Upload
yash-baid
View
219
Download
0
Embed Size (px)
Citation preview
7/30/2019 Leisure Entertainment Fact Sheet
1/13
ACE Global Engineering NetworkLeisure and Entertainment Industry
7/30/2019 Leisure Entertainment Fact Sheet
2/13
Contents
Occupancy Overview 1 - 2
Special Hazards 3Fire Department Focus 3Decorations 3Exhibition Halls 3Kitchens 3Housekeeping 3Electrical Wiring 3Theatres 3Storage Areas 3Stage Effects 3Access 4Fire Protection Systems 4Common Areas of Concern 4Major Exposures 4
BI and Contingent BI considerations 5
Industry Trends 5
Requirements 6 - 7
Loss Estimates 8
Industry Benchmarking 9
Industry Loss Information 9
ACE Contacts 10
Reference Sources 10
ACE Global EngineeringNetworkLeisure and Entertainment Industry
7/30/2019 Leisure Entertainment Fact Sheet
3/13
Occupancy Overview
The Leisure and Entertainment industry segment
has various types of occupancies including eating
and drinking places (pubs, restaurants, night clubs,
fast food etc.), casinos, sporting venues,
amusement parks, arenas, stadiums, cinema
complexes, museums, entertainment centres andcultural facilities.
This cross-over of segments is clearly illustrated
when considering the occupancy code for casino
hotels on the Las Vegas model. A casino hotel enjoys
a property class 9. Typically these properties include
a modern hotel (class 9), casino (class 3), dinner
theatre (class 3), restaurants (class 3), fitness centres
(class 4), bars and lounges (class 3), convention
centres (class 5) and amusement arcades (class 2).
In fact the changing nature of the leisure and
entertainment industry means that these occupancy
types will more frequently be found as an integral part
of much larger occupancy or industry typAs with any
other business segment, there are good and bad risks
within each group. For large value risks the focus
should be on venues and facilities of mostly
non-combustible construction, reliable automatic
fire suppression and detection systems, good water
supplies, sufficient fire hydrants in close proximity*
and a reliable fire department. The facilities should
have good loss prevention management programmes
in place, good preventative maintenance programmes
for building, plant and equipment, strict housekeeping
standards and adequate security measures.
O
Risks of lesser values should still include mostly
non-combustible construction although this may
not be essential providing other risk management
factors are present. Ideally premises should have
fixed fire suppression and detection systems in place.
Good management programmes are essential.
*The evaluation of water supplies does include the need
for hydrants in the vicinity of the building but, as leisure
and entertainment complexes can be very large sometimes
covering thousands of square metres, it is important that
extra attention is paid to the adequacy of fire hydrant
coverage. Without adequate fire hydrant coverage in the
largest of these complexes long fire hose runs will be
necessary and this will delay the start of fire fighting
operations resulting in greater property damage.
ACE GLOBAL ENGINEERING NETWORK LEISURE AND ENTERTAINMENT INDUSTRY
1
Description ICC NAICS ATC Occupancy Code Class
Eating and Drinking Places
Restaurants 5812 722110 8 4
Fast Food Outlets 5812 722211 8 3
Takeaways 5812 722211 8 2
Bars, Pubs, Taverns if music and dancing see Discotheques, 5813 722410 8 4Group V111
Places offering adult entertainment 5813 722410 8 Decline
Casino Stand-Alone
Casino Purpose Built conversions should be equivalent when 7012 721120 3 9
completed to 'New' Purpose built Casino
Casino Seasonal permanent occupancy 7011 721110 3 4
Casino Seasonal other, including those unoccupied during 7011 721110 3 2off-peak season
Floating casinos (i.e., gambling cruises, riverboat casinos) 7012 713210 3 2
7/30/2019 Leisure Entertainment Fact Sheet
4/13
ACE GLOBAL ENGINEERING NETWORK LEISURE AND ENTERTAINMENT INDUSTRY
2
Description ICC NAICS ATC Occupancy Code Class
Hotels (including Hotels with Casinos), Rooming Houses, Camps& Other Lodging Places
Hotels, Motels, Resort Hotels, including Hotels with Casinos Other 7011 721110 3 2
Hotels, Motels, Resort Hotels, including Hotels with Casinos Seasonal - permanent occupancy 7011 721110 3 5
