062,702 2,416,910 3.25 74.998 3,01156014 2938 Thrivent Financial For Lutherans WI 2,647 4,420,792 4,090,202 2.37 77.369 2,79268241 304 Prudential Ins Co Of Amer NJ 2,057 3,911,527 716,323 2.10 79.4610 2,057

** STATE TOTAL** 105,366 186,680,507 190,773,549 100.00 100.0011 107,887

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

IOWA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 16,521 35,059,348 29,253,558 15.26 15.261 18,49265838 904 John Hancock Life Ins Co USA MI 13,668 23,109,965 16,331,920 10.06 25.312 13,73161263 233 Bankers Life & Cas Co IL 7,317 20,098,669 26,749,545 8.75 34.063 9,13669000 860 Northwestern Long Term Care Ins Co WI 7,537 16,787,550 3,360,704 7.31 41.374 7,53786231 468 Transamerica Life Ins Co IA 8,669 15,867,749 21,729,575 6.91 48.275 8,93856014 2938 Thrivent Financial For Lutherans WI 6,707 11,388,248 25,030,570 4.96 53.236 7,70371471 4824 Ability Ins Co NE 4,313 11,348,072 15,146,662 4.94 58.177 4,31371412 261 Mutual Of Omaha Ins Co NE 4,259 8,677,962 6,975,475 3.78 61.948 4,25965978 241 Metropolitan Life Ins Co NY 5,341 8,414,138 6,771,888 3.66 65.619 5,34166915 826 New York Life Ins Co NY 4,236 6,460,538 3,441,167 2.81 68.4210 4,236

** STATE TOTAL** 128,986 229,784,629 276,751,572 100.00 100.0011 137,007

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

KANSAS

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 13,143 25,981,043 20,069,583 16.73 16.731 14,55461263 233 Bankers Life & Cas Co IL 6,803 17,337,277 15,761,876 11.17 27.902 8,42365838 904 John Hancock Life Ins Co USA MI 9,786 15,372,494 10,846,272 9.90 37.803 9,91786231 468 Transamerica Life Ins Co IA 5,163 7,889,211 19,318,869 5.08 42.884 5,66269000 860 Northwestern Long Term Care Ins Co WI 2,802 7,297,163 2,736,588 4.70 47.595 2,80265978 241 Metropolitan Life Ins Co NY 4,216 6,373,613 6,298,397 4.11 51.696 4,21671412 261 Mutual Of Omaha Ins Co NE 2,723 5,266,141 2,583,882 3.39 55.087 2,72325178 176 State Farm Mut Auto Ins Co IL 2,600 4,696,101 4,344,690 3.02 58.118 2,60020443 218 Continental Cas Co IL 3,233 4,613,167 )(438,345 2.97 61.089 3,23364211 687 Guarantee Trust Life Ins Co IL 3,040 4,571,623 1,512,281 2.94 64.0210 3,040

** STATE TOTAL** 96,793 155,253,023 169,981,998 100.00 100.0011 104,033

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

KENTUCKY

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 15,874 33,500,555 35,059,887 27.75 27.751 17,37286231 468 Transamerica Life Ins Co IA 8,633 12,954,254 21,091,023 10.73 38.482 8,64765838 904 John Hancock Life Ins Co USA MI 7,193 12,564,503 7,218,151 10.41 48.893 7,25169000 860 Northwestern Long Term Care Ins Co WI 3,576 10,825,797 1,908,175 8.97 57.854 3,57671412 261 Mutual Of Omaha Ins Co NE 2,934 5,718,129 3,667,206 4.74 62.595 2,93465978 241 Metropolitan Life Ins Co NY 3,775 5,405,028 3,911,153 4.48 67.076 3,77561263 233 Bankers Life & Cas Co IL 2,156 4,006,639 4,200,855 3.32 70.397 2,55320443 218 Continental Cas Co IL 2,096 3,522,773 )(1,303,386 2.92 73.308 2,09662235 565 Unum Life Ins Co Of Amer ME 5,259 3,239,289 1,667,153 2.68 75.999 5,25925178 176 State Farm Mut Auto Ins Co IL 1,387 2,843,177 1,988,191 2.36 78.3410 1,387

** STATE TOTAL** 67,734 120,728,645 107,583,869 100.00 100.0011 70,469

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

LOUISIANA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 10,324 21,542,114 22,724,456 21.05 21.051 11,34065838 904 John Hancock Life Ins Co USA MI 7,121 11,154,040 8,878,502 10.90 31.952 7,12169000 860 Northwestern Long Term Care Ins Co WI 4,447 10,505,484 3,253,093 10.27 42.223 4,44766915 826 New York Life Ins Co NY 4,212 6,553,849 3,930,203 6.41 48.634 4,21265978 241 Metropolitan Life Ins Co NY 4,275 5,567,597 7,791,405 5.44 54.075 4,27525178 176 State Farm Mut Auto Ins Co IL 3,310 5,458,161 3,530,046 5.33 59.406 3,31071412 261 Mutual Of Omaha Ins Co NE 2,120 3,890,097 1,719,292 3.80 63.207 2,12086231 468 Transamerica Life Ins Co IA 2,369 3,629,617 3,472,623 3.55 66.758 2,37862235 565 Unum Life Ins Co Of Amer ME 9,992 3,513,512 3,036,109 3.43 70.199 9,99261263 233 Bankers Life & Cas Co IL 1,463 3,373,738 2,601,709 3.30 73.4810 1,826

** STATE TOTAL** 66,947 102,321,468 94,835,072 100.00 100.0011 69,363

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

MAINE

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 5,393 13,379,665 12,194,784 22.82 22.821 5,99562235 565 Unum Life Ins Co Of Amer ME 17,609 10,750,688 18,112,517 18.33 41.152 17,60965838 904 John Hancock Life Ins Co USA MI 3,155 6,775,023 4,169,022 11.55 52.703 3,18765978 241 Metropolitan Life Ins Co NY 1,975 4,140,787 5,082,412 7.06 59.764 1,97561263 233 Bankers Life & Cas Co IL 2,330 3,871,103 4,559,276 6.60 66.365 2,90120443 218 Continental Cas Co IL 1,073 2,215,071 7,179,692 3.78 70.146 1,07371412 261 Mutual Of Omaha Ins Co NE 813 1,962,984 358,388 3.35 73.497 81368241 304 Prudential Ins Co Of Amer NJ 868 1,943,081 772,152 3.31 76.808 86869000 860 Northwestern Long Term Care Ins Co WI 597 1,810,323 277,834 3.09 79.899 59765005 4 RiverSource Life Ins Co MN 905 1,750,003 1,064,208 2.98 82.8710 905

** STATE TOTAL** 39,502 58,642,170 66,917,005 100.00 100.0011 41,022

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

MARYLAND

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 30,003 82,605,390 80,124,780 27.63 27.631 32,17665838 904 John Hancock Life Ins Co USA MI 25,121 55,893,649 59,461,666 18.70 46.332 25,12120443 218 Continental Cas Co IL 11,691 21,824,097 34,281,297 7.30 53.633 11,69165978 241 Metropolitan Life Ins Co NY 10,202 17,246,840 13,212,881 5.77 59.394 10,20262235 565 Unum Life Ins Co Of Amer ME 18,719 15,277,003 21,822,499 5.11 64.505 18,71965935 435 Massachusetts Mut Life Ins Co MA 3,443 12,980,900 2,777,282 4.34 68.856 4,61068241 304 Prudential Ins Co Of Amer NJ 6,184 12,635,064 7,540,952 4.23 73.077 6,18469000 860 Northwestern Long Term Care Ins Co WI 3,188 10,257,231 1,642,502 3.43 76.508 3,18887726 4932 Brighthouse Life Ins Co DE 2,972 9,208,993 11,000,280 3.08 79.589 2,97266915 826 New York Life Ins Co NY 3,390 6,820,922 1,843,976 2.28 81.8710 3,390

