28 Sunday Territorian. Sunday, September 1, 2013. www.sundayterritorian.com.au

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BEAUTY FINANCE

HOLLY COPPINGDermal Therapist/Director

JUDY MOSTAARD, CFP®, SSA™

Senior Financial Planner

OVER time skin loses collagen, elasticity, antioxidants and wrinkles and lines form. This is known as ageing. Skin rejuvenation through the use of chemical peels will improve skin tone, texture and colour, reduce lines and wrinkles, improve luminosity and give you a vibrant, more youthful looking skin.

Peels work by inducing a controlled wound in the skin, resulting in the removal of the thickened damaged outer layers. On a cellular level peels will thicken the epidermis, remove damaged and abnormal cells and replace them with normal cells and induce an inflammatory response deeper in the tissue than the peeled layers. Through inflammation, synthesis of new collagen and ground substance is deposited into the dermis thereby thickening the dermal layer.

Territory Laser Clinic administers clinical strength results-orientated corrective peel treatments. Clinical strength means they can only be administered by Doctors, Nurses and Dermal Therapists that have been specifically educated and certified.

These ‘new generation’ peels are focused on repair without undue pain and downtime. They strengthen the skin and provide change without annihilation, allowing patients to continue to work or carry on their daily activities.

Chemical peels effectively treat freckles, post-inflammatory hyperpigmentation (PIHP), Melasma (hormonal pigmentation), Solar Lentigines (liver/age spots), Actinic Keratosis (thick, scaly, crusty patches of skin), sun damage, fine lines and wrinkles, acne, oily and congested skins, enlarged pores, scarring, and Keratosis Pilaris (rough red bumps on the skin).

To guarantee you get the results you are looking for, Holly will thoroughly assess and diagnose your skin during a free one hour consultation. Call today to fulfil your quest for clear, glowing, youthful looking skin in no time at all!

Suite 28, 119 Reichardt Road, Winnellie NT 0820PH: 08 8984 4110

www.territorylaserclinic.com.au

Level 2, 36 Mitchell St, Darwin 0800PH: 08 8981 9555 E: judy.mostaard@rbsmorgans.com

RBS Morgans Limited ABN 49 010 669 726, AFSL 235410 A Participant of ASX Group

A Professional Partner of the Financial Planning Association of Australia

– ADVERTORIAL –

Lifestyle tips from local experts for Territorians

CHEMICAL SKIN PEELS

HEALTH

TONY RUDD

Chiropractor & Life Coach

BEING a father is a juggling act. There are often many balls you have to keep a handle on. Trying to balance being a great dad, going to work and providing for the family, being a strong masculine husband, having time for yourself, doing the chores and taking care of your health can be full on.

Have you dropped any of your balls? One example of dropping your balls is when you end up working too hard and don’t spend enough quality time with your kids. One of the most common childhood concerns is not enough quality time with dad.

Do you have a good hold of your balls or is someone else holding your balls? Have you ever heard someone referring to their wife as “the boss.” Men, your woman needs to know you have your masculinity and you are not giving away your power. If you don’t have your balls it is time to get them back now!

How big are your balls? To get big biceps you need to work on them. To get big balls… well you get the picture.

Are your balls healthy? Many men know what they should do for their health and then don’t do it.

When was the last time you really worked on your balls? Remember the saying “Use it or lose it!” We are talking about your balls and you know how precious they are. If you would like to improve any aspect of your balls you need to take action.

I am holding a men’s only Healthy Balls Workshop on Saturday 28th September from 9am-12pm at Free Being. Call our clinic on 8947 3247 to secure your place. The fee is only $20 or two people for $30 and it includes morning refreshments.

Tenancy 12 (Level 1), 396 Stuart Highway, Winnellie NT 0820PH: 08 8947 3247

www.freebeing.com.au

FATHERS: HOW ARE YOUR BALLS GOING?

WHERE THERE’S A WILL THERE’S A WAY

ESTATE planning is often overlooked by many as it is not an easy subject to deal with. Having the appropriate arrangements in place can help ensure that your hard earned wealth is preserved and put into the hands of those closest to you, minimising the emotional and financial stress such a difficult time incurs.

Did you know?

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wanted to benefit from your Estate or who is to manage it. Your assets will then be distributed according to a pre-determined formula with certain family members receiving a set percentage of your assets despite what you may have wished and, if you have no surviving relatives closer than cousins, your Estate will pass to the government.

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evidence that the relationship existed.

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unless the Estate has been specifically nominated as the beneficiary of super death benefits.

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by the person making the Will and two or more witnesses who are ideally not beneficiaries of the will.

Estate planning can be complex and it’s all about putting the right assets into the right hands at the right time. For further information, please call me on 8981 9555.

Disclaimer: This article contains General advice only and is made without consideration of any persons’ investment objectives, financial situation or needs. Any persons who wish to act upon this article should consult their investment adviser before doing so.