Hotels, Motels, Resort Hotels, including Hotels with Casinos Seasonal other, including those unoccupied during off-peakseason Refer to Z Authority 7011 721110 3 2
Hotels, Motels, Resort Hotels, including Hotels with Casinos -Non-Combustible construction City 7011 721110 3 9
Hotels, Rooming Houses, Camps & Other Lodging Places
Convention Centres Non Combustible Construction -If Inferior Construction Refer to Z Authority holder(If used for exhibitions, trade shows or performancesopen to the public use ICC 7999 class 3 ) 7994 531120 3 8
Museums, Art Galleries, Botanical and Zoological Gardens
Museums & Art Galleries (Buildings Only) 8411 712110 10 9
Museums & Art Galleries (if listed/preserved building) 8411 712110 10 6
Contents or Fine Arts Floaters (Refer Specie) 8411 712110 10 ReferMarineSpecie
Arboreta, Botanical & Zoological Gardens (decline outdoor property) 8421 712130 10 7
Amusement and Recreation Services (Except Motion Pictures)
Billiard and Pool Parlours (may have food & bar service) 7932 713990 10 2
Bowling Alleys 7933 713950 10 3
Amusement and Recreation Services (Except Motion Pictures): Commercial Sports Professional Sports Clubs & Promoters,Racing, including Track Operation (all types) may also involve
operation of stadiums, grandstands, arenas - Outdoornon-combustible construction. Converted Premises(i.e. should be equivalent when completed to 'New' Purposebuilt Stadia and Concert halls) 7941 711310 10 8
Commercial Sports Professional Sports Clubs & Promoters,Racing, including Track Operation (all types) may also involveoperation of stadiums, grandstands, arenas-(decline inferior construction) Outdoor Non-CombustibleConstruction. Converted Premises (i.e. should be equivalentwhen completed to 'New' Purpose built Stadia and Concert halls) 7941 711310 10 7
Dance Halls (Not Discos or Halls which might be used for Raves) 7911 713990 10 5
Discotheques decline stand alone refer to Z Authority 7911 713990 10 ZAuthority
Theatres (not Motion Picture or Television), Bands, Orchestras
& Entertainers, Stage Shows including scenery watch forexcessive scenery storage on site 7922 711110 10 6
Golf Courses, Public & Private 7992 713910 10 5
Membership Sports Other 7997 713940 10 6
Amusement & Recreation Services, N.O.C.(boat houses, circuses/expositions/ fairs tent shows) 7998 711190 10 2
Amusement services NOC and Exhibition Centres Non-Combustible construction (non-permanent exhibitions).For permanent exhibitions see Museums ICC 8411/6 refer to Z authority for inferior construction 7999 711190 10 5
Inflated structures refer to Z authority 7998 624221 10 2
Membership OrganisationsMembership Organisations N.O.C. 8690 813319 22 6
Motion Pictures (Distribution and Allied Services)
Motion Picture Theatres 7832 512199 10 7
Motion picture Theatre Drive In 7833 512132 10 5
7/30/2019 Leisure Entertainment Fact Sheet
5/13
ACE GLOBAL ENGINEERING NETWORK LEISURE AND ENTERTAINMENT INDUSTRY
3
Special Hazards
The main business focus of the sector is to provide
leisure and entertainment services and activities to
the general public. Occupant numbers can range from
small groups to very large audiences, often in excess
of 50,000 people. The number of people attending
these venues can in itself have repercussions inincreased property damage.
Fire Department Focus
When attending fires at these types of occupancies
fire departments will focus on the following in order
of priority: evacuation of affected people, rescue
operations, firefighting operations. Fire department
access to the site may be slowed by the evacuation of
large numbers of people into the area surrounding the
venue. Consequently firefighting operations may be
delayed in dealing with issues of greater priority,
resulting in increased property damage.
The control and the safety of the occupants of the
building is paramount and this requires venue
operators to apply excellent management controls
and have formal evacuation and emergency plans in
place.
Many of the segment groups have common risk
exposures, including: traditional kitchens and display
cooking areas, combustible dcor, temporary and
permanent storage areas (or lack of them), temporary
structures (stages, display stands) and infrastructure
such as electrical cabling and gas supplies.