** STATE TOTAL** 140,840 298,967,516 289,607,380 100.00 100.0011 145,824

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

MASSACHUSETTS

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 33,142 79,474,603 73,761,907 23.50 23.501 36,68765838 904 John Hancock Life Ins Co USA MI 31,257 65,947,086 54,022,816 19.50 43.002 31,59562235 565 Unum Life Ins Co Of Amer ME 37,644 32,462,351 49,837,349 9.60 52.603 37,64465978 241 Metropolitan Life Ins Co NY 14,491 26,702,269 25,304,753 7.90 60.504 14,49168241 304 Prudential Ins Co Of Amer NJ 7,676 15,151,066 5,271,547 4.48 64.985 7,67669000 860 Northwestern Long Term Care Ins Co WI 4,404 14,898,137 4,304,936 4.41 69.386 4,40486231 468 Transamerica Life Ins Co IA 5,630 11,462,010 11,652,477 3.39 72.777 5,64320443 218 Continental Cas Co IL 6,078 10,899,757 22,412,411 3.22 76.008 6,07887726 4932 Brighthouse Life Ins Co DE 3,819 10,189,080 24,367,210 3.01 79.019 3,81971412 261 Mutual Of Omaha Ins Co NE 3,731 9,986,252 2,471,200 2.95 81.9610 3,731

** STATE TOTAL** 175,268 338,169,771 327,330,986 100.00 100.0011 181,676

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

MICHIGAN

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 25,016 61,882,807 47,971,096 21.99 21.991 28,56065838 904 John Hancock Life Ins Co USA MI 35,274 49,103,588 32,478,373 17.45 39.442 35,39669000 860 Northwestern Long Term Care Ins Co WI 7,535 21,444,292 4,281,232 7.62 47.053 7,53520443 218 Continental Cas Co IL 10,144 19,069,095 34,439,091 6.78 53.834 10,14465978 241 Metropolitan Life Ins Co NY 16,450 18,228,656 15,306,571 6.48 60.315 16,45068241 304 Prudential Ins Co Of Amer NJ 8,561 14,637,041 4,620,236 5.20 65.516 8,56165005 4 RiverSource Life Ins Co MN 6,518 13,262,790 16,734,236 4.71 70.227 6,51862235 565 Unum Life Ins Co Of Amer ME 23,385 12,333,053 10,688,120 4.38 74.608 23,38561263 233 Bankers Life & Cas Co IL 4,263 9,711,422 5,889,360 3.45 78.059 4,98956014 2938 Thrivent Financial For Lutherans WI 4,339 7,793,073 11,140,767 2.77 80.8210 4,816

** STATE TOTAL** 169,945 281,440,725 227,399,966 100.00 100.0011 176,556

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

MINNESOTA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 27,028 65,029,389 32,900,583 19.08 19.081 31,59865838 904 John Hancock Life Ins Co USA MI 18,822 34,591,119 16,201,749 10.15 29.242 19,01286231 468 Transamerica Life Ins Co IA 23,261 34,483,642 65,702,989 10.12 39.363 23,39569000 860 Northwestern Long Term Care Ins Co WI 11,424 27,302,573 4,614,994 8.01 47.374 11,42456014 2938 Thrivent Financial For Lutherans WI 12,769 25,802,151 34,483,854 7.57 54.945 14,86920443 218 Continental Cas Co IL 19,863 22,330,355 16,139,392 6.55 61.506 19,86361263 233 Bankers Life & Cas Co IL 4,347 9,684,272 7,389,602 2.84 64.347 5,41671412 261 Mutual Of Omaha Ins Co NE 4,707 9,408,618 )(60,030,439 2.76 67.108 4,70765978 241 Metropolitan Life Ins Co NY 6,548 9,260,249 8,350,838 2.72 69.829 6,54868241 304 Prudential Ins Co Of Amer NJ 4,698 9,090,374 7,314,051 2.67 72.4810 4,698

** STATE TOTAL** 201,088 340,741,523 242,395,387 100.00 100.0011 211,648

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

MISSISSIPPI

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 5,030 11,822,932 16,132,011 17.31 17.311 5,41265838 904 John Hancock Life Ins Co USA MI 5,958 10,553,135 10,222,009 15.45 32.772 5,96569000 860 Northwestern Long Term Care Ins Co WI 1,680 5,137,207 2,918,304 7.52 40.293 1,68061263 233 Bankers Life & Cas Co IL 1,701 4,310,342 1,963,997 6.31 46.604 2,13565978 241 Metropolitan Life Ins Co NY 2,244 3,127,341 2,027,040 4.58 51.185 2,24466915 826 New York Life Ins Co NY 1,876 3,122,831 1,419,002 4.57 55.766 1,87665935 435 Massachusetts Mut Life Ins Co MA 944 3,068,315 667,178 4.49 60.257 1,25271412 261 Mutual Of Omaha Ins Co NE 1,506 2,957,210 3,109,116 4.33 64.588 1,50668896 0 Southern Farm Bureau Life Ins Co MS 1,660 2,917,306 )(2,165,300 4.27 68.859 1,66025178 176 State Farm Mut Auto Ins Co IL 1,796 2,896,321 2,476,869 4.24 73.0910 1,796

** STATE TOTAL** 39,281 68,287,166 61,654,499 100.00 100.0011 40,993

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

MISSOURI

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 23,735 52,513,185 50,818,500 20.29 20.291 26,54665838 904 John Hancock Life Ins Co USA MI 20,399 32,637,437 23,004,469 12.61 32.902 20,58265978 241 Metropolitan Life Ins Co NY 12,481 18,004,743 15,356,828 6.96 39.863 12,48169000 860 Northwestern Long Term Care Ins Co WI 6,369 16,976,826 2,607,813 6.56 46.424 6,36962235 565 Unum Life Ins Co Of Amer ME 27,953 16,545,141 13,572,090 6.39 52.815 27,95361263 233 Bankers Life & Cas Co IL 6,237 15,288,377 13,602,138 5.91 58.726 7,77786231 468 Transamerica Life Ins Co IA 6,846 13,784,481 17,946,152 5.33 64.047 6,92771412 261 Mutual Of Omaha Ins Co NE 5,150 10,519,236 8,372,995 4.06 68.118 5,15025178 176 State Farm Mut Auto Ins Co IL 4,251 9,756,465 7,052,837 3.77 71.889 4,25120443 218 Continental Cas Co IL 4,974 7,897,877 6,348,624 3.05 74.9310 4,974

** STATE TOTAL** 155,421 258,810,984 233,032,946 100.00 100.0011 162,871

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

MONTANA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 2,672 5,642,219 1,662,162 14.26 14.261 2,98671471 4824 Ability Ins Co NE 1,916 4,429,477 5,683,386 11.19 25.452 1,91665838 904 John Hancock Life Ins Co USA MI 1,979 4,089,245 1,484,681 10.33 35.783 1,99169000 860 Northwestern Long Term Care Ins Co WI 1,047 2,775,145 89,437 7.01 42.794 1,04756014 2938 Thrivent Financial For Lutherans WI 1,439 2,771,896 7,725,396 7.00 49.795 1,60586231 468 Transamerica Life Ins Co IA 1,396 2,613,833 3,140,308 6.60 56.406 1,44762235 565 Unum Life Ins Co Of Amer ME 7,144 2,328,457 1,785,411 5.88 62.287 7,14471412 261 Mutual Of Omaha Ins Co NE 779 1,731,553 1,453,071 4.37 66.668 77961263 233 Bankers Life & Cas Co IL 807 1,696,823 1,198,769 4.29 70.949 1,01266915 826 New York Life Ins Co NY 858 1,600,781 431,877 4.04 74.9910 858

** STATE TOTAL** 25,669 39,578,401 32,472,777 100.00 100.0011 26,677

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

NEBRASKA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 13,567 31,266,672 24,155,137 19.16 19.161 15,18965838 904 John Hancock Life Ins Co USA MI 6,535 11,803,418 7,591,943 7.23 26.392 6,54771412 261 Mutual Of Omaha Ins Co NE 5,868 11,122,189 9,600,541 6.82 33.213 5,86871471 4824 Ability Ins Co NE 3,205 10,034,367 11,601,040 6.15 39.364 3,20561263 233 Bankers Life & Cas Co IL 3,308 8,809,124 5,972,739 5.40 44.765 4,16256014 2938 Thrivent Financial For Lutherans WI 4,913 8,640,015 19,403,261 5.29 50.056 5,45969000 860 Northwestern Long Term Care Ins Co WI 3,679 8,607,191 559,500 5.27 55.327 3,67986231 468 Transamerica Life Ins Co IA 3,769 7,555,404 13,969,364 4.63 59.958 3,88620443 218 Continental Cas Co IL 4,576 6,182,107 8,214,836 3.79 63.749 4,57625178 176 State Farm Mut Auto Ins Co IL 2,341 5,090,720 4,877,967 3.12 66.8610 2,341