Decorations
The dcor can be elaborate, thematic and very often
combustible. Materials such as paper, straw, cloth,shrubbery, artificial flowers, foams and plastics are
used on a temporary or permanent basis to create
ambiance within the venue. Where possible these
materials should be fire retarded or replaced by
less combustible materials.
Exhibition Halls
Storage of large quantities of combustible materials,
such as packaging for transporting displays and for
product literature, presents a fire hazard if suitable
storage arrangements have not been provided.
Storage must be remote from ignition sources.
KitchensCooking and open flames are often associated with
leisure and entertainment occupancies. Where
cooking is undertaken in traditional kitchens the use
of automatic extinguishing systems and extract-duct
systems can alleviate most of the hazards, provided
that these systems are properly maintained and are
operational. Records of duct cleaning regimes should
be available. Display cooking (e.g. food and wine
shows and flamb cooking at tableside) present more
challenging problems. Adequate planning of the
location of cooking equipment, the location of gas
cylinders (LPG and propane), the layout of temporary
gas piping and of staff training is required. Fixed
suppression/detection systems may also berecommended. Reference NFPA 96, Ventilation,
Control, and Fire Protection of Commercial
Cooking Operations.
S
Housekeeping
Good housekeeping practices is important at all sports
venues. Care must be taken to prevent combustibles
accumulating underneath seating areas, especially
where the seating/seating structure is of combustible
materials.
Electrical Wiring
The temporary nature of many events (exhibitions,
shows at nightclubs etc.) results in an increased use
of non-permanent electrical wiring. Where temporary
wiring is required care needs to be taken that this
wiring meets appropriate standards for fire and health
and safety and that the buildings electrical reticulation
system is capable of safely supplying the load
required. Where diesel generators are used, they must
be located remotely from the building so as to avoid
the potential for fire spread.
Theatres
Here the hazard revolves around the stage and
backstage area. Traditional proscenium stages
have scenery and lighting flown above the stage,
scenery/backdrops on the back and sides of the stage,
workshops at the rear or sides of the stage, prop
storage areas, trap doors and stage lifts. Factors
such as fuel loading, multiple ignition sources and
a complicated building layout all contribute to a
potentially dangerous fire situation. Automatic fire
suppression systems, ventilation and fire resistant
stage curtains are required. On modern stages the
tendency is for scenery to be moved horizontally
which has eliminated the need for high fly galleries or
scene lofts. In addition the audience is often exposedto the stage on three sides. Scenery handling
equipment and any workshop areas should be
adequately protected.
Projection booths house equipment for the
transmission of light onto a screen, curtain or
stage. The main hazard is the means of projecting
light onto the screen. Electric arc, xenon and similar
light sources generate hazardous gases, dust and
radiation and can potentially fail with explosive
force. The modern projection booth is designed
to be soundproof but not necessarily to prevent
fire spread.
Storage Areas
Improper storage practices present a fire hazard and
the storage of tables, chairs, scenery and supplies
can increase the fuel load in a building and hinder
occupant escape and fire department access.
Adequate safe storage areas are required.
Stage Effects
The use of fireworks and flame effects needs to be
considered as these can contribute significantly to
the potential ignition hazards within a building.
Poor planning or improper control or management
of these effects could result in ignition sources and
combustibles being in close proximity of one another,
creating a fire hazard. The potential also exists for
fire to spread rapidly in multiple areas, possibly
overwhelming the sprinkler system.
7/30/2019 Leisure Entertainment Fact Sheet
6/13
ACE GLOBAL ENGINEERING NETWORK LEISURE AND ENTERTAINMENT INDUSTRY
4
Access
Access to the exterior of the structure or property at
risk could be limited for short or extended periods of
time. For example, in stadiums hosting large public
events and convention and exhibition halls, the
location of vehicles, waste and recycle skips, musical
and lighting equipment, fences, gates, landscaping,
construction materials and props can all hinder firedepartment access.
Fire Protection Systems
The level of risk should be evaluated in conjunction
with the level of fixed fire-protection systems, the
nature of the venue (construction, usage) and the
adequacy of management controls in place.