** STATE TOTAL** 85,459 163,187,233 178,540,201 100.00 100.0011 90,548

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

NEVADA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 5,714 13,081,902 13,443,776 26.96 26.961 6,17462235 565 Unum Life Ins Co Of Amer ME 11,909 6,067,755 3,065,659 12.51 39.472 11,90965838 904 John Hancock Life Ins Co USA MI 2,785 5,396,217 3,639,686 11.12 50.593 2,79265978 241 Metropolitan Life Ins Co NY 1,900 2,784,179 2,893,061 5.74 56.334 1,90061263 233 Bankers Life & Cas Co IL 919 2,184,091 2,505,355 4.50 60.835 1,14066915 826 New York Life Ins Co NY 927 1,949,453 232,993 4.02 64.856 92769000 860 Northwestern Long Term Care Ins Co WI 730 1,843,006 1,333,087 3.80 68.657 73025178 176 State Farm Mut Auto Ins Co IL 894 1,805,212 212,312 3.72 72.378 89471412 261 Mutual Of Omaha Ins Co NE 688 1,493,046 2,641,495 3.08 75.459 68820443 218 Continental Cas Co IL 929 1,460,392 4,211,696 3.01 78.4610 929

** STATE TOTAL** 33,105 48,516,312 44,499,900 100.00 100.0011 34,246

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

NEW HAMPSHIRE

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 5,945 13,622,728 14,913,996 23.60 23.601 6,72065838 904 John Hancock Life Ins Co USA MI 4,736 9,493,947 5,997,977 16.44 40.042 4,76961263 233 Bankers Life & Cas Co IL 2,310 5,598,632 7,984,310 9.70 49.743 2,81565978 241 Metropolitan Life Ins Co NY 2,595 4,605,081 1,280,300 7.98 57.714 2,59569000 860 Northwestern Long Term Care Ins Co WI 1,076 3,876,561 1,079,437 6.71 64.435 1,07662235 565 Unum Life Ins Co Of Amer ME 4,924 3,368,743 10,591,303 5.83 70.266 4,92471412 261 Mutual Of Omaha Ins Co NE 939 2,337,741 1,105,297 4.05 74.317 93965005 4 RiverSource Life Ins Co MN 966 1,979,314 6,641,889 3.43 77.748 96686231 468 Transamerica Life Ins Co IA 774 1,718,447 2,278,109 2.98 80.729 77920443 218 Continental Cas Co IL 932 1,535,661 )(4,848,267 2.66 83.3810 932

** STATE TOTAL** 29,438 57,734,628 60,834,867 100.00 100.0011 31,064

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

NEW JERSEY

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 43,074 117,220,341 142,539,805 24.95 24.951 46,83965838 904 John Hancock Life Ins Co USA MI 35,632 78,187,822 51,629,499 16.64 41.592 35,76365978 241 Metropolitan Life Ins Co NY 26,736 43,527,551 45,745,030 9.27 50.863 26,73668241 304 Prudential Ins Co Of Amer NJ 17,681 36,812,601 20,125,667 7.84 58.704 17,68162235 565 Unum Life Ins Co Of Amer ME 20,089 33,451,399 27,183,147 7.12 65.825 20,08987726 4932 Brighthouse Life Ins Co DE 6,146 24,575,076 50,663,756 5.23 71.056 6,14620443 218 Continental Cas Co IL 13,145 23,049,722 39,616,815 4.91 75.957 13,14569000 860 Northwestern Long Term Care Ins Co WI 5,599 18,071,725 2,479,867 3.85 79.808 5,59971412 261 Mutual Of Omaha Ins Co NE 5,054 13,512,217 5,532,569 2.88 82.689 5,05465935 435 Massachusetts Mut Life Ins Co MA 2,859 10,040,643 2,389,899 2.14 84.8110 3,521

** STATE TOTAL** 206,605 469,795,969 457,159,114 100.00 100.0011 213,261

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

NEW MEXICO

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 5,876 12,297,195 15,208,820 26.54 26.541 6,84665838 904 John Hancock Life Ins Co USA MI 4,352 7,438,862 4,419,072 16.06 42.602 4,36865978 241 Metropolitan Life Ins Co NY 1,911 2,769,797 2,961,224 5.98 48.583 1,91169000 860 Northwestern Long Term Care Ins Co WI 1,112 2,617,812 )(375,486 5.65 54.234 1,11262235 565 Unum Life Ins Co Of Amer ME 15,892 2,243,197 1,672,445 4.84 59.075 15,89271412 261 Mutual Of Omaha Ins Co NE 1,470 2,185,950 1,851,028 4.72 63.796 1,47066915 826 New York Life Ins Co NY 1,102 2,144,634 764,345 4.63 68.427 1,10225178 176 State Farm Mut Auto Ins Co IL 902 1,646,004 1,475,073 3.55 71.978 90271404 0 Continental Gen Ins Co TX 1,232 1,634,021 2,679,694 3.53 75.509 1,23168241 304 Prudential Ins Co Of Amer NJ 738 1,537,680 843,022 3.32 78.8210 738

** STATE TOTAL** 40,011 46,327,148 41,870,950 100.00 100.0011 41,343

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

NEW YORK

LivesInforce

End of Year

72990 4011 Genworth Life Ins Co of NY NY 78,790 246,397,347 257,909,452 24.92 24.921 82,14793610 904 John Hancock Life & Hlth Ins Co MA 51,597 161,830,619 193,371,682 16.36 41.282 51,59765978 241 Metropolitan Life Ins Co NY 48,628 97,782,396 82,977,490 9.89 51.173 48,62864297 565 First Unum Life Ins Co NY 38,708 68,898,486 177,811,650 6.97 58.134 38,70887726 4932 Brighthouse Life Ins Co DE 18,438 60,537,153 182,637,350 6.12 64.255 18,43868241 304 Prudential Ins Co Of Amer NJ 25,837 56,185,789 33,806,601 5.68 69.946 25,83783437 1186 MedAmerica Ins Co of NY NY 21,459 46,163,727 72,296,442 4.67 74.607 21,45969000 860 Northwestern Long Term Care Ins Co WI 11,938 39,946,113 7,848,060 4.04 78.648 11,93820443 218 Continental Cas Co IL 21,054 35,850,321 112,771,548 3.63 82.279 21,05465838 904 John Hancock Life Ins Co USA MI 21,305 28,034,007 20,194,010 2.83 85.1010 21,305

** STATE TOTAL** 393,910 988,944,590 1,256,828,659 100.00 100.0011 400,093

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

NORTH CAROLINA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 36,345 80,318,681 97,275,521 23.78 23.781 40,25065838 904 John Hancock Life Ins Co USA MI 29,263 52,246,821 41,246,477 15.47 39.262 29,48269000 860 Northwestern Long Term Care Ins Co WI 10,605 26,927,910 5,680,285 7.97 47.233 10,60561263 233 Bankers Life & Cas Co IL 8,144 18,177,390 13,597,405 5.38 52.614 10,23365978 241 Metropolitan Life Ins Co NY 12,264 18,037,796 16,102,519 5.34 57.955 12,26471412 261 Mutual Of Omaha Ins Co NE 6,163 12,961,154 7,698,550 3.84 61.796 6,16362235 565 Unum Life Ins Co Of Amer ME 18,100 12,409,160 14,309,477 3.67 65.477 18,10071404 0 Continental Gen Ins Co TX 6,014 11,437,394 35,704,793 3.39 68.858 5,73168241 304 Prudential Ins Co Of Amer NJ 5,233 9,807,475 4,726,377 2.90 71.769 5,23320443 218 Continental Cas Co IL 6,503 9,189,137 2,669,932 2.72 74.4810 6,503

** STATE TOTAL** 180,936 337,703,456 334,067,488 100.00 100.0011 189,519

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

NORTH DAKOTA

LivesInforce

End of Year

86231 468 Transamerica Life Ins Co IA 5,942 13,575,333 28,498,935 20.49 20.491 6,44770025 4011 Genworth Life Ins Co DE 3,059 7,189,233 6,661,129 10.85 31.342 3,54356014 2938 Thrivent Financial For Lutherans WI 3,482 6,701,284 15,418,405 10.12 41.463 4,06565838 904 John Hancock Life Ins Co USA MI 2,651 5,958,764 2,540,041 8.99 50.454 2,66071412 261 Mutual Of Omaha Ins Co NE 2,311 4,812,623 10,969,416 7.26 57.725 2,31169515 1186 Medamerica Ins Co PA 2,696 4,406,550 1,630,615 6.65 64.376 2,69669000 860 Northwestern Long Term Care Ins Co WI 1,175 2,586,140 747,779 3.90 68.277 1,17555891 0 Noridian Mut Ins Co ND 1,204 1,616,794 1,694,891 2.44 70.728 1,20471471 4824 Ability Ins Co NE 495 1,328,823 1,052,451 2.01 72.729 49558033 0 Knights Of Columbus CT 891 1,306,387 813,186 1.97 74.6910 891

** STATE TOTAL** 33,030 66,246,788 86,700,638 100.00 100.0011 35,305

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

OHIO

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 43,041 101,111,806 92,630,845 25.12 25.121 47,78765838 904 John Hancock Life Ins Co USA MI 30,944 58,450,523 45,152,885 14.52 39.642 31,48068241 304 Prudential Ins Co Of Amer NJ 20,531 36,007,892 20,719,668 8.94 48.583 20,53169000 860 Northwestern Long Term Care Ins Co WI 9,601 25,965,198 4,986,185 6.45 55.034 9,60165978 241 Metropolitan Life Ins Co NY 13,197 19,791,940 20,073,258 4.92 59.955 13,19762235 565 Unum Life Ins Co Of Amer ME 31,197 17,751,871 24,297,473 4.41 64.366 31,19720443 218 Continental Cas Co IL 9,234 17,152,905 17,506,457 4.26 68.627 9,23471412 261 Mutual Of Omaha Ins Co NE 5,753 11,408,673 3,914,259 2.83 71.458 5,75365005 4 RiverSource Life Ins Co MN 5,828 11,156,908 15,063,037 2.77 74.229 5,82861263 233 Bankers Life & Cas Co IL 3,752 8,741,458 9,403,596 2.17 76.4010 4,524

** STATE TOTAL** 226,111 402,557,330 367,985,327 100.00 100.0011 236,107

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

OKLAHOMA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 8,891 20,461,874 21,527,931 22.14 22.141 9,71465838 904 John Hancock Life Ins Co USA MI 7,166 11,611,761 7,696,379 12.56 34.702 7,19661263 233 Bankers Life & Cas Co IL 2,061 4,648,632 5,284,287 5.03 39.733 2,58265978 241 Metropolitan Life Ins Co NY 3,673 4,568,134 4,754,337 4.94 44.684 3,67369000 860 Northwestern Long Term Care Ins Co WI 1,595 4,093,695 2,873,527 4.43 49.115 1,59525178 176 State Farm Mut Auto Ins Co IL 2,219 3,889,371 4,331,808 4.21 53.316 2,21966915 826 New York Life Ins Co NY 2,274 3,831,215 1,107,863 4.15 57.467 2,27486231 468 Transamerica Life Ins Co IA 2,230 3,600,193 7,838,046 3.90 61.368 2,25162235 565 Unum Life Ins Co Of Amer ME 6,959 3,176,911 3,146,768 3.44 64.799 6,95971412 261 Mutual Of Omaha Ins Co NE 1,629 3,148,603 3,205,323 3.41 68.2010 1,629

** STATE TOTAL** 56,472 92,420,401 110,685,456 100.00 100.0011 59,281

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

OREGON

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 9,941 26,500,682 21,033,381 18.54 18.541 11,19365838 904 John Hancock Life Ins Co USA MI 9,682 18,173,473 12,704,460 12.72 31.262 10,03362235 565 Unum Life Ins Co Of Amer ME 19,282 16,462,156 11,530,101 11.52 42.783 19,28269000 860 Northwestern Long Term Care Ins Co WI 3,069 9,449,256 4,543,495 6.61 49.394 3,06965978 241 Metropolitan Life Ins Co NY 5,068 8,144,819 4,132,640 5.70 55.095 5,06861263 233 Bankers Life & Cas Co IL 3,244 7,842,442 6,068,198 5.49 60.586 3,93620443 218 Continental Cas Co IL 4,106 7,310,827 16,448,144 5.12 65.707 4,10625178 176 State Farm Mut Auto Ins Co IL 3,413 7,130,900 5,774,294 4.99 70.698 3,41371412 261 Mutual Of Omaha Ins Co NE 2,147 4,327,020 1,589,151 3.03 73.729 2,14786231 468 Transamerica Life Ins Co IA 2,346 3,803,561 2,050,563 2.66 76.3810 2,348

** STATE TOTAL** 79,279 142,900,959 113,401,972 100.00 100.0011 82,780

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

PENNSYLVANIA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 48,303 128,379,334 106,710,075 25.79 25.791 52,79365838 904 John Hancock Life Ins Co USA MI 33,802 70,305,233 47,911,919 14.12 39.912 33,80220443 218 Continental Cas Co IL 18,022 36,113,920 43,699,106 7.25 47.173 18,02265978 241 Metropolitan Life Ins Co NY 22,424 35,628,460 26,267,842 7.16 54.334 22,42462235 565 Unum Life Ins Co Of Amer ME 29,858 26,609,206 37,315,525 5.35 59.675 29,85869000 860 Northwestern Long Term Care Ins Co WI 6,876 19,522,318 5,410,500 3.92 63.596 6,87668241 304 Prudential Ins Co Of Amer NJ 9,163 18,215,242 8,822,472 3.66 67.257 9,16371412 261 Mutual Of Omaha Ins Co NE 5,560 12,704,542 5,345,403 2.55 69.818 5,56065005 4 RiverSource Life Ins Co MN 6,051 12,561,043 17,105,912 2.52 72.339 6,05165935 435 Massachusetts Mut Life Ins Co MA 4,654 12,297,574 8,542,789 2.47 74.8010 6,049

** STATE TOTAL** 246,072 497,780,834 458,285,423 100.00 100.0011 256,801

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

PUERTO RICO

LivesInforce

End of Year

65935 435 Massachusetts Mut Life Ins Co MA 547 1,128,688 8,233 38.95 38.951 61771412 261 Mutual Of Omaha Ins Co NE 651 1,097,042 4,091 37.85 76.802 65165838 904 John Hancock Life Ins Co USA MI 239 274,334 )(89,399 9.47 86.273 23987726 4932 Brighthouse Life Ins Co DE 26 119,145 945,328 4.11 90.384 2660380 370 American Family Life Assur Co of Col NE 77 97,515 19,656 3.36 93.745 7820443 218 Continental Cas Co IL 74 69,903 172 2.41 96.166 7458033 0 Knights Of Columbus CT 81 57,887 109,591 2.00 98.157 8165978 241 Metropolitan Life Ins Co NY 106 49,492 211,520 1.71 99.868 10670025 4011 Genworth Life Ins Co DE 7 2,261 0 0.08 99.949 765919 4750 Primerica Life Ins Co TN 3 1,766 0 0.06 100.0010 3

** STATE TOTAL** 1,812 2,898,033 1,278,559 100.00 100.0011 1,883

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

RHODE ISLAND

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 3,959 10,085,521 16,655,384 25.61 25.611 4,47065838 904 John Hancock Life Ins Co USA MI 3,831 8,279,589 8,413,371 21.03 46.642 4,02965978 241 Metropolitan Life Ins Co NY 2,520 3,909,974 3,319,614 9.93 56.573 2,52062235 565 Unum Life Ins Co Of Amer ME 2,056 2,638,325 5,007,098 6.70 63.274 2,05669000 860 Northwestern Long Term Care Ins Co WI 792 2,309,944 387,990 5.87 69.145 79261263 233 Bankers Life & Cas Co IL 778 1,561,460 659,362 3.97 73.116 89271412 261 Mutual Of Omaha Ins Co NE 538 1,465,562 486,533 3.72 76.837 53887726 4932 Brighthouse Life Ins Co DE 427 1,261,924 1,302,406 3.20 80.038 42765005 4 RiverSource Life Ins Co MN 456 916,757 1,523,030 2.33 82.369 45686231 468 Transamerica Life Ins Co IA 331 796,252 235,922 2.02 84.3810 331