NFPA codes addressing these exposures are
as follows:
NFPA 5000, Building Construction & Safety Code
NFPA 160: Flame effects before an audience
NFPA 1123: Fireworks display
NFPA 1194: Recreational vehicle parks
and camp grounds
NFPA 40: (Chapter 8) Motion picture projection
and special processes.
Common Areas of Concern
Typically the front of house areas that the public
frequent are well laid out with good fire protection,
security and housekeeping. Common areas of concern
will most likely include the following:
Use of combustible building materials, often in
unexpected areas (e.g. use of expanded polystyrenesandwich panels cases in New Zealand of indoor
ski slope and EPS panels used as roof covering for
cable car boarding stations)
The back of house storage areas and temporary
storage areas
Controlling storage heights to meet sprinkler
system design parameters
Storage below unprotected mezzanines
Poor housekeeping standards and inadequate
recycling and garbage removal procedures
A
Blocked internal and external fire exits
Maintenance of the fire suppression systems and
the cleaning frequency of exhaust ducts, filters,
grease traps etc. within kitchens
Large single fire areas with no divisions
The adequacy of atriums and open space
protection
Temporary displays for special promotions and
seasonal promotions. These displays most
commonly Christmas displays can be quite large
and are often provided with false ceilings. Apart
from obstructing the ceiling sprinkler protection
the ceilings are often constructed of combustible
material. The back sections of displays are also
commonly used for storage of packing cases etc.
Major Exposures
The major exposures associated with the
entertainment and leisure segment are as follows:
Large single fire areas with no fire divisions,
inadequate fire stopping between fire cells
Lack of automatic fire protection in the
kitchen areas
Inadequate fire protection
The use of pyrotechnics
Remote locations serviced by volunteer
fire departments
Inadequate security
Vandalism and malicious damage
Crowd control
Poor maintenance practices leading not only to
breakdowns and Business Interruption (BI)
exposure but also liability exposure e.g. grandstand
or theme park ride incidents
Housekeeping methods and practices
Potential for a major disaster involving members
of the public.
7/30/2019 Leisure Entertainment Fact Sheet
7/13
ACE GLOBAL ENGINEERING NETWORK LEISURE AND ENTERTAINMENT INDUSTRY
5
Business Interruption (BI) andContingent BI considerations
These exposures vary widely within the industry
because of the varied nature of businesses.
The business interruption exposure for a medium-size
restaurant catering for 50 people will clearly not
be the same as a large convention centre withconventions booked throughout the year.
A number of the segment groups are seasonal in
nature and any losses at the beginning of the season
will impact over the whole programme. Many of
the occupancies are in large complexes, such as
entertainment districts and shopping malls where a
serious fire in a neighbouring facility could prevent
access to all sections of the building. Weather issues
can also impact sporting venues particulary where
major events are staged.
Purpose-built venues (theme parks, large convention
centres) will most likely be closed down for theduration of repairs after a fire. There will be
minimal opportunity to relocate, even temporarily,
to alternative premises. In these instances the
expectations will be that BI cover will be for the
full indemnity period and that indemnity periods
will be long.
BC
Casino operations are heavily regulated and there is a
requirement for excellent record keeping; the
maintenance of a gaming license is often dependent
upon this. Most casino operations are reliant on IT
systems for this function and any disruption to the ITsystem could result in the casino being closed by
regulators until such time as they are able to fulfill
their license obligations. The robustness of the IT
system, the adequacy of data-back-up activities and
the existence of a relevant business continuity plan
are issues which should be evaluated.
All leisure and entertainment occupancies are required
to remain compliant with local health and safety
legislation. In occupancies, such as theme and
amusement parks and skiing facilities, where profit is
generated from rides and ski-lifts any incident (injury
or death) may result in the closure of the facility until
repairs are made or entire systems are tested forsafety. BI losses may be far in excess of property
losses. The adequacy of maintenance programmes
and management controls should be evaluated.
Industry Trends
The entertainment and leisure industry is fast
developing into larger multi-complex buildings offering
the consumer greater choices. These complexes are
typically located in hotel buildings, casino hotels,large shopping malls and large entertainment
complexes. A number of separate clients might
be located within one complex.