** STATE TOTAL** 18,796 39,373,820 46,223,333 100.00 100.0011 19,892

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

SOUTH CAROLINA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 17,854 43,312,023 57,687,333 25.52 25.521 19,34165838 904 John Hancock Life Ins Co USA MI 13,019 24,991,209 15,840,729 14.73 40.252 13,08868241 304 Prudential Ins Co Of Amer NJ 8,135 14,701,984 7,321,101 8.66 48.923 8,13569000 860 Northwestern Long Term Care Ins Co WI 3,727 10,052,511 3,538,174 5.92 54.844 3,72765978 241 Metropolitan Life Ins Co NY 4,973 7,159,071 5,550,714 4.22 59.065 4,97361263 233 Bankers Life & Cas Co IL 2,442 6,443,710 4,970,372 3.80 62.866 2,98671412 261 Mutual Of Omaha Ins Co NE 3,027 5,890,553 2,958,666 3.47 66.337 3,02786231 468 Transamerica Life Ins Co IA 2,606 5,356,213 7,041,368 3.16 69.488 2,61965935 435 Massachusetts Mut Life Ins Co MA 1,832 5,308,581 2,053,961 3.13 72.619 2,43566915 826 New York Life Ins Co NY 2,268 4,577,918 1,462,839 2.70 75.3110 2,268

** STATE TOTAL** 89,472 169,690,428 160,660,366 100.00 100.0011 92,592

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

SOUTH DAKOTA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 4,639 11,540,730 8,860,935 15.83 15.831 5,25356014 2938 Thrivent Financial For Lutherans WI 3,348 6,345,113 11,839,659 8.71 24.542 3,84071412 261 Mutual Of Omaha Ins Co NE 3,043 6,201,385 10,038,642 8.51 33.053 3,04365838 904 John Hancock Life Ins Co USA MI 2,706 5,438,649 3,567,104 7.46 40.514 2,73486231 468 Transamerica Life Ins Co IA 2,432 5,107,202 8,334,592 7.01 47.525 2,56569000 860 Northwestern Long Term Care Ins Co WI 1,909 4,758,321 247,193 6.53 54.056 1,90971471 4824 Ability Ins Co NE 1,585 4,211,700 7,386,003 5.78 59.827 1,58566915 826 New York Life Ins Co NY 2,150 4,001,232 1,563,225 5.49 65.318 2,15062235 565 Unum Life Ins Co Of Amer ME 9,989 2,726,761 1,475,121 3.74 69.069 9,98925178 176 State Farm Mut Auto Ins Co IL 1,056 2,539,501 1,399,161 3.48 72.5410 1,056

** STATE TOTAL** 43,602 72,885,448 77,405,328 100.00 100.0011 45,460

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

TENNESSEE

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 23,816 52,868,971 65,866,061 23.82 23.821 25,98065838 904 John Hancock Life Ins Co USA MI 15,836 28,245,649 25,545,833 12.73 36.552 15,92769000 860 Northwestern Long Term Care Ins Co WI 6,660 16,937,136 3,036,503 7.63 44.183 6,66065978 241 Metropolitan Life Ins Co NY 12,595 16,759,097 15,230,180 7.55 51.744 12,59562235 565 Unum Life Ins Co Of Amer ME 27,704 14,057,415 9,860,339 6.33 58.075 27,70420443 218 Continental Cas Co IL 5,754 10,453,979 13,977,316 4.71 62.786 5,75461263 233 Bankers Life & Cas Co IL 3,347 7,894,548 5,551,619 3.56 66.347 4,14771412 261 Mutual Of Omaha Ins Co NE 3,549 7,266,729 2,990,186 3.27 69.618 3,54969515 1186 Medamerica Ins Co PA 4,862 6,545,161 3,506,089 2.95 72.569 4,86286231 468 Transamerica Life Ins Co IA 3,104 6,470,622 7,343,224 2.92 75.4810 3,125

** STATE TOTAL** 134,758 221,915,145 217,773,376 100.00 100.0011 139,580

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

TEXAS

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 63,886 155,636,755 116,185,538 22.49 22.491 69,85765838 904 John Hancock Life Ins Co USA MI 62,572 97,132,961 63,559,050 14.04 36.532 62,57269000 860 Northwestern Long Term Care Ins Co WI 13,139 33,462,575 8,630,873 4.84 41.363 13,13965978 241 Metropolitan Life Ins Co NY 26,381 32,227,421 31,636,851 4.66 46.024 26,38186231 468 Transamerica Life Ins Co IA 16,640 32,009,810 45,788,588 4.63 50.655 16,85120443 218 Continental Cas Co IL 21,240 29,033,147 )(17,744,186 4.20 54.846 21,24071412 261 Mutual Of Omaha Ins Co NE 14,582 28,024,145 16,681,329 4.05 58.897 14,58262235 565 Unum Life Ins Co Of Amer ME 49,300 27,651,991 34,288,866 4.00 62.898 49,30061263 233 Bankers Life & Cas Co IL 12,190 26,879,401 9,228,772 3.88 66.779 14,59266915 826 New York Life Ins Co NY 12,189 23,742,831 8,279,936 3.43 70.2010 12,189

** STATE TOTAL** 410,025 691,989,432 556,488,239 100.00 100.0011 424,986

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

U.S. VIRGIN ISLANDS

LivesInforce

End of Year

65978 241 Metropolitan Life Ins Co NY 40 68,904 143,582 46.54 46.541 4020443 218 Continental Cas Co IL 19 27,699 180,913 18.71 65.252 1971412 261 Mutual Of Omaha Ins Co NE 14 19,231 1,556 12.99 78.253 1487726 4932 Brighthouse Life Ins Co DE 5 14,483 0 9.78 88.034 565838 904 John Hancock Life Ins Co USA MI 4 10,166 )(13 6.87 94.905 470025 4011 Genworth Life Ins Co DE 1 4,124 0 2.79 97.686 160380 370 American Family Life Assur Co of Col NE 4 2,774 0 1.87 99.557 476325 0 Senior Hlth Ins Co of PA PA 1 659 )(62 0.45 100.008 169868 261 United Of Omaha Life Ins Co NE 1 0 0 0.00 100.009 1

** STATE TOTAL** 89 148,040 325,976 100.00 100.0011 89

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

UTAH

LivesInforce

End of Year

68241 304 Prudential Ins Co Of Amer NJ 5,672 8,229,796 3,337,455 17.57 17.571 5,67270025 4011 Genworth Life Ins Co DE 3,834 7,865,438 4,935,306 16.79 34.372 4,28365838 904 John Hancock Life Ins Co USA MI 2,728 4,105,022 3,038,407 8.77 43.133 2,74769000 860 Northwestern Long Term Care Ins Co WI 1,505 3,707,579 154,309 7.92 51.054 1,50565978 241 Metropolitan Life Ins Co NY 3,056 3,369,644 1,749,456 7.20 58.245 3,05620443 218 Continental Cas Co IL 1,665 2,159,667 )(6,147,772 4.61 62.866 1,66571412 261 Mutual Of Omaha Ins Co NE 958 1,712,085 1,019,346 3.66 66.517 95861263 233 Bankers Life & Cas Co IL 633 1,461,261 1,198,077 3.12 69.638 81562235 565 Unum Life Ins Co Of Amer ME 2,376 1,433,809 )(921,059 3.06 72.699 2,37660054 1 Aetna Life Ins Co CT 1,580 1,406,342 2,123,204 3.00 75.7010 1,580