A major advantage of the multi-complex is that the
properties, usually located in large urban areas, are
purpose built with non-combustible construction,
full automatic sprinkler protection, adequate public
hydrant protection and full-time fire departments.
Central security systems are generally in place with
extensive use of digital surveillance cameras and
patrolling security guards.
I
Large stadiums and arenas are used primarily for
sporting events. Concerts, exhibitions and trade shows
also involve increasingly large audiences. The use
of temporary structures, lighting rigs, display standsneed to be controlled as they can impact on the
automatic sprinkler protection.
7/30/2019 Leisure Entertainment Fact Sheet
8/13
ACE GLOBAL ENGINEERING NETWORK LEISURE AND ENTERTAINMENT INDUSTRY
6
Requirements
The wide variety of building types and size, the
construction materials and the nature of events staged
will mean that the levels of protection will vary greatly
between occupancies. A reasonable expectation is
that fire protection within these buildings would
depend on the legislative requirements for life safetyat the time the venue was opened or when major
alterations are made. As a result the level of fixed fire
suppression and detection systems will vary. For
example, sprinkler protection may not be present in
some smaller occupancies but will most likely be
present in larger venues. Construction materials will
vary widely from combustible to non-combustible
materials. The age of the structure will mostly dictate
the nature of construction.
The size of the risk and the exposed values will often
determine the acceptability of the risk.
Low value exposures PD and BI (Property Damage
and Business Interruption) possibly stand alone
Ideally non-combustible construction, but presence
of combustible construction may be accepted if
other RM factors in place
Where sprinkler protection and/or fire detection
installed proof of adequacy and reliability of the
system, maintenance records, sprinkler flow test
results etc
Adequate first aid fire equipment hose reels,
fire extinguishers, fire blankets for kitchens
Maintenance of fire equipment to appropriate
standard basic records kept Basic levels of management control
housekeeping, hot work controls, impairment
procedures, fire equipment maintenance,
self-inspection routines, smoking policy
Adequate water supply, hydrants and fire
department
Level of security appropriate for nature of business
and location monitored intruder alarm,
adequately rated safes on site for cash.
Medium value exposures (PD and BI) possibly
stand alone but could be part of a larger building
Ideally non-combustible or substantiallynon-combustible construction, limited quantities of
combustible construction may be accepted if other
RM factors in place
Expectation would be for good fixed fire-protection
systems in place sprinkler system, fire detection
system, monitored by central control room or
directly by fire department
Where sprinkler protection and/or fire detection
installed proof of adequacy and reliability of
system, maintenance records, sprinkler flow test
results etc
Proof of adequate kitchen extract duct cleaning
regimes
Proof that combustible dcor has been treated with
a fire retardant material
Preventative maintenance regimes in place,especially for electrical reticulation and other
critical plant and equipment
Adequate first aid fire equipment hose reels,
fire extinguishers, fire blankets for kitchens
Passive fire protection in place fire
compartmentation between fire cells, fire
separation between plant room, storage area etc.
and public areas, fire dampers, fire sealants
Maintenance of fire equipment to appropriate
standard up to date records kept
More formalised management control in place
documented rules, procedures, policies relating
to housekeeping, hot work, impairment, fire
equipment maintenance standards and records,
self-inspection routines, evacuation and emergency
plans, guidelines on the use of combustible
decorations, props and sets, procedure and permit
for the use of fireworks, flame and stage effects,
guidelines for use of temporary electrical wiring,
training of security and venue staff, site induction
for contractors
Key staff trained in the use of the fire equipment
Level of security appropriate for nature of business
and location monitored intruder alarm as aminimum, possibly CCTV cameras, security patrols
by contract security provider, adequately rated
safes on site for cash
Basic management and other key data backup
systems in place
Adequate water supply, hydrants and superior fire
department
Minimal external exposures earthquake, flooding,
windstorm, lightning where possible protective
measures in place.
High value exposures (PD and BI) large
entertainment complexes or purpose built venues
Largely non-combustible construction but minimal
quantities of combustible construction would be
acceptable if other RM factors in place
Automatic sprinkler protection throughout to
appropriate standard (NFPA or equivalent)
Fire detection throughout or in critical plant room
and high-risk areas as a minimum
Fixed fire suppression systems in kitchens, server
rooms, control room
Fire-suppression/detection systems monitored by
central control room or directly by fire department
7/30/2019 Leisure Entertainment Fact Sheet
9/13
Internal and external hydrants connected to
adequate water supply
Adequate first aid fire equipment hose reels,
fire extinguishers, fire blankets for kitchens
Passive fire protection in place fire
compartmentation between fire cells, fire
separation between plant room, storage area etc.and public areas, fire dampers and fire sealants
Where sprinkler protection and/or fire detection
installed proof of adequacy and reliability of
system, maintenance records, sprinkler flow test
results etc
Maintenance of fire equipment and other systems
(e.g. smoke ventilation systems) to appropriate
standard
Kitchen extract duct cleaned as part of
programmed maintenance proof that cleaning is
taking place according to regime and to appropriate
standard
Proof that combustible dcor has been treated with
a fire retardant material or non-combustible
alternatives used
Fuel supplies to boilers, kitchens heating systems
interlocked with sprinkler or fire-detection system
so as to shut off on alarm activation
Electrical supply backed up by diesel generator
linked to critical plant and equipment, including
fire systems and pumps
Highly formalised management controls in place
extensively documented rules, procedures, policiesrelating to, inter alia, housekeeping, hot work,
impairment, fire equipment maintenance standards
and records, self-inspection routines, evacuation
and emergency plans, business continuity plans,
guidelines on the use of combustible decorations,
props and sets, procedure and permit for the use
of fireworks, flame and stage effects, guidelines for
use of temporary electrical wiring, training of
security and venue staff, site induction for
contractors and third party service providers and
kitchen extract duct cleaning standards
Formalised and regular self-inspection routines,
to cover legislative requirements and venuemanagement standards, should be fully
documented and inspections recorded,
and carried out by trained staff
All critical plant, equipment and protective systems
on full preventative maintenance programmes
Level of security appropriate for nature of business
and location but must include monitored intruder
alarms, CCTV camera coverage to critical areas, on
site security team, adequate safes on site for cash
Robust data backup and recovery procedures inplace
Key staff and security team trained in the use of
first aid fire equipment, ability to respond to and
initiate fire fighting operations
Superior water supply, hydrants and fire
department
Minimal external exposures earthquake, flooding,
windstorm, lighting protective measures in place.
As a global standard NFPA should be adopted as
the benchmark for automatic sprinkler protection.
However where local standards exist, and these arecomparable to NFPA, these are adequate for ACE RM
and underwriting purposes. In countries with national
standards bodies such as European Standards and
Standards New Zealand, most fire protection systems
are designed and installed to the appropriate local
standard and first aid fire fighting equipment complies
with specific standards pertaining to the type
of equipment. These standards often contain
requirements for the testing and maintenance
of installations and/or fire equipment.
The testing frequency of the fire protection systems
should be in accordance with NFPA 25 standards
for fire pumps and sprinkler installations. Specialattention should be paid to the maintenance and
testing of the kitchen fire suppression and exhaust
systems.
All fire alarm signals (including all tenant spaces)
should be monitored through the main security office
or an approved central station (NFPA 72). Written fire
evacuation should be posted throughout the premises
and annual fire evacuation drills should be carried out.
Copies of all fire protection and detection records
should be available on site for examination.
ACE GLOBAL ENGINEERING NETWORK LEISURE AND ENTERTAINMENT INDUSTRY
7
7/30/2019 Leisure Entertainment Fact Sheet
10/13
ACE GLOBAL ENGINEERING NETWORK LEISURE AND ENTERTAINMENT INDUSTRY
8
Loss Estimates
Key factor in this segment are the construction, fire
protection and location of the premises. A portion of
the segment will be located in rural and remote areas
and will generally be non-protected risks, with poor
water supplies and volunteer fire services. Losses in
these groups will be 100% LPD AS (Property Damage Amount Subject)
Generally 100% for buildings under single roof but in
most cases, especially for small stand-alone individual
occupancies. In large complex buildings or where a
number of buildings are located on the same site the
AS may be reduced if adequate separation, by means
of a complete fire wall, lack of combustible continuity
or physical distance is present.