** STATE TOTAL** 31,352 46,832,666 20,912,469 100.00 100.0011 32,468

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

VERMONT

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 3,548 8,108,589 11,733,823 32.91 32.911 4,48265838 904 John Hancock Life Ins Co USA MI 1,834 3,203,400 931,488 13.00 45.912 1,84465978 241 Metropolitan Life Ins Co NY 1,124 1,856,464 1,102,652 7.53 53.453 1,12461263 233 Bankers Life & Cas Co IL 802 1,382,465 2,544,937 5.61 59.064 99562235 565 Unum Life Ins Co Of Amer ME 2,589 1,371,838 4,013,443 5.57 64.635 2,58971412 261 Mutual Of Omaha Ins Co NE 538 1,248,007 208,597 5.07 69.696 53869000 860 Northwestern Long Term Care Ins Co WI 333 1,172,965 222,954 4.76 74.457 33386231 468 Transamerica Life Ins Co IA 493 926,630 802,414 3.76 78.218 49366915 826 New York Life Ins Co NY 437 812,263 )(243,004 3.30 81.519 43787726 4932 Brighthouse Life Ins Co DE 381 689,220 3,271,050 2.80 84.3110 381

** STATE TOTAL** 14,367 24,638,324 26,934,358 100.00 100.0011 15,581

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

VIRGINIA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 57,104 118,506,914 91,065,112 27.92 27.921 62,42065838 904 John Hancock Life Ins Co USA MI 43,462 85,502,261 75,339,183 20.15 48.072 43,60965978 241 Metropolitan Life Ins Co NY 15,972 22,220,977 16,776,239 5.24 53.303 15,97269000 860 Northwestern Long Term Care Ins Co WI 7,430 21,237,823 4,128,310 5.00 58.314 7,43062235 565 Unum Life Ins Co Of Amer ME 17,966 17,489,957 17,050,227 4.12 62.435 17,96620443 218 Continental Cas Co IL 11,026 16,656,598 21,447,907 3.92 66.356 11,02671412 261 Mutual Of Omaha Ins Co NE 8,961 14,855,491 12,383,071 3.50 69.857 8,96165935 435 Massachusetts Mut Life Ins Co MA 4,411 14,030,939 4,382,861 3.31 73.168 5,76266915 826 New York Life Ins Co NY 6,532 12,451,150 6,378,581 2.93 76.099 6,53286231 468 Transamerica Life Ins Co IA 5,793 12,396,233 9,711,388 2.92 79.0110 5,835

** STATE TOTAL** 230,691 424,411,145 350,568,518 100.00 100.0011 240,431

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

WASHINGTON

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 27,234 67,035,418 67,830,521 22.33 22.331 31,15865838 904 John Hancock Life Ins Co USA MI 22,394 40,517,038 19,148,494 13.50 35.822 22,67086231 468 Transamerica Life Ins Co IA 10,138 19,340,690 22,065,216 6.44 42.273 10,17461263 233 Bankers Life & Cas Co IL 7,233 18,640,052 9,691,033 6.21 48.474 8,62362235 565 Unum Life Ins Co Of Amer ME 36,615 18,631,058 15,617,838 6.21 54.685 36,61569000 860 Northwestern Long Term Care Ins Co WI 5,267 15,348,520 4,536,047 5.11 59.796 5,26765978 241 Metropolitan Life Ins Co NY 8,610 14,615,083 6,987,896 4.87 64.667 8,61071412 261 Mutual Of Omaha Ins Co NE 4,238 9,167,443 3,320,474 3.05 67.718 4,23866915 826 New York Life Ins Co NY 4,355 8,820,610 3,542,399 2.94 70.659 4,35590611 761 Allianz Life Ins Co Of N Amer MN 4,000 8,700,624 16,753,894 2.90 73.5510 4,658

** STATE TOTAL** 171,697 300,231,976 256,405,917 100.00 100.0011 179,545

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

WEST VIRGINIA

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 4,010 8,632,553 6,758,890 27.05 27.051 4,46869000 860 Northwestern Long Term Care Ins Co WI 1,690 4,926,925 2,069,401 15.44 42.492 1,69065978 241 Metropolitan Life Ins Co NY 1,848 2,630,963 3,904,693 8.24 50.743 1,84865838 904 John Hancock Life Ins Co USA MI 1,367 2,198,637 1,126,967 6.89 57.634 1,37461263 233 Bankers Life & Cas Co IL 1,041 2,128,705 1,618,369 6.67 64.305 1,23062235 565 Unum Life Ins Co Of Amer ME 6,868 1,679,689 1,020,285 5.26 69.566 6,86865005 4 RiverSource Life Ins Co MN 591 1,171,081 23,333 3.67 73.237 59171412 261 Mutual Of Omaha Ins Co NE 531 1,153,539 704,793 3.61 76.858 53125178 176 State Farm Mut Auto Ins Co IL 490 1,017,432 1,118,424 3.19 80.049 49020443 218 Continental Cas Co IL 474 754,347 1,218,125 2.36 82.4010 474

** STATE TOTAL** 22,054 31,910,202 25,289,804 100.00 100.0011 22,924

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

WISCONSIN

LivesInforce

End of Year

69000 860 Northwestern Long Term Care Ins Co WI 14,981 44,692,609 10,189,540 17.25 17.251 14,98170025 4011 Genworth Life Ins Co DE 18,178 44,416,825 43,499,135 17.14 34.382 20,88065838 904 John Hancock Life Ins Co USA MI 15,727 32,337,004 17,291,887 12.48 46.863 15,86256014 2938 Thrivent Financial For Lutherans WI 10,069 19,229,904 26,032,291 7.42 54.284 10,90186231 468 Transamerica Life Ins Co IA 8,261 18,338,556 17,417,199 7.08 61.365 8,28461263 233 Bankers Life & Cas Co IL 4,656 10,793,672 8,333,741 4.16 65.526 5,64162235 565 Unum Life Ins Co Of Amer ME 13,673 8,660,611 8,976,444 3.34 68.867 13,67365978 241 Metropolitan Life Ins Co NY 4,925 8,241,783 5,890,751 3.18 72.058 4,92571412 261 Mutual Of Omaha Ins Co NE 3,495 7,083,912 1,554,459 2.73 74.789 3,49520443 218 Continental Cas Co IL 4,291 6,656,073 11,621,075 2.57 77.3510 4,291

** STATE TOTAL** 137,027 259,158,111 226,188,044 100.00 100.0011 148,990

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS LONG-TERM CARE INSURANCE EXPERIENCE REPORTING FORM 5

MARKET SHARE - TOP TEN COMPANIESBY ACTUAL EARNED PREMIUMS

CompanyCode

GroupCode

CompanyName

State ofDomicile

EarnedPremiums

IncurredClaims

MarketShare

Percentage

CummulativeMarketShareRank

Inforce Count

End of Year

WYOMING

LivesInforce

End of Year

70025 4011 Genworth Life Ins Co DE 2,479 5,719,096 5,963,443 26.68 26.681 2,86865838 904 John Hancock Life Ins Co USA MI 855 1,677,090 346,802 7.82 34.502 85766915 826 New York Life Ins Co NY 638 1,222,053 563,037 5.70 40.213 63871412 261 Mutual Of Omaha Ins Co NE 505 1,206,450 )(539,431 5.63 45.834 50525178 176 State Farm Mut Auto Ins Co IL 440 1,097,492 754,381 5.12 50.955 44056014 2938 Thrivent Financial For Lutherans WI 567 1,029,649 633,452 4.80 55.766 60571471 4824 Ability Ins Co NE 340 1,025,754 790,706 4.79 60.547 34069000 860 Northwestern Long Term Care Ins Co WI 369 1,022,989 161,011 4.77 65.328 36965978 241 Metropolitan Life Ins Co NY 647 1,015,960 967,868 4.74 70.069 64761263 233 Bankers Life & Cas Co IL 332 957,781 725,243 4.47 74.5210 416

** STATE TOTAL** 10,468 21,435,313 15,296,578 100.00 100.0011 11,114

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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INDEX