PD PML (Property Damage Probable Maximum Loss)
Somewhat subjective and dependant upon the
building layout and combustible loading. Generally ahigh PML is likely in venues with high combustible
loadings or rural locations with lengthy fire
department response times and/or water supply
issues. Favorable conditions for a reduction in the
PML would include large open areas with minimal
combustibles, fire rated separation between fire cells
by fire rated doors, walls or shutters, early detection
by on-site security staff, caretakers, good water
supplies and acceptable response times by the
fire department.
PD NLE (Property Damage Normal Loss Expectancy)
Minimal in buildings with adequate sprinkler
protection throughout. If the building is not sprinkler
protected or the sprinkler system not adequate then
NLE would likely equal the PML.
BI AS (Business Interruption Amount Subject)
Normally 100% in line with PD AS however the
indemnity period would be a factor in this case
a longer indemnity period may allow for reduced AS.
Site layout, e.g. a theme park with multiple rides,
may allow for reduced BI estimates
BI PML (Business Interruption Probable
Maximum Loss)
The extent of damage estimated in PD PML needs to
be considered along with the impact on surrounding
areas and access to the building. Purpose-built venues
will have longer indemnity periods so this needs to be
reviewed and taken into account in terms of
re-construction times.
BI NLE (Business Interruption Normal Loss
Expectancy)
Generally minimal in line with PD NLE if the
building is sprinkler protected.
It should be noted, as stated above, that BI and
contingent BI exposures will vary widely within
this industry segment due to the varied nature
of the businesses offering leisure and entertainment
services and activities.
7/30/2019 Leisure Entertainment Fact Sheet
11/13
80
60
40
20
100
0
88 92
28
81
70
81
82
70
82
85
8888
81
90
82
79
75
75
85
88
89
Water Supplies
Fire Brigade
Sprinklers
Hydrants
Hose Reels
Extinguishers
Electrics
Cutoffs
Special Hazards
Hot Work
HousekeepingMaintenance
Impairments
Smoking Control
Training
Contingency
Planning
Exposures
External
Exposures
Internal
Self Inspection
Rules & Procedures
Watchman Service
ACE GLOBAL ENGINEERING NETWORK LEISURE AND ENTERTAINMENT INDUSTRY
9
Industry Benchmarking
Outer circle represents best industry practice.
Black line represents the global average of ACE
inspected leisure and entertainment operations
during a period of five years.
Date Company Location Loss
2003 Moulin Rouge Hotel & Casino Las Vegas Total loss
2005 Entertainmentz 4,150 000
2007 Hotel Fife Glasgow Scotland 6,745 000
2009 Empress Casino Illinois Near total loss
Industry Loss Information
7/30/2019 Leisure Entertainment Fact Sheet
12/13
ACE GLOBAL ENGINEERING NETWORK LEISURE AND ENTERTAINMENT INDUSTRY
10
ACE Contacts in your region for further information
Name Region Office Contact Information
Garry Hollins Asia Pacific Auckland, New Zealand [email protected]
Phone: + 64 9 374 1718
Sean Canada Toronto, Canada [email protected]
Hollingsworth *G Phone: + 1 416-594-3031
Ian Bell Europe Manchester, UK [email protected]
Phone: + 44 (0) 161 910 1844
Bruno Escoba Latin America Mexico City, Mexico [email protected]
Phone: + 52 (55) 52485863
David Partridge USA St. Augustine, Florida, [email protected]
USA Phone: + 1 904 824 5104
*G Denotes Global Product Champion
Reference SourcesNFPA standards
7/30/2019 Leisure Entertainment Fact Sheet
13/13
ACE Global Engineering Network
The ACE Global Engineering Network creates strong, long term relationships with clients, focusing on cost effective and
proficient solutions to their risk management challenges.
Through in depth loss prevention training backgrounds and industry expertise, ACE engineers are experienced inevaluating a wide variety of risks and complexity of exposures.
Our specialist team is driven by account and field engineers delivering high quality and effective loss prevention services.
We have engineers in key strategic locations around the world who are familiar with international standards as well as
local codes and work practices. This proves invaluable in helping clients establish and maintain operations in traditional
and emerging markets.
For further information please go to www aceagen com