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

71471 4824 Ability Ins Co NEAdvantage Capital Grp L X X X X

60054 1 Aetna Life Ins Co CTCVS GRP L X X X X

35963 1289 AF&L Ins Co PAAMERICAN FIDELITY & LIBERTY INC GRP P X X X X

90611 761 Allianz Life Ins Co Of N Amer MNALLIANZ INS GRP L X X X X X

64190 761 Allianz Life Ins Co Of NY NYALLIANZ INS GRP L X X X X

60186 8 Allstate Life Ins Co ILALLSTATE INS GRP L X X X X

10386 473 American Family Ins Co WIAMERICAN FAMILY INS GRP P X X X X

60380 370 American Family Life Assur Co of Col NEAFLAC Grp L X X X X

60526 370 American Family Life Assur Co of NY NYAFLAC Grp L X X X X

19275 473 American Family Mut Ins Co SI WIAMERICAN FAMILY INS GRP P X X X X

60410 330 American Fidelity Assur Co OKAMERICAN FIDELITY CORP GRP L X X X X

60488 12 American Gen Life Ins Co TXAMERICAN INTL GRP L X X X X

60534 8 American Heritage Life Ins Co FLALLSTATE INS GRP L X X X X

60518 4734 American Hlth & Life Ins Co TXApollo Global Mgmt Grp L X X X X

60243 810 American Independent Ntwrk Ins Co NY NYPENN TREATY AMER GRP L X X X X

80624 1199 American Progressive L&H Ins Of NY NYWELLCARE GRP L X X X X

60836 3527 American Republic Ins Co IAAmerican Enterprise Mut Grp L X X X X

60895 619 American United Life Ins Co INOneAmerica Fin Partners Grp L X X X X

61999 449 Americo Fin Life & Ann Ins Co TXFINANCIAL HOLDINGS GRP L X X X

62825 671 Anthem Blue Cross Life & Hlth Ins Co CAAnthem Inc Grp X X X X X

71835 671 Anthem Hlth Plans of VA Inc VAAnthem Inc Grp X X X X X

28207 671 Anthem Ins Co Inc INAnthem Inc Grp X X X X X

71439 4862 Assurity Life Ins Co NEAssurity Grp L X X X X

63932 4734 Athene Life Ins Co of NY NYApollo Global Mgmt Grp L X X X X

61190 280 Auto Owners Life Ins Co MIAUTO OWNERS GRP L X X X X

61212 Baltimore Life Ins Co MD L X X X X

68560 233 Bankers Conseco Life Ins Co NYCNO Financial Grp L X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

61239 587 Bankers Fidelity Life Ins Co GAATLANTIC AMER GRP L X X X X

61263 233 Bankers Life & Cas Co ILCNO Financial Grp L X X X X X

55433 570 BCBS of AL ALBCBS OF AL GRP X X X X X

98167 536 BCBS Of FL FLGuidewell Mut Holding Grp X X X X X

47171 537 BCBS of KC MOBCBS OF KC GRP X X X X X

70729 430 BCBS Of KS Inc KSBCBS of KS GRP L X X X X

54631 758 BCBS of NC Inc NCBCBS OF NC Grp X X X X X

77780 4858 BCBS Of NE NEBCBS of NE Grp X X X X X

38520 661 BCBS Of SC Inc SCBCBS of SC Grp X X X X X

54003 671 BCBS of WI WIAnthem Inc Grp X X X X X

55026 461 BCBSM Inc MNBCBS OF MN GRP X X X X X

38245 23 BCS Ins Co OHBCS INS GRP P X X X X

71714 429 Berkshire Life Ins Co of Amer MAGUARDIAN LIFE GRP L X X X X

61557 2798 Blue Shield of CA Life & Hlth Ins Co CABlue Shield of CA Grp L X X X X

87726 4932 Brighthouse Life Ins Co DEBrighthouse Holdings Grp L X X X X

47058 380 Carefirst of MD Inc MDCAREFIRST INC GRP X X X X X

56030 Catholic Financial Life WI F X

57487 Catholic Order Of Foresters IL F X X X X

61751 690 Central States H & L Co Of Omaha NECENTRAL STATES GRP L X X X X

61859 574 Christian Fidelity Life Ins Co TXAMERCO CORP GRP L X X X X

88064 838 Cincinnati Equitable Life Ins Co OHCINCINNATI EQUITABLE CO GRP L X X X

62626 306 CMFG Life Ins Co IACUNA MUT GRP L X X X X

62049 565 Colonial Life & Accident Ins Co SCUNUM GRP L X X X X X

62065 233 Colonial Penn Life Ins Co PACNO Financial Grp L X X X X

62146 626 Combined Ins Co Of Amer ILChubb Ltd Grp L X X X X

78697 626 Combined Life Ins Co Of NY NYChubb Ltd Grp L X X X X

62308 901 Connecticut Gen Life Ins Co CTCIGNA HLTH GRP L X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

62359 4736 Constitution Life Ins Co TXGGC Grp L X X X X

20443 218 Continental Cas Co ILCNA INS GRP P X X X X

71404 Continental Gen Ins Co TX L X X X X X

68500 1 Continental Life Ins Co Brentwood TNCVS GRP L X X X X

11860 4902 Copic Ins Co COCOPIC Grp P X X X X

62553 50 Country Life Ins Co ILCountry Ins & Fin Serv Grp L X X X X X

71129 917 Dearborn Natl Life Ins Co ILHCSC GRP L X X X X

70769 213 Erie Family Life Ins Co PAERIE INS GRP L X

63177 212 Farmers New World Life Ins Co WAZURICH INS GRP L X X X X

67652 20 First Penn Pacific Life Ins Co INLINCOLN NATL GRP L X X X X X

64297 565 First Unum Life Ins Co NYUNUM GRP L X X X X

38962 31 Genesis Ins Co DEBERKSHIRE HATHAWAY GRP P X X X X

65536 4011 Genworth Life & Ann Ins Co VAGenworth Fin Grp L X X X X

70025 4011 Genworth Life Ins Co DEGenworth Fin Grp L X X X X X

72990 4011 Genworth Life Ins Co of NY NYGenworth Fin Grp L X X X X X

70939 836 Gerber Life Ins Co NYWEST SOUTHERN GRP L X X X X

74101 290 Globe Life Ins Co of NY NYTorchmark Corp Grp L X X X X

62286 707 Golden Rule Ins Co INUNITEDHEALTH GRP L X X X X

63312 84 Great Amer Life Ins Co OHAmerican Financial Grp L X X X X

53007 380 Group Hospitalization & Med Srvcs DCCAREFIRST INC GRP X X X X X

64211 687 Guarantee Trust Life Ins Co ILGUARANTEE TRUST GRP L X X X X

64238 4925 Guaranty Income Life Ins Co IAKuvare Grp L X

70670 917 Health Care Serv Corp A Mut Legal Re ILHCSC GRP X X X X X

78972 671 Healthy Alliance Life Ins Co MOAnthem Inc Grp X X X X X

53287 812 Highmark BCBSD Inc DEHIGHMARK GRP X X X X X

35599 812 Highmark Cas Ins Co PAHIGHMARK GRP P X X X X

54771 812 Highmark Inc PAHIGHMARK GRP X X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

93440 812 HM Life Ins Co PAHIGHMARK GRP L X X X X

54704 936 Independence Hospital Ind Plan Inc PAIndependence Hlth Grp Inc Grp X X X X X

65056 918 Jackson Natl Life Ins Co MIJACKSON NATL GRP L X X X X

65080 19 John Alden Life Ins Co WIAssurant Inc Grp L X X X X

93610 904 John Hancock Life & Hlth Ins Co MAJOHN HANCOCK GRP L X X X X

86375 904 John Hancock Life Ins Co of NY NYJOHN HANCOCK GRP L X

65838 904 John Hancock Life Ins Co USA MIJOHN HANCOCK GRP L X X X X X

95672 601 Kaiser Foundation Hlth Plan of WA WAKAISER FOUNDATION GRP X X X X X

65129 588 Kansas City Life Ins Co MOKANSAS CITY LIFE INS GRP L X

58033 Knights Of Columbus CT F X X X X

65242 836 Lafayette Life Ins Co OHWEST SOUTHERN GRP L X X X X

77720 572 LifeSecure Ins Co MIBCBS OF MI GRP L X X X X

65595 4815 Lincoln Benefit Life Co NEResolution Life Grp L X X X X

62057 20 Lincoln Life & Ann Co of NY NYLINCOLN NATL GRP L X

65676 20 Lincoln Natl Life Ins Co INLINCOLN NATL GRP L X X X X X

76694 769 London Life Reins Co PAGREAT WEST GRP L X X

68446 850 Longevity Ins Co TXPENN MUT GRP L X X X X

81200 438 Louisiana Hlth Serv & Ind Co LALOUISIANA HLTH SERV GRP X X X X X X

65722 901 Loyal Amer Life Ins Co OHCIGNA HLTH GRP L X X X X

65781 450 Madison Natl Life Ins Co Inc WIGENEVE HOLDINGS INC GRP L X X X X

67083 84 Manhattan Natl Life Ins Co OHAmerican Financial Grp L X X X X

61883 1117 ManhattanLife Assur Co of Amer ARManhattan Life Grp L X X X X

65935 435 Massachusetts Mut Life Ins Co MAMASS MUT LIFE INS GRP L X X X X X

69515 1186 Medamerica Ins Co PALifetime HlthCare Grp L X X X X

12967 1186 MedAmerica Ins Co of FL FLLifetime HlthCare Grp L X X X X

83437 1186 MedAmerica Ins Co of NY NYLifetime HlthCare Grp L X X X X

31119 3527 Medico Ins Co IAAmerican Enterprise Mut Grp L X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

65978 241 Metropolitan Life Ins Co NYMETROPOLITAN GRP L X X X X

66087 264 Mid West Natl Life Ins Co Of TN TXHealthMarkets Grp L X X X X

66168 869 Minnesota Life Ins Co MNMINNESOTA MUT GRP L X X X X X

66370 458 Mony Life Ins Co NYPROTECTIVE LIFE INS GRP L X X

71412 261 Mutual Of Omaha Ins Co NEMUTUAL OF OMAHA GRP L X X X X

66583 1211 National Guardian Life Ins Co WINATIONAL GUARDIAN LIFE INS GRP L X X X

30155 National Ins Co Of WI Ins WI P X X X X

66680 634 National Life Ins Co VTNational Life GRP L X X X X

78743 520 New Era Life Ins Co TXNEW ERA LIFE GRP L X X X

91596 826 New York Life Ins & Ann Corp DENEW YORK LIFE GRP L X

66915 826 New York Life Ins Co NYNEW YORK LIFE GRP L X X X X

55891 Noridian Mut Ins Co ND X X X X X

69000 860 Northwestern Long Term Care Ins Co WINORTHWESTERN MUT GRP L X X X X

67091 860 Northwestern Mut Life Ins Co WINORTHWESTERN MUT GRP L X

67199 588 Old Amer Ins Co MOKANSAS CITY LIFE INS GRP L X X X X

88080 261 Omaha Hlth Ins Co NEMUTUAL OF OMAHA GRP X X X X X

56383 Order of United Commercial Travelers OH F X X X X

32069 1309 Patriot Ins Co MEFRANKENMUTH GRP P X X X X

67628 153 Pekin Life Ins Co ILPEKIN INS GRP L X X X X

67660 1 Pennsylvania Life Ins Co PACVS GRP X X X X X

67784 520 Philadelphia Amer Life Ins Co TXNEW ERA LIFE GRP L X X X

80578 367 Physicians Mut Ins Co NEPHYSICIANS MUT GRP L X X X X

47570 962 Premera Blue Cross WAPREMERA BLUE CROSS GRP X X X X X

65919 4750 Primerica Life Ins Co TNPrimerica Grp L X X X X

61271 332 Principal Life Ins Co IAPRINCIPAL FIN GRP L X X X X

68195 565 Provident Life & Accident Ins Co TNUNUM GRP L X X X X X

68209 565 Provident Life & Cas Ins Co TNUNUM GRP L X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

68241 304 Prudential Ins Co Of Amer NJPRUDENTIAL OF AMER GRP L X X X X

68284 4736 Pyramid Life Ins Co KSGGC Grp L X X X X

54933 1207 Regence BCBS of OR ORCambia Health Solutions Inc X X X X X

54550 1207 Regence BCBS of UT UTCambia Health Solutions Inc X X X X X

60131 1207 Regence Blueshield Of ID Inc IDCambia Health Solutions Inc X X X X X

67105 4832 Reliastar Life Ins Co MNVoya Financial Grp L X X X X

65005 4 RiverSource Life Ins Co MNAmeriprise Fin Grp L X X X X X

80594 4 Riversource Life Ins Co Of NY NYAmeriprise Fin Grp L X X X X X

60445 Sagicor Life Ins Co TX L X X X X

76759 1289 Senior Amer Ins Co PAAMERICAN FIDELITY & LIBERTY INC GRP P X X X X

76325 Senior Hlth Ins Co of PA PA L X X X X

24988 169 Sentry Ins A Mut Co WISENTRY INS GRP P X X X X

68810 169 Sentry Life Ins Co WISENTRY INS GRP L X X X X

68896 Southern Farm Bureau Life Ins Co MS L X X X X

86355 408 Standard Life & Accident Ins Co TXAMERICAN NATL FIN GRP L X X X X X

25178 176 State Farm Mut Auto Ins Co ILSTATE FARM GRP P X X X X

69116 619 State Life Ins Co INOneAmerica Fin Partners Grp L X X X X

69132 State Mut Ins Co GA L X X X X X

77399 901 Sterling Life Ins Co ILCIGNA HLTH GRP L X X X

69272 588 Sunset Life Ins Co Of Amer MOKANSAS CITY LIFE INS GRP L X

88072 4926 Talcott Resolution Life Ins Co CTHopmeadow Holdings Grp L X X X X

69345 1216 Teachers Ins & Ann Assoc Of Amer NYTIAA FAMILY GRP L X X X X

76236 244 The Cincinnati Life Ins Co OHCINCINNATI FIN GRP L X X X X

56014 2938 Thrivent Financial For Lutherans WIThrivent Financial For Lutherans Grp F X X X X X

60142 1216 TIAA Cref Life Ins Co NYTIAA FAMILY GRP L X X X X

69353 4719 TPM Life Ins Co PAAmFirst Holdings Grp L X X X X

70688 468 Transamerica Financial Life Ins Co NYAegon US Holding Grp L X X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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National Association of Insurance Commissioners2018 LONG-TERM CARE INSURANCE EXPERIENCE REPORTS

Index of companies

CompanyCode

GroupCode

CompanyName

State ofDomicile

Group Name

BusinessType Form 1 Form 2 Form 3 Form 4 Form 5

86231 468 Transamerica Life Ins Co IAAegon US Holding Grp L X X X X X

66281 468 Transamerica Premier Life Ins Co IAAegon US Holding Grp L X X X X X

61425 276 Trustmark Ins Co ILTrustmark Mut Holding Co GRP L X X X X X

80314 671 Unicare Life & Hlth Ins Co INAnthem Inc Grp L X X X X

69744 781 Union Labor Life Ins Co MDUNION LABOR GRP L X X X X

70408 19 Union Security Ins Co KSAssurant Inc Grp L X X X X

81477 19 Union Security Life Ins Co of NY NYAssurant Inc Grp L X X X X

92916 290 United Amer Ins Co NETorchmark Corp Grp L X X X X

92703 687 United Natl Life Ins Co Of Amer ILGUARANTEE TRUST GRP L X X X X

69868 261 United Of Omaha Life Ins Co NEMUTUAL OF OMAHA GRP L X X X X

42129 United Security Assur Co Of PA PA L X X X X

70106 12 United States Life Ins Co in the Cit NYAMERICAN INTL GRP L X X X X

79413 707 UnitedHealthcare Ins Co CTUNITEDHEALTH GRP L X X X X

62235 565 Unum Life Ins Co Of Amer MEUNUM GRP L X X X X

94358 876 USAble Life ARARKANSAS BCBS GRP L X X X X

83470 876 USAble Mut Ins Co ARARKANSAS BCBS GRP X X X X X

86509 4832 Voya Retirement Ins & Ann Co CTVoya Financial Grp L X X X X

70319 233 Washington Natl Ins Co INCNO Financial Grp L X X X X

72273 4939 Wea Ins Corp WIWEA Grp L X X X X

70335 458 West Coast Life Ins Co NEPROTECTIVE LIFE INS GRP L X X X

57320 Woodmen World Life Ins Soc NE F X X X X

CAUTION: The information contained on this page is unaudited and not a complete analysis nor is it an expression of opinion on any insurer. This page may contain inadvertent errors.

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